First National Bank of Arizona Mortgage Lending & HMDA Data, 2006

In 2006, First National Bank of Arizona of Scottsdale, AZ reported 60,666 mortgage applications totaling $13.6 billion, up 8% from 2005. The average application was for $224,299, and applicants reported an average income of $102,964. 52% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (5,173), Washington-Arlington-Alexandria, DC-VA-MD-WV (3,535) and New York-White Plains-Wayne, NY-NJ (3,016) (applications in parentheses).

Mortgage Company & Address First National Bank of Arizona
17600 North Perimeter Drive
Scottsdale, AZ 85255
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 60,666
Total Mortgage Loan Application Amount $13,607,357,000
Average Mortgage Loan Application Amount $224,299
Highest Mortgage Loan Application Amount $10,000,000
Average Applicant Income $102,964
Highest Applicant Income $7,365,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of Arizona filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First National Bank of Arizona by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 4,545 $ 960,914,000 $ 211,422 $ 92,000
Clark, Nevada 2,415 $ 566,916,000 $ 234,747 $ 127,000
Miami-Dade, Florida 2,120 $ 471,813,000 $ 222,553 $ 101,000
Cook, Illinois 1,579 $ 301,692,000 $ 191,065 $ 88,000
Broward, Florida 1,356 $ 304,276,000 $ 224,392 $ 114,000
Los Angeles, California 1,238 $ 452,231,000 $ 365,291 $ 131,000
Riverside, California 1,085 $ 290,537,000 $ 267,776 $ 92,000
San Diego, California 1,077 $ 364,650,000 $ 338,579 $ 135,000
Lee, Florida 1,058 $ 207,277,000 $ 195,913 $ 104,000
Wayne, Michigan 926 $ 103,431,000 $ 111,696 $ 85,000
Prince George's, Maryland 883 $ 205,213,000 $ 232,404 $ 83,000
Palm Beach, Florida 853 $ 200,747,000 $ 235,342 $ 110,000
Orange, Florida 822 $ 166,701,000 $ 202,799 $ 112,000
Fairfax, Virginia 809 $ 240,350,000 $ 297,095 $ 101,000
Queens, New York 784 $ 265,432,000 $ 338,561 $ 103,000
Pinal, Arizona 628 $ 95,523,000 $ 152,106 $ 78,000
Prince William, Virginia 626 $ 166,867,000 $ 266,560 $ 94,000
Suffolk, New York 622 $ 165,514,000 $ 266,099 $ 104,000
Hillsborough, Florida 573 $ 96,620,000 $ 168,621 $ 93,000
Kings, New York 525 $ 202,488,000 $ 385,691 $ 116,000
Sacramento, California 517 $ 130,146,000 $ 251,733 $ 118,000
Montgomery, Maryland 515 $ 139,009,000 $ 269,920 $ 92,000
Santa Clara, California 476 $ 218,009,000 $ 458,002 $ 181,000
San Bernardino, California 469 $ 116,365,000 $ 248,113 $ 95,000
Orange, California 468 $ 218,741,000 $ 467,395 $ 169,000
Nassau, New York 447 $ 134,281,000 $ 300,404 $ 103,000
Mecklenburg, North Carolina 424 $ 56,941,000 $ 134,294 $ 84,000
Washoe, Nevada 420 $ 99,278,000 $ 236,376 $ 32,000
Alameda, California 415 $ 157,154,000 $ 378,684 $ 137,000
Fulton, Georgia 389 $ 82,160,000 $ 211,208 $ 116,000
Hennepin, Minnesota 378 $ 74,554,000 $ 197,232 $ 112,000
Osceola, Florida 348 $ 73,902,000 $ 212,362 $ 100,000
Bergen, New Jersey 347 $ 125,914,000 $ 362,864 $ 160,000
Hudson, New Jersey 346 $ 102,043,000 $ 294,921 $ 126,000
Harris, Texas 341 $ 39,671,000 $ 116,337 $ 76,000
Essex, New Jersey 326 $ 83,359,000 $ 255,702 $ 112,000
Pinellas, Florida 312 $ 57,816,000 $ 185,307 $ 105,000
Pima, Arizona 303 $ 43,051,000 $ 142,082 $ 81,000
Fairfield, Connecticut 296 $ 94,912,000 $ 320,648 $ 113,000
District of Columbia, District Of Columbia 291 $ 86,302,000 $ 296,570 $ 112,000
Polk, Florida 289 $ 53,093,000 $ 183,712 $ 99,000
Oakland, Michigan 287 $ 76,648,000 $ 267,066 $ 149,000
Union, New Jersey 286 $ 71,483,000 $ 249,940 $ 112,000
Loudoun, Virginia 272 $ 83,056,000 $ 305,352 $ 104,000
Kern, California 264 $ 52,288,000 $ 198,060 $ 96,000
Seminole, Florida 259 $ 43,386,000 $ 167,513 $ 111,000
Macomb, Michigan 257 $ 31,225,000 $ 121,498 $ 86,000
DeKalb, Georgia 253 $ 37,272,000 $ 147,320 $ 109,000
Richmond, New York 244 $ 72,732,000 $ 298,081 $ 128,000
