First National Bank Of Layton
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
First National Bank Of Layton 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Layton 1601 N. Hillfield Road Layton, UT 84041 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,096 |
| Total Mortgage Loan Application Amount | $240,398,000 |
| Average Mortgage Loan Application Amount | $224,000 |
| Highest Mortgage Loan Application Amount | $900,000 |
| Average Applicant Income | $67,666 |
| Highest Applicant Income | $2,158,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with First National Bank Of Layton. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Layton's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down First National Bank Of Layton's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Layton serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Layton, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Layton's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 135 | $ 25,286,000 | $ 187,000 | $ 80,000 |
| Salt Lake County Utah | 101 | $ 22,403,000 | $ 221,000 | $ 68,000 |
| Davis County Utah | 91 | $ 21,270,000 | $ 233,000 | $ 65,000 |
| Weber County Utah | 42 | $ 7,756,000 | $ 184,000 | $ 50,000 |
| Los Angeles County California | 33 | $ 12,314,000 | $ 373,000 | $ 102,000 |
| Clark County Nevada | 31 | $ 7,239,000 | $ 233,000 | $ 46,000 |
| Utah County Utah | 20 | $ 4,689,000 | $ 234,000 | $ 59,000 |
| El Paso County Colorado | 18 | $ 3,984,000 | $ 221,000 | $ 26,000 |
| King County Washington | 15 | $ 4,288,000 | $ 285,000 | $ 93,000 |
| Washington County Utah | 13 | $ 3,338,000 | $ 256,000 | $ 87,000 |
| Orange County California | 12 | $ 4,821,000 | $ 401,000 | $ 118,000 |
| Sandoval County New Mexico | 11 | $ 2,069,000 | $ 188,000 | $ 91,000 |
| San Diego County California | 10 | $ 2,918,000 | $ 291,000 | $ 103,000 |
| Jefferson County Colorado | 10 | $ 1,736,000 | $ 173,000 | $ 76,000 |
| Anchorage County Alaska | 9 | $ 1,955,000 | $ 217,000 | $ 29,000 |
| Pima County Arizona | 9 | $ 1,846,000 | $ 205,000 | $ 79,000 |
| Pinal County Arizona | 9 | $ 1,244,000 | $ 138,000 | $ 97,000 |
| Riverside County California | 8 | $ 2,064,000 | $ 258,000 | $ 71,000 |
| Arapahoe County Colorado | 8 | $ 1,344,000 | $ 168,000 | $ 71,000 |
| Baltimore County Maryland | 8 | $ 1,854,000 | $ 231,000 | $ 74,000 |
| Bernalillo County New Mexico | 8 | $ 1,351,000 | $ 168,000 | $ 67,000 |
| Tooele County Utah | 8 | $ 1,859,000 | $ 232,000 | $ 47,000 |
| Larimer County Colorado | 7 | $ 1,343,000 | $ 191,000 | $ 86,000 |
| Mesa County Colorado | 7 | $ 1,367,000 | $ 195,000 | $ 41,000 |
| Alameda County California | 6 | $ 2,189,000 | $ 364,000 | $ 174,000 |
| San Bernardino County California | 6 | $ 1,127,000 | $ 187,000 | $ 88,000 |
| Montgomery County Maryland | 6 | $ 2,115,000 | $ 352,000 | $ 90,000 |
| Denver County Colorado | 5 | $ 908,000 | $ 181,000 | $ 61,000 |
| Douglas County Colorado | 5 | $ 1,239,000 | $ 247,000 | $ 42,000 |
| Clark County Washington | 5 | $ 1,227,000 | $ 245,000 | $ 72,000 |
| Thurston County Washington | 5 | $ 1,196,000 | $ 239,000 | $ 30,000 |
| Gila County Arizona | 4 | $ 1,131,000 | $ 282,000 | $ 133,000 |
