Flagstar Bank NA Mortgage Lending & HMDA Data, 2016

In 2016, Flagstar Bank NA of Troy, MI reported 144,566 mortgage applications totaling $38.4 billion. The average application was for $265,426, and applicants reported an average income of $90,979. 71% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (9,701), Houston-The Woodlands-Sugar Land, TX (5,388) and Riverside-San Bernardino-Ontario, CA (5,369) (applications in parentheses).

Mortgage Company & Address Flagstar Bank NA

Troy, MI 49098
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2014  2013  2012  2011  
Total Number of Mortgage Applications 144,566
Total Mortgage Loan Application Amount $38,371,690,000
Average Mortgage Loan Application Amount $265,426
Highest Mortgage Loan Application Amount $8,300,000
Average Applicant Income $90,979
Highest Applicant Income $4,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Flagstar Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Flagstar Bank NA by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 9,701 $ 3,723,945,000 $ 383,872 $ 113,000
Orange, California 5,067 $ 2,144,749,000 $ 423,277 $ 133,000
San Diego, California 3,987 $ 1,544,322,000 $ 387,339 $ 99,000
Maricopa, Arizona 3,289 $ 853,148,000 $ 259,394 $ 89,000
Riverside, California 3,031 $ 866,544,000 $ 285,893 $ 98,000
Harris, Texas 2,910 $ 674,182,000 $ 231,677 $ 116,000
Oakland, Michigan 2,818 $ 619,347,000 $ 219,782 $ 101,000
San Bernardino, California 2,338 $ 652,140,000 $ 278,930 $ 95,000
Cook, Illinois 2,105 $ 524,553,000 $ 249,193 $ 99,000
Santa Clara, California 2,036 $ 1,001,792,000 $ 492,039 $ 151,000
Palm Beach, Florida 1,908 $ 482,488,000 $ 252,876 $ 105,000
King, Washington 1,838 $ 664,019,000 $ 361,272 $ 130,000
Sacramento, California 1,793 $ 502,213,000 $ 280,096 $ 92,000
Alameda, California 1,781 $ 786,631,000 $ 441,679 $ 137,000
Broward, Florida 1,528 $ 389,150,000 $ 254,679 $ 98,000
Macomb, Michigan 1,462 $ 229,950,000 $ 157,284 $ 67,000
Wayne, Michigan 1,431 $ 264,091,000 $ 184,549 $ 92,000
Miami-Dade, Florida 1,347 $ 357,545,000 $ 265,438 $ 95,000
Contra Costa, California 1,203 $ 472,043,000 $ 392,388 $ 131,000
Fort Bend, Texas 1,137 $ 294,010,000 $ 258,583 $ 122,000
Travis, Texas 965 $ 288,667,000 $ 299,136 $ 132,000
Ventura, California 922 $ 370,749,000 $ 402,113 $ 106,000
Lee, Florida 904 $ 199,968,000 $ 221,203 $ 114,000
Clark, Nevada 898 $ 199,002,000 $ 221,605 $ 62,000
Orange, Florida 878 $ 196,776,000 $ 224,118 $ 76,000
Hennepin, Minnesota 874 $ 206,461,000 $ 236,225 $ 82,000
Fairfax, Virginia 772 $ 290,385,000 $ 376,146 $ 90,000
Hillsborough, Florida 762 $ 176,564,000 $ 231,711 $ 91,000
Montgomery, Texas 692 $ 172,123,000 $ 248,732 $ 118,000
Johnson, Kansas 685 $ 160,837,000 $ 234,798 $ 81,000
Salt Lake, Utah 669 $ 169,541,000 $ 253,424 $ 83,000
Arapahoe, Colorado 625 $ 165,672,000 $ 265,075 $ 82,000
St. Louis, Missouri 623 $ 127,909,000 $ 205,311 $ 81,000
San Joaquin, California 613 $ 170,598,000 $ 278,300 $ 94,000
Williamson, Texas 600 $ 151,944,000 $ 253,240 $ 119,000
San Mateo, California 599 $ 292,695,000 $ 488,639 $ 142,000
Jefferson, Colorado 599 $ 167,184,000 $ 279,105 $ 90,000
Lake, Illinois 581 $ 135,777,000 $ 233,695 $ 100,000
Manatee, Florida 577 $ 143,965,000 $ 249,506 $ 98,000
Placer, California 566 $ 195,766,000 $ 345,876 $ 112,000
Montgomery, Maryland 549 $ 202,776,000 $ 369,355 $ 99,000
Jackson, Missouri 543 $ 100,904,000 $ 185,826 $ 53,000
Denver, Colorado 538 $ 152,142,000 $ 282,791 $ 87,000
Brown, Wisconsin 538 $ 93,655,000 $ 174,079 $ 83,000
Snohomish, Washington 537 $ 173,970,000 $ 323,966 $ 100,000
Fresno, California 507 $ 122,502,000 $ 241,621 $ 94,000
Mohave, Arizona 499 $ 96,492,000 $ 193,370 $ 95,000
DuPage, Illinois 499 $ 130,255,000 $ 261,032 $ 104,000
Douglas, Colorado 486 $ 156,600,000 $ 322,222 $ 102,000
Douglas, Nebraska 484 $ 83,613,000 $ 172,754 $ 85,000
Pima, Arizona 479 $ 95,995,000 $ 200,407 $ 73,000
