First-Citizens Bank & Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

First-Citizens Bank & Trust Company 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address First-Citizens Bank & Trust Company
4300 Six Forks Road Fcc 21
Raleigh, NC 27609
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 30,693
Total Mortgage Loan Application Amount $7,218,955,000
Average Mortgage Loan Application Amount $230,000
Highest Mortgage Loan Application Amount $6,405,000
Average Applicant Income $176,800
Highest Applicant Income $8,952,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with First-Citizens Bank & Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First-Citizens Bank & Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down First-Citizens Bank & Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First-Citizens Bank & Trust Company serves its applicants.

Each category highlights the total number of mortgage applications processed by First-Citizens Bank & Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First-Citizens Bank & Trust Company's mortgage activity for 2021.

Mortgage Loan Application Totals for First-Citizens Bank & Trust Company by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Wake County North Carolina 2,611 $ 631,875,000 $ 242,000 $ 222,000
Mecklenburg County North Carolina 1,984 $ 461,170,000 $ 232,000 $ 214,000
Charleston County South Carolina 1,299 $ 497,135,000 $ 382,000 $ 224,000
Richland County South Carolina 934 $ 179,060,000 $ 191,000 $ 154,000
Buncombe County North Carolina 733 $ 200,855,000 $ 274,000 $ 175,000
Lexington County South Carolina 690 $ 132,410,000 $ 191,000 $ 157,000
New Hanover County North Carolina 670 $ 188,230,000 $ 280,000 $ 270,000
Greenville County South Carolina 634 $ 138,960,000 $ 219,000 $ 158,000
Guilford County North Carolina 596 $ 119,200,000 $ 200,000 $ 198,000
Spartanburg County South Carolina 591 $ 102,815,000 $ 173,000 $ 119,000
Union County North Carolina 574 $ 122,870,000 $ 214,000 $ 191,000
Durham County North Carolina 504 $ 126,090,000 $ 250,000 $ 191,000
Horry County South Carolina 497 $ 95,635,000 $ 192,000 $ 136,000
York County South Carolina 494 $ 97,400,000 $ 197,000 $ 164,000
Henderson County North Carolina 476 $ 103,470,000 $ 217,000 $ 136,000
Johnston County North Carolina 461 $ 72,515,000 $ 157,000 $ 108,000
Brunswick County North Carolina 431 $ 124,475,000 $ 288,000 $ 214,000
Cumberland County North Carolina 415 $ 61,265,000 $ 147,000 $ 147,000
Carteret County North Carolina 404 $ 108,230,000 $ 267,000 $ 202,000
Forsyth County North Carolina 376 $ 67,640,000 $ 179,000 $ 160,000
Craven County North Carolina 365 $ 86,315,000 $ 236,000 $ 179,000
Berkeley County South Carolina 343 $ 95,515,000 $ 278,000 $ 187,000
Anderson County South Carolina 309 $ 52,395,000 $ 169,000 $ 105,000
Orange County North Carolina 282 $ 99,000,000 $ 351,000 $ 300,000
Iredell County North Carolina 270 $ 74,270,000 $ 275,000 $ 230,000
Catawba County North Carolina 267 $ 52,545,000 $ 196,000 $ 167,000
Caldwell County North Carolina 255 $ 36,125,000 $ 141,000 $ 96,000
Beaufort County South Carolina 245 $ 89,845,000 $ 366,000 $ 291,000
Pitt County North Carolina 243 $ 55,505,000 $ 228,000 $ 184,000
Moore County North Carolina 237 $ 80,545,000 $ 339,000 $ 232,000
Onslow County North Carolina 232 $ 45,500,000 $ 196,000 $ 136,000
Cabarrus County North Carolina 219 $ 38,825,000 $ 177,000 $ 153,000
Lancaster County South Carolina 205 $ 40,615,000 $ 198,000 $ 116,000
Aiken County South Carolina 203 $ 33,805,000 $ 166,000 $ 125,000
Darlington County South Carolina 198 $ 31,360,000 $ 158,000 $ 101,000
Chatham County North Carolina 193 $ 55,525,000 $ 287,000 $ 225,000
Dorchester County South Carolina 193 $ 37,915,000 $ 196,000 $ 124,000
Macon County North Carolina 192 $ 38,200,000 $ 198,000 $ 113,000
Burke County North Carolina 190 $ 27,680,000 $ 145,000 $ 132,000
Lincoln County North Carolina 187 $ 44,795,000 $ 239,000 $ 198,000
Pickens County South Carolina 186 $ 40,320,000 $ 216,000 $ 149,000
Pender County North Carolina 178 $ 42,640,000 $ 239,000 $ 190,000
Roanoke County Virginia 178 $ 33,590,000 $ 188,000 $ 170,000
Florence County South Carolina 173 $ 31,535,000 $ 182,000 $ 156,000
Transylvania County North Carolina 169 $ 30,345,000 $ 179,000 $ 133,000
