First Horizon Bank Mortgage Lending & HMDA Data, 2018

In 2018, First Horizon Bank of Memphis, TN reported 9,348 mortgage applications totaling $2.1 billion, up 239% from 2017. The average application was for $223,984, and applicants reported an average income of $167,681. 62% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (2,217), Memphis, TN-MS-AR (1,211) and Knoxville, TN (796) (applications in parentheses).

Mortgage Company & Address First Horizon Bank
165 Madison Ave 5th Floor
Memphis, TN 38103
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 9,348
Total Mortgage Loan Application Amount $2,093,810,000
Average Mortgage Loan Application Amount $223,984
Highest Mortgage Loan Application Amount $31,855,000
Average Applicant Income $167,681
Highest Applicant Income $9,459,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Horizon Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Horizon Bank by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Shelby, Tennessee 917 $ 163,815,000 $ 178,642 $ 154,000
Davidson, Tennessee 784 $ 227,420,000 $ 290,076 $ 196,000
Williamson, Tennessee 576 $ 178,880,000 $ 310,555 $ 229,000
Knox, Tennessee 535 $ 113,135,000 $ 211,467 $ 212,000
Hamilton, Tennessee 492 $ 106,770,000 $ 217,012 $ 172,000
Rutherford, Tennessee 274 $ 40,740,000 $ 148,686 $ 112,000
Monroe, Florida 247 $ 95,145,000 $ 385,202 $ 257,000
Washington, Tennessee 246 $ 39,470,000 $ 160,447 $ 136,000
Sumner, Tennessee 222 $ 30,970,000 $ 139,504 $ 104,000
Sullivan, Tennessee 206 $ 33,060,000 $ 160,485 $ 130,000
DeSoto, Mississippi 204 $ 20,540,000 $ 100,686 $ 94,000
Blount, Tennessee 182 $ 30,080,000 $ 165,274 $ 184,000
Lee, Florida 164 $ 31,340,000 $ 191,097 $ 153,000
Wake, North Carolina 150 $ 37,530,000 $ 250,200 $ 209,000
Miami-Dade, Florida 148 $ 55,350,000 $ 373,986 $ 294,000
Wilson, Tennessee 140 $ 25,970,000 $ 185,500 $ 155,000
Mecklenburg, North Carolina 127 $ 36,705,000 $ 289,015 $ 232,000
Greene, Tennessee 127 $ 13,215,000 $ 104,055 $ 85,000
Putnam, Tennessee 123 $ 14,295,000 $ 116,219 $ 113,000
Maury, Tennessee 116 $ 19,370,000 $ 166,982 $ 103,000
Forsyth, North Carolina 114 $ 30,350,000 $ 266,228 $ 200,000
Randolph, North Carolina 99 $ 9,005,000 $ 90,959 $ 71,000
Gaston, North Carolina 91 $ 11,105,000 $ 122,032 $ 83,000
Catawba, North Carolina 89 $ 11,705,000 $ 131,516 $ 104,000
Bradley, Tennessee 76 $ 13,100,000 $ 172,368 $ 110,000
Sarasota, Florida 73 $ 9,765,000 $ 133,767 $ 88,000
Alamance, North Carolina 72 $ 6,060,000 $ 84,166 $ 79,000
Broward, Florida 67 $ 19,775,000 $ 295,149 $ 130,000
Caldwell, North Carolina 67 $ 4,385,000 $ 65,447 $ 64,000
Iredell, North Carolina 67 $ 12,505,000 $ 186,641 $ 112,000
