First National Bank Of America
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
First National Bank Of America 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of America 241 East Saginaw East Lansing, MI 48823 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,930 |
| Total Mortgage Loan Application Amount | $1,301,450,000 |
| Average Mortgage Loan Application Amount | $189,500 |
| Highest Mortgage Loan Application Amount | $3,555,000 |
| Average Applicant Income | $79,500 |
| Highest Applicant Income | $1,929,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with First National Bank Of America. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of America's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down First National Bank Of America's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of America serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of America, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of America's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 206 | $ 34,570,000 | $ 167,000 | $ 84,000 |
| Gwinnett County Georgia | 179 | $ 41,685,000 | $ 232,000 | $ 91,000 |
| Fairfield County Connecticut | 161 | $ 40,775,000 | $ 253,000 | $ 91,000 |
| Maricopa County Arizona | 129 | $ 27,735,000 | $ 215,000 | $ 95,000 |
| Clark County Nevada | 127 | $ 27,345,000 | $ 215,000 | $ 84,000 |
| Prince George's County Maryland | 114 | $ 29,120,000 | $ 255,000 | $ 96,000 |
| Cobb County Georgia | 103 | $ 23,295,000 | $ 226,000 | $ 93,000 |
| New Haven County Connecticut | 81 | $ 15,125,000 | $ 186,000 | $ 82,000 |
| Marion County Indiana | 72 | $ 9,070,000 | $ 125,000 | $ 54,000 |
| Worcester County Massachusetts | 67 | $ 19,675,000 | $ 293,000 | $ 116,000 |
| Cook County Illinois | 64 | $ 10,970,000 | $ 171,000 | $ 60,000 |
| Montgomery County Maryland | 64 | $ 17,940,000 | $ 280,000 | $ 103,000 |
| Baltimore County Maryland | 57 | $ 11,345,000 | $ 199,000 | $ 84,000 |
| Palm Beach County Florida | 56 | $ 14,490,000 | $ 258,000 | $ 124,000 |
| Dallas County Texas | 55 | $ 10,225,000 | $ 185,000 | $ 129,000 |
| Middlesex County Massachusetts | 54 | $ 18,430,000 | $ 341,000 | $ 137,000 |
| Broward County Florida | 53 | $ 11,275,000 | $ 212,000 | $ 121,000 |
| Anne Arundel County Maryland | 52 | $ 13,200,000 | $ 253,000 | $ 98,000 |
| Salt Lake County Utah | 50 | $ 14,910,000 | $ 298,000 | $ 110,000 |
| Davidson County Tennessee | 46 | $ 10,060,000 | $ 218,000 | $ 100,000 |
| Los Angeles County California | 43 | $ 16,515,000 | $ 384,000 | $ 104,000 |
| Hillsborough County Florida | 43 | $ 8,435,000 | $ 196,000 | $ 81,000 |
| Bexar County Texas | 43 | $ 6,545,000 | $ 152,000 | $ 84,000 |
| King County Washington | 43 | $ 15,605,000 | $ 362,000 | $ 117,000 |
| Lee County Florida | 41 | $ 7,815,000 | $ 190,000 | $ 90,000 |
| Snohomish County Washington | 37 | $ 13,235,000 | $ 357,000 | $ 116,000 |
| DeKalb County Georgia | 36 | $ 6,780,000 | $ 188,000 | $ 69,000 |
| Fort Bend County Texas | 35 | $ 7,545,000 | $ 215,000 | $ 75,000 |
| Manatee County Florida | 33 | $ 6,745,000 | $ 204,000 | $ 81,000 |
| Miami-Dade County Florida | 33 | $ 7,725,000 | $ 234,000 | $ 104,000 |
| Pierce County Washington | 33 | $ 10,925,000 | $ 331,000 | $ 136,000 |
| Baltimore City County Maryland | 32 | $ 4,210,000 | $ 131,000 | $ 70,000 |
| Jefferson County Kentucky | 30 | $ 4,150,000 | $ 138,000 | $ 50,000 |
| Franklin County Ohio | 30 | $ 4,000,000 | $ 133,000 | $ 70,000 |
| Marion County Oregon | 30 | $ 9,250,000 | $ 308,000 | $ 103,000 |
| Tarrant County Texas | 30 | $ 6,290,000 | $ 209,000 | $ 124,000 |
| Chesterfield County Virginia | 29 | $ 6,005,000 | $ 207,000 | $ 84,000 |
| Essex County Massachusetts | 28 | $ 10,980,000 | $ 392,000 | $ 137,000 |
| Hennepin County Minnesota | 28 | $ 6,390,000 | $ 228,000 | $ 86,000 |
| Jefferson County Alabama | 27 | $ 4,385,000 | $ 162,000 | $ 59,000 |
| Polk County Florida | 27 | $ 5,635,000 | $ 208,000 | $ 115,000 |
| San Bernardino County California | 26 | $ 5,580,000 | $ 214,000 | $ 73,000 |
| Hartford County Connecticut | 26 | $ 4,160,000 | $ 160,000 | $ 63,000 |
| Montgomery County Texas | 26 | $ 5,810,000 | $ 223,000 | $ 119,000 |
| Shelby County Tennessee | 24 | $ 3,550,000 | $ 147,000 | $ 56,000 |
| Jefferson County Louisiana | 23 | $ 3,635,000 | $ 158,000 | $ 72,000 |
| Shelby County Alabama | 22 | $ 3,570,000 | $ 162,000 | $ 110,000 |
| New Castle County Delaware | 22 | $ 4,930,000 | $ 224,000 | $ 86,000 |
| Orange County Florida | 22 | $ 4,960,000 | $ 225,000 | $ 123,000 |
| Osceola County Florida | 22 | $ 5,860,000 | $ 266,000 | $ 216,000 |
| Pasco County Florida | 22 | $ 3,660,000 | $ 166,000 | $ 98,000 |
| Pinellas County Florida | 22 | $ 4,720,000 | $ 214,000 | $ 116,000 |
| Clayton County Georgia | 22 | $ 3,310,000 | $ 150,000 | $ 125,000 |
| Berkeley County South Carolina | 22 | $ 5,810,000 | $ 264,000 | $ 92,000 |