Gaston County North Carolina 164 $ 30,320,000 $ 184,000 $ 134,000
Georgetown County South Carolina 162 $ 51,770,000 $ 319,000 $ 250,000
Greenwood County South Carolina 141 $ 24,705,000 $ 175,000 $ 131,000
Franklin County North Carolina 137 $ 29,535,000 $ 215,000 $ 106,000
Oconee County South Carolina 134 $ 46,430,000 $ 346,000 $ 206,000
Watauga County North Carolina 132 $ 40,190,000 $ 304,000 $ 235,000
Harnett County North Carolina 129 $ 22,085,000 $ 171,000 $ 115,000
Haywood County North Carolina 129 $ 28,235,000 $ 218,000 $ 123,000
Jackson County North Carolina 129 $ 43,585,000 $ 337,000 $ 222,000
Wayne County North Carolina 123 $ 15,005,000 $ 121,000 $ 108,000
Kershaw County South Carolina 120 $ 20,550,000 $ 171,000 $ 126,000
Orangeburg County South Carolina 120 $ 18,190,000 $ 151,000 $ 124,000
Pamlico County North Carolina 114 $ 23,000,000 $ 201,000 $ 115,000
Sumter County South Carolina 112 $ 17,020,000 $ 151,000 $ 103,000
Wilson County North Carolina 108 $ 20,480,000 $ 189,000 $ 143,000
Roanoke City County Virginia 106 $ 20,370,000 $ 192,000 $ 148,000
Pittsylvania County Virginia 105 $ 13,975,000 $ 133,000 $ 90,000
Fulton County Georgia 104 $ 52,700,000 $ 506,000 $ 406,000
Milwaukee County Wisconsin 102 $ 16,900,000 $ 165,000 $ 98,000
Stokes County North Carolina 100 $ 12,730,000 $ 127,000 $ 85,000
Bedford County Virginia 100 $ 22,860,000 $ 228,000 $ 193,000
Chesterfield County Virginia 98 $ 14,750,000 $ 150,000 $ 172,000
Albemarle County Virginia 95 $ 25,565,000 $ 269,000 $ 261,000
Miami-Dade County Florida 93 $ 65,975,000 $ 709,000 $ 466,000
Chesterfield County South Carolina 93 $ 12,115,000 $ 130,000 $ 80,000
Hart County Georgia 90 $ 16,130,000 $ 179,000 $ 102,000
Columbia County Georgia 89 $ 17,725,000 $ 199,000 $ 172,000
Chester County South Carolina 89 $ 13,415,000 $ 150,000 $ 90,000
McCormick County South Carolina 88 $ 15,370,000 $ 174,000 $ 96,000
Montgomery County Virginia 88 $ 15,200,000 $ 172,000 $ 159,000
Polk County North Carolina 86 $ 18,510,000 $ 215,000 $ 179,000
Davidson County North Carolina 85 $ 19,245,000 $ 226,000 $ 153,000
Madison County Georgia 83 $ 10,015,000 $ 120,000 $ 79,000
Dillon County South Carolina 83 $ 9,775,000 $ 117,000 $ 90,000
Edgefield County South Carolina 82 $ 15,450,000 $ 188,000 $ 98,000
Franklin County Georgia 80 $ 11,550,000 $ 144,000 $ 93,000
Rutherford County North Carolina 80 $ 14,080,000 $ 176,000 $ 128,000
Beaufort County North Carolina 79 $ 14,895,000 $ 188,000 $ 155,000
Rockingham County North Carolina 79 $ 9,725,000 $ 123,000 $ 96,000
Cherokee County North Carolina 77 $ 10,225,000 $ 132,000 $ 94,000
Lenoir County North Carolina 77 $ 9,085,000 $ 117,000 $ 119,000
Saluda County South Carolina 77 $ 11,495,000 $ 149,000 $ 114,000
McDowell County North Carolina 72 $ 12,510,000 $ 173,000 $ 94,000
Laurens County South Carolina 70 $ 12,650,000 $ 180,000 $ 123,000
Sampson County North Carolina 69 $ 8,955,000 $ 129,000 $ 93,000
Mecklenburg County Virginia 69 $ 11,055,000 $ 160,000 $ 153,000
Lee County North Carolina 68 $ 11,410,000 $ 167,000 $ 122,000
Avery County North Carolina 67 $ 26,725,000 $ 398,000 $ 297,000
Ashe County North Carolina 65 $ 10,165,000 $ 156,000 $ 136,000
Chatham County Georgia 64 $ 17,570,000 $ 274,000 $ 249,000
Alamance County North Carolina 64 $ 14,430,000 $ 225,000 $ 128,000
Newberry County South Carolina 64 $ 15,020,000 $ 234,000 $ 117,000
Danville County Virginia 63 $ 7,865,000 $ 124,000 $ 128,000
Surry County North Carolina 61 $ 9,295,000 $ 152,000 $ 91,000
Fairfield County South Carolina 60 $ 11,010,000 $ 183,000 $ 158,000
Nash County North Carolina 58 $ 8,660,000 $ 149,000 $ 101,000
Waukesha County Wisconsin 57 $ 24,915,000 $ 437,000 $ 237,000
Stanly County North Carolina 56 $ 7,360,000 $ 131,000 $ 104,000
Swain County North Carolina 56 $ 12,610,000 $ 225,000 $ 97,000
Franklin County Virginia 56 $ 21,020,000 $ 375,000 $ 319,000
Richmond County Georgia 55 $ 11,075,000 $ 201,000 $ 165,000
Abbeville County South Carolina 55 $ 7,365,000 $ 133,000 $ 76,000
Henrico County Virginia 55 $ 13,045,000 $ 237,000 $ 251,000
Randolph County North Carolina 54 $ 7,640,000 $ 141,000 $ 87,000
Lynchburg County Virginia 53 $ 9,325,000 $ 175,000 $ 187,000
Halifax County North Carolina 52 $ 7,860,000 $ 151,000 $ 112,000
Pocahontas County West Virginia 52 $ 4,720,000 $ 90,000 $ 74,000
