Figure Lending Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Figure Lending Llc 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Figure Lending Llc
15720 Brixham Hill Ave, Suite 300
Wilmington, DE 28277
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  
Total Number of Mortgage Applications 73,301
Total Mortgage Loan Application Amount $5,706,275,000
Average Mortgage Loan Application Amount $154,250
Highest Mortgage Loan Application Amount $405,000
Average Applicant Income $71,250
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Figure Lending Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Figure Lending Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2023 breaks down Figure Lending Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Figure Lending Llc serves its applicants.

Each category highlights the total number of mortgage applications processed by Figure Lending Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Figure Lending Llc's mortgage activity for 2023.

Mortgage Loan Application Totals for Figure Lending Llc by Metropolitan Area in 2023

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
NA (OUTSIDE OF MSA/MD) 5,208 $ 320,560,000 $ 64,348 $ 113,348
ATLANTA-SANDY SPRINGS-ROSWELL, GA 3,170 $ 233,430,000 $ 73,000 $ 141,000
PHOENIX-MESA-SCOTTSDALE, AZ 2,877 $ 225,685,000 $ 78,000 $ 133,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 2,791 $ 317,025,000 $ 113,000 $ 185,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 2,496 $ 209,150,000 $ 83,000 $ 147,000
SAN DIEGO-CARLSBAD, CA 1,654 $ 182,620,000 $ 110,000 $ 184,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 1,626 $ 132,120,000 $ 81,000 $ 133,000
ORLANDO-KISSIMMEE-SANFORD, FL 1,360 $ 107,310,000 $ 78,000 $ 128,000
DENVER-AURORA-LAKEWOOD, CO 1,332 $ 109,380,000 $ 82,000 $ 151,000
CHICAGO-NAPERVILLE, IL 1,202 $ 76,170,000 $ 63,000 $ 156,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 1,161 $ 99,225,000 $ 87,333 $ 166,333
ANAHEIM-SANTA ANA-IRVINE, CA 1,135 $ 146,485,000 $ 129,000 $ 215,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 1,064 $ 77,800,000 $ 72,500 $ 137,500
LAS VEGAS-HENDERSON-PARADISE, NV 1,059 $ 81,045,000 $ 76,000 $ 140,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 1,026 $ 100,270,000 $ 97,000 $ 139,000
NEW YORK-NEWARK, NY 1,006 $ 88,890,000 $ 88,000 $ 174,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 995 $ 81,085,000 $ 81,000 $ 147,000
SEATTLE-BELLEVUE-EVERETT, WA 981 $ 107,505,000 $ 109,000 $ 208,000
MIAMI-MIAMI BEACH-KENDALL, FL 979 $ 103,405,000 $ 105,000 $ 157,000
OAKLAND-HAYWARD-BERKELEY, CA 943 $ 116,025,000 $ 123,000 $ 201,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 920 $ 69,710,000 $ 75,000 $ 135,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 851 $ 80,585,000 $ 94,000 $ 155,000
NEWARK, NJ-PA 774 $ 72,790,000 $ 81,000 $ 164,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 766 $ 57,770,000 $ 75,500 $ 129,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 705 $ 45,425,000 $ 61,500 $ 150,000
