Figure Lending LLC Mortgage Lending & HMDA Data, 2023
In 2023, Figure Lending LLC of San Francisco, CA reported 73,301 mortgage applications totaling $5.7 billion, up 12% from 2022. The average application was for $77,847, and applicants reported an average income of $141,093. 33% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (3,170), Phoenix-Mesa-Scottsdale, AZ (2,877) and Los Angeles-Long Beach-Glendale, CA (2,791) (applications in parentheses).
| Mortgage Company & Address | Figure Lending LLC San Francisco, CA 94108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 73,301 |
| Total Mortgage Loan Application Amount | $5,706,275,000 |
| Average Mortgage Loan Application Amount | $77,847 |
| Highest Mortgage Loan Application Amount | $405,000 |
| Average Applicant Income | $141,093 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Figure Lending LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 5,208 | $ 320,560,000 | $ 61,551 | $ 110,496 |
| Atlanta-Sandy Springs-Roswell, GA | 3,170 | $ 233,430,000 | $ 73,637 | $ 141,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2,877 | $ 225,685,000 | $ 78,444 | $ 133,000 |
| Los Angeles-Long Beach-Glendale, CA | 2,791 | $ 317,025,000 | $ 113,588 | $ 185,000 |
| Riverside-San Bernardino-Ontario, CA | 2,496 | $ 209,150,000 | $ 83,794 | $ 147,000 |
| San Diego-Carlsbad, CA | 1,654 | $ 182,620,000 | $ 110,411 | $ 184,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,626 | $ 132,120,000 | $ 81,254 | $ 133,000 |
| Orlando-Kissimmee-Sanford, FL | 1,360 | $ 107,310,000 | $ 78,904 | $ 128,000 |
| Denver-Aurora-Lakewood, CO | 1,332 | $ 109,380,000 | $ 82,117 | $ 151,000 |
| Chicago-Naperville, IL | 1,202 | $ 76,170,000 | $ 63,369 | $ 156,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,161 | $ 99,225,000 | $ 85,465 | $ 171,371 |
| Anaheim-Santa Ana-Irvine, CA | 1,135 | $ 146,485,000 | $ 129,061 | $ 215,000 |
| Charlotte-Concord-Gastonia, NC-SC | 1,064 | $ 77,800,000 | $ 73,120 | $ 137,914 |
| Las Vegas-Henderson-Paradise, NV | 1,059 | $ 81,045,000 | $ 76,529 | $ 140,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,026 | $ 100,270,000 | $ 97,729 | $ 139,000 |
| New York-Newark, NY | 1,006 | $ 88,890,000 | $ 88,359 | $ 174,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 995 | $ 81,085,000 | $ 81,492 | $ 147,000 |
| Seattle-Bellevue-Everett, WA | 981 | $ 107,505,000 | $ 109,587 | $ 208,000 |
| Miami-Miami Beach-Kendall, FL | 979 | $ 103,405,000 | $ 105,623 | $ 157,000 |
| Oakland-Hayward-Berkeley, CA | 943 | $ 116,025,000 | $ 123,038 | $ 201,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 920 | $ 69,710,000 | $ 75,771 | $ 135,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 851 | $ 80,585,000 | $ 94,694 | $ 155,000 |
| Newark, NJ-PA | 774 | $ 72,790,000 | $ 94,043 | $ 177,953 |
| Portland-Vancouver-Hillsboro, OR-WA | 766 | $ 57,770,000 | $ 75,417 | $ 132,054 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 705 | $ 45,425,000 | $ 64,432 | $ 139,157 |
| Jacksonville, FL | 637 | $ 49,205,000 | $ 77,244 | $ 132,000 |
| Warren-Troy-Farmington Hills, MI | 623 | $ 37,045,000 | $ 59,462 | $ 122,000 |
| Indianapolis-Carmel-Anderson, IN | 617 | $ 35,615,000 | $ 57,722 | $ 121,000 |
| Columbus, OH | 592 | $ 35,350,000 | $ 59,712 | $ 123,000 |
| Kansas City, MO-KS | 573 | $ 34,565,000 | $ 60,322 | $ 119,469 |
| St. Louis, MO-IL | 568 | $ 31,630,000 | $ 55,686 | $ 149,647 |
| Raleigh, NC | 531 | $ 41,915,000 | $ 78,935 | $ 141,000 |
