First Choice Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
First Choice Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Choice Bank 669 Whitehead Road Lawrenceville, NJ 08648 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 2,492 |
| Total Mortgage Loan Application Amount | $725,036,000 |
| Average Mortgage Loan Application Amount | $221,666 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $102,333 |
| Highest Applicant Income | $3,811,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with First Choice Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Choice Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down First Choice Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Choice Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Choice Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Choice Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Monmouth County New Jersey | 215 | $ 69,813,000 | $ 324,000 | $ 133,000 |
| Bergen County New Jersey | 107 | $ 43,616,000 | $ 407,000 | $ 203,000 |
| Richmond County New York | 107 | $ 38,153,000 | $ 356,000 | $ 112,000 |
| Middlesex County New Jersey | 103 | $ 28,569,000 | $ 277,000 | $ 103,000 |
| Ocean County New Jersey | 97 | $ 26,843,000 | $ 276,000 | $ 146,000 |
| Morris County New Jersey | 93 | $ 34,180,000 | $ 367,000 | $ 221,000 |
| Mercer County New Jersey | 81 | $ 22,640,000 | $ 279,000 | $ 166,000 |
| Essex County New Jersey | 75 | $ 27,311,000 | $ 364,000 | $ 150,000 |
| Union County New Jersey | 73 | $ 24,428,000 | $ 334,000 | $ 156,000 |
| Broward County Florida | 63 | $ 12,244,000 | $ 194,000 | $ 94,000 |
| Somerset County New Jersey | 53 | $ 20,545,000 | $ 387,000 | $ 247,000 |
| Kings County New York | 42 | $ 15,973,000 | $ 380,000 | $ 119,000 |
| Nassau County New York | 37 | $ 12,948,000 | $ 349,000 | $ 127,000 |
| Hudson County New Jersey | 36 | $ 12,968,000 | $ 360,000 | $ 135,000 |
| Los Angeles County California | 35 | $ 12,196,000 | $ 348,000 | $ 127,000 |
| New York County New York | 34 | $ 15,419,000 | $ 453,000 | $ 236,000 |
| Suffolk County New York | 34 | $ 10,324,000 | $ 303,000 | $ 137,000 |
| Cook County Illinois | 29 | $ 7,199,000 | $ 248,000 | $ 99,000 |
| Allegheny County Pennsylvania | 25 | $ 5,306,000 | $ 212,000 | $ 125,000 |
| Queens County New York | 23 | $ 7,014,000 | $ 304,000 | $ 98,000 |
| Westchester County New York | 23 | $ 10,761,000 | $ 467,000 | $ 214,000 |
| Burlington County New Jersey | 22 | $ 5,138,000 | $ 233,000 | $ 133,000 |
| Palm Beach County Florida | 21 | $ 5,052,000 | $ 240,000 | $ 91,000 |
| Miami-Dade County Florida | 20 | $ 5,835,000 | $ 291,000 | $ 185,000 |
| Bucks County Pennsylvania | 17 | $ 4,702,000 | $ 276,000 | $ 211,000 |
| Orange County Florida | 16 | $ 2,879,000 | $ 179,000 | $ 82,000 |
| Middlesex County Massachusetts | 16 | $ 4,797,000 | $ 299,000 | $ 112,000 |
| Passaic County New Jersey | 16 | $ 5,347,000 | $ 334,000 | $ 128,000 |
| Sussex County New Jersey | 14 | $ 3,950,000 | $ 282,000 | $ 95,000 |
| Fairfax County Virginia | 14 | $ 5,827,000 | $ 416,000 | $ 135,000 |
| Philadelphia County Pennsylvania | 13 | $ 2,840,000 | $ 218,000 | $ 82,000 |
| Maricopa County Arizona | 12 | $ 3,171,000 | $ 264,000 | $ 162,000 |
| Fairfield County Connecticut | 12 | $ 4,584,000 | $ 382,000 | $ 130,000 |
| Warren County New Jersey | 11 | $ 2,678,000 | $ 243,000 | $ 104,000 |
| Lancaster County Pennsylvania | 11 | $ 2,085,000 | $ 189,000 | $ 88,000 |
| Montgomery County Maryland | 10 | $ 3,577,000 | $ 357,000 | $ 94,000 |
| Bronx County New York | 10 | $ 3,039,000 | $ 303,000 | $ 90,000 |
| Rockland County New York | 10 | $ 3,587,000 | $ 358,000 | $ 165,000 |
| Chester County Pennsylvania | 10 | $ 3,008,000 | $ 300,000 | $ 139,000 |
| Polk County Florida | 9 | $ 840,000 | $ 93,000 | $ 69,000 |
| Fulton County Georgia | 9 | $ 1,814,000 | $ 201,000 | $ 77,000 |
| Worcester County Massachusetts | 9 | $ 2,141,000 | $ 237,000 | $ 80,000 |
| Camden County New Jersey | 9 | $ 1,856,000 | $ 206,000 | $ 94,000 |
| Westmoreland County Pennsylvania | 9 | $ 1,793,000 | $ 199,000 | $ 83,000 |
| Riverside County California | 8 | $ 1,554,000 | $ 194,000 | $ 82,000 |
| San Diego County California | 8 | $ 2,398,000 | $ 299,000 | $ 115,000 |