| Fresno County California | 4 | $ 1,051,000 | $ 262,000 | $ 73,000 |
| Ventura County California | 4 | $ 1,649,000 | $ 412,000 | $ 147,000 |
| Broward County Florida | 4 | $ 653,000 | $ 163,000 | $ 88,000 |
| Cook County Illinois | 4 | $ 810,000 | $ 202,000 | $ 41,000 |
| Mecklenburg County North Carolina | 4 | $ 691,000 | $ 172,000 | $ 90,000 |
| Wake County North Carolina | 4 | $ 826,000 | $ 206,000 | $ 67,000 |
| Multnomah County Oregon | 4 | $ 914,000 | $ 228,000 | $ 85,000 |
| Fort Bend County Texas | 4 | $ 942,000 | $ 235,000 | $ 95,000 |
| Box Elder County Utah | 4 | $ 672,000 | $ 168,000 | $ 43,000 |
| Cache County Utah | 4 | $ 571,000 | $ 142,000 | $ 55,000 |
| Pierce County Washington | 4 | $ 1,103,000 | $ 275,000 | $ 90,000 |
| Yavapai County Arizona | 3 | $ 546,000 | $ 182,000 | $ 56,000 |
| Contra Costa County California | 3 | $ 1,094,000 | $ 364,000 | $ 107,000 |
| Sacramento County California | 3 | $ 520,000 | $ 173,000 | $ 117,000 |
| Adams County Colorado | 3 | $ 721,000 | $ 240,000 | $ 101,000 |
| Manatee County Florida | 3 | $ 425,000 | $ 141,000 | $ 49,000 |
| Palm Beach County Florida | 3 | $ 474,000 | $ 158,000 | $ 58,000 |
| Sarasota County Florida | 3 | $ 414,000 | $ 138,000 | $ 53,000 |
| Sedgwick County Kansas | 3 | $ 361,000 | $ 120,000 | $ 26,000 |
| Carroll County Maryland | 3 | $ 618,000 | $ 206,000 | $ 69,000 |
| Prince George's County Maryland | 3 | $ 664,000 | $ 221,000 | $ 13,000 |
| Norfolk County Massachusetts | 3 | $ 839,000 | $ 279,000 | $ 129,000 |
| Suffolk County Massachusetts | 3 | $ 918,000 | $ 306,000 | $ 170,000 |
| Middlesex County New Jersey | 3 | $ 752,000 | $ 250,000 | $ 108,000 |
| Kings County New York | 3 | $ 1,154,000 | $ 384,000 | $ 85,000 |
| Richmond County New York | 3 | $ 729,000 | $ 243,000 | $ 123,000 |
| Suffolk County New York | 3 | $ 1,028,000 | $ 342,000 | $ 179,000 |
| Johnston County North Carolina | 3 | $ 494,000 | $ 164,000 | $ 42,000 |
| Cuyahoga County Ohio | 3 | $ 313,000 | $ 104,000 | $ 81,000 |
| Deschutes County Oregon | 3 | $ 869,000 | $ 289,000 | $ 137,000 |
| Lane County Oregon | 3 | $ 680,000 | $ 226,000 | $ 44,000 |
| Luzerne County Pennsylvania | 3 | $ 349,000 | $ 116,000 | $ 46,000 |
| Harris County Texas | 3 | $ 388,000 | $ 129,000 | $ 150,000 |
| Montgomery County Texas | 3 | $ 570,000 | $ 190,000 | $ 209,000 |
| Travis County Texas | 3 | $ 882,000 | $ 294,000 | $ 97,000 |
| Summit County Utah | 3 | $ 1,041,000 | $ 347,000 | $ 785,000 |
| Uintah County Utah | 3 | $ 503,000 | $ 167,000 | $ 32,000 |
| Loudoun County Virginia | 3 | $ 887,000 | $ 295,000 | $ 22,000 |
| Kitsap County Washington | 3 | $ 742,000 | $ 247,000 | $ 44,000 |
| Snohomish County Washington | 3 | $ 1,378,000 | $ 459,000 | $ 160,000 |
| Navajo County Arizona | 2 | $ 484,000 | $ 242,000 | $ 197,000 |
| Butte County California | 2 | $ 432,000 | $ 216,000 | $ 66,000 |
| Marin County California | 2 | $ 739,000 | $ 369,000 | $ 113,000 |
| San Mateo County California | 2 | $ 672,000 | $ 336,000 | $ 91,000 |
| Santa Clara County California | 2 | $ 982,000 | $ 491,000 | $ 201,000 |
| Boulder County Colorado | 2 | $ 330,000 | $ 165,000 | $ 101,000 |