Sevier, Tennessee 67 $ 11,895,000 $ 177,537 $ 115,000
Collier, Florida 65 $ 27,375,000 $ 421,153 $ 429,000
Jefferson, Tennessee 65 $ 8,885,000 $ 136,692 $ 131,000
Hawkins, Tennessee 62 $ 8,800,000 $ 141,935 $ 112,000
Hamblen, Tennessee 59 $ 8,195,000 $ 138,898 $ 106,000
Buncombe, North Carolina 57 $ 15,365,000 $ 269,561 $ 185,000
Rowan, North Carolina 57 $ 5,975,000 $ 104,824 $ 73,000
Madison, Tennessee 53 $ 10,395,000 $ 196,132 $ 179,000
Lawrence, Tennessee 48 $ 3,270,000 $ 68,125 $ 46,000
Montgomery, Tennessee 48 $ 4,140,000 $ 86,250 $ 79,000
Guilford, North Carolina 47 $ 7,515,000 $ 159,893 $ 97,000
Spartanburg, South Carolina 47 $ 7,125,000 $ 151,595 $ 102,000
Chatham, North Carolina 46 $ 6,010,000 $ 130,652 $ 110,000
Catoosa, Georgia 45 $ 7,025,000 $ 156,111 $ 86,000
Cumberland, North Carolina 44 $ 9,270,000 $ 210,681 $ 112,000
Loudon, Tennessee 39 $ 9,085,000 $ 232,948 $ 125,000
Surry, North Carolina 37 $ 3,075,000 $ 83,108 $ 78,000
Wilkes, North Carolina 36 $ 2,960,000 $ 82,222 $ 55,000
Lee, North Carolina 34 $ 30,350,000 $ 892,647 $ 81,000
Fayette, Tennessee 34 $ 5,680,000 $ 167,058 $ 145,000
White, Tennessee 34 $ 2,910,000 $ 85,588 $ 59,000
Moore, North Carolina 33 $ 4,295,000 $ 130,151 $ 135,000
Charleston, South Carolina 33 $ 22,565,000 $ 683,787 $ 387,000
Carter, Tennessee 33 $ 3,005,000 $ 91,060 $ 67,000
Cocke, Tennessee 32 $ 2,410,000 $ 75,312 $ 57,000
Richland, South Carolina 31 $ 5,985,000 $ 193,064 $ 217,000
Cheatham, Tennessee 27 $ 3,135,000 $ 116,111 $ 187,000
Burke, North Carolina 26 $ 1,950,000 $ 75,000 $ 84,000
Stokes, North Carolina 26 $ 2,030,000 $ 78,076 $ 62,000
Watauga, North Carolina 25 $ 6,805,000 $ 272,200 $ 187,000
Yadkin, North Carolina 25 $ 2,815,000 $ 112,600 $ 70,000
Greenville, South Carolina 25 $ 5,235,000 $ 209,400 $ 133,000
Orange, North Carolina 24 $ 4,680,000 $ 195,000 $ 123,000
Harris, Texas 23 $ 7,925,000 $ 344,565 $ 170,000
Walker, Georgia 21 $ 2,435,000 $ 115,952 $ 80,000
Robertson, Tennessee 21 $ 1,565,000 $ 74,523 $ 102,000
Walton, Florida 20 $ 13,600,000 $ 680,000 $ 932,000
Union, North Carolina 20 $ 8,600,000 $ 430,000 $ 222,000
York, South Carolina 20 $ 5,230,000 $ 261,500 $ 150,000
McMinn, Tennessee 20 $ 1,460,000 $ 73,000 $ 71,000
Cabarrus, North Carolina 19 $ 5,085,000 $ 267,631 $ 143,000
Richmond, North Carolina 19 $ 925,000 $ 48,684 $ 60,000
Macon, Tennessee 19 $ 1,545,000 $ 81,315 $ 77,000
Tipton, Tennessee 19 $ 1,105,000 $ 58,157 $ 79,000
Cumberland, Tennessee 18 $ 5,330,000 $ 296,111 $ 181,000
Marshall, Tennessee 18 $ 1,510,000 $ 83,888 $ 58,000
Smith, Tennessee 18 $ 1,520,000 $ 84,444 $ 83,000
Tate, Mississippi 17 $ 1,865,000 $ 109,705 $ 84,000
Davidson, North Carolina 17 $ 2,575,000 $ 151,470 $ 181,000
