First Indiana Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Indiana Bank 135 North Pennsylvania Indianapolis, IN 46204 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,362 |
| Total Mortgage Loan Application Amount | $578,556,000 |
| Average Mortgage Loan Application Amount | $118,333 |
| Highest Mortgage Loan Application Amount | $1,240,000 |
| Average Applicant Income | $83,000 |
| Highest Applicant Income | $2,400,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with First Indiana Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Indiana Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down First Indiana Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Indiana Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Indiana Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Indiana Bank's mortgage activity for 2007.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| INDIANAPOLIS-CARMEL, IN | 478 | $ 42,137,000 | $ 88,000 | $ 84,000 |
| SALT LAKE CITY, UT | 273 | $ 38,405,000 | $ 140,000 | $ 85,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 179 | $ 25,918,000 | $ 191,000 | $ 108,000 |
| DENVER-AURORA, CO | 172 | $ 21,800,000 | $ 126,000 | $ 98,000 |
| LAS VEGAS-PARADISE, NV | 146 | $ 27,937,000 | $ 191,000 | $ 103,000 |
| PITTSBURGH, PA | 140 | $ 14,625,000 | $ 104,000 | $ 66,000 |
| ST. LOUIS, MO-IL | 123 | $ 15,805,000 | $ 114,000 | $ 65,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 116 | $ 11,205,000 | $ 95,000 | $ 87,500 |
| OGDEN-CLEARFIELD, UT | 105 | $ 12,463,000 | $ 118,000 | $ 84,000 |
| KANSAS CITY, MO-KS | 100 | $ 12,757,000 | $ 126,500 | $ 73,500 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 95 | $ 16,176,000 | $ 170,000 | $ 118,000 |
| PROVO-OREM, UT | 84 | $ 9,699,000 | $ 115,000 | $ 82,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 84 | $ 15,705,000 | $ 186,000 | $ 117,000 |
| BALTIMORE-TOWSON, MD | 82 | $ 14,892,000 | $ 181,000 | $ 89,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 59 | $ 9,567,000 | $ 162,000 | $ 89,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 58 | $ 6,398,000 | $ 110,000 | $ 58,000 |
| GARY, IN | 48 | $ 5,575,000 | $ 116,000 | $ 67,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 45 | $ 4,871,000 | $ 111,000 | $ 100,666 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 44 | $ 9,884,000 | $ 222,000 | $ 105,000 |
| PHILADELPHIA, PA | 43 | $ 6,445,000 | $ 149,000 | $ 74,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 41 | $ 4,002,000 | $ 97,000 | $ 76,000 |
| BOISE CITY-NAMPA, ID | 40 | $ 6,421,000 | $ 160,000 | $ 95,000 |
| COLUMBUS, OH | 35 | $ 3,709,000 | $ 105,000 | $ 70,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 34 | $ 4,222,000 | $ 124,000 | $ 88,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 31 | $ 5,466,000 | $ 176,000 | $ 75,000 |
