First National Bank Of Pennsylvania
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
First National Bank Of Pennsylvania 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Pennsylvania 166 Main St Greenville, PA 16125 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 27,191 |
| Total Mortgage Loan Application Amount | $6,449,435,000 |
| Average Mortgage Loan Application Amount | $221,800 |
| Highest Mortgage Loan Application Amount | $36,005,000 |
| Average Applicant Income | $151,400 |
| Highest Applicant Income | $6,045,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with First National Bank Of Pennsylvania. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Pennsylvania's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down First National Bank Of Pennsylvania's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Pennsylvania serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Pennsylvania, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Pennsylvania's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 2,590 | $ 564,430,000 | $ 217,000 | $ 160,000 |
| Westmoreland County Pennsylvania | 975 | $ 149,675,000 | $ 153,000 | $ 116,000 |
| Cuyahoga County Ohio | 960 | $ 221,140,000 | $ 230,000 | $ 165,000 |
| Wake County North Carolina | 765 | $ 232,845,000 | $ 304,000 | $ 209,000 |
| Baltimore County Maryland | 760 | $ 220,460,000 | $ 290,000 | $ 202,000 |
| Mercer County Pennsylvania | 609 | $ 66,295,000 | $ 108,000 | $ 101,000 |
| Butler County Pennsylvania | 534 | $ 112,350,000 | $ 210,000 | $ 151,000 |
| Brunswick County North Carolina | 492 | $ 130,080,000 | $ 264,000 | $ 139,000 |
| Anne Arundel County Maryland | 490 | $ 190,210,000 | $ 388,000 | $ 226,000 |
| Davidson County North Carolina | 481 | $ 69,115,000 | $ 143,000 | $ 96,000 |
| Fairfax County Virginia | 470 | $ 221,260,000 | $ 470,000 | $ 199,000 |
| Cambria County Pennsylvania | 465 | $ 43,265,000 | $ 93,000 | $ 87,000 |
| Erie County Pennsylvania | 462 | $ 67,100,000 | $ 145,000 | $ 129,000 |
| Mecklenburg County North Carolina | 451 | $ 174,855,000 | $ 387,000 | $ 251,000 |
| Harford County Maryland | 450 | $ 120,980,000 | $ 268,000 | $ 156,000 |
| Dauphin County Pennsylvania | 437 | $ 72,275,000 | $ 165,000 | $ 133,000 |
| Montgomery County Maryland | 423 | $ 203,335,000 | $ 480,000 | $ 221,000 |
| Blair County Pennsylvania | 355 | $ 47,615,000 | $ 134,000 | $ 117,000 |
| Lawrence County Pennsylvania | 354 | $ 46,420,000 | $ 131,000 | $ 90,000 |
| York County Pennsylvania | 353 | $ 57,155,000 | $ 161,000 | $ 116,000 |
| Mahoning County Ohio | 345 | $ 42,645,000 | $ 123,000 | $ 111,000 |
| Lake County Ohio | 322 | $ 62,080,000 | $ 192,000 | $ 141,000 |
| Guilford County North Carolina | 305 | $ 120,715,000 | $ 395,000 | $ 150,000 |
| Cumberland County Pennsylvania | 305 | $ 76,405,000 | $ 250,000 | $ 209,000 |
| Beaver County Pennsylvania | 302 | $ 43,580,000 | $ 144,000 | $ 117,000 |
| New Hanover County North Carolina | 300 | $ 88,520,000 | $ 295,000 | $ 227,000 |
| Summit County Ohio | 299 | $ 56,945,000 | $ 190,000 | $ 143,000 |
| Berks County Pennsylvania | 285 | $ 43,875,000 | $ 153,000 | $ 101,000 |
| Somerset County Pennsylvania | 282 | $ 34,380,000 | $ 121,000 | $ 98,000 |
| Washington County Pennsylvania | 274 | $ 53,330,000 | $ 194,000 | $ 144,000 |
| Fayette County Pennsylvania | 267 | $ 25,325,000 | $ 94,000 | $ 98,000 |
| Lancaster County Pennsylvania | 266 | $ 63,070,000 | $ 237,000 | $ 176,000 |
| Forsyth County North Carolina | 257 | $ 57,005,000 | $ 221,000 | $ 128,000 |
| Centre County Pennsylvania | 254 | $ 51,930,000 | $ 204,000 | $ 135,000 |
| Howard County Maryland | 250 | $ 126,780,000 | $ 507,000 | $ 243,000 |
| Iredell County North Carolina | 241 | $ 53,895,000 | $ 223,000 | $ 154,000 |
| Trumbull County Ohio | 232 | $ 26,140,000 | $ 112,000 | $ 100,000 |
| Union County North Carolina | 231 | $ 58,305,000 | $ 252,000 | $ 134,000 |
| Crawford County Pennsylvania | 212 | $ 20,620,000 | $ 97,000 | $ 85,000 |
| Lorain County Ohio | 209 | $ 42,875,000 | $ 205,000 | $ 136,000 |
| Loudoun County Virginia | 206 | $ 92,730,000 | $ 450,000 | $ 208,000 |
| Geauga County Ohio | 199 | $ 47,945,000 | $ 240,000 | $ 185,000 |
| Lackawanna County Pennsylvania | 192 | $ 33,290,000 | $ 173,000 | $ 145,000 |
| Baltimore City County Maryland | 170 | $ 33,740,000 | $ 198,000 | $ 253,000 |
| Durham County North Carolina | 170 | $ 49,830,000 | $ 293,000 | $ 171,000 |
| District of Columbia County District Of Columbia | 167 | $ 94,475,000 | $ 565,000 | $ 293,000 |
