First National Bank Of America
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
First National Bank Of America 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of America 241 East Saginaw East Lansing, MI 48823 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,138 |
| Total Mortgage Loan Application Amount | $1,889,170,000 |
| Average Mortgage Loan Application Amount | $217,833 |
| Highest Mortgage Loan Application Amount | $4,605,000 |
| Average Applicant Income | $111,833 |
| Highest Applicant Income | $2,477,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with First National Bank Of America. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of America's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down First National Bank Of America's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of America serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of America, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of America's mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 601 | $ 161,985,000 | $ 269,000 | $ 135,000 |
| NA (OUTSIDE OF MSA/MD) | 475 | $ 97,305,000 | $ 220,847 | $ 129,488 |
| CHICAGO-NAPERVILLE, IL | 315 | $ 60,485,000 | $ 192,000 | $ 85,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 276 | $ 86,870,000 | $ 301,000 | $ 102,250 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 223 | $ 46,805,000 | $ 209,000 | $ 127,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 203 | $ 51,295,000 | $ 252,000 | $ 115,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 167 | $ 51,805,000 | $ 310,000 | $ 139,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 126 | $ 36,060,000 | $ 286,000 | $ 153,000 |
| NEW HAVEN-MILFORD, CT | 125 | $ 27,605,000 | $ 220,000 | $ 120,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 114 | $ 37,120,000 | $ 325,000 | $ 137,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 108 | $ 46,440,000 | $ 430,000 | $ 176,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 106 | $ 27,510,000 | $ 259,000 | $ 85,000 |
| RICHMOND, VA | 105 | $ 23,775,000 | $ 226,000 | $ 109,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 97 | $ 40,855,000 | $ 421,000 | $ 157,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 96 | $ 39,210,000 | $ 409,500 | $ 166,000 |
| DALLAS-PLANO-IRVING, TX | 94 | $ 21,530,000 | $ 229,000 | $ 173,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 86 | $ 38,110,000 | $ 443,000 | $ 203,000 |
| DENVER-AURORA-LAKEWOOD, CO | 86 | $ 34,640,000 | $ 402,000 | $ 206,000 |
| CAMDEN, NJ | 80 | $ 20,540,000 | $ 256,000 | $ 125,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 80 | $ 24,010,000 | $ 300,000 | $ 119,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 79 | $ 20,375,000 | $ 257,000 | $ 179,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 78 | $ 12,870,000 | $ 165,000 | $ 98,000 |
| NEW YORK-NEWARK, NY | 78 | $ 23,730,000 | $ 295,500 | $ 121,500 |
| NEWARK, NJ-PA | 74 | $ 25,620,000 | $ 304,000 | $ 189,500 |
| AUSTIN-ROUND ROCK, TX | 72 | $ 20,580,000 | $ 285,000 | $ 140,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 71 | $ 23,495,000 | $ 330,000 | $ 231,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 68 | $ 12,260,000 | $ 170,500 | $ 107,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 64 | $ 16,420,000 | $ 263,000 | $ 186,000 |
