Flagstar Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Flagstar Bank, N.A. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Flagstar Bank, N.A. 5151 Corporate Drive Hicksville, NY 48098 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 144,566 |
| Total Mortgage Loan Application Amount | $38,371,690,000 |
| Average Mortgage Loan Application Amount | $262,000 |
| Highest Mortgage Loan Application Amount | $8,300,000 |
| Average Applicant Income | $94,000 |
| Highest Applicant Income | $4,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Flagstar Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Flagstar Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Flagstar Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Flagstar Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Flagstar Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Flagstar Bank, N.A.'s mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 9,701 | $ 3,723,945,000 | $ 383,000 | $ 113,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 5,388 | $ 1,276,836,000 | $ 236,000 | $ 117,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 5,369 | $ 1,518,684,000 | $ 282,000 | $ 97,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 5,067 | $ 2,144,749,000 | $ 423,000 | $ 133,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 4,767 | $ 938,304,000 | $ 196,000 | $ 89,000 |
| SAN DIEGO-CARLSBAD, CA | 3,987 | $ 1,544,322,000 | $ 387,000 | $ 99,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 3,466 | $ 885,218,000 | $ 255,000 | $ 88,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 3,342 | $ 815,179,000 | $ 243,000 | $ 96,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 2,984 | $ 1,258,674,000 | $ 421,000 | $ 135,000 |
| DENVER-AURORA-LAKEWOOD, CO | 2,847 | $ 799,386,000 | $ 280,000 | $ 88,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2,819 | $ 635,346,000 | $ 222,000 | $ 70,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 2,761 | $ 831,875,000 | $ 301,000 | $ 97,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 2,559 | $ 866,214,000 | $ 342,000 | $ 112,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 2,375 | $ 837,989,000 | $ 352,000 | $ 123,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2,304 | $ 788,686,000 | $ 303,000 | $ 67,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 2,076 | $ 1,016,205,000 | $ 489,000 | $ 149,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 1,908 | $ 482,488,000 | $ 252,000 | $ 105,000 |
| AUSTIN-ROUND ROCK, TX | 1,773 | $ 495,054,000 | $ 279,000 | $ 126,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 1,763 | $ 399,589,000 | $ 226,000 | $ 58,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,725 | $ 382,182,000 | $ 221,000 | $ 77,000 |
| KANSAS CITY, MO-KS | 1,710 | $ 349,679,000 | $ 204,500 | $ 65,000 |
| ST. LOUIS, MO-IL | 1,618 | $ 305,149,000 | $ 178,000 | $ 53,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,567 | $ 353,746,000 | $ 225,000 | $ 88,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,528 | $ 389,150,000 | $ 254,000 | $ 98,000 |
| DALLAS-PLANO-IRVING, TX | 1,454 | $ 379,126,000 | $ 260,000 | $ 114,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 1,431 | $ 264,091,000 | $ 184,000 | $ 92,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,347 | $ 357,545,000 | $ 265,000 | $ 95,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 1,326 | $ 361,800,000 | $ 270,000 | $ 92,500 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 1,252 | $ 362,657,000 | $ 289,000 | $ 88,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 1,021 | $ 247,676,000 | $ 242,000 | $ 93,000 |
| PROVIDENCE-WARWICK, RI-MA | 958 | $ 234,755,000 | $ 261,000 | $ 97,500 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 945 | $ 216,590,000 | $ 228,000 | $ 79,500 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 922 | $ 370,749,000 | $ 402,000 | $ 106,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 916 | $ 442,456,000 | $ 483,000 | $ 141,000 |
