First-Citizens Bank & Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

First-Citizens Bank & Trust Company 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address First-Citizens Bank & Trust Company
4300 Six Forks Road Fcc 21
Raleigh, NC 27609
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 31,171
Total Mortgage Loan Application Amount $6,661,725,000
Average Mortgage Loan Application Amount $205,600
Highest Mortgage Loan Application Amount $8,945,000
Average Applicant Income $166,600
Highest Applicant Income $6,591,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with First-Citizens Bank & Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First-Citizens Bank & Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2020 breaks down First-Citizens Bank & Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First-Citizens Bank & Trust Company serves its applicants.

Each category highlights the total number of mortgage applications processed by First-Citizens Bank & Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First-Citizens Bank & Trust Company's mortgage activity for 2020.

Mortgage Loan Application Totals for First-Citizens Bank & Trust Company by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Wake County North Carolina 2,588 $ 567,290,000 $ 219,000 $ 204,000
Mecklenburg County North Carolina 1,956 $ 438,120,000 $ 223,000 $ 213,000
Charleston County South Carolina 1,218 $ 432,710,000 $ 355,000 $ 233,000
Richland County South Carolina 1,083 $ 203,975,000 $ 188,000 $ 153,000
Greenville County South Carolina 768 $ 164,060,000 $ 213,000 $ 164,000
Lexington County South Carolina 691 $ 143,015,000 $ 206,000 $ 157,000
Guilford County North Carolina 687 $ 142,385,000 $ 207,000 $ 206,000
Spartanburg County South Carolina 681 $ 112,205,000 $ 164,000 $ 127,000
Buncombe County North Carolina 680 $ 173,520,000 $ 255,000 $ 171,000
New Hanover County North Carolina 664 $ 192,090,000 $ 289,000 $ 257,000
York County South Carolina 542 $ 96,810,000 $ 178,000 $ 150,000
Durham County North Carolina 539 $ 122,545,000 $ 227,000 $ 200,000
Union County North Carolina 498 $ 93,120,000 $ 186,000 $ 189,000
Horry County South Carolina 488 $ 81,580,000 $ 167,000 $ 122,000
Henderson County North Carolina 484 $ 95,060,000 $ 196,000 $ 123,000
Forsyth County North Carolina 463 $ 86,655,000 $ 187,000 $ 158,000
Cumberland County North Carolina 455 $ 68,585,000 $ 150,000 $ 141,000
Carteret County North Carolina 448 $ 105,280,000 $ 235,000 $ 194,000
Johnston County North Carolina 436 $ 60,770,000 $ 139,000 $ 101,000
Brunswick County North Carolina 405 $ 103,135,000 $ 254,000 $ 202,000
Anderson County South Carolina 334 $ 60,250,000 $ 180,000 $ 122,000
Berkeley County South Carolina 320 $ 80,510,000 $ 251,000 $ 173,000
Orange County North Carolina 303 $ 92,205,000 $ 304,000 $ 292,000
Craven County North Carolina 302 $ 62,540,000 $ 207,000 $ 161,000
Catawba County North Carolina 269 $ 42,205,000 $ 156,000 $ 145,000
Pitt County North Carolina 257 $ 59,195,000 $ 230,000 $ 177,000
Macon County North Carolina 256 $ 50,800,000 $ 198,000 $ 128,000
Beaufort County South Carolina 249 $ 74,765,000 $ 300,000 $ 261,000
Iredell County North Carolina 243 $ 60,045,000 $ 247,000 $ 189,000
Moore County North Carolina 238 $ 67,640,000 $ 284,000 $ 220,000
Caldwell County North Carolina 236 $ 30,800,000 $ 130,000 $ 91,000
Pickens County South Carolina 230 $ 50,330,000 $ 218,000 $ 158,000
Cabarrus County North Carolina 218 $ 40,170,000 $ 184,000 $ 131,000
Chatham County North Carolina 212 $ 53,820,000 $ 253,000 $ 218,000
Aiken County South Carolina 211 $ 37,865,000 $ 179,000 $ 127,000
Lancaster County South Carolina 206 $ 39,060,000 $ 189,000 $ 121,000
Dorchester County South Carolina 204 $ 36,880,000 $ 180,000 $ 118,000
Florence County South Carolina 203 $ 42,985,000 $ 211,000 $ 140,000
Onslow County North Carolina 197 $ 35,565,000 $ 180,000 $ 127,000
Burke County North Carolina 195 $ 26,355,000 $ 135,000 $ 106,000
Roanoke County Virginia 186 $ 37,250,000 $ 200,000 $ 176,000
Lincoln County North Carolina 182 $ 32,450,000 $ 178,000 $ 135,000
Pender County North Carolina 175 $ 41,815,000 $ 238,000 $ 162,000
Darlington County South Carolina 174 $ 23,700,000 $ 136,000 $ 102,000
Georgetown County South Carolina 174 $ 48,170,000 $ 276,000 $ 200,000