| BIRMINGHAM-HOOVER, AL | 63 | $ 11,885,000 | $ 188,000 | $ 107,000 |
| LANSING-EAST LANSING, MI | 62 | $ 22,020,000 | $ 355,000 | $ 136,000 |
| WORCESTER, MA-CT | 59 | $ 18,795,000 | $ 270,500 | $ 120,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 56 | $ 16,700,000 | $ 298,000 | $ 206,000 |
| RALEIGH, NC | 55 | $ 15,005,000 | $ 272,000 | $ 197,000 |
| ELGIN, IL | 53 | $ 10,025,000 | $ 189,000 | $ 94,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 53 | $ 11,275,000 | $ 189,000 | $ 101,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 50 | $ 19,240,000 | $ 365,000 | $ 142,500 |
| TACOMA-LAKEWOOD, WA | 50 | $ 16,550,000 | $ 331,000 | $ 145,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 49 | $ 10,275,000 | $ 209,000 | $ 111,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 49 | $ 15,115,000 | $ 308,000 | $ 233,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 49 | $ 15,815,000 | $ 322,000 | $ 215,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 47 | $ 10,075,000 | $ 214,000 | $ 106,000 |
| KANSAS CITY, MO-KS | 47 | $ 10,295,000 | $ 217,500 | $ 116,000 |
| GRAND RAPIDS-WYOMING, MI | 46 | $ 9,830,000 | $ 213,000 | $ 60,000 |
| MEMPHIS, TN-MS-AR | 44 | $ 8,430,000 | $ 213,000 | $ 119,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 44 | $ 14,750,000 | $ 335,000 | $ 201,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 44 | $ 9,980,000 | $ 226,000 | $ 90,000 |
| COLUMBUS, OH | 42 | $ 7,840,000 | $ 186,000 | $ 88,000 |
| PHILADELPHIA, PA | 41 | $ 7,685,000 | $ 187,000 | $ 83,000 |
| CINCINNATI, OH-KY-IN | 40 | $ 7,320,000 | $ 188,000 | $ 74,500 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 38 | $ 15,610,000 | $ 410,000 | $ 180,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 38 | $ 11,660,000 | $ 306,000 | $ 135,000 |
| DURHAM-CHAPEL HILL, NC | 35 | $ 8,855,000 | $ 253,000 | $ 180,000 |
| PITTSBURGH, PA | 35 | $ 5,755,000 | $ 164,000 | $ 79,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 33 | $ 8,935,000 | $ 270,000 | $ 99,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 32 | $ 5,540,000 | $ 173,000 | $ 198,000 |
| NEW ORLEANS-METAIRIE, LA | 31 | $ 4,705,000 | $ 151,000 | $ 106,000 |
| SALISBURY, MD-DE | 31 | $ 6,615,000 | $ 211,000 | $ 97,000 |
| BOSTON, MA | 30 | $ 13,450,000 | $ 448,000 | $ 202,000 |
| FORT WORTH-ARLINGTON, TX | 30 | $ 7,700,000 | $ 256,000 | $ 187,000 |
| LEXINGTON-FAYETTE, KY | 29 | $ 5,355,000 | $ 184,000 | $ 70,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 29 | $ 6,475,000 | $ 190,000 | $ 135,500 |
| WILMINGTON, DE-MD-NJ | 29 | $ 7,355,000 | $ 180,666 | $ 101,000 |
| JACKSONVILLE, FL | 28 | $ 7,050,000 | $ 251,000 | $ 124,000 |
| CAPE CORAL-FORT MYERS, FL | 26 | $ 6,350,000 | $ 244,000 | $ 167,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 25 | $ 6,955,000 | $ 278,000 | $ 108,000 |
| SALEM, OR | 25 | $ 9,845,000 | $ 393,000 | $ 175,000 |
| BARNSTABLE TOWN, MA | 24 | $ 9,520,000 | $ 396,000 | $ 143,000 |
| MODESTO, CA | 24 | $ 7,640,000 | $ 318,000 | $ 165,000 |
| RENO, NV | 23 | $ 6,305,000 | $ 274,000 | $ 106,000 |
| PROVIDENCE-WARWICK, RI-MA | 22 | $ 7,430,000 | $ 383,500 | $ 186,000 |
| VINELAND-BRIDGETON, NJ | 21 | $ 3,045,000 | $ 145,000 | $ 51,000 |
