Figure Lending LLC Mortgage Lending & HMDA Data, 2023

In 2023, Figure Lending LLC of San Francisco, CA reported 73,301 mortgage applications totaling $5.7 billion, up 12% from 2022. The average application was for $77,847, and applicants reported an average income of $141,093. 33% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (3,170), Phoenix-Mesa-Scottsdale, AZ (2,877) and Los Angeles-Long Beach-Glendale, CA (2,791) (applications in parentheses).

Mortgage Company & Address Figure Lending LLC

San Francisco, CA 94108
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  
Total Number of Mortgage Applications 73,301
Total Mortgage Loan Application Amount $5,706,275,000
Average Mortgage Loan Application Amount $77,847
Highest Mortgage Loan Application Amount $405,000
Average Applicant Income $141,093
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Figure Lending LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Figure Lending LLC by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 2,791 $ 317,025,000 $ 113,588 $ 185,000
Maricopa, Arizona 2,601 $ 208,435,000 $ 80,136 $ 137,000
San Diego, California 1,654 $ 182,620,000 $ 110,411 $ 184,000
Riverside, California 1,534 $ 132,470,000 $ 86,355 $ 157,000
Orange, California 1,135 $ 146,485,000 $ 129,061 $ 215,000
Clark, Nevada 1,059 $ 81,045,000 $ 76,529 $ 140,000
Broward, Florida 1,026 $ 100,270,000 $ 97,729 $ 139,000
Miami-Dade, Florida 979 $ 103,405,000 $ 105,623 $ 157,000
San Bernardino, California 962 $ 76,680,000 $ 79,708 $ 131,000
Palm Beach, Florida 851 $ 80,585,000 $ 94,694 $ 155,000
Hillsborough, Florida 718 $ 59,510,000 $ 82,883 $ 140,000
Cook, Illinois 653 $ 40,355,000 $ 61,799 $ 147,000
King, Washington 626 $ 71,580,000 $ 114,345 $ 212,000
Orange, Florida 624 $ 52,270,000 $ 83,766 $ 137,000
Sacramento, California 585 $ 44,485,000 $ 76,042 $ 131,000
Contra Costa, California 531 $ 57,975,000 $ 109,180 $ 201,000
Mecklenburg, North Carolina 504 $ 38,560,000 $ 76,507 $ 148,000
Fulton, Georgia 494 $ 43,130,000 $ 87,307 $ 199,000
Gwinnett, Georgia 479 $ 35,245,000 $ 73,580 $ 126,000
Pinellas, Florida 470 $ 41,030,000 $ 87,297 $ 131,000
Cobb, Georgia 438 $ 31,630,000 $ 72,214 $ 146,000
Wake, North Carolina 422 $ 34,650,000 $ 82,109 $ 147,000
Alameda, California 412 $ 58,050,000 $ 140,898 $ 202,000
Pima, Arizona 404 $ 28,320,000 $ 70,099 $ 131,000
Santa Clara, California 370 $ 55,890,000 $ 151,054 $ 246,000
Monmouth, New Jersey 359 $ 36,815,000 $ 102,548 $ 214,000
Snohomish, Washington 355 $ 35,925,000 $ 101,197 $ 200,000
Ventura, California 350 $ 37,840,000 $ 108,114 $ 187,000
Pierce, Washington 348 $ 27,300,000 $ 78,448 $ 136,000
Franklin, Ohio 341 $ 20,445,000 $ 59,956 $ 121,000
Pasco, Florida 333 $ 25,105,000 $ 75,390 $ 133,000
Washoe, Nevada 314 $ 27,700,000 $ 88,216 $ 190,000
Salt Lake, Utah 308 $ 29,570,000 $ 96,006 $ 148,000
Oakland, Michigan 302 $ 20,550,000 $ 68,046 $ 140,000
Arapahoe, Colorado 301 $ 23,795,000 $ 79,053 $ 149,000
Duval, Florida 301 $ 21,275,000 $ 70,681 $ 127,000
Ocean, New Jersey 301 $ 21,925,000 $ 72,840 $ 135,000
San Joaquin, California 299 $ 24,165,000 $ 80,819 $ 150,000
Wayne, Michigan 298 $ 16,080,000 $ 53,959 $ 103,000
Kern, California 296 $ 19,350,000 $ 65,371 $ 113,000
Bergen, New Jersey 295 $ 29,245,000 $ 99,135 $ 203,000
Brevard, Florida 291 $ 22,145,000 $ 76,099 $ 112,000
Davidson, Tennessee 289 $ 23,965,000 $ 82,923 $ 140,000
Fairfield, Connecticut 287 $ 27,175,000 $ 94,686 $ 235,000
Fresno, California 285 $ 20,985,000 $ 73,631 $ 133,000
Fairfax, Virginia 283 $ 27,495,000 $ 97,155 $ 194,000
Pinal, Arizona 276 $ 17,250,000 $ 62,500 $ 98,000
Seminole, Florida 274 $ 22,940,000 $ 83,722 $ 131,000
DeKalb, Georgia 271 $ 20,685,000 $ 76,328 $ 143,000
Douglas, Colorado 268 $ 25,290,000 $ 94,365 $ 175,000
