First Bank Mortgage Lending & HMDA Data, 2007

In 2007, First Bank of Saint Louis, MO reported 14,178 mortgage applications totaling $3.2 billion, down 39% from 2006. The average application was for $223,999, and applicants reported an average income of $104,879. 30% of its applications resulted in an originated loan and 50% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,442), St. Louis, MO-IL (1,332) and Riverside-San Bernardino-Ontario, CA (1,085) (applications in parentheses).

Mortgage Company & Address First Bank
11901 Olive Boulevard
Saint Louis, MO 63141
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 14,178
Total Mortgage Loan Application Amount $3,175,863,000
Average Mortgage Loan Application Amount $223,999
Highest Mortgage Loan Application Amount $6,363,000
Average Applicant Income $104,879
Highest Applicant Income $4,736,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Bank by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,442 $ 543,132,000 $ 376,651 $ 141,000
Riverside, California 564 $ 177,393,000 $ 314,526 $ 136,000
San Bernardino, California 521 $ 133,450,000 $ 256,142 $ 108,000
Orange, California 503 $ 194,305,000 $ 386,292 $ 164,000
Cook, Illinois 421 $ 78,192,000 $ 185,729 $ 74,000
Clark, Nevada 342 $ 77,374,000 $ 226,239 $ 107,000
Maricopa, Arizona 341 $ 67,039,000 $ 196,595 $ 87,000
Sacramento, California 285 $ 77,739,000 $ 272,768 $ 113,000
St. Louis, Missouri 263 $ 39,625,000 $ 150,665 $ 84,000
Miami-Dade, Florida 242 $ 60,398,000 $ 249,578 $ 117,000
Harris, Texas 195 $ 24,729,000 $ 126,815 $ 81,000
San Joaquin, California 191 $ 51,527,000 $ 269,774 $ 105,000
St. Clair, Illinois 189 $ 17,082,000 $ 90,380 $ 76,000
Orange, Florida 182 $ 33,972,000 $ 186,659 $ 96,000
Broward, Florida 181 $ 42,919,000 $ 237,121 $ 119,000
Clinton, Illinois 173 $ 20,164,000 $ 116,554 $ 69,000
San Diego, California 158 $ 57,433,000 $ 363,500 $ 145,000
Alameda, California 151 $ 63,482,000 $ 420,410 $ 156,000
Contra Costa, California 131 $ 47,969,000 $ 366,175 $ 173,000
St. Charles, Missouri 129 $ 16,724,000 $ 129,643 $ 66,000
Wayne, Michigan 121 $ 10,114,000 $ 83,586 $ 58,000
Marion, Indiana 119 $ 10,835,000 $ 91,050 $ 31,000
Gasconade, Missouri 113 $ 9,674,000 $ 85,610 $ 56,000
Randolph, Illinois 110 $ 8,569,000 $ 77,900 $ 71,000
Hillsborough, Florida 108 $ 21,888,000 $ 202,666 $ 112,000
Palm Beach, Florida 106 $ 28,037,000 $ 264,500 $ 129,000
Peoria, Illinois 105 $ 12,123,000 $ 115,457 $ 116,000
Santa Clara, California 101 $ 47,977,000 $ 475,019 $ 148,000
Lee, Florida 100 $ 22,803,000 $ 228,030 $ 111,000
Knox, Illinois 97 $ 7,320,000 $ 75,463 $ 67,000
Solano, California 96 $ 31,154,000 $ 324,520 $ 126,000
Franklin, Missouri 96 $ 7,934,000 $ 82,645 $ 56,000
Kern, California 94 $ 19,616,000 $ 208,680 $ 93,000
Duval, Florida 93 $ 12,806,000 $ 137,698 $ 74,000
Adams, Illinois 82 $ 6,248,000 $ 76,195 $ 44,000
Madison, Illinois 79 $ 7,858,000 $ 99,468 $ 52,000
Jersey, Illinois 74 $ 5,596,000 $ 75,621 $ 56,000
Prince George's, Maryland 74 $ 18,748,000 $ 253,351 $ 107,000
St. Louis City, Missouri 72 $ 12,377,000 $ 171,902 $ 66,000
Dallas, Texas 72 $ 10,668,000 $ 148,166 $ 182,000
Pike, Illinois 70 $ 4,318,000 $ 61,685 $ 51,000
St. Francois, Missouri 70 $ 6,540,000 $ 93,428 $ 80,000
Arapahoe, Colorado 68 $ 11,072,000 $ 162,823 $ 96,000
Fresno, California 67 $ 16,004,000 $ 238,865 $ 97,000
Franklin, Illinois 66 $ 4,201,000 $ 63,651 $ 57,000
Pinellas, Florida 63 $ 15,648,000 $ 248,380 $ 154,000
Lawrence, Illinois 62 $ 3,257,000 $ 52,532 $ 68,000
Lake, Indiana 62 $ 6,176,000 $ 99,612 $ 49,000
Osceola, Florida 61 $ 14,249,000 $ 233,590 $ 90,000
Warren, Missouri 58 $ 6,510,000 $ 112,241 $ 53,000
