First Choice Bank Mortgage Lending & HMDA Data, 2012
In 2012, First Choice Bank of Lawrenceville, NJ reported 6,115 mortgage applications totaling $1.7 billion, up 13% from 2011. The average application was for $276,029, and applicants reported an average income of $82,016. 41% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (294), New York-White Plains-Wayne, NY-NJ (198) and Edison-New Brunswick, NJ (194) (applications in parentheses).
| Mortgage Company & Address | First Choice Bank 669 Whitehead Road Lawrenceville, NJ 08648 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 6,115 |
| Total Mortgage Loan Application Amount | $1,687,921,000 |
| Average Mortgage Loan Application Amount | $276,029 |
| Highest Mortgage Loan Application Amount | $8,000,000 |
| Average Applicant Income | $82,016 |
| Highest Applicant Income | $3,420,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Choice Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 294 | $ 109,359,000 | $ 371,969 | $ 122,000 |
| San Diego, California | 168 | $ 58,373,000 | $ 347,458 | $ 114,000 |
| Orange, California | 145 | $ 51,885,000 | $ 357,827 | $ 130,000 |
| Maricopa, Arizona | 129 | $ 30,595,000 | $ 237,170 | $ 93,000 |
| Middlesex, Massachusetts | 119 | $ 37,500,000 | $ 315,126 | $ 117,000 |
| Cook, Illinois | 112 | $ 26,200,000 | $ 233,928 | $ 108,000 |
| Santa Clara, California | 105 | $ 45,333,000 | $ 431,742 | $ 145,000 |
| Riverside, California | 91 | $ 27,130,000 | $ 298,131 | $ 109,000 |
| Broward, Florida | 84 | $ 16,499,000 | $ 196,416 | $ 55,000 |
| San Bernardino, California | 75 | $ 19,417,000 | $ 258,893 | $ 83,000 |
| Alameda, California | 74 | $ 26,852,000 | $ 362,864 | $ 116,000 |
| Monmouth, New Jersey | 72 | $ 34,020,000 | $ 472,500 | $ 116,000 |
| Mercer, New Jersey | 71 | $ 13,810,000 | $ 194,507 | $ 85,000 |
| Sacramento, California | 65 | $ 14,684,000 | $ 225,907 | $ 75,000 |
| Philadelphia, Pennsylvania | 64 | $ 12,959,000 | $ 202,484 | $ 45,000 |
| Middlesex, New Jersey | 61 | $ 17,504,000 | $ 286,950 | $ 72,000 |
| Essex, Massachusetts | 56 | $ 17,082,000 | $ 305,035 | $ 110,000 |
| Contra Costa, California | 55 | $ 20,721,000 | $ 376,745 | $ 134,000 |
| Palm Beach, Florida | 52 | $ 9,579,000 | $ 184,211 | $ 58,000 |
| Dallas, Texas | 50 | $ 7,005,000 | $ 140,100 | $ 66,000 |
| Fairfield, Connecticut | 48 | $ 16,743,000 | $ 348,812 | $ 137,000 |
| Ventura, California | 43 | $ 15,985,000 | $ 371,744 | $ 131,000 |
| Ocean, New Jersey | 43 | $ 11,802,000 | $ 274,465 | $ 54,000 |
| Montgomery, Pennsylvania | 43 | $ 11,076,000 | $ 257,581 | $ 88,000 |
| Norfolk, Massachusetts | 42 | $ 12,647,000 | $ 301,119 | $ 106,000 |
| Kings, New York | 42 | $ 19,248,000 | $ 458,285 | $ 124,000 |
| Fairfax, Virginia | 42 | $ 16,417,000 | $ 390,880 | $ 76,000 |
| Bucks, Pennsylvania | 40 | $ 9,432,000 | $ 235,800 | $ 82,000 |
| Harris, Texas | 40 | $ 7,151,000 | $ 178,775 | $ 58,000 |
| Hillsborough, New Hampshire | 38 | $ 8,465,000 | $ 222,763 | $ 72,000 |
| Collin, Texas | 36 | $ 6,453,000 | $ 179,250 | $ 55,000 |
| Tarrant, Texas | 36 | $ 5,384,000 | $ 149,555 | $ 51,000 |
| Suffolk, Massachusetts | 35 | $ 10,091,000 | $ 288,314 | $ 111,000 |
| San Mateo, California | 34 | $ 16,306,000 | $ 479,588 | $ 150,000 |
| Hartford, Connecticut | 32 | $ 7,587,000 | $ 237,093 | $ 76,000 |
| New Haven, Connecticut | 32 | $ 8,065,000 | $ 252,031 | $ 109,000 |
| Miami-Dade, Florida | 32 | $ 7,275,000 | $ 227,343 | $ 61,000 |
| Essex, New Jersey | 31 | $ 8,848,000 | $ 285,419 | $ 87,000 |
| Greenville, South Carolina | 31 | $ 5,611,000 | $ 181,000 | $ 82,000 |
| Burlington, New Jersey | 30 | $ 6,665,000 | $ 222,166 | $ 45,000 |
| Bergen, New Jersey | 29 | $ 10,910,000 | $ 376,206 | $ 127,000 |
| Union, New Jersey | 29 | $ 8,567,000 | $ 295,413 | $ 115,000 |
| Suffolk, New York | 29 | $ 17,771,000 | $ 612,793 | $ 136,000 |
| Pierce, Washington | 28 | $ 6,747,000 | $ 240,964 | $ 37,000 |
| San Francisco, California | 26 | $ 11,621,000 | $ 446,961 | $ 180,000 |
| San Joaquin, California | 26 | $ 5,918,000 | $ 227,615 | $ 152,000 |
| Worcester, Massachusetts | 26 | $ 6,977,000 | $ 268,346 | $ 84,000 |
| New York, New York | 26 | $ 42,510,000 | $ 1,635,000 | $ 496,000 |
| Queens, New York | 26 | $ 9,004,000 | $ 346,307 | $ 106,000 |
| Providence, Rhode Island | 25 | $ 6,098,000 | $ 243,920 | $ 79,000 |
| Rockingham, New Hampshire | 24 | $ 6,190,000 | $ 257,916 | $ 89,000 |
| Nassau, New York | 24 | $ 10,216,000 | $ 425,666 | $ 121,000 |
