Flagstar Bank NA Mortgage Lending & HMDA Data, 2023
In 2023, Flagstar Bank NA of Troy, MI reported 78,592 mortgage applications totaling $24.4 billion, down 41% from 2022. The average application was for $310,740, and applicants reported an average income of $144,250. 39% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Warren-Troy-Farmington Hills, MI (2,681), Phoenix-Mesa-Scottsdale, AZ (2,528) and Riverside-San Bernardino-Ontario, CA (2,277) (applications in parentheses).
| Mortgage Company & Address | Flagstar Bank NA Troy, MI 49098 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 78,592 |
| Total Mortgage Loan Application Amount | $24,421,710,000 |
| Average Mortgage Loan Application Amount | $310,740 |
| Highest Mortgage Loan Application Amount | $61,005,000 |
| Average Applicant Income | $144,250 |
| Highest Applicant Income | $7,646,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Flagstar Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 9,078 | $ 1,950,870,000 | $ 214,900 | $ 110,609 |
| Warren-Troy-Farmington Hills, MI | 2,681 | $ 540,595,000 | $ 201,639 | $ 120,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2,528 | $ 860,420,000 | $ 340,356 | $ 151,000 |
| Riverside-San Bernardino-Ontario, CA | 2,277 | $ 750,005,000 | $ 329,382 | $ 152,000 |
| Houston-The Woodlands-Sugar Land, TX | 2,123 | $ 717,195,000 | $ 337,821 | $ 175,000 |
| Los Angeles-Long Beach-Glendale, CA | 2,065 | $ 961,445,000 | $ 465,590 | $ 227,000 |
| Atlanta-Sandy Springs-Roswell, GA | 1,948 | $ 570,150,000 | $ 292,684 | $ 144,000 |
| Detroit-Dearborn-Livonia, MI | 1,718 | $ 275,470,000 | $ 160,343 | $ 97,000 |
| New York-Jersey City-White Plains, NY-NJ | 1,439 | $ 1,150,795,000 | $ 799,718 | $ 210,357 |
| Denver-Aurora-Lakewood, CO | 1,288 | $ 462,260,000 | $ 358,897 | $ 159,000 |
| Chicago-Naperville, IL | 1,277 | $ 340,035,000 | $ 266,276 | $ 159,000 |
| Dallas-Plano-Irving, TX | 1,056 | $ 467,000,000 | $ 442,234 | $ 203,000 |
| Las Vegas-Henderson-Paradise, NV | 998 | $ 363,540,000 | $ 364,268 | $ 168,000 |
| San Diego-Carlsbad, CA | 937 | $ 424,425,000 | $ 452,961 | $ 208,000 |
| Tampa-St. Petersburg-Clearwater, FL | 933 | $ 291,985,000 | $ 312,952 | $ 172,000 |
| Orlando-Kissimmee-Sanford, FL | 865 | $ 262,555,000 | $ 303,531 | $ 124,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 839 | $ 242,165,000 | $ 288,635 | $ 133,072 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 816 | $ 319,220,000 | $ 391,200 | $ 164,577 |
| Sacramento--Roseville--Arden-Arcade, CA | 798 | $ 318,690,000 | $ 399,360 | $ 183,000 |
| Indianapolis-Carmel-Anderson, IN | 787 | $ 308,215,000 | $ 391,632 | $ 111,000 |
| Anaheim-Santa Ana-Irvine, CA | 785 | $ 384,155,000 | $ 489,369 | $ 246,000 |
| Lansing-East Lansing, MI | 774 | $ 128,730,000 | $ 166,317 | $ 89,000 |
| Miami-Miami Beach-Kendall, FL | 762 | $ 319,280,000 | $ 419,002 | $ 188,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 740 | $ 227,470,000 | $ 307,391 | $ 170,000 |
| Charlotte-Concord-Gastonia, NC-SC | 722 | $ 228,300,000 | $ 316,204 | $ 140,204 |
