Flagstar Bank NA Mortgage Lending & HMDA Data, 2023

In 2023, Flagstar Bank NA of Troy, MI reported 78,592 mortgage applications totaling $24.4 billion, down 41% from 2022. The average application was for $310,740, and applicants reported an average income of $144,250. 39% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Warren-Troy-Farmington Hills, MI (2,681), Phoenix-Mesa-Scottsdale, AZ (2,528) and Riverside-San Bernardino-Ontario, CA (2,277) (applications in parentheses).

Mortgage Company & Address Flagstar Bank NA

Troy, MI 49098
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2014  2013  2012  2011  
Total Number of Mortgage Applications 78,592
Total Mortgage Loan Application Amount $24,421,710,000
Average Mortgage Loan Application Amount $310,740
Highest Mortgage Loan Application Amount $61,005,000
Average Applicant Income $144,250
Highest Applicant Income $7,646,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Flagstar Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Flagstar Bank NA by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 2,211 $ 767,075,000 $ 346,935 $ 155,000
Los Angeles, California 2,065 $ 961,445,000 $ 465,590 $ 227,000
Wayne, Michigan 1,718 $ 275,470,000 $ 160,343 $ 97,000
Oakland, Michigan 1,363 $ 316,785,000 $ 232,417 $ 142,000
Harris, Texas 1,220 $ 402,850,000 $ 330,204 $ 170,000
Riverside, California 1,219 $ 418,785,000 $ 343,547 $ 162,000
San Bernardino, California 1,058 $ 331,220,000 $ 313,062 $ 139,000
Macomb, Michigan 1,002 $ 166,420,000 $ 166,087 $ 91,000
Clark, Nevada 998 $ 363,540,000 $ 364,268 $ 168,000
San Diego, California 937 $ 424,425,000 $ 452,961 $ 208,000
Cook, Illinois 787 $ 215,025,000 $ 273,221 $ 162,000
Orange, California 785 $ 384,155,000 $ 489,369 $ 246,000
Miami-Dade, Florida 762 $ 319,280,000 $ 419,002 $ 188,000
Broward, Florida 740 $ 227,470,000 $ 307,391 $ 170,000
Palm Beach, Florida 693 $ 252,965,000 $ 365,028 $ 206,000
Ingham, Michigan 500 $ 78,350,000 $ 156,700 $ 90,000
Pima, Arizona 468 $ 138,700,000 $ 296,367 $ 128,000
Sacramento, California 425 $ 152,825,000 $ 359,588 $ 159,000
Allen, Indiana 404 $ 46,470,000 $ 115,024 $ 74,000
Jackson, Michigan 393 $ 55,755,000 $ 141,870 $ 84,000
King, Washington 382 $ 165,830,000 $ 434,109 $ 200,000
Hillsborough, Florida 372 $ 122,510,000 $ 329,327 $ 170,000
Lee, Florida 372 $ 117,990,000 $ 317,177 $ 169,000
Orange, Florida 353 $ 112,375,000 $ 318,342 $ 127,000
Collin, Texas 347 $ 162,065,000 $ 467,046 $ 181,000
Contra Costa, California 342 $ 167,790,000 $ 490,614 $ 235,000
Kent, Michigan 338 $ 72,100,000 $ 213,313 $ 87,000
Salt Lake, Utah 331 $ 127,025,000 $ 383,761 $ 151,000
Mohave, Arizona 326 $ 90,740,000 $ 278,343 $ 128,000
Fort Bend, Texas 318 $ 122,340,000 $ 384,716 $ 212,000
Pinal, Arizona 317 $ 93,345,000 $ 294,463 $ 119,000
Gwinnett, Georgia 314 $ 89,570,000 $ 285,254 $ 134,000
St. Lucie, Florida 311 $ 92,165,000 $ 296,350 $ 124,000
Duval, Florida 309 $ 83,165,000 $ 269,142 $ 119,000
Denton, Texas 305 $ 144,475,000 $ 473,688 $ 274,000
Fulton, Georgia 302 $ 104,890,000 $ 347,317 $ 181,000
Queens, New York 296 $ 160,720,000 $ 542,972 $ 147,000
Montgomery, Texas 295 $ 95,835,000 $ 324,864 $ 163,000
Utah, Utah 295 $ 133,945,000 $ 454,050 $ 179,000
Tarrant, Texas 288 $ 100,380,000 $ 348,541 $ 140,000
Cobb, Georgia 286 $ 88,400,000 $ 309,090 $ 177,000
Travis, Texas 284 $ 133,830,000 $ 471,232 $ 225,000
Wake, North Carolina 282 $ 97,100,000 $ 344,326 $ 162,000
Arapahoe, Colorado 277 $ 87,925,000 $ 317,418 $ 137,000
Mecklenburg, North Carolina 272 $ 102,770,000 $ 377,830 $ 140,000
Dallas, Texas 272 $ 111,960,000 $ 411,617 $ 183,000
Alameda, California 267 $ 145,465,000 $ 544,812 $ 225,000
Manatee, Florida 267 $ 93,365,000 $ 349,681 $ 152,000
Polk, Florida 266 $ 68,960,000 $ 259,248 $ 123,000
Suffolk, New York 259 $ 89,145,000 $ 344,189 $ 211,000
Bexar, Texas 258 $ 77,940,000 $ 302,093 $ 136,000
Marion, Indiana 256 $ 151,010,000 $ 589,882 $ 95,000
