First Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
First Savings Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Savings Bank 501 E. Lewis & Clark Parkway Jeffersonville, IN 47129 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 18,837 |
| Total Mortgage Loan Application Amount | $5,608,505,000 |
| Average Mortgage Loan Application Amount | $210,800 |
| Highest Mortgage Loan Application Amount | $5,705,000 |
| Average Applicant Income | $97,800 |
| Highest Applicant Income | $4,024,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with First Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down First Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Savings Bank's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-NAPERVILLE, IL | 1,278 | $ 354,760,000 | $ 277,000 | $ 137,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1,212 | $ 236,540,000 | $ 197,000 | $ 88,500 |
| NA (OUTSIDE OF MSA/MD) | 1,120 | $ 253,950,000 | $ 261,847 | $ 105,844 |
| WARREN-TROY-FARMINGTON HILLS, MI | 939 | $ 235,195,000 | $ 250,000 | $ 97,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 635 | $ 293,655,000 | $ 440,500 | $ 137,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 525 | $ 134,105,000 | $ 255,000 | $ 134,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 498 | $ 221,360,000 | $ 444,000 | $ 142,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 403 | $ 140,535,000 | $ 348,000 | $ 115,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 399 | $ 117,465,000 | $ 294,000 | $ 117,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 382 | $ 153,060,000 | $ 400,000 | $ 137,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 348 | $ 88,710,000 | $ 254,000 | $ 113,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 329 | $ 99,935,000 | $ 303,000 | $ 108,000 |
| SAN DIEGO-CARLSBAD, CA | 328 | $ 139,530,000 | $ 425,000 | $ 148,000 |
| DALLAS-PLANO-IRVING, TX | 324 | $ 95,330,000 | $ 294,000 | $ 140,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 310 | $ 117,810,000 | $ 380,000 | $ 150,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 294 | $ 136,550,000 | $ 464,000 | $ 155,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 281 | $ 55,345,000 | $ 196,000 | $ 105,000 |
| NEW YORK-NEWARK, NY | 270 | $ 98,840,000 | $ 347,000 | $ 142,500 |
| BOSTON, MA | 269 | $ 96,415,000 | $ 358,000 | $ 134,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 256 | $ 75,400,000 | $ 271,000 | $ 107,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 252 | $ 69,360,000 | $ 275,000 | $ 102,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 218 | $ 61,860,000 | $ 283,000 | $ 124,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 216 | $ 97,890,000 | $ 453,000 | $ 149,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 211 | $ 73,035,000 | $ 346,000 | $ 129,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 184 | $ 55,170,000 | $ 299,000 | $ 122,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 183 | $ 50,785,000 | $ 277,000 | $ 130,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 167 | $ 50,685,000 | $ 303,000 | $ 107,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 166 | $ 48,020,000 | $ 296,000 | $ 100,500 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 158 | $ 60,540,000 | $ 362,500 | $ 88,750 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 154 | $ 53,480,000 | $ 344,000 | $ 136,500 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 149 | $ 38,945,000 | $ 261,000 | $ 115,000 |
| NEWARK, NJ-PA | 142 | $ 46,940,000 | $ 243,500 | $ 95,500 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 141 | $ 66,465,000 | $ 471,000 | $ 164,000 |