| Montgomery County-Bucks County-Chester County, PA | 516 | $ 38,830,000 | $ 75,251 | $ 152,000 |
| New York-Jersey City-White Plains, NY-NJ | 514 | $ 47,400,000 | $ 92,217 | $ 195,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 501 | $ 31,515,000 | $ 62,904 | $ 136,233 |
| Richmond, VA | 490 | $ 30,610,000 | $ 62,469 | $ 127,000 |
| North Port-Sarasota-Bradenton, FL | 488 | $ 44,990,000 | $ 92,192 | $ 131,000 |
| Camden, NJ | 465 | $ 31,495,000 | $ 67,731 | $ 162,000 |
| Cleveland-Elyria, OH | 457 | $ 26,265,000 | $ 57,472 | $ 115,000 |
| Cambridge-Newton-Framingham, MA | 432 | $ 39,530,000 | $ 91,504 | $ 182,000 |
| Cincinnati, OH-KY-IN | 426 | $ 24,080,000 | $ 56,525 | $ 119,877 |
| Tucson, AZ | 404 | $ 28,320,000 | $ 70,099 | $ 131,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 397 | $ 58,055,000 | $ 146,234 | $ 241,000 |
| Memphis, TN-MS-AR | 382 | $ 22,430,000 | $ 58,717 | $ 141,850 |
| Oxnard-Thousand Oaks-Ventura, CA | 350 | $ 37,840,000 | $ 108,114 | $ 187,000 |
| Tacoma-Lakewood, WA | 348 | $ 27,300,000 | $ 78,448 | $ 136,000 |
| Salt Lake City, UT | 345 | $ 31,465,000 | $ 91,202 | $ 143,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 342 | $ 27,130,000 | $ 79,327 | $ 107,000 |
| Boston, MA | 337 | $ 28,185,000 | $ 83,635 | $ 166,000 |
| Hartford-West Hartford-East Hartford, CT | 332 | $ 20,890,000 | $ 62,921 | $ 134,000 |
| Reno, NV | 317 | $ 28,175,000 | $ 88,880 | $ 189,000 |
| Knoxville, TN | 311 | $ 20,905,000 | $ 67,218 | $ 114,000 |
| Pittsburgh, PA | 308 | $ 16,680,000 | $ 54,155 | $ 108,000 |
| Stockton-Lodi, CA | 299 | $ 24,165,000 | $ 80,819 | $ 150,000 |
| Detroit-Dearborn-Livonia, MI | 298 | $ 16,080,000 | $ 53,959 | $ 103,000 |
| Bakersfield, CA | 296 | $ 19,350,000 | $ 65,371 | $ 113,000 |
| Oklahoma City, OK | 294 | $ 16,320,000 | $ 55,510 | $ 125,000 |
| Palm Bay-Melbourne-Titusville, FL | 291 | $ 22,145,000 | $ 76,099 | $ 112,000 |
| Philadelphia, PA | 290 | $ 19,970,000 | $ 68,862 | $ 121,000 |
| Bridgeport-Stamford-Norwalk, CT | 287 | $ 27,175,000 | $ 94,686 | $ 235,000 |
| Fresno, CA | 285 | $ 20,985,000 | $ 73,631 | $ 133,000 |
| Port St. Lucie, FL | 282 | $ 21,260,000 | $ 75,390 | $ 150,000 |
| Boise City, ID | 274 | $ 21,620,000 | $ 78,905 | $ 170,000 |
| Lakeland-Winter Haven, FL | 268 | $ 17,040,000 | $ 63,582 | $ 104,000 |
| San Francisco-Redwood City-South San Francisco, CA | 257 | $ 40,875,000 | $ 159,046 | $ 266,000 |
| Worcester, MA-CT | 256 | $ 18,590,000 | $ 72,617 | $ 134,917 |
| Birmingham-Hoover, AL | 251 | $ 14,165,000 | $ 56,434 | $ 106,000 |
| Grand Rapids-Wyoming, MI | 251 | $ 15,375,000 | $ 61,254 | $ 105,000 |
| Elgin, IL | 249 | $ 14,355,000 | $ 57,650 | $ 128,000 |
| Milwaukee-Waukesha-West Allis, WI | 247 | $ 15,255,000 | $ 61,761 | $ 127,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 246 | $ 14,740,000 | $ 59,918 | $ 125,276 |
| Vallejo-Fairfield, CA | 246 | $ 18,200,000 | $ 73,983 | $ 140,000 |
| Colorado Springs, CO | 242 | $ 15,850,000 | $ 65,495 | $ 136,000 |
| Modesto, CA | 242 | $ 16,290,000 | $ 67,314 | $ 128,000 |
| Cape Coral-Fort Myers, FL | 239 | $ 20,935,000 | $ 87,594 | $ 159,000 |
| Providence-Warwick, RI-MA | 238 | $ 16,070,000 | $ 67,521 | $ 148,033 |
| New Orleans-Metairie, LA | 233 | $ 14,305,000 | $ 61,394 | $ 128,000 |
| Lake County-Kenosha County, IL-WI | 222 | $ 16,330,000 | $ 73,558 | $ 181,972 |
| New Haven-Milford, CT | 214 | $ 12,560,000 | $ 58,691 | $ 129,000 |
| Gary, IN | 211 | $ 12,195,000 | $ 57,796 | $ 112,000 |
