First Horizon Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Horizon Bank 165 Madison Ave 5Th Floor Memphis, TN 38101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 9,348 |
| Total Mortgage Loan Application Amount | $2,093,810,000 |
| Average Mortgage Loan Application Amount | $208,000 |
| Highest Mortgage Loan Application Amount | $31,855,000 |
| Average Applicant Income | $145,833 |
| Highest Applicant Income | $9,459,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with First Horizon Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Horizon Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down First Horizon Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Horizon Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Horizon Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Horizon Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shelby County Tennessee | 917 | $ 163,815,000 | $ 178,000 | $ 154,000 |
| Davidson County Tennessee | 784 | $ 227,420,000 | $ 290,000 | $ 196,000 |
| Williamson County Tennessee | 576 | $ 178,880,000 | $ 310,000 | $ 229,000 |
| Knox County Tennessee | 535 | $ 113,135,000 | $ 211,000 | $ 212,000 |
| Hamilton County Tennessee | 492 | $ 106,770,000 | $ 217,000 | $ 172,000 |
| Rutherford County Tennessee | 274 | $ 40,740,000 | $ 148,000 | $ 112,000 |
| Monroe County Florida | 247 | $ 95,145,000 | $ 385,000 | $ 257,000 |
| Washington County Tennessee | 246 | $ 39,470,000 | $ 160,000 | $ 136,000 |
| Sumner County Tennessee | 222 | $ 30,970,000 | $ 139,000 | $ 104,000 |
| Sullivan County Tennessee | 206 | $ 33,060,000 | $ 160,000 | $ 130,000 |
| DeSoto County Mississippi | 204 | $ 20,540,000 | $ 100,000 | $ 94,000 |
| Blount County Tennessee | 182 | $ 30,080,000 | $ 165,000 | $ 184,000 |
| Lee County Florida | 164 | $ 31,340,000 | $ 191,000 | $ 153,000 |
| Wake County North Carolina | 150 | $ 37,530,000 | $ 250,000 | $ 209,000 |
| Miami-Dade County Florida | 148 | $ 55,350,000 | $ 373,000 | $ 294,000 |
| Wilson County Tennessee | 140 | $ 25,970,000 | $ 185,000 | $ 155,000 |
| Mecklenburg County North Carolina | 127 | $ 36,705,000 | $ 289,000 | $ 232,000 |
| Greene County Tennessee | 127 | $ 13,215,000 | $ 104,000 | $ 85,000 |
| Putnam County Tennessee | 123 | $ 14,295,000 | $ 116,000 | $ 113,000 |
| Maury County Tennessee | 116 | $ 19,370,000 | $ 166,000 | $ 103,000 |
| Forsyth County North Carolina | 114 | $ 30,350,000 | $ 266,000 | $ 200,000 |
| Randolph County North Carolina | 99 | $ 9,005,000 | $ 90,000 | $ 71,000 |
| Gaston County North Carolina | 91 | $ 11,105,000 | $ 122,000 | $ 83,000 |
| Catawba County North Carolina | 89 | $ 11,705,000 | $ 131,000 | $ 104,000 |
| Bradley County Tennessee | 76 | $ 13,100,000 | $ 172,000 | $ 110,000 |
| Sarasota County Florida | 73 | $ 9,765,000 | $ 133,000 | $ 88,000 |
| Alamance County North Carolina | 72 | $ 6,060,000 | $ 84,000 | $ 79,000 |
| Broward County Florida | 67 | $ 19,775,000 | $ 295,000 | $ 130,000 |
| Caldwell County North Carolina | 67 | $ 4,385,000 | $ 65,000 | $ 64,000 |
| Iredell County North Carolina | 67 | $ 12,505,000 | $ 186,000 | $ 112,000 |
| Sevier County Tennessee | 67 | $ 11,895,000 | $ 177,000 | $ 115,000 |
| Collier County Florida | 65 | $ 27,375,000 | $ 421,000 | $ 429,000 |
| Jefferson County Tennessee | 65 | $ 8,885,000 | $ 136,000 | $ 131,000 |
| Hawkins County Tennessee | 62 | $ 8,800,000 | $ 141,000 | $ 112,000 |
| Hamblen County Tennessee | 59 | $ 8,195,000 | $ 138,000 | $ 106,000 |
| Buncombe County North Carolina | 57 | $ 15,365,000 | $ 269,000 | $ 185,000 |