Polk, Florida 268 $ 17,040,000 $ 63,582 $ 104,000
Manatee, Florida 257 $ 22,905,000 $ 89,124 $ 139,000
Volusia, Florida 255 $ 17,935,000 $ 70,333 $ 104,000
Middlesex, Massachusetts 252 $ 23,770,000 $ 94,325 $ 194,000
Placer, California 248 $ 23,050,000 $ 92,943 $ 181,000
Osceola, Florida 247 $ 17,585,000 $ 71,194 $ 112,000
Solano, California 246 $ 18,200,000 $ 73,983 $ 140,000
Middlesex, New Jersey 245 $ 20,065,000 $ 81,897 $ 151,000
Stanislaus, California 242 $ 16,290,000 $ 67,314 $ 128,000
Lee, Florida 239 $ 20,935,000 $ 87,594 $ 159,000
Jefferson, Colorado 235 $ 20,225,000 $ 86,063 $ 146,000
Marion, Indiana 235 $ 13,145,000 $ 55,936 $ 107,000
El Paso, Colorado 234 $ 15,370,000 $ 65,683 $ 136,000
Cuyahoga, Ohio 233 $ 13,765,000 $ 59,077 $ 116,000
Sarasota, Florida 231 $ 22,085,000 $ 95,606 $ 122,000
Shelby, Tennessee 231 $ 13,995,000 $ 60,584 $ 126,000
Hartford, Connecticut 228 $ 14,300,000 $ 62,719 $ 138,000
Forsyth, Georgia 227 $ 20,765,000 $ 91,475 $ 161,000
Adams, Colorado 225 $ 14,495,000 $ 64,422 $ 118,000
Denver, Colorado 223 $ 19,415,000 $ 87,062 $ 156,000
Macomb, Michigan 223 $ 10,945,000 $ 49,080 $ 102,000
Worcester, Massachusetts 219 $ 16,715,000 $ 76,324 $ 142,000
Cherokee, Georgia 216 $ 16,060,000 $ 74,351 $ 125,000
Lake, Florida 215 $ 14,515,000 $ 67,511 $ 117,000
New Haven, Connecticut 214 $ 12,560,000 $ 58,691 $ 129,000
DuPage, Illinois 211 $ 15,565,000 $ 73,767 $ 219,000
Allegheny, Pennsylvania 209 $ 11,805,000 $ 56,483 $ 117,000
St. Johns, Florida 208 $ 19,070,000 $ 91,682 $ 147,000
Essex, New Jersey 208 $ 21,040,000 $ 101,153 $ 176,000
St. Lucie, Florida 207 $ 14,665,000 $ 70,845 $ 149,000
Jackson, Missouri 207 $ 11,575,000 $ 55,917 $ 103,000
Morris, New Jersey 207 $ 22,555,000 $ 108,961 $ 208,000
Will, Illinois 203 $ 12,465,000 $ 61,403 $ 135,000
Montgomery, Pennsylvania 202 $ 15,860,000 $ 78,514 $ 149,000
St. Louis, Missouri 199 $ 12,415,000 $ 62,386 $ 167,000
Hennepin, Minnesota 196 $ 13,120,000 $ 66,938 $ 151,000
Washington, Oregon 193 $ 15,285,000 $ 79,196 $ 132,000
Ada, Idaho 191 $ 16,235,000 $ 85,000 $ 195,000
Chesterfield, Virginia 187 $ 11,745,000 $ 62,807 $ 140,000
Bucks, Pennsylvania 184 $ 12,650,000 $ 68,750 $ 150,000
Clark, Washington 184 $ 14,340,000 $ 77,934 $ 124,000
Knox, Tennessee 182 $ 12,400,000 $ 68,131 $ 118,000
Collier, Florida 180 $ 21,680,000 $ 120,444 $ 164,000
Essex, Massachusetts 180 $ 15,760,000 $ 87,555 $ 166,000
Multnomah, Oregon 178 $ 12,240,000 $ 68,764 $ 140,000
Loudoun, Virginia 178 $ 15,780,000 $ 88,651 $ 189,000
Prince William, Virginia 178 $ 15,320,000 $ 86,067 $ 158,000
Lake, Illinois 177 $ 13,835,000 $ 78,163 $ 199,000
Burlington, New Jersey 171 $ 11,885,000 $ 69,502 $ 144,000
Utah, Utah 171 $ 14,925,000 $ 87,280 $ 154,000
Johnson, Kansas 168 $ 11,810,000 $ 70,297 $ 137,000
Spokane, Washington 168 $ 11,750,000 $ 69,940 $ 112,000
Union, New Jersey 167 $ 15,885,000 $ 95,119 $ 162,000
Santa Barbara, California 166 $ 17,740,000 $ 106,867 $ 187,000
Plymouth, Massachusetts 165 $ 12,405,000 $ 75,181 $ 140,000
Weld, Colorado 164 $ 11,720,000 $ 71,463 $ 136,000
San Mateo, California 163 $ 27,055,000 $ 165,981 $ 283,000
Larimer, Colorado 163 $ 13,125,000 $ 80,521 $ 133,000
Clackamas, Oregon 162 $ 12,760,000 $ 78,765 $ 135,000
Philadelphia, Pennsylvania 162 $ 10,420,000 $ 64,320 $ 99,000
Hillsborough, New Hampshire 161 $ 10,655,000 $ 66,180 $ 133,000
St. Charles, Missouri 160 $ 8,890,000 $ 55,562 $ 149,000
Hamilton, Ohio 159 $ 9,215,000 $ 57,955 $ 121,000
Henry, Georgia 158 $ 10,180,000 $ 64,430 $ 120,000
Virginia Beach, Virginia 156 $ 11,410,000 $ 73,141 $ 142,000
Rutherford, Tennessee 155 $ 10,435,000 $ 67,322 $ 113,000
Guilford, North Carolina 151 $ 9,355,000 $ 61,953 $ 99,000
Paulding, Georgia 150 $ 9,350,000 $ 62,333 $ 103,000
Kent, Michigan 150 $ 9,330,000 $ 62,200 $ 105,000