| AUSTIN-ROUND ROCK, TX | 138 | $ 43,440,000 | $ 314,000 | $ 163,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 135 | $ 21,395,000 | $ 158,000 | $ 85,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 134 | $ 38,960,000 | $ 303,000 | $ 121,000 |
| DENVER-AURORA-LAKEWOOD, CO | 129 | $ 48,025,000 | $ 372,000 | $ 111,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 112 | $ 49,640,000 | $ 443,000 | $ 142,000 |
| ELGIN, IL | 106 | $ 24,670,000 | $ 232,000 | $ 103,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 105 | $ 27,875,000 | $ 265,000 | $ 107,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 105 | $ 26,235,000 | $ 249,000 | $ 106,000 |
| PROVIDENCE-WARWICK, RI-MA | 105 | $ 31,485,000 | $ 299,000 | $ 111,000 |
| CINCINNATI, OH-KY-IN | 103 | $ 21,855,000 | $ 250,666 | $ 130,333 |
| FORT WORTH-ARLINGTON, TX | 102 | $ 23,960,000 | $ 234,000 | $ 141,000 |
| ST. LOUIS, MO-IL | 102 | $ 21,630,000 | $ 215,500 | $ 106,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 83 | $ 30,135,000 | $ 363,000 | $ 143,000 |
| WORCESTER, MA-CT | 82 | $ 24,940,000 | $ 292,000 | $ 129,500 |
| NEW ORLEANS-METAIRIE, LA | 78 | $ 21,420,000 | $ 274,000 | $ 112,000 |
| COLUMBUS, OH | 77 | $ 19,215,000 | $ 249,000 | $ 150,000 |
| KANSAS CITY, MO-KS | 77 | $ 15,725,000 | $ 209,000 | $ 109,500 |
| CHARLESTON-NORTH CHARLESTON, SC | 74 | $ 20,970,000 | $ 283,000 | $ 125,000 |
| TACOMA-LAKEWOOD, WA | 71 | $ 22,865,000 | $ 322,000 | $ 127,000 |
| DES MOINES-WEST DES MOINES, IA | 68 | $ 15,450,000 | $ 227,000 | $ 104,000 |
| RALEIGH, NC | 68 | $ 21,010,000 | $ 308,000 | $ 112,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 67 | $ 17,805,000 | $ 265,000 | $ 115,000 |
| OKLAHOMA CITY, OK | 67 | $ 12,545,000 | $ 187,000 | $ 129,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 65 | $ 18,385,000 | $ 282,000 | $ 121,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 64 | $ 34,750,000 | $ 542,000 | $ 167,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 63 | $ 22,725,000 | $ 360,000 | $ 136,000 |
| JACKSONVILLE, FL | 61 | $ 16,345,000 | $ 267,000 | $ 96,000 |
| LAKELAND-WINTER HAVEN, FL | 61 | $ 12,925,000 | $ 211,000 | $ 71,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 61 | $ 15,455,000 | $ 239,500 | $ 115,000 |
| PORT ST. LUCIE, FL | 58 | $ 15,270,000 | $ 263,000 | $ 102,000 |
| CAMDEN, NJ | 57 | $ 14,515,000 | $ 254,000 | $ 144,000 |
| TULSA, OK | 56 | $ 8,700,000 | $ 155,000 | $ 83,000 |
| GARY, IN | 55 | $ 12,375,000 | $ 225,000 | $ 128,000 |
| CLEVELAND-ELYRIA, OH | 53 | $ 10,145,000 | $ 191,000 | $ 94,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 53 | $ 11,655,000 | $ 219,000 | $ 167,000 |
| STOCKTON-LODI, CA | 53 | $ 19,725,000 | $ 372,000 | $ 123,000 |
| PHILADELPHIA, PA | 51 | $ 11,545,000 | $ 226,000 | $ 98,000 |
| RICHMOND, VA | 51 | $ 16,755,000 | $ 328,000 | $ 109,000 |
| ROANOKE, VA | 49 | $ 9,465,000 | $ 193,000 | $ 52,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 47 | $ 20,345,000 | $ 432,000 | $ 135,000 |
| FRESNO, CA | 43 | $ 11,585,000 | $ 269,000 | $ 110,000 |
| SANTA ROSA, CA | 43 | $ 16,585,000 | $ 385,000 | $ 128,000 |
| URBAN HONOLULU, HI | 43 | $ 21,565,000 | $ 501,000 | $ 107,000 |
| SALT LAKE CITY, UT | 42 | $ 13,510,000 | $ 321,000 | $ 84,000 |
| WILMINGTON, DE-MD-NJ | 42 | $ 13,190,000 | $ 286,000 | $ 101,000 |
| FARGO, ND-MN | 41 | $ 8,075,000 | $ 187,000 | $ 104,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 41 | $ 8,445,000 | $ 216,000 | $ 133,000 |