| CAPE CORAL-FORT MYERS, FL | 904 | $ 199,968,000 | $ 221,000 | $ 114,000 |
| JACKSONVILLE, FL | 900 | $ 207,691,000 | $ 230,000 | $ 74,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 898 | $ 199,002,000 | $ 221,000 | $ 62,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 819 | $ 291,201,000 | $ 355,000 | $ 112,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 772 | $ 184,815,000 | $ 239,000 | $ 83,000 |
| GRAND RAPIDS-WYOMING, MI | 769 | $ 114,972,000 | $ 149,000 | $ 67,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 722 | $ 128,757,000 | $ 173,500 | $ 70,500 |
| SALT LAKE CITY, UT | 704 | $ 177,055,000 | $ 251,000 | $ 82,000 |
| COLUMBUS, OH | 687 | $ 124,802,000 | $ 181,000 | $ 35,000 |
| LANSING-EAST LANSING, MI | 682 | $ 103,234,000 | $ 151,000 | $ 72,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 670 | $ 151,678,000 | $ 205,500 | $ 88,500 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 663 | $ 234,568,000 | $ 353,000 | $ 93,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 651 | $ 120,179,000 | $ 184,000 | $ 66,000 |
| PORT ST. LUCIE, FL | 643 | $ 127,395,000 | $ 198,000 | $ 72,000 |
| GREEN BAY, WI | 636 | $ 110,167,000 | $ 173,000 | $ 85,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 628 | $ 138,325,000 | $ 220,000 | $ 77,000 |
| STOCKTON-LODI, CA | 613 | $ 170,598,000 | $ 278,000 | $ 94,000 |
| NEWARK, NJ-PA | 592 | $ 194,311,000 | $ 261,500 | $ 76,000 |
| PITTSBURGH, PA | 591 | $ 103,529,000 | $ 175,000 | $ 79,000 |
| KENNEWICK-RICHLAND, WA | 516 | $ 107,126,000 | $ 207,000 | $ 90,000 |
| FRESNO, CA | 507 | $ 122,502,000 | $ 241,000 | $ 94,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 499 | $ 96,492,000 | $ 193,000 | $ 95,000 |
| SPOKANE-SPOKANE VALLEY, WA | 487 | $ 97,868,000 | $ 200,000 | $ 76,000 |
| TUCSON, AZ | 479 | $ 95,995,000 | $ 200,000 | $ 73,000 |
| BOISE CITY, ID | 477 | $ 100,264,000 | $ 210,000 | $ 69,000 |
| BEND-REDMOND, OR | 465 | $ 121,211,000 | $ 260,000 | $ 97,000 |
| LAKELAND-WINTER HAVEN, FL | 463 | $ 70,998,000 | $ 153,000 | $ 51,000 |
| FORT WORTH-ARLINGTON, TX | 452 | $ 98,172,000 | $ 217,000 | $ 98,000 |
| VALLEJO-FAIRFIELD, CA | 444 | $ 140,194,000 | $ 315,000 | $ 97,000 |
| ANN ARBOR, MI | 440 | $ 99,670,000 | $ 226,000 | $ 93,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 438 | $ 113,319,000 | $ 258,000 | $ 81,000 |
| JACKSON, MI | 437 | $ 44,231,000 | $ 101,000 | $ 59,000 |
| CINCINNATI, OH-KY-IN | 435 | $ 67,015,000 | $ 154,000 | $ 46,666 |
| MODESTO, CA | 416 | $ 93,743,000 | $ 225,000 | $ 64,000 |
| PROVO-OREM, UT | 411 | $ 104,259,000 | $ 253,000 | $ 85,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 409 | $ 124,785,000 | $ 305,000 | $ 173,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 409 | $ 81,842,000 | $ 200,000 | $ 85,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 397 | $ 71,755,000 | $ 180,000 | $ 85,000 |
| HARRISBURG-CARLISLE, PA | 396 | $ 72,433,000 | $ 182,000 | $ 77,000 |
| SANTA ROSA, CA | 394 | $ 145,423,000 | $ 369,000 | $ 109,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 385 | $ 107,331,000 | $ 278,000 | $ 99,000 |
| FLINT, MI | 385 | $ 52,372,000 | $ 136,000 | $ 66,000 |
| OGDEN-CLEARFIELD, UT | 384 | $ 91,309,000 | $ 237,000 | $ 75,000 |
| BAKERSFIELD, CA | 354 | $ 76,505,000 | $ 216,000 | $ 85,000 |
| TACOMA-LAKEWOOD, WA | 350 | $ 94,646,000 | $ 270,000 | $ 85,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 341 | $ 47,732,000 | $ 139,000 | $ 54,000 |
| COLORADO SPRINGS, CO | 339 | $ 83,291,000 | $ 245,000 | $ 54,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 339 | $ 60,500,000 | $ 178,000 | $ 63,000 |
| SALEM, OR | 336 | $ 73,440,000 | $ 218,000 | $ 73,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 319 | $ 82,627,000 | $ 240,000 | $ 44,000 |
| EVANSVILLE, IN-KY | 301 | $ 44,630,000 | $ 153,500 | $ 6,500 |
| WICHITA, KS | 301 | $ 45,023,000 | $ 149,000 | $ 73,000 |
