First Choice Loan Services Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018

First Choice Loan Services Inc. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address First Choice Loan Services Inc.
One Tower Center, Floor #18
East Brunswick, NJ 08816
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 11,060
Total Mortgage Loan Application Amount $3,609,210,000
Average Mortgage Loan Application Amount $305,666
Highest Mortgage Loan Application Amount $11,005,000
Average Applicant Income $138,500
Highest Applicant Income $9,166,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with First Choice Loan Services Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Choice Loan Services Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2018 breaks down First Choice Loan Services Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Choice Loan Services Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by First Choice Loan Services Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Choice Loan Services Inc.'s mortgage activity for 2018.

Mortgage Loan Application Totals for First Choice Loan Services Inc. by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa County Arizona 676 $ 194,400,000 $ 287,000 $ 113,000
Middlesex County Massachusetts 614 $ 321,390,000 $ 523,000 $ 199,000
Los Angeles County California 385 $ 167,555,000 $ 435,000 $ 134,000
Harris County Texas 381 $ 88,775,000 $ 233,000 $ 101,000
Essex County Massachusetts 350 $ 134,570,000 $ 384,000 $ 160,000
Riverside County California 342 $ 95,080,000 $ 278,000 $ 92,000
Dallas County Texas 324 $ 86,360,000 $ 266,000 $ 127,000
Tarrant County Texas 258 $ 63,900,000 $ 247,000 $ 100,000
San Bernardino County California 256 $ 64,400,000 $ 251,000 $ 87,000
Suffolk County Massachusetts 234 $ 136,230,000 $ 582,000 $ 287,000
San Diego County California 232 $ 102,900,000 $ 443,000 $ 136,000
Montgomery County Pennsylvania 219 $ 62,945,000 $ 287,000 $ 127,000
Collin County Texas 182 $ 54,650,000 $ 300,000 $ 119,000
Denton County Texas 177 $ 53,495,000 $ 302,000 $ 121,000
Philadelphia County Pennsylvania 171 $ 57,635,000 $ 337,000 $ 146,000
Bucks County Pennsylvania 161 $ 46,515,000 $ 288,000 $ 120,000
Monmouth County New Jersey 133 $ 44,975,000 $ 338,000 $ 178,000
Mercer County New Jersey 131 $ 40,165,000 $ 306,000 $ 150,000
Norfolk County Massachusetts 130 $ 66,310,000 $ 510,000 $ 198,000
Orange County California 127 $ 56,195,000 $ 442,000 $ 132,000
Clark County Nevada 126 $ 36,490,000 $ 289,000 $ 129,000
Worcester County Massachusetts 115 $ 37,935,000 $ 329,000 $ 129,000
Middlesex County New Jersey 113 $ 40,005,000 $ 354,000 $ 165,000
Berks County Pennsylvania 111 $ 17,265,000 $ 155,000 $ 71,000
Fort Bend County Texas 82 $ 22,420,000 $ 273,000 $ 113,000
King County Washington 80 $ 33,990,000 $ 424,000 $ 166,000
Hartford County Connecticut 78 $ 20,920,000 $ 268,000 $ 203,000
Washoe County Nevada 78 $ 23,700,000 $ 303,000 $ 113,000
Plymouth County Massachusetts 73 $ 27,665,000 $ 378,000 $ 136,000
Contra Costa County California 70 $ 31,090,000 $ 444,000 $ 132,000
Montgomery County Texas 70 $ 18,250,000 $ 260,000 $ 119,000
Bexar County Texas 65 $ 16,205,000 $ 249,000 $ 107,000
Travis County Texas 65 $ 21,825,000 $ 335,000 $ 141,000
Ocean County New Jersey 57 $ 17,305,000 $ 303,000 $ 164,000
Denver County Colorado 56 $ 21,960,000 $ 392,000 $ 156,000
Bristol County Massachusetts 53 $ 16,085,000 $ 303,000 $ 107,000
Hampden County Massachusetts 52 $ 10,790,000 $ 207,000 $ 93,000
Barnstable County Massachusetts 50 $ 18,430,000 $ 368,000 $ 236,000
Santa Fe County New Mexico 50 $ 28,190,000 $ 563,000 $ 145,000
Navarro County Texas 50 $ 8,510,000 $ 170,000 $ 92,000
Sacramento County California 46 $ 15,190,000 $ 330,000 $ 124,000
Salt Lake County Utah 46 $ 16,390,000 $ 356,000 $ 139,000
Rockingham County New Hampshire 44 $ 14,530,000 $ 330,000 $ 126,000
Williamson County Texas 44 $ 13,310,000 $ 302,000 $ 110,000
Cook County Illinois 43 $ 12,555,000 $ 291,000 $ 138,000
Burlington County New Jersey 43 $ 10,925,000 $ 254,000 $ 131,000
New London County Connecticut 41 $ 14,875,000 $ 362,000 $ 219,000
Miami-Dade County Florida 41 $ 18,565,000 $ 452,000 $ 229,000