Collin, Texas 474 $ 127,744,000 $ 269,502 $ 123,000
Spokane, Washington 473 $ 94,483,000 $ 199,752 $ 76,000
Deschutes, Oregon 465 $ 121,211,000 $ 260,668 $ 97,000
Polk, Florida 463 $ 70,998,000 $ 153,343 $ 51,000
Pinellas, Florida 461 $ 105,810,000 $ 229,522 $ 94,000
Kent, Michigan 457 $ 67,027,000 $ 146,667 $ 67,000
Dallas, Texas 447 $ 111,743,000 $ 249,984 $ 110,000
Solano, California 444 $ 140,194,000 $ 315,752 $ 97,000
Sarasota, Florida 444 $ 103,711,000 $ 233,583 $ 87,000
Bexar, Texas 443 $ 92,364,000 $ 208,496 $ 71,000
Washtenaw, Michigan 440 $ 99,670,000 $ 226,522 $ 93,000
Suffolk, New York 440 $ 146,950,000 $ 333,977 $ 109,000
Mecklenburg, North Carolina 439 $ 98,287,000 $ 223,888 $ 89,000
Adams, Colorado 438 $ 107,620,000 $ 245,707 $ 73,000
Jackson, Michigan 437 $ 44,231,000 $ 101,215 $ 59,000
Multnomah, Oregon 423 $ 115,749,000 $ 273,638 $ 92,000
St. Charles, Missouri 422 $ 84,604,000 $ 200,483 $ 63,000
Stanislaus, California 416 $ 93,743,000 $ 225,343 $ 64,000
Brevard, Florida 409 $ 81,842,000 $ 200,102 $ 85,000
Collier, Florida 409 $ 124,785,000 $ 305,097 $ 173,000
Utah, Utah 409 $ 103,726,000 $ 253,608 $ 85,000
Bergen, New Jersey 408 $ 142,858,000 $ 350,142 $ 115,000
Providence, Rhode Island 405 $ 90,350,000 $ 223,086 $ 85,000
Duval, Florida 402 $ 92,305,000 $ 229,614 $ 72,000
St. Lucie, Florida 402 $ 73,210,000 $ 182,114 $ 64,000
Ingham, Michigan 395 $ 59,327,000 $ 150,194 $ 72,000
Sonoma, California 394 $ 145,423,000 $ 369,093 $ 109,000
Franklin, Ohio 393 $ 67,565,000 $ 171,921 $ 32,000
Genesee, Michigan 385 $ 52,372,000 $ 136,031 $ 66,000
Benton, Washington 385 $ 81,405,000 $ 211,441 $ 95,000
Will, Illinois 381 $ 89,908,000 $ 235,979 $ 94,000
Nassau, New York 379 $ 144,251,000 $ 380,609 $ 115,000
Ada, Idaho 376 $ 81,774,000 $ 217,484 $ 70,000
Tarrant, Texas 376 $ 82,362,000 $ 219,047 $ 102,000
Davidson, Tennessee 364 $ 85,171,000 $ 233,986 $ 91,000
Seminole, Florida 355 $ 78,552,000 $ 221,273 $ 82,000
Kern, California 354 $ 76,505,000 $ 216,115 $ 85,000
Baltimore, Maryland 353 $ 88,431,000 $ 250,512 $ 86,000
Denton, Texas 353 $ 96,482,000 $ 273,320 $ 115,000
Pierce, Washington 350 $ 94,646,000 $ 270,417 $ 85,000
St. Johns, Florida 345 $ 85,737,000 $ 248,513 $ 81,000
Prince William, Virginia 345 $ 113,157,000 $ 327,991 $ 63,000
Dakota, Minnesota 342 $ 78,006,000 $ 228,087 $ 68,000
Clark, Washington 334 $ 88,540,000 $ 265,089 $ 93,000
El Paso, Colorado 325 $ 80,128,000 $ 246,547 $ 54,000
Galveston, Texas 325 $ 68,329,000 $ 210,243 $ 120,000
Livingston, Michigan 321 $ 60,299,000 $ 187,847 $ 83,000
San Francisco, California 317 $ 149,761,000 $ 472,432 $ 139,000
Anoka, Minnesota 310 $ 64,843,000 $ 209,170 $ 61,000
Nevada, California 303 $ 86,844,000 $ 286,613 $ 107,000
Prince George's, Maryland 294 $ 81,739,000 $ 278,023 $ 57,000
Ocean, New Jersey 293 $ 78,517,000 $ 267,976 $ 98,000
Osceola, Florida 292 $ 62,849,000 $ 215,236 $ 66,000
Pasco, Florida 291 $ 63,711,000 $ 218,938 $ 77,000
Volusia, Florida 291 $ 53,794,000 $ 184,859 $ 88,000
Sheboygan, Wisconsin 291 $ 40,910,000 $ 140,584 $ 75,000
Gwinnett, Georgia 289 $ 60,277,000 $ 208,570 $ 40,000
Cobb, Georgia 288 $ 70,559,000 $ 244,996 $ 62,000
Anne Arundel, Maryland 287 $ 93,990,000 $ 327,491 $ 93,000
Monmouth, New Jersey 287 $ 96,504,000 $ 336,250 $ 131,000
Washington, Oregon 286 $ 81,190,000 $ 283,881 $ 98,000
Fulton, Georgia 282 $ 82,741,000 $ 293,407 $ 89,000
Loudoun, Virginia 276 $ 106,853,000 $ 387,148 $ 71,000
Allegheny, Pennsylvania 275 $ 50,656,000 $ 184,203 $ 85,000
McHenry, Illinois 273 $ 51,894,000 $ 190,087 $ 71,000
Ramsey, Minnesota 271 $ 53,551,000 $ 197,605 $ 71,000
Charleston, South Carolina 269 $ 79,454,000 $ 295,368 $ 111,000
Howard, Maryland 268 $ 89,561,000 $ 334,182 $ 97,000
Davis, Utah 266 $ 65,024,000 $ 244,451 $ 77,000
Kane, Illinois 264 $ 58,320,000 $ 220,909 $ 71,000
Queens, New York 264 $ 92,833,000 $ 351,640 $ 87,000
