Flagstar Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Flagstar Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Flagstar Bank 5151 Corporate Dr Troy, MI 48098 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 172,927 |
| Total Mortgage Loan Application Amount | $37,502,745,000 |
| Average Mortgage Loan Application Amount | $213,666 |
| Highest Mortgage Loan Application Amount | $16,000,000 |
| Average Applicant Income | $94,666 |
| Highest Applicant Income | $8,399,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Flagstar Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Flagstar Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Flagstar Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Flagstar Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Flagstar Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Flagstar Bank's mortgage activity for 2010.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 7,962 | $ 2,611,854,000 | $ 328,000 | $ 116,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 5,772 | $ 1,052,595,000 | $ 182,000 | $ 109,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 4,960 | $ 833,736,000 | $ 168,000 | $ 82,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 4,817 | $ 1,528,229,000 | $ 317,000 | $ 115,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 4,654 | $ 1,661,486,000 | $ 357,000 | $ 129,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 4,049 | $ 1,169,933,000 | $ 288,000 | $ 104,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 3,848 | $ 835,785,000 | $ 217,000 | $ 95,000 |
| PHOENIX-MESA-GLENDALE, AZ | 3,399 | $ 628,270,000 | $ 184,000 | $ 92,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 3,205 | $ 602,390,000 | $ 187,000 | $ 89,000 |
| DENVER-AURORA-BROOMFIELD, CO | 3,032 | $ 680,932,000 | $ 224,000 | $ 93,000 |
| DALLAS-PLANO-IRVING, TX | 2,841 | $ 546,480,000 | $ 192,000 | $ 109,000 |
| ST. LOUIS, MO-IL | 2,754 | $ 450,212,000 | $ 156,500 | $ 68,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 2,307 | $ 474,505,000 | $ 205,000 | $ 115,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 2,285 | $ 493,114,000 | $ 215,000 | $ 88,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 2,246 | $ 756,051,000 | $ 330,000 | $ 112,500 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 2,242 | $ 403,502,000 | $ 179,000 | $ 88,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 2,239 | $ 776,199,000 | $ 346,000 | $ 129,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 2,218 | $ 301,147,000 | $ 135,000 | $ 71,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 2,094 | $ 369,143,000 | $ 176,000 | $ 86,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 2,044 | $ 471,991,000 | $ 226,000 | $ 91,500 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2,025 | $ 605,174,000 | $ 279,000 | $ 99,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1,985 | $ 779,471,000 | $ 392,000 | $ 144,000 |
| BALTIMORE-TOWSON, MD | 1,966 | $ 485,761,000 | $ 247,000 | $ 94,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 1,917 | $ 483,362,000 | $ 252,000 | $ 106,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 1,823 | $ 412,119,000 | $ 229,000 | $ 84,500 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 1,580 | $ 310,746,000 | $ 196,000 | $ 115,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 1,519 | $ 613,786,000 | $ 404,000 | $ 137,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1,404 | $ 472,521,000 | $ 336,000 | $ 116,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,367 | $ 232,484,000 | $ 170,000 | $ 81,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1,342 | $ 274,588,000 | $ 210,000 | $ 78,500 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,250 | $ 216,762,000 | $ 173,000 | $ 79,000 |
| NASSAU-SUFFOLK, NY | 1,248 | $ 395,749,000 | $ 317,000 | $ 113,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1,220 | $ 213,073,000 | $ 174,000 | $ 97,000 |
