First Mutual Bank Mortgage Lending & HMDA Data, 2003

In 2003, First Mutual Bank of Bellevue, WA reported 23,255 mortgage applications totaling $606.4 million. The average application was for $26,074, and applicants reported an average income of $55,474. 33% of its applications resulted in an originated loan and 42% were denied. Its largest markets were Seattle-Bellevue-Everett, WA (2,571), Tacoma, WA (919) and Portland-Vancouver, OR-WA (869) (applications in parentheses).

Mortgage Company & Address First Mutual Bank
400 108th Ave Ne
Bellevue, WA 98004
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 23,255
Total Mortgage Loan Application Amount $606,370,000
Average Mortgage Loan Application Amount $26,074
Highest Mortgage Loan Application Amount $4,162,000
Average Applicant Income $55,474
Highest Applicant Income $2,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Mutual Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Mutual Bank by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
King, Washington 1,586 $ 141,439,000 $ 89,179 $ 127,000
Pierce, Washington 919 $ 56,089,000 $ 61,032 $ 100,000
Snohomish, Washington 862 $ 55,783,000 $ 64,713 $ 83,000
Miami-Dade, Florida 678 $ 5,389,000 $ 7,948 $ 59,000
Multnomah, Oregon 406 $ 10,077,000 $ 24,820 $ 120,000
Tarrant, Texas 397 $ 3,934,000 $ 9,909 $ 53,000
Dallas, Texas 385 $ 4,123,000 $ 10,709 $ 54,000
Clark, Washington 345 $ 12,064,000 $ 34,968 $ 64,000
Kitsap, Washington 327 $ 23,199,000 $ 70,944 $ 78,000
Bexar, Texas 314 $ 3,780,000 $ 12,038 $ 43,000
Broward, Florida 287 $ 2,389,000 $ 8,324 $ 70,000
Cuyahoga, Ohio 268 $ 2,240,000 $ 8,358 $ 44,000
Marion, Oregon 261 $ 6,881,000 $ 26,363 $ 62,000
Thurston, Washington 253 $ 18,958,000 $ 74,932 $ 71,000
Los Angeles, California 225 $ 2,642,000 $ 11,742 $ 77,000
Philadelphia, Pennsylvania 214 $ 1,962,000 $ 9,168 $ 36,000
Clackamas, Oregon 202 $ 15,106,000 $ 74,782 $ 130,000
Franklin, Ohio 176 $ 1,527,000 $ 8,676 $ 51,000
Washington, Oregon 173 $ 4,140,000 $ 23,930 $ 70,000
Allegheny, Pennsylvania 169 $ 1,820,000 $ 10,769 $ 43,000
Lucas, Ohio 166 $ 1,677,000 $ 10,102 $ 42,000
Harris, Texas 160 $ 1,666,000 $ 10,412 $ 50,000
Duval, Florida 145 $ 1,385,000 $ 9,551 $ 86,000
Queens, New York 140 $ 1,532,000 $ 10,942 $ 69,000
Hennepin, Minnesota 136 $ 1,348,000 $ 9,911 $ 54,000
Lane, Oregon 132 $ 2,906,000 $ 22,015 $ 46,000
Starr, Texas 131 $ 1,471,000 $ 11,229 $ 30,000
Skagit, Washington 124 $ 7,284,000 $ 58,741 $ 61,000
Island, Washington 123 $ 9,896,000 $ 80,455 $ 63,000
Whatcom, Washington 122 $ 13,155,000 $ 107,827 $ 58,000
Mecklenburg, North Carolina 116 $ 1,126,000 $ 9,706 $ 54,000
Wayne, Michigan 109 $ 1,046,000 $ 9,596 $ 52,000
Linn, Oregon 108 $ 1,634,000 $ 15,129 $ 54,000
Shelby, Tennessee 108 $ 602,000 $ 5,574 $ 41,000
Brevard, Florida 95 $ 895,000 $ 9,421 $ 47,000
Summit, Ohio 94 $ 801,000 $ 8,521 $ 45,000
Lexington, South Carolina 94 $ 860,000 $ 9,148 $ 44,000
Sarasota, Florida 92 $ 1,006,000 $ 10,934 $ 56,000
Volusia, Florida 88 $ 794,000 $ 9,022 $ 37,000
Wake, North Carolina 86 $ 850,000 $ 9,883 $ 65,000
Ramsey, Minnesota 84 $ 794,000 $ 9,452 $ 51,000
Yakima, Washington 84 $ 6,825,000 $ 81,250 $ 82,000
Suffolk, New York 83 $ 975,000 $ 11,746 $ 74,000
Cowlitz, Washington 83 $ 2,444,000 $ 29,445 $ 57,000
Ada, Idaho 81 $ 527,000 $ 6,506 $ 46,000
Bell, Texas 81 $ 879,000 $ 10,851 $ 47,000
Lubbock, Texas 80 $ 513,000 $ 6,412 $ 41,000
Cook, Illinois 79 $ 724,000 $ 9,164 $ 67,000
Denton, Texas 78 $ 985,000 $ 12,628 $ 74,000