| Rowan County North Carolina | 57 | $ 5,975,000 | $ 104,000 | $ 73,000 |
| Madison County Tennessee | 53 | $ 10,395,000 | $ 196,000 | $ 179,000 |
| Lawrence County Tennessee | 48 | $ 3,270,000 | $ 68,000 | $ 46,000 |
| Montgomery County Tennessee | 48 | $ 4,140,000 | $ 86,000 | $ 79,000 |
| Guilford County North Carolina | 47 | $ 7,515,000 | $ 159,000 | $ 97,000 |
| Spartanburg County South Carolina | 47 | $ 7,125,000 | $ 151,000 | $ 102,000 |
| Chatham County North Carolina | 46 | $ 6,010,000 | $ 130,000 | $ 110,000 |
| Catoosa County Georgia | 45 | $ 7,025,000 | $ 156,000 | $ 86,000 |
| Cumberland County North Carolina | 44 | $ 9,270,000 | $ 210,000 | $ 112,000 |
| Loudon County Tennessee | 39 | $ 9,085,000 | $ 232,000 | $ 125,000 |
| Surry County North Carolina | 37 | $ 3,075,000 | $ 83,000 | $ 78,000 |
| Wilkes County North Carolina | 36 | $ 2,960,000 | $ 82,000 | $ 55,000 |
| Lee County North Carolina | 34 | $ 30,350,000 | $ 892,000 | $ 81,000 |
| Fayette County Tennessee | 34 | $ 5,680,000 | $ 167,000 | $ 145,000 |
| White County Tennessee | 34 | $ 2,910,000 | $ 85,000 | $ 59,000 |
| Moore County North Carolina | 33 | $ 4,295,000 | $ 130,000 | $ 135,000 |
| Charleston County South Carolina | 33 | $ 22,565,000 | $ 683,000 | $ 387,000 |
| Carter County Tennessee | 33 | $ 3,005,000 | $ 91,000 | $ 67,000 |
| Cocke County Tennessee | 32 | $ 2,410,000 | $ 75,000 | $ 57,000 |
| Richland County South Carolina | 31 | $ 5,985,000 | $ 193,000 | $ 217,000 |
| Cheatham County Tennessee | 27 | $ 3,135,000 | $ 116,000 | $ 187,000 |
| Burke County North Carolina | 26 | $ 1,950,000 | $ 75,000 | $ 84,000 |
| Stokes County North Carolina | 26 | $ 2,030,000 | $ 78,000 | $ 62,000 |
| Watauga County North Carolina | 25 | $ 6,805,000 | $ 272,000 | $ 187,000 |
| Yadkin County North Carolina | 25 | $ 2,815,000 | $ 112,000 | $ 70,000 |
| Greenville County South Carolina | 25 | $ 5,235,000 | $ 209,000 | $ 133,000 |
| Orange County North Carolina | 24 | $ 4,680,000 | $ 195,000 | $ 123,000 |
| Harris County Texas | 23 | $ 7,925,000 | $ 344,000 | $ 170,000 |
| Walker County Georgia | 21 | $ 2,435,000 | $ 115,000 | $ 80,000 |
| Robertson County Tennessee | 21 | $ 1,565,000 | $ 74,000 | $ 102,000 |
| Walton County Florida | 20 | $ 13,600,000 | $ 680,000 | $ 932,000 |
| Union County North Carolina | 20 | $ 8,600,000 | $ 430,000 | $ 222,000 |
| York County South Carolina | 20 | $ 5,230,000 | $ 261,000 | $ 150,000 |
| McMinn County Tennessee | 20 | $ 1,460,000 | $ 73,000 | $ 71,000 |
| Cabarrus County North Carolina | 19 | $ 5,085,000 | $ 267,000 | $ 143,000 |
| Richmond County North Carolina | 19 | $ 925,000 | $ 48,000 | $ 60,000 |
| Macon County Tennessee | 19 | $ 1,545,000 | $ 81,000 | $ 77,000 |
| Tipton County Tennessee | 19 | $ 1,105,000 | $ 58,000 | $ 79,000 |
| Cumberland County Tennessee | 18 | $ 5,330,000 | $ 296,000 | $ 181,000 |
| Marshall County Tennessee | 18 | $ 1,510,000 | $ 83,000 | $ 58,000 |
| Smith County Tennessee | 18 | $ 1,520,000 | $ 84,000 | $ 83,000 |
| Tate County Mississippi | 17 | $ 1,865,000 | $ 109,000 | $ 84,000 |
| Davidson County North Carolina | 17 | $ 2,575,000 | $ 151,000 | $ 181,000 |
| Los Angeles County California | 15 | $ 24,055,000 | $ 1,603,000 | $ 1,782,000 |
| Palm Beach County Florida | 15 | $ 9,265,000 | $ 617,000 | $ 301,000 |
| Fulton County Georgia | 15 | $ 8,035,000 | $ 535,000 | $ 313,000 |
| Anderson County Tennessee | 15 | $ 3,095,000 | $ 206,000 | $ 152,000 |