| Chattanooga, TN-GA | 202 | $ 12,880,000 | $ 63,762 | $ 108,207 |
| Tulsa, OK | 200 | $ 10,370,000 | $ 51,850 | $ 115,000 |
| Albuquerque, NM | 199 | $ 13,605,000 | $ 68,366 | $ 115,000 |
| Greensboro-High Point, NC | 189 | $ 11,295,000 | $ 59,761 | $ 97,000 |
| Savannah, GA | 186 | $ 12,290,000 | $ 66,075 | $ 120,000 |
| Omaha-Council Bluffs, NE-IA | 185 | $ 10,775,000 | $ 58,243 | $ 129,254 |
| Naples-Immokalee-Marco Island, FL | 180 | $ 21,680,000 | $ 120,444 | $ 164,000 |
| Baltimore-Columbia-Towson, MD | 177 | $ 12,605,000 | $ 71,214 | $ 204,000 |
| Spokane-Spokane Valley, WA | 173 | $ 11,975,000 | $ 69,219 | $ 111,000 |
| Provo-Orem, UT | 172 | $ 14,970,000 | $ 87,034 | $ 154,000 |
| Pensacola-Ferry Pass-Brent, FL | 170 | $ 12,230,000 | $ 71,941 | $ 127,000 |
| Santa Maria-Santa Barbara, CA | 166 | $ 17,740,000 | $ 106,867 | $ 187,000 |
| Durham-Chapel Hill, NC | 165 | $ 11,435,000 | $ 69,303 | $ 118,000 |
| Greeley, CO | 164 | $ 11,720,000 | $ 71,463 | $ 136,000 |
| Fort Collins, CO | 163 | $ 13,125,000 | $ 80,521 | $ 133,000 |
| Akron, OH | 162 | $ 8,220,000 | $ 50,740 | $ 111,000 |
| Manchester-Nashua, NH | 161 | $ 10,655,000 | $ 66,180 | $ 133,000 |
| Rockingham County-Strafford County, NH | 160 | $ 11,450,000 | $ 71,562 | $ 145,000 |
| Huntsville, AL | 158 | $ 11,210,000 | $ 70,949 | $ 125,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 157 | $ 10,715,000 | $ 68,248 | $ 117,719 |
| Winston-Salem, NC | 157 | $ 9,615,000 | $ 61,242 | $ 87,000 |
| Crestview-Fort Walton Beach-Destin, FL | 151 | $ 13,555,000 | $ 89,768 | $ 158,000 |
| Charleston-North Charleston, SC | 146 | $ 12,420,000 | $ 85,068 | $ 171,000 |
| Fayetteville, NC | 145 | $ 7,565,000 | $ 52,172 | $ 107,000 |
| Ogden-Clearfield, UT | 142 | $ 10,410,000 | $ 73,309 | $ 119,000 |
| Salem, OR | 141 | $ 11,065,000 | $ 78,475 | $ 118,000 |
| Ocala, FL | 140 | $ 8,570,000 | $ 61,214 | $ 80,000 |
| Springfield, MA | 139 | $ 8,135,000 | $ 58,525 | $ 124,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 137 | $ 8,315,000 | $ 60,693 | $ 139,000 |
| Little Rock-North Little Rock-Conway, AR | 136 | $ 6,420,000 | $ 47,205 | $ 149,000 |
| Asheville, NC | 135 | $ 11,435,000 | $ 84,703 | $ 121,000 |
| Augusta-Richmond County, GA-SC | 128 | $ 7,200,000 | $ 56,250 | $ 111,304 |
| Santa Rosa, CA | 125 | $ 13,185,000 | $ 105,480 | $ 175,000 |
| Visalia-Porterville, CA | 125 | $ 8,585,000 | $ 68,680 | $ 141,000 |
| Wilmington, NC | 121 | $ 9,845,000 | $ 81,363 | $ 135,000 |
| Canton-Massillon, OH | 120 | $ 5,970,000 | $ 49,750 | $ 85,000 |
| Des Moines-West Des Moines, IA | 120 | $ 6,330,000 | $ 52,750 | $ 119,000 |
| Dayton-Springfield-Kettering, OH | 117 | $ 6,455,000 | $ 55,170 | $ 101,000 |
| Bend-Redmond, OR | 115 | $ 10,885,000 | $ 94,652 | $ 136,000 |
| Springfield, MO | 115 | $ 5,415,000 | $ 47,086 | $ 107,000 |
| Washington-Baltimore-Arlington, DC | 115 | $ 12,795,000 | $ 111,260 | $ 213,000 |
| Portland-South Portland, ME | 114 | $ 8,970,000 | $ 78,684 | $ 129,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 111 | $ 12,075,000 | $ 108,783 | $ 186,000 |
| Gainesville, GA | 105 | $ 6,325,000 | $ 60,238 | $ 112,000 |
| Reading, PA | 104 | $ 5,690,000 | $ 54,711 | $ 95,000 |
| Salinas, CA | 104 | $ 11,520,000 | $ 110,769 | $ 229,000 |
| Greenville-Anderson-Mauldin, SC | 103 | $ 7,165,000 | $ 69,563 | $ 123,000 |
| Kennewick-Richland, WA | 102 | $ 6,650,000 | $ 65,196 | $ 125,000 |
| Trenton, NJ | 101 | $ 7,965,000 | $ 78,861 | $ 157,000 |
