First Federal Bank of Kansas City Mortgage Lending & HMDA Data, 2012

In 2012, First Federal Bank of Kansas City of Kansas City, MO reported 2,111 mortgage applications totaling $438.9 million, up 62% from 2011. The average application was for $207,910, and applicants reported an average income of $101,019. 64% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Kansas City, MO-KS (777), Washington-Arlington-Alexandria, DC-VA-MD-WV (34) and Atlanta-Sandy Springs-Marietta, GA (30) (applications in parentheses).

Mortgage Company & Address First Federal Bank of Kansas City
6900 Executive Dr
Kansas City, MO 64120
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,111
Total Mortgage Loan Application Amount $438,900,000
Average Mortgage Loan Application Amount $207,910
Highest Mortgage Loan Application Amount $683,000
Average Applicant Income $101,019
Highest Applicant Income $1,397,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Federal Bank of Kansas City filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Federal Bank of Kansas City by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Johnson, Kansas 259 $ 51,711,000 $ 199,656 $ 101,000
Jackson, Missouri 188 $ 26,790,000 $ 142,500 $ 83,000
Clay, Missouri 159 $ 23,150,000 $ 145,597 $ 72,000
Platte, Missouri 65 $ 11,551,000 $ 177,707 $ 95,000
Cass, Missouri 46 $ 8,081,000 $ 175,673 $ 98,000
Los Angeles, California 18 $ 6,620,000 $ 367,777 $ 193,000
Maricopa, Arizona 17 $ 4,108,000 $ 241,647 $ 108,000
Wyandotte, Kansas 16 $ 1,897,000 $ 118,562 $ 71,000
Sedgwick, Kansas 15 $ 1,764,000 $ 117,600 $ 58,000
Leavenworth, Kansas 14 $ 2,399,000 $ 171,357 $ 101,000
Miami, Kansas 14 $ 2,662,000 $ 190,142 $ 86,000
Anchorage, Alaska 13 $ 3,357,000 $ 258,230 $ 100,000
Wake, North Carolina 13 $ 3,286,000 $ 252,769 $ 132,000
Fairfax, Virginia 12 $ 4,253,000 $ 354,416 $ 109,000
King, Washington 12 $ 4,528,000 $ 377,333 $ 162,000
Broward, Florida 11 $ 2,916,000 $ 265,090 $ 163,000
Suffolk, New York 11 $ 3,743,000 $ 340,272 $ 197,000
Harris, Texas 11 $ 2,682,000 $ 243,818 $ 140,000
Shawnee, Kansas 10 $ 1,201,000 $ 120,100 $ 63,000
Oakland, Michigan 10 $ 2,397,000 $ 239,700 $ 201,000
Hillsborough, Florida 9 $ 2,224,000 $ 247,111 $ 136,000
Douglas, Kansas 9 $ 1,480,000 $ 164,444 $ 76,000
Montgomery, Maryland 9 $ 2,474,000 $ 274,888 $ 120,000
Essex, Massachusetts 9 $ 2,584,000 $ 287,111 $ 139,000
Middlesex, New Jersey 9 $ 2,723,000 $ 302,555 $ 135,000
Collin, Texas 9 $ 2,250,000 $ 250,000 $ 157,000
Dane, Wisconsin 9 $ 1,851,000 $ 205,666 $ 68,000
San Diego, California 8 $ 3,278,000 $ 409,750 $ 122,000
Ventura, California 8 $ 2,778,000 $ 347,250 $ 130,000
New Castle, Delaware 8 $ 1,855,000 $ 231,875 $ 88,000
Milwaukee, Wisconsin 8 $ 1,337,000 $ 167,125 $ 93,000
Orange, California 7 $ 2,365,000 $ 337,857 $ 170,000
El Paso, Colorado 7 $ 1,612,000 $ 230,285 $ 115,000
Fulton, Georgia 7 $ 2,131,000 $ 304,428 $ 167,000
Cook, Illinois 7 $ 1,512,000 $ 216,000 $ 92,000
Yellowstone, Montana 7 $ 1,107,000 $ 158,142 $ 50,000
Shelby, Tennessee 7 $ 1,813,000 $ 259,000 $ 102,000
Riverside, California 6 $ 1,809,000 $ 301,500 $ 129,000
Palm Beach, Florida 6 $ 1,969,000 $ 328,166 $ 83,000
Cobb, Georgia 6 $ 1,266,000 $ 211,000 $ 91,000
Middlesex, Massachusetts 6 $ 1,845,000 $ 307,500 $ 118,000
Ocean, New Jersey 6 $ 1,700,000 $ 283,333 $ 108,000
Guilford, North Carolina 6 $ 1,619,000 $ 269,833 $ 126,000
Davis, Utah 6 $ 1,590,000 $ 265,000 $ 146,000
Jefferson, Alabama 5 $ 1,701,000 $ 340,200 $ 114,000
Matanuska-Susitna, Alaska 5 $ 1,181,000 $ 236,200 $ 210,000
Coconino, Arizona 5 $ 1,097,000 $ 219,400 $ 121,000