Galveston County Texas 41 $ 9,905,000 $ 241,000 $ 120,000
Broward County Florida 40 $ 12,680,000 $ 317,000 $ 121,000
Cameron County Texas 39 $ 7,925,000 $ 203,000 $ 99,000
Washington County Oregon 38 $ 12,200,000 $ 321,000 $ 115,000
Chester County Pennsylvania 38 $ 14,330,000 $ 377,000 $ 156,000
Titus County Texas 37 $ 6,635,000 $ 179,000 $ 78,000
Berkshire County Massachusetts 35 $ 7,015,000 $ 200,000 $ 127,000
Pima County Arizona 34 $ 8,830,000 $ 259,000 $ 94,000
Pinal County Arizona 33 $ 8,205,000 $ 248,000 $ 81,000
Alameda County California 33 $ 19,655,000 $ 595,000 $ 193,000
Palm Beach County Florida 33 $ 10,055,000 $ 304,000 $ 150,000
Somerset County New Jersey 33 $ 11,835,000 $ 358,000 $ 152,000
Solano County California 32 $ 9,650,000 $ 301,000 $ 97,000
Snohomish County Washington 32 $ 11,350,000 $ 354,000 $ 123,000
San Joaquin County California 30 $ 9,610,000 $ 320,000 $ 107,000
Pierce County Washington 30 $ 10,950,000 $ 365,000 $ 121,000
Fresno County California 29 $ 7,925,000 $ 273,000 $ 136,000
Brazoria County Texas 29 $ 6,745,000 $ 232,000 $ 109,000
Delaware County Pennsylvania 28 $ 8,310,000 $ 296,000 $ 130,000
Northampton County Pennsylvania 28 $ 5,630,000 $ 201,000 $ 89,000
Stanislaus County California 27 $ 7,995,000 $ 296,000 $ 107,000
Hillsborough County New Hampshire 27 $ 7,755,000 $ 287,000 $ 114,000
Multnomah County Oregon 27 $ 9,525,000 $ 352,000 $ 130,000
Fairfield County Connecticut 26 $ 13,010,000 $ 500,000 $ 183,000
Orange County Florida 26 $ 8,690,000 $ 334,000 $ 148,000
Mecklenburg County North Carolina 26 $ 6,500,000 $ 250,000 $ 103,000
Rockwall County Texas 26 $ 8,860,000 $ 340,000 $ 131,000
Fairfax County Virginia 26 $ 11,810,000 $ 454,000 $ 144,000
Yavapai County Arizona 25 $ 7,085,000 $ 283,000 $ 96,000
New Haven County Connecticut 25 $ 5,295,000 $ 211,000 $ 99,000
Ada County Idaho 25 $ 7,055,000 $ 282,000 $ 115,000
Morris County New Jersey 25 $ 9,455,000 $ 378,000 $ 158,000
Kaufman County Texas 25 $ 5,655,000 $ 226,000 $ 83,000
Navajo County Arizona 24 $ 4,700,000 $ 195,000 $ 114,000
Ventura County California 23 $ 11,675,000 $ 507,000 $ 166,000
Clackamas County Oregon 23 $ 8,055,000 $ 350,000 $ 127,000
Fulton County Georgia 22 $ 7,110,000 $ 323,000 $ 151,000
Parker County Texas 22 $ 6,120,000 $ 278,000 $ 113,000
Hillsborough County Florida 21 $ 6,085,000 $ 289,000 $ 130,000
Deschutes County Oregon 21 $ 6,445,000 $ 306,000 $ 114,000
Ellis County Texas 21 $ 5,095,000 $ 242,000 $ 94,000
Arapahoe County Colorado 20 $ 7,240,000 $ 362,000 $ 105,000
Jefferson County Colorado 20 $ 6,930,000 $ 346,000 $ 136,000
Pinellas County Florida 20 $ 4,830,000 $ 241,000 $ 127,000
Oakland County Michigan 20 $ 5,440,000 $ 272,000 $ 140,000
Shelby County Tennessee 20 $ 2,590,000 $ 129,000 $ 103,000
Utah County Utah 20 $ 6,760,000 $ 338,000 $ 115,000
Honolulu County Hawaii 19 $ 8,325,000 $ 438,000 $ 144,000
Montgomery County Maryland 19 $ 8,015,000 $ 421,000 $ 171,000
Oneida County New York 19 $ 2,135,000 $ 112,000 $ 72,000
Wake County North Carolina 19 $ 6,025,000 $ 317,000 $ 134,000
Gwinnett County Georgia 18 $ 5,640,000 $ 313,000 $ 132,000
Davidson County Tennessee 18 $ 6,110,000 $ 339,000 $ 147,000
Hennepin County Minnesota 17 $ 5,675,000 $ 333,000 $ 153,000
Essex County New Jersey 17 $ 5,235,000 $ 307,000 $ 150,000
Bernalillo County New Mexico 17 $ 4,845,000 $ 285,000 $ 150,000
Lehigh County Pennsylvania 17 $ 4,065,000 $ 239,000 $ 100,000
Bell County Texas 17 $ 4,035,000 $ 237,000 $ 100,000
Davis County Utah 17 $ 5,505,000 $ 323,000 $ 107,000
New Castle County Delaware 16 $ 4,240,000 $ 265,000 $ 133,000
Cobb County Georgia 16 $ 5,120,000 $ 320,000 $ 148,000
Hawaii County Hawaii 16 $ 6,540,000 $ 408,000 $ 125,000
Orleans County Louisiana 16 $ 3,960,000 $ 247,000 $ 106,000
Morris County Texas 16 $ 1,870,000 $ 116,000 $ 62,000
Jefferson County Louisiana 15 $ 2,085,000 $ 139,000 $ 60,000
Albany County New York 15 $ 3,115,000 $ 207,000 $ 110,000
Santa Clara County California 14 $ 7,450,000 $ 532,000 $ 162,000
DuPage County Illinois 14 $ 5,070,000 $ 362,000 $ 154,000
Franklin County Ohio 14 $ 3,020,000 $ 215,000 $ 74,000