San Joaquin, California 241 $ 69,584,000 $ 288,730 $ 110,000
Contra Costa, California 239 $ 83,599,000 $ 349,786 $ 129,000
Pasco, Florida 239 $ 38,574,000 $ 161,397 $ 75,000
Manatee, Florida 234 $ 51,347,000 $ 219,431 $ 99,000
St. Lucie, Florida 233 $ 39,697,000 $ 170,373 $ 83,000
Marion, Indiana 226 $ 18,261,000 $ 80,800 $ 106,000
Passaic, New Jersey 222 $ 56,512,000 $ 254,558 $ 95,000
Baltimore, Maryland 213 $ 39,252,000 $ 184,281 $ 87,000
Will, Illinois 209 $ 37,020,000 $ 177,129 $ 92,000
Philadelphia, Pennsylvania 208 $ 25,811,000 $ 124,091 $ 95,000
Collier, Florida 204 $ 60,402,000 $ 296,088 $ 153,000
Gwinnett, Georgia 197 $ 28,588,000 $ 145,116 $ 83,000
Lake, Florida 193 $ 38,263,000 $ 198,253 $ 76,000
Middlesex, New Jersey 193 $ 47,842,000 $ 247,886 $ 125,000
Duval, Florida 190 $ 32,968,000 $ 173,515 $ 91,000
Sarasota, Florida 185 $ 49,446,000 $ 267,275 $ 103,000
Monmouth, New Jersey 183 $ 62,565,000 $ 341,885 $ 168,000
Fresno, California 182 $ 36,637,000 $ 201,302 $ 87,000
Clark, Washington 180 $ 31,853,000 $ 176,961 $ 91,000
Bronx, New York 177 $ 48,339,000 $ 273,101 $ 109,000
Cobb, Georgia 176 $ 25,801,000 $ 146,596 $ 79,000
Middlesex, Massachusetts 174 $ 53,768,000 $ 309,011 $ 103,000
Westchester, New York 173 $ 65,326,000 $ 377,606 $ 118,000
Anne Arundel, Maryland 169 $ 40,621,000 $ 240,360 $ 96,000
King, Washington 166 $ 49,351,000 $ 297,295 $ 156,000
Baltimore City, Maryland 165 $ 19,869,000 $ 120,418 $ 83,000
Ocean, New Jersey 164 $ 43,861,000 $ 267,445 $ 133,000
San Francisco, California 163 $ 85,302,000 $ 523,325 $ 102,000
Morris, New Jersey 163 $ 45,399,000 $ 278,521 $ 117,000
Virginia Beach, Virginia 159 $ 28,298,000 $ 177,974 $ 91,000
Volusia, Florida 158 $ 28,303,000 $ 179,132 $ 82,000
Brevard, Florida 155 $ 31,480,000 $ 203,096 $ 62,000
Shelby, Tennessee 155 $ 11,189,000 $ 72,187 $ 101,000
San Mateo, California 150 $ 70,329,000 $ 468,860 $ 167,000
New Haven, Connecticut 148 $ 31,510,000 $ 212,905 $ 80,000
Stanislaus, California 147 $ 36,820,000 $ 250,476 $ 120,000
DuPage, Illinois 146 $ 28,368,000 $ 194,301 $ 91,000
Bernalillo, New Mexico 145 $ 24,110,000 $ 166,275 $ 126,000
Frederick, Maryland 142 $ 32,738,000 $ 230,549 $ 81,000
Merced, California 141 $ 34,128,000 $ 242,042 $ 113,000
Multnomah, Oregon 141 $ 22,312,000 $ 158,241 $ 122,000
Lake, Illinois 139 $ 25,971,000 $ 186,841 $ 88,000
Suffolk, Massachusetts 139 $ 40,434,000 $ 290,892 $ 93,000
Monroe, New York 139 $ 12,720,000 $ 91,510 $ 69,000
Anoka, Minnesota 138 $ 19,393,000 $ 140,528 $ 87,000
Ramsey, Minnesota 135 $ 20,495,000 $ 151,814 $ 84,000
Monterey, California 132 $ 55,188,000 $ 418,090 $ 188,000
Cuyahoga, Ohio 132 $ 13,173,000 $ 99,795 $ 73,000
Plymouth, Massachusetts 130 $ 30,501,000 $ 234,623 $ 68,000
Hartford, Connecticut 129 $ 20,613,000 $ 159,790 $ 53,000
Kane, Illinois 127 $ 17,528,000 $ 138,015 $ 75,000
Orange, New York 127 $ 23,209,000 $ 182,748 $ 85,000
Worcester, Massachusetts 126 $ 25,650,000 $ 203,571 $ 62,000
Milwaukee, Wisconsin 124 $ 14,695,000 $ 118,508 $ 76,000
Horry, South Carolina 120 $ 24,265,000 $ 202,208 $ 151,000
Mohave, Arizona 117 $ 21,639,000 $ 184,948 $ 105,000
Chesapeake, Virginia 116 $ 20,315,000 $ 175,129 $ 87,000
Washington, Oregon 115 $ 20,431,000 $ 177,660 $ 128,000
Solano, California 113 $ 34,797,000 $ 307,938 $ 99,000
Erie, New York 113 $ 8,691,000 $ 76,911 $ 85,000
New Castle, Delaware 111 $ 18,013,000 $ 162,279 $ 116,000
Albany, New York 111 $ 12,903,000 $ 116,243 $ 66,000
Marion, Florida 110 $ 16,619,000 $ 151,081 $ 47,000
Atlantic, New Jersey 110 $ 23,331,000 $ 212,100 $ 99,000
Franklin, Ohio 108 $ 12,861,000 $ 119,083 $ 98,000
Dallas, Texas 108 $ 22,499,000 $ 208,324 $ 130,000
Norfolk, Massachusetts 106 $ 35,186,000 $ 331,943 $ 109,000
Santa Cruz, California 104 $ 48,930,000 $ 470,480 $ 195,000
Essex, Massachusetts 104 $ 26,686,000 $ 256,596 $ 77,000
Washington, Utah 104 $ 22,478,000 $ 216,134 $ 78,000