| Wilkes County North Carolina | 165 | $ 21,685,000 | $ 131,000 | $ 80,000 |
| Medina County Ohio | 159 | $ 34,095,000 | $ 214,000 | $ 142,000 |
| Bedford County Pennsylvania | 151 | $ 19,235,000 | $ 127,000 | $ 82,000 |
| Prince William County Virginia | 151 | $ 55,315,000 | $ 366,000 | $ 134,000 |
| Beaufort County North Carolina | 147 | $ 28,855,000 | $ 196,000 | $ 104,000 |
| Luzerne County Pennsylvania | 145 | $ 24,185,000 | $ 166,000 | $ 117,000 |
| Rockingham County North Carolina | 137 | $ 14,375,000 | $ 104,000 | $ 77,000 |
| Prince George's County Maryland | 133 | $ 39,705,000 | $ 298,000 | $ 157,000 |
| Orange County North Carolina | 132 | $ 44,630,000 | $ 338,000 | $ 184,000 |
| Mifflin County Pennsylvania | 132 | $ 13,230,000 | $ 100,000 | $ 70,000 |
| Dare County North Carolina | 126 | $ 30,500,000 | $ 242,000 | $ 130,000 |
| Moore County North Carolina | 118 | $ 25,960,000 | $ 220,000 | $ 126,000 |
| Huntingdon County Pennsylvania | 118 | $ 12,610,000 | $ 106,000 | $ 92,000 |
| Carroll County Maryland | 117 | $ 46,825,000 | $ 400,000 | $ 186,000 |
| Frederick County Maryland | 113 | $ 47,065,000 | $ 416,000 | $ 205,000 |
| Pitt County North Carolina | 113 | $ 20,835,000 | $ 184,000 | $ 122,000 |
| Jefferson County Ohio | 111 | $ 8,905,000 | $ 80,000 | $ 80,000 |
| Lycoming County Pennsylvania | 111 | $ 11,615,000 | $ 104,000 | $ 103,000 |
| Lebanon County Pennsylvania | 110 | $ 15,950,000 | $ 145,000 | $ 105,000 |
| Northumberland County Pennsylvania | 109 | $ 9,795,000 | $ 89,000 | $ 70,000 |
| Portage County Ohio | 108 | $ 19,050,000 | $ 176,000 | $ 110,000 |
| Watauga County North Carolina | 103 | $ 30,455,000 | $ 295,000 | $ 225,000 |
| Charleston County South Carolina | 103 | $ 50,725,000 | $ 492,000 | $ 296,000 |
| Yadkin County North Carolina | 98 | $ 10,900,000 | $ 111,000 | $ 87,000 |
| Indiana County Pennsylvania | 90 | $ 9,260,000 | $ 102,000 | $ 85,000 |
| Venango County Pennsylvania | 90 | $ 7,890,000 | $ 87,000 | $ 78,000 |
| Queen Anne's County Maryland | 88 | $ 24,390,000 | $ 277,000 | $ 176,000 |
| Alamance County North Carolina | 88 | $ 17,730,000 | $ 201,000 | $ 91,000 |
| Rowan County North Carolina | 88 | $ 20,960,000 | $ 238,000 | $ 145,000 |
| Ashe County North Carolina | 87 | $ 14,665,000 | $ 168,000 | $ 91,000 |
| Brooke County West Virginia | 87 | $ 8,035,000 | $ 92,000 | $ 82,000 |
| Arlington County Virginia | 85 | $ 53,285,000 | $ 626,000 | $ 270,000 |
| Pender County North Carolina | 83 | $ 18,795,000 | $ 226,000 | $ 191,000 |
| Union County Pennsylvania | 82 | $ 14,390,000 | $ 175,000 | $ 146,000 |
| Snyder County Pennsylvania | 81 | $ 10,705,000 | $ 132,000 | $ 79,000 |
| York County South Carolina | 81 | $ 25,095,000 | $ 309,000 | $ 164,000 |
| Alexandria County Virginia | 77 | $ 47,545,000 | $ 617,000 | $ 322,000 |
| Armstrong County Pennsylvania | 76 | $ 8,980,000 | $ 118,000 | $ 90,000 |
| Surry County North Carolina | 70 | $ 9,080,000 | $ 129,000 | $ 93,000 |
| Susquehanna County Pennsylvania | 70 | $ 9,320,000 | $ 133,000 | $ 103,000 |
| Horry County South Carolina | 70 | $ 16,500,000 | $ 235,000 | $ 215,000 |
| Cabarrus County North Carolina | 68 | $ 19,400,000 | $ 285,000 | $ 163,000 |
| Greene County Pennsylvania | 67 | $ 7,915,000 | $ 118,000 | $ 91,000 |
| Schuylkill County Pennsylvania | 66 | $ 7,170,000 | $ 108,000 | $ 101,000 |
| Clinton County Pennsylvania | 59 | $ 6,665,000 | $ 112,000 | $ 85,000 |
| Juniata County Pennsylvania | 57 | $ 7,115,000 | $ 124,000 | $ 77,000 |
| Virginia Beach County Virginia | 56 | $ 19,220,000 | $ 343,000 | $ 232,000 |
| Johnston County North Carolina | 55 | $ 9,615,000 | $ 174,000 | $ 134,000 |
| Wyoming County Pennsylvania | 54 | $ 6,580,000 | $ 121,000 | $ 79,000 |
| Franklin County Ohio | 53 | $ 15,885,000 | $ 299,000 | $ 156,000 |
| Carteret County North Carolina | 52 | $ 18,240,000 | $ 350,000 | $ 273,000 |
| Chester County Pennsylvania | 48 | $ 17,040,000 | $ 355,000 | $ 213,000 |
| Lee County North Carolina | 47 | $ 7,115,000 | $ 151,000 | $ 121,000 |
| Stokes County North Carolina | 47 | $ 8,335,000 | $ 177,000 | $ 121,000 |
| Clearfield County Pennsylvania | 45 | $ 6,565,000 | $ 145,000 | $ 103,000 |
| Catawba County North Carolina | 43 | $ 10,625,000 | $ 247,000 | $ 138,000 |
| Beaufort County South Carolina | 43 | $ 12,425,000 | $ 288,000 | $ 195,000 |
| Chatham County North Carolina | 42 | $ 13,900,000 | $ 330,000 | $ 197,000 |
| Randolph County North Carolina | 42 | $ 7,600,000 | $ 180,000 | $ 106,000 |