| WILMINGTON, NC | 41 | $ 9,375,000 | $ 228,000 | $ 101,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 40 | $ 11,110,000 | $ 277,000 | $ 113,000 |
| BARNSTABLE TOWN, MA | 38 | $ 14,350,000 | $ 377,000 | $ 166,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 38 | $ 10,290,000 | $ 270,000 | $ 150,000 |
| CAPE CORAL-FORT MYERS, FL | 37 | $ 9,325,000 | $ 252,000 | $ 124,000 |
| MANCHESTER-NASHUA, NH | 37 | $ 11,195,000 | $ 302,000 | $ 144,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 36 | $ 8,580,000 | $ 238,000 | $ 89,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 35 | $ 11,705,000 | $ 334,000 | $ 143,000 |
| NEW HAVEN-MILFORD, CT | 35 | $ 8,875,000 | $ 253,000 | $ 99,000 |
| BOISE CITY, ID | 34 | $ 11,110,000 | $ 326,000 | $ 107,000 |
| LEXINGTON-FAYETTE, KY | 34 | $ 8,970,000 | $ 263,000 | $ 127,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 33 | $ 7,205,000 | $ 218,000 | $ 91,000 |
| GRAND RAPIDS-WYOMING, MI | 33 | $ 8,185,000 | $ 248,000 | $ 82,000 |
| MADERA, CA | 33 | $ 8,355,000 | $ 253,000 | $ 98,000 |
| VALLEJO-FAIRFIELD, CA | 32 | $ 11,830,000 | $ 369,000 | $ 132,000 |
| FLINT, MI | 30 | $ 5,800,000 | $ 193,000 | $ 69,000 |
| COLORADO SPRINGS, CO | 29 | $ 10,285,000 | $ 354,000 | $ 119,000 |
| TUCSON, AZ | 29 | $ 7,545,000 | $ 260,000 | $ 151,000 |
| SAN RAFAEL, CA | 27 | $ 17,995,000 | $ 666,000 | $ 219,000 |
| MODESTO, CA | 26 | $ 6,550,000 | $ 251,000 | $ 115,000 |
| SPARTANBURG, SC | 26 | $ 6,520,000 | $ 250,000 | $ 71,000 |
| AKRON, OH | 25 | $ 4,885,000 | $ 195,000 | $ 89,000 |
| HARRISBURG-CARLISLE, PA | 25 | $ 7,695,000 | $ 307,000 | $ 114,000 |
| MOBILE, AL | 25 | $ 5,915,000 | $ 236,000 | $ 83,000 |
| PORTLAND-SOUTH PORTLAND, ME | 25 | $ 7,725,000 | $ 309,000 | $ 111,000 |
| RENO, NV | 25 | $ 8,275,000 | $ 331,000 | $ 145,000 |
| SPRINGFIELD, MA | 25 | $ 6,305,000 | $ 252,000 | $ 90,000 |
| ANCHORAGE, AK | 24 | $ 7,080,000 | $ 295,000 | $ 93,000 |
| COLUMBIA, SC | 24 | $ 7,170,000 | $ 298,000 | $ 118,000 |
| ROCHESTER, NY | 24 | $ 5,330,000 | $ 222,000 | $ 131,000 |
| BAKERSFIELD, CA | 23 | $ 5,435,000 | $ 236,000 | $ 124,000 |
| OCALA, FL | 23 | $ 4,195,000 | $ 182,000 | $ 61,000 |
| PITTSBURGH, PA | 23 | $ 4,775,000 | $ 207,000 | $ 86,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 23 | $ 10,385,000 | $ 451,000 | $ 131,000 |
| STATE COLLEGE, PA | 23 | $ 5,365,000 | $ 233,000 | $ 111,000 |
| SANTA MARIA-SANTA BARBARA, CA | 22 | $ 8,810,000 | $ 400,000 | $ 169,000 |
| ALBUQUERQUE, NM | 21 | $ 5,445,000 | $ 259,000 | $ 79,000 |
| BREMERTON-SILVERDALE, WA | 21 | $ 7,955,000 | $ 378,000 | $ 95,000 |
| BATON ROUGE, LA | 20 | $ 5,670,000 | $ 283,000 | $ 106,000 |
| BIRMINGHAM-HOOVER, AL | 20 | $ 4,790,000 | $ 239,000 | $ 96,000 |
| JACKSON, MS | 20 | $ 5,200,000 | $ 260,000 | $ 88,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 20 | $ 5,140,000 | $ 249,000 | $ 131,000 |
| TOLEDO, OH | 20 | $ 4,590,000 | $ 229,000 | $ 102,000 |
| ALBANY-SCHENECTADY-TROY, NY | 19 | $ 5,655,000 | $ 297,000 | $ 85,000 |
| GREENSBORO-HIGH POINT, NC | 19 | $ 4,875,000 | $ 256,000 | $ 96,000 |
| HUNTSVILLE, AL | 19 | $ 5,055,000 | $ 266,000 | $ 139,000 |
| MEMPHIS, TN-MS-AR | 19 | $ 4,675,000 | $ 250,000 | $ 97,500 |
| PROVO-OREM, UT | 19 | $ 6,715,000 | $ 353,000 | $ 118,000 |
| REDDING, CA | 19 | $ 5,865,000 | $ 308,000 | $ 86,000 |
| TERRE HAUTE, IN | 19 | $ 2,975,000 | $ 156,000 | $ 104,000 |
| COLLEGE STATION-BRYAN, TX | 18 | $ 3,300,000 | $ 183,000 | $ 109,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 18 | $ 6,450,000 | $ 358,000 | $ 107,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 18 | $ 4,510,000 | $ 250,000 | $ 109,000 |
