First Savings Bank Mortgage Lending & HMDA Data, 2021

In 2021, First Savings Bank of Jeffersonville, IN reported 18,837 mortgage applications totaling $5.6 billion, down 43% from 2020. The average application was for $297,738, and applicants reported an average income of $119,709. 56% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Chicago-Naperville, IL (1,278), Louisville/Jefferson County, KY-IN (1,212) and Warren-Troy-Farmington Hills, MI (939) (applications in parentheses).

Mortgage Company & Address First Savings Bank
501 E. Lewis & Clark Parkway
Jeffersonville, IN 47130
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  
Total Number of Mortgage Applications 18,837
Total Mortgage Loan Application Amount $5,608,505,000
Average Mortgage Loan Application Amount $297,738
Highest Mortgage Loan Application Amount $5,705,000
Average Applicant Income $119,709
Highest Applicant Income $4,024,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Savings Bank by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 950 $ 273,770,000 $ 288,178 $ 145,000
Macomb, Michigan 525 $ 117,555,000 $ 223,914 $ 75,000
Los Angeles, California 498 $ 221,360,000 $ 444,497 $ 142,000
Jefferson, Kentucky 409 $ 82,815,000 $ 202,481 $ 91,000
Broward, Florida 399 $ 117,465,000 $ 294,398 $ 117,000
Oakland, Michigan 354 $ 102,130,000 $ 288,502 $ 130,000
Miami-Dade, Florida 329 $ 99,935,000 $ 303,753 $ 108,000
San Diego, California 328 $ 139,530,000 $ 425,396 $ 148,000
Clark, Indiana 324 $ 62,180,000 $ 191,913 $ 83,000
Orange, California 294 $ 136,550,000 $ 464,455 $ 155,000
Harris, Texas 288 $ 70,380,000 $ 244,375 $ 132,000
Lake, Illinois 252 $ 74,410,000 $ 295,277 $ 156,000
Riverside, California 237 $ 84,415,000 $ 356,181 $ 121,000
Palm Beach, Florida 218 $ 61,860,000 $ 283,761 $ 124,000
Queens, New York 206 $ 100,370,000 $ 487,233 $ 123,000
Nassau, New York 199 $ 84,335,000 $ 423,793 $ 143,000
Suffolk, New York 183 $ 68,725,000 $ 375,546 $ 132,000
Middlesex, Massachusetts 176 $ 67,740,000 $ 384,886 $ 151,000
Maricopa, Arizona 168 $ 50,960,000 $ 303,333 $ 125,000
Clark, Nevada 167 $ 50,685,000 $ 303,502 $ 107,000
San Bernardino, California 166 $ 56,120,000 $ 338,072 $ 105,000
Floyd, Indiana 164 $ 33,730,000 $ 205,670 $ 105,000
Hillsborough, Florida 140 $ 35,850,000 $ 256,071 $ 97,000
Santa Clara, California 137 $ 64,325,000 $ 469,525 $ 164,000
Wayne, Michigan 135 $ 21,395,000 $ 158,481 $ 85,000
DuPage, Illinois 134 $ 35,320,000 $ 263,582 $ 118,000
Essex, Massachusetts 134 $ 50,070,000 $ 373,656 $ 149,000
Pinellas, Florida 127 $ 33,815,000 $ 266,259 $ 135,000
Marion, Indiana 124 $ 19,940,000 $ 160,806 $ 103,000
Harrison, Indiana 122 $ 19,290,000 $ 158,114 $ 81,000
Sacramento, California 121 $ 38,495,000 $ 318,140 $ 110,000
Alameda, California 120 $ 61,190,000 $ 509,916 $ 160,000
Collin, Texas 118 $ 37,360,000 $ 316,610 $ 142,000
Fort Bend, Texas 116 $ 35,030,000 $ 301,982 $ 137,000
Norfolk, Massachusetts 113 $ 41,955,000 $ 371,283 $ 137,000
Dallas, Texas 108 $ 30,050,000 $ 278,240 $ 131,000
McHenry, Illinois 106 $ 23,330,000 $ 220,094 $ 118,000
Kings, New York 105 $ 57,695,000 $ 549,476 $ 139,000
Orange, Florida 101 $ 31,535,000 $ 312,227 $ 139,000
Crawford, Indiana 97 $ 12,025,000 $ 123,969 $ 75,000
Plymouth, Massachusetts 97 $ 32,035,000 $ 330,257 $ 124,000
Contra Costa, California 96 $ 36,700,000 $ 382,291 $ 135,000
Middlesex, New Jersey 94 $ 33,210,000 $ 353,297 $ 136,000
Washington, Indiana 93 $ 13,795,000 $ 148,333 $ 73,000
Mecklenburg, North Carolina 89 $ 24,925,000 $ 280,056 $ 99,000
Tarrant, Texas 88 $ 19,820,000 $ 225,227 $ 140,000
Will, Illinois 86 $ 21,810,000 $ 253,604 $ 101,000
Kane, Illinois 82 $ 19,440,000 $ 237,073 $ 103,000
King, Washington 80 $ 35,240,000 $ 440,500 $ 153,000
Greenville, South Carolina 78 $ 21,860,000 $ 280,256 $ 113,000