| Fort Bend, Texas | 24 | $ 4,619,000 | $ 192,458 | $ 32,000 |
| King, Washington | 24 | $ 7,212,000 | $ 300,500 | $ 65,000 |
| Arapahoe, Colorado | 23 | $ 4,990,000 | $ 216,956 | $ 45,000 |
| Hillsborough, Florida | 23 | $ 4,800,000 | $ 208,695 | $ 27,000 |
| Prince William, Virginia | 23 | $ 7,000,000 | $ 304,347 | $ 57,000 |
| Pima, Arizona | 22 | $ 4,388,000 | $ 199,454 | $ 80,000 |
| Solano, California | 22 | $ 5,776,000 | $ 262,545 | $ 76,000 |
| Lake, Illinois | 22 | $ 6,765,000 | $ 307,500 | $ 162,000 |
| Santa Cruz, California | 21 | $ 8,145,000 | $ 387,857 | $ 125,000 |
| Honolulu, Hawaii | 21 | $ 10,210,000 | $ 486,190 | $ 79,000 |
| Will, Illinois | 21 | $ 5,804,000 | $ 276,380 | $ 112,000 |
| Baltimore, Maryland | 21 | $ 6,270,000 | $ 298,571 | $ 82,000 |
| Prince George's, Maryland | 21 | $ 6,903,000 | $ 328,714 | $ 51,000 |
| Bexar, Texas | 21 | $ 4,173,000 | $ 198,714 | $ 43,000 |
| Denton, Texas | 21 | $ 3,847,000 | $ 183,190 | $ 56,000 |
| Fresno, California | 20 | $ 4,310,000 | $ 215,500 | $ 69,000 |
| Anne Arundel, Maryland | 20 | $ 6,888,000 | $ 344,400 | $ 70,000 |
| Camden, New Jersey | 20 | $ 8,335,000 | $ 416,750 | $ 38,000 |
| Richmond, New York | 20 | $ 7,895,000 | $ 394,750 | $ 94,000 |
| Placer, California | 19 | $ 6,351,000 | $ 334,263 | $ 122,000 |
| Jefferson, Colorado | 19 | $ 4,769,000 | $ 251,000 | $ 55,000 |
| Orange, Florida | 19 | $ 4,307,000 | $ 226,684 | $ 32,000 |
| Harford, Maryland | 19 | $ 5,130,000 | $ 270,000 | $ 47,000 |
| Sonoma, California | 18 | $ 6,882,000 | $ 382,333 | $ 122,000 |
| Denver, Colorado | 18 | $ 3,558,000 | $ 197,666 | $ 74,000 |
| Plymouth, Massachusetts | 18 | $ 5,102,000 | $ 283,444 | $ 92,000 |
| Morris, New Jersey | 18 | $ 6,047,000 | $ 335,944 | $ 68,000 |
| Somerset, New Jersey | 18 | $ 6,178,000 | $ 343,222 | $ 91,000 |
| Santa Fe, New Mexico | 18 | $ 5,208,000 | $ 289,333 | $ 77,000 |
| Loudoun, Virginia | 18 | $ 8,549,000 | $ 474,944 | $ 122,000 |
| St. Lucie, Florida | 17 | $ 2,219,000 | $ 130,529 | $ 46,000 |
| Clark, Nevada | 17 | $ 3,536,000 | $ 208,000 | $ 28,000 |
| El Paso, Colorado | 16 | $ 3,520,000 | $ 220,000 | $ 17,000 |
| Johnson, Kansas | 16 | $ 3,023,000 | $ 188,937 | $ 54,000 |
| Barnstable, Massachusetts | 16 | $ 4,406,000 | $ 275,375 | $ 137,000 |
| Douglas, Nebraska | 16 | $ 2,418,000 | $ 151,125 | $ 57,000 |
| Bronx, New York | 16 | $ 6,456,000 | $ 403,500 | $ 108,000 |
| Allegheny, Pennsylvania | 16 | $ 2,498,000 | $ 156,125 | $ 51,000 |
| Bell, Texas | 16 | $ 2,941,000 | $ 183,812 | $ 12,000 |
| Stanislaus, California | 15 | $ 3,164,000 | $ 210,933 | $ 64,000 |
| Douglas, Colorado | 15 | $ 4,077,000 | $ 271,800 | $ 40,000 |
| District of Columbia, District Of Columbia | 15 | $ 6,786,000 | $ 452,400 | $ 79,000 |
| Strafford, New Hampshire | 15 | $ 3,525,000 | $ 235,000 | $ 62,000 |
| Onslow, North Carolina | 15 | $ 3,037,000 | $ 202,466 | $ 22,000 |
| Chester, Pennsylvania | 15 | $ 5,202,000 | $ 346,800 | $ 142,000 |
| Brazoria, Texas | 15 | $ 2,606,000 | $ 173,733 | $ 64,000 |
| Virginia Beach, Virginia | 15 | $ 3,527,000 | $ 235,133 | $ 26,000 |
| Kern, California | 14 | $ 3,078,000 | $ 219,857 | $ 75,000 |
| Adams, Colorado | 14 | $ 2,834,000 | $ 202,428 | $ 27,000 |
| New London, Connecticut | 14 | $ 2,851,000 | $ 203,642 | $ 91,000 |
| Duval, Florida | 14 | $ 2,788,000 | $ 199,142 | $ 23,000 |
| DuPage, Illinois | 14 | $ 4,720,000 | $ 337,142 | $ 148,000 |
| Oakland, Michigan | 14 | $ 3,046,000 | $ 217,571 | $ 38,000 |
| Passaic, New Jersey | 14 | $ 3,751,000 | $ 267,928 | $ 88,000 |
| Kent, Rhode Island | 14 | $ 2,916,000 | $ 208,285 | $ 76,000 |
| Washington, Rhode Island | 14 | $ 3,539,000 | $ 252,785 | $ 67,000 |
| Salt Lake, Utah | 14 | $ 4,284,000 | $ 306,000 | $ 73,000 |
| Butte, California | 13 | $ 3,344,000 | $ 257,230 | $ 80,000 |
| El Dorado, California | 13 | $ 3,645,000 | $ 280,384 | $ 121,000 |
| Marin, California | 13 | $ 6,701,000 | $ 515,461 | $ 205,000 |
| Santa Barbara, California | 13 | $ 5,845,000 | $ 449,615 | $ 113,000 |
| Shasta, California | 13 | $ 2,705,000 | $ 208,076 | $ 79,000 |
| Middlesex, Connecticut | 13 | $ 3,032,000 | $ 233,230 | $ 76,000 |
| Brevard, Florida | 13 | $ 2,784,000 | $ 214,153 | $ 21,000 |
| Gwinnett, Georgia | 13 | $ 2,434,000 | $ 187,230 | $ 34,000 |
| Bristol, Massachusetts | 13 | $ 3,353,000 | $ 257,923 | $ 43,000 |
| Gloucester, New Jersey | 13 | $ 3,079,000 | $ 236,846 | $ 57,000 |
