Fifth Third Bank Michigan Mortgage Lending & HMDA Data, 2007

In 2007, Fifth Third Bank Michigan of Cincinnati, OH reported 16,304 mortgage applications totaling $1.3 billion, up 38% from 2006. The average application was for $82,379, and applicants reported an average income of $77,283. 41% of its applications resulted in an originated loan and 48% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (2,388), Grand Rapids-Wyoming, MI (1,104) and Warren-Troy-Farmington Hills, MI (1,038) (applications in parentheses).

Mortgage Company & Address Fifth Third Bank Michigan
5001 Kingsley Drive MD 1mob2w
Cincinnati, OH 45227
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 16,304
Total Mortgage Loan Application Amount $1,343,116,000
Average Mortgage Loan Application Amount $82,379
Highest Mortgage Loan Application Amount $8,750,000
Average Applicant Income $77,283
Highest Applicant Income $5,400,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fifth Third Bank Michigan filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fifth Third Bank Michigan by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 1,396 $ 156,271,000 $ 111,941 $ 84,000
Kent, Michigan 887 $ 54,516,000 $ 61,461 $ 72,000
Jefferson, Kentucky 680 $ 44,910,000 $ 66,044 $ 73,000
Marion, Indiana 474 $ 28,488,000 $ 60,101 $ 67,000
Wayne, Michigan 455 $ 33,872,000 $ 74,443 $ 74,000
Oakland, Michigan 383 $ 31,325,000 $ 81,788 $ 101,000
Ottawa, Michigan 382 $ 25,375,000 $ 66,426 $ 71,000
Fayette, Kentucky 366 $ 27,801,000 $ 75,959 $ 81,000
Muskegon, Michigan 341 $ 19,542,000 $ 57,307 $ 65,000
Kane, Illinois 323 $ 39,894,000 $ 123,510 $ 73,000
Macomb, Michigan 298 $ 22,149,000 $ 74,325 $ 77,000
DuPage, Illinois 278 $ 40,355,000 $ 145,161 $ 105,000
Berrien, Michigan 267 $ 20,265,000 $ 75,898 $ 85,000
St. Clair, Michigan 247 $ 17,521,000 $ 70,935 $ 66,000
Lake, Indiana 234 $ 15,856,000 $ 67,760 $ 61,000
Kalamazoo, Michigan 231 $ 13,751,000 $ 59,528 $ 81,000
Lee, Florida 228 $ 33,063,000 $ 145,013 $ 83,000
Pinellas, Florida 225 $ 27,463,000 $ 122,057 $ 77,000
Campbell, Kentucky 223 $ 15,410,000 $ 69,103 $ 62,000
Collier, Florida 214 $ 35,931,000 $ 167,901 $ 92,000
Lake, Illinois 212 $ 26,806,000 $ 126,443 $ 100,000
Vanderburgh, Indiana 212 $ 22,891,000 $ 107,976 $ 116,000
Kenton, Kentucky 212 $ 16,366,000 $ 77,198 $ 67,000
Ingham, Michigan 212 $ 13,706,000 $ 64,650 $ 70,000
Allegan, Michigan 196 $ 14,218,000 $ 72,540 $ 69,000
Van Buren, Michigan 194 $ 13,067,000 $ 67,355 $ 60,000
Genesee, Michigan 172 $ 12,012,000 $ 69,837 $ 71,000
Will, Illinois 170 $ 18,986,000 $ 111,682 $ 97,000
Hamilton, Indiana 158 $ 10,152,000 $ 64,253 $ 107,000
Shiawassee, Michigan 141 $ 8,674,000 $ 61,517 $ 56,000
Allen, Indiana 133 $ 7,767,000 $ 58,398 $ 79,000
McHenry, Illinois 128 $ 12,093,000 $ 94,476 $ 99,000
Orange, Florida 127 $ 18,591,000 $ 146,385 $ 107,000
Vigo, Indiana 118 $ 6,283,000 $ 53,245 $ 58,000
Grand Traverse, Michigan 117 $ 13,868,000 $ 118,529 $ 57,000
Hillsborough, Florida 115 $ 14,468,000 $ 125,808 $ 103,000
Clinton, Michigan 115 $ 9,338,000 $ 81,200 $ 78,000
Sarasota, Florida 104 $ 16,958,000 $ 163,057 $ 88,000
Boone, Kentucky 104 $ 7,680,000 $ 73,846 $ 83,000
