First National Bank of Arizona Mortgage Lending & HMDA Data, 2006
In 2006, First National Bank of Arizona of Scottsdale, AZ reported 60,666 mortgage applications totaling $13.6 billion, up 8% from 2005. The average application was for $224,299, and applicants reported an average income of $102,964. 52% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (5,173), Washington-Arlington-Alexandria, DC-VA-MD-WV (3,535) and New York-White Plains-Wayne, NY-NJ (3,016) (applications in parentheses).
| Mortgage Company & Address | First National Bank of Arizona 17600 North Perimeter Drive Scottsdale, AZ 85255 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 60,666 |
| Total Mortgage Loan Application Amount | $13,607,357,000 |
| Average Mortgage Loan Application Amount | $224,299 |
| Highest Mortgage Loan Application Amount | $10,000,000 |
| Average Applicant Income | $102,964 |
| Highest Applicant Income | $7,365,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of Arizona filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Scottsdale, AZ | 5,173 | $ 1,056,437,000 | $ 204,221 | $ 90,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 3,535 | $ 952,264,000 | $ 269,381 | $ 95,226 |
| New York-White Plains-Wayne, NY-NJ | 3,016 | $ 1,023,916,000 | $ 339,494 | $ 124,337 |
| Las Vegas-Paradise, NV | 2,415 | $ 566,916,000 | $ 234,747 | $ 127,000 |
| Chicago-Naperville-Joliet, IL | 2,154 | $ 401,348,000 | $ 186,326 | $ 87,000 |
| Miami-Miami Beach-Kendall, FL | 2,120 | $ 471,813,000 | $ 222,553 | $ 101,000 |
| Orlando-Kissimmee, FL | 1,622 | $ 322,252,000 | $ 198,675 | $ 105,000 |
| Riverside-San Bernardino-Ontario, CA | 1,554 | $ 406,902,000 | $ 261,841 | $ 93,000 |
| Atlanta-Sandy Springs-Marietta, GA | 1,405 | $ 235,996,000 | $ 167,968 | $ 98,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,356 | $ 304,276,000 | $ 224,392 | $ 114,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,238 | $ 452,231,000 | $ 365,291 | $ 131,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,186 | $ 202,957,000 | $ 171,127 | $ 92,000 |
| San Diego-Carlsbad-San Marcos, CA | 1,077 | $ 364,650,000 | $ 338,579 | $ 135,000 |
| Nassau-Suffolk, NY | 1,069 | $ 299,795,000 | $ 280,444 | $ 104,000 |
| Cape Coral-Fort Myers, FL | 1,058 | $ 207,277,000 | $ 195,913 | $ 104,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 971 | $ 172,470,000 | $ 177,621 | $ 104,054 |
| Detroit-Livonia-Dearborn, MI | 926 | $ 103,431,000 | $ 111,696 | $ 85,000 |
| Newark-Union, NJ-PA | 878 | $ 225,306,000 | $ 256,612 | $ 113,589 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 853 | $ 200,747,000 | $ 235,342 | $ 110,000 |
| Baltimore-Towson, MD | 735 | $ 148,321,000 | $ 201,797 | $ 90,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 663 | $ 181,451,000 | $ 273,681 | $ 124,000 |
| Bethesda-Gaithersburg-Frederick, MD | 657 | $ 171,747,000 | $ 261,410 | $ 90,000 |
| Oakland-Fremont-Hayward, CA | 654 | $ 240,753,000 | $ 368,123 | $ 134,000 |
| Charlotte-Gastonia-Concord, NC-SC | 638 | $ 90,968,000 | $ 142,583 | $ 84,352 |
| Edison, NJ | 633 | $ 178,765,000 | $ 282,409 | $ 140,000 |
| Warren-Troy-Farmington Hills, MI | 582 | $ 113,286,000 | $ 194,649 | $ 116,000 |
| Houston-Sugar Land-Baytown, TX | 528 | $ 67,039,000 | $ 126,967 | $ 86,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 527 | $ 88,934,000 | $ 168,755 | $ 89,992 |
| Portland-Vancouver-Beaverton, OR-WA | 516 | $ 92,733,000 | $ 179,715 | $ 111,065 |