| CLEVELAND-ELYRIA, OH | 300 | $ 45,176,000 | $ 150,000 | $ 42,000 |
| SHEBOYGAN, WI | 291 | $ 40,910,000 | $ 140,000 | $ 75,000 |
| BIRMINGHAM-HOOVER, AL | 290 | $ 46,610,000 | $ 160,000 | $ 63,000 |
| CAMDEN, NJ | 288 | $ 61,734,000 | $ 214,000 | $ 75,000 |
| FORT WAYNE, IN | 288 | $ 38,888,000 | $ 135,000 | $ 53,000 |
| ELGIN, IL | 279 | $ 60,769,000 | $ 217,000 | $ 72,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 274 | $ 55,815,000 | $ 203,000 | $ 82,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 267 | $ 54,495,000 | $ 204,000 | $ 67,000 |
| ALTOONA, PA | 263 | $ 34,174,000 | $ 129,000 | $ 66,000 |
| RICHMOND, VA | 260 | $ 59,898,000 | $ 230,000 | $ 59,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 256 | $ 80,531,000 | $ 314,000 | $ 90,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 247 | $ 46,988,000 | $ 204,500 | $ 73,000 |
| ALBUQUERQUE, NM | 246 | $ 46,614,000 | $ 189,000 | $ 78,000 |
| BILLINGS, MT | 246 | $ 47,041,000 | $ 191,000 | $ 65,000 |
| NEW HAVEN-MILFORD, CT | 243 | $ 46,962,000 | $ 193,000 | $ 78,000 |
| CHATTANOOGA, TN-GA | 240 | $ 46,350,000 | $ 175,000 | $ 73,500 |
| BISMARCK, ND | 227 | $ 55,287,000 | $ 243,000 | $ 84,000 |
| ANCHORAGE, AK | 218 | $ 69,466,000 | $ 318,000 | $ 109,000 |
| MEMPHIS, TN-MS-AR | 218 | $ 39,291,000 | $ 161,666 | $ 64,666 |
| BOSTON, MA | 214 | $ 72,165,000 | $ 337,000 | $ 74,000 |
| PHILADELPHIA, PA | 212 | $ 42,548,000 | $ 200,000 | $ 71,000 |
| REDDING, CA | 209 | $ 50,546,000 | $ 241,000 | $ 95,000 |
| SIOUX FALLS, SD | 192 | $ 39,088,000 | $ 203,000 | $ 6,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 190 | $ 30,459,000 | $ 164,000 | $ 54,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 186 | $ 66,608,000 | $ 358,000 | $ 99,000 |
| WORCESTER, MA-CT | 186 | $ 41,051,000 | $ 204,000 | $ 54,500 |
| RALEIGH, NC | 177 | $ 42,539,000 | $ 240,000 | $ 59,000 |
| MADISON, WI | 176 | $ 39,296,000 | $ 223,000 | $ 85,000 |
| TOLEDO, OH | 174 | $ 23,842,000 | $ 137,000 | $ 60,000 |
| BEAUMONT-PORT ARTHUR, TX | 173 | $ 27,270,000 | $ 157,000 | $ 85,000 |
| COLLEGE STATION-BRYAN, TX | 171 | $ 36,767,000 | $ 215,000 | $ 118,000 |
| GREAT FALLS, MT | 169 | $ 30,030,000 | $ 177,000 | $ 68,000 |
| SANTA CRUZ-WATSONVILLE, CA | 169 | $ 70,997,000 | $ 420,000 | $ 127,000 |
| FORT COLLINS, CO | 168 | $ 45,871,000 | $ 273,000 | $ 82,000 |
| GREELEY, CO | 163 | $ 40,532,000 | $ 248,000 | $ 66,000 |
| LAREDO, TX | 163 | $ 31,677,000 | $ 194,000 | $ 77,000 |
| OLYMPIA-TUMWATER, WA | 159 | $ 40,167,000 | $ 252,000 | $ 92,000 |
| NEW ORLEANS-METAIRIE, LA | 158 | $ 28,016,000 | $ 177,000 | $ 70,000 |
| KILLEEN-TEMPLE, TX | 154 | $ 23,400,000 | $ 151,000 | $ 78,000 |
| SALINAS, CA | 153 | $ 57,644,000 | $ 376,000 | $ 96,000 |
| ALBANY-SCHENECTADY-TROY, NY | 149 | $ 27,619,000 | $ 185,000 | $ 69,000 |
| CLARKSVILLE, TN-KY | 149 | $ 25,865,000 | $ 173,000 | $ 46,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 148 | $ 50,593,000 | $ 341,000 | $ 109,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 148 | $ 25,160,000 | $ 160,500 | $ 33,500 |
| HUNTSVILLE, AL | 146 | $ 24,752,000 | $ 169,000 | $ 68,000 |
| SPRINGFIELD, MO | 145 | $ 20,296,000 | $ 139,000 | $ 15,000 |
| AKRON, OH | 143 | $ 21,313,000 | $ 149,000 | $ 26,000 |
| BOULDER, CO | 143 | $ 44,767,000 | $ 313,000 | $ 106,000 |
| DES MOINES-WEST DES MOINES, IA | 143 | $ 25,638,000 | $ 179,000 | $ 56,000 |
| SANTA MARIA-SANTA BARBARA, CA | 141 | $ 53,970,000 | $ 382,000 | $ 110,000 |
| MISSOULA, MT | 140 | $ 32,641,000 | $ 233,000 | $ 55,000 |
| SAN RAFAEL, CA | 136 | $ 63,755,000 | $ 468,000 | $ 139,000 |
| EUGENE, OR | 134 | $ 31,952,000 | $ 238,000 | $ 83,000 |
| SAVANNAH, GA | 134 | $ 28,274,000 | $ 211,000 | $ 93,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 133 | $ 16,149,000 | $ 119,000 | $ 58,500 |
| EAU CLAIRE, WI | 131 | $ 18,236,000 | $ 139,000 | $ 56,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 130 | $ 27,436,000 | $ 220,000 | $ 77,500 |