| TACOMA, WA | 1,191 | $ 276,410,000 | $ 232,000 | $ 82,000 |
| PHILADELPHIA, PA | 1,184 | $ 253,174,000 | $ 213,000 | $ 89,000 |
| EDISON-NEW BRUNSWICK, NJ | 1,144 | $ 323,490,000 | $ 282,000 | $ 114,000 |
| FORT WORTH-ARLINGTON, TX | 1,121 | $ 189,572,000 | $ 169,000 | $ 103,000 |
| INDIANAPOLIS-CARMEL, IN | 1,119 | $ 203,606,000 | $ 181,000 | $ 78,000 |
| GRAND RAPIDS-WYOMING, MI | 1,093 | $ 138,204,000 | $ 126,000 | $ 54,000 |
| TUCSON, AZ | 1,082 | $ 184,974,000 | $ 170,000 | $ 78,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 1,070 | $ 209,136,000 | $ 195,500 | $ 80,000 |
| KANSAS CITY, MO-KS | 1,057 | $ 170,088,000 | $ 162,000 | $ 68,500 |
| ANN ARBOR, MI | 1,037 | $ 198,057,000 | $ 190,000 | $ 99,000 |
| COLUMBUS, OH | 1,025 | $ 182,570,000 | $ 178,000 | $ 88,000 |
| LAS VEGAS-PARADISE, NV | 963 | $ 161,954,000 | $ 168,000 | $ 91,000 |
| FRESNO, CA | 920 | $ 179,461,000 | $ 195,000 | $ 88,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 917 | $ 207,382,000 | $ 226,000 | $ 94,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 909 | $ 142,105,000 | $ 147,500 | $ 60,500 |
| JACKSONVILLE, FL | 817 | $ 155,632,000 | $ 190,000 | $ 81,000 |
| SALT LAKE CITY, UT | 808 | $ 179,802,000 | $ 222,000 | $ 81,000 |
| WICHITA, KS | 782 | $ 100,295,000 | $ 128,000 | $ 59,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 732 | $ 144,374,000 | $ 197,000 | $ 85,000 |
| BOISE CITY-NAMPA, ID | 723 | $ 121,307,000 | $ 167,000 | $ 84,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 721 | $ 223,556,000 | $ 310,000 | $ 116,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 710 | $ 121,827,000 | $ 170,000 | $ 71,000 |
| NEWARK-UNION, NJ-PA | 698 | $ 203,984,000 | $ 238,500 | $ 84,000 |
| BOSTON-QUINCY, MA | 681 | $ 191,520,000 | $ 281,000 | $ 109,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 665 | $ 127,039,000 | $ 191,000 | $ 91,000 |
| OGDEN-CLEARFIELD, UT | 652 | $ 128,675,000 | $ 197,000 | $ 69,000 |
| LANSING-EAST LANSING, MI | 648 | $ 83,298,000 | $ 128,000 | $ 57,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 628 | $ 112,220,000 | $ 178,000 | $ 67,000 |
| GARY, IN | 623 | $ 98,753,000 | $ 158,000 | $ 65,000 |
| SANTA ROSA-PETALUMA, CA | 612 | $ 176,526,000 | $ 288,000 | $ 111,000 |
| CAPE CORAL-FORT MYERS, FL | 603 | $ 106,142,000 | $ 176,000 | $ 125,000 |
| BIRMINGHAM-HOOVER, AL | 600 | $ 99,218,000 | $ 165,000 | $ 73,000 |
| PITTSBURGH, PA | 586 | $ 88,551,000 | $ 151,000 | $ 73,000 |
| RALEIGH-CARY, NC | 579 | $ 118,701,000 | $ 205,000 | $ 87,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 565 | $ 84,751,000 | $ 150,000 | $ 71,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 544 | $ 162,335,000 | $ 298,000 | $ 100,000 |
| JACKSON, MI | 529 | $ 56,999,000 | $ 107,000 | $ 57,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 506 | $ 81,872,000 | $ 159,333 | $ 70,666 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 502 | $ 94,755,000 | $ 188,000 | $ 102,000 |
| ALBUQUERQUE, NM | 492 | $ 93,354,000 | $ 189,000 | $ 83,000 |
| PORT ST. LUCIE, FL | 485 | $ 76,646,000 | $ 158,000 | $ 85,000 |
| FORT WAYNE, IN | 480 | $ 62,704,000 | $ 130,000 | $ 67,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 478 | $ 75,576,000 | $ 158,000 | $ 83,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 478 | $ 103,805,000 | $ 245,500 | $ 189,000 |
| SALEM, OR | 468 | $ 89,097,000 | $ 190,000 | $ 74,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 465 | $ 82,766,000 | $ 177,000 | $ 85,000 |
| EVANSVILLE, IN-KY | 454 | $ 66,136,000 | $ 124,000 | $ 54,000 |
| RAPID CITY, SD | 451 | $ 75,175,000 | $ 166,000 | $ 68,000 |
| SPOKANE, WA | 441 | $ 80,561,000 | $ 182,000 | $ 77,000 |
| BATON ROUGE, LA | 438 | $ 83,455,000 | $ 190,000 | $ 100,000 |
| CAMDEN, NJ | 425 | $ 89,028,000 | $ 209,000 | $ 88,000 |
