First National Bank Of America
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

First National Bank Of America 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address First National Bank Of America
241 East Saginaw
East Lansing, MI 48823
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,138
Total Mortgage Loan Application Amount $1,889,170,000
Average Mortgage Loan Application Amount $217,833
Highest Mortgage Loan Application Amount $4,605,000
Average Applicant Income $111,833
Highest Applicant Income $2,477,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with First National Bank Of America. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of America's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2023 breaks down First National Bank Of America's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of America serves its applicants.

Each category highlights the total number of mortgage applications processed by First National Bank Of America, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of America's mortgage activity for 2023.

Mortgage Loan Application Totals for First National Bank Of America by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook County Illinois 227 $ 43,175,000 $ 190,000 $ 84,000
Gwinnett County Georgia 202 $ 57,740,000 $ 285,000 $ 132,000
Fairfield County Connecticut 167 $ 51,805,000 $ 310,000 $ 139,000
Harris County Texas 155 $ 30,395,000 $ 196,000 $ 123,000
Prince George's County Maryland 139 $ 39,785,000 $ 286,000 $ 122,000
New Haven County Connecticut 125 $ 27,605,000 $ 220,000 $ 120,000
Maricopa County Arizona 100 $ 26,220,000 $ 262,000 $ 86,000
Montgomery County Maryland 88 $ 30,250,000 $ 343,000 $ 140,000
Baltimore County Maryland 83 $ 19,945,000 $ 240,000 $ 93,000
Cobb County Georgia 81 $ 20,765,000 $ 256,000 $ 113,000
Clark County Nevada 80 $ 24,010,000 $ 300,000 $ 119,000
DeKalb County Georgia 78 $ 20,200,000 $ 258,000 $ 180,000
Suffolk County New York 77 $ 32,225,000 $ 418,000 $ 156,000
King County Washington 65 $ 28,455,000 $ 437,000 $ 178,000
Marion County Indiana 60 $ 9,110,000 $ 151,000 $ 92,000
Middlesex County Massachusetts 60 $ 25,410,000 $ 423,000 $ 207,000
Anne Arundel County Maryland 57 $ 17,045,000 $ 299,000 $ 148,000
Davidson County Tennessee 57 $ 17,385,000 $ 305,000 $ 160,000
Worcester County Massachusetts 56 $ 18,140,000 $ 323,000 $ 143,000
Chesterfield County Virginia 56 $ 13,850,000 $ 247,000 $ 116,000
Dallas County Texas 55 $ 10,125,000 $ 184,000 $ 139,000
Berkeley County South Carolina 53 $ 14,285,000 $ 269,000 $ 174,000
Lake County Illinois 52 $ 11,110,000 $ 213,000 $ 108,000
Jefferson County Kentucky 51 $ 9,225,000 $ 180,000 $ 141,000
Pierce County Washington 50 $ 16,550,000 $ 331,000 $ 145,000
Broward County Florida 49 $ 10,275,000 $ 209,000 $ 111,000
Palm Beach County Florida 49 $ 15,815,000 $ 322,000 $ 215,000
Burlington County New Jersey 46 $ 13,130,000 $ 285,000 $ 150,000
Ingham County Michigan 43 $ 12,015,000 $ 279,000 $ 128,000
Snohomish County Washington 43 $ 17,985,000 $ 418,000 $ 174,000
Orange County Florida 40 $ 12,970,000 $ 324,000 $ 232,000
Baltimore City County Maryland 40 $ 6,110,000 $ 152,000 $ 98,000
DuPage County Illinois 39 $ 8,945,000 $ 229,000 $ 94,000
Los Angeles County California 38 $ 15,610,000 $ 410,000 $ 180,000
Kent County Michigan 38 $ 7,920,000 $ 208,000 $ 62,000
Hartford County Connecticut 35 $ 6,645,000 $ 189,000 $ 95,000
Franklin County Ohio 35 $ 6,145,000 $ 175,000 $ 82,000
Will County Illinois 34 $ 5,580,000 $ 164,000 $ 73,000
Rutherford County Tennessee 33 $ 9,425,000 $ 285,000 $ 193,000
Adams County Colorado 32 $ 13,700,000 $ 428,000 $ 217,000
Mecklenburg County North Carolina 32 $ 9,060,000 $ 283,000 $ 221,000
Kane County Illinois 30 $ 5,670,000 $ 189,000 $ 98,000
Shelby County Tennessee 30 $ 5,050,000 $ 168,000 $ 101,000
Prince William County Virginia 30 $ 10,890,000 $ 363,000 $ 114,000
Jefferson County Alabama 29 $ 4,875,000 $ 168,000 $ 86,000
Shelby County Alabama 29 $ 6,475,000 $ 223,000 $ 127,000
Philadelphia County Pennsylvania 28 $ 4,990,000 $ 178,000 $ 65,000
Beaufort County South Carolina 28 $ 9,040,000 $ 322,000 $ 234,000