| TACOMA, WA | 29 | $ 4,651,000 | $ 160,000 | $ 129,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 28 | $ 4,572,000 | $ 126,000 | $ 100,000 |
| ORLANDO-KISSIMMEE, FL | 28 | $ 6,019,000 | $ 214,000 | $ 117,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 24 | $ 3,442,000 | $ 143,000 | $ 86,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 23 | $ 3,048,000 | $ 146,500 | $ 85,000 |
| GREENSBORO-HIGH POINT, NC | 22 | $ 2,763,000 | $ 125,000 | $ 66,000 |
| ANDERSON, IN | 21 | $ 1,658,000 | $ 78,000 | $ 58,000 |
| RICHMOND, VA | 21 | $ 3,499,000 | $ 166,000 | $ 70,000 |
| FORT WAYNE, IN | 20 | $ 1,971,000 | $ 98,000 | $ 54,000 |
| BATON ROUGE, LA | 19 | $ 2,331,000 | $ 122,000 | $ 51,000 |
| IDAHO FALLS, ID | 19 | $ 1,886,000 | $ 99,000 | $ 73,000 |
| OKLAHOMA CITY, OK | 19 | $ 2,346,000 | $ 123,000 | $ 66,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 19 | $ 3,158,000 | $ 157,500 | $ 78,500 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 19 | $ 2,607,000 | $ 170,500 | $ 68,500 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 17 | $ 2,838,000 | $ 166,000 | $ 99,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 17 | $ 3,090,000 | $ 181,000 | $ 76,000 |
| WILMINGTON, DE-MD-NJ | 16 | $ 2,433,000 | $ 144,000 | $ 97,666 |
| ALBUQUERQUE, NM | 15 | $ 2,346,000 | $ 156,000 | $ 78,000 |
| YORK-HANOVER, PA | 15 | $ 1,314,000 | $ 87,000 | $ 80,000 |
| MEMPHIS, TN-MS-AR | 14 | $ 2,404,000 | $ 190,500 | $ 76,000 |
| MICHIGAN CITY-LA PORTE, IN | 13 | $ 1,808,000 | $ 139,000 | $ 61,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 13 | $ 1,479,000 | $ 99,000 | $ 49,500 |
| TOLEDO, OH | 13 | $ 1,291,000 | $ 99,000 | $ 55,000 |
| BLOOMINGTON, IN | 12 | $ 1,179,000 | $ 98,000 | $ 62,000 |
| FLINT, MI | 12 | $ 1,179,000 | $ 98,000 | $ 60,000 |
| GRAND JUNCTION, CO | 12 | $ 2,366,000 | $ 197,000 | $ 88,000 |
| HARRISBURG-CARLISLE, PA | 12 | $ 1,566,000 | $ 130,000 | $ 67,000 |
| LAKELAND, FL | 12 | $ 1,453,000 | $ 121,000 | $ 92,000 |
| LEXINGTON-FAYETTE, KY | 12 | $ 2,187,000 | $ 182,000 | $ 89,000 |
| TERRE HAUTE, IN | 12 | $ 1,002,000 | $ 83,000 | $ 54,000 |
| AKRON, OH | 11 | $ 909,000 | $ 82,000 | $ 66,000 |
| KOKOMO, IN | 11 | $ 1,198,000 | $ 108,000 | $ 56,000 |
| LANCASTER, PA | 11 | $ 1,547,000 | $ 140,000 | $ 78,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 11 | $ 1,439,000 | $ 130,000 | $ 92,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 11 | $ 1,806,000 | $ 164,000 | $ 97,000 |
| JACKSONVILLE, FL | 10 | $ 1,970,000 | $ 197,000 | $ 95,000 |
| LANSING-EAST LANSING, MI | 10 | $ 936,000 | $ 93,000 | $ 54,000 |
| LONGVIEW, WA | 10 | $ 872,000 | $ 87,000 | $ 69,000 |
| MONROE, MI | 10 | $ 1,025,000 | $ 102,000 | $ 74,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 10 | $ 3,172,000 | $ 317,000 | $ 127,000 |
| SPRINGFIELD, MO | 10 | $ 1,875,000 | $ 187,000 | $ 80,000 |