Douglas, Colorado 255 $ 104,495,000 $ 409,784 $ 189,000
Nassau, New York 251 $ 105,925,000 $ 422,011 $ 203,000
Pinellas, Florida 250 $ 78,570,000 $ 314,280 $ 215,000
Pierce, Washington 249 $ 76,005,000 $ 305,240 $ 154,000
Ventura, California 246 $ 112,630,000 $ 457,845 $ 227,000
Kings, New York 246 $ 260,680,000 $ 1,059,674 $ 247,000
Hennepin, Minnesota 244 $ 79,880,000 $ 327,377 $ 172,000
Placer, California 242 $ 112,320,000 $ 464,132 $ 210,000
Fresno, California 238 $ 82,490,000 $ 346,596 $ 174,000
Pasco, Florida 236 $ 73,210,000 $ 310,211 $ 146,000
Brevard, Florida 230 $ 66,580,000 $ 289,478 $ 120,000
Adams, Colorado 228 $ 78,340,000 $ 343,596 $ 118,000
Genesee, Michigan 228 $ 31,750,000 $ 139,254 $ 104,000
San Joaquin, California 223 $ 85,175,000 $ 381,950 $ 157,000
Jefferson, Colorado 223 $ 78,965,000 $ 354,103 $ 171,000
El Paso, Colorado 222 $ 75,220,000 $ 338,828 $ 128,000
Denver, Colorado 221 $ 80,135,000 $ 362,601 $ 183,000
Horry, South Carolina 220 $ 54,610,000 $ 248,227 $ 137,000
Will, Illinois 209 $ 54,335,000 $ 259,976 $ 143,000
Cuyahoga, Ohio 209 $ 45,115,000 $ 215,861 $ 178,000
Sarasota, Florida 206 $ 76,420,000 $ 370,970 $ 219,000
Kern, California 200 $ 59,470,000 $ 297,350 $ 151,000
Franklin, Ohio 198 $ 73,730,000 $ 372,373 $ 115,000
Johnson, Kansas 197 $ 50,355,000 $ 255,609 $ 171,000
Middlesex, Massachusetts 196 $ 82,500,000 $ 420,918 $ 176,000
St. Louis, Missouri 196 $ 49,810,000 $ 254,132 $ 145,000
Davidson, Tennessee 195 $ 66,735,000 $ 342,230 $ 137,000
Livingston, Michigan 194 $ 36,210,000 $ 186,649 $ 127,000
Lake, Florida 193 $ 54,405,000 $ 281,891 $ 108,000
Hamilton, Indiana 193 $ 66,645,000 $ 345,310 $ 136,000
Washtenaw, Michigan 193 $ 44,965,000 $ 232,979 $ 151,000
Jackson, Missouri 193 $ 41,965,000 $ 217,435 $ 128,000
Williamson, Texas 191 $ 82,625,000 $ 432,591 $ 185,000
Marion, Florida 189 $ 43,945,000 $ 232,513 $ 88,000
Montgomery, Tennessee 188 $ 53,710,000 $ 285,691 $ 109,000
Bergen, New Jersey 187 $ 72,295,000 $ 386,604 $ 190,000
Snohomish, Washington 183 $ 72,115,000 $ 394,071 $ 167,000
Prince George's, Maryland 182 $ 57,790,000 $ 317,527 $ 125,000
DuPage, Illinois 178 $ 47,560,000 $ 267,191 $ 198,000
Osceola, Florida 177 $ 58,305,000 $ 329,406 $ 130,000
Volusia, Florida 176 $ 42,950,000 $ 244,034 $ 116,000
Monmouth, New Jersey 175 $ 65,295,000 $ 373,114 $ 188,000
Clark, Washington 175 $ 68,215,000 $ 389,800 $ 177,000
Santa Clara, California 172 $ 110,550,000 $ 642,732 $ 305,000
Collier, Florida 172 $ 68,990,000 $ 401,104 $ 194,000
Solano, California 171 $ 73,085,000 $ 427,397 $ 174,000
Ocean, New Jersey 170 $ 47,220,000 $ 277,764 $ 167,000
El Paso, Texas 170 $ 44,360,000 $ 260,941 $ 123,000
Middlesex, New Jersey 168 $ 55,910,000 $ 332,797 $ 145,000
Forsyth, Georgia 164 $ 59,320,000 $ 361,707 $ 179,000
Multnomah, Oregon 163 $ 53,145,000 $ 326,042 $ 144,000
Lake, Illinois 161 $ 45,625,000 $ 283,385 $ 160,000
Greenville, South Carolina 161 $ 36,345,000 $ 225,745 $ 98,000
Washington, Oregon 159 $ 58,545,000 $ 368,207 $ 161,000
Bernalillo, New Mexico 157 $ 48,935,000 $ 311,687 $ 147,000
DeKalb, Georgia 155 $ 47,485,000 $ 306,354 $ 133,000
Ottawa, Michigan 152 $ 30,050,000 $ 197,697 $ 108,000
Essex, New Jersey 151 $ 84,945,000 $ 562,549 $ 153,000
Hidalgo, Texas 150 $ 41,020,000 $ 273,466 $ 157,000
Jefferson, Kentucky 149 $ 34,015,000 $ 228,288 $ 104,000
Westchester, New York 149 $ 101,025,000 $ 678,020 $ 193,000
Blair, Pennsylvania 147 $ 22,445,000 $ 152,687 $ 85,000
Webb, Texas 146 $ 39,140,000 $ 268,082 $ 142,000
Spartanburg, South Carolina 145 $ 30,275,000 $ 208,793 $ 90,000
New Haven, Connecticut 144 $ 26,270,000 $ 182,430 $ 112,000
Washoe, Nevada 143 $ 53,865,000 $ 376,678 $ 182,000
Seminole, Florida 142 $ 37,470,000 $ 263,873 $ 127,000
St. Johns, Florida 142 $ 52,050,000 $ 366,549 $ 182,000
Sedgwick, Kansas 142 $ 30,210,000 $ 212,746 $ 103,000
Eaton, Michigan 142 $ 24,930,000 $ 175,563 $ 81,000
Fairfax, Virginia 142 $ 64,890,000 $ 456,971 $ 208,000
Camden, Missouri 139 $ 36,435,000 $ 262,122 $ 162,000