| Rutherford County Tennessee | 22 | $ 4,880,000 | $ 221,000 | $ 74,000 |
| Prince William County Virginia | 22 | $ 6,910,000 | $ 314,000 | $ 105,000 |
| Utah County Utah | 21 | $ 7,515,000 | $ 357,000 | $ 115,000 |
| Adams County Colorado | 20 | $ 6,310,000 | $ 315,000 | $ 198,000 |
| Sarasota County Florida | 20 | $ 3,630,000 | $ 181,000 | $ 78,000 |
| Forsyth County Georgia | 20 | $ 5,530,000 | $ 276,000 | $ 127,000 |
| Fulton County Georgia | 20 | $ 5,950,000 | $ 297,000 | $ 108,000 |
| Barnstable County Massachusetts | 20 | $ 6,330,000 | $ 316,000 | $ 114,000 |
| Ingham County Michigan | 20 | $ 5,710,000 | $ 285,000 | $ 49,000 |
| Beaufort County South Carolina | 20 | $ 4,420,000 | $ 221,000 | $ 121,000 |
| Denton County Texas | 20 | $ 6,740,000 | $ 337,000 | $ 152,000 |
| Pima County Arizona | 19 | $ 2,525,000 | $ 132,000 | $ 73,000 |
| Riverside County California | 19 | $ 4,455,000 | $ 234,000 | $ 107,000 |
| Sonoma County California | 19 | $ 8,615,000 | $ 453,000 | $ 109,000 |
| Weld County Colorado | 19 | $ 6,235,000 | $ 328,000 | $ 139,000 |
| Lake County Illinois | 19 | $ 3,105,000 | $ 163,000 | $ 65,000 |
| Harrison County Mississippi | 19 | $ 1,475,000 | $ 77,000 | $ 90,000 |
| Washington County Oregon | 19 | $ 7,145,000 | $ 376,000 | $ 199,000 |
| Duval County Florida | 18 | $ 2,820,000 | $ 156,000 | $ 89,000 |
| Cherokee County Georgia | 18 | $ 4,020,000 | $ 223,000 | $ 100,000 |
| Plymouth County Massachusetts | 18 | $ 5,980,000 | $ 332,000 | $ 136,000 |
| Philadelphia County Pennsylvania | 18 | $ 2,580,000 | $ 143,000 | $ 169,000 |
| Collin County Texas | 18 | $ 6,370,000 | $ 353,000 | $ 141,000 |
| Fairfax County Virginia | 18 | $ 5,570,000 | $ 309,000 | $ 153,000 |
| Williamson County Texas | 17 | $ 4,335,000 | $ 255,000 | $ 93,000 |
| Adams County Washington | 17 | $ 2,975,000 | $ 175,000 | $ 56,000 |
| Milwaukee County Wisconsin | 17 | $ 2,235,000 | $ 131,000 | $ 52,000 |
| St. Lucie County Florida | 16 | $ 3,370,000 | $ 210,000 | $ 133,000 |
| DuPage County Illinois | 16 | $ 3,230,000 | $ 201,000 | $ 80,000 |
| Howard County Maryland | 16 | $ 5,450,000 | $ 340,000 | $ 144,000 |
| Bristol County Massachusetts | 16 | $ 4,910,000 | $ 306,000 | $ 113,000 |
| Kent County Michigan | 16 | $ 2,380,000 | $ 148,000 | $ 54,000 |
| Oakland County Michigan | 16 | $ 2,550,000 | $ 159,000 | $ 86,000 |
| Dorchester County South Carolina | 16 | $ 3,520,000 | $ 220,000 | $ 92,000 |
| Bastrop County Texas | 16 | $ 4,690,000 | $ 293,000 | $ 118,000 |
| Hall County Georgia | 15 | $ 3,075,000 | $ 205,000 | $ 104,000 |
| Wayne County Michigan | 15 | $ 3,325,000 | $ 221,000 | $ 117,000 |
| Union County New Jersey | 15 | $ 4,405,000 | $ 293,000 | $ 116,000 |
| Montgomery County Pennsylvania | 15 | $ 3,195,000 | $ 213,000 | $ 104,000 |
| Pinal County Arizona | 14 | $ 3,110,000 | $ 222,000 | $ 91,000 |
| San Joaquin County California | 14 | $ 4,540,000 | $ 324,000 | $ 108,000 |
| Arapahoe County Colorado | 14 | $ 4,390,000 | $ 313,000 | $ 103,000 |
| Atlantic County New Jersey | 14 | $ 2,500,000 | $ 178,000 | $ 69,000 |
| Gloucester County New Jersey | 14 | $ 2,170,000 | $ 155,000 | $ 60,000 |
| Galveston County Texas | 14 | $ 3,840,000 | $ 274,000 | $ 289,000 |
| Norfolk County Massachusetts | 13 | $ 4,245,000 | $ 326,000 | $ 244,000 |
| Ocean County New Jersey | 13 | $ 3,605,000 | $ 277,000 | $ 112,000 |
| Delaware County Pennsylvania | 13 | $ 2,135,000 | $ 164,000 | $ 78,000 |
| Horry County South Carolina | 13 | $ 1,795,000 | $ 138,000 | $ 89,000 |
| Hamilton County Tennessee | 13 | $ 1,995,000 | $ 153,000 | $ 58,000 |
| Hidalgo County Texas | 13 | $ 1,615,000 | $ 124,000 | $ 105,000 |
| Yavapai County Arizona | 12 | $ 1,770,000 | $ 147,000 | $ 215,000 |
| Volusia County Florida | 12 | $ 1,580,000 | $ 131,000 | $ 84,000 |
| Douglas County Georgia | 12 | $ 2,260,000 | $ 188,000 | $ 59,000 |
| Will County Illinois | 12 | $ 2,180,000 | $ 181,000 | $ 85,000 |
| Frederick County Maryland | 12 | $ 4,030,000 | $ 335,000 | $ 263,000 |
| Washington County Maryland | 12 | $ 2,270,000 | $ 189,000 | $ 82,000 |
| Dakota County Minnesota | 12 | $ 3,230,000 | $ 269,000 | $ 81,000 |
| Multnomah County Oregon | 12 | $ 3,900,000 | $ 325,000 | $ 107,000 |
| Travis County Texas | 12 | $ 3,690,000 | $ 307,000 | $ 147,000 |
| Spotsylvania County Virginia | 12 | $ 3,130,000 | $ 260,000 | $ 91,000 |
| Clark County Washington | 12 | $ 3,720,000 | $ 310,000 | $ 199,000 |
| Contra Costa County California | 11 | $ 3,315,000 | $ 301,000 | $ 72,000 |
| Kern County California | 11 | $ 2,015,000 | $ 183,000 | $ 204,000 |
| Sacramento County California | 11 | $ 2,665,000 | $ 242,000 | $ 48,000 |
| Denver County Colorado | 11 | $ 2,665,000 | $ 242,000 | $ 82,000 |
| Litchfield County Connecticut | 11 | $ 1,835,000 | $ 166,000 | $ 42,000 |
| Barrow County Georgia | 11 | $ 2,365,000 | $ 215,000 | $ 69,000 |