Stephens County Georgia 51 $ 8,195,000 $ 160,000 $ 128,000
Bladen County North Carolina 51 $ 6,295,000 $ 123,000 $ 125,000
Botetourt County Virginia 51 $ 8,195,000 $ 160,000 $ 141,000
Marlboro County South Carolina 50 $ 4,320,000 $ 86,000 $ 67,000
Rockingham County Virginia 47 $ 6,615,000 $ 140,000 $ 119,000
Palm Beach County Florida 44 $ 20,630,000 $ 468,000 $ 420,000
Greene County North Carolina 44 $ 4,740,000 $ 107,000 $ 76,000
Graham County North Carolina 43 $ 9,365,000 $ 217,000 $ 116,000
Rowan County North Carolina 43 $ 6,505,000 $ 151,000 $ 120,000
Wilkes County North Carolina 43 $ 5,655,000 $ 131,000 $ 96,000
Fairfax County Virginia 43 $ 16,675,000 $ 387,000 $ 271,000
Alexander County North Carolina 42 $ 6,060,000 $ 144,000 $ 88,000
Duplin County North Carolina 42 $ 6,310,000 $ 150,000 $ 105,000
Williamsburg County South Carolina 42 $ 5,810,000 $ 138,000 $ 88,000
Gwinnett County Georgia 40 $ 8,360,000 $ 209,000 $ 139,000
Greenbrier County West Virginia 39 $ 5,055,000 $ 129,000 $ 117,000
San Diego County California 38 $ 22,670,000 $ 596,000 $ 319,000
Marion County South Carolina 38 $ 4,540,000 $ 119,000 $ 89,000
Cobb County Georgia 37 $ 11,695,000 $ 316,000 $ 255,000
Clarendon County South Carolina 37 $ 5,915,000 $ 159,000 $ 115,000
Los Angeles County California 36 $ 28,850,000 $ 801,000 $ 402,000
Madison County North Carolina 35 $ 6,425,000 $ 183,000 $ 115,000
Warren County North Carolina 35 $ 9,405,000 $ 268,000 $ 216,000
Hanover County Virginia 35 $ 7,915,000 $ 226,000 $ 192,000
Riverside County California 34 $ 11,230,000 $ 330,000 $ 297,000
Broward County Florida 33 $ 15,505,000 $ 469,000 $ 330,000
McDuffie County Georgia 33 $ 4,095,000 $ 124,000 $ 91,000
Davie County North Carolina 33 $ 7,435,000 $ 225,000 $ 153,000
Yadkin County North Carolina 33 $ 4,575,000 $ 138,000 $ 127,000
Richmond City County Virginia 33 $ 10,855,000 $ 328,000 $ 226,000
DeKalb County Georgia 32 $ 9,560,000 $ 298,000 $ 214,000
Augusta County Virginia 32 $ 6,010,000 $ 187,000 $ 108,000
Brunswick County Virginia 32 $ 4,790,000 $ 149,000 $ 109,000
Colleton County South Carolina 31 $ 12,265,000 $ 395,000 $ 231,000
Loudoun County Virginia 31 $ 7,715,000 $ 248,000 $ 224,000
Cleveland County North Carolina 30 $ 5,300,000 $ 176,000 $ 112,000
Duval County Florida 29 $ 8,045,000 $ 277,000 $ 220,000
Columbus County North Carolina 29 $ 4,345,000 $ 149,000 $ 121,000
Granville County North Carolina 28 $ 6,040,000 $ 215,000 $ 149,000
Yancey County North Carolina 28 $ 6,480,000 $ 231,000 $ 181,000
Calhoun County South Carolina 28 $ 3,760,000 $ 134,000 $ 80,000
Clay County North Carolina 27 $ 4,545,000 $ 168,000 $ 102,000
Maricopa County Arizona 26 $ 12,630,000 $ 485,000 $ 305,000
Orange County California 26 $ 26,080,000 $ 1,003,000 $ 628,000
Pinellas County Florida 26 $ 8,030,000 $ 308,000 $ 241,000
Vance County North Carolina 26 $ 4,360,000 $ 167,000 $ 157,000
Collier County Florida 25 $ 9,535,000 $ 381,000 $ 265,000
Cherokee County Georgia 25 $ 10,305,000 $ 412,000 $ 254,000
Barnwell County South Carolina 25 $ 3,135,000 $ 125,000 $ 139,000
Dare County North Carolina 24 $ 7,940,000 $ 330,000 $ 302,000
Salem County Virginia 24 $ 4,440,000 $ 185,000 $ 117,000
King County Washington 23 $ 22,575,000 $ 981,000 $ 479,000
Hillsborough County Florida 22 $ 5,160,000 $ 234,000 $ 239,000
Lee County Florida 22 $ 19,950,000 $ 906,000 $ 335,000
Hoke County North Carolina 22 $ 2,640,000 $ 120,000 $ 125,000
Montgomery County North Carolina 22 $ 8,170,000 $ 371,000 $ 298,000
Robeson County North Carolina 22 $ 4,630,000 $ 210,000 $ 159,000
Lee County South Carolina 22 $ 4,870,000 $ 221,000 $ 177,000
Sevier County Tennessee 22 $ 11,380,000 $ 517,000 $ 496,000
St. Johns County Florida 21 $ 9,535,000 $ 454,000 $ 270,000
Alleghany County Virginia 21 $ 1,765,000 $ 84,000 $ 95,000
Charlottesville County Virginia 20 $ 6,790,000 $ 339,000 $ 223,000
Baltimore County Maryland 19 $ 4,865,000 $ 256,000 $ 328,000
Hamilton County Tennessee 19 $ 12,095,000 $ 636,000 $ 375,000
Williamson County Tennessee 19 $ 10,265,000 $ 540,000 $ 318,000
Sacramento County California 18 $ 9,910,000 $ 550,000 $ 442,000
Anne Arundel County Maryland 18 $ 8,820,000 $ 490,000 $ 318,000
Bernalillo County New Mexico 18 $ 6,470,000 $ 359,000 $ 199,000