Blair, Pennsylvania 263 $ 34,174,000 $ 129,939 $ 66,000
Flathead, Montana 260 $ 62,658,000 $ 240,992 $ 80,000
Brazoria, Texas 258 $ 53,520,000 $ 207,441 $ 99,000
Marion, Oregon 257 $ 55,863,000 $ 217,365 $ 73,000
Sedgwick, Kansas 252 $ 38,215,000 $ 151,646 $ 73,000
Cumberland, Pennsylvania 251 $ 48,346,000 $ 192,613 $ 80,000
Marion, Indiana 250 $ 35,891,000 $ 143,564 $ 59,000
New Haven, Connecticut 243 $ 46,962,000 $ 193,259 $ 78,000
Kings, New York 243 $ 123,302,000 $ 507,415 $ 147,000
Martin, Florida 241 $ 54,185,000 $ 224,834 $ 85,000
Ottawa, Michigan 240 $ 37,141,000 $ 154,754 $ 71,000
El Dorado, California 239 $ 82,202,000 $ 343,941 $ 103,000
Erie, New York 234 $ 33,506,000 $ 143,188 $ 53,000
Horry, South Carolina 229 $ 42,982,000 $ 187,694 $ 80,000
Klamath, Oregon 228 $ 38,159,000 $ 167,364 $ 74,000
Wright, Minnesota 225 $ 46,555,000 $ 206,911 $ 69,000
Yellowstone, Montana 223 $ 43,623,000 $ 195,618 $ 64,000
Washington, Minnesota 222 $ 53,941,000 $ 242,977 $ 74,000
Greenville, South Carolina 222 $ 41,235,000 $ 185,743 $ 66,000
Clackamas, Oregon 221 $ 61,706,000 $ 279,212 $ 93,000
Middlesex, New Jersey 220 $ 59,972,000 $ 272,600 $ 83,000
Shasta, California 209 $ 50,546,000 $ 241,846 $ 95,000
Lake, Florida 200 $ 44,005,000 $ 220,025 $ 85,000
Hamilton, Tennessee 198 $ 40,150,000 $ 202,777 $ 85,000
Hartford, Connecticut 197 $ 39,342,000 $ 199,705 $ 67,000
Allen, Indiana 194 $ 27,126,000 $ 139,824 $ 56,000
Hamilton, Indiana 193 $ 45,031,000 $ 233,321 $ 80,000
San Luis Obispo, California 186 $ 66,608,000 $ 358,107 $ 99,000
Vanderburgh, Indiana 184 $ 25,255,000 $ 137,255 $ 11,000
Burleigh, North Dakota 184 $ 44,971,000 $ 244,407 $ 85,000
Eaton, Michigan 182 $ 25,575,000 $ 140,521 $ 66,000
Montgomery, Pennsylvania 182 $ 44,933,000 $ 246,884 $ 80,000
Pinal, Arizona 177 $ 32,070,000 $ 181,186 $ 63,000
Washington, Rhode Island 175 $ 46,649,000 $ 266,565 $ 102,000
Bernalillo, New Mexico 173 $ 32,202,000 $ 186,138 $ 76,000
Westchester, New York 172 $ 49,637,000 $ 288,587 $ 132,000
Santa Cruz, California 169 $ 70,997,000 $ 420,100 $ 127,000
DeKalb, Georgia 169 $ 39,621,000 $ 234,443 $ 60,000
Cascade, Montana 169 $ 30,030,000 $ 177,692 $ 68,000
Larimer, Colorado 168 $ 45,871,000 $ 273,041 $ 82,000
Jefferson, Missouri 165 $ 25,932,000 $ 157,163 $ 52,000
Kent, Rhode Island 164 $ 35,451,000 $ 216,164 $ 74,000
Yolo, California 163 $ 51,694,000 $ 317,141 $ 95,000
Weld, Colorado 163 $ 40,532,000 $ 248,662 $ 66,000
Lincoln, New Mexico 163 $ 31,022,000 $ 190,319 $ 118,000
Webb, Texas 163 $ 31,677,000 $ 194,337 $ 77,000
Thurston, Washington 159 $ 40,167,000 $ 252,622 $ 92,000
Dane, Wisconsin 159 $ 36,285,000 $ 228,207 $ 87,000
Wake, North Carolina 156 $ 38,891,000 $ 249,301 $ 63,000
Anchorage, Alaska 154 $ 49,214,000 $ 319,571 $ 114,000
Sarpy, Nebraska 154 $ 29,172,000 $ 189,428 $ 68,000
Monterey, California 153 $ 57,644,000 $ 376,758 $ 96,000
Forsyth, Georgia 151 $ 36,397,000 $ 241,039 $ 64,000
Hays, Texas 151 $ 44,666,000 $ 295,801 $ 127,000
Worcester, Massachusetts 150 $ 34,659,000 $ 231,060 $ 69,000
Carver, Minnesota 150 $ 42,318,000 $ 282,120 $ 80,000
Fairfield, Connecticut 148 $ 50,593,000 $ 341,844 $ 109,000
Morris, New Jersey 148 $ 55,957,000 $ 378,087 $ 121,000
Montgomery, Tennessee 146 $ 25,346,000 $ 173,602 $ 51,000
Essex, New Jersey 145 $ 46,400,000 $ 320,000 $ 93,000
York, South Carolina 145 $ 32,037,000 $ 220,944 $ 78,000
Brazos, Texas 144 $ 32,135,000 $ 223,159 $ 125,000
Boulder, Colorado 143 $ 44,767,000 $ 313,055 $ 106,000
Santa Barbara, California 141 $ 53,970,000 $ 382,765 $ 110,000
Missoula, Montana 140 $ 32,641,000 $ 233,150 $ 55,000
Cuyahoga, Ohio 140 $ 19,884,000 $ 142,028 $ 42,000
Bell, Texas 140 $ 21,206,000 $ 151,471 $ 78,000
Philadelphia, Pennsylvania 138 $ 24,538,000 $ 177,811 $ 64,000
Middlesex, Massachusetts 137 $ 43,601,000 $ 318,255 $ 94,000
Passaic, New Jersey 137 $ 38,128,000 $ 278,306 $ 89,000
Bucks, Pennsylvania 137 $ 35,404,000 $ 258,423 $ 78,000