| CHATTANOOGA, TN-GA | 20 | $ 4,080,000 | $ 268,500 | $ 234,000 |
| COLUMBIA, SC | 20 | $ 4,400,000 | $ 220,000 | $ 162,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 20 | $ 2,650,000 | $ 132,000 | $ 77,000 |
| LAKELAND-WINTER HAVEN, FL | 20 | $ 5,470,000 | $ 273,000 | $ 199,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 20 | $ 7,880,000 | $ 394,000 | $ 151,000 |
| PROVO-OREM, UT | 20 | $ 8,280,000 | $ 414,000 | $ 169,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 19 | $ 6,475,000 | $ 340,000 | $ 160,000 |
| ROANOKE, VA | 19 | $ 3,235,000 | $ 170,000 | $ 118,000 |
| BAKERSFIELD, CA | 18 | $ 5,020,000 | $ 278,000 | $ 83,000 |
| GAINESVILLE, GA | 18 | $ 4,810,000 | $ 267,000 | $ 111,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 18 | $ 4,540,000 | $ 252,000 | $ 151,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 18 | $ 5,820,000 | $ 323,000 | $ 134,000 |
| TRENTON, NJ | 18 | $ 3,950,000 | $ 219,000 | $ 110,000 |
| BATON ROUGE, LA | 17 | $ 2,835,000 | $ 166,000 | $ 81,000 |
| FRESNO, CA | 17 | $ 3,795,000 | $ 223,000 | $ 94,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 17 | $ 3,485,000 | $ 167,500 | $ 95,500 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 16 | $ 2,490,000 | $ 155,000 | $ 115,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 15 | $ 2,845,000 | $ 189,000 | $ 116,000 |
| HUNTSVILLE, AL | 15 | $ 2,585,000 | $ 172,000 | $ 95,000 |
| WINSTON-SALEM, NC | 15 | $ 3,375,000 | $ 225,000 | $ 133,000 |
| MERCED, CA | 14 | $ 3,990,000 | $ 285,000 | $ 118,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 14 | $ 2,810,000 | $ 200,000 | $ 133,000 |
| SAN DIEGO-CARLSBAD, CA | 14 | $ 6,900,000 | $ 492,000 | $ 178,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 14 | $ 2,760,000 | $ 197,000 | $ 126,000 |
| WINCHESTER, VA-WV | 14 | $ 3,740,000 | $ 267,000 | $ 75,000 |
| KNOXVILLE, TN | 13 | $ 2,965,000 | $ 228,000 | $ 84,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 12 | $ 2,750,000 | $ 229,000 | $ 140,000 |
| GREELEY, CO | 12 | $ 4,480,000 | $ 373,000 | $ 216,000 |
| GREENSBORO-HIGH POINT, NC | 12 | $ 2,010,000 | $ 167,000 | $ 97,000 |
| OGDEN-CLEARFIELD, UT | 12 | $ 5,910,000 | $ 492,000 | $ 346,000 |
| ROCKFORD, IL | 12 | $ 1,690,000 | $ 140,000 | $ 79,000 |
| SALINAS, CA | 12 | $ 5,400,000 | $ 450,000 | $ 194,000 |
| TUCSON, AZ | 12 | $ 2,520,000 | $ 210,000 | $ 83,000 |
| PORT ST. LUCIE, FL | 11 | $ 2,895,000 | $ 263,000 | $ 146,000 |
| SALT LAKE CITY, UT | 11 | $ 3,375,000 | $ 306,000 | $ 94,000 |
| STOCKTON-LODI, CA | 11 | $ 4,165,000 | $ 378,000 | $ 139,000 |
| VALLEJO-FAIRFIELD, CA | 11 | $ 4,335,000 | $ 394,000 | $ 141,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 10 | $ 4,860,000 | $ 486,000 | $ 165,000 |
| FAYETTEVILLE, NC | 10 | $ 1,740,000 | $ 174,000 | $ 162,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 10 | $ 1,160,000 | $ 116,000 | $ 55,000 |
| SPRINGFIELD, MA | 10 | $ 3,140,000 | $ 314,000 | $ 135,000 |
| WILMINGTON, NC | 10 | $ 2,330,000 | $ 233,000 | $ 88,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 9 | $ 1,915,000 | $ 212,000 | $ 63,000 |
| COLORADO SPRINGS, CO | 9 | $ 2,845,000 | $ 316,000 | $ 116,000 |
| GAINESVILLE, FL | 9 | $ 1,865,000 | $ 207,000 | $ 135,000 |