| San Jose-Sunnyvale-Santa Clara, CA | 499 | $ 227,380,000 | $ 455,671 | $ 181,000 |
| Santa Ana-Anaheim-Irvine, CA | 468 | $ 218,741,000 | $ 467,395 | $ 169,000 |
| Philadelphia, PA | 438 | $ 62,859,000 | $ 143,513 | $ 102,000 |
| Reno-Sparks, NV | 422 | $ 100,059,000 | $ 237,106 | $ 33,000 |
| Sarasota-Bradenton-Venice, FL | 419 | $ 100,793,000 | $ 240,556 | $ 101,000 |
| Boston-Quincy, MA | 375 | $ 106,121,000 | $ 282,989 | $ 89,000 |
| Denver-Aurora, CO | 355 | $ 61,175,000 | $ 172,323 | $ 90,000 |
| San Francisco-San Mateo-Redwood City, CA | 330 | $ 169,604,000 | $ 513,951 | $ 132,000 |
| Albany-Schenectady-Troy, NY | 326 | $ 40,247,000 | $ 123,457 | $ 69,000 |
| Port St. Lucie-Fort Pierce, FL | 317 | $ 59,235,000 | $ 186,861 | $ 86,000 |
| Tucson, AZ | 303 | $ 43,051,000 | $ 142,082 | $ 81,000 |
| Bridgeport-Stamford-Norwalk, CT | 296 | $ 94,912,000 | $ 320,648 | $ 113,000 |
| Indianapolis-Carmel, IN | 289 | $ 31,387,000 | $ 108,605 | $ 109,000 |
| Lakeland, FL | 289 | $ 53,093,000 | $ 183,712 | $ 99,000 |
| Jacksonville, FL | 287 | $ 56,162,000 | $ 195,686 | $ 93,000 |
| Seattle-Bellevue-Everett, WA | 268 | $ 70,596,000 | $ 263,417 | $ 133,000 |
| Bakersfield, CA | 264 | $ 52,288,000 | $ 198,060 | $ 96,000 |
| Stockton, CA | 241 | $ 69,584,000 | $ 288,730 | $ 110,000 |
| Albuquerque, NM | 220 | $ 36,071,000 | $ 163,959 | $ 104,000 |
| Dallas-Plano-Irving, TX | 218 | $ 40,540,000 | $ 185,963 | $ 143,000 |
| Providence-New Bedford-Fall River, RI-MA | 218 | $ 45,494,000 | $ 208,688 | $ 77,435 |
| Poughkeepsie-Newburgh-Middletown, NY | 211 | $ 42,231,000 | $ 200,146 | $ 81,000 |
| Cleveland-Elyria-Mentor, OH | 210 | $ 23,061,000 | $ 109,814 | $ 83,000 |
| Naples-Marco Island, FL | 204 | $ 60,402,000 | $ 296,088 | $ 153,000 |
| Fresno, CA | 182 | $ 36,637,000 | $ 201,302 | $ 87,000 |
| Camden, NJ | 177 | $ 39,112,000 | $ 220,971 | $ 108,000 |
| Rochester, NY | 175 | $ 16,665,000 | $ 95,228 | $ 69,000 |
| Cambridge-Newton-Framingham, MA | 174 | $ 53,768,000 | $ 309,011 | $ 103,000 |
| Memphis, TN-MS-AR | 174 | $ 12,820,000 | $ 73,678 | $ 94,902 |
| Nashville-Davidson--Murfreesboro, TN | 170 | $ 27,866,000 | $ 163,917 | $ 106,000 |
| Milwaukee-Waukesha-West Allis, WI | 163 | $ 21,072,000 | $ 129,276 | $ 78,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 158 | $ 28,303,000 | $ 179,132 | $ 82,000 |
| Palm Bay-Melbourne-Titusville, FL | 155 | $ 31,480,000 | $ 203,096 | $ 62,000 |
| Hartford-West Hartford-East Hartford, CT | 153 | $ 26,067,000 | $ 170,372 | $ 59,000 |
| Lake County-Kenosha County, IL-WI | 149 | $ 27,818,000 | $ 186,697 | $ 86,187 |
| New Haven-Milford, CT | 148 | $ 31,510,000 | $ 212,905 | $ 80,000 |
| Modesto, CA | 147 | $ 36,820,000 | $ 250,476 | $ 120,000 |
| Buffalo-Niagara Falls, NY | 143 | $ 10,570,000 | $ 73,916 | $ 80,000 |
| Merced, CA | 141 | $ 34,128,000 | $ 242,042 | $ 113,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 139 | $ 15,764,000 | $ 113,410 | $ 83,000 |
| Wilmington, DE-MD-NJ | 137 | $ 21,328,000 | $ 155,678 | $ 108,963 |
| Boise City-Nampa, ID | 135 | $ 20,584,000 | $ 152,474 | $ 126,000 |
| Richmond, VA | 134 | $ 19,471,000 | $ 145,305 | $ 66,000 |
| Columbus, OH | 133 | $ 18,282,000 | $ 137,458 | $ 100,000 |
| Salinas, CA | 132 | $ 55,188,000 | $ 418,090 | $ 188,000 |
| St. Louis, MO-IL | 131 | $ 16,324,000 | $ 124,610 | $ 61,290 |
| Allentown-Bethlehem-Easton, PA-NJ | 127 | $ 20,061,000 | $ 157,960 | $ 90,433 |