| Hudson, New Jersey | 13 | $ 3,635,000 | $ 279,615 | $ 59,000 |
| Travis, Texas | 13 | $ 2,930,000 | $ 225,384 | $ 47,000 |
| Chesterfield, Virginia | 13 | $ 3,457,000 | $ 265,923 | $ 76,000 |
| Monterey, California | 12 | $ 5,109,000 | $ 425,750 | $ 109,000 |
| San Luis Obispo, California | 12 | $ 4,237,000 | $ 353,083 | $ 129,000 |
| Montgomery, Maryland | 12 | $ 4,697,000 | $ 391,416 | $ 164,000 |
| Wake, North Carolina | 12 | $ 2,757,000 | $ 229,750 | $ 49,000 |
| Franklin, Ohio | 12 | $ 2,022,000 | $ 168,500 | $ 39,000 |
| Delaware, Pennsylvania | 12 | $ 2,479,000 | $ 206,583 | $ 53,000 |
| Northampton, Pennsylvania | 12 | $ 2,947,000 | $ 245,583 | $ 84,000 |
| Harrison, Texas | 12 | $ 1,775,000 | $ 147,916 | $ 52,000 |
| Madison, Alabama | 11 | $ 2,754,000 | $ 250,363 | $ 61,000 |
| New Castle, Delaware | 11 | $ 2,705,000 | $ 245,909 | $ 55,000 |
| Pinellas, Florida | 11 | $ 2,713,000 | $ 246,636 | $ 68,000 |
| Mecklenburg, North Carolina | 11 | $ 2,147,000 | $ 195,181 | $ 39,000 |
| Chesapeake, Virginia | 11 | $ 3,192,000 | $ 290,181 | $ 16,000 |
| Snohomish, Washington | 11 | $ 2,921,000 | $ 265,545 | $ 56,000 |
| Spokane, Washington | 11 | $ 2,243,000 | $ 203,909 | $ 66,000 |
| Tulare, California | 10 | $ 2,810,000 | $ 281,000 | $ 88,000 |
| Howard, Maryland | 10 | $ 3,269,000 | $ 326,900 | $ 82,000 |
| Cumberland, North Carolina | 10 | $ 1,544,000 | $ 154,400 | $ 16,000 |
| Washington, Oregon | 10 | $ 2,169,000 | $ 216,900 | $ 46,000 |
| Galveston, Texas | 10 | $ 1,630,000 | $ 163,000 | $ 52,000 |
| Hidalgo, Texas | 10 | $ 1,644,000 | $ 164,400 | $ 73,000 |
| Pinal, Arizona | 9 | $ 1,276,000 | $ 141,777 | $ 65,000 |
| Larimer, Colorado | 9 | $ 1,832,000 | $ 203,555 | $ 23,000 |
| Charlotte, Florida | 9 | $ 1,100,000 | $ 122,222 | $ 44,000 |
| Lee, Florida | 9 | $ 1,610,000 | $ 178,888 | $ 61,000 |
| Cobb, Georgia | 9 | $ 2,301,000 | $ 255,666 | $ 32,000 |
| Fulton, Georgia | 9 | $ 2,501,000 | $ 277,888 | $ 102,000 |
| Berkeley, South Carolina | 9 | $ 1,539,000 | $ 171,000 | $ 26,000 |
| Anchorage, Alaska | 8 | $ 1,941,000 | $ 242,625 | $ 46,000 |
| Yolo, California | 8 | $ 2,192,000 | $ 274,000 | $ 97,000 |
| Tolland, Connecticut | 8 | $ 1,993,000 | $ 249,125 | $ 88,000 |
| Kane, Illinois | 8 | $ 2,488,000 | $ 311,000 | $ 144,000 |
| St. Louis, Missouri | 8 | $ 1,286,000 | $ 160,750 | $ 24,000 |
| Lyon, Nevada | 8 | $ 852,000 | $ 106,500 | $ 52,000 |
| Grafton, New Hampshire | 8 | $ 2,039,000 | $ 254,875 | $ 128,000 |
| Merrimack, New Hampshire | 8 | $ 1,709,000 | $ 213,625 | $ 37,000 |
| Atlantic, New Jersey | 8 | $ 1,667,000 | $ 208,375 | $ 54,000 |
| Sussex, New Jersey | 8 | $ 1,547,000 | $ 193,375 | $ 63,000 |
| Westchester, New York | 8 | $ 3,697,000 | $ 462,125 | $ 80,000 |
| Shelby, Tennessee | 8 | $ 1,713,000 | $ 214,125 | $ 73,000 |
| Cameron, Texas | 8 | $ 1,108,000 | $ 138,500 | $ 70,000 |
| Stafford, Virginia | 8 | $ 2,565,000 | $ 320,625 | $ 30,000 |
| Yavapai, Arizona | 7 | $ 1,812,000 | $ 258,857 | $ 97,000 |
| Merced, California | 7 | $ 1,114,000 | $ 159,142 | $ 79,000 |
| Napa, California | 7 | $ 2,012,000 | $ 287,428 | $ 116,000 |
| Litchfield, Connecticut | 7 | $ 1,740,000 | $ 248,571 | $ 69,000 |
| Sussex, Delaware | 7 | $ 1,300,000 | $ 185,714 | $ 32,000 |
| Leon, Florida | 7 | $ 1,584,000 | $ 226,285 | $ 75,000 |
| Pasco, Florida | 7 | $ 1,150,000 | $ 164,285 | $ 33,000 |
| St. Johns, Florida | 7 | $ 1,482,000 | $ 211,714 | $ 57,000 |
| Frederick, Maryland | 7 | $ 2,144,000 | $ 306,285 | $ 76,000 |
| Hennepin, Minnesota | 7 | $ 1,609,000 | $ 229,857 | $ 23,000 |
| Bernalillo, New Mexico | 7 | $ 1,621,000 | $ 231,571 | $ 49,000 |
| Butler, Ohio | 7 | $ 1,514,000 | $ 216,285 | $ 20,000 |
| York, Pennsylvania | 7 | $ 1,458,000 | $ 208,285 | $ 62,000 |
| Kaufman, Texas | 7 | $ 898,000 | $ 128,285 | $ 53,000 |
| Titus, Texas | 7 | $ 944,000 | $ 134,857 | $ 80,000 |
| Williamson, Texas | 7 | $ 1,293,000 | $ 184,714 | $ 42,000 |
| Henrico, Virginia | 7 | $ 1,765,000 | $ 252,142 | $ 37,000 |
| Spotsylvania, Virginia | 7 | $ 2,706,000 | $ 386,571 | $ 46,000 |
| Clark, Washington | 7 | $ 1,429,000 | $ 204,142 | $ 65,000 |
| Kitsap, Washington | 7 | $ 1,717,000 | $ 245,285 | $ 45,000 |
| Dane, Wisconsin | 7 | $ 1,502,000 | $ 214,571 | $ 58,000 |
| Martin, Florida | 6 | $ 905,000 | $ 150,833 | $ 78,000 |
| Monroe, Florida | 6 | $ 2,341,000 | $ 390,166 | $ 60,000 |
| Okaloosa, Florida | 6 | $ 1,357,000 | $ 226,166 | $ 92,000 |
| Polk, Florida | 6 | $ 956,000 | $ 159,333 | $ 43,000 |