Transylvania County North Carolina 161 $ 28,365,000 $ 176,000 $ 127,000
Kershaw County South Carolina 154 $ 25,870,000 $ 167,000 $ 134,000
Haywood County North Carolina 150 $ 30,830,000 $ 205,000 $ 118,000
Jackson County North Carolina 150 $ 40,050,000 $ 267,000 $ 155,000
Sumter County South Carolina 149 $ 19,375,000 $ 130,000 $ 116,000
Oconee County South Carolina 148 $ 43,090,000 $ 291,000 $ 206,000
Orangeburg County South Carolina 141 $ 16,345,000 $ 115,000 $ 100,000
Pittsylvania County Virginia 141 $ 19,275,000 $ 136,000 $ 131,000
Greenwood County South Carolina 139 $ 21,945,000 $ 157,000 $ 130,000
Franklin County North Carolina 133 $ 18,225,000 $ 137,000 $ 92,000
Chesterfield County South Carolina 121 $ 11,745,000 $ 97,000 $ 80,000
Polk County North Carolina 120 $ 22,100,000 $ 184,000 $ 124,000
Gaston County North Carolina 119 $ 18,215,000 $ 153,000 $ 115,000
Watauga County North Carolina 116 $ 32,800,000 $ 282,000 $ 226,000
Milwaukee County Wisconsin 107 $ 15,455,000 $ 144,000 $ 111,000
Roanoke City County Virginia 106 $ 18,930,000 $ 178,000 $ 160,000
Wayne County North Carolina 105 $ 17,085,000 $ 162,000 $ 145,000
Wilson County North Carolina 104 $ 17,160,000 $ 165,000 $ 97,000
Harnett County North Carolina 103 $ 14,835,000 $ 144,000 $ 91,000
Pamlico County North Carolina 103 $ 16,305,000 $ 158,000 $ 110,000
Bedford County Virginia 100 $ 17,630,000 $ 176,000 $ 162,000
Fulton County Georgia 99 $ 42,055,000 $ 424,000 $ 409,000
Chester County South Carolina 99 $ 12,625,000 $ 127,000 $ 89,000
Rockingham County North Carolina 98 $ 10,170,000 $ 103,000 $ 79,000
Edgefield County South Carolina 98 $ 11,470,000 $ 117,000 $ 89,000
Lenoir County North Carolina 97 $ 9,625,000 $ 99,000 $ 101,000
Fairfield County South Carolina 93 $ 11,055,000 $ 118,000 $ 102,000
Stokes County North Carolina 91 $ 8,005,000 $ 87,000 $ 76,000
Rutherford County North Carolina 90 $ 17,110,000 $ 190,000 $ 181,000
Madison County Georgia 86 $ 11,760,000 $ 136,000 $ 80,000
Dillon County South Carolina 86 $ 10,080,000 $ 117,000 $ 116,000
Newberry County South Carolina 86 $ 13,890,000 $ 161,000 $ 119,000
Albemarle County Virginia 85 $ 20,905,000 $ 245,000 $ 238,000
Montgomery County Virginia 84 $ 13,850,000 $ 164,000 $ 160,000
McCormick County South Carolina 82 $ 11,660,000 $ 142,000 $ 100,000
McDowell County North Carolina 79 $ 14,955,000 $ 189,000 $ 169,000
Randolph County North Carolina 79 $ 11,945,000 $ 151,000 $ 92,000
Davidson County North Carolina 78 $ 14,800,000 $ 189,000 $ 162,000
Swain County North Carolina 78 $ 14,870,000 $ 190,000 $ 144,000
Hart County Georgia 76 $ 13,330,000 $ 175,000 $ 103,000
Franklin County Georgia 75 $ 9,235,000 $ 123,000 $ 81,000
Sampson County North Carolina 75 $ 10,445,000 $ 139,000 $ 109,000
Surry County North Carolina 73 $ 9,855,000 $ 135,000 $ 101,000
Chesterfield County Virginia 71 $ 12,035,000 $ 169,000 $ 155,000
Cherokee County North Carolina 70 $ 8,600,000 $ 122,000 $ 83,000
Nash County North Carolina 69 $ 6,785,000 $ 98,000 $ 84,000
Miami-Dade County Florida 68 $ 36,240,000 $ 532,000 $ 336,000
Stephens County Georgia 67 $ 8,205,000 $ 122,000 $ 74,000
Lee County North Carolina 66 $ 9,210,000 $ 139,000 $ 121,000
Danville County Virginia 66 $ 7,780,000 $ 117,000 $ 92,000
Avery County North Carolina 65 $ 22,065,000 $ 339,000 $ 333,000
Columbia County Georgia 63 $ 11,635,000 $ 184,000 $ 166,000
Beaufort County North Carolina 62 $ 9,700,000 $ 156,000 $ 125,000
Laurens County South Carolina 62 $ 10,860,000 $ 175,000 $ 100,000
Botetourt County Virginia 61 $ 9,755,000 $ 159,000 $ 128,000
Rowan County North Carolina 60 $ 7,760,000 $ 129,000 $ 117,000
Marlboro County South Carolina 60 $ 5,320,000 $ 88,000 $ 72,000
Greenbrier County West Virginia 60 $ 7,140,000 $ 119,000 $ 119,000
Halifax County North Carolina 59 $ 5,395,000 $ 91,000 $ 76,000
Abbeville County South Carolina 59 $ 6,455,000 $ 109,000 $ 93,000
Marion County South Carolina 59 $ 4,885,000 $ 82,000 $ 72,000
Chatham County Georgia 58 $ 22,020,000 $ 379,000 $ 356,000
Saluda County South Carolina 58 $ 6,480,000 $ 111,000 $ 89,000
Alexander County North Carolina 56 $ 7,820,000 $ 139,000 $ 111,000
Stanly County North Carolina 56 $ 8,890,000 $ 158,000 $ 110,000
Mecklenburg County Virginia 56 $ 7,370,000 $ 131,000 $ 107,000