Los Angeles, California 15 $ 24,055,000 $ 1,603,666 $ 1,782,000
Palm Beach, Florida 15 $ 9,265,000 $ 617,666 $ 301,000
Fulton, Georgia 15 $ 8,035,000 $ 535,666 $ 313,000
Anderson, Tennessee 15 $ 3,095,000 $ 206,333 $ 152,000
Unicoi, Tennessee 15 $ 1,245,000 $ 83,000 $ 49,000
Richmond City, Virginia 15 $ 6,955,000 $ 463,666 $ 256,000
St. Johns, Florida 14 $ 14,460,000 $ 1,032,857 $ 781,000
Roane, Tennessee 14 $ 1,400,000 $ 100,000 $ 94,000
Washington, Virginia 14 $ 2,020,000 $ 144,285 $ 147,000
Duval, Florida 13 $ 7,135,000 $ 548,846 $ 302,000
Rockingham, North Carolina 13 $ 965,000 $ 74,230 $ 36,000
DeKalb, Tennessee 13 $ 1,775,000 $ 136,538 $ 176,000
Dickson, Tennessee 13 $ 1,575,000 $ 121,153 $ 64,000
DeKalb, Georgia 12 $ 4,780,000 $ 398,333 $ 226,000
Harnett, North Carolina 12 $ 1,460,000 $ 121,666 $ 77,000
Henrico, Virginia 12 $ 4,510,000 $ 375,833 $ 250,000
Alexander, North Carolina 11 $ 1,685,000 $ 153,181 $ 113,000
Durham, North Carolina 11 $ 3,455,000 $ 314,090 $ 276,000
Monroe, Tennessee 11 $ 865,000 $ 78,636 $ 89,000
Bristol, Virginia 11 $ 1,205,000 $ 109,545 $ 78,000
Hoke, North Carolina 10 $ 1,470,000 $ 147,000 $ 111,000
Pitt, North Carolina 10 $ 1,880,000 $ 188,000 $ 168,000
Marion, Tennessee 10 $ 2,430,000 $ 243,000 $ 193,000
Whitfield, Georgia 9 $ 2,625,000 $ 291,666 $ 229,000
Marshall, Mississippi 9 $ 555,000 $ 61,666 $ 124,000
Lincoln, North Carolina 9 $ 2,505,000 $ 278,333 $ 170,000
Gwinnett, Georgia 8 $ 3,590,000 $ 448,750 $ 270,000
Bedford, Tennessee 8 $ 1,620,000 $ 202,500 $ 108,000
Humphreys, Tennessee 8 $ 570,000 $ 71,250 $ 78,000
Cleburne, Arkansas 7 $ 2,405,000 $ 343,571 $ 490,000
Crittenden, Arkansas 7 $ 425,000 $ 60,714 $ 111,000
Volusia, Florida 7 $ 2,415,000 $ 345,000 $ 292,000
Cobb, Georgia 7 $ 34,555,000 $ 4,936,428 $ 288,000
Brunswick, North Carolina 7 $ 1,985,000 $ 283,571 $ 256,000
Davie, North Carolina 7 $ 1,195,000 $ 170,714 $ 117,000
Berkeley, South Carolina 7 $ 5,515,000 $ 787,857 $ 379,000
Grainger, Tennessee 7 $ 555,000 $ 79,285 $ 87,000
Baldwin, Alabama 6 $ 2,350,000 $ 391,666 $ 656,000
Jefferson, Alabama 6 $ 3,060,000 $ 510,000 $ 280,000
Granville, North Carolina 6 $ 590,000 $ 98,333 $ 74,000
Johnston, North Carolina 6 $ 670,000 $ 111,666 $ 108,000
Transylvania, North Carolina 6 $ 1,170,000 $ 195,000 $ 135,000
Pickens, South Carolina 6 $ 2,050,000 $ 341,666 $ 227,000
Gibson, Tennessee 6 $ 1,280,000 $ 213,333 $ 143,000
Jackson, Tennessee 6 $ 940,000 $ 156,666 $ 105,000
Meigs, Tennessee 6 $ 680,000 $ 113,333 $ 131,000
Scott, Virginia 6 $ 360,000 $ 60,000 $ 48,000
Maricopa, Arizona 5 $ 2,155,000 $ 431,000 $ 363,000
Alachua, Florida 5 $ 975,000 $ 195,000 $ 111,000
Hillsborough, Florida 5 $ 3,195,000 $ 639,000 $ 353,000