| Santa Rosa, Florida | 6 | $ 1,417,000 | $ 236,166 | $ 44,000 |
| DeKalb, Georgia | 6 | $ 989,000 | $ 164,833 | $ 26,000 |
| Hawaii, Hawaii | 6 | $ 1,880,000 | $ 313,333 | $ 91,000 |
| McHenry, Illinois | 6 | $ 1,535,000 | $ 255,833 | $ 123,000 |
| Caddo, Louisiana | 6 | $ 892,000 | $ 148,666 | $ 38,000 |
| Hampden, Massachusetts | 6 | $ 903,000 | $ 150,500 | $ 40,000 |
| Washoe, Nevada | 6 | $ 1,016,000 | $ 169,333 | $ 51,000 |
| Hunterdon, New Jersey | 6 | $ 2,791,000 | $ 465,166 | $ 106,000 |
| Ulster, New York | 6 | $ 1,511,000 | $ 251,833 | $ 76,000 |
| Delaware, Ohio | 6 | $ 1,475,000 | $ 245,833 | $ 8,000 |
| Lorain, Ohio | 6 | $ 1,533,000 | $ 255,500 | $ 71,000 |
| Lancaster, Pennsylvania | 6 | $ 894,000 | $ 149,000 | $ 25,000 |
| Anderson, South Carolina | 6 | $ 611,000 | $ 101,833 | $ 72,000 |
| Lexington, South Carolina | 6 | $ 1,257,000 | $ 209,500 | $ 11,000 |
| Richland, South Carolina | 6 | $ 1,143,000 | $ 190,500 | $ 21,000 |
| El Paso, Texas | 6 | $ 1,098,000 | $ 183,000 | $ 65,000 |
| Davis, Utah | 6 | $ 1,153,000 | $ 192,166 | $ 0 |
| Newport News, Virginia | 6 | $ 1,410,000 | $ 235,000 | $ 55,000 |
| Island, Washington | 6 | $ 1,387,000 | $ 231,166 | $ 52,000 |
| Thurston, Washington | 6 | $ 1,420,000 | $ 236,666 | $ 15,000 |
| Milwaukee, Wisconsin | 6 | $ 1,241,000 | $ 206,833 | $ 37,000 |
| Montgomery, Alabama | 5 | $ 958,000 | $ 191,600 | $ 14,000 |
| Mesa, Colorado | 5 | $ 1,105,000 | $ 221,000 | $ 25,000 |
| Weld, Colorado | 5 | $ 1,175,000 | $ 235,000 | $ 42,000 |
| Collier, Florida | 5 | $ 1,180,000 | $ 236,000 | $ 97,000 |
| Fayette, Georgia | 5 | $ 1,091,000 | $ 218,200 | $ 38,000 |
| Paulding, Georgia | 5 | $ 1,072,000 | $ 214,400 | $ 30,000 |
| Ada, Idaho | 5 | $ 724,000 | $ 144,800 | $ 65,000 |
| St. Clair, Illinois | 5 | $ 1,065,000 | $ 213,000 | $ 30,000 |
| Baltimore City, Maryland | 5 | $ 926,000 | $ 185,200 | $ 16,000 |
| St. Mary's, Maryland | 5 | $ 1,520,000 | $ 304,000 | $ 77,000 |
| Hampshire, Massachusetts | 5 | $ 1,241,000 | $ 248,200 | $ 52,000 |
| Wayne, Michigan | 5 | $ 810,000 | $ 162,000 | $ 33,000 |
| Jackson, Missouri | 5 | $ 677,000 | $ 135,400 | $ 40,000 |
| Warren, New Jersey | 5 | $ 1,404,000 | $ 280,800 | $ 167,000 |
| Dutchess, New York | 5 | $ 1,252,000 | $ 250,400 | $ 110,000 |
| Monroe, New York | 5 | $ 1,012,000 | $ 202,400 | $ 59,000 |
| Orange, New York | 5 | $ 1,737,000 | $ 347,400 | $ 116,000 |
| Fairfield, Ohio | 5 | $ 1,075,000 | $ 215,000 | $ 36,000 |
| Hamilton, Ohio | 5 | $ 1,215,000 | $ 243,000 | $ 52,000 |
| Cleveland, Oklahoma | 5 | $ 1,246,000 | $ 249,200 | $ 34,000 |
| Oklahoma, Oklahoma | 5 | $ 597,000 | $ 119,400 | $ 28,000 |
| Beaver, Pennsylvania | 5 | $ 1,049,000 | $ 209,800 | $ 21,000 |
| Cumberland, Pennsylvania | 5 | $ 1,440,000 | $ 288,000 | $ 43,000 |
| Dauphin, Pennsylvania | 5 | $ 869,000 | $ 173,800 | $ 77,000 |
| Westmoreland, Pennsylvania | 5 | $ 892,000 | $ 178,400 | $ 68,000 |
| Newport, Rhode Island | 5 | $ 1,748,000 | $ 349,600 | $ 101,000 |
| Davidson, Tennessee | 5 | $ 1,109,000 | $ 221,800 | $ 27,000 |
| Montgomery, Tennessee | 5 | $ 727,000 | $ 145,400 | $ 11,000 |
| Wilson, Tennessee | 5 | $ 978,000 | $ 195,600 | $ 15,000 |
| Mohave, Arizona | 4 | $ 863,000 | $ 215,750 | $ 49,000 |
| Imperial, California | 4 | $ 908,000 | $ 227,000 | $ 50,000 |
| Mendocino, California | 4 | $ 1,354,000 | $ 338,500 | $ 154,000 |
| San Benito, California | 4 | $ 929,000 | $ 232,250 | $ 103,000 |
| Broomfield, Colorado | 4 | $ 1,006,000 | $ 251,500 | $ 14,000 |
| Kent, Delaware | 4 | $ 983,000 | $ 245,750 | $ 23,000 |
| Indian River, Florida | 4 | $ 782,000 | $ 195,500 | $ 60,000 |
| Okeechobee, Florida | 4 | $ 560,000 | $ 140,000 | $ 44,000 |
| Sarasota, Florida | 4 | $ 830,000 | $ 207,500 | $ 72,000 |
| Volusia, Florida | 4 | $ 664,000 | $ 166,000 | $ 21,000 |
| Cherokee, Georgia | 4 | $ 717,000 | $ 179,250 | $ 107,000 |
| Lake, Indiana | 4 | $ 822,000 | $ 205,500 | $ 103,000 |
| East Baton Rouge, Louisiana | 4 | $ 1,229,000 | $ 307,250 | $ 26,000 |
| Lafayette, Louisiana | 4 | $ 836,000 | $ 209,000 | $ 56,000 |
| St. Tammany, Louisiana | 4 | $ 910,000 | $ 227,500 | $ 25,000 |
| Calvert, Maryland | 4 | $ 1,007,000 | $ 251,750 | $ 105,000 |
| Charles, Maryland | 4 | $ 1,513,000 | $ 378,250 | $ 30,000 |
| Ingham, Michigan | 4 | $ 520,000 | $ 130,000 | $ 33,000 |
| Kalamazoo, Michigan | 4 | $ 708,000 | $ 177,000 | $ 29,000 |
| DeSoto, Mississippi | 4 | $ 847,000 | $ 211,750 | $ 0 |