King, Washington 56 $ 17,593,000 $ 314,160 $ 119,000
Stanislaus, California 55 $ 17,088,000 $ 310,690 $ 120,000
Ventura, California 55 $ 19,539,000 $ 355,254 $ 150,000
Lake, Illinois 54 $ 9,675,000 $ 179,166 $ 61,000
Manatee, Florida 52 $ 11,204,000 $ 215,461 $ 103,000
Kane, Illinois 51 $ 8,587,000 $ 168,372 $ 54,000
Tarrant, Texas 51 $ 6,112,000 $ 119,843 $ 81,000
San Mateo, California 49 $ 26,500,000 $ 540,816 $ 141,000
Bond, Illinois 49 $ 3,175,000 $ 64,795 $ 50,000
Greene, Illinois 49 $ 1,686,000 $ 34,408 $ 43,000
Denver, Colorado 47 $ 8,107,000 $ 172,489 $ 84,000
Monroe, Illinois 47 $ 5,426,000 $ 115,446 $ 64,000
Will, Illinois 47 $ 6,781,000 $ 144,276 $ 67,000
Jefferson, Missouri 47 $ 4,767,000 $ 101,425 $ 57,000
Collin, Texas 47 $ 5,142,000 $ 109,404 $ 130,000
Ste. Genevieve, Missouri 46 $ 3,664,000 $ 79,652 $ 57,000
Santa Barbara, California 44 $ 17,723,000 $ 402,795 $ 161,000
Salt Lake, Utah 44 $ 12,264,000 $ 278,727 $ 114,000
Fulton, Georgia 43 $ 9,187,000 $ 213,651 $ 126,000
Marion, Florida 42 $ 5,845,000 $ 139,166 $ 81,000
Montgomery, Missouri 42 $ 4,798,000 $ 114,238 $ 115,000
Pierce, Washington 42 $ 8,646,000 $ 205,857 $ 92,000
El Paso, Colorado 41 $ 6,255,000 $ 152,560 $ 90,000
Adams, Colorado 38 $ 5,878,000 $ 154,684 $ 88,000
Seminole, Florida 38 $ 9,421,000 $ 247,921 $ 122,000
DuPage, Illinois 38 $ 7,310,000 $ 192,368 $ 62,000
Scott, Illinois 38 $ 1,618,000 $ 42,578 $ 57,000
Pinal, Arizona 37 $ 6,289,000 $ 169,972 $ 86,000
Shelby, Tennessee 37 $ 5,220,000 $ 141,081 $ 88,000
Fort Bend, Texas 35 $ 3,880,000 $ 110,857 $ 118,000
Placer, California 34 $ 12,978,000 $ 381,705 $ 175,000
Tulare, California 34 $ 6,351,000 $ 186,794 $ 71,000
Marion, Illinois 34 $ 1,728,000 $ 50,823 $ 54,000
Oakland, Michigan 34 $ 12,676,000 $ 372,823 $ 163,000
DeKalb, Georgia 33 $ 5,703,000 $ 172,818 $ 91,000
Fayette, Illinois 33 $ 2,477,000 $ 75,060 $ 55,000
Multnomah, Oregon 33 $ 7,883,000 $ 238,878 $ 644,000
Volusia, Florida 32 $ 5,962,000 $ 186,312 $ 117,000
Baltimore City, Maryland 32 $ 2,939,000 $ 91,843 $ 71,000
Pasco, Florida 30 $ 5,132,000 $ 171,066 $ 84,000
Polk, Florida 29 $ 4,863,000 $ 167,689 $ 106,000
Sarasota, Florida 29 $ 6,308,000 $ 217,517 $ 118,000
Baltimore, Maryland 29 $ 6,146,000 $ 211,931 $ 97,000
Milwaukee, Wisconsin 29 $ 3,016,000 $ 104,000 $ 51,000
Monterey, California 27 $ 10,447,000 $ 386,925 $ 127,000
St. Lucie, Florida 27 $ 5,441,000 $ 201,518 $ 78,000
Morgan, Illinois 27 $ 1,655,000 $ 61,296 $ 49,000
Williamson, Illinois 27 $ 1,286,000 $ 47,629 $ 51,000
Lincoln, Missouri 27 $ 3,744,000 $ 138,666 $ 63,000
Mecklenburg, North Carolina 26 $ 2,325,000 $ 89,423 $ 60,000
Washington, Oregon 26 $ 4,146,000 $ 159,461 $ 67,000
New Haven, Connecticut 25 $ 6,252,000 $ 250,080 $ 87,000
Ada, Idaho 25 $ 6,006,000 $ 240,240 $ 111,000
Merced, California 23 $ 6,080,000 $ 264,347 $ 225,000
Yolo, California 23 $ 7,063,000 $ 307,086 $ 117,000
Jefferson, Colorado 23 $ 4,961,000 $ 215,695 $ 84,000
Suffolk, Massachusetts 23 $ 6,421,000 $ 279,173 $ 116,000
Macomb, Michigan 23 $ 4,157,000 $ 180,739 $ 102,000
Mohave, Arizona 22 $ 3,712,000 $ 168,727 $ 119,000
Butte, California 22 $ 4,532,000 $ 206,000 $ 139,000
San Francisco, California 22 $ 10,185,000 $ 462,954 $ 139,000
Lake, Florida 22 $ 7,235,000 $ 328,863 $ 123,000
Macoupin, Illinois 22 $ 1,677,000 $ 76,227 $ 49,000
McLean, Illinois 21 $ 5,757,000 $ 274,142 $ 120,000
Essex, Massachusetts 21 $ 5,234,000 $ 249,238 $ 75,000
Hillsborough, New Hampshire 21 $ 3,618,000 $ 172,285 $ 87,000
Lane, Oregon 21 $ 2,490,000 $ 118,571 $ 75,000
Fairfield, Connecticut 20 $ 5,956,000 $ 297,800 $ 91,000
Collier, Florida 20 $ 7,226,000 $ 361,300 $ 176,000