| LINCOLN, NE | 127 | $ 21,399,000 | $ 168,000 | $ 70,000 |
| RENO, NV | 126 | $ 36,207,000 | $ 287,000 | $ 139,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 125 | $ 30,249,000 | $ 241,000 | $ 114,000 |
| VISALIA-PORTERVILLE, CA | 125 | $ 27,497,000 | $ 219,000 | $ 77,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 124 | $ 32,009,000 | $ 258,000 | $ 78,000 |
| SAGINAW, MI | 119 | $ 15,326,000 | $ 128,000 | $ 63,000 |
| KNOXVILLE, TN | 116 | $ 21,324,000 | $ 183,000 | $ 55,000 |
| BATON ROUGE, LA | 114 | $ 24,976,000 | $ 219,000 | $ 32,000 |
| RAPID CITY, SD | 114 | $ 22,497,000 | $ 197,000 | $ 13,000 |
| SANTA FE, NM | 111 | $ 32,908,000 | $ 296,000 | $ 141,000 |
| YAKIMA, WA | 109 | $ 16,150,000 | $ 148,000 | $ 58,000 |
| OCALA, FL | 108 | $ 17,157,000 | $ 158,000 | $ 59,000 |
| GAINESVILLE, GA | 105 | $ 24,296,000 | $ 231,000 | $ 83,000 |
| IDAHO FALLS, ID | 105 | $ 17,293,000 | $ 164,000 | $ 60,000 |
| ST. GEORGE, UT | 105 | $ 24,435,000 | $ 232,000 | $ 84,000 |
| BELLINGHAM, WA | 103 | $ 27,789,000 | $ 269,000 | $ 120,000 |
| MCALLEN-EDINBURG-MISSION, TX | 103 | $ 20,435,000 | $ 198,000 | $ 101,000 |
| BATTLE CREEK, MI | 98 | $ 10,742,000 | $ 109,000 | $ 59,000 |
| LAFAYETTE, LA | 98 | $ 18,536,000 | $ 189,000 | $ 75,000 |
| LAWRENCE, KS | 98 | $ 19,256,000 | $ 196,000 | $ 110,000 |
| YUBA CITY, CA | 98 | $ 22,505,000 | $ 229,000 | $ 68,000 |
| APPLETON, WI | 97 | $ 17,312,000 | $ 178,000 | $ 71,000 |
| KALAMAZOO-PORTAGE, MI | 97 | $ 14,980,000 | $ 154,000 | $ 77,000 |
| MONROE, MI | 93 | $ 12,700,000 | $ 136,000 | $ 63,000 |
| SEBASTIAN-VERO BEACH, FL | 93 | $ 17,851,000 | $ 191,000 | $ 67,000 |
| GARY, IN | 92 | $ 16,444,000 | $ 178,000 | $ 41,000 |
| URBAN HONOLULU, HI | 92 | $ 46,708,000 | $ 507,000 | $ 94,000 |
| NAPA, CA | 90 | $ 37,047,000 | $ 411,000 | $ 117,000 |
| TOPEKA, KS | 89 | $ 12,733,000 | $ 143,000 | $ 78,000 |
| BAY CITY, MI | 88 | $ 8,854,000 | $ 100,000 | $ 56,000 |
| MERCED, CA | 88 | $ 18,503,000 | $ 210,000 | $ 65,000 |
| OKLAHOMA CITY, OK | 87 | $ 17,238,000 | $ 198,000 | $ 42,000 |
| COLUMBIA, SC | 86 | $ 18,856,000 | $ 219,000 | $ 52,000 |
| MOUNT VERNON-ANACORTES, WA | 85 | $ 19,381,000 | $ 228,000 | $ 102,000 |
| WILMINGTON, DE-MD-NJ | 85 | $ 21,242,000 | $ 235,666 | $ 84,333 |
| YORK-HANOVER, PA | 85 | $ 17,266,000 | $ 203,000 | $ 74,000 |
| MONTGOMERY, AL | 83 | $ 14,603,000 | $ 175,000 | $ 60,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 82 | $ 32,226,000 | $ 393,000 | $ 107,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 81 | $ 10,355,000 | $ 127,000 | $ 62,000 |
| BREMERTON-SILVERDALE, WA | 80 | $ 25,483,000 | $ 318,000 | $ 100,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 79 | $ 16,889,000 | $ 213,000 | $ 89,000 |
| SEBRING, FL | 79 | $ 10,320,000 | $ 130,000 | $ 58,000 |
| COLUMBIA, MO | 78 | $ 12,130,000 | $ 155,000 | $ 46,000 |
| WACO, TX | 77 | $ 16,038,000 | $ 208,000 | $ 119,000 |
| CHICO, CA | 75 | $ 16,544,000 | $ 220,000 | $ 78,000 |
| DAYTON, OH | 75 | $ 9,703,000 | $ 129,000 | $ 36,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 73 | $ 17,829,000 | $ 244,000 | $ 82,000 |
| ALBANY, GA | 71 | $ 10,309,000 | $ 145,000 | $ 74,000 |
| ASHEVILLE, NC | 69 | $ 18,204,000 | $ 263,000 | $ 87,000 |
| ERIE, PA | 67 | $ 9,445,000 | $ 140,000 | $ 67,000 |
| SALISBURY, MD-DE | 66 | $ 16,156,000 | $ 239,000 | $ 107,500 |
| BLOOMINGTON, IN | 65 | $ 11,901,000 | $ 183,000 | $ 19,000 |
| HANFORD-CORCORAN, CA | 65 | $ 13,716,000 | $ 211,000 | $ 86,000 |
| MADERA, CA | 65 | $ 15,199,000 | $ 233,000 | $ 63,000 |
| CANTON-MASSILLON, OH | 64 | $ 9,239,000 | $ 144,000 | $ 24,000 |
| DURHAM-CHAPEL HILL, NC | 64 | $ 14,661,000 | $ 229,000 | $ 44,000 |
| PORTLAND-SOUTH PORTLAND, ME | 64 | $ 15,434,000 | $ 241,000 | $ 23,000 |
| LANCASTER, PA | 63 | $ 12,290,000 | $ 195,000 | $ 63,000 |
| AMES, IA | 62 | $ 11,259,000 | $ 181,000 | $ 80,000 |
| PUNTA GORDA, FL | 62 | $ 12,986,000 | $ 209,000 | $ 86,000 |