Ashe County North Carolina 55 $ 11,775,000 $ 214,000 $ 184,000
Franklin County Virginia 55 $ 11,205,000 $ 203,000 $ 251,000
Richmond County Georgia 52 $ 8,940,000 $ 171,000 $ 190,000
Washington County Wisconsin 51 $ 10,905,000 $ 213,000 $ 98,000
Lynchburg County Virginia 50 $ 9,230,000 $ 184,000 $ 167,000
Alamance County North Carolina 49 $ 8,645,000 $ 176,000 $ 112,000
Graham County North Carolina 48 $ 6,320,000 $ 131,000 $ 97,000
Waukesha County Wisconsin 48 $ 19,670,000 $ 409,000 $ 258,000
Davie County North Carolina 43 $ 7,175,000 $ 166,000 $ 194,000
Greene County North Carolina 43 $ 4,605,000 $ 107,000 $ 74,000
Gwinnett County Georgia 42 $ 9,700,000 $ 230,000 $ 197,000
Henrico County Virginia 42 $ 11,800,000 $ 280,000 $ 233,000
Pocahontas County West Virginia 42 $ 3,220,000 $ 76,000 $ 83,000
DeKalb County Georgia 41 $ 13,165,000 $ 321,000 $ 297,000
Yancey County North Carolina 41 $ 5,455,000 $ 133,000 $ 98,000
Fairfax County Virginia 41 $ 11,045,000 $ 269,000 $ 197,000
Richmond City County Virginia 41 $ 11,685,000 $ 285,000 $ 219,000
Maricopa County Arizona 39 $ 15,255,000 $ 391,000 $ 288,000
Columbus County North Carolina 38 $ 4,760,000 $ 125,000 $ 111,000
Duplin County North Carolina 38 $ 4,600,000 $ 121,000 $ 99,000
Warren County North Carolina 38 $ 7,910,000 $ 208,000 $ 197,000
Williamsburg County South Carolina 38 $ 3,990,000 $ 105,000 $ 93,000
San Diego County California 37 $ 24,115,000 $ 651,000 $ 345,000
Colleton County South Carolina 37 $ 9,115,000 $ 246,000 $ 236,000
Salem County Virginia 37 $ 7,045,000 $ 190,000 $ 108,000
Palm Beach County Florida 36 $ 13,550,000 $ 376,000 $ 303,000
Cobb County Georgia 36 $ 10,300,000 $ 286,000 $ 228,000
Wilkes County North Carolina 36 $ 6,050,000 $ 168,000 $ 116,000
Charlottesville County Virginia 36 $ 7,120,000 $ 197,000 $ 163,000
Knox County Tennessee 35 $ 11,705,000 $ 334,000 $ 321,000
Los Angeles County California 34 $ 29,090,000 $ 855,000 $ 554,000
Brunswick County Virginia 34 $ 3,900,000 $ 114,000 $ 104,000
Rockingham County Virginia 34 $ 6,960,000 $ 204,000 $ 192,000
Duval County Florida 33 $ 13,315,000 $ 403,000 $ 341,000
Alleghany County North Carolina 31 $ 3,935,000 $ 126,000 $ 100,000
Vance County North Carolina 31 $ 3,715,000 $ 119,000 $ 90,000
Yadkin County North Carolina 31 $ 3,795,000 $ 122,000 $ 86,000
Pinellas County Florida 29 $ 10,615,000 $ 366,000 $ 305,000
Bladen County North Carolina 29 $ 3,535,000 $ 121,000 $ 133,000
Madison County North Carolina 29 $ 6,115,000 $ 210,000 $ 120,000
Riverside County California 28 $ 14,530,000 $ 518,000 $ 248,000
Barnwell County South Carolina 28 $ 2,300,000 $ 82,000 $ 70,000
Orange County California 27 $ 22,545,000 $ 835,000 $ 377,000
Pickens County Georgia 27 $ 3,475,000 $ 128,000 $ 85,000
Clarendon County South Carolina 27 $ 3,715,000 $ 137,000 $ 98,000
Alleghany County Virginia 27 $ 2,285,000 $ 84,000 $ 71,000
Clay County North Carolina 26 $ 3,170,000 $ 121,000 $ 87,000
Campbell County Virginia 26 $ 2,580,000 $ 99,000 $ 96,000
Hanover County Virginia 26 $ 6,480,000 $ 249,000 $ 211,000
Loudoun County Virginia 25 $ 3,855,000 $ 154,000 $ 252,000
Cherokee County Georgia 24 $ 5,300,000 $ 220,000 $ 242,000
Augusta County Virginia 24 $ 2,760,000 $ 115,000 $ 100,000
Collier County Florida 23 $ 9,535,000 $ 414,000 $ 459,000
Forsyth County Georgia 23 $ 7,085,000 $ 308,000 $ 303,000
Oglethorpe County Georgia 23 $ 3,865,000 $ 168,000 $ 102,000
Granville County North Carolina 23 $ 3,935,000 $ 171,000 $ 102,000
Cherokee County South Carolina 23 $ 2,795,000 $ 121,000 $ 84,000
Broward County Florida 22 $ 7,010,000 $ 318,000 $ 208,000
St. Johns County Florida 22 $ 7,520,000 $ 341,000 $ 289,000
Calhoun County South Carolina 21 $ 2,485,000 $ 118,000 $ 160,000
Lee County South Carolina 21 $ 1,795,000 $ 85,000 $ 70,000
Hamilton County Tennessee 21 $ 12,375,000 $ 589,000 $ 500,000
Racine County Wisconsin 21 $ 3,645,000 $ 173,000 $ 98,000
Hillsborough County Florida 20 $ 7,210,000 $ 360,000 $ 234,000
Lee County Florida 20 $ 4,740,000 $ 237,000 $ 143,000
McDuffie County Georgia 20 $ 2,770,000 $ 138,000 $ 141,000
Caswell County North Carolina 20 $ 3,040,000 $ 152,000 $ 124,000
Hall County Georgia 19 $ 9,445,000 $ 497,000 $ 194,000
Dare County North Carolina 19 $ 5,925,000 $ 311,000 $ 324,000
Floyd County Virginia 19 $ 2,055,000 $ 108,000 $ 81,000