Camden, New Jersey 147 $ 9,105,000 $ 61,938 $ 202,000
Gloucester, New Jersey 147 $ 10,505,000 $ 71,462 $ 139,000
Bristol, Massachusetts 145 $ 9,055,000 $ 62,448 $ 141,000
Tulsa, Oklahoma 145 $ 7,635,000 $ 52,655 $ 118,000
Kane, Illinois 144 $ 8,070,000 $ 56,041 $ 131,000
Marion, Florida 140 $ 8,570,000 $ 61,214 $ 80,000
Oklahoma, Oklahoma 139 $ 7,765,000 $ 55,863 $ 132,000
Madison, Alabama 135 $ 9,735,000 $ 72,111 $ 128,000
Hamilton, Indiana 135 $ 9,205,000 $ 68,185 $ 155,000
Bernalillo, New Mexico 134 $ 8,840,000 $ 65,970 $ 107,000
Summit, Ohio 134 $ 6,920,000 $ 51,641 $ 116,000
Lake, Indiana 133 $ 7,995,000 $ 60,112 $ 111,000
Chester, Pennsylvania 130 $ 10,320,000 $ 79,384 $ 157,000
Hamilton, Tennessee 130 $ 8,540,000 $ 65,692 $ 113,000
Williamson, Tennessee 129 $ 13,145,000 $ 101,899 $ 200,000
Passaic, New Jersey 128 $ 10,250,000 $ 80,078 $ 143,000
Delaware, Pennsylvania 128 $ 9,550,000 $ 74,609 $ 147,000
Sonoma, California 125 $ 13,185,000 $ 105,480 $ 175,000
Tulare, California 125 $ 8,585,000 $ 68,680 $ 141,000
Rockingham, New Hampshire 121 $ 8,295,000 $ 68,553 $ 142,000
Milwaukee, Wisconsin 121 $ 6,755,000 $ 55,826 $ 113,000
Jefferson, Alabama 119 $ 7,205,000 $ 60,546 $ 98,000
McHenry, Illinois 119 $ 6,925,000 $ 58,193 $ 133,000
Chatham, Georgia 116 $ 8,270,000 $ 71,293 $ 123,000
Stark, Ohio 116 $ 5,740,000 $ 49,482 $ 84,000
Norfolk, Massachusetts 115 $ 9,405,000 $ 81,782 $ 173,000
Deschutes, Oregon 115 $ 10,885,000 $ 94,652 $ 136,000
El Dorado, California 112 $ 9,730,000 $ 86,875 $ 158,000
Butler, Ohio 112 $ 5,840,000 $ 52,142 $ 107,000
San Luis Obispo, California 111 $ 12,075,000 $ 108,783 $ 186,000
Sumner, Tennessee 108 $ 7,770,000 $ 71,944 $ 132,000
Hampden, Massachusetts 107 $ 6,155,000 $ 57,523 $ 124,000
Sussex, New Jersey 106 $ 7,020,000 $ 66,226 $ 155,000
Hernando, Florida 105 $ 6,475,000 $ 61,666 $ 97,000
Hall, Georgia 105 $ 6,325,000 $ 60,238 $ 112,000
Lehigh, Pennsylvania 105 $ 5,975,000 $ 56,904 $ 113,000
Monterey, California 104 $ 11,520,000 $ 110,769 $ 229,000
Cabarrus, North Carolina 104 $ 7,360,000 $ 70,769 $ 119,000
Berks, Pennsylvania 104 $ 5,690,000 $ 54,711 $ 95,000
Marion, Oregon 102 $ 7,880,000 $ 77,254 $ 113,000
Mercer, New Jersey 101 $ 7,965,000 $ 78,861 $ 157,000
Somerset, New Jersey 101 $ 10,085,000 $ 99,851 $ 198,000
Brunswick, North Carolina 101 $ 7,665,000 $ 75,891 $ 122,000
New Hanover, North Carolina 101 $ 7,785,000 $ 77,079 $ 128,000
Union, North Carolina 101 $ 8,405,000 $ 83,217 $ 135,000
Wilson, Tennessee 101 $ 5,875,000 $ 58,168 $ 123,000
Forsyth, North Carolina 100 $ 6,100,000 $ 61,000 $ 82,000
Lancaster, Pennsylvania 100 $ 6,650,000 $ 66,500 $ 105,000
Iredell, North Carolina 99 $ 7,475,000 $ 75,505 $ 166,000
Okaloosa, Florida 98 $ 7,210,000 $ 73,571 $ 129,000
Henrico, Virginia 98 $ 6,130,000 $ 62,551 $ 121,000
Stafford, Virginia 97 $ 6,435,000 $ 66,340 $ 154,000
Thurston, Washington 95 $ 8,335,000 $ 87,736 $ 130,000
San Francisco, California 94 $ 13,820,000 $ 147,021 $ 240,000
Clayton, Georgia 94 $ 6,490,000 $ 69,042 $ 80,000
Northampton, Pennsylvania 93 $ 5,855,000 $ 62,956 $ 145,000
Lane, Oregon 92 $ 5,730,000 $ 62,282 $ 106,000
Kitsap, Washington 92 $ 7,280,000 $ 79,130 $ 152,000
Whatcom, Washington 92 $ 7,780,000 $ 84,565 $ 144,000
Boulder, Colorado 91 $ 8,575,000 $ 94,230 $ 210,000
Hudson, New Jersey 91 $ 7,905,000 $ 86,868 $ 234,000
York, Pennsylvania 91 $ 4,645,000 $ 51,043 $ 126,000
Baldwin, Alabama 90 $ 6,250,000 $ 69,444 $ 115,000
Dakota, Minnesota 90 $ 6,670,000 $ 74,111 $ 156,000
Greene, Missouri 90 $ 4,370,000 $ 48,555 $ 106,000
Clay, Florida 89 $ 5,965,000 $ 67,022 $ 117,000
Barnstable, Massachusetts 89 $ 7,385,000 $ 82,977 $ 137,000
Shelby, Alabama 88 $ 4,760,000 $ 54,090 $ 122,000
Flagler, Florida 87 $ 9,195,000 $ 105,689 $ 117,000
Prince George's, Maryland 87 $ 7,145,000 $ 82,126 $ 137,000