| MORGANTOWN, WV | 59 | $ 10,959,000 | $ 185,000 | $ 67,000 |
| STATE COLLEGE, PA | 59 | $ 12,109,000 | $ 205,000 | $ 91,000 |
| JOPLIN, MO | 56 | $ 7,013,000 | $ 125,000 | $ 29,000 |
| MANCHESTER-NASHUA, NH | 56 | $ 13,170,000 | $ 235,000 | $ 72,000 |
| MANKATO-NORTH MANKATO, MN | 56 | $ 9,403,000 | $ 167,000 | $ 3,000 |
| SPARTANBURG, SC | 56 | $ 8,432,000 | $ 150,000 | $ 47,000 |
| MUSKEGON, MI | 54 | $ 7,197,000 | $ 133,000 | $ 53,000 |
| EL PASO, TX | 53 | $ 10,446,000 | $ 197,000 | $ 102,000 |
| NILES-BENTON HARBOR, MI | 53 | $ 7,847,000 | $ 148,000 | $ 55,000 |
| ALBANY, OR | 51 | $ 9,617,000 | $ 188,000 | $ 61,000 |
| GAINESVILLE, FL | 51 | $ 10,555,000 | $ 206,000 | $ 60,000 |
| COEUR D'ALENE, ID | 50 | $ 11,250,000 | $ 225,000 | $ 63,000 |
| DOTHAN, AL | 50 | $ 6,309,000 | $ 126,000 | $ 44,000 |
| JOHNSTOWN, PA | 50 | $ 6,022,000 | $ 120,000 | $ 77,000 |
| PANAMA CITY, FL | 50 | $ 9,844,000 | $ 196,000 | $ 55,000 |
| WINCHESTER, VA-WV | 50 | $ 11,798,000 | $ 213,000 | $ 74,500 |
| HOMOSASSA SPRINGS, FL | 49 | $ 7,410,000 | $ 151,000 | $ 72,000 |
| ROCHESTER, NY | 49 | $ 6,379,000 | $ 130,000 | $ 49,000 |
| TRENTON, NJ | 49 | $ 11,960,000 | $ 244,000 | $ 99,000 |
| GREENSBORO-HIGH POINT, NC | 48 | $ 10,001,000 | $ 208,000 | $ 33,000 |
| AUBURN-OPELIKA, AL | 47 | $ 9,755,000 | $ 207,000 | $ 78,000 |
| HINESVILLE, GA | 46 | $ 7,195,000 | $ 156,000 | $ 47,000 |
| WINSTON-SALEM, NC | 46 | $ 8,772,000 | $ 190,000 | $ 52,000 |
| PRESCOTT, AZ | 45 | $ 10,567,000 | $ 234,000 | $ 56,000 |
| NORWICH-NEW LONDON, CT | 44 | $ 9,118,000 | $ 207,000 | $ 70,000 |
| CORPUS CHRISTI, TX | 42 | $ 9,167,000 | $ 218,000 | $ 128,000 |
| MOBILE, AL | 41 | $ 6,773,000 | $ 165,000 | $ 47,000 |
| ST. CLOUD, MN | 41 | $ 7,159,000 | $ 174,000 | $ 61,000 |
| FLAGSTAFF, AZ | 40 | $ 12,378,000 | $ 309,000 | $ 134,000 |
| LEXINGTON-FAYETTE, KY | 40 | $ 7,229,000 | $ 180,000 | $ 44,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 39 | $ 10,444,000 | $ 267,000 | $ 77,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 39 | $ 10,063,000 | $ 258,000 | $ 68,000 |
| MIDLAND, MI | 39 | $ 5,388,000 | $ 138,000 | $ 64,000 |
| DALTON, GA | 38 | $ 4,765,000 | $ 125,000 | $ 41,000 |
| JEFFERSON CITY, MO | 38 | $ 5,193,000 | $ 136,000 | $ 49,000 |
| TUSCALOOSA, AL | 38 | $ 5,954,000 | $ 156,000 | $ 59,000 |
| READING, PA | 37 | $ 6,674,000 | $ 180,000 | $ 62,000 |
| SHERMAN-DENISON, TX | 37 | $ 7,850,000 | $ 212,000 | $ 113,000 |
| SPRINGFIELD, IL | 37 | $ 5,405,000 | $ 146,000 | $ 15,000 |
| SPRINGFIELD, MA | 37 | $ 8,362,000 | $ 226,000 | $ 25,000 |
| MEDFORD, OR | 35 | $ 9,040,000 | $ 258,000 | $ 70,000 |
| DECATUR, AL | 34 | $ 4,447,000 | $ 130,000 | $ 56,000 |
| PARKERSBURG-VIENNA, WV | 34 | $ 3,973,000 | $ 116,000 | $ 62,000 |
| TULSA, OK | 34 | $ 7,361,000 | $ 216,000 | $ 54,000 |
| ABILENE, TX | 33 | $ 5,708,000 | $ 172,000 | $ 86,000 |
| BARNSTABLE TOWN, MA | 33 | $ 10,324,000 | $ 312,000 | $ 104,000 |
| CHARLOTTESVILLE, VA | 33 | $ 8,140,000 | $ 246,000 | $ 61,000 |
| CHEYENNE, WY | 33 | $ 7,768,000 | $ 235,000 | $ 52,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 33 | $ 5,719,000 | $ 173,000 | $ 30,000 |
| LONGVIEW, WA | 33 | $ 7,602,000 | $ 230,000 | $ 55,000 |
| PUEBLO, CO | 33 | $ 5,871,000 | $ 177,000 | $ 51,000 |
| RACINE, WI | 33 | $ 5,179,000 | $ 156,000 | $ 56,000 |
| ROANOKE, VA | 33 | $ 6,330,000 | $ 191,000 | $ 50,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 33 | $ 4,064,000 | $ 128,500 | $ 51,000 |
| JOHNSON CITY, TN | 32 | $ 5,445,000 | $ 170,000 | $ 48,000 |
| LOGAN, UT-ID | 32 | $ 6,287,000 | $ 182,500 | $ 75,500 |
| SPRINGFIELD, OH | 32 | $ 4,282,000 | $ 133,000 | $ 15,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 31 | $ 5,986,000 | $ 193,000 | $ 83,000 |
| EAST STROUDSBURG, PA | 31 | $ 4,753,000 | $ 153,000 | $ 79,000 |
| SYRACUSE, NY | 31 | $ 4,226,000 | $ 136,000 | $ 19,000 |
| THE VILLAGES, FL | 31 | $ 6,051,000 | $ 195,000 | $ 65,000 |