Sacramento County California 17 $ 10,645,000 $ 626,000 $ 218,000
Martin County North Carolina 17 $ 1,615,000 $ 95,000 $ 59,000
Montgomery County North Carolina 17 $ 4,155,000 $ 244,000 $ 273,000
Union County South Carolina 17 $ 2,035,000 $ 119,000 $ 79,000
Williamson County Tennessee 17 $ 8,145,000 $ 479,000 $ 413,000
Carroll County Virginia 17 $ 2,325,000 $ 136,000 $ 123,000
Bernalillo County New Mexico 16 $ 4,230,000 $ 264,000 $ 178,000
Jones County North Carolina 16 $ 2,930,000 $ 183,000 $ 162,000
Martin County Florida 15 $ 6,015,000 $ 401,000 $ 667,000
Pasquotank County North Carolina 15 $ 1,435,000 $ 95,000 $ 89,000
Person County North Carolina 15 $ 3,025,000 $ 201,000 $ 188,000
Bamberg County South Carolina 15 $ 1,405,000 $ 93,000 $ 89,000
Davidson County Tennessee 15 $ 4,675,000 $ 311,000 $ 192,000
Monroe County Florida 14 $ 7,210,000 $ 515,000 $ 641,000
Sevier County Tennessee 14 $ 4,420,000 $ 315,000 $ 199,000
Lunenburg County Virginia 14 $ 1,680,000 $ 120,000 $ 126,000
King County Washington 14 $ 7,530,000 $ 537,000 $ 356,000
Jasper County South Carolina 13 $ 1,755,000 $ 135,000 $ 113,000
Washington County Tennessee 13 $ 2,255,000 $ 173,000 $ 94,000
Travis County Texas 13 $ 7,615,000 $ 585,000 $ 192,000
Emporia County Virginia 13 $ 805,000 $ 61,000 $ 77,000
Fluvanna County Virginia 13 $ 2,545,000 $ 195,000 $ 124,000
Harrisonburg County Virginia 13 $ 1,185,000 $ 91,000 $ 73,000
Nottoway County Virginia 13 $ 1,535,000 $ 118,000 $ 79,000
Pierce County Washington 13 $ 5,925,000 $ 455,000 $ 365,000
Orange County Florida 12 $ 7,370,000 $ 614,000 $ 369,000
Pasco County Florida 12 $ 2,740,000 $ 228,000 $ 179,000
Elbert County Georgia 12 $ 1,220,000 $ 101,000 $ 78,000
Anson County North Carolina 12 $ 1,680,000 $ 140,000 $ 105,000
Cleveland County North Carolina 12 $ 2,140,000 $ 178,000 $ 99,000
Robeson County North Carolina 12 $ 1,660,000 $ 138,000 $ 146,000
Frederick County Virginia 12 $ 2,200,000 $ 183,000 $ 162,000
Thurston County Washington 12 $ 3,010,000 $ 250,000 $ 201,000
Rabun County Georgia 11 $ 4,775,000 $ 434,000 $ 234,000
Hoke County North Carolina 11 $ 1,385,000 $ 125,000 $ 139,000
Greensville County Virginia 11 $ 715,000 $ 65,000 $ 61,000
Denver County Colorado 10 $ 3,610,000 $ 361,000 $ 223,000
Gilmer County Georgia 10 $ 1,370,000 $ 137,000 $ 79,000
Montgomery County Maryland 10 $ 2,330,000 $ 233,000 $ 180,000
Henry County Virginia 10 $ 1,590,000 $ 159,000 $ 181,000
Manatee County Florida 9 $ 2,755,000 $ 306,000 $ 224,000
Anne Arundel County Maryland 9 $ 4,065,000 $ 451,000 $ 269,000
Northampton County North Carolina 9 $ 1,315,000 $ 146,000 $ 123,000
Oklahoma County Oklahoma 9 $ 3,395,000 $ 377,000 $ 281,000
Amherst County Virginia 9 $ 965,000 $ 107,000 $ 86,000
Goochland County Virginia 9 $ 1,255,000 $ 139,000 $ 295,000
Warren County Virginia 9 $ 975,000 $ 108,000 $ 92,000
Douglas County Colorado 8 $ 2,810,000 $ 351,000 $ 266,000
Volusia County Florida 8 $ 1,930,000 $ 241,000 $ 214,000
Currituck County North Carolina 8 $ 1,950,000 $ 243,000 $ 172,000
Edgecombe County North Carolina 8 $ 1,820,000 $ 227,000 $ 211,000
Powhatan County Virginia 8 $ 1,960,000 $ 245,000 $ 267,000
Pulaski County Virginia 8 $ 2,000,000 $ 250,000 $ 250,000
Spotsylvania County Virginia 8 $ 2,350,000 $ 293,000 $ 364,000
Winchester County Virginia 8 $ 1,750,000 $ 218,000 $ 294,000
Pima County Arizona 7 $ 2,695,000 $ 385,000 $ 181,000
Placer County California 7 $ 4,425,000 $ 632,000 $ 332,000
Lake County Florida 7 $ 1,285,000 $ 183,000 $ 99,000
Walton County Florida 7 $ 6,495,000 $ 927,000 $ 581,000
Fannin County Georgia 7 $ 1,065,000 $ 152,000 $ 138,000
Glynn County Georgia 7 $ 2,495,000 $ 356,000 $ 374,000
Oconee County Georgia 7 $ 1,345,000 $ 192,000 $ 133,000
Baltimore City County Maryland 7 $ 2,235,000 $ 319,000 $ 146,000
Grayson County Virginia 7 $ 475,000 $ 67,000 $ 47,000
Greene County Virginia 7 $ 1,015,000 $ 145,000 $ 166,000
Nelson County Virginia 7 $ 1,185,000 $ 169,000 $ 107,000
Patrick County Virginia 7 $ 965,000 $ 137,000 $ 141,000
Alachua County Florida 6 $ 1,410,000 $ 235,000 $ 54,000
Clay County Florida 6 $ 1,500,000 $ 250,000 $ 160,000
Sarasota County Florida 6 $ 1,210,000 $ 201,000 $ 113,000
Barrow County Georgia 6 $ 650,000 $ 108,000 $ 101,000
Clayton County Georgia 6 $ 540,000 $ 90,000 $ 77,000