Snohomish, Washington 102 $ 21,245,000 $ 208,284 $ 96,000
Denver, Colorado 100 $ 15,215,000 $ 152,150 $ 90,000
Tarrant, Texas 99 $ 10,673,000 $ 107,808 $ 80,000
Howard, Maryland 97 $ 25,953,000 $ 267,556 $ 102,000
Yavapai, Arizona 95 $ 22,791,000 $ 239,905 $ 87,000
Bristol, Massachusetts 95 $ 19,679,000 $ 207,147 $ 78,000
Onondaga, New York 95 $ 9,038,000 $ 95,136 $ 62,000
Davidson, Tennessee 95 $ 13,345,000 $ 140,473 $ 99,000
Spotsylvania, Virginia 95 $ 20,629,000 $ 217,147 $ 92,000
Montgomery, Ohio 94 $ 6,874,000 $ 73,127 $ 59,000
Somerset, New Jersey 93 $ 24,497,000 $ 263,408 $ 126,000
New York, New York 89 $ 48,889,000 $ 549,314 $ 317,000
Providence, Rhode Island 89 $ 16,768,000 $ 188,404 $ 68,000
Wake, North Carolina 87 $ 12,511,000 $ 143,804 $ 91,000
Sonoma, California 86 $ 32,074,000 $ 372,953 $ 119,000
Bexar, Texas 86 $ 9,341,000 $ 108,616 $ 95,000
Martin, Florida 84 $ 19,538,000 $ 232,595 $ 94,000
Charles, Maryland 84 $ 21,830,000 $ 259,880 $ 89,000
Dutchess, New York 84 $ 19,022,000 $ 226,452 $ 74,000
Benton, Arkansas 83 $ 9,100,000 $ 109,638 $ 86,000
Placer, California 83 $ 29,379,000 $ 353,963 $ 150,000
Flagler, Florida 83 $ 16,427,000 $ 197,915 $ 118,000
Ada, Idaho 81 $ 13,711,000 $ 169,271 $ 144,000
York, Pennsylvania 80 $ 9,331,000 $ 116,637 $ 72,000
Ventura, California 79 $ 29,994,000 $ 379,670 $ 153,000
Saratoga, New York 79 $ 13,047,000 $ 165,151 $ 86,000
Rockland, New York 78 $ 28,798,000 $ 369,205 $ 138,000
Union, North Carolina 78 $ 15,086,000 $ 193,410 $ 86,000
Arapahoe, Colorado 77 $ 13,167,000 $ 171,000 $ 92,000
Stafford, Virginia 76 $ 18,523,000 $ 243,723 $ 89,000
Clayton, Georgia 75 $ 7,599,000 $ 101,320 $ 104,000
Charlotte, Florida 74 $ 12,317,000 $ 166,445 $ 111,000
Honolulu, Hawaii 74 $ 27,828,000 $ 376,054 $ 156,000
Delaware, Pennsylvania 74 $ 8,408,000 $ 113,621 $ 109,000
Pierce, Washington 74 $ 15,222,000 $ 205,702 $ 102,000
Sussex, New Jersey 73 $ 16,995,000 $ 232,808 $ 125,000
Alexandria, Virginia 72 $ 19,579,000 $ 271,930 $ 124,000
Dakota, Minnesota 71 $ 12,034,000 $ 169,492 $ 81,000
Manassas, Virginia 71 $ 14,882,000 $ 209,605 $ 67,000
Norfolk, Virginia 71 $ 11,676,000 $ 164,450 $ 104,000
York, South Carolina 69 $ 8,836,000 $ 128,057 $ 112,000
Adams, Colorado 68 $ 9,764,000 $ 143,588 $ 86,000
Barnstable, Massachusetts 68 $ 18,805,000 $ 276,544 $ 109,000
Arlington, Virginia 68 $ 23,605,000 $ 347,132 $ 117,000
Burlington, New Jersey 67 $ 14,883,000 $ 222,134 $ 122,000
Camden, New Jersey 67 $ 15,362,000 $ 229,283 $ 94,000
Schenectady, New York 67 $ 6,342,000 $ 94,656 $ 46,000
Berks, Pennsylvania 67 $ 5,754,000 $ 85,880 $ 82,000
Hidalgo, Texas 67 $ 6,892,000 $ 102,865 $ 67,000
Hillsborough, New Hampshire 66 $ 11,462,000 $ 173,666 $ 91,000
Rensselaer, New York 66 $ 7,717,000 $ 116,924 $ 77,000
Dauphin, Pennsylvania 66 $ 6,351,000 $ 96,227 $ 55,000
Sandoval, New Mexico 64 $ 10,652,000 $ 166,437 $ 66,000
Clackamas, Oregon 64 $ 15,630,000 $ 244,218 $ 111,000
El Paso, Colorado 63 $ 9,834,000 $ 156,095 $ 78,000
Jefferson, Colorado 62 $ 10,900,000 $ 175,806 $ 88,000
Hernando, Florida 62 $ 9,947,000 $ 160,435 $ 88,000
Mercer, New Jersey 62 $ 9,287,000 $ 149,790 $ 79,000
Montgomery, Pennsylvania 61 $ 11,029,000 $ 180,803 $ 100,000
Hampden, Massachusetts 60 $ 13,003,000 $ 216,716 $ 60,000
Bucks, Pennsylvania 60 $ 11,450,000 $ 190,833 $ 110,000
Salt Lake, Utah 59 $ 21,413,000 $ 362,932 $ 174,000
Charleston, South Carolina 58 $ 13,773,000 $ 237,465 $ 102,000
Chesterfield, Virginia 58 $ 8,274,000 $ 142,655 $ 62,000
Monroe, Florida 57 $ 39,798,000 $ 698,210 $ 365,000
Richland, South Carolina 57 $ 6,489,000 $ 113,842 $ 59,000
Fort Bend, Texas 57 $ 10,221,000 $ 179,315 $ 111,000
Indian River, Florida 56 $ 12,762,000 $ 227,892 $ 128,000
Allen, Indiana 55 $ 4,305,000 $ 78,272 $ 98,000
St. Johns, Florida 54 $ 13,829,000 $ 256,092 $ 81,000
St. Joseph, Indiana 54 $ 3,851,000 $ 71,314 $ 85,000
