First Place Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
First Place Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Place Bank 999 E Main St Ravenna, OH 44266 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 |
| Total Number of Mortgage Applications | 11,269 |
| Total Mortgage Loan Application Amount | $1,713,961,000 |
| Average Mortgage Loan Application Amount | $224,142 |
| Highest Mortgage Loan Application Amount | $3,010,000 |
| Average Applicant Income | $74,190 |
| Highest Applicant Income | $6,513,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with First Place Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Place Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down First Place Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Place Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Place Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Place Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cuyahoga County Ohio | 1,304 | $ 184,812,000 | $ 141,000 | $ 57,000 |
| Mahoning County Ohio | 1,290 | $ 121,296,000 | $ 94,000 | $ 82,000 |
| Trumbull County Ohio | 898 | $ 77,052,000 | $ 85,000 | $ 47,000 |
| Franklin County Ohio | 530 | $ 94,452,000 | $ 178,000 | $ 69,000 |
| Cook County Illinois | 507 | $ 101,692,000 | $ 200,000 | $ 311,000 |
| Portage County Ohio | 441 | $ 60,262,000 | $ 136,000 | $ 60,000 |
| Summit County Ohio | 436 | $ 65,575,000 | $ 150,000 | $ 51,000 |
| Genesee County Michigan | 393 | $ 56,962,000 | $ 144,000 | $ 60,000 |
| Lake County Ohio | 281 | $ 34,536,000 | $ 122,000 | $ 41,000 |
| Lucas County Ohio | 270 | $ 41,319,000 | $ 153,000 | $ 63,000 |
| Jackson County Michigan | 251 | $ 32,606,000 | $ 129,000 | $ 76,000 |
| Oakland County Michigan | 222 | $ 63,769,000 | $ 287,000 | $ 92,000 |
| Lorain County Ohio | 207 | $ 32,544,000 | $ 157,000 | $ 76,000 |
| Hamilton County Ohio | 183 | $ 27,246,000 | $ 148,000 | $ 48,000 |
| Licking County Ohio | 175 | $ 28,389,000 | $ 162,000 | $ 72,000 |
| Will County Illinois | 174 | $ 28,546,000 | $ 164,000 | $ 29,000 |
| Stark County Ohio | 174 | $ 20,091,000 | $ 115,000 | $ 39,000 |
| Ottawa County Michigan | 170 | $ 26,307,000 | $ 154,000 | $ 70,000 |
| DuPage County Illinois | 138 | $ 27,596,000 | $ 199,000 | $ 2,000 |
| Medina County Ohio | 134 | $ 22,084,000 | $ 164,000 | $ 49,000 |
| Montgomery County Ohio | 131 | $ 27,780,000 | $ 212,000 | $ 111,000 |
| Delaware County Ohio | 123 | $ 28,935,000 | $ 235,000 | $ 87,000 |
| Warren County Ohio | 122 | $ 33,328,000 | $ 273,000 | $ 90,000 |
| Clermont County Ohio | 118 | $ 25,610,000 | $ 217,000 | $ 64,000 |
| Lake County Indiana | 104 | $ 13,470,000 | $ 129,000 | $ 0 |
| Wayne County Michigan | 102 | $ 14,717,000 | $ 144,000 | $ 75,000 |
| Geauga County Ohio | 98 | $ 22,534,000 | $ 229,000 | $ 90,000 |
| Kent County Michigan | 96 | $ 13,157,000 | $ 137,000 | $ 64,000 |
| Greene County Ohio | 95 | $ 27,284,000 | $ 287,000 | $ 126,000 |
| Knox County Ohio | 95 | $ 10,250,000 | $ 107,000 | $ 46,000 |
| Fairfield County Ohio | 83 | $ 13,318,000 | $ 160,000 | $ 70,000 |
| Allegan County Michigan | 72 | $ 13,723,000 | $ 190,000 | $ 76,000 |