Effingham County Georgia 6 $ 320,000 $ 53,000 $ 66,000
Habersham County Georgia 6 $ 1,690,000 $ 281,000 $ 278,000
Union County Georgia 6 $ 1,640,000 $ 273,000 $ 136,000
Walton County Georgia 6 $ 8,720,000 $ 1,453,000 $ 161,000
Howard County Maryland 6 $ 2,920,000 $ 486,000 $ 257,000
Gates County North Carolina 6 $ 380,000 $ 63,000 $ 65,000
Perquimans County North Carolina 6 $ 740,000 $ 123,000 $ 86,000
Blount County Tennessee 6 $ 2,990,000 $ 498,000 $ 319,000
Arlington County Virginia 6 $ 1,590,000 $ 265,000 $ 328,000
Prince William County Virginia 6 $ 930,000 $ 155,000 $ 340,000
Stafford County Virginia 6 $ 1,590,000 $ 265,000 $ 153,000
Clark County Washington 6 $ 2,450,000 $ 408,000 $ 290,000
Kitsap County Washington 6 $ 4,340,000 $ 723,000 $ 301,000
El Dorado County California 5 $ 2,435,000 $ 487,000 $ 273,000
San Bernardino County California 5 $ 3,555,000 $ 711,000 $ 1,680,000
Brevard County Florida 5 $ 1,665,000 $ 333,000 $ 178,000
Marion County Florida 5 $ 1,625,000 $ 325,000 $ 239,000
Clarke County Georgia 5 $ 835,000 $ 167,000 $ 392,000
Fayette County Georgia 5 $ 1,685,000 $ 337,000 $ 314,000
Jackson County Georgia 5 $ 935,000 $ 187,000 $ 107,000
Warren County Georgia 5 $ 285,000 $ 57,000 $ 59,000
Baltimore County Maryland 5 $ 1,255,000 $ 251,000 $ 306,000
Scotland County North Carolina 5 $ 845,000 $ 169,000 $ 131,000
Clackamas County Oregon 5 $ 1,605,000 $ 321,000 $ 141,000
Multnomah County Oregon 5 $ 1,355,000 $ 271,000 $ 268,000
Carter County Tennessee 5 $ 725,000 $ 145,000 $ 106,000
Loudon County Tennessee 5 $ 2,345,000 $ 469,000 $ 355,000
New Kent County Virginia 5 $ 535,000 $ 107,000 $ 186,000
Staunton County Virginia 5 $ 765,000 $ 153,000 $ 114,000
Sheboygan County Wisconsin 5 $ 355,000 $ 71,000 $ 46,000
Baldwin County Alabama 4 $ 860,000 $ 215,000 $ 118,000
Jefferson County Alabama 4 $ 810,000 $ 202,000 $ 100,000
District of Columbia County District Of Columbia 4 $ 2,780,000 $ 695,000 $ 390,000
Franklin County Florida 4 $ 1,940,000 $ 485,000 $ 640,000
Nassau County Florida 4 $ 1,270,000 $ 317,000 $ 191,000
Osceola County Florida 4 $ 1,490,000 $ 372,000 $ 243,000
Seminole County Florida 4 $ 660,000 $ 165,000 $ 262,000
St. Lucie County Florida 4 $ 980,000 $ 245,000 $ 214,000
Burke County Georgia 4 $ 1,050,000 $ 262,000 $ 65,000
Carroll County Georgia 4 $ 490,000 $ 122,000 $ 91,000
Lincoln County Georgia 4 $ 770,000 $ 192,000 $ 262,000
Rockdale County Georgia 4 $ 1,100,000 $ 275,000 $ 150,000
Towns County Georgia 4 $ 370,000 $ 92,000 $ 57,000
Johnson County Kansas 4 $ 690,000 $ 172,000 $ 151,000
Jackson County Missouri 4 $ 4,250,000 $ 1,062,000 $ 168,000
Mitchell County North Carolina 4 $ 950,000 $ 237,000 $ 100,000
Shelby County Tennessee 4 $ 790,000 $ 197,000 $ 203,000
Harris County Texas 4 $ 730,000 $ 182,000 $ 172,000
Williamson County Texas 4 $ 1,710,000 $ 427,000 $ 154,000
Alexandria County Virginia 4 $ 2,070,000 $ 517,000 $ 290,000
Amelia County Virginia 4 $ 280,000 $ 70,000 $ 113,000
Bath County Virginia 4 $ 280,000 $ 70,000 $ 139,000
Martinsville County Virginia 4 $ 390,000 $ 97,000 $ 33,000
Middlesex County Virginia 4 $ 2,770,000 $ 692,000 $ 364,000
Norfolk County Virginia 4 $ 980,000 $ 245,000 $ 188,000
Suffolk County Virginia 4 $ 2,250,000 $ 562,000 $ 232,000
Virginia Beach County Virginia 4 $ 830,000 $ 207,000 $ 407,000
Dodge County Wisconsin 4 $ 1,070,000 $ 267,000 $ 419,000
Ozaukee County Wisconsin 4 $ 610,000 $ 152,000 $ 81,000
San Mateo County California 3 $ 4,155,000 $ 1,385,000 $ 380,000
Boulder County Colorado 3 $ 1,345,000 $ 448,000 $ 257,000
Broomfield County Colorado 3 $ 6,475,000 $ 2,158,000 $ 2,348,000
Jefferson County Colorado 3 $ 1,165,000 $ 388,000 $ 459,000
Summit County Colorado 3 $ 1,235,000 $ 411,000 $ 346,000
Escambia County Florida 3 $ 1,075,000 $ 358,000 $ 93,000
Banks County Georgia 3 $ 325,000 $ 108,000 $ 77,000
Greene County Georgia 3 $ 2,775,000 $ 925,000 $ 417,000
Paulding County Georgia 3 $ 405,000 $ 135,000 $ 64,000
White County Georgia 3 $ 1,415,000 $ 471,000 $ 163,000
Prince George's County Maryland 3 $ 505,000 $ 168,000 $ 228,000
Santa Fe County New Mexico 3 $ 895,000 $ 298,000 $ 128,000
Yamhill County Oregon 3 $ 1,235,000 $ 411,000 $ 167,000
Anderson County Tennessee 3 $ 555,000 $ 185,000 $ 300,000
Benton County Tennessee 3 $ 225,000 $ 75,000 $ 87,000