Washington, Minnesota 54 $ 11,898,000 $ 220,333 $ 112,000
Summit, Ohio 54 $ 6,664,000 $ 123,407 $ 118,000
Galveston, Texas 54 $ 6,723,000 $ 124,500 $ 127,000
Portsmouth, Virginia 53 $ 5,995,000 $ 113,113 $ 116,000
Washington, Arkansas 52 $ 6,316,000 $ 121,461 $ 79,000
Washington, Maryland 52 $ 8,952,000 $ 172,153 $ 82,000
Tulsa, Oklahoma 52 $ 3,602,000 $ 69,269 $ 104,000
Tulare, California 51 $ 9,577,000 $ 187,784 $ 66,000
St. Louis, Missouri 51 $ 6,717,000 $ 131,705 $ 60,000
Collin, Texas 51 $ 10,494,000 $ 205,764 $ 147,000
Henry, Georgia 50 $ 8,275,000 $ 165,500 $ 91,000
McHenry, Illinois 50 $ 10,007,000 $ 200,140 $ 93,000
Winnebago, Illinois 50 $ 3,747,000 $ 74,940 $ 217,000
Northampton, Pennsylvania 49 $ 8,058,000 $ 164,448 $ 87,000
Utah, Utah 49 $ 14,638,000 $ 298,734 $ 103,000
Wright, Minnesota 48 $ 7,723,000 $ 160,895 $ 111,000
Canyon, Idaho 47 $ 5,613,000 $ 119,425 $ 97,000
Lehigh, Pennsylvania 47 $ 6,208,000 $ 132,085 $ 90,000
Jefferson, West Virginia 47 $ 10,629,000 $ 226,148 $ 50,000
Cherokee, Georgia 46 $ 9,485,000 $ 206,195 $ 105,000
Lake, Indiana 46 $ 5,083,000 $ 110,500 $ 99,000
Harford, Maryland 46 $ 10,697,000 $ 232,543 $ 69,000
Guilford, North Carolina 46 $ 6,632,000 $ 144,173 $ 78,000
Elkhart, Indiana 45 $ 2,877,000 $ 63,933 $ 56,000
St. Tammany, Louisiana 45 $ 5,626,000 $ 125,022 $ 43,000
Cape May, New Jersey 45 $ 19,542,000 $ 434,266 $ 190,000
Genesee, Michigan 44 $ 4,668,000 $ 106,090 $ 62,000
New London, Connecticut 43 $ 8,471,000 $ 197,000 $ 72,000
Rockingham, New Hampshire 43 $ 8,874,000 $ 206,372 $ 104,000
Gloucester, New Jersey 43 $ 8,867,000 $ 206,209 $ 106,000
Hamilton, Ohio 43 $ 6,463,000 $ 150,302 $ 78,000
Escambia, Florida 42 $ 8,861,000 $ 210,976 $ 175,000
Butte, California 41 $ 9,171,000 $ 223,682 $ 112,000
Sherburne, Minnesota 41 $ 5,383,000 $ 131,292 $ 99,000
Ulster, New York 41 $ 7,990,000 $ 194,878 $ 58,000
Lancaster, Pennsylvania 41 $ 4,705,000 $ 114,756 $ 59,000
Fauquier, Virginia 41 $ 17,668,000 $ 430,926 $ 149,000
Worcester, Maryland 40 $ 11,795,000 $ 294,875 $ 90,000
Cabarrus, North Carolina 39 $ 6,212,000 $ 159,282 $ 43,000
New Hanover, North Carolina 39 $ 7,682,000 $ 196,974 $ 126,000
Scott, Minnesota 38 $ 9,375,000 $ 246,710 $ 145,000
Jackson, Missouri 38 $ 5,557,000 $ 146,236 $ 75,000
Oklahoma, Oklahoma 38 $ 4,326,000 $ 113,842 $ 141,000
Allegheny, Pennsylvania 38 $ 4,233,000 $ 111,394 $ 96,000
Sussex, Delaware 37 $ 10,586,000 $ 286,108 $ 151,000
Leon, Florida 37 $ 5,243,000 $ 141,702 $ 129,000
Manassas Park, Virginia 37 $ 7,823,000 $ 211,432 $ 73,000
Mendocino, California 35 $ 10,913,000 $ 311,800 $ 96,000
Douglas, Colorado 35 $ 9,505,000 $ 271,571 $ 99,000
Citrus, Florida 35 $ 4,564,000 $ 130,400 $ 72,000
Lane, Oregon 35 $ 3,379,000 $ 96,542 $ 43,000
Chester, Pennsylvania 35 $ 6,161,000 $ 176,028 $ 123,000
Brazoria, Texas 35 $ 4,077,000 $ 116,485 $ 76,000
Frederick, Virginia 35 $ 8,102,000 $ 231,485 $ 74,000
Berkeley, West Virginia 35 $ 6,296,000 $ 179,885 $ 69,000
Douglas, Georgia 34 $ 5,214,000 $ 153,352 $ 91,000
Hamilton, Indiana 34 $ 9,185,000 $ 270,147 $ 161,000
Ingham, Michigan 34 $ 3,043,000 $ 89,500 $ 87,000
Washtenaw, Michigan 34 $ 6,605,000 $ 194,264 $ 125,000
Hinds, Mississippi 34 $ 1,956,000 $ 57,529 $ 55,000
Luzerne, Pennsylvania 34 $ 3,045,000 $ 89,558 $ 38,000
Hampton, Virginia 34 $ 3,798,000 $ 111,705 $ 80,000
Jefferson, Alabama 33 $ 5,100,000 $ 154,545 $ 91,000
Bay, Florida 33 $ 9,585,000 $ 290,454 $ 178,000
Hawaii, Hawaii 33 $ 11,665,000 $ 353,484 $ 125,000
Monroe, Pennsylvania 33 $ 5,267,000 $ 159,606 $ 60,000
Yolo, California 32 $ 9,224,000 $ 288,250 $ 102,000
Clay, Florida 32 $ 6,358,000 $ 198,687 $ 88,000
Carroll, Maryland 32 $ 9,230,000 $ 288,437 $ 92,000
Santa Fe, New Mexico 32 $ 8,409,000 $ 262,781 $ 102,000
Warren, New York 32 $ 5,020,000 $ 156,875 $ 72,000
Greenville, South Carolina 32 $ 3,872,000 $ 121,000 $ 64,000
Montgomery, Texas 32 $ 5,635,000 $ 176,093 $ 92,000