| Kane County Illinois | 11 | $ 1,715,000 | $ 155,000 | $ 58,000 |
| Johnson County Kansas | 11 | $ 1,975,000 | $ 179,000 | $ 106,000 |
| Anoka County Minnesota | 11 | $ 2,175,000 | $ 197,000 | $ 73,000 |
| Washoe County Nevada | 11 | $ 2,865,000 | $ 260,000 | $ 77,000 |
| Clackamas County Oregon | 11 | $ 5,115,000 | $ 465,000 | $ 150,000 |
| Mohave County Arizona | 10 | $ 1,260,000 | $ 126,000 | $ 79,000 |
| Orange County California | 10 | $ 3,820,000 | $ 382,000 | $ 118,000 |
| San Diego County California | 10 | $ 3,600,000 | $ 360,000 | $ 720,000 |
| Marion County Florida | 10 | $ 1,410,000 | $ 141,000 | $ 139,000 |
| Henry County Georgia | 10 | $ 1,930,000 | $ 193,000 | $ 98,000 |
| Fayette County Kentucky | 10 | $ 1,500,000 | $ 150,000 | $ 81,000 |
| Charles County Maryland | 10 | $ 2,830,000 | $ 283,000 | $ 98,000 |
| Jackson County Missouri | 10 | $ 1,530,000 | $ 153,000 | $ 80,000 |
| Suffolk County New York | 10 | $ 3,860,000 | $ 386,000 | $ 108,000 |
| Westchester County New York | 10 | $ 3,150,000 | $ 315,000 | $ 102,000 |
| Wake County North Carolina | 10 | $ 1,850,000 | $ 185,000 | $ 123,000 |
| Bell County Texas | 10 | $ 2,040,000 | $ 204,000 | $ 121,000 |
| Washington County Utah | 10 | $ 2,350,000 | $ 235,000 | $ 117,000 |
| Henrico County Virginia | 10 | $ 2,030,000 | $ 203,000 | $ 80,000 |
| Franklin County Washington | 10 | $ 1,890,000 | $ 189,000 | $ 71,000 |
| Grant County Washington | 10 | $ 1,880,000 | $ 188,000 | $ 63,000 |
| Tuscaloosa County Alabama | 9 | $ 1,585,000 | $ 176,000 | $ 68,000 |
| Seminole County Florida | 9 | $ 2,305,000 | $ 256,000 | $ 142,000 |
| McHenry County Illinois | 9 | $ 1,895,000 | $ 210,000 | $ 87,000 |
| Harford County Maryland | 9 | $ 1,825,000 | $ 202,000 | $ 65,000 |
| Ramsey County Minnesota | 9 | $ 1,695,000 | $ 188,000 | $ 75,000 |
| Burlington County New Jersey | 9 | $ 1,925,000 | $ 213,000 | $ 77,000 |
| Mecklenburg County North Carolina | 9 | $ 1,525,000 | $ 169,000 | $ 76,000 |
| Montgomery County Tennessee | 9 | $ 2,125,000 | $ 236,000 | $ 103,000 |
| Norfolk County Virginia | 9 | $ 1,225,000 | $ 136,000 | $ 83,000 |
| Roanoke City County Virginia | 9 | $ 1,135,000 | $ 126,000 | $ 57,000 |
| Alameda County California | 8 | $ 4,060,000 | $ 507,000 | $ 153,000 |
| Tulare County California | 8 | $ 1,640,000 | $ 205,000 | $ 121,000 |
| Lake County Florida | 8 | $ 1,320,000 | $ 165,000 | $ 97,000 |
| Fayette County Georgia | 8 | $ 2,100,000 | $ 262,000 | $ 77,000 |
| Paulding County Georgia | 8 | $ 1,890,000 | $ 236,000 | $ 92,000 |
| Hamilton County Indiana | 8 | $ 1,630,000 | $ 203,000 | $ 66,000 |
| DeSoto County Mississippi | 8 | $ 1,640,000 | $ 205,000 | $ 117,000 |
| Camden County New Jersey | 8 | $ 1,230,000 | $ 153,000 | $ 52,000 |
| Nassau County New York | 8 | $ 2,650,000 | $ 331,000 | $ 146,000 |
| Charleston County South Carolina | 8 | $ 1,990,000 | $ 248,000 | $ 77,000 |
| Jasper County South Carolina | 8 | $ 1,400,000 | $ 175,000 | $ 89,000 |
| Fresno County California | 7 | $ 995,000 | $ 142,000 | $ 44,000 |
| Middlesex County Connecticut | 7 | $ 1,455,000 | $ 207,000 | $ 70,000 |
| Sussex County Delaware | 7 | $ 1,475,000 | $ 210,000 | $ 84,000 |
| Hernando County Florida | 7 | $ 935,000 | $ 133,000 | $ 95,000 |
| Lake County Indiana | 7 | $ 935,000 | $ 133,000 | $ 66,000 |
| Penobscot County Maine | 7 | $ 785,000 | $ 112,000 | $ 147,000 |
| Carroll County Maryland | 7 | $ 1,715,000 | $ 245,000 | $ 240,000 |
| Cumberland County New Jersey | 7 | $ 905,000 | $ 129,000 | $ 56,000 |
| Essex County New Jersey | 7 | $ 1,755,000 | $ 250,000 | $ 111,000 |
| Mercer County New Jersey | 7 | $ 1,215,000 | $ 173,000 | $ 66,000 |
| Monmouth County New Jersey | 7 | $ 2,285,000 | $ 326,000 | $ 105,000 |
| Morris County New Jersey | 7 | $ 1,485,000 | $ 212,000 | $ 84,000 |
| Passaic County New Jersey | 7 | $ 1,535,000 | $ 219,000 | $ 118,000 |
| Somerset County New Jersey | 7 | $ 2,145,000 | $ 306,000 | $ 106,000 |
| Guilford County North Carolina | 7 | $ 1,295,000 | $ 185,000 | $ 43,000 |
| Harnett County North Carolina | 7 | $ 765,000 | $ 109,000 | $ 56,000 |
| Cuyahoga County Ohio | 7 | $ 1,175,000 | $ 167,000 | $ 130,000 |
| Hamilton County Ohio | 7 | $ 945,000 | $ 135,000 | $ 66,000 |
| Montgomery County Ohio | 7 | $ 895,000 | $ 127,000 | $ 47,000 |
| Northampton County Pennsylvania | 7 | $ 1,035,000 | $ 147,000 | $ 60,000 |
| Lexington County South Carolina | 7 | $ 1,385,000 | $ 197,000 | $ 121,000 |
| Hays County Texas | 7 | $ 2,265,000 | $ 323,000 | $ 216,000 |
| Kaufman County Texas | 7 | $ 2,115,000 | $ 302,000 | $ 158,000 |
| Loudoun County Virginia | 7 | $ 2,345,000 | $ 335,000 | $ 87,000 |
| Yakima County Washington | 7 | $ 1,135,000 | $ 162,000 | $ 58,000 |
| El Paso County Colorado | 6 | $ 1,500,000 | $ 250,000 | $ 107,000 |
| Brevard County Florida | 6 | $ 1,160,000 | $ 193,000 | $ 72,000 |