Marin, California 136 $ 63,755,000 $ 468,786 $ 139,000
Union, New Jersey 136 $ 42,757,000 $ 314,389 $ 98,000
Lane, Oregon 134 $ 31,952,000 $ 238,447 $ 83,000
Minnehaha, South Dakota 131 $ 24,758,000 $ 188,992 $ 5,000
Franklin, Washington 131 $ 25,721,000 $ 196,343 $ 74,000
Cherokee, Georgia 129 $ 28,452,000 $ 220,558 $ 50,000
Baltimore City, Maryland 129 $ 29,605,000 $ 229,496 $ 95,000
Jefferson, Alabama 128 $ 19,071,000 $ 148,992 $ 56,000
Burlington, New Jersey 127 $ 28,343,000 $ 223,173 $ 71,000
Tulare, California 125 $ 27,497,000 $ 219,976 $ 77,000
Hamilton, Ohio 125 $ 18,490,000 $ 147,920 $ 51,000
Clay, Florida 124 $ 21,267,000 $ 171,508 $ 57,000
Monroe, Florida 124 $ 43,821,000 $ 353,395 $ 146,000
Lancaster, Nebraska 124 $ 20,901,000 $ 168,556 $ 70,000
Washoe, Nevada 124 $ 35,625,000 $ 287,298 $ 139,000
Lucas, Ohio 124 $ 16,538,000 $ 133,370 $ 59,000
Clay, Missouri 123 $ 24,043,000 $ 195,471 $ 54,000
Hudson, New Jersey 121 $ 42,820,000 $ 353,884 $ 95,000
Essex, Massachusetts 119 $ 36,930,000 $ 310,336 $ 84,000
Saginaw, Michigan 119 $ 15,326,000 $ 128,789 $ 63,000
Chester, Pennsylvania 119 $ 32,982,000 $ 277,159 $ 86,000
Scott, Minnesota 117 $ 28,344,000 $ 242,256 $ 66,000
Westmoreland, Pennsylvania 116 $ 17,929,000 $ 154,560 $ 67,000
Williamson, Tennessee 116 $ 38,393,000 $ 330,974 $ 103,000
Frederick, Maryland 114 $ 31,792,000 $ 278,877 $ 65,000
Orange, New York 113 $ 29,062,000 $ 257,185 $ 101,000
Summit, Ohio 113 $ 16,022,000 $ 141,787 $ 28,000
Bristol, Massachusetts 112 $ 31,752,000 $ 283,500 $ 107,000
DeSoto, Mississippi 111 $ 19,643,000 $ 176,963 $ 67,000
St. Louis City, Missouri 111 $ 16,861,000 $ 151,900 $ 50,000
Santa Fe, New Mexico 111 $ 32,908,000 $ 296,468 $ 141,000
Madison, Alabama 110 $ 16,956,000 $ 154,145 $ 68,000
Polk, Iowa 109 $ 19,177,000 $ 175,935 $ 56,000
Ross, Ohio 109 $ 13,571,000 $ 124,504 $ 53,000
Yakima, Washington 109 $ 16,150,000 $ 148,165 $ 58,000
Marion, Florida 108 $ 17,157,000 $ 158,861 $ 59,000
Rockland, New York 108 $ 34,982,000 $ 323,907 $ 134,000
Niagara, New York 107 $ 14,226,000 $ 132,953 $ 55,000
Ward, North Dakota 107 $ 24,215,000 $ 226,308 $ 75,000
Flagler, Florida 106 $ 17,961,000 $ 169,443 $ 77,000
Norfolk, Massachusetts 106 $ 38,769,000 $ 365,745 $ 85,000
Jefferson, Texas 106 $ 15,991,000 $ 150,858 $ 87,000
Hall, Georgia 105 $ 24,296,000 $ 231,390 $ 83,000
Clinton, Michigan 105 $ 18,332,000 $ 174,590 $ 79,000
Cass, Missouri 105 $ 20,135,000 $ 191,761 $ 56,000
Washington, Utah 105 $ 24,435,000 $ 232,714 $ 84,000
Camden, New Jersey 104 $ 21,699,000 $ 208,644 $ 75,000
Cabarrus, North Carolina 104 $ 24,263,000 $ 233,298 $ 77,000
Weber, Utah 104 $ 22,738,000 $ 218,634 $ 66,000
Taos, New Mexico 103 $ 24,485,000 $ 237,718 $ 99,000
Delaware, Ohio 103 $ 24,633,000 $ 239,155 $ 17,000
Hidalgo, Texas 103 $ 20,435,000 $ 198,398 $ 101,000
Whatcom, Washington 103 $ 27,789,000 $ 269,796 $ 120,000
Manitowoc, Wisconsin 101 $ 10,815,000 $ 107,079 $ 55,000
Dutchess, New York 100 $ 23,883,000 $ 238,830 $ 119,000
Harford, Maryland 99 $ 27,113,000 $ 273,868 $ 59,000
Greene, Missouri 99 $ 13,463,000 $ 135,989 $ 12,000
District of Columbia, District Of Columbia 98 $ 36,681,000 $ 374,295 $ 84,000
Douglas, Kansas 98 $ 19,256,000 $ 196,489 $ 110,000
Calhoun, Michigan 98 $ 10,742,000 $ 109,612 $ 59,000
Virginia Beach, Virginia 96 $ 25,475,000 $ 265,364 $ 63,000
Clermont, Ohio 94 $ 12,485,000 $ 132,819 $ 43,000
Waukesha, Wisconsin 94 $ 22,028,000 $ 234,340 $ 94,000
Indian River, Florida 93 $ 17,851,000 $ 191,946 $ 67,000
Monroe, Michigan 93 $ 12,700,000 $ 136,559 $ 63,000
St. Clair, Michigan 93 $ 16,765,000 $ 180,268 $ 85,000
Chatham, Georgia 92 $ 20,334,000 $ 221,021 $ 106,000
Honolulu, Hawaii 92 $ 46,708,000 $ 507,695 $ 94,000
Carroll, Maryland 92 $ 25,916,000 $ 281,695 $ 62,000
Lee, Mississippi 92 $ 12,326,000 $ 133,978 $ 55,000
Stafford, Virginia 91 $ 29,020,000 $ 318,901 $ 57,000