| MANCHESTER-NASHUA, NH | 9 | $ 4,275,000 | $ 475,000 | $ 241,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 9 | $ 1,825,000 | $ 202,000 | $ 78,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 9 | $ 5,035,000 | $ 559,000 | $ 213,000 |
| SAVANNAH, GA | 9 | $ 2,355,000 | $ 261,000 | $ 141,000 |
| SPRINGFIELD, MO | 9 | $ 2,435,000 | $ 270,000 | $ 173,000 |
| ST. LOUIS, MO-IL | 9 | $ 1,095,000 | $ 110,000 | $ 75,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 8 | $ 2,440,000 | $ 305,000 | $ 138,000 |
| GARY, IN | 8 | $ 1,000,000 | $ 125,000 | $ 52,000 |
| LAFAYETTE, LA | 8 | $ 2,090,000 | $ 261,000 | $ 132,000 |
| NORWICH-NEW LONDON, CT | 8 | $ 1,650,000 | $ 206,000 | $ 101,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 8 | $ 2,340,000 | $ 292,000 | $ 111,000 |
| VISALIA-PORTERVILLE, CA | 8 | $ 1,750,000 | $ 218,000 | $ 78,000 |
| ALBANY, OR | 7 | $ 2,105,000 | $ 300,000 | $ 126,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 7 | $ 1,615,000 | $ 265,500 | $ 118,500 |
| BOWLING GREEN, KY | 7 | $ 895,000 | $ 127,000 | $ 48,000 |
| HARRISBURG-CARLISLE, PA | 7 | $ 825,000 | $ 117,000 | $ 79,000 |
| HOMOSASSA SPRINGS, FL | 7 | $ 945,000 | $ 135,000 | $ 130,000 |
| KENNEWICK-RICHLAND, WA | 7 | $ 1,865,000 | $ 266,000 | $ 134,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 7 | $ 1,705,000 | $ 243,000 | $ 79,000 |
| OCALA, FL | 7 | $ 1,045,000 | $ 149,000 | $ 61,000 |
| OCEAN CITY, NJ | 7 | $ 1,315,000 | $ 187,000 | $ 92,000 |
| OLYMPIA-TUMWATER, WA | 7 | $ 1,745,000 | $ 249,000 | $ 97,000 |
| WENATCHEE, WA | 7 | $ 2,095,000 | $ 299,000 | $ 82,000 |
| YAKIMA, WA | 7 | $ 1,485,000 | $ 212,000 | $ 106,000 |
| ASHEVILLE, NC | 6 | $ 1,580,000 | $ 263,000 | $ 210,000 |
| BEAUMONT-PORT ARTHUR, TX | 6 | $ 590,000 | $ 98,000 | $ 54,000 |
| CLEVELAND-ELYRIA, OH | 6 | $ 1,570,000 | $ 261,000 | $ 111,000 |
| DES MOINES-WEST DES MOINES, IA | 6 | $ 1,210,000 | $ 201,000 | $ 108,000 |
| KILLEEN-TEMPLE, TX | 6 | $ 1,040,000 | $ 173,000 | $ 123,000 |
| MADERA, CA | 6 | $ 2,020,000 | $ 336,000 | $ 113,000 |
| MOBILE, AL | 6 | $ 680,000 | $ 113,000 | $ 105,000 |
| OKLAHOMA CITY, OK | 6 | $ 1,370,000 | $ 228,000 | $ 92,000 |
| PANAMA CITY, FL | 6 | $ 1,610,000 | $ 268,000 | $ 211,000 |
| ROME, GA | 6 | $ 1,410,000 | $ 235,000 | $ 412,000 |
| SANTA ROSA, CA | 6 | $ 2,840,000 | $ 473,000 | $ 272,000 |
| ATHENS-CLARKE COUNTY, GA | 5 | $ 1,175,000 | $ 235,000 | $ 88,000 |
| AUBURN-OPELIKA, AL | 5 | $ 495,000 | $ 99,000 | $ 65,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 5 | $ 975,000 | $ 204,000 | $ 85,500 |
| BEND-REDMOND, OR | 5 | $ 1,435,000 | $ 287,000 | $ 126,000 |
| BREMERTON-SILVERDALE, WA | 5 | $ 1,645,000 | $ 329,000 | $ 101,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 5 | $ 1,185,000 | $ 237,000 | $ 85,000 |
| CLARKSVILLE, TN-KY | 5 | $ 865,000 | $ 167,500 | $ 69,000 |
| FLAGSTAFF, AZ | 5 | $ 1,075,000 | $ 215,000 | $ 526,000 |
| GOLDSBORO, NC | 5 | $ 625,000 | $ 125,000 | $ 127,000 |
| JACKSON, MS | 5 | $ 605,000 | $ 121,000 | $ 71,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 5 | $ 895,000 | $ 179,000 | $ 69,000 |
| MONTGOMERY, AL | 5 | $ 645,000 | $ 129,000 | $ 53,000 |
| MORRISTOWN, TN | 5 | $ 865,000 | $ 173,000 | $ 100,000 |
| ODESSA, TX | 5 | $ 545,000 | $ 109,000 | $ 0 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 5 | $ 1,035,000 | $ 207,000 | $ 99,000 |