Spokane, Washington 78 $ 5,232,000 $ 67,076 $ 55,000
Erie, New York 76 $ 758,000 $ 9,973 $ 46,000
Nassau, New York 74 $ 708,000 $ 9,567 $ 72,000
Cumberland, North Carolina 74 $ 708,000 $ 9,567 $ 57,000
Richland, South Carolina 73 $ 689,000 $ 9,438 $ 59,000
Lewis, Washington 73 $ 2,420,000 $ 33,150 $ 44,000
Palm Beach, Florida 71 $ 602,000 $ 8,478 $ 57,000
El Paso, Colorado 69 $ 651,000 $ 9,434 $ 51,000
Onondaga, New York 69 $ 644,000 $ 9,333 $ 40,000
Sacramento, California 67 $ 736,000 $ 10,985 $ 49,000
San Bernardino, California 64 $ 757,000 $ 11,828 $ 65,000
San Diego, California 64 $ 706,000 $ 11,031 $ 66,000
Collin, Texas 64 $ 792,000 $ 12,375 $ 79,000
Maricopa, Arizona 62 $ 681,000 $ 10,983 $ 46,000
Manatee, Florida 61 $ 715,000 $ 11,721 $ 52,000
DeKalb, Georgia 61 $ 456,000 $ 7,475 $ 49,000
Durham, North Carolina 61 $ 597,000 $ 9,786 $ 63,000
Riverside, California 60 $ 627,000 $ 10,450 $ 67,000
Orange, Florida 60 $ 531,000 $ 8,850 $ 44,000
Mason, Washington 58 $ 3,661,000 $ 63,120 $ 66,000
Tulsa, Oklahoma 57 $ 510,000 $ 8,947 $ 41,000
Lehigh, Pennsylvania 57 $ 544,000 $ 9,543 $ 37,000
Fayette, Pennsylvania 56 $ 655,000 $ 11,696 $ 29,000
Clallam, Washington 55 $ 4,312,000 $ 78,400 $ 58,000
Dakota, Minnesota 54 $ 515,000 $ 9,537 $ 70,000
Montgomery, Pennsylvania 54 $ 562,000 $ 10,407 $ 56,000
Hidalgo, Texas 54 $ 625,000 $ 11,574 $ 33,000
Grays Harbor, Washington 54 $ 1,923,000 $ 35,611 $ 50,000
Hillsborough, Florida 53 $ 607,000 $ 11,452 $ 55,000
Monroe, New York 52 $ 450,000 $ 8,653 $ 46,000
Westmoreland, Pennsylvania 52 $ 613,000 $ 11,788 $ 29,000
Benton, Washington 52 $ 856,000 $ 16,461 $ 64,000
Monroe, Michigan 51 $ 595,000 $ 11,666 $ 73,000
Yamhill, Oregon 51 $ 1,490,000 $ 29,215 $ 54,000
Webb, Texas 51 $ 578,000 $ 11,333 $ 55,000
Jackson, Missouri 50 $ 519,000 $ 10,380 $ 51,000
Gaston, North Carolina 50 $ 523,000 $ 10,460 $ 41,000
Forsyth, North Carolina 49 $ 447,000 $ 9,122 $ 37,000
Washington, Pennsylvania 49 $ 643,000 $ 13,122 $ 41,000
Arapahoe, Colorado 47 $ 388,000 $ 8,255 $ 71,000
Guilford, North Carolina 46 $ 413,000 $ 8,978 $ 46,000
Stark, Ohio 46 $ 542,000 $ 11,782 $ 43,000
Wood, Ohio 46 $ 563,000 $ 12,239 $ 76,000
Travis, Texas 45 $ 456,000 $ 10,133 $ 48,000
Chelan, Washington 45 $ 7,124,000 $ 158,311 $ 117,000
Cabarrus, North Carolina 43 $ 410,000 $ 9,534 $ 45,000
Seminole, Florida 42 $ 355,000 $ 8,452 $ 58,000
Luzerne, Pennsylvania 42 $ 441,000 $ 10,500 $ 41,000
McLennan, Texas 42 $ 445,000 $ 10,595 $ 46,000
Denver, Colorado 41 $ 369,000 $ 9,000 $ 46,000
Polk, Florida 41 $ 410,000 $ 10,000 $ 38,000
Canyon, Idaho 41 $ 381,000 $ 9,292 $ 45,000
Jackson, Oregon 41 $ 1,050,000 $ 25,609 $ 43,000
Taylor, Texas 41 $ 401,000 $ 9,780 $ 59,000
Wichita, Texas 41 $ 418,000 $ 10,195 $ 43,000
Milwaukee, Wisconsin 41 $ 361,000 $ 8,804 $ 43,000
Fulton, Georgia 40 $ 300,000 $ 7,500 $ 48,000
Genesee, Michigan 40 $ 489,000 $ 12,225 $ 49,000
Kings, New York 40 $ 610,000 $ 15,250 $ 74,000
Delaware, Pennsylvania 40 $ 400,000 $ 10,000 $ 61,000
Kittitas, Washington 40 $ 7,079,000 $ 176,975 $ 79,000
Catawba, North Carolina 39 $ 394,000 $ 10,102 $ 47,000
Allen, Ohio 39 $ 368,000 $ 9,435 $ 55,000
Montgomery, Ohio 39 $ 294,000 $ 7,538 $ 40,000
Benton, Oregon 39 $ 1,019,000 $ 26,128 $ 43,000
Clay, Florida 38 $ 433,000 $ 11,394 $ 65,000
Pinellas, Florida 38 $ 432,000 $ 11,368 $ 58,000
Clark, Ohio 38 $ 348,000 $ 9,157 $ 42,000
Lorain, Ohio 38 $ 286,000 $ 7,526 $ 48,000
Columbia, Oregon 37 $ 347,000 $ 9,378 $ 51,000