| Worcester County Maryland | 41 | $ 12,245,000 | $ 298,000 | $ 319,000 |
| Monroe County Pennsylvania | 40 | $ 5,450,000 | $ 136,000 | $ 144,000 |
| Calvert County Maryland | 37 | $ 11,305,000 | $ 305,000 | $ 150,000 |
| Charles County Maryland | 37 | $ 12,715,000 | $ 343,000 | $ 220,000 |
| Philadelphia County Pennsylvania | 36 | $ 12,830,000 | $ 356,000 | $ 195,000 |
| Gaston County North Carolina | 35 | $ 12,295,000 | $ 351,000 | $ 207,000 |
| Chesterfield County Virginia | 35 | $ 13,105,000 | $ 374,000 | $ 256,000 |
| Henrico County Virginia | 35 | $ 10,675,000 | $ 305,000 | $ 153,000 |
| Avery County North Carolina | 34 | $ 8,060,000 | $ 237,000 | $ 140,000 |
| Sussex County Delaware | 33 | $ 12,855,000 | $ 389,000 | $ 381,000 |
| Cecil County Maryland | 33 | $ 8,025,000 | $ 243,000 | $ 126,000 |
| Garrett County Maryland | 33 | $ 9,125,000 | $ 276,000 | $ 184,000 |
| Onslow County North Carolina | 33 | $ 5,835,000 | $ 176,000 | $ 90,000 |
| Perquimans County North Carolina | 33 | $ 4,925,000 | $ 149,000 | $ 113,000 |
| Wayne County Pennsylvania | 33 | $ 3,595,000 | $ 108,000 | $ 88,000 |
| Lincoln County North Carolina | 31 | $ 12,085,000 | $ 389,000 | $ 230,000 |
| Delaware County Pennsylvania | 31 | $ 12,155,000 | $ 392,000 | $ 252,000 |
| Cumberland County North Carolina | 30 | $ 4,080,000 | $ 136,000 | $ 123,000 |
| Stark County Ohio | 30 | $ 9,220,000 | $ 307,000 | $ 164,000 |
| Montgomery County Pennsylvania | 30 | $ 13,120,000 | $ 437,000 | $ 215,000 |
| Delaware County Ohio | 28 | $ 8,660,000 | $ 309,000 | $ 325,000 |
| Adams County Pennsylvania | 26 | $ 7,050,000 | $ 271,000 | $ 118,000 |
| Perry County Pennsylvania | 26 | $ 5,340,000 | $ 205,000 | $ 96,000 |
| Chesapeake County Virginia | 25 | $ 7,675,000 | $ 307,000 | $ 141,000 |
| Stafford County Virginia | 24 | $ 9,370,000 | $ 390,000 | $ 193,000 |
| Hancock County West Virginia | 24 | $ 2,180,000 | $ 90,000 | $ 62,000 |
| Washington County Maryland | 23 | $ 5,105,000 | $ 221,000 | $ 136,000 |
| Currituck County North Carolina | 23 | $ 6,325,000 | $ 275,000 | $ 92,000 |
| Franklin County North Carolina | 23 | $ 4,595,000 | $ 199,000 | $ 110,000 |
| Ashtabula County Ohio | 23 | $ 4,075,000 | $ 177,000 | $ 128,000 |
| Kanawha County West Virginia | 23 | $ 4,425,000 | $ 192,000 | $ 61,000 |
| Buncombe County North Carolina | 22 | $ 35,640,000 | $ 1,620,000 | $ 559,000 |
| Hyde County North Carolina | 22 | $ 2,830,000 | $ 128,000 | $ 83,000 |
| Belmont County Ohio | 22 | $ 3,570,000 | $ 162,000 | $ 139,000 |
| Columbiana County Ohio | 22 | $ 10,790,000 | $ 490,000 | $ 103,000 |
| Chautauqua County New York | 21 | $ 3,585,000 | $ 170,000 | $ 211,000 |
| Montour County Pennsylvania | 21 | $ 5,315,000 | $ 253,000 | $ 230,000 |
| Bucks County Pennsylvania | 20 | $ 10,690,000 | $ 534,000 | $ 260,000 |
| Fulton County Georgia | 19 | $ 9,975,000 | $ 525,000 | $ 261,000 |
| Caldwell County North Carolina | 19 | $ 6,225,000 | $ 327,000 | $ 257,000 |
| Harnett County North Carolina | 19 | $ 3,975,000 | $ 209,000 | $ 114,000 |
| Person County North Carolina | 19 | $ 5,855,000 | $ 308,000 | $ 122,000 |
| Cherokee County South Carolina | 19 | $ 2,145,000 | $ 112,000 | $ 103,000 |
| Greenville County South Carolina | 19 | $ 41,925,000 | $ 2,206,000 | $ 170,000 |
| Lancaster County South Carolina | 19 | $ 5,115,000 | $ 269,000 | $ 195,000 |
| Albemarle County Virginia | 18 | $ 6,540,000 | $ 363,000 | $ 136,000 |
| Ottawa County Ohio | 17 | $ 7,305,000 | $ 429,000 | $ 459,000 |
| Norfolk County Virginia | 17 | $ 4,645,000 | $ 273,000 | $ 206,000 |
| St. Mary's County Maryland | 16 | $ 5,510,000 | $ 344,000 | $ 187,000 |
| Davie County North Carolina | 16 | $ 4,710,000 | $ 294,000 | $ 143,000 |
| Martin County North Carolina | 16 | $ 2,320,000 | $ 145,000 | $ 75,000 |
| New Castle County Delaware | 15 | $ 4,565,000 | $ 304,000 | $ 250,000 |
| Lee County Florida | 15 | $ 5,215,000 | $ 347,000 | $ 277,000 |
| Franklin County Pennsylvania | 15 | $ 2,225,000 | $ 148,000 | $ 101,000 |
| Lehigh County Pennsylvania | 15 | $ 4,485,000 | $ 299,000 | $ 235,000 |
| Hanover County Virginia | 15 | $ 4,965,000 | $ 331,000 | $ 257,000 |
| Spotsylvania County Virginia | 15 | $ 5,775,000 | $ 385,000 | $ 270,000 |
| Nash County North Carolina | 14 | $ 2,280,000 | $ 162,000 | $ 111,000 |
| Richmond City County Virginia | 14 | $ 3,350,000 | $ 239,000 | $ 302,000 |
| Granville County North Carolina | 13 | $ 3,635,000 | $ 279,000 | $ 198,000 |
