First Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007

First Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address First Bank
600 James Mcdonnell Blvd
Creve Coeur, MO 63042
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 14,178
Total Mortgage Loan Application Amount $3,175,863,000
Average Mortgage Loan Application Amount $207,000
Highest Mortgage Loan Application Amount $6,363,000
Average Applicant Income $101,333
Highest Applicant Income $4,736,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with First Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2007 breaks down First Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by First Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Bank's mortgage activity for 2007.

Mortgage Loan Application Totals for First Bank by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 1,442 $ 543,132,000 $ 376,000 $ 141,000
Riverside County California 564 $ 177,393,000 $ 314,000 $ 136,000
San Bernardino County California 521 $ 133,450,000 $ 256,000 $ 108,000
Orange County California 503 $ 194,305,000 $ 386,000 $ 164,000
Cook County Illinois 421 $ 78,192,000 $ 185,000 $ 74,000
Clark County Nevada 342 $ 77,374,000 $ 226,000 $ 107,000
Maricopa County Arizona 341 $ 67,039,000 $ 196,000 $ 87,000
Sacramento County California 285 $ 77,739,000 $ 272,000 $ 113,000
St. Louis County Missouri 263 $ 39,625,000 $ 150,000 $ 84,000
Miami-Dade County Florida 242 $ 60,398,000 $ 249,000 $ 117,000
Harris County Texas 195 $ 24,729,000 $ 126,000 $ 81,000
San Joaquin County California 191 $ 51,527,000 $ 269,000 $ 105,000
St. Clair County Illinois 189 $ 17,082,000 $ 90,000 $ 76,000
Orange County Florida 182 $ 33,972,000 $ 186,000 $ 96,000
Broward County Florida 181 $ 42,919,000 $ 237,000 $ 119,000
Clinton County Illinois 173 $ 20,164,000 $ 116,000 $ 69,000
San Diego County California 158 $ 57,433,000 $ 363,000 $ 145,000
Alameda County California 151 $ 63,482,000 $ 420,000 $ 156,000
Contra Costa County California 131 $ 47,969,000 $ 366,000 $ 173,000
St. Charles County Missouri 129 $ 16,724,000 $ 129,000 $ 66,000
Wayne County Michigan 121 $ 10,114,000 $ 83,000 $ 58,000
Marion County Indiana 119 $ 10,835,000 $ 91,000 $ 31,000
Gasconade County Missouri 113 $ 9,674,000 $ 85,000 $ 56,000
Randolph County Illinois 110 $ 8,569,000 $ 77,000 $ 71,000
Hillsborough County Florida 108 $ 21,888,000 $ 202,000 $ 112,000
Palm Beach County Florida 106 $ 28,037,000 $ 264,000 $ 129,000
Peoria County Illinois 105 $ 12,123,000 $ 115,000 $ 116,000
Santa Clara County California 101 $ 47,977,000 $ 475,000 $ 148,000
Lee County Florida 100 $ 22,803,000 $ 228,000 $ 111,000
Knox County Illinois 97 $ 7,320,000 $ 75,000 $ 67,000
Solano County California 96 $ 31,154,000 $ 324,000 $ 126,000
Franklin County Missouri 96 $ 7,934,000 $ 82,000 $ 56,000
Kern County California 94 $ 19,616,000 $ 208,000 $ 93,000
Duval County Florida 93 $ 12,806,000 $ 137,000 $ 74,000
Adams County Illinois 82 $ 6,248,000 $ 76,000 $ 44,000
Madison County Illinois 79 $ 7,858,000 $ 99,000 $ 52,000
Jersey County Illinois 74 $ 5,596,000 $ 75,000 $ 56,000
Prince George's County Maryland 74 $ 18,748,000 $ 253,000 $ 107,000
St. Louis City County Missouri 72 $ 12,377,000 $ 171,000 $ 66,000
Dallas County Texas 72 $ 10,668,000 $ 148,000 $ 182,000
Pike County Illinois 70 $ 4,318,000 $ 61,000 $ 51,000
St. Francois County Missouri 70 $ 6,540,000 $ 93,000 $ 80,000
Arapahoe County Colorado 68 $ 11,072,000 $ 162,000 $ 96,000
Fresno County California 67 $ 16,004,000 $ 238,000 $ 97,000
Franklin County Illinois 66 $ 4,201,000 $ 63,000 $ 57,000
Pinellas County Florida 63 $ 15,648,000 $ 248,000 $ 154,000
Lawrence County Illinois 62 $ 3,257,000 $ 52,000 $ 68,000
Lake County Indiana 62 $ 6,176,000 $ 99,000 $ 49,000
Osceola County Florida 61 $ 14,249,000 $ 233,000 $ 90,000
Warren County Missouri 58 $ 6,510,000 $ 112,000 $ 53,000
King County Washington 56 $ 17,593,000 $ 314,000 $ 119,000
Stanislaus County California 55 $ 17,088,000 $ 310,000 $ 120,000
Ventura County California 55 $ 19,539,000 $ 355,000 $ 150,000