JACKSONVILLE, FL 637 $ 49,205,000 $ 77,000 $ 132,000
WARREN-TROY-FARMINGTON HILLS, MI 623 $ 37,045,000 $ 59,000 $ 122,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 617 $ 35,615,000 $ 57,000 $ 121,000
COLUMBUS, OH 592 $ 35,350,000 $ 59,000 $ 123,000
KANSAS CITY, MO-KS 573 $ 34,565,000 $ 61,000 $ 122,000
ST. LOUIS, MO-IL 568 $ 31,630,000 $ 51,000 $ 135,500
RALEIGH, NC 531 $ 41,915,000 $ 78,000 $ 141,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 516 $ 38,830,000 $ 75,000 $ 152,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 514 $ 47,400,000 $ 92,000 $ 195,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 501 $ 31,515,000 $ 59,500 $ 106,000
RICHMOND, VA 490 $ 30,610,000 $ 62,000 $ 127,000
NORTH PORT-SARASOTA-BRADENTON, FL 488 $ 44,990,000 $ 92,000 $ 131,000
CAMDEN, NJ 465 $ 31,495,000 $ 67,000 $ 162,000
CLEVELAND-ELYRIA, OH 457 $ 26,265,000 $ 57,000 $ 115,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 432 $ 39,530,000 $ 91,000 $ 182,000
CINCINNATI, OH-KY-IN 426 $ 24,080,000 $ 51,500 $ 118,000
TUCSON, AZ 404 $ 28,320,000 $ 70,000 $ 131,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 397 $ 58,055,000 $ 146,000 $ 241,000
MEMPHIS, TN-MS-AR 382 $ 22,430,000 $ 54,000 $ 165,666
OXNARD-THOUSAND OAKS-VENTURA, CA 350 $ 37,840,000 $ 108,000 $ 187,000
TACOMA-LAKEWOOD, WA 348 $ 27,300,000 $ 78,000 $ 136,000
SALT LAKE CITY, UT 345 $ 31,465,000 $ 91,000 $ 143,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 342 $ 27,130,000 $ 79,000 $ 107,000
BOSTON, MA 337 $ 28,185,000 $ 83,000 $ 166,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 332 $ 20,890,000 $ 62,000 $ 134,000
RENO, NV 317 $ 28,175,000 $ 88,000 $ 189,000
KNOXVILLE, TN 311 $ 20,905,000 $ 67,000 $ 114,000
PITTSBURGH, PA 308 $ 16,680,000 $ 54,000 $ 108,000
STOCKTON-LODI, CA 299 $ 24,165,000 $ 80,000 $ 150,000
DETROIT-DEARBORN-LIVONIA, MI 298 $ 16,080,000 $ 53,000 $ 103,000
BAKERSFIELD, CA 296 $ 19,350,000 $ 65,000 $ 113,000
OKLAHOMA CITY, OK 294 $ 16,320,000 $ 55,000 $ 125,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 291 $ 22,145,000 $ 76,000 $ 112,000
PHILADELPHIA, PA 290 $ 19,970,000 $ 68,000 $ 121,000
BRIDGEPORT-STAMFORD-NORWALK, CT 287 $ 27,175,000 $ 94,000 $ 235,000
FRESNO, CA 285 $ 20,985,000 $ 73,000 $ 133,000
PORT ST. LUCIE, FL 282 $ 21,260,000 $ 75,000 $ 150,000
BOISE CITY, ID 274 $ 21,620,000 $ 78,000 $ 170,000
LAKELAND-WINTER HAVEN, FL 268 $ 17,040,000 $ 63,000 $ 104,000
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 257 $ 40,875,000 $ 159,000 $ 266,000
WORCESTER, MA-CT 256 $ 18,590,000 $ 63,000 $ 117,500
BIRMINGHAM-HOOVER, AL 251 $ 14,165,000 $ 56,000 $ 106,000
GRAND RAPIDS-WYOMING, MI 251 $ 15,375,000 $ 61,000 $ 105,000
ELGIN, IL 249 $ 14,355,000 $ 57,000 $ 128,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 247 $ 15,255,000 $ 61,000 $ 127,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 246 $ 14,740,000 $ 62,000 $ 126,000