Union, New Jersey 139 $ 66,415,000 $ 477,805 $ 200,000
Worcester, Massachusetts 137 $ 41,375,000 $ 302,007 $ 142,000
Cherokee, Georgia 135 $ 40,275,000 $ 298,333 $ 134,000
St. Charles, Missouri 135 $ 42,545,000 $ 315,148 $ 138,000
Philadelphia, Pennsylvania 135 $ 53,615,000 $ 397,148 $ 131,000
Fairfield, Connecticut 134 $ 42,130,000 $ 314,402 $ 179,000
Hartford, Connecticut 134 $ 108,470,000 $ 809,477 $ 109,000
Montgomery, Maryland 133 $ 53,055,000 $ 398,909 $ 181,000
Sonoma, California 130 $ 57,660,000 $ 443,538 $ 226,000
Weld, Colorado 130 $ 44,450,000 $ 341,923 $ 133,000
Kane, Illinois 130 $ 38,080,000 $ 292,923 $ 191,000
Oklahoma, Oklahoma 128 $ 30,350,000 $ 237,109 $ 210,000
Allegheny, Pennsylvania 128 $ 27,800,000 $ 217,187 $ 127,000
Ada, Idaho 126 $ 39,630,000 $ 314,523 $ 149,000
Plymouth, Massachusetts 124 $ 40,310,000 $ 325,080 $ 153,000
Charleston, South Carolina 122 $ 80,150,000 $ 656,967 $ 168,000
Baltimore, Maryland 119 $ 30,945,000 $ 260,042 $ 128,000
Spokane, Washington 119 $ 33,845,000 $ 284,411 $ 125,000
Wright, Minnesota 118 $ 33,340,000 $ 282,542 $ 95,000
Douglas, Nebraska 118 $ 30,150,000 $ 255,508 $ 138,000
Loudoun, Virginia 118 $ 53,370,000 $ 452,288 $ 201,000
Yavapai, Arizona 117 $ 33,265,000 $ 284,316 $ 130,000
Essex, Massachusetts 117 $ 43,775,000 $ 374,145 $ 161,000
Morris, New Jersey 116 $ 40,880,000 $ 352,413 $ 198,000
Galveston, Texas 116 $ 37,260,000 $ 321,206 $ 188,000
Davis, Utah 115 $ 46,965,000 $ 408,391 $ 157,000
Madison, Alabama 114 $ 29,630,000 $ 259,912 $ 101,000
Montgomery, Pennsylvania 114 $ 32,860,000 $ 288,245 $ 140,000
Clackamas, Oregon 113 $ 41,505,000 $ 367,300 $ 170,000
Larimer, Colorado 109 $ 33,785,000 $ 309,954 $ 140,000
Summit, Ohio 108 $ 23,830,000 $ 220,648 $ 85,000
Chatham, Georgia 106 $ 27,470,000 $ 259,150 $ 150,000
Rockland, New York 106 $ 59,540,000 $ 561,698 $ 303,000
Stanislaus, California 105 $ 33,655,000 $ 320,523 $ 119,000
Lee, Mississippi 105 $ 23,485,000 $ 223,666 $ 85,000
Washington, Utah 105 $ 43,305,000 $ 412,428 $ 172,000
Canyon, Idaho 102 $ 26,620,000 $ 260,980 $ 100,000
Benton, Washington 102 $ 30,480,000 $ 298,823 $ 115,000
San Luis Obispo, California 100 $ 43,180,000 $ 431,800 $ 256,000
Camden, New Jersey 100 $ 28,810,000 $ 288,100 $ 138,000
Dougherty, Georgia 98 $ 17,410,000 $ 177,653 $ 89,000
Burlington, New Jersey 98 $ 27,550,000 $ 281,122 $ 140,000
Lake, Indiana 97 $ 20,305,000 $ 209,329 $ 103,000
Berrien, Michigan 97 $ 18,185,000 $ 187,474 $ 173,000
Brazoria, Texas 96 $ 31,910,000 $ 332,395 $ 174,000
Benton, Arkansas 95 $ 29,385,000 $ 309,315 $ 152,000
Calhoun, Michigan 95 $ 13,085,000 $ 137,736 $ 81,000
Marquette, Michigan 95 $ 11,885,000 $ 125,105 $ 103,000
Hudson, New Jersey 95 $ 106,035,000 $ 1,116,157 $ 185,000
Milwaukee, Wisconsin 95 $ 21,545,000 $ 226,789 $ 137,000
Waukesha, Wisconsin 95 $ 31,205,000 $ 328,473 $ 154,000
Kalamazoo, Michigan 94 $ 16,560,000 $ 176,170 $ 84,000
Hendricks, Indiana 93 $ 25,355,000 $ 272,634 $ 116,000
Passaic, New Jersey 93 $ 30,735,000 $ 330,483 $ 166,000
Richmond, New York 93 $ 34,485,000 $ 370,806 $ 160,000
Prince William, Virginia 93 $ 36,165,000 $ 388,870 $ 150,000
St. Clair, Illinois 92 $ 16,260,000 $ 176,739 $ 100,000
Marion, Oregon 92 $ 26,590,000 $ 289,021 $ 127,000
Dakota, Minnesota 91 $ 24,585,000 $ 270,164 $ 111,000
Cumberland, North Carolina 91 $ 36,315,000 $ 399,065 $ 99,000
Paulding, Georgia 90 $ 23,050,000 $ 256,111 $ 99,000
Rutherford, Tennessee 90 $ 26,520,000 $ 294,666 $ 116,000
Bell, Texas 90 $ 30,570,000 $ 339,666 $ 155,000
McHenry, Illinois 89 $ 19,715,000 $ 221,516 $ 98,000
Erie, New York 89 $ 16,215,000 $ 182,191 $ 89,000
San Mateo, California 88 $ 57,700,000 $ 655,681 $ 335,000
Anne Arundel, Maryland 88 $ 26,830,000 $ 304,886 $ 177,000
Clinton, Michigan 88 $ 20,250,000 $ 230,113 $ 104,000
Richland, South Carolina 88 $ 19,560,000 $ 222,272 $ 103,000
York, South Carolina 88 $ 25,210,000 $ 286,477 $ 128,000
