First National Bank of Pa Mortgage Lending & HMDA Data, 2020
In 2020, First National Bank of Pa of Hermitage, PA reported 27,191 mortgage applications totaling $6.4 billion, up 8% from 2019. The average application was for $237,190, and applicants reported an average income of $151,326. 60% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Pittsburgh, PA (5,018), Baltimore-Columbia-Towson, MD (2,325) and Cleveland-Elyria, OH (1,849) (applications in parentheses).
| Mortgage Company & Address | First National Bank of Pa 1 Fnb Boulevard Hermitage, PA 16148 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 27,191 |
| Total Mortgage Loan Application Amount | $6,449,435,000 |
| Average Mortgage Loan Application Amount | $237,190 |
| Highest Mortgage Loan Application Amount | $36,005,000 |
| Average Applicant Income | $151,326 |
| Highest Applicant Income | $6,045,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of Pa filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny, Pennsylvania | 2,590 | $ 564,430,000 | $ 217,926 | $ 160,000 |
| Westmoreland, Pennsylvania | 975 | $ 149,675,000 | $ 153,512 | $ 116,000 |
| Cuyahoga, Ohio | 960 | $ 221,140,000 | $ 230,354 | $ 165,000 |
| Wake, North Carolina | 765 | $ 232,845,000 | $ 304,372 | $ 209,000 |
| Baltimore, Maryland | 760 | $ 220,460,000 | $ 290,078 | $ 202,000 |
| Mercer, Pennsylvania | 609 | $ 66,295,000 | $ 108,858 | $ 101,000 |
| Butler, Pennsylvania | 534 | $ 112,350,000 | $ 210,393 | $ 151,000 |
| Brunswick, North Carolina | 492 | $ 130,080,000 | $ 264,390 | $ 139,000 |
| Anne Arundel, Maryland | 490 | $ 190,210,000 | $ 388,183 | $ 226,000 |
| Davidson, North Carolina | 481 | $ 69,115,000 | $ 143,690 | $ 96,000 |
| Fairfax, Virginia | 470 | $ 221,260,000 | $ 470,765 | $ 199,000 |
| Cambria, Pennsylvania | 465 | $ 43,265,000 | $ 93,043 | $ 87,000 |
| Erie, Pennsylvania | 462 | $ 67,100,000 | $ 145,238 | $ 129,000 |
| Mecklenburg, North Carolina | 451 | $ 174,855,000 | $ 387,705 | $ 251,000 |
| Harford, Maryland | 450 | $ 120,980,000 | $ 268,844 | $ 156,000 |
| Dauphin, Pennsylvania | 437 | $ 72,275,000 | $ 165,389 | $ 133,000 |
| Montgomery, Maryland | 423 | $ 203,335,000 | $ 480,697 | $ 221,000 |
| Blair, Pennsylvania | 355 | $ 47,615,000 | $ 134,126 | $ 117,000 |
| Lawrence, Pennsylvania | 354 | $ 46,420,000 | $ 131,129 | $ 90,000 |
| York, Pennsylvania | 353 | $ 57,155,000 | $ 161,912 | $ 116,000 |
| Mahoning, Ohio | 345 | $ 42,645,000 | $ 123,608 | $ 111,000 |
| Lake, Ohio | 322 | $ 62,080,000 | $ 192,795 | $ 141,000 |
| Guilford, North Carolina | 305 | $ 120,715,000 | $ 395,786 | $ 150,000 |
| Cumberland, Pennsylvania | 305 | $ 76,405,000 | $ 250,508 | $ 209,000 |
| Beaver, Pennsylvania | 302 | $ 43,580,000 | $ 144,304 | $ 117,000 |
| New Hanover, North Carolina | 300 | $ 88,520,000 | $ 295,066 | $ 227,000 |
| Summit, Ohio | 299 | $ 56,945,000 | $ 190,451 | $ 143,000 |
| Berks, Pennsylvania | 285 | $ 43,875,000 | $ 153,947 | $ 101,000 |
| Somerset, Pennsylvania | 282 | $ 34,380,000 | $ 121,914 | $ 98,000 |
| Washington, Pennsylvania | 274 | $ 53,330,000 | $ 194,635 | $ 144,000 |
| Fayette, Pennsylvania | 267 | $ 25,325,000 | $ 94,850 | $ 98,000 |
| Lancaster, Pennsylvania | 266 | $ 63,070,000 | $ 237,105 | $ 176,000 |
| Forsyth, North Carolina | 257 | $ 57,005,000 | $ 221,809 | $ 128,000 |
| Centre, Pennsylvania | 254 | $ 51,930,000 | $ 204,448 | $ 135,000 |
| Howard, Maryland | 250 | $ 126,780,000 | $ 507,120 | $ 243,000 |
| Iredell, North Carolina | 241 | $ 53,895,000 | $ 223,630 | $ 154,000 |
| Trumbull, Ohio | 232 | $ 26,140,000 | $ 112,672 | $ 100,000 |
| Union, North Carolina | 231 | $ 58,305,000 | $ 252,402 | $ 134,000 |
| Crawford, Pennsylvania | 212 | $ 20,620,000 | $ 97,264 | $ 85,000 |
| Lorain, Ohio | 209 | $ 42,875,000 | $ 205,143 | $ 136,000 |
| Loudoun, Virginia | 206 | $ 92,730,000 | $ 450,145 | $ 208,000 |
| Geauga, Ohio | 199 | $ 47,945,000 | $ 240,929 | $ 185,000 |
| Lackawanna, Pennsylvania | 192 | $ 33,290,000 | $ 173,385 | $ 145,000 |
| Baltimore City, Maryland | 170 | $ 33,740,000 | $ 198,470 | $ 253,000 |
| Durham, North Carolina | 170 | $ 49,830,000 | $ 293,117 | $ 171,000 |
| District of Columbia, District Of Columbia | 167 | $ 94,475,000 | $ 565,718 | $ 293,000 |