Polk, Oregon 37 $ 821,000 $ 22,189 $ 65,000
Berks, Pennsylvania 37 $ 367,000 $ 9,918 $ 38,000
Greenville, South Carolina 37 $ 195,000 $ 5,270 $ 52,000
Contra Costa, California 36 $ 422,000 $ 11,722 $ 68,000
Anoka, Minnesota 36 $ 354,000 $ 9,833 $ 63,000
Iredell, North Carolina 36 $ 404,000 $ 11,222 $ 42,000
Jefferson, Washington 36 $ 4,245,000 $ 117,916 $ 67,000
Essex, Massachusetts 35 $ 413,000 $ 11,800 $ 72,000
Osceola, Florida 34 $ 321,000 $ 9,441 $ 56,000
Davidson, Tennessee 34 $ 259,000 $ 7,617 $ 44,000
Solano, California 33 $ 376,000 $ 11,393 $ 76,000
Charlotte, Florida 33 $ 310,000 $ 9,393 $ 59,000
Oneida, New York 33 $ 280,000 $ 8,484 $ 59,000
Bucks, Pennsylvania 33 $ 345,000 $ 10,454 $ 55,000
Nueces, Texas 33 $ 356,000 $ 10,787 $ 62,000
Parker, Texas 33 $ 325,000 $ 9,848 $ 74,000
Salt Lake, Utah 33 $ 293,000 $ 8,878 $ 49,000
Alameda, California 32 $ 436,000 $ 13,625 $ 94,000
Randolph, North Carolina 32 $ 328,000 $ 10,250 $ 44,000
Rowan, North Carolina 32 $ 364,000 $ 11,375 $ 63,000
Randall, Texas 32 $ 272,000 $ 8,500 $ 50,000
Orange, California 31 $ 301,000 $ 9,709 $ 80,000
Santa Clara, California 31 $ 426,000 $ 13,741 $ 79,000
Clayton, Georgia 31 $ 251,000 $ 8,096 $ 43,000
Suffolk, Massachusetts 31 $ 384,000 $ 12,387 $ 73,000
St. Louis, Missouri 31 $ 232,000 $ 7,483 $ 51,000
Monroe, Pennsylvania 31 $ 279,000 $ 9,000 $ 54,000
Coryell, Texas 31 $ 343,000 $ 11,064 $ 50,000
Gwinnett, Georgia 30 $ 311,000 $ 10,366 $ 58,000
Kent, Michigan 30 $ 270,000 $ 9,000 $ 32,000
Union, North Carolina 30 $ 329,000 $ 10,966 $ 44,000
Northampton, Pennsylvania 30 $ 321,000 $ 10,700 $ 50,000
Jefferson, Kentucky 29 $ 181,000 $ 6,241 $ 46,000
York, South Carolina 29 $ 343,000 $ 11,827 $ 51,000
Cameron, Texas 29 $ 229,000 $ 7,896 $ 48,000
Grayson, Texas 29 $ 312,000 $ 10,758 $ 51,000
Potter, Texas 29 $ 273,000 $ 9,413 $ 36,000
San Joaquin, California 28 $ 319,000 $ 11,392 $ 52,000
Mesa, Colorado 28 $ 293,000 $ 10,464 $ 40,000
Hamilton, Ohio 28 $ 197,000 $ 7,035 $ 50,000
Cobb, Georgia 27 $ 225,000 $ 8,333 $ 73,000
Sandusky, Ohio 27 $ 306,000 $ 11,333 $ 39,000
Johnson, Texas 27 $ 308,000 $ 11,407 $ 65,000
Comanche, Oklahoma 26 $ 290,000 $ 11,153 $ 51,000
Coos, Oregon 26 $ 306,000 $ 11,769 $ 37,000
Chester, Pennsylvania 26 $ 326,000 $ 12,538 $ 87,000
Laramie, Wyoming 26 $ 223,000 $ 8,576 $ 34,000
Beaver, Pennsylvania 25 $ 324,000 $ 12,960 $ 45,000
Orangeburg, South Carolina 25 $ 250,000 $ 10,000 $ 50,000
Walla Walla, Washington 25 $ 758,000 $ 30,320 $ 67,000
Stanislaus, California 24 $ 266,000 $ 11,083 $ 40,000
Lake, Florida 24 $ 259,000 $ 10,791 $ 56,000
Muscogee, Georgia 24 $ 170,000 $ 7,083 $ 57,000
Thomas, Georgia 24 $ 215,000 $ 8,958 $ 34,000
Bingham, Idaho 24 $ 350,000 $ 14,583 $ 52,000
Oakland, Michigan 24 $ 314,000 $ 13,083 $ 92,000
Hancock, Ohio 24 $ 227,000 $ 9,458 $ 48,000
Richland, Ohio 24 $ 230,000 $ 9,583 $ 45,000
Oklahoma, Oklahoma 24 $ 191,000 $ 7,958 $ 35,000
Spartanburg, South Carolina 24 $ 158,000 $ 6,583 $ 43,000
Polk, Iowa 23 $ 184,000 $ 8,000 $ 45,000
Middlesex, Massachusetts 23 $ 244,000 $ 10,608 $ 68,000
Fulton, Ohio 23 $ 297,000 $ 12,913 $ 53,000
Deschutes, Oregon 23 $ 271,000 $ 11,782 $ 50,000
Schuylkill, Pennsylvania 23 $ 248,000 $ 10,782 $ 38,000
Fort Bend, Texas 23 $ 283,000 $ 12,304 $ 61,000
Adams, Colorado 22 $ 154,000 $ 7,000 $ 49,000
St. Louis City, Missouri 22 $ 148,000 $ 6,727 $ 31,000
Licking, Ohio 22 $ 211,000 $ 9,590 $ 61,000
Henderson, Texas 22 $ 233,000 $ 10,590 $ 42,000
Williamson, Texas 22 $ 268,000 $ 12,181 $ 58,000