| ST. GEORGE, UT | 10 | $ 1,147,000 | $ 114,000 | $ 95,000 |
| BIRMINGHAM-HOOVER, AL | 9 | $ 1,188,000 | $ 132,000 | $ 63,000 |
| ELKHART-GOSHEN, IN | 9 | $ 1,123,000 | $ 124,000 | $ 52,000 |
| KALAMAZOO-PORTAGE, MI | 9 | $ 920,000 | $ 102,000 | $ 51,000 |
| SARASOTA-BRADENTON-VENICE, FL | 9 | $ 1,515,000 | $ 168,000 | $ 93,000 |
| WICHITA, KS | 9 | $ 1,004,000 | $ 111,000 | $ 59,000 |
| WINSTON-SALEM, NC | 9 | $ 1,581,000 | $ 175,000 | $ 89,000 |
| BOULDER, CO | 8 | $ 984,000 | $ 123,000 | $ 110,000 |
| BURLINGTON, NC | 8 | $ 1,146,000 | $ 143,000 | $ 65,000 |
| GRAND RAPIDS-WYOMING, MI | 8 | $ 920,000 | $ 115,000 | $ 80,000 |
| NEW HAVEN-MILFORD, CT | 8 | $ 536,000 | $ 67,000 | $ 77,000 |
| OLYMPIA, WA | 8 | $ 1,517,000 | $ 189,000 | $ 70,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 8 | $ 1,013,000 | $ 126,000 | $ 72,000 |
| RALEIGH-CARY, NC | 8 | $ 1,049,000 | $ 131,000 | $ 84,000 |
| SHREVEPORT-BOSSIER CITY, LA | 8 | $ 1,123,000 | $ 140,000 | $ 77,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 8 | $ 994,000 | $ 124,000 | $ 118,000 |
| ALTOONA, PA | 7 | $ 645,000 | $ 92,000 | $ 37,000 |
| COLORADO SPRINGS, CO | 7 | $ 1,243,000 | $ 177,000 | $ 56,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 7 | $ 1,088,000 | $ 155,000 | $ 80,000 |
| GREELEY, CO | 7 | $ 672,000 | $ 96,000 | $ 62,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 7 | $ 1,219,000 | $ 174,000 | $ 75,000 |
| LAFAYETTE, IN | 7 | $ 609,000 | $ 87,000 | $ 74,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 7 | $ 949,000 | $ 135,000 | $ 66,000 |
| RENO-SPARKS, NV | 7 | $ 1,549,000 | $ 221,000 | $ 102,000 |
| SALEM, OR | 7 | $ 743,000 | $ 106,000 | $ 80,000 |
| TULSA, OK | 7 | $ 818,000 | $ 116,000 | $ 74,000 |
| ANN ARBOR, MI | 6 | $ 731,000 | $ 121,000 | $ 76,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 6 | $ 1,415,000 | $ 235,000 | $ 97,000 |
| FORT COLLINS-LOVELAND, CO | 6 | $ 901,000 | $ 150,000 | $ 103,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 6 | $ 894,000 | $ 149,000 | $ 133,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 6 | $ 983,000 | $ 163,000 | $ 104,000 |
| SCRANTON--WILKES-BARRE, PA | 6 | $ 571,000 | $ 95,000 | $ 48,000 |
| WILMINGTON, NC | 6 | $ 1,299,000 | $ 216,000 | $ 75,000 |
| BELLINGHAM, WA | 5 | $ 1,190,000 | $ 238,000 | $ 85,000 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 5 | $ 1,384,000 | $ 276,000 | $ 107,000 |
| BREMERTON-SILVERDALE, WA | 5 | $ 593,000 | $ 118,000 | $ 66,000 |
| DAYTON, OH | 5 | $ 562,000 | $ 112,000 | $ 48,000 |
| DES MOINES-WEST DES MOINES, IA | 5 | $ 699,000 | $ 139,000 | $ 67,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 5 | $ 706,000 | $ 167,000 | $ 61,500 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 5 | $ 1,327,000 | $ 265,000 | $ 172,000 |
| MUNCIE, IN | 5 | $ 495,000 | $ 99,000 | $ 59,000 |