Eaton, Michigan 102 $ 6,272,000 $ 61,490 $ 70,000
Barry, Michigan 101 $ 5,747,000 $ 56,900 $ 67,000
Jackson, Michigan 98 $ 7,102,000 $ 72,469 $ 69,000
Henderson, Kentucky 93 $ 6,150,000 $ 66,129 $ 63,000
Emmet, Michigan 91 $ 6,969,000 $ 76,582 $ 129,000
Calhoun, Michigan 84 $ 3,935,000 $ 46,845 $ 70,000
Hillsdale, Michigan 84 $ 5,539,000 $ 65,940 $ 55,000
Livingston, Michigan 84 $ 7,697,000 $ 91,630 $ 96,000
Johnson, Indiana 83 $ 4,543,000 $ 54,734 $ 83,000
Porter, Indiana 82 $ 5,918,000 $ 72,170 $ 75,000
Volusia, Florida 81 $ 8,275,000 $ 102,160 $ 84,000
Montcalm, Michigan 76 $ 5,300,000 $ 69,736 $ 56,000
Madison, Kentucky 75 $ 4,919,000 $ 65,586 $ 83,000
Ionia, Michigan 72 $ 4,548,000 $ 63,166 $ 63,000
Saginaw, Michigan 71 $ 4,867,000 $ 68,549 $ 61,000
LaPorte, Indiana 70 $ 4,919,000 $ 70,271 $ 60,000
Cass, Michigan 68 $ 4,368,000 $ 64,235 $ 54,000
Bullitt, Kentucky 65 $ 4,568,000 $ 70,276 $ 69,000
Wexford, Michigan 65 $ 4,304,000 $ 66,215 $ 55,000
Clark, Indiana 62 $ 3,067,000 $ 49,467 $ 78,000
Washtenaw, Michigan 61 $ 4,679,000 $ 76,704 $ 105,000
Oldham, Kentucky 59 $ 4,273,000 $ 72,423 $ 88,000
St. Joseph, Indiana 55 $ 3,814,000 $ 69,345 $ 58,000
Decatur, Indiana 54 $ 2,969,000 $ 54,981 $ 53,000
Hopkins, Kentucky 54 $ 2,977,000 $ 55,129 $ 59,000
Tippecanoe, Indiana 53 $ 3,244,000 $ 61,207 $ 81,000
Hendricks, Indiana 52 $ 2,550,000 $ 49,038 $ 82,000
Sullivan, Indiana 51 $ 3,860,000 $ 75,686 $ 51,000
Charlevoix, Michigan 49 $ 5,263,000 $ 107,408 $ 70,000
Clay, Indiana 48 $ 3,705,000 $ 77,187 $ 54,000
Posey, Indiana 47 $ 2,862,000 $ 60,893 $ 69,000
Manatee, Florida 45 $ 5,524,000 $ 122,755 $ 99,000
Seminole, Florida 44 $ 5,841,000 $ 132,750 $ 115,000
Monroe, Indiana 44 $ 1,766,000 $ 40,136 $ 57,000
Mason, Michigan 44 $ 3,155,000 $ 71,704 $ 57,000
Newaygo, Michigan 44 $ 3,193,000 $ 72,568 $ 63,000
Kendall, Illinois 43 $ 3,745,000 $ 87,093 $ 87,000
Floyd, Indiana 43 $ 2,021,000 $ 47,000 $ 71,000
Crawford, Michigan 42 $ 3,549,000 $ 84,500 $ 51,000
Franklin, Kentucky 41 $ 2,068,000 $ 50,439 $ 52,000
Scott, Kentucky 41 $ 2,957,000 $ 72,121 $ 99,000
DeKalb, Illinois 39 $ 4,501,000 $ 115,410 $ 78,000
Warrick, Indiana 39 $ 3,191,000 $ 81,820 $ 84,000
Otsego, Michigan 39 $ 2,523,000 $ 64,692 $ 62,000
Hancock, Indiana 38 $ 2,953,000 $ 77,710 $ 88,000
Daviess, Kentucky 38 $ 3,161,000 $ 83,184 $ 76,000
Missaukee, Michigan 38 $ 2,027,000 $ 53,342 $ 56,000
Oceana, Michigan 38 $ 4,931,000 $ 129,763 $ 83,000
Winnebago, Illinois 37 $ 3,231,000 $ 87,324 $ 61,000
Pasco, Florida 36 $ 4,248,000 $ 118,000 $ 91,000
St. Louis, Missouri 36 $ 3,223,000 $ 89,527 $ 83,000
Shelby, Indiana 35 $ 1,596,000 $ 45,600 $ 64,000
Mecosta, Michigan 34 $ 1,576,000 $ 46,352 $ 53,000
Elkhart, Indiana 33 $ 2,844,000 $ 86,181 $ 50,000
Hamilton, Ohio 33 $ 2,276,000 $ 68,969 $ 90,000
Jefferson, Illinois 32 $ 1,725,000 $ 53,906 $ 61,000
Ripley, Indiana 32 $ 1,432,000 $ 44,750 $ 57,000
Morgan, Indiana 31 $ 2,038,000 $ 65,741 $ 73,000
Jessamine, Kentucky 31 $ 3,809,000 $ 122,870 $ 90,000
Monroe, Michigan 31 $ 2,094,000 $ 67,548 $ 79,000
Perry, Indiana 30 $ 1,749,000 $ 58,300 $ 100,000
Knox, Indiana 29 $ 2,001,000 $ 69,000 $ 79,000
Shelby, Kentucky 28 $ 2,559,000 $ 91,392 $ 102,000