VALLEJO-FAIRFIELD, CA 246 $ 18,200,000 $ 73,000 $ 140,000
COLORADO SPRINGS, CO 242 $ 15,850,000 $ 65,000 $ 136,000
MODESTO, CA 242 $ 16,290,000 $ 67,000 $ 128,000
CAPE CORAL-FORT MYERS, FL 239 $ 20,935,000 $ 87,000 $ 159,000
PROVIDENCE-WARWICK, RI-MA 238 $ 16,070,000 $ 68,500 $ 150,000
NEW ORLEANS-METAIRIE, LA 233 $ 14,305,000 $ 61,000 $ 128,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 222 $ 16,330,000 $ 66,500 $ 157,000
NEW HAVEN-MILFORD, CT 214 $ 12,560,000 $ 58,000 $ 129,000
GARY, IN 211 $ 12,195,000 $ 57,000 $ 112,000
CHATTANOOGA, TN-GA 202 $ 12,880,000 $ 62,000 $ 105,000
TULSA, OK 200 $ 10,370,000 $ 51,000 $ 115,000
ALBUQUERQUE, NM 199 $ 13,605,000 $ 68,000 $ 115,000
GREENSBORO-HIGH POINT, NC 189 $ 11,295,000 $ 59,000 $ 97,000
SAVANNAH, GA 186 $ 12,290,000 $ 66,000 $ 120,000
OMAHA-COUNCIL BLUFFS, NE-IA 185 $ 10,775,000 $ 54,000 $ 116,500
NAPLES-IMMOKALEE-MARCO ISLAND, FL 180 $ 21,680,000 $ 120,000 $ 164,000
BALTIMORE-COLUMBIA-TOWSON, MD 177 $ 12,605,000 $ 71,000 $ 204,000
SPOKANE-SPOKANE VALLEY, WA 173 $ 11,975,000 $ 69,000 $ 111,000
PROVO-OREM, UT 172 $ 14,970,000 $ 87,000 $ 154,000
PENSACOLA-FERRY PASS-BRENT, FL 170 $ 12,230,000 $ 71,000 $ 127,000
SANTA MARIA-SANTA BARBARA, CA 166 $ 17,740,000 $ 106,000 $ 187,000
DURHAM-CHAPEL HILL, NC 165 $ 11,435,000 $ 69,000 $ 118,000
GREELEY, CO 164 $ 11,720,000 $ 71,000 $ 136,000
FORT COLLINS, CO 163 $ 13,125,000 $ 80,000 $ 133,000
AKRON, OH 162 $ 8,220,000 $ 50,000 $ 111,000
MANCHESTER-NASHUA, NH 161 $ 10,655,000 $ 66,000 $ 133,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 160 $ 11,450,000 $ 71,000 $ 145,000
HUNTSVILLE, AL 158 $ 11,210,000 $ 70,000 $ 125,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 157 $ 10,715,000 $ 64,500 $ 116,000
WINSTON-SALEM, NC 157 $ 9,615,000 $ 61,000 $ 87,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 151 $ 13,555,000 $ 89,000 $ 158,000
CHARLESTON-NORTH CHARLESTON, SC 146 $ 12,420,000 $ 85,000 $ 171,000
FAYETTEVILLE, NC 145 $ 7,565,000 $ 52,000 $ 107,000
OGDEN-CLEARFIELD, UT 142 $ 10,410,000 $ 73,000 $ 119,000
SALEM, OR 141 $ 11,065,000 $ 78,000 $ 118,000
OCALA, FL 140 $ 8,570,000 $ 61,000 $ 80,000
SPRINGFIELD, MA 139 $ 8,135,000 $ 58,000 $ 124,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 137 $ 8,315,000 $ 60,000 $ 139,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 136 $ 6,420,000 $ 47,000 $ 149,000
ASHEVILLE, NC 135 $ 11,435,000 $ 84,000 $ 121,000
AUGUSTA-RICHMOND COUNTY, GA-SC 128 $ 7,200,000 $ 50,500 $ 102,500
SANTA ROSA, CA 125 $ 13,185,000 $ 105,000 $ 175,000
VISALIA-PORTERVILLE, CA 125 $ 8,585,000 $ 68,000 $ 141,000
WILMINGTON, NC 121 $ 9,845,000 $ 81,000 $ 135,000
CANTON-MASSILLON, OH 120 $ 5,970,000 $ 49,000 $ 85,000
DES MOINES-WEST DES MOINES, IA 120 $ 6,330,000 $ 52,000 $ 119,000
DAYTON-SPRINGFIELD-KETTERING, OH 117 $ 6,455,000 $ 55,000 $ 101,000
BEND-REDMOND, OR 115 $ 10,885,000 $ 94,000 $ 136,000
SPRINGFIELD, MO 115 $ 5,415,000 $ 47,000 $ 107,000