Caswell County North Carolina 18 $ 3,390,000 $ 188,000 $ 115,000
Jones County North Carolina 18 $ 4,020,000 $ 223,000 $ 230,000
Knox County Tennessee 18 $ 5,830,000 $ 323,000 $ 245,000
Campbell County Virginia 18 $ 2,470,000 $ 137,000 $ 107,000
Goochland County Virginia 18 $ 5,380,000 $ 298,000 $ 292,000
Washington County Tennessee 17 $ 5,855,000 $ 344,000 $ 242,000
Washington County Wisconsin 17 $ 6,925,000 $ 407,000 $ 168,000
Oglethorpe County Georgia 16 $ 3,650,000 $ 228,000 $ 99,000
Alleghany County North Carolina 16 $ 2,340,000 $ 146,000 $ 124,000
Davidson County Tennessee 16 $ 6,280,000 $ 392,000 $ 368,000
Carroll County Virginia 16 $ 2,330,000 $ 145,000 $ 82,000
Frederick County Virginia 16 $ 2,720,000 $ 170,000 $ 263,000
Hall County Georgia 15 $ 6,905,000 $ 460,000 $ 236,000
Martin County North Carolina 15 $ 1,165,000 $ 77,000 $ 59,000
Cherokee County South Carolina 15 $ 2,145,000 $ 143,000 $ 121,000
Travis County Texas 15 $ 10,685,000 $ 712,000 $ 848,000
Pierce County Washington 15 $ 4,865,000 $ 324,000 $ 131,000
District of Columbia County District Of Columbia 14 $ 9,760,000 $ 697,000 $ 314,000
Clarke County Georgia 14 $ 2,140,000 $ 152,000 $ 87,000
Jasper County South Carolina 14 $ 4,580,000 $ 327,000 $ 211,000
Thurston County Washington 14 $ 3,370,000 $ 240,000 $ 125,000
Santa Fe County New Mexico 13 $ 7,685,000 $ 591,000 $ 318,000
Person County North Carolina 13 $ 3,785,000 $ 291,000 $ 293,000
Greensville County Virginia 13 $ 925,000 $ 71,000 $ 63,000
Lunenburg County Virginia 13 $ 1,705,000 $ 131,000 $ 126,000
Staunton County Virginia 13 $ 1,545,000 $ 118,000 $ 115,000
Warren County Virginia 13 $ 1,195,000 $ 91,000 $ 124,000
Orange County Florida 12 $ 7,120,000 $ 593,000 $ 467,000
Forsyth County Georgia 12 $ 4,150,000 $ 345,000 $ 243,000
Glynn County Georgia 12 $ 4,440,000 $ 370,000 $ 294,000
Howard County Maryland 12 $ 5,310,000 $ 442,000 $ 278,000
Northampton County North Carolina 12 $ 1,690,000 $ 140,000 $ 150,000
Spotsylvania County Virginia 12 $ 5,910,000 $ 492,000 $ 179,000
Flagler County Florida 11 $ 11,055,000 $ 1,005,000 $ 271,000
Martin County Florida 11 $ 4,675,000 $ 425,000 $ 405,000
Fluvanna County Virginia 11 $ 1,485,000 $ 135,000 $ 136,000
Nottoway County Virginia 11 $ 1,565,000 $ 142,000 $ 114,000
Winchester County Virginia 11 $ 2,415,000 $ 219,000 $ 352,000
Pima County Arizona 10 $ 3,600,000 $ 360,000 $ 236,000
Monroe County Florida 10 $ 11,250,000 $ 1,125,000 $ 822,000
Seminole County Florida 10 $ 3,630,000 $ 363,000 $ 308,000
Montgomery County Maryland 10 $ 7,350,000 $ 735,000 $ 573,000
Pasquotank County North Carolina 10 $ 1,620,000 $ 162,000 $ 98,000
Bamberg County South Carolina 10 $ 1,050,000 $ 105,000 $ 96,000
Floyd County Virginia 10 $ 1,600,000 $ 160,000 $ 83,000
Louisa County Virginia 10 $ 920,000 $ 92,000 $ 130,000
Brevard County Florida 9 $ 2,865,000 $ 318,000 $ 156,000
Clay County Florida 9 $ 3,685,000 $ 409,000 $ 301,000
Pasco County Florida 9 $ 3,565,000 $ 396,000 $ 168,000
St. Lucie County Florida 9 $ 2,045,000 $ 227,000 $ 318,000
Elbert County Georgia 9 $ 1,005,000 $ 111,000 $ 52,000
Charlotte County Virginia 9 $ 595,000 $ 66,000 $ 55,000
Emporia County Virginia 9 $ 755,000 $ 83,000 $ 96,000
Jackson County Georgia 8 $ 970,000 $ 121,000 $ 67,000
Prince George's County Maryland 8 $ 1,160,000 $ 145,000 $ 109,000
Jackson County Missouri 8 $ 1,990,000 $ 248,000 $ 99,000
Anson County North Carolina 8 $ 1,170,000 $ 146,000 $ 127,000
Richmond County North Carolina 8 $ 1,090,000 $ 136,000 $ 48,000
Clackamas County Oregon 8 $ 10,700,000 $ 1,337,000 $ 419,000
Williamson County Texas 8 $ 2,300,000 $ 287,000 $ 329,000
Amherst County Virginia 8 $ 770,000 $ 96,000 $ 108,000
Arlington County Virginia 8 $ 2,370,000 $ 296,000 $ 202,000
Galax County Virginia 8 $ 720,000 $ 90,000 $ 77,000
Harrisonburg County Virginia 8 $ 930,000 $ 116,000 $ 110,000
Powhatan County Virginia 8 $ 1,260,000 $ 157,000 $ 133,000
Prince William County Virginia 8 $ 1,500,000 $ 187,000 $ 152,000
Pulaski County Virginia 8 $ 2,410,000 $ 301,000 $ 316,000
Placer County California 7 $ 3,925,000 $ 560,000 $ 395,000
Denver County Colorado 7 $ 2,205,000 $ 315,000 $ 308,000
Walton County Florida 7 $ 4,165,000 $ 595,000 $ 545,000
Paulding County Georgia 7 $ 1,595,000 $ 227,000 $ 150,000
Pickens County Georgia 7 $ 1,075,000 $ 153,000 $ 80,000