Adams, Indiana 27 $ 2,224,000 $ 82,370 $ 60,000
Harrison, Kentucky 27 $ 1,387,000 $ 51,370 $ 79,000
Parke, Indiana 26 $ 1,741,000 $ 66,961 $ 55,000
Mercer, Kentucky 26 $ 1,072,000 $ 41,230 $ 54,000
Pendleton, Kentucky 26 $ 1,693,000 $ 65,115 $ 62,000
Lapeer, Michigan 26 $ 1,253,000 $ 48,192 $ 80,000
Midland, Michigan 26 $ 2,201,000 $ 84,653 $ 67,000
Cheboygan, Michigan 25 $ 2,349,000 $ 93,960 $ 96,000
Dearborn, Indiana 24 $ 1,439,000 $ 59,958 $ 79,000
Gibson, Indiana 24 $ 1,258,000 $ 52,416 $ 52,000
Orange, Indiana 24 $ 1,359,000 $ 56,625 $ 40,000
Bourbon, Kentucky 24 $ 1,508,000 $ 62,833 $ 60,000
Williamson, Illinois 23 $ 1,513,000 $ 65,782 $ 52,000
Leelanau, Michigan 23 $ 2,143,000 $ 93,173 $ 64,000
Palm Beach, Florida 22 $ 2,670,000 $ 121,363 $ 90,000
Stephenson, Illinois 22 $ 1,388,000 $ 63,090 $ 74,000
Bartholomew, Indiana 22 $ 1,115,000 $ 50,681 $ 73,000
Boone, Indiana 22 $ 1,867,000 $ 84,863 $ 131,000
Antrim, Michigan 22 $ 1,807,000 $ 82,136 $ 60,000
Bay, Michigan 22 $ 1,298,000 $ 59,000 $ 79,000
Duval, Florida 20 $ 2,001,000 $ 100,050 $ 143,000
Benton, Indiana 20 $ 1,057,000 $ 52,850 $ 51,000
Jasper, Indiana 20 $ 1,008,000 $ 50,400 $ 53,000
Laurel, Kentucky 20 $ 1,058,000 $ 52,900 $ 60,000
St. Charles, Missouri 20 $ 1,560,000 $ 78,000 $ 83,000
Dubois, Indiana 19 $ 1,578,000 $ 83,052 $ 63,000
Osceola, Michigan 19 $ 789,000 $ 41,526 $ 49,000
Woodford, Kentucky 18 $ 1,211,000 $ 67,277 $ 93,000
Lee, Illinois 17 $ 1,431,000 $ 84,176 $ 75,000
Boyle, Kentucky 16 $ 1,220,000 $ 76,250 $ 79,000
St. Joseph, Michigan 16 $ 527,000 $ 32,937 $ 61,000
Broward, Florida 15 $ 2,035,000 $ 135,666 $ 126,000
Starke, Indiana 15 $ 791,000 $ 52,733 $ 49,000
Lake, Michigan 15 $ 1,111,000 $ 74,066 $ 70,000
Charlotte, Florida 14 $ 1,495,000 $ 106,785 $ 64,000
Lake, Florida 14 $ 1,493,000 $ 106,642 $ 77,000
Brown, Indiana 14 $ 1,152,000 $ 82,285 $ 58,000
DeKalb, Indiana 14 $ 744,000 $ 53,142 $ 56,000
Fayette, Indiana 14 $ 1,059,000 $ 75,642 $ 58,000
Whitley, Indiana 14 $ 568,000 $ 40,571 $ 71,000
Newton, Indiana 13 $ 635,000 $ 48,846 $ 61,000
Anderson, Kentucky 13 $ 825,000 $ 63,461 $ 56,000
Hardin, Kentucky 13 $ 559,000 $ 43,000 $ 65,000
Benzie, Michigan 13 $ 1,194,000 $ 91,846 $ 64,000
Jefferson, Missouri 13 $ 1,459,000 $ 112,230 $ 75,000
Miami-Dade, Florida 12 $ 1,192,000 $ 99,333 $ 591,000
Boone, Illinois 12 $ 1,730,000 $ 144,166 $ 71,000
Lyon, Kentucky 12 $ 731,000 $ 60,916 $ 57,000
Spencer, Kentucky 12 $ 620,000 $ 51,666 $ 71,000
Gratiot, Michigan 12 $ 793,000 $ 66,083 $ 85,000
Isabella, Michigan 12 $ 732,000 $ 61,000 $ 47,000
Grundy, Illinois 11 $ 1,021,000 $ 92,818 $ 88,000
Franklin, Indiana 11 $ 631,000 $ 57,363 $ 71,000
Vermillion, Indiana 11 $ 348,000 $ 31,636 $ 56,000
Clark, Kentucky 11 $ 508,000 $ 46,181 $ 81,000
Grant, Kentucky 11 $ 511,000 $ 46,454 $ 67,000
Lenawee, Michigan 11 $ 1,065,000 $ 96,818 $ 88,000
Roscommon, Michigan 11 $ 501,000 $ 45,545 $ 53,000
Flagler, Florida 10 $ 1,745,000 $ 174,500 $ 103,000
Effingham, Illinois 10 $ 753,000 $ 75,300 $ 79,000
Vermilion, Illinois 10 $ 701,000 $ 70,100 $ 57,000
Whiteside, Illinois 10 $ 1,029,000 $ 102,900 $ 65,000
Harrison, Indiana 10 $ 590,000 $ 59,000 $ 57,000