| MUSKEGON-NORTON SHORES, MI | 5 | $ 423,000 | $ 84,000 | $ 85,000 |
| PORT ST. LUCIE, FL | 5 | $ 830,000 | $ 166,000 | $ 140,000 |
| PUNTA GORDA, FL | 5 | $ 574,000 | $ 114,000 | $ 65,000 |
| ST. CLOUD, MN | 5 | $ 423,000 | $ 84,000 | $ 96,000 |
| ST. JOSEPH, MO-KS | 5 | $ 593,000 | $ 118,000 | $ 44,000 |
| BOSTON-QUINCY, MA | 4 | $ 1,027,000 | $ 256,000 | $ 69,000 |
| DURHAM, NC | 4 | $ 346,000 | $ 86,000 | $ 38,000 |
| EVANSVILLE, IN-KY | 4 | $ 418,000 | $ 104,000 | $ 52,000 |
| IOWA CITY, IA | 4 | $ 496,000 | $ 124,000 | $ 67,000 |
| JEFFERSON CITY, MO | 4 | $ 499,000 | $ 124,000 | $ 60,000 |
| KNOXVILLE, TN | 4 | $ 645,000 | $ 161,000 | $ 62,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 4 | $ 511,000 | $ 127,000 | $ 64,000 |
| LEBANON, PA | 4 | $ 234,000 | $ 58,000 | $ 72,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 4 | $ 763,000 | $ 190,000 | $ 116,000 |
| LYNCHBURG, VA | 4 | $ 281,000 | $ 70,000 | $ 60,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 4 | $ 770,000 | $ 192,000 | $ 72,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 4 | $ 512,000 | $ 128,000 | $ 87,000 |
| PEABODY, MA | 4 | $ 1,181,000 | $ 295,000 | $ 80,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 4 | $ 859,000 | $ 214,000 | $ 66,000 |
| PUEBLO, CO | 4 | $ 636,000 | $ 159,000 | $ 87,000 |
| READING, PA | 4 | $ 664,000 | $ 166,000 | $ 59,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 4 | $ 833,000 | $ 208,000 | $ 136,000 |
| SPOKANE, WA | 4 | $ 484,000 | $ 121,000 | $ 61,000 |
| SPRINGFIELD, OH | 4 | $ 541,000 | $ 135,000 | $ 53,000 |
| TOPEKA, KS | 4 | $ 196,000 | $ 49,000 | $ 65,000 |
| WORCESTER, MA | 4 | $ 978,000 | $ 244,000 | $ 81,000 |
| DECATUR, IL | 3 | $ 217,000 | $ 72,000 | $ 68,000 |
| DULUTH, MN-WI | 3 | $ 556,000 | $ 185,000 | $ 70,000 |
| EAU CLAIRE, WI | 3 | $ 216,000 | $ 72,000 | $ 42,000 |
| ELIZABETHTOWN, KY | 3 | $ 373,000 | $ 124,000 | $ 51,000 |
| FARGO, ND-MN | 3 | $ 225,000 | $ 75,000 | $ 72,000 |
| FAYETTEVILLE, NC | 3 | $ 570,000 | $ 190,000 | $ 78,000 |
| GAINESVILLE, GA | 3 | $ 385,000 | $ 128,000 | $ 52,000 |
| HOLLAND-GRAND HAVEN, MI | 3 | $ 329,000 | $ 109,000 | $ 78,000 |
| JACKSON, MI | 3 | $ 385,000 | $ 128,000 | $ 56,000 |
| KANKAKEE-BRADLEY, IL | 3 | $ 224,000 | $ 74,000 | $ 66,000 |
| LIMA, OH | 3 | $ 399,000 | $ 133,000 | $ 48,000 |
| LOGAN, UT-ID | 3 | $ 262,000 | $ 88,500 | $ 70,500 |
| MADISON, WI | 3 | $ 215,000 | $ 71,000 | $ 99,000 |
| MONTGOMERY, AL | 3 | $ 357,000 | $ 119,000 | $ 69,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 3 | $ 800,000 | $ 266,000 | $ 78,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 3 | $ 333,000 | $ 111,000 | $ 125,000 |
| ROANOKE, VA | 3 | $ 606,000 | $ 202,000 | $ 73,000 |
| ROCHESTER, MN | 3 | $ 404,000 | $ 134,000 | $ 180,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 3 | $ 409,000 | $ 136,000 | $ 167,000 |