Camp County Texas 14 $ 1,930,000 $ 137,000 $ 75,000
Clark County Washington 14 $ 4,870,000 $ 347,000 $ 113,000
Douglas County Colorado 13 $ 4,475,000 $ 344,000 $ 146,000
Sarasota County Florida 13 $ 3,665,000 $ 281,000 $ 215,000
Cape May County New Jersey 13 $ 6,245,000 $ 480,000 $ 302,000
Hudson County New Jersey 13 $ 5,815,000 $ 447,000 $ 151,000
Hays County Texas 13 $ 4,485,000 $ 345,000 $ 131,000
Johnson County Texas 13 $ 3,125,000 $ 240,000 $ 90,000
Loudoun County Virginia 13 $ 5,685,000 $ 437,000 $ 135,000
San Francisco County California 12 $ 6,490,000 $ 540,000 $ 141,000
Kane County Illinois 12 $ 2,930,000 $ 244,000 $ 111,000
Macomb County Michigan 12 $ 2,670,000 $ 222,000 $ 111,000
Camden County New Jersey 12 $ 4,700,000 $ 391,000 $ 254,000
Cuyahoga County Ohio 12 $ 1,810,000 $ 150,000 $ 118,000
Calhoun County Texas 12 $ 1,390,000 $ 115,000 $ 66,000
Comal County Texas 12 $ 4,050,000 $ 337,000 $ 151,000
Spokane County Washington 12 $ 3,270,000 $ 272,000 $ 117,000
Anchorage County Alaska 11 $ 3,525,000 $ 320,000 $ 132,000
Kern County California 11 $ 2,675,000 $ 243,000 $ 138,000
Collier County Florida 11 $ 3,045,000 $ 276,000 $ 136,000
Duval County Florida 11 $ 2,845,000 $ 258,000 $ 135,000
Forsyth County Georgia 11 $ 3,575,000 $ 325,000 $ 146,000
Kootenai County Idaho 11 $ 2,715,000 $ 246,000 $ 67,000
Union County New Jersey 11 $ 3,695,000 $ 335,000 $ 149,000
El Paso County Texas 11 $ 2,295,000 $ 208,000 $ 89,000
Thurston County Washington 11 $ 3,425,000 $ 311,000 $ 116,000
Monterey County California 10 $ 4,500,000 $ 450,000 $ 131,000
Napa County California 10 $ 4,340,000 $ 434,000 $ 148,000
San Mateo County California 10 $ 5,730,000 $ 573,000 $ 184,000
Sonoma County California 10 $ 4,260,000 $ 426,000 $ 132,000
Tulare County California 10 $ 2,390,000 $ 239,000 $ 87,000
Middlesex County Connecticut 10 $ 3,420,000 $ 342,000 $ 148,000
Lee County Florida 10 $ 2,420,000 $ 242,000 $ 114,000
Okaloosa County Florida 10 $ 2,600,000 $ 260,000 $ 85,000
Walton County Florida 10 $ 2,810,000 $ 281,000 $ 131,000
Douglas County Nebraska 10 $ 2,500,000 $ 250,000 $ 140,000
Carroll County New Hampshire 10 $ 2,790,000 $ 279,000 $ 208,000
Monroe County Pennsylvania 10 $ 1,540,000 $ 154,000 $ 90,000
Brazos County Texas 10 $ 2,380,000 $ 238,000 $ 123,000
Franklin County Texas 10 $ 3,220,000 $ 322,000 $ 168,000
Hunt County Texas 10 $ 2,360,000 $ 236,000 $ 88,000
Prince William County Virginia 10 $ 3,550,000 $ 355,000 $ 114,000
Kitsap County Washington 10 $ 3,440,000 $ 344,000 $ 118,000
Coconino County Arizona 9 $ 3,565,000 $ 396,000 $ 297,000
Bay County Florida 9 $ 1,915,000 $ 212,000 $ 106,000
Brevard County Florida 9 $ 2,185,000 $ 242,000 $ 114,000
Howard County Maryland 9 $ 3,505,000 $ 389,000 $ 144,000
Prince George's County Maryland 9 $ 2,255,000 $ 250,000 $ 115,000
Washington County Minnesota 9 $ 2,815,000 $ 312,000 $ 132,000
Bergen County New Jersey 9 $ 3,675,000 $ 408,000 $ 219,000
Hunterdon County New Jersey 9 $ 2,815,000 $ 312,000 $ 215,000
Nassau County New York 9 $ 3,075,000 $ 341,000 $ 132,000
Jackson County Oregon 9 $ 2,785,000 $ 309,000 $ 89,000
Schuylkill County Pennsylvania 9 $ 1,415,000 $ 157,000 $ 90,000
Virginia Beach County Virginia 9 $ 2,345,000 $ 260,000 $ 99,000
Jefferson County Alabama 8 $ 1,210,000 $ 151,000 $ 126,000
Placer County California 8 $ 3,070,000 $ 383,000 $ 146,000
Yolo County California 8 $ 2,700,000 $ 337,000 $ 130,000
Adams County Colorado 8 $ 3,140,000 $ 392,000 $ 202,000
Boulder County Colorado 8 $ 3,200,000 $ 400,000 $ 122,000
Manatee County Florida 8 $ 3,170,000 $ 396,000 $ 150,000
St. Johns County Florida 8 $ 4,170,000 $ 521,000 $ 250,000
Maui County Hawaii 8 $ 4,180,000 $ 522,000 $ 217,000
Frederick County Maryland 8 $ 2,510,000 $ 313,000 $ 150,000
Dukes County Massachusetts 8 $ 5,310,000 $ 663,000 $ 434,000
Wayne County Michigan 8 $ 1,280,000 $ 160,000 $ 85,000
Charleston County South Carolina 8 $ 2,340,000 $ 292,000 $ 132,000
York County South Carolina 8 $ 1,720,000 $ 215,000 $ 102,000
Williamson County Tennessee 8 $ 3,400,000 $ 425,000 $ 157,000
Hidalgo County Texas 8 $ 1,550,000 $ 193,000 $ 94,000
Yakima County Washington 8 $ 1,720,000 $ 215,000 $ 136,000
