First Choice Loan Services Inc. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Choice Loan Services Inc. One Tower Center, Floor #18 East Brunswick, NJ 08816 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 11,060 |
| Total Mortgage Loan Application Amount | $3,609,210,000 |
| Average Mortgage Loan Application Amount | $305,666 |
| Highest Mortgage Loan Application Amount | $11,005,000 |
| Average Applicant Income | $138,500 |
| Highest Applicant Income | $9,166,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with First Choice Loan Services Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Choice Loan Services Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down First Choice Loan Services Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Choice Loan Services Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by First Choice Loan Services Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Choice Loan Services Inc.'s mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 676 | $ 194,400,000 | $ 287,000 | $ 113,000 |
| Middlesex County Massachusetts | 614 | $ 321,390,000 | $ 523,000 | $ 199,000 |
| Los Angeles County California | 385 | $ 167,555,000 | $ 435,000 | $ 134,000 |
| Harris County Texas | 381 | $ 88,775,000 | $ 233,000 | $ 101,000 |
| Essex County Massachusetts | 350 | $ 134,570,000 | $ 384,000 | $ 160,000 |
| Riverside County California | 342 | $ 95,080,000 | $ 278,000 | $ 92,000 |
| Dallas County Texas | 324 | $ 86,360,000 | $ 266,000 | $ 127,000 |
| Tarrant County Texas | 258 | $ 63,900,000 | $ 247,000 | $ 100,000 |
| San Bernardino County California | 256 | $ 64,400,000 | $ 251,000 | $ 87,000 |
| Suffolk County Massachusetts | 234 | $ 136,230,000 | $ 582,000 | $ 287,000 |
| San Diego County California | 232 | $ 102,900,000 | $ 443,000 | $ 136,000 |
| Montgomery County Pennsylvania | 219 | $ 62,945,000 | $ 287,000 | $ 127,000 |
| Collin County Texas | 182 | $ 54,650,000 | $ 300,000 | $ 119,000 |
| Denton County Texas | 177 | $ 53,495,000 | $ 302,000 | $ 121,000 |
| Philadelphia County Pennsylvania | 171 | $ 57,635,000 | $ 337,000 | $ 146,000 |
| Bucks County Pennsylvania | 161 | $ 46,515,000 | $ 288,000 | $ 120,000 |
| Monmouth County New Jersey | 133 | $ 44,975,000 | $ 338,000 | $ 178,000 |
| Mercer County New Jersey | 131 | $ 40,165,000 | $ 306,000 | $ 150,000 |
| Norfolk County Massachusetts | 130 | $ 66,310,000 | $ 510,000 | $ 198,000 |
| Orange County California | 127 | $ 56,195,000 | $ 442,000 | $ 132,000 |
| Clark County Nevada | 126 | $ 36,490,000 | $ 289,000 | $ 129,000 |
| Worcester County Massachusetts | 115 | $ 37,935,000 | $ 329,000 | $ 129,000 |
| Middlesex County New Jersey | 113 | $ 40,005,000 | $ 354,000 | $ 165,000 |
| Berks County Pennsylvania | 111 | $ 17,265,000 | $ 155,000 | $ 71,000 |
| Fort Bend County Texas | 82 | $ 22,420,000 | $ 273,000 | $ 113,000 |
| King County Washington | 80 | $ 33,990,000 | $ 424,000 | $ 166,000 |
| Hartford County Connecticut | 78 | $ 20,920,000 | $ 268,000 | $ 203,000 |
| Washoe County Nevada | 78 | $ 23,700,000 | $ 303,000 | $ 113,000 |
| Plymouth County Massachusetts | 73 | $ 27,665,000 | $ 378,000 | $ 136,000 |
| Contra Costa County California | 70 | $ 31,090,000 | $ 444,000 | $ 132,000 |
| Montgomery County Texas | 70 | $ 18,250,000 | $ 260,000 | $ 119,000 |
| Bexar County Texas | 65 | $ 16,205,000 | $ 249,000 | $ 107,000 |
| Travis County Texas | 65 | $ 21,825,000 | $ 335,000 | $ 141,000 |
| Ocean County New Jersey | 57 | $ 17,305,000 | $ 303,000 | $ 164,000 |
| Denver County Colorado | 56 | $ 21,960,000 | $ 392,000 | $ 156,000 |
| Bristol County Massachusetts | 53 | $ 16,085,000 | $ 303,000 | $ 107,000 |
| Hampden County Massachusetts | 52 | $ 10,790,000 | $ 207,000 | $ 93,000 |
| Barnstable County Massachusetts | 50 | $ 18,430,000 | $ 368,000 | $ 236,000 |
| Santa Fe County New Mexico | 50 | $ 28,190,000 | $ 563,000 | $ 145,000 |
| Navarro County Texas | 50 | $ 8,510,000 | $ 170,000 | $ 92,000 |
| Sacramento County California | 46 | $ 15,190,000 | $ 330,000 | $ 124,000 |
| Salt Lake County Utah | 46 | $ 16,390,000 | $ 356,000 | $ 139,000 |
| Rockingham County New Hampshire | 44 | $ 14,530,000 | $ 330,000 | $ 126,000 |
| Williamson County Texas | 44 | $ 13,310,000 | $ 302,000 | $ 110,000 |
| Cook County Illinois | 43 | $ 12,555,000 | $ 291,000 | $ 138,000 |
| Burlington County New Jersey | 43 | $ 10,925,000 | $ 254,000 | $ 131,000 |
| New London County Connecticut | 41 | $ 14,875,000 | $ 362,000 | $ 219,000 |
| Miami-Dade County Florida | 41 | $ 18,565,000 | $ 452,000 | $ 229,000 |
| Galveston County Texas | 41 | $ 9,905,000 | $ 241,000 | $ 120,000 |
| Broward County Florida | 40 | $ 12,680,000 | $ 317,000 | $ 121,000 |
| Cameron County Texas | 39 | $ 7,925,000 | $ 203,000 | $ 99,000 |
| Washington County Oregon | 38 | $ 12,200,000 | $ 321,000 | $ 115,000 |
| Chester County Pennsylvania | 38 | $ 14,330,000 | $ 377,000 | $ 156,000 |