| Butler County Ohio | 72 | $ 12,310,000 | $ 170,000 | $ 52,000 |
| Macomb County Michigan | 61 | $ 10,814,000 | $ 177,000 | $ 47,000 |
| Livingston County Michigan | 58 | $ 12,940,000 | $ 223,000 | $ 54,000 |
| Washtenaw County Michigan | 55 | $ 10,111,000 | $ 183,000 | $ 49,000 |
| Columbiana County Ohio | 54 | $ 5,890,000 | $ 109,000 | $ 42,000 |
| Kane County Illinois | 45 | $ 8,631,000 | $ 191,000 | $ 0 |
| Wood County Ohio | 45 | $ 7,390,000 | $ 164,000 | $ 46,000 |
| Lake County Illinois | 44 | $ 9,460,000 | $ 215,000 | $ 0 |
| Tuscola County Michigan | 38 | $ 4,548,000 | $ 119,000 | $ 55,000 |
| Ingham County Michigan | 35 | $ 4,104,000 | $ 117,000 | $ 30,000 |
| Duval County Florida | 34 | $ 5,884,000 | $ 173,000 | $ 6,000 |
| Lapeer County Michigan | 33 | $ 5,843,000 | $ 177,000 | $ 90,000 |
| Union County Ohio | 33 | $ 5,054,000 | $ 153,000 | $ 48,000 |
| Collier County Florida | 30 | $ 10,317,000 | $ 343,000 | $ 141,000 |
| Monroe County Michigan | 29 | $ 5,211,000 | $ 179,000 | $ 91,000 |
| Lee County Florida | 28 | $ 6,612,000 | $ 236,000 | $ 112,000 |
| Porter County Indiana | 26 | $ 3,324,000 | $ 127,000 | $ 0 |
| Madison County Ohio | 25 | $ 3,181,000 | $ 127,000 | $ 44,000 |
| Kendall County Illinois | 22 | $ 3,818,000 | $ 173,000 | $ 9,000 |
| Wayne County Ohio | 22 | $ 2,700,000 | $ 122,000 | $ 53,000 |
| Maricopa County Arizona | 20 | $ 5,168,000 | $ 258,000 | $ 27,000 |
| Ashtabula County Ohio | 20 | $ 2,120,000 | $ 106,000 | $ 65,000 |
| Kenton County Kentucky | 18 | $ 3,362,000 | $ 186,000 | $ 41,000 |
| Shiawassee County Michigan | 16 | $ 2,360,000 | $ 147,000 | $ 51,000 |
| Eaton County Michigan | 15 | $ 2,419,000 | $ 161,000 | $ 11,000 |
| Fulton County Ohio | 15 | $ 3,000,000 | $ 200,000 | $ 48,000 |
| Broward County Florida | 14 | $ 3,845,000 | $ 274,000 | $ 199,000 |
| Campbell County Kentucky | 14 | $ 2,235,000 | $ 159,000 | $ 57,000 |
| Calhoun County Michigan | 14 | $ 1,594,000 | $ 113,000 | $ 48,000 |
| Saginaw County Michigan | 14 | $ 1,898,000 | $ 135,000 | $ 50,000 |
| Hillsdale County Michigan | 13 | $ 1,809,000 | $ 139,000 | $ 48,000 |
| Lenawee County Michigan | 13 | $ 1,906,000 | $ 146,000 | $ 51,000 |
| Ashland County Ohio | 13 | $ 2,445,000 | $ 188,000 | $ 67,000 |
| Boone County Kentucky | 12 | $ 2,767,000 | $ 230,000 | $ 100,000 |
| St. Clair County Michigan | 12 | $ 2,066,000 | $ 172,000 | $ 31,000 |
| Palm Beach County Florida | 11 | $ 3,769,000 | $ 342,000 | $ 71,000 |
| Pinellas County Florida | 11 | $ 2,547,000 | $ 231,000 | $ 251,000 |
| Kalamazoo County Michigan | 11 | $ 1,524,000 | $ 138,000 | $ 92,000 |
| Muskegon County Michigan | 11 | $ 803,000 | $ 73,000 | $ 61,000 |
| Clark County Nevada | 11 | $ 3,700,000 | $ 336,000 | $ 220,000 |
| Ottawa County Ohio | 11 | $ 1,518,000 | $ 138,000 | $ 186,000 |
| McHenry County Illinois | 10 | $ 2,117,000 | $ 211,000 | $ 40,000 |
| Erie County Ohio | 10 | $ 1,327,000 | $ 132,000 | $ 76,000 |
| Pickaway County Ohio | 10 | $ 1,550,000 | $ 155,000 | $ 37,000 |
| Beaufort County South Carolina | 10 | $ 2,374,000 | $ 237,000 | $ 55,000 |
| Sarasota County Florida | 9 | $ 3,100,000 | $ 344,000 | $ 180,000 |