Worcester, Massachusetts 74 $ 22,720,000 $ 307,027 $ 123,000
Bexar, Texas 73 $ 17,665,000 $ 241,986 $ 121,000
Pierce, Washington 71 $ 22,865,000 $ 322,042 $ 127,000
Clark, Washington 68 $ 21,560,000 $ 317,058 $ 107,000
Denton, Texas 67 $ 20,165,000 $ 300,970 $ 138,000
Daviess, Indiana 65 $ 7,645,000 $ 117,615 $ 58,000
Fairfield, Connecticut 63 $ 22,725,000 $ 360,714 $ 136,000
Davidson, Tennessee 63 $ 13,405,000 $ 212,777 $ 99,000
Travis, Texas 63 $ 21,405,000 $ 339,761 $ 218,000
Pasco, Florida 62 $ 15,070,000 $ 243,064 $ 107,000
Bronx, New York 62 $ 28,580,000 $ 460,967 $ 115,000
Polk, Florida 61 $ 12,925,000 $ 211,885 $ 71,000
Suffolk, Massachusetts 59 $ 22,425,000 $ 380,084 $ 146,000
Johnson, Indiana 58 $ 11,850,000 $ 204,310 $ 100,000
Hartford, Connecticut 56 $ 14,800,000 $ 264,285 $ 117,000
Gwinnett, Georgia 56 $ 14,030,000 $ 250,535 $ 91,000
Placer, California 55 $ 22,075,000 $ 401,363 $ 128,000
Wake, North Carolina 55 $ 17,795,000 $ 323,545 $ 119,000
Bristol, Massachusetts 54 $ 17,350,000 $ 321,296 $ 121,000
Westchester, New York 54 $ 22,990,000 $ 425,740 $ 139,000
San Joaquin, California 53 $ 19,725,000 $ 372,169 $ 123,000
Polk, Iowa 53 $ 11,865,000 $ 223,867 $ 106,000
Kandiyohi, Minnesota 53 $ 10,355,000 $ 195,377 $ 101,000
Monmouth, New Jersey 52 $ 20,330,000 $ 390,961 $ 134,000
Union, New Jersey 52 $ 18,510,000 $ 355,961 $ 144,000
Fairfax, Virginia 52 $ 20,390,000 $ 392,115 $ 116,000
Montgomery, Pennsylvania 51 $ 19,795,000 $ 388,137 $ 152,000
Williamson, Texas 51 $ 14,745,000 $ 289,117 $ 134,000
Bergen, New Jersey 50 $ 23,410,000 $ 468,200 $ 174,000
Montgomery, Texas 50 $ 13,390,000 $ 267,800 $ 145,000
Ventura, California 47 $ 20,345,000 $ 432,872 $ 135,000
Multnomah, Oregon 44 $ 16,010,000 $ 363,863 $ 192,000
Fresno, California 43 $ 11,585,000 $ 269,418 $ 110,000
Sonoma, California 43 $ 16,585,000 $ 385,697 $ 128,000
Fulton, Georgia 43 $ 11,895,000 $ 276,627 $ 126,000
Honolulu, Hawaii 43 $ 21,565,000 $ 501,511 $ 107,000
Essex, New Jersey 43 $ 14,265,000 $ 331,744 $ 126,000
San Mateo, California 42 $ 23,110,000 $ 550,238 $ 162,000
Franklin, Ohio 42 $ 9,460,000 $ 225,238 $ 148,000
Denver, Colorado 41 $ 16,475,000 $ 401,829 $ 119,000
Clinton, Illinois 41 $ 6,265,000 $ 152,804 $ 97,000
New Castle, Delaware 40 $ 12,680,000 $ 317,000 $ 111,000
Ocean, New Jersey 40 $ 15,710,000 $ 392,750 $ 144,000
Somerset, New Jersey 40 $ 15,470,000 $ 386,750 $ 156,000
Hamilton, Indiana 39 $ 10,635,000 $ 272,692 $ 144,000
Lake, Indiana 39 $ 8,715,000 $ 223,461 $ 136,000
Rockland, New York 39 $ 17,425,000 $ 446,794 $ 192,000
Salt Lake, Utah 39 $ 12,765,000 $ 327,307 $ 87,000
Barnstable, Massachusetts 38 $ 14,350,000 $ 377,631 $ 166,000
Hennepin, Minnesota 38 $ 11,340,000 $ 298,421 $ 100,000
Hudson, New Jersey 38 $ 14,610,000 $ 384,473 $ 121,000
Richmond, New York 38 $ 14,270,000 $ 375,526 $ 112,000
Philadelphia, Pennsylvania 38 $ 8,000,000 $ 210,526 $ 73,000
Lee, Florida 37 $ 9,325,000 $ 252,027 $ 124,000
Sarasota, Florida 37 $ 10,475,000 $ 283,108 $ 134,000
Hillsborough, New Hampshire 37 $ 11,195,000 $ 302,567 $ 144,000
Tulsa, Oklahoma 37 $ 5,845,000 $ 157,972 $ 99,000
Charleston, South Carolina 37 $ 11,195,000 $ 302,567 $ 114,000
Brevard, Florida 36 $ 8,580,000 $ 238,333 $ 89,000
New Haven, Connecticut 35 $ 8,875,000 $ 253,571 $ 99,000
Collier, Florida 35 $ 11,705,000 $ 334,428 $ 143,000
St. Lucie, Florida 35 $ 8,445,000 $ 241,285 $ 85,000
Hamilton, Ohio 35 $ 5,945,000 $ 169,857 $ 146,000
Oklahoma, Oklahoma 35 $ 6,805,000 $ 194,428 $ 61,000
Brazoria, Texas 35 $ 7,715,000 $ 220,428 $ 135,000
Cobb, Georgia 34 $ 10,100,000 $ 297,058 $ 119,000
DeKalb, Georgia 34 $ 10,880,000 $ 320,000 $ 106,000
Horry, South Carolina 34 $ 6,820,000 $ 200,588 $ 116,000
Madera, California 33 $ 8,355,000 $ 253,181 $ 98,000
Duval, Florida 33 $ 7,795,000 $ 236,212 $ 86,000
Osceola, Florida 33 $ 7,915,000 $ 239,848 $ 132,000