| Titus County Texas | 37 | $ 6,635,000 | $ 179,000 | $ 78,000 |
| Berkshire County Massachusetts | 35 | $ 7,015,000 | $ 200,000 | $ 127,000 |
| Pima County Arizona | 34 | $ 8,830,000 | $ 259,000 | $ 94,000 |
| Pinal County Arizona | 33 | $ 8,205,000 | $ 248,000 | $ 81,000 |
| Alameda County California | 33 | $ 19,655,000 | $ 595,000 | $ 193,000 |
| Palm Beach County Florida | 33 | $ 10,055,000 | $ 304,000 | $ 150,000 |
| Somerset County New Jersey | 33 | $ 11,835,000 | $ 358,000 | $ 152,000 |
| Solano County California | 32 | $ 9,650,000 | $ 301,000 | $ 97,000 |
| Snohomish County Washington | 32 | $ 11,350,000 | $ 354,000 | $ 123,000 |
| San Joaquin County California | 30 | $ 9,610,000 | $ 320,000 | $ 107,000 |
| Pierce County Washington | 30 | $ 10,950,000 | $ 365,000 | $ 121,000 |
| Fresno County California | 29 | $ 7,925,000 | $ 273,000 | $ 136,000 |
| Brazoria County Texas | 29 | $ 6,745,000 | $ 232,000 | $ 109,000 |
| Delaware County Pennsylvania | 28 | $ 8,310,000 | $ 296,000 | $ 130,000 |
| Northampton County Pennsylvania | 28 | $ 5,630,000 | $ 201,000 | $ 89,000 |
| Stanislaus County California | 27 | $ 7,995,000 | $ 296,000 | $ 107,000 |
| Hillsborough County New Hampshire | 27 | $ 7,755,000 | $ 287,000 | $ 114,000 |
| Multnomah County Oregon | 27 | $ 9,525,000 | $ 352,000 | $ 130,000 |
| Fairfield County Connecticut | 26 | $ 13,010,000 | $ 500,000 | $ 183,000 |
| Orange County Florida | 26 | $ 8,690,000 | $ 334,000 | $ 148,000 |
| Mecklenburg County North Carolina | 26 | $ 6,500,000 | $ 250,000 | $ 103,000 |
| Rockwall County Texas | 26 | $ 8,860,000 | $ 340,000 | $ 131,000 |
| Fairfax County Virginia | 26 | $ 11,810,000 | $ 454,000 | $ 144,000 |
| Yavapai County Arizona | 25 | $ 7,085,000 | $ 283,000 | $ 96,000 |
| New Haven County Connecticut | 25 | $ 5,295,000 | $ 211,000 | $ 99,000 |
| Ada County Idaho | 25 | $ 7,055,000 | $ 282,000 | $ 115,000 |
| Morris County New Jersey | 25 | $ 9,455,000 | $ 378,000 | $ 158,000 |
| Kaufman County Texas | 25 | $ 5,655,000 | $ 226,000 | $ 83,000 |
| Navajo County Arizona | 24 | $ 4,700,000 | $ 195,000 | $ 114,000 |
| Ventura County California | 23 | $ 11,675,000 | $ 507,000 | $ 166,000 |
| Clackamas County Oregon | 23 | $ 8,055,000 | $ 350,000 | $ 127,000 |
| Fulton County Georgia | 22 | $ 7,110,000 | $ 323,000 | $ 151,000 |
| Parker County Texas | 22 | $ 6,120,000 | $ 278,000 | $ 113,000 |
| Hillsborough County Florida | 21 | $ 6,085,000 | $ 289,000 | $ 130,000 |
| Deschutes County Oregon | 21 | $ 6,445,000 | $ 306,000 | $ 114,000 |
| Ellis County Texas | 21 | $ 5,095,000 | $ 242,000 | $ 94,000 |
| Arapahoe County Colorado | 20 | $ 7,240,000 | $ 362,000 | $ 105,000 |
| Jefferson County Colorado | 20 | $ 6,930,000 | $ 346,000 | $ 136,000 |
| Pinellas County Florida | 20 | $ 4,830,000 | $ 241,000 | $ 127,000 |
| Oakland County Michigan | 20 | $ 5,440,000 | $ 272,000 | $ 140,000 |
| Shelby County Tennessee | 20 | $ 2,590,000 | $ 129,000 | $ 103,000 |
| Utah County Utah | 20 | $ 6,760,000 | $ 338,000 | $ 115,000 |
| Honolulu County Hawaii | 19 | $ 8,325,000 | $ 438,000 | $ 144,000 |
| Montgomery County Maryland | 19 | $ 8,015,000 | $ 421,000 | $ 171,000 |
| Oneida County New York | 19 | $ 2,135,000 | $ 112,000 | $ 72,000 |
| Wake County North Carolina | 19 | $ 6,025,000 | $ 317,000 | $ 134,000 |
| Gwinnett County Georgia | 18 | $ 5,640,000 | $ 313,000 | $ 132,000 |
| Davidson County Tennessee | 18 | $ 6,110,000 | $ 339,000 | $ 147,000 |
| Hennepin County Minnesota | 17 | $ 5,675,000 | $ 333,000 | $ 153,000 |
| Essex County New Jersey | 17 | $ 5,235,000 | $ 307,000 | $ 150,000 |
| Bernalillo County New Mexico | 17 | $ 4,845,000 | $ 285,000 | $ 150,000 |
| Lehigh County Pennsylvania | 17 | $ 4,065,000 | $ 239,000 | $ 100,000 |
| Bell County Texas | 17 | $ 4,035,000 | $ 237,000 | $ 100,000 |
| Davis County Utah | 17 | $ 5,505,000 | $ 323,000 | $ 107,000 |
| New Castle County Delaware | 16 | $ 4,240,000 | $ 265,000 | $ 133,000 |
| Cobb County Georgia | 16 | $ 5,120,000 | $ 320,000 | $ 148,000 |
| Hawaii County Hawaii | 16 | $ 6,540,000 | $ 408,000 | $ 125,000 |
| Orleans County Louisiana | 16 | $ 3,960,000 | $ 247,000 | $ 106,000 |
| Morris County Texas | 16 | $ 1,870,000 | $ 116,000 | $ 62,000 |
| Jefferson County Louisiana | 15 | $ 2,085,000 | $ 139,000 | $ 60,000 |
| Albany County New York | 15 | $ 3,115,000 | $ 207,000 | $ 110,000 |
| Santa Clara County California | 14 | $ 7,450,000 | $ 532,000 | $ 162,000 |
| DuPage County Illinois | 14 | $ 5,070,000 | $ 362,000 | $ 154,000 |
| Franklin County Ohio | 14 | $ 3,020,000 | $ 215,000 | $ 74,000 |
| Camp County Texas | 14 | $ 1,930,000 | $ 137,000 | $ 75,000 |
| Clark County Washington | 14 | $ 4,870,000 | $ 347,000 | $ 113,000 |
| Douglas County Colorado | 13 | $ 4,475,000 | $ 344,000 | $ 146,000 |
| Sarasota County Florida | 13 | $ 3,665,000 | $ 281,000 | $ 215,000 |
| Cape May County New Jersey | 13 | $ 6,245,000 | $ 480,000 | $ 302,000 |