| Morrow County Ohio | 9 | $ 1,051,000 | $ 116,000 | $ 50,000 |
| Allen County Indiana | 8 | $ 1,509,000 | $ 188,000 | $ 0 |
| Hillsborough County Florida | 7 | $ 1,592,000 | $ 227,000 | $ 113,000 |
| Grundy County Illinois | 7 | $ 1,208,000 | $ 172,000 | $ 0 |
| Berrien County Michigan | 7 | $ 1,468,000 | $ 209,000 | $ 23,000 |
| Clinton County Michigan | 7 | $ 785,000 | $ 112,000 | $ 0 |
| Midland County Michigan | 7 | $ 491,000 | $ 70,000 | $ 74,000 |
| Mecklenburg County North Carolina | 7 | $ 860,000 | $ 122,000 | $ 95,000 |
| Brown County Ohio | 7 | $ 1,474,000 | $ 210,000 | $ 95,000 |
| Perry County Ohio | 7 | $ 1,630,000 | $ 232,000 | $ 93,000 |
| Newaygo County Michigan | 6 | $ 619,000 | $ 103,000 | $ 55,000 |
| Tuscarawas County Ohio | 6 | $ 722,000 | $ 120,000 | $ 17,000 |
| Mercer County Pennsylvania | 6 | $ 719,000 | $ 119,000 | $ 46,000 |
| Orange County Florida | 5 | $ 718,000 | $ 143,000 | $ 145,000 |
| Osceola County Florida | 5 | $ 1,875,000 | $ 375,000 | $ 228,000 |
| St. Johns County Florida | 5 | $ 1,147,000 | $ 229,000 | $ 0 |
| Kankakee County Illinois | 5 | $ 751,000 | $ 150,000 | $ 0 |
| Dearborn County Indiana | 5 | $ 704,000 | $ 140,000 | $ 57,000 |
| Iosco County Michigan | 5 | $ 439,000 | $ 87,000 | $ 55,000 |
| Roscommon County Michigan | 5 | $ 381,000 | $ 76,000 | $ 67,000 |
| Marion County Ohio | 5 | $ 582,000 | $ 116,000 | $ 42,000 |
| Richland County Ohio | 5 | $ 884,000 | $ 176,000 | $ 45,000 |
| Allegheny County Pennsylvania | 5 | $ 567,000 | $ 113,000 | $ 108,000 |
| Knox County Tennessee | 5 | $ 902,000 | $ 180,000 | $ 0 |
| Pima County Arizona | 4 | $ 807,000 | $ 201,000 | $ 85,000 |
| Brevard County Florida | 4 | $ 1,170,000 | $ 292,000 | $ 96,000 |
| Lake County Florida | 4 | $ 420,000 | $ 105,000 | $ 45,000 |
| Polk County Florida | 4 | $ 391,000 | $ 97,000 | $ 168,000 |
| Boone County Illinois | 4 | $ 608,000 | $ 152,000 | $ 0 |
| Champaign County Illinois | 4 | $ 439,000 | $ 109,000 | $ 0 |
| Alpena County Michigan | 4 | $ 618,000 | $ 154,000 | $ 45,000 |
| Arenac County Michigan | 4 | $ 402,000 | $ 100,000 | $ 51,000 |
| Branch County Michigan | 4 | $ 360,000 | $ 90,000 | $ 132,000 |
| Clare County Michigan | 4 | $ 375,000 | $ 93,000 | $ 59,000 |
| Montcalm County Michigan | 4 | $ 400,000 | $ 100,000 | $ 75,000 |
| Sanilac County Michigan | 4 | $ 737,000 | $ 184,000 | $ 61,000 |
| Van Buren County Michigan | 4 | $ 326,000 | $ 81,000 | $ 27,000 |
| Bernalillo County New Mexico | 4 | $ 287,000 | $ 71,000 | $ 0 |
| Fayette County Ohio | 4 | $ 606,000 | $ 151,000 | $ 84,000 |
| Miami County Ohio | 4 | $ 782,000 | $ 195,000 | $ 156,000 |
| Fairfax County Virginia | 4 | $ 753,000 | $ 188,000 | $ 127,000 |
| Walworth County Wisconsin | 4 | $ 833,000 | $ 208,000 | $ 0 |
| Charlotte County Florida | 3 | $ 821,000 | $ 273,000 | $ 48,000 |
| Manatee County Florida | 3 | $ 850,000 | $ 283,000 | $ 129,000 |
| Nassau County Florida | 3 | $ 900,000 | $ 300,000 | $ 504,000 |
| Okaloosa County Florida | 3 | $ 1,350,000 | $ 450,000 | $ 163,000 |
| Volusia County Florida | 3 | $ 1,154,000 | $ 384,000 | $ 95,000 |
| Walton County Florida | 3 | $ 980,000 | $ 326,000 | $ 28,000 |