| RICHMOND, VA | 417 | $ 88,232,000 | $ 211,000 | $ 70,000 |
| VALLEJO-FAIRFIELD, CA | 400 | $ 92,220,000 | $ 230,000 | $ 97,000 |
| MEMPHIS, TN-MS-AR | 385 | $ 59,850,000 | $ 152,333 | $ 70,666 |
| BAKERSFIELD-DELANO, CA | 362 | $ 60,833,000 | $ 168,000 | $ 74,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 351 | $ 61,895,000 | $ 176,000 | $ 75,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 341 | $ 48,664,000 | $ 142,000 | $ 84,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 334 | $ 76,902,000 | $ 230,000 | $ 90,000 |
| COLORADO SPRINGS, CO | 331 | $ 74,590,000 | $ 225,000 | $ 89,000 |
| NEW HAVEN-MILFORD, CT | 329 | $ 74,661,000 | $ 226,000 | $ 90,000 |
| STOCKTON, CA | 329 | $ 68,551,000 | $ 208,000 | $ 87,000 |
| NAPLES-MARCO ISLAND, FL | 324 | $ 63,088,000 | $ 194,000 | $ 120,000 |
| EL PASO, TX | 322 | $ 48,609,000 | $ 150,000 | $ 82,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 314 | $ 98,682,000 | $ 314,000 | $ 136,000 |
| COLUMBIA, SC | 313 | $ 52,097,000 | $ 166,000 | $ 81,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 308 | $ 62,168,000 | $ 201,000 | $ 79,000 |
| WILMINGTON, DE-MD-NJ | 304 | $ 65,845,000 | $ 206,000 | $ 82,666 |
| HOLLAND-GRAND HAVEN, MI | 299 | $ 43,750,000 | $ 146,000 | $ 60,000 |
| PEABODY, MA | 294 | $ 80,290,000 | $ 273,000 | $ 91,000 |
| TULSA, OK | 293 | $ 43,629,000 | $ 148,000 | $ 75,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 289 | $ 50,536,000 | $ 174,000 | $ 88,000 |
| OKLAHOMA CITY, OK | 272 | $ 40,741,000 | $ 149,000 | $ 78,000 |
| WORCESTER, MA | 269 | $ 61,109,000 | $ 227,000 | $ 75,000 |
| SHEBOYGAN, WI | 267 | $ 34,856,000 | $ 130,000 | $ 70,000 |
| BOULDER, CO | 263 | $ 68,693,000 | $ 261,000 | $ 104,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 262 | $ 38,937,000 | $ 148,000 | $ 83,000 |
| SPRINGFIELD, IL | 262 | $ 32,916,000 | $ 125,000 | $ 56,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 254 | $ 77,997,000 | $ 307,000 | $ 130,000 |
| FLINT, MI | 253 | $ 30,219,000 | $ 119,000 | $ 56,000 |
| BELLINGHAM, WA | 245 | $ 58,929,000 | $ 240,000 | $ 88,000 |
| MCALLEN-EDINBURG-MISSION, TX | 244 | $ 41,565,000 | $ 170,000 | $ 101,000 |
| PROVO-OREM, UT | 241 | $ 48,304,000 | $ 200,000 | $ 80,000 |
| COLUMBIA, MO | 236 | $ 36,403,000 | $ 154,000 | $ 59,000 |
| BREMERTON-SILVERDALE, WA | 235 | $ 57,974,000 | $ 246,000 | $ 109,000 |
| DES MOINES-WEST DES MOINES, IA | 235 | $ 36,713,000 | $ 156,000 | $ 65,000 |
| HONOLULU, HI | 233 | $ 91,085,000 | $ 390,000 | $ 103,000 |
| GREEN BAY, WI | 230 | $ 35,771,000 | $ 155,000 | $ 62,000 |
| MANCHESTER-NASHUA, NH | 229 | $ 50,160,000 | $ 219,000 | $ 93,000 |
| MODESTO, CA | 229 | $ 34,875,000 | $ 152,000 | $ 69,000 |
| OLYMPIA, WA | 224 | $ 52,506,000 | $ 234,000 | $ 87,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 221 | $ 35,383,000 | $ 154,000 | $ 68,000 |
| FORT COLLINS-LOVELAND, CO | 220 | $ 45,645,000 | $ 207,000 | $ 104,000 |
| BISMARCK, ND | 219 | $ 37,531,000 | $ 171,000 | $ 84,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 216 | $ 33,120,000 | $ 154,500 | $ 66,000 |
| AKRON, OH | 212 | $ 32,518,000 | $ 153,000 | $ 71,000 |
| REDDING, CA | 210 | $ 39,059,000 | $ 185,000 | $ 78,000 |
| DURHAM-CHAPEL HILL, NC | 208 | $ 44,700,000 | $ 214,000 | $ 106,000 |
| LEXINGTON-FAYETTE, KY | 208 | $ 33,927,000 | $ 163,000 | $ 72,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 205 | $ 50,480,000 | $ 246,000 | $ 134,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 199 | $ 21,309,000 | $ 107,500 | $ 53,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 196 | $ 39,020,000 | $ 200,000 | $ 71,000 |
| SAVANNAH, GA | 194 | $ 35,954,000 | $ 185,000 | $ 73,000 |
| WILMINGTON, NC | 194 | $ 41,734,000 | $ 215,000 | $ 94,000 |
| GREELEY, CO | 193 | $ 44,495,000 | $ 230,000 | $ 85,000 |
| KNOXVILLE, TN | 190 | $ 33,350,000 | $ 175,000 | $ 72,000 |