Johnson County Tennessee 3 $ 1,075,000 $ 358,000 $ 221,000
Caroline County Virginia 3 $ 855,000 $ 285,000 $ 195,000
Charlotte County Virginia 3 $ 215,000 $ 71,000 $ 53,000
Culpeper County Virginia 3 $ 625,000 $ 208,000 $ 271,000
Louisa County Virginia 3 $ 765,000 $ 255,000 $ 424,000
Northumberland County Virginia 3 $ 1,035,000 $ 345,000 $ 366,000
Richmond County Virginia 3 $ 1,145,000 $ 381,000 $ 177,000
Waynesboro County Virginia 3 $ 495,000 $ 165,000 $ 74,000
Wythe County Virginia 3 $ 205,000 $ 68,000 $ 156,000
Monroe County West Virginia 3 $ 105,000 $ 35,000 $ 39,000
Randolph County West Virginia 3 $ 525,000 $ 175,000 $ 123,000
Shelby County Alabama 2 $ 1,070,000 $ 535,000 $ 228,000
Santa Cruz County Arizona 2 $ 340,000 $ 170,000 $ 149,000
Contra Costa County California 2 $ 1,770,000 $ 885,000 $ 357,000
Ventura County California 2 $ 950,000 $ 475,000 $ 144,000
Adams County Colorado 2 $ 890,000 $ 445,000 $ 97,000
Bay County Florida 2 $ 640,000 $ 320,000 $ 393,000
Highlands County Florida 2 $ 450,000 $ 225,000 $ 312,000
Okaloosa County Florida 2 $ 1,890,000 $ 945,000 $ 564,000
Bartow County Georgia 2 $ 190,000 $ 95,000 $ 85,000
Camden County Georgia 2 $ 620,000 $ 310,000 $ 55,000
Dawson County Georgia 2 $ 1,120,000 $ 560,000 $ 870,000
Glascock County Georgia 2 $ 250,000 $ 125,000 $ 83,000
Gordon County Georgia 2 $ 280,000 $ 140,000 $ 90,000
Haralson County Georgia 2 $ 50,000 $ 25,000 $ 108,000
Henry County Georgia 2 $ 270,000 $ 135,000 $ 73,000
Lumpkin County Georgia 2 $ 160,000 $ 80,000 $ 84,000
Putnam County Georgia 2 $ 70,000 $ 35,000 $ 61,000
Allegany County Maryland 2 $ 330,000 $ 165,000 $ 225,000
Harford County Maryland 2 $ 950,000 $ 475,000 $ 217,000
Worcester County Maryland 2 $ 910,000 $ 455,000 $ 271,000
Platte County Missouri 2 $ 660,000 $ 330,000 $ 96,000
Chautauqua County New York 2 $ 700,000 $ 350,000 $ 355,000
Camden County North Carolina 2 $ 180,000 $ 90,000 $ 89,000
Columbia County Oregon 2 $ 590,000 $ 295,000 $ 306,000
Deschutes County Oregon 2 $ 440,000 $ 220,000 $ 0
Washington County Oregon 2 $ 1,140,000 $ 570,000 $ 207,000
Grainger County Tennessee 2 $ 150,000 $ 75,000 $ 60,000
Maury County Tennessee 2 $ 2,110,000 $ 1,055,000 $ 1,078,000
Montgomery County Tennessee 2 $ 160,000 $ 80,000 $ 121,000
Sumner County Tennessee 2 $ 1,000,000 $ 500,000 $ 1,029,000
Unicoi County Tennessee 2 $ 270,000 $ 135,000 $ 62,000
Union County Tennessee 2 $ 590,000 $ 295,000 $ 111,000
Warren County Tennessee 2 $ 200,000 $ 100,000 $ 114,000
Denton County Texas 2 $ 280,000 $ 140,000 $ 109,000
Chesapeake County Virginia 2 $ 1,080,000 $ 540,000 $ 486,000
Craig County Virginia 2 $ 130,000 $ 65,000 $ 91,000
Galax County Virginia 2 $ 280,000 $ 140,000 $ 63,000
Giles County Virginia 2 $ 440,000 $ 220,000 $ 121,000
James City County Virginia 2 $ 680,000 $ 340,000 $ 759,000
King William County Virginia 2 $ 260,000 $ 130,000 $ 130,000
Radford County Virginia 2 $ 420,000 $ 210,000 $ 541,000
Rappahannock County Virginia 2 $ 220,000 $ 110,000 $ 144,000
Snohomish County Washington 2 $ 860,000 $ 430,000 $ 216,000
Fayette County West Virginia 2 $ 290,000 $ 145,000 $ 56,000
Jefferson County West Virginia 2 $ 960,000 $ 480,000 $ 791,000
Monongalia County West Virginia 2 $ 940,000 $ 470,000 $ 407,000
Putnam County West Virginia 2 $ 350,000 $ 175,000 $ 72,000
Wayne County West Virginia 2 $ 150,000 $ 75,000 $ 67,000
Dane County Wisconsin 2 $ 1,060,000 $ 530,000 $ 356,000
Kenosha County Wisconsin 2 $ 240,000 $ 120,000 $ 48,000
Vilas County Wisconsin 2 $ 540,000 $ 270,000 $ 229,000
Mohave County Arizona 1 $ 395,000 $ 395,000 $ 216,000
Pinal County Arizona 1 $ 185,000 $ 185,000 $ 300,000
Yavapai County Arizona 1 $ 295,000 $ 295,000 $ 309,000
Kern County California 1 $ 1,505,000 $ 1,505,000 $ 0
Merced County California 1 $ 195,000 $ 195,000 $ 300,000
Napa County California 1 $ 455,000 $ 455,000 $ 482,000
Nevada County California 1 $ 185,000 $ 185,000 $ 237,000
San Francisco County California 1 $ 2,005,000 $ 2,005,000 $ 2,616,000
Solano County California 1 $ 405,000 $ 405,000 $ 695,000
Sonoma County California 1 $ 405,000 $ 405,000 $ 214,000
Tehama County California 1 $ 145,000 $ 145,000 $ 31,000
Yolo County California 1 $ 145,000 $ 145,000 $ 0
Arapahoe County Colorado 1 $ 1,005,000 $ 1,005,000 $ 759,000