Plymouth, Massachusetts 21 $ 197,000 $ 9,380 $ 62,000
Washington, Minnesota 21 $ 219,000 $ 10,428 $ 51,000
Rockingham, New Hampshire 21 $ 215,000 $ 10,238 $ 76,000
Burke, North Carolina 21 $ 184,000 $ 8,761 $ 45,000
Lincoln, Oregon 21 $ 194,000 $ 9,238 $ 57,000
Charleston, South Carolina 21 $ 164,000 $ 7,809 $ 42,000
Brazoria, Texas 21 $ 219,000 $ 10,428 $ 44,000
Ellis, Texas 21 $ 201,000 $ 9,571 $ 63,000
San Mateo, California 20 $ 260,000 $ 13,000 $ 65,000
Lee, Florida 20 $ 186,000 $ 9,300 $ 49,000
Orange, New York 20 $ 206,000 $ 10,300 $ 80,000
Oswego, New York 20 $ 188,000 $ 9,400 $ 39,000
Wayne, New York 20 $ 196,000 $ 9,800 $ 50,000
Klamath, Oregon 20 $ 238,000 $ 11,900 $ 60,000
Tillamook, Oregon 20 $ 396,000 $ 19,800 $ 65,000
Sumter, South Carolina 20 $ 188,000 $ 9,400 $ 54,000
Pasco, Florida 19 $ 197,000 $ 10,368 $ 54,000
Bannock, Idaho 19 $ 177,000 $ 9,315 $ 39,000
Twin Falls, Idaho 19 $ 134,000 $ 7,052 $ 52,000
Cayuga, New York 19 $ 204,000 $ 10,736 $ 43,000
Ottawa, Ohio 19 $ 220,000 $ 11,578 $ 55,000
Galveston, Texas 19 $ 262,000 $ 13,789 $ 48,000
Kern, California 18 $ 179,000 $ 9,944 $ 37,000
Chatham, Georgia 18 $ 159,000 $ 8,833 $ 70,000
Lake, Indiana 18 $ 213,000 $ 11,833 $ 31,000
Marion, Indiana 18 $ 160,000 $ 8,888 $ 52,000
Sedgwick, Kansas 18 $ 163,000 $ 9,055 $ 39,000
East Baton Rouge, Louisiana 18 $ 191,000 $ 10,611 $ 36,000
Bristol, Massachusetts 18 $ 218,000 $ 12,111 $ 63,000
Lenawee, Michigan 18 $ 208,000 $ 11,555 $ 43,000
Douglas, Nebraska 18 $ 188,000 $ 10,444 $ 44,000
Granville, North Carolina 18 $ 178,000 $ 9,888 $ 50,000
Clatsop, Oregon 18 $ 1,239,000 $ 68,833 $ 67,000
Tom Green, Texas 18 $ 134,000 $ 7,444 $ 37,000
Wise, Texas 18 $ 216,000 $ 12,000 $ 57,000
Virginia Beach, Virginia 18 $ 143,000 $ 7,944 $ 44,000
Grant, Washington 18 $ 1,279,000 $ 71,055 $ 66,000
Craven, North Carolina 17 $ 146,000 $ 8,588 $ 54,000
Marion, Ohio 17 $ 153,000 $ 9,000 $ 50,000
Umatilla, Oregon 17 $ 163,000 $ 9,588 $ 31,000
Dauphin, Pennsylvania 17 $ 163,000 $ 9,588 $ 54,000
Erie, Pennsylvania 17 $ 176,000 $ 10,352 $ 33,000
Ector, Texas 17 $ 142,000 $ 8,352 $ 42,000
Monroe, Georgia 16 $ 104,000 $ 6,500 $ 27,000
Jefferson, Louisiana 16 $ 140,000 $ 8,750 $ 33,000
Macomb, Michigan 16 $ 166,000 $ 10,375 $ 65,000
Hillsborough, New Hampshire 16 $ 144,000 $ 9,000 $ 78,000
Douglas, Oregon 16 $ 587,000 $ 36,687 $ 70,000
Anderson, South Carolina 16 $ 81,000 $ 5,062 $ 46,000
El Paso, Texas 16 $ 121,000 $ 7,562 $ 49,000
Hunt, Texas 16 $ 202,000 $ 12,625 $ 36,000
Jefferson, Texas 16 $ 159,000 $ 9,937 $ 44,000
Smith, Texas 16 $ 142,000 $ 8,875 $ 35,000
Uintah, Utah 16 $ 217,000 $ 13,562 $ 42,000
Franklin, Washington 16 $ 241,000 $ 15,062 $ 44,000
Fresno, California 15 $ 184,000 $ 12,266 $ 40,000
Ventura, California 15 $ 182,000 $ 12,133 $ 75,000
Jefferson, Colorado 15 $ 124,000 $ 8,266 $ 61,000
Pueblo, Colorado 15 $ 171,000 $ 11,400 $ 53,000
Orleans, Louisiana 15 $ 148,000 $ 9,866 $ 44,000
Albany, New York 15 $ 157,000 $ 10,466 $ 57,000
Herkimer, New York 15 $ 123,000 $ 8,200 $ 34,000
Niagara, New York 15 $ 139,000 $ 9,266 $ 46,000
Caldwell, North Carolina 15 $ 140,000 $ 9,333 $ 37,000
Fairfield, Ohio 15 $ 129,000 $ 8,600 $ 55,000
Ross, Ohio 15 $ 153,000 $ 10,200 $ 35,000
Trumbull, Ohio 15 $ 148,000 $ 9,866 $ 34,000
Berkeley, South Carolina 15 $ 109,000 $ 7,266 $ 60,000
Dorchester, South Carolina 15 $ 158,000 $ 10,533 $ 44,000
Newberry, South Carolina 15 $ 138,000 $ 9,200 $ 48,000
Fairfax, Virginia 15 $ 136,000 $ 9,066 $ 64,000
