First Merchants Bank, Na
Mortgage Loan Application
Totals and Details
for 2014
Find mortgage loan statistics, lending data, and loan application totals for Indiana.
The mortgage statistics and data below are specific to mortgage loan applications for First Merchants Bank, Na.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First Merchants Bank, Na 200 E. Jackson St. Muncie, IN 47305 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,142 |
| Total Mortgage Loan Application Amount | $557,326,000 |
| Average Mortgage Loan Application Amount | $114,000 |
| Highest Mortgage Loan Application Amount | $8,657,000 |
| Average Applicant Income | $70,666 |
| Highest Applicant Income | $4,158,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Delaware County Indiana | 386 | $ 40,326,000 | $ 104,000 | $ 66,000 |
| Tippecanoe County Indiana | 270 | $ 32,429,000 | $ 120,000 | $ 91,000 |
| Marion County Indiana | 254 | $ 44,457,000 | $ 175,000 | $ 113,000 |
| Hamilton County Indiana | 220 | $ 46,750,000 | $ 212,000 | $ 125,000 |
| Lake County Indiana | 197 | $ 26,558,000 | $ 134,000 | $ 64,000 |
| Madison County Indiana | 196 | $ 16,712,000 | $ 85,000 | $ 51,000 |
| Johnson County Indiana | 141 | $ 19,640,000 | $ 139,000 | $ 79,000 |
| Franklin County Ohio | 130 | $ 25,045,000 | $ 192,000 | $ 93,000 |
| Hendricks County Indiana | 128 | $ 19,020,000 | $ 148,000 | $ 80,000 |
| White County Indiana | 114 | $ 11,460,000 | $ 100,000 | $ 70,000 |
| Cook County Illinois | 103 | $ 23,059,000 | $ 223,000 | $ 70,000 |
| Randolph County Indiana | 86 | $ 6,349,000 | $ 73,000 | $ 57,000 |
| Adams County Indiana | 73 | $ 5,863,000 | $ 80,000 | $ 68,000 |
| Wayne County Indiana | 69 | $ 6,337,000 | $ 91,000 | $ 63,000 |
| Jay County Indiana | 65 | $ 4,207,000 | $ 64,000 | $ 84,000 |
| Henry County Indiana | 63 | $ 9,179,000 | $ 145,000 | $ 94,000 |
| Shelby County Indiana | 59 | $ 6,544,000 | $ 110,000 | $ 61,000 |
| Jasper County Indiana | 55 | $ 4,659,000 | $ 84,000 | $ 72,000 |
| Montgomery County Indiana | 53 | $ 4,944,000 | $ 93,000 | $ 57,000 |
| Morgan County Indiana | 48 | $ 6,747,000 | $ 140,000 | $ 87,000 |
| Clinton County Indiana | 47 | $ 3,371,000 | $ 71,000 | $ 56,000 |
| Brown County Indiana | 45 | $ 5,132,000 | $ 114,000 | $ 62,000 |
| Wabash County Indiana | 45 | $ 1,716,000 | $ 38,000 | $ 51,000 |
| Carroll County Indiana | 40 | $ 3,323,000 | $ 83,000 | $ 56,000 |
| Miami County Indiana | 39 | $ 2,560,000 | $ 65,000 | $ 47,000 |
| Boone County Indiana | 35 | $ 7,438,000 | $ 212,000 | $ 109,000 |
| Porter County Indiana | 29 | $ 6,884,000 | $ 237,000 | $ 98,000 |
| Delaware County Ohio | 24 | $ 6,163,000 | $ 256,000 | $ 227,000 |
| Hancock County Indiana | 21 | $ 4,312,000 | $ 205,000 | $ 53,000 |
| DuPage County Illinois | 19 | $ 5,922,000 | $ 311,000 | $ 138,000 |
| Fayette County Indiana | 16 | $ 860,000 | $ 53,000 | $ 42,000 |
| Howard County Indiana | 14 | $ 842,000 | $ 60,000 | $ 66,000 |
| Will County Illinois | 13 | $ 3,681,000 | $ 283,000 | $ 104,000 |
| Union County Indiana | 13 | $ 843,000 | $ 64,000 | $ 67,000 |
| Allen County Indiana | 9 | $ 5,883,000 | $ 653,000 | $ 67,000 |
| Kosciusko County Indiana | 9 | $ 2,063,000 | $ 229,000 | $ 276,000 |
| Putnam County Indiana | 9 | $ 2,088,000 | $ 232,000 | $ 103,000 |
| Lee County Florida | 8 | $ 2,080,000 | $ 260,000 | $ 184,000 |