St. Joseph, Indiana 87 $ 10,515,000 $ 120,862 $ 84,000
Norfolk, Massachusetts 87 $ 30,255,000 $ 347,758 $ 159,000
El Dorado, California 86 $ 35,370,000 $ 411,279 $ 219,000
Charlotte, Florida 86 $ 22,550,000 $ 262,209 $ 131,000
Deschutes, Oregon 86 $ 30,360,000 $ 353,023 $ 199,000
Lucas, Ohio 85 $ 9,575,000 $ 112,647 $ 100,000
Val Verde, Texas 85 $ 18,495,000 $ 217,588 $ 88,000
New York, New York 84 $ 144,920,000 $ 1,725,238 $ 470,000
Nevada, California 83 $ 28,885,000 $ 348,012 $ 162,000
Weber, Utah 83 $ 28,005,000 $ 337,409 $ 111,000
Providence, Rhode Island 82 $ 22,470,000 $ 274,024 $ 125,000
Baldwin, Alabama 81 $ 21,505,000 $ 265,493 $ 127,000
Martin, Florida 81 $ 26,485,000 $ 326,975 $ 199,000
Orange, New York 81 $ 23,965,000 $ 295,864 $ 228,000
Berkeley, South Carolina 81 $ 21,345,000 $ 263,518 $ 118,000
Jefferson, Alabama 80 $ 13,780,000 $ 172,250 $ 119,000
Tulare, California 80 $ 19,800,000 $ 247,500 $ 113,000
Chesterfield, Virginia 79 $ 22,975,000 $ 290,822 $ 112,000
Boulder, Colorado 78 $ 35,040,000 $ 449,230 $ 212,000
Bucks, Pennsylvania 78 $ 26,790,000 $ 343,461 $ 157,000
Hays, Texas 78 $ 33,270,000 $ 426,538 $ 195,000
Lee, Georgia 77 $ 18,285,000 $ 237,467 $ 107,000
Polk, Iowa 77 $ 16,885,000 $ 219,285 $ 108,000
Ramsey, Minnesota 77 $ 21,605,000 $ 280,584 $ 152,000
Union, North Carolina 77 $ 24,405,000 $ 316,948 $ 193,000
Henry, Georgia 76 $ 21,880,000 $ 287,894 $ 124,000
Frederick, Maryland 76 $ 23,110,000 $ 304,078 $ 174,000
Bronx, New York 76 $ 176,200,000 $ 2,318,421 $ 205,000
Hernando, Florida 75 $ 17,695,000 $ 235,933 $ 88,000
St. Clair, Michigan 75 $ 12,795,000 $ 170,600 $ 95,000
Shelby, Tennessee 75 $ 17,675,000 $ 235,666 $ 160,000
Stark, Ohio 74 $ 11,960,000 $ 161,621 $ 111,000
Lexington, South Carolina 74 $ 17,120,000 $ 231,351 $ 95,000
Madera, California 73 $ 20,775,000 $ 284,589 $ 149,000
San Francisco, California 73 $ 46,745,000 $ 640,342 $ 274,000
Somerset, New Jersey 73 $ 29,315,000 $ 401,575 $ 226,000
Monterey, California 72 $ 29,410,000 $ 408,472 $ 251,000
Effingham, Georgia 72 $ 17,730,000 $ 246,250 $ 109,000
Monroe, Michigan 72 $ 10,180,000 $ 141,388 $ 94,000
Delaware, Pennsylvania 72 $ 62,590,000 $ 869,305 $ 114,000
Suffolk, Massachusetts 70 $ 32,880,000 $ 469,714 $ 178,000
Williamson, Tennessee 70 $ 34,670,000 $ 495,285 $ 260,000
Mobile, Alabama 69 $ 12,555,000 $ 181,956 $ 92,000
Clay, Missouri 69 $ 17,805,000 $ 258,043 $ 128,000
Comal, Texas 69 $ 25,815,000 $ 374,130 $ 155,000
New Castle, Delaware 68 $ 54,590,000 $ 802,794 $ 161,000
Colquitt, Georgia 68 $ 13,530,000 $ 198,970 $ 80,000
Cabarrus, North Carolina 68 $ 15,200,000 $ 223,529 $ 110,000
Iredell, North Carolina 68 $ 19,470,000 $ 286,323 $ 170,000
Lorain, Ohio 68 $ 65,320,000 $ 960,588 $ 114,000
Hamilton, Ohio 67 $ 13,365,000 $ 199,477 $ 126,000
Klamath, Oregon 67 $ 14,725,000 $ 219,776 $ 96,000
Shelby, Alabama 66 $ 15,110,000 $ 228,939 $ 109,000
Honolulu, Hawaii 66 $ 35,780,000 $ 542,121 $ 196,000
Santa Cruz, California 65 $ 28,195,000 $ 433,769 $ 254,000
Baltimore City, Maryland 65 $ 12,415,000 $ 191,000 $ 125,000
Lane, Oregon 65 $ 16,055,000 $ 247,000 $ 127,000
Kitsap, Washington 65 $ 21,105,000 $ 324,692 $ 154,000
Dane, Wisconsin 65 $ 25,455,000 $ 391,615 $ 176,000
Columbia, Georgia 64 $ 16,050,000 $ 250,781 $ 108,000
Thomas, Georgia 64 $ 13,270,000 $ 207,343 $ 72,000
Kootenai, Idaho 64 $ 22,090,000 $ 345,156 $ 162,000
Bristol, Massachusetts 64 $ 19,420,000 $ 303,437 $ 128,000
St. Joseph, Michigan 64 $ 6,770,000 $ 105,781 $ 65,000
Anoka, Minnesota 64 $ 16,580,000 $ 259,062 $ 108,000
Yellowstone, Montana 64 $ 16,220,000 $ 253,437 $ 93,000
District of Columbia, District Of Columbia 63 $ 30,735,000 $ 487,857 $ 208,000
Johnson, Indiana 63 $ 17,445,000 $ 276,904 $ 146,000
Dickinson, Michigan 62 $ 8,220,000 $ 132,580 $ 69,000
Greene, Missouri 62 $ 13,050,000 $ 210,483 $ 84,000
Warren, Ohio 62 $ 18,950,000 $ 305,645 $ 168,000
Cambria, Pennsylvania 62 $ 9,490,000 $ 153,064 $ 93,000
Sumner, Tennessee 62 $ 20,980,000 $ 338,387 $ 134,000