Lake County Illinois 54 $ 9,675,000 $ 179,000 $ 61,000
Manatee County Florida 52 $ 11,204,000 $ 215,000 $ 103,000
Kane County Illinois 51 $ 8,587,000 $ 168,000 $ 54,000
Tarrant County Texas 51 $ 6,112,000 $ 119,000 $ 81,000
San Mateo County California 49 $ 26,500,000 $ 540,000 $ 141,000
Bond County Illinois 49 $ 3,175,000 $ 64,000 $ 50,000
Greene County Illinois 49 $ 1,686,000 $ 34,000 $ 43,000
Denver County Colorado 47 $ 8,107,000 $ 172,000 $ 84,000
Monroe County Illinois 47 $ 5,426,000 $ 115,000 $ 64,000
Will County Illinois 47 $ 6,781,000 $ 144,000 $ 67,000
Jefferson County Missouri 47 $ 4,767,000 $ 101,000 $ 57,000
Collin County Texas 47 $ 5,142,000 $ 109,000 $ 130,000
Ste. Genevieve County Missouri 46 $ 3,664,000 $ 79,000 $ 57,000
Santa Barbara County California 44 $ 17,723,000 $ 402,000 $ 161,000
Salt Lake County Utah 44 $ 12,264,000 $ 278,000 $ 114,000
Fulton County Georgia 43 $ 9,187,000 $ 213,000 $ 126,000
Marion County Florida 42 $ 5,845,000 $ 139,000 $ 81,000
Montgomery County Missouri 42 $ 4,798,000 $ 114,000 $ 115,000
Pierce County Washington 42 $ 8,646,000 $ 205,000 $ 92,000
El Paso County Colorado 41 $ 6,255,000 $ 152,000 $ 90,000
Adams County Colorado 38 $ 5,878,000 $ 154,000 $ 88,000
Seminole County Florida 38 $ 9,421,000 $ 247,000 $ 122,000
DuPage County Illinois 38 $ 7,310,000 $ 192,000 $ 62,000
Scott County Illinois 38 $ 1,618,000 $ 42,000 $ 57,000
Pinal County Arizona 37 $ 6,289,000 $ 169,000 $ 86,000
Shelby County Tennessee 37 $ 5,220,000 $ 141,000 $ 88,000
Fort Bend County Texas 35 $ 3,880,000 $ 110,000 $ 118,000
Placer County California 34 $ 12,978,000 $ 381,000 $ 175,000
Tulare County California 34 $ 6,351,000 $ 186,000 $ 71,000
Marion County Illinois 34 $ 1,728,000 $ 50,000 $ 54,000
Oakland County Michigan 34 $ 12,676,000 $ 372,000 $ 163,000
DeKalb County Georgia 33 $ 5,703,000 $ 172,000 $ 91,000
Fayette County Illinois 33 $ 2,477,000 $ 75,000 $ 55,000
Multnomah County Oregon 33 $ 7,883,000 $ 238,000 $ 644,000
Volusia County Florida 32 $ 5,962,000 $ 186,000 $ 117,000
Baltimore City County Maryland 32 $ 2,939,000 $ 91,000 $ 71,000
Pasco County Florida 30 $ 5,132,000 $ 171,000 $ 84,000
Polk County Florida 29 $ 4,863,000 $ 167,000 $ 106,000
Sarasota County Florida 29 $ 6,308,000 $ 217,000 $ 118,000
Baltimore County Maryland 29 $ 6,146,000 $ 211,000 $ 97,000
Milwaukee County Wisconsin 29 $ 3,016,000 $ 104,000 $ 51,000
Monterey County California 27 $ 10,447,000 $ 386,000 $ 127,000
St. Lucie County Florida 27 $ 5,441,000 $ 201,000 $ 78,000
Morgan County Illinois 27 $ 1,655,000 $ 61,000 $ 49,000
Williamson County Illinois 27 $ 1,286,000 $ 47,000 $ 51,000
Lincoln County Missouri 27 $ 3,744,000 $ 138,000 $ 63,000
Mecklenburg County North Carolina 26 $ 2,325,000 $ 89,000 $ 60,000
Washington County Oregon 26 $ 4,146,000 $ 159,000 $ 67,000
New Haven County Connecticut 25 $ 6,252,000 $ 250,000 $ 87,000
Ada County Idaho 25 $ 6,006,000 $ 240,000 $ 111,000
Merced County California 23 $ 6,080,000 $ 264,000 $ 225,000
Yolo County California 23 $ 7,063,000 $ 307,000 $ 117,000
Jefferson County Colorado 23 $ 4,961,000 $ 215,000 $ 84,000
Suffolk County Massachusetts 23 $ 6,421,000 $ 279,000 $ 116,000
Macomb County Michigan 23 $ 4,157,000 $ 180,000 $ 102,000
Mohave County Arizona 22 $ 3,712,000 $ 168,000 $ 119,000
Butte County California 22 $ 4,532,000 $ 206,000 $ 139,000
San Francisco County California 22 $ 10,185,000 $ 462,000 $ 139,000
Lake County Florida 22 $ 7,235,000 $ 328,000 $ 123,000
Macoupin County Illinois 22 $ 1,677,000 $ 76,000 $ 49,000
McLean County Illinois 21 $ 5,757,000 $ 274,000 $ 120,000
Essex County Massachusetts 21 $ 5,234,000 $ 249,000 $ 75,000
Hillsborough County New Hampshire 21 $ 3,618,000 $ 172,000 $ 87,000
Lane County Oregon 21 $ 2,490,000 $ 118,000 $ 75,000
Fairfield County Connecticut 20 $ 5,956,000 $ 297,000 $ 91,000
Collier County Florida 20 $ 7,226,000 $ 361,000 $ 176,000
Canyon County Idaho 20 $ 3,202,000 $ 160,000 $ 86,000
Montgomery County Maryland 20 $ 6,727,000 $ 336,000 $ 121,000
Snohomish County Washington 20 $ 4,861,000 $ 243,000 $ 91,000