| Hudson County New Jersey | 13 | $ 5,815,000 | $ 447,000 | $ 151,000 |
| Hays County Texas | 13 | $ 4,485,000 | $ 345,000 | $ 131,000 |
| Johnson County Texas | 13 | $ 3,125,000 | $ 240,000 | $ 90,000 |
| Loudoun County Virginia | 13 | $ 5,685,000 | $ 437,000 | $ 135,000 |
| San Francisco County California | 12 | $ 6,490,000 | $ 540,000 | $ 141,000 |
| Kane County Illinois | 12 | $ 2,930,000 | $ 244,000 | $ 111,000 |
| Macomb County Michigan | 12 | $ 2,670,000 | $ 222,000 | $ 111,000 |
| Camden County New Jersey | 12 | $ 4,700,000 | $ 391,000 | $ 254,000 |
| Cuyahoga County Ohio | 12 | $ 1,810,000 | $ 150,000 | $ 118,000 |
| Calhoun County Texas | 12 | $ 1,390,000 | $ 115,000 | $ 66,000 |
| Comal County Texas | 12 | $ 4,050,000 | $ 337,000 | $ 151,000 |
| Spokane County Washington | 12 | $ 3,270,000 | $ 272,000 | $ 117,000 |
| Anchorage County Alaska | 11 | $ 3,525,000 | $ 320,000 | $ 132,000 |
| Kern County California | 11 | $ 2,675,000 | $ 243,000 | $ 138,000 |
| Collier County Florida | 11 | $ 3,045,000 | $ 276,000 | $ 136,000 |
| Duval County Florida | 11 | $ 2,845,000 | $ 258,000 | $ 135,000 |
| Forsyth County Georgia | 11 | $ 3,575,000 | $ 325,000 | $ 146,000 |
| Kootenai County Idaho | 11 | $ 2,715,000 | $ 246,000 | $ 67,000 |
| Union County New Jersey | 11 | $ 3,695,000 | $ 335,000 | $ 149,000 |
| El Paso County Texas | 11 | $ 2,295,000 | $ 208,000 | $ 89,000 |
| Thurston County Washington | 11 | $ 3,425,000 | $ 311,000 | $ 116,000 |
| Monterey County California | 10 | $ 4,500,000 | $ 450,000 | $ 131,000 |
| Napa County California | 10 | $ 4,340,000 | $ 434,000 | $ 148,000 |
| San Mateo County California | 10 | $ 5,730,000 | $ 573,000 | $ 184,000 |
| Sonoma County California | 10 | $ 4,260,000 | $ 426,000 | $ 132,000 |
| Tulare County California | 10 | $ 2,390,000 | $ 239,000 | $ 87,000 |
| Middlesex County Connecticut | 10 | $ 3,420,000 | $ 342,000 | $ 148,000 |
| Lee County Florida | 10 | $ 2,420,000 | $ 242,000 | $ 114,000 |
| Okaloosa County Florida | 10 | $ 2,600,000 | $ 260,000 | $ 85,000 |
| Walton County Florida | 10 | $ 2,810,000 | $ 281,000 | $ 131,000 |
| Douglas County Nebraska | 10 | $ 2,500,000 | $ 250,000 | $ 140,000 |
| Carroll County New Hampshire | 10 | $ 2,790,000 | $ 279,000 | $ 208,000 |
| Monroe County Pennsylvania | 10 | $ 1,540,000 | $ 154,000 | $ 90,000 |
| Brazos County Texas | 10 | $ 2,380,000 | $ 238,000 | $ 123,000 |
| Franklin County Texas | 10 | $ 3,220,000 | $ 322,000 | $ 168,000 |
| Hunt County Texas | 10 | $ 2,360,000 | $ 236,000 | $ 88,000 |
| Prince William County Virginia | 10 | $ 3,550,000 | $ 355,000 | $ 114,000 |
| Kitsap County Washington | 10 | $ 3,440,000 | $ 344,000 | $ 118,000 |
| Coconino County Arizona | 9 | $ 3,565,000 | $ 396,000 | $ 297,000 |
| Bay County Florida | 9 | $ 1,915,000 | $ 212,000 | $ 106,000 |
| Brevard County Florida | 9 | $ 2,185,000 | $ 242,000 | $ 114,000 |
| Howard County Maryland | 9 | $ 3,505,000 | $ 389,000 | $ 144,000 |
| Prince George's County Maryland | 9 | $ 2,255,000 | $ 250,000 | $ 115,000 |
| Washington County Minnesota | 9 | $ 2,815,000 | $ 312,000 | $ 132,000 |
| Bergen County New Jersey | 9 | $ 3,675,000 | $ 408,000 | $ 219,000 |
| Hunterdon County New Jersey | 9 | $ 2,815,000 | $ 312,000 | $ 215,000 |
| Nassau County New York | 9 | $ 3,075,000 | $ 341,000 | $ 132,000 |
| Jackson County Oregon | 9 | $ 2,785,000 | $ 309,000 | $ 89,000 |
| Schuylkill County Pennsylvania | 9 | $ 1,415,000 | $ 157,000 | $ 90,000 |
| Virginia Beach County Virginia | 9 | $ 2,345,000 | $ 260,000 | $ 99,000 |
| Jefferson County Alabama | 8 | $ 1,210,000 | $ 151,000 | $ 126,000 |
| Placer County California | 8 | $ 3,070,000 | $ 383,000 | $ 146,000 |
| Yolo County California | 8 | $ 2,700,000 | $ 337,000 | $ 130,000 |
| Adams County Colorado | 8 | $ 3,140,000 | $ 392,000 | $ 202,000 |
| Boulder County Colorado | 8 | $ 3,200,000 | $ 400,000 | $ 122,000 |
| Manatee County Florida | 8 | $ 3,170,000 | $ 396,000 | $ 150,000 |
| St. Johns County Florida | 8 | $ 4,170,000 | $ 521,000 | $ 250,000 |
| Maui County Hawaii | 8 | $ 4,180,000 | $ 522,000 | $ 217,000 |
| Frederick County Maryland | 8 | $ 2,510,000 | $ 313,000 | $ 150,000 |
| Dukes County Massachusetts | 8 | $ 5,310,000 | $ 663,000 | $ 434,000 |
| Wayne County Michigan | 8 | $ 1,280,000 | $ 160,000 | $ 85,000 |
| Charleston County South Carolina | 8 | $ 2,340,000 | $ 292,000 | $ 132,000 |
| York County South Carolina | 8 | $ 1,720,000 | $ 215,000 | $ 102,000 |
| Williamson County Tennessee | 8 | $ 3,400,000 | $ 425,000 | $ 157,000 |
| Hidalgo County Texas | 8 | $ 1,550,000 | $ 193,000 | $ 94,000 |
| Yakima County Washington | 8 | $ 1,720,000 | $ 215,000 | $ 136,000 |
| Lee County Alabama | 7 | $ 1,225,000 | $ 175,000 | $ 120,000 |
| Mohave County Arizona | 7 | $ 1,565,000 | $ 223,000 | $ 98,000 |
| El Dorado County California | 7 | $ 2,925,000 | $ 417,000 | $ 189,000 |
| El Paso County Colorado | 7 | $ 2,425,000 | $ 346,000 | $ 105,000 |