Horry County South Carolina 28 $ 6,320,000 $ 225,000 $ 139,000
Fairfax County Virginia 28 $ 11,900,000 $ 425,000 $ 152,000
Manatee County Florida 27 $ 8,245,000 $ 305,000 $ 140,000
Barrow County Georgia 27 $ 7,705,000 $ 285,000 $ 127,000
Clayton County Georgia 27 $ 5,025,000 $ 186,000 $ 81,000
Paulding County Georgia 27 $ 6,585,000 $ 243,000 $ 120,000
Durham County North Carolina 27 $ 6,385,000 $ 236,000 $ 162,000
Wake County North Carolina 27 $ 8,145,000 $ 301,000 $ 202,000
Travis County Texas 27 $ 8,125,000 $ 300,000 $ 164,000
San Bernardino County California 26 $ 8,210,000 $ 315,000 $ 232,000
New Castle County Delaware 26 $ 6,950,000 $ 267,000 $ 115,000
Lee County Florida 26 $ 6,350,000 $ 244,000 $ 167,000
Fulton County Georgia 26 $ 8,010,000 $ 308,000 $ 193,000
Frederick County Maryland 26 $ 6,870,000 $ 264,000 $ 124,000
Essex County Massachusetts 26 $ 12,700,000 $ 488,000 $ 196,000
Essex County New Jersey 25 $ 8,715,000 $ 348,000 $ 169,000
Stanislaus County California 24 $ 7,640,000 $ 318,000 $ 165,000
Barnstable County Massachusetts 24 $ 9,520,000 $ 396,000 $ 143,000
Camden County New Jersey 24 $ 4,970,000 $ 207,000 $ 92,000
Johnston County North Carolina 24 $ 5,790,000 $ 241,000 $ 188,000
Allegheny County Pennsylvania 24 $ 3,350,000 $ 139,000 $ 59,000
Tarrant County Texas 24 $ 5,530,000 $ 230,000 $ 207,000
Duval County Florida 23 $ 5,675,000 $ 246,000 $ 129,000
Hillsborough County Florida 23 $ 6,195,000 $ 269,000 $ 135,000
Fayette County Kentucky 23 $ 4,215,000 $ 183,000 $ 72,000
Charles County Maryland 23 $ 7,765,000 $ 337,000 $ 113,000
Washoe County Nevada 23 $ 6,305,000 $ 274,000 $ 106,000
Union County New Jersey 23 $ 8,115,000 $ 352,000 $ 155,000
Westchester County New York 23 $ 8,635,000 $ 375,000 $ 159,000
Marion County Oregon 22 $ 8,420,000 $ 382,000 $ 171,000
Plymouth County Massachusetts 21 $ 8,715,000 $ 415,000 $ 181,000
Cumberland County New Jersey 21 $ 3,045,000 $ 145,000 $ 51,000
Hamilton County Ohio 21 $ 3,415,000 $ 162,000 $ 70,000
Charleston County South Carolina 21 $ 4,795,000 $ 228,000 $ 180,000
Jasper County South Carolina 21 $ 6,075,000 $ 289,000 $ 231,000
Montgomery County Texas 21 $ 5,325,000 $ 253,000 $ 203,000
Henrico County Virginia 21 $ 4,795,000 $ 228,000 $ 101,000
Polk County Florida 20 $ 5,470,000 $ 273,000 $ 199,000
Cherokee County Georgia 20 $ 6,140,000 $ 307,000 $ 116,000
Bristol County Massachusetts 20 $ 6,550,000 $ 327,000 $ 151,000
Wayne County Michigan 20 $ 2,650,000 $ 132,000 $ 77,000
Morris County New Jersey 20 $ 7,350,000 $ 367,000 $ 206,000
Ocean County New Jersey 20 $ 6,170,000 $ 308,000 $ 114,000
Nassau County New York 20 $ 8,630,000 $ 431,000 $ 160,000
Bexar County Texas 20 $ 2,450,000 $ 122,000 $ 86,000
Fort Bend County Texas 20 $ 5,870,000 $ 293,000 $ 118,000
Utah County Utah 20 $ 8,280,000 $ 414,000 $ 169,000
Miami-Dade County Florida 19 $ 6,475,000 $ 340,000 $ 160,000
Douglas County Georgia 19 $ 3,965,000 $ 208,000 $ 107,000
Kern County California 18 $ 5,020,000 $ 278,000 $ 83,000
Riverside County California 18 $ 6,540,000 $ 363,000 $ 166,000
Arapahoe County Colorado 18 $ 7,060,000 $ 392,000 $ 159,000
Litchfield County Connecticut 18 $ 4,170,000 $ 231,000 $ 117,000
Sussex County Delaware 18 $ 4,040,000 $ 224,000 $ 90,000
Lake County Florida 18 $ 6,520,000 $ 362,000 $ 189,000
Hall County Georgia 18 $ 4,810,000 $ 267,000 $ 111,000
Jefferson County Louisiana 18 $ 3,020,000 $ 167,000 $ 90,000
Washington County Maryland 18 $ 4,540,000 $ 252,000 $ 151,000
Mercer County New Jersey 18 $ 3,950,000 $ 219,000 $ 110,000
Hamilton County Tennessee 18 $ 3,380,000 $ 187,000 $ 95,000
Fresno County California 17 $ 3,795,000 $ 223,000 $ 94,000
Pasco County Florida 17 $ 5,805,000 $ 341,000 $ 367,000
Forsyth County Georgia 17 $ 5,425,000 $ 319,000 $ 249,000
Rockdale County Georgia 17 $ 4,475,000 $ 263,000 $ 193,000
Montgomery County Pennsylvania 17 $ 4,385,000 $ 257,000 $ 102,000
Jackson County Missouri 16 $ 2,280,000 $ 142,000 $ 72,000
Monmouth County New Jersey 16 $ 5,790,000 $ 361,000 $ 152,000
Washington County Oregon 16 $ 6,750,000 $ 421,000 $ 146,000