Tazewell County Illinois 19 $ 1,925,000 $ 101,000 $ 52,000
Denton County Texas 19 $ 1,954,000 $ 102,000 $ 177,000
Cobb County Georgia 18 $ 4,531,000 $ 251,000 $ 175,000
Winnebago County Illinois 18 $ 1,471,000 $ 81,000 $ 47,000
Jefferson County Kentucky 17 $ 1,716,000 $ 100,000 $ 87,000
Pueblo County Colorado 16 $ 1,600,000 $ 100,000 $ 112,000
Flagler County Florida 16 $ 2,619,000 $ 163,000 $ 81,000
Hennepin County Minnesota 16 $ 4,002,000 $ 250,000 $ 151,000
Washoe County Nevada 16 $ 2,952,000 $ 184,000 $ 75,000
Nevada County California 15 $ 5,113,000 $ 340,000 $ 128,000
Yuba County California 15 $ 2,723,000 $ 181,000 $ 99,000
Douglas County Colorado 15 $ 5,703,000 $ 380,000 $ 250,000
Brevard County Florida 15 $ 1,965,000 $ 131,000 $ 58,000
Gwinnett County Georgia 15 $ 2,338,000 $ 155,000 $ 82,000
Utah County Utah 15 $ 4,046,000 $ 269,000 $ 319,000
El Dorado County California 14 $ 5,228,000 $ 373,000 $ 121,000
Hartford County Connecticut 14 $ 2,665,000 $ 190,000 $ 88,000
Fulton County Illinois 14 $ 965,000 $ 68,000 $ 41,000
Woodford County Illinois 14 $ 3,770,000 $ 269,000 $ 112,000
Jackson County Missouri 14 $ 1,482,000 $ 105,000 $ 62,000
Hidalgo County Texas 14 $ 1,880,000 $ 134,000 $ 77,000
Richmond City County Virginia 14 $ 1,430,000 $ 102,000 $ 90,000
Clark County Washington 14 $ 3,817,000 $ 272,000 $ 129,000
Imperial County California 13 $ 2,530,000 $ 194,000 $ 83,000
Sonoma County California 13 $ 3,930,000 $ 302,000 $ 142,000
Clay County Florida 13 $ 1,600,000 $ 123,000 $ 73,000
Sangamon County Illinois 13 $ 1,687,000 $ 129,000 $ 72,000
Middlesex County Massachusetts 13 $ 2,828,000 $ 217,000 $ 76,000
DeSoto County Mississippi 13 $ 1,961,000 $ 150,000 $ 76,000
Dent County Missouri 13 $ 1,228,000 $ 94,000 $ 43,000
Clackamas County Oregon 13 $ 2,261,000 $ 173,000 $ 68,000
Marion County Oregon 13 $ 1,637,000 $ 125,000 $ 95,000
Luzerne County Pennsylvania 13 $ 1,138,000 $ 87,000 $ 43,000
Philadelphia County Pennsylvania 13 $ 2,155,000 $ 165,000 $ 77,000
Washington County Utah 13 $ 4,893,000 $ 376,000 $ 190,000
Pima County Arizona 12 $ 2,426,000 $ 202,000 $ 116,000
Madera County California 12 $ 2,980,000 $ 248,000 $ 103,000
Jackson County Illinois 12 $ 1,408,000 $ 117,000 $ 46,000
Anoka County Minnesota 12 $ 3,045,000 $ 253,000 $ 125,000
Josephine County Oregon 12 $ 3,173,000 $ 264,000 $ 98,000
Montgomery County Texas 12 $ 2,733,000 $ 227,000 $ 176,000
Webb County Texas 12 $ 1,614,000 $ 134,000 $ 84,000
Henrico County Virginia 12 $ 1,440,000 $ 120,000 $ 48,000
Boulder County Colorado 11 $ 2,410,000 $ 219,000 $ 220,000
Clayton County Georgia 11 $ 987,000 $ 89,000 $ 85,000
Warren County Illinois 11 $ 673,000 $ 61,000 $ 46,000
Anne Arundel County Maryland 11 $ 2,391,000 $ 217,000 $ 142,000
Bexar County Texas 11 $ 1,728,000 $ 157,000 $ 103,000
Davis County Utah 11 $ 3,464,000 $ 314,000 $ 174,000
Chesapeake County Virginia 11 $ 1,745,000 $ 158,000 $ 70,000
Napa County California 10 $ 3,677,000 $ 367,000 $ 129,000
San Benito County California 10 $ 4,232,000 $ 423,000 $ 150,000
Santa Cruz County California 10 $ 4,530,000 $ 453,000 $ 229,000
Highlands County Florida 10 $ 1,570,000 $ 157,000 $ 96,000
Worcester County Massachusetts 10 $ 1,829,000 $ 182,000 $ 77,000
Camden County Missouri 10 $ 1,612,000 $ 161,000 $ 105,000
Cuyahoga County Ohio 10 $ 2,444,000 $ 244,000 $ 162,000
Providence County Rhode Island 10 $ 2,699,000 $ 269,000 $ 94,000
Lexington County South Carolina 10 $ 1,078,000 $ 107,000 $ 119,000
Galveston County Texas 10 $ 2,687,000 $ 268,000 $ 289,000
Fairfax County Virginia 10 $ 5,245,000 $ 524,000 $ 171,000
Montgomery County Alabama 9 $ 1,200,000 $ 133,000 $ 66,000
Weld County Colorado 9 $ 1,479,000 $ 164,000 $ 86,000
Bay County Florida 9 $ 3,056,000 $ 339,000 $ 190,000
Charlotte County Florida 9 $ 1,848,000 $ 205,000 $ 112,000
St. Johns County Florida 9 $ 1,926,000 $ 214,000 $ 90,000
Douglas County Georgia 9 $ 1,599,000 $ 177,000 $ 94,000
McHenry County Illinois 9 $ 1,230,000 $ 136,000 $ 41,000
Hamilton County Indiana 9 $ 1,802,000 $ 200,000 $ 113,000