Manatee, Florida 5 $ 515,000 $ 103,000 $ 80,000
Okaloosa, Florida 5 $ 1,555,000 $ 311,000 $ 193,000
Orange, Florida 5 $ 2,875,000 $ 575,000 $ 587,000
Ashe, North Carolina 5 $ 625,000 $ 125,000 $ 67,000
Henderson, North Carolina 5 $ 905,000 $ 181,000 $ 108,000
Stanly, North Carolina 5 $ 475,000 $ 95,000 $ 33,000
Horry, South Carolina 5 $ 755,000 $ 151,000 $ 146,000
Lexington, South Carolina 5 $ 1,135,000 $ 227,000 $ 163,000
Polk, Tennessee 5 $ 545,000 $ 109,000 $ 46,000
Rhea, Tennessee 5 $ 555,000 $ 111,000 $ 51,000
Sequatchie, Tennessee 5 $ 1,205,000 $ 241,000 $ 135,000
Warren, Tennessee 5 $ 705,000 $ 141,000 $ 90,000
Wayne, Tennessee 5 $ 335,000 $ 67,000 $ 50,000
Chesterfield, Virginia 5 $ 2,905,000 $ 581,000 $ 289,000
Fairfax, Virginia 5 $ 2,025,000 $ 405,000 $ 180,000
Shelby, Alabama 4 $ 1,020,000 $ 255,000 $ 602,000
Pulaski, Arkansas 4 $ 210,000 $ 52,500 $ 82,000
Lake, Florida 4 $ 840,000 $ 210,000 $ 184,000
Dade, Georgia 4 $ 650,000 $ 162,500 $ 233,000
Jefferson, Kentucky 4 $ 1,980,000 $ 495,000 $ 557,000
Hinds, Mississippi 4 $ 490,000 $ 122,500 $ 261,000
Avery, North Carolina 4 $ 2,110,000 $ 527,500 $ 681,000
Cleveland, North Carolina 4 $ 350,000 $ 87,500 $ 126,000
Haywood, North Carolina 4 $ 1,460,000 $ 365,000 $ 267,000
Montgomery, North Carolina 4 $ 540,000 $ 135,000 $ 156,000
New Hanover, North Carolina 4 $ 3,460,000 $ 865,000 $ 331,000
Rutherford, North Carolina 4 $ 330,000 $ 82,500 $ 82,000
Scotland, North Carolina 4 $ 740,000 $ 185,000 $ 161,000
Dorchester, South Carolina 4 $ 920,000 $ 230,000 $ 109,000
Oconee, South Carolina 4 $ 2,130,000 $ 532,500 $ 564,000
Giles, Tennessee 4 $ 830,000 $ 207,500 $ 119,000
Overton, Tennessee 4 $ 810,000 $ 202,500 $ 89,000
Union, Tennessee 4 $ 580,000 $ 145,000 $ 58,000
Carroll, Virginia 4 $ 370,000 $ 92,500 $ 45,000
Tuscaloosa, Alabama 3 $ 755,000 $ 251,666 $ 214,000
Charlotte, Florida 3 $ 265,000 $ 88,333 $ 75,000
Indian River, Florida 3 $ 355,000 $ 118,333 $ 73,000
Marion, Florida 3 $ 405,000 $ 135,000 $ 619,000
Pinellas, Florida 3 $ 1,125,000 $ 375,000 $ 139,000
Chatham, Georgia 3 $ 1,555,000 $ 518,333 $ 383,000
Hall, Georgia 3 $ 4,205,000 $ 1,401,666 $ 1,239,000
Warren, Kentucky 3 $ 885,000 $ 295,000 $ 296,000
Lafayette, Mississippi 3 $ 1,065,000 $ 355,000 $ 439,000
Madison, Mississippi 3 $ 805,000 $ 268,333 $ 162,000
Tunica, Mississippi 3 $ 155,000 $ 51,666 $ 55,000
Monmouth, New Jersey 3 $ 1,745,000 $ 581,666 $ 275,000
Franklin, North Carolina 3 $ 285,000 $ 95,000 $ 112,000
Madison, North Carolina 3 $ 95,000 $ 31,666 $ 41,000
Beaufort, South Carolina 3 $ 1,305,000 $ 435,000 $ 233,000
Chester, Tennessee 3 $ 375,000 $ 125,000 $ 63,000
Clay, Tennessee 3 $ 265,000 $ 88,333 $ 19,000