| SPRINGFIELD, MA | 3 | $ 440,000 | $ 146,000 | $ 106,000 |
| STATE COLLEGE, PA | 3 | $ 473,000 | $ 157,000 | $ 54,000 |
| SYRACUSE, NY | 3 | $ 244,000 | $ 81,000 | $ 82,000 |
| TUSCALOOSA, AL | 3 | $ 419,000 | $ 139,000 | $ 48,000 |
| YAKIMA, WA | 3 | $ 387,000 | $ 129,000 | $ 80,000 |
| ANNISTON-OXFORD, AL | 2 | $ 361,000 | $ 180,000 | $ 77,000 |
| APPLETON, WI | 2 | $ 96,000 | $ 48,000 | $ 22,000 |
| BATTLE CREEK, MI | 2 | $ 199,000 | $ 99,000 | $ 49,000 |
| BOWLING GREEN, KY | 2 | $ 314,000 | $ 157,000 | $ 77,000 |
| BUFFALO-NIAGARA FALLS, NY | 2 | $ 181,000 | $ 90,000 | $ 81,000 |
| CANTON-MASSILLON, OH | 2 | $ 179,000 | $ 89,000 | $ 35,000 |
| CARSON CITY, NV | 2 | $ 393,000 | $ 196,000 | $ 102,000 |
| CHATTANOOGA, TN-GA | 2 | $ 180,000 | $ 90,000 | $ 25,000 |
| COLUMBUS, IN | 2 | $ 223,000 | $ 111,000 | $ 38,000 |
| CUMBERLAND, MD-WV | 2 | $ 434,000 | $ 217,000 | $ 95,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 131,000 | $ 65,500 | $ 48,500 |
| DOVER, DE | 2 | $ 275,000 | $ 137,000 | $ 69,000 |
| ERIE, PA | 2 | $ 243,000 | $ 121,000 | $ 69,000 |
| GREEN BAY, WI | 2 | $ 62,000 | $ 31,000 | $ 80,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 2 | $ 400,000 | $ 200,000 | $ 85,000 |
| HUNTSVILLE, AL | 2 | $ 148,000 | $ 74,000 | $ 74,000 |
| JACKSONVILLE, NC | 2 | $ 141,000 | $ 70,000 | $ 67,000 |
| JOHNSON CITY, TN | 2 | $ 181,000 | $ 90,000 | $ 27,000 |
| JOHNSTOWN, PA | 2 | $ 152,000 | $ 76,000 | $ 42,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 2 | $ 195,000 | $ 97,000 | $ 64,000 |
| LAS CRUCES, NM | 2 | $ 239,000 | $ 119,000 | $ 86,000 |
| LAWRENCE, KS | 2 | $ 363,000 | $ 181,000 | $ 87,000 |
| MANSFIELD, OH | 2 | $ 222,000 | $ 111,000 | $ 45,000 |
| MEDFORD, OR | 2 | $ 430,000 | $ 215,000 | $ 129,000 |
| MONROE, LA | 2 | $ 404,000 | $ 202,000 | $ 82,000 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 580,000 | $ 290,000 | $ 85,000 |
| NASSAU-SUFFOLK, NY | 2 | $ 480,000 | $ 240,000 | $ 196,000 |
| OWENSBORO, KY | 2 | $ 128,000 | $ 64,000 | $ 58,000 |
| PALM COAST, FL | 2 | $ 568,000 | $ 284,000 | $ 97,000 |
| POCATELLO, ID | 2 | $ 227,000 | $ 113,000 | $ 53,000 |
| PRESCOTT, AZ | 2 | $ 458,000 | $ 229,000 | $ 61,000 |
| ROCKFORD, IL | 2 | $ 106,000 | $ 53,000 | $ 52,000 |
| ROCKY MOUNT, NC | 2 | $ 295,000 | $ 147,000 | $ 45,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 2 | $ 170,000 | $ 85,000 | $ 103,000 |
| SANDUSKY, OH | 2 | $ 114,000 | $ 57,000 | $ 70,000 |
| ALBANY, GA | 1 | $ 127,000 | $ 127,000 | $ 72,000 |
| ALEXANDRIA, LA | 1 | $ 68,000 | $ 68,000 | $ 22,000 |
| ANCHORAGE, AK | 1 | $ 44,000 | $ 44,000 | $ 77,000 |
| AUBURN-OPELIKA, AL | 1 | $ 113,000 | $ 113,000 | $ 65,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 137,000 | $ 137,000 | $ 113,000 |
| BAKERSFIELD, CA | 1 | $ 260,000 | $ 260,000 | $ 83,000 |