| Hartford County Connecticut | 8 | $ 1,672,000 | $ 209,000 | $ 90,000 |
| Lee County Florida | 8 | $ 1,276,000 | $ 159,000 | $ 154,000 |
| Osceola County Florida | 8 | $ 1,282,000 | $ 160,000 | $ 160,000 |
| Cape May County New Jersey | 8 | $ 5,857,000 | $ 732,000 | $ 637,000 |
| Erie County Pennsylvania | 8 | $ 1,080,000 | $ 135,000 | $ 52,000 |
| Montgomery County Pennsylvania | 8 | $ 2,080,000 | $ 260,000 | $ 119,000 |
| Orange County California | 7 | $ 2,741,000 | $ 391,000 | $ 104,000 |
| Forsyth County Georgia | 7 | $ 1,929,000 | $ 275,000 | $ 77,000 |
| Baltimore City County Maryland | 7 | $ 1,489,000 | $ 212,000 | $ 69,000 |
| Prince George's County Maryland | 7 | $ 1,834,000 | $ 262,000 | $ 108,000 |
| Norfolk County Massachusetts | 7 | $ 2,195,000 | $ 313,000 | $ 114,000 |
| Suffolk County Massachusetts | 7 | $ 1,850,000 | $ 264,000 | $ 109,000 |
| Hunterdon County New Jersey | 7 | $ 3,509,000 | $ 501,000 | $ 131,000 |
| Northampton County Pennsylvania | 7 | $ 1,469,000 | $ 209,000 | $ 63,000 |
| York County Pennsylvania | 7 | $ 885,000 | $ 126,000 | $ 63,000 |
| Harris County Texas | 7 | $ 1,472,000 | $ 210,000 | $ 196,000 |
| Ventura County California | 6 | $ 2,192,000 | $ 365,000 | $ 120,000 |
| New Haven County Connecticut | 6 | $ 1,628,000 | $ 271,000 | $ 119,000 |
| Collier County Florida | 6 | $ 1,996,000 | $ 332,000 | $ 178,000 |
| DuPage County Illinois | 6 | $ 1,125,000 | $ 187,000 | $ 77,000 |
| Will County Illinois | 6 | $ 1,312,000 | $ 218,000 | $ 121,000 |
| Washoe County Nevada | 6 | $ 1,473,000 | $ 245,000 | $ 246,000 |
| Loudoun County Virginia | 6 | $ 1,777,000 | $ 296,000 | $ 99,000 |
| Jefferson County Alabama | 5 | $ 557,000 | $ 111,000 | $ 56,000 |
| Kern County California | 5 | $ 904,000 | $ 180,000 | $ 80,000 |
| San Francisco County California | 5 | $ 2,781,000 | $ 556,000 | $ 122,000 |
| San Mateo County California | 5 | $ 2,936,000 | $ 587,000 | $ 183,000 |
| Sussex County Delaware | 5 | $ 1,381,000 | $ 276,000 | $ 192,000 |
| District of Columbia County District Of Columbia | 5 | $ 2,339,000 | $ 467,000 | $ 165,000 |
| DeKalb County Georgia | 5 | $ 874,000 | $ 174,000 | $ 43,000 |
| Orleans County Louisiana | 5 | $ 1,193,000 | $ 238,000 | $ 136,000 |
| Oakland County Michigan | 5 | $ 857,000 | $ 171,000 | $ 175,000 |
| Jackson County Mississippi | 5 | $ 829,000 | $ 165,000 | $ 74,000 |
| Gloucester County New Jersey | 5 | $ 1,165,000 | $ 233,000 | $ 88,000 |
| Orange County New York | 5 | $ 1,121,000 | $ 224,000 | $ 69,000 |
| Mecklenburg County North Carolina | 5 | $ 1,008,000 | $ 201,000 | $ 72,000 |
| Wake County North Carolina | 5 | $ 1,650,000 | $ 330,000 | $ 128,000 |
| Franklin County Ohio | 5 | $ 1,094,000 | $ 218,000 | $ 118,000 |
| Multnomah County Oregon | 5 | $ 1,324,000 | $ 264,000 | $ 110,000 |
| Butler County Pennsylvania | 5 | $ 1,013,000 | $ 202,000 | $ 74,000 |
| Monroe County Pennsylvania | 5 | $ 796,000 | $ 159,000 | $ 83,000 |
| Providence County Rhode Island | 5 | $ 1,152,000 | $ 230,000 | $ 143,000 |
| King County Washington | 5 | $ 1,594,000 | $ 318,000 | $ 96,000 |
| Contra Costa County California | 4 | $ 1,518,000 | $ 379,000 | $ 88,000 |
| Pinellas County Florida | 4 | $ 340,000 | $ 85,000 | $ 58,000 |
| St. Johns County Florida | 4 | $ 1,037,000 | $ 259,000 | $ 73,000 |
| Volusia County Florida | 4 | $ 725,000 | $ 181,000 | $ 74,000 |
| Cherokee County Georgia | 4 | $ 839,000 | $ 209,000 | $ 90,000 |
| Cobb County Georgia | 4 | $ 948,000 | $ 237,000 | $ 101,000 |
| Gwinnett County Georgia | 4 | $ 689,000 | $ 172,000 | $ 24,000 |
| Kane County Illinois | 4 | $ 836,000 | $ 209,000 | $ 78,000 |
| East Baton Rouge County Louisiana | 4 | $ 688,000 | $ 172,000 | $ 63,000 |
| Anne Arundel County Maryland | 4 | $ 1,336,000 | $ 334,000 | $ 157,000 |
| Hennepin County Minnesota | 4 | $ 859,000 | $ 214,000 | $ 67,000 |
| Albany County New York | 4 | $ 966,000 | $ 241,000 | $ 113,000 |
| Dutchess County New York | 4 | $ 962,000 | $ 240,000 | $ 115,000 |
| Erie County New York | 4 | $ 429,000 | $ 107,000 | $ 65,000 |
| Putnam County New York | 4 | $ 1,205,000 | $ 301,000 | $ 110,000 |
| Cuyahoga County Ohio | 4 | $ 378,000 | $ 94,000 | $ 65,000 |