| Wilkes, North Carolina | 165 | $ 21,685,000 | $ 131,424 | $ 80,000 |
| Medina, Ohio | 159 | $ 34,095,000 | $ 214,433 | $ 142,000 |
| Bedford, Pennsylvania | 151 | $ 19,235,000 | $ 127,384 | $ 82,000 |
| Prince William, Virginia | 151 | $ 55,315,000 | $ 366,324 | $ 134,000 |
| Beaufort, North Carolina | 147 | $ 28,855,000 | $ 196,292 | $ 104,000 |
| Luzerne, Pennsylvania | 145 | $ 24,185,000 | $ 166,793 | $ 117,000 |
| Rockingham, North Carolina | 137 | $ 14,375,000 | $ 104,927 | $ 77,000 |
| Prince George's, Maryland | 133 | $ 39,705,000 | $ 298,533 | $ 157,000 |
| Orange, North Carolina | 132 | $ 44,630,000 | $ 338,106 | $ 184,000 |
| Mifflin, Pennsylvania | 132 | $ 13,230,000 | $ 100,227 | $ 70,000 |
| Dare, North Carolina | 126 | $ 30,500,000 | $ 242,063 | $ 130,000 |
| Moore, North Carolina | 118 | $ 25,960,000 | $ 220,000 | $ 126,000 |
| Huntingdon, Pennsylvania | 118 | $ 12,610,000 | $ 106,864 | $ 92,000 |
| Carroll, Maryland | 117 | $ 46,825,000 | $ 400,213 | $ 186,000 |
| Frederick, Maryland | 113 | $ 47,065,000 | $ 416,504 | $ 205,000 |
| Pitt, North Carolina | 113 | $ 20,835,000 | $ 184,380 | $ 122,000 |
| Jefferson, Ohio | 111 | $ 8,905,000 | $ 80,225 | $ 80,000 |
| Lycoming, Pennsylvania | 111 | $ 11,615,000 | $ 104,639 | $ 103,000 |
| Lebanon, Pennsylvania | 110 | $ 15,950,000 | $ 145,000 | $ 105,000 |
| Northumberland, Pennsylvania | 109 | $ 9,795,000 | $ 89,862 | $ 70,000 |
| Portage, Ohio | 108 | $ 19,050,000 | $ 176,388 | $ 110,000 |
| Watauga, North Carolina | 103 | $ 30,455,000 | $ 295,679 | $ 225,000 |
| Charleston, South Carolina | 103 | $ 50,725,000 | $ 492,475 | $ 296,000 |
| Yadkin, North Carolina | 98 | $ 10,900,000 | $ 111,224 | $ 87,000 |
| Indiana, Pennsylvania | 90 | $ 9,260,000 | $ 102,888 | $ 85,000 |
| Venango, Pennsylvania | 90 | $ 7,890,000 | $ 87,666 | $ 78,000 |
| Queen Anne's, Maryland | 88 | $ 24,390,000 | $ 277,159 | $ 176,000 |
| Alamance, North Carolina | 88 | $ 17,730,000 | $ 201,477 | $ 91,000 |
| Rowan, North Carolina | 88 | $ 20,960,000 | $ 238,181 | $ 145,000 |
| Ashe, North Carolina | 87 | $ 14,665,000 | $ 168,563 | $ 91,000 |
| Brooke, West Virginia | 87 | $ 8,035,000 | $ 92,356 | $ 82,000 |
| Arlington, Virginia | 85 | $ 53,285,000 | $ 626,882 | $ 270,000 |
| Pender, North Carolina | 83 | $ 18,795,000 | $ 226,445 | $ 191,000 |
| Union, Pennsylvania | 82 | $ 14,390,000 | $ 175,487 | $ 146,000 |
| Snyder, Pennsylvania | 81 | $ 10,705,000 | $ 132,160 | $ 79,000 |
| York, South Carolina | 81 | $ 25,095,000 | $ 309,814 | $ 164,000 |
| Alexandria, Virginia | 77 | $ 47,545,000 | $ 617,467 | $ 322,000 |
| Armstrong, Pennsylvania | 76 | $ 8,980,000 | $ 118,157 | $ 90,000 |
| Surry, North Carolina | 70 | $ 9,080,000 | $ 129,714 | $ 93,000 |
| Susquehanna, Pennsylvania | 70 | $ 9,320,000 | $ 133,142 | $ 103,000 |
| Horry, South Carolina | 70 | $ 16,500,000 | $ 235,714 | $ 215,000 |
| Cabarrus, North Carolina | 68 | $ 19,400,000 | $ 285,294 | $ 163,000 |
| Greene, Pennsylvania | 67 | $ 7,915,000 | $ 118,134 | $ 91,000 |
| Schuylkill, Pennsylvania | 66 | $ 7,170,000 | $ 108,636 | $ 101,000 |
| Clinton, Pennsylvania | 59 | $ 6,665,000 | $ 112,966 | $ 85,000 |
| Juniata, Pennsylvania | 57 | $ 7,115,000 | $ 124,824 | $ 77,000 |
| Virginia Beach, Virginia | 56 | $ 19,220,000 | $ 343,214 | $ 232,000 |
| Johnston, North Carolina | 55 | $ 9,615,000 | $ 174,818 | $ 134,000 |
| Wyoming, Pennsylvania | 54 | $ 6,580,000 | $ 121,851 | $ 79,000 |
| Franklin, Ohio | 53 | $ 15,885,000 | $ 299,716 | $ 156,000 |
| Carteret, North Carolina | 52 | $ 18,240,000 | $ 350,769 | $ 273,000 |
| Chester, Pennsylvania | 48 | $ 17,040,000 | $ 355,000 | $ 213,000 |
| Lee, North Carolina | 47 | $ 7,115,000 | $ 151,382 | $ 121,000 |
| Stokes, North Carolina | 47 | $ 8,335,000 | $ 177,340 | $ 121,000 |
| Clearfield, Pennsylvania | 45 | $ 6,565,000 | $ 145,888 | $ 103,000 |
| Catawba, North Carolina | 43 | $ 10,625,000 | $ 247,093 | $ 138,000 |
| Beaufort, South Carolina | 43 | $ 12,425,000 | $ 288,953 | $ 195,000 |
| Chatham, North Carolina | 42 | $ 13,900,000 | $ 330,952 | $ 197,000 |
| Randolph, North Carolina | 42 | $ 7,600,000 | $ 180,952 | $ 106,000 |