Virginia Beach, Virginia 62 $ 16,900,000 $ 272,580 $ 117,000
Boone, Indiana 61 $ 20,155,000 $ 330,409 $ 121,000
Sandoval, New Mexico 61 $ 20,195,000 $ 331,065 $ 149,000
Monroe, New York 61 $ 8,795,000 $ 144,180 $ 90,000
Clermont, Ohio 61 $ 15,325,000 $ 251,229 $ 131,000
Hamilton, Tennessee 61 $ 13,325,000 $ 218,442 $ 119,000
Lee, Alabama 60 $ 14,490,000 $ 241,500 $ 97,000
Jackson, Georgia 60 $ 15,810,000 $ 263,500 $ 138,000
Sarpy, Nebraska 60 $ 16,180,000 $ 269,666 $ 129,000
Guilford, North Carolina 60 $ 12,650,000 $ 210,833 $ 180,000
Coconino, Arizona 59 $ 22,415,000 $ 379,915 $ 223,000
Kendall, Illinois 59 $ 14,785,000 $ 250,593 $ 313,000
Madison, Illinois 59 $ 10,655,000 $ 180,593 $ 90,000
Montgomery, Ohio 59 $ 12,135,000 $ 205,677 $ 96,000
Thurston, Washington 59 $ 20,215,000 $ 342,627 $ 132,000
Hampden, Massachusetts 58 $ 14,590,000 $ 251,551 $ 100,000
DeSoto, Mississippi 58 $ 13,590,000 $ 234,310 $ 111,000
Gloucester, New Jersey 58 $ 11,780,000 $ 203,103 $ 111,000
Durham, North Carolina 58 $ 25,370,000 $ 437,413 $ 150,000
Fairfield, Ohio 58 $ 14,190,000 $ 244,655 $ 92,000
Shawnee, Kansas 57 $ 7,845,000 $ 137,631 $ 78,000
Johnston, North Carolina 57 $ 12,235,000 $ 214,649 $ 107,000
Chester, Pennsylvania 57 $ 18,565,000 $ 325,701 $ 147,000
Dorchester, South Carolina 57 $ 13,945,000 $ 244,649 $ 126,000
Yakima, Washington 56 $ 11,030,000 $ 196,964 $ 85,000
Citrus, Florida 55 $ 11,475,000 $ 208,636 $ 90,000
Douglas, Georgia 55 $ 12,825,000 $ 233,181 $ 100,000
Williamson, Illinois 55 $ 9,705,000 $ 176,454 $ 87,000
Jefferson, Louisiana 55 $ 11,155,000 $ 202,818 $ 117,000
Howard, Maryland 55 $ 26,495,000 $ 481,727 $ 232,000
Jefferson, Missouri 55 $ 12,885,000 $ 234,272 $ 98,000
Mercer, New Jersey 55 $ 18,565,000 $ 337,545 $ 159,000
Knox, Tennessee 55 $ 16,575,000 $ 301,363 $ 146,000
Cameron, Texas 55 $ 13,075,000 $ 237,727 $ 114,000
Litchfield, Connecticut 54 $ 12,430,000 $ 230,185 $ 122,000
Escambia, Florida 54 $ 14,650,000 $ 271,296 $ 151,000
Lowndes, Mississippi 54 $ 11,390,000 $ 210,925 $ 76,000
Forsyth, North Carolina 54 $ 11,140,000 $ 206,296 $ 115,000
Berks, Pennsylvania 54 $ 11,430,000 $ 211,666 $ 83,000
Marin, California 53 $ 33,685,000 $ 635,566 $ 303,000
Santa Barbara, California 53 $ 17,315,000 $ 326,698 $ 203,000
Clayton, Georgia 53 $ 10,865,000 $ 205,000 $ 101,000
Richmond, Georgia 53 $ 11,075,000 $ 208,962 $ 94,000
Bonneville, Idaho 53 $ 15,225,000 $ 287,264 $ 114,000
McLean, Illinois 53 $ 9,985,000 $ 188,396 $ 100,000
Hillsdale, Michigan 53 $ 5,805,000 $ 109,528 $ 66,000
Crow Wing, Minnesota 53 $ 13,505,000 $ 254,811 $ 115,000
Canadian, Oklahoma 53 $ 11,695,000 $ 220,660 $ 127,000
Clay, Florida 52 $ 13,610,000 $ 261,730 $ 120,000
Charles, Maryland 52 $ 16,830,000 $ 323,653 $ 115,000
Washington, Minnesota 51 $ 14,305,000 $ 280,490 $ 155,000
Rockingham, New Hampshire 51 $ 16,755,000 $ 328,529 $ 165,000
Brunswick, North Carolina 51 $ 12,425,000 $ 243,627 $ 137,000
Tulsa, Oklahoma 51 $ 12,625,000 $ 247,549 $ 127,000
Douglas, Oregon 51 $ 12,905,000 $ 253,039 $ 107,000
Wilson, Tennessee 51 $ 13,395,000 $ 262,647 $ 98,000
Indian River, Florida 50 $ 13,540,000 $ 270,800 $ 134,000
Flathead, Montana 50 $ 16,100,000 $ 322,000 $ 131,000
Northampton, Pennsylvania 50 $ 10,670,000 $ 213,400 $ 119,000
Brazos, Texas 50 $ 14,030,000 $ 280,600 $ 155,000
Henrico, Virginia 50 $ 13,270,000 $ 265,400 $ 144,000
Barnstable, Massachusetts 49 $ 17,175,000 $ 350,510 $ 134,000
Delaware, Ohio 49 $ 19,055,000 $ 388,877 $ 178,000
Bastrop, Texas 49 $ 15,395,000 $ 314,183 $ 122,000
Anchorage, Alaska 48 $ 18,770,000 $ 391,041 $ 239,000
Kenton, Kentucky 48 $ 13,560,000 $ 282,500 $ 163,000
Saginaw, Michigan 48 $ 6,460,000 $ 134,583 $ 63,000
Cumberland, Tennessee 48 $ 10,290,000 $ 214,375 $ 87,000
Santa Rosa, Florida 47 $ 12,455,000 $ 265,000 $ 102,000
Liberty, Georgia 47 $ 11,405,000 $ 242,659 $ 85,000
Lapeer, Michigan 47 $ 8,385,000 $ 178,404 $ 98,000
Linn, Oregon 47 $ 12,395,000 $ 263,723 $ 106,000