| AKRON, OH | 4 | $ 340,000 | $ 85,000 | $ 77,000 |
| ANCHORAGE, AK | 4 | $ 350,000 | $ 87,000 | $ 0 |
| ANN ARBOR, MI | 4 | $ 930,000 | $ 232,000 | $ 65,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 4 | $ 390,000 | $ 97,000 | $ 63,000 |
| BATTLE CREEK, MI | 4 | $ 390,000 | $ 97,000 | $ 52,000 |
| BOISE CITY, ID | 4 | $ 1,480,000 | $ 370,000 | $ 175,000 |
| BROWNSVILLE-HARLINGEN, TX | 4 | $ 170,000 | $ 42,000 | $ 67,000 |
| BRUNSWICK, GA | 4 | $ 1,240,000 | $ 310,000 | $ 137,000 |
| CANTON-MASSILLON, OH | 4 | $ 590,000 | $ 147,000 | $ 146,000 |
| COLUMBUS, IN | 4 | $ 680,000 | $ 170,000 | $ 76,000 |
| CORPUS CHRISTI, TX | 4 | $ 350,000 | $ 87,000 | $ 198,000 |
| DALTON, GA | 4 | $ 590,000 | $ 147,000 | $ 50,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 4 | $ 1,620,000 | $ 405,000 | $ 110,000 |
| DOTHAN, AL | 4 | $ 630,000 | $ 157,000 | $ 90,000 |
| DOVER, DE | 4 | $ 1,200,000 | $ 300,000 | $ 72,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 4 | $ 560,000 | $ 140,000 | $ 83,000 |
| JACKSONVILLE, NC | 4 | $ 720,000 | $ 180,000 | $ 71,000 |
| JOPLIN, MO | 4 | $ 520,000 | $ 130,000 | $ 74,000 |
| LONGVIEW, TX | 4 | $ 290,000 | $ 72,000 | $ 131,000 |
| MACON-BIBB COUNTY, GA | 4 | $ 650,000 | $ 162,000 | $ 97,000 |
| MCALLEN-EDINBURG-MISSION, TX | 4 | $ 470,000 | $ 117,000 | $ 83,000 |
| READING, PA | 4 | $ 820,000 | $ 205,000 | $ 154,000 |
| SPARTANBURG, SC | 4 | $ 790,000 | $ 197,000 | $ 50,000 |
| WICHITA, KS | 4 | $ 480,000 | $ 120,000 | $ 45,000 |
| ABILENE, TX | 3 | $ 275,000 | $ 91,000 | $ 0 |
| ALBUQUERQUE, NM | 3 | $ 625,000 | $ 208,000 | $ 282,000 |
| BOULDER, CO | 3 | $ 1,015,000 | $ 338,000 | $ 152,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 3 | $ 565,000 | $ 188,000 | $ 282,000 |
| BURLINGTON, NC | 3 | $ 435,000 | $ 145,000 | $ 53,000 |
| CHAMPAIGN-URBANA, IL | 3 | $ 605,000 | $ 201,000 | $ 192,000 |
| CHARLOTTESVILLE, VA | 3 | $ 1,145,000 | $ 381,000 | $ 162,000 |
| CLEVELAND, TN | 3 | $ 575,000 | $ 191,000 | $ 63,000 |
| EAST STROUDSBURG, PA | 3 | $ 535,000 | $ 178,000 | $ 130,000 |
| GREEN BAY, WI | 3 | $ 455,000 | $ 151,000 | $ 60,000 |
| GREENVILLE, NC | 3 | $ 345,000 | $ 115,000 | $ 70,000 |
| LAKE CHARLES, LA | 3 | $ 385,000 | $ 128,000 | $ 117,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 3 | $ 645,000 | $ 215,000 | $ 132,000 |
| LONGVIEW, WA | 3 | $ 975,000 | $ 325,000 | $ 131,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 3 | $ 685,000 | $ 228,000 | $ 0 |
| ROCHESTER, NY | 3 | $ 165,000 | $ 55,000 | $ 100,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 3 | $ 1,505,000 | $ 501,000 | $ 218,000 |
| SAN ANGELO, TX | 3 | $ 275,000 | $ 91,000 | $ 0 |
| SAN RAFAEL, CA | 3 | $ 1,925,000 | $ 641,000 | $ 217,000 |
| SEBRING, FL | 3 | $ 175,000 | $ 58,000 | $ 36,000 |
| SHREVEPORT-BOSSIER CITY, LA | 3 | $ 485,000 | $ 161,000 | $ 78,000 |
| SIERRA VISTA-DOUGLAS, AZ | 3 | $ 355,000 | $ 118,000 | $ 83,000 |
| SPOKANE-SPOKANE VALLEY, WA | 3 | $ 535,000 | $ 178,000 | $ 50,000 |
| TULSA, OK | 3 | $ 1,005,000 | $ 335,000 | $ 1,328,000 |
| TUSCALOOSA, AL | 3 | $ 445,000 | $ 148,000 | $ 129,000 |
| WARNER ROBINS, GA | 3 | $ 635,000 | $ 211,000 | $ 170,000 |
| BANGOR, ME | 2 | $ 90,000 | $ 45,000 | $ 0 |
| BINGHAMTON, NY | 2 | $ 80,000 | $ 40,000 | $ 0 |