| LAKELAND-WINTER HAVEN, FL | 190 | $ 26,388,000 | $ 138,000 | $ 61,000 |
| MOUNT VERNON-ANACORTES, WA | 185 | $ 41,057,000 | $ 221,000 | $ 79,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 185 | $ 31,873,000 | $ 172,000 | $ 99,000 |
| RENO-SPARKS, NV | 185 | $ 40,586,000 | $ 219,000 | $ 138,000 |
| TOLEDO, OH | 184 | $ 24,489,000 | $ 133,000 | $ 63,000 |
| SANTA FE, NM | 183 | $ 41,975,000 | $ 229,000 | $ 100,000 |
| ALBANY-SCHENECTADY-TROY, NY | 182 | $ 32,698,000 | $ 179,000 | $ 81,000 |
| SPRINGFIELD, MO | 177 | $ 22,036,000 | $ 124,000 | $ 64,000 |
| SANTA CRUZ-WATSONVILLE, CA | 176 | $ 65,482,000 | $ 372,000 | $ 135,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 174 | $ 28,581,000 | $ 164,000 | $ 70,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 173 | $ 33,263,000 | $ 196,000 | $ 67,500 |
| LINCOLN, NE | 173 | $ 25,181,000 | $ 145,000 | $ 61,000 |
| YAKIMA, WA | 173 | $ 30,710,000 | $ 177,000 | $ 76,000 |
| CHATTANOOGA, TN-GA | 171 | $ 29,535,000 | $ 174,000 | $ 85,000 |
| LANCASTER, PA | 169 | $ 29,501,000 | $ 174,000 | $ 75,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 169 | $ 25,013,000 | $ 148,000 | $ 71,000 |
| EUGENE-SPRINGFIELD, OR | 168 | $ 34,738,000 | $ 206,000 | $ 82,000 |
| OCALA, FL | 164 | $ 22,450,000 | $ 136,000 | $ 72,000 |
| TOPEKA, KS | 164 | $ 21,666,000 | $ 132,000 | $ 78,000 |
| BILLINGS, MT | 163 | $ 26,523,000 | $ 162,000 | $ 67,000 |
| MONROE, MI | 162 | $ 24,239,000 | $ 149,000 | $ 64,000 |
| SPRINGFIELD, MA | 161 | $ 29,779,000 | $ 184,000 | $ 66,000 |
| GREENSBORO-HIGH POINT, NC | 159 | $ 27,144,000 | $ 170,000 | $ 71,000 |
| BEND, OR | 154 | $ 32,583,000 | $ 211,000 | $ 106,000 |
| HUNTSVILLE, AL | 152 | $ 27,991,000 | $ 184,000 | $ 78,000 |
| ASHEVILLE, NC | 151 | $ 29,809,000 | $ 197,000 | $ 79,000 |
| CORPUS CHRISTI, TX | 150 | $ 24,402,000 | $ 162,000 | $ 101,000 |
| KALAMAZOO-PORTAGE, MI | 150 | $ 20,216,000 | $ 134,000 | $ 64,000 |
| SALINAS, CA | 150 | $ 48,895,000 | $ 325,000 | $ 111,000 |
| TALLAHASSEE, FL | 150 | $ 27,560,000 | $ 183,000 | $ 85,000 |
| MADERA-CHOWCHILLA, CA | 145 | $ 22,251,000 | $ 153,000 | $ 79,000 |
| NORWICH-NEW LONDON, CT | 143 | $ 30,648,000 | $ 214,000 | $ 76,000 |
| YORK-HANOVER, PA | 143 | $ 28,394,000 | $ 198,000 | $ 73,000 |
| DAYTON, OH | 142 | $ 19,902,000 | $ 140,000 | $ 72,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 141 | $ 45,936,000 | $ 325,000 | $ 118,000 |
| BUFFALO-NIAGARA FALLS, NY | 140 | $ 22,335,000 | $ 159,000 | $ 80,000 |
| CHICO, CA | 139 | $ 28,582,000 | $ 205,000 | $ 84,000 |
| VISALIA-PORTERVILLE, CA | 138 | $ 24,934,000 | $ 180,000 | $ 76,000 |
| MADISON, WI | 137 | $ 27,136,000 | $ 198,000 | $ 88,000 |
| DULUTH, MN-WI | 136 | $ 19,614,000 | $ 161,500 | $ 65,000 |
| MISSOULA, MT | 134 | $ 26,466,000 | $ 197,000 | $ 76,000 |
| BEAUMONT-PORT ARTHUR, TX | 133 | $ 17,355,000 | $ 130,000 | $ 79,000 |
| IDAHO FALLS, ID | 131 | $ 21,656,000 | $ 165,000 | $ 73,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 130 | $ 19,663,000 | $ 146,000 | $ 67,500 |
| HARRISBURG-CARLISLE, PA | 129 | $ 20,979,000 | $ 162,000 | $ 70,000 |
| RACINE, WI | 125 | $ 18,881,000 | $ 151,000 | $ 52,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 125 | $ 12,968,000 | $ 103,000 | $ 53,000 |
| BROWNSVILLE-HARLINGEN, TX | 124 | $ 19,915,000 | $ 160,000 | $ 116,000 |
| GAINESVILLE, FL | 124 | $ 21,553,000 | $ 173,000 | $ 70,000 |
| SIOUX CITY, IA-NE-SD | 124 | $ 16,025,000 | $ 142,333 | $ 80,666 |
| SPARTANBURG, SC | 124 | $ 18,155,000 | $ 146,000 | $ 61,000 |
| NAPA, CA | 113 | $ 38,962,000 | $ 344,000 | $ 138,000 |
| NILES-BENTON HARBOR, MI | 113 | $ 17,231,000 | $ 152,000 | $ 94,000 |
| ANCHORAGE, AK | 112 | $ 28,279,000 | $ 252,000 | $ 88,000 |