Towns County Georgia 7 $ 1,235,000 $ 176,000 $ 297,000
Currituck County North Carolina 7 $ 3,395,000 $ 485,000 $ 203,000
Gates County North Carolina 7 $ 635,000 $ 90,000 $ 135,000
Hyde County North Carolina 7 $ 1,855,000 $ 265,000 $ 304,000
Union County South Carolina 7 $ 575,000 $ 82,000 $ 64,000
Shelby County Tennessee 7 $ 1,525,000 $ 217,000 $ 274,000
Grayson County Virginia 7 $ 1,135,000 $ 162,000 $ 91,000
Middlesex County Virginia 7 $ 1,755,000 $ 250,000 $ 228,000
Norfolk County Virginia 7 $ 1,525,000 $ 217,000 $ 181,000
Stafford County Virginia 7 $ 1,635,000 $ 233,000 $ 173,000
Virginia Beach County Virginia 7 $ 1,925,000 $ 275,000 $ 174,000
Snohomish County Washington 7 $ 3,445,000 $ 492,000 $ 1,418,000
Racine County Wisconsin 7 $ 1,215,000 $ 173,000 $ 78,000
Sheboygan County Wisconsin 7 $ 2,965,000 $ 423,000 $ 79,000
Walworth County Wisconsin 7 $ 6,565,000 $ 937,000 $ 534,000
Charlotte County Florida 6 $ 3,200,000 $ 533,000 $ 271,000
Nassau County Florida 6 $ 1,910,000 $ 318,000 $ 313,000
Osceola County Florida 6 $ 1,400,000 $ 233,000 $ 202,000
Sarasota County Florida 6 $ 2,190,000 $ 365,000 $ 638,000
Volusia County Florida 6 $ 1,440,000 $ 240,000 $ 226,000
Clayton County Georgia 6 $ 630,000 $ 105,000 $ 77,000
White County Georgia 6 $ 1,060,000 $ 176,000 $ 155,000
Baltimore City County Maryland 6 $ 1,140,000 $ 190,000 $ 222,000
Camden County North Carolina 6 $ 760,000 $ 126,000 $ 67,000
Scotland County North Carolina 6 $ 720,000 $ 120,000 $ 77,000
Harris County Texas 6 $ 3,270,000 $ 545,000 $ 263,000
Alexandria County Virginia 6 $ 1,530,000 $ 255,000 $ 217,000
Dinwiddie County Virginia 6 $ 1,010,000 $ 168,000 $ 130,000
Fredericksburg County Virginia 6 $ 2,010,000 $ 335,000 $ 201,000
New Kent County Virginia 6 $ 820,000 $ 136,000 $ 129,000
Patrick County Virginia 6 $ 900,000 $ 150,000 $ 79,000
El Dorado County California 5 $ 1,815,000 $ 363,000 $ 416,000
Coweta County Georgia 5 $ 665,000 $ 133,000 $ 87,000
Jefferson County Georgia 5 $ 665,000 $ 133,000 $ 137,000
Rabun County Georgia 5 $ 1,335,000 $ 267,000 $ 134,000
Edgecombe County North Carolina 5 $ 465,000 $ 93,000 $ 65,000
Cleveland County Oklahoma 5 $ 625,000 $ 125,000 $ 191,000
Multnomah County Oregon 5 $ 2,065,000 $ 413,000 $ 488,000
Blount County Tennessee 5 $ 845,000 $ 169,000 $ 420,000
Carter County Tennessee 5 $ 865,000 $ 173,000 $ 88,000
Greene County Virginia 5 $ 1,085,000 $ 217,000 $ 177,000
Halifax County Virginia 5 $ 575,000 $ 115,000 $ 70,000
Lancaster County Virginia 5 $ 1,875,000 $ 375,000 $ 290,000
Prince George County Virginia 5 $ 1,325,000 $ 265,000 $ 219,000
Radford County Virginia 5 $ 445,000 $ 89,000 $ 91,000
Berkeley County West Virginia 5 $ 1,415,000 $ 283,000 $ 232,000
San Bernardino County California 4 $ 1,440,000 $ 360,000 $ 607,000
El Paso County Colorado 4 $ 2,150,000 $ 537,000 $ 337,000
Jefferson County Colorado 4 $ 1,350,000 $ 337,000 $ 96,000
Alachua County Florida 4 $ 950,000 $ 237,000 $ 135,000
Escambia County Florida 4 $ 940,000 $ 235,000 $ 184,000
Lake County Florida 4 $ 1,410,000 $ 352,000 $ 141,000
Manatee County Florida 4 $ 6,250,000 $ 1,562,000 $ 665,000
Marion County Florida 4 $ 2,240,000 $ 560,000 $ 354,000
Okaloosa County Florida 4 $ 1,970,000 $ 492,000 $ 507,000
Barrow County Georgia 4 $ 1,780,000 $ 445,000 $ 151,000
Effingham County Georgia 4 $ 670,000 $ 167,000 $ 110,000
Lincoln County Georgia 4 $ 690,000 $ 172,000 $ 108,000
Walton County Georgia 4 $ 710,000 $ 177,000 $ 109,000
Warren County Georgia 4 $ 360,000 $ 90,000 $ 81,000
Johnson County Kansas 4 $ 2,190,000 $ 547,000 $ 398,000
Mitchell County North Carolina 4 $ 320,000 $ 80,000 $ 237,000
Oklahoma County Oklahoma 4 $ 2,730,000 $ 682,000 $ 565,000
Cocke County Tennessee 4 $ 400,000 $ 100,000 $ 50,000
Collin County Texas 4 $ 1,240,000 $ 310,000 $ 104,000
Dallas County Texas 4 $ 2,230,000 $ 557,000 $ 387,000
Galveston County Texas 4 $ 3,000,000 $ 750,000 $ 466,000
Covington County Virginia 4 $ 330,000 $ 82,000 $ 21,000
Nelson County Virginia 4 $ 610,000 $ 152,000 $ 138,000
Orange County Virginia 4 $ 460,000 $ 115,000 $ 70,000
Kitsap County Washington 4 $ 780,000 $ 195,000 $ 132,000
Jefferson County West Virginia 4 $ 900,000 $ 225,000 $ 191,000
Monroe County West Virginia 4 $ 270,000 $ 67,000 $ 55,000
Nicholas County West Virginia 4 $ 480,000 $ 120,000 $ 109,000