Guadalupe, Texas 47 $ 14,965,000 $ 318,404 $ 124,000
Lubbock, Texas 47 $ 11,775,000 $ 250,531 $ 131,000
Yuma, Arizona 46 $ 10,610,000 $ 230,652 $ 106,000
Highlands, Florida 46 $ 10,770,000 $ 234,130 $ 110,000
Orleans, Louisiana 46 $ 13,370,000 $ 290,652 $ 143,000
Jackson, Oregon 46 $ 11,700,000 $ 254,347 $ 129,000
Lancaster, South Carolina 46 $ 16,730,000 $ 363,695 $ 113,000
Oconto, Wisconsin 46 $ 5,140,000 $ 111,739 $ 87,000
Yolo, California 45 $ 18,175,000 $ 403,888 $ 198,000
Coweta, Georgia 45 $ 9,385,000 $ 208,555 $ 152,000
Buchanan, Missouri 45 $ 5,945,000 $ 132,111 $ 75,000
Gallatin, Montana 45 $ 21,195,000 $ 471,000 $ 243,000
Monroe, Pennsylvania 45 $ 10,765,000 $ 239,222 $ 110,000
Troup, Georgia 44 $ 9,700,000 $ 220,454 $ 86,000
Shiawassee, Michigan 44 $ 5,200,000 $ 118,181 $ 82,000
Gaston, North Carolina 44 $ 10,770,000 $ 244,772 $ 101,000
Harnett, North Carolina 44 $ 10,950,000 $ 248,863 $ 89,000
York, Pennsylvania 44 $ 9,280,000 $ 210,909 $ 111,000
Anderson, South Carolina 44 $ 10,740,000 $ 244,090 $ 95,000
Ellis, Texas 44 $ 16,920,000 $ 384,545 $ 195,000
Cochise, Arizona 43 $ 9,415,000 $ 218,953 $ 119,000
Butte, California 43 $ 12,585,000 $ 292,674 $ 146,000
Napa, California 43 $ 12,695,000 $ 295,232 $ 263,000
Hall, Georgia 43 $ 12,235,000 $ 284,534 $ 114,000
Hancock, Indiana 43 $ 11,485,000 $ 267,093 $ 113,000
Boone, Kentucky 43 $ 12,865,000 $ 299,186 $ 83,000
Allegan, Michigan 43 $ 7,595,000 $ 176,627 $ 104,000
Scott, Minnesota 43 $ 13,145,000 $ 305,697 $ 135,000
Sussex, New Jersey 43 $ 11,485,000 $ 267,093 $ 140,000
Beaufort, South Carolina 43 $ 14,885,000 $ 346,162 $ 260,000
Maury, Tennessee 43 $ 10,985,000 $ 255,465 $ 73,000
Johnson, Texas 43 $ 15,965,000 $ 371,279 $ 156,000
Wood, West Virginia 43 $ 5,345,000 $ 124,302 $ 50,000
Merced, California 42 $ 27,260,000 $ 649,047 $ 128,000
Monroe, Florida 42 $ 20,150,000 $ 479,761 $ 229,000
Union, Mississippi 42 $ 8,580,000 $ 204,285 $ 82,000
Boone, Missouri 42 $ 10,210,000 $ 243,095 $ 90,000
St. Louis City, Missouri 42 $ 10,720,000 $ 255,238 $ 131,000
Butler, Ohio 42 $ 6,980,000 $ 166,190 $ 85,000
Lake, Ohio 42 $ 5,610,000 $ 133,571 $ 76,000
Berkeley, West Virginia 42 $ 10,780,000 $ 256,666 $ 303,000
Marinette, Wisconsin 42 $ 4,770,000 $ 113,571 $ 78,000
Mesa, Colorado 41 $ 9,385,000 $ 228,902 $ 98,000
Bartow, Georgia 41 $ 9,775,000 $ 238,414 $ 105,000
Bryan, Georgia 41 $ 11,495,000 $ 280,365 $ 128,000
Pontotoc, Mississippi 41 $ 8,845,000 $ 215,731 $ 84,000
Parker, Texas 41 $ 15,435,000 $ 376,463 $ 155,000
Shasta, California 40 $ 10,000,000 $ 250,000 $ 123,000
Sussex, Delaware 40 $ 9,720,000 $ 243,000 $ 161,000
Bullitt, Kentucky 40 $ 10,820,000 $ 270,500 $ 94,000
Gogebic, Michigan 40 $ 3,210,000 $ 80,250 $ 72,000
Platte, Missouri 40 $ 10,250,000 $ 256,250 $ 127,000
Jefferson, Texas 40 $ 8,520,000 $ 213,000 $ 94,000
Brown, Wisconsin 40 $ 6,910,000 $ 172,750 $ 113,000
LaPorte, Indiana 39 $ 4,285,000 $ 109,871 $ 75,000
Lafayette, Louisiana 39 $ 8,065,000 $ 206,794 $ 118,000
Muskegon, Michigan 39 $ 5,735,000 $ 147,051 $ 74,000
Cass, Missouri 39 $ 8,925,000 $ 228,846 $ 92,000
Dauphin, Pennsylvania 39 $ 10,045,000 $ 257,564 $ 105,000
Minnehaha, South Dakota 39 $ 11,045,000 $ 283,205 $ 114,000
Clark, Indiana 38 $ 9,160,000 $ 241,052 $ 85,000
East Baton Rouge, Louisiana 38 $ 7,150,000 $ 188,157 $ 128,000
Menominee, Michigan 38 $ 4,080,000 $ 107,368 $ 82,000
Itasca, Minnesota 38 $ 7,520,000 $ 197,894 $ 100,000
Missoula, Montana 38 $ 15,000,000 $ 394,736 $ 160,000
Dona Ana, New Mexico 38 $ 9,270,000 $ 243,947 $ 96,000
Angelina, Texas 38 $ 9,830,000 $ 258,684 $ 123,000
Tooele, Utah 38 $ 11,830,000 $ 311,315 $ 133,000
Franklin, Washington 38 $ 10,140,000 $ 266,842 $ 107,000
Garfield, Colorado 37 $ 11,235,000 $ 303,648 $ 129,000
Flagler, Florida 37 $ 12,815,000 $ 346,351 $ 153,000
Fayette, Georgia 37 $ 12,335,000 $ 333,378 $ 163,000
Huntington, Indiana 37 $ 2,195,000 $ 59,324 $ 60,000
Carver, Minnesota 37 $ 12,385,000 $ 334,729 $ 126,000