| Worcester, MA | 126 | $ 25,650,000 | $ 203,571 | $ 62,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 120 | $ 24,265,000 | $ 202,208 | $ 151,000 |
| Syracuse, NY | 118 | $ 11,127,000 | $ 94,296 | $ 64,000 |
| Vallejo-Fairfield, CA | 113 | $ 34,797,000 | $ 307,938 | $ 99,000 |
| Atlantic City, NJ | 110 | $ 23,331,000 | $ 212,100 | $ 99,000 |
| Ocala, FL | 110 | $ 16,619,000 | $ 151,081 | $ 47,000 |
| Dayton, OH | 108 | $ 8,752,000 | $ 81,037 | $ 71,000 |
| Raleigh-Cary, NC | 106 | $ 14,980,000 | $ 141,320 | $ 86,000 |
| Fort Worth-Arlington, TX | 105 | $ 12,102,000 | $ 115,257 | $ 82,000 |
| Essex County, MA | 104 | $ 26,686,000 | $ 256,596 | $ 77,000 |
| Santa Cruz-Watsonville, CA | 104 | $ 48,930,000 | $ 470,480 | $ 195,000 |
| St. George, UT | 104 | $ 22,478,000 | $ 216,134 | $ 78,000 |
| Charleston-North Charleston, SC | 103 | $ 21,579,000 | $ 209,504 | $ 101,000 |
| Cincinnati-Middletown, OH-KY-IN | 102 | $ 14,942,000 | $ 146,490 | $ 84,892 |
| San Antonio, TX | 99 | $ 11,192,000 | $ 113,050 | $ 90,000 |
| Prescott, AZ | 95 | $ 22,791,000 | $ 239,905 | $ 87,000 |
| Springfield, MA | 94 | $ 18,835,000 | $ 200,372 | $ 57,000 |
| Harrisburg-Carlisle, PA | 93 | $ 9,246,000 | $ 99,419 | $ 53,000 |
| Columbia, SC | 91 | $ 10,122,000 | $ 111,230 | $ 71,000 |
| Hagerstown-Martinsburg, MD-WV | 88 | $ 15,332,000 | $ 174,227 | $ 75,863 |
| Santa Rosa-Petaluma, CA | 86 | $ 32,074,000 | $ 372,953 | $ 119,000 |
| New Orleans-Metairie-Kenner, LA | 81 | $ 11,223,000 | $ 138,555 | $ 70,000 |
| York-Hanover, PA | 80 | $ 9,331,000 | $ 116,637 | $ 72,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 79 | $ 29,994,000 | $ 379,670 | $ 153,000 |
| Honolulu, HI | 74 | $ 27,828,000 | $ 376,054 | $ 156,000 |
| Punta Gorda, FL | 74 | $ 12,317,000 | $ 166,445 | $ 111,000 |
| Tacoma, WA | 74 | $ 15,222,000 | $ 205,702 | $ 102,000 |
| Kansas City, MO-KS | 69 | $ 9,430,000 | $ 136,666 | $ 73,202 |
| Barnstable Town, MA | 68 | $ 18,805,000 | $ 276,544 | $ 109,000 |
| McAllen-Edinburg-Mission, TX | 67 | $ 6,892,000 | $ 102,865 | $ 67,000 |
| Reading, PA | 67 | $ 5,754,000 | $ 85,880 | $ 82,000 |
| Tulsa, OK | 67 | $ 5,916,000 | $ 88,298 | $ 102,000 |
| Colorado Springs, CO | 66 | $ 10,818,000 | $ 163,909 | $ 76,000 |
| Manchester-Nashua, NH | 66 | $ 11,462,000 | $ 173,666 | $ 91,000 |
| Salt Lake City, UT | 66 | $ 25,712,000 | $ 389,575 | $ 196,000 |
| Scranton--Wilkes-Barre, PA | 65 | $ 5,347,000 | $ 82,261 | $ 85,000 |
| Wilmington, NC | 64 | $ 12,208,000 | $ 190,750 | $ 112,000 |
| Pittsburgh, PA | 63 | $ 6,876,000 | $ 109,142 | $ 87,000 |
| Gary, IN | 62 | $ 6,767,000 | $ 109,145 | $ 90,000 |
| Trenton-Ewing, NJ | 62 | $ 9,287,000 | $ 149,790 | $ 79,000 |
| Akron, OH | 61 | $ 7,521,000 | $ 123,295 | $ 111,000 |
| Fort Wayne, IN | 61 | $ 4,941,000 | $ 81,000 | $ 94,000 |
| Baton Rouge, LA | 59 | $ 6,873,000 | $ 116,491 | $ 129,000 |
| South Bend-Mishawaka, IN-MI | 58 | $ 4,388,000 | $ 75,655 | $ 84,655 |
| Rockford, IL | 57 | $ 4,691,000 | $ 82,298 | $ 198,000 |
| Lansing-East Lansing, MI | 56 | $ 5,188,000 | $ 92,642 | $ 81,000 |
| Portland-South Portland-Biddeford, ME | 56 | $ 12,273,000 | $ 219,160 | $ 91,000 |
| Sebastian-Vero Beach, FL | 56 | $ 12,762,000 | $ 227,892 | $ 128,000 |
| Birmingham-Hoover, AL | 55 | $ 10,465,000 | $ 190,272 | $ 110,000 |
| Glens Falls, NY | 53 | $ 6,875,000 | $ 129,716 | $ 65,000 |
| Greensboro-High Point, NC | 53 | $ 8,138,000 | $ 153,547 | $ 76,000 |
| Rockingham County-Strafford County, NH | 52 | $ 10,344,000 | $ 198,923 | $ 100,000 |