Arapahoe, Colorado 5 $ 1,337,000 $ 267,400 $ 132,000
Saline, Kansas 5 $ 732,000 $ 146,400 $ 55,000
Bristol, Massachusetts 5 $ 1,466,000 $ 293,200 $ 145,000
Ray, Missouri 5 $ 661,000 $ 132,200 $ 73,000
Douglas, Nebraska 5 $ 964,000 $ 192,800 $ 106,000
Hillsborough, New Hampshire 5 $ 1,487,000 $ 297,400 $ 118,000
Bernalillo, New Mexico 5 $ 1,287,000 $ 257,400 $ 99,000
Nassau, New York 5 $ 1,590,000 $ 318,000 $ 111,000
Tulsa, Oklahoma 5 $ 1,116,000 $ 223,200 $ 146,000
Bucks, Pennsylvania 5 $ 1,398,000 $ 279,600 $ 120,000
Delaware, Pennsylvania 5 $ 1,416,000 $ 283,200 $ 172,000
Montgomery, Texas 5 $ 1,537,000 $ 307,400 $ 235,000
Salt Lake, Utah 5 $ 1,253,000 $ 250,600 $ 65,000
Prince William, Virginia 5 $ 1,782,000 $ 356,400 $ 135,000
Jefferson, West Virginia 5 $ 974,000 $ 194,800 $ 266,000
Kenosha, Wisconsin 5 $ 881,000 $ 176,200 $ 86,000
Washington, Wisconsin 5 $ 896,000 $ 179,200 $ 74,000
Winnebago, Wisconsin 5 $ 734,000 $ 146,800 $ 68,000
Yavapai, Arizona 4 $ 807,000 $ 201,750 $ 82,000
Contra Costa, California 4 $ 1,186,000 $ 296,500 $ 137,000
Adams, Colorado 4 $ 768,000 $ 192,000 $ 84,000
Denver, Colorado 4 $ 1,013,000 $ 253,250 $ 147,000
Kent, Delaware 4 $ 514,000 $ 128,500 $ 45,000
Lee, Florida 4 $ 921,000 $ 230,250 $ 121,000
Forsyth, Georgia 4 $ 896,000 $ 224,000 $ 67,000
Baltimore, Maryland 4 $ 1,103,000 $ 275,750 $ 98,000
Howard, Maryland 4 $ 1,406,000 $ 351,500 $ 156,000
Hennepin, Minnesota 4 $ 584,000 $ 146,000 $ 82,000
Ramsey, Minnesota 4 $ 1,048,000 $ 262,000 $ 102,000
Missoula, Montana 4 $ 1,049,000 $ 262,250 $ 116,000
Ravalli, Montana 4 $ 945,000 $ 236,250 $ 83,000
Clark, Nevada 4 $ 886,000 $ 221,500 $ 150,000
Strafford, New Hampshire 4 $ 751,000 $ 187,750 $ 109,000
Cape May, New Jersey 4 $ 1,250,000 $ 312,500 $ 196,000
Mecklenburg, North Carolina 4 $ 1,129,000 $ 282,250 $ 108,000
Oklahoma, Oklahoma 4 $ 1,186,000 $ 296,500 $ 125,000
Allegheny, Pennsylvania 4 $ 681,000 $ 170,250 $ 81,000
Chester, Pennsylvania 4 $ 1,108,000 $ 277,000 $ 116,000
Montgomery, Pennsylvania 4 $ 1,235,000 $ 308,750 $ 183,000
Beaufort, South Carolina 4 $ 987,000 $ 246,750 $ 96,000
Williamson, Tennessee 4 $ 953,000 $ 238,250 $ 82,000
Denton, Texas 4 $ 1,101,000 $ 275,250 $ 148,000
Fort Bend, Texas 4 $ 842,000 $ 210,500 $ 110,000
Virginia Beach, Virginia 4 $ 756,000 $ 189,000 $ 91,000
Kanawha, West Virginia 4 $ 661,000 $ 165,250 $ 100,000
Putnam, West Virginia 4 $ 865,000 $ 216,250 $ 116,000
Outagamie, Wisconsin 4 $ 544,000 $ 136,000 $ 62,000
Ozaukee, Wisconsin 4 $ 1,059,000 $ 264,750 $ 99,000
Rock, Wisconsin 4 $ 494,000 $ 123,500 $ 74,000
Wood, Wisconsin 4 $ 439,000 $ 109,750 $ 66,000
Kenai Peninsula, Alaska 3 $ 497,000 $ 165,666 $ 105,000
Pima, Arizona 3 $ 358,000 $ 119,333 $ 30,000
Pulaski, Arkansas 3 $ 1,041,000 $ 347,000 $ 120,000
Placer, California 3 $ 953,000 $ 317,666 $ 110,000
San Bernardino, California 3 $ 755,000 $ 251,666 $ 62,000
Santa Clara, California 3 $ 1,171,000 $ 390,333 $ 106,000
Boulder, Colorado 3 $ 796,000 $ 265,333 $ 118,000
Larimer, Colorado 3 $ 960,000 $ 320,000 $ 100,000
Summit, Colorado 3 $ 688,000 $ 229,333 $ 145,000
Brevard, Florida 3 $ 726,000 $ 242,000 $ 77,000
Duval, Florida 3 $ 625,000 $ 208,333 $ 98,000
Manatee, Florida 3 $ 560,000 $ 186,666 $ 94,000
Okaloosa, Florida 3 $ 466,000 $ 155,333 $ 59,000
Sarasota, Florida 3 $ 889,000 $ 296,333 $ 127,000
Cherokee, Georgia 3 $ 660,000 $ 220,000 $ 88,000
Gwinnett, Georgia 3 $ 832,000 $ 277,333 $ 93,000
Ada, Idaho 3 $ 769,000 $ 256,333 $ 109,000
Kane, Illinois 3 $ 623,000 $ 207,666 $ 103,000
Barton, Kansas 3 $ 206,000 $ 68,666 $ 55,000
Cloud, Kansas 3 $ 244,000 $ 81,333 $ 60,000