| Tyrrell County North Carolina | 13 | $ 1,275,000 | $ 98,000 | $ 73,000 |
| Lexington County South Carolina | 13 | $ 4,345,000 | $ 334,000 | $ 167,000 |
| Fauquier County Virginia | 13 | $ 5,855,000 | $ 450,000 | $ 207,000 |
| James City County Virginia | 13 | $ 5,845,000 | $ 449,000 | $ 131,000 |
| Ohio County West Virginia | 13 | $ 1,535,000 | $ 118,000 | $ 125,000 |
| Erie County Ohio | 12 | $ 3,020,000 | $ 251,000 | $ 226,000 |
| Northampton County Pennsylvania | 12 | $ 2,800,000 | $ 233,000 | $ 218,000 |
| Berkeley County South Carolina | 12 | $ 3,080,000 | $ 256,000 | $ 119,000 |
| Spartanburg County South Carolina | 12 | $ 2,490,000 | $ 207,000 | $ 80,000 |
| Fairfax City County Virginia | 12 | $ 5,140,000 | $ 428,000 | $ 174,000 |
| Cape May County New Jersey | 11 | $ 7,135,000 | $ 648,000 | $ 483,000 |
| Alexander County North Carolina | 11 | $ 2,045,000 | $ 185,000 | $ 181,000 |
| Pasquotank County North Carolina | 11 | $ 2,615,000 | $ 237,000 | $ 82,000 |
| Louisa County Virginia | 11 | $ 4,655,000 | $ 423,000 | $ 806,000 |
| Monongalia County West Virginia | 11 | $ 3,805,000 | $ 345,000 | $ 214,000 |
| Palm Beach County Florida | 10 | $ 6,380,000 | $ 638,000 | $ 477,000 |
| Caswell County North Carolina | 10 | $ 1,660,000 | $ 166,000 | $ 115,000 |
| Montgomery County North Carolina | 10 | $ 3,820,000 | $ 382,000 | $ 331,000 |
| Clarion County Pennsylvania | 10 | $ 2,070,000 | $ 207,000 | $ 211,000 |
| Talbot County Maryland | 9 | $ 2,955,000 | $ 328,000 | $ 339,000 |
| Alleghany County North Carolina | 9 | $ 1,245,000 | $ 138,000 | $ 166,000 |
| Duplin County North Carolina | 9 | $ 1,615,000 | $ 179,000 | $ 71,000 |
| Columbia County Pennsylvania | 9 | $ 1,935,000 | $ 215,000 | $ 237,000 |
| Collier County Florida | 8 | $ 4,420,000 | $ 552,000 | $ 409,000 |
| Sarasota County Florida | 8 | $ 4,190,000 | $ 523,000 | $ 503,000 |
| Cobb County Georgia | 8 | $ 3,590,000 | $ 448,000 | $ 268,000 |
| DeKalb County Georgia | 8 | $ 3,560,000 | $ 445,000 | $ 166,000 |
| Stanly County North Carolina | 8 | $ 2,560,000 | $ 320,000 | $ 185,000 |
| Hamilton County Ohio | 8 | $ 3,890,000 | $ 486,000 | $ 234,000 |
| Carbon County Pennsylvania | 8 | $ 1,010,000 | $ 126,000 | $ 82,000 |
| Jefferson County Pennsylvania | 8 | $ 1,330,000 | $ 166,000 | $ 80,000 |
| Pike County Pennsylvania | 8 | $ 1,860,000 | $ 232,000 | $ 191,000 |
| Davidson County Tennessee | 8 | $ 3,680,000 | $ 460,000 | $ 130,000 |
| Suffolk County Virginia | 8 | $ 2,580,000 | $ 322,000 | $ 126,000 |
| Berkeley County West Virginia | 8 | $ 2,040,000 | $ 255,000 | $ 164,000 |
| Cabell County West Virginia | 8 | $ 2,560,000 | $ 320,000 | $ 310,000 |
| Putnam County West Virginia | 8 | $ 3,180,000 | $ 397,000 | $ 313,000 |
| Pinellas County Florida | 7 | $ 1,795,000 | $ 256,000 | $ 266,000 |
| Sampson County North Carolina | 7 | $ 1,605,000 | $ 229,000 | $ 86,000 |
| Warren County North Carolina | 7 | $ 2,915,000 | $ 416,000 | $ 268,000 |
| Johnson County Tennessee | 7 | $ 885,000 | $ 126,000 | $ 66,000 |
| Falls Church County Virginia | 7 | $ 3,825,000 | $ 546,000 | $ 251,000 |
| Chowan County North Carolina | 6 | $ 1,300,000 | $ 216,000 | $ 142,000 |
| Lenoir County North Carolina | 6 | $ 1,000,000 | $ 166,000 | $ 73,000 |
| Transylvania County North Carolina | 6 | $ 2,320,000 | $ 386,000 | $ 205,000 |
| Licking County Ohio | 6 | $ 1,640,000 | $ 273,000 | $ 89,000 |
| Lucas County Ohio | 6 | $ 11,010,000 | $ 1,835,000 | $ 169,000 |
| Wayne County Ohio | 6 | $ 930,000 | $ 155,000 | $ 147,000 |
| Georgetown County South Carolina | 6 | $ 3,570,000 | $ 595,000 | $ 444,000 |
| Richland County South Carolina | 6 | $ 2,060,000 | $ 343,000 | $ 120,000 |
| Shelby County Tennessee | 6 | $ 2,220,000 | $ 370,000 | $ 446,000 |
| Culpeper County Virginia | 6 | $ 2,300,000 | $ 383,000 | $ 128,000 |
| Franklin County Virginia | 6 | $ 3,460,000 | $ 576,000 | $ 432,000 |
| Frederick County Virginia | 6 | $ 1,990,000 | $ 331,000 | $ 166,000 |
| Goochland County Virginia | 6 | $ 2,170,000 | $ 361,000 | $ 0 |
| Roanoke County Virginia | 6 | $ 2,300,000 | $ 383,000 | $ 203,000 |
| Charlotte County Florida | 5 | $ 2,185,000 | $ 437,000 | $ 378,000 |
| Kent County Maryland | 5 | $ 2,675,000 | $ 535,000 | $ 248,000 |
| Wicomico County Maryland | 5 | $ 915,000 | $ 183,000 | $ 93,000 |
| Cleveland County North Carolina | 5 | $ 1,235,000 | $ 247,000 | $ 149,000 |
| Craven County North Carolina | 5 | $ 1,015,000 | $ 203,000 | $ 90,000 |
| Haywood County North Carolina | 5 | $ 1,655,000 | $ 331,000 | $ 203,000 |