| Worcester, Maryland | 41 | $ 12,245,000 | $ 298,658 | $ 319,000 |
| Monroe, Pennsylvania | 40 | $ 5,450,000 | $ 136,250 | $ 144,000 |
| Calvert, Maryland | 37 | $ 11,305,000 | $ 305,540 | $ 150,000 |
| Charles, Maryland | 37 | $ 12,715,000 | $ 343,648 | $ 220,000 |
| Philadelphia, Pennsylvania | 36 | $ 12,830,000 | $ 356,388 | $ 195,000 |
| Gaston, North Carolina | 35 | $ 12,295,000 | $ 351,285 | $ 207,000 |
| Chesterfield, Virginia | 35 | $ 13,105,000 | $ 374,428 | $ 256,000 |
| Henrico, Virginia | 35 | $ 10,675,000 | $ 305,000 | $ 153,000 |
| Avery, North Carolina | 34 | $ 8,060,000 | $ 237,058 | $ 140,000 |
| Sussex, Delaware | 33 | $ 12,855,000 | $ 389,545 | $ 381,000 |
| Cecil, Maryland | 33 | $ 8,025,000 | $ 243,181 | $ 126,000 |
| Garrett, Maryland | 33 | $ 9,125,000 | $ 276,515 | $ 184,000 |
| Onslow, North Carolina | 33 | $ 5,835,000 | $ 176,818 | $ 90,000 |
| Perquimans, North Carolina | 33 | $ 4,925,000 | $ 149,242 | $ 113,000 |
| Wayne, Pennsylvania | 33 | $ 3,595,000 | $ 108,939 | $ 88,000 |
| Lincoln, North Carolina | 31 | $ 12,085,000 | $ 389,838 | $ 230,000 |
| Delaware, Pennsylvania | 31 | $ 12,155,000 | $ 392,096 | $ 252,000 |
| Cumberland, North Carolina | 30 | $ 4,080,000 | $ 136,000 | $ 123,000 |
| Stark, Ohio | 30 | $ 9,220,000 | $ 307,333 | $ 164,000 |
| Montgomery, Pennsylvania | 30 | $ 13,120,000 | $ 437,333 | $ 215,000 |
| Delaware, Ohio | 28 | $ 8,660,000 | $ 309,285 | $ 325,000 |
| Adams, Pennsylvania | 26 | $ 7,050,000 | $ 271,153 | $ 118,000 |
| Perry, Pennsylvania | 26 | $ 5,340,000 | $ 205,384 | $ 96,000 |
| Chesapeake, Virginia | 25 | $ 7,675,000 | $ 307,000 | $ 141,000 |
| Stafford, Virginia | 24 | $ 9,370,000 | $ 390,416 | $ 193,000 |
| Hancock, West Virginia | 24 | $ 2,180,000 | $ 90,833 | $ 62,000 |
| Washington, Maryland | 23 | $ 5,105,000 | $ 221,956 | $ 136,000 |
| Currituck, North Carolina | 23 | $ 6,325,000 | $ 275,000 | $ 92,000 |
| Franklin, North Carolina | 23 | $ 4,595,000 | $ 199,782 | $ 110,000 |
| Ashtabula, Ohio | 23 | $ 4,075,000 | $ 177,173 | $ 128,000 |
| Kanawha, West Virginia | 23 | $ 4,425,000 | $ 192,391 | $ 61,000 |
| Buncombe, North Carolina | 22 | $ 35,640,000 | $ 1,620,000 | $ 559,000 |
| Hyde, North Carolina | 22 | $ 2,830,000 | $ 128,636 | $ 83,000 |
| Belmont, Ohio | 22 | $ 3,570,000 | $ 162,272 | $ 139,000 |
| Columbiana, Ohio | 22 | $ 10,790,000 | $ 490,454 | $ 103,000 |
| Chautauqua, New York | 21 | $ 3,585,000 | $ 170,714 | $ 211,000 |
| Montour, Pennsylvania | 21 | $ 5,315,000 | $ 253,095 | $ 230,000 |
| Bucks, Pennsylvania | 20 | $ 10,690,000 | $ 534,500 | $ 260,000 |
| Fulton, Georgia | 19 | $ 9,975,000 | $ 525,000 | $ 261,000 |
| Caldwell, North Carolina | 19 | $ 6,225,000 | $ 327,631 | $ 257,000 |
| Harnett, North Carolina | 19 | $ 3,975,000 | $ 209,210 | $ 114,000 |
| Person, North Carolina | 19 | $ 5,855,000 | $ 308,157 | $ 122,000 |
| Cherokee, South Carolina | 19 | $ 2,145,000 | $ 112,894 | $ 103,000 |
| Greenville, South Carolina | 19 | $ 41,925,000 | $ 2,206,578 | $ 170,000 |
| Lancaster, South Carolina | 19 | $ 5,115,000 | $ 269,210 | $ 195,000 |
| Albemarle, Virginia | 18 | $ 6,540,000 | $ 363,333 | $ 136,000 |
| Ottawa, Ohio | 17 | $ 7,305,000 | $ 429,705 | $ 459,000 |
| Norfolk, Virginia | 17 | $ 4,645,000 | $ 273,235 | $ 206,000 |
| St. Mary's, Maryland | 16 | $ 5,510,000 | $ 344,375 | $ 187,000 |
| Davie, North Carolina | 16 | $ 4,710,000 | $ 294,375 | $ 143,000 |
| Martin, North Carolina | 16 | $ 2,320,000 | $ 145,000 | $ 75,000 |
| New Castle, Delaware | 15 | $ 4,565,000 | $ 304,333 | $ 250,000 |
| Lee, Florida | 15 | $ 5,215,000 | $ 347,666 | $ 277,000 |
| Franklin, Pennsylvania | 15 | $ 2,225,000 | $ 148,333 | $ 101,000 |
| Lehigh, Pennsylvania | 15 | $ 4,485,000 | $ 299,000 | $ 235,000 |
| Hanover, Virginia | 15 | $ 4,965,000 | $ 331,000 | $ 257,000 |
| Spotsylvania, Virginia | 15 | $ 5,775,000 | $ 385,000 | $ 270,000 |
| Nash, North Carolina | 14 | $ 2,280,000 | $ 162,857 | $ 111,000 |
| Richmond City, Virginia | 14 | $ 3,350,000 | $ 239,285 | $ 302,000 |
| Granville, North Carolina | 13 | $ 3,635,000 | $ 279,615 | $ 198,000 |
| Tyrrell, North Carolina | 13 | $ 1,275,000 | $ 98,076 | $ 73,000 |
| Lexington, South Carolina | 13 | $ 4,345,000 | $ 334,230 | $ 167,000 |