Conejos County Colorado 1 $ 365,000 $ 365,000 $ 185,000
Eagle County Colorado 1 $ 275,000 $ 275,000 $ 192,000
El Paso County Colorado 1 $ 435,000 $ 435,000 $ 336,000
Pueblo County Colorado 1 $ 525,000 $ 525,000 $ 246,000
Routt County Colorado 1 $ 1,755,000 $ 1,755,000 $ 383,000
San Miguel County Colorado 1 $ 1,855,000 $ 1,855,000 $ 0
DeSoto County Florida 1 $ 235,000 $ 235,000 $ 330,000
Indian River County Florida 1 $ 4,555,000 $ 4,555,000 $ 1,910,000
Leon County Florida 1 $ 215,000 $ 215,000 $ 64,000
Putnam County Florida 1 $ 105,000 $ 105,000 $ 135,000
Sumter County Florida 1 $ 85,000 $ 85,000 $ 43,000
Taylor County Florida 1 $ 305,000 $ 305,000 $ 0
Bryan County Georgia 1 $ 395,000 $ 395,000 $ 172,000
Bulloch County Georgia 1 $ 195,000 $ 195,000 $ 67,000
Coweta County Georgia 1 $ 65,000 $ 65,000 $ 233,000
Douglas County Georgia 1 $ 885,000 $ 885,000 $ 195,000
Floyd County Georgia 1 $ 245,000 $ 245,000 $ 106,000
Hancock County Georgia 1 $ 195,000 $ 195,000 $ 176,000
Jones County Georgia 1 $ 145,000 $ 145,000 $ 54,000
Long County Georgia 1 $ 45,000 $ 45,000 $ 103,000
McIntosh County Georgia 1 $ 485,000 $ 485,000 $ 540,000
Monroe County Georgia 1 $ 55,000 $ 55,000 $ 160,000
Muscogee County Georgia 1 $ 25,000 $ 25,000 $ 0
Newton County Georgia 1 $ 85,000 $ 85,000 $ 143,000
Tift County Georgia 1 $ 245,000 $ 245,000 $ 393,000
Toombs County Georgia 1 $ 35,000 $ 35,000 $ 76,000
Upson County Georgia 1 $ 35,000 $ 35,000 $ 361,000
Washington County Georgia 1 $ 95,000 $ 95,000 $ 126,000
Whitfield County Georgia 1 $ 115,000 $ 115,000 $ 127,000
Wilkes County Georgia 1 $ 95,000 $ 95,000 $ 90,000
Worth County Georgia 1 $ 105,000 $ 105,000 $ 149,000
Cook County Illinois 1 $ 185,000 $ 185,000 $ 0
Cerro Gordo County Iowa 1 $ 155,000 $ 155,000 $ 166,000
Wyandotte County Kansas 1 $ 125,000 $ 125,000 $ 0
Charles County Maryland 1 $ 405,000 $ 405,000 $ 180,000
Frederick County Maryland 1 $ 665,000 $ 665,000 $ 210,000
Queen Anne's County Maryland 1 $ 445,000 $ 445,000 $ 508,000
St. Mary's County Maryland 1 $ 135,000 $ 135,000 $ 161,000
Worcester County Massachusetts 1 $ 755,000 $ 755,000 $ 326,000
St. Charles County Missouri 1 $ 225,000 $ 225,000 $ 87,000
Grafton County New Hampshire 1 $ 975,000 $ 975,000 $ 550,000
Hudson County New Jersey 1 $ 605,000 $ 605,000 $ 368,000
Lincoln County New Mexico 1 $ 95,000 $ 95,000 $ 152,000
Nassau County New York 1 $ 3,915,000 $ 3,915,000 $ 0
New York County New York 1 $ 945,000 $ 945,000 $ 1,255,000
Chowan County North Carolina 1 $ 165,000 $ 165,000 $ 872,000
Hertford County North Carolina 1 $ 105,000 $ 105,000 $ 44,000
Hyde County North Carolina 1 $ 515,000 $ 515,000 $ 700,000
Richmond County North Carolina 1 $ 405,000 $ 405,000 $ 174,000
Cleveland County Oklahoma 1 $ 115,000 $ 115,000 $ 80,000
Tulsa County Oklahoma 1 $ 305,000 $ 305,000 $ 120,000
Coos County Oregon 1 $ 525,000 $ 525,000 $ 750,000
Gilliam County Oregon 1 $ 155,000 $ 155,000 $ 75,000
Hood River County Oregon 1 $ 255,000 $ 255,000 $ 456,000
Jefferson County Oregon 1 $ 505,000 $ 505,000 $ 110,000
Lincoln County Oregon 1 $ 445,000 $ 445,000 $ 695,000
Newport County Rhode Island 1 $ 1,375,000 $ 1,375,000 $ 920,000
Bedford County Tennessee 1 $ 175,000 $ 175,000 $ 53,000
Campbell County Tennessee 1 $ 295,000 $ 295,000 $ 155,000
Fayette County Tennessee 1 $ 1,375,000 $ 1,375,000 $ 727,000
Franklin County Tennessee 1 $ 275,000 $ 275,000 $ 114,000
Hamblen County Tennessee 1 $ 745,000 $ 745,000 $ 314,000
Henderson County Tennessee 1 $ 105,000 $ 105,000 $ 102,000
Jefferson County Tennessee 1 $ 125,000 $ 125,000 $ 47,000
Madison County Tennessee 1 $ 105,000 $ 105,000 $ 102,000
Perry County Tennessee 1 $ 65,000 $ 65,000 $ 12,000
Polk County Tennessee 1 $ 75,000 $ 75,000 $ 70,000
Robertson County Tennessee 1 $ 235,000 $ 235,000 $ 109,000
Sullivan County Tennessee 1 $ 315,000 $ 315,000 $ 111,000
Tipton County Tennessee 1 $ 25,000 $ 25,000 $ 32,000
Wilson County Tennessee 1 $ 255,000 $ 255,000 $ 129,000
Dallas County Texas 1 $ 75,000 $ 75,000 $ 148,000
Rockwall County Texas 1 $ 295,000 $ 295,000 $ 350,000
Appomattox County Virginia 1 $ 25,000 $ 25,000 $ 45,000
Bristol County Virginia 1 $ 85,000 $ 85,000 $ 24,000
Clarke County Virginia 1 $ 105,000 $ 105,000 $ 162,000
Covington County Virginia 1 $ 15,000 $ 15,000 $ 70,000