Franklin, Kansas 3 $ 507,000 $ 169,000 $ 30,000
Jefferson, Kansas 3 $ 279,000 $ 93,000 $ 69,000
Neosho, Kansas 3 $ 287,000 $ 95,666 $ 65,000
Wabaunsee, Kansas 3 $ 318,000 $ 106,000 $ 48,000
Bossier, Louisiana 3 $ 654,000 $ 218,000 $ 107,000
Orleans, Louisiana 3 $ 699,000 $ 233,000 $ 87,000
Frederick, Maryland 3 $ 831,000 $ 277,000 $ 94,000
Norfolk, Massachusetts 3 $ 823,000 $ 274,333 $ 139,000
Washtenaw, Michigan 3 $ 646,000 $ 215,333 $ 170,000
St. Louis, Minnesota 3 $ 611,000 $ 203,666 $ 73,000
Clinton, Missouri 3 $ 395,000 $ 131,666 $ 63,000
Lafayette, Missouri 3 $ 282,000 $ 94,000 $ 39,000
Nodaway, Missouri 3 $ 248,000 $ 82,666 $ 57,000
Gallatin, Montana 3 $ 745,000 $ 248,333 $ 87,000
Silver Bow, Montana 3 $ 512,000 $ 170,666 $ 46,000
Lancaster, Nebraska 3 $ 769,000 $ 256,333 $ 114,000
Rockingham, New Hampshire 3 $ 768,000 $ 256,000 $ 138,000
Essex, New Jersey 3 $ 1,109,000 $ 369,666 $ 177,000
Mercer, New Jersey 3 $ 810,000 $ 270,000 $ 131,000
Westchester, New York 3 $ 934,000 $ 311,333 $ 106,000
Brunswick, North Carolina 3 $ 1,045,000 $ 348,333 $ 92,000
Forsyth, North Carolina 3 $ 1,016,000 $ 338,666 $ 293,000
New Hanover, North Carolina 3 $ 923,000 $ 307,666 $ 109,000
Jackson, Oregon 3 $ 786,000 $ 262,000 $ 137,000
Kent, Rhode Island 3 $ 839,000 $ 279,666 $ 127,000
Charleston, South Carolina 3 $ 1,160,000 $ 386,666 $ 166,000
Horry, South Carolina 3 $ 792,000 $ 264,000 $ 135,000
Lexington, South Carolina 3 $ 479,000 $ 159,666 $ 32,000
York, South Carolina 3 $ 818,000 $ 272,666 $ 113,000
Bexar, Texas 3 $ 550,000 $ 183,333 $ 112,000
Brazoria, Texas 3 $ 627,000 $ 209,000 $ 123,000
El Paso, Texas 3 $ 562,000 $ 187,333 $ 81,000
Hidalgo, Texas 3 $ 453,000 $ 151,000 $ 154,000
Travis, Texas 3 $ 954,000 $ 318,000 $ 155,000
Chesterfield, Virginia 3 $ 597,000 $ 199,000 $ 87,000
Fauquier, Virginia 3 $ 956,000 $ 318,666 $ 102,000
York, Virginia 3 $ 821,000 $ 273,666 $ 89,000
Fond du Lac, Wisconsin 3 $ 259,000 $ 86,333 $ 57,000
Oneida, Wisconsin 3 $ 312,000 $ 104,000 $ 53,000
Waukesha, Wisconsin 3 $ 673,000 $ 224,333 $ 102,000
Geneva, Alabama 2 $ 530,000 $ 265,000 $ 101,000
Shelby, Alabama 2 $ 473,000 $ 236,500 $ 111,000
Valdez-Cordova, Alaska 2 $ 153,000 $ 76,500 $ 61,000
Pinal, Arizona 2 $ 513,000 $ 256,500 $ 69,000
Santa Cruz, Arizona 2 $ 320,000 $ 160,000 $ 134,000
Benton, Arkansas 2 $ 446,000 $ 223,000 $ 136,000
Boone, Arkansas 2 $ 695,000 $ 347,500 $ 510,000
Garland, Arkansas 2 $ 440,000 $ 220,000 $ 107,000
San Mateo, California 2 $ 742,000 $ 371,000 $ 84,000
Douglas, Colorado 2 $ 616,000 $ 308,000 $ 144,000
Jefferson, Colorado 2 $ 422,000 $ 211,000 $ 131,000
Fairfield, Connecticut 2 $ 592,000 $ 296,000 $ 169,000
Hartford, Connecticut 2 $ 556,000 $ 278,000 $ 44,000
Middlesex, Connecticut 2 $ 470,000 $ 235,000 $ 62,000
Sussex, Delaware 2 $ 535,000 $ 267,500 $ 79,000
Charlotte, Florida 2 $ 349,000 $ 174,500 $ 64,000
Collier, Florida 2 $ 686,000 $ 343,000 $ 124,000
Leon, Florida 2 $ 617,000 $ 308,500 $ 132,000
Miami-Dade, Florida 2 $ 493,000 $ 246,500 $ 117,000
Orange, Florida 2 $ 342,000 $ 171,000 $ 35,000
Pinellas, Florida 2 $ 436,000 $ 218,000 $ 121,000
Polk, Florida 2 $ 446,000 $ 223,000 $ 104,000
Santa Rosa, Florida 2 $ 600,000 $ 300,000 $ 154,000
DeKalb, Georgia 2 $ 425,000 $ 212,500 $ 80,000
Honolulu, Hawaii 2 $ 1,144,000 $ 572,000 $ 176,000
Bonneville, Idaho 2 $ 303,000 $ 151,500 $ 51,000
McHenry, Illinois 2 $ 514,000 $ 257,000 $ 106,000
St. Clair, Illinois 2 $ 386,000 $ 193,000 $ 57,000
Allen, Indiana 2 $ 232,000 $ 116,000 $ 110,000
Elkhart, Indiana 2 $ 234,000 $ 117,000 $ 57,000
St. Joseph, Indiana 2 $ 320,000 $ 160,000 $ 89,000