| SANTA CRUZ-WATSONVILLE, CA | 18 | $ 9,090,000 | $ 505,000 | $ 142,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 17 | $ 5,775,000 | $ 342,000 | $ 152,500 |
| MERCED, CA | 17 | $ 4,115,000 | $ 242,000 | $ 103,000 |
| PUNTA GORDA, FL | 17 | $ 4,295,000 | $ 252,000 | $ 58,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 16 | $ 3,800,000 | $ 237,000 | $ 84,000 |
| DURHAM-CHAPEL HILL, NC | 16 | $ 4,380,000 | $ 273,000 | $ 91,000 |
| LANSING-EAST LANSING, MI | 16 | $ 4,500,000 | $ 281,000 | $ 109,000 |
| SALINAS, CA | 16 | $ 6,310,000 | $ 394,000 | $ 100,000 |
| WINSTON-SALEM, NC | 16 | $ 4,320,000 | $ 270,000 | $ 89,000 |
| ASHEVILLE, NC | 15 | $ 5,275,000 | $ 351,000 | $ 111,000 |
| DOVER, DE | 15 | $ 4,155,000 | $ 277,000 | $ 68,000 |
| HICKORY-LENOIR-MORGANTON, NC | 15 | $ 4,405,000 | $ 293,000 | $ 112,000 |
| YUBA CITY, CA | 15 | $ 5,295,000 | $ 353,000 | $ 77,000 |
| ANN ARBOR, MI | 14 | $ 3,710,000 | $ 265,000 | $ 82,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 14 | $ 2,540,000 | $ 181,000 | $ 92,000 |
| EVANSVILLE, IN-KY | 14 | $ 2,220,000 | $ 158,000 | $ 126,000 |
| GREELEY, CO | 14 | $ 4,320,000 | $ 308,000 | $ 92,000 |
| MCALLEN-EDINBURG-MISSION, TX | 14 | $ 3,030,000 | $ 216,000 | $ 158,000 |
| TRENTON, NJ | 14 | $ 4,650,000 | $ 332,000 | $ 216,000 |
| JACKSON, MI | 13 | $ 2,355,000 | $ 181,000 | $ 73,000 |
| KILLEEN-TEMPLE, TX | 13 | $ 2,955,000 | $ 227,000 | $ 81,000 |
| OLYMPIA-TUMWATER, WA | 13 | $ 4,225,000 | $ 325,000 | $ 193,000 |
| BEAUMONT-PORT ARTHUR, TX | 12 | $ 2,520,000 | $ 210,000 | $ 138,000 |
| FORT COLLINS, CO | 12 | $ 4,140,000 | $ 345,000 | $ 96,000 |
| KENNEWICK-RICHLAND, WA | 12 | $ 3,600,000 | $ 300,000 | $ 111,000 |
| SPOKANE-SPOKANE VALLEY, WA | 12 | $ 3,280,000 | $ 273,000 | $ 88,000 |
| CANTON-MASSILLON, OH | 11 | $ 1,815,000 | $ 165,000 | $ 77,000 |
| COLUMBUS, GA-AL | 11 | $ 1,925,000 | $ 193,000 | $ 56,000 |
| EAST STROUDSBURG, PA | 11 | $ 1,885,000 | $ 171,000 | $ 82,000 |
| EL PASO, TX | 11 | $ 2,295,000 | $ 208,000 | $ 87,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 11 | $ 4,805,000 | $ 436,000 | $ 68,000 |
| NORWICH-NEW LONDON, CT | 11 | $ 2,625,000 | $ 238,000 | $ 72,000 |
| OGDEN-CLEARFIELD, UT | 11 | $ 3,405,000 | $ 309,000 | $ 92,000 |
| SAVANNAH, GA | 11 | $ 3,635,000 | $ 330,000 | $ 108,000 |
| VISALIA-PORTERVILLE, CA | 11 | $ 2,575,000 | $ 234,000 | $ 136,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 11 | $ 2,545,000 | $ 225,500 | $ 99,500 |
| BEND-REDMOND, OR | 10 | $ 3,140,000 | $ 314,000 | $ 117,000 |
| BOULDER, CO | 10 | $ 2,810,000 | $ 281,000 | $ 109,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 10 | $ 2,940,000 | $ 294,000 | $ 105,000 |
| EUGENE, OR | 10 | $ 2,770,000 | $ 277,000 | $ 95,000 |
| FAYETTEVILLE, NC | 10 | $ 2,270,000 | $ 227,000 | $ 99,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 10 | $ 3,090,000 | $ 309,000 | $ 133,000 |
| GAINESVILLE, FL | 10 | $ 1,960,000 | $ 196,000 | $ 166,000 |
| LONGVIEW, WA | 10 | $ 2,660,000 | $ 266,000 | $ 72,000 |
| MEDFORD, OR | 10 | $ 3,560,000 | $ 356,000 | $ 96,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 9 | $ 1,885,000 | $ 246,500 | $ 89,000 |
| BILLINGS, MT | 9 | $ 2,985,000 | $ 331,000 | $ 129,000 |
| CHATTANOOGA, TN-GA | 9 | $ 2,135,000 | $ 201,000 | $ 132,000 |
| KNOXVILLE, TN | 9 | $ 2,225,000 | $ 247,000 | $ 91,000 |
| MIDLAND, TX | 9 | $ 2,845,000 | $ 316,000 | $ 167,000 |
| TYLER, TX | 9 | $ 2,065,000 | $ 229,000 | $ 129,000 |
| BISMARCK, ND | 8 | $ 1,530,000 | $ 191,000 | $ 112,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 8 | $ 1,800,000 | $ 225,000 | $ 113,000 |