Canyon, Idaho 20 $ 3,202,000 $ 160,100 $ 86,000
Montgomery, Maryland 20 $ 6,727,000 $ 336,350 $ 121,000
Snohomish, Washington 20 $ 4,861,000 $ 243,050 $ 91,000
Tazewell, Illinois 19 $ 1,925,000 $ 101,315 $ 52,000
Denton, Texas 19 $ 1,954,000 $ 102,842 $ 177,000
Cobb, Georgia 18 $ 4,531,000 $ 251,722 $ 175,000
Winnebago, Illinois 18 $ 1,471,000 $ 81,722 $ 47,000
Jefferson, Kentucky 17 $ 1,716,000 $ 100,941 $ 87,000
Pueblo, Colorado 16 $ 1,600,000 $ 100,000 $ 112,000
Flagler, Florida 16 $ 2,619,000 $ 163,687 $ 81,000
Hennepin, Minnesota 16 $ 4,002,000 $ 250,125 $ 151,000
Washoe, Nevada 16 $ 2,952,000 $ 184,500 $ 75,000
Nevada, California 15 $ 5,113,000 $ 340,866 $ 128,000
Yuba, California 15 $ 2,723,000 $ 181,533 $ 99,000
Douglas, Colorado 15 $ 5,703,000 $ 380,200 $ 250,000
Brevard, Florida 15 $ 1,965,000 $ 131,000 $ 58,000
Gwinnett, Georgia 15 $ 2,338,000 $ 155,866 $ 82,000
Utah, Utah 15 $ 4,046,000 $ 269,733 $ 319,000
El Dorado, California 14 $ 5,228,000 $ 373,428 $ 121,000
Hartford, Connecticut 14 $ 2,665,000 $ 190,357 $ 88,000
Fulton, Illinois 14 $ 965,000 $ 68,928 $ 41,000
Woodford, Illinois 14 $ 3,770,000 $ 269,285 $ 112,000
Jackson, Missouri 14 $ 1,482,000 $ 105,857 $ 62,000
Hidalgo, Texas 14 $ 1,880,000 $ 134,285 $ 77,000
Richmond City, Virginia 14 $ 1,430,000 $ 102,142 $ 90,000
Clark, Washington 14 $ 3,817,000 $ 272,642 $ 129,000
Imperial, California 13 $ 2,530,000 $ 194,615 $ 83,000
Sonoma, California 13 $ 3,930,000 $ 302,307 $ 142,000
Clay, Florida 13 $ 1,600,000 $ 123,076 $ 73,000
Sangamon, Illinois 13 $ 1,687,000 $ 129,769 $ 72,000
Middlesex, Massachusetts 13 $ 2,828,000 $ 217,538 $ 76,000
DeSoto, Mississippi 13 $ 1,961,000 $ 150,846 $ 76,000
Dent, Missouri 13 $ 1,228,000 $ 94,461 $ 43,000
Clackamas, Oregon 13 $ 2,261,000 $ 173,923 $ 68,000
Marion, Oregon 13 $ 1,637,000 $ 125,923 $ 95,000
Luzerne, Pennsylvania 13 $ 1,138,000 $ 87,538 $ 43,000
Philadelphia, Pennsylvania 13 $ 2,155,000 $ 165,769 $ 77,000
Washington, Utah 13 $ 4,893,000 $ 376,384 $ 190,000
Pima, Arizona 12 $ 2,426,000 $ 202,166 $ 116,000
Madera, California 12 $ 2,980,000 $ 248,333 $ 103,000
Jackson, Illinois 12 $ 1,408,000 $ 117,333 $ 46,000
Anoka, Minnesota 12 $ 3,045,000 $ 253,750 $ 125,000
Josephine, Oregon 12 $ 3,173,000 $ 264,416 $ 98,000
Montgomery, Texas 12 $ 2,733,000 $ 227,750 $ 176,000
Webb, Texas 12 $ 1,614,000 $ 134,500 $ 84,000
Henrico, Virginia 12 $ 1,440,000 $ 120,000 $ 48,000
Boulder, Colorado 11 $ 2,410,000 $ 219,090 $ 220,000
Clayton, Georgia 11 $ 987,000 $ 89,727 $ 85,000
Warren, Illinois 11 $ 673,000 $ 61,181 $ 46,000
Anne Arundel, Maryland 11 $ 2,391,000 $ 217,363 $ 142,000
Bexar, Texas 11 $ 1,728,000 $ 157,090 $ 103,000
Davis, Utah 11 $ 3,464,000 $ 314,909 $ 174,000
Chesapeake, Virginia 11 $ 1,745,000 $ 158,636 $ 70,000
Napa, California 10 $ 3,677,000 $ 367,700 $ 129,000
San Benito, California 10 $ 4,232,000 $ 423,200 $ 150,000
Santa Cruz, California 10 $ 4,530,000 $ 453,000 $ 229,000
Highlands, Florida 10 $ 1,570,000 $ 157,000 $ 96,000
Worcester, Massachusetts 10 $ 1,829,000 $ 182,900 $ 77,000
Camden, Missouri 10 $ 1,612,000 $ 161,200 $ 105,000
Cuyahoga, Ohio 10 $ 2,444,000 $ 244,400 $ 162,000
Providence, Rhode Island 10 $ 2,699,000 $ 269,900 $ 94,000
Lexington, South Carolina 10 $ 1,078,000 $ 107,800 $ 119,000
Galveston, Texas 10 $ 2,687,000 $ 268,700 $ 289,000
Fairfax, Virginia 10 $ 5,245,000 $ 524,500 $ 171,000
Montgomery, Alabama 9 $ 1,200,000 $ 133,333 $ 66,000
Weld, Colorado 9 $ 1,479,000 $ 164,333 $ 86,000
Bay, Florida 9 $ 3,056,000 $ 339,555 $ 190,000
Charlotte, Florida 9 $ 1,848,000 $ 205,333 $ 112,000
St. Johns, Florida 9 $ 1,926,000 $ 214,000 $ 90,000
Douglas, Georgia 9 $ 1,599,000 $ 177,666 $ 94,000