| Fauquier, Virginia | 13 | $ 5,855,000 | $ 450,384 | $ 207,000 |
| James City, Virginia | 13 | $ 5,845,000 | $ 449,615 | $ 131,000 |
| Ohio, West Virginia | 13 | $ 1,535,000 | $ 118,076 | $ 125,000 |
| Erie, Ohio | 12 | $ 3,020,000 | $ 251,666 | $ 226,000 |
| Northampton, Pennsylvania | 12 | $ 2,800,000 | $ 233,333 | $ 218,000 |
| Berkeley, South Carolina | 12 | $ 3,080,000 | $ 256,666 | $ 119,000 |
| Spartanburg, South Carolina | 12 | $ 2,490,000 | $ 207,500 | $ 80,000 |
| Fairfax City, Virginia | 12 | $ 5,140,000 | $ 428,333 | $ 174,000 |
| Cape May, New Jersey | 11 | $ 7,135,000 | $ 648,636 | $ 483,000 |
| Alexander, North Carolina | 11 | $ 2,045,000 | $ 185,909 | $ 181,000 |
| Pasquotank, North Carolina | 11 | $ 2,615,000 | $ 237,727 | $ 82,000 |
| Louisa, Virginia | 11 | $ 4,655,000 | $ 423,181 | $ 806,000 |
| Monongalia, West Virginia | 11 | $ 3,805,000 | $ 345,909 | $ 214,000 |
| Palm Beach, Florida | 10 | $ 6,380,000 | $ 638,000 | $ 477,000 |
| Caswell, North Carolina | 10 | $ 1,660,000 | $ 166,000 | $ 115,000 |
| Montgomery, North Carolina | 10 | $ 3,820,000 | $ 382,000 | $ 331,000 |
| Clarion, Pennsylvania | 10 | $ 2,070,000 | $ 207,000 | $ 211,000 |
| Talbot, Maryland | 9 | $ 2,955,000 | $ 328,333 | $ 339,000 |
| Alleghany, North Carolina | 9 | $ 1,245,000 | $ 138,333 | $ 166,000 |
| Duplin, North Carolina | 9 | $ 1,615,000 | $ 179,444 | $ 71,000 |
| Columbia, Pennsylvania | 9 | $ 1,935,000 | $ 215,000 | $ 237,000 |
| Collier, Florida | 8 | $ 4,420,000 | $ 552,500 | $ 409,000 |
| Sarasota, Florida | 8 | $ 4,190,000 | $ 523,750 | $ 503,000 |
| Cobb, Georgia | 8 | $ 3,590,000 | $ 448,750 | $ 268,000 |
| DeKalb, Georgia | 8 | $ 3,560,000 | $ 445,000 | $ 166,000 |
| Stanly, North Carolina | 8 | $ 2,560,000 | $ 320,000 | $ 185,000 |
| Hamilton, Ohio | 8 | $ 3,890,000 | $ 486,250 | $ 234,000 |
| Carbon, Pennsylvania | 8 | $ 1,010,000 | $ 126,250 | $ 82,000 |
| Jefferson, Pennsylvania | 8 | $ 1,330,000 | $ 166,250 | $ 80,000 |
| Pike, Pennsylvania | 8 | $ 1,860,000 | $ 232,500 | $ 191,000 |
| Davidson, Tennessee | 8 | $ 3,680,000 | $ 460,000 | $ 130,000 |
| Suffolk, Virginia | 8 | $ 2,580,000 | $ 322,500 | $ 126,000 |
| Berkeley, West Virginia | 8 | $ 2,040,000 | $ 255,000 | $ 164,000 |
| Cabell, West Virginia | 8 | $ 2,560,000 | $ 320,000 | $ 310,000 |
| Putnam, West Virginia | 8 | $ 3,180,000 | $ 397,500 | $ 313,000 |
| Pinellas, Florida | 7 | $ 1,795,000 | $ 256,428 | $ 266,000 |
| Sampson, North Carolina | 7 | $ 1,605,000 | $ 229,285 | $ 86,000 |
| Warren, North Carolina | 7 | $ 2,915,000 | $ 416,428 | $ 268,000 |
| Johnson, Tennessee | 7 | $ 885,000 | $ 126,428 | $ 66,000 |
| Falls Church, Virginia | 7 | $ 3,825,000 | $ 546,428 | $ 251,000 |
| Chowan, North Carolina | 6 | $ 1,300,000 | $ 216,666 | $ 142,000 |
| Lenoir, North Carolina | 6 | $ 1,000,000 | $ 166,666 | $ 73,000 |
| Transylvania, North Carolina | 6 | $ 2,320,000 | $ 386,666 | $ 205,000 |
| Licking, Ohio | 6 | $ 1,640,000 | $ 273,333 | $ 89,000 |
| Lucas, Ohio | 6 | $ 11,010,000 | $ 1,835,000 | $ 169,000 |
| Wayne, Ohio | 6 | $ 930,000 | $ 155,000 | $ 147,000 |
| Georgetown, South Carolina | 6 | $ 3,570,000 | $ 595,000 | $ 444,000 |
| Richland, South Carolina | 6 | $ 2,060,000 | $ 343,333 | $ 120,000 |
| Shelby, Tennessee | 6 | $ 2,220,000 | $ 370,000 | $ 446,000 |
| Culpeper, Virginia | 6 | $ 2,300,000 | $ 383,333 | $ 128,000 |
| Franklin, Virginia | 6 | $ 3,460,000 | $ 576,666 | $ 432,000 |
| Frederick, Virginia | 6 | $ 1,990,000 | $ 331,666 | $ 166,000 |
| Goochland, Virginia | 6 | $ 2,170,000 | $ 361,666 | $ 0 |
| Roanoke, Virginia | 6 | $ 2,300,000 | $ 383,333 | $ 203,000 |
| Charlotte, Florida | 5 | $ 2,185,000 | $ 437,000 | $ 378,000 |
| Kent, Maryland | 5 | $ 2,675,000 | $ 535,000 | $ 248,000 |
| Wicomico, Maryland | 5 | $ 915,000 | $ 183,000 | $ 93,000 |
| Cleveland, North Carolina | 5 | $ 1,235,000 | $ 247,000 | $ 149,000 |
| Craven, North Carolina | 5 | $ 1,015,000 | $ 203,000 | $ 90,000 |
| Haywood, North Carolina | 5 | $ 1,655,000 | $ 331,000 | $ 203,000 |
| Washington, North Carolina | 5 | $ 415,000 | $ 83,000 | $ 67,000 |
| Yancey, North Carolina | 5 | $ 845,000 | $ 169,000 | $ 107,000 |