Napa, California 90 $ 37,047,000 $ 411,633 $ 117,000
Broomfield, Colorado 89 $ 28,924,000 $ 324,988 $ 102,000
St. Clair, Illinois 89 $ 15,134,000 $ 170,044 $ 34,000
Jefferson, Kentucky 89 $ 15,201,000 $ 170,797 $ 29,000
Union, North Carolina 89 $ 22,289,000 $ 250,438 $ 85,000
Rutherford, Tennessee 89 $ 17,858,000 $ 200,651 $ 57,000
Kenosha, Wisconsin 89 $ 15,901,000 $ 178,662 $ 77,000
Merced, California 88 $ 18,503,000 $ 210,261 $ 65,000
Bay, Michigan 88 $ 8,854,000 $ 100,613 $ 56,000
Troup, Georgia 85 $ 13,146,000 $ 154,658 $ 56,000
Wells, Indiana 85 $ 10,338,000 $ 121,623 $ 47,000
Sherburne, Minnesota 85 $ 18,005,000 $ 211,823 $ 55,000
York, Pennsylvania 85 $ 17,266,000 $ 203,129 $ 74,000
Chesterfield, Virginia 85 $ 20,499,000 $ 241,164 $ 55,000
Skagit, Washington 85 $ 19,381,000 $ 228,011 $ 102,000
Warrick, Indiana 84 $ 14,556,000 $ 173,285 $ 14,000
Camden, Missouri 84 $ 14,558,000 $ 173,309 $ 109,000
Pennington, South Dakota 84 $ 16,577,000 $ 197,345 $ 12,000
Val Verde, Texas 84 $ 11,333,000 $ 134,916 $ 74,000
Canyon, Idaho 83 $ 15,100,000 $ 181,927 $ 64,000
Litchfield, Connecticut 82 $ 16,461,000 $ 200,743 $ 73,000
Columbia, Georgia 82 $ 15,547,000 $ 189,597 $ 67,000
Maui, Hawaii 82 $ 32,226,000 $ 393,000 $ 107,000
Richmond, New York 82 $ 29,880,000 $ 364,390 $ 100,000
Kalamazoo, Michigan 80 $ 12,151,000 $ 151,887 $ 75,000
Rockingham, New Hampshire 80 $ 22,424,000 $ 280,300 $ 91,000
Sumner, Tennessee 80 $ 17,140,000 $ 214,250 $ 71,000
Kitsap, Washington 80 $ 25,483,000 $ 318,537 $ 100,000
Highlands, Florida 79 $ 10,320,000 $ 130,632 $ 58,000
Polk, Oregon 79 $ 17,577,000 $ 222,493 $ 73,000
Comal, Texas 79 $ 23,176,000 $ 293,367 $ 113,000
Oconto, Wisconsin 79 $ 13,906,000 $ 176,025 $ 105,000
Lafayette, Louisiana 78 $ 15,375,000 $ 197,115 $ 77,000
Boone, Missouri 78 $ 12,130,000 $ 155,512 $ 46,000
Perry, Pennsylvania 78 $ 12,196,000 $ 156,358 $ 66,000
Scott, Iowa 77 $ 10,150,000 $ 131,818 $ 63,000
Butte, California 75 $ 16,544,000 $ 220,586 $ 78,000
Somerset, New Jersey 75 $ 27,067,000 $ 360,893 $ 111,000
Douglas, Oregon 75 $ 14,448,000 $ 192,640 $ 70,000
Spotsylvania, Virginia 75 $ 21,816,000 $ 290,880 $ 57,000
Barron, Wisconsin 75 $ 9,933,000 $ 132,440 $ 54,000
Eau Claire, Wisconsin 75 $ 10,464,000 $ 139,520 $ 55,000
Plymouth, Massachusetts 74 $ 22,175,000 $ 299,662 $ 47,000
Delaware, Pennsylvania 74 $ 18,010,000 $ 243,378 $ 84,000
Shelby, Tennessee 74 $ 14,493,000 $ 195,851 $ 56,000
Milwaukee, Wisconsin 74 $ 12,243,000 $ 165,445 $ 58,000
Richmond, Georgia 73 $ 9,235,000 $ 126,506 $ 44,000
Lapeer, Michigan 73 $ 11,943,000 $ 163,602 $ 74,000
Rockwall, Texas 73 $ 19,936,000 $ 273,095 $ 117,000
Outagamie, Wisconsin 73 $ 13,138,000 $ 179,972 $ 70,000
Park, Montana 72 $ 14,774,000 $ 205,194 $ 70,000
McLennan, Texas 72 $ 15,021,000 $ 208,625 $ 119,000
Henrico, Virginia 72 $ 16,216,000 $ 225,222 $ 60,000
Bonneville, Idaho 71 $ 11,461,000 $ 161,422 $ 63,000
Allegan, Michigan 69 $ 10,474,000 $ 151,797 $ 59,000
Ravalli, Montana 69 $ 15,402,000 $ 223,217 $ 51,000
Dorchester, South Carolina 69 $ 17,912,000 $ 259,594 $ 77,000
Ozaukee, Wisconsin 69 $ 13,792,000 $ 199,884 $ 90,000
Shawnee, Kansas 68 $ 9,804,000 $ 144,176 $ 84,000
Calaveras, California 67 $ 16,695,000 $ 249,179 $ 139,000
Dauphin, Pennsylvania 67 $ 11,891,000 $ 177,477 $ 74,000
Erie, Pennsylvania 67 $ 9,445,000 $ 140,970 $ 67,000
Saratoga, New York 66 $ 13,854,000 $ 209,909 $ 76,000
Anderson, South Carolina 66 $ 11,077,000 $ 167,833 $ 58,000
Kings, California 65 $ 13,716,000 $ 211,015 $ 86,000
Madera, California 65 $ 15,199,000 $ 233,830 $ 63,000
Platte, Missouri 65 $ 13,829,000 $ 212,753 $ 63,000
Guadalupe, Texas 65 $ 12,781,000 $ 196,630 $ 69,000
Clallam, Washington 65 $ 15,282,000 $ 235,107 $ 80,000
Matanuska-Susitna, Alaska 64 $ 20,252,000 $ 316,437 $ 97,000
East Baton Rouge, Louisiana 64 $ 14,121,000 $ 220,640 $ 33,000
Shelby, Alabama 63 $ 12,755,000 $ 202,460 $ 80,000