Fond du Lac County Wisconsin 4 $ 350,000 $ 87,000 $ 77,000
Kenosha County Wisconsin 4 $ 1,030,000 $ 257,000 $ 1,166,000
Ozaukee County Wisconsin 4 $ 1,840,000 $ 460,000 $ 290,000
Adams County Colorado 3 $ 915,000 $ 305,000 $ 147,000
Citrus County Florida 3 $ 935,000 $ 311,000 $ 184,000
Polk County Florida 3 $ 755,000 $ 251,000 $ 198,000
Dawson County Georgia 3 $ 1,665,000 $ 555,000 $ 208,000
Fayette County Georgia 3 $ 755,000 $ 251,000 $ 628,000
Gilmer County Georgia 3 $ 1,235,000 $ 411,000 $ 120,000
Newton County Georgia 3 $ 315,000 $ 105,000 $ 37,000
Oconee County Georgia 3 $ 775,000 $ 258,000 $ 86,000
Pike County Georgia 3 $ 695,000 $ 231,000 $ 119,000
Union County Georgia 3 $ 905,000 $ 301,000 $ 163,000
Walker County Georgia 3 $ 355,000 $ 118,000 $ 50,000
St. Louis County Missouri 3 $ 825,000 $ 275,000 $ 172,000
Hertford County North Carolina 3 $ 205,000 $ 68,000 $ 116,000
Perquimans County North Carolina 3 $ 405,000 $ 135,000 $ 65,000
Johnson County Tennessee 3 $ 935,000 $ 311,000 $ 268,000
Montgomery County Tennessee 3 $ 415,000 $ 138,000 $ 114,000
Sullivan County Tennessee 3 $ 965,000 $ 321,000 $ 302,000
Comal County Texas 3 $ 1,405,000 $ 468,000 $ 200,000
Denton County Texas 3 $ 1,585,000 $ 528,000 $ 385,000
Amelia County Virginia 3 $ 155,000 $ 51,000 $ 128,000
Craig County Virginia 3 $ 555,000 $ 185,000 $ 131,000
Giles County Virginia 3 $ 765,000 $ 255,000 $ 286,000
James City County Virginia 3 $ 1,155,000 $ 385,000 $ 104,000
Rockbridge County Virginia 3 $ 485,000 $ 161,000 $ 162,000
Suffolk County Virginia 3 $ 735,000 $ 245,000 $ 119,000
Clark County Washington 3 $ 805,000 $ 268,000 $ 242,000
Webster County West Virginia 3 $ 195,000 $ 65,000 $ 83,000
Dodge County Wisconsin 3 $ 535,000 $ 178,000 $ 220,000
Baldwin County Alabama 2 $ 920,000 $ 460,000 $ 750,000
Contra Costa County California 2 $ 1,060,000 $ 530,000 $ 185,000
San Mateo County California 2 $ 1,900,000 $ 950,000 $ 378,000
Santa Clara County California 2 $ 1,960,000 $ 980,000 $ 499,000
Yolo County California 2 $ 990,000 $ 495,000 $ 590,000
Arapahoe County Colorado 2 $ 380,000 $ 190,000 $ 253,000
Bay County Florida 2 $ 510,000 $ 255,000 $ 307,000
Sumter County Florida 2 $ 600,000 $ 300,000 $ 433,000
Taylor County Florida 2 $ 450,000 $ 225,000 $ 153,000
Banks County Georgia 2 $ 240,000 $ 120,000 $ 73,000
Bibb County Georgia 2 $ 180,000 $ 90,000 $ 66,000
Dougherty County Georgia 2 $ 250,000 $ 125,000 $ 263,000
Douglas County Georgia 2 $ 470,000 $ 235,000 $ 71,000
Floyd County Georgia 2 $ 690,000 $ 345,000 $ 906,000
Glascock County Georgia 2 $ 60,000 $ 30,000 $ 35,000
Greene County Georgia 2 $ 3,640,000 $ 1,820,000 $ 523,000
Haralson County Georgia 2 $ 300,000 $ 150,000 $ 65,000
Henry County Georgia 2 $ 510,000 $ 255,000 $ 82,000
Crawford County Kansas 2 $ 200,000 $ 100,000 $ 215,000
Charles County Maryland 2 $ 610,000 $ 305,000 $ 238,000
Worcester County Maryland 2 $ 700,000 $ 350,000 $ 292,000
St. Charles County Missouri 2 $ 240,000 $ 120,000 $ 72,000
Bertie County North Carolina 2 $ 170,000 $ 85,000 $ 78,000
Chowan County North Carolina 2 $ 240,000 $ 120,000 $ 176,000
Canadian County Oklahoma 2 $ 350,000 $ 175,000 $ 143,000
Columbia County Oregon 2 $ 470,000 $ 235,000 $ 318,000
Jackson County Oregon 2 $ 980,000 $ 490,000 $ 243,000
Washington County Oregon 2 $ 1,930,000 $ 965,000 $ 388,000
Philadelphia County Pennsylvania 2 $ 700,000 $ 350,000 $ 479,000
Allendale County South Carolina 2 $ 110,000 $ 55,000 $ 57,000
Cumberland County Tennessee 2 $ 560,000 $ 280,000 $ 539,000
Grainger County Tennessee 2 $ 170,000 $ 85,000 $ 73,000
Loudon County Tennessee 2 $ 160,000 $ 80,000 $ 113,000
Putnam County Tennessee 2 $ 740,000 $ 370,000 $ 149,000
Sumner County Tennessee 2 $ 680,000 $ 340,000 $ 164,000
Brazoria County Texas 2 $ 560,000 $ 280,000 $ 177,000
Tarrant County Texas 2 $ 370,000 $ 185,000 $ 179,000
Appomattox County Virginia 2 $ 180,000 $ 90,000 $ 85,000
Caroline County Virginia 2 $ 740,000 $ 370,000 $ 165,000
Chesapeake County Virginia 2 $ 610,000 $ 305,000 $ 276,000
Culpeper County Virginia 2 $ 180,000 $ 90,000 $ 171,000
Cumberland County Virginia 2 $ 210,000 $ 105,000 $ 143,000
Fairfax City County Virginia 2 $ 230,000 $ 115,000 $ 269,000
Fauquier County Virginia 2 $ 1,610,000 $ 805,000 $ 218,000
Henry County Virginia 2 $ 100,000 $ 50,000 $ 138,000