Crittenden, Kentucky 10 $ 705,000 $ 70,500 $ 63,000
Kalkaska, Michigan 10 $ 581,000 $ 58,100 $ 63,000
St. Louis City, Missouri 10 $ 634,000 $ 63,400 $ 74,000
LaSalle, Illinois 9 $ 1,120,000 $ 124,444 $ 66,000
St. Clair, Illinois 9 $ 603,000 $ 67,000 $ 61,000
Lawrence, Indiana 9 $ 315,000 $ 35,000 $ 46,000
Pulaski, Kentucky 9 $ 473,000 $ 52,555 $ 94,000
Manistee, Michigan 9 $ 242,000 $ 26,888 $ 46,000
Brevard, Florida 8 $ 1,594,000 $ 199,250 $ 130,000
Hernando, Florida 8 $ 1,151,000 $ 143,875 $ 108,000
Jackson, Indiana 8 $ 579,000 $ 72,375 $ 87,000
Kosciusko, Indiana 8 $ 582,000 $ 72,750 $ 72,000
Putnam, Indiana 8 $ 753,000 $ 94,125 $ 49,000
Steuben, Indiana 8 $ 371,000 $ 46,375 $ 64,000
Union, Kentucky 8 $ 312,000 $ 39,000 $ 52,000
Branch, Michigan 8 $ 432,000 $ 54,000 $ 45,000
Clare, Michigan 8 $ 491,000 $ 61,375 $ 68,000
Jackson, Illinois 7 $ 297,000 $ 42,428 $ 80,000
Clinton, Indiana 7 $ 561,000 $ 80,142 $ 69,000
Greene, Indiana 7 $ 319,000 $ 45,571 $ 48,000
Madison, Indiana 7 $ 265,000 $ 37,857 $ 66,000
Rush, Indiana 7 $ 292,000 $ 41,714 $ 59,000
Spencer, Indiana 7 $ 559,000 $ 79,857 $ 46,000
Washington, Indiana 7 $ 426,000 $ 60,857 $ 65,000
Nelson, Kentucky 7 $ 499,000 $ 71,285 $ 72,000
Gladwin, Michigan 7 $ 497,000 $ 71,000 $ 62,000
Iosco, Michigan 7 $ 1,104,000 $ 157,714 $ 115,000
Butler, Ohio 7 $ 224,000 $ 32,000 $ 83,000
Clay, Florida 6 $ 619,000 $ 103,166 $ 81,000
St. Johns, Florida 6 $ 755,000 $ 125,833 $ 240,000
Kankakee, Illinois 6 $ 561,000 $ 93,500 $ 105,000
Madison, Illinois 6 $ 386,000 $ 64,333 $ 84,000
Ogle, Illinois 6 $ 451,000 $ 75,166 $ 91,000
Rock Island, Illinois 6 $ 581,000 $ 96,833 $ 79,000
Saline, Illinois 6 $ 291,000 $ 48,500 $ 61,000
Howard, Indiana 6 $ 507,000 $ 84,500 $ 86,000
Garrard, Kentucky 6 $ 454,000 $ 75,666 $ 76,000
Webster, Kentucky 6 $ 271,000 $ 45,166 $ 60,000
Presque Isle, Michigan 6 $ 227,000 $ 37,833 $ 55,000
Sanilac, Michigan 6 $ 405,000 $ 67,500 $ 65,000
Osceola, Florida 5 $ 675,000 $ 135,000 $ 83,000
Polk, Florida 5 $ 207,000 $ 41,400 $ 86,000
Marion, Illinois 5 $ 437,000 $ 87,400 $ 109,000
Sangamon, Illinois 5 $ 327,000 $ 65,400 $ 74,000
White, Illinois 5 $ 240,000 $ 48,000 $ 40,000
Scott, Indiana 5 $ 258,000 $ 51,600 $ 51,000
Wells, Indiana 5 $ 319,000 $ 63,800 $ 77,000
Christian, Kentucky 5 $ 823,000 $ 164,600 $ 59,000
Henry, Kentucky 5 $ 214,000 $ 42,800 $ 68,000
Johnson, Kentucky 5 $ 101,000 $ 20,200 $ 67,000
Meade, Kentucky 5 $ 808,000 $ 161,600 $ 92,000
Montgomery, Kentucky 5 $ 100,000 $ 20,000 $ 62,000
Owen, Kentucky 5 $ 296,000 $ 59,200 $ 66,000
Chippewa, Michigan 5 $ 326,000 $ 65,200 $ 57,000
Montmorency, Michigan 5 $ 371,000 $ 74,200 $ 56,000
Ogemaw, Michigan 5 $ 372,000 $ 74,400 $ 81,000
Clermont, Ohio 5 $ 416,000 $ 83,200 $ 64,000
Kenosha, Wisconsin 5 $ 523,000 $ 104,600 $ 70,000
Maricopa, Arizona 4 $ 536,000 $ 134,000 $ 53,000
Highlands, Florida 4 $ 1,572,000 $ 393,000 $ 272,000
Crawford, Illinois 4 $ 196,000 $ 49,000 $ 91,000
Fayette, Illinois 4 $ 210,000 $ 52,500 $ 75,000
Franklin, Illinois 4 $ 168,000 $ 42,000 $ 62,000
Johnson, Illinois 4 $ 275,000 $ 68,750 $ 90,000
Marshall, Indiana 4 $ 227,000 $ 56,750 $ 62,000
Miami, Indiana 4 $ 331,000 $ 82,750 $ 92,000
