First Choice Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
First Choice Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Choice Bank 669 Whitehead Road Lawrenceville, NJ 08648 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 6,115 |
| Total Mortgage Loan Application Amount | $1,687,921,000 |
| Average Mortgage Loan Application Amount | $263,333 |
| Highest Mortgage Loan Application Amount | $8,000,000 |
| Average Applicant Income | $100,333 |
| Highest Applicant Income | $3,420,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with First Choice Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Choice Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down First Choice Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Choice Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Choice Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Choice Bank's mortgage activity for 2012.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 294 | $ 109,359,000 | $ 371,000 | $ 122,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 198 | $ 108,583,000 | $ 480,500 | $ 140,000 |
| EDISON-NEW BRUNSWICK, NJ | 194 | $ 69,504,000 | $ 358,000 | $ 86,000 |
| PHILADELPHIA, PA | 174 | $ 41,148,000 | $ 236,000 | $ 73,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 168 | $ 58,373,000 | $ 347,000 | $ 114,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 166 | $ 46,547,000 | $ 280,000 | $ 97,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 165 | $ 41,481,000 | $ 251,000 | $ 113,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 153 | $ 57,860,000 | $ 352,000 | $ 58,500 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 145 | $ 51,885,000 | $ 357,000 | $ 130,000 |
| PHOENIX-MESA-GLENDALE, AZ | 138 | $ 31,871,000 | $ 230,000 | $ 91,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 129 | $ 47,573,000 | $ 368,000 | $ 124,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 119 | $ 37,500,000 | $ 315,000 | $ 117,000 |
| DALLAS-PLANO-IRVING, TX | 119 | $ 19,060,000 | $ 160,000 | $ 59,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 109 | $ 46,262,000 | $ 424,000 | $ 144,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 105 | $ 26,872,000 | $ 255,000 | $ 91,000 |
| DENVER-AURORA-BROOMFIELD, CO | 99 | $ 22,825,000 | $ 230,000 | $ 48,000 |
| BOSTON-QUINCY, MA | 95 | $ 27,840,000 | $ 293,000 | $ 105,000 |
| NEWARK-UNION, NJ-PA | 93 | $ 27,956,000 | $ 229,000 | $ 45,500 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 92 | $ 16,649,000 | $ 180,000 | $ 52,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 84 | $ 16,499,000 | $ 196,000 | $ 55,000 |
| BALTIMORE-TOWSON, MD | 76 | $ 22,766,000 | $ 299,000 | $ 65,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 74 | $ 18,459,000 | $ 252,000 | $ 60,500 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 73 | $ 34,628,000 | $ 474,000 | $ 170,000 |
| TRENTON-EWING, NJ | 71 | $ 13,810,000 | $ 194,000 | $ 85,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 67 | $ 14,677,000 | $ 219,000 | $ 45,000 |
| CAMDEN, NJ | 63 | $ 18,079,000 | $ 286,000 | $ 45,000 |