| Oklahoma City, OK | 51 | $ 5,564,000 | $ 109,098 | $ 120,000 |
| Provo-Orem, UT | 51 | $ 14,885,000 | $ 291,862 | $ 111,000 |
| Visalia-Porterville, CA | 51 | $ 9,577,000 | $ 187,784 | $ 66,000 |
| Roanoke, VA | 50 | $ 5,980,000 | $ 119,600 | $ 34,000 |
| Pensacola-Ferry Pass-Brent, FL | 47 | $ 9,453,000 | $ 201,127 | $ 164,000 |
| Austin-Round Rock, TX | 46 | $ 6,362,000 | $ 138,304 | $ 117,000 |
| Elkhart-Goshen, IN | 45 | $ 2,877,000 | $ 63,933 | $ 56,000 |
| Ocean City, NJ | 45 | $ 19,542,000 | $ 434,266 | $ 190,000 |
| Winchester, VA-WV | 45 | $ 9,536,000 | $ 211,911 | $ 63,266 |
| Flint, MI | 44 | $ 4,668,000 | $ 106,090 | $ 62,000 |
| Louisville-Jefferson County, KY-IN | 43 | $ 4,584,000 | $ 106,604 | $ 56,906 |
| Norwich-New London, CT | 43 | $ 8,471,000 | $ 197,000 | $ 72,000 |
| Chico, CA | 41 | $ 9,171,000 | $ 223,682 | $ 112,000 |
| Kingston, NY | 41 | $ 7,990,000 | $ 194,878 | $ 58,000 |
| Lancaster, PA | 41 | $ 4,705,000 | $ 114,756 | $ 59,000 |
| Tallahassee, FL | 41 | $ 5,988,000 | $ 146,048 | $ 121,000 |
| Utica-Rome, NY | 41 | $ 3,679,000 | $ 89,731 | $ 74,000 |
| Greenville, SC | 39 | $ 5,694,000 | $ 146,000 | $ 71,000 |
| Salem, OR | 39 | $ 4,387,000 | $ 112,487 | $ 42,000 |
| Duluth, MN-WI | 36 | $ 3,651,000 | $ 101,416 | $ 64,472 |
| Binghamton, NY | 35 | $ 3,722,000 | $ 106,342 | $ 70,000 |
| Eugene-Springfield, OR | 35 | $ 3,379,000 | $ 96,542 | $ 43,000 |
| Ann Arbor, MI | 34 | $ 6,605,000 | $ 194,264 | $ 125,000 |
| Jackson, MS | 34 | $ 1,956,000 | $ 57,529 | $ 55,000 |
| Panama City-Lynn Haven, FL | 33 | $ 9,585,000 | $ 290,454 | $ 178,000 |
| Santa Fe, NM | 32 | $ 8,409,000 | $ 262,781 | $ 102,000 |
| Yuba City, CA | 32 | $ 8,001,000 | $ 250,031 | $ 111,000 |
| Gainesville, FL | 31 | $ 4,189,000 | $ 135,129 | $ 100,000 |
| Hanford-Corcoran, CA | 31 | $ 5,838,000 | $ 188,322 | $ 56,000 |
| El Paso, TX | 30 | $ 2,971,000 | $ 99,033 | $ 54,000 |
| Olympia, WA | 30 | $ 5,087,000 | $ 169,566 | $ 151,000 |
| San Luis Obispo-Paso Robles, CA | 30 | $ 12,689,000 | $ 422,966 | $ 195,000 |
| Augusta-Richmond County, GA-SC | 29 | $ 3,250,000 | $ 112,068 | $ 61,620 |
| Grand Rapids-Wyoming, MI | 29 | $ 3,000,000 | $ 103,448 | $ 75,000 |
| Mobile, AL | 29 | $ 3,107,000 | $ 107,137 | $ 57,000 |
| Bellingham, WA | 28 | $ 6,239,000 | $ 222,821 | $ 96,000 |
| Charlottesville, VA | 28 | $ 4,450,000 | $ 158,928 | $ 73,000 |
| Gainesville, GA | 28 | $ 5,906,000 | $ 210,928 | $ 97,000 |
| Flagstaff, AZ | 27 | $ 8,797,000 | $ 325,814 | $ 113,000 |
| Asheville, NC | 24 | $ 6,000,000 | $ 250,000 | $ 117,000 |
| Boulder, CO | 24 | $ 5,469,000 | $ 227,875 | $ 142,000 |
| Peoria, IL | 24 | $ 1,794,000 | $ 74,750 | $ 65,000 |
| El Centro, CA | 23 | $ 4,013,000 | $ 174,478 | $ 121,000 |
| Longview, WA | 23 | $ 2,485,000 | $ 108,043 | $ 71,000 |
| Madera, CA | 23 | $ 7,920,000 | $ 344,347 | $ 134,000 |
| Shreveport-Bossier City, LA | 23 | $ 2,089,000 | $ 90,826 | $ 45,000 |
| Vineland-Millville-Bridgeton, NJ | 23 | $ 2,310,000 | $ 100,434 | $ 51,000 |
| Durham, NC | 22 | $ 2,579,000 | $ 117,227 | $ 84,000 |
| Macon, GA | 22 | $ 2,226,000 | $ 101,181 | $ 79,000 |
| Savannah, GA | 22 | $ 2,676,000 | $ 121,636 | $ 88,000 |
| Springfield, MO | 22 | $ 2,650,000 | $ 120,454 | $ 155,000 |
| Fort Smith, AR-OK | 21 | $ 2,005,000 | $ 95,476 | $ 70,571 |
| Green Bay, WI | 21 | $ 3,067,000 | $ 146,047 | $ 96,000 |
| Knoxville, TN | 21 | $ 3,724,000 | $ 177,333 | $ 63,000 |