Racine, Wisconsin 15 $ 112,000 $ 7,466 $ 49,000
Okaloosa, Florida 14 $ 153,000 $ 10,928 $ 58,000
Bulloch, Georgia 14 $ 75,000 $ 5,357 $ 37,000
Worcester, Massachusetts 14 $ 157,000 $ 11,214 $ 71,000
Ingham, Michigan 14 $ 163,000 $ 11,642 $ 41,000
Dutchess, New York 14 $ 146,000 $ 10,428 $ 58,000
Davidson, North Carolina 14 $ 135,000 $ 9,642 $ 50,000
Surry, North Carolina 14 $ 114,000 $ 8,142 $ 37,000
Midland, Texas 14 $ 127,000 $ 9,071 $ 45,000
Douglas, Washington 14 $ 1,655,000 $ 118,214 $ 72,000
Shasta, California 13 $ 140,000 $ 10,769 $ 62,000
Sonoma, California 13 $ 200,000 $ 15,384 $ 60,000
Flagler, Florida 13 $ 120,000 $ 9,230 $ 46,000
Leon, Florida 13 $ 118,000 $ 9,076 $ 61,000
Hampden, Massachusetts 13 $ 163,000 $ 12,538 $ 52,000
Clark, Nevada 13 $ 87,000 $ 6,692 $ 83,000
Cleveland, North Carolina 13 $ 114,000 $ 8,769 $ 53,000
Butler, Ohio 13 $ 137,000 $ 10,538 $ 54,000
Delaware, Ohio 13 $ 136,000 $ 10,461 $ 48,000
Portage, Ohio 13 $ 92,000 $ 7,076 $ 43,000
Muskogee, Oklahoma 13 $ 125,000 $ 9,615 $ 56,000
Carbon, Pennsylvania 13 $ 128,000 $ 9,846 $ 50,000
Lackawanna, Pennsylvania 13 $ 118,000 $ 9,076 $ 46,000
Pike, Pennsylvania 13 $ 155,000 $ 11,923 $ 50,000
Pickens, South Carolina 13 $ 95,000 $ 7,307 $ 62,000
Gregg, Texas 13 $ 121,000 $ 9,307 $ 68,000
Hockley, Texas 13 $ 114,000 $ 8,769 $ 49,000
Weber, Utah 13 $ 118,000 $ 9,076 $ 44,000
Stevens, Washington 13 $ 1,093,000 $ 84,076 $ 55,000
Whitman, Washington 13 $ 222,000 $ 17,076 $ 61,000
Pima, Arizona 12 $ 116,000 $ 9,666 $ 46,000
Fremont, Colorado 12 $ 115,000 $ 9,583 $ 42,000
Weld, Colorado 12 $ 95,000 $ 7,916 $ 49,000
Indian River, Florida 12 $ 124,000 $ 10,333 $ 40,000
Glynn, Georgia 12 $ 139,000 $ 11,583 $ 45,000
Liberty, Georgia 12 $ 124,000 $ 10,333 $ 40,000
Screven, Georgia 12 $ 81,000 $ 6,750 $ 28,000
Elmore, Idaho 12 $ 80,000 $ 6,666 $ 45,000
Bernalillo, New Mexico 12 $ 118,000 $ 9,833 $ 43,000
Jefferson, New York 12 $ 134,000 $ 11,166 $ 59,000
Mahoning, Ohio 12 $ 114,000 $ 9,500 $ 31,000
Seneca, Ohio 12 $ 85,000 $ 7,083 $ 37,000
Josephine, Oregon 12 $ 353,000 $ 29,416 $ 25,000
Lancaster, Pennsylvania 12 $ 114,000 $ 9,500 $ 43,000
Aiken, South Carolina 12 $ 80,000 $ 6,666 $ 34,000
Darlington, South Carolina 12 $ 105,000 $ 8,750 $ 39,000
Montgomery, Tennessee 12 $ 98,000 $ 8,166 $ 47,000
Kaufman, Texas 12 $ 148,000 $ 12,333 $ 82,000
La Salle, Texas 12 $ 138,000 $ 11,500 $ 25,000
Natrona, Wyoming 12 $ 124,000 $ 10,333 $ 33,000
Escambia, Florida 11 $ 117,000 $ 10,636 $ 55,000
Bibb, Georgia 11 $ 88,000 $ 8,000 $ 59,000
Houston, Georgia 11 $ 113,000 $ 10,272 $ 43,000
Bonneville, Idaho 11 $ 70,000 $ 6,363 $ 38,000
Washtenaw, Michigan 11 $ 170,000 $ 15,454 $ 55,000
Yellowstone, Montana 11 $ 120,000 $ 10,909 $ 56,000
Chautauqua, New York 11 $ 132,000 $ 12,000 $ 40,000
Alexander, North Carolina 11 $ 123,000 $ 11,181 $ 53,000
Orange, North Carolina 11 $ 96,000 $ 8,727 $ 74,000
Erie, Ohio 11 $ 106,000 $ 9,636 $ 48,000
Lake, Ohio 11 $ 87,000 $ 7,909 $ 63,000
Muskingum, Ohio 11 $ 104,000 $ 9,454 $ 58,000
Creek, Oklahoma 11 $ 125,000 $ 11,363 $ 47,000
Hutchinson, Texas 11 $ 131,000 $ 11,909 $ 54,000
Rockwall, Texas 11 $ 145,000 $ 13,181 $ 76,000
Klickitat, Washington 11 $ 152,000 $ 13,818 $ 48,000
Okanogan, Washington 11 $ 2,489,000 $ 226,272 $ 55,000
Larimer, Colorado 10 $ 92,000 $ 9,200 $ 43,000
Highlands, Florida 10 $ 68,000 $ 6,800 $ 36,000
Marion, Florida 10 $ 89,000 $ 8,900 $ 36,000
Hall, Georgia 10 $ 83,000 $ 8,300 $ 58,000