WASHINGTON-BALTIMORE-ARLINGTON, DC 115 $ 12,795,000 $ 111,000 $ 213,000
PORTLAND-SOUTH PORTLAND, ME 114 $ 8,970,000 $ 78,000 $ 129,000
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA 111 $ 12,075,000 $ 108,000 $ 186,000
GAINESVILLE, GA 105 $ 6,325,000 $ 60,000 $ 112,000
READING, PA 104 $ 5,690,000 $ 54,000 $ 95,000
SALINAS, CA 104 $ 11,520,000 $ 110,000 $ 229,000
GREENVILLE-ANDERSON-MAULDIN, SC 103 $ 7,165,000 $ 69,000 $ 123,000
KENNEWICK-RICHLAND, WA 102 $ 6,650,000 $ 65,000 $ 125,000
TRENTON, NJ 101 $ 7,965,000 $ 78,000 $ 157,000
LANCASTER, PA 100 $ 6,650,000 $ 66,000 $ 105,000
WICHITA, KS 99 $ 4,365,000 $ 44,000 $ 106,000
COLUMBIA, SC 96 $ 6,000,000 $ 62,000 $ 101,000
LANSING-EAST LANSING, MI 96 $ 5,230,000 $ 54,000 $ 101,000
OLYMPIA-TUMWATER, WA 95 $ 8,335,000 $ 87,000 $ 130,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 94 $ 4,610,000 $ 59,000 $ 94,500
BELLINGHAM, WA 92 $ 7,780,000 $ 84,000 $ 144,000
BREMERTON-SILVERDALE, WA 92 $ 7,280,000 $ 79,000 $ 152,000
EUGENE, OR 92 $ 5,730,000 $ 62,000 $ 106,000
LYNCHBURG, VA 92 $ 4,910,000 $ 53,000 $ 106,000
TOLEDO, OH 92 $ 4,630,000 $ 50,000 $ 113,000
BOULDER, CO 91 $ 8,575,000 $ 94,000 $ 210,000
YORK-HANOVER, PA 91 $ 4,645,000 $ 51,000 $ 126,000
DAPHNE-FAIRHOPE-FOLEY, AL 90 $ 6,250,000 $ 69,000 $ 115,000
JACKSON, MS 90 $ 4,310,000 $ 47,000 $ 107,000
BARNSTABLE TOWN, MA 89 $ 7,385,000 $ 82,000 $ 137,000
FORT WAYNE, IN 89 $ 4,345,000 $ 48,000 $ 99,000
TALLAHASSEE, FL 89 $ 5,875,000 $ 66,000 $ 136,000
ATLANTIC CITY-HAMMONTON, NJ 87 $ 5,905,000 $ 67,000 $ 122,000
FLINT, MI 86 $ 4,560,000 $ 53,000 $ 95,000
PRESCOTT VALLEY-PRESCOTT, AZ 86 $ 7,350,000 $ 85,000 $ 135,000
CLARKSVILLE, TN-KY 84 $ 4,910,000 $ 58,000 $ 96,000
HICKORY-LENOIR-MORGANTON, NC 82 $ 4,790,000 $ 58,000 $ 95,000
HARRISBURG-CARLISLE, PA 81 $ 4,175,000 $ 51,000 $ 106,000
BATON ROUGE, LA 79 $ 4,485,000 $ 56,000 $ 128,000
SAN RAFAEL, CA 78 $ 11,070,000 $ 141,000 $ 266,000
LAKE HAVASU CITY-KINGMAN, AZ 77 $ 5,675,000 $ 73,000 $ 101,000
SANTA CRUZ-WATSONVILLE, CA 75 $ 9,915,000 $ 132,000 $ 177,000
SCRANTON--WILKES-BARRE--HAZLETON, PA 75 $ 4,295,000 $ 57,000 $ 99,000
EAST STROUDSBURG, PA 73 $ 4,705,000 $ 64,000 $ 135,000
MEDFORD, OR 72 $ 5,030,000 $ 69,000 $ 146,000
ROANOKE, VA 72 $ 3,430,000 $ 47,000 $ 107,000
YUMA, AZ 70 $ 3,560,000 $ 50,000 $ 87,000
COEUR D'ALENE, ID 69 $ 5,265,000 $ 76,000 $ 117,000
MOBILE, AL 68 $ 3,910,000 $ 57,000 $ 117,000
NORWICH-NEW LONDON, CT 67 $ 3,825,000 $ 57,000 $ 117,000
ATHENS-CLARKE COUNTY, GA 66 $ 4,400,000 $ 66,000 $ 128,000
MERCED, CA 66 $ 4,800,000 $ 72,000 $ 105,000
LINCOLN, NE 65 $ 3,265,000 $ 50,000 $ 102,000
PUNTA GORDA, FL 65 $ 5,035,000 $ 77,000 $ 96,000
PANAMA CITY, FL 64 $ 4,340,000 $ 67,000 $ 137,000
SEBASTIAN-VERO BEACH, FL 64 $ 4,430,000 $ 69,000 $ 112,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 63 $ 2,935,000 $ 46,000 $ 98,000
ANN ARBOR, MI 62 $ 4,150,000 $ 66,000 $ 115,000
GULFPORT-BILOXI-PASCAGOULA, MS 62 $ 3,210,000 $ 51,000 $ 90,000
ANCHORAGE, AK 61 $ 3,565,000 $ 58,000 $ 127,000