Coffee, Tennessee 3 $ 165,000 $ 55,000 $ 113,000
Crockett, Tennessee 3 $ 155,000 $ 51,666 $ 61,000
Franklin, Tennessee 3 $ 1,195,000 $ 398,333 $ 180,000
Hardeman, Tennessee 3 $ 445,000 $ 148,333 $ 302,000
Hardin, Tennessee 3 $ 685,000 $ 228,333 $ 90,000
Trousdale, Tennessee 3 $ 475,000 $ 158,333 $ 72,000
Prince William, Virginia 3 $ 335,000 $ 111,666 $ 103,000
Jackson, Alabama 2 $ 120,000 $ 60,000 $ 43,000
Lauderdale, Alabama 2 $ 590,000 $ 295,000 $ 359,000
Santa Clara, California 2 $ 2,810,000 $ 1,405,000 $ 325,000
Denver, Colorado 2 $ 640,000 $ 320,000 $ 268,000
Jefferson, Colorado 2 $ 950,000 $ 475,000 $ 475,000
District of Columbia, District Of Columbia 2 $ 400,000 $ 200,000 $ 267,000
Bay, Florida 2 $ 370,000 $ 185,000 $ 233,000
Brevard, Florida 2 $ 820,000 $ 410,000 $ 380,000
Martin, Florida 2 $ 1,080,000 $ 540,000 $ 405,000
Nassau, Florida 2 $ 24,760,000 $ 12,380,000 $ 453,000
Cherokee, Georgia 2 $ 820,000 $ 410,000 $ 668,000
Lumpkin, Georgia 2 $ 320,000 $ 160,000 $ 179,000
Murray, Georgia 2 $ 450,000 $ 225,000 $ 185,000
Fayette, Kentucky 2 $ 420,000 $ 210,000 $ 119,000
Todd, Kentucky 2 $ 210,000 $ 105,000 $ 41,000
Gallatin, Montana 2 $ 1,930,000 $ 965,000 $ 242,000
Clay, North Carolina 2 $ 220,000 $ 110,000 $ 83,000
Edgecombe, North Carolina 2 $ 210,000 $ 105,000 $ 64,000
McDowell, North Carolina 2 $ 380,000 $ 190,000 $ 91,000
Onslow, North Carolina 2 $ 440,000 $ 220,000 $ 97,000
Pender, North Carolina 2 $ 720,000 $ 360,000 $ 338,000
Polk, North Carolina 2 $ 360,000 $ 180,000 $ 85,000
Swain, North Carolina 2 $ 190,000 $ 95,000 $ 78,000
Marlboro, South Carolina 2 $ 150,000 $ 75,000 $ 63,000
Benton, Tennessee 2 $ 180,000 $ 90,000 $ 32,000
Bledsoe, Tennessee 2 $ 220,000 $ 110,000 $ 43,000
Cannon, Tennessee 2 $ 110,000 $ 55,000 $ 69,000
Hickman, Tennessee 2 $ 520,000 $ 260,000 $ 114,000
Johnson, Tennessee 2 $ 1,450,000 $ 725,000 $ 313,000
Lincoln, Tennessee 2 $ 230,000 $ 115,000 $ 53,000
Travis, Texas 2 $ 1,050,000 $ 525,000 $ 425,000
Summit, Utah 2 $ 1,410,000 $ 705,000 $ 322,000
Arlington, Virginia 2 $ 760,000 $ 380,000 $ 227,000
Charlottesville, Virginia 2 $ 1,210,000 $ 605,000 $ 272,000
Goochland, Virginia 2 $ 2,820,000 $ 1,410,000 $ 566,000
Patrick, Virginia 2 $ 120,000 $ 60,000 $ 31,000
Colbert, Alabama 1 $ 165,000 $ 165,000 $ 79,000
Dallas, Alabama 1 $ 105,000 $ 105,000 $ 0
Garland, Arkansas 1 $ 75,000 $ 75,000 $ 86,000
Mississippi, Arkansas 1 $ 125,000 $ 125,000 $ 90,000
Saline, Arkansas 1 $ 285,000 $ 285,000 $ 120,000
Sharp, Arkansas 1 $ 45,000 $ 45,000 $ 57,000
Van Buren, Arkansas 1 $ 35,000 $ 35,000 $ 135,000
Yell, Arkansas 1 $ 45,000 $ 45,000 $ 12,000
Marin, California 1 $ 455,000 $ 455,000 $ 623,000