| Weld County Colorado | 2 | $ 200,000 | $ 100,000 | $ 69,000 |
| Fairfield County Connecticut | 2 | $ 548,000 | $ 274,000 | $ 92,000 |
| Sussex County Delaware | 2 | $ 698,000 | $ 349,000 | $ 86,000 |
| Escambia County Florida | 2 | $ 294,000 | $ 147,000 | $ 63,000 |
| Hillsborough County Florida | 2 | $ 175,000 | $ 87,000 | $ 92,000 |
| Lee County Florida | 2 | $ 153,000 | $ 76,000 | $ 38,000 |
| Orange County Florida | 2 | $ 218,000 | $ 109,000 | $ 30,000 |
| Santa Rosa County Florida | 2 | $ 292,000 | $ 146,000 | $ 114,000 |
| St. Lucie County Florida | 2 | $ 156,000 | $ 78,000 | $ 43,000 |
| Fulton County Georgia | 2 | $ 379,000 | $ 189,000 | $ 32,000 |
| Honolulu County Hawaii | 2 | $ 912,000 | $ 456,000 | $ 210,000 |
| Ada County Idaho | 2 | $ 401,000 | $ 200,000 | $ 78,000 |
| Bonneville County Idaho | 2 | $ 320,000 | $ 160,000 | $ 123,000 |
| Lake County Illinois | 2 | $ 372,000 | $ 186,000 | $ 61,000 |
| Porter County Indiana | 2 | $ 304,000 | $ 152,000 | $ 17,000 |
| Anne Arundel County Maryland | 2 | $ 858,000 | $ 429,000 | $ 124,000 |
| Frederick County Maryland | 2 | $ 522,000 | $ 261,000 | $ 75,000 |
| Middlesex County Massachusetts | 2 | $ 244,000 | $ 122,000 | $ 59,000 |
| Plymouth County Massachusetts | 2 | $ 411,000 | $ 205,000 | $ 66,000 |
| Harrison County Mississippi | 2 | $ 187,000 | $ 93,000 | $ 23,000 |
| Douglas County Nevada | 2 | $ 214,000 | $ 107,000 | $ 60,000 |
| Bergen County New Jersey | 2 | $ 462,000 | $ 231,000 | $ 75,000 |
| Nassau County New York | 2 | $ 659,000 | $ 329,000 | $ 76,000 |
| Washington County Oregon | 2 | $ 351,000 | $ 175,000 | $ 55,000 |
| Allegheny County Pennsylvania | 2 | $ 410,000 | $ 205,000 | $ 70,000 |
| Delaware County Pennsylvania | 2 | $ 143,000 | $ 71,000 | $ 110,000 |
| Lackawanna County Pennsylvania | 2 | $ 193,000 | $ 96,000 | $ 31,000 |
| Aiken County South Carolina | 2 | $ 308,000 | $ 154,000 | $ 20,000 |
| Sumner County Tennessee | 2 | $ 394,000 | $ 197,000 | $ 74,000 |
| Bexar County Texas | 2 | $ 224,000 | $ 112,000 | $ 49,000 |
| Tarrant County Texas | 2 | $ 321,000 | $ 160,000 | $ 30,000 |
| Tom Green County Texas | 2 | $ 375,000 | $ 187,000 | $ 96,000 |
| Arlington County Virginia | 2 | $ 623,000 | $ 311,000 | $ 97,000 |
| Fairfax County Virginia | 2 | $ 321,000 | $ 160,000 | $ 166,000 |
| Prince William County Virginia | 2 | $ 431,000 | $ 215,000 | $ 81,000 |
| Stafford County Virginia | 2 | $ 502,000 | $ 251,000 | $ 60,000 |
| Island County Washington | 2 | $ 554,000 | $ 277,000 | $ 27,000 |
| Spokane County Washington | 2 | $ 476,000 | $ 238,000 | $ 52,000 |
| Racine County Wisconsin | 2 | $ 277,000 | $ 138,000 | $ 44,000 |
| Autauga County Alabama | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Etowah County Alabama | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Tallapoosa County Alabama | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Cochise County Arizona | 1 | $ 66,000 | $ 66,000 | $ 23,000 |
| Coconino County Arizona | 1 | $ 313,000 | $ 313,000 | $ 0 |
| Mohave County Arizona | 1 | $ 118,000 | $ 118,000 | $ 53,000 |
| Santa Cruz County Arizona | 1 | $ 416,000 | $ 416,000 | $ 176,000 |