El Dorado, California 31 $ 12,702,000 $ 409,741 $ 176,000
Kings, California 31 $ 5,838,000 $ 188,322 $ 56,000
Alachua, Florida 31 $ 4,189,000 $ 135,129 $ 100,000
Newton, Georgia 31 $ 4,072,000 $ 131,354 $ 58,000
Kendall, Illinois 31 $ 5,156,000 $ 166,322 $ 90,000
Jefferson, Kentucky 31 $ 3,262,000 $ 105,225 $ 59,000
St. Louis City, Missouri 31 $ 3,141,000 $ 101,322 $ 62,000
Putnam, New York 31 $ 7,443,000 $ 240,096 $ 101,000
San Luis Obispo, California 30 $ 12,689,000 $ 422,966 $ 195,000
St. Mary's, Maryland 30 $ 5,991,000 $ 199,700 $ 70,000
Niagara, New York 30 $ 1,879,000 $ 62,633 $ 61,000
Lorain, Ohio 30 $ 2,759,000 $ 91,966 $ 58,000
Lackawanna, Pennsylvania 30 $ 2,171,000 $ 72,366 $ 142,000
Denton, Texas 30 $ 3,889,000 $ 129,633 $ 165,000
El Paso, Texas 30 $ 2,971,000 $ 99,033 $ 54,000
Thurston, Washington 30 $ 5,087,000 $ 169,566 $ 151,000
Baldwin, Alabama 29 $ 7,086,000 $ 244,344 $ 180,000
Mobile, Alabama 29 $ 3,107,000 $ 107,137 $ 57,000
York, Maine 29 $ 5,459,000 $ 188,241 $ 99,000
Carver, Minnesota 29 $ 4,957,000 $ 170,931 $ 112,000
Oneida, New York 29 $ 2,339,000 $ 80,655 $ 75,000
Newport News, Virginia 29 $ 3,337,000 $ 115,068 $ 55,000
Hall, Georgia 28 $ 5,906,000 $ 210,928 $ 97,000
Maui, Hawaii 28 $ 10,478,000 $ 374,214 $ 173,000
Gaston, North Carolina 28 $ 3,893,000 $ 139,035 $ 74,000
Marion, Oregon 28 $ 3,425,000 $ 122,321 $ 49,000
Whatcom, Washington 28 $ 6,239,000 $ 222,821 $ 96,000
Coconino, Arizona 27 $ 8,797,000 $ 325,814 $ 113,000
Litchfield, Connecticut 27 $ 6,931,000 $ 256,703 $ 83,000
East Baton Rouge, Louisiana 27 $ 2,776,000 $ 102,814 $ 199,000
Cumberland, Pennsylvania 27 $ 2,895,000 $ 107,222 $ 50,000
Lexington, South Carolina 27 $ 3,303,000 $ 122,333 $ 93,000
Henrico, Virginia 27 $ 4,018,000 $ 148,814 $ 62,000
Forsyth, Georgia 26 $ 6,508,000 $ 250,307 $ 72,000
Twin Falls, Idaho 26 $ 2,381,000 $ 91,576 $ 44,000
Cumberland, Maine 26 $ 6,766,000 $ 260,230 $ 87,000
Kent, Michigan 26 $ 2,737,000 $ 105,269 $ 82,000
Broome, New York 26 $ 2,988,000 $ 114,923 $ 74,000
Butler, Ohio 26 $ 2,719,000 $ 104,576 $ 55,000
Navajo, Arizona 25 $ 3,808,000 $ 152,320 $ 112,000
Rockdale, Georgia 25 $ 4,699,000 $ 187,960 $ 104,000
Waukesha, Wisconsin 25 $ 4,785,000 $ 191,400 $ 90,000
Boulder, Colorado 24 $ 5,469,000 $ 227,875 $ 142,000
Dorchester, South Carolina 24 $ 3,706,000 $ 154,416 $ 129,000
Imperial, California 23 $ 4,013,000 $ 174,478 $ 121,000
Madera, California 23 $ 7,920,000 $ 344,347 $ 134,000
San Benito, California 23 $ 9,371,000 $ 407,434 $ 162,000
Fayette, Georgia 23 $ 4,255,000 $ 185,000 $ 82,000
Merrimack, New Hampshire 23 $ 4,964,000 $ 215,826 $ 56,000
Cumberland, New Jersey 23 $ 2,310,000 $ 100,434 $ 51,000
Rutherford, Tennessee 23 $ 2,116,000 $ 92,000 $ 70,000
Culpeper, Virginia 23 $ 7,611,000 $ 330,913 $ 99,000
Cowlitz, Washington 23 $ 2,485,000 $ 108,043 $ 71,000
Lake, California 22 $ 4,996,000 $ 227,090 $ 101,000
Fulton, New York 22 $ 1,819,000 $ 82,681 $ 88,000
Montgomery, New York 22 $ 1,267,000 $ 57,590 $ 71,000
Iredell, North Carolina 22 $ 6,850,000 $ 311,363 $ 151,000
Medina, Ohio 22 $ 3,335,000 $ 151,590 $ 105,000
Williamson, Texas 22 $ 2,512,000 $ 114,181 $ 119,000
Shasta, California 21 $ 4,462,000 $ 212,476 $ 146,000
Calvert, Maryland 21 $ 5,241,000 $ 249,571 $ 100,000
Hunterdon, New Jersey 21 $ 6,936,000 $ 330,285 $ 110,000
Washington, New York 21 $ 1,855,000 $ 88,333 $ 55,000
Lake, Ohio 21 $ 1,999,000 $ 95,190 $ 64,000
Berkeley, South Carolina 21 $ 4,100,000 $ 195,238 $ 65,000
Travis, Texas 21 $ 3,455,000 $ 164,523 $ 129,000
James City, Virginia 21 $ 5,138,000 $ 244,666 $ 16,000
Kent, Delaware 20 $ 3,515,000 $ 175,750 $ 78,000
Coweta, Georgia 20 $ 2,499,000 $ 124,950 $ 126,000
Jefferson, Louisiana 20 $ 2,141,000 $ 107,050 $ 35,000
Calhoun, Michigan 20 $ 752,000 $ 37,600 $ 144,000
Brunswick, North Carolina 20 $ 3,444,000 $ 172,200 $ 80,000
Cameron, Texas 20 $ 3,969,000 $ 198,450 $ 116,000