Charles County Maryland 9 $ 2,698,000 $ 299,000 $ 123,000
Howard County Maryland 9 $ 1,618,000 $ 179,000 $ 96,000
Bristol County Massachusetts 9 $ 1,840,000 $ 204,000 $ 93,000
Merrimack County New Hampshire 9 $ 1,180,000 $ 131,000 $ 80,000
Prince William County Virginia 9 $ 2,795,000 $ 310,000 $ 141,000
Thurston County Washington 9 $ 1,761,000 $ 195,000 $ 92,000
Yuma County Arizona 8 $ 1,521,000 $ 190,000 $ 119,000
Humboldt County California 8 $ 1,791,000 $ 223,000 $ 115,000
Escambia County Florida 8 $ 837,000 $ 104,000 $ 51,000
Fayette County Georgia 8 $ 3,060,000 $ 382,000 $ 105,000
Henry County Georgia 8 $ 1,361,000 $ 170,000 $ 77,000
Orleans County Louisiana 8 $ 1,274,000 $ 159,000 $ 59,000
Plymouth County Massachusetts 8 $ 1,960,000 $ 245,000 $ 104,000
Buncombe County North Carolina 8 $ 1,143,000 $ 142,000 $ 46,000
Hamilton County Ohio 8 $ 668,000 $ 83,000 $ 74,000
Deschutes County Oregon 8 $ 1,427,000 $ 178,000 $ 96,000
Richland County South Carolina 8 $ 802,000 $ 100,000 $ 53,000
Weber County Utah 8 $ 1,115,000 $ 139,000 $ 58,000
Hampton County Virginia 8 $ 840,000 $ 105,000 $ 50,000
Newport News County Virginia 8 $ 770,000 $ 96,000 $ 73,000
Spokane County Washington 8 $ 1,150,000 $ 143,000 $ 84,000
Madison County Alabama 7 $ 761,000 $ 108,000 $ 65,000
Larimer County Colorado 7 $ 1,436,000 $ 205,000 $ 157,000
Mesa County Colorado 7 $ 801,000 $ 114,000 $ 93,000
Hernando County Florida 7 $ 1,150,000 $ 164,000 $ 91,000
Kendall County Illinois 7 $ 1,356,000 $ 193,000 $ 39,000
Johnson County Indiana 7 $ 696,000 $ 99,000 $ 35,000
Calcasieu County Louisiana 7 $ 713,000 $ 101,000 $ 58,000
East Baton Rouge County Louisiana 7 $ 784,000 $ 112,000 $ 101,000
Hampden County Massachusetts 7 $ 740,000 $ 105,000 $ 60,000
Genesee County Michigan 7 $ 2,088,000 $ 298,000 $ 32,000
Ingham County Michigan 7 $ 450,000 $ 64,000 $ 51,000
Washtenaw County Michigan 7 $ 838,000 $ 119,000 $ 62,000
Ramsey County Minnesota 7 $ 1,059,000 $ 151,000 $ 60,000
Stone County Missouri 7 $ 1,086,000 $ 155,000 $ 137,000
Yellowstone County Montana 7 $ 875,000 $ 125,000 $ 95,000
Rockingham County New Hampshire 7 $ 1,528,000 $ 218,000 $ 141,000
Nassau County New York 7 $ 2,717,000 $ 388,000 $ 95,000
Franklin County Ohio 7 $ 572,000 $ 81,000 $ 56,000
Brazoria County Texas 7 $ 577,000 $ 82,000 $ 50,000
Suffolk County Virginia 7 $ 1,363,000 $ 194,000 $ 18,000
Garland County Arkansas 6 $ 752,000 $ 125,000 $ 84,000
Indian River County Florida 6 $ 1,071,000 $ 178,000 $ 81,000
Newton County Georgia 6 $ 678,000 $ 113,000 $ 55,000
Montgomery County Illinois 6 $ 283,000 $ 47,000 $ 41,000
Elkhart County Indiana 6 $ 479,000 $ 79,000 $ 60,000
Shelby County Indiana 6 $ 509,000 $ 84,000 $ 170,000
Jefferson County Louisiana 6 $ 1,453,000 $ 242,000 $ 93,000
Carteret County North Carolina 6 $ 604,000 $ 100,000 $ 57,000
Wake County North Carolina 6 $ 635,000 $ 105,000 $ 51,000
Washington County Rhode Island 6 $ 1,260,000 $ 210,000 $ 542,000
Kaufman County Texas 6 $ 641,000 $ 106,000 $ 256,000
Chesterfield County Virginia 6 $ 1,053,000 $ 175,000 $ 100,000
San Luis Obispo County California 5 $ 1,745,000 $ 349,000 $ 357,000
Shasta County California 5 $ 1,270,000 $ 254,000 $ 45,000
Eagle County Colorado 5 $ 6,571,000 $ 1,314,000 $ 107,000
New London County Connecticut 5 $ 1,181,000 $ 236,000 $ 102,000
Martin County Florida 5 $ 956,000 $ 191,000 $ 107,000
Wakulla County Florida 5 $ 565,000 $ 113,000 $ 64,000
Walton County Florida 5 $ 5,237,000 $ 1,047,000 $ 421,000
Paulding County Georgia 5 $ 640,000 $ 128,000 $ 50,000
Blaine County Idaho 5 $ 1,692,000 $ 338,000 $ 152,000
Boone County Illinois 5 $ 589,000 $ 117,000 $ 53,000
Henry County Illinois 5 $ 198,000 $ 39,000 $ 43,000
Perry County Illinois 5 $ 194,000 $ 38,000 $ 79,000
Hendricks County Indiana 5 $ 524,000 $ 104,000 $ 22,000
Porter County Indiana 5 $ 816,000 $ 163,000 $ 111,000
Tippecanoe County Indiana 5 $ 583,000 $ 116,000 $ 58,000
Linn County Iowa 5 $ 369,000 $ 73,000 $ 43,000
St. John the Baptist County Louisiana 5 $ 1,074,000 $ 214,000 $ 70,000