Anderson, Kansas 2 $ 345,000 $ 172,500 $ 46,000
Atchison, Kansas 2 $ 488,000 $ 244,000 $ 40,000
Clay, Kansas 2 $ 400,000 $ 200,000 $ 144,000
Crawford, Kansas 2 $ 316,000 $ 158,000 $ 82,000
Finney, Kansas 2 $ 257,000 $ 128,500 $ 76,000
Geary, Kansas 2 $ 393,000 $ 196,500 $ 0
Osage, Kansas 2 $ 259,000 $ 129,500 $ 92,000
Reno, Kansas 2 $ 208,000 $ 104,000 $ 46,000
East Baton Rouge, Louisiana 2 $ 554,000 $ 277,000 $ 132,000
Jefferson, Louisiana 2 $ 536,000 $ 268,000 $ 191,000
Rapides, Louisiana 2 $ 358,000 $ 179,000 $ 102,000
Cumberland, Maine 2 $ 507,000 $ 253,500 $ 88,000
Charles, Maryland 2 $ 691,000 $ 345,500 $ 143,000
Prince George's, Maryland 2 $ 472,000 $ 236,000 $ 189,000
Suffolk, Massachusetts 2 $ 543,000 $ 271,500 $ 77,000
Worcester, Massachusetts 2 $ 407,000 $ 203,500 $ 105,000
Ingham, Michigan 2 $ 290,000 $ 145,000 $ 107,000
Macomb, Michigan 2 $ 330,000 $ 165,000 $ 0
Wayne, Michigan 2 $ 678,000 $ 339,000 $ 149,000
Anoka, Minnesota 2 $ 407,000 $ 203,500 $ 153,000
Dakota, Minnesota 2 $ 442,000 $ 221,000 $ 103,000
Camden, Missouri 2 $ 565,000 $ 282,500 $ 151,000
Johnson, Missouri 2 $ 436,000 $ 218,000 $ 78,000
Jefferson, Montana 2 $ 316,000 $ 158,000 $ 0
Lewis and Clark, Montana 2 $ 279,000 $ 139,500 $ 67,000
Adams, Nebraska 2 $ 369,000 $ 184,500 $ 54,000
Sarpy, Nebraska 2 $ 376,000 $ 188,000 $ 70,000
Washoe, Nevada 2 $ 701,000 $ 350,500 $ 180,000
Bergen, New Jersey 2 $ 865,000 $ 432,500 $ 539,000
Burlington, New Jersey 2 $ 331,000 $ 165,500 $ 106,000
Union, New Jersey 2 $ 694,000 $ 347,000 $ 117,000
McKinley, New Mexico 2 $ 240,000 $ 120,000 $ 143,000
San Juan, New Mexico 2 $ 366,000 $ 183,000 $ 106,000
Sandoval, New Mexico 2 $ 498,000 $ 249,000 $ 75,000
Dutchess, New York 2 $ 453,000 $ 226,500 $ 85,000
Kings, New York 2 $ 638,000 $ 319,000 $ 152,000
Monroe, New York 2 $ 448,000 $ 224,000 $ 115,000
Oneida, New York 2 $ 440,000 $ 220,000 $ 85,000
Onondaga, New York 2 $ 543,000 $ 271,500 $ 133,000
Orange, New York 2 $ 626,000 $ 313,000 $ 122,000
Putnam, New York 2 $ 684,000 $ 342,000 $ 121,000
Richmond, New York 2 $ 397,000 $ 198,500 $ 79,000
Rockland, New York 2 $ 511,000 $ 255,500 $ 131,000
Saratoga, New York 2 $ 391,000 $ 195,500 $ 96,000
Currituck, North Carolina 2 $ 708,000 $ 354,000 $ 85,000
Granville, North Carolina 2 $ 365,000 $ 182,500 $ 139,000
Iredell, North Carolina 2 $ 695,000 $ 347,500 $ 136,000
Lake, Ohio 2 $ 302,000 $ 151,000 $ 68,000
Portage, Ohio 2 $ 502,000 $ 251,000 $ 74,000
Canadian, Oklahoma 2 $ 463,000 $ 231,500 $ 37,000
Multnomah, Oregon 2 $ 545,000 $ 272,500 $ 88,000
Washington, Oregon 2 $ 459,000 $ 229,500 $ 71,000
Berks, Pennsylvania 2 $ 575,000 $ 287,500 $ 109,000
Dauphin, Pennsylvania 2 $ 518,000 $ 259,000 $ 220,000
Lancaster, Pennsylvania 2 $ 595,000 $ 297,500 $ 104,000
Philadelphia, Pennsylvania 2 $ 253,000 $ 126,500 $ 55,000
Schuylkill, Pennsylvania 2 $ 390,000 $ 195,000 $ 109,000
Berkeley, South Carolina 2 $ 758,000 $ 379,000 $ 121,000
Greenville, South Carolina 2 $ 727,000 $ 363,500 $ 140,000
Bedford, Tennessee 2 $ 337,000 $ 168,500 $ 132,000
Cumberland, Tennessee 2 $ 200,000 $ 100,000 $ 56,000
Hamilton, Tennessee 2 $ 336,000 $ 168,000 $ 55,000
Bell, Texas 2 $ 343,000 $ 171,500 $ 10,000
Dallas, Texas 2 $ 542,000 $ 271,000 $ 321,000
Henderson, Texas 2 $ 444,000 $ 222,000 $ 156,000
Tarrant, Texas 2 $ 433,000 $ 216,500 $ 118,000
Williamson, Texas 2 $ 500,000 $ 250,000 $ 205,000
Washington, Utah 2 $ 584,000 $ 292,000 $ 140,000
Bennington, Vermont 2 $ 428,000 $ 214,000 $ 128,000
Henrico, Virginia 2 $ 462,000 $ 231,000 $ 114,000
James City, Virginia 2 $ 563,000 $ 281,500 $ 176,000
Spotsylvania, Virginia 2 $ 483,000 $ 241,500 $ 140,000