| Tuscarawas County Ohio | 4 | $ 769,000 | $ 192,000 | $ 247,000 |
| Deschutes County Oregon | 4 | $ 1,181,000 | $ 295,000 | $ 87,000 |
| Lehigh County Pennsylvania | 4 | $ 787,000 | $ 196,000 | $ 66,000 |
| Denton County Texas | 4 | $ 970,000 | $ 242,000 | $ 98,000 |
| Travis County Texas | 4 | $ 606,000 | $ 151,000 | $ 86,000 |
| Etowah County Alabama | 3 | $ 323,000 | $ 107,000 | $ 54,000 |
| Sacramento County California | 3 | $ 433,000 | $ 144,000 | $ 72,000 |
| San Bernardino County California | 3 | $ 871,000 | $ 290,000 | $ 136,000 |
| Seminole County Florida | 3 | $ 497,000 | $ 165,000 | $ 58,000 |
| Lake County Illinois | 3 | $ 461,000 | $ 153,000 | $ 63,000 |
| Howard County Maryland | 3 | $ 1,039,000 | $ 346,000 | $ 104,000 |
| Clark County Nevada | 3 | $ 728,000 | $ 242,000 | $ 82,000 |
| Hillsborough County New Hampshire | 3 | $ 880,000 | $ 293,000 | $ 100,000 |
| Atlantic County New Jersey | 3 | $ 905,000 | $ 301,000 | $ 249,000 |
| Rensselaer County New York | 3 | $ 473,000 | $ 157,000 | $ 63,000 |
| Brunswick County North Carolina | 3 | $ 671,000 | $ 223,000 | $ 72,000 |
| Orange County North Carolina | 3 | $ 947,000 | $ 315,000 | $ 234,000 |
| Warren County Ohio | 3 | $ 343,000 | $ 114,000 | $ 107,000 |
| Beaver County Pennsylvania | 3 | $ 330,000 | $ 110,000 | $ 65,000 |
| Cumberland County Pennsylvania | 3 | $ 477,000 | $ 159,000 | $ 57,000 |
| Dauphin County Pennsylvania | 3 | $ 343,000 | $ 114,000 | $ 45,000 |
| Northumberland County Pennsylvania | 3 | $ 261,000 | $ 87,000 | $ 20,000 |
| Pike County Pennsylvania | 3 | $ 504,000 | $ 168,000 | $ 118,000 |
| Beaufort County South Carolina | 3 | $ 459,000 | $ 153,000 | $ 43,000 |
| Charleston County South Carolina | 3 | $ 545,000 | $ 181,000 | $ 94,000 |
| Tarrant County Texas | 3 | $ 408,000 | $ 136,000 | $ 87,000 |
| Chesapeake County Virginia | 3 | $ 791,000 | $ 263,000 | $ 114,000 |
| Prince William County Virginia | 3 | $ 521,000 | $ 173,000 | $ 186,000 |
| York County Virginia | 3 | $ 754,000 | $ 251,000 | $ 85,000 |
| Coconino County Arizona | 2 | $ 562,000 | $ 281,000 | $ 59,000 |
| Pima County Arizona | 2 | $ 956,000 | $ 478,000 | $ 135,000 |
| Fresno County California | 2 | $ 748,000 | $ 374,000 | $ 87,000 |
| Sonoma County California | 2 | $ 519,000 | $ 259,000 | $ 164,000 |
| Adams County Colorado | 2 | $ 344,000 | $ 172,000 | $ 131,000 |
| Pueblo County Colorado | 2 | $ 326,000 | $ 163,000 | $ 89,000 |
| Summit County Colorado | 2 | $ 967,000 | $ 483,000 | $ 84,000 |
| New Castle County Delaware | 2 | $ 672,000 | $ 336,000 | $ 547,000 |
| Bay County Florida | 2 | $ 497,000 | $ 248,000 | $ 103,000 |
| Brevard County Florida | 2 | $ 368,000 | $ 184,000 | $ 49,000 |
| Clay County Florida | 2 | $ 239,000 | $ 119,000 | $ 89,000 |
| Duval County Florida | 2 | $ 266,000 | $ 133,000 | $ 99,000 |
| Escambia County Florida | 2 | $ 228,000 | $ 114,000 | $ 62,000 |
| Indian River County Florida | 2 | $ 458,000 | $ 229,000 | $ 337,000 |
| Lake County Florida | 2 | $ 250,000 | $ 125,000 | $ 38,000 |
| Sumter County Florida | 2 | $ 392,000 | $ 196,000 | $ 37,000 |
| Clayton County Georgia | 2 | $ 389,000 | $ 194,000 | $ 64,000 |
| Columbia County Georgia | 2 | $ 250,000 | $ 125,000 | $ 52,000 |
| Honolulu County Hawaii | 2 | $ 570,000 | $ 285,000 | $ 149,000 |
| Bonneville County Idaho | 2 | $ 530,000 | $ 265,000 | $ 113,000 |
| McHenry County Illinois | 2 | $ 345,000 | $ 172,000 | $ 73,000 |
| Sangamon County Illinois | 2 | $ 299,000 | $ 149,000 | $ 62,000 |
| St. Clair County Illinois | 2 | $ 203,000 | $ 101,000 | $ 73,000 |
| Tazewell County Illinois | 2 | $ 455,000 | $ 227,000 | $ 136,000 |
| Lake County Indiana | 2 | $ 274,000 | $ 137,000 | $ 55,000 |
| St. Joseph County Indiana | 2 | $ 587,000 | $ 293,000 | $ 142,000 |
| Polk County Iowa | 2 | $ 274,000 | $ 137,000 | $ 53,000 |
| Jefferson County Kentucky | 2 | $ 490,000 | $ 245,000 | $ 184,000 |
| Avoyelles County Louisiana | 2 | $ 328,000 | $ 164,000 | $ 97,000 |
| Jefferson County Louisiana | 2 | $ 304,000 | $ 152,000 | $ 57,000 |
| Livingston County Louisiana | 2 | $ 358,000 | $ 179,000 | $ 46,000 |
| Plaquemines County Louisiana | 2 | $ 495,000 | $ 247,000 | $ 148,000 |