| Litchfield County Connecticut | 7 | $ 2,045,000 | $ 292,000 | $ 136,000 |
| Seminole County Florida | 7 | $ 2,275,000 | $ 325,000 | $ 139,000 |
| Hampshire County Massachusetts | 7 | $ 1,505,000 | $ 215,000 | $ 142,000 |
| Livingston County Michigan | 7 | $ 1,855,000 | $ 265,000 | $ 104,000 |
| Washtenaw County Michigan | 7 | $ 1,785,000 | $ 255,000 | $ 134,000 |
| Dakota County Minnesota | 7 | $ 1,835,000 | $ 262,000 | $ 121,000 |
| Jackson County Missouri | 7 | $ 1,655,000 | $ 236,000 | $ 91,000 |
| Flathead County Montana | 7 | $ 1,995,000 | $ 285,000 | $ 111,000 |
| Lyon County Nevada | 7 | $ 1,645,000 | $ 235,000 | $ 109,000 |
| Belknap County New Hampshire | 7 | $ 3,735,000 | $ 533,000 | $ 294,000 |
| Gloucester County New Jersey | 7 | $ 1,755,000 | $ 250,000 | $ 89,000 |
| Suffolk County New York | 7 | $ 2,375,000 | $ 339,000 | $ 147,000 |
| Forsyth County North Carolina | 7 | $ 1,355,000 | $ 193,000 | $ 80,000 |
| Lane County Oregon | 7 | $ 1,775,000 | $ 253,000 | $ 102,000 |
| Horry County South Carolina | 7 | $ 1,345,000 | $ 192,000 | $ 132,000 |
| Hamilton County Tennessee | 7 | $ 1,505,000 | $ 215,000 | $ 102,000 |
| Grayson County Texas | 7 | $ 1,795,000 | $ 256,000 | $ 201,000 |
| Waller County Texas | 7 | $ 2,095,000 | $ 299,000 | $ 123,000 |
| Henrico County Virginia | 7 | $ 2,005,000 | $ 286,000 | $ 138,000 |
| Juneau County Alaska | 6 | $ 2,090,000 | $ 348,000 | $ 98,000 |
| Imperial County California | 6 | $ 1,460,000 | $ 243,000 | $ 84,000 |
| Larimer County Colorado | 6 | $ 1,780,000 | $ 296,000 | $ 102,000 |
| Tolland County Connecticut | 6 | $ 1,370,000 | $ 228,000 | $ 100,000 |
| Cherokee County Georgia | 6 | $ 1,830,000 | $ 305,000 | $ 91,000 |
| DeKalb County Georgia | 6 | $ 1,660,000 | $ 276,000 | $ 99,000 |
| Kauai County Hawaii | 6 | $ 2,720,000 | $ 453,000 | $ 227,000 |
| Johnson County Kansas | 6 | $ 1,610,000 | $ 268,000 | $ 100,000 |
| Cumberland County Maine | 6 | $ 3,000,000 | $ 500,000 | $ 98,000 |
| Baltimore City County Maryland | 6 | $ 1,050,000 | $ 175,000 | $ 100,000 |
| Kent County Michigan | 6 | $ 1,550,000 | $ 258,000 | $ 135,000 |
| Anoka County Minnesota | 6 | $ 1,680,000 | $ 280,000 | $ 124,000 |
| Gallatin County Montana | 6 | $ 2,380,000 | $ 396,000 | $ 136,000 |
| Strafford County New Hampshire | 6 | $ 1,420,000 | $ 236,000 | $ 65,000 |
| Columbia County New York | 6 | $ 1,540,000 | $ 256,000 | $ 144,000 |
| Onondaga County New York | 6 | $ 1,010,000 | $ 168,000 | $ 87,000 |
| Saratoga County New York | 6 | $ 1,670,000 | $ 278,000 | $ 119,000 |
| Durham County North Carolina | 6 | $ 1,320,000 | $ 220,000 | $ 75,000 |
| Marion County Oregon | 6 | $ 1,780,000 | $ 296,000 | $ 97,000 |
| Allegheny County Pennsylvania | 6 | $ 1,170,000 | $ 195,000 | $ 102,000 |
| Bowie County Texas | 6 | $ 1,090,000 | $ 181,000 | $ 55,000 |
| Cass County Texas | 6 | $ 740,000 | $ 123,000 | $ 52,000 |
| Henderson County Texas | 6 | $ 930,000 | $ 155,000 | $ 87,000 |
| Kendall County Texas | 6 | $ 1,560,000 | $ 260,000 | $ 104,000 |
| Nueces County Texas | 6 | $ 1,390,000 | $ 231,000 | $ 78,000 |
| Red River County Texas | 6 | $ 520,000 | $ 86,000 | $ 51,000 |
| Upshur County Texas | 6 | $ 1,010,000 | $ 168,000 | $ 56,000 |
| Washington County Utah | 6 | $ 1,920,000 | $ 320,000 | $ 125,000 |
| Arlington County Virginia | 6 | $ 2,630,000 | $ 438,000 | $ 171,000 |
| Stafford County Virginia | 6 | $ 2,330,000 | $ 388,000 | $ 108,000 |
| Skagit County Washington | 6 | $ 1,590,000 | $ 265,000 | $ 86,000 |
| Butte County California | 5 | $ 1,805,000 | $ 361,000 | $ 123,000 |
| Madera County California | 5 | $ 1,135,000 | $ 227,000 | $ 119,000 |
| Santa Cruz County California | 5 | $ 2,845,000 | $ 569,000 | $ 133,000 |
| Volusia County Florida | 5 | $ 955,000 | $ 191,000 | $ 145,000 |
| Hall County Georgia | 5 | $ 985,000 | $ 197,000 | $ 67,000 |
| Hamilton County Indiana | 5 | $ 1,045,000 | $ 209,000 | $ 88,000 |
| Marion County Indiana | 5 | $ 1,735,000 | $ 347,000 | $ 144,000 |
| Carver County Minnesota | 5 | $ 1,655,000 | $ 331,000 | $ 119,000 |
| Harrison County Mississippi | 5 | $ 1,395,000 | $ 279,000 | $ 138,000 |
| St. Louis County Missouri | 5 | $ 1,785,000 | $ 357,000 | $ 160,000 |
| Douglas County Nevada | 5 | $ 1,875,000 | $ 375,000 | $ 118,000 |
| Passaic County New Jersey | 5 | $ 2,095,000 | $ 419,000 | $ 139,000 |
| Rensselaer County New York | 5 | $ 825,000 | $ 165,000 | $ 69,000 |
| Comanche County Oklahoma | 5 | $ 845,000 | $ 169,000 | $ 75,000 |
| Oklahoma County Oklahoma | 5 | $ 795,000 | $ 159,000 | $ 77,000 |
| Tulsa County Oklahoma | 5 | $ 1,255,000 | $ 251,000 | $ 170,000 |
| Coos County Oregon | 5 | $ 1,615,000 | $ 323,000 | $ 156,000 |
| Pike County Pennsylvania | 5 | $ 805,000 | $ 161,000 | $ 164,000 |
| Providence County Rhode Island | 5 | $ 865,000 | $ 173,000 | $ 105,000 |
| Lancaster County South Carolina | 5 | $ 1,415,000 | $ 283,000 | $ 61,000 |