Jefferson, Washington 2 $ 320,000 $ 160,000 $ 42,000
Kitsap, Washington 2 $ 430,000 $ 215,000 $ 165,000
Pierce, Washington 2 $ 488,000 $ 244,000 $ 49,000
Berkeley, West Virginia 2 $ 469,000 $ 234,500 $ 189,000
Monongalia, West Virginia 2 $ 275,000 $ 137,500 $ 34,000
Morgan, West Virginia 2 $ 317,000 $ 158,500 $ 164,000
Raleigh, West Virginia 2 $ 400,000 $ 200,000 $ 141,000
Wood, West Virginia 2 $ 295,000 $ 147,500 $ 61,000
Brown, Wisconsin 2 $ 315,000 $ 157,500 $ 131,000
Dodge, Wisconsin 2 $ 416,000 $ 208,000 $ 106,000
Eau Claire, Wisconsin 2 $ 260,000 $ 130,000 $ 77,000
La Crosse, Wisconsin 2 $ 319,000 $ 159,500 $ 73,000
Manitowoc, Wisconsin 2 $ 185,000 $ 92,500 $ 61,000
Portage, Wisconsin 2 $ 338,000 $ 169,000 $ 69,000
Sauk, Wisconsin 2 $ 271,000 $ 135,500 $ 35,000
Sheboygan, Wisconsin 2 $ 385,000 $ 192,500 $ 92,000
Walworth, Wisconsin 2 $ 350,000 $ 175,000 $ 50,000
Autauga, Alabama 1 $ 101,000 $ 101,000 $ 60,000
Blount, Alabama 1 $ 150,000 $ 150,000 $ 110,000
Lauderdale, Alabama 1 $ 100,000 $ 100,000 $ 39,000
Marshall, Alabama 1 $ 185,000 $ 185,000 $ 146,000
Mobile, Alabama 1 $ 159,000 $ 159,000 $ 45,000
Russell, Alabama 1 $ 242,000 $ 242,000 $ 106,000
St. Clair, Alabama 1 $ 130,000 $ 130,000 $ 61,000
Fairbanks North Star, Alaska 1 $ 193,000 $ 193,000 $ 136,000
Sitka, Alaska 1 $ 287,000 $ 287,000 $ 72,000
Yuma, Arizona 1 $ 226,000 $ 226,000 $ 108,000
Ashley, Arkansas 1 $ 250,000 $ 250,000 $ 124,000
Baxter, Arkansas 1 $ 122,000 $ 122,000 $ 43,000
Saline, Arkansas 1 $ 316,000 $ 316,000 $ 57,000
Sebastian, Arkansas 1 $ 235,000 $ 235,000 $ 98,000
Sharp, Arkansas 1 $ 200,000 $ 200,000 $ 77,000
Washington, Arkansas 1 $ 360,000 $ 360,000 $ 229,000
Alameda, California 1 $ 373,000 $ 373,000 $ 147,000
Butte, California 1 $ 209,000 $ 209,000 $ 75,000
Calaveras, California 1 $ 247,000 $ 247,000 $ 62,000
Del Norte, California 1 $ 253,000 $ 253,000 $ 0
El Dorado, California 1 $ 412,000 $ 412,000 $ 152,000
Madera, California 1 $ 228,000 $ 228,000 $ 91,000
Marin, California 1 $ 305,000 $ 305,000 $ 48,000
Plumas, California 1 $ 169,000 $ 169,000 $ 111,000
Sacramento, California 1 $ 99,000 $ 99,000 $ 40,000
San Francisco, California 1 $ 345,000 $ 345,000 $ 92,000
San Luis Obispo, California 1 $ 350,000 $ 350,000 $ 300,000
Sonoma, California 1 $ 151,000 $ 151,000 $ 0
Gunnison, Colorado 1 $ 315,000 $ 315,000 $ 165,000
Teller, Colorado 1 $ 385,000 $ 385,000 $ 105,000
Litchfield, Connecticut 1 $ 279,000 $ 279,000 $ 95,000
New Haven, Connecticut 1 $ 327,000 $ 327,000 $ 120,000
Tolland, Connecticut 1 $ 249,000 $ 249,000 $ 120,000
Windham, Connecticut 1 $ 235,000 $ 235,000 $ 67,000
Alachua, Florida 1 $ 312,000 $ 312,000 $ 149,000
Columbia, Florida 1 $ 185,000 $ 185,000 $ 67,000
Marion, Florida 1 $ 256,000 $ 256,000 $ 71,000
Martin, Florida 1 $ 224,000 $ 224,000 $ 48,000
Monroe, Florida 1 $ 290,000 $ 290,000 $ 141,000
Nassau, Florida 1 $ 182,000 $ 182,000 $ 54,000
Pasco, Florida 1 $ 224,000 $ 224,000 $ 31,000
St. Johns, Florida 1 $ 195,000 $ 195,000 $ 99,000
Volusia, Florida 1 $ 199,000 $ 199,000 $ 102,000
Bibb, Georgia 1 $ 119,000 $ 119,000 $ 42,000
Chatham, Georgia 1 $ 68,000 $ 68,000 $ 0
Clarke, Georgia 1 $ 123,000 $ 123,000 $ 0
Columbia, Georgia 1 $ 143,000 $ 143,000 $ 63,000
Coweta, Georgia 1 $ 140,000 $ 140,000 $ 84,000
Douglas, Georgia 1 $ 56,000 $ 56,000 $ 10,000
Greene, Georgia 1 $ 340,000 $ 340,000 $ 104,000
Hart, Georgia 1 $ 271,000 $ 271,000 $ 111,000
Henry, Georgia 1 $ 253,000 $ 253,000 $ 158,000
Monroe, Georgia 1 $ 283,000 $ 283,000 $ 67,000
Newton, Georgia 1 $ 161,000 $ 161,000 $ 106,000
Peach, Georgia 1 $ 302,000 $ 302,000 $ 100,000