| Cumberland County Maine | 2 | $ 589,000 | $ 294,000 | $ 252,000 |
| Baltimore County Maryland | 2 | $ 505,000 | $ 252,000 | $ 198,000 |
| Harford County Maryland | 2 | $ 483,000 | $ 241,000 | $ 139,000 |
| Barnstable County Massachusetts | 2 | $ 633,000 | $ 316,000 | $ 330,000 |
| Livingston County Michigan | 2 | $ 449,000 | $ 224,000 | $ 118,000 |
| Wayne County Michigan | 2 | $ 248,000 | $ 124,000 | $ 120,000 |
| Ramsey County Minnesota | 2 | $ 334,000 | $ 167,000 | $ 78,000 |
| Hinds County Mississippi | 2 | $ 390,000 | $ 195,000 | $ 38,000 |
| Lee County Mississippi | 2 | $ 489,000 | $ 244,000 | $ 307,000 |
| Jefferson County Missouri | 2 | $ 327,000 | $ 163,000 | $ 69,000 |
| Douglas County Nebraska | 2 | $ 252,000 | $ 126,000 | $ 75,000 |
| Grafton County New Hampshire | 2 | $ 531,000 | $ 265,000 | $ 216,000 |
| Bernalillo County New Mexico | 2 | $ 496,000 | $ 248,000 | $ 102,000 |
| Jefferson County New York | 2 | $ 327,000 | $ 163,000 | $ 100,000 |
| Otsego County New York | 2 | $ 279,000 | $ 139,000 | $ 38,000 |
| Saratoga County New York | 2 | $ 535,000 | $ 267,000 | $ 151,000 |
| Sullivan County New York | 2 | $ 527,000 | $ 263,000 | $ 170,000 |
| Alamance County North Carolina | 2 | $ 379,000 | $ 189,000 | $ 93,000 |
| Guilford County North Carolina | 2 | $ 452,000 | $ 226,000 | $ 86,000 |
| Iredell County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 78,000 |
| Union County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 47,000 |
| Hamilton County Ohio | 2 | $ 530,000 | $ 265,000 | $ 212,000 |
| Hardin County Ohio | 2 | $ 196,000 | $ 98,000 | $ 47,000 |
| Stark County Ohio | 2 | $ 206,000 | $ 103,000 | $ 45,000 |
| Summit County Ohio | 2 | $ 236,000 | $ 118,000 | $ 69,000 |
| Grady County Oklahoma | 2 | $ 360,000 | $ 180,000 | $ 204,000 |
| Jackson County Oregon | 2 | $ 408,000 | $ 204,000 | $ 54,000 |
| Delaware County Pennsylvania | 2 | $ 807,000 | $ 403,000 | $ 183,000 |
| Franklin County Pennsylvania | 2 | $ 369,000 | $ 184,000 | $ 54,000 |
| Washington County Pennsylvania | 2 | $ 435,000 | $ 217,000 | $ 80,000 |
| Horry County South Carolina | 2 | $ 478,000 | $ 239,000 | $ 103,000 |
| Fort Bend County Texas | 2 | $ 370,000 | $ 185,000 | $ 153,000 |
| Montgomery County Texas | 2 | $ 434,000 | $ 217,000 | $ 141,000 |
| Utah County Utah | 2 | $ 462,000 | $ 231,000 | $ 84,000 |
| Rutland County Vermont | 2 | $ 331,000 | $ 165,000 | $ 221,000 |
| Accomack County Virginia | 2 | $ 693,000 | $ 346,000 | $ 372,000 |
| Culpeper County Virginia | 2 | $ 296,000 | $ 148,000 | $ 73,000 |
| Goochland County Virginia | 2 | $ 882,000 | $ 441,000 | $ 276,000 |
| Henrico County Virginia | 2 | $ 356,000 | $ 178,000 | $ 55,000 |
| Newport News County Virginia | 2 | $ 345,000 | $ 172,000 | $ 56,000 |
| Poquoson County Virginia | 2 | $ 737,000 | $ 368,000 | $ 137,000 |
| Rockingham County Virginia | 2 | $ 295,000 | $ 147,000 | $ 42,000 |
| Shenandoah County Virginia | 2 | $ 279,000 | $ 139,000 | $ 42,000 |
| Virginia Beach County Virginia | 2 | $ 332,000 | $ 166,000 | $ 61,000 |
| Pierce County Washington | 2 | $ 321,000 | $ 160,000 | $ 67,000 |
| Snohomish County Washington | 2 | $ 322,000 | $ 161,000 | $ 92,000 |
| Autauga County Alabama | 1 | $ 118,000 | $ 118,000 | $ 44,000 |
| Dallas County Alabama | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| Greene County Alabama | 1 | $ 238,000 | $ 238,000 | $ 184,000 |
| Macon County Alabama | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Madison County Alabama | 1 | $ 74,000 | $ 74,000 | $ 75,000 |
| Shelby County Alabama | 1 | $ 255,000 | $ 255,000 | $ 224,000 |
| Tuscaloosa County Alabama | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Anchorage County Alaska | 1 | $ 156,000 | $ 156,000 | $ 66,000 |
| Mohave County Arizona | 1 | $ 154,000 | $ 154,000 | $ 97,000 |
| Yavapai County Arizona | 1 | $ 417,000 | $ 417,000 | $ 253,000 |
| Baxter County Arkansas | 1 | $ 111,000 | $ 111,000 | $ 40,000 |
| Lonoke County Arkansas | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 179,000 | $ 179,000 | $ 68,000 |
| Van Buren County Arkansas | 1 | $ 114,000 | $ 114,000 | $ 33,000 |
| Alameda County California | 1 | $ 200,000 | $ 200,000 | $ 117,000 |
| Del Norte County California | 1 | $ 257,000 | $ 257,000 | $ 66,000 |