| Richland County South Carolina | 5 | $ 1,215,000 | $ 243,000 | $ 72,000 |
| Knox County Tennessee | 5 | $ 1,385,000 | $ 277,000 | $ 97,000 |
| Jefferson County Texas | 5 | $ 755,000 | $ 151,000 | $ 61,000 |
| Liberty County Texas | 5 | $ 685,000 | $ 137,000 | $ 59,000 |
| Wilson County Texas | 5 | $ 1,705,000 | $ 341,000 | $ 106,000 |
| Benton County Washington | 5 | $ 1,955,000 | $ 391,000 | $ 159,000 |
| Whatcom County Washington | 5 | $ 2,295,000 | $ 459,000 | $ 116,000 |
| Grant County Wisconsin | 5 | $ 705,000 | $ 141,000 | $ 62,000 |
| Gila County Arizona | 4 | $ 830,000 | $ 207,000 | $ 53,000 |
| Marin County California | 4 | $ 2,130,000 | $ 532,000 | $ 149,000 |
| Merced County California | 4 | $ 880,000 | $ 220,000 | $ 63,000 |
| Nevada County California | 4 | $ 1,630,000 | $ 407,000 | $ 166,000 |
| Shasta County California | 4 | $ 1,420,000 | $ 355,000 | $ 165,000 |
| Tuolumne County California | 4 | $ 1,050,000 | $ 262,000 | $ 86,000 |
| Weld County Colorado | 4 | $ 750,000 | $ 187,000 | $ 58,000 |
| District of Columbia County District Of Columbia | 4 | $ 2,180,000 | $ 545,000 | $ 149,000 |
| Charlotte County Florida | 4 | $ 860,000 | $ 215,000 | $ 70,000 |
| Martin County Florida | 4 | $ 1,060,000 | $ 265,000 | $ 139,000 |
| Osceola County Florida | 4 | $ 1,140,000 | $ 285,000 | $ 208,000 |
| Pasco County Florida | 4 | $ 790,000 | $ 197,000 | $ 111,000 |
| Chatham County Georgia | 4 | $ 1,100,000 | $ 275,000 | $ 73,000 |
| Muscogee County Georgia | 4 | $ 450,000 | $ 112,000 | $ 42,000 |
| Kendall County Illinois | 4 | $ 1,110,000 | $ 277,000 | $ 107,000 |
| Lake County Illinois | 4 | $ 1,260,000 | $ 315,000 | $ 191,000 |
| McHenry County Illinois | 4 | $ 1,210,000 | $ 302,000 | $ 160,000 |
| St. Bernard County Louisiana | 4 | $ 520,000 | $ 130,000 | $ 55,000 |
| Tangipahoa County Louisiana | 4 | $ 670,000 | $ 167,000 | $ 74,000 |
| York County Maine | 4 | $ 1,500,000 | $ 375,000 | $ 267,000 |
| Anne Arundel County Maryland | 4 | $ 1,470,000 | $ 367,000 | $ 143,000 |
| Rankin County Mississippi | 4 | $ 870,000 | $ 217,000 | $ 98,000 |
| Clay County Missouri | 4 | $ 1,060,000 | $ 265,000 | $ 123,000 |
| Atlantic County New Jersey | 4 | $ 710,000 | $ 177,000 | $ 143,000 |
| Warren County New Jersey | 4 | $ 810,000 | $ 202,000 | $ 113,000 |
| Herkimer County New York | 4 | $ 470,000 | $ 117,000 | $ 73,000 |
| Schenectady County New York | 4 | $ 570,000 | $ 142,000 | $ 43,000 |
| Guilford County North Carolina | 4 | $ 1,180,000 | $ 295,000 | $ 86,000 |
| New Hanover County North Carolina | 4 | $ 790,000 | $ 197,000 | $ 113,000 |
| Union County North Carolina | 4 | $ 980,000 | $ 245,000 | $ 77,000 |
| Benton County Oregon | 4 | $ 1,180,000 | $ 295,000 | $ 70,000 |
| Newport County Rhode Island | 4 | $ 2,030,000 | $ 507,000 | $ 243,000 |
| Washington County Rhode Island | 4 | $ 2,050,000 | $ 512,000 | $ 182,000 |
| Angelina County Texas | 4 | $ 1,190,000 | $ 297,000 | $ 97,000 |
| Bastrop County Texas | 4 | $ 1,050,000 | $ 262,000 | $ 97,000 |
| Freestone County Texas | 4 | $ 660,000 | $ 165,000 | $ 141,000 |
| Gregg County Texas | 4 | $ 720,000 | $ 180,000 | $ 70,000 |
| Hood County Texas | 4 | $ 860,000 | $ 215,000 | $ 84,000 |
| McLennan County Texas | 4 | $ 820,000 | $ 205,000 | $ 63,000 |
| Smith County Texas | 4 | $ 840,000 | $ 210,000 | $ 84,000 |
| Van Zandt County Texas | 4 | $ 870,000 | $ 217,000 | $ 156,000 |
| Webb County Texas | 4 | $ 960,000 | $ 240,000 | $ 115,000 |
| Chesterfield County Virginia | 4 | $ 880,000 | $ 220,000 | $ 109,000 |
| Klickitat County Washington | 4 | $ 970,000 | $ 242,000 | $ 119,000 |
| Dane County Wisconsin | 4 | $ 1,420,000 | $ 355,000 | $ 136,000 |
| Waukesha County Wisconsin | 4 | $ 1,180,000 | $ 295,000 | $ 118,000 |
| Baldwin County Alabama | 3 | $ 995,000 | $ 331,000 | $ 74,000 |
| Shelby County Alabama | 3 | $ 725,000 | $ 241,000 | $ 82,000 |
| Matanuska-Susitna County Alaska | 3 | $ 715,000 | $ 238,000 | $ 116,000 |
| Yuma County Arizona | 3 | $ 545,000 | $ 181,000 | $ 97,000 |
| Kings County California | 3 | $ 835,000 | $ 278,000 | $ 161,000 |
| San Luis Obispo County California | 3 | $ 1,145,000 | $ 381,000 | $ 158,000 |
| Broomfield County Colorado | 3 | $ 1,055,000 | $ 351,000 | $ 139,000 |
| Clear Creek County Colorado | 3 | $ 805,000 | $ 268,000 | $ 66,000 |
| Mesa County Colorado | 3 | $ 935,000 | $ 311,000 | $ 105,000 |
| Sussex County Delaware | 3 | $ 715,000 | $ 238,000 | $ 113,000 |
| Lake County Florida | 3 | $ 665,000 | $ 221,000 | $ 72,000 |
| Coweta County Georgia | 3 | $ 1,215,000 | $ 405,000 | $ 134,000 |
| Newton County Georgia | 3 | $ 545,000 | $ 181,000 | $ 50,000 |
| Canyon County Idaho | 3 | $ 885,000 | $ 295,000 | $ 124,000 |
| Will County Illinois | 3 | $ 735,000 | $ 245,000 | $ 140,000 |
| Boone County Indiana | 3 | $ 855,000 | $ 285,000 | $ 86,000 |
| Caddo County Louisiana | 3 | $ 555,000 | $ 185,000 | $ 81,000 |
| Harford County Maryland | 3 | $ 945,000 | $ 315,000 | $ 112,000 |