| Yuma County Arizona | 1 | $ 132,000 | $ 132,000 | $ 100,000 |
| Craighead County Arkansas | 1 | $ 82,000 | $ 82,000 | $ 0 |
| El Dorado County California | 1 | $ 107,000 | $ 107,000 | $ 146,000 |
| Humboldt County California | 1 | $ 227,000 | $ 227,000 | $ 70,000 |
| Madera County California | 1 | $ 179,000 | $ 179,000 | $ 70,000 |
| Mariposa County California | 1 | $ 195,000 | $ 195,000 | $ 126,000 |
| Monterey County California | 1 | $ 261,000 | $ 261,000 | $ 78,000 |
| Placer County California | 1 | $ 222,000 | $ 222,000 | $ 74,000 |
| San Joaquin County California | 1 | $ 231,000 | $ 231,000 | $ 85,000 |
| San Luis Obispo County California | 1 | $ 312,000 | $ 312,000 | $ 111,000 |
| Solano County California | 1 | $ 150,000 | $ 150,000 | $ 150,000 |
| Conejos County Colorado | 1 | $ 412,000 | $ 412,000 | $ 185,000 |
| Delta County Colorado | 1 | $ 270,000 | $ 270,000 | $ 63,000 |
| Lake County Colorado | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Otero County Colorado | 1 | $ 152,000 | $ 152,000 | $ 71,000 |
| Summit County Colorado | 1 | $ 210,000 | $ 210,000 | $ 124,000 |
| Teller County Colorado | 1 | $ 101,000 | $ 101,000 | $ 70,000 |
| Hartford County Connecticut | 1 | $ 138,000 | $ 138,000 | $ 61,000 |
| Litchfield County Connecticut | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| New Haven County Connecticut | 1 | $ 94,000 | $ 94,000 | $ 90,000 |
| Kent County Delaware | 1 | $ 148,000 | $ 148,000 | $ 22,000 |
| District of Columbia County District Of Columbia | 1 | $ 665,000 | $ 665,000 | $ 304,000 |
| Brevard County Florida | 1 | $ 198,000 | $ 198,000 | $ 755,000 |
| Charlotte County Florida | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Duval County Florida | 1 | $ 108,000 | $ 108,000 | $ 91,000 |
| Flagler County Florida | 1 | $ 141,000 | $ 141,000 | $ 53,000 |
| Hernando County Florida | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Indian River County Florida | 1 | $ 189,000 | $ 189,000 | $ 59,000 |
| Miami-Dade County Florida | 1 | $ 109,000 | $ 109,000 | $ 65,000 |
| Okaloosa County Florida | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Pasco County Florida | 1 | $ 72,000 | $ 72,000 | $ 167,000 |
| Pinellas County Florida | 1 | $ 203,000 | $ 203,000 | $ 167,000 |
| Polk County Florida | 1 | $ 121,000 | $ 121,000 | $ 95,000 |
| Seminole County Florida | 1 | $ 225,000 | $ 225,000 | $ 191,000 |
| Volusia County Florida | 1 | $ 280,000 | $ 280,000 | $ 182,000 |
| Banks County Georgia | 1 | $ 231,000 | $ 231,000 | $ 130,000 |
| Bryan County Georgia | 1 | $ 382,000 | $ 382,000 | $ 152,000 |
| Camden County Georgia | 1 | $ 169,000 | $ 169,000 | $ 57,000 |
| Clayton County Georgia | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Douglas County Georgia | 1 | $ 252,000 | $ 252,000 | $ 55,000 |
| Forsyth County Georgia | 1 | $ 268,000 | $ 268,000 | $ 91,000 |
| Richmond County Georgia | 1 | $ 109,000 | $ 109,000 | $ 36,000 |
| Hawaii County Hawaii | 1 | $ 136,000 | $ 136,000 | $ 81,000 |
| Bear Lake County Idaho | 1 | $ 417,000 | $ 417,000 | $ 304,000 |
| Canyon County Idaho | 1 | $ 111,000 | $ 111,000 | $ 40,000 |
| Cassia County Idaho | 1 | $ 207,000 | $ 207,000 | $ 70,000 |