Bullitt, Kentucky 33 $ 7,945,000 $ 240,757 $ 73,000
Oldham, Kentucky 33 $ 9,765,000 $ 295,909 $ 118,000
Erie, New York 33 $ 7,205,000 $ 218,333 $ 91,000
Guadalupe, Texas 33 $ 8,525,000 $ 258,333 $ 107,000
Solano, California 32 $ 11,830,000 $ 369,687 $ 132,000
Jackson, Missouri 32 $ 5,560,000 $ 173,750 $ 103,000
Morris, New Jersey 32 $ 10,300,000 $ 321,875 $ 116,000
New Hanover, North Carolina 32 $ 7,170,000 $ 224,062 $ 93,000
Snohomish, Washington 32 $ 14,400,000 $ 450,000 $ 118,000
Seminole, Florida 31 $ 7,205,000 $ 232,419 $ 102,000
Cass, North Dakota 31 $ 6,395,000 $ 206,290 $ 117,000
Comal, Texas 31 $ 9,215,000 $ 297,258 $ 106,000
Genesee, Michigan 30 $ 5,800,000 $ 193,333 $ 69,000
Passaic, New Jersey 30 $ 9,990,000 $ 333,000 $ 112,000
Pima, Arizona 29 $ 7,545,000 $ 260,172 $ 151,000
El Paso, Colorado 29 $ 10,285,000 $ 354,655 $ 119,000
Jefferson, Louisiana 29 $ 6,945,000 $ 239,482 $ 106,000
Prince William, Virginia 29 $ 10,885,000 $ 375,344 $ 95,000
Manatee, Florida 28 $ 7,910,000 $ 282,500 $ 105,000
Orange, New York 28 $ 9,110,000 $ 325,357 $ 149,000
Roanoke City, Virginia 28 $ 4,560,000 $ 162,857 $ 38,000
Milwaukee, Wisconsin 28 $ 4,170,000 $ 148,928 $ 183,000
Marin, California 27 $ 17,995,000 $ 666,481 $ 219,000
Hendricks, Indiana 27 $ 6,175,000 $ 228,703 $ 82,000
Shelby, Kentucky 27 $ 5,235,000 $ 193,888 $ 76,000
El Dorado, California 26 $ 9,600,000 $ 369,230 $ 218,000
Stanislaus, California 26 $ 6,550,000 $ 251,923 $ 115,000
Johnson, Kansas 26 $ 6,670,000 $ 256,538 $ 139,000
Spartanburg, South Carolina 26 $ 6,520,000 $ 250,769 $ 71,000
Mobile, Alabama 25 $ 5,915,000 $ 236,600 $ 83,000
Adams, Colorado 25 $ 8,575,000 $ 343,000 $ 99,000
Fayette, Kentucky 25 $ 6,845,000 $ 273,800 $ 144,000
Washoe, Nevada 25 $ 8,275,000 $ 331,000 $ 145,000
Burlington, New Jersey 25 $ 6,325,000 $ 253,000 $ 150,000
Orleans, Louisiana 24 $ 8,170,000 $ 340,416 $ 140,000
Lapeer, Michigan 24 $ 6,700,000 $ 279,166 $ 100,000
Rockingham, New Hampshire 24 $ 7,420,000 $ 309,166 $ 123,000
Camden, New Jersey 24 $ 6,090,000 $ 253,750 $ 140,000
Cuyahoga, Ohio 24 $ 4,870,000 $ 202,916 $ 87,000
Galveston, Texas 24 $ 4,710,000 $ 196,250 $ 110,000
Kern, California 23 $ 5,435,000 $ 236,304 $ 124,000
San Luis Obispo, California 23 $ 10,385,000 $ 451,521 $ 131,000
District of Columbia, District Of Columbia 23 $ 9,525,000 $ 414,130 $ 115,000
Marion, Florida 23 $ 4,195,000 $ 182,391 $ 61,000
Martin, Florida 23 $ 6,825,000 $ 296,739 $ 125,000
St. Louis, Missouri 23 $ 5,935,000 $ 258,043 $ 115,000
Butler, Ohio 23 $ 4,655,000 $ 202,391 $ 56,000
Centre, Pennsylvania 23 $ 5,365,000 $ 233,260 $ 111,000
Berkeley, South Carolina 23 $ 5,775,000 $ 251,086 $ 132,000
San Francisco, California 22 $ 11,640,000 $ 529,090 $ 179,000
Santa Barbara, California 22 $ 8,810,000 $ 400,454 $ 169,000
Hampden, Massachusetts 22 $ 5,290,000 $ 240,454 $ 86,000
Summit, Ohio 22 $ 4,260,000 $ 193,636 $ 69,000
Providence, Rhode Island 22 $ 6,020,000 $ 273,636 $ 90,000
Kendall, Illinois 21 $ 4,655,000 $ 221,666 $ 99,000
Dakota, Minnesota 21 $ 6,055,000 $ 288,333 $ 111,000
Monroe, New York 21 $ 4,445,000 $ 211,666 $ 131,000
Washington, Oregon 21 $ 8,295,000 $ 395,000 $ 152,000
Kitsap, Washington 21 $ 7,955,000 $ 378,809 $ 95,000
Anchorage, Alaska 20 $ 5,920,000 $ 296,000 $ 92,000
Arapahoe, Colorado 20 $ 6,610,000 $ 330,500 $ 84,000
St. Tammany, Louisiana 20 $ 5,200,000 $ 260,000 $ 98,000
Delaware, Ohio 20 $ 6,030,000 $ 301,500 $ 176,000
Hays, Texas 20 $ 6,640,000 $ 332,000 $ 99,000
Shasta, California 19 $ 5,865,000 $ 308,684 $ 86,000
Flagler, Florida 19 $ 5,435,000 $ 286,052 $ 129,000
Hernando, Florida 19 $ 3,975,000 $ 209,210 $ 73,000
Volusia, Florida 19 $ 4,855,000 $ 255,526 $ 171,000
Union, North Carolina 19 $ 6,625,000 $ 348,684 $ 152,000
York, South Carolina 19 $ 6,305,000 $ 331,842 $ 110,000
Utah, Utah 19 $ 6,715,000 $ 353,421 $ 118,000