COLUMBUS, GA-AL 61 $ 3,505,000 $ 54,000 $ 85,500
HOMOSASSA SPRINGS, FL 61 $ 3,685,000 $ 60,000 $ 86,000
SOUTH BEND-MISHAWAKA, IN-MI 61 $ 2,685,000 $ 44,000 $ 88,500
YAKIMA, WA 60 $ 3,870,000 $ 64,000 $ 107,000
CHARLOTTESVILLE, VA 59 $ 3,935,000 $ 66,000 $ 152,000
GREEN BAY, WI 59 $ 3,055,000 $ 51,000 $ 101,000
GAINESVILLE, FL 58 $ 3,870,000 $ 66,000 $ 293,000
GRAND JUNCTION, CO 57 $ 4,115,000 $ 72,000 $ 98,000
JACKSONVILLE, NC 57 $ 3,255,000 $ 57,000 $ 106,000
WINCHESTER, VA-WV 57 $ 3,935,000 $ 69,000 $ 112,000
FLAGSTAFF, AZ 56 $ 4,830,000 $ 86,000 $ 182,000
MONTGOMERY, AL 56 $ 3,030,000 $ 54,000 $ 141,000
YUBA CITY, CA 56 $ 3,600,000 $ 64,000 $ 132,000
LAS CRUCES, NM 55 $ 3,155,000 $ 57,000 $ 124,000
REDDING, CA 55 $ 3,155,000 $ 57,000 $ 117,000
ST. GEORGE, UT 55 $ 4,185,000 $ 76,000 $ 144,000
MUSKEGON, MI 54 $ 2,560,000 $ 47,000 $ 96,000
NAPA, CA 54 $ 5,610,000 $ 103,000 $ 159,000
ROCKFORD, IL 53 $ 2,495,000 $ 47,000 $ 113,000
SANTA FE, NM 53 $ 3,745,000 $ 70,000 $ 185,000
MADISON, WI 52 $ 3,130,000 $ 60,000 $ 144,000
SIOUX FALLS, SD 51 $ 3,225,000 $ 63,000 $ 106,000
PEORIA, IL 50 $ 2,350,000 $ 47,000 $ 115,000
MACON-BIBB COUNTY, GA 49 $ 2,405,000 $ 49,000 $ 192,000
BILLINGS, MT 48 $ 2,970,000 $ 61,000 $ 144,000
EVANSVILLE, IN-KY 48 $ 2,080,000 $ 43,000 $ 84,000
MADERA, CA 48 $ 3,160,000 $ 65,000 $ 111,000
RAPID CITY, SD 48 $ 2,370,000 $ 49,000 $ 90,000
WARNER ROBINS, GA 47 $ 2,045,000 $ 43,000 $ 119,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 46 $ 2,210,000 $ 47,500 $ 87,000
MOUNT VERNON-ANACORTES, WA 46 $ 2,970,000 $ 64,000 $ 127,000
PUEBLO, CO 44 $ 2,330,000 $ 52,000 $ 99,000
APPLETON, WI 43 $ 2,495,000 $ 58,000 $ 159,000
CHICO, CA 43 $ 2,895,000 $ 67,000 $ 154,000
SPARTANBURG, SC 43 $ 2,535,000 $ 58,000 $ 95,000
ALBANY, OR 42 $ 2,390,000 $ 56,000 $ 96,000
BURLINGTON, NC 42 $ 2,740,000 $ 65,000 $ 91,000
ELKHART-GOSHEN, IN 42 $ 2,010,000 $ 47,000 $ 94,000
COLUMBIA, MO 40 $ 1,870,000 $ 46,000 $ 108,000
KALAMAZOO-PORTAGE, MI 38 $ 1,740,000 $ 45,000 $ 210,000
LAFAYETTE-WEST LAFAYETTE, IN 38 $ 2,090,000 $ 55,000 $ 102,000
JOHNSON CITY, TN 37 $ 2,015,000 $ 54,000 $ 105,000
SPRINGFIELD, OH 37 $ 1,855,000 $ 50,000 $ 91,000
DALTON, GA 36 $ 1,990,000 $ 55,000 $ 92,000
RACINE, WI 36 $ 1,960,000 $ 54,000 $ 110,000
EL CENTRO, CA 35 $ 2,295,000 $ 65,000 $ 136,000
FORT SMITH, AR-OK 35 $ 1,585,000 $ 44,000 $ 110,500
MISSOULA, MT 35 $ 3,815,000 $ 109,000 $ 118,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 34 $ 1,400,000 $ 41,000 $ 106,000
ERIE, PA 34 $ 1,890,000 $ 55,000 $ 115,000
NEW BERN, NC 34 $ 1,640,000 $ 48,000 $ 97,000
SEBRING, FL 34 $ 1,990,000 $ 58,000 $ 285,000
JACKSON, TN 33 $ 1,565,000 $ 47,000 $ 86,000
LAFAYETTE, LA 33 $ 1,865,000 $ 56,000 $ 115,000
OCEAN CITY, NJ 33 $ 2,555,000 $ 77,000 $ 164,000
SIERRA VISTA-DOUGLAS, AZ 33 $ 1,445,000 $ 43,000 $ 82,000
CHEYENNE, WY 32 $ 2,010,000 $ 62,000 $ 100,000
DULUTH, MN-WI 32 $ 1,930,000 $ 71,000 $ 118,000
JACKSON, MI 32 $ 1,490,000 $ 46,000 $ 78,000