| Nantucket County Massachusetts | 3 | $ 2,435,000 | $ 811,000 | $ 633,000 |
| Stearns County Minnesota | 3 | $ 825,000 | $ 275,000 | $ 154,000 |
| St. Charles County Missouri | 3 | $ 895,000 | $ 298,000 | $ 106,000 |
| Grafton County New Hampshire | 3 | $ 535,000 | $ 178,000 | $ 264,000 |
| Merrimack County New Hampshire | 3 | $ 895,000 | $ 298,000 | $ 120,000 |
| Sandoval County New Mexico | 3 | $ 645,000 | $ 215,000 | $ 93,000 |
| Madison County New York | 3 | $ 305,000 | $ 101,000 | $ 81,000 |
| Brunswick County North Carolina | 3 | $ 745,000 | $ 248,000 | $ 85,000 |
| Delaware County Ohio | 3 | $ 695,000 | $ 231,000 | $ 104,000 |
| Hamilton County Ohio | 3 | $ 925,000 | $ 308,000 | $ 164,000 |
| Lucas County Ohio | 3 | $ 465,000 | $ 155,000 | $ 64,000 |
| Montgomery County Ohio | 3 | $ 535,000 | $ 178,000 | $ 85,000 |
| Warren County Ohio | 3 | $ 1,165,000 | $ 388,000 | $ 207,000 |
| McCurtain County Oklahoma | 3 | $ 845,000 | $ 281,000 | $ 157,000 |
| Polk County Oregon | 3 | $ 845,000 | $ 281,000 | $ 105,000 |
| Yamhill County Oregon | 3 | $ 845,000 | $ 281,000 | $ 126,000 |
| Kent County Rhode Island | 3 | $ 725,000 | $ 241,000 | $ 84,000 |
| Beaufort County South Carolina | 3 | $ 815,000 | $ 271,000 | $ 88,000 |
| Greenville County South Carolina | 3 | $ 1,005,000 | $ 335,000 | $ 118,000 |
| Spartanburg County South Carolina | 3 | $ 795,000 | $ 265,000 | $ 100,000 |
| Maury County Tennessee | 3 | $ 1,055,000 | $ 351,000 | $ 79,000 |
| Rutherford County Tennessee | 3 | $ 815,000 | $ 271,000 | $ 91,000 |
| Wilson County Tennessee | 3 | $ 955,000 | $ 318,000 | $ 141,000 |
| Coryell County Texas | 3 | $ 625,000 | $ 208,000 | $ 66,000 |
| Erath County Texas | 3 | $ 905,000 | $ 301,000 | $ 78,000 |
| Gillespie County Texas | 3 | $ 915,000 | $ 305,000 | $ 168,000 |
| Guadalupe County Texas | 3 | $ 515,000 | $ 171,000 | $ 165,000 |
| Jackson County Texas | 3 | $ 385,000 | $ 128,000 | $ 50,000 |
| Jasper County Texas | 3 | $ 455,000 | $ 151,000 | $ 92,000 |
| Medina County Texas | 3 | $ 815,000 | $ 271,000 | $ 62,000 |
| Nacogdoches County Texas | 3 | $ 1,025,000 | $ 341,000 | $ 159,000 |
| Randall County Texas | 3 | $ 635,000 | $ 211,000 | $ 78,000 |
| Victoria County Texas | 3 | $ 325,000 | $ 108,000 | $ 61,000 |
| Walker County Texas | 3 | $ 585,000 | $ 195,000 | $ 135,000 |
| Wise County Texas | 3 | $ 715,000 | $ 238,000 | $ 101,000 |
| Wood County Texas | 3 | $ 475,000 | $ 158,000 | $ 67,000 |
| Weber County Utah | 3 | $ 625,000 | $ 208,000 | $ 58,000 |
| Bennington County Vermont | 3 | $ 875,000 | $ 291,000 | $ 131,000 |
| Chittenden County Vermont | 3 | $ 625,000 | $ 208,000 | $ 112,000 |
| Lamoille County Vermont | 3 | $ 2,705,000 | $ 901,000 | $ 741,000 |
| Frederick County Virginia | 3 | $ 805,000 | $ 268,000 | $ 96,000 |
| Clallam County Washington | 3 | $ 825,000 | $ 275,000 | $ 72,000 |
| Grant County Washington | 3 | $ 735,000 | $ 245,000 | $ 139,000 |
| Island County Washington | 3 | $ 855,000 | $ 285,000 | $ 97,000 |
| Jefferson County Washington | 3 | $ 825,000 | $ 275,000 | $ 112,000 |
| Milwaukee County Wisconsin | 3 | $ 815,000 | $ 271,000 | $ 105,000 |
| Barbour County Alabama | 2 | $ 300,000 | $ 150,000 | $ 76,000 |
| Madison County Alabama | 2 | $ 450,000 | $ 225,000 | $ 95,000 |
| Kenai Peninsula County Alaska | 2 | $ 570,000 | $ 285,000 | $ 133,000 |
| Inyo County California | 2 | $ 430,000 | $ 215,000 | $ 47,000 |
| Plumas County California | 2 | $ 480,000 | $ 240,000 | $ 160,000 |
| Santa Barbara County California | 2 | $ 1,380,000 | $ 690,000 | $ 176,000 |
| Summit County Colorado | 2 | $ 740,000 | $ 370,000 | $ 304,000 |
| Escambia County Florida | 2 | $ 420,000 | $ 210,000 | $ 57,000 |
| Flagler County Florida | 2 | $ 480,000 | $ 240,000 | $ 116,000 |
| Hernando County Florida | 2 | $ 360,000 | $ 180,000 | $ 43,000 |
| Leon County Florida | 2 | $ 330,000 | $ 165,000 | $ 94,000 |
| Marion County Florida | 2 | $ 470,000 | $ 235,000 | $ 87,000 |
| Polk County Florida | 2 | $ 360,000 | $ 180,000 | $ 61,000 |
| Santa Rosa County Florida | 2 | $ 590,000 | $ 295,000 | $ 127,000 |
| Sumter County Florida | 2 | $ 560,000 | $ 280,000 | $ 140,000 |
| Fannin County Georgia | 2 | $ 510,000 | $ 255,000 | $ 274,000 |
| Bonner County Idaho | 2 | $ 650,000 | $ 325,000 | $ 182,000 |
| Fayette County Illinois | 2 | $ 720,000 | $ 360,000 | $ 160,000 |
| St. Clair County Illinois | 2 | $ 490,000 | $ 245,000 | $ 59,000 |
| Clinton County Indiana | 2 | $ 450,000 | $ 225,000 | $ 383,000 |
| Howard County Indiana | 2 | $ 470,000 | $ 235,000 | $ 115,000 |
| Lake County Indiana | 2 | $ 250,000 | $ 125,000 | $ 88,000 |
| Tippecanoe County Indiana | 2 | $ 540,000 | $ 270,000 | $ 180,000 |
| Sedgwick County Kansas | 2 | $ 290,000 | $ 145,000 | $ 74,000 |
| Fayette County Kentucky | 2 | $ 430,000 | $ 215,000 | $ 148,000 |
| East Baton Rouge County Louisiana | 2 | $ 670,000 | $ 335,000 | $ 117,000 |
| St. Charles County Louisiana | 2 | $ 230,000 | $ 115,000 | $ 50,000 |