Lee County Alabama 7 $ 1,225,000 $ 175,000 $ 120,000
Mohave County Arizona 7 $ 1,565,000 $ 223,000 $ 98,000
El Dorado County California 7 $ 2,925,000 $ 417,000 $ 189,000
El Paso County Colorado 7 $ 2,425,000 $ 346,000 $ 105,000
Litchfield County Connecticut 7 $ 2,045,000 $ 292,000 $ 136,000
Seminole County Florida 7 $ 2,275,000 $ 325,000 $ 139,000
Hampshire County Massachusetts 7 $ 1,505,000 $ 215,000 $ 142,000
Livingston County Michigan 7 $ 1,855,000 $ 265,000 $ 104,000
Washtenaw County Michigan 7 $ 1,785,000 $ 255,000 $ 134,000
Dakota County Minnesota 7 $ 1,835,000 $ 262,000 $ 121,000
Jackson County Missouri 7 $ 1,655,000 $ 236,000 $ 91,000
Flathead County Montana 7 $ 1,995,000 $ 285,000 $ 111,000
Lyon County Nevada 7 $ 1,645,000 $ 235,000 $ 109,000
Belknap County New Hampshire 7 $ 3,735,000 $ 533,000 $ 294,000
Gloucester County New Jersey 7 $ 1,755,000 $ 250,000 $ 89,000
Suffolk County New York 7 $ 2,375,000 $ 339,000 $ 147,000
Forsyth County North Carolina 7 $ 1,355,000 $ 193,000 $ 80,000
Lane County Oregon 7 $ 1,775,000 $ 253,000 $ 102,000
Horry County South Carolina 7 $ 1,345,000 $ 192,000 $ 132,000
Hamilton County Tennessee 7 $ 1,505,000 $ 215,000 $ 102,000
Grayson County Texas 7 $ 1,795,000 $ 256,000 $ 201,000
Waller County Texas 7 $ 2,095,000 $ 299,000 $ 123,000
Henrico County Virginia 7 $ 2,005,000 $ 286,000 $ 138,000
Juneau County Alaska 6 $ 2,090,000 $ 348,000 $ 98,000
Imperial County California 6 $ 1,460,000 $ 243,000 $ 84,000
Larimer County Colorado 6 $ 1,780,000 $ 296,000 $ 102,000
Tolland County Connecticut 6 $ 1,370,000 $ 228,000 $ 100,000
Cherokee County Georgia 6 $ 1,830,000 $ 305,000 $ 91,000
DeKalb County Georgia 6 $ 1,660,000 $ 276,000 $ 99,000
Kauai County Hawaii 6 $ 2,720,000 $ 453,000 $ 227,000
Johnson County Kansas 6 $ 1,610,000 $ 268,000 $ 100,000
Cumberland County Maine 6 $ 3,000,000 $ 500,000 $ 98,000
Baltimore City County Maryland 6 $ 1,050,000 $ 175,000 $ 100,000
Kent County Michigan 6 $ 1,550,000 $ 258,000 $ 135,000
Anoka County Minnesota 6 $ 1,680,000 $ 280,000 $ 124,000
Gallatin County Montana 6 $ 2,380,000 $ 396,000 $ 136,000
Strafford County New Hampshire 6 $ 1,420,000 $ 236,000 $ 65,000
Columbia County New York 6 $ 1,540,000 $ 256,000 $ 144,000
Onondaga County New York 6 $ 1,010,000 $ 168,000 $ 87,000
Saratoga County New York 6 $ 1,670,000 $ 278,000 $ 119,000
Durham County North Carolina 6 $ 1,320,000 $ 220,000 $ 75,000
Marion County Oregon 6 $ 1,780,000 $ 296,000 $ 97,000
Allegheny County Pennsylvania 6 $ 1,170,000 $ 195,000 $ 102,000
Bowie County Texas 6 $ 1,090,000 $ 181,000 $ 55,000
Cass County Texas 6 $ 740,000 $ 123,000 $ 52,000
Henderson County Texas 6 $ 930,000 $ 155,000 $ 87,000
Kendall County Texas 6 $ 1,560,000 $ 260,000 $ 104,000
Nueces County Texas 6 $ 1,390,000 $ 231,000 $ 78,000
Red River County Texas 6 $ 520,000 $ 86,000 $ 51,000
Upshur County Texas 6 $ 1,010,000 $ 168,000 $ 56,000
Washington County Utah 6 $ 1,920,000 $ 320,000 $ 125,000
Arlington County Virginia 6 $ 2,630,000 $ 438,000 $ 171,000
Stafford County Virginia 6 $ 2,330,000 $ 388,000 $ 108,000
Skagit County Washington 6 $ 1,590,000 $ 265,000 $ 86,000
Butte County California 5 $ 1,805,000 $ 361,000 $ 123,000
Madera County California 5 $ 1,135,000 $ 227,000 $ 119,000
Santa Cruz County California 5 $ 2,845,000 $ 569,000 $ 133,000
Volusia County Florida 5 $ 955,000 $ 191,000 $ 145,000
Hall County Georgia 5 $ 985,000 $ 197,000 $ 67,000
Hamilton County Indiana 5 $ 1,045,000 $ 209,000 $ 88,000
Marion County Indiana 5 $ 1,735,000 $ 347,000 $ 144,000
Carver County Minnesota 5 $ 1,655,000 $ 331,000 $ 119,000
Harrison County Mississippi 5 $ 1,395,000 $ 279,000 $ 138,000
St. Louis County Missouri 5 $ 1,785,000 $ 357,000 $ 160,000
Douglas County Nevada 5 $ 1,875,000 $ 375,000 $ 118,000
Passaic County New Jersey 5 $ 2,095,000 $ 419,000 $ 139,000
Rensselaer County New York 5 $ 825,000 $ 165,000 $ 69,000
Comanche County Oklahoma 5 $ 845,000 $ 169,000 $ 75,000
Oklahoma County Oklahoma 5 $ 795,000 $ 159,000 $ 77,000
Tulsa County Oklahoma 5 $ 1,255,000 $ 251,000 $ 170,000
Coos County Oregon 5 $ 1,615,000 $ 323,000 $ 156,000
Pike County Pennsylvania 5 $ 805,000 $ 161,000 $ 164,000