| PEABODY, MA | 56 | $ 17,082,000 | $ 305,000 | $ 110,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 54 | $ 13,810,000 | $ 254,500 | $ 18,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 53 | $ 12,612,000 | $ 237,000 | $ 78,000 |
| NASSAU-SUFFOLK, NY | 53 | $ 27,987,000 | $ 528,000 | $ 129,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 52 | $ 9,579,000 | $ 184,000 | $ 58,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 48 | $ 16,743,000 | $ 348,000 | $ 137,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 43 | $ 15,985,000 | $ 371,000 | $ 131,000 |
| FORT WORTH-ARLINGTON, TX | 42 | $ 6,823,000 | $ 162,000 | $ 58,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 41 | $ 8,663,000 | $ 211,000 | $ 39,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 39 | $ 9,715,000 | $ 249,000 | $ 79,000 |
| MANCHESTER-NASHUA, NH | 38 | $ 8,465,000 | $ 222,000 | $ 72,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 37 | $ 6,822,000 | $ 184,000 | $ 73,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 35 | $ 10,133,000 | $ 289,000 | $ 62,000 |
| RICHMOND, VA | 33 | $ 8,129,000 | $ 246,000 | $ 56,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 32 | $ 7,275,000 | $ 227,000 | $ 61,000 |
| NEW HAVEN-MILFORD, CT | 32 | $ 8,065,000 | $ 252,000 | $ 109,000 |
| PITTSBURGH, PA | 32 | $ 5,572,000 | $ 174,000 | $ 52,000 |
| KANSAS CITY, MO-KS | 30 | $ 5,133,000 | $ 168,000 | $ 40,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 29 | $ 6,543,000 | $ 218,000 | $ 56,500 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 28 | $ 6,188,000 | $ 221,000 | $ 35,000 |
| TACOMA, WA | 28 | $ 6,747,000 | $ 240,000 | $ 37,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 27 | $ 5,464,000 | $ 202,000 | $ 46,000 |
| STOCKTON, CA | 26 | $ 5,918,000 | $ 227,000 | $ 152,000 |
| WORCESTER, MA | 26 | $ 6,977,000 | $ 268,000 | $ 84,000 |
| COLUMBUS, OH | 25 | $ 5,129,000 | $ 205,000 | $ 28,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 25 | $ 7,460,000 | $ 269,000 | $ 123,500 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 24 | $ 5,009,000 | $ 208,000 | $ 44,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 24 | $ 5,451,000 | $ 225,500 | $ 35,500 |
| JACKSONVILLE, FL | 24 | $ 5,126,000 | $ 213,000 | $ 30,000 |
| ST. LOUIS, MO-IL | 24 | $ 4,252,000 | $ 178,500 | $ 47,500 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 23 | $ 5,182,000 | $ 244,500 | $ 122,500 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 23 | $ 3,800,000 | $ 163,000 | $ 58,500 |
| PORT ST. LUCIE, FL | 23 | $ 3,124,000 | $ 135,000 | $ 55,000 |
| TUCSON, AZ | 22 | $ 4,388,000 | $ 199,000 | $ 80,000 |
| VALLEJO-FAIRFIELD, CA | 22 | $ 5,776,000 | $ 262,000 | $ 76,000 |
| HONOLULU, HI | 21 | $ 10,210,000 | $ 486,000 | $ 79,000 |
| SANTA CRUZ-WATSONVILLE, CA | 21 | $ 8,145,000 | $ 387,000 | $ 125,000 |