| Hinds, Mississippi | 4 | $ 779,000 | $ 194,750 | $ 19,000 |
| Clay, Missouri | 4 | $ 779,000 | $ 194,750 | $ 13,000 |
| Sarpy, Nebraska | 4 | $ 897,000 | $ 224,250 | $ 42,000 |
| Dona Ana, New Mexico | 4 | $ 865,000 | $ 216,250 | $ 22,000 |
| Erie, New York | 4 | $ 444,000 | $ 111,000 | $ 71,000 |
| Jackson, North Carolina | 4 | $ 907,000 | $ 226,750 | $ 110,000 |
| Johnston, North Carolina | 4 | $ 852,000 | $ 213,000 | $ 68,000 |
| Summit, Ohio | 4 | $ 851,000 | $ 212,750 | $ 32,000 |
| Warren, Ohio | 4 | $ 946,000 | $ 236,500 | $ 62,000 |
| Canadian, Oklahoma | 4 | $ 883,000 | $ 220,750 | $ 67,000 |
| Clackamas, Oregon | 4 | $ 1,071,000 | $ 267,750 | $ 34,000 |
| Lane, Oregon | 4 | $ 1,006,000 | $ 251,500 | $ 79,000 |
| Multnomah, Oregon | 4 | $ 863,000 | $ 215,750 | $ 57,000 |
| Adams, Pennsylvania | 4 | $ 883,000 | $ 220,750 | $ 90,000 |
| Berks, Pennsylvania | 4 | $ 575,000 | $ 143,750 | $ 48,000 |
| Aiken, South Carolina | 4 | $ 664,000 | $ 166,000 | $ 64,000 |
| Dorchester, South Carolina | 4 | $ 809,000 | $ 202,250 | $ 64,000 |
| Parker, Texas | 4 | $ 926,000 | $ 231,500 | $ 99,000 |
| Rockwall, Texas | 4 | $ 678,000 | $ 169,500 | $ 27,000 |
| Utah, Utah | 4 | $ 734,000 | $ 183,500 | $ 29,000 |
| Weber, Utah | 4 | $ 1,170,000 | $ 292,500 | $ 0 |
| Arlington, Virginia | 4 | $ 2,101,000 | $ 525,250 | $ 102,000 |
| Hampton, Virginia | 4 | $ 850,000 | $ 212,500 | $ 36,000 |
| Norfolk, Virginia | 4 | $ 910,000 | $ 227,500 | $ 68,000 |
| Berkeley, West Virginia | 4 | $ 938,000 | $ 234,500 | $ 19,000 |
| Elmore, Alabama | 3 | $ 685,000 | $ 228,333 | $ 0 |
| Jefferson, Alabama | 3 | $ 489,000 | $ 163,000 | $ 10,000 |
| Lee, Alabama | 3 | $ 635,000 | $ 211,666 | $ 0 |
| Mobile, Alabama | 3 | $ 520,000 | $ 173,333 | $ 23,000 |
| Morgan, Alabama | 3 | $ 566,000 | $ 188,666 | $ 28,000 |
| Coconino, Arizona | 3 | $ 1,020,000 | $ 340,000 | $ 133,000 |
| Humboldt, California | 3 | $ 734,000 | $ 244,666 | $ 57,000 |
| Madera, California | 3 | $ 637,000 | $ 212,333 | $ 110,000 |
| Sutter, California | 3 | $ 826,000 | $ 275,333 | $ 134,000 |
| Boulder, Colorado | 3 | $ 631,000 | $ 210,333 | $ 18,000 |
| Elbert, Colorado | 3 | $ 815,000 | $ 271,666 | $ 29,000 |
| Bay, Florida | 3 | $ 738,000 | $ 246,000 | $ 28,000 |
| Citrus, Florida | 3 | $ 450,000 | $ 150,000 | $ 76,000 |
| Escambia, Florida | 3 | $ 358,000 | $ 119,333 | $ 14,000 |
| Lake, Florida | 3 | $ 500,000 | $ 166,666 | $ 49,000 |
| Marion, Florida | 3 | $ 365,000 | $ 121,666 | $ 47,000 |
| Nassau, Florida | 3 | $ 856,000 | $ 285,333 | $ 0 |
| Osceola, Florida | 3 | $ 779,000 | $ 259,666 | $ 0 |
| Seminole, Florida | 3 | $ 602,000 | $ 200,666 | $ 77,000 |
| Columbia, Georgia | 3 | $ 431,000 | $ 143,666 | $ 35,000 |
| Forsyth, Georgia | 3 | $ 813,000 | $ 271,000 | $ 53,000 |
| Henry, Georgia | 3 | $ 761,000 | $ 253,666 | $ 52,000 |
| Kendall, Illinois | 3 | $ 469,000 | $ 156,333 | $ 56,000 |
| Madison, Illinois | 3 | $ 483,000 | $ 161,000 | $ 93,000 |
| Hamilton, Indiana | 3 | $ 700,000 | $ 233,333 | $ 50,000 |
| Pottawattamie, Iowa | 3 | $ 485,000 | $ 161,666 | $ 63,000 |
| Kenton, Kentucky | 3 | $ 553,000 | $ 184,333 | $ 38,000 |
| Ascension, Louisiana | 3 | $ 438,000 | $ 146,000 | $ 16,000 |
| Bossier, Louisiana | 3 | $ 803,000 | $ 267,666 | $ 119,000 |
| York, Maine | 3 | $ 615,000 | $ 205,000 | $ 61,000 |
| Berrien, Michigan | 3 | $ 645,000 | $ 215,000 | $ 44,000 |
| Kent, Michigan | 3 | $ 469,000 | $ 156,333 | $ 15,000 |
| Macomb, Michigan | 3 | $ 573,000 | $ 191,000 | $ 54,000 |
| Ramsey, Minnesota | 3 | $ 533,000 | $ 177,666 | $ 0 |
| St. Louis City, Missouri | 3 | $ 596,000 | $ 198,666 | $ 19,000 |
| Cheshire, New Hampshire | 3 | $ 681,000 | $ 227,000 | $ 76,000 |
| Cumberland, New Jersey | 3 | $ 400,000 | $ 133,333 | $ 25,000 |
| Sandoval, New Mexico | 3 | $ 622,000 | $ 207,333 | $ 47,000 |
| Albany, New York | 3 | $ 602,000 | $ 200,666 | $ 67,000 |
| Niagara, New York | 3 | $ 429,000 | $ 143,000 | $ 57,000 |
| Onondaga, New York | 3 | $ 457,000 | $ 152,333 | $ 48,000 |
| Bladen, North Carolina | 3 | $ 500,000 | $ 166,666 | $ 30,000 |
| Davidson, North Carolina | 3 | $ 446,000 | $ 148,666 | $ 19,000 |
| Guilford, North Carolina | 3 | $ 598,000 | $ 199,333 | $ 28,000 |
| Lee, North Carolina | 3 | $ 426,000 | $ 142,000 | $ 0 |
| Macon, North Carolina | 3 | $ 319,000 | $ 106,333 | $ 48,000 |
| Union, North Carolina | 3 | $ 771,000 | $ 257,000 | $ 20,000 |
| Ward, North Dakota | 3 | $ 886,000 | $ 295,333 | $ 88,000 |