| Butler County Ohio | 8 | $ 538,000 | $ 67,000 | $ 49,000 |
| Fountain County Indiana | 7 | $ 408,000 | $ 58,000 | $ 36,000 |
| Fairfield County Ohio | 7 | $ 1,362,000 | $ 194,000 | $ 86,000 |
| Blackford County Indiana | 5 | $ 348,000 | $ 69,000 | $ 48,000 |
| Cass County Indiana | 5 | $ 456,000 | $ 91,000 | $ 59,000 |
| LaPorte County Indiana | 5 | $ 759,000 | $ 151,000 | $ 145,000 |
| Collier County Florida | 4 | $ 2,105,000 | $ 526,000 | $ 348,000 |
| Kane County Illinois | 4 | $ 1,320,000 | $ 330,000 | $ 17,000 |
| Bartholomew County Indiana | 4 | $ 774,000 | $ 193,000 | $ 161,000 |
| Monroe County Indiana | 4 | $ 385,000 | $ 96,000 | $ 52,000 |
| Newton County Indiana | 4 | $ 133,000 | $ 33,000 | $ 42,000 |
| Rush County Indiana | 4 | $ 396,000 | $ 99,000 | $ 170,000 |
| St. Joseph County Indiana | 4 | $ 9,961,000 | $ 2,490,000 | $ 59,000 |
| Tipton County Indiana | 4 | $ 428,000 | $ 107,000 | $ 113,000 |
| Nash County North Carolina | 4 | $ 569,000 | $ 142,000 | $ 0 |
| Licking County Ohio | 4 | $ 1,719,000 | $ 429,000 | $ 50,000 |
| Maricopa County Arizona | 3 | $ 423,000 | $ 141,000 | $ 116,000 |
| Parke County Indiana | 3 | $ 303,000 | $ 101,000 | $ 46,000 |
| Wells County Indiana | 3 | $ 367,000 | $ 122,000 | $ 40,000 |
| Darke County Ohio | 3 | $ 300,000 | $ 100,000 | $ 37,000 |
| Preble County Ohio | 3 | $ 436,000 | $ 145,000 | $ 56,000 |
| Brevard County Florida | 2 | $ 578,000 | $ 289,000 | $ 663,000 |
| Hillsborough County Florida | 2 | $ 1,075,000 | $ 537,000 | $ 145,000 |
| Cobb County Georgia | 2 | $ 1,032,000 | $ 516,000 | $ 106,000 |
| McHenry County Illinois | 2 | $ 297,000 | $ 148,000 | $ 259,000 |
| Elkhart County Indiana | 2 | $ 369,000 | $ 184,000 | $ 300,000 |
| Noble County Indiana | 2 | $ 168,000 | $ 84,000 | $ 91,000 |
| Pulaski County Indiana | 2 | $ 270,000 | $ 135,000 | $ 56,000 |
| Steuben County Indiana | 2 | $ 480,000 | $ 240,000 | $ 39,000 |
| Cumberland County Maine | 2 | $ 564,000 | $ 282,000 | $ 365,000 |
| Berrien County Michigan | 2 | $ 562,000 | $ 281,000 | $ 251,000 |
| Guilford County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 239,000 |
| Clermont County Ohio | 2 | $ 170,000 | $ 85,000 | $ 244,000 |
| Hamilton County Ohio | 2 | $ 296,000 | $ 148,000 | $ 0 |
| Logan County Ohio | 2 | $ 562,000 | $ 281,000 | $ 321,000 |
| Mercer County Ohio | 2 | $ 360,000 | $ 180,000 | $ 118,000 |
| Union County Ohio | 2 | $ 193,000 | $ 96,000 | $ 0 |
| Clackamas County Oregon | 2 | $ 672,000 | $ 336,000 | $ 77,000 |
| Schuylkill County Pennsylvania | 2 | $ 750,000 | $ 375,000 | $ 70,000 |
| Beaufort County South Carolina | 2 | $ 800,000 | $ 400,000 | $ 301,000 |
| Charleston County South Carolina | 2 | $ 825,000 | $ 412,000 | $ 292,000 |
| Knox County Tennessee | 2 | $ 608,000 | $ 304,000 | $ 300,000 |
| Snohomish County Washington | 2 | $ 461,000 | $ 230,000 | $ 166,000 |
| Pinal County Arizona | 1 | $ 615,000 | $ 615,000 | $ 178,000 |
| San Francisco County California | 1 | $ 650,000 | $ 650,000 | $ 72,000 |
| Charlotte County Florida | 1 | $ 110,000 | $ 110,000 | $ 92,000 |
| Manatee County Florida | 1 | $ 175,000 | $ 175,000 | $ 130,000 |
| Orange County Florida | 1 | $ 138,000 | $ 138,000 | $ 157,000 |
| Palm Beach County Florida | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Pinellas County Florida | 1 | $ 134,000 | $ 134,000 | $ 154,000 |