Cass, Minnesota 37 $ 9,605,000 $ 259,594 $ 122,000
Onslow, North Carolina 37 $ 7,825,000 $ 211,486 $ 95,000
Montgomery, Alabama 36 $ 8,190,000 $ 227,500 $ 101,000
Bay, Florida 36 $ 9,700,000 $ 269,444 $ 143,000
Okaloosa, Florida 36 $ 11,320,000 $ 314,444 $ 160,000
Walton, Florida 36 $ 17,030,000 $ 473,055 $ 247,000
Iron, Michigan 36 $ 4,020,000 $ 111,666 $ 55,000
Hillsborough, New Hampshire 36 $ 8,520,000 $ 236,666 $ 126,000
Mahoning, Ohio 36 $ 4,510,000 $ 125,277 $ 77,000
Luzerne, Pennsylvania 36 $ 7,560,000 $ 210,000 $ 84,000
Waller, Texas 36 $ 15,020,000 $ 417,222 $ 259,000
Kings, California 35 $ 10,715,000 $ 306,142 $ 108,000
Houston, Georgia 35 $ 8,125,000 $ 232,142 $ 127,000
Hawaii, Hawaii 35 $ 17,205,000 $ 491,571 $ 163,000
DeKalb, Indiana 35 $ 4,015,000 $ 114,714 $ 85,000
Wells, Indiana 35 $ 2,835,000 $ 81,000 $ 55,000
Harford, Maryland 35 $ 9,125,000 $ 260,714 $ 172,000
Cape Girardeau, Missouri 35 $ 6,845,000 $ 195,571 $ 107,000
Niagara, New York 35 $ 5,365,000 $ 153,285 $ 87,000
Pueblo, Colorado 34 $ 7,960,000 $ 234,117 $ 118,000
Nassau, Florida 34 $ 11,410,000 $ 335,588 $ 169,000
Livingston, Missouri 34 $ 5,180,000 $ 152,352 $ 74,000
Buncombe, North Carolina 34 $ 7,460,000 $ 219,411 $ 126,000
Medina, Ohio 34 $ 6,110,000 $ 179,705 $ 105,000
McLennan, Texas 34 $ 9,690,000 $ 285,000 $ 131,000
Whatcom, Washington 34 $ 11,900,000 $ 350,000 $ 225,000
Kenosha, Wisconsin 34 $ 5,830,000 $ 171,470 $ 111,000
Racine, Wisconsin 34 $ 8,320,000 $ 244,705 $ 99,000
Navajo, Arizona 33 $ 8,065,000 $ 244,393 $ 148,000
Winnebago, Illinois 33 $ 5,235,000 $ 158,636 $ 96,000
Madison, Indiana 33 $ 5,985,000 $ 181,363 $ 83,000
Porter, Indiana 33 $ 8,185,000 $ 248,030 $ 112,000
Wyandotte, Kansas 33 $ 5,385,000 $ 163,181 $ 90,000
St. Tammany, Louisiana 33 $ 4,965,000 $ 150,454 $ 96,000
Lenawee, Michigan 33 $ 3,835,000 $ 116,212 $ 72,000
Sherburne, Minnesota 33 $ 7,925,000 $ 240,151 $ 99,000
Nye, Nevada 33 $ 7,235,000 $ 219,242 $ 74,000
Lincoln, North Carolina 33 $ 8,595,000 $ 260,454 $ 161,000
Butler, Pennsylvania 33 $ 8,305,000 $ 251,666 $ 102,000
Lackawanna, Pennsylvania 33 $ 4,415,000 $ 133,787 $ 99,000
Lehigh, Pennsylvania 33 $ 8,195,000 $ 248,333 $ 117,000
Aiken, South Carolina 33 $ 7,205,000 $ 218,333 $ 122,000
Yuba, California 32 $ 10,740,000 $ 335,625 $ 125,000
Newton, Georgia 32 $ 6,390,000 $ 199,687 $ 90,000
Steuben, Indiana 32 $ 4,520,000 $ 141,250 $ 92,000
Catawba, North Carolina 32 $ 6,400,000 $ 200,000 $ 84,000
Westmoreland, Pennsylvania 32 $ 6,560,000 $ 205,000 $ 94,000
Kaufman, Texas 32 $ 10,310,000 $ 322,187 $ 145,000
Nueces, Texas 32 $ 10,220,000 $ 319,375 $ 251,000
Rockwall, Texas 32 $ 13,180,000 $ 411,875 $ 144,000
Cache, Utah 32 $ 10,950,000 $ 342,187 $ 243,000
Stafford, Virginia 32 $ 12,920,000 $ 403,750 $ 158,000
Cowlitz, Washington 32 $ 11,900,000 $ 371,875 $ 129,000
Limestone, Alabama 31 $ 7,835,000 $ 252,741 $ 106,000
Lowndes, Georgia 31 $ 5,415,000 $ 174,677 $ 69,000
Fayette, Kentucky 31 $ 7,765,000 $ 250,483 $ 92,000
St. Louis, Minnesota 31 $ 6,015,000 $ 194,032 $ 90,000
Atlantic, New Jersey 31 $ 6,075,000 $ 195,967 $ 126,000
Dutchess, New York 31 $ 46,885,000 $ 1,512,419 $ 215,000
Davidson, North Carolina 31 $ 5,935,000 $ 191,451 $ 126,000
Greene, Ohio 31 $ 9,295,000 $ 299,838 $ 101,000
Licking, Ohio 31 $ 8,185,000 $ 264,032 $ 113,000
Yamhill, Oregon 31 $ 11,045,000 $ 356,290 $ 134,000
Midland, Texas 31 $ 10,875,000 $ 350,806 $ 207,000
Autauga, Alabama 30 $ 7,210,000 $ 240,333 $ 102,000
Pulaski, Arkansas 30 $ 8,200,000 $ 273,333 $ 110,000
Elkhart, Indiana 30 $ 4,140,000 $ 138,000 $ 79,000
Woodbury, Iowa 30 $ 6,120,000 $ 204,000 $ 78,000
Barry, Michigan 30 $ 4,910,000 $ 163,666 $ 89,000
Oktibbeha, Mississippi 30 $ 7,530,000 $ 251,000 $ 100,000
Burleigh, North Dakota 30 $ 8,280,000 $ 276,000 $ 110,000
Comanche, Oklahoma 30 $ 5,390,000 $ 179,666 $ 86,000
Josephine, Oregon 30 $ 7,630,000 $ 254,333 $ 83,000
Polk, Oregon 30 $ 10,190,000 $ 339,666 $ 140,000
Norfolk, Virginia 30 $ 8,260,000 $ 275,333 $ 90,000