Chesterfield, Virginia 19 $ 5,845,000 $ 307,631 $ 100,000
Santa Cruz, California 18 $ 9,090,000 $ 505,000 $ 142,000
Douglas, Colorado 18 $ 7,450,000 $ 413,888 $ 149,000
Jefferson, Colorado 18 $ 5,910,000 $ 328,333 $ 99,000
Lake, Florida 18 $ 4,130,000 $ 229,444 $ 127,000
Livingston, Michigan 18 $ 4,080,000 $ 226,666 $ 88,000
St. Clair, Michigan 18 $ 4,730,000 $ 262,777 $ 83,000
Chester, Pennsylvania 18 $ 6,060,000 $ 336,666 $ 115,000
Cumberland, Pennsylvania 18 $ 5,920,000 $ 328,888 $ 109,000
Richland, South Carolina 18 $ 5,550,000 $ 308,333 $ 134,000
Brazos, Texas 18 $ 3,300,000 $ 183,333 $ 109,000
Loudoun, Virginia 18 $ 8,200,000 $ 455,555 $ 148,000
Roanoke, Virginia 18 $ 4,170,000 $ 231,666 $ 69,000
Waukesha, Wisconsin 18 $ 5,330,000 $ 296,111 $ 145,000
Merced, California 17 $ 4,115,000 $ 242,058 $ 103,000
Charlotte, Florida 17 $ 4,295,000 $ 252,647 $ 58,000
Forsyth, Georgia 17 $ 5,705,000 $ 335,588 $ 90,000
Ada, Idaho 17 $ 6,695,000 $ 393,823 $ 127,000
Kent, Michigan 17 $ 4,105,000 $ 241,470 $ 89,000
Guilford, North Carolina 17 $ 4,545,000 $ 267,352 $ 99,000
Baldwin, Alabama 16 $ 3,800,000 $ 237,500 $ 84,000
Pinal, Arizona 16 $ 4,210,000 $ 263,125 $ 86,000
Monterey, California 16 $ 6,310,000 $ 394,375 $ 100,000
Cherokee, Georgia 16 $ 4,100,000 $ 256,250 $ 127,000
Strafford, New Hampshire 16 $ 3,690,000 $ 230,625 $ 98,000
Dutchess, New York 16 $ 5,010,000 $ 313,125 $ 135,000
Clermont, Ohio 16 $ 4,120,000 $ 257,500 $ 119,000
Clackamas, Oregon 16 $ 5,990,000 $ 374,375 $ 134,000
Madison, Alabama 15 $ 3,715,000 $ 247,666 $ 142,000
Kent, Delaware 15 $ 4,155,000 $ 277,000 $ 68,000
Meeker, Minnesota 15 $ 3,335,000 $ 222,333 $ 97,000
Canadian, Oklahoma 15 $ 2,565,000 $ 171,000 $ 92,000
Virginia Beach, Virginia 15 $ 4,195,000 $ 279,666 $ 119,000
Weld, Colorado 14 $ 4,320,000 $ 308,571 $ 92,000
Canyon, Idaho 14 $ 3,700,000 $ 264,285 $ 84,000
Scott, Indiana 14 $ 2,420,000 $ 172,857 $ 53,000
Ottawa, Michigan 14 $ 3,730,000 $ 266,428 $ 71,000
Washtenaw, Michigan 14 $ 3,710,000 $ 265,000 $ 82,000
Scott, Minnesota 14 $ 4,590,000 $ 327,857 $ 93,000
Madison, Mississippi 14 $ 4,220,000 $ 301,428 $ 104,000
Mercer, New Jersey 14 $ 4,650,000 $ 332,142 $ 216,000
Lucas, Ohio 14 $ 3,030,000 $ 216,428 $ 95,000
Medina, Ohio 14 $ 2,530,000 $ 180,714 $ 94,000
Bucks, Pennsylvania 14 $ 4,280,000 $ 305,714 $ 150,000
Anderson, South Carolina 14 $ 3,220,000 $ 230,000 $ 101,000
Beaufort, South Carolina 14 $ 5,840,000 $ 417,142 $ 122,000
Dorchester, South Carolina 14 $ 4,000,000 $ 285,714 $ 143,000
Hidalgo, Texas 14 $ 3,030,000 $ 216,428 $ 158,000
Henrico, Virginia 14 $ 4,260,000 $ 304,285 $ 117,000
St. Johns, Florida 13 $ 4,535,000 $ 348,846 $ 80,000
Porter, Indiana 13 $ 3,015,000 $ 231,923 $ 103,000
York, Maine 13 $ 3,735,000 $ 287,307 $ 95,000
Jackson, Michigan 13 $ 2,355,000 $ 181,153 $ 73,000
Anoka, Minnesota 13 $ 3,255,000 $ 250,384 $ 89,000
Albany, New York 13 $ 4,365,000 $ 335,769 $ 93,000
Warren, Ohio 13 $ 3,375,000 $ 259,615 $ 145,000
Cleveland, Oklahoma 13 $ 2,595,000 $ 199,615 $ 312,000
Delaware, Pennsylvania 13 $ 3,545,000 $ 272,692 $ 174,000
Thurston, Washington 13 $ 4,225,000 $ 325,000 $ 193,000
Yuba, California 12 $ 4,650,000 $ 387,500 $ 85,000
Larimer, Colorado 12 $ 4,140,000 $ 345,000 $ 96,000
Orange, Indiana 12 $ 1,360,000 $ 113,333 $ 54,000
Cumberland, Maine 12 $ 3,990,000 $ 332,500 $ 127,000
Bernalillo, New Mexico 12 $ 3,150,000 $ 262,500 $ 86,000
Cabarrus, North Carolina 12 $ 3,690,000 $ 307,500 $ 104,000
Johnston, North Carolina 12 $ 3,050,000 $ 254,166 $ 77,000
Shelby, Tennessee 12 $ 2,820,000 $ 235,000 $ 98,000
Bell, Texas 12 $ 2,530,000 $ 210,833 $ 83,000
Tulare, California 11 $ 2,575,000 $ 234,090 $ 136,000
New London, Connecticut 11 $ 2,625,000 $ 238,636 $ 72,000
Santa Rosa, Florida 11 $ 3,175,000 $ 288,636 $ 141,000
Maui, Hawaii 11 $ 4,805,000 $ 436,818 $ 68,000