Monroe, Indiana 63 $ 11,635,000 $ 184,682 $ 20,000
Chisago, Minnesota 63 $ 12,191,000 $ 193,507 $ 60,000
Lancaster, Pennsylvania 63 $ 12,290,000 $ 195,079 $ 63,000
Charlotte, Florida 62 $ 12,986,000 $ 209,451 $ 86,000
Story, Iowa 62 $ 11,259,000 $ 181,596 $ 80,000
Ionia, Michigan 62 $ 7,890,000 $ 127,258 $ 52,000
Gallatin, Montana 62 $ 17,280,000 $ 278,709 $ 81,000
Fairfield, Ohio 62 $ 11,021,000 $ 177,758 $ 70,000
Stark, Ohio 62 $ 8,926,000 $ 143,967 $ 25,000
Lawrence, Pennsylvania 62 $ 7,196,000 $ 116,064 $ 49,000
Washington, Pennsylvania 62 $ 11,503,000 $ 185,532 $ 74,000
Madison, Illinois 61 $ 9,883,000 $ 162,016 $ 42,000
New York, New York 61 $ 29,847,000 $ 489,295 $ 145,000
Hendricks, Indiana 60 $ 11,952,000 $ 199,200 $ 77,000
Wyandotte, Kansas 60 $ 9,370,000 $ 156,166 $ 44,000
Orleans, Louisiana 60 $ 12,064,000 $ 201,066 $ 89,000
Butler, Pennsylvania 60 $ 13,112,000 $ 218,533 $ 85,000
Kendall, Illinois 59 $ 13,401,000 $ 227,135 $ 63,000
Beaver, Pennsylvania 59 $ 7,327,000 $ 124,186 $ 74,000
Centre, Pennsylvania 59 $ 12,109,000 $ 205,237 $ 91,000
Knox, Tennessee 59 $ 10,969,000 $ 185,915 $ 50,000
Crow Wing, Minnesota 58 $ 11,454,000 $ 197,482 $ 77,000
Cumberland, Tennessee 58 $ 7,147,000 $ 123,224 $ 52,000
Marion, West Virginia 58 $ 7,548,000 $ 130,137 $ 55,000
Bartow, Georgia 57 $ 9,411,000 $ 165,105 $ 76,000
Lewis and Clark, Montana 57 $ 12,754,000 $ 223,754 $ 26,000
Gloucester, New Jersey 57 $ 11,692,000 $ 205,122 $ 82,000
Licking, Ohio 57 $ 9,676,000 $ 169,754 $ 40,000
Lehigh, Pennsylvania 57 $ 12,184,000 $ 213,754 $ 74,000
Boone, Kentucky 56 $ 9,724,000 $ 173,642 $ 67,000
Hillsborough, New Hampshire 56 $ 13,170,000 $ 235,178 $ 72,000
Lorain, Ohio 56 $ 8,566,000 $ 152,964 $ 53,000
Spartanburg, South Carolina 56 $ 8,432,000 $ 150,571 $ 47,000
Chesapeake, Virginia 56 $ 15,340,000 $ 273,928 $ 57,000
Chippewa, Wisconsin 56 $ 7,772,000 $ 138,785 $ 59,000
Jefferson, Louisiana 55 $ 7,946,000 $ 144,472 $ 56,000
Sandoval, New Mexico 55 $ 10,668,000 $ 193,963 $ 86,000
Greenwood, South Carolina 55 $ 6,668,000 $ 121,236 $ 49,000
St. Croix, Wisconsin 55 $ 12,468,000 $ 226,690 $ 72,000
Yuba, California 54 $ 12,261,000 $ 227,055 $ 71,000
Paulding, Georgia 54 $ 8,898,000 $ 164,777 $ 36,000
Muskegon, Michigan 54 $ 7,197,000 $ 133,277 $ 53,000
Bristol, Rhode Island 54 $ 15,749,000 $ 291,648 $ 104,000
Tuolumne, California 53 $ 12,484,000 $ 235,547 $ 91,000
Hernando, Florida 53 $ 7,661,000 $ 144,547 $ 56,000
Okaloosa, Florida 53 $ 10,774,000 $ 203,283 $ 61,000
Berrien, Michigan 53 $ 7,847,000 $ 148,056 $ 55,000
Lenawee, Michigan 53 $ 7,347,000 $ 138,622 $ 54,000
Lackawanna, Pennsylvania 53 $ 6,426,000 $ 121,245 $ 67,000
Lincoln, South Dakota 53 $ 11,869,000 $ 223,943 $ 4,000
El Paso, Texas 53 $ 10,446,000 $ 197,094 $ 102,000
Lincoln, Wyoming 53 $ 12,500,000 $ 235,849 $ 80,000
Morrison, Minnesota 52 $ 7,821,000 $ 150,403 $ 61,000
Monongalia, West Virginia 52 $ 9,797,000 $ 188,403 $ 69,000
New Castle, Delaware 51 $ 13,528,000 $ 265,254 $ 81,000
Henry, Georgia 51 $ 8,538,000 $ 167,411 $ 40,000
Gaston, North Carolina 51 $ 11,013,000 $ 215,941 $ 75,000
Linn, Oregon 51 $ 9,617,000 $ 188,568 $ 61,000
Lancaster, South Carolina 51 $ 12,580,000 $ 246,666 $ 68,000
Kootenai, Idaho 50 $ 11,250,000 $ 225,000 $ 63,000
St. Joseph, Michigan 50 $ 5,036,000 $ 100,720 $ 55,000
Gage, Nebraska 50 $ 4,823,000 $ 96,460 $ 51,000
Bronx, New York 50 $ 17,872,000 $ 357,440 $ 101,000
Cambria, Pennsylvania 50 $ 6,022,000 $ 120,440 $ 77,000
Arlington, Virginia 50 $ 20,360,000 $ 407,200 $ 81,000
St. Clair, Alabama 49 $ 8,403,000 $ 171,489 $ 64,000
Citrus, Florida 49 $ 7,410,000 $ 151,224 $ 72,000
Hawaii, Hawaii 49 $ 18,252,000 $ 372,489 $ 221,000
Lake, Indiana 49 $ 8,132,000 $ 165,959 $ 43,000
Mercer, New Jersey 49 $ 11,960,000 $ 244,081 $ 99,000
Alachua, Florida 48 $ 10,157,000 $ 211,604 $ 61,000
Bay, Florida 48 $ 9,414,000 $ 196,125 $ 55,000
Newport, Rhode Island 48 $ 14,804,000 $ 308,416 $ 96,000