| Bartow County Georgia | 6 | $ 1,320,000 | $ 220,000 | $ 118,000 |
| Coweta County Georgia | 6 | $ 1,150,000 | $ 191,000 | $ 172,000 |
| Rockdale County Georgia | 6 | $ 1,160,000 | $ 193,000 | $ 59,000 |
| Boone County Illinois | 6 | $ 900,000 | $ 150,000 | $ 83,000 |
| Oldham County Kentucky | 6 | $ 1,280,000 | $ 213,000 | $ 73,000 |
| East Baton Rouge County Louisiana | 6 | $ 850,000 | $ 141,000 | $ 85,000 |
| Orleans County Louisiana | 6 | $ 880,000 | $ 146,000 | $ 58,000 |
| Talbot County Maryland | 6 | $ 1,230,000 | $ 205,000 | $ 68,000 |
| Dukes County Massachusetts | 6 | $ 2,880,000 | $ 480,000 | $ 156,000 |
| Suffolk County Massachusetts | 6 | $ 2,060,000 | $ 343,000 | $ 103,000 |
| Macomb County Michigan | 6 | $ 850,000 | $ 141,000 | $ 77,000 |
| Jackson County Mississippi | 6 | $ 670,000 | $ 111,000 | $ 232,000 |
| Nye County Nevada | 6 | $ 810,000 | $ 135,000 | $ 72,000 |
| Middlesex County New Jersey | 6 | $ 1,600,000 | $ 266,000 | $ 108,000 |
| Cumberland County North Carolina | 6 | $ 500,000 | $ 83,000 | $ 121,000 |
| Johnston County North Carolina | 6 | $ 1,450,000 | $ 241,000 | $ 149,000 |
| Tulsa County Oklahoma | 6 | $ 750,000 | $ 125,000 | $ 171,000 |
| Lane County Oregon | 6 | $ 1,760,000 | $ 293,000 | $ 0 |
| Chester County Pennsylvania | 6 | $ 2,070,000 | $ 345,000 | $ 189,000 |
| York County Pennsylvania | 6 | $ 590,000 | $ 98,000 | $ 73,000 |
| Sumner County Tennessee | 6 | $ 1,160,000 | $ 193,000 | $ 87,000 |
| Newport News County Virginia | 6 | $ 650,000 | $ 108,000 | $ 70,000 |
| Benton County Washington | 6 | $ 1,390,000 | $ 231,000 | $ 59,000 |
| Santa Barbara County California | 5 | $ 1,185,000 | $ 237,000 | $ 45,000 |
| Solano County California | 5 | $ 1,555,000 | $ 311,000 | $ 106,000 |
| Douglas County Colorado | 5 | $ 2,765,000 | $ 553,000 | $ 222,000 |
| Larimer County Colorado | 5 | $ 1,345,000 | $ 269,000 | $ 77,000 |
| Okaloosa County Florida | 5 | $ 1,045,000 | $ 209,000 | $ 48,000 |
| Newton County Georgia | 5 | $ 665,000 | $ 133,000 | $ 50,000 |
| Walton County Georgia | 5 | $ 1,065,000 | $ 213,000 | $ 76,000 |
| Caroline County Maryland | 5 | $ 845,000 | $ 169,000 | $ 93,000 |
| Dona Ana County New Mexico | 5 | $ 975,000 | $ 195,000 | $ 69,000 |
| Orange County New York | 5 | $ 855,000 | $ 171,000 | $ 182,000 |
| Brunswick County North Carolina | 5 | $ 775,000 | $ 155,000 | $ 123,000 |
| Oklahoma County Oklahoma | 5 | $ 555,000 | $ 111,000 | $ 307,000 |
| Allegheny County Pennsylvania | 5 | $ 555,000 | $ 111,000 | $ 60,000 |
| Berks County Pennsylvania | 5 | $ 435,000 | $ 87,000 | $ 40,000 |
| Greenville County South Carolina | 5 | $ 725,000 | $ 145,000 | $ 42,000 |
| Wilson County Tennessee | 5 | $ 1,325,000 | $ 265,000 | $ 101,000 |
| Grayson County Texas | 5 | $ 665,000 | $ 133,000 | $ 58,000 |
| Weber County Utah | 5 | $ 955,000 | $ 191,000 | $ 49,000 |
| Culpeper County Virginia | 5 | $ 1,395,000 | $ 279,000 | $ 106,000 |
| Richmond City County Virginia | 5 | $ 665,000 | $ 133,000 | $ 94,000 |
| Stafford County Virginia | 5 | $ 1,175,000 | $ 235,000 | $ 64,000 |
| Virginia Beach County Virginia | 5 | $ 1,075,000 | $ 215,000 | $ 82,000 |
| Skagit County Washington | 5 | $ 1,585,000 | $ 317,000 | $ 94,000 |
| Kenosha County Wisconsin | 5 | $ 625,000 | $ 125,000 | $ 56,000 |
| Racine County Wisconsin | 5 | $ 1,075,000 | $ 215,000 | $ 123,000 |
| Chilton County Alabama | 4 | $ 610,000 | $ 152,000 | $ 78,000 |
| Yuma County Arizona | 4 | $ 480,000 | $ 120,000 | $ 0 |
| Benton County Arkansas | 4 | $ 660,000 | $ 165,000 | $ 131,000 |
| Pulaski County Arkansas | 4 | $ 410,000 | $ 102,000 | $ 62,000 |
| Mendocino County California | 4 | $ 1,120,000 | $ 280,000 | $ 0 |
| Merced County California | 4 | $ 1,310,000 | $ 327,000 | $ 111,000 |
| Santa Clara County California | 4 | $ 2,110,000 | $ 527,000 | $ 161,000 |
| District of Columbia County District Of Columbia | 4 | $ 1,640,000 | $ 410,000 | $ 85,000 |
| Bay County Florida | 4 | $ 860,000 | $ 215,000 | $ 111,000 |
| Clay County Florida | 4 | $ 540,000 | $ 135,000 | $ 64,000 |
| Collier County Florida | 4 | $ 1,540,000 | $ 385,000 | $ 146,000 |
| Leon County Florida | 4 | $ 560,000 | $ 140,000 | $ 167,000 |
| St. Johns County Florida | 4 | $ 590,000 | $ 147,000 | $ 124,000 |
| Carroll County Georgia | 4 | $ 870,000 | $ 217,000 | $ 79,000 |
| Chatham County Georgia | 4 | $ 800,000 | $ 200,000 | $ 87,000 |
| Houston County Georgia | 4 | $ 640,000 | $ 160,000 | $ 102,000 |
| Jackson County Georgia | 4 | $ 980,000 | $ 245,000 | $ 72,000 |
| Walker County Georgia | 4 | $ 520,000 | $ 130,000 | $ 49,000 |
| Hawaii County Hawaii | 4 | $ 830,000 | $ 207,000 | $ 0 |
| Honolulu County Hawaii | 4 | $ 1,570,000 | $ 392,000 | $ 126,000 |
| Canyon County Idaho | 4 | $ 1,390,000 | $ 347,000 | $ 82,000 |
| Rock Island County Illinois | 4 | $ 480,000 | $ 120,000 | $ 65,000 |
| Allen County Indiana | 4 | $ 400,000 | $ 100,000 | $ 0 |