Jefferson, Georgia 10 $ 60,000 $ 6,000 $ 36,000
Richmond, Georgia 10 $ 96,000 $ 9,600 $ 47,000
Ware, Georgia 10 $ 78,000 $ 7,800 $ 42,000
Nez Perce, Idaho 10 $ 104,000 $ 10,400 $ 46,000
Johnson, Kansas 10 $ 114,000 $ 11,400 $ 66,000
Shawnee, Kansas 10 $ 87,000 $ 8,700 $ 47,000
Wyandotte, Kansas 10 $ 114,000 $ 11,400 $ 29,000
Norfolk, Massachusetts 10 $ 117,000 $ 11,700 $ 95,000
Calhoun, Michigan 10 $ 100,000 $ 10,000 $ 60,000
Madison, New York 10 $ 90,000 $ 9,000 $ 42,000
New Hanover, North Carolina 10 $ 82,000 $ 8,200 $ 43,000
Auglaize, Ohio 10 $ 93,000 $ 9,300 $ 58,000
Miami, Ohio 10 $ 94,000 $ 9,400 $ 37,000
Tuscarawas, Ohio 10 $ 105,000 $ 10,500 $ 42,000
Union, Ohio 10 $ 103,000 $ 10,300 $ 44,000
Washington, Oklahoma 10 $ 92,000 $ 9,200 $ 56,000
Baker, Oregon 10 $ 62,000 $ 6,200 $ 34,000
Cambria, Pennsylvania 10 $ 129,000 $ 12,900 $ 27,000
Lancaster, South Carolina 10 $ 88,000 $ 8,800 $ 62,000
Hamilton, Tennessee 10 $ 86,000 $ 8,600 $ 50,000
Rutherford, Tennessee 10 $ 51,000 $ 5,100 $ 55,000
Howard, Texas 10 $ 100,000 $ 10,000 $ 33,000
Navarro, Texas 10 $ 118,000 $ 11,800 $ 49,000
Pacific, Washington 10 $ 447,000 $ 44,700 $ 69,000
San Juan, Washington 10 $ 2,654,000 $ 265,400 $ 84,000
Sweetwater, Wyoming 10 $ 111,000 $ 11,100 $ 54,000
Anchorage, Alaska 9 $ 261,000 $ 29,000 $ 95,000
Mohave, Arizona 9 $ 78,000 $ 8,666 $ 47,000
El Dorado, California 9 $ 140,000 $ 15,555 $ 93,000
Boulder, Colorado 9 $ 92,000 $ 10,222 $ 52,000
Hernando, Florida 9 $ 75,000 $ 8,333 $ 34,000
St. Lucie, Florida 9 $ 84,000 $ 9,333 $ 52,000
Burke, Georgia 9 $ 63,000 $ 7,000 $ 34,000
Rockdale, Georgia 9 $ 53,000 $ 5,888 $ 50,000
Warren, Georgia 9 $ 45,000 $ 5,000 $ 44,000
Berrien, Michigan 9 $ 99,000 $ 11,000 $ 43,000
Kalamazoo, Michigan 9 $ 90,000 $ 10,000 $ 38,000
Saginaw, Michigan 9 $ 100,000 $ 11,111 $ 40,000
Rice, Minnesota 9 $ 66,000 $ 7,333 $ 39,000
Buncombe, North Carolina 9 $ 78,000 $ 8,666 $ 42,000
Johnston, North Carolina 9 $ 109,000 $ 12,111 $ 55,000
Lincoln, North Carolina 9 $ 94,000 $ 10,444 $ 37,000
Nash, North Carolina 9 $ 71,000 $ 7,888 $ 43,000
Pitt, North Carolina 9 $ 68,000 $ 7,555 $ 34,000
Robeson, North Carolina 9 $ 62,000 $ 6,888 $ 29,000
Wayne, North Carolina 9 $ 94,000 $ 10,444 $ 42,000
Columbiana, Ohio 9 $ 110,000 $ 12,222 $ 35,000
Greene, Ohio 9 $ 89,000 $ 9,888 $ 60,000
Logan, Ohio 9 $ 112,000 $ 12,444 $ 58,000
Malheur, Oregon 9 $ 81,000 $ 9,000 $ 61,000
Columbia, Pennsylvania 9 $ 104,000 $ 11,555 $ 28,000
Cumberland, Pennsylvania 9 $ 103,000 $ 11,444 $ 51,000
Madison, Tennessee 9 $ 80,000 $ 8,888 $ 57,000
Deaf Smith, Texas 9 $ 70,000 $ 7,777 $ 30,000
Frio, Texas 9 $ 91,000 $ 10,111 $ 53,000
Hale, Texas 9 $ 75,000 $ 8,333 $ 41,000
Hood, Texas 9 $ 104,000 $ 11,555 $ 56,000
Montgomery, Texas 9 $ 84,000 $ 9,333 $ 68,000
Van Zandt, Texas 9 $ 111,000 $ 12,333 $ 56,000
Hampton, Virginia 9 $ 107,000 $ 11,888 $ 58,000
Skamania, Washington 9 $ 164,000 $ 18,222 $ 59,000
Merced, California 8 $ 76,000 $ 9,500 $ 69,000
Santa Barbara, California 8 $ 88,000 $ 11,000 $ 50,000
Siskiyou, California 8 $ 58,000 $ 7,250 $ 46,000
Citrus, Florida 8 $ 52,000 $ 6,500 $ 37,000
Collier, Florida 8 $ 86,000 $ 10,750 $ 37,000
St. Johns, Florida 8 $ 89,000 $ 11,125 $ 62,000
Butts, Georgia 8 $ 55,000 $ 6,875 $ 36,000
Cherokee, Georgia 8 $ 51,000 $ 6,375 $ 58,000
Dougherty, Georgia 8 $ 72,000 $ 9,000 $ 57,000
Kootenai, Idaho 8 $ 887,000 $ 110,875 $ 47,000
Johnson, Iowa 8 $ 84,000 $ 10,500 $ 51,000
Carver, Minnesota 8 $ 63,000 $ 7,875 $ 63,000