| FRESNO, CA | 20 | $ 4,310,000 | $ 215,000 | $ 69,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 20 | $ 4,192,000 | $ 209,000 | $ 20,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 20 | $ 4,300,000 | $ 215,000 | $ 37,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 19 | $ 6,841,000 | $ 360,000 | $ 131,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 18 | $ 3,712,000 | $ 212,000 | $ 53,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 18 | $ 3,374,000 | $ 187,000 | $ 10,000 |
| RALEIGH-CARY, NC | 18 | $ 4,103,000 | $ 227,000 | $ 48,000 |
| SANTA FE, NM | 18 | $ 5,208,000 | $ 289,000 | $ 77,000 |
| SANTA ROSA-PETALUMA, CA | 18 | $ 6,882,000 | $ 382,000 | $ 122,000 |
| LAS VEGAS-PARADISE, NV | 17 | $ 3,536,000 | $ 208,000 | $ 28,000 |
| BARNSTABLE TOWN, MA | 16 | $ 4,406,000 | $ 275,000 | $ 137,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 16 | $ 3,206,000 | $ 200,000 | $ 47,000 |
| COLORADO SPRINGS, CO | 16 | $ 3,520,000 | $ 220,000 | $ 17,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 16 | $ 3,197,000 | $ 199,000 | $ 17,000 |
| OKLAHOMA CITY, OK | 16 | $ 3,146,000 | $ 196,000 | $ 42,000 |
| SALT LAKE CITY, UT | 16 | $ 4,679,000 | $ 292,000 | $ 64,000 |
| JACKSONVILLE, NC | 15 | $ 3,037,000 | $ 202,000 | $ 22,000 |
| MODESTO, CA | 15 | $ 3,164,000 | $ 210,000 | $ 64,000 |
| BAKERSFIELD-DELANO, CA | 14 | $ 3,078,000 | $ 219,000 | $ 75,000 |
| NORWICH-NEW LONDON, CT | 14 | $ 2,851,000 | $ 203,000 | $ 91,000 |
| CHICO, CA | 13 | $ 3,344,000 | $ 257,000 | $ 80,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 13 | $ 2,901,000 | $ 223,000 | $ 42,000 |
| COLUMBIA, SC | 13 | $ 2,669,000 | $ 205,000 | $ 15,000 |
| MEMPHIS, TN-MS-AR | 13 | $ 2,759,000 | $ 211,500 | $ 37,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 13 | $ 2,784,000 | $ 214,000 | $ 21,000 |
| REDDING, CA | 13 | $ 2,705,000 | $ 208,000 | $ 79,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 13 | $ 5,845,000 | $ 449,000 | $ 113,000 |
| SPRINGFIELD, MA | 13 | $ 2,525,000 | $ 194,000 | $ 47,000 |
| WILMINGTON, DE-MD-NJ | 13 | $ 3,139,000 | $ 231,000 | $ 66,000 |
| SALINAS, CA | 12 | $ 5,109,000 | $ 425,000 | $ 109,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 12 | $ 4,237,000 | $ 353,000 | $ 129,000 |
| BATON ROUGE, LA | 11 | $ 2,484,000 | $ 225,000 | $ 29,000 |
| FAYETTEVILLE, NC | 11 | $ 1,870,000 | $ 170,000 | $ 15,000 |
| HUNTSVILLE, AL | 11 | $ 2,754,000 | $ 250,000 | $ 61,000 |
| SPOKANE, WA | 11 | $ 2,243,000 | $ 203,000 | $ 66,000 |
| ALBUQUERQUE, NM | 10 | $ 2,243,000 | $ 224,000 | $ 48,000 |
| ANCHORAGE, AK | 10 | $ 2,654,000 | $ 265,000 | $ 37,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 10 | $ 1,538,000 | $ 155,500 | $ 56,000 |
| HARRISBURG-CARLISLE, PA | 10 | $ 2,309,000 | $ 230,000 | $ 60,000 |
| MCALLEN-EDINBURG-MISSION, TX | 10 | $ 1,644,000 | $ 164,000 | $ 73,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 10 | $ 2,130,000 | $ 213,000 | $ 41,000 |
| MONTGOMERY, AL | 10 | $ 2,101,000 | $ 210,000 | $ 30,000 |
| OGDEN-CLEARFIELD, UT | 10 | $ 2,323,000 | $ 232,000 | $ 0 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 10 | $ 2,989,000 | $ 298,000 | $ 113,000 |
| SHREVEPORT-BOSSIER CITY, LA | 10 | $ 1,893,000 | $ 189,000 | $ 58,000 |
| VISALIA-PORTERVILLE, CA | 10 | $ 2,810,000 | $ 281,000 | $ 88,000 |