Providence County Rhode Island 5 $ 865,000 $ 173,000 $ 105,000
Lancaster County South Carolina 5 $ 1,415,000 $ 283,000 $ 61,000
Richland County South Carolina 5 $ 1,215,000 $ 243,000 $ 72,000
Knox County Tennessee 5 $ 1,385,000 $ 277,000 $ 97,000
Jefferson County Texas 5 $ 755,000 $ 151,000 $ 61,000
Liberty County Texas 5 $ 685,000 $ 137,000 $ 59,000
Wilson County Texas 5 $ 1,705,000 $ 341,000 $ 106,000
Benton County Washington 5 $ 1,955,000 $ 391,000 $ 159,000
Whatcom County Washington 5 $ 2,295,000 $ 459,000 $ 116,000
Grant County Wisconsin 5 $ 705,000 $ 141,000 $ 62,000
Gila County Arizona 4 $ 830,000 $ 207,000 $ 53,000
Marin County California 4 $ 2,130,000 $ 532,000 $ 149,000
Merced County California 4 $ 880,000 $ 220,000 $ 63,000
Nevada County California 4 $ 1,630,000 $ 407,000 $ 166,000
Shasta County California 4 $ 1,420,000 $ 355,000 $ 165,000
Tuolumne County California 4 $ 1,050,000 $ 262,000 $ 86,000
Weld County Colorado 4 $ 750,000 $ 187,000 $ 58,000
District of Columbia County District Of Columbia 4 $ 2,180,000 $ 545,000 $ 149,000
Charlotte County Florida 4 $ 860,000 $ 215,000 $ 70,000
Martin County Florida 4 $ 1,060,000 $ 265,000 $ 139,000
Osceola County Florida 4 $ 1,140,000 $ 285,000 $ 208,000
Pasco County Florida 4 $ 790,000 $ 197,000 $ 111,000
Chatham County Georgia 4 $ 1,100,000 $ 275,000 $ 73,000
Muscogee County Georgia 4 $ 450,000 $ 112,000 $ 42,000
Kendall County Illinois 4 $ 1,110,000 $ 277,000 $ 107,000
Lake County Illinois 4 $ 1,260,000 $ 315,000 $ 191,000
McHenry County Illinois 4 $ 1,210,000 $ 302,000 $ 160,000
St. Bernard County Louisiana 4 $ 520,000 $ 130,000 $ 55,000
Tangipahoa County Louisiana 4 $ 670,000 $ 167,000 $ 74,000
York County Maine 4 $ 1,500,000 $ 375,000 $ 267,000
Anne Arundel County Maryland 4 $ 1,470,000 $ 367,000 $ 143,000
Rankin County Mississippi 4 $ 870,000 $ 217,000 $ 98,000
Clay County Missouri 4 $ 1,060,000 $ 265,000 $ 123,000
Atlantic County New Jersey 4 $ 710,000 $ 177,000 $ 143,000
Warren County New Jersey 4 $ 810,000 $ 202,000 $ 113,000
Herkimer County New York 4 $ 470,000 $ 117,000 $ 73,000
Schenectady County New York 4 $ 570,000 $ 142,000 $ 43,000
Guilford County North Carolina 4 $ 1,180,000 $ 295,000 $ 86,000
New Hanover County North Carolina 4 $ 790,000 $ 197,000 $ 113,000
Union County North Carolina 4 $ 980,000 $ 245,000 $ 77,000
Benton County Oregon 4 $ 1,180,000 $ 295,000 $ 70,000
Newport County Rhode Island 4 $ 2,030,000 $ 507,000 $ 243,000
Washington County Rhode Island 4 $ 2,050,000 $ 512,000 $ 182,000
Angelina County Texas 4 $ 1,190,000 $ 297,000 $ 97,000
Bastrop County Texas 4 $ 1,050,000 $ 262,000 $ 97,000
Freestone County Texas 4 $ 660,000 $ 165,000 $ 141,000
Gregg County Texas 4 $ 720,000 $ 180,000 $ 70,000
Hood County Texas 4 $ 860,000 $ 215,000 $ 84,000
McLennan County Texas 4 $ 820,000 $ 205,000 $ 63,000
Smith County Texas 4 $ 840,000 $ 210,000 $ 84,000
Van Zandt County Texas 4 $ 870,000 $ 217,000 $ 156,000
Webb County Texas 4 $ 960,000 $ 240,000 $ 115,000
Chesterfield County Virginia 4 $ 880,000 $ 220,000 $ 109,000
Klickitat County Washington 4 $ 970,000 $ 242,000 $ 119,000
Dane County Wisconsin 4 $ 1,420,000 $ 355,000 $ 136,000
Waukesha County Wisconsin 4 $ 1,180,000 $ 295,000 $ 118,000
Baldwin County Alabama 3 $ 995,000 $ 331,000 $ 74,000
Shelby County Alabama 3 $ 725,000 $ 241,000 $ 82,000
Matanuska-Susitna County Alaska 3 $ 715,000 $ 238,000 $ 116,000
Yuma County Arizona 3 $ 545,000 $ 181,000 $ 97,000
Kings County California 3 $ 835,000 $ 278,000 $ 161,000
San Luis Obispo County California 3 $ 1,145,000 $ 381,000 $ 158,000
Broomfield County Colorado 3 $ 1,055,000 $ 351,000 $ 139,000
Clear Creek County Colorado 3 $ 805,000 $ 268,000 $ 66,000
Mesa County Colorado 3 $ 935,000 $ 311,000 $ 105,000
Sussex County Delaware 3 $ 715,000 $ 238,000 $ 113,000
Lake County Florida 3 $ 665,000 $ 221,000 $ 72,000
Coweta County Georgia 3 $ 1,215,000 $ 405,000 $ 134,000
Newton County Georgia 3 $ 545,000 $ 181,000 $ 50,000
Canyon County Idaho 3 $ 885,000 $ 295,000 $ 124,000
Will County Illinois 3 $ 735,000 $ 245,000 $ 140,000
Boone County Indiana 3 $ 855,000 $ 285,000 $ 86,000
Caddo County Louisiana 3 $ 555,000 $ 185,000 $ 81,000