Hays County Texas 16 $ 4,600,000 $ 287,000 $ 126,000
Henry County Georgia 15 $ 4,075,000 $ 271,000 $ 115,000
McHenry County Illinois 15 $ 2,785,000 $ 185,000 $ 121,000
Orange County New York 15 $ 4,225,000 $ 281,000 $ 132,000
Greenville County South Carolina 15 $ 2,245,000 $ 149,000 $ 115,000
Bastrop County Texas 15 $ 3,725,000 $ 248,000 $ 120,000
Merced County California 14 $ 3,990,000 $ 285,000 $ 118,000
San Diego County California 14 $ 6,900,000 $ 492,000 $ 178,000
Denver County Colorado 14 $ 4,190,000 $ 299,000 $ 276,000
Multnomah County Oregon 14 $ 4,960,000 $ 354,000 $ 123,000
Denton County Texas 14 $ 4,280,000 $ 305,000 $ 218,000
Roanoke City County Virginia 14 $ 2,380,000 $ 170,000 $ 100,000
Clark County Washington 14 $ 4,480,000 $ 320,000 $ 115,000
Madison County Alabama 13 $ 2,225,000 $ 171,000 $ 84,000
Johnson County Kansas 13 $ 3,965,000 $ 305,000 $ 189,000
Bergen County New Jersey 13 $ 5,345,000 $ 411,000 $ 157,000
Middlesex County New Jersey 13 $ 3,735,000 $ 287,000 $ 89,000
Delaware County Pennsylvania 13 $ 2,695,000 $ 207,000 $ 121,000
Pima County Arizona 12 $ 2,520,000 $ 210,000 $ 83,000
Monterey County California 12 $ 5,400,000 $ 450,000 $ 194,000
Weld County Colorado 12 $ 4,480,000 $ 373,000 $ 216,000
Osceola County Florida 12 $ 3,460,000 $ 288,000 $ 298,000
Kendall County Illinois 12 $ 2,490,000 $ 207,000 $ 81,000
Wicomico County Maryland 12 $ 2,450,000 $ 204,000 $ 102,000
Williamson County Texas 12 $ 3,720,000 $ 310,000 $ 131,000
Richmond City County Virginia 12 $ 2,000,000 $ 166,000 $ 70,000
Sacramento County California 11 $ 3,385,000 $ 307,000 $ 102,000
San Joaquin County California 11 $ 4,165,000 $ 378,000 $ 139,000
Solano County California 11 $ 4,335,000 $ 394,000 $ 141,000
Sarasota County Florida 11 $ 3,415,000 $ 310,000 $ 112,000
Jackson County Georgia 11 $ 2,535,000 $ 230,000 $ 151,000
DeKalb County Illinois 11 $ 1,865,000 $ 169,000 $ 94,000
Norfolk County Virginia 11 $ 2,485,000 $ 225,000 $ 88,000
Alameda County California 10 $ 3,660,000 $ 366,000 $ 155,000
Contra Costa County California 10 $ 4,220,000 $ 422,000 $ 149,000
Orange County California 10 $ 4,860,000 $ 486,000 $ 165,000
St. Lucie County Florida 10 $ 2,770,000 $ 277,000 $ 153,000
Volusia County Florida 10 $ 2,100,000 $ 210,000 $ 147,000
Walton County Georgia 10 $ 3,510,000 $ 351,000 $ 148,000
Wyandotte County Kansas 10 $ 1,740,000 $ 174,000 $ 90,000
East Baton Rouge County Louisiana 10 $ 1,580,000 $ 158,000 $ 78,000
DeSoto County Mississippi 10 $ 2,670,000 $ 267,000 $ 138,000
Douglas County Nebraska 10 $ 2,230,000 $ 223,000 $ 151,000
Gloucester County New Jersey 10 $ 2,440,000 $ 244,000 $ 82,000
Passaic County New Jersey 10 $ 3,740,000 $ 374,000 $ 191,000
Bronx County New York 10 $ 4,100,000 $ 410,000 $ 144,000
Dutchess County New York 10 $ 2,600,000 $ 260,000 $ 103,000
Chester County Pennsylvania 10 $ 2,830,000 $ 283,000 $ 99,000
Robertson County Tennessee 10 $ 2,860,000 $ 286,000 $ 72,000
Galveston County Texas 10 $ 1,960,000 $ 196,000 $ 72,000
Kaufman County Texas 10 $ 2,890,000 $ 289,000 $ 299,000
Chesapeake County Virginia 10 $ 2,300,000 $ 230,000 $ 89,000
El Paso County Colorado 9 $ 2,845,000 $ 316,000 $ 116,000
Middlesex County Connecticut 9 $ 2,875,000 $ 319,000 $ 157,000
Escambia County Florida 9 $ 1,705,000 $ 189,000 $ 128,000
Pinellas County Florida 9 $ 2,515,000 $ 279,000 $ 205,000
Orleans County Louisiana 9 $ 1,285,000 $ 142,000 $ 132,000
Clinton County Michigan 9 $ 1,935,000 $ 215,000 $ 35,000
Oakland County Michigan 9 $ 2,205,000 $ 245,000 $ 169,000
Hillsborough County New Hampshire 9 $ 4,275,000 $ 475,000 $ 241,000
Atlantic County New Jersey 9 $ 1,915,000 $ 212,000 $ 63,000
Rutherford County North Carolina 9 $ 985,000 $ 109,000 $ 85,000
Butler County Ohio 9 $ 1,345,000 $ 149,000 $ 64,000
Lexington County South Carolina 9 $ 1,435,000 $ 159,000 $ 199,000
Richland County South Carolina 9 $ 2,825,000 $ 313,000 $ 153,000
Salt Lake County Utah 9 $ 2,685,000 $ 298,000 $ 90,000
Frederick County Virginia 9 $ 2,415,000 $ 268,000 $ 70,000
Spotsylvania County Virginia 9 $ 2,765,000 $ 307,000 $ 108,000
Virginia Beach County Virginia 9 $ 2,455,000 $ 272,000 $ 122,000