| CAPE CORAL-FORT MYERS, FL | 9 | $ 1,610,000 | $ 178,000 | $ 61,000 |
| FORT COLLINS-LOVELAND, CO | 9 | $ 1,832,000 | $ 203,000 | $ 23,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 9 | $ 1,891,000 | $ 210,000 | $ 28,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 9 | $ 1,775,000 | $ 197,000 | $ 34,000 |
| PUNTA GORDA, FL | 9 | $ 1,100,000 | $ 122,000 | $ 44,000 |
| ROCHESTER, NY | 9 | $ 1,503,000 | $ 167,000 | $ 65,000 |
| TALLAHASSEE, FL | 9 | $ 1,817,000 | $ 201,000 | $ 78,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 8 | $ 1,667,000 | $ 208,000 | $ 54,000 |
| BROWNSVILLE-HARLINGEN, TX | 8 | $ 1,108,000 | $ 138,000 | $ 70,000 |
| CLARKSVILLE, TN-KY | 8 | $ 1,338,000 | $ 197,500 | $ 4,500 |
| BREMERTON-SILVERDALE, WA | 7 | $ 1,717,000 | $ 245,000 | $ 45,000 |
| BUFFALO-NIAGARA FALLS, NY | 7 | $ 873,000 | $ 124,000 | $ 65,000 |
| DURHAM-CHAPEL HILL, NC | 7 | $ 1,747,000 | $ 249,000 | $ 58,000 |
| MADISON, WI | 7 | $ 1,502,000 | $ 214,000 | $ 58,000 |
| MERCED, CA | 7 | $ 1,114,000 | $ 159,000 | $ 79,000 |
| NAPA, CA | 7 | $ 2,012,000 | $ 287,000 | $ 116,000 |
| PRESCOTT, AZ | 7 | $ 1,812,000 | $ 258,000 | $ 97,000 |
| RENO-SPARKS, NV | 7 | $ 1,399,000 | $ 199,000 | $ 59,000 |
| YORK-HANOVER, PA | 7 | $ 1,458,000 | $ 208,000 | $ 62,000 |
| ALBANY-SCHENECTADY-TROY, NY | 6 | $ 1,314,000 | $ 219,000 | $ 103,000 |
| ANDERSON, SC | 6 | $ 611,000 | $ 101,000 | $ 72,000 |
| BIRMINGHAM-HOOVER, AL | 6 | $ 916,000 | $ 152,000 | $ 30,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 6 | $ 1,357,000 | $ 226,000 | $ 92,000 |
| EL PASO, TX | 6 | $ 1,098,000 | $ 183,000 | $ 65,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 6 | $ 1,352,000 | $ 220,500 | $ 57,500 |
| INDIANAPOLIS-CARMEL, IN | 6 | $ 1,350,000 | $ 225,000 | $ 54,000 |
| JACKSON, MS | 6 | $ 1,219,000 | $ 203,000 | $ 13,000 |
| KINGSTON, NY | 6 | $ 1,511,000 | $ 251,000 | $ 76,000 |
| LAKELAND-WINTER HAVEN, FL | 6 | $ 956,000 | $ 159,000 | $ 43,000 |
| LANCASTER, PA | 6 | $ 894,000 | $ 149,000 | $ 25,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 6 | $ 1,692,000 | $ 282,000 | $ 189,000 |
| OLYMPIA, WA | 6 | $ 1,420,000 | $ 236,000 | $ 15,000 |
| AKRON, OH | 5 | $ 1,087,000 | $ 217,000 | $ 25,000 |
| BOISE CITY-NAMPA, ID | 5 | $ 724,000 | $ 144,000 | $ 65,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 5 | $ 1,180,000 | $ 236,000 | $ 56,000 |
| CHATTANOOGA, TN-GA | 5 | $ 916,000 | $ 173,500 | $ 45,000 |
| CORPUS CHRISTI, TX | 5 | $ 696,000 | $ 139,000 | $ 44,000 |
| DAYTON, OH | 5 | $ 1,013,000 | $ 202,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 5 | $ 998,000 | $ 199,000 | $ 25,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 5 | $ 810,000 | $ 162,000 | $ 33,000 |
| GRAND JUNCTION, CO | 5 | $ 1,105,000 | $ 221,000 | $ 25,000 |
| GREELEY, CO | 5 | $ 1,175,000 | $ 235,000 | $ 42,000 |
| GREENSBORO-HIGH POINT, NC | 5 | $ 805,000 | $ 161,000 | $ 17,000 |
| LANSING-EAST LANSING, MI | 5 | $ 729,000 | $ 145,000 | $ 26,000 |
| NAPLES-MARCO ISLAND, FL | 5 | $ 1,180,000 | $ 236,000 | $ 97,000 |