| Payette County Idaho | 1 | $ 159,000 | $ 159,000 | $ 56,000 |
| Champaign County Illinois | 1 | $ 144,000 | $ 144,000 | $ 119,000 |
| DuPage County Illinois | 1 | $ 181,000 | $ 181,000 | $ 99,000 |
| Kane County Illinois | 1 | $ 266,000 | $ 266,000 | $ 69,000 |
| Kendall County Illinois | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
| Lawrence County Illinois | 1 | $ 94,000 | $ 94,000 | $ 36,000 |
| Mercer County Illinois | 1 | $ 111,000 | $ 111,000 | $ 39,000 |
| Will County Illinois | 1 | $ 313,000 | $ 313,000 | $ 0 |
| Allen County Indiana | 1 | $ 193,000 | $ 193,000 | $ 59,000 |
| Hendricks County Indiana | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Marion County Indiana | 1 | $ 110,000 | $ 110,000 | $ 65,000 |
| Miami County Indiana | 1 | $ 120,000 | $ 120,000 | $ 52,000 |
| Franklin County Iowa | 1 | $ 168,000 | $ 168,000 | $ 91,000 |
| Barber County Kansas | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Douglas County Kansas | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Ford County Kansas | 1 | $ 102,000 | $ 102,000 | $ 19,000 |
| Miami County Kansas | 1 | $ 173,000 | $ 173,000 | $ 100,000 |
| Jefferson County Kentucky | 1 | $ 123,000 | $ 123,000 | $ 84,000 |
| Marshall County Kentucky | 1 | $ 182,000 | $ 182,000 | $ 122,000 |
| Scott County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 106,000 |
| Shelby County Kentucky | 1 | $ 233,000 | $ 233,000 | $ 66,000 |
| East Baton Rouge County Louisiana | 1 | $ 119,000 | $ 119,000 | $ 72,000 |
| Livingston County Louisiana | 1 | $ 187,000 | $ 187,000 | $ 76,000 |
| Baltimore City County Maryland | 1 | $ 328,000 | $ 328,000 | $ 112,000 |
| Calvert County Maryland | 1 | $ 322,000 | $ 322,000 | $ 137,000 |
| Cecil County Maryland | 1 | $ 243,000 | $ 243,000 | $ 55,000 |
| Garrett County Maryland | 1 | $ 224,000 | $ 224,000 | $ 178,000 |
| Harford County Maryland | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| Howard County Maryland | 1 | $ 265,000 | $ 265,000 | $ 58,000 |
| Washington County Maryland | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Bristol County Massachusetts | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Essex County Massachusetts | 1 | $ 232,000 | $ 232,000 | $ 62,000 |
| Genesee County Michigan | 1 | $ 256,000 | $ 256,000 | $ 374,000 |
| Gratiot County Michigan | 1 | $ 160,000 | $ 160,000 | $ 28,000 |
| Kent County Michigan | 1 | $ 94,000 | $ 94,000 | $ 38,000 |
| Leelanau County Michigan | 1 | $ 115,000 | $ 115,000 | $ 28,000 |
| Macomb County Michigan | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Ottawa County Michigan | 1 | $ 139,000 | $ 139,000 | $ 81,000 |
| Wayne County Michigan | 1 | $ 86,000 | $ 86,000 | $ 40,000 |
| Becker County Minnesota | 1 | $ 340,000 | $ 340,000 | $ 96,000 |
| Dakota County Minnesota | 1 | $ 276,000 | $ 276,000 | $ 119,000 |
| McLeod County Minnesota | 1 | $ 157,000 | $ 157,000 | $ 98,000 |
| Olmsted County Minnesota | 1 | $ 277,000 | $ 277,000 | $ 134,000 |
| Ramsey County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 63,000 |
| Hinds County Mississippi | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Lake County Montana | 1 | $ 112,000 | $ 112,000 | $ 80,000 |