| Tippecanoe County Indiana | 4 | $ 880,000 | $ 220,000 | $ 66,000 |
| Boone County Kentucky | 4 | $ 630,000 | $ 157,000 | $ 56,000 |
| Warren County Kentucky | 4 | $ 990,000 | $ 247,000 | $ 279,000 |
| Livingston County Louisiana | 4 | $ 920,000 | $ 230,000 | $ 99,000 |
| St. Tammany County Louisiana | 4 | $ 650,000 | $ 162,000 | $ 49,000 |
| Eaton County Michigan | 4 | $ 720,000 | $ 180,000 | $ 80,000 |
| Genesee County Michigan | 4 | $ 810,000 | $ 202,000 | $ 140,000 |
| Midland County Michigan | 4 | $ 380,000 | $ 95,000 | $ 91,000 |
| Muskegon County Michigan | 4 | $ 1,850,000 | $ 462,000 | $ 601,000 |
| Sherburne County Minnesota | 4 | $ 910,000 | $ 227,000 | $ 63,000 |
| Camden County Missouri | 4 | $ 550,000 | $ 137,000 | $ 37,000 |
| St. Louis County Missouri | 4 | $ 1,440,000 | $ 360,000 | $ 393,000 |
| Douglas County Nebraska | 4 | $ 450,000 | $ 112,000 | $ 27,000 |
| Lancaster County Nebraska | 4 | $ 580,000 | $ 145,000 | $ 94,000 |
| Belknap County New Hampshire | 4 | $ 1,190,000 | $ 297,000 | $ 163,000 |
| Bergen County New Jersey | 4 | $ 1,010,000 | $ 252,000 | $ 91,000 |
| Erie County New York | 4 | $ 1,150,000 | $ 287,000 | $ 75,000 |
| Putnam County New York | 4 | $ 790,000 | $ 197,000 | $ 80,000 |
| Buncombe County North Carolina | 4 | $ 400,000 | $ 100,000 | $ 53,000 |
| New Hanover County North Carolina | 4 | $ 960,000 | $ 240,000 | $ 283,000 |
| Mahoning County Ohio | 4 | $ 570,000 | $ 142,000 | $ 119,000 |
| Summit County Ohio | 4 | $ 390,000 | $ 97,000 | $ 167,000 |
| Trumbull County Ohio | 4 | $ 630,000 | $ 157,000 | $ 82,000 |
| Polk County Oregon | 4 | $ 1,310,000 | $ 327,000 | $ 137,000 |
| Bucks County Pennsylvania | 4 | $ 1,060,000 | $ 265,000 | $ 75,000 |
| Butler County Pennsylvania | 4 | $ 1,210,000 | $ 302,000 | $ 130,000 |
| Lackawanna County Pennsylvania | 4 | $ 290,000 | $ 72,000 | $ 60,000 |
| Spartanburg County South Carolina | 4 | $ 480,000 | $ 120,000 | $ 50,000 |
| York County South Carolina | 4 | $ 720,000 | $ 180,000 | $ 0 |
| Knox County Tennessee | 4 | $ 980,000 | $ 245,000 | $ 200,000 |
| Robertson County Tennessee | 4 | $ 1,000,000 | $ 250,000 | $ 156,000 |
| Williamson County Tennessee | 4 | $ 890,000 | $ 222,000 | $ 0 |
| Brazoria County Texas | 4 | $ 660,000 | $ 165,000 | $ 102,000 |
| Ellis County Texas | 4 | $ 1,040,000 | $ 260,000 | $ 65,000 |
| Johnson County Texas | 4 | $ 1,520,000 | $ 380,000 | $ 153,000 |
| Lubbock County Texas | 4 | $ 730,000 | $ 182,000 | $ 65,000 |
| Nueces County Texas | 4 | $ 530,000 | $ 132,000 | $ 57,000 |
| Smith County Texas | 4 | $ 910,000 | $ 227,000 | $ 388,000 |
| Caroline County Virginia | 4 | $ 630,000 | $ 157,000 | $ 91,000 |
| Clarke County Virginia | 4 | $ 1,270,000 | $ 317,000 | $ 65,000 |
| Fluvanna County Virginia | 4 | $ 1,010,000 | $ 252,000 | $ 120,000 |
| Kitsap County Washington | 4 | $ 710,000 | $ 177,000 | $ 92,000 |
| Walla Walla County Washington | 4 | $ 850,000 | $ 212,000 | $ 60,000 |
| Walworth County Wisconsin | 4 | $ 760,000 | $ 190,000 | $ 78,000 |
| Lee County Alabama | 3 | $ 385,000 | $ 128,000 | $ 49,000 |
| Madison County Alabama | 3 | $ 515,000 | $ 171,000 | $ 64,000 |
| Mobile County Alabama | 3 | $ 295,000 | $ 98,000 | $ 49,000 |
| Montgomery County Alabama | 3 | $ 215,000 | $ 71,000 | $ 28,000 |
| Anchorage County Alaska | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Matanuska-Susitna County Alaska | 3 | $ 195,000 | $ 65,000 | $ 0 |
| Cochise County Arizona | 3 | $ 465,000 | $ 155,000 | $ 94,000 |
| Washington County Arkansas | 3 | $ 405,000 | $ 135,000 | $ 82,000 |
| Madera County California | 3 | $ 835,000 | $ 278,000 | $ 65,000 |
| San Luis Obispo County California | 3 | $ 745,000 | $ 248,000 | $ 40,000 |
| Stanislaus County California | 3 | $ 645,000 | $ 215,000 | $ 74,000 |
| New London County Connecticut | 3 | $ 645,000 | $ 215,000 | $ 39,000 |
| Alachua County Florida | 3 | $ 645,000 | $ 215,000 | $ 161,000 |
| Martin County Florida | 3 | $ 525,000 | $ 175,000 | $ 87,000 |
| Wakulla County Florida | 3 | $ 435,000 | $ 145,000 | $ 0 |
| Walton County Florida | 3 | $ 735,000 | $ 245,000 | $ 95,000 |
| Bibb County Georgia | 3 | $ 535,000 | $ 178,000 | $ 88,000 |
| Clarke County Georgia | 3 | $ 475,000 | $ 158,000 | $ 56,000 |
| Pickens County Georgia | 3 | $ 675,000 | $ 225,000 | $ 99,000 |
| Whitfield County Georgia | 3 | $ 405,000 | $ 135,000 | $ 74,000 |
| Winnebago County Illinois | 3 | $ 385,000 | $ 128,000 | $ 53,000 |
| Clark County Indiana | 3 | $ 385,000 | $ 128,000 | $ 61,000 |
| Delaware County Indiana | 3 | $ 305,000 | $ 101,000 | $ 78,000 |
| Floyd County Indiana | 3 | $ 685,000 | $ 228,000 | $ 168,000 |
| Madison County Indiana | 3 | $ 325,000 | $ 108,000 | $ 56,000 |
| Porter County Indiana | 3 | $ 625,000 | $ 208,000 | $ 54,000 |
| Polk County Iowa | 3 | $ 435,000 | $ 145,000 | $ 61,000 |
| Wyandotte County Kansas | 3 | $ 415,000 | $ 138,000 | $ 201,000 |