Benton County Arkansas 8 $ 1,560,000 $ 195,000 $ 123,000
Tulare County California 8 $ 1,750,000 $ 218,000 $ 78,000
Jefferson County Colorado 8 $ 2,910,000 $ 363,000 $ 259,000
New London County Connecticut 8 $ 1,650,000 $ 206,000 $ 101,000
Brevard County Florida 8 $ 2,340,000 $ 292,000 $ 111,000
Carroll County Georgia 8 $ 1,980,000 $ 247,000 $ 107,000
Winnebago County Illinois 8 $ 1,060,000 $ 132,000 $ 80,000
Harford County Maryland 8 $ 2,330,000 $ 291,000 $ 162,000
Howard County Maryland 8 $ 3,000,000 $ 375,000 $ 162,000
Eaton County Michigan 8 $ 7,620,000 $ 952,000 $ 278,000
Putnam County New York 8 $ 2,170,000 $ 271,000 $ 117,000
Forsyth County North Carolina 8 $ 1,770,000 $ 221,000 $ 146,000
Brazoria County Texas 8 $ 1,560,000 $ 195,000 $ 88,000
Davis County Utah 8 $ 4,370,000 $ 546,000 $ 592,000
Stafford County Virginia 8 $ 2,060,000 $ 257,000 $ 85,000
Washington County Arkansas 7 $ 1,285,000 $ 183,000 $ 107,000
Douglas County Colorado 7 $ 2,955,000 $ 422,000 $ 139,000
Citrus County Florida 7 $ 945,000 $ 135,000 $ 130,000
Hernando County Florida 7 $ 2,185,000 $ 312,000 $ 153,000
Marion County Florida 7 $ 1,045,000 $ 149,000 $ 61,000
Chatham County Georgia 7 $ 1,935,000 $ 276,000 $ 149,000
Clark County Indiana 7 $ 1,335,000 $ 190,000 $ 94,000
Tippecanoe County Indiana 7 $ 1,705,000 $ 243,000 $ 79,000
Hennepin County Minnesota 7 $ 1,705,000 $ 243,000 $ 115,000
Cape May County New Jersey 7 $ 1,315,000 $ 187,000 $ 92,000
Hudson County New Jersey 7 $ 3,305,000 $ 472,000 $ 198,000
Queens County New York 7 $ 3,645,000 $ 520,000 $ 243,000
Rockland County New York 7 $ 3,195,000 $ 456,000 $ 152,000
Gaston County North Carolina 7 $ 1,155,000 $ 165,000 $ 83,000
Guilford County North Carolina 7 $ 1,315,000 $ 187,000 $ 104,000
Linn County Oregon 7 $ 2,105,000 $ 300,000 $ 126,000
Dauphin County Pennsylvania 7 $ 825,000 $ 117,000 $ 79,000
Wilson County Tennessee 7 $ 1,705,000 $ 243,000 $ 68,000
Grant County Washington 7 $ 1,435,000 $ 205,000 $ 85,000
Thurston County Washington 7 $ 1,745,000 $ 249,000 $ 97,000
Yakima County Washington 7 $ 1,485,000 $ 212,000 $ 106,000
Mobile County Alabama 6 $ 680,000 $ 113,000 $ 105,000
Pinal County Arizona 6 $ 1,290,000 $ 215,000 $ 75,000
Madera County California 6 $ 2,020,000 $ 336,000 $ 113,000
Santa Clara County California 6 $ 3,590,000 $ 598,000 $ 236,000
Sonoma County California 6 $ 2,840,000 $ 473,000 $ 272,000
Bay County Florida 6 $ 1,610,000 $ 268,000 $ 211,000
Bartow County Georgia 6 $ 1,310,000 $ 218,000 $ 82,000
Floyd County Georgia 6 $ 1,410,000 $ 235,000 $ 412,000
Newton County Georgia 6 $ 1,140,000 $ 190,000 $ 102,000
Bullitt County Kentucky 6 $ 1,340,000 $ 223,000 $ 97,000
Warren County Kentucky 6 $ 770,000 $ 128,000 $ 49,000
Carroll County Maryland 6 $ 2,580,000 $ 430,000 $ 161,000
Norfolk County Massachusetts 6 $ 3,030,000 $ 505,000 $ 221,000
Anoka County Minnesota 6 $ 1,490,000 $ 248,000 $ 86,000
Sarpy County Nebraska 6 $ 1,130,000 $ 188,000 $ 0
Harnett County North Carolina 6 $ 1,090,000 $ 181,000 $ 164,000
Pender County North Carolina 6 $ 1,210,000 $ 201,000 $ 92,000
Union County North Carolina 6 $ 1,580,000 $ 263,000 $ 202,000
Vance County North Carolina 6 $ 760,000 $ 126,000 $ 140,000
Beaver County Pennsylvania 6 $ 1,340,000 $ 223,000 $ 96,000
Bucks County Pennsylvania 6 $ 1,720,000 $ 286,000 $ 90,000
Luzerne County Pennsylvania 6 $ 660,000 $ 110,000 $ 61,000
York County South Carolina 6 $ 1,730,000 $ 288,000 $ 197,000
Knox County Tennessee 6 $ 1,230,000 $ 205,000 $ 80,000
Sevier County Tennessee 6 $ 1,600,000 $ 266,000 $ 96,000
Liberty County Texas 6 $ 890,000 $ 148,000 $ 74,000
Loudoun County Virginia 6 $ 2,450,000 $ 408,000 $ 180,000
Portsmouth County Virginia 6 $ 900,000 $ 150,000 $ 70,000
Milwaukee County Wisconsin 6 $ 980,000 $ 163,000 $ 74,000
Lee County Alabama 5 $ 495,000 $ 99,000 $ 65,000
Coconino County Arizona 5 $ 1,075,000 $ 215,000 $ 526,000
Mohave County Arizona 5 $ 895,000 $ 179,000 $ 69,000
Yavapai County Arizona 5 $ 1,035,000 $ 207,000 $ 99,000
District of Columbia County District Of Columbia 5 $ 1,775,000 $ 355,000 $ 104,000
Alachua County Florida 5 $ 1,165,000 $ 233,000 $ 148,000