McHenry, Illinois 9 $ 1,230,000 $ 136,666 $ 41,000
Hamilton, Indiana 9 $ 1,802,000 $ 200,222 $ 113,000
Charles, Maryland 9 $ 2,698,000 $ 299,777 $ 123,000
Howard, Maryland 9 $ 1,618,000 $ 179,777 $ 96,000
Bristol, Massachusetts 9 $ 1,840,000 $ 204,444 $ 93,000
Merrimack, New Hampshire 9 $ 1,180,000 $ 131,111 $ 80,000
Prince William, Virginia 9 $ 2,795,000 $ 310,555 $ 141,000
Thurston, Washington 9 $ 1,761,000 $ 195,666 $ 92,000
Yuma, Arizona 8 $ 1,521,000 $ 190,125 $ 119,000
Humboldt, California 8 $ 1,791,000 $ 223,875 $ 115,000
Escambia, Florida 8 $ 837,000 $ 104,625 $ 51,000
Fayette, Georgia 8 $ 3,060,000 $ 382,500 $ 105,000
Henry, Georgia 8 $ 1,361,000 $ 170,125 $ 77,000
Orleans, Louisiana 8 $ 1,274,000 $ 159,250 $ 59,000
Plymouth, Massachusetts 8 $ 1,960,000 $ 245,000 $ 104,000
Buncombe, North Carolina 8 $ 1,143,000 $ 142,875 $ 46,000
Hamilton, Ohio 8 $ 668,000 $ 83,500 $ 74,000
Deschutes, Oregon 8 $ 1,427,000 $ 178,375 $ 96,000
Richland, South Carolina 8 $ 802,000 $ 100,250 $ 53,000
Weber, Utah 8 $ 1,115,000 $ 139,375 $ 58,000
Hampton, Virginia 8 $ 840,000 $ 105,000 $ 50,000
Newport News, Virginia 8 $ 770,000 $ 96,250 $ 73,000
Spokane, Washington 8 $ 1,150,000 $ 143,750 $ 84,000
Madison, Alabama 7 $ 761,000 $ 108,714 $ 65,000
Larimer, Colorado 7 $ 1,436,000 $ 205,142 $ 157,000
Mesa, Colorado 7 $ 801,000 $ 114,428 $ 93,000
Hernando, Florida 7 $ 1,150,000 $ 164,285 $ 91,000
Kendall, Illinois 7 $ 1,356,000 $ 193,714 $ 39,000
Johnson, Indiana 7 $ 696,000 $ 99,428 $ 35,000
Calcasieu, Louisiana 7 $ 713,000 $ 101,857 $ 58,000
East Baton Rouge, Louisiana 7 $ 784,000 $ 112,000 $ 101,000
Hampden, Massachusetts 7 $ 740,000 $ 105,714 $ 60,000
Genesee, Michigan 7 $ 2,088,000 $ 298,285 $ 32,000
Ingham, Michigan 7 $ 450,000 $ 64,285 $ 51,000
Washtenaw, Michigan 7 $ 838,000 $ 119,714 $ 62,000
Ramsey, Minnesota 7 $ 1,059,000 $ 151,285 $ 60,000
Stone, Missouri 7 $ 1,086,000 $ 155,142 $ 137,000
Yellowstone, Montana 7 $ 875,000 $ 125,000 $ 95,000
Rockingham, New Hampshire 7 $ 1,528,000 $ 218,285 $ 141,000
Nassau, New York 7 $ 2,717,000 $ 388,142 $ 95,000
Franklin, Ohio 7 $ 572,000 $ 81,714 $ 56,000
Brazoria, Texas 7 $ 577,000 $ 82,428 $ 50,000
Suffolk, Virginia 7 $ 1,363,000 $ 194,714 $ 18,000
Garland, Arkansas 6 $ 752,000 $ 125,333 $ 84,000
Indian River, Florida 6 $ 1,071,000 $ 178,500 $ 81,000
Newton, Georgia 6 $ 678,000 $ 113,000 $ 55,000
Montgomery, Illinois 6 $ 283,000 $ 47,166 $ 41,000
Elkhart, Indiana 6 $ 479,000 $ 79,833 $ 60,000
Shelby, Indiana 6 $ 509,000 $ 84,833 $ 170,000
Jefferson, Louisiana 6 $ 1,453,000 $ 242,166 $ 93,000
Carteret, North Carolina 6 $ 604,000 $ 100,666 $ 57,000
Wake, North Carolina 6 $ 635,000 $ 105,833 $ 51,000
Washington, Rhode Island 6 $ 1,260,000 $ 210,000 $ 542,000
Kaufman, Texas 6 $ 641,000 $ 106,833 $ 256,000
Chesterfield, Virginia 6 $ 1,053,000 $ 175,500 $ 100,000
San Luis Obispo, California 5 $ 1,745,000 $ 349,000 $ 357,000
Shasta, California 5 $ 1,270,000 $ 254,000 $ 45,000
Eagle, Colorado 5 $ 6,571,000 $ 1,314,200 $ 107,000
New London, Connecticut 5 $ 1,181,000 $ 236,200 $ 102,000
Martin, Florida 5 $ 956,000 $ 191,200 $ 107,000
Wakulla, Florida 5 $ 565,000 $ 113,000 $ 64,000
Walton, Florida 5 $ 5,237,000 $ 1,047,400 $ 421,000
Paulding, Georgia 5 $ 640,000 $ 128,000 $ 50,000
Blaine, Idaho 5 $ 1,692,000 $ 338,400 $ 152,000
Boone, Illinois 5 $ 589,000 $ 117,800 $ 53,000
Henry, Illinois 5 $ 198,000 $ 39,600 $ 43,000
Perry, Illinois 5 $ 194,000 $ 38,800 $ 79,000
Hendricks, Indiana 5 $ 524,000 $ 104,800 $ 22,000
Porter, Indiana 5 $ 816,000 $ 163,200 $ 111,000
Tippecanoe, Indiana 5 $ 583,000 $ 116,600 $ 58,000
Linn, Iowa 5 $ 369,000 $ 73,800 $ 43,000
St. John the Baptist, Louisiana 5 $ 1,074,000 $ 214,800 $ 70,000