| Humboldt County California | 1 | $ 264,000 | $ 264,000 | $ 60,000 |
| Mariposa County California | 1 | $ 534,000 | $ 534,000 | $ 247,000 |
| Placer County California | 1 | $ 417,000 | $ 417,000 | $ 93,000 |
| San Joaquin County California | 1 | $ 346,000 | $ 346,000 | $ 69,000 |
| San Luis Obispo County California | 1 | $ 353,000 | $ 353,000 | $ 110,000 |
| Santa Clara County California | 1 | $ 420,000 | $ 420,000 | $ 142,000 |
| Santa Cruz County California | 1 | $ 417,000 | $ 417,000 | $ 174,000 |
| Solano County California | 1 | $ 160,000 | $ 160,000 | $ 44,000 |
| Stanislaus County California | 1 | $ 138,000 | $ 138,000 | $ 44,000 |
| Arapahoe County Colorado | 1 | $ 266,000 | $ 266,000 | $ 124,000 |
| Douglas County Colorado | 1 | $ 184,000 | $ 184,000 | $ 84,000 |
| Eagle County Colorado | 1 | $ 1,420,000 | $ 1,420,000 | $ 410,000 |
| El Paso County Colorado | 1 | $ 209,000 | $ 209,000 | $ 45,000 |
| Logan County Colorado | 1 | $ 97,000 | $ 97,000 | $ 90,000 |
| Litchfield County Connecticut | 1 | $ 250,000 | $ 250,000 | $ 215,000 |
| Flagler County Florida | 1 | $ 109,000 | $ 109,000 | $ 64,000 |
| Gadsden County Florida | 1 | $ 111,000 | $ 111,000 | $ 68,000 |
| Hillsborough County Florida | 1 | $ 50,000 | $ 50,000 | $ 83,000 |
| Leon County Florida | 1 | $ 241,000 | $ 241,000 | $ 65,000 |
| Martin County Florida | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Okaloosa County Florida | 1 | $ 171,000 | $ 171,000 | $ 54,000 |
| Pasco County Florida | 1 | $ 162,000 | $ 162,000 | $ 52,000 |
| Sarasota County Florida | 1 | $ 182,000 | $ 182,000 | $ 197,000 |
| St. Lucie County Florida | 1 | $ 136,000 | $ 136,000 | $ 60,000 |
| Chatham County Georgia | 1 | $ 154,000 | $ 154,000 | $ 62,000 |
| Coweta County Georgia | 1 | $ 237,000 | $ 237,000 | $ 91,000 |
| Effingham County Georgia | 1 | $ 356,000 | $ 356,000 | $ 92,000 |
| Jackson County Georgia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| McIntosh County Georgia | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Muscogee County Georgia | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Oglethorpe County Georgia | 1 | $ 390,000 | $ 390,000 | $ 96,000 |
| Walton County Georgia | 1 | $ 126,000 | $ 126,000 | $ 38,000 |
| Maui County Hawaii | 1 | $ 281,000 | $ 281,000 | $ 55,000 |
| Blaine County Idaho | 1 | $ 417,000 | $ 417,000 | $ 196,000 |
| Champaign County Illinois | 1 | $ 127,000 | $ 127,000 | $ 84,000 |
| Kendall County Illinois | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| LaSalle County Illinois | 1 | $ 82,000 | $ 82,000 | $ 60,000 |
| Lee County Illinois | 1 | $ 167,000 | $ 167,000 | $ 45,000 |
| Macon County Illinois | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Hamilton County Indiana | 1 | $ 138,000 | $ 138,000 | $ 35,000 |
| Marion County Indiana | 1 | $ 78,000 | $ 78,000 | $ 59,000 |
| Black Hawk County Iowa | 1 | $ 127,000 | $ 127,000 | $ 73,000 |
| Pottawattamie County Iowa | 1 | $ 92,000 | $ 92,000 | $ 24,000 |
| Johnson County Kansas | 1 | $ 137,000 | $ 137,000 | $ 41,000 |
| Lawrence County Kentucky | 1 | $ 197,000 | $ 197,000 | $ 153,000 |
| Bossier County Louisiana | 1 | $ 147,000 | $ 147,000 | $ 102,000 |
| Calcasieu County Louisiana | 1 | $ 150,000 | $ 150,000 | $ 126,000 |
| Lincoln County Louisiana | 1 | $ 209,000 | $ 209,000 | $ 40,000 |
| Ouachita County Louisiana | 1 | $ 202,000 | $ 202,000 | $ 96,000 |
| Tangipahoa County Louisiana | 1 | $ 139,000 | $ 139,000 | $ 47,000 |
| Terrebonne County Louisiana | 1 | $ 132,000 | $ 132,000 | $ 97,000 |
| Knox County Maine | 1 | $ 312,000 | $ 312,000 | $ 187,000 |
| Oxford County Maine | 1 | $ 62,000 | $ 62,000 | $ 86,000 |
| Waldo County Maine | 1 | $ 309,000 | $ 309,000 | $ 122,000 |
| York County Maine | 1 | $ 333,000 | $ 333,000 | $ 93,000 |
| Carroll County Maryland | 1 | $ 223,000 | $ 223,000 | $ 76,000 |
| Cecil County Maryland | 1 | $ 211,000 | $ 211,000 | $ 43,000 |
| Charles County Maryland | 1 | $ 309,000 | $ 309,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 291,000 | $ 291,000 | $ 317,000 |
| Talbot County Maryland | 1 | $ 79,000 | $ 79,000 | $ 30,000 |
| Washington County Maryland | 1 | $ 193,000 | $ 193,000 | $ 60,000 |