Santa Rosa County Florida 5 $ 1,105,000 $ 221,000 $ 141,000
Walton County Florida 5 $ 1,615,000 $ 323,000 $ 138,000
Hamilton County Indiana 5 $ 1,115,000 $ 223,000 $ 134,000
Kosciusko County Indiana 5 $ 1,095,000 $ 219,000 $ 81,000
Porter County Indiana 5 $ 675,000 $ 135,000 $ 50,000
Polk County Iowa 5 $ 965,000 $ 193,000 $ 98,000
Franklin County Kentucky 5 $ 815,000 $ 163,000 $ 68,000
St. Mary's County Maryland 5 $ 1,185,000 $ 237,000 $ 85,000
Ramsey County Minnesota 5 $ 1,075,000 $ 215,000 $ 81,000
Richmond County New York 5 $ 1,815,000 $ 363,000 $ 146,000
Cabarrus County North Carolina 5 $ 1,425,000 $ 285,000 $ 151,000
Randolph County North Carolina 5 $ 695,000 $ 139,000 $ 48,000
Wayne County North Carolina 5 $ 625,000 $ 125,000 $ 127,000
Deschutes County Oregon 5 $ 1,435,000 $ 287,000 $ 126,000
Dorchester County South Carolina 5 $ 1,295,000 $ 259,000 $ 221,000
Dickson County Tennessee 5 $ 925,000 $ 185,000 $ 117,000
Sumner County Tennessee 5 $ 1,425,000 $ 285,000 $ 111,000
Bell County Texas 5 $ 535,000 $ 107,000 $ 89,000
Collin County Texas 5 $ 1,965,000 $ 393,000 $ 168,000
Ector County Texas 5 $ 545,000 $ 109,000 $ 0
Ellis County Texas 5 $ 955,000 $ 191,000 $ 106,000
Newport News County Virginia 5 $ 1,015,000 $ 203,000 $ 64,000
Roanoke County Virginia 5 $ 855,000 $ 171,000 $ 175,000
Winchester County Virginia 5 $ 1,325,000 $ 265,000 $ 84,000
Kitsap County Washington 5 $ 1,645,000 $ 329,000 $ 101,000
Baldwin County Alabama 4 $ 1,620,000 $ 405,000 $ 110,000
Calhoun County Alabama 4 $ 390,000 $ 97,000 $ 63,000
Montgomery County Alabama 4 $ 530,000 $ 132,000 $ 53,000
Lake County California 4 $ 1,120,000 $ 280,000 $ 140,000
Yolo County California 4 $ 1,310,000 $ 327,000 $ 231,000
Elbert County Colorado 4 $ 2,860,000 $ 715,000 $ 245,000
Kent County Delaware 4 $ 1,200,000 $ 300,000 $ 72,000
Bibb County Georgia 4 $ 650,000 $ 162,000 $ 97,000
Glynn County Georgia 4 $ 1,240,000 $ 310,000 $ 137,000
Madison County Georgia 4 $ 970,000 $ 242,000 $ 88,000
Whitfield County Georgia 4 $ 590,000 $ 147,000 $ 50,000
Hawaii County Hawaii 4 $ 710,000 $ 177,000 $ 111,000
Boone County Illinois 4 $ 630,000 $ 157,000 $ 77,000
Bartholomew County Indiana 4 $ 680,000 $ 170,000 $ 76,000
Johnson County Indiana 4 $ 940,000 $ 235,000 $ 112,000
Madison County Indiana 4 $ 660,000 $ 165,000 $ 173,000
Sedgwick County Kansas 4 $ 480,000 $ 120,000 $ 45,000
Madison County Kentucky 4 $ 1,330,000 $ 332,000 $ 153,000
Livingston County Louisiana 4 $ 700,000 $ 175,000 $ 85,000
Caroline County Maryland 4 $ 960,000 $ 240,000 $ 0
Talbot County Maryland 4 $ 980,000 $ 245,000 $ 74,000
Hampden County Massachusetts 4 $ 1,280,000 $ 320,000 $ 126,000
Hampshire County Massachusetts 4 $ 1,610,000 $ 402,000 $ 194,000
Calhoun County Michigan 4 $ 390,000 $ 97,000 $ 52,000
Ionia County Michigan 4 $ 820,000 $ 205,000 $ 50,000
Kalkaska County Michigan 4 $ 580,000 $ 145,000 $ 110,000
Macomb County Michigan 4 $ 390,000 $ 97,000 $ 41,000
Washtenaw County Michigan 4 $ 930,000 $ 232,000 $ 65,000
Dakota County Minnesota 4 $ 1,520,000 $ 380,000 $ 161,000
Clay County Missouri 4 $ 1,190,000 $ 297,000 $ 128,000
Lyon County Nevada 4 $ 550,000 $ 137,000 $ 55,000
Somerset County New Jersey 4 $ 1,210,000 $ 302,000 $ 104,000
Kings County New York 4 $ 2,080,000 $ 520,000 $ 158,000
Buncombe County North Carolina 4 $ 1,100,000 $ 275,000 $ 336,000
Cumberland County North Carolina 4 $ 650,000 $ 162,000 $ 149,000
Davie County North Carolina 4 $ 720,000 $ 180,000 $ 109,000
Franklin County North Carolina 4 $ 1,070,000 $ 267,000 $ 217,000
New Hanover County North Carolina 4 $ 1,120,000 $ 280,000 $ 83,000
Onslow County North Carolina 4 $ 720,000 $ 180,000 $ 71,000
Orange County North Carolina 4 $ 1,020,000 $ 255,000 $ 220,000
Rowan County North Carolina 4 $ 830,000 $ 207,000 $ 556,000
Cuyahoga County Ohio 4 $ 610,000 $ 152,000 $ 91,000
Warren County Ohio 4 $ 1,220,000 $ 305,000 $ 215,000
Clackamas County Oregon 4 $ 1,740,000 $ 435,000 $ 172,000
Berks County Pennsylvania 4 $ 820,000 $ 205,000 $ 154,000
Lackawanna County Pennsylvania 4 $ 500,000 $ 125,000 $ 45,000