Calvert, Maryland 5 $ 887,000 $ 177,400 $ 105,000
Jackson, Michigan 5 $ 547,000 $ 109,400 $ 39,000
Hinds, Mississippi 5 $ 450,000 $ 90,000 $ 41,000
Madison, Missouri 5 $ 368,000 $ 73,600 $ 50,000
Lincoln, Montana 5 $ 872,000 $ 174,400 $ 101,000
Westchester, New York 5 $ 3,222,000 $ 644,400 $ 212,000
Union, North Carolina 5 $ 656,000 $ 131,200 $ 89,000
Pittsburg, Oklahoma 5 $ 242,000 $ 48,400 $ 38,000
Polk, Oregon 5 $ 454,000 $ 90,800 $ 75,000
Yamhill, Oregon 5 $ 565,000 $ 113,000 $ 68,000
Lawrence, Pennsylvania 5 $ 642,000 $ 128,400 $ 73,000
Monroe, Pennsylvania 5 $ 975,000 $ 195,000 $ 70,000
El Paso, Texas 5 $ 415,000 $ 83,000 $ 55,000
Travis, Texas 5 $ 905,000 $ 181,000 $ 153,000
Uintah, Utah 5 $ 655,000 $ 131,000 $ 62,000
Loudoun, Virginia 5 $ 1,901,000 $ 380,200 $ 164,000
Whatcom, Washington 5 $ 1,158,000 $ 231,600 $ 118,000
Yakima, Washington 5 $ 531,000 $ 106,200 $ 59,000
Lincoln, Wyoming 5 $ 446,000 $ 89,200 $ 144,000
Cochise, Arizona 4 $ 461,000 $ 115,250 $ 69,000
Navajo, Arizona 4 $ 860,000 $ 215,000 $ 67,000
Benton, Arkansas 4 $ 478,000 $ 119,500 $ 0
Pulaski, Arkansas 4 $ 412,000 $ 103,000 $ 64,000
Washington, Arkansas 4 $ 486,000 $ 121,500 $ 105,000
Tehama, California 4 $ 552,000 $ 138,000 $ 61,000
Elbert, Colorado 4 $ 614,000 $ 153,500 $ 97,000
Alachua, Florida 4 $ 712,000 $ 178,000 $ 62,000
Columbia, Florida 4 $ 489,000 $ 122,250 $ 79,000
Gadsden, Florida 4 $ 393,000 $ 98,250 $ 81,000
Monroe, Florida 4 $ 2,309,000 $ 577,250 $ 233,000
Nassau, Florida 4 $ 864,000 $ 216,000 $ 54,000
Taylor, Florida 4 $ 347,000 $ 86,750 $ 178,000
Bonner, Idaho 4 $ 500,000 $ 125,000 $ 105,000
St. Joseph, Indiana 4 $ 238,000 $ 59,500 $ 76,000
Vanderburgh, Indiana 4 $ 913,000 $ 228,250 $ 175,000
Barren, Kentucky 4 $ 280,000 $ 70,000 $ 50,000
Cecil, Maryland 4 $ 148,000 $ 37,000 $ 240,000
Norfolk, Massachusetts 4 $ 1,104,000 $ 276,000 $ 99,000
Kent, Michigan 4 $ 318,000 $ 79,500 $ 42,000
Lenawee, Michigan 4 $ 270,000 $ 67,500 $ 33,000
Livingston, Michigan 4 $ 927,000 $ 231,750 $ 144,000
Dakota, Minnesota 4 $ 388,000 $ 97,000 $ 68,000
Harrison, Mississippi 4 $ 488,000 $ 122,000 $ 112,000
Cape Girardeau, Missouri 4 $ 552,000 $ 138,000 $ 57,000
Taney, Missouri 4 $ 468,000 $ 117,000 $ 111,000
Washington, Missouri 4 $ 344,000 $ 86,000 $ 57,000
Missoula, Montana 4 $ 463,000 $ 115,750 $ 71,000
Cumberland, North Carolina 4 $ 201,000 $ 50,250 $ 55,000
Iredell, North Carolina 4 $ 2,525,000 $ 631,250 $ 191,000
Lake, Ohio 4 $ 462,000 $ 115,500 $ 101,000
Crook, Oregon 4 $ 1,538,000 $ 384,500 $ 198,000
Lincoln, Oregon 4 $ 477,000 $ 119,250 $ 98,000
Lehigh, Pennsylvania 4 $ 517,000 $ 129,250 $ 73,000
Montgomery, Pennsylvania 4 $ 1,288,000 $ 322,000 $ 70,000
Susquehanna, Pennsylvania 4 $ 376,000 $ 94,000 $ 51,000
Charleston, South Carolina 4 $ 1,375,000 $ 343,750 $ 82,000
Rutherford, Tennessee 4 $ 529,000 $ 132,250 $ 59,000
Washington, Tennessee 4 $ 346,000 $ 86,500 $ 0
Grimes, Texas 4 $ 687,000 $ 171,750 $ 48,000
Willacy, Texas 4 $ 267,000 $ 66,750 $ 54,000
Cache, Utah 4 $ 1,503,000 $ 375,750 $ 77,000
Caroline, Virginia 4 $ 1,208,000 $ 302,000 $ 218,000
Hanover, Virginia 4 $ 732,000 $ 183,000 $ 57,000
King William, Virginia 4 $ 557,000 $ 139,250 $ 114,000
Portsmouth, Virginia 4 $ 478,000 $ 119,500 $ 23,000
Virginia Beach, Virginia 4 $ 637,000 $ 159,250 $ 73,000
Rock, Wisconsin 4 $ 417,000 $ 104,250 $ 80,000
Mobile, Alabama 3 $ 426,000 $ 142,000 $ 56,000
Russell, Alabama 3 $ 535,000 $ 178,333 $ 84,000
Yavapai, Arizona 3 $ 383,000 $ 127,666 $ 86,000
Saline, Arkansas 3 $ 356,000 $ 118,666 $ 53,000
Amador, California 3 $ 458,000 $ 152,666 $ 102,000
Lake, California 3 $ 816,000 $ 272,000 $ 179,000