| Lancaster, PA | 100 | $ 6,650,000 | $ 66,500 | $ 105,000 |
| Wichita, KS | 99 | $ 4,365,000 | $ 44,090 | $ 106,000 |
| Columbia, SC | 96 | $ 6,000,000 | $ 62,500 | $ 101,000 |
| Lansing-East Lansing, MI | 96 | $ 5,230,000 | $ 54,479 | $ 101,000 |
| Olympia-Tumwater, WA | 95 | $ 8,335,000 | $ 87,736 | $ 130,000 |
| Youngstown-Warren-Boardman, OH-PA | 94 | $ 4,610,000 | $ 49,042 | $ 93,255 |
| Bellingham, WA | 92 | $ 7,780,000 | $ 84,565 | $ 144,000 |
| Bremerton-Silverdale, WA | 92 | $ 7,280,000 | $ 79,130 | $ 152,000 |
| Eugene, OR | 92 | $ 5,730,000 | $ 62,282 | $ 106,000 |
| Lynchburg, VA | 92 | $ 4,910,000 | $ 53,369 | $ 106,000 |
| Toledo, OH | 92 | $ 4,630,000 | $ 50,326 | $ 113,000 |
| Boulder, CO | 91 | $ 8,575,000 | $ 94,230 | $ 210,000 |
| York-Hanover, PA | 91 | $ 4,645,000 | $ 51,043 | $ 126,000 |
| Daphne-Fairhope-Foley, AL | 90 | $ 6,250,000 | $ 69,444 | $ 115,000 |
| Jackson, MS | 90 | $ 4,310,000 | $ 47,888 | $ 107,000 |
| Barnstable Town, MA | 89 | $ 7,385,000 | $ 82,977 | $ 137,000 |
| Fort Wayne, IN | 89 | $ 4,345,000 | $ 48,820 | $ 99,000 |
| Tallahassee, FL | 89 | $ 5,875,000 | $ 66,011 | $ 136,000 |
| Atlantic City-Hammonton, NJ | 87 | $ 5,905,000 | $ 67,873 | $ 122,000 |
| Flint, MI | 86 | $ 4,560,000 | $ 53,023 | $ 95,000 |
| Prescott Valley-Prescott, AZ | 86 | $ 7,350,000 | $ 85,465 | $ 135,000 |
| Clarksville, TN-KY | 84 | $ 4,910,000 | $ 58,452 | $ 96,000 |
| Hickory-Lenoir-Morganton, NC | 82 | $ 4,790,000 | $ 58,414 | $ 95,000 |
| Harrisburg-Carlisle, PA | 81 | $ 4,175,000 | $ 51,543 | $ 106,000 |
| Baton Rouge, LA | 79 | $ 4,485,000 | $ 56,772 | $ 128,000 |
| San Rafael, CA | 78 | $ 11,070,000 | $ 141,923 | $ 266,000 |
| Lake Havasu City-Kingman, AZ | 77 | $ 5,675,000 | $ 73,701 | $ 101,000 |
| Santa Cruz-Watsonville, CA | 75 | $ 9,915,000 | $ 132,200 | $ 177,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 75 | $ 4,295,000 | $ 57,266 | $ 99,000 |
| East Stroudsburg, PA | 73 | $ 4,705,000 | $ 64,452 | $ 135,000 |
| Medford, OR | 72 | $ 5,030,000 | $ 69,861 | $ 146,000 |
| Roanoke, VA | 72 | $ 3,430,000 | $ 47,638 | $ 107,000 |
| Yuma, AZ | 70 | $ 3,560,000 | $ 50,857 | $ 87,000 |
| Coeur D'Alene, ID | 69 | $ 5,265,000 | $ 76,304 | $ 117,000 |
| Mobile, AL | 68 | $ 3,910,000 | $ 57,500 | $ 117,000 |
| Norwich-New London, CT | 67 | $ 3,825,000 | $ 57,089 | $ 117,000 |
| Athens-Clarke County, GA | 66 | $ 4,400,000 | $ 66,666 | $ 128,000 |
| Merced, CA | 66 | $ 4,800,000 | $ 72,727 | $ 105,000 |
| Lincoln, NE | 65 | $ 3,265,000 | $ 50,230 | $ 102,000 |
| Punta Gorda, FL | 65 | $ 5,035,000 | $ 77,461 | $ 96,000 |
| Panama City, FL | 64 | $ 4,340,000 | $ 67,812 | $ 137,000 |
| Sebastian-Vero Beach, FL | 64 | $ 4,430,000 | $ 69,218 | $ 112,000 |
| Louisville/Jefferson County, KY-IN | 63 | $ 2,935,000 | $ 46,587 | $ 98,000 |
| Ann Arbor, MI | 62 | $ 4,150,000 | $ 66,935 | $ 115,000 |
| Gulfport-Biloxi-Pascagoula, MS | 62 | $ 3,210,000 | $ 51,774 | $ 90,000 |
| Anchorage, AK | 61 | $ 3,565,000 | $ 58,442 | $ 127,000 |
| Columbus, GA-AL | 61 | $ 3,505,000 | $ 57,459 | $ 81,885 |
| Homosassa Springs, FL | 61 | $ 3,685,000 | $ 60,409 | $ 86,000 |
| South Bend-Mishawaka, IN-MI | 61 | $ 2,685,000 | $ 44,016 | $ 97,360 |
| Yakima, WA | 60 | $ 3,870,000 | $ 64,500 | $ 107,000 |
| Charlottesville, VA | 59 | $ 3,935,000 | $ 66,694 | $ 152,000 |
| Green Bay, WI | 59 | $ 3,055,000 | $ 51,779 | $ 101,000 |
| Gainesville, FL | 58 | $ 3,870,000 | $ 66,724 | $ 293,000 |