| DeKalb County Illinois | 3 | $ 316,000 | $ 105,000 | $ 0 |
| Winnebago County Illinois | 3 | $ 224,000 | $ 74,000 | $ 0 |
| Marion County Indiana | 3 | $ 335,000 | $ 111,000 | $ 28,000 |
| St. Joseph County Indiana | 3 | $ 336,000 | $ 112,000 | $ 51,000 |
| Steuben County Indiana | 3 | $ 456,000 | $ 152,000 | $ 121,000 |
| Bracken County Kentucky | 3 | $ 243,000 | $ 81,000 | $ 50,000 |
| Oldham County Kentucky | 3 | $ 579,000 | $ 193,000 | $ 41,000 |
| Cass County Michigan | 3 | $ 606,000 | $ 202,000 | $ 49,000 |
| Emmet County Michigan | 3 | $ 560,000 | $ 186,000 | $ 194,000 |
| Huron County Michigan | 3 | $ 265,000 | $ 88,000 | $ 74,000 |
| Ionia County Michigan | 3 | $ 362,000 | $ 120,000 | $ 51,000 |
| Mecosta County Michigan | 3 | $ 205,000 | $ 68,000 | $ 96,000 |
| Missaukee County Michigan | 3 | $ 415,000 | $ 138,000 | $ 156,000 |
| Oceana County Michigan | 3 | $ 975,000 | $ 325,000 | $ 102,000 |
| St. Louis County Missouri | 3 | $ 685,000 | $ 228,000 | $ 91,000 |
| Bergen County New Jersey | 3 | $ 730,000 | $ 243,000 | $ 0 |
| Union County North Carolina | 3 | $ 577,000 | $ 192,000 | $ 100,000 |
| Wake County North Carolina | 3 | $ 761,000 | $ 253,000 | $ 798,000 |
| Champaign County Ohio | 3 | $ 342,000 | $ 114,000 | $ 25,000 |
| Holmes County Ohio | 3 | $ 393,000 | $ 131,000 | $ 0 |
| Logan County Ohio | 3 | $ 395,000 | $ 131,000 | $ 56,000 |
| Monroe County Ohio | 3 | $ 324,000 | $ 108,000 | $ 147,000 |
| Sandusky County Ohio | 3 | $ 386,000 | $ 128,000 | $ 52,000 |
| Montgomery County Pennsylvania | 3 | $ 850,000 | $ 283,000 | $ 67,000 |
| Aiken County South Carolina | 3 | $ 456,000 | $ 152,000 | $ 59,000 |
| Virginia Beach County Virginia | 3 | $ 945,000 | $ 315,000 | $ 58,000 |
| Kenosha County Wisconsin | 3 | $ 1,326,000 | $ 442,000 | $ 0 |
| Benton County Arkansas | 2 | $ 451,000 | $ 225,000 | $ 104,000 |
| Los Angeles County California | 2 | $ 586,000 | $ 293,000 | $ 150,000 |
| Nevada County California | 2 | $ 510,000 | $ 255,000 | $ 156,000 |
| Sonoma County California | 2 | $ 743,000 | $ 371,000 | $ 145,000 |
| Denver County Colorado | 2 | $ 177,000 | $ 88,000 | $ 0 |
| Summit County Colorado | 2 | $ 528,000 | $ 264,000 | $ 83,000 |
| Pasco County Florida | 2 | $ 414,000 | $ 207,000 | $ 87,000 |
| Santa Rosa County Florida | 2 | $ 325,000 | $ 162,000 | $ 71,000 |
| St. Lucie County Florida | 2 | $ 679,000 | $ 339,000 | $ 265,000 |
| DeKalb County Georgia | 2 | $ 405,000 | $ 202,000 | $ 175,000 |
| Forsyth County Georgia | 2 | $ 328,000 | $ 164,000 | $ 108,000 |
| Williamson County Illinois | 2 | $ 143,000 | $ 71,000 | $ 58,000 |
| Hamilton County Indiana | 2 | $ 750,000 | $ 375,000 | $ 60,000 |
| LaPorte County Indiana | 2 | $ 362,000 | $ 181,000 | $ 0 |
| Morgan County Indiana | 2 | $ 443,000 | $ 221,000 | $ 26,000 |
| Starke County Indiana | 2 | $ 158,000 | $ 79,000 | $ 0 |
| Hardin County Kentucky | 2 | $ 278,000 | $ 139,000 | $ 0 |
| Pendleton County Kentucky | 2 | $ 409,000 | $ 204,000 | $ 0 |
| Norfolk County Massachusetts | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Plymouth County Massachusetts | 2 | $ 512,000 | $ 256,000 | $ 0 |
| Antrim County Michigan | 2 | $ 312,000 | $ 156,000 | $ 140,000 |