| Cuyahoga, Ohio | 3 | $ 465,000 | $ 155,000 | $ 39,000 |
| Montgomery, Ohio | 3 | $ 653,000 | $ 217,666 | $ 0 |
| Stark, Ohio | 3 | $ 571,000 | $ 190,333 | $ 0 |
| Tulsa, Oklahoma | 3 | $ 479,000 | $ 159,666 | $ 80,000 |
| Columbia, Oregon | 3 | $ 708,000 | $ 236,000 | $ 49,000 |
| Deschutes, Oregon | 3 | $ 520,000 | $ 173,333 | $ 51,000 |
| Douglas, Oregon | 3 | $ 491,000 | $ 163,666 | $ 43,000 |
| Carbon, Pennsylvania | 3 | $ 333,000 | $ 111,000 | $ 106,000 |
| Fayette, Pennsylvania | 3 | $ 584,000 | $ 194,666 | $ 36,000 |
| Lebanon, Pennsylvania | 3 | $ 460,000 | $ 153,333 | $ 20,000 |
| Lehigh, Pennsylvania | 3 | $ 498,000 | $ 166,000 | $ 26,000 |
| Bristol, Rhode Island | 3 | $ 805,000 | $ 268,333 | $ 96,000 |
| Barnwell, South Carolina | 3 | $ 368,000 | $ 122,666 | $ 0 |
| Charleston, South Carolina | 3 | $ 858,000 | $ 286,000 | $ 90,000 |
| Horry, South Carolina | 3 | $ 600,000 | $ 200,000 | $ 55,000 |
| Laurens, South Carolina | 3 | $ 435,000 | $ 145,000 | $ 0 |
| Pickens, South Carolina | 3 | $ 776,000 | $ 258,666 | $ 60,000 |
| Spartanburg, South Carolina | 3 | $ 659,000 | $ 219,666 | $ 107,000 |
| York, South Carolina | 3 | $ 665,000 | $ 221,666 | $ 68,000 |
| Hamilton, Tennessee | 3 | $ 664,000 | $ 221,333 | $ 40,000 |
| Montgomery, Texas | 3 | $ 643,000 | $ 214,333 | $ 66,000 |
| Nueces, Texas | 3 | $ 473,000 | $ 157,666 | $ 28,000 |
| Wood, Texas | 3 | $ 734,000 | $ 244,666 | $ 48,000 |
| Chittenden, Vermont | 3 | $ 742,000 | $ 247,333 | $ 49,000 |
| Portsmouth, Virginia | 3 | $ 594,000 | $ 198,000 | $ 0 |
| Richmond City, Virginia | 3 | $ 536,000 | $ 178,666 | $ 0 |
| Rockingham, Virginia | 3 | $ 619,000 | $ 206,333 | $ 47,000 |
| Suffolk, Virginia | 3 | $ 576,000 | $ 192,000 | $ 14,000 |
| York, Virginia | 3 | $ 1,229,000 | $ 409,666 | $ 90,000 |
| Yakima, Washington | 3 | $ 478,000 | $ 159,333 | $ 48,000 |
| Kenosha, Wisconsin | 3 | $ 695,000 | $ 231,666 | $ 85,000 |
| Winnebago, Wisconsin | 3 | $ 392,000 | $ 130,666 | $ 38,000 |
| Autauga, Alabama | 2 | $ 458,000 | $ 229,000 | $ 117,000 |
| Calhoun, Alabama | 2 | $ 334,000 | $ 167,000 | $ 0 |
| Etowah, Alabama | 2 | $ 361,000 | $ 180,500 | $ 0 |
| Shelby, Alabama | 2 | $ 271,000 | $ 135,500 | $ 27,000 |
| Talladega, Alabama | 2 | $ 359,000 | $ 179,500 | $ 28,000 |
| Tuscaloosa, Alabama | 2 | $ 392,000 | $ 196,000 | $ 44,000 |
| Juneau, Alaska | 2 | $ 521,000 | $ 260,500 | $ 60,000 |
| Matanuska-Susitna, Alaska | 2 | $ 713,000 | $ 356,500 | $ 0 |
| Cochise, Arizona | 2 | $ 440,000 | $ 220,000 | $ 325,000 |
| Navajo, Arizona | 2 | $ 420,000 | $ 210,000 | $ 35,000 |
| Amador, California | 2 | $ 475,000 | $ 237,500 | $ 48,000 |
| Kings, California | 2 | $ 485,000 | $ 242,500 | $ 127,000 |
| Lake, California | 2 | $ 376,000 | $ 188,000 | $ 60,000 |
| Mono, California | 2 | $ 259,000 | $ 129,500 | $ 154,000 |
| Nevada, California | 2 | $ 496,000 | $ 248,000 | $ 83,000 |
| Tehama, California | 2 | $ 395,000 | $ 197,500 | $ 59,000 |
| Tuolumne, California | 2 | $ 593,000 | $ 296,500 | $ 108,000 |
| Yuba, California | 2 | $ 448,000 | $ 224,000 | $ 86,000 |
| Eagle, Colorado | 2 | $ 495,000 | $ 247,500 | $ 29,000 |
| Gilpin, Colorado | 2 | $ 588,000 | $ 294,000 | $ 97,000 |
| Grand, Colorado | 2 | $ 345,000 | $ 172,500 | $ 42,000 |
| La Plata, Colorado | 2 | $ 660,000 | $ 330,000 | $ 49,000 |
| Windham, Connecticut | 2 | $ 366,000 | $ 183,000 | $ 50,000 |
| Manatee, Florida | 2 | $ 862,000 | $ 431,000 | $ 423,000 |
| Wakulla, Florida | 2 | $ 233,000 | $ 116,500 | $ 88,000 |
| Camden, Georgia | 2 | $ 478,000 | $ 239,000 | $ 38,000 |
| Carroll, Georgia | 2 | $ 497,000 | $ 248,500 | $ 28,000 |
| Chatham, Georgia | 2 | $ 380,000 | $ 190,000 | $ 23,000 |
| Lowndes, Georgia | 2 | $ 417,000 | $ 208,500 | $ 0 |
| Lumpkin, Georgia | 2 | $ 330,000 | $ 165,000 | $ 19,000 |
| Muscogee, Georgia | 2 | $ 188,000 | $ 94,000 | $ 93,000 |
| Richmond, Georgia | 2 | $ 268,000 | $ 134,000 | $ 66,000 |
| Rockdale, Georgia | 2 | $ 367,000 | $ 183,500 | $ 16,000 |
| Walton, Georgia | 2 | $ 349,000 | $ 174,500 | $ 0 |
| Bonner, Idaho | 2 | $ 448,000 | $ 224,000 | $ 53,000 |
| Bonneville, Idaho | 2 | $ 376,000 | $ 188,000 | $ 0 |
| Latah, Idaho | 2 | $ 342,000 | $ 171,000 | $ 0 |
| McLean, Illinois | 2 | $ 496,000 | $ 248,000 | $ 48,000 |
| Monroe, Indiana | 2 | $ 599,000 | $ 299,500 | $ 55,000 |
| Tippecanoe, Indiana | 2 | $ 363,000 | $ 181,500 | $ 39,000 |
| Dallas, Iowa | 2 | $ 543,000 | $ 271,500 | $ 0 |