| Bristol County Massachusetts | 1 | $ 283,000 | $ 283,000 | $ 113,000 |
| Essex County Massachusetts | 1 | $ 311,000 | $ 311,000 | $ 203,000 |
| Franklin County Massachusetts | 1 | $ 320,000 | $ 320,000 | $ 129,000 |
| Hampden County Massachusetts | 1 | $ 169,000 | $ 169,000 | $ 70,000 |
| Plymouth County Massachusetts | 1 | $ 610,000 | $ 610,000 | $ 146,000 |
| Genesee County Michigan | 1 | $ 149,000 | $ 149,000 | $ 45,000 |
| Kalamazoo County Michigan | 1 | $ 144,000 | $ 144,000 | $ 91,000 |
| Macomb County Michigan | 1 | $ 271,000 | $ 271,000 | $ 109,000 |
| Monroe County Michigan | 1 | $ 71,000 | $ 71,000 | $ 28,000 |
| Anoka County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 183,000 |
| Alcorn County Mississippi | 1 | $ 232,000 | $ 232,000 | $ 159,000 |
| DeSoto County Mississippi | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Harrison County Mississippi | 1 | $ 148,000 | $ 148,000 | $ 105,000 |
| Madison County Mississippi | 1 | $ 97,000 | $ 97,000 | $ 39,000 |
| Noxubee County Mississippi | 1 | $ 151,000 | $ 151,000 | $ 163,000 |
| Pike County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Pontotoc County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 34,000 |
| Tishomingo County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 21,000 |
| Camden County Missouri | 1 | $ 210,000 | $ 210,000 | $ 294,000 |
| Clay County Missouri | 1 | $ 588,000 | $ 588,000 | $ 146,000 |
| Grundy County Missouri | 1 | $ 69,000 | $ 69,000 | $ 57,000 |
| Henry County Missouri | 1 | $ 90,000 | $ 90,000 | $ 40,000 |
| St. Charles County Missouri | 1 | $ 220,000 | $ 220,000 | $ 89,000 |
| St. Louis County Missouri | 1 | $ 324,000 | $ 324,000 | $ 71,000 |
| Flathead County Montana | 1 | $ 417,000 | $ 417,000 | $ 172,000 |
| Musselshell County Montana | 1 | $ 222,000 | $ 222,000 | $ 86,000 |
| Carroll County New Hampshire | 1 | $ 233,000 | $ 233,000 | $ 115,000 |
| Rockingham County New Hampshire | 1 | $ 156,000 | $ 156,000 | $ 32,000 |
| Strafford County New Hampshire | 1 | $ 260,000 | $ 260,000 | $ 88,000 |
| Cumberland County New Jersey | 1 | $ 209,000 | $ 209,000 | $ 142,000 |
| Salem County New Jersey | 1 | $ 140,000 | $ 140,000 | $ 133,000 |
| Broome County New York | 1 | $ 77,000 | $ 77,000 | $ 45,000 |
| Essex County New York | 1 | $ 417,000 | $ 417,000 | $ 266,000 |
| Greene County New York | 1 | $ 160,000 | $ 160,000 | $ 168,000 |
| Oneida County New York | 1 | $ 150,000 | $ 150,000 | $ 75,000 |
| Onondaga County New York | 1 | $ 120,000 | $ 120,000 | $ 43,000 |
| Orleans County New York | 1 | $ 93,000 | $ 93,000 | $ 50,000 |
| Schenectady County New York | 1 | $ 148,000 | $ 148,000 | $ 63,000 |
| Steuben County New York | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Ulster County New York | 1 | $ 308,000 | $ 308,000 | $ 92,000 |
| Warren County New York | 1 | $ 417,000 | $ 417,000 | $ 141,000 |
| Alexander County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Bladen County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| Burke County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 20,000 |
| Cabarrus County North Carolina | 1 | $ 204,000 | $ 204,000 | $ 65,000 |
| Columbus County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 40,000 |
| Craven County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Dare County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 35,000 |
| Durham County North Carolina | 1 | $ 220,000 | $ 220,000 | $ 65,000 |
| Forsyth County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 53,000 |
| Granville County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 54,000 |
| Haywood County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 130,000 |
| Henderson County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Jackson County North Carolina | 1 | $ 367,000 | $ 367,000 | $ 136,000 |
| McDowell County North Carolina | 1 | $ 71,000 | $ 71,000 | $ 49,000 |
| Nash County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 60,000 |
| Onslow County North Carolina | 1 | $ 329,000 | $ 329,000 | $ 107,000 |
| Randolph County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 26,000 |
| Rutherford County North Carolina | 1 | $ 86,000 | $ 86,000 | $ 39,000 |