| Unicoi County Tennessee | 15 | $ 1,245,000 | $ 83,000 | $ 49,000 |
| Richmond City County Virginia | 15 | $ 6,955,000 | $ 463,000 | $ 256,000 |
| St. Johns County Florida | 14 | $ 14,460,000 | $ 1,032,000 | $ 781,000 |
| Roane County Tennessee | 14 | $ 1,400,000 | $ 100,000 | $ 94,000 |
| Washington County Virginia | 14 | $ 2,020,000 | $ 144,000 | $ 147,000 |
| Duval County Florida | 13 | $ 7,135,000 | $ 548,000 | $ 302,000 |
| Rockingham County North Carolina | 13 | $ 965,000 | $ 74,000 | $ 36,000 |
| DeKalb County Tennessee | 13 | $ 1,775,000 | $ 136,000 | $ 176,000 |
| Dickson County Tennessee | 13 | $ 1,575,000 | $ 121,000 | $ 64,000 |
| DeKalb County Georgia | 12 | $ 4,780,000 | $ 398,000 | $ 226,000 |
| Harnett County North Carolina | 12 | $ 1,460,000 | $ 121,000 | $ 77,000 |
| Henrico County Virginia | 12 | $ 4,510,000 | $ 375,000 | $ 250,000 |
| Alexander County North Carolina | 11 | $ 1,685,000 | $ 153,000 | $ 113,000 |
| Durham County North Carolina | 11 | $ 3,455,000 | $ 314,000 | $ 276,000 |
| Monroe County Tennessee | 11 | $ 865,000 | $ 78,000 | $ 89,000 |
| Bristol County Virginia | 11 | $ 1,205,000 | $ 109,000 | $ 78,000 |
| Hoke County North Carolina | 10 | $ 1,470,000 | $ 147,000 | $ 111,000 |
| Pitt County North Carolina | 10 | $ 1,880,000 | $ 188,000 | $ 168,000 |
| Marion County Tennessee | 10 | $ 2,430,000 | $ 243,000 | $ 193,000 |
| Whitfield County Georgia | 9 | $ 2,625,000 | $ 291,000 | $ 229,000 |
| Marshall County Mississippi | 9 | $ 555,000 | $ 61,000 | $ 124,000 |
| Lincoln County North Carolina | 9 | $ 2,505,000 | $ 278,000 | $ 170,000 |
| Gwinnett County Georgia | 8 | $ 3,590,000 | $ 448,000 | $ 270,000 |
| Bedford County Tennessee | 8 | $ 1,620,000 | $ 202,000 | $ 108,000 |
| Humphreys County Tennessee | 8 | $ 570,000 | $ 71,000 | $ 78,000 |
| Cleburne County Arkansas | 7 | $ 2,405,000 | $ 343,000 | $ 490,000 |
| Crittenden County Arkansas | 7 | $ 425,000 | $ 60,000 | $ 111,000 |
| Volusia County Florida | 7 | $ 2,415,000 | $ 345,000 | $ 292,000 |
| Cobb County Georgia | 7 | $ 34,555,000 | $ 4,936,000 | $ 288,000 |
| Brunswick County North Carolina | 7 | $ 1,985,000 | $ 283,000 | $ 256,000 |
| Davie County North Carolina | 7 | $ 1,195,000 | $ 170,000 | $ 117,000 |
| Berkeley County South Carolina | 7 | $ 5,515,000 | $ 787,000 | $ 379,000 |
| Grainger County Tennessee | 7 | $ 555,000 | $ 79,000 | $ 87,000 |
| Baldwin County Alabama | 6 | $ 2,350,000 | $ 391,000 | $ 656,000 |
| Jefferson County Alabama | 6 | $ 3,060,000 | $ 510,000 | $ 280,000 |
| Granville County North Carolina | 6 | $ 590,000 | $ 98,000 | $ 74,000 |
| Johnston County North Carolina | 6 | $ 670,000 | $ 111,000 | $ 108,000 |
| Transylvania County North Carolina | 6 | $ 1,170,000 | $ 195,000 | $ 135,000 |
| Pickens County South Carolina | 6 | $ 2,050,000 | $ 341,000 | $ 227,000 |
| Gibson County Tennessee | 6 | $ 1,280,000 | $ 213,000 | $ 143,000 |
| Jackson County Tennessee | 6 | $ 940,000 | $ 156,000 | $ 105,000 |
| Meigs County Tennessee | 6 | $ 680,000 | $ 113,000 | $ 131,000 |
| Scott County Virginia | 6 | $ 360,000 | $ 60,000 | $ 48,000 |
| Maricopa County Arizona | 5 | $ 2,155,000 | $ 431,000 | $ 363,000 |
| Alachua County Florida | 5 | $ 975,000 | $ 195,000 | $ 111,000 |
| Hillsborough County Florida | 5 | $ 3,195,000 | $ 639,000 | $ 353,000 |
| Manatee County Florida | 5 | $ 515,000 | $ 103,000 | $ 80,000 |
| Okaloosa County Florida | 5 | $ 1,555,000 | $ 311,000 | $ 193,000 |
| Orange County Florida | 5 | $ 2,875,000 | $ 575,000 | $ 587,000 |
| Ashe County North Carolina | 5 | $ 625,000 | $ 125,000 | $ 67,000 |