| Lewis and Clark County Montana | 1 | $ 231,000 | $ 231,000 | $ 0 |
| Buffalo County Nebraska | 1 | $ 123,000 | $ 123,000 | $ 51,000 |
| Dodge County Nebraska | 1 | $ 100,000 | $ 100,000 | $ 61,000 |
| Cheshire County New Hampshire | 1 | $ 271,000 | $ 271,000 | $ 78,000 |
| Hillsborough County New Hampshire | 1 | $ 345,000 | $ 345,000 | $ 147,000 |
| Strafford County New Hampshire | 1 | $ 201,000 | $ 201,000 | $ 89,000 |
| Burlington County New Jersey | 1 | $ 318,000 | $ 318,000 | $ 85,000 |
| Essex County New Jersey | 1 | $ 611,000 | $ 611,000 | $ 276,000 |
| Morris County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 86,000 |
| Ocean County New Jersey | 1 | $ 288,000 | $ 288,000 | $ 86,000 |
| Union County New Jersey | 1 | $ 236,000 | $ 236,000 | $ 135,000 |
| Dona Ana County New Mexico | 1 | $ 121,000 | $ 121,000 | $ 26,000 |
| Lincoln County New Mexico | 1 | $ 150,000 | $ 150,000 | $ 99,000 |
| Socorro County New Mexico | 1 | $ 172,000 | $ 172,000 | $ 71,000 |
| Valencia County New Mexico | 1 | $ 127,000 | $ 127,000 | $ 36,000 |
| Broome County New York | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Dutchess County New York | 1 | $ 140,000 | $ 140,000 | $ 138,000 |
| Erie County New York | 1 | $ 409,000 | $ 409,000 | $ 0 |
| Fulton County New York | 1 | $ 101,000 | $ 101,000 | $ 32,000 |
| Herkimer County New York | 1 | $ 73,000 | $ 73,000 | $ 37,000 |
| Montgomery County New York | 1 | $ 109,000 | $ 109,000 | $ 42,000 |
| Queens County New York | 1 | $ 212,000 | $ 212,000 | $ 132,000 |
| Saratoga County New York | 1 | $ 232,000 | $ 232,000 | $ 123,000 |
| Tioga County New York | 1 | $ 83,000 | $ 83,000 | $ 44,000 |
| Westchester County New York | 1 | $ 360,000 | $ 360,000 | $ 135,000 |
| Brunswick County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 62,000 |
| Catawba County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 169,000 |
| Granville County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 39,000 |
| Haywood County North Carolina | 1 | $ 152,000 | $ 152,000 | $ 47,000 |
| Warren County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 15,000 |
| Watauga County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 176,000 |
| Butler County Ohio | 1 | $ 179,000 | $ 179,000 | $ 61,000 |
| Lorain County Ohio | 1 | $ 88,000 | $ 88,000 | $ 48,000 |
| Stark County Ohio | 1 | $ 246,000 | $ 246,000 | $ 90,000 |
| Van Wert County Ohio | 1 | $ 207,000 | $ 207,000 | $ 94,000 |
| Vinton County Ohio | 1 | $ 244,000 | $ 244,000 | $ 123,000 |
| Wayne County Ohio | 1 | $ 174,000 | $ 174,000 | $ 84,000 |
| Kay County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Oklahoma County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Ottawa County Oklahoma | 1 | $ 190,000 | $ 190,000 | $ 64,000 |
| Woods County Oklahoma | 1 | $ 157,000 | $ 157,000 | $ 52,000 |
| Clackamas County Oregon | 1 | $ 236,000 | $ 236,000 | $ 119,000 |
| Jackson County Oregon | 1 | $ 232,000 | $ 232,000 | $ 58,000 |
| Marion County Oregon | 1 | $ 157,000 | $ 157,000 | $ 34,000 |
| Tillamook County Oregon | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Adams County Pennsylvania | 1 | $ 184,000 | $ 184,000 | $ 35,000 |