| YUBA CITY, CA | 5 | $ 1,274,000 | $ 254,000 | $ 115,000 |
| CHARLOTTESVILLE, VA | 4 | $ 898,000 | $ 224,000 | $ 8,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 4 | $ 664,000 | $ 166,000 | $ 21,000 |
| DOVER, DE | 4 | $ 983,000 | $ 245,000 | $ 23,000 |
| EL CENTRO, CA | 4 | $ 908,000 | $ 227,000 | $ 50,000 |
| EUGENE-SPRINGFIELD, OR | 4 | $ 1,006,000 | $ 251,000 | $ 79,000 |
| GARY, IN | 4 | $ 822,000 | $ 205,000 | $ 103,000 |
| KALAMAZOO-PORTAGE, MI | 4 | $ 708,000 | $ 177,000 | $ 29,000 |
| KNOXVILLE, TN | 4 | $ 603,000 | $ 150,000 | $ 30,000 |
| LAFAYETTE, LA | 4 | $ 836,000 | $ 209,000 | $ 56,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 4 | $ 863,000 | $ 215,000 | $ 49,000 |
| LAS CRUCES, NM | 4 | $ 865,000 | $ 216,000 | $ 22,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 4 | $ 882,000 | $ 220,000 | $ 47,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 4 | $ 784,000 | $ 196,000 | $ 46,000 |
| PROVO-OREM, UT | 4 | $ 734,000 | $ 183,000 | $ 29,000 |
| READING, PA | 4 | $ 575,000 | $ 143,000 | $ 48,000 |
| SEBASTIAN-VERO BEACH, FL | 4 | $ 782,000 | $ 195,000 | $ 60,000 |
| TULSA, OK | 4 | $ 674,000 | $ 168,000 | $ 93,000 |
| ASHEVILLE, NC | 3 | $ 595,000 | $ 198,000 | $ 32,000 |
| AUBURN-OPELIKA, AL | 3 | $ 635,000 | $ 211,000 | $ 0 |
| BEND, OR | 3 | $ 520,000 | $ 173,000 | $ 51,000 |
| BOULDER, CO | 3 | $ 631,000 | $ 210,000 | $ 18,000 |
| CANTON-MASSILLON, OH | 3 | $ 571,000 | $ 190,000 | $ 0 |
| COLUMBUS, GA-AL | 3 | $ 387,000 | $ 146,500 | $ 46,500 |
| DECATUR, AL | 3 | $ 566,000 | $ 188,000 | $ 28,000 |
| FLAGSTAFF, AZ | 3 | $ 1,020,000 | $ 340,000 | $ 133,000 |
| GRAND RAPIDS-WYOMING, MI | 3 | $ 469,000 | $ 156,000 | $ 15,000 |
| HARRISONBURG, VA | 3 | $ 619,000 | $ 206,000 | $ 47,000 |
| LEBANON, PA | 3 | $ 460,000 | $ 153,000 | $ 20,000 |
| MADERA-CHOWCHILLA, CA | 3 | $ 637,000 | $ 212,000 | $ 110,000 |
| MANHATTAN, KS | 3 | $ 578,000 | $ 192,000 | $ 40,000 |
| MOBILE, AL | 3 | $ 520,000 | $ 173,000 | $ 23,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 3 | $ 600,000 | $ 200,000 | $ 55,000 |
| NILES-BENTON HARBOR, MI | 3 | $ 645,000 | $ 215,000 | $ 44,000 |
| OCALA, FL | 3 | $ 365,000 | $ 121,000 | $ 47,000 |
| OSHKOSH-NEENAH, WI | 3 | $ 392,000 | $ 130,000 | $ 38,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 3 | $ 738,000 | $ 246,000 | $ 28,000 |
| ROANOKE, VA | 3 | $ 1,154,000 | $ 384,000 | $ 124,000 |
| SAVANNAH, GA | 3 | $ 519,000 | $ 173,000 | $ 32,000 |
| SPARTANBURG, SC | 3 | $ 659,000 | $ 219,000 | $ 107,000 |
| SYRACUSE, NY | 3 | $ 457,000 | $ 152,000 | $ 48,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 3 | $ 400,000 | $ 133,000 | $ 25,000 |
| WINCHESTER, VA-WV | 3 | $ 632,000 | $ 210,500 | $ 9,000 |
| YAKIMA, WA | 3 | $ 478,000 | $ 159,000 | $ 48,000 |
| ANN ARBOR, MI | 2 | $ 335,000 | $ 167,000 | $ 0 |
| ANNISTON-OXFORD, AL | 2 | $ 334,000 | $ 167,000 | $ 0 |
| APPLETON, WI | 2 | $ 302,000 | $ 151,000 | $ 28,000 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 316,000 | $ 158,000 | $ 0 |
| BELLINGHAM, WA | 2 | $ 464,000 | $ 232,000 | $ 90,000 |