| SHREVEPORT-BOSSIER CITY, LA | 108 | $ 17,566,000 | $ 162,000 | $ 65,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 105 | $ 19,369,000 | $ 184,000 | $ 85,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 105 | $ 15,848,000 | $ 150,000 | $ 92,000 |
| ROANOKE, VA | 105 | $ 18,151,000 | $ 172,000 | $ 64,000 |
| WINCHESTER, VA-WV | 103 | $ 20,472,000 | $ 187,000 | $ 55,000 |
| MONTGOMERY, AL | 102 | $ 16,799,000 | $ 164,000 | $ 76,000 |
| TRENTON-EWING, NJ | 102 | $ 24,807,000 | $ 243,000 | $ 105,000 |
| COLLEGE STATION-BRYAN, TX | 100 | $ 16,881,000 | $ 168,000 | $ 137,000 |
| FAYETTEVILLE, NC | 100 | $ 15,898,000 | $ 158,000 | $ 58,000 |
| MUSKEGON-NORTON SHORES, MI | 100 | $ 11,656,000 | $ 116,000 | $ 45,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 100 | $ 20,990,000 | $ 209,000 | $ 96,000 |
| ALBANY, GA | 99 | $ 15,071,000 | $ 152,000 | $ 71,000 |
| BARNSTABLE TOWN, MA | 99 | $ 27,771,000 | $ 280,000 | $ 127,000 |
| MORGANTOWN, WV | 99 | $ 16,558,000 | $ 167,000 | $ 70,000 |
| MEDFORD, OR | 97 | $ 18,513,000 | $ 190,000 | $ 79,000 |
| GREAT FALLS, MT | 96 | $ 15,594,000 | $ 162,000 | $ 67,000 |
| ST. GEORGE, UT | 96 | $ 19,507,000 | $ 203,000 | $ 130,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 95 | $ 13,537,000 | $ 141,500 | $ 59,000 |
| PRESCOTT, AZ | 95 | $ 19,576,000 | $ 206,000 | $ 100,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 93 | $ 18,741,000 | $ 201,000 | $ 117,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 93 | $ 13,422,000 | $ 135,000 | $ 65,000 |
| MOBILE, AL | 92 | $ 13,492,000 | $ 146,000 | $ 60,000 |
| MICHIGAN CITY-LA PORTE, IN | 91 | $ 12,317,000 | $ 135,000 | $ 61,000 |
| PUNTA GORDA, FL | 91 | $ 14,798,000 | $ 162,000 | $ 97,000 |
| BATTLE CREEK, MI | 88 | $ 10,731,000 | $ 121,000 | $ 70,000 |
| LONGVIEW, WA | 86 | $ 14,679,000 | $ 170,000 | $ 76,000 |
| WINSTON-SALEM, NC | 86 | $ 15,051,000 | $ 175,000 | $ 81,000 |
| YUBA CITY, CA | 86 | $ 14,706,000 | $ 171,000 | $ 63,000 |
| APPLETON, WI | 85 | $ 12,491,000 | $ 146,000 | $ 62,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 85 | $ 8,963,000 | $ 109,000 | $ 46,333 |
| COLUMBUS, GA-AL | 84 | $ 14,659,000 | $ 147,000 | $ 75,500 |
| GAINESVILLE, GA | 84 | $ 14,164,000 | $ 168,000 | $ 71,000 |
| HICKORY-LENOIR-MORGANTON, NC | 84 | $ 14,376,000 | $ 171,000 | $ 60,000 |
| MERCED, CA | 84 | $ 11,266,000 | $ 134,000 | $ 81,000 |
| AUBURN-OPELIKA, AL | 83 | $ 15,610,000 | $ 188,000 | $ 83,000 |
| JOHNSON CITY, TN | 82 | $ 14,131,000 | $ 172,000 | $ 84,000 |
| SEBASTIAN-VERO BEACH, FL | 82 | $ 11,748,000 | $ 143,000 | $ 86,000 |
| GREENVILLE, NC | 81 | $ 14,638,000 | $ 180,000 | $ 87,000 |
| JACKSON, MS | 80 | $ 11,765,000 | $ 147,000 | $ 73,000 |
| TUSCALOOSA, AL | 80 | $ 14,398,000 | $ 179,000 | $ 80,000 |
| SHERMAN-DENISON, TX | 79 | $ 10,615,000 | $ 134,000 | $ 96,000 |
| WACO, TX | 78 | $ 14,168,000 | $ 181,000 | $ 112,000 |
| CANTON-MASSILLON, OH | 77 | $ 11,012,000 | $ 143,000 | $ 64,000 |
| SCRANTON--WILKES-BARRE, PA | 77 | $ 11,305,000 | $ 146,000 | $ 72,000 |
| CEDAR RAPIDS, IA | 75 | $ 11,831,000 | $ 157,000 | $ 65,000 |
| LAFAYETTE, LA | 75 | $ 13,204,000 | $ 176,000 | $ 78,000 |
| READING, PA | 74 | $ 13,501,000 | $ 182,000 | $ 72,000 |
| WENATCHEE-EAST WENATCHEE, WA | 71 | $ 17,833,000 | $ 251,000 | $ 129,000 |
| HANFORD-CORCORAN, CA | 70 | $ 11,701,000 | $ 167,000 | $ 58,000 |
| PALM COAST, FL | 68 | $ 10,987,000 | $ 161,000 | $ 100,000 |
| ANNISTON-OXFORD, AL | 66 | $ 8,438,000 | $ 127,000 | $ 57,000 |
| LAREDO, TX | 65 | $ 8,973,000 | $ 138,000 | $ 70,000 |
| ROCKFORD, IL | 65 | $ 9,352,000 | $ 143,000 | $ 53,000 |
| CHARLOTTESVILLE, VA | 64 | $ 13,886,000 | $ 216,000 | $ 92,000 |
| DOVER, DE | 64 | $ 13,951,000 | $ 217,000 | $ 64,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 64 | $ 11,296,000 | $ 176,000 | $ 77,000 |
| COEUR D'ALENE, ID | 63 | $ 12,164,000 | $ 193,000 | $ 91,000 |
| LOGAN, UT-ID | 63 | $ 12,462,000 | $ 175,500 | $ 67,500 |
| YUMA, AZ | 62 | $ 9,301,000 | $ 150,000 | $ 53,000 |