Clallam, Washington 30 $ 9,890,000 $ 329,666 $ 116,000
Washington, Arkansas 29 $ 6,885,000 $ 237,413 $ 100,000
LaGrange, Indiana 29 $ 2,615,000 $ 90,172 $ 60,000
Montcalm, Michigan 29 $ 4,745,000 $ 163,620 $ 73,000
Cascade, Montana 29 $ 8,095,000 $ 279,137 $ 113,000
Hunterdon, New Jersey 29 $ 9,275,000 $ 319,827 $ 212,000
Alamance, North Carolina 29 $ 6,435,000 $ 221,896 $ 120,000
Ward, North Dakota 29 $ 6,225,000 $ 214,655 $ 94,000
Cleveland, Oklahoma 29 $ 5,565,000 $ 191,896 $ 94,000
Cumberland, Pennsylvania 29 $ 9,135,000 $ 315,000 $ 140,000
Erie, Pennsylvania 29 $ 4,485,000 $ 154,655 $ 73,000
Smith, Texas 29 $ 7,255,000 $ 250,172 $ 140,000
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Mortgage Loan Application Detail Totals for Flagstar Bank NA in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 49,652 $18,737,400,000 $377,000 $55,315,000 $148,000 $7,646,000
Cash-out Refinancing 22,875 $3,665,705,000 $160,000 $7,155,000 $140,000 $6,597,000
Refinancing 2,575 $1,520,355,000 $590,000 $61,005,000 $139,000 $1,479,000
Other Purpose 2,374 $395,320,000 $166,000 $4,505,000 $130,000 $4,518,000
Home Improvement 1,116 $102,930,000 $92,000 $6,305,000 $107,000 $3,120,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 31,169 $7,515,245,000 $241,000 $7,155,000 $144,000 $7,646,000
Not applicable 23,967 $10,556,265,000 $440,000 $61,005,000 $81,000 $620,000
Not Provided 8,290 $2,205,040,000 $265,000 $5,005,000 $150,000 $4,888,000
Hispanic 6,633 $1,706,955,000 $257,000 $5,005,000 $126,000 $3,174,000
Black or African American 4,681 $1,061,805,000 $226,000 $3,175,000 $112,000 $4,350,000
Asian 3,049 $1,142,535,000 $374,000 $3,745,000 $197,000 $5,442,000
American Indian or Alaskan Native 323 $73,085,000 $226,000 $2,215,000 $123,000 $1,211,000
Native Hawaiian or Other Pacific Islander 107 $29,465,000 $275,000 $2,475,000 $145,000 $748,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 60,011 $18,872,315,000 $314,000 $61,005,000 $158,000 $7,646,000
FHA-insured (Federal Housing Administration) 11,409 $3,188,335,000 $279,000 $1,395,000 $89,000 $1,800,000
VA-guaranteed (Veterans Administration) 6,351 $2,216,635,000 $349,000 $3,375,000 $111,000 $1,916,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 821 $144,425,000 $175,000 $635,000 $67,000 $175,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 30,523 $8,614,065,000 $282,000 $61,005,000 $150,000 $7,646,000
Loan Purchased By The Institution 23,806 $9,219,860,000 $387,000 $4,505,000 $81,000 $620,000
Application Denied By Financial Institution 14,009 $4,408,025,000 $314,000 $40,205,000 $136,000 $6,037,000
Application Withdrawn By Applicant 8,561 $1,839,955,000 $214,000 $5,005,000 $133,000 $4,187,000
File Closed For Incompleteness 894 $147,830,000 $165,000 $1,205,000 $143,000 $1,700,000
Application Approved But Not Accepted 799 $191,975,000 $240,000 $43,795,000 $142,000 $2,642,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 64,583 $20,013,685,000 $309,000 $61,005,000 $145,000 $7,646,000
Credit Application Incomplete 5,500 $1,945,790,000 $353,000 $4,005,000 $157,000 $6,037,000
Debt-To-Income Ratio 4,696 $1,320,090,000 $281,000 $3,875,000 $100,000 $3,120,000
Credit History 1,698 $267,510,000 $157,000 $6,005,000 $118,000 $3,410,000
Collateral 1,185 $575,625,000 $485,000 $40,205,000 $161,000 $4,604,000
Other 619 $211,605,000 $341,000 $5,005,000 $207,000 $5,442,000
Unverifiable Information 148 $46,470,000 $313,000 $1,925,000 $214,000 $3,205,000
Employment History 85 $21,755,000 $255,000 $1,705,000 $96,000 $588,000
Insufficient Cash (Downpayment, Closing Cost) 70 $15,870,000 $226,000 $725,000 $180,000 $3,044,000
Mortgage Insurance Denied 8 $3,310,000 $413,000 $725,000 $158,000 $353,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagstar Bank NA's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Flagstar Bank NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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