Olmsted, Minnesota 8 $ 63,000 $ 7,875 $ 50,000
Clay, Missouri 8 $ 60,000 $ 7,500 $ 150,000
Lancaster, Nebraska 8 $ 57,000 $ 7,125 $ 55,000
Bronx, New York 8 $ 120,000 $ 15,000 $ 53,000
Ontario, New York 8 $ 59,000 $ 7,375 $ 42,000
Seneca, New York 8 $ 67,000 $ 8,375 $ 43,000
Lee, North Carolina 8 $ 101,000 $ 12,625 $ 67,000
Onslow, North Carolina 8 $ 65,000 $ 8,125 $ 30,000
Richmond, North Carolina 8 $ 45,000 $ 5,625 $ 36,000
Wilkes, North Carolina 8 $ 69,000 $ 8,625 $ 82,000
Guernsey, Ohio 8 $ 89,000 $ 11,125 $ 29,000
Hardin, Ohio 8 $ 72,000 $ 9,000 $ 60,000
Knox, Ohio 8 $ 80,000 $ 10,000 $ 43,000
Pickaway, Ohio 8 $ 74,000 $ 9,250 $ 54,000
Carter, Oklahoma 8 $ 42,000 $ 5,250 $ 40,000
Garfield, Oklahoma 8 $ 76,000 $ 9,500 $ 40,000
Wagoner, Oklahoma 8 $ 76,000 $ 9,500 $ 35,000
Wasco, Oregon 8 $ 496,000 $ 62,000 $ 38,000
Greene, Pennsylvania 8 $ 96,000 $ 12,000 $ 31,000
York, Pennsylvania 8 $ 97,000 $ 12,125 $ 51,000
Greenwood, South Carolina 8 $ 77,000 $ 9,625 $ 44,000
Bosque, Texas 8 $ 93,000 $ 11,625 $ 71,000
Eastland, Texas 8 $ 66,000 $ 8,250 $ 51,000
Palo Pinto, Texas 8 $ 96,000 $ 12,000 $ 39,000
Davis, Utah 8 $ 50,000 $ 6,250 $ 41,000
Henrico, Virginia 8 $ 90,000 $ 11,250 $ 53,000
Richmond City, Virginia 8 $ 83,000 $ 10,375 $ 43,000
Dane, Wisconsin 8 $ 53,000 $ 6,625 $ 51,000
Kenosha, Wisconsin 8 $ 87,000 $ 10,875 $ 65,000
Waukesha, Wisconsin 8 $ 53,000 $ 6,625 $ 65,000
Placer, California 7 $ 65,000 $ 9,285 $ 41,000
Tulare, California 7 $ 64,000 $ 9,142 $ 52,000
Latah, Idaho 7 $ 484,000 $ 69,142 $ 58,000
St. Joseph, Indiana 7 $ 79,000 $ 11,285 $ 41,000
Tangipahoa, Louisiana 7 $ 99,000 $ 14,142 $ 40,000
Jackson, Michigan 7 $ 62,000 $ 8,857 $ 34,000
Sarpy, Nebraska 7 $ 86,000 $ 12,285 $ 56,000
Chenango, New York 7 $ 81,000 $ 11,571 $ 49,000
Cortland, New York 7 $ 74,000 $ 10,571 $ 45,000
Rensselaer, New York 7 $ 80,000 $ 11,428 $ 38,000
Tompkins, New York 7 $ 52,000 $ 7,428 $ 40,000
Westchester, New York 7 $ 100,000 $ 14,285 $ 100,000
Davie, North Carolina 7 $ 82,000 $ 11,714 $ 44,000
Person, North Carolina 7 $ 74,000 $ 10,571 $ 51,000
Rockingham, North Carolina 7 $ 73,000 $ 10,428 $ 44,000
Henry, Ohio 7 $ 67,000 $ 9,571 $ 43,000
Madison, Ohio 7 $ 74,000 $ 10,571 $ 57,000
Medina, Ohio 7 $ 62,000 $ 8,857 $ 67,000
Pittsburg, Oklahoma 7 $ 53,000 $ 7,571 $ 38,000
Jefferson, Oregon 7 $ 77,000 $ 11,000 $ 38,000
Butler, Pennsylvania 7 $ 82,000 $ 11,714 $ 37,000
Franklin, Pennsylvania 7 $ 71,000 $ 10,142 $ 62,000
Lawrence, Pennsylvania 7 $ 81,000 $ 11,571 $ 56,000
Sumner, Tennessee 7 $ 47,000 $ 6,714 $ 59,000
Brazos, Texas 7 $ 61,000 $ 8,714 $ 52,000
Brown, Texas 7 $ 67,000 $ 9,571 $ 45,000
Falls, Texas 7 $ 84,000 $ 12,000 $ 34,000
Hill, Texas 7 $ 82,000 $ 11,714 $ 56,000
Montague, Texas 7 $ 87,000 $ 12,428 $ 39,000
Scurry, Texas 7 $ 63,000 $ 9,000 $ 84,000
Young, Texas 7 $ 85,000 $ 12,142 $ 117,000
Chesterfield, Virginia 7 $ 51,000 $ 7,285 $ 43,000
Portsmouth, Virginia 7 $ 63,000 $ 9,000 $ 50,000
Walworth, Wisconsin 7 $ 58,000 $ 8,285 $ 99,000
Uinta, Wyoming 7 $ 75,000 $ 10,714 $ 42,000
Pinal, Arizona 6 $ 64,000 $ 10,666 $ 51,000
Pulaski, Arkansas 6 $ 47,000 $ 7,833 $ 64,000
Monterey, California 6 $ 69,000 $ 11,500 $ 69,000
Yolo, California 6 $ 74,000 $ 12,333 $ 76,000
Alachua, Florida 6 $ 58,000 $ 9,666 $ 22,000
Coweta, Georgia 6 $ 47,000 $ 7,833 $ 60,000
Douglas, Georgia 6 $ 55,000 $ 9,166 $ 53,000
Lowndes, Georgia 6 $ 48,000 $ 8,000 $ 60,000
Gooding, Idaho 6 $ 46,000 $ 7,666 $ 38,000
Kane, Illinois 6 $ 76,000 $ 12,666 $ 40,000