Orange, California 1 $ 1,005,000 $ 1,005,000 $ 521,000
Santa Barbara, California 1 $ 3,005,000 $ 3,005,000 $ 1,078,000
New Castle, Delaware 1 $ 445,000 $ 445,000 $ 348,000
Sussex, Delaware 1 $ 345,000 $ 345,000 $ 0
Clay, Florida 1 $ 615,000 $ 615,000 $ 350,000
Flagler, Florida 1 $ 245,000 $ 245,000 $ 170,000
Hernando, Florida 1 $ 445,000 $ 445,000 $ 115,000
Highlands, Florida 1 $ 495,000 $ 495,000 $ 177,000
Santa Rosa, Florida 1 $ 455,000 $ 455,000 $ 1,185,000
Barrow, Georgia 1 $ 195,000 $ 195,000 $ 41,000
Carroll, Georgia 1 $ 25,000 $ 25,000 $ 6,000
Douglas, Georgia 1 $ 275,000 $ 275,000 $ 205,000
Elbert, Georgia 1 $ 205,000 $ 205,000 $ 107,000
Fannin, Georgia 1 $ 105,000 $ 105,000 $ 46,000
Fayette, Georgia 1 $ 35,000 $ 35,000 $ 46,000
Forsyth, Georgia 1 $ 725,000 $ 725,000 $ 342,000
Glynn, Georgia 1 $ 745,000 $ 745,000 $ 300,000
Greene, Georgia 1 $ 235,000 $ 235,000 $ 165,000
Heard, Georgia 1 $ 145,000 $ 145,000 $ 76,000
Lamar, Georgia 1 $ 115,000 $ 115,000 $ 68,000
Muscogee, Georgia 1 $ 105,000 $ 105,000 $ 90,000
Newton, Georgia 1 $ 55,000 $ 55,000 $ 56,000
Oconee, Georgia 1 $ 165,000 $ 165,000 $ 481,000
Putnam, Georgia 1 $ 185,000 $ 185,000 $ 0
Floyd, Indiana 1 $ 115,000 $ 115,000 $ 149,000
Washington, Indiana 1 $ 65,000 $ 65,000 $ 123,000
Johnson, Kansas 1 $ 1,195,000 $ 1,195,000 $ 347,000
Trimble, Kentucky 1 $ 755,000 $ 755,000 $ 250,000
Hancock, Maine 1 $ 275,000 $ 275,000 $ 216,000
Sagadahoc, Maine 1 $ 425,000 $ 425,000 $ 272,000
Plymouth, Massachusetts 1 $ 25,000 $ 25,000 $ 105,000
Hennepin, Minnesota 1 $ 935,000 $ 935,000 $ 390,000
Benton, Mississippi 1 $ 165,000 $ 165,000 $ 77,000
Grenada, Mississippi 1 $ 75,000 $ 75,000 $ 25,000
Panola, Mississippi 1 $ 45,000 $ 45,000 $ 0
Union, Mississippi 1 $ 505,000 $ 505,000 $ 280,000
St. Louis, Missouri 1 $ 1,345,000 $ 1,345,000 $ 626,000
Gloucester, New Jersey 1 $ 405,000 $ 405,000 $ 581,000
Morris, New Jersey 1 $ 785,000 $ 785,000 $ 552,000
Somerset, New Jersey 1 $ 1,465,000 $ 1,465,000 $ 93,000
Albany, New York 1 $ 335,000 $ 335,000 $ 225,000
Kings, New York 1 $ 1,925,000 $ 1,925,000 $ 400,000
Nassau, New York 1 $ 365,000 $ 365,000 $ 101,000
Warren, New York 1 $ 595,000 $ 595,000 $ 188,000
Beaufort, North Carolina 1 $ 55,000 $ 55,000 $ 89,000
Bertie, North Carolina 1 $ 525,000 $ 525,000 $ 104,000
Bladen, North Carolina 1 $ 55,000 $ 55,000 $ 121,000
Carteret, North Carolina 1 $ 325,000 $ 325,000 $ 726,000
Caswell, North Carolina 1 $ 45,000 $ 45,000 $ 30,000
Craven, North Carolina 1 $ 155,000 $ 155,000 $ 58,000
Currituck, North Carolina 1 $ 605,000 $ 605,000 $ 0
Dare, North Carolina 1 $ 95,000 $ 95,000 $ 66,000
Jackson, North Carolina 1 $ 335,000 $ 335,000 $ 0
Nash, North Carolina 1 $ 15,000 $ 15,000 $ 57,000