| St. John the Baptist County Louisiana | 3 | $ 425,000 | $ 141,000 | $ 36,000 |
| Tangipahoa County Louisiana | 3 | $ 695,000 | $ 231,000 | $ 124,000 |
| Cecil County Maryland | 3 | $ 545,000 | $ 181,000 | $ 88,000 |
| St. Mary's County Maryland | 3 | $ 415,000 | $ 138,000 | $ 33,000 |
| Worcester County Maryland | 3 | $ 645,000 | $ 215,000 | $ 162,000 |
| Hampden County Massachusetts | 3 | $ 495,000 | $ 165,000 | $ 58,000 |
| Hampshire County Massachusetts | 3 | $ 535,000 | $ 178,000 | $ 106,000 |
| Barry County Michigan | 3 | $ 645,000 | $ 215,000 | $ 50,000 |
| Berrien County Michigan | 3 | $ 275,000 | $ 91,000 | $ 80,000 |
| Jackson County Michigan | 3 | $ 255,000 | $ 85,000 | $ 48,000 |
| Livingston County Michigan | 3 | $ 1,155,000 | $ 385,000 | $ 138,000 |
| Ottawa County Michigan | 3 | $ 4,395,000 | $ 1,465,000 | $ 109,000 |
| Johnson County Missouri | 3 | $ 345,000 | $ 115,000 | $ 78,000 |
| St. Charles County Missouri | 3 | $ 905,000 | $ 301,000 | $ 95,000 |
| Hillsborough County New Hampshire | 3 | $ 1,245,000 | $ 415,000 | $ 870,000 |
| Merrimack County New Hampshire | 3 | $ 545,000 | $ 181,000 | $ 121,000 |
| Cape May County New Jersey | 3 | $ 215,000 | $ 71,000 | $ 153,000 |
| Sussex County New Jersey | 3 | $ 795,000 | $ 265,000 | $ 122,000 |
| Warren County New Jersey | 3 | $ 675,000 | $ 225,000 | $ 92,000 |
| Lea County New Mexico | 3 | $ 465,000 | $ 155,000 | $ 63,000 |
| Greene County New York | 3 | $ 295,000 | $ 98,000 | $ 211,000 |
| Monroe County New York | 3 | $ 365,000 | $ 121,000 | $ 0 |
| Niagara County New York | 3 | $ 115,000 | $ 38,000 | $ 0 |
| Oswego County New York | 3 | $ 115,000 | $ 38,000 | $ 0 |
| Cabarrus County North Carolina | 3 | $ 525,000 | $ 175,000 | $ 23,000 |
| Catawba County North Carolina | 3 | $ 825,000 | $ 275,000 | $ 128,000 |
| Forsyth County North Carolina | 3 | $ 555,000 | $ 185,000 | $ 0 |
| Franklin County North Carolina | 3 | $ 625,000 | $ 208,000 | $ 99,000 |
| Iredell County North Carolina | 3 | $ 555,000 | $ 185,000 | $ 143,000 |
| Rockingham County North Carolina | 3 | $ 225,000 | $ 75,000 | $ 52,000 |
| Butler County Ohio | 3 | $ 355,000 | $ 118,000 | $ 91,000 |
| Lucas County Ohio | 3 | $ 325,000 | $ 108,000 | $ 0 |
| Cleveland County Oklahoma | 3 | $ 715,000 | $ 238,000 | $ 93,000 |
| Pickens County South Carolina | 3 | $ 815,000 | $ 271,000 | $ 453,000 |
| Lawrence County Tennessee | 3 | $ 725,000 | $ 241,000 | $ 85,000 |
| Maury County Tennessee | 3 | $ 1,065,000 | $ 355,000 | $ 88,000 |
| Sevier County Tennessee | 3 | $ 525,000 | $ 175,000 | $ 118,000 |
| Brazos County Texas | 3 | $ 755,000 | $ 251,000 | $ 105,000 |
| Burnet County Texas | 3 | $ 325,000 | $ 108,000 | $ 38,000 |
| McLennan County Texas | 3 | $ 215,000 | $ 71,000 | $ 0 |
| Montague County Texas | 3 | $ 365,000 | $ 121,000 | $ 0 |
| San Jacinto County Texas | 3 | $ 215,000 | $ 71,000 | $ 39,000 |
| Van Zandt County Texas | 3 | $ 445,000 | $ 148,000 | $ 72,000 |
| Waller County Texas | 3 | $ 385,000 | $ 128,000 | $ 86,000 |
| Tooele County Utah | 3 | $ 1,095,000 | $ 365,000 | $ 78,000 |
| Uintah County Utah | 3 | $ 395,000 | $ 131,000 | $ 47,000 |
| Wasatch County Utah | 3 | $ 905,000 | $ 301,000 | $ 82,000 |
| Alexandria County Virginia | 3 | $ 565,000 | $ 188,000 | $ 104,000 |
| Chesapeake County Virginia | 3 | $ 785,000 | $ 261,000 | $ 69,000 |
| Fauquier County Virginia | 3 | $ 905,000 | $ 301,000 | $ 131,000 |
| Hampton County Virginia | 3 | $ 445,000 | $ 148,000 | $ 60,000 |
| Petersburg County Virginia | 3 | $ 315,000 | $ 105,000 | $ 71,000 |
| Portsmouth County Virginia | 3 | $ 485,000 | $ 161,000 | $ 35,000 |
| Roanoke County Virginia | 3 | $ 565,000 | $ 188,000 | $ 68,000 |
| Douglas County Washington | 3 | $ 825,000 | $ 275,000 | $ 76,000 |
| Kittitas County Washington | 3 | $ 535,000 | $ 178,000 | $ 269,000 |
| Mason County Washington | 3 | $ 605,000 | $ 201,000 | $ 65,000 |
| Pacific County Washington | 3 | $ 335,000 | $ 111,000 | $ 65,000 |
| Whatcom County Washington | 3 | $ 695,000 | $ 231,000 | $ 66,000 |
| Kanawha County West Virginia | 3 | $ 285,000 | $ 95,000 | $ 95,000 |
| Dane County Wisconsin | 3 | $ 585,000 | $ 195,000 | $ 98,000 |
| Blount County Alabama | 2 | $ 280,000 | $ 140,000 | $ 87,000 |
| Cullman County Alabama | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Apache County Arizona | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Navajo County Arizona | 2 | $ 200,000 | $ 100,000 | $ 77,000 |
| Carroll County Arkansas | 2 | $ 390,000 | $ 195,000 | $ 378,000 |
| Garland County Arkansas | 2 | $ 270,000 | $ 135,000 | $ 136,000 |
| Saline County Arkansas | 2 | $ 510,000 | $ 255,000 | $ 116,000 |
| Butte County California | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Lake County California | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Marin County California | 2 | $ 640,000 | $ 320,000 | $ 0 |