| Polk, Iowa | 2 | $ 292,000 | $ 146,000 | $ 28,000 |
| Geary, Kansas | 2 | $ 406,000 | $ 203,000 | $ 21,000 |
| Shawnee, Kansas | 2 | $ 434,000 | $ 217,000 | $ 65,000 |
| Boone, Kentucky | 2 | $ 515,000 | $ 257,500 | $ 0 |
| Campbell, Kentucky | 2 | $ 487,000 | $ 243,500 | $ 38,000 |
| Clay, Kentucky | 2 | $ 292,000 | $ 146,000 | $ 27,000 |
| Jessamine, Kentucky | 2 | $ 451,000 | $ 225,500 | $ 0 |
| Livingston, Louisiana | 2 | $ 404,000 | $ 202,000 | $ 0 |
| Madison, Louisiana | 2 | $ 437,000 | $ 218,500 | $ 140,000 |
| Orleans, Louisiana | 2 | $ 296,000 | $ 148,000 | $ 31,000 |
| Terrebonne, Louisiana | 2 | $ 329,000 | $ 164,500 | $ 0 |
| Kennebec, Maine | 2 | $ 341,000 | $ 170,500 | $ 16,000 |
| Oxford, Maine | 2 | $ 369,000 | $ 184,500 | $ 76,000 |
| Cecil, Maryland | 2 | $ 434,000 | $ 217,000 | $ 77,000 |
| Talbot, Maryland | 2 | $ 597,000 | $ 298,500 | $ 79,000 |
| Washington, Maryland | 2 | $ 414,000 | $ 207,000 | $ 96,000 |
| Dukes, Massachusetts | 2 | $ 779,000 | $ 389,500 | $ 67,000 |
| Franklin, Massachusetts | 2 | $ 381,000 | $ 190,500 | $ 55,000 |
| Grand Traverse, Michigan | 2 | $ 306,000 | $ 153,000 | $ 0 |
| Isabella, Michigan | 2 | $ 271,000 | $ 135,500 | $ 18,000 |
| Monroe, Michigan | 2 | $ 320,000 | $ 160,000 | $ 85,000 |
| Ottawa, Michigan | 2 | $ 254,000 | $ 127,000 | $ 34,000 |
| St. Clair, Michigan | 2 | $ 426,000 | $ 213,000 | $ 0 |
| Washtenaw, Michigan | 2 | $ 335,000 | $ 167,500 | $ 0 |
| Dakota, Minnesota | 2 | $ 276,000 | $ 138,000 | $ 43,000 |
| Sherburne, Minnesota | 2 | $ 370,000 | $ 185,000 | $ 21,000 |
| Washington, Minnesota | 2 | $ 581,000 | $ 290,500 | $ 0 |
| Jackson, Mississippi | 2 | $ 480,000 | $ 240,000 | $ 60,000 |
| Rankin, Mississippi | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Jefferson, Missouri | 2 | $ 404,000 | $ 202,000 | $ 53,000 |
| Platte, Missouri | 2 | $ 307,000 | $ 153,500 | $ 28,000 |
| Cascade, Montana | 2 | $ 413,000 | $ 206,500 | $ 87,000 |
| Missoula, Montana | 2 | $ 270,000 | $ 135,000 | $ 55,000 |
| Lancaster, Nebraska | 2 | $ 265,000 | $ 132,500 | $ 21,000 |
| Douglas, Nevada | 2 | $ 630,000 | $ 315,000 | $ 145,000 |
| Belknap, New Hampshire | 2 | $ 505,000 | $ 252,500 | $ 35,000 |
| Sullivan, New Hampshire | 2 | $ 440,000 | $ 220,000 | $ 81,000 |
| Delaware, New York | 2 | $ 244,000 | $ 122,000 | $ 59,000 |
| Montgomery, New York | 2 | $ 313,000 | $ 156,500 | $ 72,000 |
| Putnam, New York | 2 | $ 818,000 | $ 409,000 | $ 53,000 |
| Rockland, New York | 2 | $ 659,000 | $ 329,500 | $ 141,000 |
| Wayne, New York | 2 | $ 184,000 | $ 92,000 | $ 71,000 |
| Brunswick, North Carolina | 2 | $ 157,000 | $ 78,500 | $ 47,000 |
| Buncombe, North Carolina | 2 | $ 425,000 | $ 212,500 | $ 48,000 |
| Chatham, North Carolina | 2 | $ 674,000 | $ 337,000 | $ 107,000 |
| Cherokee, North Carolina | 2 | $ 260,000 | $ 130,000 | $ 57,000 |
| Craven, North Carolina | 2 | $ 177,000 | $ 88,500 | $ 99,000 |
| Durham, North Carolina | 2 | $ 436,000 | $ 218,000 | $ 29,000 |
| Franklin, North Carolina | 2 | $ 494,000 | $ 247,000 | $ 0 |
| Iredell, North Carolina | 2 | $ 339,000 | $ 169,500 | $ 45,000 |
| Orange, North Carolina | 2 | $ 494,000 | $ 247,000 | $ 69,000 |
| Randolph, North Carolina | 2 | $ 207,000 | $ 103,500 | $ 0 |
| Richmond, North Carolina | 2 | $ 208,000 | $ 104,000 | $ 79,000 |
| Rowan, North Carolina | 2 | $ 362,000 | $ 181,000 | $ 69,000 |
| Swain, North Carolina | 2 | $ 292,000 | $ 146,000 | $ 97,000 |
| Transylvania, North Carolina | 2 | $ 280,000 | $ 140,000 | $ 73,000 |
| Columbiana, Ohio | 2 | $ 244,000 | $ 122,000 | $ 81,000 |
| Greene, Ohio | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Medina, Ohio | 2 | $ 547,000 | $ 273,500 | $ 0 |
| Ross, Ohio | 2 | $ 414,000 | $ 207,000 | $ 106,000 |
| Wayne, Ohio | 2 | $ 315,000 | $ 157,500 | $ 0 |
| Comanche, Oklahoma | 2 | $ 304,000 | $ 152,000 | $ 54,000 |
| Coos, Oregon | 2 | $ 515,000 | $ 257,500 | $ 59,000 |
| Jackson, Oregon | 2 | $ 392,000 | $ 196,000 | $ 38,000 |
| Josephine, Oregon | 2 | $ 372,000 | $ 186,000 | $ 75,000 |
| Marion, Oregon | 2 | $ 366,000 | $ 183,000 | $ 77,000 |
| Erie, Pennsylvania | 2 | $ 226,000 | $ 113,000 | $ 28,000 |
| Lycoming, Pennsylvania | 2 | $ 293,000 | $ 146,500 | $ 39,000 |
| Beaufort, South Carolina | 2 | $ 697,000 | $ 348,500 | $ 68,000 |
| Oconee, South Carolina | 2 | $ 436,000 | $ 218,000 | $ 230,000 |
| Sumter, South Carolina | 2 | $ 439,000 | $ 219,500 | $ 61,000 |
| Blount, Tennessee | 2 | $ 267,000 | $ 133,500 | $ 0 |