Douglas, Nebraska 87 $ 5,425,000 $ 62,356 $ 149,000
Atlantic, New Jersey 87 $ 5,905,000 $ 67,873 $ 122,000
Buncombe, North Carolina 87 $ 7,615,000 $ 87,528 $ 126,000
Johnston, North Carolina 87 $ 5,645,000 $ 64,885 $ 115,000
Yavapai, Arizona 86 $ 7,350,000 $ 85,465 $ 135,000
Genesee, Michigan 86 $ 4,560,000 $ 53,023 $ 95,000
DeSoto, Mississippi 86 $ 4,330,000 $ 50,348 $ 105,000
Durham, North Carolina 86 $ 5,130,000 $ 59,651 $ 97,000
Escambia, Florida 85 $ 6,665,000 $ 78,411 $ 131,000
Santa Rosa, Florida 85 $ 5,565,000 $ 65,470 $ 123,000
Montgomery, Maryland 85 $ 11,015,000 $ 129,588 $ 236,000
Allen, Indiana 84 $ 4,150,000 $ 49,404 $ 100,000
Benton, Arkansas 83 $ 5,365,000 $ 64,638 $ 150,000
Coweta, Georgia 83 $ 5,465,000 $ 65,843 $ 132,000
Montgomery, Tennessee 83 $ 4,865,000 $ 58,614 $ 97,000
Gaston, North Carolina 82 $ 4,140,000 $ 50,487 $ 100,000
Douglas, Georgia 81 $ 5,325,000 $ 65,740 $ 101,000
Cumberland, North Carolina 81 $ 4,565,000 $ 56,358 $ 106,000
Charleston, South Carolina 80 $ 8,700,000 $ 108,750 $ 177,000
Pulaski, Arkansas 78 $ 3,590,000 $ 46,025 $ 114,000
Marin, California 78 $ 11,070,000 $ 141,923 $ 266,000
District of Columbia, District Of Columbia 78 $ 7,650,000 $ 98,076 $ 185,000
Polk, Iowa 78 $ 3,700,000 $ 47,435 $ 104,000
Sedgwick, Kansas 78 $ 3,470,000 $ 44,487 $ 107,000
Ottawa, Michigan 78 $ 4,980,000 $ 63,846 $ 113,000
Chesapeake, Virginia 78 $ 4,600,000 $ 58,974 $ 151,000
Mohave, Arizona 77 $ 5,675,000 $ 73,701 $ 101,000
Kendall, Illinois 77 $ 4,985,000 $ 64,740 $ 130,000
Fayette, Georgia 76 $ 6,370,000 $ 83,815 $ 177,000
Canyon, Idaho 76 $ 4,940,000 $ 65,000 $ 92,000
York, South Carolina 76 $ 5,470,000 $ 71,973 $ 141,000
Waukesha, Wisconsin 76 $ 4,920,000 $ 64,736 $ 143,000
Santa Cruz, California 75 $ 9,915,000 $ 132,200 $ 177,000
Martin, Florida 75 $ 6,595,000 $ 87,933 $ 153,000
Warren, Ohio 75 $ 4,815,000 $ 64,200 $ 152,000
Greenville, South Carolina 75 $ 5,675,000 $ 75,666 $ 129,000
Benton, Washington 75 $ 5,175,000 $ 69,000 $ 134,000
St. Tammany, Louisiana 73 $ 4,155,000 $ 56,917 $ 117,000
Monroe, Pennsylvania 73 $ 4,705,000 $ 64,452 $ 135,000
Jackson, Oregon 72 $ 5,030,000 $ 69,861 $ 146,000
Davis, Utah 72 $ 5,770,000 $ 80,138 $ 130,000
Yuma, Arizona 70 $ 3,560,000 $ 50,857 $ 87,000
Litchfield, Connecticut 70 $ 4,380,000 $ 62,571 $ 124,000
Jefferson, Louisiana 70 $ 4,050,000 $ 57,857 $ 125,000
Delaware, Ohio 70 $ 4,670,000 $ 66,714 $ 161,000
Cleveland, Oklahoma 70 $ 3,780,000 $ 54,000 $ 127,000
Kootenai, Idaho 69 $ 5,265,000 $ 76,304 $ 117,000
Spotsylvania, Virginia 68 $ 4,160,000 $ 61,176 $ 141,000
New London, Connecticut 67 $ 3,825,000 $ 57,089 $ 117,000
Cumberland, Maine 67 $ 5,895,000 $ 87,985 $ 133,000
Ramsey, Minnesota 67 $ 3,835,000 $ 57,238 $ 104,000
Mobile, Alabama 66 $ 3,820,000 $ 57,878 $ 117,000
Merced, California 66 $ 4,800,000 $ 72,727 $ 105,000
Lucas, Ohio 66 $ 3,120,000 $ 47,272 $ 107,000
Medina, Ohio 66 $ 3,610,000 $ 54,696 $ 98,000
Montgomery, Ohio 66 $ 3,080,000 $ 46,666 $ 96,000
Charlotte, Florida 65 $ 5,035,000 $ 77,461 $ 96,000
Columbia, Georgia 65 $ 4,095,000 $ 63,000 $ 120,000
Lake, Ohio 65 $ 3,135,000 $ 48,230 $ 91,000
Bay, Florida 64 $ 4,340,000 $ 67,812 $ 137,000
Indian River, Florida 64 $ 4,430,000 $ 69,218 $ 112,000
Clay, Missouri 64 $ 3,680,000 $ 57,500 $ 122,000
Jackson, Georgia 63 $ 4,005,000 $ 63,571 $ 113,000
Anoka, Minnesota 63 $ 3,785,000 $ 60,079 $ 129,000
Lancaster, Nebraska 63 $ 3,195,000 $ 50,714 $ 103,000
Maury, Tennessee 63 $ 4,365,000 $ 69,285 $ 97,000
Middlesex, Connecticut 62 $ 3,740,000 $ 60,322 $ 130,000
Barrow, Georgia 62 $ 3,490,000 $ 56,290 $ 96,000
Hendricks, Indiana 62 $ 3,670,000 $ 59,193 $ 114,000
Washtenaw, Michigan 62 $ 4,150,000 $ 66,935 $ 115,000
Washington, Minnesota 62 $ 4,600,000 $ 74,193 $ 165,000