| Mono County California | 2 | $ 450,000 | $ 225,000 | $ 165,000 |
| Nevada County California | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Placer County California | 2 | $ 710,000 | $ 355,000 | $ 120,000 |
| San Francisco County California | 2 | $ 830,000 | $ 415,000 | $ 0 |
| Tehama County California | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Ventura County California | 2 | $ 480,000 | $ 240,000 | $ 80,000 |
| Boulder County Colorado | 2 | $ 420,000 | $ 210,000 | $ 49,000 |
| Park County Colorado | 2 | $ 480,000 | $ 240,000 | $ 92,000 |
| Pueblo County Colorado | 2 | $ 500,000 | $ 250,000 | $ 66,000 |
| Tolland County Connecticut | 2 | $ 340,000 | $ 170,000 | $ 69,000 |
| Windham County Connecticut | 2 | $ 570,000 | $ 285,000 | $ 87,000 |
| Kent County Delaware | 2 | $ 620,000 | $ 310,000 | $ 255,000 |
| Charlotte County Florida | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Escambia County Florida | 2 | $ 770,000 | $ 385,000 | $ 41,000 |
| Flagler County Florida | 2 | $ 180,000 | $ 90,000 | $ 31,000 |
| Gulf County Florida | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Monroe County Florida | 2 | $ 770,000 | $ 385,000 | $ 205,000 |
| Putnam County Florida | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Santa Rosa County Florida | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Sumter County Florida | 2 | $ 320,000 | $ 160,000 | $ 195,000 |
| Butts County Georgia | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Fannin County Georgia | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Floyd County Georgia | 2 | $ 230,000 | $ 115,000 | $ 35,000 |
| Gordon County Georgia | 2 | $ 230,000 | $ 115,000 | $ 50,000 |
| Muscogee County Georgia | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Spalding County Georgia | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Lemhi County Idaho | 2 | $ 420,000 | $ 210,000 | $ 96,000 |
| Shoshone County Idaho | 2 | $ 200,000 | $ 100,000 | $ 72,000 |
| DeKalb County Illinois | 2 | $ 120,000 | $ 60,000 | $ 59,000 |
| Kendall County Illinois | 2 | $ 290,000 | $ 145,000 | $ 53,000 |
| Clinton County Indiana | 2 | $ 270,000 | $ 135,000 | $ 51,000 |
| Hancock County Indiana | 2 | $ 440,000 | $ 220,000 | $ 76,000 |
| Hendricks County Indiana | 2 | $ 280,000 | $ 140,000 | $ 50,000 |
| Jackson County Indiana | 2 | $ 110,000 | $ 55,000 | $ 55,000 |
| Johnson County Indiana | 2 | $ 530,000 | $ 265,000 | $ 64,000 |
| LaPorte County Indiana | 2 | $ 1,090,000 | $ 545,000 | $ 436,000 |
| Morgan County Indiana | 2 | $ 240,000 | $ 120,000 | $ 56,000 |
| Daviess County Kentucky | 2 | $ 70,000 | $ 35,000 | $ 30,000 |
| Russell County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 150,000 |
| Lafayette County Louisiana | 2 | $ 30,000 | $ 15,000 | $ 0 |
| St. Landry County Louisiana | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Cumberland County Maine | 2 | $ 340,000 | $ 170,000 | $ 86,000 |
| Calvert County Maryland | 2 | $ 730,000 | $ 365,000 | $ 81,000 |
| Queen Anne's County Maryland | 2 | $ 690,000 | $ 345,000 | $ 172,000 |
| Clinton County Michigan | 2 | $ 310,000 | $ 155,000 | $ 56,000 |
| Crawford County Michigan | 2 | $ 160,000 | $ 80,000 | $ 79,000 |
| Emmet County Michigan | 2 | $ 470,000 | $ 235,000 | $ 165,000 |
| Hillsdale County Michigan | 2 | $ 100,000 | $ 50,000 | $ 86,000 |
| Ionia County Michigan | 2 | $ 3,640,000 | $ 1,820,000 | $ 32,000 |
| Isabella County Michigan | 2 | $ 240,000 | $ 120,000 | $ 66,000 |
| Ogemaw County Michigan | 2 | $ 180,000 | $ 90,000 | $ 35,000 |
| Saginaw County Michigan | 2 | $ 470,000 | $ 235,000 | $ 185,000 |
| St. Clair County Michigan | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Forrest County Mississippi | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Hinds County Mississippi | 2 | $ 280,000 | $ 140,000 | $ 128,000 |
| Jones County Mississippi | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Marshall County Mississippi | 2 | $ 260,000 | $ 130,000 | $ 80,000 |
| Cole County Missouri | 2 | $ 220,000 | $ 110,000 | $ 47,000 |
| Jasper County Missouri | 2 | $ 550,000 | $ 275,000 | $ 126,000 |
| Jefferson County Missouri | 2 | $ 170,000 | $ 85,000 | $ 65,000 |
| Carbon County Montana | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Gallatin County Montana | 2 | $ 550,000 | $ 275,000 | $ 83,000 |
| Lewis and Clark County Montana | 2 | $ 530,000 | $ 265,000 | $ 42,000 |
| Elko County Nevada | 2 | $ 860,000 | $ 430,000 | $ 0 |
| Rockingham County New Hampshire | 2 | $ 590,000 | $ 295,000 | $ 77,000 |
| Allegany County New York | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Jefferson County New York | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Kings County New York | 2 | $ 1,000,000 | $ 500,000 | $ 191,000 |
| Onondaga County New York | 2 | $ 240,000 | $ 120,000 | $ 65,000 |
| Richmond County New York | 2 | $ 870,000 | $ 435,000 | $ 0 |