White, Indiana 4 $ 302,000 $ 75,500 $ 102,000
Casey, Kentucky 4 $ 243,000 $ 60,750 $ 34,000
Mackinac, Michigan 4 $ 378,000 $ 94,500 $ 43,000
Davidson, Tennessee 4 $ 138,000 $ 34,500 $ 55,000
Williamson, Tennessee 4 $ 287,000 $ 71,750 $ 109,000
Outagamie, Wisconsin 4 $ 383,000 $ 95,750 $ 74,000
Alachua, Florida 3 $ 102,000 $ 34,000 $ 105,000
Bay, Florida 3 $ 245,000 $ 81,666 $ 92,000
St. Lucie, Florida 3 $ 393,000 $ 131,000 $ 83,000
Coles, Illinois 3 $ 181,000 $ 60,333 $ 76,000
Edgar, Illinois 3 $ 140,000 $ 46,666 $ 62,000
Shelby, Illinois 3 $ 237,000 $ 79,000 $ 71,000
Wabash, Illinois 3 $ 272,000 $ 90,666 $ 62,000
Delaware, Indiana 3 $ 151,000 $ 50,333 $ 48,000
Fountain, Indiana 3 $ 114,000 $ 38,000 $ 100,000
Henry, Indiana 3 $ 207,000 $ 69,000 $ 69,000
Union, Indiana 3 $ 127,000 $ 42,333 $ 77,000
Warren, Indiana 3 $ 156,000 $ 52,000 $ 42,000
Adair, Kentucky 3 $ 173,000 $ 57,666 $ 30,000
Bracken, Kentucky 3 $ 151,000 $ 50,333 $ 45,000
Breckinridge, Kentucky 3 $ 240,000 $ 80,000 $ 58,000
Estill, Kentucky 3 $ 111,000 $ 37,000 $ 41,000
Gallatin, Kentucky 3 $ 210,000 $ 70,000 $ 55,000
Hancock, Kentucky 3 $ 210,000 $ 70,000 $ 60,000
Jackson, Kentucky 3 $ 167,000 $ 55,666 $ 42,000
Lincoln, Kentucky 3 $ 142,000 $ 47,333 $ 222,000
McCracken, Kentucky 3 $ 168,000 $ 56,000 $ 60,000
Muhlenberg, Kentucky 3 $ 118,000 $ 39,333 $ 52,000
Nicholas, Kentucky 3 $ 196,000 $ 65,333 $ 41,000
Robertson, Kentucky 3 $ 60,000 $ 20,000 $ 57,000
Trimble, Kentucky 3 $ 165,000 $ 55,000 $ 79,000
Warren, Kentucky 3 $ 548,000 $ 182,666 $ 16,000
Marquette, Michigan 3 $ 114,000 $ 38,000 $ 59,000
Oscoda, Michigan 3 $ 176,000 $ 58,666 $ 74,000
Tuscola, Michigan 3 $ 81,000 $ 27,000 $ 89,000
Rowan, North Carolina 3 $ 145,000 $ 48,333 $ 60,000
Montgomery, Ohio 3 $ 160,000 $ 53,333 $ 60,000
Warren, Ohio 3 $ 96,000 $ 32,000 $ 64,000
Hendry, Florida 2 $ 318,000 $ 159,000 $ 102,000
Marion, Florida 2 $ 76,000 $ 38,000 $ 64,000
Santa Rosa, Florida 2 $ 82,000 $ 41,000 $ 74,000
Sumter, Florida 2 $ 232,000 $ 116,000 $ 63,000
Carroll, Illinois 2 $ 115,000 $ 57,500 $ 54,000
Hardin, Illinois 2 $ 220,000 $ 110,000 $ 289,000
Peoria, Illinois 2 $ 89,000 $ 44,500 $ 91,000
Perry, Illinois 2 $ 149,000 $ 74,500 $ 57,000
Tazewell, Illinois 2 $ 88,000 $ 44,000 $ 85,000
Washington, Illinois 2 $ 137,000 $ 68,500 $ 56,000
Woodford, Illinois 2 $ 116,000 $ 58,000 $ 99,000
Cass, Indiana 2 $ 168,000 $ 84,000 $ 52,000
Daviess, Indiana 2 $ 77,000 $ 38,500 $ 48,000
Huntington, Indiana 2 $ 70,000 $ 35,000 $ 70,000
Jay, Indiana 2 $ 107,000 $ 53,500 $ 36,000
Jefferson, Indiana 2 $ 316,000 $ 158,000 $ 187,000
Jennings, Indiana 2 $ 58,000 $ 29,000 $ 35,000
Martin, Indiana 2 $ 124,000 $ 62,000 $ 56,000
Montgomery, Indiana 2 $ 250,000 $ 125,000 $ 85,000
Noble, Indiana 2 $ 139,000 $ 69,500 $ 66,000
Owen, Indiana 2 $ 128,000 $ 64,000 $ 31,000
Pike, Indiana 2 $ 54,000 $ 27,000 $ 24,000
Tipton, Indiana 2 $ 126,000 $ 63,000 $ 78,000
Wayne, Indiana 2 $ 184,000 $ 92,000 $ 53,000
Breathitt, Kentucky 2 $ 41,000 $ 20,500 $ 73,000
Caldwell, Kentucky 2 $ 104,000 $ 52,000 $ 52,000
Edmonson, Kentucky 2 $ 74,000 $ 37,000 $ 72,000
Livingston, Kentucky 2 $ 135,000 $ 67,500 $ 80,000
Marion, Kentucky 2 $ 126,000 $ 63,000 $ 33,000