BURLINGTON-SOUTH BURLINGTON, VT 31 $ 2,185,000 $ 70,000 $ 259,000
JANESVILLE-BELOIT, WI 31 $ 1,635,000 $ 52,000 $ 105,000
MONROE, MI 31 $ 1,635,000 $ 52,000 $ 97,000
WENATCHEE, WA 31 $ 2,605,000 $ 84,000 $ 129,000
CEDAR RAPIDS, IA 30 $ 1,550,000 $ 51,000 $ 102,000
LONGVIEW, WA 30 $ 2,310,000 $ 77,000 $ 101,000
AUBURN-OPELIKA, AL 29 $ 1,585,000 $ 54,000 $ 126,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 29 $ 2,375,000 $ 81,000 $ 133,000
SHEBOYGAN, WI 29 $ 1,285,000 $ 44,000 $ 83,000
SHREVEPORT-BOSSIER CITY, LA 29 $ 1,435,000 $ 49,000 $ 112,000
TUSCALOOSA, AL 29 $ 1,655,000 $ 57,000 $ 158,000
VINELAND-BRIDGETON, NJ 29 $ 1,545,000 $ 53,000 $ 107,000
BATTLE CREEK, MI 28 $ 1,430,000 $ 51,000 $ 78,000
BRUNSWICK, GA 28 $ 1,510,000 $ 53,000 $ 106,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 27 $ 1,495,000 $ 55,000 $ 126,000
LEBANON, PA 27 $ 1,275,000 $ 47,000 $ 100,000
LOGAN, UT-ID 27 $ 1,925,000 $ 79,000 $ 121,000
TWIN FALLS, ID 27 $ 1,435,000 $ 53,000 $ 87,000
ALBANY, GA 26 $ 1,560,000 $ 60,000 $ 108,000
CLEVELAND, TN 26 $ 1,180,000 $ 45,000 $ 82,000
FARGO, ND-MN 26 $ 1,460,000 $ 58,000 $ 96,000
HANFORD-CORCORAN, CA 26 $ 1,210,000 $ 46,000 $ 132,000
THE VILLAGES, FL 26 $ 1,750,000 $ 67,000 $ 90,000
HINESVILLE, GA 25 $ 1,505,000 $ 60,000 $ 94,000
IDAHO FALLS, ID 25 $ 2,055,000 $ 82,000 $ 118,000
OSHKOSH-NEENAH, WI 25 $ 965,000 $ 38,000 $ 82,000
SPRINGFIELD, IL 25 $ 1,075,000 $ 43,000 $ 123,000
WAUSAU, WI 25 $ 1,255,000 $ 50,000 $ 96,000
ANNISTON-OXFORD-JACKSONVILLE, AL 24 $ 1,110,000 $ 46,000 $ 85,000
DOTHAN, AL 24 $ 1,310,000 $ 54,000 $ 98,000
GREENVILLE, NC 24 $ 1,310,000 $ 54,000 $ 107,000
HOT SPRINGS, AR 24 $ 1,210,000 $ 50,000 $ 74,000
MANSFIELD, OH 24 $ 970,000 $ 40,000 $ 104,000
ROME, GA 24 $ 1,460,000 $ 60,000 $ 117,000
VALDOSTA, GA 24 $ 1,730,000 $ 72,000 $ 163,000
BLOOMINGTON, IN 23 $ 1,345,000 $ 58,000 $ 84,000
GRANTS PASS, OR 23 $ 1,705,000 $ 74,000 $ 89,000
JONESBORO, AR 23 $ 1,015,000 $ 44,000 $ 71,000
WILMINGTON, DE-MD-NJ 23 $ 1,415,000 $ 62,000 $ 125,000
BLOOMINGTON, IL 22 $ 1,190,000 $ 54,000 $ 120,000
CASPER, WY 22 $ 1,040,000 $ 47,000 $ 98,000
KOKOMO, IN 22 $ 1,030,000 $ 46,000 $ 74,000
LAWRENCE, KS 22 $ 1,480,000 $ 67,000 $ 108,000
MORRISTOWN, TN 22 $ 1,110,000 $ 50,000 $ 86,000
CARSON CITY, NV 21 $ 1,205,000 $ 57,000 $ 110,000
CHAMPAIGN-URBANA, IL 21 $ 895,000 $ 42,000 $ 108,000
MICHIGAN CITY-LA PORTE, IN 21 $ 1,045,000 $ 49,000 $ 93,000
HAGERSTOWN-MARTINSBURG, MD-WV 20 $ 1,120,000 $ 56,000 $ 92,000
ROCHESTER, MN 20 $ 1,420,000 $ 71,000 $ 110,000
SAGINAW, MI 20 $ 870,000 $ 43,000 $ 100,000
BAY CITY, MI 19 $ 695,000 $ 36,000 $ 53,000
POCATELLO, ID 18 $ 800,000 $ 44,000 $ 98,000
STAUNTON-WAYNESBORO, VA 18 $ 1,040,000 $ 57,000 $ 107,000
FLORENCE, SC 17 $ 795,000 $ 46,000 $ 99,000
GREAT FALLS, MT 17 $ 1,085,000 $ 63,000 $ 116,000
JEFFERSON CITY, MO 17 $ 745,000 $ 43,000 $ 81,000
CORVALLIS, OR 16 $ 1,030,000 $ 64,000 $ 142,000
FAIRBANKS, AK 16 $ 860,000 $ 53,000 $ 100,000