Northampton County Pennsylvania 4 $ 790,000 $ 197,000 $ 84,000
Spartanburg County South Carolina 4 $ 790,000 $ 197,000 $ 50,000
Cameron County Texas 4 $ 170,000 $ 42,000 $ 67,000
Comal County Texas 4 $ 1,480,000 $ 370,000 $ 864,000
Guadalupe County Texas 4 $ 920,000 $ 230,000 $ 114,000
Hidalgo County Texas 4 $ 470,000 $ 117,000 $ 83,000
Parker County Texas 4 $ 1,380,000 $ 345,000 $ 83,000
Culpeper County Virginia 4 $ 1,070,000 $ 267,000 $ 136,000
Hanover County Virginia 4 $ 950,000 $ 237,000 $ 110,000
Warren County Virginia 4 $ 810,000 $ 202,000 $ 169,000
Douglas County Washington 4 $ 1,340,000 $ 335,000 $ 90,000
Franklin County Washington 4 $ 1,210,000 $ 302,000 $ 149,000
Island County Washington 4 $ 1,300,000 $ 325,000 $ 122,000
Lewis County Washington 4 $ 1,250,000 $ 312,000 $ 110,000
Mason County Washington 4 $ 1,090,000 $ 272,000 $ 86,000
Sweetwater County Wyoming 4 $ 730,000 $ 182,000 $ 87,000
Tuscaloosa County Alabama 3 $ 445,000 $ 148,000 $ 129,000
Kenai Peninsula County Alaska 3 $ 185,000 $ 61,000 $ 0
Matanuska-Susitna County Alaska 3 $ 225,000 $ 75,000 $ 0
Cochise County Arizona 3 $ 355,000 $ 118,000 $ 83,000
Pulaski County Arkansas 3 $ 645,000 $ 215,000 $ 132,000
Marin County California 3 $ 1,925,000 $ 641,000 $ 217,000
San Benito County California 3 $ 1,445,000 $ 481,000 $ 146,000
Boulder County Colorado 3 $ 1,015,000 $ 338,000 $ 152,000
Tolland County Connecticut 3 $ 555,000 $ 185,000 $ 115,000
Windham County Connecticut 3 $ 655,000 $ 218,000 $ 98,000
Clay County Florida 3 $ 815,000 $ 271,000 $ 104,000
Collier County Florida 3 $ 685,000 $ 228,000 $ 0
Highlands County Florida 3 $ 175,000 $ 58,000 $ 36,000
Okaloosa County Florida 3 $ 825,000 $ 275,000 $ 0
Coweta County Georgia 3 $ 775,000 $ 258,000 $ 99,000
Fayette County Georgia 3 $ 815,000 $ 271,000 $ 106,000
Hart County Georgia 3 $ 755,000 $ 251,000 $ 89,000
Houston County Georgia 3 $ 635,000 $ 211,000 $ 170,000
Canyon County Idaho 3 $ 1,185,000 $ 395,000 $ 175,000
Champaign County Illinois 3 $ 605,000 $ 201,000 $ 192,000
Jo Daviess County Illinois 3 $ 435,000 $ 145,000 $ 82,000
Lake County Indiana 3 $ 325,000 $ 108,000 $ 54,000
Randolph County Indiana 3 $ 285,000 $ 95,000 $ 34,000
Bossier County Louisiana 3 $ 485,000 $ 161,000 $ 78,000
Calcasieu County Louisiana 3 $ 385,000 $ 128,000 $ 117,000
Lafayette County Louisiana 3 $ 825,000 $ 275,000 $ 158,000
St. John the Baptist County Louisiana 3 $ 315,000 $ 105,000 $ 116,000
Calvert County Maryland 3 $ 645,000 $ 215,000 $ 108,000
Dorchester County Maryland 3 $ 425,000 $ 141,000 $ 149,000
Dukes County Massachusetts 3 $ 1,975,000 $ 658,000 $ 265,000
Suffolk County Massachusetts 3 $ 1,705,000 $ 568,000 $ 365,000
Grand Traverse County Michigan 3 $ 745,000 $ 248,000 $ 0
Newaygo County Michigan 3 $ 235,000 $ 78,000 $ 83,000
Ottawa County Michigan 3 $ 935,000 $ 311,000 $ 53,000
Van Buren County Michigan 3 $ 545,000 $ 181,000 $ 122,000
Christian County Missouri 3 $ 725,000 $ 241,000 $ 82,000
Greene County Missouri 3 $ 1,235,000 $ 411,000 $ 221,000
Jasper County Missouri 3 $ 335,000 $ 111,000 $ 68,000
St. Louis County Missouri 3 $ 395,000 $ 131,000 $ 61,000
St. Louis City County Missouri 3 $ 335,000 $ 111,000 $ 72,000
Sussex County New Jersey 3 $ 645,000 $ 215,000 $ 81,000
Lea County New Mexico 3 $ 705,000 $ 235,000 $ 134,000
Allegany County New York 3 $ 215,000 $ 71,000 $ 86,000
Chenango County New York 3 $ 285,000 $ 95,000 $ 100,000
Erie County New York 3 $ 565,000 $ 188,000 $ 282,000
Alamance County North Carolina 3 $ 435,000 $ 145,000 $ 53,000
Iredell County North Carolina 3 $ 465,000 $ 155,000 $ 58,000
Lenoir County North Carolina 3 $ 325,000 $ 108,000 $ 89,000
Pitt County North Carolina 3 $ 345,000 $ 115,000 $ 70,000
Wilson County North Carolina 3 $ 475,000 $ 158,000 $ 91,000
Summit County Ohio 3 $ 255,000 $ 85,000 $ 77,000
Oklahoma County Oklahoma 3 $ 815,000 $ 271,000 $ 0
Polk County Oregon 3 $ 1,425,000 $ 475,000 $ 217,000
Monroe County Pennsylvania 3 $ 535,000 $ 178,000 $ 130,000
Anderson County Tennessee 3 $ 535,000 $ 178,000 $ 60,000
Bedford County Tennessee 3 $ 895,000 $ 298,000 $ 91,000
Bradley County Tennessee 3 $ 575,000 $ 191,000 $ 63,000