| Redding, CA | 21 | $ 4,462,000 | $ 212,476 | $ 146,000 |
| Battle Creek, MI | 20 | $ 752,000 | $ 37,600 | $ 144,000 |
| Brownsville-Harlingen, TX | 20 | $ 3,969,000 | $ 198,450 | $ 116,000 |
| Dover, DE | 20 | $ 3,515,000 | $ 175,750 | $ 78,000 |
| Ogden-Clearfield, UT | 20 | $ 1,973,000 | $ 98,650 | $ 62,000 |
| Kankakee-Bradley, IL | 19 | $ 2,387,000 | $ 125,631 | $ 73,000 |
| Madison, WI | 19 | $ 3,515,000 | $ 185,000 | $ 69,000 |
| Monroe, MI | 19 | $ 2,612,000 | $ 137,473 | $ 79,000 |
| Napa, CA | 19 | $ 8,285,000 | $ 436,052 | $ 137,000 |
| Santa Barbara-Santa Maria, CA | 19 | $ 7,831,000 | $ 412,157 | $ 59,000 |
| Winston-Salem, NC | 19 | $ 2,497,000 | $ 131,421 | $ 81,000 |
| Elmira, NY | 18 | $ 1,227,000 | $ 68,166 | $ 70,000 |
| Jackson, MI | 18 | $ 1,661,000 | $ 92,277 | $ 33,000 |
| Little Rock-North Little Rock, AR | 18 | $ 4,511,000 | $ 250,611 | $ 142,000 |
| Youngstown-Warren-Boardman, OH-PA | 18 | $ 1,602,000 | $ 89,000 | $ 73,555 |
| Yuma, AZ | 18 | $ 3,730,000 | $ 207,222 | $ 170,000 |
| Alexandria, LA | 17 | $ 1,908,000 | $ 112,235 | $ 107,000 |
| Anderson, IN | 17 | $ 1,147,000 | $ 67,470 | $ 62,000 |
| Canton-Massillon, OH | 17 | $ 1,433,000 | $ 84,294 | $ 54,000 |
| Chattanooga, TN-GA | 17 | $ 3,260,000 | $ 191,764 | $ 115,705 |
| Laredo, TX | 17 | $ 1,560,000 | $ 91,764 | $ 58,000 |
| Clarksville, TN-KY | 16 | $ 1,703,000 | $ 106,437 | $ 66,562 |
| Fort Collins-Loveland, CO | 16 | $ 2,778,000 | $ 173,625 | $ 124,000 |
| Gulfport-Biloxi, MS | 16 | $ 2,231,000 | $ 139,437 | $ 596,000 |
| Hickory-Lenoir-Morganton, NC | 16 | $ 1,704,000 | $ 106,500 | $ 81,000 |
| Omaha-Council Bluffs, NE-IA | 16 | $ 2,294,000 | $ 143,375 | $ 109,000 |
| Bend, OR | 15 | $ 2,576,000 | $ 171,733 | $ 68,000 |
| Bloomington, IN | 15 | $ 1,528,000 | $ 101,866 | $ 54,000 |
| Michigan City-La Porte, IN | 15 | $ 1,102,000 | $ 73,466 | $ 68,000 |
| Mount Vernon-Anacortes, WA | 15 | $ 2,346,000 | $ 156,400 | $ 82,000 |
| St. Cloud, MN | 15 | $ 2,483,000 | $ 165,533 | $ 129,000 |
| Appleton, WI | 14 | $ 1,277,000 | $ 91,214 | $ 76,000 |
| Greeley, CO | 14 | $ 3,016,000 | $ 215,428 | $ 91,000 |
| Lebanon, PA | 14 | $ 1,390,000 | $ 99,285 | $ 103,000 |
| Saginaw-Saginaw Township North, MI | 14 | $ 1,385,000 | $ 98,928 | $ 38,000 |
| Salisbury, MD | 14 | $ 1,607,000 | $ 114,785 | $ 40,000 |
| Burlington-South Burlington, VT | 13 | $ 2,074,000 | $ 159,538 | $ 93,000 |
| Davenport-Moline-Rock Island, IA-IL | 13 | $ 1,202,000 | $ 92,461 | $ 23,692 |
| Des Moines-West Des Moines, IA | 13 | $ 1,349,000 | $ 103,769 | $ 42,000 |
| Elizabethtown, KY | 13 | $ 1,013,000 | $ 77,923 | $ 117,000 |
| Fort Walton Beach-Crestview-Destin, FL | 13 | $ 5,557,000 | $ 427,461 | $ 407,000 |
| Idaho Falls, ID | 13 | $ 1,108,000 | $ 85,230 | $ 88,000 |
| Lafayette, LA | 13 | $ 1,676,000 | $ 128,923 | $ 82,000 |
| Pascagoula, MS | 13 | $ 1,133,000 | $ 87,153 | $ 250,000 |
| Rochester, MN | 13 | $ 1,528,000 | $ 117,538 | $ 51,000 |
| Spartanburg, SC | 13 | $ 1,304,000 | $ 100,307 | $ 28,000 |
| Toledo, OH | 13 | $ 1,798,000 | $ 138,307 | $ 69,000 |
| Champaign-Urbana, IL | 12 | $ 1,001,000 | $ 83,416 | $ 114,000 |
| Eau Claire, WI | 12 | $ 1,286,000 | $ 107,166 | $ 78,000 |
| Fayetteville, NC | 12 | $ 1,201,000 | $ 100,083 | $ 51,000 |
| Harrisonburg, VA | 12 | $ 1,909,000 | $ 159,083 | $ 29,000 |
| Lexington-Fayette, KY | 12 | $ 1,321,000 | $ 110,083 | $ 41,000 |
| Montgomery, AL | 12 | $ 2,220,000 | $ 185,000 | $ 83,000 |