Calvert County Maryland 5 $ 887,000 $ 177,000 $ 105,000
Jackson County Michigan 5 $ 547,000 $ 109,000 $ 39,000
Hinds County Mississippi 5 $ 450,000 $ 90,000 $ 41,000
Madison County Missouri 5 $ 368,000 $ 73,000 $ 50,000
Lincoln County Montana 5 $ 872,000 $ 174,000 $ 101,000
Westchester County New York 5 $ 3,222,000 $ 644,000 $ 212,000
Union County North Carolina 5 $ 656,000 $ 131,000 $ 89,000
Pittsburg County Oklahoma 5 $ 242,000 $ 48,000 $ 38,000
Polk County Oregon 5 $ 454,000 $ 90,000 $ 75,000
Yamhill County Oregon 5 $ 565,000 $ 113,000 $ 68,000
Lawrence County Pennsylvania 5 $ 642,000 $ 128,000 $ 73,000
Monroe County Pennsylvania 5 $ 975,000 $ 195,000 $ 70,000
El Paso County Texas 5 $ 415,000 $ 83,000 $ 55,000
Travis County Texas 5 $ 905,000 $ 181,000 $ 153,000
Uintah County Utah 5 $ 655,000 $ 131,000 $ 62,000
Loudoun County Virginia 5 $ 1,901,000 $ 380,000 $ 164,000
Whatcom County Washington 5 $ 1,158,000 $ 231,000 $ 118,000
Yakima County Washington 5 $ 531,000 $ 106,000 $ 59,000
Lincoln County Wyoming 5 $ 446,000 $ 89,000 $ 144,000
Cochise County Arizona 4 $ 461,000 $ 115,000 $ 69,000
Navajo County Arizona 4 $ 860,000 $ 215,000 $ 67,000
Benton County Arkansas 4 $ 478,000 $ 119,000 $ 0
Pulaski County Arkansas 4 $ 412,000 $ 103,000 $ 64,000
Washington County Arkansas 4 $ 486,000 $ 121,000 $ 105,000
Tehama County California 4 $ 552,000 $ 138,000 $ 61,000
Elbert County Colorado 4 $ 614,000 $ 153,000 $ 97,000
Alachua County Florida 4 $ 712,000 $ 178,000 $ 62,000
Columbia County Florida 4 $ 489,000 $ 122,000 $ 79,000
Gadsden County Florida 4 $ 393,000 $ 98,000 $ 81,000
Monroe County Florida 4 $ 2,309,000 $ 577,000 $ 233,000
Nassau County Florida 4 $ 864,000 $ 216,000 $ 54,000
Taylor County Florida 4 $ 347,000 $ 86,000 $ 178,000
Bonner County Idaho 4 $ 500,000 $ 125,000 $ 105,000
St. Joseph County Indiana 4 $ 238,000 $ 59,000 $ 76,000
Vanderburgh County Indiana 4 $ 913,000 $ 228,000 $ 175,000
Barren County Kentucky 4 $ 280,000 $ 70,000 $ 50,000
Cecil County Maryland 4 $ 148,000 $ 37,000 $ 240,000
Norfolk County Massachusetts 4 $ 1,104,000 $ 276,000 $ 99,000
Kent County Michigan 4 $ 318,000 $ 79,000 $ 42,000
Lenawee County Michigan 4 $ 270,000 $ 67,000 $ 33,000
Livingston County Michigan 4 $ 927,000 $ 231,000 $ 144,000
Dakota County Minnesota 4 $ 388,000 $ 97,000 $ 68,000
Harrison County Mississippi 4 $ 488,000 $ 122,000 $ 112,000
Cape Girardeau County Missouri 4 $ 552,000 $ 138,000 $ 57,000
Taney County Missouri 4 $ 468,000 $ 117,000 $ 111,000
Washington County Missouri 4 $ 344,000 $ 86,000 $ 57,000
Missoula County Montana 4 $ 463,000 $ 115,000 $ 71,000
Cumberland County North Carolina 4 $ 201,000 $ 50,000 $ 55,000
Iredell County North Carolina 4 $ 2,525,000 $ 631,000 $ 191,000
Lake County Ohio 4 $ 462,000 $ 115,000 $ 101,000
Crook County Oregon 4 $ 1,538,000 $ 384,000 $ 198,000
Lincoln County Oregon 4 $ 477,000 $ 119,000 $ 98,000
Lehigh County Pennsylvania 4 $ 517,000 $ 129,000 $ 73,000
Montgomery County Pennsylvania 4 $ 1,288,000 $ 322,000 $ 70,000
Susquehanna County Pennsylvania 4 $ 376,000 $ 94,000 $ 51,000
Charleston County South Carolina 4 $ 1,375,000 $ 343,000 $ 82,000
Rutherford County Tennessee 4 $ 529,000 $ 132,000 $ 59,000
Washington County Tennessee 4 $ 346,000 $ 86,000 $ 0
Grimes County Texas 4 $ 687,000 $ 171,000 $ 48,000
Willacy County Texas 4 $ 267,000 $ 66,000 $ 54,000
Cache County Utah 4 $ 1,503,000 $ 375,000 $ 77,000
Caroline County Virginia 4 $ 1,208,000 $ 302,000 $ 218,000
Hanover County Virginia 4 $ 732,000 $ 183,000 $ 57,000
King William County Virginia 4 $ 557,000 $ 139,000 $ 114,000
Portsmouth County Virginia 4 $ 478,000 $ 119,000 $ 23,000
Virginia Beach County Virginia 4 $ 637,000 $ 159,000 $ 73,000
Rock County Wisconsin 4 $ 417,000 $ 104,000 $ 80,000
Mobile County Alabama 3 $ 426,000 $ 142,000 $ 56,000
Russell County Alabama 3 $ 535,000 $ 178,000 $ 84,000
Yavapai County Arizona 3 $ 383,000 $ 127,000 $ 86,000
Saline County Arkansas 3 $ 356,000 $ 118,000 $ 53,000
Amador County California 3 $ 458,000 $ 152,000 $ 102,000