Harford County Maryland 3 $ 945,000 $ 315,000 $ 112,000
Nantucket County Massachusetts 3 $ 2,435,000 $ 811,000 $ 633,000
Stearns County Minnesota 3 $ 825,000 $ 275,000 $ 154,000
St. Charles County Missouri 3 $ 895,000 $ 298,000 $ 106,000
Grafton County New Hampshire 3 $ 535,000 $ 178,000 $ 264,000
Merrimack County New Hampshire 3 $ 895,000 $ 298,000 $ 120,000
Sandoval County New Mexico 3 $ 645,000 $ 215,000 $ 93,000
Madison County New York 3 $ 305,000 $ 101,000 $ 81,000
Brunswick County North Carolina 3 $ 745,000 $ 248,000 $ 85,000
Delaware County Ohio 3 $ 695,000 $ 231,000 $ 104,000
Hamilton County Ohio 3 $ 925,000 $ 308,000 $ 164,000
Lucas County Ohio 3 $ 465,000 $ 155,000 $ 64,000
Montgomery County Ohio 3 $ 535,000 $ 178,000 $ 85,000
Warren County Ohio 3 $ 1,165,000 $ 388,000 $ 207,000
McCurtain County Oklahoma 3 $ 845,000 $ 281,000 $ 157,000
Polk County Oregon 3 $ 845,000 $ 281,000 $ 105,000
Yamhill County Oregon 3 $ 845,000 $ 281,000 $ 126,000
Kent County Rhode Island 3 $ 725,000 $ 241,000 $ 84,000
Beaufort County South Carolina 3 $ 815,000 $ 271,000 $ 88,000
Greenville County South Carolina 3 $ 1,005,000 $ 335,000 $ 118,000
Spartanburg County South Carolina 3 $ 795,000 $ 265,000 $ 100,000
Maury County Tennessee 3 $ 1,055,000 $ 351,000 $ 79,000
Rutherford County Tennessee 3 $ 815,000 $ 271,000 $ 91,000
Wilson County Tennessee 3 $ 955,000 $ 318,000 $ 141,000
Coryell County Texas 3 $ 625,000 $ 208,000 $ 66,000
Erath County Texas 3 $ 905,000 $ 301,000 $ 78,000
Gillespie County Texas 3 $ 915,000 $ 305,000 $ 168,000
Guadalupe County Texas 3 $ 515,000 $ 171,000 $ 165,000
Jackson County Texas 3 $ 385,000 $ 128,000 $ 50,000
Jasper County Texas 3 $ 455,000 $ 151,000 $ 92,000
Medina County Texas 3 $ 815,000 $ 271,000 $ 62,000
Nacogdoches County Texas 3 $ 1,025,000 $ 341,000 $ 159,000
Randall County Texas 3 $ 635,000 $ 211,000 $ 78,000
Victoria County Texas 3 $ 325,000 $ 108,000 $ 61,000
Walker County Texas 3 $ 585,000 $ 195,000 $ 135,000
Wise County Texas 3 $ 715,000 $ 238,000 $ 101,000
Wood County Texas 3 $ 475,000 $ 158,000 $ 67,000
Weber County Utah 3 $ 625,000 $ 208,000 $ 58,000
Bennington County Vermont 3 $ 875,000 $ 291,000 $ 131,000
Chittenden County Vermont 3 $ 625,000 $ 208,000 $ 112,000
Lamoille County Vermont 3 $ 2,705,000 $ 901,000 $ 741,000
Frederick County Virginia 3 $ 805,000 $ 268,000 $ 96,000
Clallam County Washington 3 $ 825,000 $ 275,000 $ 72,000
Grant County Washington 3 $ 735,000 $ 245,000 $ 139,000
Island County Washington 3 $ 855,000 $ 285,000 $ 97,000
Jefferson County Washington 3 $ 825,000 $ 275,000 $ 112,000
Milwaukee County Wisconsin 3 $ 815,000 $ 271,000 $ 105,000
Barbour County Alabama 2 $ 300,000 $ 150,000 $ 76,000
Madison County Alabama 2 $ 450,000 $ 225,000 $ 95,000
Kenai Peninsula County Alaska 2 $ 570,000 $ 285,000 $ 133,000
Inyo County California 2 $ 430,000 $ 215,000 $ 47,000
Plumas County California 2 $ 480,000 $ 240,000 $ 160,000
Santa Barbara County California 2 $ 1,380,000 $ 690,000 $ 176,000
Summit County Colorado 2 $ 740,000 $ 370,000 $ 304,000
Escambia County Florida 2 $ 420,000 $ 210,000 $ 57,000
Flagler County Florida 2 $ 480,000 $ 240,000 $ 116,000
Hernando County Florida 2 $ 360,000 $ 180,000 $ 43,000
Leon County Florida 2 $ 330,000 $ 165,000 $ 94,000
Marion County Florida 2 $ 470,000 $ 235,000 $ 87,000
Polk County Florida 2 $ 360,000 $ 180,000 $ 61,000
Santa Rosa County Florida 2 $ 590,000 $ 295,000 $ 127,000
Sumter County Florida 2 $ 560,000 $ 280,000 $ 140,000
Fannin County Georgia 2 $ 510,000 $ 255,000 $ 274,000
Bonner County Idaho 2 $ 650,000 $ 325,000 $ 182,000
Fayette County Illinois 2 $ 720,000 $ 360,000 $ 160,000
St. Clair County Illinois 2 $ 490,000 $ 245,000 $ 59,000
Clinton County Indiana 2 $ 450,000 $ 225,000 $ 383,000
Howard County Indiana 2 $ 470,000 $ 235,000 $ 115,000
Lake County Indiana 2 $ 250,000 $ 125,000 $ 88,000
Tippecanoe County Indiana 2 $ 540,000 $ 270,000 $ 180,000
Sedgwick County Kansas 2 $ 290,000 $ 145,000 $ 74,000
Fayette County Kentucky 2 $ 430,000 $ 215,000 $ 148,000
East Baton Rouge County Louisiana 2 $ 670,000 $ 335,000 $ 117,000
St. Charles County Louisiana 2 $ 230,000 $ 115,000 $ 50,000