| Hancock County Maine | 2 | $ 910,000 | $ 455,000 | $ 460,000 |
| Piscataquis County Maine | 2 | $ 630,000 | $ 315,000 | $ 126,000 |
| Baltimore County Maryland | 2 | $ 370,000 | $ 185,000 | $ 45,000 |
| Calvert County Maryland | 2 | $ 530,000 | $ 265,000 | $ 104,000 |
| Cecil County Maryland | 2 | $ 500,000 | $ 250,000 | $ 136,000 |
| Charles County Maryland | 2 | $ 610,000 | $ 305,000 | $ 199,000 |
| Worcester County Maryland | 2 | $ 600,000 | $ 300,000 | $ 236,000 |
| Franklin County Massachusetts | 2 | $ 380,000 | $ 190,000 | $ 49,000 |
| Genesee County Michigan | 2 | $ 280,000 | $ 140,000 | $ 160,000 |
| Ingham County Michigan | 2 | $ 550,000 | $ 275,000 | $ 107,000 |
| Ottawa County Michigan | 2 | $ 470,000 | $ 235,000 | $ 133,000 |
| DeSoto County Mississippi | 2 | $ 500,000 | $ 250,000 | $ 90,000 |
| Madison County Mississippi | 2 | $ 580,000 | $ 290,000 | $ 215,000 |
| Franklin County Missouri | 2 | $ 310,000 | $ 155,000 | $ 69,000 |
| Jefferson County Missouri | 2 | $ 400,000 | $ 200,000 | $ 68,000 |
| Pulaski County Missouri | 2 | $ 370,000 | $ 185,000 | $ 80,000 |
| Taney County Missouri | 2 | $ 370,000 | $ 185,000 | $ 120,000 |
| Lewis and Clark County Montana | 2 | $ 650,000 | $ 325,000 | $ 109,000 |
| Richland County Montana | 2 | $ 440,000 | $ 220,000 | $ 61,000 |
| Carson City County Nevada | 2 | $ 510,000 | $ 255,000 | $ 73,000 |
| Coos County New Hampshire | 2 | $ 490,000 | $ 245,000 | $ 159,000 |
| Salem County New Jersey | 2 | $ 510,000 | $ 255,000 | $ 161,000 |
| Los Alamos County New Mexico | 2 | $ 770,000 | $ 385,000 | $ 188,000 |
| Otero County New Mexico | 2 | $ 410,000 | $ 205,000 | $ 76,000 |
| Dutchess County New York | 2 | $ 570,000 | $ 285,000 | $ 85,000 |
| Kings County New York | 2 | $ 710,000 | $ 355,000 | $ 96,000 |
| Oswego County New York | 2 | $ 240,000 | $ 120,000 | $ 87,000 |
| Westchester County New York | 2 | $ 590,000 | $ 295,000 | $ 130,000 |
| Columbus County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 61,000 |
| Cumberland County North Carolina | 2 | $ 520,000 | $ 260,000 | $ 211,000 |
| Franklin County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 102,000 |
| Orange County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 65,000 |
| Lorain County Ohio | 2 | $ 480,000 | $ 240,000 | $ 79,000 |
| Wood County Ohio | 2 | $ 380,000 | $ 190,000 | $ 171,000 |
| Pittsburg County Oklahoma | 2 | $ 410,000 | $ 205,000 | $ 70,000 |
| Douglas County Oregon | 2 | $ 430,000 | $ 215,000 | $ 85,000 |
| Josephine County Oregon | 2 | $ 670,000 | $ 335,000 | $ 121,000 |
| Lincoln County Oregon | 2 | $ 670,000 | $ 335,000 | $ 443,000 |
| Tillamook County Oregon | 2 | $ 630,000 | $ 315,000 | $ 75,000 |
| Carbon County Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 59,000 |
| Dauphin County Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 114,000 |
| York County Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 81,000 |
| Minnehaha County South Dakota | 2 | $ 490,000 | $ 245,000 | $ 98,000 |
| Atascosa County Texas | 2 | $ 590,000 | $ 295,000 | $ 181,000 |
| Burnet County Texas | 2 | $ 560,000 | $ 280,000 | $ 134,000 |
| Callahan County Texas | 2 | $ 300,000 | $ 150,000 | $ 63,000 |
| Chambers County Texas | 2 | $ 720,000 | $ 360,000 | $ 120,000 |
| Comanche County Texas | 2 | $ 170,000 | $ 85,000 | $ 44,000 |
| Fannin County Texas | 2 | $ 430,000 | $ 215,000 | $ 84,000 |
| Fayette County Texas | 2 | $ 830,000 | $ 415,000 | $ 89,000 |
| Gaines County Texas | 2 | $ 440,000 | $ 220,000 | $ 143,000 |
| Glasscock County Texas | 2 | $ 370,000 | $ 185,000 | $ 53,000 |
| Grimes County Texas | 2 | $ 300,000 | $ 150,000 | $ 52,000 |
| Hill County Texas | 2 | $ 320,000 | $ 160,000 | $ 90,000 |
| Lamar County Texas | 2 | $ 280,000 | $ 140,000 | $ 46,000 |
| Midland County Texas | 2 | $ 480,000 | $ 240,000 | $ 75,000 |
| Montague County Texas | 2 | $ 390,000 | $ 195,000 | $ 79,000 |
| Palo Pinto County Texas | 2 | $ 630,000 | $ 315,000 | $ 98,000 |
| Polk County Texas | 2 | $ 440,000 | $ 220,000 | $ 116,000 |
| Rusk County Texas | 2 | $ 550,000 | $ 275,000 | $ 68,000 |
| San Jacinto County Texas | 2 | $ 540,000 | $ 270,000 | $ 167,000 |
| Somervell County Texas | 2 | $ 570,000 | $ 285,000 | $ 144,000 |
| Taylor County Texas | 2 | $ 440,000 | $ 220,000 | $ 72,000 |
| Trinity County Texas | 2 | $ 300,000 | $ 150,000 | $ 64,000 |
| Val Verde County Texas | 2 | $ 520,000 | $ 260,000 | $ 102,000 |
| Washington County Texas | 2 | $ 530,000 | $ 265,000 | $ 88,000 |
| Box Elder County Utah | 2 | $ 370,000 | $ 185,000 | $ 78,000 |
| Summit County Utah | 2 | $ 940,000 | $ 470,000 | $ 426,000 |
| Tooele County Utah | 2 | $ 650,000 | $ 325,000 | $ 111,000 |
| Caledonia County Vermont | 2 | $ 430,000 | $ 215,000 | $ 184,000 |
| Rutland County Vermont | 2 | $ 260,000 | $ 130,000 | $ 62,000 |
| Windsor County Vermont | 2 | $ 260,000 | $ 130,000 | $ 187,000 |