| Rome, GA | 12 | $ 1,486,000 | $ 123,833 | $ 45,000 |
| Spokane, WA | 12 | $ 1,719,000 | $ 143,250 | $ 78,000 |
| Brunswick, GA | 11 | $ 2,044,000 | $ 185,818 | $ 55,000 |
| Evansville, IN-KY | 11 | $ 1,186,000 | $ 107,818 | $ 123,000 |
| Huntsville, AL | 11 | $ 984,000 | $ 89,454 | $ 43,000 |
| Pittsfield, MA | 11 | $ 1,969,000 | $ 179,000 | $ 102,000 |
| Racine, WI | 11 | $ 1,340,000 | $ 121,818 | $ 50,000 |
| Athens-Clarke County, GA | 10 | $ 1,219,000 | $ 121,900 | $ 185,000 |
| Kennewick-Richland-Pasco, WA | 10 | $ 1,071,000 | $ 107,100 | $ 112,000 |
| Lafayette, IN | 10 | $ 854,000 | $ 85,400 | $ 102,000 |
| Las Cruces, NM | 10 | $ 1,227,000 | $ 122,700 | $ 80,000 |
| Medford, OR | 10 | $ 1,872,000 | $ 187,200 | $ 58,000 |
| Niles-Benton Harbor, MI | 10 | $ 1,917,000 | $ 191,700 | $ 71,000 |
| Blacksburg-Christiansburg-Radford, VA | 9 | $ 1,422,000 | $ 158,000 | $ 49,000 |
| Bremerton-Silverdale, WA | 9 | $ 1,566,000 | $ 174,000 | $ 70,000 |
| Lewiston-Auburn, ME | 9 | $ 852,000 | $ 94,666 | $ 65,000 |
| Lynchburg, VA | 9 | $ 1,913,000 | $ 212,555 | $ 103,000 |
| Oshkosh-Neenah, WI | 9 | $ 955,000 | $ 106,111 | $ 123,000 |
| Sandusky, OH | 9 | $ 1,818,000 | $ 202,000 | $ 95,000 |
| Springfield, OH | 9 | $ 483,000 | $ 53,666 | $ 10,000 |
| Burlington, NC | 8 | $ 785,000 | $ 98,125 | $ 73,000 |
| Kalamazoo-Portage, MI | 8 | $ 716,000 | $ 89,500 | $ 155,000 |
| Pocatello, ID | 8 | $ 709,000 | $ 88,625 | $ 72,000 |
| San Angelo, TX | 8 | $ 728,000 | $ 91,000 | $ 46,000 |
| State College, PA | 8 | $ 1,964,000 | $ 245,500 | $ 409,000 |
| Wichita, KS | 8 | $ 1,091,000 | $ 136,375 | $ 67,000 |
| Albany, GA | 7 | $ 618,000 | $ 88,285 | $ 66,000 |
| Coeur D'Alene, ID | 7 | $ 1,387,000 | $ 198,142 | $ 161,000 |
| Dalton, GA | 7 | $ 420,000 | $ 60,000 | $ 54,000 |
| Farmington, NM | 7 | $ 863,000 | $ 123,285 | $ 133,000 |
| Greenville, NC | 7 | $ 396,000 | $ 56,571 | $ 90,000 |
| Hot Springs, AR | 7 | $ 452,000 | $ 64,571 | $ 77,000 |
| Johnson City, TN | 7 | $ 862,000 | $ 123,142 | $ 24,000 |
| Rocky Mount, NC | 7 | $ 504,000 | $ 72,000 | $ 41,000 |
| Decatur, AL | 6 | $ 632,000 | $ 105,333 | $ 53,000 |
| Florence, SC | 6 | $ 10,592,000 | $ 1,765,333 | $ 30,000 |
| Lake Charles, LA | 6 | $ 432,000 | $ 72,000 | $ 51,000 |
| Monroe, LA | 6 | $ 950,000 | $ 158,333 | $ 108,000 |
| Topeka, KS | 6 | $ 489,000 | $ 81,500 | $ 62,000 |
| Yakima, WA | 6 | $ 518,000 | $ 86,333 | $ 168,000 |
| Columbia, MO | 5 | $ 575,000 | $ 115,000 | $ 83,000 |
| Fond Du Lac, WI | 5 | $ 562,000 | $ 112,400 | $ 44,000 |
| Holland-Grand Haven, MI | 5 | $ 641,000 | $ 128,200 | $ 97,000 |
| Ithaca, NY | 5 | $ 755,000 | $ 151,000 | $ 160,000 |
| Kokomo, IN | 5 | $ 244,000 | $ 48,800 | $ 25,000 |
| Sherman-Denison, TX | 5 | $ 745,000 | $ 149,000 | $ 105,000 |
| Anderson, SC | 4 | $ 1,048,000 | $ 262,000 | $ 184,000 |
| Bangor, ME | 4 | $ 409,000 | $ 102,250 | $ 0 |
| Bay City, MI | 4 | $ 368,000 | $ 92,000 | $ 67,000 |
| Carson City, NV | 4 | $ 732,000 | $ 183,000 | $ 74,000 |
| Cedar Rapids, IA | 4 | $ 401,000 | $ 100,250 | $ 39,000 |
| Charleston, WV | 4 | $ 255,000 | $ 63,750 | $ 41,000 |
| Cleveland, TN | 4 | $ 316,000 | $ 79,000 | $ 102,000 |
| College Station-Bryan, TX | 4 | $ 320,000 | $ 80,000 | $ 146,000 |
| Columbus, GA-AL | 4 | $ 730,000 | $ 182,500 | $ 39,000 |
| Corvallis, OR | 4 | $ 1,062,000 | $ 265,500 | $ 117,000 |
| Danville, VA | 4 | $ 446,000 | $ 111,500 | $ 41,000 |