| Washington County North Carolina | 5 | $ 415,000 | $ 83,000 | $ 67,000 |
| Yancey County North Carolina | 5 | $ 845,000 | $ 169,000 | $ 107,000 |
| Pickens County South Carolina | 5 | $ 2,005,000 | $ 401,000 | $ 178,000 |
| Isle of Wight County Virginia | 5 | $ 1,285,000 | $ 257,000 | $ 145,000 |
| Montgomery County Virginia | 5 | $ 1,725,000 | $ 345,000 | $ 141,000 |
| New Kent County Virginia | 5 | $ 1,555,000 | $ 311,000 | $ 246,000 |
| Orange County Virginia | 5 | $ 1,195,000 | $ 239,000 | $ 128,000 |
| Powhatan County Virginia | 5 | $ 2,055,000 | $ 411,000 | $ 304,000 |
| Warren County Virginia | 5 | $ 1,695,000 | $ 339,000 | $ 0 |
| York County Virginia | 5 | $ 1,505,000 | $ 301,000 | $ 232,000 |
| Hampshire County West Virginia | 5 | $ 435,000 | $ 87,000 | $ 75,000 |
| Miami-Dade County Florida | 4 | $ 2,120,000 | $ 530,000 | $ 221,000 |
| Monroe County Florida | 4 | $ 2,880,000 | $ 720,000 | $ 631,000 |
| Gwinnett County Georgia | 4 | $ 1,330,000 | $ 332,000 | $ 312,000 |
| Bladen County North Carolina | 4 | $ 920,000 | $ 230,000 | $ 125,000 |
| Columbus County North Carolina | 4 | $ 270,000 | $ 67,000 | $ 34,000 |
| Halifax County North Carolina | 4 | $ 800,000 | $ 200,000 | $ 106,000 |
| Henderson County North Carolina | 4 | $ 810,000 | $ 202,000 | $ 135,000 |
| Jackson County North Carolina | 4 | $ 3,830,000 | $ 957,000 | $ 750,000 |
| Mitchell County North Carolina | 4 | $ 1,090,000 | $ 272,000 | $ 103,000 |
| Pamlico County North Carolina | 4 | $ 1,070,000 | $ 267,000 | $ 56,000 |
| Wayne County North Carolina | 4 | $ 450,000 | $ 112,000 | $ 121,000 |
| Tuscarawas County Ohio | 4 | $ 420,000 | $ 105,000 | $ 64,000 |
| Union County Ohio | 4 | $ 1,620,000 | $ 405,000 | $ 314,000 |
| Hamilton County Tennessee | 4 | $ 1,530,000 | $ 382,000 | $ 182,000 |
| Bedford County Virginia | 4 | $ 1,560,000 | $ 390,000 | $ 280,000 |
| Caroline County Virginia | 4 | $ 1,150,000 | $ 287,000 | $ 132,000 |
| Charlottesville County Virginia | 4 | $ 1,010,000 | $ 252,000 | $ 0 |
| Grayson County Virginia | 4 | $ 590,000 | $ 147,000 | $ 109,000 |
| Hampton County Virginia | 4 | $ 820,000 | $ 205,000 | $ 65,000 |
| Manassas County Virginia | 4 | $ 1,430,000 | $ 357,000 | $ 76,000 |
| Manassas Park County Virginia | 4 | $ 1,370,000 | $ 342,000 | $ 99,000 |
| Mecklenburg County Virginia | 4 | $ 1,980,000 | $ 495,000 | $ 223,000 |
| Winchester County Virginia | 4 | $ 1,270,000 | $ 317,000 | $ 107,000 |
| Jackson County West Virginia | 4 | $ 640,000 | $ 160,000 | $ 0 |
| Jefferson County West Virginia | 4 | $ 1,360,000 | $ 340,000 | $ 62,000 |
| Marshall County West Virginia | 4 | $ 420,000 | $ 105,000 | $ 172,000 |
| Walton County Florida | 3 | $ 1,145,000 | $ 381,000 | $ 330,000 |
| Bibb County Georgia | 3 | $ 1,245,000 | $ 415,000 | $ 178,000 |
| Chatham County Georgia | 3 | $ 725,000 | $ 241,000 | $ 128,000 |
| Forsyth County Georgia | 3 | $ 1,275,000 | $ 425,000 | $ 155,000 |
| Caroline County Maryland | 3 | $ 965,000 | $ 321,000 | $ 141,000 |
| Bertie County North Carolina | 3 | $ 525,000 | $ 175,000 | $ 65,000 |
| Burke County North Carolina | 3 | $ 475,000 | $ 158,000 | $ 296,000 |
| Edgecombe County North Carolina | 3 | $ 525,000 | $ 175,000 | $ 109,000 |
| Greene County North Carolina | 3 | $ 575,000 | $ 191,000 | $ 126,000 |
| McDowell County North Carolina | 3 | $ 1,965,000 | $ 655,000 | $ 391,000 |
| Richmond County North Carolina | 3 | $ 475,000 | $ 158,000 | $ 106,000 |
| Rutherford County North Carolina | 3 | $ 425,000 | $ 141,000 | $ 68,000 |
| Scotland County North Carolina | 3 | $ 395,000 | $ 131,000 | $ 260,000 |
| Allen County Ohio | 3 | $ 1,365,000 | $ 455,000 | $ 50,000 |
| Ashland County Ohio | 3 | $ 325,000 | $ 108,000 | $ 85,000 |
| Greene County Ohio | 3 | $ 975,000 | $ 325,000 | $ 500,000 |
| Harrison County Ohio | 3 | $ 245,000 | $ 81,000 | $ 70,000 |
| Lawrence County Ohio | 3 | $ 595,000 | $ 198,000 | $ 275,000 |
| Warren County Ohio | 3 | $ 955,000 | $ 318,000 | $ 200,000 |
| Wood County Ohio | 3 | $ 6,275,000 | $ 2,091,000 | $ 0 |
| Forest County Pennsylvania | 3 | $ 335,000 | $ 111,000 | $ 122,000 |
| Chesterfield County South Carolina | 3 | $ 775,000 | $ 258,000 | $ 87,000 |
| Dorchester County South Carolina | 3 | $ 455,000 | $ 151,000 | $ 104,000 |
| Carroll County Virginia | 3 | $ 435,000 | $ 145,000 | $ 90,000 |
| Clarke County Virginia | 3 | $ 955,000 | $ 318,000 | $ 0 |
| Fredericksburg County Virginia | 3 | $ 1,455,000 | $ 485,000 | $ 85,000 |