Hancock County Maine 2 $ 910,000 $ 455,000 $ 460,000
Piscataquis County Maine 2 $ 630,000 $ 315,000 $ 126,000
Baltimore County Maryland 2 $ 370,000 $ 185,000 $ 45,000
Calvert County Maryland 2 $ 530,000 $ 265,000 $ 104,000
Cecil County Maryland 2 $ 500,000 $ 250,000 $ 136,000
Charles County Maryland 2 $ 610,000 $ 305,000 $ 199,000
Worcester County Maryland 2 $ 600,000 $ 300,000 $ 236,000
Franklin County Massachusetts 2 $ 380,000 $ 190,000 $ 49,000
Genesee County Michigan 2 $ 280,000 $ 140,000 $ 160,000
Ingham County Michigan 2 $ 550,000 $ 275,000 $ 107,000
Ottawa County Michigan 2 $ 470,000 $ 235,000 $ 133,000
DeSoto County Mississippi 2 $ 500,000 $ 250,000 $ 90,000
Madison County Mississippi 2 $ 580,000 $ 290,000 $ 215,000
Franklin County Missouri 2 $ 310,000 $ 155,000 $ 69,000
Jefferson County Missouri 2 $ 400,000 $ 200,000 $ 68,000
Pulaski County Missouri 2 $ 370,000 $ 185,000 $ 80,000
Taney County Missouri 2 $ 370,000 $ 185,000 $ 120,000
Lewis and Clark County Montana 2 $ 650,000 $ 325,000 $ 109,000
Richland County Montana 2 $ 440,000 $ 220,000 $ 61,000
Carson City County Nevada 2 $ 510,000 $ 255,000 $ 73,000
Coos County New Hampshire 2 $ 490,000 $ 245,000 $ 159,000
Salem County New Jersey 2 $ 510,000 $ 255,000 $ 161,000
Los Alamos County New Mexico 2 $ 770,000 $ 385,000 $ 188,000
Otero County New Mexico 2 $ 410,000 $ 205,000 $ 76,000
Dutchess County New York 2 $ 570,000 $ 285,000 $ 85,000
Kings County New York 2 $ 710,000 $ 355,000 $ 96,000
Oswego County New York 2 $ 240,000 $ 120,000 $ 87,000
Westchester County New York 2 $ 590,000 $ 295,000 $ 130,000
Columbus County North Carolina 2 $ 310,000 $ 155,000 $ 61,000
Cumberland County North Carolina 2 $ 520,000 $ 260,000 $ 211,000
Franklin County North Carolina 2 $ 540,000 $ 270,000 $ 102,000
Orange County North Carolina 2 $ 200,000 $ 100,000 $ 65,000
Lorain County Ohio 2 $ 480,000 $ 240,000 $ 79,000
Wood County Ohio 2 $ 380,000 $ 190,000 $ 171,000
Pittsburg County Oklahoma 2 $ 410,000 $ 205,000 $ 70,000
Douglas County Oregon 2 $ 430,000 $ 215,000 $ 85,000
Josephine County Oregon 2 $ 670,000 $ 335,000 $ 121,000
Lincoln County Oregon 2 $ 670,000 $ 335,000 $ 443,000
Tillamook County Oregon 2 $ 630,000 $ 315,000 $ 75,000
Carbon County Pennsylvania 2 $ 250,000 $ 125,000 $ 59,000
Dauphin County Pennsylvania 2 $ 320,000 $ 160,000 $ 114,000
York County Pennsylvania 2 $ 360,000 $ 180,000 $ 81,000
Minnehaha County South Dakota 2 $ 490,000 $ 245,000 $ 98,000
Atascosa County Texas 2 $ 590,000 $ 295,000 $ 181,000
Burnet County Texas 2 $ 560,000 $ 280,000 $ 134,000
Callahan County Texas 2 $ 300,000 $ 150,000 $ 63,000
Chambers County Texas 2 $ 720,000 $ 360,000 $ 120,000
Comanche County Texas 2 $ 170,000 $ 85,000 $ 44,000
Fannin County Texas 2 $ 430,000 $ 215,000 $ 84,000
Fayette County Texas 2 $ 830,000 $ 415,000 $ 89,000
Gaines County Texas 2 $ 440,000 $ 220,000 $ 143,000
Glasscock County Texas 2 $ 370,000 $ 185,000 $ 53,000
Grimes County Texas 2 $ 300,000 $ 150,000 $ 52,000
Hill County Texas 2 $ 320,000 $ 160,000 $ 90,000
Lamar County Texas 2 $ 280,000 $ 140,000 $ 46,000
Midland County Texas 2 $ 480,000 $ 240,000 $ 75,000
Montague County Texas 2 $ 390,000 $ 195,000 $ 79,000
Palo Pinto County Texas 2 $ 630,000 $ 315,000 $ 98,000
Polk County Texas 2 $ 440,000 $ 220,000 $ 116,000
Rusk County Texas 2 $ 550,000 $ 275,000 $ 68,000
San Jacinto County Texas 2 $ 540,000 $ 270,000 $ 167,000
Somervell County Texas 2 $ 570,000 $ 285,000 $ 144,000
Taylor County Texas 2 $ 440,000 $ 220,000 $ 72,000
Trinity County Texas 2 $ 300,000 $ 150,000 $ 64,000
Val Verde County Texas 2 $ 520,000 $ 260,000 $ 102,000
Washington County Texas 2 $ 530,000 $ 265,000 $ 88,000
Box Elder County Utah 2 $ 370,000 $ 185,000 $ 78,000
Summit County Utah 2 $ 940,000 $ 470,000 $ 426,000
Tooele County Utah 2 $ 650,000 $ 325,000 $ 111,000
Caledonia County Vermont 2 $ 430,000 $ 215,000 $ 184,000
Rutland County Vermont 2 $ 260,000 $ 130,000 $ 62,000
Windsor County Vermont 2 $ 260,000 $ 130,000 $ 187,000
Accomack County Virginia 2 $ 720,000 $ 360,000 $ 187,000
Albemarle County Virginia 2 $ 440,000 $ 220,000 $ 75,000
Portsmouth County Virginia 2 $ 390,000 $ 195,000 $ 96,000