Marin, California 3 $ 1,258,000 $ 419,333 $ 158,000
Mariposa, California 3 $ 721,000 $ 240,333 $ 144,000
Sutter, California 3 $ 566,000 $ 188,666 $ 92,000
Garfield, Colorado 3 $ 402,000 $ 134,000 $ 81,000
Montrose, Colorado 3 $ 1,768,000 $ 589,333 $ 367,000
Windham, Connecticut 3 $ 399,000 $ 133,000 $ 80,000
Citrus, Florida 3 $ 432,000 $ 144,000 $ 69,000
Leon, Florida 3 $ 244,000 $ 81,333 $ 58,000
Santa Rosa, Florida 3 $ 1,542,000 $ 514,000 $ 192,000
Jackson, Georgia 3 $ 1,019,000 $ 339,666 $ 58,000
Elmore, Idaho 3 $ 365,000 $ 121,666 $ 77,000
Owyhee, Idaho 3 $ 562,000 $ 187,333 $ 141,000
Calhoun, Illinois 3 $ 127,000 $ 42,333 $ 78,000
Champaign, Illinois 3 $ 820,000 $ 273,333 $ 181,000
DeKalb, Illinois 3 $ 415,000 $ 138,333 $ 37,000
Livingston, Illinois 3 $ 320,000 $ 106,666 $ 203,000
Marshall, Illinois 3 $ 371,000 $ 123,666 $ 49,000
Richland, Illinois 3 $ 149,000 $ 49,666 $ 66,000
Whiteside, Illinois 3 $ 191,000 $ 63,666 $ 66,000
Johnson, Kansas 3 $ 2,013,000 $ 671,000 $ 252,000
Cumberland, Maine 3 $ 610,000 $ 203,333 $ 20,000
Harford, Maryland 3 $ 272,000 $ 90,666 $ 62,000
Worcester, Maryland 3 $ 295,000 $ 98,333 $ 39,000
Eaton, Michigan 3 $ 255,000 $ 85,000 $ 35,000
Kalamazoo, Michigan 3 $ 3,777,000 $ 1,259,000 $ 54,000
Lapeer, Michigan 3 $ 250,000 $ 83,333 $ 36,000
Kanabec, Minnesota 3 $ 272,000 $ 90,666 $ 109,000
Le Sueur, Minnesota 3 $ 546,000 $ 182,000 $ 72,000
Nicollet, Minnesota 3 $ 109,000 $ 36,333 $ 44,000
Washington, Minnesota 3 $ 404,000 $ 134,666 $ 64,000
Callaway, Missouri 3 $ 532,000 $ 177,333 $ 126,000
Maries, Missouri 3 $ 399,000 $ 133,000 $ 48,000
Perry, Missouri 3 $ 370,000 $ 123,333 $ 41,000
Pike, Missouri 3 $ 345,000 $ 115,000 $ 62,000
Flathead, Montana 3 $ 1,244,000 $ 414,666 $ 167,000
Gallatin, Montana 3 $ 853,000 $ 284,333 $ 170,000
Carson City, Nevada 3 $ 585,000 $ 195,000 $ 62,000
Douglas, Nevada 3 $ 1,420,000 $ 473,333 $ 304,000
Lyon, Nevada 3 $ 423,000 $ 141,000 $ 50,000
Nye, Nevada 3 $ 666,000 $ 222,000 $ 171,000
Davidson, North Carolina 3 $ 314,000 $ 104,666 $ 50,000
Montgomery, Ohio 3 $ 222,000 $ 74,000 $ 57,000
Summit, Ohio 3 $ 335,000 $ 111,666 $ 291,000
Tulsa, Oklahoma 3 $ 422,000 $ 140,666 $ 59,000
Greenville, South Carolina 3 $ 248,000 $ 82,666 $ 52,000
Horry, South Carolina 3 $ 415,000 $ 138,333 $ 165,000
York, South Carolina 3 $ 288,000 $ 96,000 $ 30,000
Cameron, Texas 3 $ 346,000 $ 115,333 $ 46,000
Jefferson, Texas 3 $ 784,000 $ 261,333 $ 137,000
Liberty, Texas 3 $ 496,000 $ 165,333 $ 76,000
Rockwall, Texas 3 $ 304,000 $ 101,333 $ 524,000
Smith, Texas 3 $ 333,000 $ 111,000 $ 0
Tooele, Utah 3 $ 339,000 $ 113,000 $ 47,000
Kenosha, Wisconsin 3 $ 257,000 $ 85,666 $ 34,000
Gila, Arizona 2 $ 175,000 $ 87,500 $ 73,000
Perry, Arkansas 2 $ 140,000 $ 70,000 $ 58,000
Colusa, California 2 $ 643,000 $ 321,500 $ 73,000
Glenn, California 2 $ 643,000 $ 321,500 $ 68,000
Siskiyou, California 2 $ 160,000 $ 80,000 $ 68,000
Clear Creek, Colorado 2 $ 228,000 $ 114,000 $ 52,000
Delta, Colorado 2 $ 113,000 $ 56,500 $ 57,000
Litchfield, Connecticut 2 $ 551,000 $ 275,500 $ 118,000
Middlesex, Connecticut 2 $ 729,000 $ 364,500 $ 145,000
District of Columbia, District Of Columbia 2 $ 850,000 $ 425,000 $ 198,000
Coweta, Georgia 2 $ 105,000 $ 52,500 $ 75,000
Forsyth, Georgia 2 $ 337,000 $ 168,500 $ 133,000
Rockdale, Georgia 2 $ 636,000 $ 318,000 $ 43,000
Walton, Georgia 2 $ 1,735,000 $ 867,500 $ 185,000
Adams, Idaho 2 $ 174,000 $ 87,000 $ 47,000
Bannock, Idaho 2 $ 330,000 $ 165,000 $ 117,000
Jefferson, Idaho 2 $ 370,000 $ 185,000 $ 54,000
Madison, Idaho 2 $ 339,000 $ 169,500 $ 228,000
Nez Perce, Idaho 2 $ 371,000 $ 185,500 $ 107,000
Twin Falls, Idaho 2 $ 285,000 $ 142,500 $ 103,000