| BLOOMSBURG-BERWICK, PA | 2 | $ 910,000 | $ 455,000 | $ 306,000 |
| CARBONDALE-MARION, IL | 2 | $ 210,000 | $ 105,000 | $ 123,000 |
| CARSON CITY, NV | 2 | $ 1,000,000 | $ 500,000 | $ 180,000 |
| CHARLESTON, WV | 2 | $ 430,000 | $ 215,000 | $ 18,000 |
| CHICO, CA | 2 | $ 310,000 | $ 155,000 | $ 122,000 |
| COLLEGE STATION-BRYAN, TX | 2 | $ 460,000 | $ 230,000 | $ 87,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 2 | $ 280,000 | $ 140,000 | $ 126,000 |
| EL CENTRO, CA | 2 | $ 210,000 | $ 105,000 | $ 117,000 |
| EVANSVILLE, IN-KY | 2 | $ 310,000 | $ 155,000 | $ 46,000 |
| FARGO, ND-MN | 2 | $ 200,000 | $ 100,000 | $ 90,000 |
| FLINT, MI | 2 | $ 470,000 | $ 235,000 | $ 55,000 |
| FLORENCE-MUSCLE SHOALS, AL | 2 | $ 110,000 | $ 55,000 | $ 21,000 |
| FORT COLLINS, CO | 2 | $ 710,000 | $ 355,000 | $ 149,000 |
| FORT WAYNE, IN | 2 | $ 730,000 | $ 365,000 | $ 190,000 |
| GRAND JUNCTION, CO | 2 | $ 600,000 | $ 300,000 | $ 79,000 |
| GRANTS PASS, OR | 2 | $ 250,000 | $ 125,000 | $ 0 |
| HAMMOND, LA | 2 | $ 370,000 | $ 185,000 | $ 284,000 |
| JACKSON, MI | 2 | $ 130,000 | $ 65,000 | $ 31,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 480,000 | $ 240,000 | $ 76,000 |
| KINGSTON, NY | 2 | $ 1,910,000 | $ 955,000 | $ 302,000 |
| LUBBOCK, TX | 2 | $ 180,000 | $ 90,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 2 | $ 150,000 | $ 75,000 | $ 50,000 |
| MIDLAND, TX | 2 | $ 350,000 | $ 175,000 | $ 67,000 |
| MUSKEGON, MI | 2 | $ 230,000 | $ 115,000 | $ 79,000 |
| OSHKOSH-NEENAH, WI | 2 | $ 480,000 | $ 240,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 2 | $ 1,020,000 | $ 510,000 | $ 167,000 |
| PARKERSBURG-VIENNA, WV | 2 | $ 170,000 | $ 85,000 | $ 0 |
| PEORIA, IL | 2 | $ 520,000 | $ 260,000 | $ 128,000 |
| PORTLAND-SOUTH PORTLAND, ME | 2 | $ 1,370,000 | $ 685,000 | $ 134,000 |
| PUNTA GORDA, FL | 2 | $ 240,000 | $ 120,000 | $ 42,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 2 | $ 1,030,000 | $ 515,000 | $ 226,000 |
| SHERMAN-DENISON, TX | 2 | $ 390,000 | $ 195,000 | $ 80,000 |
| SPRINGFIELD, OH | 2 | $ 320,000 | $ 160,000 | $ 146,000 |
| ST. JOSEPH, MO-KS | 2 | $ 230,000 | $ 115,000 | $ 0 |
| SYRACUSE, NY | 2 | $ 130,000 | $ 65,000 | $ 0 |
| TALLAHASSEE, FL | 2 | $ 120,000 | $ 60,000 | $ 0 |
| TOLEDO, OH | 2 | $ 270,000 | $ 135,000 | $ 111,000 |
| TYLER, TX | 2 | $ 430,000 | $ 215,000 | $ 0 |
| VALDOSTA, GA | 2 | $ 310,000 | $ 155,000 | $ 0 |
| WACO, TX | 2 | $ 170,000 | $ 85,000 | $ 0 |
| WILLIAMSPORT, PA | 2 | $ 270,000 | $ 135,000 | $ 52,000 |
| YORK-HANOVER, PA | 2 | $ 470,000 | $ 235,000 | $ 113,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 230,000 | $ 115,000 | $ 403,000 |
| YUMA, AZ | 2 | $ 150,000 | $ 75,000 | $ 0 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| AMARILLO, TX | 1 | $ 185,000 | $ 185,000 | $ 93,000 |
| AMES, IA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| BILLINGS, MT | 1 | $ 645,000 | $ 645,000 | $ 212,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 425,000 | $ 425,000 | $ 0 |
| BLOOMINGTON, IL | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| BLOOMINGTON, IN | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 415,000 | $ 415,000 | $ 203,000 |
| CEDAR RAPIDS, IA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| CHEYENNE, WY | 1 | $ 395,000 | $ 395,000 | $ 0 |