| HOMOSASSA SPRINGS, FL | 8 | $ 1,650,000 | $ 206,000 | $ 71,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 8 | $ 2,010,000 | $ 251,000 | $ 105,000 |
| OCEAN CITY, NJ | 8 | $ 2,840,000 | $ 355,000 | $ 95,000 |
| RACINE, WI | 8 | $ 1,610,000 | $ 201,000 | $ 138,000 |
| SALEM, OR | 8 | $ 2,560,000 | $ 320,000 | $ 82,000 |
| SPRINGFIELD, MO | 8 | $ 1,160,000 | $ 145,000 | $ 77,000 |
| YORK-HANOVER, PA | 8 | $ 2,150,000 | $ 268,000 | $ 103,000 |
| COEUR D'ALENE, ID | 7 | $ 1,985,000 | $ 283,000 | $ 133,000 |
| LAWTON, OK | 7 | $ 1,445,000 | $ 206,000 | $ 44,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 7 | $ 1,995,000 | $ 285,000 | $ 204,000 |
| MADISON, WI | 7 | $ 2,655,000 | $ 379,000 | $ 121,000 |
| MONTGOMERY, AL | 7 | $ 1,675,000 | $ 239,000 | $ 107,000 |
| NAPA, CA | 7 | $ 2,795,000 | $ 399,000 | $ 98,000 |
| SAGINAW, MI | 7 | $ 1,345,000 | $ 192,000 | $ 114,000 |
| SUMTER, SC | 7 | $ 1,775,000 | $ 253,000 | $ 115,000 |
| TALLAHASSEE, FL | 7 | $ 1,725,000 | $ 246,000 | $ 141,000 |
| WACO, TX | 7 | $ 2,355,000 | $ 336,000 | $ 162,000 |
| WARNER ROBINS, GA | 7 | $ 1,495,000 | $ 213,000 | $ 82,000 |
| WENATCHEE, WA | 7 | $ 2,365,000 | $ 337,000 | $ 92,000 |
| ALBANY, OR | 6 | $ 1,980,000 | $ 330,000 | $ 112,000 |
| ALEXANDRIA, LA | 6 | $ 880,000 | $ 146,000 | $ 26,000 |
| AMARILLO, TX | 6 | $ 1,170,000 | $ 195,000 | $ 125,000 |
| BATTLE CREEK, MI | 6 | $ 830,000 | $ 138,000 | $ 80,000 |
| CORPUS CHRISTI, TX | 6 | $ 1,000,000 | $ 166,000 | $ 190,000 |
| FLORENCE, SC | 6 | $ 1,170,000 | $ 195,000 | $ 63,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 6 | $ 1,230,000 | $ 205,000 | $ 54,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 6 | $ 1,380,000 | $ 230,000 | $ 101,000 |
| HOUMA-THIBODAUX, LA | 6 | $ 1,640,000 | $ 273,000 | $ 139,000 |
| JACKSONVILLE, NC | 6 | $ 1,210,000 | $ 201,000 | $ 88,000 |
| LANCASTER, PA | 6 | $ 1,480,000 | $ 246,000 | $ 153,000 |
| MICHIGAN CITY-LA PORTE, IN | 6 | $ 1,100,000 | $ 183,000 | $ 87,000 |
| PANAMA CITY, FL | 6 | $ 1,810,000 | $ 301,000 | $ 253,000 |
| SALISBURY, MD-DE | 6 | $ 1,770,000 | $ 283,000 | $ 76,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 5 | $ 825,000 | $ 165,000 | $ 92,000 |
| BINGHAMTON, NY | 5 | $ 685,000 | $ 137,000 | $ 73,000 |
| BLOOMINGTON, IN | 5 | $ 1,385,000 | $ 277,000 | $ 90,000 |
| CHICO, CA | 5 | $ 1,285,000 | $ 257,000 | $ 96,000 |
| COLUMBUS, IN | 5 | $ 935,000 | $ 187,000 | $ 111,000 |
| ERIE, PA | 5 | $ 875,000 | $ 175,000 | $ 80,000 |
| FLAGSTAFF, AZ | 5 | $ 1,335,000 | $ 267,000 | $ 143,000 |
| HAMMOND, LA | 5 | $ 1,425,000 | $ 285,000 | $ 145,000 |
| LAFAYETTE, LA | 5 | $ 1,245,000 | $ 249,000 | $ 74,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 5 | $ 725,000 | $ 145,000 | $ 0 |
| MACON-BIBB COUNTY, GA | 5 | $ 1,105,000 | $ 221,000 | $ 59,000 |
| MONROE, MI | 5 | $ 1,345,000 | $ 269,000 | $ 69,000 |
| ODESSA, TX | 5 | $ 1,125,000 | $ 225,000 | $ 118,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 5 | $ 1,855,000 | $ 371,000 | $ 194,000 |
| ROCKFORD, IL | 5 | $ 865,000 | $ 173,000 | $ 76,000 |
| SANTA FE, NM | 5 | $ 1,915,000 | $ 383,000 | $ 184,000 |
| SEBASTIAN-VERO BEACH, FL | 5 | $ 1,095,000 | $ 219,000 | $ 61,000 |
| SHERMAN-DENISON, TX | 5 | $ 1,295,000 | $ 259,000 | $ 204,000 |
| SHREVEPORT-BOSSIER CITY, LA | 5 | $ 1,545,000 | $ 309,000 | $ 82,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 5 | $ 795,000 | $ 159,000 | $ 79,000 |
| SYRACUSE, NY | 5 | $ 705,000 | $ 141,000 | $ 117,000 |
| THE VILLAGES, FL | 5 | $ 965,000 | $ 193,000 | $ 69,000 |
| TOPEKA, KS | 5 | $ 825,000 | $ 165,000 | $ 91,000 |