Crawford, Illinois 2 $ 122,000 $ 61,000 $ 105,000
De Witt, Illinois 2 $ 113,000 $ 56,500 $ 27,000
Hancock, Illinois 2 $ 94,000 $ 47,000 $ 32,000
Jo Daviess, Illinois 2 $ 340,000 $ 170,000 $ 83,000
Macon, Illinois 2 $ 77,000 $ 38,500 $ 28,000
Mason, Illinois 2 $ 265,000 $ 132,500 $ 149,000
McDonough, Illinois 2 $ 147,000 $ 73,500 $ 59,000
Rock Island, Illinois 2 $ 3,231,000 $ 1,615,500 $ 122,000
Shelby, Illinois 2 $ 217,000 $ 108,500 $ 59,000
Union, Illinois 2 $ 176,000 $ 88,000 $ 89,000
Washington, Illinois 2 $ 121,000 $ 60,500 $ 43,000
Brown, Indiana 2 $ 133,000 $ 66,500 $ 61,000
Franklin, Indiana 2 $ 132,000 $ 66,000 $ 144,000
Jackson, Indiana 2 $ 201,000 $ 100,500 $ 44,000
Knox, Indiana 2 $ 285,000 $ 142,500 $ 61,000
Monroe, Indiana 2 $ 252,000 $ 126,000 $ 61,000
Morgan, Indiana 2 $ 246,000 $ 123,000 $ 33,000
Polk, Iowa 2 $ 691,000 $ 345,500 $ 103,000
McCracken, Kentucky 2 $ 235,000 $ 117,500 $ 31,000
Oldham, Kentucky 2 $ 194,000 $ 97,000 $ 0
Simpson, Kentucky 2 $ 240,000 $ 120,000 $ 52,000
Hancock, Maine 2 $ 270,000 $ 135,000 $ 33,000
York, Maine 2 $ 96,000 $ 48,000 $ 50,000
Wicomico, Maryland 2 $ 203,000 $ 101,500 $ 88,000
Barnstable, Massachusetts 2 $ 267,000 $ 133,500 $ 86,000
Barry, Michigan 2 $ 121,000 $ 60,500 $ 172,000
Clay, Minnesota 2 $ 166,000 $ 83,000 $ 43,000
Isanti, Minnesota 2 $ 292,000 $ 146,000 $ 127,000
Sherburne, Minnesota 2 $ 848,000 $ 424,000 $ 672,000
Wright, Minnesota 2 $ 506,000 $ 253,000 $ 117,000
Jackson, Mississippi 2 $ 269,000 $ 134,500 $ 69,000
Madison, Mississippi 2 $ 275,000 $ 137,500 $ 70,000
Marshall, Mississippi 2 $ 326,000 $ 163,000 $ 55,000
Pearl River, Mississippi 2 $ 200,000 $ 100,000 $ 43,000
Crawford, Missouri 2 $ 58,000 $ 29,000 $ 44,000
Iron, Missouri 2 $ 313,000 $ 156,500 $ 64,000
Johnson, Missouri 2 $ 376,000 $ 188,000 $ 83,000
Lewis and Clark, Montana 2 $ 171,000 $ 85,500 $ 47,000
Ravalli, Montana 2 $ 300,000 $ 150,000 $ 71,000
Douglas, Nebraska 2 $ 280,000 $ 140,000 $ 76,000
Lancaster, Nebraska 2 $ 251,000 $ 125,500 $ 47,000
Coos, New Hampshire 2 $ 136,000 $ 68,000 $ 73,000
Camden, New Jersey 2 $ 720,000 $ 360,000 $ 540,000
Kings, New York 2 $ 669,000 $ 334,500 $ 159,000
Suffolk, New York 2 $ 670,000 $ 335,000 $ 88,000
Washington, New York 2 $ 271,000 $ 135,500 $ 59,000
Cleveland, North Carolina 2 $ 102,000 $ 51,000 $ 28,000
Durham, North Carolina 2 $ 245,000 $ 122,500 $ 103,000
Gaston, North Carolina 2 $ 279,000 $ 139,500 $ 66,000
Harnett, North Carolina 2 $ 152,000 $ 76,000 $ 73,000
Henderson, North Carolina 2 $ 150,000 $ 75,000 $ 173,000
Johnston, North Carolina 2 $ 850,000 $ 425,000 $ 169,000
Erie, Ohio 2 $ 77,000 $ 38,500 $ 42,000
Cleveland, Oklahoma 2 $ 301,000 $ 150,500 $ 34,000
Oklahoma, Oklahoma 2 $ 443,000 $ 221,500 $ 92,000
Douglas, Oregon 2 $ 243,000 $ 121,500 $ 34,000
Klamath, Oregon 2 $ 285,000 $ 142,500 $ 342,000
Linn, Oregon 2 $ 316,000 $ 158,000 $ 102,000
Umatilla, Oregon 2 $ 303,000 $ 151,500 $ 55,000
Allegheny, Pennsylvania 2 $ 218,000 $ 109,000 $ 94,000
Cumberland, Pennsylvania 2 $ 280,000 $ 140,000 $ 107,000
Erie, Pennsylvania 2 $ 108,000 $ 54,000 $ 58,000
Lancaster, Pennsylvania 2 $ 878,000 $ 439,000 $ 127,000
Washington, Pennsylvania 2 $ 232,000 $ 116,000 $ 80,000
Wyoming, Pennsylvania 2 $ 110,000 $ 55,000 $ 25,000
Bristol, Rhode Island 2 $ 318,000 $ 159,000 $ 3,000
Kent, Rhode Island 2 $ 137,000 $ 68,500 $ 113,000
Newport, Rhode Island 2 $ 585,000 $ 292,500 $ 168,000
Anderson, South Carolina 2 $ 158,000 $ 79,000 $ 15,000
Berkeley, South Carolina 2 $ 565,000 $ 282,500 $ 125,000
Florence, South Carolina 2 $ 128,000 $ 64,000 $ 36,000
Greenwood, South Carolina 2 $ 160,000 $ 80,000 $ 51,000
Davidson, Tennessee 2 $ 195,000 $ 97,500 $ 67,000