Howard, Indiana 6 $ 71,000 $ 11,833 $ 63,000
Hamilton, Iowa 6 $ 81,000 $ 13,500 $ 42,000
Linn, Iowa 6 $ 57,000 $ 9,500 $ 51,000
Woodbury, Iowa 6 $ 71,000 $ 11,833 $ 50,000
Geary, Kansas 6 $ 52,000 $ 8,666 $ 56,000
Nelson, Kentucky 6 $ 38,000 $ 6,333 $ 37,000
Livingston, Michigan 6 $ 93,000 $ 15,500 $ 75,000
Benton, Minnesota 6 $ 42,000 $ 7,000 $ 40,000
St. Louis, Minnesota 6 $ 75,000 $ 12,500 $ 31,000
Jasper, Missouri 6 $ 84,000 $ 14,000 $ 44,000
Cascade, Montana 6 $ 47,000 $ 7,833 $ 50,000
Lincoln, Nebraska 6 $ 79,000 $ 13,166 $ 42,000
San Juan, New Mexico 6 $ 54,000 $ 9,000 $ 47,000
Otsego, New York 6 $ 59,000 $ 9,833 $ 55,000
Saratoga, New York 6 $ 67,000 $ 11,166 $ 90,000
Sullivan, New York 6 $ 49,000 $ 8,166 $ 46,000
Alamance, North Carolina 6 $ 49,000 $ 8,166 $ 48,000
Harnett, North Carolina 6 $ 52,000 $ 8,666 $ 38,000
Hoke, North Carolina 6 $ 53,000 $ 8,833 $ 38,000
McDowell, North Carolina 6 $ 50,000 $ 8,333 $ 36,000
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Mortgage Loan Application Detail Totals for First Mutual Bank in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement (one-to-four family) 21,753 $217,029,000 $9,844 $56,000 $46,200 $1,000,000
Home Purchase (one-to-four family) 828 $214,016,000 $199,750 $1,500,000 $93,750 $2,000,000
Refinancing (home purchase or home improvement, one-to-four family) 613 $130,787,000 $183,333 $1,820,000 $112,000 $1,920,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 61 $44,538,000 $760,500 $4,162,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 16,222 $439,186,000 $11,536 $1,500,000 $53,560 $1,920,000
Black 2,273 $25,436,000 $10,432 $399,000 $46,216 $840,000
Hispanic 2,107 $25,480,000 $10,058 $825,000 $48,588 $444,000
Information not provided by applicant in mail or telephone application 1,775 $59,225,000 $15,871 $1,950,000 $52,615 $972,000
Asian or Pacific Islander 359 $20,446,000 $18,250 $1,820,000 $56,178 $426,000
Other 260 $7,024,000 $11,656 $1,498,000 $67,656 $2,000,000
American Indian or Alaskan Native 173 $3,737,000 $13,000 $358,000 $55,760 $420,000
Not applicable 86 $25,836,000 $106,800 $4,162,000 $300 $75,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 23,255 $606,370,000 $11,933 $4,162,000 $47,311 $2,000,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 9,814 $209,067,000 $10,707 $1,500,000 $46,975 $2,000,000
Loan Originated 7,653 $273,374,000 $13,000 $4,162,000 $58,459 $1,920,000
Application Approved But Not Accepted 5,695 $117,015,000 $11,263 $1,950,000 $57,605 $1,920,000
Loan Purchased By The Institution 60 $1,166,000 $18,800 $37,000 $600 $75,000
Application Withdrawn By Applicant 33 $5,748,000 $65,875 $800,000 $50,125 $193,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 5,925 $69,789,000 $8,923 $1,300,000 $49,512 $972,000
Debt-To-Income Ratio 2,680 $62,331,000 $14,108 $900,000 $43,162 $250,000
Other 499 $21,880,000 $12,088 $896,000 $36,852 $720,000
Collateral 92 $15,487,000 $49,100 $994,000 $55,400 $358,000
Credit Application Incomplete 57 $12,088,000 $63,428 $825,000 $55,714 $354,000
Unverifiable Information 30 $5,162,000 $52,400 $715,000 $61,400 $310,000
Employment History 26 $2,256,000 $25,909 $260,000 $42,000 $220,000
Insufficient Cash (Downpayment, Closing Cost) 13 $3,119,000 $239,000 $800,000 $119,000 $442,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Mutual Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Mutual Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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