| AUBURN-OPELIKA, AL | 4 | $ 990,000 | $ 247,000 | $ 83,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 4 | $ 1,070,000 | $ 267,000 | $ 79,000 |
| BURLINGTON, NC | 4 | $ 860,000 | $ 215,000 | $ 81,000 |
| CHARLOTTESVILLE, VA | 4 | $ 950,000 | $ 237,000 | $ 54,000 |
| CLARKSVILLE, TN-KY | 4 | $ 1,330,000 | $ 330,000 | $ 128,500 |
| DECATUR, AL | 4 | $ 830,000 | $ 207,000 | $ 120,000 |
| EL CENTRO, CA | 4 | $ 940,000 | $ 235,000 | $ 72,000 |
| FORT WAYNE, IN | 4 | $ 760,000 | $ 190,000 | $ 69,000 |
| GAINESVILLE, GA | 4 | $ 2,340,000 | $ 585,000 | $ 120,000 |
| GLENS FALLS, NY | 4 | $ 980,000 | $ 245,000 | $ 101,000 |
| GREENVILLE, NC | 4 | $ 900,000 | $ 225,000 | $ 84,000 |
| IDAHO FALLS, ID | 4 | $ 940,000 | $ 235,000 | $ 95,000 |
| LEWISTON-AUBURN, ME | 4 | $ 1,050,000 | $ 262,000 | $ 71,000 |
| LUBBOCK, TX | 4 | $ 1,060,000 | $ 265,000 | $ 115,000 |
| LYNCHBURG, VA | 4 | $ 1,170,000 | $ 292,000 | $ 98,000 |
| PUEBLO, CO | 4 | $ 1,110,000 | $ 277,000 | $ 36,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 4 | $ 1,010,000 | $ 252,000 | $ 144,000 |
| SEBRING, FL | 4 | $ 800,000 | $ 200,000 | $ 77,000 |
| SIOUX FALLS, SD | 4 | $ 790,000 | $ 197,000 | $ 54,000 |
| ST. GEORGE, UT | 4 | $ 1,200,000 | $ 300,000 | $ 73,000 |
| STAUNTON-WAYNESBORO, VA | 4 | $ 1,170,000 | $ 292,000 | $ 81,000 |
| TWIN FALLS, ID | 4 | $ 800,000 | $ 200,000 | $ 57,000 |
| WICHITA, KS | 4 | $ 870,000 | $ 217,000 | $ 44,000 |
| ALBANY, GA | 3 | $ 395,000 | $ 131,000 | $ 168,000 |
| AMES, IA | 3 | $ 535,000 | $ 178,000 | $ 72,000 |
| ATHENS-CLARKE COUNTY, GA | 3 | $ 465,000 | $ 155,000 | $ 72,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 3 | $ 855,000 | $ 285,000 | $ 168,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 3 | $ 1,155,000 | $ 385,000 | $ 205,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 3 | $ 975,000 | $ 325,000 | $ 71,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 3 | $ 615,000 | $ 205,000 | $ 165,000 |
| CHEYENNE, WY | 3 | $ 925,000 | $ 308,000 | $ 123,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 3 | $ 985,000 | $ 337,500 | $ 64,000 |
| DULUTH, MN-WI | 3 | $ 595,000 | $ 198,000 | $ 127,000 |
| FARMINGTON, NM | 3 | $ 775,000 | $ 258,000 | $ 112,000 |
| GETTYSBURG, PA | 3 | $ 1,175,000 | $ 391,000 | $ 97,000 |
| GRAND JUNCTION, CO | 3 | $ 605,000 | $ 201,000 | $ 43,000 |
| GRANTS PASS, OR | 3 | $ 1,285,000 | $ 428,000 | $ 181,000 |
| HANFORD-CORCORAN, CA | 3 | $ 735,000 | $ 245,000 | $ 334,000 |
| HARRISONBURG, VA | 3 | $ 885,000 | $ 295,000 | $ 53,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 3 | $ 445,000 | $ 162,500 | $ 46,000 |
| KINGSTON, NY | 3 | $ 1,325,000 | $ 441,000 | $ 159,000 |
| LAKE CHARLES, LA | 3 | $ 1,115,000 | $ 371,000 | $ 240,000 |
| LEWISTON, ID-WA | 3 | $ 645,000 | $ 215,000 | $ 60,000 |
| LONGVIEW, TX | 3 | $ 465,000 | $ 155,000 | $ 62,000 |
| MISSOULA, MT | 3 | $ 1,265,000 | $ 421,000 | $ 156,000 |
| OWENSBORO, KY | 3 | $ 555,000 | $ 185,000 | $ 50,000 |
| PITTSFIELD, MA | 3 | $ 1,045,000 | $ 348,000 | $ 156,000 |
| WILLIAMSPORT, PA | 3 | $ 995,000 | $ 331,000 | $ 301,000 |
| ALTOONA, PA | 2 | $ 360,000 | $ 180,000 | $ 106,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 2 | $ 300,000 | $ 150,000 | $ 56,000 |
| BECKLEY, WV | 2 | $ 590,000 | $ 295,000 | $ 162,000 |
| BELLINGHAM, WA | 2 | $ 840,000 | $ 420,000 | $ 75,000 |
| BLOOMINGTON, IL | 2 | $ 330,000 | $ 165,000 | $ 123,000 |
| BOWLING GREEN, KY | 2 | $ 270,000 | $ 135,000 | $ 106,000 |
| BROWNSVILLE-HARLINGEN, TX | 2 | $ 400,000 | $ 200,000 | $ 123,000 |
| BRUNSWICK, GA | 2 | $ 1,110,000 | $ 555,000 | $ 141,000 |
| CAPE GIRARDEAU, MO-IL | 2 | $ 470,000 | $ 235,000 | $ 98,000 |