| LYNCHBURG, VA | 60 | $ 10,770,000 | $ 179,000 | $ 62,000 |
| MANSFIELD, OH | 60 | $ 7,498,000 | $ 124,000 | $ 57,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 60 | $ 7,583,000 | $ 122,500 | $ 51,000 |
| FLAGSTAFF, AZ | 58 | $ 13,378,000 | $ 230,000 | $ 143,000 |
| BLOOMINGTON, IN | 57 | $ 9,232,000 | $ 161,000 | $ 79,000 |
| ANDERSON, SC | 56 | $ 10,151,000 | $ 181,000 | $ 69,000 |
| SIOUX FALLS, SD | 56 | $ 9,310,000 | $ 166,000 | $ 81,000 |
| FARMINGTON, NM | 54 | $ 9,427,000 | $ 174,000 | $ 89,000 |
| TYLER, TX | 53 | $ 10,525,000 | $ 198,000 | $ 126,000 |
| OCEAN CITY, NJ | 52 | $ 12,324,000 | $ 237,000 | $ 122,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 49 | $ 7,211,000 | $ 132,500 | $ 55,000 |
| OSHKOSH-NEENAH, WI | 49 | $ 6,625,000 | $ 135,000 | $ 73,000 |
| ROCHESTER, NY | 49 | $ 7,512,000 | $ 153,000 | $ 76,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 48 | $ 8,127,000 | $ 169,000 | $ 71,000 |
| JEFFERSON CITY, MO | 48 | $ 6,929,000 | $ 144,000 | $ 56,000 |
| GRAND JUNCTION, CO | 47 | $ 11,154,000 | $ 237,000 | $ 76,000 |
| CLARKSVILLE, TN-KY | 46 | $ 8,417,000 | $ 168,000 | $ 58,000 |
| ST. JOSEPH, MO-KS | 46 | $ 5,310,000 | $ 100,500 | $ 41,500 |
| PEORIA, IL | 45 | $ 6,195,000 | $ 137,000 | $ 61,000 |
| POCATELLO, ID | 45 | $ 5,790,000 | $ 128,000 | $ 64,000 |
| WHEELING, WV-OH | 45 | $ 6,196,000 | $ 144,500 | $ 80,000 |
| BURLINGTON, NC | 44 | $ 6,245,000 | $ 141,000 | $ 60,000 |
| CHARLESTON, WV | 44 | $ 6,658,000 | $ 151,000 | $ 65,000 |
| LUBBOCK, TX | 44 | $ 7,477,000 | $ 169,000 | $ 103,000 |
| MIDLAND, TX | 44 | $ 7,661,000 | $ 174,000 | $ 112,000 |
| ANDERSON, IN | 43 | $ 4,668,000 | $ 108,000 | $ 54,000 |
| ELKHART-GOSHEN, IN | 43 | $ 5,684,000 | $ 132,000 | $ 51,000 |
| HATTIESBURG, MS | 42 | $ 7,219,000 | $ 171,000 | $ 91,000 |
| PUEBLO, CO | 42 | $ 7,272,000 | $ 173,000 | $ 72,000 |
| LONGVIEW, TX | 41 | $ 6,607,000 | $ 161,000 | $ 71,000 |
| AMARILLO, TX | 40 | $ 6,496,000 | $ 162,000 | $ 87,000 |
| EL CENTRO, CA | 40 | $ 5,123,000 | $ 128,000 | $ 63,000 |
| HINESVILLE-FORT STEWART, GA | 40 | $ 5,215,000 | $ 130,000 | $ 61,000 |
| ST. CLOUD, MN | 40 | $ 6,783,000 | $ 169,000 | $ 67,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 39 | $ 5,781,000 | $ 140,000 | $ 75,500 |
| ATHENS-CLARKE COUNTY, GA | 38 | $ 7,312,000 | $ 192,000 | $ 91,000 |
| SALISBURY, MD | 38 | $ 7,029,000 | $ 184,000 | $ 74,000 |
| CORVALLIS, OR | 37 | $ 7,552,000 | $ 204,000 | $ 83,000 |
| MACON, GA | 37 | $ 6,282,000 | $ 169,000 | $ 73,000 |
| BAY CITY, MI | 36 | $ 3,522,000 | $ 97,000 | $ 49,000 |
| JOPLIN, MO | 36 | $ 4,418,000 | $ 122,000 | $ 62,000 |
| LAS CRUCES, NM | 36 | $ 6,514,000 | $ 180,000 | $ 109,000 |
| SPRINGFIELD, OH | 36 | $ 4,341,000 | $ 120,000 | $ 55,000 |
| DANVILLE, VA | 35 | $ 4,996,000 | $ 142,000 | $ 65,000 |
| DECATUR, AL | 35 | $ 5,021,000 | $ 143,000 | $ 54,000 |
| DOTHAN, AL | 34 | $ 5,131,000 | $ 150,000 | $ 62,000 |
| JACKSONVILLE, NC | 34 | $ 5,912,000 | $ 173,000 | $ 62,000 |
| MONROE, LA | 34 | $ 5,460,000 | $ 160,000 | $ 72,000 |
| SAN ANGELO, TX | 34 | $ 5,819,000 | $ 171,000 | $ 112,000 |
| WARNER ROBINS, GA | 34 | $ 5,285,000 | $ 155,000 | $ 74,000 |
| GULFPORT-BILOXI, MS | 33 | $ 5,619,000 | $ 170,000 | $ 93,000 |
| BRUNSWICK, GA | 32 | $ 6,104,000 | $ 190,000 | $ 76,000 |
| DALTON, GA | 32 | $ 4,496,000 | $ 140,000 | $ 70,000 |
| FLORENCE-MUSCLE SHOALS, AL | 32 | $ 5,154,000 | $ 161,000 | $ 66,000 |
| JACKSON, TN | 31 | $ 4,692,000 | $ 151,000 | $ 74,000 |
| MORRISTOWN, TN | 31 | $ 5,645,000 | $ 182,000 | $ 71,000 |
| FLORENCE, SC | 29 | $ 4,072,000 | $ 140,000 | $ 51,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 29 | $ 3,998,000 | $ 137,000 | $ 72,000 |
| LAFAYETTE, IN | 28 | $ 3,222,000 | $ 115,000 | $ 59,000 |
| SYRACUSE, NY | 28 | $ 3,470,000 | $ 123,000 | $ 62,000 |