| Pickens, South Carolina | 5 | $ 2,005,000 | $ 401,000 | $ 178,000 |
| Isle of Wight, Virginia | 5 | $ 1,285,000 | $ 257,000 | $ 145,000 |
| Montgomery, Virginia | 5 | $ 1,725,000 | $ 345,000 | $ 141,000 |
| New Kent, Virginia | 5 | $ 1,555,000 | $ 311,000 | $ 246,000 |
| Orange, Virginia | 5 | $ 1,195,000 | $ 239,000 | $ 128,000 |
| Powhatan, Virginia | 5 | $ 2,055,000 | $ 411,000 | $ 304,000 |
| Warren, Virginia | 5 | $ 1,695,000 | $ 339,000 | $ 0 |
| York, Virginia | 5 | $ 1,505,000 | $ 301,000 | $ 232,000 |
| Hampshire, West Virginia | 5 | $ 435,000 | $ 87,000 | $ 75,000 |
| Miami-Dade, Florida | 4 | $ 2,120,000 | $ 530,000 | $ 221,000 |
| Monroe, Florida | 4 | $ 2,880,000 | $ 720,000 | $ 631,000 |
| Gwinnett, Georgia | 4 | $ 1,330,000 | $ 332,500 | $ 312,000 |
| Bladen, North Carolina | 4 | $ 920,000 | $ 230,000 | $ 125,000 |
| Columbus, North Carolina | 4 | $ 270,000 | $ 67,500 | $ 34,000 |
| Halifax, North Carolina | 4 | $ 800,000 | $ 200,000 | $ 106,000 |
| Henderson, North Carolina | 4 | $ 810,000 | $ 202,500 | $ 135,000 |
| Jackson, North Carolina | 4 | $ 3,830,000 | $ 957,500 | $ 750,000 |
| Mitchell, North Carolina | 4 | $ 1,090,000 | $ 272,500 | $ 103,000 |
| Pamlico, North Carolina | 4 | $ 1,070,000 | $ 267,500 | $ 56,000 |
| Wayne, North Carolina | 4 | $ 450,000 | $ 112,500 | $ 121,000 |
| Tuscarawas, Ohio | 4 | $ 420,000 | $ 105,000 | $ 64,000 |
| Union, Ohio | 4 | $ 1,620,000 | $ 405,000 | $ 314,000 |
| Hamilton, Tennessee | 4 | $ 1,530,000 | $ 382,500 | $ 182,000 |
| Bedford, Virginia | 4 | $ 1,560,000 | $ 390,000 | $ 280,000 |
| Caroline, Virginia | 4 | $ 1,150,000 | $ 287,500 | $ 132,000 |
| Charlottesville, Virginia | 4 | $ 1,010,000 | $ 252,500 | $ 0 |
| Grayson, Virginia | 4 | $ 590,000 | $ 147,500 | $ 109,000 |
| Hampton, Virginia | 4 | $ 820,000 | $ 205,000 | $ 65,000 |
| Manassas, Virginia | 4 | $ 1,430,000 | $ 357,500 | $ 76,000 |
| Manassas Park, Virginia | 4 | $ 1,370,000 | $ 342,500 | $ 99,000 |
| Mecklenburg, Virginia | 4 | $ 1,980,000 | $ 495,000 | $ 223,000 |
| Winchester, Virginia | 4 | $ 1,270,000 | $ 317,500 | $ 107,000 |
| Jackson, West Virginia | 4 | $ 640,000 | $ 160,000 | $ 0 |
| Jefferson, West Virginia | 4 | $ 1,360,000 | $ 340,000 | $ 62,000 |
| Marshall, West Virginia | 4 | $ 420,000 | $ 105,000 | $ 172,000 |
| Walton, Florida | 3 | $ 1,145,000 | $ 381,666 | $ 330,000 |
| Bibb, Georgia | 3 | $ 1,245,000 | $ 415,000 | $ 178,000 |
| Chatham, Georgia | 3 | $ 725,000 | $ 241,666 | $ 128,000 |
| Forsyth, Georgia | 3 | $ 1,275,000 | $ 425,000 | $ 155,000 |
| Caroline, Maryland | 3 | $ 965,000 | $ 321,666 | $ 141,000 |
| Bertie, North Carolina | 3 | $ 525,000 | $ 175,000 | $ 65,000 |
| Burke, North Carolina | 3 | $ 475,000 | $ 158,333 | $ 296,000 |
| Edgecombe, North Carolina | 3 | $ 525,000 | $ 175,000 | $ 109,000 |
| Greene, North Carolina | 3 | $ 575,000 | $ 191,666 | $ 126,000 |
| McDowell, North Carolina | 3 | $ 1,965,000 | $ 655,000 | $ 391,000 |
| Richmond, North Carolina | 3 | $ 475,000 | $ 158,333 | $ 106,000 |
| Rutherford, North Carolina | 3 | $ 425,000 | $ 141,666 | $ 68,000 |
| Scotland, North Carolina | 3 | $ 395,000 | $ 131,666 | $ 260,000 |
| Allen, Ohio | 3 | $ 1,365,000 | $ 455,000 | $ 50,000 |
| Ashland, Ohio | 3 | $ 325,000 | $ 108,333 | $ 85,000 |
| Greene, Ohio | 3 | $ 975,000 | $ 325,000 | $ 500,000 |
| Harrison, Ohio | 3 | $ 245,000 | $ 81,666 | $ 70,000 |
| Lawrence, Ohio | 3 | $ 595,000 | $ 198,333 | $ 275,000 |
| Warren, Ohio | 3 | $ 955,000 | $ 318,333 | $ 200,000 |
| Wood, Ohio | 3 | $ 6,275,000 | $ 2,091,666 | $ 0 |
| Forest, Pennsylvania | 3 | $ 335,000 | $ 111,666 | $ 122,000 |
| Chesterfield, South Carolina | 3 | $ 775,000 | $ 258,333 | $ 87,000 |
| Dorchester, South Carolina | 3 | $ 455,000 | $ 151,666 | $ 104,000 |
| Carroll, Virginia | 3 | $ 435,000 | $ 145,000 | $ 90,000 |
| Clarke, Virginia | 3 | $ 955,000 | $ 318,333 | $ 0 |
| Fredericksburg, Virginia | 3 | $ 1,455,000 | $ 485,000 | $ 85,000 |
| Gloucester, Virginia | 3 | $ 935,000 | $ 311,666 | $ 56,000 |
| King George, Virginia | 3 | $ 1,155,000 | $ 385,000 | $ 0 |
| Northumberland, Virginia | 3 | $ 795,000 | $ 265,000 | $ 0 |
| Richmond, Virginia | 3 | $ 425,000 | $ 141,666 | $ 0 |