| Janesville, WI | 4 | $ 480,000 | $ 120,000 | $ 69,000 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 505,000 | $ 126,250 | $ 19,500 |
| La Crosse, WI-MN | 4 | $ 320,000 | $ 80,000 | $ 66,000 |
| Mansfield, OH | 4 | $ 421,000 | $ 105,250 | $ 69,000 |
| Sheboygan, WI | 4 | $ 287,000 | $ 71,750 | $ 44,000 |
| Wausau, WI | 4 | $ 544,000 | $ 136,000 | $ 66,000 |
| Wenatchee, WA | 4 | $ 570,000 | $ 142,500 | $ 147,000 |
| Anchorage, AK | 3 | $ 182,000 | $ 60,666 | $ 0 |
| Anniston-Oxford, AL | 3 | $ 353,000 | $ 117,666 | $ 23,000 |
| Auburn-Opelika, AL | 3 | $ 281,000 | $ 93,666 | $ 136,000 |
| Cheyenne, WY | 3 | $ 342,000 | $ 114,000 | $ 77,000 |
| Columbus, IN | 3 | $ 128,000 | $ 42,666 | $ 33,000 |
| Cumberland, MD-WV | 3 | $ 268,000 | $ 89,333 | $ 78,666 |
| Houma-Bayou Cane-Thibodaux, LA | 3 | $ 271,000 | $ 90,333 | $ 28,000 |
| Jacksonville, NC | 3 | $ 1,150,000 | $ 383,333 | $ 60,000 |
| Lawrence, KS | 3 | $ 385,000 | $ 128,333 | $ 70,000 |
| Lewiston, ID-WA | 3 | $ 353,000 | $ 117,666 | $ 52,000 |
| Missoula, MT | 3 | $ 299,000 | $ 99,666 | $ 79,000 |
| Muncie, IN | 3 | $ 166,000 | $ 55,333 | $ 27,000 |
| Pine Bluff, AR | 3 | $ 384,000 | $ 128,000 | $ 92,000 |
| Rapid City, SD | 3 | $ 541,000 | $ 180,333 | $ 126,000 |
| Sumter, SC | 3 | $ 165,000 | $ 55,000 | $ 90,000 |
| Terre Haute, IN | 3 | $ 314,000 | $ 104,666 | $ 28,000 |
| Valdosta, GA | 3 | $ 260,000 | $ 86,666 | $ 91,000 |
| Warner Robins, GA | 3 | $ 344,000 | $ 114,666 | $ 49,000 |
| Waterloo-Cedar Falls, IA | 3 | $ 165,000 | $ 55,000 | $ 780,000 |
| Weirton-Steubenville, WV-OH | 3 | $ 247,000 | $ 82,333 | $ 0 |
| Williamsport, PA | 3 | $ 168,000 | $ 56,000 | $ 24,000 |
| Beaumont-Port Arthur, TX | 2 | $ 146,000 | $ 73,000 | $ 89,000 |
| Billings, MT | 2 | $ 122,000 | $ 61,000 | $ 0 |
| Dothan, AL | 2 | $ 750,000 | $ 375,000 | $ 119,000 |
| Gadsden, AL | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Grand Junction, CO | 2 | $ 254,000 | $ 127,000 | $ 0 |
| Killeen-Temple-Fort Hood, TX | 2 | $ 174,000 | $ 87,000 | $ 53,000 |
| Lubbock, TX | 2 | $ 70,000 | $ 35,000 | $ 16,000 |
| Morristown, TN | 2 | $ 265,000 | $ 132,500 | $ 84,000 |
| Muskegon-Norton Shores, MI | 2 | $ 630,000 | $ 315,000 | $ 192,000 |
| Odessa, TX | 2 | $ 176,000 | $ 88,000 | $ 156,000 |
| Owensboro, KY | 2 | $ 138,000 | $ 69,000 | $ 0 |
| Texarkana, Tx-Texarkana, AR | 2 | $ 106,000 | $ 53,000 | $ 58,000 |
| Victoria, TX | 2 | $ 140,000 | $ 70,000 | $ 52,000 |
| Altoona, PA | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Amarillo, TX | 1 | $ 90,000 | $ 90,000 | $ 46,000 |
| Ames, IA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Bloomington-Normal, IL | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Corpus Christi, TX | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Decatur, IL | 1 | $ 132,000 | $ 132,000 | $ 55,000 |
| Erie, PA | 1 | $ 34,000 | $ 34,000 | $ 232,000 |
| Fairbanks, AK | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Fargo, ND-MN | 1 | $ 192,000 | $ 192,000 | $ 144,000 |
| Goldsboro, NC | 1 | $ 29,000 | $ 29,000 | $ 57,000 |
| Hattiesburg, MS | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Jefferson City, MO | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Jonesboro, AR | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Joplin, MO | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Lawton, OK | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Lima, OH | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Sioux City, IA-NE-SD | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Springfield, IL | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Waco, TX | 1 | $ 92,000 | $ 92,000 | $ 0 |