Ohio, Kentucky 2 $ 115,000 $ 57,500 $ 72,000
Rockcastle, Kentucky 2 $ 93,000 $ 46,500 $ 42,000
Taylor, Kentucky 2 $ 186,000 $ 93,000 $ 38,000
Trigg, Kentucky 2 $ 81,000 $ 40,500 $ 41,000
Alcona, Michigan 2 $ 86,000 $ 43,000 $ 40,000
Alpena, Michigan 2 $ 46,000 $ 23,000 $ 43,000
Arenac, Michigan 2 $ 380,000 $ 190,000 $ 68,000
Luce, Michigan 2 $ 237,000 $ 118,500 $ 67,000
Christian, Missouri 2 $ 59,000 $ 29,500 $ 86,000
Crawford, Missouri 2 $ 153,000 $ 76,500 $ 255,000
Lincoln, Missouri 2 $ 285,000 $ 142,500 $ 60,000
Defiance, Ohio 2 $ 215,000 $ 107,500 $ 81,000
Franklin, Ohio 2 $ 198,000 $ 99,000 $ 316,000
Lake, Ohio 2 $ 90,000 $ 45,000 $ 81,000
Lorain, Ohio 2 $ 116,000 $ 58,000 $ 57,000
Van Wert, Ohio 2 $ 127,000 $ 63,500 $ 46,000
Knox, Tennessee 2 $ 50,000 $ 25,000 $ 59,000
Shelby, Tennessee 2 $ 74,000 $ 37,000 $ 90,000
Sumner, Tennessee 2 $ 135,000 $ 67,500 $ 125,000
Racine, Wisconsin 2 $ 122,000 $ 61,000 $ 76,000
Walworth, Wisconsin 2 $ 109,000 $ 54,500 $ 67,000
Yuma, Arizona 1 $ 370,000 $ 370,000 $ 123,000
White, Arkansas 1 $ 312,000 $ 312,000 $ 130,000
Los Angeles, California 1 $ 10,000 $ 10,000 $ 75,000
Marin, California 1 $ 55,000 $ 55,000 $ 70,000
San Bernardino, California 1 $ 93,000 $ 93,000 $ 177,000
San Diego, California 1 $ 110,000 $ 110,000 $ 0
Solano, California 1 $ 172,000 $ 172,000 $ 140,000
Rio Grande, Colorado 1 $ 56,000 $ 56,000 $ 56,000
Citrus, Florida 1 $ 183,000 $ 183,000 $ 205,000
Escambia, Florida 1 $ 40,000 $ 40,000 $ 28,000
Franklin, Florida 1 $ 388,000 $ 388,000 $ 199,000
Glades, Florida 1 $ 10,000 $ 10,000 $ 88,000
Holmes, Florida 1 $ 50,000 $ 50,000 $ 100,000
Monroe, Florida 1 $ 200,000 $ 200,000 $ 69,000
Nassau, Florida 1 $ 85,000 $ 85,000 $ 70,000
Putnam, Florida 1 $ 24,000 $ 24,000 $ 240,000
Taylor, Florida 1 $ 90,000 $ 90,000 $ 183,000
Walton, Florida 1 $ 32,000 $ 32,000 $ 148,000
Bibb, Georgia 1 $ 101,000 $ 101,000 $ 112,000
Carroll, Georgia 1 $ 55,000 $ 55,000 $ 61,000
Fannin, Georgia 1 $ 50,000 $ 50,000 $ 167,000
Hall, Georgia 1 $ 350,000 $ 350,000 $ 330,000
Bond, Illinois 1 $ 55,000 $ 55,000 $ 59,000
Bureau, Illinois 1 $ 200,000 $ 200,000 $ 140,000
Champaign, Illinois 1 $ 83,000 $ 83,000 $ 77,000
Christian, Illinois 1 $ 60,000 $ 60,000 $ 78,000
Clark, Illinois 1 $ 64,000 $ 64,000 $ 68,000
Clinton, Illinois 1 $ 77,000 $ 77,000 $ 67,000
Cumberland, Illinois 1 $ 22,000 $ 22,000 $ 144,000
Douglas, Illinois 1 $ 52,000 $ 52,000 $ 27,000
Edwards, Illinois 1 $ 21,000 $ 21,000 $ 51,000
Ford, Illinois 1 $ 43,000 $ 43,000 $ 80,000
Greene, Illinois 1 $ 14,000 $ 14,000 $ 70,000
Hamilton, Illinois 1 $ 38,000 $ 38,000 $ 30,000
Henry, Illinois 1 $ 70,000 $ 70,000 $ 62,000
Iroquois, Illinois 1 $ 48,000 $ 48,000 $ 46,000
Jersey, Illinois 1 $ 243,000 $ 243,000 $ 119,000
Livingston, Illinois 1 $ 150,000 $ 150,000 $ 110,000
Monroe, Illinois 1 $ 88,000 $ 88,000 $ 61,000
Montgomery, Illinois 1 $ 17,000 $ 17,000 $ 12,000
Richland, Illinois 1 $ 68,000 $ 68,000 $ 48,000
Union, Illinois 1 $ 65,000 $ 65,000 $ 36,000
Wayne, Illinois 1 $ 27,000 $ 27,000 $ 30,000
Blackford, Indiana 1 $ 5,000 $ 5,000 $ 45,000
Fulton, Indiana 1 $ 77,000 $ 77,000 $ 41,000
LaGrange, Indiana 1 $ 147,000 $ 147,000 $ 63,000