| Henderson County North Carolina | 5 | $ 905,000 | $ 181,000 | $ 108,000 |
| Stanly County North Carolina | 5 | $ 475,000 | $ 95,000 | $ 33,000 |
| Horry County South Carolina | 5 | $ 755,000 | $ 151,000 | $ 146,000 |
| Lexington County South Carolina | 5 | $ 1,135,000 | $ 227,000 | $ 163,000 |
| Polk County Tennessee | 5 | $ 545,000 | $ 109,000 | $ 46,000 |
| Rhea County Tennessee | 5 | $ 555,000 | $ 111,000 | $ 51,000 |
| Sequatchie County Tennessee | 5 | $ 1,205,000 | $ 241,000 | $ 135,000 |
| Warren County Tennessee | 5 | $ 705,000 | $ 141,000 | $ 90,000 |
| Wayne County Tennessee | 5 | $ 335,000 | $ 67,000 | $ 50,000 |
| Chesterfield County Virginia | 5 | $ 2,905,000 | $ 581,000 | $ 289,000 |
| Fairfax County Virginia | 5 | $ 2,025,000 | $ 405,000 | $ 180,000 |
| Shelby County Alabama | 4 | $ 1,020,000 | $ 255,000 | $ 602,000 |
| Pulaski County Arkansas | 4 | $ 210,000 | $ 52,000 | $ 82,000 |
| Lake County Florida | 4 | $ 840,000 | $ 210,000 | $ 184,000 |
| Dade County Georgia | 4 | $ 650,000 | $ 162,000 | $ 233,000 |
| Jefferson County Kentucky | 4 | $ 1,980,000 | $ 495,000 | $ 557,000 |
| Hinds County Mississippi | 4 | $ 490,000 | $ 122,000 | $ 261,000 |
| Avery County North Carolina | 4 | $ 2,110,000 | $ 527,000 | $ 681,000 |
| Cleveland County North Carolina | 4 | $ 350,000 | $ 87,000 | $ 126,000 |
| Haywood County North Carolina | 4 | $ 1,460,000 | $ 365,000 | $ 267,000 |
| Montgomery County North Carolina | 4 | $ 540,000 | $ 135,000 | $ 156,000 |
| New Hanover County North Carolina | 4 | $ 3,460,000 | $ 865,000 | $ 331,000 |
| Rutherford County North Carolina | 4 | $ 330,000 | $ 82,000 | $ 82,000 |
| Scotland County North Carolina | 4 | $ 740,000 | $ 185,000 | $ 161,000 |
| Dorchester County South Carolina | 4 | $ 920,000 | $ 230,000 | $ 109,000 |
| Oconee County South Carolina | 4 | $ 2,130,000 | $ 532,000 | $ 564,000 |
| Giles County Tennessee | 4 | $ 830,000 | $ 207,000 | $ 119,000 |
| Overton County Tennessee | 4 | $ 810,000 | $ 202,000 | $ 89,000 |
| Union County Tennessee | 4 | $ 580,000 | $ 145,000 | $ 58,000 |
| Carroll County Virginia | 4 | $ 370,000 | $ 92,000 | $ 45,000 |
| Tuscaloosa County Alabama | 3 | $ 755,000 | $ 251,000 | $ 214,000 |
| Charlotte County Florida | 3 | $ 265,000 | $ 88,000 | $ 75,000 |
| Indian River County Florida | 3 | $ 355,000 | $ 118,000 | $ 73,000 |
| Marion County Florida | 3 | $ 405,000 | $ 135,000 | $ 619,000 |
| Pinellas County Florida | 3 | $ 1,125,000 | $ 375,000 | $ 139,000 |
| Chatham County Georgia | 3 | $ 1,555,000 | $ 518,000 | $ 383,000 |
| Hall County Georgia | 3 | $ 4,205,000 | $ 1,401,000 | $ 1,239,000 |
| Warren County Kentucky | 3 | $ 885,000 | $ 295,000 | $ 296,000 |
| Lafayette County Mississippi | 3 | $ 1,065,000 | $ 355,000 | $ 439,000 |
| Madison County Mississippi | 3 | $ 805,000 | $ 268,000 | $ 162,000 |
| Tunica County Mississippi | 3 | $ 155,000 | $ 51,000 | $ 55,000 |
| Monmouth County New Jersey | 3 | $ 1,745,000 | $ 581,000 | $ 275,000 |
| Franklin County North Carolina | 3 | $ 285,000 | $ 95,000 | $ 112,000 |
| Madison County North Carolina | 3 | $ 95,000 | $ 31,000 | $ 41,000 |
| Beaufort County South Carolina | 3 | $ 1,305,000 | $ 435,000 | $ 233,000 |
| Chester County Tennessee | 3 | $ 375,000 | $ 125,000 | $ 63,000 |
| Clay County Tennessee | 3 | $ 265,000 | $ 88,000 | $ 19,000 |
| Coffee County Tennessee | 3 | $ 165,000 | $ 55,000 | $ 113,000 |
| Crockett County Tennessee | 3 | $ 155,000 | $ 51,000 | $ 61,000 |