| Grand Junction, CO | 57 | $ 4,115,000 | $ 72,192 | $ 98,000 |
| Jacksonville, NC | 57 | $ 3,255,000 | $ 57,105 | $ 106,000 |
| Winchester, VA-WV | 57 | $ 3,935,000 | $ 69,035 | $ 112,000 |
| Flagstaff, AZ | 56 | $ 4,830,000 | $ 86,250 | $ 182,000 |
| Montgomery, AL | 56 | $ 3,030,000 | $ 54,107 | $ 141,000 |
| Yuba City, CA | 56 | $ 3,600,000 | $ 64,285 | $ 132,000 |
| Las Cruces, NM | 55 | $ 3,155,000 | $ 57,363 | $ 124,000 |
| Redding, CA | 55 | $ 3,155,000 | $ 57,363 | $ 117,000 |
| St. George, UT | 55 | $ 4,185,000 | $ 76,090 | $ 144,000 |
| Muskegon, MI | 54 | $ 2,560,000 | $ 47,407 | $ 96,000 |
| Napa, CA | 54 | $ 5,610,000 | $ 103,888 | $ 159,000 |
| Rockford, IL | 53 | $ 2,495,000 | $ 47,075 | $ 113,000 |
| Santa Fe, NM | 53 | $ 3,745,000 | $ 70,660 | $ 185,000 |
| Madison, WI | 52 | $ 3,130,000 | $ 60,192 | $ 144,000 |
| Sioux Falls, SD | 51 | $ 3,225,000 | $ 63,235 | $ 106,000 |
| Peoria, IL | 50 | $ 2,350,000 | $ 47,000 | $ 115,000 |
| Macon-Bibb County, GA | 49 | $ 2,405,000 | $ 49,081 | $ 192,000 |
| Billings, MT | 48 | $ 2,970,000 | $ 61,875 | $ 144,000 |
| Evansville, IN-KY | 48 | $ 2,080,000 | $ 43,333 | $ 84,000 |
| Madera, CA | 48 | $ 3,160,000 | $ 65,833 | $ 111,000 |
| Rapid City, SD | 48 | $ 2,370,000 | $ 49,375 | $ 90,000 |
| Warner Robins, GA | 47 | $ 2,045,000 | $ 43,510 | $ 119,000 |
| Kingsport-Bristol-Bristol, TN-VA | 46 | $ 2,210,000 | $ 48,043 | $ 93,086 |
| Mount Vernon-Anacortes, WA | 46 | $ 2,970,000 | $ 64,565 | $ 127,000 |
| Pueblo, CO | 44 | $ 2,330,000 | $ 52,954 | $ 99,000 |
| Appleton, WI | 43 | $ 2,495,000 | $ 58,023 | $ 159,000 |
| Chico, CA | 43 | $ 2,895,000 | $ 67,325 | $ 154,000 |
| Spartanburg, SC | 43 | $ 2,535,000 | $ 58,953 | $ 95,000 |
| Albany, OR | 42 | $ 2,390,000 | $ 56,904 | $ 96,000 |
| Burlington, NC | 42 | $ 2,740,000 | $ 65,238 | $ 91,000 |
| Elkhart-Goshen, IN | 42 | $ 2,010,000 | $ 47,857 | $ 94,000 |
| Columbia, MO | 40 | $ 1,870,000 | $ 46,750 | $ 108,000 |
| Kalamazoo-Portage, MI | 38 | $ 1,740,000 | $ 45,789 | $ 210,000 |
| Lafayette-West Lafayette, IN | 38 | $ 2,090,000 | $ 55,000 | $ 102,000 |
| Johnson City, TN | 37 | $ 2,015,000 | $ 54,459 | $ 105,000 |
| Springfield, OH | 37 | $ 1,855,000 | $ 50,135 | $ 91,000 |
| Dalton, GA | 36 | $ 1,990,000 | $ 55,277 | $ 92,000 |
| Racine, WI | 36 | $ 1,960,000 | $ 54,444 | $ 110,000 |
| El Centro, CA | 35 | $ 2,295,000 | $ 65,571 | $ 136,000 |
| Fort Smith, AR-OK | 35 | $ 1,585,000 | $ 45,285 | $ 117,828 |
| Missoula, MT | 35 | $ 3,815,000 | $ 109,000 | $ 118,000 |
| Davenport-Moline-Rock Island, IA-IL | 34 | $ 1,400,000 | $ 41,176 | $ 104,941 |
| Erie, PA | 34 | $ 1,890,000 | $ 55,588 | $ 115,000 |
| New Bern, NC | 34 | $ 1,640,000 | $ 48,235 | $ 97,000 |
| Sebring, FL | 34 | $ 1,990,000 | $ 58,529 | $ 285,000 |
| Jackson, TN | 33 | $ 1,565,000 | $ 47,424 | $ 86,000 |
| Lafayette, LA | 33 | $ 1,865,000 | $ 56,515 | $ 115,000 |
| Ocean City, NJ | 33 | $ 2,555,000 | $ 77,424 | $ 164,000 |
| Sierra Vista-Douglas, AZ | 33 | $ 1,445,000 | $ 43,787 | $ 82,000 |
| Cheyenne, WY | 32 | $ 2,010,000 | $ 62,812 | $ 100,000 |
| Duluth, MN-WI | 32 | $ 1,930,000 | $ 60,312 | $ 136,687 |
| Jackson, MI | 32 | $ 1,490,000 | $ 46,562 | $ 78,000 |
| Burlington-South Burlington, VT | 31 | $ 2,185,000 | $ 70,483 | $ 259,000 |
| Janesville-Beloit, WI | 31 | $ 1,635,000 | $ 52,741 | $ 105,000 |
| Monroe, MI | 31 | $ 1,635,000 | $ 52,741 | $ 97,000 |
| Wenatchee, WA | 31 | $ 2,605,000 | $ 84,032 | $ 129,000 |