| Marion, West Virginia | 3 | $ 895,000 | $ 298,333 | $ 50,000 |
| Kent, Delaware | 2 | $ 200,000 | $ 100,000 | $ 138,000 |
| Broward, Florida | 2 | $ 580,000 | $ 290,000 | $ 90,000 |
| Duval, Florida | 2 | $ 640,000 | $ 320,000 | $ 109,000 |
| Manatee, Florida | 2 | $ 730,000 | $ 365,000 | $ 629,000 |
| Martin, Florida | 2 | $ 970,000 | $ 485,000 | $ 219,000 |
| Nassau, Florida | 2 | $ 1,350,000 | $ 675,000 | $ 497,000 |
| Pasco, Florida | 2 | $ 670,000 | $ 335,000 | $ 1,008,000 |
| Sumter, Florida | 2 | $ 480,000 | $ 240,000 | $ 104,000 |
| Cherokee, Georgia | 2 | $ 680,000 | $ 340,000 | $ 0 |
| Clarke, Georgia | 2 | $ 680,000 | $ 340,000 | $ 281,000 |
| Lowndes, Georgia | 2 | $ 840,000 | $ 420,000 | $ 547,000 |
| Hamilton, Indiana | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Allegany, Maryland | 2 | $ 260,000 | $ 130,000 | $ 67,000 |
| Somerset, Maryland | 2 | $ 440,000 | $ 220,000 | $ 111,000 |
| Oakland, Michigan | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Merrimack, New Hampshire | 2 | $ 900,000 | $ 450,000 | $ 107,000 |
| Camden, New Jersey | 2 | $ 460,000 | $ 230,000 | $ 222,000 |
| Madison, New York | 2 | $ 440,000 | $ 220,000 | $ 348,000 |
| Anson, North Carolina | 2 | $ 310,000 | $ 155,000 | $ 57,000 |
| Camden, North Carolina | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Clay, North Carolina | 2 | $ 180,000 | $ 90,000 | $ 295,000 |
| Gates, North Carolina | 2 | $ 300,000 | $ 150,000 | $ 50,000 |
| Hoke, North Carolina | 2 | $ 470,000 | $ 235,000 | $ 109,000 |
| Macon, North Carolina | 2 | $ 580,000 | $ 290,000 | $ 210,000 |
| Robeson, North Carolina | 2 | $ 170,000 | $ 85,000 | $ 70,000 |
| Vance, North Carolina | 2 | $ 100,000 | $ 50,000 | $ 106,000 |
| Wilson, North Carolina | 2 | $ 430,000 | $ 215,000 | $ 130,000 |
| Butler, Ohio | 2 | $ 420,000 | $ 210,000 | $ 39,000 |
| Carroll, Ohio | 2 | $ 420,000 | $ 210,000 | $ 135,000 |
| Clermont, Ohio | 2 | $ 470,000 | $ 235,000 | $ 77,000 |
| Knox, Ohio | 2 | $ 630,000 | $ 315,000 | $ 226,000 |
| Washington, Ohio | 2 | $ 590,000 | $ 295,000 | $ 111,000 |
| Bradford, Pennsylvania | 2 | $ 400,000 | $ 200,000 | $ 100,000 |
| Elk, Pennsylvania | 2 | $ 190,000 | $ 95,000 | $ 206,000 |
| McKean, Pennsylvania | 2 | $ 170,000 | $ 85,000 | $ 104,000 |
| Sullivan, Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 897,000 |
| Tioga, Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 72,000 |
| Aiken, South Carolina | 2 | $ 230,000 | $ 115,000 | $ 96,000 |
| Anderson, South Carolina | 2 | $ 1,620,000 | $ 810,000 | $ 492,000 |
| Florence, South Carolina | 2 | $ 820,000 | $ 410,000 | $ 267,000 |
| Jasper, South Carolina | 2 | $ 440,000 | $ 220,000 | $ 37,000 |
| Knox, Tennessee | 2 | $ 1,250,000 | $ 625,000 | $ 326,000 |
| Sevier, Tennessee | 2 | $ 830,000 | $ 415,000 | $ 713,000 |
| Williamson, Tennessee | 2 | $ 1,110,000 | $ 555,000 | $ 170,000 |
| Accomack, Virginia | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Lynchburg, Virginia | 2 | $ 560,000 | $ 280,000 | $ 134,000 |
| Newport News, Virginia | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Northampton, Virginia | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Poquoson, Virginia | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Portsmouth, Virginia | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Roanoke City, Virginia | 2 | $ 280,000 | $ 140,000 | $ 54,000 |
| Surry, Virginia | 2 | $ 680,000 | $ 340,000 | $ 108,000 |
| Williamsburg, Virginia | 2 | $ 770,000 | $ 385,000 | $ 0 |
| Harrison, West Virginia | 2 | $ 760,000 | $ 380,000 | $ 655,000 |
| Preston, West Virginia | 2 | $ 260,000 | $ 130,000 | $ 116,000 |
| Randolph, West Virginia | 2 | $ 180,000 | $ 90,000 | $ 344,000 |
| Roane, West Virginia | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Custer, Colorado | 1 | $ 755,000 | $ 755,000 | $ 442,000 |
| Alachua, Florida | 1 | $ 175,000 | $ 175,000 | $ 129,000 |
| Columbia, Florida | 1 | $ 105,000 | $ 105,000 | $ 151,000 |
| Indian River, Florida | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Orange, Florida | 1 | $ 905,000 | $ 905,000 | $ 440,000 |
| Polk, Florida | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| St. Johns, Florida | 1 | $ 1,125,000 | $ 1,125,000 | $ 453,000 |