Ohio, Indiana 1 $ 236,000 $ 236,000 $ 89,000
Pulaski, Indiana 1 $ 90,000 $ 90,000 $ 83,000
Randolph, Indiana 1 $ 62,000 $ 62,000 $ 78,000
Wabash, Indiana 1 $ 10,000 $ 10,000 $ 36,000
Scott, Iowa 1 $ 40,000 $ 40,000 $ 11,000
Brown, Kansas 1 $ 32,000 $ 32,000 $ 139,000
Barren, Kentucky 1 $ 15,000 $ 15,000 $ 37,000
Bell, Kentucky 1 $ 15,000 $ 15,000 $ 16,000
Butler, Kentucky 1 $ 30,000 $ 30,000 $ 60,000
Calloway, Kentucky 1 $ 23,000 $ 23,000 $ 96,000
Fleming, Kentucky 1 $ 115,000 $ 115,000 $ 73,000
Floyd, Kentucky 1 $ 32,000 $ 32,000 $ 84,000
Grayson, Kentucky 1 $ 11,000 $ 11,000 $ 51,000
Harlan, Kentucky 1 $ 10,000 $ 10,000 $ 17,000
Larue, Kentucky 1 $ 64,000 $ 64,000 $ 99,000
Letcher, Kentucky 1 $ 96,000 $ 96,000 $ 36,000
Logan, Kentucky 1 $ 84,000 $ 84,000 $ 97,000
Mason, Kentucky 1 $ 56,000 $ 56,000 $ 31,000
Perry, Kentucky 1 $ 26,000 $ 26,000 $ 88,000
Russell, Kentucky 1 $ 26,000 $ 26,000 $ 66,000
Simpson, Kentucky 1 $ 71,000 $ 71,000 $ 120,000
Washington, Kentucky 1 $ 54,000 $ 54,000 $ 72,000
Wayne, Kentucky 1 $ 25,000 $ 25,000 $ 68,000
Whitley, Kentucky 1 $ 129,000 $ 129,000 $ 36,000
Wolfe, Kentucky 1 $ 56,000 $ 56,000 $ 45,000
Baltimore, Maryland 1 $ 68,000 $ 68,000 $ 63,000
Worcester, Massachusetts 1 $ 5,000 $ 5,000 $ 24,000
Houghton, Michigan 1 $ 133,000 $ 133,000 $ 32,000
Huron, Michigan 1 $ 6,000 $ 6,000 $ 47,000
Bates, Missouri 1 $ 72,000 $ 72,000 $ 83,000
Bollinger, Missouri 1 $ 75,000 $ 75,000 $ 58,000
Franklin, Missouri 1 $ 50,000 $ 50,000 $ 109,000
Monroe, Missouri 1 $ 56,000 $ 56,000 $ 46,000
Phelps, Missouri 1 $ 44,000 $ 44,000 $ 147,000
St. Francois, Missouri 1 $ 13,000 $ 13,000 $ 43,000
Stone, Missouri 1 $ 78,000 $ 78,000 $ 84,000
Taney, Missouri 1 $ 10,000 $ 10,000 $ 120,000
Texas, Missouri 1 $ 30,000 $ 30,000 $ 66,000
Warren, Missouri 1 $ 12,000 $ 12,000 $ 63,000
Garfield, Montana 1 $ 40,000 $ 40,000 $ 54,000
Nye, Nevada 1 $ 37,000 $ 37,000 $ 22,000
Mercer, New Jersey 1 $ 94,000 $ 94,000 $ 50,000
Buncombe, North Carolina 1 $ 63,000 $ 63,000 $ 384,000
Burke, North Carolina 1 $ 123,000 $ 123,000 $ 1,000,000
Cleveland, North Carolina 1 $ 25,000 $ 25,000 $ 45,000
Auglaize, Ohio 1 $ 25,000 $ 25,000 $ 110,000
Brown, Ohio 1 $ 15,000 $ 15,000 $ 110,000
Cuyahoga, Ohio 1 $ 33,000 $ 33,000 $ 40,000
Darke, Ohio 1 $ 97,000 $ 97,000 $ 39,000
Delaware, Ohio 1 $ 59,000 $ 59,000 $ 249,000
Greene, Ohio 1 $ 38,000 $ 38,000 $ 74,000
Hancock, Ohio 1 $ 13,000 $ 13,000 $ 78,000
Hardin, Ohio 1 $ 52,000 $ 52,000 $ 40,000
Highland, Ohio 1 $ 53,000 $ 53,000 $ 32,000
Lucas, Ohio 1 $ 40,000 $ 40,000 $ 35,000
Ottawa, Ohio 1 $ 90,000 $ 90,000 $ 100,000
Scioto, Ohio 1 $ 10,000 $ 10,000 $ 27,000
Summit, Ohio 1 $ 25,000 $ 25,000 $ 108,000
Wayne, Ohio 1 $ 33,000 $ 33,000 $ 100,000
Wood, Ohio 1 $ 50,000 $ 50,000 $ 121,000
Osage, Oklahoma 1 $ 151,000 $ 151,000 $ 287,000
Adams, Pennsylvania 1 $ 27,000 $ 27,000 $ 93,000
Allegheny, Pennsylvania 1 $ 26,000 $ 26,000 $ 17,000
Lackawanna, Pennsylvania 1 $ 10,000 $ 10,000 $ 45,000
Mercer, Pennsylvania 1 $ 15,000 $ 15,000 $ 31,000
Westmoreland, Pennsylvania 1 $ 217,000 $ 217,000 $ 27,000
Hamblen, Tennessee 1 $ 47,000 $ 47,000 $ 99,000
Hamilton, Tennessee 1 $ 23,000 $ 23,000 $ 66,000
Macon, Tennessee 1 $ 93,000 $ 93,000 $ 89,000