Cheatham County Tennessee 3 $ 775,000 $ 258,000 $ 106,000
Hamblen County Tennessee 3 $ 385,000 $ 128,000 $ 93,000
Marshall County Tennessee 3 $ 1,105,000 $ 368,000 $ 222,000
Maury County Tennessee 3 $ 905,000 $ 301,000 $ 175,000
Montgomery County Tennessee 3 $ 585,000 $ 195,000 $ 64,000
Grimes County Texas 3 $ 895,000 $ 298,000 $ 0
Hunt County Texas 3 $ 875,000 $ 291,000 $ 170,000
Jefferson County Texas 3 $ 415,000 $ 138,000 $ 54,000
Taylor County Texas 3 $ 275,000 $ 91,000 $ 0
Tom Green County Texas 3 $ 275,000 $ 91,000 $ 0
Wharton County Texas 3 $ 425,000 $ 141,000 $ 54,000
Wood County Texas 3 $ 555,000 $ 185,000 $ 99,000
Weber County Utah 3 $ 1,295,000 $ 431,000 $ 194,000
Manassas County Virginia 3 $ 1,385,000 $ 461,000 $ 144,000
Powhatan County Virginia 3 $ 575,000 $ 191,000 $ 143,000
Benton County Washington 3 $ 655,000 $ 218,000 $ 77,000
Chelan County Washington 3 $ 755,000 $ 251,000 $ 74,000
Cowlitz County Washington 3 $ 975,000 $ 325,000 $ 131,000
Spokane County Washington 3 $ 535,000 $ 178,000 $ 50,000
Gilmer County West Virginia 3 $ 365,000 $ 121,000 $ 76,000
Jefferson County West Virginia 3 $ 615,000 $ 205,000 $ 59,000
Mercer County West Virginia 3 $ 315,000 $ 105,000 $ 109,000
Vilas County Wisconsin 3 $ 475,000 $ 158,000 $ 89,000
Chilton County Alabama 2 $ 190,000 $ 95,000 $ 86,000
Colbert County Alabama 2 $ 110,000 $ 55,000 $ 21,000
Houston County Alabama 2 $ 450,000 $ 225,000 $ 101,000
Limestone County Alabama 2 $ 360,000 $ 180,000 $ 152,000
Marshall County Alabama 2 $ 430,000 $ 215,000 $ 95,000
St. Clair County Alabama 2 $ 290,000 $ 145,000 $ 59,000
Walker County Alabama 2 $ 190,000 $ 95,000 $ 56,000
La Paz County Arizona 2 $ 310,000 $ 155,000 $ 0
Navajo County Arizona 2 $ 400,000 $ 200,000 $ 0
Yuma County Arizona 2 $ 150,000 $ 75,000 $ 0
Butte County California 2 $ 310,000 $ 155,000 $ 122,000
Calaveras County California 2 $ 550,000 $ 275,000 $ 177,000
Del Norte County California 2 $ 830,000 $ 415,000 $ 537,000
Imperial County California 2 $ 210,000 $ 105,000 $ 117,000
Placer County California 2 $ 810,000 $ 405,000 $ 0
Ventura County California 2 $ 1,020,000 $ 510,000 $ 167,000
Larimer County Colorado 2 $ 710,000 $ 355,000 $ 149,000
Las Animas County Colorado 2 $ 280,000 $ 140,000 $ 0
Mesa County Colorado 2 $ 600,000 $ 300,000 $ 79,000
Morgan County Colorado 2 $ 600,000 $ 300,000 $ 98,000
Park County Colorado 2 $ 610,000 $ 305,000 $ 108,000
Charlotte County Florida 2 $ 240,000 $ 120,000 $ 42,000
Flagler County Florida 2 $ 650,000 $ 325,000 $ 119,000
Gilchrist County Florida 2 $ 410,000 $ 205,000 $ 0
Levy County Florida 2 $ 290,000 $ 145,000 $ 84,000
Monroe County Florida 2 $ 470,000 $ 235,000 $ 210,000
Putnam County Florida 2 $ 350,000 $ 175,000 $ 101,000
St. Johns County Florida 2 $ 560,000 $ 280,000 $ 123,000
Banks County Georgia 2 $ 260,000 $ 130,000 $ 0
Dawson County Georgia 2 $ 480,000 $ 240,000 $ 105,000
Effingham County Georgia 2 $ 420,000 $ 210,000 $ 98,000
Franklin County Georgia 2 $ 140,000 $ 70,000 $ 0
Gordon County Georgia 2 $ 260,000 $ 130,000 $ 0
Grady County Georgia 2 $ 140,000 $ 70,000 $ 31,000
Lowndes County Georgia 2 $ 310,000 $ 155,000 $ 0
Lumpkin County Georgia 2 $ 430,000 $ 215,000 $ 152,000
Pickens County Georgia 2 $ 570,000 $ 285,000 $ 98,000
Richmond County Georgia 2 $ 330,000 $ 165,000 $ 0
Bonner County Idaho 2 $ 1,240,000 $ 620,000 $ 624,000
Lemhi County Idaho 2 $ 360,000 $ 180,000 $ 250,000
Johnson County Illinois 2 $ 210,000 $ 105,000 $ 123,000
Madison County Illinois 2 $ 180,000 $ 90,000 $ 83,000
Peoria County Illinois 2 $ 520,000 $ 260,000 $ 128,000
Allen County Indiana 2 $ 730,000 $ 365,000 $ 190,000
Floyd County Indiana 2 $ 180,000 $ 90,000 $ 64,000
Hendricks County Indiana 2 $ 420,000 $ 210,000 $ 85,000
LaPorte County Indiana 2 $ 150,000 $ 75,000 $ 50,000
Vanderburgh County Indiana 2 $ 310,000 $ 155,000 $ 46,000
Campbell County Kentucky 2 $ 300,000 $ 150,000 $ 39,000
Christian County Kentucky 2 $ 280,000 $ 140,000 $ 74,000
Clark County Kentucky 2 $ 430,000 $ 215,000 $ 71,000
Scott County Kentucky 2 $ 380,000 $ 190,000 $ 59,000
Acadia County Louisiana 2 $ 420,000 $ 210,000 $ 0