| DULUTH, MN-WI | 30 | $ 5,667,000 | $ 184,000 | $ 45,000 |
| ST. JOSEPH, MO-KS | 30 | $ 5,236,000 | $ 174,000 | $ 32,000 |
| TALLAHASSEE, FL | 30 | $ 5,996,000 | $ 199,000 | $ 92,000 |
| COLUMBUS, GA-AL | 29 | $ 5,843,000 | $ 216,500 | $ 42,500 |
| EL CENTRO, CA | 29 | $ 5,823,000 | $ 200,000 | $ 79,000 |
| FAYETTEVILLE, NC | 29 | $ 5,181,000 | $ 178,000 | $ 19,000 |
| WILMINGTON, NC | 29 | $ 6,823,000 | $ 235,000 | $ 50,000 |
| FARGO, ND-MN | 28 | $ 6,274,000 | $ 223,500 | $ 59,500 |
| MANHATTAN, KS | 28 | $ 5,075,000 | $ 181,000 | $ 42,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 28 | $ 3,990,000 | $ 143,000 | $ 36,000 |
| CAPE GIRARDEAU, MO-IL | 27 | $ 3,643,000 | $ 92,500 | $ 66,500 |
| HOUMA-THIBODAUX, LA | 27 | $ 5,286,000 | $ 195,000 | $ 62,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 27 | $ 4,464,000 | $ 165,000 | $ 32,000 |
| LAWTON, OK | 27 | $ 3,719,000 | $ 137,000 | $ 66,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 27 | $ 4,342,000 | $ 161,500 | $ 71,000 |
| YUMA, AZ | 27 | $ 4,970,000 | $ 184,000 | $ 42,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 26 | $ 4,538,000 | $ 174,000 | $ 49,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 26 | $ 6,036,000 | $ 221,000 | $ 38,000 |
| JACKSONVILLE, NC | 26 | $ 4,351,000 | $ 167,000 | $ 42,000 |
| JANESVILLE-BELOIT, WI | 26 | $ 3,677,000 | $ 141,000 | $ 48,000 |
| OCEAN CITY, NJ | 26 | $ 7,526,000 | $ 289,000 | $ 124,000 |
| BRUNSWICK, GA | 25 | $ 6,431,000 | $ 257,000 | $ 80,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 25 | $ 4,972,000 | $ 198,000 | $ 55,000 |
| GRAND JUNCTION, CO | 25 | $ 5,718,000 | $ 228,000 | $ 67,000 |
| BROWNSVILLE-HARLINGEN, TX | 24 | $ 3,480,000 | $ 145,000 | $ 111,000 |
| CLEVELAND, TN | 24 | $ 3,961,000 | $ 165,000 | $ 46,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 24 | $ 4,491,000 | $ 157,000 | $ 29,500 |
| HICKORY-LENOIR-MORGANTON, NC | 24 | $ 4,833,000 | $ 201,000 | $ 49,000 |
| HATTIESBURG, MS | 23 | $ 3,904,000 | $ 169,000 | $ 14,000 |
| MORRISTOWN, TN | 23 | $ 2,965,000 | $ 128,000 | $ 38,000 |
| OSHKOSH-NEENAH, WI | 23 | $ 3,728,000 | $ 162,000 | $ 39,000 |
| PEORIA, IL | 23 | $ 3,178,000 | $ 138,000 | $ 49,000 |
| ROCHESTER, MN | 22 | $ 4,348,000 | $ 197,000 | $ 62,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 21 | $ 3,744,000 | $ 175,666 | $ 32,666 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 21 | $ 3,842,000 | $ 186,000 | $ 57,500 |
| LEBANON, PA | 21 | $ 3,814,000 | $ 181,000 | $ 55,000 |
| SHREVEPORT-BOSSIER CITY, LA | 21 | $ 4,022,000 | $ 191,000 | $ 21,000 |
| WARNER ROBINS, GA | 21 | $ 4,118,000 | $ 196,000 | $ 28,000 |
| CARBONDALE-MARION, IL | 20 | $ 2,628,000 | $ 131,000 | $ 29,000 |
| FOND DU LAC, WI | 20 | $ 3,895,000 | $ 194,000 | $ 78,000 |
| FORT SMITH, AR-OK | 20 | $ 2,999,000 | $ 193,500 | $ 6,500 |
| LEWISTON, ID-WA | 20 | $ 3,225,000 | $ 155,000 | $ 63,500 |
| OWENSBORO, KY | 20 | $ 2,440,000 | $ 122,000 | $ 6,000 |
| SIOUX CITY, IA-NE-SD | 20 | $ 2,421,000 | $ 130,333 | $ 52,666 |
| WALLA WALLA, WA | 20 | $ 4,007,000 | $ 200,000 | $ 82,000 |
| WENATCHEE, WA | 20 | $ 4,723,000 | $ 236,000 | $ 80,000 |
| AMARILLO, TX | 19 | $ 3,534,000 | $ 186,000 | $ 52,000 |
| GETTYSBURG, PA | 19 | $ 4,159,000 | $ 218,000 | $ 68,000 |
| SIERRA VISTA-DOUGLAS, AZ | 19 | $ 4,418,000 | $ 232,000 | $ 50,000 |
| DOVER, DE | 18 | $ 3,504,000 | $ 194,000 | $ 35,000 |
| JACKSON, MS | 18 | $ 2,623,000 | $ 145,000 | $ 46,000 |
| MACON, GA | 18 | $ 3,157,000 | $ 175,000 | $ 41,000 |
| STAUNTON-WAYNESBORO, VA | 18 | $ 3,470,000 | $ 192,000 | $ 37,000 |
| FLORENCE-MUSCLE SHOALS, AL | 17 | $ 1,980,000 | $ 116,000 | $ 46,000 |
| LA CROSSE-ONALASKA, WI-MN | 17 | $ 3,760,000 | $ 194,500 | $ 49,500 |
| LYNCHBURG, VA | 17 | $ 3,417,000 | $ 201,000 | $ 51,000 |
| ROCKFORD, IL | 17 | $ 2,550,000 | $ 150,000 | $ 53,000 |
| VICTORIA, TX | 17 | $ 3,423,000 | $ 201,000 | $ 91,000 |
| GRANTS PASS, OR | 16 | $ 3,054,000 | $ 190,000 | $ 55,000 |