Putnam, Georgia 1 $ 180,000 $ 180,000 $ 55,000
Rockdale, Georgia 1 $ 92,000 $ 92,000 $ 114,000
Maui, Hawaii 1 $ 286,000 $ 286,000 $ 53,000
Bingham, Idaho 1 $ 383,000 $ 383,000 $ 168,000
Bonner, Idaho 1 $ 328,000 $ 328,000 $ 112,000
Canyon, Idaho 1 $ 144,000 $ 144,000 $ 66,000
Gooding, Idaho 1 $ 200,000 $ 200,000 $ 118,000
Jefferson, Idaho 1 $ 385,000 $ 385,000 $ 137,000
Valley, Idaho 1 $ 136,000 $ 136,000 $ 149,000
Clinton, Illinois 1 $ 155,000 $ 155,000 $ 0
Crawford, Illinois 1 $ 129,000 $ 129,000 $ 75,000
DuPage, Illinois 1 $ 242,000 $ 242,000 $ 195,000
Edwards, Illinois 1 $ 87,000 $ 87,000 $ 35,000
LaSalle, Illinois 1 $ 110,000 $ 110,000 $ 110,000
Sangamon, Illinois 1 $ 110,000 $ 110,000 $ 53,000
Boone, Indiana 1 $ 239,000 $ 239,000 $ 111,000
Clark, Indiana 1 $ 180,000 $ 180,000 $ 79,000
Harrison, Indiana 1 $ 160,000 $ 160,000 $ 129,000
Hendricks, Indiana 1 $ 133,000 $ 133,000 $ 43,000
Johnson, Indiana 1 $ 276,000 $ 276,000 $ 120,000
Lake, Indiana 1 $ 140,000 $ 140,000 $ 32,000
Madison, Indiana 1 $ 370,000 $ 370,000 $ 333,000
Vanderburgh, Indiana 1 $ 217,000 $ 217,000 $ 153,000
Buena Vista, Iowa 1 $ 120,000 $ 120,000 $ 61,000
Kossuth, Iowa 1 $ 274,000 $ 274,000 $ 135,000
Linn, Iowa 1 $ 177,000 $ 177,000 $ 50,000
Mahaska, Iowa 1 $ 195,000 $ 195,000 $ 81,000
Marshall, Iowa 1 $ 232,000 $ 232,000 $ 106,000
Montgomery, Iowa 1 $ 273,000 $ 273,000 $ 154,000
Page, Iowa 1 $ 74,000 $ 74,000 $ 79,000
Polk, Iowa 1 $ 160,000 $ 160,000 $ 91,000
Pottawattamie, Iowa 1 $ 245,000 $ 245,000 $ 74,000
Ringgold, Iowa 1 $ 179,000 $ 179,000 $ 87,000
Scott, Iowa 1 $ 99,000 $ 99,000 $ 68,000
Bourbon, Kansas 1 $ 110,000 $ 110,000 $ 92,000
Butler, Kansas 1 $ 149,000 $ 149,000 $ 50,000
Clark, Kansas 1 $ 93,000 $ 93,000 $ 52,000
Cowley, Kansas 1 $ 51,000 $ 51,000 $ 38,000
Edwards, Kansas 1 $ 49,000 $ 49,000 $ 25,000
Gray, Kansas 1 $ 61,000 $ 61,000 $ 20,000
Harvey, Kansas 1 $ 85,000 $ 85,000 $ 64,000
Jewell, Kansas 1 $ 80,000 $ 80,000 $ 27,000
Labette, Kansas 1 $ 68,000 $ 68,000 $ 75,000
Marshall, Kansas 1 $ 120,000 $ 120,000 $ 54,000
McPherson, Kansas 1 $ 80,000 $ 80,000 $ 51,000
Montgomery, Kansas 1 $ 147,000 $ 147,000 $ 76,000
Osborne, Kansas 1 $ 64,000 $ 64,000 $ 103,000
Riley, Kansas 1 $ 201,000 $ 201,000 $ 92,000
Rush, Kansas 1 $ 28,000 $ 28,000 $ 41,000
Russell, Kansas 1 $ 125,000 $ 125,000 $ 125,000
Seward, Kansas 1 $ 73,000 $ 73,000 $ 54,000
Sumner, Kansas 1 $ 120,000 $ 120,000 $ 70,000
Thomas, Kansas 1 $ 70,000 $ 70,000 $ 108,000
Allen, Kentucky 1 $ 269,000 $ 269,000 $ 70,000
Fayette, Kentucky 1 $ 258,000 $ 258,000 $ 75,000
Jefferson, Kentucky 1 $ 105,000 $ 105,000 $ 0
Madison, Kentucky 1 $ 255,000 $ 255,000 $ 143,000
Nelson, Kentucky 1 $ 133,000 $ 133,000 $ 50,000
Caddo, Louisiana 1 $ 156,000 $ 156,000 $ 98,000
Lafayette, Louisiana 1 $ 132,000 $ 132,000 $ 104,000
Livingston, Louisiana 1 $ 167,000 $ 167,000 $ 144,000
St. Tammany, Louisiana 1 $ 283,000 $ 283,000 $ 78,000
Tangipahoa, Louisiana 1 $ 187,000 $ 187,000 $ 0
Aroostook, Maine 1 $ 110,000 $ 110,000 $ 96,000
Lincoln, Maine 1 $ 169,000 $ 169,000 $ 0
Oxford, Maine 1 $ 239,000 $ 239,000 $ 71,000
Waldo, Maine 1 $ 206,000 $ 206,000 $ 372,000
Calvert, Maryland 1 $ 231,000 $ 231,000 $ 82,000
Cecil, Maryland 1 $ 121,000 $ 121,000 $ 92,000
Harford, Maryland 1 $ 249,000 $ 249,000 $ 215,000
Queen Anne's, Maryland 1 $ 288,000 $ 288,000 $ 69,000
Hampden, Massachusetts 1 $ 174,000 $ 174,000 $ 64,000
Plymouth, Massachusetts 1 $ 272,000 $ 272,000 $ 120,000
Berrien, Michigan 1 $ 130,000 $ 130,000 $ 35,000
Cass, Michigan 1 $ 213,000 $ 213,000 $ 115,000
Charlevoix, Michigan 1 $ 238,000 $ 238,000 $ 156,000