Ascension County Louisiana 2 $ 310,000 $ 155,000 $ 84,000
St. Martin County Louisiana 2 $ 650,000 $ 325,000 $ 116,000
Tangipahoa County Louisiana 2 $ 370,000 $ 185,000 $ 284,000
Washington County Louisiana 2 $ 140,000 $ 70,000 $ 0
Penobscot County Maine 2 $ 90,000 $ 45,000 $ 0
Somerset County Maine 2 $ 60,000 $ 30,000 $ 0
Franklin County Massachusetts 2 $ 250,000 $ 125,000 $ 64,000
Allegan County Michigan 2 $ 280,000 $ 140,000 $ 126,000
Genesee County Michigan 2 $ 470,000 $ 235,000 $ 55,000
Jackson County Michigan 2 $ 130,000 $ 65,000 $ 31,000
Kalamazoo County Michigan 2 $ 480,000 $ 240,000 $ 76,000
Muskegon County Michigan 2 $ 230,000 $ 115,000 $ 79,000
Roscommon County Michigan 2 $ 400,000 $ 200,000 $ 196,000
Shiawassee County Michigan 2 $ 450,000 $ 225,000 $ 0
Copiah County Mississippi 2 $ 330,000 $ 165,000 $ 92,000
Harrison County Mississippi 2 $ 290,000 $ 145,000 $ 103,000
Hinds County Mississippi 2 $ 130,000 $ 65,000 $ 27,000
Jackson County Mississippi 2 $ 270,000 $ 135,000 $ 63,000
Marion County Mississippi 2 $ 670,000 $ 335,000 $ 143,000
Cass County Missouri 2 $ 480,000 $ 240,000 $ 82,000
Dallas County Missouri 2 $ 300,000 $ 150,000 $ 191,000
Carson City County Nevada 2 $ 1,000,000 $ 500,000 $ 180,000
Nye County Nevada 2 $ 340,000 $ 170,000 $ 110,000
Belknap County New Hampshire 2 $ 500,000 $ 250,000 $ 145,000
Page:

Mortgage Loan Application Detail Totals for First National Bank Of America in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,220 $1,666,260,000 $267,000 $3,755,000 $134,000 $1,810,000
Cash-out Refinancing 380 $107,470,000 $282,000 $4,605,000 $132,000 $1,080,000
Other Purpose 200 $43,660,000 $218,000 $825,000 $116,000 $695,000
Refinancing 188 $49,660,000 $264,000 $1,065,000 $133,000 $1,320,000
Home Improvement 88 $16,820,000 $191,000 $565,000 $156,000 $2,477,000
Not Applicable 62 $5,300,000 $85,000 $365,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 4,198 $1,127,030,000 $268,000 $1,255,000 $127,000 $1,565,000
Not applicable 1,843 $461,805,000 $250,000 $4,605,000 $0 $0
White 475 $125,735,000 $264,000 $2,205,000 $160,000 $1,653,000
Not Provided 458 $127,590,000 $278,000 $1,055,000 $162,000 $1,810,000
Black or African American 94 $23,760,000 $252,000 $725,000 $134,000 $501,000
Asian 42 $12,270,000 $292,000 $825,000 $158,000 $826,000
American Indian or Alaskan Native 13 $3,545,000 $272,000 $755,000 $130,000 $269,000
Native Hawaiian or Other Pacific Islander 1 $685,000 $685,000 $685,000 $225,000 $225,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,138 $1,889,170,000 $264,000 $4,605,000 $134,000 $2,477,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,437 $948,885,000 $276,000 $4,605,000 $132,000 $2,477,000
Loan Purchased By The Institution 1,785 $436,095,000 $244,000 $1,155,000 $0 $0
Application Withdrawn By Applicant 934 $245,670,000 $263,000 $1,145,000 $137,000 $1,565,000
Application Denied By Financial Institution 868 $227,560,000 $262,000 $1,655,000 $135,000 $1,810,000
File Closed For Incompleteness 79 $23,035,000 $291,000 $2,205,000 $143,000 $1,653,000
Application Approved But Not Accepted 35 $7,925,000 $226,000 $565,000 $137,000 $579,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,270 $1,661,610,000 $265,000 $4,605,000 $134,000 $2,477,000
Collateral 342 $89,860,000 $262,000 $1,655,000 $143,000 $935,000
Credit History 170 $46,050,000 $270,000 $1,055,000 $130,000 $785,000
Debt-To-Income Ratio 77 $18,965,000 $246,000 $615,000 $63,000 $221,000
Other 77 $20,385,000 $264,000 $1,065,000 $166,000 $1,320,000
Insufficient Cash (Downpayment, Closing Cost) 74 $17,230,000 $232,000 $705,000 $130,000 $1,063,000
Unverifiable Information 70 $17,350,000 $247,000 $695,000 $121,000 $802,000
Credit Application Incomplete 57 $17,105,000 $300,000 $875,000 $153,000 $472,000
Employment History 1 $615,000 $615,000 $615,000 $1,810,000 $1,810,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of America's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First National Bank Of America's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet with aggregated HMDA statistics today.

Download the Michigan Lender List