| Gloucester County Virginia | 3 | $ 935,000 | $ 311,000 | $ 56,000 |
| King George County Virginia | 3 | $ 1,155,000 | $ 385,000 | $ 0 |
| Northumberland County Virginia | 3 | $ 795,000 | $ 265,000 | $ 0 |
| Richmond County Virginia | 3 | $ 425,000 | $ 141,000 | $ 0 |
| Marion County West Virginia | 3 | $ 895,000 | $ 298,000 | $ 50,000 |
| Kent County Delaware | 2 | $ 200,000 | $ 100,000 | $ 138,000 |
| Broward County Florida | 2 | $ 580,000 | $ 290,000 | $ 90,000 |
| Duval County Florida | 2 | $ 640,000 | $ 320,000 | $ 109,000 |
| Manatee County Florida | 2 | $ 730,000 | $ 365,000 | $ 629,000 |
| Martin County Florida | 2 | $ 970,000 | $ 485,000 | $ 219,000 |
| Nassau County Florida | 2 | $ 1,350,000 | $ 675,000 | $ 497,000 |
| Pasco County Florida | 2 | $ 670,000 | $ 335,000 | $ 1,008,000 |
| Sumter County Florida | 2 | $ 480,000 | $ 240,000 | $ 104,000 |
| Cherokee County Georgia | 2 | $ 680,000 | $ 340,000 | $ 0 |
| Clarke County Georgia | 2 | $ 680,000 | $ 340,000 | $ 281,000 |
| Lowndes County Georgia | 2 | $ 840,000 | $ 420,000 | $ 547,000 |
| Hamilton County Indiana | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Allegany County Maryland | 2 | $ 260,000 | $ 130,000 | $ 67,000 |
| Somerset County Maryland | 2 | $ 440,000 | $ 220,000 | $ 111,000 |
| Oakland County Michigan | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Merrimack County New Hampshire | 2 | $ 900,000 | $ 450,000 | $ 107,000 |
| Camden County New Jersey | 2 | $ 460,000 | $ 230,000 | $ 222,000 |
| Madison County New York | 2 | $ 440,000 | $ 220,000 | $ 348,000 |
| Anson County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 57,000 |
| Camden County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Clay County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 295,000 |
| Gates County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 50,000 |
| Hoke County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 109,000 |
| Macon County North Carolina | 2 | $ 580,000 | $ 290,000 | $ 210,000 |
| Robeson County North Carolina | 2 | $ 170,000 | $ 85,000 | $ 70,000 |
| Vance County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 106,000 |
| Wilson County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 130,000 |
| Butler County Ohio | 2 | $ 420,000 | $ 210,000 | $ 39,000 |
| Carroll County Ohio | 2 | $ 420,000 | $ 210,000 | $ 135,000 |
| Clermont County Ohio | 2 | $ 470,000 | $ 235,000 | $ 77,000 |
| Knox County Ohio | 2 | $ 630,000 | $ 315,000 | $ 226,000 |
| Washington County Ohio | 2 | $ 590,000 | $ 295,000 | $ 111,000 |
| Bradford County Pennsylvania | 2 | $ 400,000 | $ 200,000 | $ 100,000 |
| Elk County Pennsylvania | 2 | $ 190,000 | $ 95,000 | $ 206,000 |
| McKean County Pennsylvania | 2 | $ 170,000 | $ 85,000 | $ 104,000 |
| Sullivan County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 897,000 |
| Tioga County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 72,000 |
| Aiken County South Carolina | 2 | $ 230,000 | $ 115,000 | $ 96,000 |
| Anderson County South Carolina | 2 | $ 1,620,000 | $ 810,000 | $ 492,000 |
| Florence County South Carolina | 2 | $ 820,000 | $ 410,000 | $ 267,000 |
| Jasper County South Carolina | 2 | $ 440,000 | $ 220,000 | $ 37,000 |
| Knox County Tennessee | 2 | $ 1,250,000 | $ 625,000 | $ 326,000 |
| Sevier County Tennessee | 2 | $ 830,000 | $ 415,000 | $ 713,000 |
| Williamson County Tennessee | 2 | $ 1,110,000 | $ 555,000 | $ 170,000 |
| Accomack County Virginia | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Lynchburg County Virginia | 2 | $ 560,000 | $ 280,000 | $ 134,000 |
| Newport News County Virginia | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Northampton County Virginia | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Poquoson County Virginia | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Portsmouth County Virginia | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Roanoke City County Virginia | 2 | $ 280,000 | $ 140,000 | $ 54,000 |
| Surry County Virginia | 2 | $ 680,000 | $ 340,000 | $ 108,000 |
| Williamsburg County Virginia | 2 | $ 770,000 | $ 385,000 | $ 0 |
| Harrison County West Virginia | 2 | $ 760,000 | $ 380,000 | $ 655,000 |
| Preston County West Virginia | 2 | $ 260,000 | $ 130,000 | $ 116,000 |
| Randolph County West Virginia | 2 | $ 180,000 | $ 90,000 | $ 344,000 |
| Roane County West Virginia | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Custer County Colorado | 1 | $ 755,000 | $ 755,000 | $ 442,000 |
| Alachua County Florida | 1 | $ 175,000 | $ 175,000 | $ 129,000 |