| BLOOMINGTON, IN | 2 | $ 599,000 | $ 299,000 | $ 55,000 |
| BLOOMINGTON-NORMAL, IL | 2 | $ 496,000 | $ 248,000 | $ 48,000 |
| ERIE, PA | 2 | $ 226,000 | $ 113,000 | $ 28,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 2 | $ 424,000 | $ 212,000 | $ 94,000 |
| GADSDEN, AL | 2 | $ 361,000 | $ 180,000 | $ 0 |
| GRAND FORKS, ND-MN | 2 | $ 454,000 | $ 227,000 | $ 86,500 |
| GREAT FALLS, MT | 2 | $ 413,000 | $ 206,000 | $ 87,000 |
| GREEN BAY, WI | 2 | $ 258,000 | $ 129,000 | $ 30,000 |
| HANFORD-CORCORAN, CA | 2 | $ 485,000 | $ 242,000 | $ 127,000 |
| HOLLAND-GRAND HAVEN, MI | 2 | $ 254,000 | $ 127,000 | $ 34,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 2 | $ 329,000 | $ 164,000 | $ 0 |
| IDAHO FALLS, ID | 2 | $ 376,000 | $ 188,000 | $ 0 |
| KENNEWICK-PASCO-RICHLAND, WA | 2 | $ 346,000 | $ 173,000 | $ 28,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 268,000 | $ 134,000 | $ 21,000 |
| LAFAYETTE, IN | 2 | $ 363,000 | $ 181,000 | $ 39,000 |
| LAWTON, OK | 2 | $ 304,000 | $ 152,000 | $ 54,000 |
| LEXINGTON-FAYETTE, KY | 2 | $ 451,000 | $ 225,000 | $ 0 |
| LINCOLN, NE | 2 | $ 265,000 | $ 132,000 | $ 21,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 2 | $ 316,000 | $ 158,000 | $ 0 |
| LYNCHBURG, VA | 2 | $ 249,000 | $ 124,000 | $ 66,000 |
| MEDFORD, OR | 2 | $ 392,000 | $ 196,000 | $ 38,000 |
| MISSOULA, MT | 2 | $ 270,000 | $ 135,000 | $ 55,000 |
| MONROE, MI | 2 | $ 320,000 | $ 160,000 | $ 85,000 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 522,000 | $ 261,000 | $ 0 |
| PASCAGOULA, MS | 2 | $ 480,000 | $ 240,000 | $ 60,000 |
| RACINE, WI | 2 | $ 423,000 | $ 211,000 | $ 0 |
| SALEM, OR | 2 | $ 366,000 | $ 183,000 | $ 77,000 |
| SPRINGFIELD, MO | 2 | $ 279,000 | $ 139,000 | $ 0 |
| SUMTER, SC | 2 | $ 439,000 | $ 219,000 | $ 61,000 |
| TOPEKA, KS | 2 | $ 434,000 | $ 217,000 | $ 65,000 |
| TUSCALOOSA, AL | 2 | $ 392,000 | $ 196,000 | $ 44,000 |
| TYLER, TX | 2 | $ 311,000 | $ 155,000 | $ 31,000 |
| VALDOSTA, GA | 2 | $ 417,000 | $ 208,000 | $ 0 |
| VICTORIA, TX | 2 | $ 294,000 | $ 147,000 | $ 0 |
| WACO, TX | 2 | $ 227,000 | $ 113,000 | $ 48,000 |
| WICHITA FALLS, TX | 2 | $ 183,000 | $ 91,000 | $ 26,000 |
| WILLIAMSPORT, PA | 2 | $ 293,000 | $ 146,000 | $ 39,000 |
| WILMINGTON, NC | 2 | $ 157,000 | $ 78,000 | $ 47,000 |
| ABILENE, TX | 1 | $ 108,000 | $ 108,000 | $ 0 |
| ALTOONA, PA | 1 | $ 173,000 | $ 173,000 | $ 0 |
| AMARILLO, TX | 1 | $ 119,000 | $ 119,000 | $ 0 |
| AMES, IA | 1 | $ 130,000 | $ 130,000 | $ 0 |
| BANGOR, ME | 1 | $ 244,000 | $ 244,000 | $ 90,000 |
| BATTLE CREEK, MI | 1 | $ 173,000 | $ 173,000 | $ 0 |
| BILLINGS, MT | 1 | $ 155,000 | $ 155,000 | $ 0 |
| BINGHAMTON, NY | 1 | $ 108,000 | $ 108,000 | $ 59,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| BRUNSWICK, GA | 1 | $ 291,000 | $ 291,000 | $ 0 |
| CEDAR RAPIDS, IA | 1 | $ 264,000 | $ 264,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
| CHEYENNE, WY | 1 | $ 293,000 | $ 293,000 | $ 0 |
| CLEVELAND, TN | 1 | $ 200,000 | $ 200,000 | $ 0 |
| COEUR D'ALENE, ID | 1 | $ 170,000 | $ 170,000 | $ 61,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 187,000 | $ 187,000 | $ 0 |