Mortgage Loan Application Detail Totals for First National Bank of Arizona in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 33,217 | $6,603,197,000 | $198,000 | $10,000,000 | $99,000 | $7,365,000 |
| Refinancing | 26,948 | $6,986,887,000 | $259,000 | $6,000,000 | $108,000 | $3,780,000 |
| Home Improvement | 501 | $17,273,000 | $34,000 | $500,000 | $95,000 | $1,531,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 25,176 | $5,556,231,000 | $220,000 | $5,460,000 | $119,000 | $7,365,000 |
| Hispanic | 15,217 | $3,327,889,000 | $218,000 | $4,000,000 | $98,000 | $2,242,000 |
| Black or African American | 7,104 | $1,409,706,000 | $198,000 | $4,000,000 | $96,000 | $3,100,000 |
| Not Provided | 5,002 | $1,246,227,000 | $249,000 | $4,200,000 | $111,000 | $3,000,000 |
| Not applicable | 4,435 | $1,043,711,000 | $235,000 | $10,000,000 | $11,000 | $578,000 |
| Asian | 3,155 | $866,384,000 | $274,000 | $3,240,000 | $122,000 | $1,680,000 |
| Native Hawaiian or Other Pacific Islander | 391 | $111,872,000 | $286,000 | $1,000,000 | $124,000 | $632,000 |
| American Indian or Alaskan Native | 186 | $45,337,000 | $243,000 | $4,000,000 | $145,000 | $1,934,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 60,624 | $13,600,170,000 | $224,000 | $10,000,000 | $103,000 | $7,365,000 |
| FHA-insured (Federal Housing Administration) | 26 | $4,320,000 | $166,000 | $249,000 | $63,000 | $288,000 |
| VA-guaranteed (Veterans Administration) | 16 | $2,867,000 | $179,000 | $330,000 | $70,000 | $150,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 31,740 | $6,680,404,000 | $210,000 | $4,500,000 | $104,000 | $3,100,000 |
| Application Withdrawn By Applicant | 15,228 | $3,670,966,000 | $241,000 | $4,800,000 | $111,000 | $7,365,000 |
| Application Denied By Financial Institution | 7,432 | $1,826,850,000 | $245,000 | $5,460,000 | $135,000 | $3,048,000 |
| Loan Purchased By The Institution | 4,435 | $1,043,711,000 | $235,000 | $10,000,000 | $11,000 | $578,000 |
| Application Approved But Not Accepted | 1,748 | $361,823,000 | $206,000 | $3,595,000 | $100,000 | $2,520,000 |
| File Closed For Incompleteness | 83 | $23,603,000 | $284,000 | $4,000,000 | $144,000 | $1,140,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 2,518 | $679,250,000 | $269,000 | $5,460,000 | $151,000 | $3,048,000 |
| Collateral | 1,469 | $364,227,000 | $247,000 | $3,640,000 | $149,000 | $2,400,000 |
| Credit History | 1,315 | $288,411,000 | $219,000 | $4,620,000 | $110,000 | $1,740,000 |
| Debt-To-Income Ratio | 769 | $180,087,000 | $234,000 | $4,960,000 | $109,000 | $1,193,000 |
| Credit Application Incomplete | 670 | $148,827,000 | $222,000 | $2,040,000 | $139,000 | $1,680,000 |
| Unverifiable Information | 326 | $84,338,000 | $258,000 | $4,000,000 | $130,000 | $1,356,000 |
| Employment History | 300 | $66,275,000 | $220,000 | $1,500,000 | $104,000 | $600,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 62 | $14,945,000 | $241,000 | $980,000 | $139,000 | $600,000 |
| Mortgage Insurance Denied | 3 | $490,000 | $163,000 | $234,000 | $79,000 | $132,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of Arizona's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank of Arizona's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.
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