| Columbia County Florida | 1 | $ 105,000 | $ 105,000 | $ 151,000 |
| Indian River County Florida | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Orange County Florida | 1 | $ 905,000 | $ 905,000 | $ 440,000 |
| Polk County Florida | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| St. Johns County Florida | 1 | $ 1,125,000 | $ 1,125,000 | $ 453,000 |
| Volusia County Florida | 1 | $ 175,000 | $ 175,000 | $ 116,000 |
| Catoosa County Georgia | 1 | $ 315,000 | $ 315,000 | $ 92,000 |
| Columbia County Georgia | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Coweta County Georgia | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Henry County Georgia | 1 | $ 445,000 | $ 445,000 | $ 230,000 |
| Muscogee County Georgia | 1 | $ 415,000 | $ 415,000 | $ 225,000 |
| Newton County Georgia | 1 | $ 695,000 | $ 695,000 | $ 624,000 |
| Oconee County Georgia | 1 | $ 565,000 | $ 565,000 | $ 327,000 |
| Putnam County Georgia | 1 | $ 975,000 | $ 975,000 | $ 515,000 |
| Richmond County Georgia | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Rockdale County Georgia | 1 | $ 805,000 | $ 805,000 | $ 310,000 |
| Thomas County Georgia | 1 | $ 155,000 | $ 155,000 | $ 169,000 |
| Boyd County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 118,000 |
| Jefferson County Kentucky | 1 | $ 315,000 | $ 315,000 | $ 0 |
| York County Maine | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Lapeer County Michigan | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Lenawee County Michigan | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Macomb County Michigan | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Atlantic County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 112,000 |
| Hudson County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| Monmouth County New Jersey | 1 | $ 605,000 | $ 605,000 | $ 1,259,000 |
| Ocean County New Jersey | 1 | $ 615,000 | $ 615,000 | $ 296,000 |
| Cattaraugus County New York | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Orleans County New York | 1 | $ 225,000 | $ 225,000 | $ 152,000 |
| Schuyler County New York | 1 | $ 155,000 | $ 155,000 | $ 148,000 |
| Warren County New York | 1 | $ 755,000 | $ 755,000 | $ 516,000 |
| Yates County New York | 1 | $ 95,000 | $ 95,000 | $ 366,000 |
| Northampton County North Carolina | 1 | $ 645,000 | $ 645,000 | $ 257,000 |
| Polk County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Swain County North Carolina | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Clark County Ohio | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Holmes County Ohio | 1 | $ 135,000 | $ 135,000 | $ 145,000 |
| Huron County Ohio | 1 | $ 205,000 | $ 205,000 | $ 111,000 |
| Monroe County Ohio | 1 | $ 145,000 | $ 145,000 | $ 124,000 |
| Montgomery County Ohio | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Warren County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 2,300,000 |
| Chester County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 39,000 |
| Edgefield County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Greenwood County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Kershaw County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Laurens County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 130,000 |
| Oconee County South Carolina | 1 | $ 625,000 | $ 625,000 | $ 598,000 |
| Jackson County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 111,000 |
| Maury County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 265,000 |
| Polk County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 89,000 |
| Sumner County Tennessee | 1 | $ 555,000 | $ 555,000 | $ 150,000 |
| Washington County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Augusta County Virginia | 1 | $ 365,000 | $ 365,000 | $ 263,000 |
| Botetourt County Virginia | 1 | $ 405,000 | $ 405,000 | $ 604,000 |
| Essex County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Floyd County Virginia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Fluvanna County Virginia | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Greene County Virginia | 1 | $ 295,000 | $ 295,000 | $ 0 |
| King William County Virginia | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Nelson County Virginia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Patrick County Virginia | 1 | $ 305,000 | $ 305,000 | $ 225,000 |