Hopewell County Virginia 2 $ 300,000 $ 150,000 $ 37,000
Lexington County Virginia 2 $ 110,000 $ 55,000 $ 64,000
Martinsville County Virginia 2 $ 220,000 $ 110,000 $ 18,000
Newport News County Virginia 2 $ 320,000 $ 160,000 $ 122,000
Northumberland County Virginia 2 $ 470,000 $ 235,000 $ 355,000
Smyth County Virginia 2 $ 220,000 $ 110,000 $ 0
Southampton County Virginia 2 $ 720,000 $ 360,000 $ 370,000
Sussex County Virginia 2 $ 440,000 $ 220,000 $ 140,000
Tazewell County Virginia 2 $ 160,000 $ 80,000 $ 53,000
Waynesboro County Virginia 2 $ 330,000 $ 165,000 $ 101,000
Wythe County Virginia 2 $ 120,000 $ 60,000 $ 57,000
Douglas County Washington 2 $ 700,000 $ 350,000 $ 537,000
Grays Harbor County Washington 2 $ 1,300,000 $ 650,000 $ 444,000
Braxton County West Virginia 2 $ 140,000 $ 70,000 $ 55,000
Monongalia County West Virginia 2 $ 240,000 $ 120,000 $ 58,000
Randolph County West Virginia 2 $ 290,000 $ 145,000 $ 83,000
Dane County Wisconsin 2 $ 330,000 $ 165,000 $ 197,000
Vilas County Wisconsin 2 $ 790,000 $ 395,000 $ 300,000
Madison County Alabama 1 $ 155,000 $ 155,000 $ 831,000
Shelby County Alabama 1 $ 545,000 $ 545,000 $ 228,000
Tallapoosa County Alabama 1 $ 665,000 $ 665,000 $ 487,000
Mohave County Arizona 1 $ 135,000 $ 135,000 $ 98,000
Pinal County Arizona 1 $ 75,000 $ 75,000 $ 414,000
Santa Cruz County Arizona 1 $ 305,000 $ 305,000 $ 180,000
Yavapai County Arizona 1 $ 1,255,000 $ 1,255,000 $ 1,065,000
Yuma County Arizona 1 $ 75,000 $ 75,000 $ 28,000
Alameda County California 1 $ 595,000 $ 595,000 $ 1,367,000
Kern County California 1 $ 205,000 $ 205,000 $ 655,000
Madera County California 1 $ 575,000 $ 575,000 $ 950,000
Monterey County California 1 $ 725,000 $ 725,000 $ 120,000
Nevada County California 1 $ 155,000 $ 155,000 $ 158,000
San Francisco County California 1 $ 1,505,000 $ 1,505,000 $ 818,000
Santa Barbara County California 1 $ 1,135,000 $ 1,135,000 $ 0
Solano County California 1 $ 145,000 $ 145,000 $ 168,000
Sonoma County California 1 $ 1,755,000 $ 1,755,000 $ 329,000
Ventura County California 1 $ 895,000 $ 895,000 $ 125,000
Weld County Colorado 1 $ 65,000 $ 65,000 $ 62,000
Litchfield County Connecticut 1 $ 745,000 $ 745,000 $ 221,000
New Haven County Connecticut 1 $ 155,000 $ 155,000 $ 240,000
New Castle County Delaware 1 $ 365,000 $ 365,000 $ 54,000
Bradford County Florida 1 $ 545,000 $ 545,000 $ 94,000
Gadsden County Florida 1 $ 165,000 $ 165,000 $ 42,000
Hernando County Florida 1 $ 145,000 $ 145,000 $ 91,000
Highlands County Florida 1 $ 235,000 $ 235,000 $ 104,000
Indian River County Florida 1 $ 405,000 $ 405,000 $ 750,000
Putnam County Florida 1 $ 95,000 $ 95,000 $ 62,000
Santa Rosa County Florida 1 $ 275,000 $ 275,000 $ 98,000
Bartow County Georgia 1 $ 195,000 $ 195,000 $ 49,000
Bulloch County Georgia 1 $ 155,000 $ 155,000 $ 94,000
Butts County Georgia 1 $ 305,000 $ 305,000 $ 47,000
Carroll County Georgia 1 $ 105,000 $ 105,000 $ 27,000
Catoosa County Georgia 1 $ 45,000 $ 45,000 $ 113,000
Emanuel County Georgia 1 $ 255,000 $ 255,000 $ 780,000
Fannin County Georgia 1 $ 445,000 $ 445,000 $ 291,000
Houston County Georgia 1 $ 215,000 $ 215,000 $ 78,000
Jasper County Georgia 1 $ 35,000 $ 35,000 $ 140,000
Long County Georgia 1 $ 125,000 $ 125,000 $ 138,000
Lowndes County Georgia 1 $ 55,000 $ 55,000 $ 163,000
Lumpkin County Georgia 1 $ 425,000 $ 425,000 $ 198,000
Monroe County Georgia 1 $ 295,000 $ 295,000 $ 472,000
Murray County Georgia 1 $ 35,000 $ 35,000 $ 79,000
Muscogee County Georgia 1 $ 145,000 $ 145,000 $ 38,000
Polk County Georgia 1 $ 225,000 $ 225,000 $ 0
Spalding County Georgia 1 $ 155,000 $ 155,000 $ 41,000
Tift County Georgia 1 $ 535,000 $ 535,000 $ 140,000
Troup County Georgia 1 $ 105,000 $ 105,000 $ 66,000
Whitfield County Georgia 1 $ 125,000 $ 125,000 $ 600,000
Douglas County Kansas 1 $ 125,000 $ 125,000 $ 312,000
Franklin County Kansas 1 $ 555,000 $ 555,000 $ 109,000
Greeley County Kansas 1 $ 105,000 $ 105,000 $ 76,000
Calvert County Maryland 1 $ 235,000 $ 235,000 $ 130,000
Carroll County Maryland 1 $ 75,000 $ 75,000 $ 180,000
Dorchester County Maryland 1 $ 685,000 $ 685,000 $ 312,000
Kent County Maryland 1 $ 105,000 $ 105,000 $ 22,000
Queen Anne's County Maryland 1 $ 545,000 $ 545,000 $ 383,000
St. Mary's County Maryland 1 $ 515,000 $ 515,000 $ 544,000