| BANGOR, ME | 1 | $ 167,000 | $ 167,000 | $ 131,000 |
| BARNSTABLE TOWN, MA | 1 | $ 518,000 | $ 518,000 | $ 108,000 |
| BEND, OR | 1 | $ 140,000 | $ 140,000 | $ 237,000 |
| BILLINGS, MT | 1 | $ 338,000 | $ 338,000 | $ 119,000 |
| BINGHAMTON, NY | 1 | $ 142,000 | $ 142,000 | $ 112,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
| CAPE CORAL-FORT MYERS, FL | 1 | $ 240,000 | $ 240,000 | $ 64,000 |
| CASPER, WY | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| CEDAR RAPIDS, IA | 1 | $ 58,000 | $ 58,000 | $ 72,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 1 | $ 151,000 | $ 151,000 | $ 33,000 |
| CHEYENNE, WY | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| CHICO, CA | 1 | $ 80,000 | $ 80,000 | $ 185,000 |
| CLARKSVILLE, TN-KY | 1 | $ 140,000 | $ 140,000 | $ 41,000 |
| COLUMBIA, SC | 1 | $ 449,000 | $ 449,000 | $ 240,000 |
| DANVILLE, IL | 1 | $ 76,000 | $ 76,000 | $ 61,000 |
| DECATUR, AL | 1 | $ 108,000 | $ 108,000 | $ 67,000 |
| DOTHAN, AL | 1 | $ 77,000 | $ 77,000 | $ 44,000 |
| EL CENTRO, CA | 1 | $ 127,000 | $ 127,000 | $ 90,000 |
| EUGENE-SPRINGFIELD, OR | 1 | $ 63,000 | $ 63,000 | $ 82,000 |
| FARMINGTON, NM | 1 | $ 160,000 | $ 160,000 | $ 53,000 |
| FLORENCE, SC | 1 | $ 84,000 | $ 84,000 | $ 37,000 |
| GADSDEN, AL | 1 | $ 333,000 | $ 333,000 | $ 103,000 |
| GOLDSBORO, NC | 1 | $ 83,000 | $ 83,000 | $ 43,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 1 | $ 207,000 | $ 207,000 | $ 60,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 89,000 | $ 89,000 | $ 22,000 |
| JANESVILLE, WI | 1 | $ 88,000 | $ 88,000 | $ 69,000 |
| JOPLIN, MO | 1 | $ 114,000 | $ 114,000 | $ 41,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 81,000 | $ 81,000 | $ 22,000 |
| LAFAYETTE, LA | 1 | $ 162,000 | $ 162,000 | $ 61,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1 | $ 600,000 | $ 600,000 | $ 212,000 |
| MOBILE, AL | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| MORGANTOWN, WV | 1 | $ 136,000 | $ 136,000 | $ 49,000 |
| MORRISTOWN, TN | 1 | $ 103,000 | $ 103,000 | $ 48,000 |
| NAPLES-MARCO ISLAND, FL | 1 | $ 310,000 | $ 310,000 | $ 83,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 187,000 | $ 187,000 | $ 60,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 50,000 | $ 50,000 | $ 54,000 |
| OCALA, FL | 1 | $ 44,000 | $ 44,000 | $ 70,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 1 | $ 88,000 | $ 88,000 | $ 36,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 1 | $ 100,000 | $ 100,000 | $ 153,000 |
| RACINE, WI | 1 | $ 150,000 | $ 150,000 | $ 137,000 |
| ROCHESTER, NY | 1 | $ 144,000 | $ 144,000 | $ 101,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 1 | $ 35,000 | $ 35,000 | $ 81,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 360,000 | $ 360,000 | $ 110,000 |
| SANTA FE, NM | 1 | $ 71,000 | $ 71,000 | $ 74,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 210,000 | $ 210,000 | $ 156,000 |