Kaufman, Texas 48 $ 10,112,000 $ 210,666 $ 99,000
Fauquier, Virginia 48 $ 15,964,000 $ 332,583 $ 49,000
Lee, Alabama 47 $ 9,755,000 $ 207,553 $ 78,000
Santa Rosa, Florida 47 $ 10,037,000 $ 213,553 $ 87,000
Isabella, Michigan 47 $ 7,373,000 $ 156,872 $ 62,000
Franklin, Missouri 47 $ 8,707,000 $ 185,255 $ 60,000
Sussex, New Jersey 47 $ 10,148,000 $ 215,914 $ 94,000
Berkeley, South Carolina 47 $ 9,965,000 $ 212,021 $ 66,000
Montgomery, Ohio 46 $ 5,150,000 $ 111,956 $ 37,000
Lawrence, Tennessee 46 $ 5,556,000 $ 120,782 $ 54,000
Wilson, Tennessee 46 $ 10,880,000 $ 236,521 $ 66,000
Bastrop, Texas 46 $ 8,148,000 $ 177,130 $ 93,000
Ellis, Texas 46 $ 10,841,000 $ 235,673 $ 89,000
Frederick, Virginia 46 $ 10,905,000 $ 237,065 $ 53,000
Yavapai, Arizona 45 $ 10,567,000 $ 234,822 $ 56,000
Barry, Michigan 45 $ 6,920,000 $ 153,777 $ 49,000
Oklahoma, Oklahoma 45 $ 8,690,000 $ 193,111 $ 41,000
Richland, South Carolina 45 $ 10,707,000 $ 237,933 $ 60,000
Marinette, Wisconsin 45 $ 6,897,000 $ 153,266 $ 63,000
Sutter, California 44 $ 10,244,000 $ 232,818 $ 65,000
New London, Connecticut 44 $ 9,118,000 $ 207,227 $ 70,000
Tolland, Connecticut 44 $ 9,529,000 $ 216,568 $ 69,000
Coweta, Georgia 44 $ 9,464,000 $ 215,090 $ 68,000
Charles, Maryland 44 $ 13,602,000 $ 309,136 $ 84,000
Hillsdale, Michigan 44 $ 4,416,000 $ 100,363 $ 56,000
Jasper, Missouri 44 $ 5,416,000 $ 123,090 $ 26,000
Strafford, New Hampshire 44 $ 9,585,000 $ 217,840 $ 52,000
Butler, Ohio 44 $ 7,865,000 $ 178,750 $ 38,000
Lake, Ohio 44 $ 6,148,000 $ 139,727 $ 33,000
Houston, Alabama 43 $ 5,604,000 $ 130,325 $ 39,000
Branch, Michigan 43 $ 4,713,000 $ 109,604 $ 59,000
Northampton, Pennsylvania 43 $ 8,511,000 $ 197,930 $ 70,000
Warren, Virginia 43 $ 10,464,000 $ 243,348 $ 25,000
Amador, California 42 $ 9,512,000 $ 226,476 $ 90,000
Buncombe, North Carolina 42 $ 12,247,000 $ 291,595 $ 111,000
Morton, North Dakota 42 $ 10,160,000 $ 241,904 $ 83,000
Medina, Ohio 42 $ 7,007,000 $ 166,833 $ 36,000
Washington, Texas 42 $ 6,514,000 $ 155,095 $ 76,000
Mobile, Alabama 41 $ 6,773,000 $ 165,195 $ 47,000
Summit, Colorado 41 $ 13,944,000 $ 340,097 $ 155,000
Pottawattamie, Iowa 41 $ 7,038,000 $ 171,658 $ 59,000
Cumberland, Maine 41 $ 10,170,000 $ 248,048 $ 24,000
Wood, Ohio 41 $ 6,017,000 $ 146,756 $ 64,000
Montgomery, Alabama 40 $ 7,107,000 $ 177,675 $ 60,000
Coconino, Arizona 40 $ 12,378,000 $ 309,450 $ 134,000
San Benito, California 40 $ 14,413,000 $ 360,325 $ 82,000
Kenton, Kentucky 40 $ 5,891,000 $ 147,275 $ 50,000
Durham, North Carolina 40 $ 7,943,000 $ 198,575 $ 60,000
Liberty, Georgia 39 $ 5,934,000 $ 152,153 $ 48,000
Rock Island, Illinois 39 $ 4,085,000 $ 104,743 $ 49,000
Huntington, Indiana 39 $ 4,234,000 $ 108,564 $ 37,000
Leavenworth, Kansas 39 $ 6,769,000 $ 173,564 $ 63,000
St. Mary's, Maryland 39 $ 10,444,000 $ 267,794 $ 77,000
Midland, Michigan 39 $ 5,388,000 $ 138,153 $ 64,000
Shiawassee, Michigan 39 $ 5,453,000 $ 139,820 $ 53,000
Isanti, Minnesota 39 $ 6,401,000 $ 164,128 $ 47,000
Guilford, North Carolina 39 $ 8,825,000 $ 226,282 $ 36,000
Pike, Ohio 39 $ 4,792,000 $ 122,871 $ 59,000
Crawford, Pennsylvania 39 $ 4,034,000 $ 103,435 $ 66,000
Warren, Pennsylvania 39 $ 3,549,000 $ 91,000 $ 51,000
Porter, Indiana 38 $ 7,461,000 $ 196,342 $ 36,000
Sussex, Delaware 37 $ 10,464,000 $ 282,810 $ 113,000
Lee, Georgia 37 $ 6,069,000 $ 164,027 $ 91,000
Berks, Pennsylvania 37 $ 6,674,000 $ 180,378 $ 62,000
Grayson, Texas 37 $ 7,850,000 $ 212,162 $ 113,000
Monroe, Wisconsin 37 $ 6,257,000 $ 169,108 $ 73,000
Washington, Wisconsin 37 $ 7,752,000 $ 209,513 $ 87,000
Teton, Wyoming 37 $ 20,840,000 $ 563,243 $ 89,000
Limestone, Alabama 36 $ 7,796,000 $ 216,555 $ 66,000
Windham, Connecticut 36 $ 6,392,000 $ 177,555 $ 40,000
Lincoln, Missouri 36 $ 5,563,000 $ 154,527 $ 35,000
Humboldt, California 35 $ 7,920,000 $ 226,285 $ 93,000
Johnson, Indiana 35 $ 6,519,000 $ 186,257 $ 42,000