| JANESVILLE, WI | 27 | $ 4,377,000 | $ 162,000 | $ 74,000 |
| ELIZABETHTOWN, KY | 26 | $ 3,560,000 | $ 136,000 | $ 68,000 |
| ROME, GA | 26 | $ 3,583,000 | $ 137,000 | $ 48,000 |
| ALEXANDRIA, LA | 25 | $ 4,835,000 | $ 193,000 | $ 83,000 |
| KINGSTON, NY | 25 | $ 5,407,000 | $ 216,000 | $ 89,000 |
| PASCAGOULA, MS | 25 | $ 3,895,000 | $ 155,000 | $ 148,000 |
| LAKE CHARLES, LA | 24 | $ 3,841,000 | $ 160,000 | $ 73,000 |
| LEBANON, PA | 24 | $ 3,880,000 | $ 161,000 | $ 59,000 |
| ROCHESTER, MN | 24 | $ 3,718,000 | $ 154,000 | $ 76,000 |
| ROCKY MOUNT, NC | 24 | $ 3,488,000 | $ 145,000 | $ 62,000 |
| BINGHAMTON, NY | 23 | $ 2,573,000 | $ 111,000 | $ 58,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 23 | $ 5,014,000 | $ 218,000 | $ 76,000 |
| KOKOMO, IN | 23 | $ 2,980,000 | $ 129,000 | $ 61,000 |
| VALDOSTA, GA | 23 | $ 4,214,000 | $ 183,000 | $ 69,000 |
| AMES, IA | 22 | $ 3,996,000 | $ 181,000 | $ 85,000 |
| CLEVELAND, TN | 22 | $ 3,281,000 | $ 149,000 | $ 55,000 |
| EAU CLAIRE, WI | 22 | $ 3,396,000 | $ 154,000 | $ 40,000 |
| HARRISONBURG, VA | 22 | $ 3,575,000 | $ 162,000 | $ 77,000 |
| LAWRENCE, KS | 22 | $ 3,741,000 | $ 170,000 | $ 74,000 |
| TERRE HAUTE, IN | 22 | $ 2,154,000 | $ 97,000 | $ 51,000 |
| WILLIAMSPORT, PA | 22 | $ 3,256,000 | $ 148,000 | $ 54,000 |
| ABILENE, TX | 21 | $ 2,476,000 | $ 117,000 | $ 81,000 |
| HOT SPRINGS, AR | 21 | $ 2,889,000 | $ 137,000 | $ 56,000 |
| LIMA, OH | 21 | $ 2,220,000 | $ 105,000 | $ 66,000 |
| STATE COLLEGE, PA | 21 | $ 3,907,000 | $ 186,000 | $ 66,000 |
| FORT SMITH, AR-OK | 20 | $ 3,068,000 | $ 185,500 | $ 74,000 |
| ODESSA, TX | 20 | $ 2,506,000 | $ 125,000 | $ 74,000 |
| VICTORIA, TX | 20 | $ 3,018,000 | $ 150,000 | $ 78,000 |
| FARGO, ND-MN | 19 | $ 2,987,000 | $ 158,000 | $ 82,000 |
| GADSDEN, AL | 19 | $ 3,441,000 | $ 181,000 | $ 141,000 |
| LAWTON, OK | 19 | $ 3,128,000 | $ 164,000 | $ 83,000 |
| SUMTER, SC | 19 | $ 2,833,000 | $ 149,000 | $ 51,000 |
| CHEYENNE, WY | 18 | $ 3,740,000 | $ 207,000 | $ 89,000 |
| SANDUSKY, OH | 18 | $ 1,784,000 | $ 99,000 | $ 70,000 |
| FOND DU LAC, WI | 17 | $ 2,527,000 | $ 148,000 | $ 46,000 |
| LEWISTON, ID-WA | 17 | $ 2,945,000 | $ 172,500 | $ 74,000 |
| BLOOMINGTON-NORMAL, IL | 16 | $ 2,334,000 | $ 145,000 | $ 64,000 |
| CHAMPAIGN-URBANA, IL | 16 | $ 2,223,000 | $ 138,000 | $ 68,000 |
| DANVILLE, IL | 16 | $ 1,230,000 | $ 76,000 | $ 42,000 |
| GLENS FALLS, NY | 16 | $ 2,994,000 | $ 187,000 | $ 79,000 |
| LA CROSSE, WI-MN | 16 | $ 2,286,000 | $ 155,500 | $ 76,500 |
| MANHATTAN, KS | 16 | $ 2,771,000 | $ 173,000 | $ 68,000 |
| MANKATO-NORTH MANKATO, MN | 16 | $ 2,219,000 | $ 138,000 | $ 72,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 16 | $ 1,536,000 | $ 100,500 | $ 38,000 |
| TEXARKANA, TX-TEXARKANA, AR | 16 | $ 2,739,000 | $ 117,000 | $ 65,000 |
| ERIE, PA | 15 | $ 2,840,000 | $ 189,000 | $ 106,000 |
| PITTSFIELD, MA | 15 | $ 4,092,000 | $ 272,000 | $ 209,000 |
| BOWLING GREEN, KY | 14 | $ 2,200,000 | $ 157,000 | $ 46,000 |
| ALTOONA, PA | 13 | $ 2,087,000 | $ 160,000 | $ 81,000 |
| COLUMBUS, IN | 13 | $ 1,850,000 | $ 142,000 | $ 49,000 |
| CUMBERLAND, MD-WV | 13 | $ 2,740,000 | $ 216,500 | $ 55,500 |
| OWENSBORO, KY | 13 | $ 1,695,000 | $ 130,000 | $ 52,000 |
| WICHITA FALLS, TX | 13 | $ 1,860,000 | $ 143,000 | $ 77,000 |
| KANKAKEE-BRADLEY, IL | 12 | $ 1,817,000 | $ 151,000 | $ 69,000 |
| UTICA-ROME, NY | 12 | $ 1,943,000 | $ 161,000 | $ 67,000 |
| CARSON CITY, NV | 11 | $ 2,388,000 | $ 217,000 | $ 66,000 |
| CASPER, WY | 11 | $ 2,179,000 | $ 198,000 | $ 59,000 |
| GOLDSBORO, NC | 11 | $ 1,675,000 | $ 152,000 | $ 62,000 |
| MUNCIE, IN | 11 | $ 1,196,000 | $ 108,000 | $ 46,000 |
| WATERLOO-CEDAR FALLS, IA | 11 | $ 1,632,000 | $ 148,000 | $ 101,000 |
| DUBUQUE, IA | 10 | $ 1,220,000 | $ 122,000 | $ 50,000 |
| JOHNSTOWN, PA | 10 | $ 1,525,000 | $ 152,000 | $ 51,000 |
| IOWA CITY, IA | 9 | $ 1,688,000 | $ 187,000 | $ 81,000 |