| Barry County Michigan | 2 | $ 315,000 | $ 157,000 | $ 116,000 |
| Bay County Michigan | 2 | $ 320,000 | $ 160,000 | $ 43,000 |
| Charlevoix County Michigan | 2 | $ 530,000 | $ 265,000 | $ 72,000 |
| Crawford County Michigan | 2 | $ 259,000 | $ 129,000 | $ 199,000 |
| Grand Traverse County Michigan | 2 | $ 352,000 | $ 176,000 | $ 36,000 |
| Lake County Michigan | 2 | $ 394,000 | $ 197,000 | $ 150,000 |
| Leelanau County Michigan | 2 | $ 438,000 | $ 219,000 | $ 80,000 |
| Jefferson County Missouri | 2 | $ 86,000 | $ 43,000 | $ 130,000 |
| Gallatin County Montana | 2 | $ 868,000 | $ 434,000 | $ 393,000 |
| Sarpy County Nebraska | 2 | $ 357,000 | $ 178,000 | $ 0 |
| Cape May County New Jersey | 2 | $ 1,979,000 | $ 989,000 | $ 0 |
| Sandoval County New Mexico | 2 | $ 377,000 | $ 188,000 | $ 0 |
| Oneida County New York | 2 | $ 151,000 | $ 75,000 | $ 85,000 |
| Saratoga County New York | 2 | $ 459,000 | $ 229,000 | $ 101,000 |
| Alamance County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Pitt County North Carolina | 2 | $ 132,000 | $ 66,000 | $ 0 |
| Athens County Ohio | 2 | $ 182,000 | $ 91,000 | $ 55,000 |
| Coshocton County Ohio | 2 | $ 345,000 | $ 172,000 | $ 42,000 |
| Darke County Ohio | 2 | $ 390,000 | $ 195,000 | $ 49,000 |
| Defiance County Ohio | 2 | $ 149,000 | $ 74,000 | $ 37,000 |
| Henry County Ohio | 2 | $ 233,000 | $ 116,000 | $ 54,000 |
| Highland County Ohio | 2 | $ 203,000 | $ 101,000 | $ 0 |
| Hocking County Ohio | 2 | $ 278,000 | $ 139,000 | $ 59,000 |
| Mercer County Ohio | 2 | $ 210,000 | $ 105,000 | $ 72,000 |
| Muskingum County Ohio | 2 | $ 403,000 | $ 201,000 | $ 83,000 |
| Washington County Ohio | 2 | $ 386,000 | $ 193,000 | $ 124,000 |
| Tulsa County Oklahoma | 2 | $ 171,000 | $ 85,000 | $ 0 |
| Clackamas County Oregon | 2 | $ 156,000 | $ 78,000 | $ 31,000 |
| Beaver County Pennsylvania | 2 | $ 132,000 | $ 66,000 | $ 75,000 |
| Cumberland County Pennsylvania | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Charleston County South Carolina | 2 | $ 1,195,000 | $ 597,000 | $ 645,000 |
| Horry County South Carolina | 2 | $ 348,000 | $ 174,000 | $ 101,000 |
| York County South Carolina | 2 | $ 900,000 | $ 450,000 | $ 256,000 |
| Hamilton County Tennessee | 2 | $ 317,000 | $ 158,000 | $ 57,000 |
| Salt Lake County Utah | 2 | $ 405,000 | $ 202,000 | $ 0 |
| Chesterfield County Virginia | 2 | $ 208,000 | $ 104,000 | $ 60,000 |
| Adams County Wisconsin | 2 | $ 159,000 | $ 79,000 | $ 0 |
| Racine County Wisconsin | 2 | $ 189,000 | $ 94,000 | $ 0 |
| Vilas County Wisconsin | 2 | $ 377,000 | $ 188,000 | $ 0 |
| Waukesha County Wisconsin | 2 | $ 127,000 | $ 63,000 | $ 82,000 |
| Autauga County Alabama | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Dallas County Alabama | 1 | $ 46,000 | $ 46,000 | $ 72,000 |
| Pinal County Arizona | 1 | $ 232,000 | $ 232,000 | $ 0 |
| San Luis Obispo County California | 1 | $ 369,000 | $ 369,000 | $ 268,000 |
| Santa Clara County California | 1 | $ 466,000 | $ 466,000 | $ 120,000 |
| Arapahoe County Colorado | 1 | $ 243,000 | $ 243,000 | $ 0 |
| Douglas County Colorado | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Jefferson County Colorado | 1 | $ 237,000 | $ 237,000 | $ 73,000 |