| Accomack County Virginia | 2 | $ 720,000 | $ 360,000 | $ 187,000 |
| Albemarle County Virginia | 2 | $ 440,000 | $ 220,000 | $ 75,000 |
| Portsmouth County Virginia | 2 | $ 390,000 | $ 195,000 | $ 96,000 |
| Grays Harbor County Washington | 2 | $ 400,000 | $ 200,000 | $ 160,000 |
| Whitman County Washington | 2 | $ 410,000 | $ 205,000 | $ 78,000 |
| Waushara County Wisconsin | 2 | $ 540,000 | $ 270,000 | $ 139,000 |
| Covington County Alabama | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Cullman County Alabama | 1 | $ 235,000 | $ 235,000 | $ 42,000 |
| Elmore County Alabama | 1 | $ 455,000 | $ 455,000 | $ 240,000 |
| Marion County Alabama | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Montgomery County Alabama | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Morgan County Alabama | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Pike County Alabama | 1 | $ 225,000 | $ 225,000 | $ 44,000 |
| Russell County Alabama | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Talladega County Alabama | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Tallapoosa County Alabama | 1 | $ 225,000 | $ 225,000 | $ 200,000 |
| Cochise County Arizona | 1 | $ 275,000 | $ 275,000 | $ 155,000 |
| Santa Cruz County Arizona | 1 | $ 325,000 | $ 325,000 | $ 114,000 |
| Garland County Arkansas | 1 | $ 275,000 | $ 275,000 | $ 125,000 |
| Pulaski County Arkansas | 1 | $ 325,000 | $ 325,000 | $ 152,000 |
| Washington County Arkansas | 1 | $ 425,000 | $ 425,000 | $ 108,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 8,093 | $2,584,795,000 | $319,000 | $11,005,000 | $130,000 | $9,166,000 |
| Cash-out Refinancing | 1,335 | $455,175,000 | $340,000 | $3,335,000 | $134,000 | $2,222,000 |
| Refinancing | 1,227 | $447,355,000 | $364,000 | $2,805,000 | $155,000 | $2,207,000 |
| Home Improvement | 208 | $68,560,000 | $329,000 | $985,000 | $163,000 | $1,161,000 |
| Other Purpose | 183 | $50,415,000 | $275,000 | $1,005,000 | $151,000 | $1,226,000 |
| Not Applicable | 14 | $2,910,000 | $207,000 | $435,000 | $98,000 | $162,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,311 | $2,096,375,000 | $332,000 | $11,005,000 | $141,000 | $9,166,000 |
| Not Provided | 1,570 | $518,490,000 | $330,000 | $3,335,000 | $146,000 | $6,051,000 |
| Hispanic | 1,442 | $372,620,000 | $258,000 | $1,265,000 | $92,000 | $470,000 |
| Asian | 1,075 | $435,035,000 | $404,000 | $1,805,000 | $148,000 | $833,000 |
| Black or African American | 566 | $156,730,000 | $276,000 | $975,000 | $105,000 | $2,111,000 |
| Native Hawaiian or Other Pacific Islander | 33 | $10,975,000 | $332,000 | $725,000 | $124,000 | $409,000 |
| American Indian or Alaskan Native | 25 | $6,945,000 | $277,000 | $625,000 | $104,000 | $349,000 |
| Not applicable | 8 | $1,980,000 | $247,000 | $385,000 | $82,000 | $147,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,376 | $2,885,150,000 | $344,000 | $11,005,000 | $149,000 | $9,166,000 |
| FHA-insured (Federal Housing Administration) | 1,693 | $425,325,000 | $251,000 | $885,000 | $82,000 | $462,000 |
| VA-guaranteed (Veterans Administration) | 940 | $291,460,000 | $310,000 | $1,055,000 | $98,000 | $388,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 51 | $7,275,000 | $142,000 | $365,000 | $57,000 | $104,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,647 | $2,441,215,000 | $319,000 | $3,015,000 | $134,000 | $6,051,000 |
| Application Withdrawn By Applicant | 2,071 | $718,185,000 | $346,000 | $3,335,000 | $139,000 | $9,166,000 |
| Application Approved But Not Accepted | 693 | $231,835,000 | $334,000 | $1,745,000 | $142,000 | $6,051,000 |
| File Closed For Incompleteness | 260 | $94,440,000 | $363,000 | $2,175,000 | $135,000 | $1,122,000 |
| Loan Purchased By The Institution | 209 | $44,085,000 | $210,000 | $515,000 | $99,000 | $396,000 |
| Application Denied By Financial Institution | 176 | $78,530,000 | $446,000 | $11,005,000 | $109,000 | $801,000 |
| Preapproval Denied by Financial Institution | 4 | $920,000 | $230,000 | $295,000 | $55,000 | $81,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,880 | $3,529,760,000 | $324,000 | $3,335,000 | $135,000 | $9,166,000 |
| Debt-To-Income Ratio | 73 | $37,575,000 | $514,000 | $11,005,000 | $88,000 | $786,000 |
| Collateral | 37 | $12,255,000 | $331,000 | $2,315,000 | $133,000 | $393,000 |
| Credit History | 32 | $17,470,000 | $545,000 | $8,505,000 | $135,000 | $801,000 |
| Employment History | 10 | $2,440,000 | $244,000 | $495,000 | $62,000 | $115,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $3,180,000 | $318,000 | $565,000 | $137,000 | $257,000 |
| Other | 9 | $3,135,000 | $348,000 | $675,000 | $118,000 | $260,000 |
| Unverifiable Information | 9 | $3,395,000 | $377,000 | $615,000 | $82,000 | $208,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Choice Loan Services Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Choice Loan Services Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.