| Pulaski County Virginia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Rockingham County Virginia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Shenandoah County Virginia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Southampton County Virginia | 1 | $ 175,000 | $ 175,000 | $ 145,000 |
| Westmoreland County Virginia | 1 | $ 155,000 | $ 155,000 | $ 160,000 |
| Barbour County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Braxton County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 142,000 |
| Calhoun County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 138,000 |
| Grant County West Virginia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Lewis County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 93,000 |
| Logan County West Virginia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Raleigh County West Virginia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Upshur County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 0 |
Mortgage Loan Application Detail Totals for First National Bank Of Pennsylvania in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 12,390 | $2,895,790,000 | $233,000 | $18,005,000 | $151,000 | $4,070,000 |
| Home Purchase | 6,867 | $2,410,815,000 | $351,000 | $36,005,000 | $157,000 | $4,992,000 |
| Home Improvement | 3,942 | $364,480,000 | $92,000 | $1,505,000 | $135,000 | $2,656,000 |
| Other Purpose | 2,421 | $276,815,000 | $114,000 | $1,315,000 | $165,000 | $6,045,000 |
| Cash-out Refinancing | 1,571 | $501,535,000 | $319,000 | $2,005,000 | $149,000 | $2,068,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 19,826 | $4,029,330,000 | $203,000 | $2,695,000 | $148,000 | $6,045,000 |
| Not applicable | 2,729 | $986,135,000 | $361,000 | $36,005,000 | $127,000 | $235,000 |
| Not Provided | 2,367 | $797,445,000 | $336,000 | $2,435,000 | $169,000 | $2,656,000 |
| Asian | 995 | $336,105,000 | $337,000 | $3,655,000 | $173,000 | $2,115,000 |
| Black or African American | 713 | $159,005,000 | $223,000 | $1,995,000 | $147,000 | $3,996,000 |
| Hispanic | 410 | $79,360,000 | $193,000 | $1,725,000 | $120,000 | $1,001,000 |
| American Indian or Alaskan Native | 28 | $5,900,000 | $210,000 | $1,065,000 | $143,000 | $930,000 |
| Native Hawaiian or Other Pacific Islander | 26 | $4,960,000 | $190,000 | $465,000 | $142,000 | $605,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 26,861 | $6,384,665,000 | $237,000 | $36,005,000 | $152,000 | $6,045,000 |
| FHA-insured (Federal Housing Administration) | 160 | $27,630,000 | $172,000 | $695,000 | $64,000 | $463,000 |
| VA-guaranteed (Veterans Administration) | 98 | $26,640,000 | $271,000 | $885,000 | $95,000 | $260,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 72 | $10,500,000 | $145,000 | $295,000 | $53,000 | $107,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 16,428 | $3,984,320,000 | $242,000 | $36,005,000 | $163,000 | $6,045,000 |
| Application Denied By Financial Institution | 5,413 | $915,975,000 | $169,000 | $3,655,000 | $105,000 | $3,610,000 |
| Loan Purchased By The Institution | 1,991 | $644,045,000 | $323,000 | $765,000 | $148,000 | $148,000 |
| Application Withdrawn By Applicant | 1,805 | $558,085,000 | $309,000 | $2,275,000 | $172,000 | $3,996,000 |
| File Closed For Incompleteness | 1,317 | $302,965,000 | $230,000 | $2,135,000 | $175,000 | $4,516,000 |
| Application Approved But Not Accepted | 237 | $44,045,000 | $185,000 | $1,365,000 | $131,000 | $624,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 21,778 | $5,533,460,000 | $254,000 | $36,005,000 | $164,000 | $6,045,000 |
| Credit History | 2,242 | $256,950,000 | $114,000 | $1,195,000 | $102,000 | $2,410,000 |
| Debt-To-Income Ratio | 1,429 | $285,035,000 | $199,000 | $2,325,000 | $66,000 | $2,400,000 |
| Collateral | 1,225 | $215,065,000 | $175,000 | $3,655,000 | $138,000 | $3,610,000 |
| Other | 278 | $84,780,000 | $304,000 | $2,005,000 | $175,000 | $1,975,000 |
| Unverifiable Information | 129 | $34,805,000 | $269,000 | $1,375,000 | $104,000 | $667,000 |
| Employment History | 62 | $20,800,000 | $335,000 | $1,315,000 | $102,000 | $355,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 37 | $15,885,000 | $429,000 | $1,505,000 | $124,000 | $515,000 |
| Credit Application Incomplete | 9 | $1,355,000 | $150,000 | $355,000 | $283,000 | $1,531,000 |
| Mortgage Insurance Denied | 2 | $1,300,000 | $650,000 | $815,000 | $253,000 | $376,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Pennsylvania's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Pennsylvania's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.