Martin, Indiana 11 $ 1,215,000 $ 110,454 $ 59,000
Vigo, Indiana 11 $ 1,835,000 $ 166,818 $ 216,000
Hardin, Kentucky 11 $ 1,995,000 $ 181,363 $ 95,000
Sherburne, Minnesota 11 $ 2,885,000 $ 262,272 $ 102,000
St. Charles, Missouri 11 $ 3,155,000 $ 286,818 $ 122,000
Allegheny, Pennsylvania 11 $ 2,465,000 $ 224,090 $ 85,000
Crawford, Pennsylvania 11 $ 1,285,000 $ 116,818 $ 64,000
Monroe, Pennsylvania 11 $ 1,885,000 $ 171,363 $ 82,000
Washington, Rhode Island 11 $ 3,045,000 $ 276,818 $ 114,000
El Paso, Texas 11 $ 2,295,000 $ 208,636 $ 87,000
Chesapeake, Virginia 11 $ 3,195,000 $ 290,454 $ 98,000
Newport News, Virginia 11 $ 2,585,000 $ 235,000 $ 115,000
Jefferson, Alabama 10 $ 1,780,000 $ 178,000 $ 86,000
Boulder, Colorado 10 $ 2,810,000 $ 281,000 $ 109,000
Monroe, Florida 10 $ 7,580,000 $ 758,000 $ 217,000
Henry, Georgia 10 $ 2,590,000 $ 259,000 $ 82,000
Hawaii, Hawaii 10 $ 4,210,000 $ 421,000 $ 147,000
Vanderburgh, Indiana 10 $ 1,450,000 $ 145,000 $ 133,000
Clay, Minnesota 10 $ 1,680,000 $ 168,000 $ 91,000
McLeod, Minnesota 10 $ 2,210,000 $ 221,000 $ 132,000
Dare, North Carolina 10 $ 3,890,000 $ 389,000 $ 173,000
Forsyth, North Carolina 10 $ 2,540,000 $ 254,000 $ 95,000
Gaston, North Carolina 10 $ 2,610,000 $ 261,000 $ 88,000
Stark, Ohio 10 $ 1,540,000 $ 154,000 $ 75,000
Deschutes, Oregon 10 $ 3,140,000 $ 314,000 $ 117,000
Jackson, Oregon 10 $ 3,560,000 $ 356,000 $ 96,000
Lane, Oregon 10 $ 2,770,000 $ 277,000 $ 95,000
Kent, Rhode Island 10 $ 2,810,000 $ 281,000 $ 125,000
Rutherford, Tennessee 10 $ 2,470,000 $ 247,000 $ 127,000
Sumner, Tennessee 10 $ 2,700,000 $ 270,000 $ 92,000
Ellis, Texas 10 $ 2,420,000 $ 242,000 $ 115,000
Kaufman, Texas 10 $ 2,490,000 $ 249,000 $ 148,000
Stafford, Virginia 10 $ 3,240,000 $ 324,000 $ 109,000
Benton, Washington 10 $ 3,030,000 $ 303,000 $ 117,000
Cowlitz, Washington 10 $ 2,660,000 $ 266,000 $ 72,000
Spokane, Washington 10 $ 2,930,000 $ 293,000 $ 89,000
Yolo, California 9 $ 2,865,000 $ 318,333 $ 174,000
Nassau, Florida 9 $ 2,375,000 $ 263,888 $ 118,000
Chatham, Georgia 9 $ 3,055,000 $ 339,444 $ 119,000
St. Clair, Illinois 9 $ 2,065,000 $ 229,444 $ 114,000
Dallas, Iowa 9 $ 2,665,000 $ 296,111 $ 107,000
Wright, Minnesota 9 $ 2,515,000 $ 279,444 $ 115,000
Flathead, Montana 9 $ 6,575,000 $ 730,555 $ 215,000
Ravalli, Montana 9 $ 2,355,000 $ 261,666 $ 77,000
Putnam, New York 9 $ 2,905,000 $ 322,777 $ 192,000
Durham, North Carolina 9 $ 2,095,000 $ 232,777 $ 80,000
Pender, North Carolina 9 $ 2,205,000 $ 245,000 $ 128,000
Ransom, North Dakota 9 $ 1,455,000 $ 161,666 $ 75,000
Traill, North Dakota 9 $ 1,795,000 $ 199,444 $ 86,000
Lorain, Ohio 9 $ 1,675,000 $ 186,111 $ 98,000
Pickens, South Carolina 9 $ 1,875,000 $ 208,333 $ 79,000
Jefferson, Texas 9 $ 1,625,000 $ 180,555 $ 153,000
Midland, Texas 9 $ 2,845,000 $ 316,111 $ 167,000
Parker, Texas 9 $ 3,015,000 $ 335,000 $ 145,000
Rockwall, Texas 9 $ 2,375,000 $ 263,888 $ 273,000
Smith, Texas 9 $ 2,065,000 $ 229,444 $ 129,000
Spotsylvania, Virginia 9 $ 2,365,000 $ 262,777 $ 82,000
Mohave, Arizona 8 $ 2,010,000 $ 251,250 $ 105,000
Windham, Connecticut 8 $ 2,220,000 $ 277,500 $ 136,000
Citrus, Florida 8 $ 1,650,000 $ 206,250 $ 71,000
Okaloosa, Florida 8 $ 2,370,000 $ 296,250 $ 110,000
Dubois, Indiana 8 $ 1,090,000 $ 136,250 $ 50,000
Morgan, Indiana 8 $ 1,640,000 $ 205,000 $ 59,000
Nelson, Kentucky 8 $ 1,400,000 $ 175,000 $ 85,000
East Baton Rouge, Louisiana 8 $ 1,650,000 $ 206,250 $ 90,000
Jefferson, Missouri 8 $ 2,110,000 $ 263,750 $ 97,000
Yellowstone, Montana 8 $ 2,480,000 $ 310,000 $ 100,000
Douglas, Nebraska 8 $ 1,650,000 $ 206,250 $ 198,000
Sarpy, Nebraska 8 $ 2,540,000 $ 317,500 $ 134,000
Merrimack, New Hampshire 8 $ 1,970,000 $ 246,250 $ 92,000
Cape May, New Jersey 8 $ 2,840,000 $ 355,000 $ 95,000
Gloucester, New Jersey 8 $ 2,100,000 $ 262,500 $ 139,000