| Fulton County Georgia | 1 | $ 130,000 | $ 130,000 | $ 162,000 |
| Gwinnett County Georgia | 1 | $ 140,000 | $ 140,000 | $ 54,000 |
| Ada County Idaho | 1 | $ 65,000 | $ 65,000 | $ 89,000 |
| Lake County Illinois | 1 | $ 284,000 | $ 284,000 | $ 129,000 |
| McLean County Illinois | 1 | $ 162,000 | $ 162,000 | $ 97,000 |
| Peoria County Illinois | 1 | $ 47,000 | $ 47,000 | $ 69,000 |
| Benton County Indiana | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Clark County Indiana | 1 | $ 163,000 | $ 163,000 | $ 64,000 |
| Clay County Indiana | 1 | $ 264,000 | $ 264,000 | $ 98,000 |
| Decatur County Indiana | 1 | $ 112,000 | $ 112,000 | $ 49,000 |
| DeKalb County Indiana | 1 | $ 373,000 | $ 373,000 | $ 290,000 |
| Franklin County Indiana | 1 | $ 180,000 | $ 180,000 | $ 64,000 |
| Fulton County Indiana | 1 | $ 5,000 | $ 5,000 | $ 55,000 |
| Grant County Indiana | 1 | $ 67,000 | $ 67,000 | $ 59,000 |
| Huntington County Indiana | 1 | $ 42,000 | $ 42,000 | $ 11,000 |
| Martin County Indiana | 1 | $ 58,000 | $ 58,000 | $ 210,000 |
| Owen County Indiana | 1 | $ 61,000 | $ 61,000 | $ 61,000 |
| Starke County Indiana | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Sullivan County Indiana | 1 | $ 108,000 | $ 108,000 | $ 83,000 |
| Vanderburgh County Indiana | 1 | $ 244,000 | $ 244,000 | $ 119,000 |
| Vigo County Indiana | 1 | $ 80,000 | $ 80,000 | $ 34,000 |
| Warren County Indiana | 1 | $ 64,000 | $ 64,000 | $ 65,000 |
| Warrick County Indiana | 1 | $ 1,721,000 | $ 1,721,000 | $ 0 |
| Whitley County Indiana | 1 | $ 134,000 | $ 134,000 | $ 77,000 |
| Jefferson County Kentucky | 1 | $ 8,657,000 | $ 8,657,000 | $ 0 |
| Pulaski County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Branch County Michigan | 1 | $ 50,000 | $ 50,000 | $ 227,000 |
| Hillsdale County Michigan | 1 | $ 68,000 | $ 68,000 | $ 187,000 |
| Clark County Nevada | 1 | $ 361,000 | $ 361,000 | $ 127,000 |
| Bernalillo County New Mexico | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 39,000 |
| Moore County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 93,000 |
| Erie County Ohio | 1 | $ 192,000 | $ 192,000 | $ 223,000 |
| Holmes County Ohio | 1 | $ 549,000 | $ 549,000 | $ 206,000 |
| Knox County Ohio | 1 | $ 235,000 | $ 235,000 | $ 40,000 |
| Lake County Ohio | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Madison County Ohio | 1 | $ 149,000 | $ 149,000 | $ 52,000 |
| Mahoning County Ohio | 1 | $ 111,000 | $ 111,000 | $ 114,000 |
| Montgomery County Ohio | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Perry County Ohio | 1 | $ 256,000 | $ 256,000 | $ 230,000 |
| Van Wert County Ohio | 1 | $ 66,000 | $ 66,000 | $ 88,000 |
| Warren County Ohio | 1 | $ 170,000 | $ 170,000 | $ 76,000 |
| Delaware County Oklahoma | 1 | $ 103,000 | $ 103,000 | $ 99,000 |
| York County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 51,000 |
| Maury County Tennessee | 1 | $ 56,000 | $ 56,000 | $ 46,000 |
| Pickett County Tennessee | 1 | $ 133,000 | $ 133,000 | $ 36,000 |
| Union County Tennessee | 1 | $ 93,000 | $ 93,000 | $ 52,000 |
| Navarro County Texas | 1 | $ 110,000 | $ 110,000 | $ 66,000 |
| Travis County Texas | 1 | $ 578,000 | $ 578,000 | $ 4,158,000 |
| Kane County Utah | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Summit County Utah | 1 | $ 956,000 | $ 956,000 | $ 1,546,000 |