Citrus, Florida 61 $ 3,685,000 $ 60,409 $ 86,000
Leon, Florida 61 $ 4,105,000 $ 67,295 $ 147,000
Johnson, Indiana 61 $ 3,195,000 $ 52,377 $ 115,000
Porter, Indiana 61 $ 3,465,000 $ 56,803 $ 118,000
Lorain, Ohio 61 $ 3,365,000 $ 55,163 $ 106,000
Blount, Tennessee 61 $ 4,035,000 $ 66,147 $ 113,000
Orleans, Louisiana 60 $ 4,360,000 $ 72,666 $ 152,000
Yakima, Washington 60 $ 3,870,000 $ 64,500 $ 107,000
Hunterdon, New Jersey 59 $ 4,465,000 $ 75,677 $ 183,000
Sandoval, New Mexico 59 $ 4,315,000 $ 73,135 $ 126,000
Clermont, Ohio 59 $ 3,175,000 $ 53,813 $ 105,000
Weber, Utah 59 $ 4,025,000 $ 68,220 $ 120,000
Hanover, Virginia 59 $ 3,815,000 $ 64,661 $ 119,000
Mesa, Colorado 57 $ 4,115,000 $ 72,192 $ 98,000
Suffolk, Massachusetts 57 $ 6,375,000 $ 111,842 $ 241,000
Onslow, North Carolina 57 $ 3,255,000 $ 57,105 $ 106,000
Coconino, Arizona 56 $ 4,830,000 $ 86,250 $ 182,000
Madison, Illinois 56 $ 2,610,000 $ 46,607 $ 119,000
Fairfield, Ohio 56 $ 3,420,000 $ 61,071 $ 108,000
Licking, Ohio 56 $ 2,750,000 $ 49,107 $ 110,000
Horry, South Carolina 56 $ 3,050,000 $ 54,464 $ 110,000
Shasta, California 55 $ 3,155,000 $ 57,363 $ 117,000
Scott, Minnesota 55 $ 3,495,000 $ 63,545 $ 129,000
Dona Ana, New Mexico 55 $ 3,155,000 $ 57,363 $ 124,000
Washington, Utah 55 $ 4,185,000 $ 76,090 $ 144,000
Napa, California 54 $ 5,610,000 $ 103,888 $ 159,000
St. Joseph, Indiana 54 $ 2,370,000 $ 43,888 $ 100,000
Muskegon, Michigan 54 $ 2,560,000 $ 47,407 $ 96,000
Richmond City, Virginia 54 $ 3,510,000 $ 65,000 $ 115,000
Walton, Florida 53 $ 6,345,000 $ 119,716 $ 208,000
Santa Fe, New Mexico 53 $ 3,745,000 $ 70,660 $ 185,000
Canadian, Oklahoma 53 $ 3,065,000 $ 57,830 $ 112,000
Winnebago, Illinois 52 $ 2,190,000 $ 42,115 $ 113,000
Gallatin, Montana 52 $ 4,100,000 $ 78,846 $ 154,000
Dauphin, Pennsylvania 52 $ 2,840,000 $ 54,615 $ 108,000
Nevada, California 51 $ 4,565,000 $ 89,509 $ 173,000
Washington, Arkansas 50 $ 2,840,000 $ 56,800 $ 126,000
Yolo, California 50 $ 3,820,000 $ 76,400 $ 135,000
Alachua, Florida 50 $ 3,190,000 $ 63,800 $ 320,000
Sarpy, Nebraska 50 $ 2,600,000 $ 52,000 $ 116,000
Trumbull, Ohio 50 $ 2,160,000 $ 43,200 $ 98,000
Luzerne, Pennsylvania 50 $ 3,030,000 $ 60,600 $ 94,000
Richland, South Carolina 50 $ 3,220,000 $ 64,400 $ 106,000
Baltimore, Maryland 49 $ 3,215,000 $ 65,612 $ 349,000
Livingston, Michigan 49 $ 3,355,000 $ 68,469 $ 145,000
Frederick, Virginia 49 $ 3,445,000 $ 70,306 $ 112,000
Brown, Wisconsin 49 $ 2,575,000 $ 52,551 $ 105,000
Madera, California 48 $ 3,160,000 $ 65,833 $ 111,000
Bartow, Georgia 48 $ 3,020,000 $ 62,916 $ 103,000
Anne Arundel, Maryland 48 $ 3,410,000 $ 71,041 $ 154,000
Effingham, Georgia 47 $ 2,445,000 $ 52,021 $ 105,000
Newton, Georgia 47 $ 2,665,000 $ 56,702 $ 97,000
Skagit, Washington 46 $ 2,970,000 $ 64,565 $ 127,000
Richmond, Georgia 45 $ 2,295,000 $ 51,000 $ 107,000
Providence, Rhode Island 45 $ 3,035,000 $ 67,444 $ 124,000
Kenosha, Wisconsin 45 $ 2,495,000 $ 55,444 $ 115,000
Pueblo, Colorado 44 $ 2,330,000 $ 52,954 $ 99,000
Houston, Georgia 44 $ 1,900,000 $ 43,181 $ 119,000
Butte, California 43 $ 2,895,000 $ 67,325 $ 154,000
East Baton Rouge, Louisiana 43 $ 2,365,000 $ 55,000 $ 128,000
Ingham, Michigan 43 $ 2,555,000 $ 59,418 $ 100,000
Yellowstone, Montana 43 $ 2,665,000 $ 61,976 $ 150,000
Spartanburg, South Carolina 43 $ 2,535,000 $ 58,953 $ 95,000
Island, Washington 43 $ 3,205,000 $ 74,534 $ 157,000
Tolland, Connecticut 42 $ 2,850,000 $ 67,857 $ 117,000
Muscogee, Georgia 42 $ 2,240,000 $ 53,333 $ 75,000
Walton, Georgia 42 $ 2,170,000 $ 51,666 $ 126,000
Elkhart, Indiana 42 $ 2,010,000 $ 47,857 $ 94,000
York, Maine 42 $ 2,800,000 $ 66,666 $ 122,000
Alamance, North Carolina 42 $ 2,740,000 $ 65,238 $ 91,000
Rowan, North Carolina 42 $ 2,590,000 $ 61,666 $ 100,000
Linn, Oregon 42 $ 2,390,000 $ 56,904 $ 96,000