| Scotland County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 74,000 |
| Stanly County North Carolina | 1 | $ 86,000 | $ 86,000 | $ 35,000 |
| Surry County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 40,000 |
| Vance County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 195,000 |
| Yadkin County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 176,000 |
| Ashtabula County Ohio | 1 | $ 210,000 | $ 210,000 | $ 169,000 |
| Athens County Ohio | 1 | $ 153,000 | $ 153,000 | $ 67,000 |
| Clermont County Ohio | 1 | $ 321,000 | $ 321,000 | $ 185,000 |
| Geauga County Ohio | 1 | $ 301,000 | $ 301,000 | $ 450,000 |
| Mahoning County Ohio | 1 | $ 182,000 | $ 182,000 | $ 55,000 |
| Medina County Ohio | 1 | $ 114,000 | $ 114,000 | $ 48,000 |
| Miami County Ohio | 1 | $ 317,000 | $ 317,000 | $ 150,000 |
| Le Flore County Oklahoma | 1 | $ 92,000 | $ 92,000 | $ 40,000 |
| Murray County Oklahoma | 1 | $ 330,000 | $ 330,000 | $ 70,000 |
| Rogers County Oklahoma | 1 | $ 124,000 | $ 124,000 | $ 65,000 |
| Tulsa County Oklahoma | 1 | $ 89,000 | $ 89,000 | $ 55,000 |
| Wagoner County Oklahoma | 1 | $ 249,000 | $ 249,000 | $ 158,000 |
| Douglas County Oregon | 1 | $ 275,000 | $ 275,000 | $ 54,000 |
| Washington County Oregon | 1 | $ 372,000 | $ 372,000 | $ 70,000 |
| Columbia County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Jefferson County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 19,000 |
| Lackawanna County Pennsylvania | 1 | $ 223,000 | $ 223,000 | $ 57,000 |
| Lebanon County Pennsylvania | 1 | $ 187,000 | $ 187,000 | $ 68,000 |
| Wayne County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 11,000 |
| Kent County Rhode Island | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 164,000 | $ 164,000 | $ 56,000 |
| Berkeley County South Carolina | 1 | $ 127,000 | $ 127,000 | $ 119,000 |
| Kershaw County South Carolina | 1 | $ 51,000 | $ 51,000 | $ 35,000 |
| Lancaster County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 108,000 |
| Pickens County South Carolina | 1 | $ 44,000 | $ 44,000 | $ 22,000 |
| York County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
| Anderson County Tennessee | 1 | $ 340,000 | $ 340,000 | $ 191,000 |
| Knox County Tennessee | 1 | $ 317,000 | $ 317,000 | $ 135,000 |
| Loudon County Tennessee | 1 | $ 380,000 | $ 380,000 | $ 113,000 |
| Shelby County Tennessee | 1 | $ 76,000 | $ 76,000 | $ 31,000 |
| Sumner County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 75,000 |
| Bell County Texas | 1 | $ 253,000 | $ 253,000 | $ 0 |
| Bexar County Texas | 1 | $ 74,000 | $ 74,000 | $ 23,000 |
| Brazoria County Texas | 1 | $ 313,000 | $ 313,000 | $ 93,000 |
| Cameron County Texas | 1 | $ 202,000 | $ 202,000 | $ 98,000 |
| Collin County Texas | 1 | $ 191,000 | $ 191,000 | $ 54,000 |
| Dallas County Texas | 1 | $ 214,000 | $ 214,000 | $ 54,000 |
| El Paso County Texas | 1 | $ 91,000 | $ 91,000 | $ 66,000 |
| Hays County Texas | 1 | $ 189,000 | $ 189,000 | $ 198,000 |
| Hutchinson County Texas | 1 | $ 109,000 | $ 109,000 | $ 92,000 |
| San Jacinto County Texas | 1 | $ 235,000 | $ 235,000 | $ 296,000 |
| Stephens County Texas | 1 | $ 50,000 | $ 50,000 | $ 28,000 |
| Williamson County Texas | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Davis County Utah | 1 | $ 176,000 | $ 176,000 | $ 104,000 |
| Salt Lake County Utah | 1 | $ 132,000 | $ 132,000 | $ 53,000 |
| Arlington County Virginia | 1 | $ 448,000 | $ 448,000 | $ 113,000 |
| Augusta County Virginia | 1 | $ 156,000 | $ 156,000 | $ 49,000 |
| Chesterfield County Virginia | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Fauquier County Virginia | 1 | $ 272,000 | $ 272,000 | $ 86,000 |
| Frederick County Virginia | 1 | $ 70,000 | $ 70,000 | $ 14,000 |
| Gloucester County Virginia | 1 | $ 260,000 | $ 260,000 | $ 66,000 |
| Henry County Virginia | 1 | $ 189,000 | $ 189,000 | $ 102,000 |
| James City County Virginia | 1 | $ 384,000 | $ 384,000 | $ 124,000 |
| Madison County Virginia | 1 | $ 282,000 | $ 282,000 | $ 76,000 |
| Mathews County Virginia | 1 | $ 301,000 | $ 301,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 142,000 | $ 142,000 | $ 120,000 |
| Pittsylvania County Virginia | 1 | $ 305,000 | $ 305,000 | $ 38,000 |