McMinn, Tennessee 1 $ 16,000 $ 16,000 $ 83,000
Montgomery, Tennessee 1 $ 69,000 $ 69,000 $ 162,000
Putnam, Tennessee 1 $ 44,000 $ 44,000 $ 113,000
Rutherford, Tennessee 1 $ 19,000 $ 19,000 $ 39,000
Sevier, Tennessee 1 $ 63,000 $ 63,000 $ 36,000
Stewart, Tennessee 1 $ 33,000 $ 33,000 $ 83,000
Union, Tennessee 1 $ 18,000 $ 18,000 $ 90,000
Cameron, Texas 1 $ 55,000 $ 55,000 $ 34,000
Franklin, Washington 1 $ 39,000 $ 39,000 $ 95,000
Cabell, West Virginia 1 $ 15,000 $ 15,000 $ 18,000
Kanawha, West Virginia 1 $ 8,000 $ 8,000 $ 48,000
Putnam, West Virginia 1 $ 51,000 $ 51,000 $ 115,000
Adams, Wisconsin 1 $ 521,000 $ 521,000 $ 356,000
Calumet, Wisconsin 1 $ 14,000 $ 14,000 $ 53,000
Dane, Wisconsin 1 $ 31,000 $ 31,000 $ 195,000
Juneau, Wisconsin 1 $ 74,000 $ 74,000 $ 247,000
Manitowoc, Wisconsin 1 $ 40,000 $ 40,000 $ 130,000
Milwaukee, Wisconsin 1 $ 25,000 $ 25,000 $ 59,000
Rock, Wisconsin 1 $ 95,000 $ 95,000 $ 100,000
Sheboygan, Wisconsin 1 $ 30,000 $ 30,000 $ 63,000

Mortgage Loan Application Detail Totals for Fifth Third Bank Michigan in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 10,075 $1,031,562,000 $102,000 $8,750,000 $75,000 $2,929,000
Home Improvement 3,871 $168,903,000 $43,000 $1,927,000 $70,000 $1,371,000
Home Purchase 2,358 $142,651,000 $60,000 $4,000,000 $99,000 $5,400,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,714 $907,577,000 $77,000 $4,000,000 $78,000 $2,929,000
Not Provided 2,238 $166,021,000 $74,000 $526,000 $84,000 $1,284,000
Hispanic 1,036 $112,454,000 $108,000 $824,000 $66,000 $5,400,000
Black or African American 794 $58,141,000 $73,000 $417,000 $63,000 $810,000
Asian 250 $25,708,000 $102,000 $430,000 $107,000 $906,000
American Indian or Alaskan Native 152 $15,386,000 $101,000 $417,000 $76,000 $407,000
Not applicable 98 $53,939,000 $550,000 $8,750,000 $0 $0
Native Hawaiian or Other Pacific Islander 22 $3,890,000 $176,000 $500,000 $69,000 $132,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 16,304 $1,343,116,000 $82,000 $8,750,000 $77,000 $5,400,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 7,753 $702,841,000 $90,000 $4,000,000 $71,000 $1,284,000
Loan Originated 6,688 $482,562,000 $72,000 $8,750,000 $83,000 $5,400,000
Application Withdrawn By Applicant 1,261 $110,834,000 $87,000 $600,000 $90,000 $1,000,000
Application Approved But Not Accepted 602 $46,879,000 $77,000 $1,000,000 $81,000 $678,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2,772 $211,973,000 $76,000 $526,000 $66,000 $971,000
Debt-To-Income Ratio 2,172 $239,676,000 $110,000 $2,700,000 $55,000 $384,000
Collateral 960 $88,776,000 $92,000 $4,000,000 $88,000 $990,000
Other 719 $62,003,000 $86,000 $417,000 $81,000 $500,000
Unverifiable Information 617 $53,048,000 $85,000 $425,000 $90,000 $474,000
Credit Application Incomplete 441 $39,689,000 $89,000 $700,000 $91,000 $1,284,000
Employment History 72 $7,676,000 $106,000 $428,000 $76,000 $320,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fifth Third Bank Michigan's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fifth Third Bank Michigan's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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