Lake County California 3 $ 816,000 $ 272,000 $ 179,000
Marin County California 3 $ 1,258,000 $ 419,000 $ 158,000
Mariposa County California 3 $ 721,000 $ 240,000 $ 144,000
Sutter County California 3 $ 566,000 $ 188,000 $ 92,000
Garfield County Colorado 3 $ 402,000 $ 134,000 $ 81,000
Montrose County Colorado 3 $ 1,768,000 $ 589,000 $ 367,000
Windham County Connecticut 3 $ 399,000 $ 133,000 $ 80,000
Citrus County Florida 3 $ 432,000 $ 144,000 $ 69,000
Leon County Florida 3 $ 244,000 $ 81,000 $ 58,000
Santa Rosa County Florida 3 $ 1,542,000 $ 514,000 $ 192,000
Jackson County Georgia 3 $ 1,019,000 $ 339,000 $ 58,000
Elmore County Idaho 3 $ 365,000 $ 121,000 $ 77,000
Owyhee County Idaho 3 $ 562,000 $ 187,000 $ 141,000
Calhoun County Illinois 3 $ 127,000 $ 42,000 $ 78,000
Champaign County Illinois 3 $ 820,000 $ 273,000 $ 181,000
DeKalb County Illinois 3 $ 415,000 $ 138,000 $ 37,000
Livingston County Illinois 3 $ 320,000 $ 106,000 $ 203,000
Marshall County Illinois 3 $ 371,000 $ 123,000 $ 49,000
Richland County Illinois 3 $ 149,000 $ 49,000 $ 66,000
Whiteside County Illinois 3 $ 191,000 $ 63,000 $ 66,000
Johnson County Kansas 3 $ 2,013,000 $ 671,000 $ 252,000
Cumberland County Maine 3 $ 610,000 $ 203,000 $ 20,000
Harford County Maryland 3 $ 272,000 $ 90,000 $ 62,000
Worcester County Maryland 3 $ 295,000 $ 98,000 $ 39,000
Eaton County Michigan 3 $ 255,000 $ 85,000 $ 35,000
Kalamazoo County Michigan 3 $ 3,777,000 $ 1,259,000 $ 54,000
Lapeer County Michigan 3 $ 250,000 $ 83,000 $ 36,000
Kanabec County Minnesota 3 $ 272,000 $ 90,000 $ 109,000
Le Sueur County Minnesota 3 $ 546,000 $ 182,000 $ 72,000
Nicollet County Minnesota 3 $ 109,000 $ 36,000 $ 44,000
Washington County Minnesota 3 $ 404,000 $ 134,000 $ 64,000
Callaway County Missouri 3 $ 532,000 $ 177,000 $ 126,000
Maries County Missouri 3 $ 399,000 $ 133,000 $ 48,000
Perry County Missouri 3 $ 370,000 $ 123,000 $ 41,000
Pike County Missouri 3 $ 345,000 $ 115,000 $ 62,000
Flathead County Montana 3 $ 1,244,000 $ 414,000 $ 167,000
Gallatin County Montana 3 $ 853,000 $ 284,000 $ 170,000
Carson City County Nevada 3 $ 585,000 $ 195,000 $ 62,000
Douglas County Nevada 3 $ 1,420,000 $ 473,000 $ 304,000
Lyon County Nevada 3 $ 423,000 $ 141,000 $ 50,000
Nye County Nevada 3 $ 666,000 $ 222,000 $ 171,000
Davidson County North Carolina 3 $ 314,000 $ 104,000 $ 50,000
Montgomery County Ohio 3 $ 222,000 $ 74,000 $ 57,000
Summit County Ohio 3 $ 335,000 $ 111,000 $ 291,000
Tulsa County Oklahoma 3 $ 422,000 $ 140,000 $ 59,000
Greenville County South Carolina 3 $ 248,000 $ 82,000 $ 52,000
Horry County South Carolina 3 $ 415,000 $ 138,000 $ 165,000
York County South Carolina 3 $ 288,000 $ 96,000 $ 30,000
Cameron County Texas 3 $ 346,000 $ 115,000 $ 46,000
Jefferson County Texas 3 $ 784,000 $ 261,000 $ 137,000
Liberty County Texas 3 $ 496,000 $ 165,000 $ 76,000
Rockwall County Texas 3 $ 304,000 $ 101,000 $ 524,000
Smith County Texas 3 $ 333,000 $ 111,000 $ 0
Tooele County Utah 3 $ 339,000 $ 113,000 $ 47,000
Kenosha County Wisconsin 3 $ 257,000 $ 85,000 $ 34,000
Gila County Arizona 2 $ 175,000 $ 87,000 $ 73,000
Perry County Arkansas 2 $ 140,000 $ 70,000 $ 58,000
Colusa County California 2 $ 643,000 $ 321,000 $ 73,000
Glenn County California 2 $ 643,000 $ 321,000 $ 68,000
Siskiyou County California 2 $ 160,000 $ 80,000 $ 68,000
Clear Creek County Colorado 2 $ 228,000 $ 114,000 $ 52,000
Delta County Colorado 2 $ 113,000 $ 56,000 $ 57,000
Litchfield County Connecticut 2 $ 551,000 $ 275,000 $ 118,000
Middlesex County Connecticut 2 $ 729,000 $ 364,000 $ 145,000
District of Columbia County District Of Columbia 2 $ 850,000 $ 425,000 $ 198,000
Coweta County Georgia 2 $ 105,000 $ 52,000 $ 75,000
Forsyth County Georgia 2 $ 337,000 $ 168,000 $ 133,000
Rockdale County Georgia 2 $ 636,000 $ 318,000 $ 43,000
Walton County Georgia 2 $ 1,735,000 $ 867,000 $ 185,000
Adams County Idaho 2 $ 174,000 $ 87,000 $ 47,000
Bannock County Idaho 2 $ 330,000 $ 165,000 $ 117,000
Jefferson County Idaho 2 $ 370,000 $ 185,000 $ 54,000
Madison County Idaho 2 $ 339,000 $ 169,000 $ 228,000