Cumberland County Virginia 1 $ 125,000 $ 125,000 $ 66,000
Dinwiddie County Virginia 1 $ 255,000 $ 255,000 $ 73,000
Essex County Virginia 1 $ 155,000 $ 155,000 $ 125,000
Fauquier County Virginia 1 $ 705,000 $ 705,000 $ 342,000
Franklin City County Virginia 1 $ 35,000 $ 35,000 $ 49,000
Halifax County Virginia 1 $ 275,000 $ 275,000 $ 122,000
King George County Virginia 1 $ 185,000 $ 185,000 $ 122,000
Lancaster County Virginia 1 $ 75,000 $ 75,000 $ 60,000
Madison County Virginia 1 $ 65,000 $ 65,000 $ 67,000
Manassas Park County Virginia 1 $ 235,000 $ 235,000 $ 0
Orange County Virginia 1 $ 215,000 $ 215,000 $ 99,000
Prince Edward County Virginia 1 $ 65,000 $ 65,000 $ 149,000
Prince George County Virginia 1 $ 15,000 $ 15,000 $ 43,000
Smyth County Virginia 1 $ 45,000 $ 45,000 $ 148,000
Southampton County Virginia 1 $ 65,000 $ 65,000 $ 92,000
Washington County Virginia 1 $ 195,000 $ 195,000 $ 54,000
Cowlitz County Washington 1 $ 765,000 $ 765,000 $ 286,000
Wahkiakum County Washington 1 $ 335,000 $ 335,000 $ 182,000
Walla Walla County Washington 1 $ 185,000 $ 185,000 $ 71,000
Jackson County West Virginia 1 $ 105,000 $ 105,000 $ 776,000
Kanawha County West Virginia 1 $ 285,000 $ 285,000 $ 51,000
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Mortgage Loan Application Detail Totals for First-Citizens Bank & Trust Company in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 10,414 $2,496,370,000 $239,000 $8,945,000 $176,000 $6,591,000
Home Purchase 8,249 $2,526,405,000 $306,000 $6,305,000 $182,000 $5,795,000
Other Purpose 5,807 $649,215,000 $111,000 $2,925,000 $172,000 $5,207,000
Home Improvement 4,823 $474,725,000 $98,000 $3,055,000 $152,000 $3,291,000
Cash-out Refinancing 1,878 $515,010,000 $274,000 $2,735,000 $151,000 $3,853,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 21,961 $4,665,295,000 $212,000 $4,555,000 $167,000 $6,591,000
Not Provided 5,224 $1,106,780,000 $211,000 $7,205,000 $217,000 $3,458,000
Black or African American 1,686 $288,050,000 $170,000 $1,955,000 $104,000 $2,579,000
Hispanic 778 $157,980,000 $203,000 $1,335,000 $110,000 $1,301,000
Not applicable 677 $225,195,000 $332,000 $8,945,000 $0 $0
Asian 600 $162,570,000 $270,000 $2,005,000 $196,000 $1,413,000
American Indian or Alaskan Native 108 $21,000,000 $194,000 $925,000 $129,000 $805,000
Native Hawaiian or Other Pacific Islander 24 $5,950,000 $247,000 $785,000 $159,000 $443,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 30,513 $6,534,255,000 $214,000 $8,945,000 $174,000 $6,591,000
FHA-insured (Federal Housing Administration) 365 $63,245,000 $173,000 $505,000 $60,000 $400,000
VA-guaranteed (Veterans Administration) 172 $43,730,000 $254,000 $1,005,000 $81,000 $479,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 121 $20,495,000 $169,000 $385,000 $53,000 $97,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 20,176 $4,370,860,000 $216,000 $8,945,000 $190,000 $6,591,000
Application Denied By Financial Institution 6,261 $1,183,615,000 $189,000 $7,205,000 $112,000 $3,381,000
File Closed For Incompleteness 2,451 $643,545,000 $262,000 $2,765,000 $158,000 $2,820,000
Application Approved But Not Accepted 1,215 $201,035,000 $165,000 $6,305,000 $182,000 $3,853,000
Application Withdrawn By Applicant 1,068 $262,670,000 $245,000 $3,005,000 $200,000 $2,339,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 24,910 $5,478,110,000 $219,000 $8,945,000 $186,000 $6,591,000
Debt-To-Income Ratio 2,864 $593,210,000 $207,000 $4,005,000 $77,000 $1,281,000
Credit History 1,605 $206,815,000 $128,000 $2,535,000 $102,000 $2,389,000
Collateral 1,009 $167,495,000 $166,000 $2,505,000 $176,000 $3,381,000
Other 332 $76,700,000 $231,000 $1,955,000 $179,000 $2,372,000
Insufficient Cash (Downpayment, Closing Cost) 281 $85,155,000 $303,000 $1,755,000 $158,000 $1,360,000
Unverifiable Information 161 $51,085,000 $317,000 $7,205,000 $187,000 $1,050,000
Employment History 5 $1,235,000 $247,000 $755,000 $109,000 $349,000
Credit Application Incomplete 4 $1,920,000 $480,000 $1,515,000 $160,000 $377,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First-Citizens Bank & Trust Company's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First-Citizens Bank & Trust Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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