| Cedar Rapids, IA | 30 | $ 1,550,000 | $ 51,666 | $ 102,000 |
| Longview, WA | 30 | $ 2,310,000 | $ 77,000 | $ 101,000 |
| Auburn-Opelika, AL | 29 | $ 1,585,000 | $ 54,655 | $ 126,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 29 | $ 2,375,000 | $ 81,896 | $ 133,000 |
| Sheboygan, WI | 29 | $ 1,285,000 | $ 44,310 | $ 83,000 |
| Shreveport-Bossier City, LA | 29 | $ 1,435,000 | $ 49,482 | $ 112,000 |
| Tuscaloosa, AL | 29 | $ 1,655,000 | $ 57,068 | $ 158,000 |
| Vineland-Bridgeton, NJ | 29 | $ 1,545,000 | $ 53,275 | $ 107,000 |
| Battle Creek, MI | 28 | $ 1,430,000 | $ 51,071 | $ 78,000 |
| Brunswick, GA | 28 | $ 1,510,000 | $ 53,928 | $ 106,000 |
| Blacksburg-Christiansburg-Radford, VA | 27 | $ 1,495,000 | $ 55,370 | $ 126,000 |
| Lebanon, PA | 27 | $ 1,275,000 | $ 47,222 | $ 100,000 |
| Logan, UT-ID | 27 | $ 1,925,000 | $ 71,296 | $ 123,407 |
| Twin Falls, ID | 27 | $ 1,435,000 | $ 53,148 | $ 87,000 |
| Albany, GA | 26 | $ 1,560,000 | $ 60,000 | $ 108,000 |
| Cleveland, TN | 26 | $ 1,180,000 | $ 45,384 | $ 82,000 |
| Fargo, ND-MN | 26 | $ 1,460,000 | $ 56,153 | $ 96,000 |
| Hanford-Corcoran, CA | 26 | $ 1,210,000 | $ 46,538 | $ 132,000 |
| The Villages, FL | 26 | $ 1,750,000 | $ 67,307 | $ 90,000 |
| Hinesville, GA | 25 | $ 1,505,000 | $ 60,200 | $ 94,000 |
| Idaho Falls, ID | 25 | $ 2,055,000 | $ 82,200 | $ 118,000 |
| Oshkosh-Neenah, WI | 25 | $ 965,000 | $ 38,600 | $ 82,000 |
| Springfield, IL | 25 | $ 1,075,000 | $ 43,000 | $ 123,000 |
| Wausau, WI | 25 | $ 1,255,000 | $ 50,200 | $ 96,000 |
| Anniston-Oxford-Jacksonville, AL | 24 | $ 1,110,000 | $ 46,250 | $ 85,000 |
| Dothan, AL | 24 | $ 1,310,000 | $ 54,583 | $ 98,000 |
| Greenville, NC | 24 | $ 1,310,000 | $ 54,583 | $ 107,000 |
| Hot Springs, AR | 24 | $ 1,210,000 | $ 50,416 | $ 74,000 |
| Mansfield, OH | 24 | $ 970,000 | $ 40,416 | $ 104,000 |
| Rome, GA | 24 | $ 1,460,000 | $ 60,833 | $ 117,000 |
| Valdosta, GA | 24 | $ 1,730,000 | $ 72,083 | $ 163,000 |
| Bloomington, IN | 23 | $ 1,345,000 | $ 58,478 | $ 84,000 |
| Grants Pass, OR | 23 | $ 1,705,000 | $ 74,130 | $ 89,000 |
| Jonesboro, AR | 23 | $ 1,015,000 | $ 44,130 | $ 71,000 |
| Wilmington, DE-MD-NJ | 23 | $ 1,415,000 | $ 61,521 | $ 120,434 |
| Bloomington, IL | 22 | $ 1,190,000 | $ 54,090 | $ 120,000 |
| Casper, WY | 22 | $ 1,040,000 | $ 47,272 | $ 98,000 |
| Kokomo, IN | 22 | $ 1,030,000 | $ 46,818 | $ 74,000 |
| Lawrence, KS | 22 | $ 1,480,000 | $ 67,272 | $ 108,000 |
| Morristown, TN | 22 | $ 1,110,000 | $ 50,454 | $ 86,000 |
| Carson City, NV | 21 | $ 1,205,000 | $ 57,380 | $ 110,000 |
| Champaign-Urbana, IL | 21 | $ 895,000 | $ 42,619 | $ 108,000 |
| Michigan City-La Porte, IN | 21 | $ 1,045,000 | $ 49,761 | $ 93,000 |
| Hagerstown-Martinsburg, MD-WV | 20 | $ 1,120,000 | $ 56,000 | $ 92,000 |
| Rochester, MN | 20 | $ 1,420,000 | $ 71,000 | $ 110,000 |
| Saginaw, MI | 20 | $ 870,000 | $ 43,500 | $ 100,000 |
| Bay City, MI | 19 | $ 695,000 | $ 36,578 | $ 53,000 |
| Pocatello, ID | 18 | $ 800,000 | $ 44,444 | $ 98,000 |
| Staunton-Waynesboro, VA | 18 | $ 1,040,000 | $ 57,777 | $ 107,000 |
| Florence, SC | 17 | $ 795,000 | $ 46,764 | $ 99,000 |
| Great Falls, MT | 17 | $ 1,085,000 | $ 63,823 | $ 116,000 |
| Jefferson City, MO | 17 | $ 745,000 | $ 43,823 | $ 81,000 |
| Corvallis, OR | 16 | $ 1,030,000 | $ 64,375 | $ 142,000 |
| Fairbanks, AK | 16 | $ 860,000 | $ 53,750 | $ 100,000 |
| Gadsden, AL | 16 | $ 770,000 | $ 48,125 | $ 131,000 |
| Grand Forks, ND-MN | 16 | $ 800,000 | $ 50,000 | $ 110,437 |