Nez Perce County Idaho 2 $ 371,000 $ 185,000 $ 107,000
Twin Falls County Idaho 2 $ 285,000 $ 142,000 $ 103,000
Crawford County Illinois 2 $ 122,000 $ 61,000 $ 105,000
De Witt County Illinois 2 $ 113,000 $ 56,000 $ 27,000
Hancock County Illinois 2 $ 94,000 $ 47,000 $ 32,000
Jo Daviess County Illinois 2 $ 340,000 $ 170,000 $ 83,000
Macon County Illinois 2 $ 77,000 $ 38,000 $ 28,000
Mason County Illinois 2 $ 265,000 $ 132,000 $ 149,000
McDonough County Illinois 2 $ 147,000 $ 73,000 $ 59,000
Rock Island County Illinois 2 $ 3,231,000 $ 1,615,000 $ 122,000
Shelby County Illinois 2 $ 217,000 $ 108,000 $ 59,000
Union County Illinois 2 $ 176,000 $ 88,000 $ 89,000
Washington County Illinois 2 $ 121,000 $ 60,000 $ 43,000
Brown County Indiana 2 $ 133,000 $ 66,000 $ 61,000
Franklin County Indiana 2 $ 132,000 $ 66,000 $ 144,000
Jackson County Indiana 2 $ 201,000 $ 100,000 $ 44,000
Knox County Indiana 2 $ 285,000 $ 142,000 $ 61,000
Monroe County Indiana 2 $ 252,000 $ 126,000 $ 61,000
Morgan County Indiana 2 $ 246,000 $ 123,000 $ 33,000
Polk County Iowa 2 $ 691,000 $ 345,000 $ 103,000
McCracken County Kentucky 2 $ 235,000 $ 117,000 $ 31,000
Oldham County Kentucky 2 $ 194,000 $ 97,000 $ 0
Simpson County Kentucky 2 $ 240,000 $ 120,000 $ 52,000
Hancock County Maine 2 $ 270,000 $ 135,000 $ 33,000
York County Maine 2 $ 96,000 $ 48,000 $ 50,000
Wicomico County Maryland 2 $ 203,000 $ 101,000 $ 88,000
Barnstable County Massachusetts 2 $ 267,000 $ 133,000 $ 86,000
Barry County Michigan 2 $ 121,000 $ 60,000 $ 172,000
Clay County Minnesota 2 $ 166,000 $ 83,000 $ 43,000
Isanti County Minnesota 2 $ 292,000 $ 146,000 $ 127,000
Sherburne County Minnesota 2 $ 848,000 $ 424,000 $ 672,000
Wright County Minnesota 2 $ 506,000 $ 253,000 $ 117,000
Jackson County Mississippi 2 $ 269,000 $ 134,000 $ 69,000
Madison County Mississippi 2 $ 275,000 $ 137,000 $ 70,000
Marshall County Mississippi 2 $ 326,000 $ 163,000 $ 55,000
Pearl River County Mississippi 2 $ 200,000 $ 100,000 $ 43,000
Crawford County Missouri 2 $ 58,000 $ 29,000 $ 44,000
Iron County Missouri 2 $ 313,000 $ 156,000 $ 64,000
Johnson County Missouri 2 $ 376,000 $ 188,000 $ 83,000
Lewis and Clark County Montana 2 $ 171,000 $ 85,000 $ 47,000
Ravalli County Montana 2 $ 300,000 $ 150,000 $ 71,000
Douglas County Nebraska 2 $ 280,000 $ 140,000 $ 76,000
Lancaster County Nebraska 2 $ 251,000 $ 125,000 $ 47,000
Coos County New Hampshire 2 $ 136,000 $ 68,000 $ 73,000
Camden County New Jersey 2 $ 720,000 $ 360,000 $ 540,000
Kings County New York 2 $ 669,000 $ 334,000 $ 159,000
Suffolk County New York 2 $ 670,000 $ 335,000 $ 88,000
Washington County New York 2 $ 271,000 $ 135,000 $ 59,000
Cleveland County North Carolina 2 $ 102,000 $ 51,000 $ 28,000
Durham County North Carolina 2 $ 245,000 $ 122,000 $ 103,000
Gaston County North Carolina 2 $ 279,000 $ 139,000 $ 66,000
Harnett County North Carolina 2 $ 152,000 $ 76,000 $ 73,000
Henderson County North Carolina 2 $ 150,000 $ 75,000 $ 173,000
Johnston County North Carolina 2 $ 850,000 $ 425,000 $ 169,000
Erie County Ohio 2 $ 77,000 $ 38,000 $ 42,000
Cleveland County Oklahoma 2 $ 301,000 $ 150,000 $ 34,000
Oklahoma County Oklahoma 2 $ 443,000 $ 221,000 $ 92,000
Douglas County Oregon 2 $ 243,000 $ 121,000 $ 34,000
Klamath County Oregon 2 $ 285,000 $ 142,000 $ 342,000
Linn County Oregon 2 $ 316,000 $ 158,000 $ 102,000
Umatilla County Oregon 2 $ 303,000 $ 151,000 $ 55,000
Allegheny County Pennsylvania 2 $ 218,000 $ 109,000 $ 94,000
Cumberland County Pennsylvania 2 $ 280,000 $ 140,000 $ 107,000
Erie County Pennsylvania 2 $ 108,000 $ 54,000 $ 58,000
Lancaster County Pennsylvania 2 $ 878,000 $ 439,000 $ 127,000
Washington County Pennsylvania 2 $ 232,000 $ 116,000 $ 80,000
Wyoming County Pennsylvania 2 $ 110,000 $ 55,000 $ 25,000
Bristol County Rhode Island 2 $ 318,000 $ 159,000 $ 3,000
Kent County Rhode Island 2 $ 137,000 $ 68,000 $ 113,000
Newport County Rhode Island 2 $ 585,000 $ 292,000 $ 168,000
Anderson County South Carolina 2 $ 158,000 $ 79,000 $ 15,000
Berkeley County South Carolina 2 $ 565,000 $ 282,000 $ 125,000