| CUMBERLAND, MD-WV | 1 | $ 127,000 | $ 127,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 177,000 | $ 177,000 | $ 0 |
| DUBUQUE, IA | 1 | $ 209,000 | $ 209,000 | $ 0 |
| DULUTH, MN-WI | 1 | $ 74,000 | $ 74,000 | $ 0 |
| EAU CLAIRE, WI | 1 | $ 403,000 | $ 403,000 | $ 205,000 |
| ELIZABETHTOWN, KY | 1 | $ 142,000 | $ 142,000 | $ 54,000 |
| ELKHART-GOSHEN, IN | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| EVANSVILLE, IN-KY | 1 | $ 240,000 | $ 240,000 | $ 45,000 |
| FAIRBANKS, AK | 1 | $ 266,000 | $ 266,000 | $ 168,000 |
| FARGO, ND-MN | 1 | $ 221,000 | $ 221,000 | $ 0 |
| FLINT, MI | 1 | $ 148,000 | $ 148,000 | $ 53,000 |
| FLORENCE, SC | 1 | $ 117,000 | $ 117,000 | $ 33,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 253,000 | $ 253,000 | $ 0 |
| GAINESVILLE, FL | 1 | $ 177,000 | $ 177,000 | $ 0 |
| GAINESVILLE, GA | 1 | $ 120,000 | $ 120,000 | $ 0 |
| GLENS FALLS, NY | 1 | $ 209,000 | $ 209,000 | $ 74,000 |
| GOLDSBORO, NC | 1 | $ 199,000 | $ 199,000 | $ 110,000 |
| GREENVILLE, NC | 1 | $ 119,000 | $ 119,000 | $ 46,000 |
| HATTIESBURG, MS | 1 | $ 147,000 | $ 147,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 339,000 | $ 339,000 | $ 75,000 |
| HOT SPRINGS, AR | 1 | $ 165,000 | $ 165,000 | $ 0 |
| IOWA CITY, IA | 1 | $ 238,000 | $ 238,000 | $ 0 |
| JACKSON, MI | 1 | $ 217,000 | $ 217,000 | $ 92,000 |
| JEFFERSON CITY, MO | 1 | $ 175,000 | $ 175,000 | $ 101,000 |
| JOHNSTOWN, PA | 1 | $ 141,000 | $ 141,000 | $ 109,000 |
| JOPLIN, MO | 1 | $ 121,000 | $ 121,000 | $ 0 |
| LAKE CHARLES, LA | 1 | $ 163,000 | $ 163,000 | $ 0 |
| LOGAN, UT-ID | 1 | $ 126,000 | $ 126,000 | $ 37,000 |
| LONGVIEW, TX | 1 | $ 204,000 | $ 204,000 | $ 0 |
| LONGVIEW, WA | 1 | $ 227,000 | $ 227,000 | $ 53,000 |
| LUBBOCK, TX | 1 | $ 149,000 | $ 149,000 | $ 0 |
| MORGANTOWN, WV | 1 | $ 212,000 | $ 212,000 | $ 143,000 |
| PALM COAST, FL | 1 | $ 158,000 | $ 158,000 | $ 0 |
| PEORIA, IL | 1 | $ 417,000 | $ 417,000 | $ 751,000 |
| PUEBLO, CO | 1 | $ 267,000 | $ 267,000 | $ 0 |
| RAPID CITY, SD | 1 | $ 415,000 | $ 415,000 | $ 0 |
| ROCKFORD, IL | 1 | $ 332,000 | $ 332,000 | $ 217,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 1 | $ 207,000 | $ 207,000 | $ 0 |
| SALISBURY, MD | 1 | $ 230,000 | $ 230,000 | $ 0 |
| SCRANTON--WILKES-BARRE, PA | 1 | $ 219,000 | $ 219,000 | $ 51,000 |
| SHEBOYGAN, WI | 1 | $ 133,000 | $ 133,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 283,000 | $ 283,000 | $ 0 |
| SPRINGFIELD, OH | 1 | $ 214,000 | $ 214,000 | $ 78,000 |
| ST. GEORGE, UT | 1 | $ 302,000 | $ 302,000 | $ 0 |
| TEXARKANA, TX-TEXARKANA, AR | 1 | $ 154,000 | $ 154,000 | $ 47,000 |
| UTICA-ROME, NY | 1 | $ 91,000 | $ 91,000 | $ 45,000 |
| WARNER ROBINS, GA | 1 | $ 248,000 | $ 248,000 | $ 0 |
| WAUSAU, WI | 1 | $ 164,000 | $ 164,000 | $ 0 |
| WENATCHEE-EAST WENATCHEE, WA | 1 | $ 204,000 | $ 204,000 | $ 120,000 |
| WICHITA, KS | 1 | $ 120,000 | $ 120,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 228,000 | $ 228,000 | $ 0 |
| YUMA, AZ | 1 | $ 390,000 | $ 390,000 | $ 230,000 |