| Berks County Pennsylvania | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 118,000 | $ 118,000 | $ 29,000 |
| Chester County Pennsylvania | 1 | $ 184,000 | $ 184,000 | $ 140,000 |
| Westmoreland County Pennsylvania | 1 | $ 59,000 | $ 59,000 | $ 55,000 |
| York County Pennsylvania | 1 | $ 391,000 | $ 391,000 | $ 0 |
| Kent County Rhode Island | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Berkeley County South Carolina | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 111,000 | $ 111,000 | $ 16,000 |
| Dorchester County South Carolina | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 240,000 | $ 240,000 | $ 94,000 |
| Lexington County South Carolina | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Pickens County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 53,000 |
| York County South Carolina | 1 | $ 273,000 | $ 273,000 | $ 176,000 |
| Campbell County Tennessee | 1 | $ 184,000 | $ 184,000 | $ 146,000 |
| Davidson County Tennessee | 1 | $ 258,000 | $ 258,000 | $ 120,000 |
| Fayette County Tennessee | 1 | $ 268,000 | $ 268,000 | $ 261,000 |
| Rhea County Tennessee | 1 | $ 62,000 | $ 62,000 | $ 19,000 |
| Sullivan County Tennessee | 1 | $ 76,000 | $ 76,000 | $ 37,000 |
| Bell County Texas | 1 | $ 172,000 | $ 172,000 | $ 71,000 |
| Brazoria County Texas | 1 | $ 167,000 | $ 167,000 | $ 45,000 |
| Cameron County Texas | 1 | $ 255,000 | $ 255,000 | $ 122,000 |
| Collin County Texas | 1 | $ 201,000 | $ 201,000 | $ 91,000 |
| Comal County Texas | 1 | $ 154,000 | $ 154,000 | $ 42,000 |
| Dallas County Texas | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| El Paso County Texas | 1 | $ 132,000 | $ 132,000 | $ 46,000 |
| Ellis County Texas | 1 | $ 79,000 | $ 79,000 | $ 51,000 |
| Gregg County Texas | 1 | $ 131,000 | $ 131,000 | $ 41,000 |
| Grimes County Texas | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Hays County Texas | 1 | $ 157,000 | $ 157,000 | $ 143,000 |
| Hidalgo County Texas | 1 | $ 61,000 | $ 61,000 | $ 26,000 |
| Hood County Texas | 1 | $ 277,000 | $ 277,000 | $ 97,000 |
| Matagorda County Texas | 1 | $ 110,000 | $ 110,000 | $ 83,000 |
| McLennan County Texas | 1 | $ 119,000 | $ 119,000 | $ 101,000 |
| Walker County Texas | 1 | $ 125,000 | $ 125,000 | $ 108,000 |
| Williamson County Texas | 1 | $ 219,000 | $ 219,000 | $ 56,000 |
| Duchesne County Utah | 1 | $ 134,000 | $ 134,000 | $ 48,000 |
| Rich County Utah | 1 | $ 180,000 | $ 180,000 | $ 89,000 |
| Rutland County Vermont | 1 | $ 252,000 | $ 252,000 | $ 79,000 |
| Hampton County Virginia | 1 | $ 152,000 | $ 152,000 | $ 62,000 |
| James City County Virginia | 1 | $ 408,000 | $ 408,000 | $ 108,000 |
| Norfolk County Virginia | 1 | $ 116,000 | $ 116,000 | $ 193,000 |
| Benton County Washington | 1 | $ 143,000 | $ 143,000 | $ 87,000 |
| Clallam County Washington | 1 | $ 240,000 | $ 240,000 | $ 107,000 |
| Douglas County Washington | 1 | $ 239,000 | $ 239,000 | $ 62,000 |
| Mason County Washington | 1 | $ 359,000 | $ 359,000 | $ 104,000 |
| Hampshire County West Virginia | 1 | $ 128,000 | $ 128,000 | $ 40,000 |
| Kanawha County West Virginia | 1 | $ 117,000 | $ 117,000 | $ 74,000 |