| Volusia, Florida | 1 | $ 175,000 | $ 175,000 | $ 116,000 |
| Catoosa, Georgia | 1 | $ 315,000 | $ 315,000 | $ 92,000 |
| Columbia, Georgia | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Coweta, Georgia | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Henry, Georgia | 1 | $ 445,000 | $ 445,000 | $ 230,000 |
| Muscogee, Georgia | 1 | $ 415,000 | $ 415,000 | $ 225,000 |
| Newton, Georgia | 1 | $ 695,000 | $ 695,000 | $ 624,000 |
| Oconee, Georgia | 1 | $ 565,000 | $ 565,000 | $ 327,000 |
| Putnam, Georgia | 1 | $ 975,000 | $ 975,000 | $ 515,000 |
| Richmond, Georgia | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Rockdale, Georgia | 1 | $ 805,000 | $ 805,000 | $ 310,000 |
| Thomas, Georgia | 1 | $ 155,000 | $ 155,000 | $ 169,000 |
| Boyd, Kentucky | 1 | $ 65,000 | $ 65,000 | $ 118,000 |
| Jefferson, Kentucky | 1 | $ 315,000 | $ 315,000 | $ 0 |
| York, Maine | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Lapeer, Michigan | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Lenawee, Michigan | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Macomb, Michigan | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Washtenaw, Michigan | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Atlantic, New Jersey | 1 | $ 225,000 | $ 225,000 | $ 112,000 |
| Hudson, New Jersey | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| Monmouth, New Jersey | 1 | $ 605,000 | $ 605,000 | $ 1,259,000 |
| Ocean, New Jersey | 1 | $ 615,000 | $ 615,000 | $ 296,000 |
| Cattaraugus, New York | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Orleans, New York | 1 | $ 225,000 | $ 225,000 | $ 152,000 |
| Schuyler, New York | 1 | $ 155,000 | $ 155,000 | $ 148,000 |
| Warren, New York | 1 | $ 755,000 | $ 755,000 | $ 516,000 |
| Yates, New York | 1 | $ 95,000 | $ 95,000 | $ 366,000 |
| Northampton, North Carolina | 1 | $ 645,000 | $ 645,000 | $ 257,000 |
| Polk, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Swain, North Carolina | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Clark, Ohio | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Fairfield, Ohio | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Holmes, Ohio | 1 | $ 135,000 | $ 135,000 | $ 145,000 |
| Huron, Ohio | 1 | $ 205,000 | $ 205,000 | $ 111,000 |
| Monroe, Ohio | 1 | $ 145,000 | $ 145,000 | $ 124,000 |
| Montgomery, Ohio | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Warren, Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 2,300,000 |
| Chester, South Carolina | 1 | $ 185,000 | $ 185,000 | $ 39,000 |
| Edgefield, South Carolina | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Greenwood, South Carolina | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Kershaw, South Carolina | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Laurens, South Carolina | 1 | $ 285,000 | $ 285,000 | $ 130,000 |
| Oconee, South Carolina | 1 | $ 625,000 | $ 625,000 | $ 598,000 |
| Jackson, Tennessee | 1 | $ 115,000 | $ 115,000 | $ 111,000 |
| Maury, Tennessee | 1 | $ 275,000 | $ 275,000 | $ 265,000 |
| Polk, Tennessee | 1 | $ 115,000 | $ 115,000 | $ 89,000 |
| Sumner, Tennessee | 1 | $ 555,000 | $ 555,000 | $ 150,000 |
| Washington, Tennessee | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Augusta, Virginia | 1 | $ 365,000 | $ 365,000 | $ 263,000 |
| Botetourt, Virginia | 1 | $ 405,000 | $ 405,000 | $ 604,000 |
| Essex, Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Floyd, Virginia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Fluvanna, Virginia | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Greene, Virginia | 1 | $ 295,000 | $ 295,000 | $ 0 |
| King William, Virginia | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Nelson, Virginia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Patrick, Virginia | 1 | $ 305,000 | $ 305,000 | $ 225,000 |
| Pulaski, Virginia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Rockingham, Virginia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Shenandoah, Virginia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Southampton, Virginia | 1 | $ 175,000 | $ 175,000 | $ 145,000 |
| Westmoreland, Virginia | 1 | $ 155,000 | $ 155,000 | $ 160,000 |