| BANGOR, ME | 8 | $ 1,313,000 | $ 164,000 | $ 96,000 |
| DECATUR, IL | 8 | $ 1,049,000 | $ 131,000 | $ 46,000 |
| FAIRBANKS, AK | 8 | $ 1,979,000 | $ 247,000 | $ 70,000 |
| LEWISTON-AUBURN, ME | 8 | $ 1,543,000 | $ 192,000 | $ 78,000 |
| WAUSAU, WI | 8 | $ 1,224,000 | $ 153,000 | $ 46,000 |
| JONESBORO, AR | 7 | $ 1,310,000 | $ 187,000 | $ 118,000 |
| PINE BLUFF, AR | 6 | $ 809,000 | $ 134,000 | $ 70,000 |
| SAN JUAN-CAGUAS-GUAYNABO, PR | 4 | $ 976,000 | $ 244,000 | $ 74,000 |
| GRAND FORKS, ND-MN | 3 | $ 441,000 | $ 164,500 | $ 59,000 |
| ELMIRA, NY | 2 | $ 173,000 | $ 86,000 | $ 84,000 |
| ITHACA, NY | 1 | $ 49,000 | $ 49,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for Flagstar Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 107,426 | $25,047,219,000 | $233,000 | $6,597,000 | $96,000 | $8,399,000 |
| Home Purchase | 62,214 | $11,730,000,000 | $188,000 | $5,751,000 | $87,000 | $6,000,000 |
| Home Improvement | 3,287 | $725,526,000 | $220,000 | $16,000,000 | $101,000 | $4,520,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 124,113 | $26,444,863,000 | $213,000 | $1,305,000 | $94,000 | $6,592,000 |
| Hispanic | 13,949 | $2,624,640,000 | $188,000 | $744,000 | $72,000 | $8,399,000 |
| Not Provided | 13,643 | $3,285,336,000 | $240,000 | $850,000 | $96,000 | $2,325,000 |
| Asian | 11,146 | $3,228,420,000 | $289,000 | $1,019,000 | $117,000 | $1,816,000 |
| Black or African American | 8,918 | $1,615,573,000 | $181,000 | $820,000 | $67,000 | $6,000,000 |
| Native Hawaiian or Other Pacific Islander | 562 | $144,481,000 | $257,000 | $698,000 | $93,000 | $960,000 |
| American Indian or Alaskan Native | 459 | $90,073,000 | $196,000 | $680,000 | $85,000 | $687,000 |
| Not applicable | 137 | $69,359,000 | $506,000 | $16,000,000 | $43,000 | $186,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 106,918 | $24,987,897,000 | $233,000 | $16,000,000 | $113,000 | $8,399,000 |
| FHA-insured (Federal Housing Administration) | 55,939 | $10,576,342,000 | $189,000 | $1,305,000 | $61,000 | $2,400,000 |
| VA-guaranteed (Veterans Administration) | 7,690 | $1,631,801,000 | $212,000 | $1,089,000 | $66,000 | $917,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2,380 | $306,705,000 | $128,000 | $404,000 | $44,000 | $265,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 101,661 | $22,685,647,000 | $223,000 | $16,000,000 | $97,000 | $4,277,000 |
| Loan Purchased By The Institution | 28,318 | $5,574,863,000 | $196,000 | $872,000 | $77,000 | $1,816,000 |
| Application Denied By Financial Institution | 21,943 | $4,735,422,000 | $215,000 | $941,000 | $91,000 | $6,592,000 |
| Application Approved But Not Accepted | 20,930 | $4,489,135,000 | $214,000 | $934,000 | $93,000 | $8,399,000 |
| File Closed For Incompleteness | 75 | $17,678,000 | $235,000 | $715,000 | $111,000 | $360,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 8,384 | $1,872,369,000 | $223,000 | $850,000 | $66,000 | $1,440,000 |
| Collateral | 6,550 | $1,448,416,000 | $221,000 | $730,000 | $107,000 | $2,225,000 |
| Other | 3,182 | $655,997,000 | $206,000 | $941,000 | $131,000 | $6,592,000 |
| Credit History | 1,907 | $345,521,000 | $181,000 | $730,000 | $76,000 | $1,118,000 |
| Unverifiable Information | 1,115 | $245,494,000 | $220,000 | $730,000 | $101,000 | $2,018,000 |
| Mortgage Insurance Denied | 295 | $70,625,000 | $239,000 | $490,000 | $93,000 | $347,000 |
| Employment History | 275 | $50,672,000 | $184,000 | $730,000 | $74,000 | $2,321,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 223 | $43,447,000 | $194,000 | $730,000 | $103,000 | $1,340,000 |
| Credit Application Incomplete | 12 | $2,881,000 | $240,000 | $500,000 | $145,000 | $730,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagstar Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Flagstar Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.