| COEUR D'ALENE, ID | 1 | $ 695,000 | $ 695,000 | $ 0 |
| COLUMBUS, GA-AL | 1 | $ 235,000 | $ 235,000 | $ 298,000 |
| CORVALLIS, OR | 1 | $ 375,000 | $ 375,000 | $ 110,000 |
| CUMBERLAND, MD-WV | 1 | $ 55,000 | $ 55,000 | $ 152,000 |
| DANVILLE, IL | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 75,000 | $ 75,000 | $ 218,000 |
| DECATUR, AL | 1 | $ 145,000 | $ 145,000 | $ 0 |
| EAU CLAIRE, WI | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| EL PASO, TX | 1 | $ 315,000 | $ 315,000 | $ 0 |
| ELKHART-GOSHEN, IN | 1 | $ 175,000 | $ 175,000 | $ 0 |
| ELMIRA, NY | 1 | $ 65,000 | $ 65,000 | $ 0 |
| EUGENE, OR | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| FAIRBANKS, AK | 1 | $ 65,000 | $ 65,000 | $ 61,000 |
| FORT SMITH, AR-OK | 1 | $ 75,000 | $ 75,000 | $ 95,000 |
| GADSDEN, AL | 1 | $ 335,000 | $ 335,000 | $ 0 |
| GETTYSBURG, PA | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| GLENS FALLS, NY | 1 | $ 245,000 | $ 245,000 | $ 0 |
| GRAND ISLAND, NE | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| HANFORD-CORCORAN, CA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 265,000 | $ 265,000 | $ 0 |
| HINESVILLE, GA | 1 | $ 215,000 | $ 215,000 | $ 68,000 |
| IDAHO FALLS, ID | 1 | $ 235,000 | $ 235,000 | $ 139,000 |
| JACKSON, TN | 1 | $ 75,000 | $ 75,000 | $ 0 |
| JEFFERSON CITY, MO | 1 | $ 395,000 | $ 395,000 | $ 0 |
| JOHNSON CITY, TN | 1 | $ 65,000 | $ 65,000 | $ 0 |
| KANKAKEE, IL | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 135,000 | $ 135,000 | $ 0 |
| KOKOMO, IN | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| LANCASTER, PA | 1 | $ 215,000 | $ 215,000 | $ 169,000 |
| LAWTON, OK | 1 | $ 355,000 | $ 355,000 | $ 78,000 |
| LEBANON, PA | 1 | $ 255,000 | $ 255,000 | $ 176,000 |
| LEWISTON-AUBURN, ME | 1 | $ 155,000 | $ 155,000 | $ 0 |
| LINCOLN, NE | 1 | $ 275,000 | $ 275,000 | $ 0 |
| LYNCHBURG, VA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| MANHATTAN, KS | 1 | $ 215,000 | $ 215,000 | $ 272,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 415,000 | $ 415,000 | $ 173,000 |
| MORGANTOWN, WV | 1 | $ 45,000 | $ 45,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 325,000 | $ 325,000 | $ 88,000 |
| MUNCIE, IN | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 3,755,000 | $ 3,755,000 | $ 0 |
| OWENSBORO, KY | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| PITTSFIELD, MA | 1 | $ 425,000 | $ 425,000 | $ 0 |
| RACINE, WI | 1 | $ 355,000 | $ 355,000 | $ 0 |
| REDDING, CA | 1 | $ 605,000 | $ 605,000 | $ 315,000 |
| SAGINAW, MI | 1 | $ 115,000 | $ 115,000 | $ 79,000 |
| SANTA FE, NM | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
| SANTA MARIA-SANTA BARBARA, CA | 1 | $ 475,000 | $ 475,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| SHEBOYGAN, WI | 1 | $ 465,000 | $ 465,000 | $ 111,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| SIOUX FALLS, SD | 1 | $ 315,000 | $ 315,000 | $ 128,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| ST. GEORGE, UT | 1 | $ 335,000 | $ 335,000 | $ 79,000 |
| STATE COLLEGE, PA | 1 | $ 235,000 | $ 235,000 | $ 177,000 |
| STAUNTON-WAYNESBORO, VA | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| TEXARKANA, TX-AR | 1 | $ 325,000 | $ 325,000 | $ 157,000 |