| CARSON CITY, NV | 2 | $ 750,000 | $ 375,000 | $ 79,000 |
| ELKHART-GOSHEN, IN | 2 | $ 250,000 | $ 125,000 | $ 43,000 |
| ENID, OK | 2 | $ 490,000 | $ 245,000 | $ 59,000 |
| GRAND FORKS, ND-MN | 2 | $ 420,000 | $ 210,000 | $ 60,000 |
| GREAT FALLS, MT | 2 | $ 280,000 | $ 140,000 | $ 137,000 |
| IOWA CITY, IA | 2 | $ 240,000 | $ 120,000 | $ 44,000 |
| JOHNSON CITY, TN | 2 | $ 510,000 | $ 255,000 | $ 91,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 540,000 | $ 270,000 | $ 0 |
| LAREDO, TX | 2 | $ 530,000 | $ 265,000 | $ 121,000 |
| LAS CRUCES, NM | 2 | $ 510,000 | $ 255,000 | $ 110,000 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 470,000 | $ 235,000 | $ 139,000 |
| PEORIA, IL | 2 | $ 420,000 | $ 210,000 | $ 98,000 |
| PINE BLUFF, AR | 2 | $ 490,000 | $ 245,000 | $ 111,000 |
| ROCHESTER, MN | 2 | $ 530,000 | $ 265,000 | $ 69,000 |
| SIOUX CITY, IA-NE-SD | 2 | $ 440,000 | $ 220,000 | $ 46,000 |
| ST. CLOUD, MN | 2 | $ 390,000 | $ 195,000 | $ 121,000 |
| WALLA WALLA, WA | 2 | $ 420,000 | $ 210,000 | $ 51,000 |
| WATERTOWN-FORT DRUM, NY | 2 | $ 610,000 | $ 305,000 | $ 104,000 |
| ABILENE, TX | 1 | $ 325,000 | $ 325,000 | $ 0 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| CEDAR RAPIDS, IA | 1 | $ 135,000 | $ 135,000 | $ 136,000 |
| CHARLESTON, WV | 1 | $ 305,000 | $ 305,000 | $ 74,000 |
| COLUMBIA, MO | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| CORVALLIS, OR | 1 | $ 355,000 | $ 355,000 | $ 70,000 |
| DOTHAN, AL | 1 | $ 315,000 | $ 315,000 | $ 275,000 |
| EAU CLAIRE, WI | 1 | $ 205,000 | $ 205,000 | $ 40,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 215,000 | $ 215,000 | $ 0 |
| FORT SMITH, AR-OK | 1 | $ 265,000 | $ 265,000 | $ 63,000 |
| GADSDEN, AL | 1 | $ 295,000 | $ 295,000 | $ 126,000 |
| GREEN BAY, WI | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| HATTIESBURG, MS | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| HINESVILLE, GA | 1 | $ 195,000 | $ 195,000 | $ 93,000 |
| HOT SPRINGS, AR | 1 | $ 175,000 | $ 175,000 | $ 0 |
| ITHACA, NY | 1 | $ 195,000 | $ 195,000 | $ 239,000 |
| JACKSON, TN | 1 | $ 235,000 | $ 235,000 | $ 232,000 |
| JOPLIN, MO | 1 | $ 225,000 | $ 225,000 | $ 34,000 |
| KANKAKEE, IL | 1 | $ 245,000 | $ 245,000 | $ 71,000 |
| LIMA, OH | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| LINCOLN, NE | 1 | $ 245,000 | $ 245,000 | $ 102,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| MANSFIELD, OH | 1 | $ 115,000 | $ 115,000 | $ 0 |
| MONROE, LA | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
| MORRISTOWN, TN | 1 | $ 395,000 | $ 395,000 | $ 95,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 225,000 | $ 225,000 | $ 41,000 |
| PARKERSBURG-VIENNA, WV | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| RAPID CITY, SD | 1 | $ 215,000 | $ 215,000 | $ 0 |
| READING, PA | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
| ROCKY MOUNT, NC | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| ROME, GA | 1 | $ 315,000 | $ 315,000 | $ 0 |
| SPRINGFIELD, IL | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| SPRINGFIELD, OH | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| ST. JOSEPH, MO-KS | 1 | $ 295,000 | $ 295,000 | $ 0 |
| TEXARKANA, TX-AR | 1 | $ 305,000 | $ 305,000 | $ 600,000 |
| TUSCALOOSA, AL | 1 | $ 205,000 | $ 205,000 | $ 232,000 |
| VALDOSTA, GA | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| VICTORIA, TX | 1 | $ 425,000 | $ 425,000 | $ 155,000 |
| VINELAND-BRIDGETON, NJ | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| WAUSAU, WI | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 335,000 | $ 335,000 | $ 100,000 |