| SPRINGFIELD, IL | 1 | $ 126,000 | $ 126,000 | $ 95,000 |
| STOCKTON, CA | 1 | $ 700,000 | $ 700,000 | $ 156,000 |
| TALLAHASSEE, FL | 1 | $ 47,000 | $ 47,000 | $ 89,000 |
| TUCSON, AZ | 1 | $ 176,000 | $ 176,000 | $ 85,000 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 148,000 | $ 148,000 | $ 119,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 150,000 | $ 150,000 | $ 39,000 |
| WENATCHEE, WA | 1 | $ 491,000 | $ 491,000 | $ 214,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,010 | $416,311,000 | $138,000 | $1,120,000 | $80,000 | $2,400,000 |
| Home Purchase | 972 | $130,364,000 | $134,000 | $1,240,000 | $84,000 | $936,000 |
| Home Improvement | 380 | $31,881,000 | $83,000 | $587,000 | $85,000 | $904,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,987 | $378,546,000 | $126,000 | $1,240,000 | $84,000 | $2,400,000 |
| Not Provided | 500 | $67,058,000 | $134,000 | $685,000 | $74,000 | $384,000 |
| Black or African American | 480 | $69,913,000 | $145,000 | $638,000 | $72,000 | $437,000 |
| Hispanic | 314 | $49,448,000 | $157,000 | $700,000 | $76,000 | $363,000 |
| Asian | 53 | $9,836,000 | $185,000 | $518,000 | $111,000 | $282,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $2,393,000 | $149,000 | $329,000 | $85,000 | $307,000 |
| American Indian or Alaskan Native | 12 | $1,362,000 | $113,000 | $330,000 | $122,000 | $300,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,362 | $578,556,000 | $132,000 | $1,240,000 | $82,000 | $2,400,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,974 | $293,757,000 | $148,000 | $1,120,000 | $80,000 | $792,000 |
| Application Approved But Not Accepted | 924 | $117,976,000 | $127,000 | $720,000 | $84,000 | $2,400,000 |
| Loan Originated | 888 | $90,489,000 | $101,000 | $1,240,000 | $85,000 | $904,000 |
| Application Withdrawn By Applicant | 542 | $73,026,000 | $134,000 | $736,000 | $79,000 | $423,000 |
| Loan Purchased By The Institution | 34 | $3,308,000 | $97,000 | $178,000 | $46,000 | $102,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 873 | $129,384,000 | $148,000 | $700,000 | $76,000 | $640,000 |
| Other | 434 | $70,117,000 | $161,000 | $748,000 | $92,000 | $432,000 |
| Debt-To-Income Ratio | 274 | $40,744,000 | $148,000 | $1,120,000 | $71,000 | $307,000 |
| Collateral | 238 | $32,242,000 | $135,000 | $715,000 | $86,000 | $792,000 |
| Unverifiable Information | 104 | $12,814,000 | $123,000 | $619,000 | $78,000 | $344,000 |
| Employment History | 40 | $6,263,000 | $156,000 | $400,000 | $83,000 | $216,000 |
| Credit Application Incomplete | 11 | $2,193,000 | $199,000 | $456,000 | $80,000 | $225,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Indiana Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Indiana Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.