Kalamazoo, Michigan 1 $ 173,000 $ 173,000 $ 159,000
Lenawee, Michigan 1 $ 90,000 $ 90,000 $ 111,000
Livingston, Michigan 1 $ 252,000 $ 252,000 $ 57,000
Monroe, Michigan 1 $ 255,000 $ 255,000 $ 82,000
Roscommon, Michigan 1 $ 375,000 $ 375,000 $ 104,000
Beltrami, Minnesota 1 $ 175,000 $ 175,000 $ 85,000
Chisago, Minnesota 1 $ 220,000 $ 220,000 $ 77,000
Clay, Minnesota 1 $ 190,000 $ 190,000 $ 51,000
Houston, Minnesota 1 $ 124,000 $ 124,000 $ 70,000
Jackson, Minnesota 1 $ 40,000 $ 40,000 $ 19,000
Morrison, Minnesota 1 $ 141,000 $ 141,000 $ 48,000
Olmsted, Minnesota 1 $ 305,000 $ 305,000 $ 103,000
Red Lake, Minnesota 1 $ 140,000 $ 140,000 $ 38,000
Washington, Minnesota 1 $ 384,000 $ 384,000 $ 282,000
Clay, Mississippi 1 $ 210,000 $ 210,000 $ 210,000
Jackson, Mississippi 1 $ 140,000 $ 140,000 $ 43,000
Madison, Mississippi 1 $ 296,000 $ 296,000 $ 67,000
Andrew, Missouri 1 $ 128,000 $ 128,000 $ 78,000
Bates, Missouri 1 $ 150,000 $ 150,000 $ 35,000
Boone, Missouri 1 $ 314,000 $ 314,000 $ 95,000
Buchanan, Missouri 1 $ 96,000 $ 96,000 $ 60,000
Caldwell, Missouri 1 $ 110,000 $ 110,000 $ 47,000
Cape Girardeau, Missouri 1 $ 151,000 $ 151,000 $ 65,000
Henry, Missouri 1 $ 53,000 $ 53,000 $ 29,000
Jefferson, Missouri 1 $ 231,000 $ 231,000 $ 131,000
St. Charles, Missouri 1 $ 118,000 $ 118,000 $ 43,000
St. Louis, Missouri 1 $ 148,000 $ 148,000 $ 80,000
Stone, Missouri 1 $ 183,000 $ 183,000 $ 103,000
Custer, Montana 1 $ 150,000 $ 150,000 $ 86,000
Deer Lodge, Montana 1 $ 266,000 $ 266,000 $ 106,000
Flathead, Montana 1 $ 322,000 $ 322,000 $ 118,000
Lake, Montana 1 $ 275,000 $ 275,000 $ 108,000
Mineral, Montana 1 $ 394,000 $ 394,000 $ 304,000
Stillwater, Montana 1 $ 208,000 $ 208,000 $ 74,000
Toole, Montana 1 $ 210,000 $ 210,000 $ 71,000
Keith, Nebraska 1 $ 267,000 $ 267,000 $ 110,000
Sullivan, New Hampshire 1 $ 235,000 $ 235,000 $ 132,000
Camden, New Jersey 1 $ 192,000 $ 192,000 $ 88,000
Gloucester, New Jersey 1 $ 190,000 $ 190,000 $ 93,000
Monmouth, New Jersey 1 $ 245,000 $ 245,000 $ 155,000
Morris, New Jersey 1 $ 300,000 $ 300,000 $ 156,000
Salem, New Jersey 1 $ 149,000 $ 149,000 $ 69,000
Somerset, New Jersey 1 $ 364,000 $ 364,000 $ 179,000
Colfax, New Mexico 1 $ 342,000 $ 342,000 $ 9,000
Dona Ana, New Mexico 1 $ 288,000 $ 288,000 $ 173,000
Grant, New Mexico 1 $ 96,000 $ 96,000 $ 91,000
Lincoln, New Mexico 1 $ 180,000 $ 180,000 $ 110,000
Los Alamos, New Mexico 1 $ 315,000 $ 315,000 $ 69,000
Rio Arriba, New Mexico 1 $ 169,000 $ 169,000 $ 69,000
Niagara, New York 1 $ 120,000 $ 120,000 $ 81,000
Schuyler, New York 1 $ 195,000 $ 195,000 $ 88,000
Warren, New York 1 $ 330,000 $ 330,000 $ 76,000
Alamance, North Carolina 1 $ 248,000 $ 248,000 $ 84,000
Beaufort, North Carolina 1 $ 278,000 $ 278,000 $ 74,000
Buncombe, North Carolina 1 $ 170,000 $ 170,000 $ 62,000
Carteret, North Carolina 1 $ 175,000 $ 175,000 $ 127,000
Davie, North Carolina 1 $ 379,000 $ 379,000 $ 162,000
Gaston, North Carolina 1 $ 306,000 $ 306,000 $ 104,000
Harnett, North Carolina 1 $ 245,000 $ 245,000 $ 0
Henderson, North Carolina 1 $ 274,000 $ 274,000 $ 50,000
Pitt, North Carolina 1 $ 323,000 $ 323,000 $ 68,000
Randolph, North Carolina 1 $ 375,000 $ 375,000 $ 64,000
Rowan, North Carolina 1 $ 181,000 $ 181,000 $ 0
Wilkes, North Carolina 1 $ 210,000 $ 210,000 $ 81,000
Auglaize, Ohio 1 $ 221,000 $ 221,000 $ 101,000
Clark, Ohio 1 $ 135,000 $ 135,000 $ 48,000
Cuyahoga, Ohio 1 $ 234,000 $ 234,000 $ 151,000
Franklin, Ohio 1 $ 405,000 $ 405,000 $ 132,000
Greene, Ohio 1 $ 131,000 $ 131,000 $ 101,000
Hamilton, Ohio 1 $ 400,000 $ 400,000 $ 301,000
Lorain, Ohio 1 $ 363,000 $ 363,000 $ 144,000
Lucas, Ohio 1 $ 248,000 $ 248,000 $ 234,000