Person, North Carolina 1 $ 155,000 $ 155,000 $ 39,000
Sampson, North Carolina 1 $ 105,000 $ 105,000 $ 111,000
Warren, North Carolina 1 $ 385,000 $ 385,000 $ 250,000
Allen, Ohio 1 $ 505,000 $ 505,000 $ 500,000
Greene, Ohio 1 $ 295,000 $ 295,000 $ 77,000
Montgomery, Ohio 1 $ 125,000 $ 125,000 $ 376,000
Montgomery, Pennsylvania 1 $ 745,000 $ 745,000 $ 425,000
Anderson, South Carolina 1 $ 235,000 $ 235,000 $ 246,000
Cherokee, South Carolina 1 $ 65,000 $ 65,000 $ 61,000
Colleton, South Carolina 1 $ 405,000 $ 405,000 $ 200,000
Georgetown, South Carolina 1 $ 505,000 $ 505,000 $ 144,000
Kershaw, South Carolina 1 $ 175,000 $ 175,000 $ 50,000
Lancaster, South Carolina 1 $ 645,000 $ 645,000 $ 260,000
McCormick, South Carolina 1 $ 55,000 $ 55,000 $ 44,000
Saluda, South Carolina 1 $ 395,000 $ 395,000 $ 168,000
Sumter, South Carolina 1 $ 1,235,000 $ 1,235,000 $ 0
Carroll, Tennessee 1 $ 1,355,000 $ 1,355,000 $ 0
Claiborne, Tennessee 1 $ 65,000 $ 65,000 $ 1,177,000
Fentress, Tennessee 1 $ 205,000 $ 205,000 $ 11,000
Grundy, Tennessee 1 $ 85,000 $ 85,000 $ 51,000
Henderson, Tennessee 1 $ 55,000 $ 55,000 $ 37,000
Henry, Tennessee 1 $ 45,000 $ 45,000 $ 214,000
Houston, Tennessee 1 $ 105,000 $ 105,000 $ 48,000
Lauderdale, Tennessee 1 $ 25,000 $ 25,000 $ 23,000
Lewis, Tennessee 1 $ 185,000 $ 185,000 $ 53,000
McNairy, Tennessee 1 $ 25,000 $ 25,000 $ 41,000
Stewart, Tennessee 1 $ 115,000 $ 115,000 $ 48,000
Brazoria, Texas 1 $ 65,000 $ 65,000 $ 79,000
Dallas, Texas 1 $ 535,000 $ 535,000 $ 410,000
Randall, Texas 1 $ 345,000 $ 345,000 $ 257,000
Tarrant, Texas 1 $ 565,000 $ 565,000 $ 310,000
Salt Lake, Utah 1 $ 695,000 $ 695,000 $ 400,000
Utah, Utah 1 $ 435,000 $ 435,000 $ 220,000
Dickenson, Virginia 1 $ 95,000 $ 95,000 $ 26,000
Hampton, Virginia 1 $ 135,000 $ 135,000 $ 30,000
Hanover, Virginia 1 $ 75,000 $ 75,000 $ 154,000
Loudoun, Virginia 1 $ 155,000 $ 155,000 $ 141,000
New Kent, Virginia 1 $ 375,000 $ 375,000 $ 299,000
Newport News, Virginia 1 $ 15,000 $ 15,000 $ 82,000
Portsmouth, Virginia 1 $ 205,000 $ 205,000 $ 81,000
Smyth, Virginia 1 $ 25,000 $ 25,000 $ 80,000
Spotsylvania, Virginia 1 $ 95,000 $ 95,000 $ 88,000
Tazewell, Virginia 1 $ 385,000 $ 385,000 $ 380,000
Virginia Beach, Virginia 1 $ 25,000 $ 25,000 $ 70,000
Kenosha, Wisconsin 1 $ 75,000 $ 75,000 $ 37,000
Laramie, Wyoming 1 $ 275,000 $ 275,000 $ 145,000

Mortgage Loan Application Detail Totals for First Horizon Bank in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,587 $1,103,025,000 $426,000 $31,855,000 $252,000 $9,459,000
Cash-out Refinancing 2,024 $356,130,000 $175,000 $2,505,000 $138,000 $9,210,000
Other Purpose 1,975 $234,175,000 $118,000 $3,255,000 $141,000 $6,700,000