| Barbour, West Virginia | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Braxton, West Virginia | 1 | $ 135,000 | $ 135,000 | $ 142,000 |
| Calhoun, West Virginia | 1 | $ 85,000 | $ 85,000 | $ 138,000 |
| Grant, West Virginia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Lewis, West Virginia | 1 | $ 65,000 | $ 65,000 | $ 93,000 |
| Logan, West Virginia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Raleigh, West Virginia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Upshur, West Virginia | 1 | $ 55,000 | $ 55,000 | $ 0 |
Mortgage Loan Application Detail Totals for First National Bank of Pa in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 12,390 | $2,895,790,000 | $233,000 | $18,005,000 | $151,000 | $4,070,000 |
| Home Purchase | 6,867 | $2,410,815,000 | $351,000 | $36,005,000 | $157,000 | $4,992,000 |
| Home Improvement | 3,942 | $364,480,000 | $92,000 | $1,505,000 | $135,000 | $2,656,000 |
| Other Purpose | 2,421 | $276,815,000 | $114,000 | $1,315,000 | $165,000 | $6,045,000 |
| Cash-out Refinancing | 1,571 | $501,535,000 | $319,000 | $2,005,000 | $149,000 | $2,068,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 19,826 | $4,029,330,000 | $203,000 | $2,695,000 | $148,000 | $6,045,000 |
| Not applicable | 2,729 | $986,135,000 | $361,000 | $36,005,000 | $127,000 | $235,000 |
| Not Provided | 2,367 | $797,445,000 | $336,000 | $2,435,000 | $169,000 | $2,656,000 |
| Asian | 995 | $336,105,000 | $337,000 | $3,655,000 | $173,000 | $2,115,000 |
| Black or African American | 713 | $159,005,000 | $223,000 | $1,995,000 | $147,000 | $3,996,000 |
| Hispanic | 410 | $79,360,000 | $193,000 | $1,725,000 | $120,000 | $1,001,000 |
| American Indian or Alaskan Native | 28 | $5,900,000 | $210,000 | $1,065,000 | $143,000 | $930,000 |
| Native Hawaiian or Other Pacific Islander | 26 | $4,960,000 | $190,000 | $465,000 | $142,000 | $605,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 26,861 | $6,384,665,000 | $237,000 | $36,005,000 | $152,000 | $6,045,000 |
| FHA-insured (Federal Housing Administration) | 160 | $27,630,000 | $172,000 | $695,000 | $64,000 | $463,000 |
| VA-guaranteed (Veterans Administration) | 98 | $26,640,000 | $271,000 | $885,000 | $95,000 | $260,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 72 | $10,500,000 | $145,000 | $295,000 | $53,000 | $107,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 16,428 | $3,984,320,000 | $242,000 | $36,005,000 | $163,000 | $6,045,000 |
| Application Denied By Financial Institution | 5,413 | $915,975,000 | $169,000 | $3,655,000 | $105,000 | $3,610,000 |
| Loan Purchased By The Institution | 1,991 | $644,045,000 | $323,000 | $765,000 | $148,000 | $148,000 |
| Application Withdrawn By Applicant | 1,805 | $558,085,000 | $309,000 | $2,275,000 | $172,000 | $3,996,000 |
| File Closed For Incompleteness | 1,317 | $302,965,000 | $230,000 | $2,135,000 | $175,000 | $4,516,000 |
| Application Approved But Not Accepted | 237 | $44,045,000 | $185,000 | $1,365,000 | $131,000 | $624,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 21,778 | $5,533,460,000 | $254,000 | $36,005,000 | $164,000 | $6,045,000 |
| Credit History | 2,242 | $256,950,000 | $114,000 | $1,195,000 | $102,000 | $2,410,000 |
| Debt-To-Income Ratio | 1,429 | $285,035,000 | $199,000 | $2,325,000 | $66,000 | $2,400,000 |
| Collateral | 1,225 | $215,065,000 | $175,000 | $3,655,000 | $138,000 | $3,610,000 |
| Other | 278 | $84,780,000 | $304,000 | $2,005,000 | $175,000 | $1,975,000 |
| Unverifiable Information | 129 | $34,805,000 | $269,000 | $1,375,000 | $104,000 | $667,000 |
| Employment History | 62 | $20,800,000 | $335,000 | $1,315,000 | $102,000 | $355,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 37 | $15,885,000 | $429,000 | $1,505,000 | $124,000 | $515,000 |
| Credit Application Incomplete | 9 | $1,355,000 | $150,000 | $355,000 | $283,000 | $1,531,000 |
| Mortgage Insurance Denied | 2 | $1,300,000 | $650,000 | $815,000 | $253,000 | $376,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of Pa's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank of Pa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
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