| Franklin County Tennessee | 3 | $ 1,195,000 | $ 398,000 | $ 180,000 |
| Hardeman County Tennessee | 3 | $ 445,000 | $ 148,000 | $ 302,000 |
| Hardin County Tennessee | 3 | $ 685,000 | $ 228,000 | $ 90,000 |
| Trousdale County Tennessee | 3 | $ 475,000 | $ 158,000 | $ 72,000 |
| Prince William County Virginia | 3 | $ 335,000 | $ 111,000 | $ 103,000 |
| Jackson County Alabama | 2 | $ 120,000 | $ 60,000 | $ 43,000 |
| Lauderdale County Alabama | 2 | $ 590,000 | $ 295,000 | $ 359,000 |
| Santa Clara County California | 2 | $ 2,810,000 | $ 1,405,000 | $ 325,000 |
| Denver County Colorado | 2 | $ 640,000 | $ 320,000 | $ 268,000 |
| Jefferson County Colorado | 2 | $ 950,000 | $ 475,000 | $ 475,000 |
| District of Columbia County District Of Columbia | 2 | $ 400,000 | $ 200,000 | $ 267,000 |
| Bay County Florida | 2 | $ 370,000 | $ 185,000 | $ 233,000 |
| Brevard County Florida | 2 | $ 820,000 | $ 410,000 | $ 380,000 |
| Martin County Florida | 2 | $ 1,080,000 | $ 540,000 | $ 405,000 |
| Nassau County Florida | 2 | $ 24,760,000 | $ 12,380,000 | $ 453,000 |
| Cherokee County Georgia | 2 | $ 820,000 | $ 410,000 | $ 668,000 |
| Lumpkin County Georgia | 2 | $ 320,000 | $ 160,000 | $ 179,000 |
| Murray County Georgia | 2 | $ 450,000 | $ 225,000 | $ 185,000 |
| Fayette County Kentucky | 2 | $ 420,000 | $ 210,000 | $ 119,000 |
| Todd County Kentucky | 2 | $ 210,000 | $ 105,000 | $ 41,000 |
| Gallatin County Montana | 2 | $ 1,930,000 | $ 965,000 | $ 242,000 |
| Clay County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 83,000 |
| Edgecombe County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 64,000 |
| McDowell County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 91,000 |
| Onslow County North Carolina | 2 | $ 440,000 | $ 220,000 | $ 97,000 |
| Pender County North Carolina | 2 | $ 720,000 | $ 360,000 | $ 338,000 |
| Polk County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 85,000 |
| Swain County North Carolina | 2 | $ 190,000 | $ 95,000 | $ 78,000 |
| Marlboro County South Carolina | 2 | $ 150,000 | $ 75,000 | $ 63,000 |
| Benton County Tennessee | 2 | $ 180,000 | $ 90,000 | $ 32,000 |
| Bledsoe County Tennessee | 2 | $ 220,000 | $ 110,000 | $ 43,000 |
| Cannon County Tennessee | 2 | $ 110,000 | $ 55,000 | $ 69,000 |
| Hickman County Tennessee | 2 | $ 520,000 | $ 260,000 | $ 114,000 |
| Johnson County Tennessee | 2 | $ 1,450,000 | $ 725,000 | $ 313,000 |
| Lincoln County Tennessee | 2 | $ 230,000 | $ 115,000 | $ 53,000 |
| Travis County Texas | 2 | $ 1,050,000 | $ 525,000 | $ 425,000 |
| Summit County Utah | 2 | $ 1,410,000 | $ 705,000 | $ 322,000 |
| Arlington County Virginia | 2 | $ 760,000 | $ 380,000 | $ 227,000 |
| Charlottesville County Virginia | 2 | $ 1,210,000 | $ 605,000 | $ 272,000 |
| Goochland County Virginia | 2 | $ 2,820,000 | $ 1,410,000 | $ 566,000 |
| Patrick County Virginia | 2 | $ 120,000 | $ 60,000 | $ 31,000 |
| Colbert County Alabama | 1 | $ 165,000 | $ 165,000 | $ 79,000 |
| Dallas County Alabama | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Garland County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 86,000 |
| Mississippi County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Saline County Arkansas | 1 | $ 285,000 | $ 285,000 | $ 120,000 |
| Sharp County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 57,000 |
| Van Buren County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 135,000 |
| Yell County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 12,000 |
| Marin County California | 1 | $ 455,000 | $ 455,000 | $ 623,000 |