| New Haven County Connecticut | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Bay County Florida | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Clay County Florida | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Flagler County Florida | 1 | $ 145,000 | $ 145,000 | $ 23,000 |
| Hernando County Florida | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Indian River County Florida | 1 | $ 127,000 | $ 127,000 | $ 70,000 |
| Marion County Florida | 1 | $ 76,000 | $ 76,000 | $ 57,000 |
| Martin County Florida | 1 | $ 120,000 | $ 120,000 | $ 139,000 |
| Miami-Dade County Florida | 1 | $ 650,000 | $ 650,000 | $ 240,000 |
| Monroe County Florida | 1 | $ 500,000 | $ 500,000 | $ 332,000 |
| Cobb County Georgia | 1 | $ 178,000 | $ 178,000 | $ 55,000 |
| Dougherty County Georgia | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Floyd County Georgia | 1 | $ 170,000 | $ 170,000 | $ 89,000 |
| Fulton County Georgia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 360,000 | $ 360,000 | $ 72,000 |
| Paulding County Georgia | 1 | $ 126,000 | $ 126,000 | $ 33,000 |
| Ada County Idaho | 1 | $ 232,000 | $ 232,000 | $ 71,000 |
| Christian County Illinois | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Livingston County Illinois | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Marshall County Illinois | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Jasper County Indiana | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Johnson County Indiana | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Noble County Indiana | 1 | $ 300,000 | $ 300,000 | $ 107,000 |
| Ripley County Indiana | 1 | $ 132,000 | $ 132,000 | $ 42,000 |
| Vanderburgh County Indiana | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Polk County Iowa | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Johnson County Kansas | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Bourbon County Kentucky | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Breckinridge County Kentucky | 1 | $ 79,000 | $ 79,000 | $ 149,000 |
| Fayette County Kentucky | 1 | $ 160,000 | $ 160,000 | $ 161,000 |
| Grant County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Madison County Kentucky | 1 | $ 211,000 | $ 211,000 | $ 58,000 |
| Pulaski County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 64,000 |
| Wayne County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Wolfe County Kentucky | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 224,000 | $ 224,000 | $ 0 |
| York County Maine | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Howard County Maryland | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 356,000 | $ 356,000 | $ 0 |
| Alcona County Michigan | 1 | $ 290,000 | $ 290,000 | $ 64,000 |
| Chippewa County Michigan | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Delta County Michigan | 1 | $ 360,000 | $ 360,000 | $ 101,000 |
| Gladwin County Michigan | 1 | $ 174,000 | $ 174,000 | $ 91,000 |
| Isabella County Michigan | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| Manistee County Michigan | 1 | $ 153,000 | $ 153,000 | $ 58,000 |