Talbot County Maryland 1 $ 905,000 $ 905,000 $ 600,000
Washington County Maryland 1 $ 285,000 $ 285,000 $ 84,000
Wicomico County Maryland 1 $ 335,000 $ 335,000 $ 198,000
Wayne County Michigan 1 $ 715,000 $ 715,000 $ 233,000
Boone County Missouri 1 $ 185,000 $ 185,000 $ 87,000
Cape Girardeau County Missouri 1 $ 115,000 $ 115,000 $ 90,000
Cass County Missouri 1 $ 1,205,000 $ 1,205,000 $ 0
Clay County Missouri 1 $ 75,000 $ 75,000 $ 53,000
Greene County Missouri 1 $ 105,000 $ 105,000 $ 112,000
Jefferson County Missouri 1 $ 195,000 $ 195,000 $ 88,000
Moniteau County Missouri 1 $ 95,000 $ 95,000 $ 0
St. Louis City County Missouri 1 $ 165,000 $ 165,000 $ 0
Lewis and Clark County Montana 1 $ 355,000 $ 355,000 $ 870,000
Salem County New Jersey 1 $ 85,000 $ 85,000 $ 0
Dona Ana County New Mexico 1 $ 445,000 $ 445,000 $ 132,000
McKinley County New Mexico 1 $ 75,000 $ 75,000 $ 105,000
Rio Arriba County New Mexico 1 $ 205,000 $ 205,000 $ 33,000
San Juan County New Mexico 1 $ 235,000 $ 235,000 $ 118,000
Sandoval County New Mexico 1 $ 315,000 $ 315,000 $ 300,000
Sierra County New Mexico 1 $ 235,000 $ 235,000 $ 82,000
Kings County New York 1 $ 385,000 $ 385,000 $ 0
Nassau County New York 1 $ 905,000 $ 905,000 $ 72,000
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Mortgage Loan Application Detail Totals for First-Citizens Bank & Trust Company in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 9,916 $2,387,760,000 $240,000 $4,785,000 $169,000 $5,820,000
Home Purchase 8,069 $2,890,775,000 $358,000 $6,405,000 $196,000 $8,952,000
Other Purpose 5,630 $764,960,000 $135,000 $4,005,000 $187,000 $4,440,000
Home Improvement 5,175 $599,565,000 $115,000 $1,205,000 $175,000 $2,991,000
Cash-out Refinancing 1,903 $575,895,000 $302,000 $3,435,000 $157,000 $3,547,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 20,612 $4,826,240,000 $234,000 $6,115,000 $175,000 $8,952,000
Not Provided 6,027 $1,385,705,000 $229,000 $5,005,000 $224,000 $6,946,000
Black or African American 1,691 $321,985,000 $190,000 $3,005,000 $113,000 $5,820,000
Hispanic 741 $174,615,000 $235,000 $5,005,000 $119,000 $4,200,000
Not applicable 685 $255,935,000 $373,000 $6,405,000 $0 $0
Asian 665 $196,735,000 $295,000 $2,655,000 $184,000 $1,958,000
American Indian or Alaskan Native 143 $31,035,000 $217,000 $1,005,000 $143,000 $680,000
Native Hawaiian or Other Pacific Islander 18 $3,830,000 $212,000 $715,000 $218,000 $613,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 30,076 $7,092,720,000 $235,000 $6,405,000 $182,000 $8,952,000
FHA-insured (Federal Housing Administration) 351 $64,515,000 $183,000 $395,000 $63,000 $2,636,000
VA-guaranteed (Veterans Administration) 163 $44,075,000 $270,000 $765,000 $99,000 $868,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 103 $17,645,000 $171,000 $375,000 $52,000 $114,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 21,205 $4,979,615,000 $234,000 $6,405,000 $196,000 $8,952,000
Application Denied By Financial Institution 5,522 $1,145,840,000 $207,000 $6,005,000 $115,000 $5,820,000
File Closed For Incompleteness 2,246 $701,510,000 $312,000 $3,335,000 $185,000 $4,880,000
Application Approved But Not Accepted 1,000 $208,700,000 $208,000 $6,115,000 $176,000 $2,407,000
Application Withdrawn By Applicant 720 $183,290,000 $254,000 $2,605,000 $223,000 $3,128,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 25,171 $6,073,115,000 $241,000 $6,405,000 $195,000 $8,952,000
Debt-To-Income Ratio 2,556 $606,950,000 $237,000 $6,005,000 $78,000 $2,251,000
Credit History 1,560 $218,690,000 $140,000 $3,005,000 $116,000 $5,580,000
Collateral 711 $134,915,000 $189,000 $3,725,000 $172,000 $1,583,000
Insufficient Cash (Downpayment, Closing Cost) 257 $90,035,000 $350,000 $2,255,000 $157,000 $2,400,000
Other 254 $57,430,000 $226,000 $3,005,000 $211,000 $5,820,000
Unverifiable Information 177 $36,805,000 $207,000 $1,605,000 $205,000 $2,972,000
Employment History 4 $610,000 $152,000 $185,000 $52,000 $90,000
Credit Application Incomplete 3 $405,000 $135,000 $305,000 $186,000 $345,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First-Citizens Bank & Trust Company's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First-Citizens Bank & Trust Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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