Florence County South Carolina 2 $ 128,000 $ 64,000 $ 36,000
Greenwood County South Carolina 2 $ 160,000 $ 80,000 $ 51,000
Davidson County Tennessee 2 $ 195,000 $ 97,000 $ 67,000
Fayette County Tennessee 2 $ 137,000 $ 68,000 $ 51,000
Maury County Tennessee 2 $ 290,000 $ 145,000 $ 240,000
Robertson County Tennessee 2 $ 110,000 $ 55,000 $ 60,000
Sevier County Tennessee 2 $ 449,000 $ 224,000 $ 113,000
Ellis County Texas 2 $ 485,000 $ 242,000 $ 107,000
Fannin County Texas 2 $ 116,000 $ 58,000 $ 64,000
Hill County Texas 2 $ 478,000 $ 239,000 $ 102,000
Lubbock County Texas 2 $ 98,000 $ 49,000 $ 58,000
Orange County Texas 2 $ 91,000 $ 45,000 $ 58,000
Wise County Texas 2 $ 40,000 $ 20,000 $ 109,000
Carbon County Utah 2 $ 285,000 $ 142,000 $ 95,000
Summit County Utah 2 $ 3,978,000 $ 1,989,000 $ 53,000
Essex County Virginia 2 $ 450,000 $ 225,000 $ 212,000
King George County Virginia 2 $ 695,000 $ 347,000 $ 264,000
Manassas County Virginia 2 $ 220,000 $ 110,000 $ 84,000
Norfolk County Virginia 2 $ 334,000 $ 167,000 $ 70,000
Northampton County Virginia 2 $ 957,000 $ 478,000 $ 386,000
Spotsylvania County Virginia 2 $ 1,393,000 $ 696,000 $ 418,000
Stafford County Virginia 2 $ 680,000 $ 340,000 $ 132,000
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Mortgage Loan Application Detail Totals for First Bank in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,517 $1,638,571,000 $217,000 $4,000,000 $107,000 $2,810,000
Refinancing 5,373 $1,335,617,000 $248,000 $6,363,000 $105,000 $4,736,000
Home Improvement 1,288 $201,675,000 $156,000 $1,950,000 $92,000 $4,717,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,557 $1,065,863,000 $191,000 $3,238,000 $107,000 $4,736,000
Hispanic 4,480 $1,103,235,000 $246,000 $2,340,000 $97,000 $1,103,000
Black or African American 1,833 $389,061,000 $212,000 $2,568,000 $100,000 $2,000,000
Not Provided 1,319 $310,271,000 $235,000 $6,363,000 $123,000 $2,810,000
Asian 652 $215,371,000 $330,000 $3,000,000 $143,000 $2,060,000
Not applicable 166 $45,578,000 $274,000 $4,000,000 $0 $0
Native Hawaiian or Other Pacific Islander 123 $37,375,000 $303,000 $784,000 $128,000 $378,000
American Indian or Alaskan Native 48 $9,109,000 $189,000 $628,000 $99,000 $264,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,052 $3,162,596,000 $225,000 $6,363,000 $106,000 $4,736,000
FHA-insured (Federal Housing Administration) 66 $6,979,000 $105,000 $207,000 $43,000 $97,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 47 $4,451,000 $94,000 $246,000 $35,000 $62,000
VA-guaranteed (Veterans Administration) 13 $1,837,000 $141,000 $220,000 $44,000 $96,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 7,023 $1,815,500,000 $258,000 $6,363,000 $118,000 $4,736,000
Loan Originated 4,265 $680,174,000 $159,000 $4,000,000 $86,000 $2,810,000
Application Approved But Not Accepted 1,889 $465,701,000 $246,000 $4,000,000 $105,000 $2,279,000
Application Withdrawn By Applicant 604 $142,103,000 $235,000 $1,420,000 $116,000 $1,800,000
Preapproval Denied by Financial Institution 262 $34,143,000 $130,000 $675,000 $49,000 $320,000
File Closed For Incompleteness 109 $36,093,000 $331,000 $1,775,000 $117,000 $479,000
Loan Purchased By The Institution 26 $2,149,000 $82,000 $201,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2,626 $564,314,000 $214,000 $6,363,000 $102,000 $2,658,000
Other 1,443 $413,024,000 $286,000 $3,000,000 $144,000 $4,736,000
Unverifiable Information 1,027 $309,678,000 $301,000 $3,238,000 $134,000 $1,200,000
Debt-To-Income Ratio 1,000 $234,251,000 $234,000 $1,800,000 $82,000 $739,000
Collateral 806 $223,189,000 $276,000 $1,950,000 $129,000 $2,060,000
Employment History 251 $70,688,000 $281,000 $980,000 $107,000 $534,000
Insufficient Cash (Downpayment, Closing Cost) 92 $22,100,000 $240,000 $900,000 $100,000 $432,000
Credit Application Incomplete 37 $12,059,000 $325,000 $1,200,000 $221,000 $1,380,000
Mortgage Insurance Denied 3 $340,000 $113,000 $144,000 $57,000 $77,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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