Medina, Ohio 1 $ 296,000 $ 296,000 $ 145,000
Ross, Ohio 1 $ 271,000 $ 271,000 $ 185,000
Summit, Ohio 1 $ 190,000 $ 190,000 $ 122,000
Union, Ohio 1 $ 175,000 $ 175,000 $ 62,000
Cleveland, Oklahoma 1 $ 260,000 $ 260,000 $ 98,000
Comanche, Oklahoma 1 $ 98,000 $ 98,000 $ 62,000
Le Flore, Oklahoma 1 $ 275,000 $ 275,000 $ 83,000
Pottawatomie, Oklahoma 1 $ 215,000 $ 215,000 $ 48,000
Rogers, Oklahoma 1 $ 169,000 $ 169,000 $ 96,000
Columbia, Oregon 1 $ 206,000 $ 206,000 $ 0
Deschutes, Oregon 1 $ 198,000 $ 198,000 $ 113,000
Lane, Oregon 1 $ 259,000 $ 259,000 $ 39,000
Linn, Oregon 1 $ 333,000 $ 333,000 $ 124,000
Marion, Oregon 1 $ 244,000 $ 244,000 $ 82,000
Adams, Pennsylvania 1 $ 156,000 $ 156,000 $ 80,000
Butler, Pennsylvania 1 $ 174,000 $ 174,000 $ 85,000
Clearfield, Pennsylvania 1 $ 140,000 $ 140,000 $ 76,000
Cumberland, Pennsylvania 1 $ 165,000 $ 165,000 $ 98,000
Huntingdon, Pennsylvania 1 $ 278,000 $ 278,000 $ 0
Lehigh, Pennsylvania 1 $ 246,000 $ 246,000 $ 52,000
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Mortgage Loan Application Detail Totals for First Federal Bank of Kansas City in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,604 $355,524,000 $221,000 $683,000 $108,000 $1,397,000
Home Purchase 503 $82,576,000 $164,000 $634,000 $79,000 $618,000
Home Improvement 4 $800,000 $200,000 $392,000 $71,000 $141,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,437 $298,997,000 $208,000 $658,000 $103,000 $1,397,000
Not Provided 478 $98,402,000 $205,000 $608,000 $100,000 $621,000
Black or African American 64 $10,806,000 $168,000 $683,000 $65,000 $252,000
Hispanic 64 $13,427,000 $209,000 $417,000 $92,000 $335,000
Asian 56 $14,781,000 $263,000 $495,000 $117,000 $436,000
Native Hawaiian or Other Pacific Islander 8 $1,826,000 $228,000 $385,000 $137,000 $483,000
American Indian or Alaskan Native 4 $661,000 $165,000 $286,000 $46,000 $72,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,564 $348,549,000 $222,000 $608,000 $116,000 $1,397,000
FHA-insured (Federal Housing Administration) 348 $50,029,000 $143,000 $658,000 $54,000 $311,000
VA-guaranteed (Veterans Administration) 187 $39,011,000 $208,000 $683,000 $64,000 $252,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 12 $1,311,000 $109,000 $176,000 $47,000 $63,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,345 $293,684,000 $218,000 $608,000 $109,000 $1,397,000
Application Withdrawn By Applicant 389 $75,444,000 $193,000 $600,000 $95,000 $1,000,000
Application Denied By Financial Institution 216 $41,975,000 $194,000 $658,000 $79,000 $960,000
Application Approved But Not Accepted 62 $11,904,000 $192,000 $683,000 $99,000 $867,000
Preapproval Denied by Financial Institution 55 $8,461,000 $153,000 $634,000 $58,000 $222,000
File Closed For Incompleteness 35 $5,424,000 $154,000 $410,000 $73,000 $179,000
Preapproval Approved but not Accepted 9 $2,008,000 $223,000 $600,000 $108,000 $374,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 109 $17,073,000 $156,000 $658,000 $64,000 $234,000
Collateral 62 $14,696,000 $237,000 $435,000 $100,000 $540,000
Other 56 $10,804,000 $192,000 $417,000 $81,000 $960,000
Debt-To-Income Ratio 31 $5,765,000 $185,000 $417,000 $59,000 $132,000
Employment History 12 $1,762,000 $146,000 $397,000 $55,000 $132,000
Unverifiable Information 1 $336,000 $336,000 $336,000 $134,000 $134,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Federal Bank of Kansas City's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Federal Bank of Kansas City's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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