| Mason County Michigan | 1 | $ 108,000 | $ 108,000 | $ 70,000 |
| Menominee County Michigan | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Ogemaw County Michigan | 1 | $ 298,000 | $ 298,000 | $ 94,000 |
| Oscoda County Michigan | 1 | $ 148,000 | $ 148,000 | $ 46,000 |
| DeKalb County Missouri | 1 | $ 92,000 | $ 92,000 | $ 27,000 |
| Randolph County Missouri | 1 | $ 26,000 | $ 26,000 | $ 19,000 |
| Texas County Missouri | 1 | $ 92,000 | $ 92,000 | $ 69,000 |
| Atlantic County New Jersey | 1 | $ 1,000,000 | $ 1,000,000 | $ 213,000 |
| Burlington County New Jersey | 1 | $ 280,000 | $ 280,000 | $ 132,000 |
| Camden County New Jersey | 1 | $ 243,000 | $ 243,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Sussex County New Jersey | 1 | $ 315,000 | $ 315,000 | $ 193,000 |
| Dona Ana County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Monroe County New York | 1 | $ 196,000 | $ 196,000 | $ 107,000 |
| Brunswick County North Carolina | 1 | $ 323,000 | $ 323,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Henderson County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 27,000 |
| New Hanover County North Carolina | 1 | $ 272,000 | $ 272,000 | $ 0 |
| Pender County North Carolina | 1 | $ 258,000 | $ 258,000 | $ 44,000 |
| Carroll County Ohio | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Clark County Ohio | 1 | $ 60,000 | $ 60,000 | $ 37,000 |
| Guernsey County Ohio | 1 | $ 187,000 | $ 187,000 | $ 79,000 |
| Hancock County Ohio | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Huron County Ohio | 1 | $ 168,000 | $ 168,000 | $ 47,000 |
| Jefferson County Ohio | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Seneca County Ohio | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Polk County Oregon | 1 | $ 207,000 | $ 207,000 | $ 38,000 |
| Butler County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
| Fayette County Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 43,000 |
| Lancaster County Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Lawrence County Pennsylvania | 1 | $ 12,000 | $ 12,000 | $ 53,000 |
| Lehigh County Pennsylvania | 1 | $ 11,000 | $ 11,000 | $ 120,000 |
| McKean County Pennsylvania | 1 | $ 54,000 | $ 54,000 | $ 73,000 |
| Philadelphia County Pennsylvania | 1 | $ 61,000 | $ 61,000 | $ 247,000 |
| Washington County Pennsylvania | 1 | $ 329,000 | $ 329,000 | $ 101,000 |
| Anderson County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 45,000 |
| Berkeley County South Carolina | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Comal County Texas | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Harris County Texas | 1 | $ 329,000 | $ 329,000 | $ 0 |
| Smith County Texas | 1 | $ 74,000 | $ 74,000 | $ 49,000 |
| Albemarle County Virginia | 1 | $ 386,000 | $ 386,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 450,000 | $ 450,000 | $ 267,000 |
| Rockingham County Virginia | 1 | $ 110,000 | $ 110,000 | $ 69,000 |
| Barron County Wisconsin | 1 | $ 83,000 | $ 83,000 | $ 46,000 |
| Oconto County Wisconsin | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Rock County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Sauk County Wisconsin | 1 | $ 399,000 | $ 399,000 | $ 0 |