Fayette, Tennessee 2 $ 137,000 $ 68,500 $ 51,000
Maury, Tennessee 2 $ 290,000 $ 145,000 $ 240,000
Robertson, Tennessee 2 $ 110,000 $ 55,000 $ 60,000
Sevier, Tennessee 2 $ 449,000 $ 224,500 $ 113,000
Ellis, Texas 2 $ 485,000 $ 242,500 $ 107,000
Fannin, Texas 2 $ 116,000 $ 58,000 $ 64,000
Hill, Texas 2 $ 478,000 $ 239,000 $ 102,000
Lubbock, Texas 2 $ 98,000 $ 49,000 $ 58,000
Orange, Texas 2 $ 91,000 $ 45,500 $ 58,000
Wise, Texas 2 $ 40,000 $ 20,000 $ 109,000
Carbon, Utah 2 $ 285,000 $ 142,500 $ 95,000
Summit, Utah 2 $ 3,978,000 $ 1,989,000 $ 53,000
Essex, Virginia 2 $ 450,000 $ 225,000 $ 212,000
King George, Virginia 2 $ 695,000 $ 347,500 $ 264,000
Manassas, Virginia 2 $ 220,000 $ 110,000 $ 84,000
Norfolk, Virginia 2 $ 334,000 $ 167,000 $ 70,000
Northampton, Virginia 2 $ 957,000 $ 478,500 $ 386,000
Spotsylvania, Virginia 2 $ 1,393,000 $ 696,500 $ 418,000
Stafford, Virginia 2 $ 680,000 $ 340,000 $ 132,000
Page:

Mortgage Loan Application Detail Totals for First Bank in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,517 $1,638,571,000 $217,000 $4,000,000 $107,000 $2,810,000
Refinancing 5,373 $1,335,617,000 $248,000 $6,363,000 $105,000 $4,736,000
Home Improvement 1,288 $201,675,000 $156,000 $1,950,000 $92,000 $4,717,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,557 $1,065,863,000 $191,000 $3,238,000 $107,000 $4,736,000
Hispanic 4,480 $1,103,235,000 $246,000 $2,340,000 $97,000 $1,103,000
Black or African American 1,833 $389,061,000 $212,000 $2,568,000 $100,000 $2,000,000
Not Provided 1,319 $310,271,000 $235,000 $6,363,000 $123,000 $2,810,000
Asian 652 $215,371,000 $330,000 $3,000,000 $143,000 $2,060,000
Not applicable 166 $45,578,000 $274,000 $4,000,000 $0 $0
Native Hawaiian or Other Pacific Islander 123 $37,375,000 $303,000 $784,000 $128,000 $378,000
American Indian or Alaskan Native 48 $9,109,000 $189,000 $628,000 $99,000 $264,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,052 $3,162,596,000 $225,000 $6,363,000 $106,000 $4,736,000
FHA-insured (Federal Housing Administration) 66 $6,979,000 $105,000 $207,000 $43,000 $97,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 47 $4,451,000 $94,000 $246,000 $35,000 $62,000
VA-guaranteed (Veterans Administration) 13 $1,837,000 $141,000 $220,000 $44,000 $96,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 7,023 $1,815,500,000 $258,000 $6,363,000 $118,000 $4,736,000
Loan Originated 4,265 $680,174,000 $159,000 $4,000,000 $86,000 $2,810,000
Application Approved But Not Accepted 1,889 $465,701,000 $246,000 $4,000,000 $105,000 $2,279,000
Application Withdrawn By Applicant 604 $142,103,000 $235,000 $1,420,000 $116,000 $1,800,000
Preapproval Denied by Financial Institution 262 $34,143,000 $130,000 $675,000 $49,000 $320,000
File Closed For Incompleteness 109 $36,093,000 $331,000 $1,775,000 $117,000 $479,000
Loan Purchased By The Institution 26 $2,149,000 $82,000 $201,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2,626 $564,314,000 $214,000 $6,363,000 $102,000 $2,658,000
Other 1,443 $413,024,000 $286,000 $3,000,000 $144,000 $4,736,000
Unverifiable Information 1,027 $309,678,000 $301,000 $3,238,000 $134,000 $1,200,000
Debt-To-Income Ratio 1,000 $234,251,000 $234,000 $1,800,000 $82,000 $739,000
Collateral 806 $223,189,000 $276,000 $1,950,000 $129,000 $2,060,000
Employment History 251 $70,688,000 $281,000 $980,000 $107,000 $534,000
Insufficient Cash (Downpayment, Closing Cost) 92 $22,100,000 $240,000 $900,000 $100,000 $432,000
Credit Application Incomplete 37 $12,059,000 $325,000 $1,200,000 $221,000 $1,380,000
Mortgage Insurance Denied 3 $340,000 $113,000 $144,000 $57,000 $77,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

Download the Missouri Lender List