| TWIN FALLS, ID | 1 | $ 605,000 | $ 605,000 | $ 151,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 115,000 | $ 115,000 | $ 386,000 |
| WAUSAU, WI | 1 | $ 135,000 | $ 135,000 | $ 93,000 |
Mortgage Loan Application Detail Totals for First National Bank Of America in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,220 | $1,666,260,000 | $267,000 | $3,755,000 | $134,000 | $1,810,000 |
| Cash-out Refinancing | 380 | $107,470,000 | $282,000 | $4,605,000 | $132,000 | $1,080,000 |
| Other Purpose | 200 | $43,660,000 | $218,000 | $825,000 | $116,000 | $695,000 |
| Refinancing | 188 | $49,660,000 | $264,000 | $1,065,000 | $133,000 | $1,320,000 |
| Home Improvement | 88 | $16,820,000 | $191,000 | $565,000 | $156,000 | $2,477,000 |
| Not Applicable | 62 | $5,300,000 | $85,000 | $365,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 4,198 | $1,127,030,000 | $268,000 | $1,255,000 | $127,000 | $1,565,000 |
| Not applicable | 1,843 | $461,805,000 | $250,000 | $4,605,000 | $0 | $0 |
| White | 475 | $125,735,000 | $264,000 | $2,205,000 | $160,000 | $1,653,000 |
| Not Provided | 458 | $127,590,000 | $278,000 | $1,055,000 | $162,000 | $1,810,000 |
| Black or African American | 94 | $23,760,000 | $252,000 | $725,000 | $134,000 | $501,000 |
| Asian | 42 | $12,270,000 | $292,000 | $825,000 | $158,000 | $826,000 |
| American Indian or Alaskan Native | 13 | $3,545,000 | $272,000 | $755,000 | $130,000 | $269,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $685,000 | $685,000 | $685,000 | $225,000 | $225,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,138 | $1,889,170,000 | $264,000 | $4,605,000 | $134,000 | $2,477,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,437 | $948,885,000 | $276,000 | $4,605,000 | $132,000 | $2,477,000 |
| Loan Purchased By The Institution | 1,785 | $436,095,000 | $244,000 | $1,155,000 | $0 | $0 |
| Application Withdrawn By Applicant | 934 | $245,670,000 | $263,000 | $1,145,000 | $137,000 | $1,565,000 |
| Application Denied By Financial Institution | 868 | $227,560,000 | $262,000 | $1,655,000 | $135,000 | $1,810,000 |
| File Closed For Incompleteness | 79 | $23,035,000 | $291,000 | $2,205,000 | $143,000 | $1,653,000 |
| Application Approved But Not Accepted | 35 | $7,925,000 | $226,000 | $565,000 | $137,000 | $579,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,270 | $1,661,610,000 | $265,000 | $4,605,000 | $134,000 | $2,477,000 |
| Collateral | 342 | $89,860,000 | $262,000 | $1,655,000 | $143,000 | $935,000 |
| Credit History | 170 | $46,050,000 | $270,000 | $1,055,000 | $130,000 | $785,000 |
| Debt-To-Income Ratio | 77 | $18,965,000 | $246,000 | $615,000 | $63,000 | $221,000 |
| Other | 77 | $20,385,000 | $264,000 | $1,065,000 | $166,000 | $1,320,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 74 | $17,230,000 | $232,000 | $705,000 | $130,000 | $1,063,000 |
| Unverifiable Information | 70 | $17,350,000 | $247,000 | $695,000 | $121,000 | $802,000 |
| Credit Application Incomplete | 57 | $17,105,000 | $300,000 | $875,000 | $153,000 | $472,000 |
| Employment History | 1 | $615,000 | $615,000 | $615,000 | $1,810,000 | $1,810,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of America's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of America's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.