| Stafford County Virginia | 1 | $ 364,000 | $ 364,000 | $ 117,000 |
| Waynesboro County Virginia | 1 | $ 113,000 | $ 113,000 | $ 56,000 |
| Chelan County Washington | 1 | $ 148,000 | $ 148,000 | $ 37,000 |
| Clark County Washington | 1 | $ 255,000 | $ 255,000 | $ 44,000 |
| Franklin County Washington | 1 | $ 107,000 | $ 107,000 | $ 32,000 |
| Lincoln County Washington | 1 | $ 165,000 | $ 165,000 | $ 108,000 |
| Skagit County Washington | 1 | $ 400,000 | $ 400,000 | $ 211,000 |
| Thurston County Washington | 1 | $ 90,000 | $ 90,000 | $ 99,000 |
| Whatcom County Washington | 1 | $ 412,000 | $ 412,000 | $ 70,000 |
| Jefferson County West Virginia | 1 | $ 148,000 | $ 148,000 | $ 121,000 |
| Pendleton County West Virginia | 1 | $ 239,000 | $ 239,000 | $ 53,000 |
| Wetzel County West Virginia | 1 | $ 272,000 | $ 272,000 | $ 55,000 |
| Columbia County Wisconsin | 1 | $ 240,000 | $ 240,000 | $ 166,000 |
| Douglas County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 48,000 |
| Green County Wisconsin | 1 | $ 302,000 | $ 302,000 | $ 159,000 |
| La Crosse County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 117,000 |
| Outagamie County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 154,000 |
| Ozaukee County Wisconsin | 1 | $ 417,000 | $ 417,000 | $ 139,000 |
| Sauk County Wisconsin | 1 | $ 338,000 | $ 338,000 | $ 189,000 |
| St. Croix County Wisconsin | 1 | $ 240,000 | $ 240,000 | $ 75,000 |
| Winnebago County Wisconsin | 1 | $ 220,000 | $ 220,000 | $ 62,000 |
Mortgage Loan Application Detail Totals for First Choice Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,685 | $491,920,000 | $291,000 | $3,500,000 | $137,000 | $3,811,000 |
| Home Purchase | 802 | $232,693,000 | $290,000 | $1,500,000 | $125,000 | $1,856,000 |
| Home Improvement | 5 | $423,000 | $84,000 | $140,000 | $45,000 | $127,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,723 | $509,357,000 | $295,000 | $1,500,000 | $136,000 | $3,811,000 |
| Not Provided | 339 | $106,913,000 | $315,000 | $3,500,000 | $159,000 | $3,680,000 |
| Asian | 160 | $50,348,000 | $314,000 | $696,000 | $140,000 | $969,000 |
| Hispanic | 129 | $30,708,000 | $238,000 | $1,000,000 | $91,000 | $596,000 |
| Black or African American | 118 | $22,754,000 | $192,000 | $723,000 | $71,000 | $373,000 |
| Not applicable | 14 | $2,587,000 | $184,000 | $405,000 | $0 | $0 |
| American Indian or Alaskan Native | 6 | $1,110,000 | $185,000 | $332,000 | $91,000 | $185,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,259,000 | $419,000 | $625,000 | $136,000 | $227,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,831 | $562,951,000 | $307,000 | $3,500,000 | $153,000 | $3,811,000 |
| FHA-insured (Federal Housing Administration) | 661 | $162,085,000 | $245,000 | $762,000 | $76,000 | $395,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,773 | $503,769,000 | $284,000 | $1,500,000 | $132,000 | $3,811,000 |
| Application Withdrawn By Applicant | 508 | $157,395,000 | $309,000 | $1,500,000 | $135,000 | $1,604,000 |
| Application Denied By Financial Institution | 115 | $32,078,000 | $278,000 | $1,000,000 | $121,000 | $651,000 |
| File Closed For Incompleteness | 61 | $22,008,000 | $360,000 | $3,500,000 | $167,000 | $3,000,000 |
| Application Approved But Not Accepted | 35 | $9,786,000 | $279,000 | $571,000 | $121,000 | $305,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 28 | $6,805,000 | $243,000 | $588,000 | $80,000 | $192,000 |
| Collateral | 19 | $3,729,000 | $196,000 | $417,000 | $96,000 | $206,000 |
| Other | 11 | $2,536,000 | $230,000 | $648,000 | $175,000 | $541,000 |
| Credit History | 11 | $2,160,000 | $196,000 | $705,000 | $121,000 | $519,000 |
| Employment History | 5 | $1,260,000 | $252,000 | $336,000 | $76,000 | $149,000 |
| Unverifiable Information | 3 | $863,000 | $287,000 | $392,000 | $75,000 | $86,000 |
| Credit Application Incomplete | 1 | $700,000 | $700,000 | $700,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $398,000 | $398,000 | $398,000 | $68,000 | $68,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Choice Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Choice Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.