Suffolk, Virginia 20 $ 3,376,000 $ 168,800 $ 59,000
Napa, California 19 $ 8,285,000 $ 436,052 $ 137,000
Santa Barbara, California 19 $ 7,831,000 $ 412,157 $ 59,000
Chatham, Georgia 19 $ 2,380,000 $ 125,263 $ 82,000
Paulding, Georgia 19 $ 2,878,000 $ 151,473 $ 55,000
Kankakee, Illinois 19 $ 2,387,000 $ 125,631 $ 73,000
Monroe, Michigan 19 $ 2,612,000 $ 137,473 $ 79,000
St. Louis, Minnesota 19 $ 1,743,000 $ 91,736 $ 81,000
Warren, New Jersey 19 $ 4,644,000 $ 244,421 $ 127,000
Roanoke City, Virginia 19 $ 1,236,000 $ 65,052 $ 28,000
Shelby, Alabama 18 $ 5,053,000 $ 280,722 $ 139,000
Yuma, Arizona 18 $ 3,730,000 $ 207,222 $ 170,000
Middlesex, Connecticut 18 $ 4,749,000 $ 263,833 $ 104,000
Ascension, Louisiana 18 $ 2,562,000 $ 142,333 $ 81,000
Hampshire, Massachusetts 18 $ 3,873,000 $ 215,166 $ 10,000
Jackson, Michigan 18 $ 1,661,000 $ 92,277 $ 33,000
Chemung, New York 18 $ 1,227,000 $ 68,166 $ 70,000
Greene, New York 18 $ 3,461,000 $ 192,277 $ 58,000
Kent, Rhode Island 18 $ 2,714,000 $ 150,777 $ 86,000
Roanoke, Virginia 18 $ 2,105,000 $ 116,944 $ 48,000
Brown, Wisconsin 18 $ 2,668,000 $ 148,222 $ 94,000
Marin, California 17 $ 13,973,000 $ 821,941 $ 112,000
Bibb, Georgia 17 $ 1,220,000 $ 71,764 $ 74,000
Madison, Indiana 17 $ 1,147,000 $ 67,470 $ 62,000
Rapides, Louisiana 17 $ 1,908,000 $ 112,235 $ 107,000
Stark, Ohio 17 $ 1,433,000 $ 84,294 $ 54,000
Beaufort, South Carolina 17 $ 5,699,000 $ 335,235 $ 261,000
Williamson, Tennessee 17 $ 7,917,000 $ 465,705 $ 243,000
Webb, Texas 17 $ 1,560,000 $ 91,764 $ 58,000
Davis, Utah 17 $ 1,639,000 $ 96,411 $ 57,000
Dane, Wisconsin 17 $ 3,296,000 $ 193,882 $ 75,000
St. Croix, Wisconsin 17 $ 3,032,000 $ 178,352 $ 219,000
Cochise, Arizona 16 $ 2,252,000 $ 140,750 $ 127,000
Sutter, California 16 $ 3,736,000 $ 233,500 $ 104,000
Yuba, California 16 $ 4,265,000 $ 266,562 $ 118,000
Larimer, Colorado 16 $ 2,778,000 $ 173,625 $ 124,000
Highlands, Florida 16 $ 2,123,000 $ 132,687 $ 77,000
Franklin, Massachusetts 16 $ 1,959,000 $ 122,437 $ 100,000
Sullivan, New York 16 $ 2,367,000 $ 147,937 $ 72,000
Forsyth, North Carolina 16 $ 2,003,000 $ 125,187 $ 83,000
Adams, Pennsylvania 16 $ 2,349,000 $ 146,812 $ 29,000
Sumner, Tennessee 16 $ 2,542,000 $ 158,875 $ 85,000
Richmond, Georgia 15 $ 1,327,000 $ 88,466 $ 83,000
Tazewell, Illinois 15 $ 773,000 $ 51,533 $ 51,000
Johnson, Indiana 15 $ 2,036,000 $ 135,733 $ 96,000
LaPorte, Indiana 15 $ 1,102,000 $ 73,466 $ 68,000
Orleans, Louisiana 15 $ 3,044,000 $ 202,933 $ 193,000
Cecil, Maryland 15 $ 2,359,000 $ 157,266 $ 95,000
Livingston, Michigan 15 $ 2,369,000 $ 157,933 $ 74,000
Rice, Minnesota 15 $ 2,329,000 $ 155,266 $ 95,000
Ontario, New York 15 $ 2,306,000 $ 153,733 $ 108,000
Deschutes, Oregon 15 $ 2,576,000 $ 171,733 $ 68,000
Montgomery, Tennessee 15 $ 1,618,000 $ 107,866 $ 71,000
Fairfax City, Virginia 15 $ 4,429,000 $ 295,266 $ 87,000
Skagit, Washington 15 $ 2,346,000 $ 156,400 $ 82,000
Pulaski, Arkansas 14 $ 4,102,000 $ 293,000 $ 158,000
Weld, Colorado 14 $ 3,016,000 $ 215,428 $ 91,000
Walton, Georgia 14 $ 3,139,000 $ 224,214 $ 49,000
Porter, Indiana 14 $ 1,433,000 $ 102,357 $ 60,000
Caddo, Louisiana 14 $ 1,190,000 $ 85,000 $ 44,000
Saginaw, Michigan 14 $ 1,385,000 $ 98,928 $ 38,000
Chisago, Minnesota 14 $ 2,417,000 $ 172,642 $ 69,000
Jefferson, Missouri 14 $ 1,664,000 $ 118,857 $ 65,000
St. Charles, Missouri 14 $ 2,552,000 $ 182,285 $ 89,000
Cheshire, New Hampshire 14 $ 1,827,000 $ 130,500 $ 70,000
Cayuga, New York 14 $ 1,401,000 $ 100,071 $ 57,000
Buncombe, North Carolina 14 $ 4,486,000 $ 320,428 $ 146,000
Huron, Ohio 14 $ 829,000 $ 59,214 $ 105,000
Lebanon, Pennsylvania 14 $ 1,390,000 $ 99,285 $ 103,000
Sevier, Tennessee 14 $ 3,387,000 $ 241,928 $ 94,000
Tehama, California 13 $ 2,345,000 $ 180,384 $ 95,000
Windham, Connecticut 13 $ 1,695,000 $ 130,384 $ 42,000
Okaloosa, Florida 13 $ 5,557,000 $ 427,461 $ 407,000