| St. Croix County Wisconsin | 1 | $ 360,000 | $ 360,000 | $ 114,000 |
Mortgage Loan Application Detail Totals for First Place Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,922 | $1,189,107,000 | $201,552 | $1,828,000 | $61,000 | $6,513,000 |
| Refinancing | 3,156 | $501,646,000 | $251,571 | $3,010,000 | $91,857 | $2,176,000 |
| Home Improvement | 191 | $23,208,000 | $294,750 | $2,430,000 | $106,750 | $256,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,227 | $1,527,322,000 | $213,405 | $3,010,000 | $62,297 | $2,858,000 |
| Black or African American | 363 | $46,502,000 | $111,555 | $999,000 | $42,444 | $391,000 |
| Hispanic | 203 | $30,824,000 | $160,454 | $1,536,000 | $77,909 | $4,435,000 |
| Asian | 193 | $40,645,000 | $237,666 | $1,000,000 | $38,444 | $600,000 |
| Not Provided | 145 | $36,575,000 | $329,166 | $1,596,000 | $729,833 | $6,513,000 |
| Not applicable | 117 | $28,874,000 | $237,666 | $2,430,000 | $35,666 | $700,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $1,720,000 | $166,333 | $416,000 | $43,333 | $158,000 |
| American Indian or Alaskan Native | 10 | $1,499,000 | $189,000 | $293,000 | $46,666 | $184,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,012 | $1,684,230,000 | $207,763 | $3,010,000 | $62,447 | $6,513,000 |
| FHA-insured (Federal Housing Administration) | 209 | $23,399,000 | $175,600 | $472,000 | $52,200 | $190,000 |
| VA-guaranteed (Veterans Administration) | 48 | $6,332,000 | $123,000 | $245,000 | $50,000 | $136,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,380 | $1,105,405,000 | $212,000 | $3,010,000 | $138,750 | $6,513,000 |
| Loan Purchased By The Institution | 2,184 | $366,251,000 | $228,620 | $1,329,000 | $0 | $0 |
| Application Withdrawn By Applicant | 929 | $140,014,000 | $219,166 | $1,740,000 | $92,055 | $1,680,000 |
| Application Approved But Not Accepted | 362 | $51,151,000 | $257,400 | $1,463,000 | $144,600 | $558,000 |
| Application Denied By Financial Institution | 236 | $29,273,000 | $131,200 | $951,000 | $37,400 | $270,000 |
| Preapproval Approved but not Accepted | 178 | $21,867,000 | $122,000 | $520,000 | $37,000 | $172,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 66 | $7,079,000 | $120,000 | $560,000 | $47,333 | $270,000 |
| Debt-To-Income Ratio | 55 | $7,363,000 | $108,500 | $836,000 | $32,500 | $142,000 |
| Credit Application Incomplete | 41 | $5,768,000 | $154,333 | $717,000 | $57,666 | $259,000 |
| Collateral | 37 | $5,192,000 | $190,000 | $951,000 | $45,333 | $223,000 |
| Other | 18 | $1,266,000 | $164,333 | $340,000 | $28,666 | $64,000 |
| Unverifiable Information | 8 | $1,460,000 | $192,500 | $794,000 | $21,500 | $70,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $378,000 | $64,666 | $131,000 | $53,666 | $85,000 |
| Employment History | 4 | $473,000 | $136,500 | $174,000 | $62,000 | $81,000 |
| Mortgage Insurance Denied | 2 | $294,000 | $147,000 | $190,000 | $99,000 | $198,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Place Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Place Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.