GADSDEN, AL 16 $ 770,000 $ 48,000 $ 131,000
GRAND FORKS, ND-MN 16 $ 800,000 $ 47,500 $ 118,500
HAMMOND, LA 16 $ 940,000 $ 58,000 $ 118,000
LAKE CHARLES, LA 16 $ 960,000 $ 60,000 $ 112,000
LEWISTON-AUBURN, ME 16 $ 1,090,000 $ 68,000 $ 113,000
MUNCIE, IN 16 $ 540,000 $ 33,000 $ 78,000
PITTSFIELD, MA 16 $ 1,090,000 $ 68,000 $ 131,000
ROCKY MOUNT, NC 16 $ 920,000 $ 57,000 $ 131,000
ST. JOSEPH, MO-KS 16 $ 820,000 $ 51,000 $ 78,000
TERRE HAUTE, IN 16 $ 970,000 $ 60,000 $ 88,000
TOPEKA, KS 16 $ 840,000 $ 52,000 $ 121,000
COLUMBUS, IN 15 $ 745,000 $ 49,000 $ 106,000
GOLDSBORO, NC 15 $ 755,000 $ 50,000 $ 92,000
HARRISONBURG, VA 15 $ 1,005,000 $ 67,000 $ 111,000
HATTIESBURG, MS 15 $ 695,000 $ 46,000 $ 96,000
ST. CLOUD, MN 15 $ 705,000 $ 47,000 $ 742,000
BISMARCK, ND 14 $ 1,190,000 $ 85,000 $ 146,000
LAWTON, OK 14 $ 610,000 $ 43,000 $ 113,000
LEWISTON, ID-WA 14 $ 610,000 $ 40,500 $ 79,000
SALISBURY, MD-DE 14 $ 1,140,000 $ 81,000 $ 109,000
BANGOR, ME 13 $ 645,000 $ 49,000 $ 165,000
EAU CLAIRE, WI 13 $ 725,000 $ 55,000 $ 115,000
FLORENCE-MUSCLE SHOALS, AL 13 $ 805,000 $ 61,000 $ 81,000
GETTYSBURG, PA 13 $ 715,000 $ 55,000 $ 110,000
LIMA, OH 13 $ 635,000 $ 48,000 $ 72,000
SIOUX CITY, IA-NE-SD 13 $ 605,000 $ 59,500 $ 119,500
URBAN HONOLULU, HI 13 $ 1,885,000 $ 145,000 $ 192,000
AMES, IA 12 $ 840,000 $ 70,000 $ 189,000
FARMINGTON, NM 12 $ 960,000 $ 80,000 $ 104,000
HOUMA-THIBODAUX, LA 12 $ 630,000 $ 52,000 $ 105,000
MANHATTAN, KS 12 $ 680,000 $ 56,000 $ 109,000
NILES-BENTON HARBOR, MI 12 $ 950,000 $ 79,000 $ 106,000
JOPLIN, MO 11 $ 615,000 $ 55,000 $ 80,000
LA CROSSE-ONALASKA, WI-MN 11 $ 705,000 $ 55,500 $ 111,500
MONROE, LA 11 $ 635,000 $ 57,000 $ 160,000
WILLIAMSPORT, PA 11 $ 925,000 $ 84,000 $ 106,000
ALTOONA, PA 10 $ 390,000 $ 39,000 $ 80,000
FOND DU LAC, WI 10 $ 400,000 $ 40,000 $ 82,000
CHAMBERSBURG-WAYNESBORO, PA 9 $ 545,000 $ 60,000 $ 122,000
DECATUR, AL 9 $ 435,000 $ 48,000 $ 92,000
SUMTER, SC 9 $ 465,000 $ 51,000 $ 53,000
WALLA WALLA, WA 9 $ 435,000 $ 48,000 $ 94,000
WEIRTON-STEUBENVILLE, WV-OH 9 $ 405,000 $ 45,000 $ 147,000
ALEXANDRIA, LA 8 $ 300,000 $ 37,000 $ 109,000
CALIFORNIA-LEXINGTON PARK, MD 8 $ 310,000 $ 38,000 $ 84,000
CAPE GIRARDEAU, MO-IL 8 $ 460,000 $ 57,000 $ 157,000
CARBONDALE-MARION, IL 8 $ 420,000 $ 52,000 $ 103,000
GRAND ISLAND, NE 8 $ 480,000 $ 60,000 $ 103,000
MIDLAND, MI 8 $ 370,000 $ 46,000 $ 145,000
PINE BLUFF, AR 8 $ 330,000 $ 41,000 $ 94,000
DECATUR, IL 7 $ 225,000 $ 32,000 $ 43,000
HUNTINGTON-ASHLAND, WV-KY-OH 7 $ 365,000 $ 52,000 $ 71,000
JOHNSTOWN, PA 7 $ 335,000 $ 47,000 $ 108,000
MANKATO-NORTH MANKATO, MN 7 $ 305,000 $ 43,000 $ 111,000
STATE COLLEGE, PA 7 $ 235,000 $ 33,000 $ 77,000
WATERLOO-CEDAR FALLS, IA 7 $ 225,000 $ 32,000 $ 82,000
WHEELING, WV-OH 6 $ 190,000 $ 31,000 $ 100,000
BLOOMSBURG-BERWICK, PA 5 $ 485,000 $ 97,000 $ 137,000
IOWA CITY, IA 5 $ 365,000 $ 73,000 $ 99,000
ENID, OK 4 $ 270,000 $ 67,000 $ 1,186,000
FORT WORTH-ARLINGTON, TX 4 $ 300,000 $ 75,000 $ 68,000