| Orange County California | 1 | $ 1,005,000 | $ 1,005,000 | $ 521,000 |
| Santa Barbara County California | 1 | $ 3,005,000 | $ 3,005,000 | $ 1,078,000 |
| New Castle County Delaware | 1 | $ 445,000 | $ 445,000 | $ 348,000 |
| Sussex County Delaware | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Clay County Florida | 1 | $ 615,000 | $ 615,000 | $ 350,000 |
| Flagler County Florida | 1 | $ 245,000 | $ 245,000 | $ 170,000 |
| Hernando County Florida | 1 | $ 445,000 | $ 445,000 | $ 115,000 |
| Highlands County Florida | 1 | $ 495,000 | $ 495,000 | $ 177,000 |
| Santa Rosa County Florida | 1 | $ 455,000 | $ 455,000 | $ 1,185,000 |
| Barrow County Georgia | 1 | $ 195,000 | $ 195,000 | $ 41,000 |
| Carroll County Georgia | 1 | $ 25,000 | $ 25,000 | $ 6,000 |
| Douglas County Georgia | 1 | $ 275,000 | $ 275,000 | $ 205,000 |
| Elbert County Georgia | 1 | $ 205,000 | $ 205,000 | $ 107,000 |
| Fannin County Georgia | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Fayette County Georgia | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| Forsyth County Georgia | 1 | $ 725,000 | $ 725,000 | $ 342,000 |
| Glynn County Georgia | 1 | $ 745,000 | $ 745,000 | $ 300,000 |
| Greene County Georgia | 1 | $ 235,000 | $ 235,000 | $ 165,000 |
| Heard County Georgia | 1 | $ 145,000 | $ 145,000 | $ 76,000 |
| Lamar County Georgia | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Muscogee County Georgia | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Newton County Georgia | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Oconee County Georgia | 1 | $ 165,000 | $ 165,000 | $ 481,000 |
| Putnam County Georgia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Floyd County Indiana | 1 | $ 115,000 | $ 115,000 | $ 149,000 |
| Washington County Indiana | 1 | $ 65,000 | $ 65,000 | $ 123,000 |
| Johnson County Kansas | 1 | $ 1,195,000 | $ 1,195,000 | $ 347,000 |
| Trimble County Kentucky | 1 | $ 755,000 | $ 755,000 | $ 250,000 |
| Hancock County Maine | 1 | $ 275,000 | $ 275,000 | $ 216,000 |
| Sagadahoc County Maine | 1 | $ 425,000 | $ 425,000 | $ 272,000 |
| Plymouth County Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 105,000 |
| Hennepin County Minnesota | 1 | $ 935,000 | $ 935,000 | $ 390,000 |
| Benton County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Grenada County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Panola County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Union County Mississippi | 1 | $ 505,000 | $ 505,000 | $ 280,000 |
| St. Louis County Missouri | 1 | $ 1,345,000 | $ 1,345,000 | $ 626,000 |
| Gloucester County New Jersey | 1 | $ 405,000 | $ 405,000 | $ 581,000 |
| Morris County New Jersey | 1 | $ 785,000 | $ 785,000 | $ 552,000 |
| Somerset County New Jersey | 1 | $ 1,465,000 | $ 1,465,000 | $ 93,000 |
| Albany County New York | 1 | $ 335,000 | $ 335,000 | $ 225,000 |
| Kings County New York | 1 | $ 1,925,000 | $ 1,925,000 | $ 400,000 |
| Nassau County New York | 1 | $ 365,000 | $ 365,000 | $ 101,000 |
| Warren County New York | 1 | $ 595,000 | $ 595,000 | $ 188,000 |
| Beaufort County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 89,000 |
| Bertie County North Carolina | 1 | $ 525,000 | $ 525,000 | $ 104,000 |
| Bladen County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 121,000 |
| Carteret County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 726,000 |