Sandoval, New Mexico 8 $ 2,060,000 $ 257,500 $ 66,000
Catawba, North Carolina 8 $ 2,390,000 $ 298,750 $ 120,000
Burleigh, North Dakota 8 $ 1,530,000 $ 191,250 $ 112,000
Lehigh, Pennsylvania 8 $ 2,800,000 $ 350,000 $ 127,000
York, Pennsylvania 8 $ 2,150,000 $ 268,750 $ 103,000
Williamson, Tennessee 8 $ 3,400,000 $ 425,000 $ 137,000
Lewis, Washington 8 $ 2,460,000 $ 307,500 $ 61,000
Racine, Wisconsin 8 $ 1,610,000 $ 201,250 $ 138,000
Mariposa, California 7 $ 2,155,000 $ 307,857 $ 131,000
Napa, California 7 $ 2,795,000 $ 399,285 $ 98,000
Nevada, California 7 $ 2,715,000 $ 387,857 $ 130,000
Escambia, Florida 7 $ 1,335,000 $ 190,714 $ 61,000
Paulding, Georgia 7 $ 1,685,000 $ 240,714 $ 91,000
Kootenai, Idaho 7 $ 1,985,000 $ 283,571 $ 133,000
Hancock, Indiana 7 $ 1,525,000 $ 217,857 $ 55,000
Madison, Indiana 7 $ 1,055,000 $ 150,714 $ 65,000
Ingham, Michigan 7 $ 2,455,000 $ 350,714 $ 119,000
Saginaw, Michigan 7 $ 1,345,000 $ 192,142 $ 114,000
Tuscola, Michigan 7 $ 1,555,000 $ 222,142 $ 124,000
Otter Tail, Minnesota 7 $ 2,395,000 $ 342,142 $ 114,000
Ramsey, Minnesota 7 $ 2,495,000 $ 356,428 $ 164,000
Washington, Minnesota 7 $ 1,765,000 $ 252,142 $ 69,000
DeSoto, Mississippi 7 $ 1,855,000 $ 265,000 $ 97,000
Clay, Missouri 7 $ 1,355,000 $ 193,571 $ 77,000
Lyon, Nevada 7 $ 1,585,000 $ 226,428 $ 93,000
Belknap, New Hampshire 7 $ 1,995,000 $ 285,000 $ 155,000
Carroll, New Hampshire 7 $ 2,535,000 $ 362,142 $ 232,000
Sussex, New Jersey 7 $ 2,135,000 $ 305,000 $ 102,000
Chaves, New Mexico 7 $ 1,745,000 $ 249,285 $ 137,000
Brunswick, North Carolina 7 $ 1,625,000 $ 232,142 $ 150,000
Cumberland, North Carolina 7 $ 1,515,000 $ 216,428 $ 98,000
Bottineau, North Dakota 7 $ 925,000 $ 132,142 $ 119,000
Mahoning, Ohio 7 $ 1,725,000 $ 246,428 $ 127,000
Comanche, Oklahoma 7 $ 1,445,000 $ 206,428 $ 44,000
Rogers, Oklahoma 7 $ 1,175,000 $ 167,857 $ 54,000
Marion, Oregon 7 $ 2,085,000 $ 297,857 $ 79,000
Lancaster, South Carolina 7 $ 1,685,000 $ 240,714 $ 66,000
Hamilton, Tennessee 7 $ 1,695,000 $ 242,142 $ 257,000
Sevier, Tennessee 7 $ 2,095,000 $ 299,285 $ 94,000
McLennan, Texas 7 $ 2,355,000 $ 336,428 $ 162,000
Davis, Utah 7 $ 2,155,000 $ 307,857 $ 110,000
Richmond City, Virginia 7 $ 2,695,000 $ 385,000 $ 96,000
Island, Washington 7 $ 2,245,000 $ 320,714 $ 104,000
Dane, Wisconsin 7 $ 2,655,000 $ 379,285 $ 121,000
Montgomery, Alabama 6 $ 1,550,000 $ 258,333 $ 120,000
Shelby, Alabama 6 $ 1,720,000 $ 286,666 $ 107,000
Benton, Arkansas 6 $ 2,130,000 $ 355,000 $ 153,000
Eagle, Colorado 6 $ 2,540,000 $ 423,333 $ 116,000
Middlesex, Connecticut 6 $ 1,790,000 $ 298,333 $ 112,000
Bay, Florida 6 $ 1,810,000 $ 301,666 $ 253,000
Clay, Florida 6 $ 1,640,000 $ 273,333 $ 165,000
Houston, Georgia 6 $ 1,020,000 $ 170,000 $ 82,000
Muscogee, Georgia 6 $ 960,000 $ 160,000 $ 59,000
Newton, Georgia 6 $ 1,500,000 $ 250,000 $ 88,000
Richmond, Georgia 6 $ 1,020,000 $ 170,000 $ 147,000
Jefferson, Indiana 6 $ 1,150,000 $ 191,666 $ 73,000
Knox, Indiana 6 $ 580,000 $ 96,666 $ 46,000
LaPorte, Indiana 6 $ 1,100,000 $ 183,333 $ 87,000
Perry, Indiana 6 $ 880,000 $ 146,666 $ 81,000
Rapides, Louisiana 6 $ 880,000 $ 146,666 $ 26,000
Calhoun, Michigan 6 $ 830,000 $ 138,333 $ 80,000
Sanilac, Michigan 6 $ 1,120,000 $ 186,666 $ 67,000
Shiawassee, Michigan 6 $ 1,290,000 $ 215,000 $ 91,000
Hinds, Mississippi 6 $ 980,000 $ 163,333 $ 50,000
Sullivan, New York 6 $ 1,530,000 $ 255,000 $ 108,000
Buncombe, North Carolina 6 $ 1,790,000 $ 298,333 $ 89,000
Currituck, North Carolina 6 $ 1,340,000 $ 223,333 $ 124,000
Iredell, North Carolina 6 $ 1,290,000 $ 215,000 $ 59,000
Onslow, North Carolina 6 $ 1,210,000 $ 201,666 $ 88,000
Linn, Oregon 6 $ 1,980,000 $ 330,000 $ 112,000
Dauphin, Pennsylvania 6 $ 1,620,000 $ 270,000 $ 123,000
Lancaster, Pennsylvania 6 $ 1,480,000 $ 246,666 $ 153,000
Newport, Rhode Island 6 $ 1,670,000 $ 278,333 $ 77,000