TEXARKANA, TX-AR 4 $ 250,000 $ 62,000 $ 88,000
DUBUQUE, IA 3 $ 135,000 $ 45,000 $ 87,000
KANKAKEE, IL 3 $ 105,000 $ 35,000 $ 79,000
CUMBERLAND, MD-WV 2 $ 50,000 $ 25,000 $ 92,000
DALLAS-PLANO-IRVING, TX 2 $ 520,000 $ 260,000 $ 0
KAHULUI-WAILUKU-LAHAINA, HI 2 $ 180,000 $ 90,000 $ 124,000
AUSTIN-ROUND ROCK, TX 1 $ 205,000 $ 205,000 $ 250,000
DANVILLE, IL 1 $ 35,000 $ 35,000 $ 98,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 1 $ 245,000 $ 245,000 $ 0
MIDLAND, TX 1 $ 125,000 $ 125,000 $ 138,000
SAN ANTONIO-NEW BRAUNFELS, TX 1 $ 285,000 $ 285,000 $ 0

Mortgage Loan Application Detail Totals for Figure Lending Llc in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 46,018 $3,348,010,000 $72,000 $405,000 $137,000 $9,999,000
Home Improvement 27,270 $2,355,450,000 $86,000 $405,000 $148,000 $8,300,000
Home Purchase 12 $2,570,000 $214,000 $295,000 $0 $0
Cash-out Refinancing 1 $245,000 $245,000 $245,000 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Refinancing 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 32,927 $2,324,685,000 $70,000 $405,000 $139,000 $9,999,000
Not applicable 16,860 $1,511,420,000 $89,000 $405,000 $0 $0
Not Provided 10,774 $869,490,000 $80,000 $405,000 $148,000 $9,198,000
Hispanic 5,052 $369,870,000 $73,000 $405,000 $129,000 $7,014,000
Black or African American 3,499 $228,815,000 $65,000 $405,000 $121,000 $8,698,000
Asian 2,023 $204,745,000 $101,000 $405,000 $163,000 $5,015,000
American Indian or Alaskan Native 603 $41,165,000 $68,000 $405,000 $141,000 $8,300,000
Native Hawaiian or Other Pacific Islander 88 $7,300,000 $82,000 $235,000 $130,000 $361,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 73,301 $5,706,275,000 $77,000 $405,000 $141,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 24,488 $1,748,620,000 $71,000 $405,000 $150,000 $4,300,000
Application Denied By Financial Institution 18,456 $1,406,300,000 $76,000 $405,000 $128,000 $9,999,000
Loan Purchased By The Institution 16,860 $1,511,420,000 $89,000 $405,000 $0 $0
Application Approved But Not Accepted 8,840 $676,580,000 $76,000 $405,000 $148,000 $4,201,000
Application Withdrawn By Applicant 4,657 $363,355,000 $78,000 $405,000 $133,000 $9,642,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 54,845 $4,299,975,000 $78,000 $405,000 $147,000 $9,642,000
Credit Application Incomplete 8,949 $660,045,000 $73,000 $405,000 $160,000 $9,999,000
Debt-To-Income Ratio 5,446 $442,380,000 $81,000 $405,000 $59,000 $916,000
Other 3,624 $277,300,000 $76,000 $405,000 $152,000 $9,366,000
Collateral 306 $18,250,000 $59,000 $365,000 $138,000 $1,732,000
Credit History 129 $8,065,000 $62,000 $285,000 $136,000 $364,000
Unverifiable Information 2 $260,000 $130,000 $145,000 $118,000 $236,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Figure Lending Llc's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Figure Lending Llc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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