Mortgage Loan Application Detail Totals for First Choice Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,978 | $1,412,243,000 | $283,000 | $8,000,000 | $78,000 | $2,100,000 |
| Home Purchase | 1,035 | $248,443,000 | $240,000 | $2,600,000 | $97,000 | $3,420,000 |
| Home Improvement | 102 | $27,235,000 | $267,000 | $920,000 | $126,000 | $652,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,544 | $970,598,000 | $273,000 | $6,057,000 | $80,000 | $2,100,000 |
| Not Provided | 1,347 | $384,569,000 | $285,000 | $1,788,000 | $98,000 | $1,427,000 |
| Black or African American | 440 | $103,850,000 | $236,000 | $737,000 | $51,000 | $425,000 |
| Hispanic | 392 | $90,269,000 | $230,000 | $2,340,000 | $73,000 | $3,420,000 |
| Asian | 299 | $93,987,000 | $314,000 | $1,000,000 | $100,000 | $1,097,000 |
| Native Hawaiian or Other Pacific Islander | 42 | $11,924,000 | $283,000 | $960,000 | $79,000 | $352,000 |
| American Indian or Alaskan Native | 33 | $6,508,000 | $197,000 | $535,000 | $51,000 | $188,000 |
| Not applicable | 18 | $26,216,000 | $1,456,000 | $8,000,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,881 | $707,965,000 | $245,000 | $1,384,000 | $59,000 | $651,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,044 | $684,776,000 | $335,000 | $8,000,000 | $133,000 | $3,420,000 |
| VA-guaranteed (Veterans Administration) | 1,144 | $287,529,000 | $251,000 | $800,000 | $52,000 | $990,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 46 | $7,651,000 | $166,000 | $311,000 | $58,000 | $125,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,532 | $672,798,000 | $265,000 | $6,057,000 | $65,000 | $2,100,000 |
| Application Withdrawn By Applicant | 2,402 | $682,847,000 | $284,000 | $8,000,000 | $94,000 | $3,420,000 |
| File Closed For Incompleteness | 610 | $184,889,000 | $303,000 | $1,476,000 | $104,000 | $1,044,000 |
| Application Denied By Financial Institution | 311 | $80,669,000 | $259,000 | $999,000 | $77,000 | $720,000 |
| Application Approved But Not Accepted | 191 | $51,168,000 | $267,000 | $1,888,000 | $89,000 | $798,000 |
| Loan Purchased By The Institution | 69 | $15,550,000 | $225,000 | $641,000 | $111,000 | $707,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 102 | $24,433,000 | $239,000 | $944,000 | $51,000 | $720,000 |
| Debt-To-Income Ratio | 48 | $13,168,000 | $274,000 | $705,000 | $81,000 | $257,000 |
| Collateral | 36 | $11,840,000 | $328,000 | $950,000 | $87,000 | $357,000 |
| Credit Application Incomplete | 32 | $8,707,000 | $272,000 | $662,000 | $107,000 | $603,000 |
| Credit History | 28 | $6,349,000 | $226,000 | $561,000 | $93,000 | $464,000 |
| Unverifiable Information | 11 | $3,357,000 | $305,000 | $578,000 | $119,000 | $277,000 |
| Employment History | 6 | $1,626,000 | $271,000 | $417,000 | $70,000 | $125,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $404,000 | $101,000 | $142,000 | $56,000 | $94,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Choice Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Choice Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.