| Hammond, LA | 16 | $ 940,000 | $ 58,750 | $ 118,000 |
| Lake Charles, LA | 16 | $ 960,000 | $ 60,000 | $ 112,000 |
| Lewiston-Auburn, ME | 16 | $ 1,090,000 | $ 68,125 | $ 113,000 |
| Muncie, IN | 16 | $ 540,000 | $ 33,750 | $ 78,000 |
| Pittsfield, MA | 16 | $ 1,090,000 | $ 68,125 | $ 131,000 |
| Rocky Mount, NC | 16 | $ 920,000 | $ 57,500 | $ 131,000 |
| St. Joseph, MO-KS | 16 | $ 820,000 | $ 51,250 | $ 78,000 |
| Terre Haute, IN | 16 | $ 970,000 | $ 60,625 | $ 88,000 |
| Topeka, KS | 16 | $ 840,000 | $ 52,500 | $ 121,000 |
| Columbus, IN | 15 | $ 745,000 | $ 49,666 | $ 106,000 |
| Goldsboro, NC | 15 | $ 755,000 | $ 50,333 | $ 92,000 |
| Harrisonburg, VA | 15 | $ 1,005,000 | $ 67,000 | $ 111,000 |
| Hattiesburg, MS | 15 | $ 695,000 | $ 46,333 | $ 96,000 |
| St. Cloud, MN | 15 | $ 705,000 | $ 47,000 | $ 742,000 |
| Bismarck, ND | 14 | $ 1,190,000 | $ 85,000 | $ 146,000 |
| Lawton, OK | 14 | $ 610,000 | $ 43,571 | $ 113,000 |
| Lewiston, ID-WA | 14 | $ 610,000 | $ 43,571 | $ 91,857 |
| Salisbury, MD-DE | 14 | $ 1,140,000 | $ 81,428 | $ 109,000 |
| Bangor, ME | 13 | $ 645,000 | $ 49,615 | $ 165,000 |
| Eau Claire, WI | 13 | $ 725,000 | $ 55,769 | $ 115,000 |
| Florence-Muscle Shoals, AL | 13 | $ 805,000 | $ 61,923 | $ 81,000 |
| Gettysburg, PA | 13 | $ 715,000 | $ 55,000 | $ 110,000 |
| Lima, OH | 13 | $ 635,000 | $ 48,846 | $ 72,000 |
| Sioux City, IA-NE-SD | 13 | $ 605,000 | $ 46,538 | $ 98,769 |
| Urban Honolulu, HI | 13 | $ 1,885,000 | $ 145,000 | $ 192,000 |
| Ames, IA | 12 | $ 840,000 | $ 70,000 | $ 189,000 |
| Farmington, NM | 12 | $ 960,000 | $ 80,000 | $ 104,000 |
| Houma-Thibodaux, LA | 12 | $ 630,000 | $ 52,500 | $ 105,000 |
| Manhattan, KS | 12 | $ 680,000 | $ 56,666 | $ 109,000 |
| Niles-Benton Harbor, MI | 12 | $ 950,000 | $ 79,166 | $ 106,000 |
| Joplin, MO | 11 | $ 615,000 | $ 55,909 | $ 80,000 |
| La Crosse-Onalaska, WI-MN | 11 | $ 705,000 | $ 64,090 | $ 84,090 |
| Monroe, LA | 11 | $ 635,000 | $ 57,727 | $ 160,000 |
| Williamsport, PA | 11 | $ 925,000 | $ 84,090 | $ 106,000 |
| Altoona, PA | 10 | $ 390,000 | $ 39,000 | $ 80,000 |
| Fond Du Lac, WI | 10 | $ 400,000 | $ 40,000 | $ 82,000 |
| Chambersburg-Waynesboro, PA | 9 | $ 545,000 | $ 60,555 | $ 122,000 |
| Decatur, AL | 9 | $ 435,000 | $ 48,333 | $ 92,000 |
| Sumter, SC | 9 | $ 465,000 | $ 51,666 | $ 53,000 |
| Walla Walla, WA | 9 | $ 435,000 | $ 48,333 | $ 94,000 |
| Weirton-Steubenville, WV-OH | 9 | $ 405,000 | $ 45,000 | $ 147,000 |
| Alexandria, LA | 8 | $ 300,000 | $ 37,500 | $ 109,000 |
| California-Lexington Park, MD | 8 | $ 310,000 | $ 38,750 | $ 84,000 |
| Cape Girardeau, MO-IL | 8 | $ 460,000 | $ 57,500 | $ 157,000 |
| Carbondale-Marion, IL | 8 | $ 420,000 | $ 52,500 | $ 103,000 |
| Grand Island, NE | 8 | $ 480,000 | $ 60,000 | $ 103,000 |
| Midland, MI | 8 | $ 370,000 | $ 46,250 | $ 145,000 |
| Pine Bluff, AR | 8 | $ 330,000 | $ 41,250 | $ 94,000 |
| Decatur, IL | 7 | $ 225,000 | $ 32,142 | $ 43,000 |
| Huntington-Ashland, WV-KY-OH | 7 | $ 365,000 | $ 52,142 | $ 71,000 |
| Johnstown, PA | 7 | $ 335,000 | $ 47,857 | $ 108,000 |
| Mankato-North Mankato, MN | 7 | $ 305,000 | $ 43,571 | $ 111,000 |
| State College, PA | 7 | $ 235,000 | $ 33,571 | $ 77,000 |
| Waterloo-Cedar Falls, IA | 7 | $ 225,000 | $ 32,142 | $ 82,000 |
| Wheeling, WV-OH | 6 | $ 190,000 | $ 31,666 | $ 100,000 |
| Bloomsburg-Berwick, PA | 5 | $ 485,000 | $ 97,000 | $ 137,000 |
| Iowa City, IA | 5 | $ 365,000 | $ 73,000 | $ 99,000 |
| Enid, OK | 4 | $ 270,000 | $ 67,500 | $ 1,186,000 |