| Pocahontas County West Virginia | 1 | $ 100,000 | $ 100,000 | $ 140,000 |
| Raleigh County West Virginia | 1 | $ 760,000 | $ 760,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Indiana,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Merchants Bank, Na in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,358 | $331,499,000 | $140,000 | $8,657,000 | $75,000 | $4,158,000 |
| Refinancing | 1,393 | $203,847,000 | $146,000 | $2,891,000 | $85,000 | $1,624,000 |
| Home Improvement | 391 | $21,980,000 | $56,000 | $5,100,000 | $52,000 | $341,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,465 | $408,198,000 | $117,000 | $2,279,000 | $81,000 | $1,913,000 |
| Not Provided | 222 | $31,113,000 | $140,000 | $936,000 | $76,000 | $699,000 |
| Not applicable | 205 | $90,649,000 | $442,000 | $8,657,000 | $2,000 | $439,000 |
| Hispanic | 105 | $10,526,000 | $100,000 | $600,000 | $48,000 | $230,000 |
| Black or African American | 93 | $8,537,000 | $91,000 | $578,000 | $90,000 | $4,158,000 |
| Asian | 43 | $7,612,000 | $177,000 | $936,000 | $124,000 | $1,499,000 |
| American Indian or Alaskan Native | 7 | $413,000 | $59,000 | $123,000 | $54,000 | $101,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $278,000 | $139,000 | $180,000 | $65,000 | $78,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,453 | $486,379,000 | $140,000 | $8,657,000 | $83,000 | $4,158,000 |
| FHA-insured (Federal Housing Administration) | 440 | $46,073,000 | $104,000 | $268,000 | $42,000 | $259,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 163 | $13,870,000 | $85,000 | $204,000 | $36,000 | $84,000 |
| VA-guaranteed (Veterans Administration) | 86 | $11,004,000 | $127,000 | $399,000 | $56,000 | $154,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,252 | $337,989,000 | $150,000 | $8,657,000 | $91,000 | $4,158,000 |
| Preapproval Denied by Financial Institution | 801 | $75,503,000 | $94,000 | $956,000 | $42,000 | $1,211,000 |
| Application Denied By Financial Institution | 639 | $60,141,000 | $94,000 | $2,413,000 | $61,000 | $1,913,000 |
| Application Withdrawn By Applicant | 363 | $73,036,000 | $201,000 | $5,100,000 | $91,000 | $986,000 |
| Application Approved But Not Accepted | 65 | $8,313,000 | $127,000 | $748,000 | $71,000 | $336,000 |
| File Closed For Incompleteness | 14 | $1,796,000 | $128,000 | $370,000 | $71,000 | $171,000 |
| Loan Purchased By The Institution | 8 | $548,000 | $68,000 | $82,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 744 | $58,408,000 | $78,000 | $400,000 | $40,000 | $587,000 |
| Debt-To-Income Ratio | 268 | $27,397,000 | $102,000 | $2,413,000 | $43,000 | $315,000 |
| Credit Application Incomplete | 233 | $31,132,000 | $133,000 | $956,000 | $81,000 | $1,913,000 |
| Collateral | 104 | $11,861,000 | $114,000 | $1,000,000 | $78,000 | $420,000 |
| Employment History | 37 | $2,860,000 | $77,000 | $268,000 | $37,000 | $150,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 27 | $1,496,000 | $55,000 | $145,000 | $37,000 | $72,000 |
| Unverifiable Information | 26 | $2,419,000 | $93,000 | $256,000 | $62,000 | $352,000 |
| Other | 1 | $71,000 | $71,000 | $71,000 | $38,000 | $38,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Indiana, and search similar information at your convenience.