| WINCHESTER, VA-WV | 1 | $ 255,000 | $ 255,000 | $ 106,000 |
| YAKIMA, WA | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| YUMA, AZ | 1 | $ 335,000 | $ 335,000 | $ 143,000 |
Mortgage Loan Application Detail Totals for First Savings Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,829 | $2,628,535,000 | $297,000 | $4,535,000 | $127,000 | $4,024,000 |
| Home Purchase | 5,149 | $1,477,105,000 | $286,000 | $5,705,000 | $107,000 | $3,021,000 |
| Cash-out Refinancing | 4,853 | $1,502,475,000 | $309,000 | $3,605,000 | $120,000 | $2,766,000 |
| Home Improvement | 5 | $285,000 | $57,000 | $135,000 | $62,000 | $75,000 |
| Other Purpose | 1 | $105,000 | $105,000 | $105,000 | $73,000 | $73,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,658 | $3,395,540,000 | $291,000 | $3,645,000 | $121,000 | $4,024,000 |
| Not Provided | 2,540 | $831,610,000 | $327,000 | $4,535,000 | $127,000 | $1,849,000 |
| Asian | 1,844 | $596,090,000 | $323,000 | $3,605,000 | $129,000 | $1,200,000 |
| Hispanic | 1,603 | $448,405,000 | $279,000 | $1,005,000 | $101,000 | $650,000 |
| Black or African American | 1,072 | $299,120,000 | $279,000 | $1,195,000 | $99,000 | $1,381,000 |
| American Indian or Alaskan Native | 70 | $18,480,000 | $264,000 | $615,000 | $90,000 | $275,000 |
| Native Hawaiian or Other Pacific Islander | 36 | $11,540,000 | $320,000 | $815,000 | $117,000 | $298,000 |
| Not applicable | 14 | $7,720,000 | $551,000 | $5,705,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 16,785 | $5,007,085,000 | $298,000 | $5,705,000 | $123,000 | $4,024,000 |
| FHA-insured (Federal Housing Administration) | 983 | $271,215,000 | $275,000 | $835,000 | $76,000 | $500,000 |
| VA-guaranteed (Veterans Administration) | 965 | $310,115,000 | $321,000 | $1,035,000 | $97,000 | $1,200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 104 | $20,090,000 | $193,000 | $1,055,000 | $55,000 | $276,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,581 | $3,045,625,000 | $287,000 | $5,705,000 | $124,000 | $3,711,000 |
| Application Withdrawn By Applicant | 6,283 | $2,022,885,000 | $321,000 | $3,605,000 | $115,000 | $4,024,000 |
| Loan Purchased By The Institution | 909 | $215,905,000 | $237,000 | $845,000 | $0 | $0 |
| Application Denied By Financial Institution | 655 | $201,785,000 | $308,000 | $3,645,000 | $91,000 | $1,279,000 |
| File Closed For Incompleteness | 311 | $93,985,000 | $302,000 | $1,005,000 | $111,000 | $455,000 |
| Application Approved But Not Accepted | 98 | $28,320,000 | $288,000 | $1,275,000 | $120,000 | $1,088,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 18,182 | $5,406,720,000 | $297,000 | $5,705,000 | $121,000 | $4,024,000 |
| Credit History | 246 | $64,920,000 | $263,000 | $1,655,000 | $79,000 | $636,000 |
| Debt-To-Income Ratio | 196 | $67,730,000 | $345,000 | $3,645,000 | $89,000 | $710,000 |
| Other | 68 | $24,550,000 | $361,000 | $3,205,000 | $117,000 | $1,279,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 56 | $16,660,000 | $297,000 | $625,000 | $79,000 | $293,000 |
| Collateral | 37 | $10,895,000 | $294,000 | $1,995,000 | $141,000 | $531,000 |
| Unverifiable Information | 20 | $8,620,000 | $431,000 | $1,165,000 | $120,000 | $326,000 |
| Employment History | 16 | $4,700,000 | $293,000 | $605,000 | $61,000 | $158,000 |
| Credit Application Incomplete | 15 | $3,665,000 | $244,000 | $725,000 | $93,000 | $229,000 |
| Mortgage Insurance Denied | 1 | $45,000 | $45,000 | $45,000 | $38,000 | $38,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Savings Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.