| Fort Worth-Arlington, TX | 4 | $ 300,000 | $ 75,000 | $ 68,000 |
| Texarkana, TX-AR | 4 | $ 250,000 | $ 62,500 | $ 88,000 |
| Dubuque, IA | 3 | $ 135,000 | $ 45,000 | $ 87,000 |
| Kankakee, IL | 3 | $ 105,000 | $ 35,000 | $ 79,000 |
| Cumberland, MD-WV | 2 | $ 50,000 | $ 25,000 | $ 92,000 |
| Dallas-Plano-Irving, TX | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 2 | $ 180,000 | $ 90,000 | $ 124,000 |
| Austin-Round Rock, TX | 1 | $ 205,000 | $ 205,000 | $ 250,000 |
| Danville, IL | 1 | $ 35,000 | $ 35,000 | $ 98,000 |
| Houston-The Woodlands-Sugar Land, TX | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Midland, TX | 1 | $ 125,000 | $ 125,000 | $ 138,000 |
| San Antonio-New Braunfels, TX | 1 | $ 285,000 | $ 285,000 | $ 0 |
Mortgage Loan Application Detail Totals for Figure Lending LLC in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 46,018 | $3,348,010,000 | $72,000 | $405,000 | $137,000 | $9,999,000 |
| Home Improvement | 27,270 | $2,355,450,000 | $86,000 | $405,000 | $148,000 | $8,300,000 |
| Home Purchase | 12 | $2,570,000 | $214,000 | $295,000 | $0 | $0 |
| Cash-out Refinancing | 1 | $245,000 | $245,000 | $245,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 32,927 | $2,324,685,000 | $70,000 | $405,000 | $139,000 | $9,999,000 |
| Not applicable | 16,860 | $1,511,420,000 | $89,000 | $405,000 | $0 | $0 |
| Not Provided | 10,774 | $869,490,000 | $80,000 | $405,000 | $148,000 | $9,198,000 |
| Hispanic | 5,052 | $369,870,000 | $73,000 | $405,000 | $129,000 | $7,014,000 |
| Black or African American | 3,499 | $228,815,000 | $65,000 | $405,000 | $121,000 | $8,698,000 |
| Asian | 2,023 | $204,745,000 | $101,000 | $405,000 | $163,000 | $5,015,000 |
| American Indian or Alaskan Native | 603 | $41,165,000 | $68,000 | $405,000 | $141,000 | $8,300,000 |
| Native Hawaiian or Other Pacific Islander | 88 | $7,300,000 | $82,000 | $235,000 | $130,000 | $361,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 73,301 | $5,706,275,000 | $77,000 | $405,000 | $141,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 24,488 | $1,748,620,000 | $71,000 | $405,000 | $150,000 | $4,300,000 |
| Application Denied By Financial Institution | 18,456 | $1,406,300,000 | $76,000 | $405,000 | $128,000 | $9,999,000 |
| Loan Purchased By The Institution | 16,860 | $1,511,420,000 | $89,000 | $405,000 | $0 | $0 |
| Application Approved But Not Accepted | 8,840 | $676,580,000 | $76,000 | $405,000 | $148,000 | $4,201,000 |
| Application Withdrawn By Applicant | 4,657 | $363,355,000 | $78,000 | $405,000 | $133,000 | $9,642,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 54,845 | $4,299,975,000 | $78,000 | $405,000 | $147,000 | $9,642,000 |
| Credit Application Incomplete | 8,949 | $660,045,000 | $73,000 | $405,000 | $160,000 | $9,999,000 |
| Debt-To-Income Ratio | 5,446 | $442,380,000 | $81,000 | $405,000 | $59,000 | $916,000 |
| Other | 3,624 | $277,300,000 | $76,000 | $405,000 | $152,000 | $9,366,000 |
| Collateral | 306 | $18,250,000 | $59,000 | $365,000 | $138,000 | $1,732,000 |
| Credit History | 129 | $8,065,000 | $62,000 | $285,000 | $136,000 | $364,000 |
| Unverifiable Information | 2 | $260,000 | $130,000 | $145,000 | $118,000 | $236,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Figure Lending LLC's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Figure Lending LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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