| KANKAKEE, IL | 16 | $ 2,737,000 | $ 171,000 | $ 21,000 |
| ATHENS-CLARKE COUNTY, GA | 15 | $ 2,807,000 | $ 187,000 | $ 24,000 |
| CORVALLIS, OR | 15 | $ 3,609,000 | $ 240,000 | $ 95,000 |
| KINGSTON, NY | 14 | $ 2,771,000 | $ 197,000 | $ 90,000 |
| LAKE CHARLES, LA | 14 | $ 2,657,000 | $ 189,000 | $ 78,000 |
| LAS CRUCES, NM | 14 | $ 2,909,000 | $ 207,000 | $ 64,000 |
| VINELAND-BRIDGETON, NJ | 14 | $ 2,253,000 | $ 160,000 | $ 42,000 |
| MONROE, LA | 13 | $ 2,306,000 | $ 177,000 | $ 29,000 |
| CEDAR RAPIDS, IA | 12 | $ 1,544,000 | $ 128,000 | $ 30,000 |
| GLENS FALLS, NY | 12 | $ 1,786,000 | $ 148,000 | $ 64,000 |
| POCATELLO, ID | 12 | $ 1,921,000 | $ 160,000 | $ 63,000 |
| WATERLOO-CEDAR FALLS, IA | 12 | $ 2,328,000 | $ 194,000 | $ 52,000 |
| UTICA-ROME, NY | 11 | $ 1,989,000 | $ 180,000 | $ 63,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 10 | $ 1,365,000 | $ 136,000 | $ 18,000 |
| MANSFIELD, OH | 10 | $ 1,378,000 | $ 137,000 | $ 42,000 |
| SUMTER, SC | 10 | $ 2,112,000 | $ 211,000 | $ 35,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 9 | $ 1,792,000 | $ 199,000 | $ 49,000 |
| CARSON CITY, NV | 9 | $ 1,909,000 | $ 212,000 | $ 67,000 |
| CHAMPAIGN-URBANA, IL | 9 | $ 1,597,000 | $ 177,000 | $ 70,000 |
| FAIRBANKS, AK | 9 | $ 2,225,000 | $ 247,000 | $ 60,000 |
| GRAND ISLAND, NE | 9 | $ 1,166,000 | $ 129,000 | $ 34,000 |
| HARRISONBURG, VA | 9 | $ 1,624,000 | $ 180,000 | $ 27,000 |
| LIMA, OH | 9 | $ 938,000 | $ 104,000 | $ 9,000 |
| LUBBOCK, TX | 9 | $ 1,570,000 | $ 174,000 | $ 91,000 |
| MIDLAND, TX | 9 | $ 1,751,000 | $ 194,000 | $ 48,000 |
| BLOOMSBURG-BERWICK, PA | 8 | $ 1,283,000 | $ 160,000 | $ 49,000 |
| DECATUR, IL | 8 | $ 1,358,000 | $ 169,000 | $ 51,000 |
| KOKOMO, IN | 8 | $ 1,148,000 | $ 143,000 | $ 59,000 |
| ROCKY MOUNT, NC | 8 | $ 1,569,000 | $ 196,000 | $ 0 |
| TYLER, TX | 8 | $ 1,510,000 | $ 188,000 | $ 44,000 |
| VALDOSTA, GA | 8 | $ 1,698,000 | $ 212,000 | $ 41,000 |
| COLUMBUS, IN | 7 | $ 974,000 | $ 139,000 | $ 52,000 |
| ELKHART-GOSHEN, IN | 7 | $ 1,018,000 | $ 145,000 | $ 64,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 7 | $ 1,318,000 | $ 188,000 | $ 10,000 |
| LONGVIEW, TX | 7 | $ 1,181,000 | $ 168,000 | $ 102,000 |
| MICHIGAN CITY-LA PORTE, IN | 7 | $ 1,546,000 | $ 220,000 | $ 25,000 |
| WICHITA FALLS, TX | 7 | $ 1,232,000 | $ 176,000 | $ 64,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 6 | $ 730,000 | $ 121,000 | $ 50,000 |
| BLOOMINGTON, IL | 6 | $ 827,000 | $ 137,000 | $ 27,000 |
| BURLINGTON, NC | 6 | $ 1,028,000 | $ 171,000 | $ 25,000 |
| FLORENCE, SC | 6 | $ 1,083,000 | $ 180,000 | $ 58,000 |
| GRAND FORKS, ND-MN | 6 | $ 1,169,000 | $ 194,000 | $ 44,000 |
| IOWA CITY, IA | 6 | $ 1,186,000 | $ 197,000 | $ 73,000 |
| JACKSON, TN | 6 | $ 770,000 | $ 128,000 | $ 38,000 |
| NEW BERN, NC | 6 | $ 1,068,000 | $ 178,000 | $ 23,000 |
| ODESSA, TX | 6 | $ 1,301,000 | $ 216,000 | $ 71,000 |
| PINE BLUFF, AR | 6 | $ 805,000 | $ 134,000 | $ 19,000 |
| TERRE HAUTE, IN | 6 | $ 815,000 | $ 135,000 | $ 50,000 |
| WAUSAU, WI | 6 | $ 1,012,000 | $ 168,000 | $ 37,000 |
| WHEELING, WV-OH | 6 | $ 882,000 | $ 146,500 | $ 88,500 |
| BURLINGTON-SOUTH BURLINGTON, VT | 5 | $ 1,162,000 | $ 232,000 | $ 25,000 |
| CASPER, WY | 5 | $ 1,059,000 | $ 211,000 | $ 0 |
| FARMINGTON, NM | 5 | $ 1,040,000 | $ 208,000 | $ 71,000 |
| HAMMOND, LA | 5 | $ 783,000 | $ 156,000 | $ 63,000 |
| ROME, GA | 5 | $ 854,000 | $ 170,000 | $ 37,000 |
| SAN ANGELO, TX | 5 | $ 739,000 | $ 147,000 | $ 72,000 |
| ALEXANDRIA, LA | 4 | $ 829,000 | $ 207,000 | $ 50,000 |
| CUMBERLAND, MD-WV | 4 | $ 566,000 | $ 141,000 | $ 50,500 |
| GADSDEN, AL | 4 | $ 926,000 | $ 231,000 | $ 97,000 |
| GOLDSBORO, NC | 4 | $ 715,000 | $ 178,000 | $ 53,000 |
| MUNCIE, IN | 4 | $ 449,000 | $ 112,000 | $ 50,000 |
| BECKLEY, WV | 3 | $ 349,000 | $ 116,000 | $ 42,000 |
| BOWLING GREEN, KY | 3 | $ 658,000 | $ 219,000 | $ 0 |
| DUBUQUE, IA | 3 | $ 544,000 | $ 181,000 | $ 25,000 |
| WATERTOWN-FORT DRUM, NY | 3 | $ 592,000 | $ 197,000 | $ 0 |