| Caswell County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Craven County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Currituck County North Carolina | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Dare County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
| Jackson County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Nash County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 57,000 |
| Person County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Sampson County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 111,000 |
| Warren County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 250,000 |
| Allen County Ohio | 1 | $ 505,000 | $ 505,000 | $ 500,000 |
| Greene County Ohio | 1 | $ 295,000 | $ 295,000 | $ 77,000 |
| Montgomery County Ohio | 1 | $ 125,000 | $ 125,000 | $ 376,000 |
| Montgomery County Pennsylvania | 1 | $ 745,000 | $ 745,000 | $ 425,000 |
| Anderson County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 246,000 |
| Cherokee County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 61,000 |
| Colleton County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 200,000 |
| Georgetown County South Carolina | 1 | $ 505,000 | $ 505,000 | $ 144,000 |
| Kershaw County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Lancaster County South Carolina | 1 | $ 645,000 | $ 645,000 | $ 260,000 |
| McCormick County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Saluda County South Carolina | 1 | $ 395,000 | $ 395,000 | $ 168,000 |
| Sumter County South Carolina | 1 | $ 1,235,000 | $ 1,235,000 | $ 0 |
| Carroll County Tennessee | 1 | $ 1,355,000 | $ 1,355,000 | $ 0 |
| Claiborne County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 1,177,000 |
| Fentress County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 11,000 |
| Grundy County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Henderson County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Henry County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 214,000 |
| Houston County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Lauderdale County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 23,000 |
| Lewis County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| McNairy County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| Stewart County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Brazoria County Texas | 1 | $ 65,000 | $ 65,000 | $ 79,000 |
| Dallas County Texas | 1 | $ 535,000 | $ 535,000 | $ 410,000 |
| Randall County Texas | 1 | $ 345,000 | $ 345,000 | $ 257,000 |
| Tarrant County Texas | 1 | $ 565,000 | $ 565,000 | $ 310,000 |
| Salt Lake County Utah | 1 | $ 695,000 | $ 695,000 | $ 400,000 |
| Utah County Utah | 1 | $ 435,000 | $ 435,000 | $ 220,000 |
| Dickenson County Virginia | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| Hampton County Virginia | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Hanover County Virginia | 1 | $ 75,000 | $ 75,000 | $ 154,000 |
| Loudoun County Virginia | 1 | $ 155,000 | $ 155,000 | $ 141,000 |
| New Kent County Virginia | 1 | $ 375,000 | $ 375,000 | $ 299,000 |
| Newport News County Virginia | 1 | $ 15,000 | $ 15,000 | $ 82,000 |
| Portsmouth County Virginia | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Smyth County Virginia | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Spotsylvania County Virginia | 1 | $ 95,000 | $ 95,000 | $ 88,000 |
| Tazewell County Virginia | 1 | $ 385,000 | $ 385,000 | $ 380,000 |