Catawba, North Carolina 41 $ 2,565,000 $ 62,560 $ 110,000
Moore, North Carolina 41 $ 3,245,000 $ 79,146 $ 136,000
Newport News, Virginia 41 $ 1,985,000 $ 48,414 $ 96,000
Wright, Minnesota 40 $ 2,200,000 $ 55,000 $ 122,000
Platte, Missouri 40 $ 2,140,000 $ 53,500 $ 135,000
Berkeley, South Carolina 40 $ 2,340,000 $ 58,500 $ 202,000
Lexington, South Carolina 40 $ 2,270,000 $ 56,750 $ 93,000
James City, Virginia 40 $ 2,020,000 $ 50,500 $ 130,000
St. Clair, Illinois 39 $ 1,655,000 $ 42,435 $ 106,000
Harrison, Mississippi 39 $ 1,905,000 $ 48,846 $ 90,000
Boone, Missouri 39 $ 1,845,000 $ 47,307 $ 106,000
Flathead, Montana 39 $ 3,545,000 $ 90,897 $ 89,000
Merrimack, New Hampshire 39 $ 2,475,000 $ 63,461 $ 108,000
Strafford, New Hampshire 39 $ 3,155,000 $ 80,897 $ 154,000
Lincoln, North Carolina 39 $ 2,615,000 $ 67,051 $ 140,000
Polk, Oregon 39 $ 3,185,000 $ 81,666 $ 132,000
Outagamie, Wisconsin 39 $ 2,305,000 $ 59,102 $ 161,000
Monroe, Florida 38 $ 5,880,000 $ 154,736 $ 156,000
Madison, Indiana 38 $ 1,550,000 $ 40,789 $ 105,000
Kalamazoo, Michigan 38 $ 1,740,000 $ 45,789 $ 210,000
Carver, Minnesota 38 $ 2,300,000 $ 60,526 $ 143,000
Windham, Connecticut 37 $ 1,875,000 $ 50,675 $ 93,000
Carroll, Georgia 37 $ 2,025,000 $ 54,729 $ 103,000
Rockdale, Georgia 37 $ 2,265,000 $ 61,216 $ 264,000
Clark, Ohio 37 $ 1,855,000 $ 50,135 $ 91,000
Pennington, South Dakota 37 $ 1,925,000 $ 52,027 $ 87,000
Robertson, Tennessee 37 $ 1,585,000 $ 42,837 $ 119,000
Tooele, Utah 37 $ 1,895,000 $ 51,216 $ 102,000
Anchorage, Alaska 36 $ 2,060,000 $ 57,222 $ 146,000
Mahoning, Ohio 36 $ 1,870,000 $ 51,944 $ 86,000
Racine, Wisconsin 36 $ 1,960,000 $ 54,444 $ 110,000
Imperial, California 35 $ 2,295,000 $ 65,571 $ 136,000
Yuba, California 35 $ 1,885,000 $ 53,857 $ 117,000
Tippecanoe, Indiana 35 $ 1,975,000 $ 56,428 $ 103,000
Hinds, Mississippi 35 $ 1,855,000 $ 53,000 $ 83,000
Missoula, Montana 35 $ 3,815,000 $ 109,000 $ 118,000
Douglas, Nevada 35 $ 2,765,000 $ 79,000 $ 176,000
Henderson, North Carolina 35 $ 3,145,000 $ 89,857 $ 116,000
Norfolk, Virginia 35 $ 1,695,000 $ 48,428 $ 133,000
Dane, Wisconsin 35 $ 2,115,000 $ 60,428 $ 172,000
Highlands, Florida 34 $ 1,990,000 $ 58,529 $ 285,000
Clark, Indiana 34 $ 1,430,000 $ 42,058 $ 97,000
Warren, New Jersey 34 $ 2,220,000 $ 65,294 $ 127,000
Harnett, North Carolina 34 $ 1,700,000 $ 50,000 $ 103,000
Erie, Pennsylvania 34 $ 1,890,000 $ 55,588 $ 115,000
Sevier, Tennessee 34 $ 2,890,000 $ 85,000 $ 187,000
Fauquier, Virginia 34 $ 2,620,000 $ 77,058 $ 187,000
Cochise, Arizona 33 $ 1,445,000 $ 43,787 $ 82,000
Catoosa, Georgia 33 $ 1,815,000 $ 55,000 $ 91,000
Cape May, New Jersey 33 $ 2,555,000 $ 77,424 $ 164,000
Minnehaha, South Dakota 33 $ 2,165,000 $ 65,606 $ 107,000
Washington, Tennessee 33 $ 1,875,000 $ 56,818 $ 108,000
Nassau, Florida 32 $ 2,570,000 $ 80,312 $ 123,000
Jackson, Michigan 32 $ 1,490,000 $ 46,562 $ 78,000
Rankin, Mississippi 32 $ 1,460,000 $ 45,625 $ 94,000
Geauga, Ohio 32 $ 2,390,000 $ 74,687 $ 184,000
Yamhill, Oregon 32 $ 2,010,000 $ 62,812 $ 123,000
Laramie, Wyoming 32 $ 2,010,000 $ 62,812 $ 100,000
Broomfield, Colorado 31 $ 2,185,000 $ 70,483 $ 162,000
Walker, Georgia 31 $ 2,005,000 $ 64,677 $ 102,000
Allegan, Michigan 31 $ 1,945,000 $ 62,741 $ 118,000
Monroe, Michigan 31 $ 1,635,000 $ 52,741 $ 97,000
Craven, North Carolina 31 $ 1,555,000 $ 50,161 $ 89,000
Davidson, North Carolina 31 $ 2,195,000 $ 70,806 $ 109,000
Lynchburg, Virginia 31 $ 1,455,000 $ 46,935 $ 95,000
Rock, Wisconsin 31 $ 1,635,000 $ 52,741 $ 105,000
Whitfield, Georgia 30 $ 1,570,000 $ 52,333 $ 96,000
Wyandotte, Kansas 30 $ 1,410,000 $ 47,000 $ 101,000
Frederick, Maryland 30 $ 1,780,000 $ 59,333 $ 154,000
Cass, Missouri 30 $ 2,010,000 $ 67,000 $ 121,000
Hoke, North Carolina 30 $ 1,300,000 $ 43,333 $ 111,000