Home Improvement 1,799 $146,935,000 $81,000 $2,805,000 $109,000 $2,150,000
Refinancing 962 $253,360,000 $263,000 $26,745,000 $168,000 $7,919,000
Not Applicable 1 $185,000 $185,000 $185,000 $67,000 $67,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,447 $1,498,955,000 $201,000 $5,115,000 $163,000 $9,210,000
Not Provided 667 $215,655,000 $323,000 $3,255,000 $272,000 $9,459,000
Black or African American 490 $55,340,000 $112,000 $1,665,000 $88,000 $1,092,000
Hispanic 277 $66,635,000 $240,000 $2,815,000 $181,000 $6,801,000
Asian 207 $72,745,000 $351,000 $2,145,000 $241,000 $2,150,000
Not applicable 151 $166,025,000 $1,099,000 $31,855,000 $75,000 $288,000
American Indian or Alaskan Native 68 $7,600,000 $111,000 $455,000 $76,000 $252,000
Native Hawaiian or Other Pacific Islander 5 $375,000 $75,000 $145,000 $139,000 $192,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,235 $2,070,175,000 $224,000 $31,855,000 $169,000 $9,459,000
VA-guaranteed (Veterans Administration) 61 $14,535,000 $238,000 $575,000 $84,000 $313,000
FHA-insured (Federal Housing Administration) 32 $6,370,000 $199,000 $535,000 $70,000 $239,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 20 $2,730,000 $136,000 $215,000 $45,000 $78,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,768 $1,483,020,000 $257,000 $31,855,000 $193,000 $9,459,000
Application Denied By Financial Institution 2,303 $295,015,000 $128,000 $4,495,000 $105,000 $9,210,000
Application Withdrawn By Applicant 811 $201,045,000 $247,000 $5,115,000 $164,000 $6,801,000
File Closed For Incompleteness 220 $66,240,000 $301,000 $2,815,000 $207,000 $6,801,000
Application Approved But Not Accepted 125 $26,845,000 $214,000 $1,505,000 $197,000 $1,636,000
Loan Purchased By The Institution 121 $21,645,000 $178,000 $515,000 $75,000 $288,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,045 $1,798,795,000 $255,000 $31,855,000 $188,000 $9,459,000
Credit History 825 $64,845,000 $78,000 $1,245,000 $88,000 $2,150,000
Debt-To-Income Ratio 772 $111,900,000 $144,000 $4,495,000 $59,000 $1,299,000
Collateral 318 $53,210,000 $167,000 $3,625,000 $193,000 $9,210,000
Other 297 $48,055,000 $161,000 $2,005,000 $176,000 $8,400,000
Unverifiable Information 41 $5,715,000 $139,000 $725,000 $106,000 $643,000
Insufficient Cash (Downpayment, Closing Cost) 30 $8,380,000 $279,000 $2,145,000 $143,000 $948,000
Credit Application Incomplete 11 $1,745,000 $158,000 $405,000 $92,000 $222,000
Employment History 9 $1,165,000 $129,000 $495,000 $81,000 $341,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Horizon Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Horizon Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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