| Knox, Tennessee | 2 | $ 336,000 | $ 168,000 | $ 60,000 |
| Robertson, Tennessee | 2 | $ 332,000 | $ 166,000 | $ 34,000 |
| Bastrop, Texas | 2 | $ 315,000 | $ 157,500 | $ 35,000 |
| Camp, Texas | 2 | $ 284,000 | $ 142,000 | $ 63,000 |
| Comal, Texas | 2 | $ 528,000 | $ 264,000 | $ 15,000 |
| Cooke, Texas | 2 | $ 405,000 | $ 202,500 | $ 36,000 |
| Coryell, Texas | 2 | $ 433,000 | $ 216,500 | $ 0 |
| Guadalupe, Texas | 2 | $ 298,000 | $ 149,000 | $ 0 |
| Hays, Texas | 2 | $ 471,000 | $ 235,500 | $ 39,000 |
| Johnson, Texas | 2 | $ 513,000 | $ 256,500 | $ 100,000 |
| McLennan, Texas | 2 | $ 227,000 | $ 113,500 | $ 48,000 |
| San Patricio, Texas | 2 | $ 223,000 | $ 111,500 | $ 68,000 |
| Smith, Texas | 2 | $ 311,000 | $ 155,500 | $ 31,000 |
| Victoria, Texas | 2 | $ 294,000 | $ 147,000 | $ 0 |
| Wichita, Texas | 2 | $ 183,000 | $ 91,500 | $ 26,000 |
| Wilson, Texas | 2 | $ 465,000 | $ 232,500 | $ 157,000 |
| Kane, Utah | 2 | $ 339,000 | $ 169,500 | $ 36,000 |
| Albemarle, Virginia | 2 | $ 461,000 | $ 230,500 | $ 17,000 |
| Fauquier, Virginia | 2 | $ 601,000 | $ 300,500 | $ 68,000 |
| Fluvanna, Virginia | 2 | $ 437,000 | $ 218,500 | $ 0 |
| Frederick, Virginia | 2 | $ 421,000 | $ 210,500 | $ 18,000 |
| Goochland, Virginia | 2 | $ 650,000 | $ 325,000 | $ 94,000 |
| James City, Virginia | 2 | $ 653,000 | $ 326,500 | $ 41,000 |
Mortgage Loan Application Detail Totals for First Choice Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,978 | $1,412,243,000 | $283,000 | $8,000,000 | $78,000 | $2,100,000 |
| Home Purchase | 1,035 | $248,443,000 | $240,000 | $2,600,000 | $97,000 | $3,420,000 |
| Home Improvement | 102 | $27,235,000 | $267,000 | $920,000 | $126,000 | $652,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,544 | $970,598,000 | $273,000 | $6,057,000 | $80,000 | $2,100,000 |
| Not Provided | 1,347 | $384,569,000 | $285,000 | $1,788,000 | $98,000 | $1,427,000 |
| Black or African American | 440 | $103,850,000 | $236,000 | $737,000 | $51,000 | $425,000 |
| Hispanic | 392 | $90,269,000 | $230,000 | $2,340,000 | $73,000 | $3,420,000 |
| Asian | 299 | $93,987,000 | $314,000 | $1,000,000 | $100,000 | $1,097,000 |
| Native Hawaiian or Other Pacific Islander | 42 | $11,924,000 | $283,000 | $960,000 | $79,000 | $352,000 |
| American Indian or Alaskan Native | 33 | $6,508,000 | $197,000 | $535,000 | $51,000 | $188,000 |
| Not applicable | 18 | $26,216,000 | $1,456,000 | $8,000,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,881 | $707,965,000 | $245,000 | $1,384,000 | $59,000 | $651,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,044 | $684,776,000 | $335,000 | $8,000,000 | $133,000 | $3,420,000 |
| VA-guaranteed (Veterans Administration) | 1,144 | $287,529,000 | $251,000 | $800,000 | $52,000 | $990,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 46 | $7,651,000 | $166,000 | $311,000 | $58,000 | $125,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,532 | $672,798,000 | $265,000 | $6,057,000 | $65,000 | $2,100,000 |
| Application Withdrawn By Applicant | 2,402 | $682,847,000 | $284,000 | $8,000,000 | $94,000 | $3,420,000 |
| File Closed For Incompleteness | 610 | $184,889,000 | $303,000 | $1,476,000 | $104,000 | $1,044,000 |
| Application Denied By Financial Institution | 311 | $80,669,000 | $259,000 | $999,000 | $77,000 | $720,000 |
| Application Approved But Not Accepted | 191 | $51,168,000 | $267,000 | $1,888,000 | $89,000 | $798,000 |
| Loan Purchased By The Institution | 69 | $15,550,000 | $225,000 | $641,000 | $111,000 | $707,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 102 | $24,433,000 | $239,000 | $944,000 | $51,000 | $720,000 |
| Debt-To-Income Ratio | 48 | $13,168,000 | $274,000 | $705,000 | $81,000 | $257,000 |
| Collateral | 36 | $11,840,000 | $328,000 | $950,000 | $87,000 | $357,000 |
| Credit Application Incomplete | 32 | $8,707,000 | $272,000 | $662,000 | $107,000 | $603,000 |
| Credit History | 28 | $6,349,000 | $226,000 | $561,000 | $93,000 | $464,000 |
| Unverifiable Information | 11 | $3,357,000 | $305,000 | $578,000 | $119,000 | $277,000 |
| Employment History | 6 | $1,626,000 | $271,000 | $417,000 | $70,000 | $125,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $404,000 | $101,000 | $142,000 | $56,000 | $94,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Choice Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Choice Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
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