Lexington, South Carolina 6 $ 1,620,000 $ 270,000 $ 61,000
Wilson, Tennessee 6 $ 2,070,000 $ 345,000 $ 114,000
Hanover, Virginia 6 $ 2,080,000 $ 346,666 $ 135,000
Mason, Washington 6 $ 1,370,000 $ 228,333 $ 78,000
Berkeley, West Virginia 6 $ 1,380,000 $ 230,000 $ 101,000
Coconino, Arizona 5 $ 1,335,000 $ 267,000 $ 143,000
Yavapai, Arizona 5 $ 1,855,000 $ 371,000 $ 194,000
White, Arkansas 5 $ 1,835,000 $ 367,000 $ 100,000
Butte, California 5 $ 1,285,000 $ 257,000 $ 96,000
Calaveras, California 5 $ 1,475,000 $ 295,000 $ 96,000
Lake, California 5 $ 2,425,000 $ 485,000 $ 83,000
Tuolumne, California 5 $ 1,025,000 $ 205,000 $ 115,000
Tolland, Connecticut 5 $ 1,215,000 $ 243,000 $ 87,000
Sussex, Delaware 5 $ 1,505,000 $ 301,000 $ 79,000
Indian River, Florida 5 $ 1,095,000 $ 219,000 $ 61,000
Leon, Florida 5 $ 815,000 $ 163,000 $ 120,000
Sumter, Florida 5 $ 965,000 $ 193,000 $ 69,000
Bibb, Georgia 5 $ 1,105,000 $ 221,000 $ 59,000
Clayton, Georgia 5 $ 855,000 $ 171,000 $ 78,000
Coweta, Georgia 5 $ 1,045,000 $ 209,000 $ 83,000
Kauai, Hawaii 5 $ 1,895,000 $ 379,000 $ 97,000
Madison, Illinois 5 $ 775,000 $ 155,000 $ 109,000
Bartholomew, Indiana 5 $ 935,000 $ 187,000 $ 111,000
Boone, Indiana 5 $ 1,405,000 $ 281,000 $ 133,000
Greene, Indiana 5 $ 685,000 $ 137,000 $ 63,000
Monroe, Indiana 5 $ 1,385,000 $ 277,000 $ 90,000
St. Joseph, Indiana 5 $ 795,000 $ 159,000 $ 79,000
Sullivan, Indiana 5 $ 615,000 $ 123,000 $ 89,000
Tippecanoe, Indiana 5 $ 725,000 $ 145,000 $ 0
Shawnee, Kansas 5 $ 825,000 $ 165,000 $ 91,000
Boone, Kentucky 5 $ 865,000 $ 173,000 $ 84,000
Kenton, Kentucky 5 $ 1,665,000 $ 333,000 $ 155,000
Russell, Kentucky 5 $ 1,315,000 $ 263,000 $ 184,000
Scott, Kentucky 5 $ 1,285,000 $ 257,000 $ 78,000
Spencer, Kentucky 5 $ 1,275,000 $ 255,000 $ 92,000
Livingston, Louisiana 5 $ 1,745,000 $ 349,000 $ 151,000
Tangipahoa, Louisiana 5 $ 1,425,000 $ 285,000 $ 145,000
Terrebonne, Louisiana 5 $ 1,495,000 $ 299,000 $ 161,000
Allegan, Michigan 5 $ 1,125,000 $ 225,000 $ 133,000
Huron, Michigan 5 $ 725,000 $ 145,000 $ 101,000
Monroe, Michigan 5 $ 1,345,000 $ 269,000 $ 69,000
Carver, Minnesota 5 $ 1,605,000 $ 321,000 $ 137,000
Atlantic, New Jersey 5 $ 825,000 $ 165,000 $ 92,000
Santa Fe, New Mexico 5 $ 1,915,000 $ 383,000 $ 184,000
Broome, New York 5 $ 685,000 $ 137,000 $ 73,000
Henderson, North Carolina 5 $ 1,525,000 $ 305,000 $ 116,000
Ward, North Dakota 5 $ 1,195,000 $ 239,000 $ 125,000
Williams, North Dakota 5 $ 1,025,000 $ 205,000 $ 77,000
Ashtabula, Ohio 5 $ 935,000 $ 187,000 $ 69,000
Creek, Oklahoma 5 $ 545,000 $ 109,000 $ 67,000
Wagoner, Oklahoma 5 $ 805,000 $ 161,000 $ 88,000
Erie, Pennsylvania 5 $ 875,000 $ 175,000 $ 80,000
Northampton, Pennsylvania 5 $ 1,585,000 $ 317,000 $ 165,000
Westmoreland, Pennsylvania 5 $ 1,055,000 $ 211,000 $ 61,000
Florence, South Carolina 5 $ 1,015,000 $ 203,000 $ 68,000
Sumter, South Carolina 5 $ 1,265,000 $ 253,000 $ 128,000
Knox, Tennessee 5 $ 1,195,000 $ 239,000 $ 91,000
Chambers, Texas 5 $ 1,655,000 $ 331,000 $ 129,000
Ector, Texas 5 $ 1,125,000 $ 225,000 $ 118,000
Grayson, Texas 5 $ 1,295,000 $ 259,000 $ 204,000
Kendall, Texas 5 $ 1,595,000 $ 319,000 $ 105,000
Nueces, Texas 5 $ 875,000 $ 175,000 $ 194,000
Norfolk, Virginia 5 $ 685,000 $ 137,000 $ 72,000
Chelan, Washington 5 $ 1,755,000 $ 351,000 $ 101,000
Grays Harbor, Washington 5 $ 1,245,000 $ 249,000 $ 71,000
Lee, Alabama 4 $ 990,000 $ 247,500 $ 83,000
Limestone, Alabama 4 $ 1,340,000 $ 335,000 $ 131,000
Morgan, Alabama 4 $ 830,000 $ 207,500 $ 120,000
Matanuska-Susitna, Alaska 4 $ 1,160,000 $ 290,000 $ 101,000
Imperial, California 4 $ 940,000 $ 235,000 $ 72,000
Mendocino, California 4 $ 1,170,000 $ 292,500 $ 113,000
San Benito, California 4 $ 2,140,000 $ 535,000 $ 143,000
Elbert, Colorado 4 $ 1,480,000 $ 370,000 $ 101,000
Pueblo, Colorado 4 $ 1,110,000 $ 277,500 $ 36,000
Litchfield, Connecticut 4 $ 1,010,000 $ 252,500 $ 64,000