| Virginia Beach County Virginia | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Kenosha County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Laramie County Wyoming | 1 | $ 275,000 | $ 275,000 | $ 145,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,587 | $1,103,025,000 | $426,000 | $31,855,000 | $252,000 | $9,459,000 |
| Cash-out Refinancing | 2,024 | $356,130,000 | $175,000 | $2,505,000 | $138,000 | $9,210,000 |
| Other Purpose | 1,975 | $234,175,000 | $118,000 | $3,255,000 | $141,000 | $6,700,000 |
| Home Improvement | 1,799 | $146,935,000 | $81,000 | $2,805,000 | $109,000 | $2,150,000 |
| Refinancing | 962 | $253,360,000 | $263,000 | $26,745,000 | $168,000 | $7,919,000 |
| Not Applicable | 1 | $185,000 | $185,000 | $185,000 | $67,000 | $67,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,447 | $1,498,955,000 | $201,000 | $5,115,000 | $163,000 | $9,210,000 |
| Not Provided | 667 | $215,655,000 | $323,000 | $3,255,000 | $272,000 | $9,459,000 |
| Black or African American | 490 | $55,340,000 | $112,000 | $1,665,000 | $88,000 | $1,092,000 |
| Hispanic | 277 | $66,635,000 | $240,000 | $2,815,000 | $181,000 | $6,801,000 |
| Asian | 207 | $72,745,000 | $351,000 | $2,145,000 | $241,000 | $2,150,000 |
| Not applicable | 151 | $166,025,000 | $1,099,000 | $31,855,000 | $75,000 | $288,000 |
| American Indian or Alaskan Native | 68 | $7,600,000 | $111,000 | $455,000 | $76,000 | $252,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $375,000 | $75,000 | $145,000 | $139,000 | $192,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,235 | $2,070,175,000 | $224,000 | $31,855,000 | $169,000 | $9,459,000 |
| VA-guaranteed (Veterans Administration) | 61 | $14,535,000 | $238,000 | $575,000 | $84,000 | $313,000 |
| FHA-insured (Federal Housing Administration) | 32 | $6,370,000 | $199,000 | $535,000 | $70,000 | $239,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 20 | $2,730,000 | $136,000 | $215,000 | $45,000 | $78,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,768 | $1,483,020,000 | $257,000 | $31,855,000 | $193,000 | $9,459,000 |
| Application Denied By Financial Institution | 2,303 | $295,015,000 | $128,000 | $4,495,000 | $105,000 | $9,210,000 |
| Application Withdrawn By Applicant | 811 | $201,045,000 | $247,000 | $5,115,000 | $164,000 | $6,801,000 |
| File Closed For Incompleteness | 220 | $66,240,000 | $301,000 | $2,815,000 | $207,000 | $6,801,000 |
| Application Approved But Not Accepted | 125 | $26,845,000 | $214,000 | $1,505,000 | $197,000 | $1,636,000 |
| Loan Purchased By The Institution | 121 | $21,645,000 | $178,000 | $515,000 | $75,000 | $288,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,045 | $1,798,795,000 | $255,000 | $31,855,000 | $188,000 | $9,459,000 |
| Credit History | 825 | $64,845,000 | $78,000 | $1,245,000 | $88,000 | $2,150,000 |
| Debt-To-Income Ratio | 772 | $111,900,000 | $144,000 | $4,495,000 | $59,000 | $1,299,000 |
| Collateral | 318 | $53,210,000 | $167,000 | $3,625,000 | $193,000 | $9,210,000 |
| Other | 297 | $48,055,000 | $161,000 | $2,005,000 | $176,000 | $8,400,000 |
| Unverifiable Information | 41 | $5,715,000 | $139,000 | $725,000 | $106,000 | $643,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 30 | $8,380,000 | $279,000 | $2,145,000 | $143,000 | $948,000 |
| Credit Application Incomplete | 11 | $1,745,000 | $158,000 | $405,000 | $92,000 | $222,000 |
| Employment History | 9 | $1,165,000 | $129,000 | $495,000 | $81,000 | $341,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Horizon Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Horizon Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.