| BINGHAMTON, NY | 2 | $ 218,000 | $ 109,000 | $ 33,000 |
| CHARLESTON, WV | 2 | $ 363,000 | $ 181,000 | $ 79,000 |
| JONESBORO, AR | 2 | $ 331,000 | $ 165,000 | $ 87,000 |
| PITTSFIELD, MA | 2 | $ 291,000 | $ 145,000 | $ 0 |
| TEXARKANA, TX-AR | 2 | $ 309,000 | $ 154,000 | $ 50,000 |
| WILLIAMSPORT, PA | 2 | $ 354,000 | $ 177,000 | $ 72,000 |
| BANGOR, ME | 1 | $ 171,000 | $ 171,000 | $ 0 |
| DANVILLE, IL | 1 | $ 273,000 | $ 273,000 | $ 0 |
| GREENVILLE, NC | 1 | $ 77,000 | $ 77,000 | $ 375,000 |
| ITHACA, NY | 1 | $ 417,000 | $ 417,000 | $ 137,000 |
| LEWISTON-AUBURN, ME | 1 | $ 145,000 | $ 145,000 | $ 0 |
Mortgage Loan Application Detail Totals for Flagstar Bank, N.A. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 73,646 | $20,935,478,000 | $284,000 | $8,300,000 | $93,000 | $4,949,000 |
| Home Purchase | 66,112 | $16,199,372,000 | $245,000 | $4,500,000 | $88,000 | $4,316,000 |
| Home Improvement | 4,808 | $1,236,840,000 | $257,000 | $6,000,000 | $101,000 | $4,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 81,442 | $20,570,494,000 | $252,000 | $6,000,000 | $103,000 | $4,999,000 |
| Asian | 18,267 | $6,265,229,000 | $342,000 | $2,500,000 | $132,000 | $2,940,000 |
| Not applicable | 18,142 | $4,705,383,000 | $259,000 | $8,300,000 | $0 | $0 |
| Hispanic | 12,648 | $3,186,021,000 | $251,000 | $1,833,000 | $84,000 | $1,685,000 |
| Not Provided | 7,569 | $2,066,445,000 | $273,000 | $1,950,000 | $101,000 | $1,192,000 |
| Black or African American | 5,589 | $1,308,209,000 | $234,000 | $2,500,000 | $78,000 | $4,275,000 |
| Native Hawaiin or Other Pacific Islander | 577 | $189,900,000 | $329,000 | $910,000 | $108,000 | $2,487,000 |
| American Indian or Alaskan Native | 332 | $80,009,000 | $240,000 | $712,000 | $94,000 | $514,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 95,638 | $26,726,117,000 | $279,000 | $8,300,000 | $110,000 | $4,999,000 |
| FHA-insured (Federal Housing Administration) | 30,358 | $6,515,920,000 | $214,000 | $965,000 | $52,000 | $853,000 |
| VA-guaranteed (Veterans Administration) | 16,315 | $4,820,343,000 | $295,000 | $1,775,000 | $60,000 | $1,013,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2,255 | $309,310,000 | $137,000 | $421,000 | $43,000 | $119,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 103,039 | $27,564,889,000 | $267,000 | $8,300,000 | $105,000 | $4,949,000 |
| Application Denied By Financial Institution | 20,196 | $5,352,270,000 | $265,000 | $6,000,000 | $99,000 | $4,999,000 |
| Loan Purchased By The Institution | 18,126 | $4,672,808,000 | $257,000 | $2,425,000 | $0 | $0 |
| Application Approved But Not Accepted | 2,237 | $567,449,000 | $253,000 | $1,838,000 | $100,000 | $1,263,000 |
| Application Withdrawn By Applicant | 959 | $211,916,000 | $220,000 | $1,000,000 | $96,000 | $817,000 |
| File Closed For Incompleteness | 9 | $2,358,000 | $262,000 | $625,000 | $110,000 | $250,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 11,064 | $2,964,439,000 | $267,000 | $2,500,000 | $106,000 | $2,940,000 |
| Debt-To-Income Ratio | 4,079 | $1,133,742,000 | $277,000 | $2,500,000 | $68,000 | $1,024,000 |
| Collateral | 2,288 | $559,553,000 | $244,000 | $1,960,000 | $108,000 | $2,144,000 |
| Credit History | 1,567 | $360,525,000 | $230,000 | $6,000,000 | $105,000 | $4,999,000 |
| Other | 800 | $221,730,000 | $277,000 | $1,895,000 | $125,000 | $1,323,000 |
| Unverifiable Information | 205 | $62,125,000 | $303,000 | $1,763,000 | $116,000 | $900,000 |
| Employment History | 111 | $28,513,000 | $256,000 | $1,025,000 | $75,000 | $331,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 59 | $15,627,000 | $264,000 | $833,000 | $94,000 | $614,000 |
| Mortgage Insurance Denied | 23 | $6,016,000 | $261,000 | $489,000 | $105,000 | $374,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagstar Bank, N.A.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Flagstar Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.