Alachua, Florida 4 $ 730,000 $ 182,500 $ 300,000
Gilchrist, Florida 4 $ 730,000 $ 182,500 $ 80,000
Highlands, Florida 4 $ 800,000 $ 200,000 $ 77,000
Fayette, Georgia 4 $ 1,270,000 $ 317,500 $ 87,000
Hall, Georgia 4 $ 2,340,000 $ 585,000 $ 120,000
Harris, Georgia 4 $ 750,000 $ 187,500 $ 52,000
Bonneville, Idaho 4 $ 940,000 $ 235,000 $ 95,000
Twin Falls, Idaho 4 $ 800,000 $ 200,000 $ 57,000
Warrick, Indiana 4 $ 770,000 $ 192,500 $ 105,000
Sedgwick, Kansas 4 $ 870,000 $ 217,500 $ 44,000
Ascension, Louisiana 4 $ 1,200,000 $ 300,000 $ 62,000
Androscoggin, Maine 4 $ 1,050,000 $ 262,500 $ 71,000
Lenawee, Michigan 4 $ 530,000 $ 132,500 $ 25,000
Harrison, Mississippi 4 $ 900,000 $ 225,000 $ 50,000
Greene, Missouri 4 $ 490,000 $ 122,500 $ 71,000
Lewis and Clark, Montana 4 $ 1,130,000 $ 282,500 $ 124,000
Page:

Mortgage Loan Application Detail Totals for First Savings Bank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 8,829 $2,628,535,000 $297,000 $4,535,000 $127,000 $4,024,000
Home Purchase 5,149 $1,477,105,000 $286,000 $5,705,000 $107,000 $3,021,000
Cash-out Refinancing 4,853 $1,502,475,000 $309,000 $3,605,000 $120,000 $2,766,000
Home Improvement 5 $285,000 $57,000 $135,000 $62,000 $75,000
Other Purpose 1 $105,000 $105,000 $105,000 $73,000 $73,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,658 $3,395,540,000 $291,000 $3,645,000 $121,000 $4,024,000
Not Provided 2,540 $831,610,000 $327,000 $4,535,000 $127,000 $1,849,000
Asian 1,844 $596,090,000 $323,000 $3,605,000 $129,000 $1,200,000
Hispanic 1,603 $448,405,000 $279,000 $1,005,000 $101,000 $650,000
Black or African American 1,072 $299,120,000 $279,000 $1,195,000 $99,000 $1,381,000
American Indian or Alaskan Native 70 $18,480,000 $264,000 $615,000 $90,000 $275,000
Native Hawaiian or Other Pacific Islander 36 $11,540,000 $320,000 $815,000 $117,000 $298,000
Not applicable 14 $7,720,000 $551,000 $5,705,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 16,785 $5,007,085,000 $298,000 $5,705,000 $123,000 $4,024,000
FHA-insured (Federal Housing Administration) 983 $271,215,000 $275,000 $835,000 $76,000 $500,000
VA-guaranteed (Veterans Administration) 965 $310,115,000 $321,000 $1,035,000 $97,000 $1,200,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 104 $20,090,000 $193,000 $1,055,000 $55,000 $276,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10,581 $3,045,625,000 $287,000 $5,705,000 $124,000 $3,711,000
Application Withdrawn By Applicant 6,283 $2,022,885,000 $321,000 $3,605,000 $115,000 $4,024,000
Loan Purchased By The Institution 909 $215,905,000 $237,000 $845,000 $0 $0
Application Denied By Financial Institution 655 $201,785,000 $308,000 $3,645,000 $91,000 $1,279,000
File Closed For Incompleteness 311 $93,985,000 $302,000 $1,005,000 $111,000 $455,000
Application Approved But Not Accepted 98 $28,320,000 $288,000 $1,275,000 $120,000 $1,088,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 18,182 $5,406,720,000 $297,000 $5,705,000 $121,000 $4,024,000
Credit History 246 $64,920,000 $263,000 $1,655,000 $79,000 $636,000
Debt-To-Income Ratio 196 $67,730,000 $345,000 $3,645,000 $89,000 $710,000
Other 68 $24,550,000 $361,000 $3,205,000 $117,000 $1,279,000
Insufficient Cash (Downpayment, Closing Cost) 56 $16,660,000 $297,000 $625,000 $79,000 $293,000
Collateral 37 $10,895,000 $294,000 $1,995,000 $141,000 $531,000
Unverifiable Information 20 $8,620,000 $431,000 $1,165,000 $120,000 $326,000
Employment History 16 $4,700,000 $293,000 $605,000 $61,000 $158,000
Credit Application Incomplete 15 $3,665,000 $244,000 $725,000 $93,000 $229,000
Mortgage Insurance Denied 1 $45,000 $45,000 $45,000 $38,000 $38,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Savings Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet with aggregated HMDA statistics today.

Download the Indiana Lender List