Madison, Kentucky 35 $ 5,198,000 $ 148,514 $ 61,000
Kandiyohi, Minnesota 35 $ 5,955,000 $ 170,142 $ 85,000
Union, Mississippi 35 $ 4,847,000 $ 138,485 $ 59,000
Silver Bow, Montana 35 $ 5,379,000 $ 153,685 $ 75,000
Jackson, Oregon 35 $ 9,040,000 $ 258,285 $ 70,000
Wharton, Texas 35 $ 6,365,000 $ 181,857 $ 92,000
Tooele, Utah 35 $ 7,514,000 $ 214,685 $ 64,000
Tuscaloosa, Alabama 34 $ 5,504,000 $ 161,882 $ 63,000
Suffolk, Massachusetts 34 $ 11,221,000 $ 330,029 $ 94,000
Goodhue, Minnesota 34 $ 5,671,000 $ 166,794 $ 56,000
Hunterdon, New Jersey 34 $ 10,623,000 $ 312,441 $ 112,000
Huntingdon, Pennsylvania 34 $ 5,148,000 $ 151,411 $ 74,000
Hardin, Texas 34 $ 6,129,000 $ 180,264 $ 92,000
Wood, West Virginia 34 $ 3,973,000 $ 116,852 $ 62,000
Lake, California 33 $ 7,376,000 $ 223,515 $ 75,000
Tehama, California 33 $ 7,253,000 $ 219,787 $ 70,000
Pueblo, Colorado 33 $ 5,871,000 $ 177,909 $ 51,000
Jefferson, Idaho 33 $ 5,657,000 $ 171,424 $ 53,000
Page:

Mortgage Loan Application Detail Totals for Flagstar Bank NA in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 73,646 $20,935,478,000 $284,000 $8,300,000 $93,000 $4,949,000
Home Purchase 66,112 $16,199,372,000 $245,000 $4,500,000 $88,000 $4,316,000
Home Improvement 4,808 $1,236,840,000 $257,000 $6,000,000 $101,000 $4,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 81,442 $20,570,494,000 $252,000 $6,000,000 $103,000 $4,999,000
Asian 18,267 $6,265,229,000 $342,000 $2,500,000 $132,000 $2,940,000
Not applicable 18,142 $4,705,383,000 $259,000 $8,300,000 $0 $0
Hispanic 12,648 $3,186,021,000 $251,000 $1,833,000 $84,000 $1,685,000
Not Provided 7,569 $2,066,445,000 $273,000 $1,950,000 $101,000 $1,192,000
Black or African American 5,589 $1,308,209,000 $234,000 $2,500,000 $78,000 $4,275,000
Native Hawaiin or Other Pacific Islander 577 $189,900,000 $329,000 $910,000 $108,000 $2,487,000
American Indian or Alaskan Native 332 $80,009,000 $240,000 $712,000 $94,000 $514,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 95,638 $26,726,117,000 $279,000 $8,300,000 $110,000 $4,999,000
FHA-insured (Federal Housing Administration) 30,358 $6,515,920,000 $214,000 $965,000 $52,000 $853,000
VA-guaranteed (Veterans Administration) 16,315 $4,820,343,000 $295,000 $1,775,000 $60,000 $1,013,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2,255 $309,310,000 $137,000 $421,000 $43,000 $119,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 103,039 $27,564,889,000 $267,000 $8,300,000 $105,000 $4,949,000
Application Denied By Financial Institution 20,196 $5,352,270,000 $265,000 $6,000,000 $99,000 $4,999,000
Loan Purchased By The Institution 18,126 $4,672,808,000 $257,000 $2,425,000 $0 $0
Application Approved But Not Accepted 2,237 $567,449,000 $253,000 $1,838,000 $100,000 $1,263,000
Application Withdrawn By Applicant 959 $211,916,000 $220,000 $1,000,000 $96,000 $817,000
File Closed For Incompleteness 9 $2,358,000 $262,000 $625,000 $110,000 $250,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 11,064 $2,964,439,000 $267,000 $2,500,000 $106,000 $2,940,000
Debt-To-Income Ratio 4,079 $1,133,742,000 $277,000 $2,500,000 $68,000 $1,024,000
Collateral 2,288 $559,553,000 $244,000 $1,960,000 $108,000 $2,144,000
Credit History 1,567 $360,525,000 $230,000 $6,000,000 $105,000 $4,999,000
Other 800 $221,730,000 $277,000 $1,895,000 $125,000 $1,323,000
Unverifiable Information 205 $62,125,000 $303,000 $1,763,000 $116,000 $900,000
Employment History 111 $28,513,000 $256,000 $1,025,000 $75,000 $331,000
Insufficient Cash (Downpayment, Closing Cost) 59 $15,627,000 $264,000 $833,000 $94,000 $614,000
Mortgage Insurance Denied 23 $6,016,000 $261,000 $489,000 $105,000 $374,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagstar Bank NA's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Flagstar Bank NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet with aggregated HMDA statistics today.

Download the Michigan Lender List