Washington, Pennsylvania 30 $ 1,630,000 $ 54,333 $ 85,000
Roanoke, Virginia 30 $ 1,230,000 $ 41,000 $ 113,000
Cowlitz, Washington 30 $ 2,310,000 $ 77,000 $ 101,000
Grant, Washington 30 $ 1,860,000 $ 62,000 $ 92,000
Lee, Alabama 29 $ 1,585,000 $ 54,655 $ 126,000
Jefferson, Missouri 29 $ 1,485,000 $ 51,206 $ 332,000
Cumberland, New Jersey 29 $ 1,545,000 $ 53,275 $ 107,000
Albemarle, Virginia 29 $ 2,185,000 $ 75,344 $ 192,000
Hampton, Virginia 29 $ 1,755,000 $ 60,517 $ 125,000
Sheboygan, Wisconsin 29 $ 1,285,000 $ 44,310 $ 83,000
Walworth, Wisconsin 29 $ 1,345,000 $ 46,379 $ 82,000
Washington, Wisconsin 29 $ 1,945,000 $ 67,068 $ 131,000
Tuscaloosa, Alabama 28 $ 1,580,000 $ 56,428 $ 156,000
Humboldt, California 28 $ 2,230,000 $ 79,642 $ 116,000
Clarke, Georgia 28 $ 1,820,000 $ 65,000 $ 140,000
DeKalb, Illinois 28 $ 1,300,000 $ 46,428 $ 108,000
Hancock, Indiana 28 $ 1,600,000 $ 57,142 $ 111,000
Linn, Iowa 28 $ 1,370,000 $ 48,928 $ 103,000
Calhoun, Michigan 28 $ 1,430,000 $ 51,071 $ 78,000
Grand Traverse, Michigan 28 $ 2,450,000 $ 87,500 $ 120,000
St. Clair, Michigan 28 $ 1,240,000 $ 44,285 $ 76,000
Belknap, New Hampshire 28 $ 2,160,000 $ 77,142 $ 116,000
Portage, Ohio 28 $ 1,300,000 $ 46,428 $ 87,000
St. Croix, Wisconsin 28 $ 1,810,000 $ 64,642 $ 178,000
San Benito, California 27 $ 2,165,000 $ 80,185 $ 176,000
Bibb, Georgia 27 $ 1,395,000 $ 51,666 $ 265,000
Spalding, Georgia 27 $ 1,745,000 $ 64,629 $ 111,000
Vanderburgh, Indiana 27 $ 1,115,000 $ 41,296 $ 77,000
Harford, Maryland 27 $ 2,475,000 $ 91,666 $ 181,000
Lewis and Clark, Montana 27 $ 1,835,000 $ 67,962 $ 151,000
Lebanon, Pennsylvania 27 $ 1,275,000 $ 47,222 $ 100,000
Pike, Pennsylvania 27 $ 1,825,000 $ 67,592 $ 149,000
Beaufort, South Carolina 27 $ 2,205,000 $ 81,666 $ 135,000
Bedford, Virginia 27 $ 1,425,000 $ 52,777 $ 131,000
Franklin, Washington 27 $ 1,475,000 $ 54,629 $ 101,000
Kings, California 26 $ 1,210,000 $ 46,538 $ 132,000
La Plata, Colorado 26 $ 2,720,000 $ 104,615 $ 141,000
Sumter, Florida 26 $ 1,750,000 $ 67,307 $ 90,000
Morgan, Indiana 26 $ 1,370,000 $ 52,692 $ 107,000
St. Louis City, Missouri 26 $ 1,690,000 $ 65,000 $ 101,000
Greene, Ohio 26 $ 2,190,000 $ 84,230 $ 122,000
Schuylkill, Pennsylvania 26 $ 1,020,000 $ 39,230 $ 75,000
Dorchester, South Carolina 26 $ 1,380,000 $ 53,076 $ 115,000
Montgomery, Alabama 25 $ 1,245,000 $ 49,800 $ 93,000
St. Clair, Alabama 25 $ 1,015,000 $ 40,600 $ 90,000
Matanuska-Susitna, Alaska 25 $ 1,505,000 $ 60,200 $ 101,000
Sangamon, Illinois 25 $ 1,075,000 $ 43,000 $ 123,000
St. Louis, Minnesota 25 $ 1,315,000 $ 52,600 $ 124,000
Orange, North Carolina 25 $ 2,145,000 $ 85,800 $ 144,000
Randolph, North Carolina 25 $ 1,205,000 $ 48,200 $ 91,000
Miami, Ohio 25 $ 1,185,000 $ 47,400 $ 89,000
Sullivan, Tennessee 25 $ 1,265,000 $ 50,600 $ 98,000
Portsmouth, Virginia 25 $ 1,755,000 $ 70,200 $ 165,000
Suffolk, Virginia 25 $ 1,625,000 $ 65,000 $ 134,000
Winnebago, Wisconsin 25 $ 965,000 $ 38,600 $ 82,000
Calhoun, Alabama 24 $ 1,110,000 $ 46,250 $ 85,000
Garland, Arkansas 24 $ 1,210,000 $ 50,416 $ 74,000
Floyd, Georgia 24 $ 1,460,000 $ 60,833 $ 117,000
Pickens, Georgia 24 $ 1,460,000 $ 60,833 $ 115,000
Bonneville, Idaho 24 $ 1,950,000 $ 81,250 $ 112,000
Hampshire, Massachusetts 24 $ 1,550,000 $ 64,583 $ 133,000
Sherburne, Minnesota 24 $ 1,540,000 $ 64,166 $ 127,000
Christian, Missouri 24 $ 1,020,000 $ 42,500 $ 112,000
Chatham, North Carolina 24 $ 2,430,000 $ 101,250 $ 191,000
Pitt, North Carolina 24 $ 1,310,000 $ 54,583 $ 107,000
Richland, Ohio 24 $ 970,000 $ 40,416 $ 104,000
Klamath, Oregon 24 $ 1,450,000 $ 60,416 $ 139,000
Limestone, Alabama 23 $ 1,475,000 $ 64,130 $ 106,000
Garfield, Colorado 23 $ 1,975,000 $ 85,869 $ 355,000
Bryan, Georgia 23 $ 1,575,000 $ 68,478 $ 149,000
Lowndes, Georgia 23 $ 1,715,000 $ 74,565 $ 170,000
Troup, Georgia 23 $ 1,425,000 $ 61,956 $ 100,000