| Randolph County West Virginia | 1 | $ 89,000 | $ 89,000 | $ 68,000 |
| Upshur County West Virginia | 1 | $ 69,000 | $ 69,000 | $ 17,000 |
| Marquette County Wisconsin | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Oneida County Wisconsin | 1 | $ 98,000 | $ 98,000 | $ 25,000 |
| Rock County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 157,000 |
| Walworth County Wisconsin | 1 | $ 178,000 | $ 178,000 | $ 121,000 |
| Washington County Wisconsin | 1 | $ 144,000 | $ 144,000 | $ 48,000 |
| Lincoln County Wyoming | 1 | $ 271,000 | $ 271,000 | $ 101,000 |
| Natrona County Wyoming | 1 | $ 262,000 | $ 262,000 | $ 55,000 |
| Sheridan County Wyoming | 1 | $ 278,000 | $ 278,000 | $ 84,000 |
Mortgage Loan Application Detail Totals for First National Bank Of Layton in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 771 | $174,868,000 | $226,000 | $900,000 | $75,000 | $821,000 |
| Home Purchase | 324 | $65,285,000 | $201,000 | $585,000 | $84,000 | $2,158,000 |
| Home Improvement | 1 | $245,000 | $245,000 | $245,000 | $44,000 | $44,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 839 | $184,030,000 | $219,000 | $900,000 | $76,000 | $2,158,000 |
| Not Provided | 114 | $23,918,000 | $209,000 | $665,000 | $87,000 | $464,000 |
| Hispanic | 61 | $12,593,000 | $206,000 | $500,000 | $58,000 | $218,000 |
| Black or African American | 41 | $10,269,000 | $250,000 | $611,000 | $77,000 | $821,000 |
| Asian | 30 | $7,528,000 | $250,000 | $587,000 | $116,000 | $689,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,468,000 | $183,000 | $493,000 | $102,000 | $143,000 |
| American Indian or Alaskan Native | 3 | $592,000 | $197,000 | $255,000 | $10,000 | $31,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 526 | $115,174,000 | $218,000 | $900,000 | $109,000 | $2,158,000 |
| FHA-insured (Federal Housing Administration) | 417 | $87,251,000 | $209,000 | $812,000 | $60,000 | $512,000 |
| VA-guaranteed (Veterans Administration) | 151 | $37,395,000 | $247,000 | $660,000 | $14,000 | $212,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $578,000 | $289,000 | $384,000 | $84,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 867 | $191,795,000 | $221,000 | $900,000 | $77,000 | $2,158,000 |
| Application Withdrawn By Applicant | 170 | $36,843,000 | $216,000 | $611,000 | $83,000 | $464,000 |
| Application Denied By Financial Institution | 59 | $11,760,000 | $199,000 | $665,000 | $76,000 | $304,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 29 | $5,339,000 | $184,000 | $665,000 | $78,000 | $304,000 |
| Collateral | 14 | $2,738,000 | $195,000 | $417,000 | $68,000 | $131,000 |
| Debt-To-Income Ratio | 7 | $2,000,000 | $285,000 | $436,000 | $70,000 | $136,000 |
| Credit History | 6 | $1,025,000 | $170,000 | $403,000 | $87,000 | $294,000 |
| Unverifiable Information | 2 | $388,000 | $194,000 | $316,000 | $83,000 | $167,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $270,000 | $270,000 | $270,000 | $84,000 | $84,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Layton's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Layton's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.