Bonneville, Idaho 13 $ 1,108,000 $ 85,230 $ 88,000
Lafayette, Louisiana 13 $ 1,676,000 $ 128,923 $ 82,000
Queen Anne's, Maryland 13 $ 2,699,000 $ 207,615 $ 92,000
Talbot, Maryland 13 $ 3,176,000 $ 244,307 $ 128,000
St. Clair, Michigan 13 $ 1,214,000 $ 93,384 $ 47,000
Harrison, Mississippi 13 $ 2,025,000 $ 155,769 $ 716,000
Taos, New Mexico 13 $ 3,871,000 $ 297,769 $ 102,000
Catawba, North Carolina 13 $ 1,405,000 $ 108,076 $ 93,000
Franklin, Pennsylvania 13 $ 1,718,000 $ 132,153 $ 64,000
Spartanburg, South Carolina 13 $ 1,304,000 $ 100,307 $ 28,000
Hamilton, Tennessee 13 $ 2,957,000 $ 227,461 $ 131,000
Orange, Virginia 13 $ 2,157,000 $ 165,923 $ 61,000
Warren, Virginia 13 $ 2,095,000 $ 161,153 $ 49,000
Douglas, Wisconsin 13 $ 1,516,000 $ 116,615 $ 60,000
Gila, Arizona 12 $ 2,218,000 $ 184,833 $ 171,000
Calaveras, California 12 $ 3,293,000 $ 274,416 $ 104,000
Floyd, Georgia 12 $ 1,486,000 $ 123,833 $ 45,000
Johnson, Kansas 12 $ 2,029,000 $ 169,083 $ 67,000
Hardin, Kentucky 12 $ 877,000 $ 73,083 $ 123,000
Clinton, Michigan 12 $ 1,061,000 $ 88,416 $ 65,000
Olmsted, Minnesota 12 $ 1,452,000 $ 121,000 $ 45,000
Douglas, Nebraska 12 $ 1,117,000 $ 93,083 $ 94,000
Carroll, New Hampshire 12 $ 2,688,000 $ 224,000 $ 69,000
Herkimer, New York 12 $ 1,340,000 $ 111,666 $ 70,000
Madison, New York 12 $ 1,404,000 $ 117,000 $ 70,000
Cumberland, North Carolina 12 $ 1,201,000 $ 100,083 $ 51,000
Durham, North Carolina 12 $ 1,172,000 $ 97,666 $ 57,000
Carbon, Pennsylvania 12 $ 1,151,000 $ 95,916 $ 53,000
Ellis, Texas 12 $ 1,009,000 $ 84,083 $ 104,000
Caroline, Virginia 12 $ 2,164,000 $ 180,333 $ 120,000
Richmond City, Virginia 12 $ 1,240,000 $ 103,333 $ 51,000
Spokane, Washington 12 $ 1,719,000 $ 143,250 $ 78,000
Outagamie, Wisconsin 12 $ 1,113,000 $ 92,750 $ 75,000
Madison, Alabama 11 $ 984,000 $ 89,454 $ 43,000
Apache, Arizona 11 $ 1,285,000 $ 116,818 $ 97,000
Siskiyou, California 11 $ 1,758,000 $ 159,818 $ 44,000
Nassau, Florida 11 $ 3,007,000 $ 273,363 $ 195,000
Monroe, Indiana 11 $ 1,279,000 $ 116,272 $ 64,000
Berkshire, Massachusetts 11 $ 1,969,000 $ 179,000 $ 102,000
Stearns, Minnesota 11 $ 1,714,000 $ 155,818 $ 122,000
DeSoto, Mississippi 11 $ 864,000 $ 78,545 $ 49,000
Jackson, Mississippi 11 $ 798,000 $ 72,545 $ 290,000
Greene, Missouri 11 $ 1,383,000 $ 125,727 $ 233,000
Lyon, Nevada 11 $ 1,931,000 $ 175,545 $ 55,000
Salem, New Jersey 11 $ 956,000 $ 86,909 $ 57,000
Jefferson, New York 11 $ 1,934,000 $ 175,818 $ 74,000
Oswego, New York 11 $ 685,000 $ 62,272 $ 76,000
St. Lawrence, New York 11 $ 510,000 $ 46,363 $ 77,000
Warren, Ohio 11 $ 2,071,000 $ 188,272 $ 139,000
Le Flore, Oklahoma 11 $ 682,000 $ 62,000 $ 62,000
Polk, Oregon 11 $ 962,000 $ 87,454 $ 26,000
Washington, Rhode Island 11 $ 2,508,000 $ 228,000 $ 45,000
Georgetown, South Carolina 11 $ 1,523,000 $ 138,454 $ 136,000
Knox, Tennessee 11 $ 821,000 $ 74,636 $ 68,000
Chittenden, Vermont 11 $ 1,810,000 $ 164,545 $ 95,000
Racine, Wisconsin 11 $ 1,340,000 $ 121,818 $ 50,000
Montgomery, Alabama 10 $ 1,307,000 $ 130,700 $ 79,000
Eagle, Colorado 10 $ 2,985,000 $ 298,500 $ 264,000
Walton, Florida 10 $ 3,897,000 $ 389,700 $ 364,000
LaSalle, Illinois 10 $ 768,000 $ 76,800 $ 50,000
Kosciusko, Indiana 10 $ 868,000 $ 86,800 $ 123,000
Tippecanoe, Indiana 10 $ 854,000 $ 85,400 $ 102,000
Wayne, Indiana 10 $ 742,000 $ 74,200 $ 59,000
Livingston, Louisiana 10 $ 1,165,000 $ 116,500 $ 62,000
Dorchester, Maryland 10 $ 1,399,000 $ 139,900 $ 114,000
Wicomico, Maryland 10 $ 1,193,000 $ 119,300 $ 32,000
Berrien, Michigan 10 $ 1,917,000 $ 191,700 $ 71,000
Eaton, Michigan 10 $ 1,084,000 $ 108,400 $ 79,000
Lapeer, Michigan 10 $ 1,830,000 $ 183,000 $ 75,000
Taney, Missouri 10 $ 1,174,000 $ 117,400 $ 86,000
Belknap, New Hampshire 10 $ 2,784,000 $ 278,400 $ 138,000
Dona Ana, New Mexico 10 $ 1,227,000 $ 122,700 $ 80,000
Valencia, New Mexico 10 $ 1,196,000 $ 119,600 $ 39,000
Genesee, New York 10 $ 591,000 $ 59,100 $ 28,000