Grays Harbor County Washington 2 $ 400,000 $ 200,000 $ 160,000
Whitman County Washington 2 $ 410,000 $ 205,000 $ 78,000
Waushara County Wisconsin 2 $ 540,000 $ 270,000 $ 139,000
Covington County Alabama 1 $ 75,000 $ 75,000 $ 20,000
Cullman County Alabama 1 $ 235,000 $ 235,000 $ 42,000
Elmore County Alabama 1 $ 455,000 $ 455,000 $ 240,000
Marion County Alabama 1 $ 205,000 $ 205,000 $ 80,000
Montgomery County Alabama 1 $ 155,000 $ 155,000 $ 60,000
Morgan County Alabama 1 $ 125,000 $ 125,000 $ 35,000
Pike County Alabama 1 $ 225,000 $ 225,000 $ 44,000
Russell County Alabama 1 $ 65,000 $ 65,000 $ 40,000
Talladega County Alabama 1 $ 115,000 $ 115,000 $ 34,000
Tallapoosa County Alabama 1 $ 225,000 $ 225,000 $ 200,000
Cochise County Arizona 1 $ 275,000 $ 275,000 $ 155,000
Santa Cruz County Arizona 1 $ 325,000 $ 325,000 $ 114,000
Garland County Arkansas 1 $ 275,000 $ 275,000 $ 125,000
Pulaski County Arkansas 1 $ 325,000 $ 325,000 $ 152,000
Washington County Arkansas 1 $ 425,000 $ 425,000 $ 108,000
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Mortgage Loan Application Detail Totals for First Choice Loan Services Inc. in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 8,093 $2,584,795,000 $319,000 $11,005,000 $130,000 $9,166,000
Cash-out Refinancing 1,335 $455,175,000 $340,000 $3,335,000 $134,000 $2,222,000
Refinancing 1,227 $447,355,000 $364,000 $2,805,000 $155,000 $2,207,000
Home Improvement 208 $68,560,000 $329,000 $985,000 $163,000 $1,161,000
Other Purpose 183 $50,415,000 $275,000 $1,005,000 $151,000 $1,226,000
Not Applicable 14 $2,910,000 $207,000 $435,000 $98,000 $162,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,311 $2,096,375,000 $332,000 $11,005,000 $141,000 $9,166,000
Not Provided 1,570 $518,490,000 $330,000 $3,335,000 $146,000 $6,051,000
Hispanic 1,442 $372,620,000 $258,000 $1,265,000 $92,000 $470,000
Asian 1,075 $435,035,000 $404,000 $1,805,000 $148,000 $833,000
Black or African American 566 $156,730,000 $276,000 $975,000 $105,000 $2,111,000
Native Hawaiian or Other Pacific Islander 33 $10,975,000 $332,000 $725,000 $124,000 $409,000
American Indian or Alaskan Native 25 $6,945,000 $277,000 $625,000 $104,000 $349,000
Not applicable 8 $1,980,000 $247,000 $385,000 $82,000 $147,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,376 $2,885,150,000 $344,000 $11,005,000 $149,000 $9,166,000
FHA-insured (Federal Housing Administration) 1,693 $425,325,000 $251,000 $885,000 $82,000 $462,000
VA-guaranteed (Veterans Administration) 940 $291,460,000 $310,000 $1,055,000 $98,000 $388,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 51 $7,275,000 $142,000 $365,000 $57,000 $104,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,647 $2,441,215,000 $319,000 $3,015,000 $134,000 $6,051,000
Application Withdrawn By Applicant 2,071 $718,185,000 $346,000 $3,335,000 $139,000 $9,166,000
Application Approved But Not Accepted 693 $231,835,000 $334,000 $1,745,000 $142,000 $6,051,000
File Closed For Incompleteness 260 $94,440,000 $363,000 $2,175,000 $135,000 $1,122,000
Loan Purchased By The Institution 209 $44,085,000 $210,000 $515,000 $99,000 $396,000
Application Denied By Financial Institution 176 $78,530,000 $446,000 $11,005,000 $109,000 $801,000
Preapproval Denied by Financial Institution 4 $920,000 $230,000 $295,000 $55,000 $81,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 10,880 $3,529,760,000 $324,000 $3,335,000 $135,000 $9,166,000
Debt-To-Income Ratio 73 $37,575,000 $514,000 $11,005,000 $88,000 $786,000
Collateral 37 $12,255,000 $331,000 $2,315,000 $133,000 $393,000
Credit History 32 $17,470,000 $545,000 $8,505,000 $135,000 $801,000
Employment History 10 $2,440,000 $244,000 $495,000 $62,000 $115,000
Insufficient Cash (Downpayment, Closing Cost) 10 $3,180,000 $318,000 $565,000 $137,000 $257,000
Other 9 $3,135,000 $348,000 $675,000 $118,000 $260,000
Unverifiable Information 9 $3,395,000 $377,000 $615,000 $82,000 $208,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Choice Loan Services Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Choice Loan Services Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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