Twin Falls, Idaho 23 $ 1,065,000 $ 46,304 $ 89,000
Peoria, Illinois 23 $ 1,155,000 $ 50,217 $ 123,000
Tazewell, Illinois 23 $ 1,005,000 $ 43,695 $ 106,000
Pottawattamie, Iowa 23 $ 1,175,000 $ 51,086 $ 98,000
Lafayette, Louisiana 23 $ 1,495,000 $ 65,000 $ 135,000
Josephine, Oregon 23 $ 1,705,000 $ 74,130 $ 89,000
Lackawanna, Pennsylvania 23 $ 1,125,000 $ 48,913 $ 107,000
Arlington, Virginia 23 $ 2,735,000 $ 118,913 $ 190,000
Culpeper, Virginia 23 $ 1,605,000 $ 69,782 $ 103,000
Roanoke City, Virginia 23 $ 1,155,000 $ 50,217 $ 93,000
Warren, Virginia 23 $ 1,305,000 $ 56,739 $ 89,000
Marathon, Wisconsin 23 $ 1,185,000 $ 51,521 $ 96,000
Navajo, Arizona 22 $ 1,880,000 $ 85,454 $ 144,000
Elbert, Colorado 22 $ 1,710,000 $ 77,727 $ 154,000
Glynn, Georgia 22 $ 1,260,000 $ 57,272 $ 99,000
McLean, Illinois 22 $ 1,190,000 $ 54,090 $ 120,000
Howard, Indiana 22 $ 1,030,000 $ 46,818 $ 74,000
Douglas, Kansas 22 $ 1,480,000 $ 67,272 $ 108,000
Grafton, New Hampshire 22 $ 1,980,000 $ 90,000 $ 85,000
Franklin, North Carolina 22 $ 1,620,000 $ 73,636 $ 100,000
Douglas, Oregon 22 $ 960,000 $ 43,636 $ 87,000
Anderson, Tennessee 22 $ 1,170,000 $ 53,181 $ 104,000
Bradley, Tennessee 22 $ 960,000 $ 43,636 $ 86,000
Chelan, Washington 22 $ 2,110,000 $ 95,909 $ 132,000
Natrona, Wyoming 22 $ 1,040,000 $ 47,272 $ 98,000
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Mortgage Loan Application Detail Totals for Figure Lending LLC in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 46,018 $3,348,010,000 $72,000 $405,000 $137,000 $9,999,000
Home Improvement 27,270 $2,355,450,000 $86,000 $405,000 $148,000 $8,300,000
Home Purchase 12 $2,570,000 $214,000 $295,000 $0 $0
Cash-out Refinancing 1 $245,000 $245,000 $245,000 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Refinancing 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 32,927 $2,324,685,000 $70,000 $405,000 $139,000 $9,999,000
Not applicable 16,860 $1,511,420,000 $89,000 $405,000 $0 $0
Not Provided 10,774 $869,490,000 $80,000 $405,000 $148,000 $9,198,000
Hispanic 5,052 $369,870,000 $73,000 $405,000 $129,000 $7,014,000
Black or African American 3,499 $228,815,000 $65,000 $405,000 $121,000 $8,698,000
Asian 2,023 $204,745,000 $101,000 $405,000 $163,000 $5,015,000
American Indian or Alaskan Native 603 $41,165,000 $68,000 $405,000 $141,000 $8,300,000
Native Hawaiian or Other Pacific Islander 88 $7,300,000 $82,000 $235,000 $130,000 $361,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 73,301 $5,706,275,000 $77,000 $405,000 $141,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 24,488 $1,748,620,000 $71,000 $405,000 $150,000 $4,300,000
Application Denied By Financial Institution 18,456 $1,406,300,000 $76,000 $405,000 $128,000 $9,999,000
Loan Purchased By The Institution 16,860 $1,511,420,000 $89,000 $405,000 $0 $0
Application Approved But Not Accepted 8,840 $676,580,000 $76,000 $405,000 $148,000 $4,201,000
Application Withdrawn By Applicant 4,657 $363,355,000 $78,000 $405,000 $133,000 $9,642,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 54,845 $4,299,975,000 $78,000 $405,000 $147,000 $9,642,000
Credit Application Incomplete 8,949 $660,045,000 $73,000 $405,000 $160,000 $9,999,000
Debt-To-Income Ratio 5,446 $442,380,000 $81,000 $405,000 $59,000 $916,000
Other 3,624 $277,300,000 $76,000 $405,000 $152,000 $9,366,000
Collateral 306 $18,250,000 $59,000 $365,000 $138,000 $1,732,000
Credit History 129 $8,065,000 $62,000 $285,000 $136,000 $364,000
Unverifiable Information 2 $260,000 $130,000 $145,000 $118,000 $236,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Figure Lending LLC's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Figure Lending LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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