| Rockland County New York | 2 | $ 350,000 | $ 175,000 | $ 81,000 |
| Ulster County New York | 2 | $ 220,000 | $ 110,000 | $ 59,000 |
| Alamance County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Cherokee County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 184,000 |
| Cleveland County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 40,000 |
| Columbus County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 138,000 |
| Craven County North Carolina | 2 | $ 190,000 | $ 95,000 | $ 22,000 |
| Gaston County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 159,000 |
| Haywood County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Macon County North Carolina | 2 | $ 130,000 | $ 65,000 | $ 34,000 |
| Madison County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 61,000 |
| Nash County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 53,000 |
| Onslow County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 301,000 |
| Pender County North Carolina | 2 | $ 840,000 | $ 420,000 | $ 196,000 |
| Richmond County North Carolina | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Rowan County North Carolina | 2 | $ 190,000 | $ 95,000 | $ 79,000 |
| Union County North Carolina | 2 | $ 760,000 | $ 380,000 | $ 212,000 |
| Lorain County Ohio | 2 | $ 250,000 | $ 125,000 | $ 37,000 |
| Warren County Ohio | 2 | $ 610,000 | $ 305,000 | $ 92,000 |
| Douglas County Oregon | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Jackson County Oregon | 2 | $ 350,000 | $ 175,000 | $ 61,000 |
| Klamath County Oregon | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Linn County Oregon | 2 | $ 590,000 | $ 295,000 | $ 78,000 |
| Yamhill County Oregon | 2 | $ 430,000 | $ 215,000 | $ 72,000 |
| Dauphin County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for First National Bank Of America in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,740 | $1,078,760,000 | $227,000 | $3,555,000 | $100,000 | $1,680,000 |
| Cash-out Refinancing | 341 | $78,275,000 | $229,000 | $765,000 | $91,000 | $430,000 |
| Not Applicable | 322 | $34,570,000 | $107,000 | $705,000 | $0 | $0 |
| Refinancing | 314 | $70,850,000 | $225,000 | $915,000 | $97,000 | $1,929,000 |
| Other Purpose | 163 | $31,045,000 | $190,000 | $905,000 | $99,000 | $1,102,000 |
| Home Improvement | 50 | $7,950,000 | $159,000 | $1,005,000 | $90,000 | $393,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 2,959 | $681,525,000 | $230,000 | $1,005,000 | $91,000 | $1,377,000 |
| Not applicable | 1,817 | $350,975,000 | $193,000 | $3,555,000 | $0 | $0 |
| White | 491 | $113,825,000 | $231,000 | $1,005,000 | $125,000 | $1,153,000 |
| Not Provided | 458 | $103,300,000 | $225,000 | $1,005,000 | $99,000 | $1,670,000 |
| Black or African American | 125 | $30,805,000 | $246,000 | $655,000 | $151,000 | $1,929,000 |
| Asian | 46 | $12,720,000 | $276,000 | $845,000 | $175,000 | $1,680,000 |
| American Indian or Alaskan Native | 23 | $5,435,000 | $236,000 | $635,000 | $109,000 | $420,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $435,000 | $435,000 | $435,000 | $91,000 | $91,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,930 | $1,301,450,000 | $219,000 | $3,555,000 | $99,000 | $1,929,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,740 | $648,730,000 | $236,000 | $3,555,000 | $96,000 | $1,929,000 |
| Loan Purchased By The Institution | 1,754 | $328,340,000 | $187,000 | $945,000 | $0 | $0 |
| Application Withdrawn By Applicant | 873 | $204,925,000 | $234,000 | $1,005,000 | $106,000 | $1,680,000 |
| Application Denied By Financial Institution | 430 | $91,940,000 | $213,000 | $975,000 | $99,000 | $1,377,000 |
| File Closed For Incompleteness | 104 | $20,710,000 | $199,000 | $805,000 | $106,000 | $900,000 |
| Application Approved But Not Accepted | 29 | $6,805,000 | $234,000 | $625,000 | $142,000 | $1,670,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,500 | $1,209,510,000 | $219,000 | $3,555,000 | $99,000 | $1,929,000 |
| Collateral | 163 | $33,705,000 | $206,000 | $975,000 | $102,000 | $413,000 |
| Credit History | 118 | $25,200,000 | $213,000 | $905,000 | $103,000 | $1,377,000 |
| Debt-To-Income Ratio | 48 | $11,380,000 | $237,000 | $625,000 | $55,000 | $172,000 |
| Unverifiable Information | 33 | $6,525,000 | $197,000 | $455,000 | $82,000 | $307,000 |
| Other | 32 | $7,450,000 | $232,000 | $695,000 | $148,000 | $1,102,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 26 | $5,690,000 | $218,000 | $415,000 | $101,000 | $445,000 |
| Credit Application Incomplete | 8 | $1,600,000 | $200,000 | $355,000 | $97,000 | $176,000 |
| Employment History | 2 | $390,000 | $195,000 | $305,000 | $128,000 | $214,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of America's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of America's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.