Currituck, North Carolina 10 $ 3,504,000 $ 350,400 $ 193,000
Dare, North Carolina 10 $ 5,826,000 $ 582,600 $ 184,000
Johnston, North Carolina 10 $ 1,533,000 $ 153,300 $ 61,000
Pasquotank, North Carolina 10 $ 1,081,000 $ 108,100 $ 14,000
Delaware, Ohio 10 $ 3,054,000 $ 305,400 $ 129,000
Greene, Ohio 10 $ 1,021,000 $ 102,100 $ 135,000
Lucas, Ohio 10 $ 1,157,000 $ 115,700 $ 58,000
Jackson, Oregon 10 $ 1,872,000 $ 187,200 $ 58,000
Linn, Oregon 10 $ 1,094,000 $ 109,400 $ 65,000
Westmoreland, Pennsylvania 10 $ 1,033,000 $ 103,300 $ 60,000
Iron, Utah 10 $ 1,223,000 $ 122,300 $ 76,000
King George, Virginia 10 $ 2,779,000 $ 277,900 $ 74,000
Island, Washington 10 $ 2,797,000 $ 279,700 $ 154,000
Kenosha, Wisconsin 10 $ 1,847,000 $ 184,700 $ 61,000
Polk, Wisconsin 10 $ 1,019,000 $ 101,900 $ 79,000
Washington, Wisconsin 10 $ 1,051,000 $ 105,100 $ 66,000
Humboldt, California 9 $ 2,108,000 $ 234,222 $ 64,000
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Mortgage Loan Application Detail Totals for First National Bank of Arizona in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 33,217 $6,603,197,000 $198,000 $10,000,000 $99,000 $7,365,000
Refinancing 26,948 $6,986,887,000 $259,000 $6,000,000 $108,000 $3,780,000
Home Improvement 501 $17,273,000 $34,000 $500,000 $95,000 $1,531,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 25,176 $5,556,231,000 $220,000 $5,460,000 $119,000 $7,365,000
Hispanic 15,217 $3,327,889,000 $218,000 $4,000,000 $98,000 $2,242,000
Black or African American 7,104 $1,409,706,000 $198,000 $4,000,000 $96,000 $3,100,000
Not Provided 5,002 $1,246,227,000 $249,000 $4,200,000 $111,000 $3,000,000
Not applicable 4,435 $1,043,711,000 $235,000 $10,000,000 $11,000 $578,000
Asian 3,155 $866,384,000 $274,000 $3,240,000 $122,000 $1,680,000
Native Hawaiian or Other Pacific Islander 391 $111,872,000 $286,000 $1,000,000 $124,000 $632,000
American Indian or Alaskan Native 186 $45,337,000 $243,000 $4,000,000 $145,000 $1,934,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 60,624 $13,600,170,000 $224,000 $10,000,000 $103,000 $7,365,000
FHA-insured (Federal Housing Administration) 26 $4,320,000 $166,000 $249,000 $63,000 $288,000
VA-guaranteed (Veterans Administration) 16 $2,867,000 $179,000 $330,000 $70,000 $150,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 31,740 $6,680,404,000 $210,000 $4,500,000 $104,000 $3,100,000
Application Withdrawn By Applicant 15,228 $3,670,966,000 $241,000 $4,800,000 $111,000 $7,365,000
Application Denied By Financial Institution 7,432 $1,826,850,000 $245,000 $5,460,000 $135,000 $3,048,000
Loan Purchased By The Institution 4,435 $1,043,711,000 $235,000 $10,000,000 $11,000 $578,000
Application Approved But Not Accepted 1,748 $361,823,000 $206,000 $3,595,000 $100,000 $2,520,000
File Closed For Incompleteness 83 $23,603,000 $284,000 $4,000,000 $144,000 $1,140,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 2,518 $679,250,000 $269,000 $5,460,000 $151,000 $3,048,000
Collateral 1,469 $364,227,000 $247,000 $3,640,000 $149,000 $2,400,000
Credit History 1,315 $288,411,000 $219,000 $4,620,000 $110,000 $1,740,000
Debt-To-Income Ratio 769 $180,087,000 $234,000 $4,960,000 $109,000 $1,193,000
Credit Application Incomplete 670 $148,827,000 $222,000 $2,040,000 $139,000 $1,680,000
Unverifiable Information 326 $84,338,000 $258,000 $4,000,000 $130,000 $1,356,000
Employment History 300 $66,275,000 $220,000 $1,500,000 $104,000 $600,000
Insufficient Cash (Downpayment, Closing Cost) 62 $14,945,000 $241,000 $980,000 $139,000 $600,000
Mortgage Insurance Denied 3 $490,000 $163,000 $234,000 $79,000 $132,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of Arizona's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First National Bank of Arizona's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet with aggregated HMDA statistics today.

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