| New York-Newark, NY | 698 | $ 268,590,000 | $ 384,799 | $ 182,022 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 693 | $ 252,965,000 | $ 365,028 | $ 206,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 663 | $ 239,615,000 | $ 361,410 | $ 159,906 |
| St. Louis, MO-IL | 642 | $ 156,030,000 | $ 243,037 | $ 123,856 |
| Kansas City, MO-KS | 637 | $ 147,605,000 | $ 231,718 | $ 131,262 |
| Austin-Round Rock, TX | 612 | $ 268,190,000 | $ 438,218 | $ 196,000 |
| Oakland-Hayward-Berkeley, CA | 609 | $ 313,255,000 | $ 514,376 | $ 230,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 581 | $ 191,985,000 | $ 330,438 | $ 138,000 |
| Seattle-Bellevue-Everett, WA | 565 | $ 237,945,000 | $ 421,141 | $ 189,000 |
| Grand Rapids-Wyoming, MI | 544 | $ 111,240,000 | $ 204,485 | $ 92,000 |
| Jacksonville, FL | 538 | $ 160,530,000 | $ 298,382 | $ 137,000 |
| Nassau County-Suffolk County, NY | 510 | $ 195,070,000 | $ 382,490 | $ 207,000 |
| Newark, NJ-PA | 501 | $ 217,415,000 | $ 433,962 | $ 180,163 |
| North Port-Sarasota-Bradenton, FL | 473 | $ 169,785,000 | $ 358,953 | $ 183,000 |
| Tucson, AZ | 468 | $ 138,700,000 | $ 296,367 | $ 128,000 |
| San Antonio-New Braunfels, TX | 428 | $ 141,480,000 | $ 330,560 | $ 140,000 |
| Fort Wayne, IN | 416 | $ 48,210,000 | $ 115,889 | $ 75,000 |
| Jackson, MI | 393 | $ 55,755,000 | $ 141,870 | $ 84,000 |
| Port St. Lucie, FL | 392 | $ 118,650,000 | $ 302,678 | $ 139,000 |
| Fort Worth-Arlington, TX | 390 | $ 137,700,000 | $ 353,076 | $ 143,000 |
| Baltimore-Columbia-Towson, MD | 388 | $ 115,440,000 | $ 297,525 | $ 155,000 |
| Columbus, OH | 386 | $ 126,980,000 | $ 328,963 | $ 115,000 |
| Cape Coral-Fort Myers, FL | 372 | $ 117,990,000 | $ 317,177 | $ 169,000 |
| Salt Lake City, UT | 369 | $ 138,855,000 | $ 376,300 | $ 148,000 |
| Cincinnati, OH-KY-IN | 362 | $ 88,800,000 | $ 245,303 | $ 118,530 |
| Cleveland-Elyria, OH | 361 | $ 123,635,000 | $ 342,479 | $ 150,000 |
| Raleigh, NC | 361 | $ 114,965,000 | $ 318,462 | $ 149,000 |
| Lake Havasu City-Kingman, AZ | 326 | $ 90,740,000 | $ 278,343 | $ 128,000 |
| Cambridge-Newton-Framingham, MA | 313 | $ 126,275,000 | $ 403,434 | $ 171,000 |
| Louisville/Jefferson County, KY-IN | 308 | $ 76,080,000 | $ 247,012 | $ 113,766 |
| Provo-Orem, UT | 304 | $ 138,600,000 | $ 455,921 | $ 180,000 |
| Boston, MA | 281 | $ 103,445,000 | $ 368,131 | $ 160,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 271 | $ 67,035,000 | $ 247,361 | $ 137,000 |
| Lakeland-Winter Haven, FL | 266 | $ 68,960,000 | $ 259,248 | $ 123,000 |
| Pittsburgh, PA | 266 | $ 54,310,000 | $ 204,172 | $ 112,000 |
| Oklahoma City, OK | 262 | $ 59,790,000 | $ 228,206 | $ 162,000 |
| Charleston-North Charleston, SC | 260 | $ 115,440,000 | $ 444,000 | $ 149,000 |
| Camden, NJ | 256 | $ 68,140,000 | $ 266,171 | $ 132,000 |
| Montgomery County-Bucks County-Chester County, PA | 249 | $ 78,215,000 | $ 314,116 | $ 148,000 |
| Tacoma-Lakewood, WA | 249 | $ 76,005,000 | $ 305,240 | $ 154,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 246 | $ 112,630,000 | $ 457,845 | $ 227,000 |
| Boise City, ID | 241 | $ 71,145,000 | $ 295,207 | $ 127,000 |
| Greenville-Anderson-Mauldin, SC | 241 | $ 54,185,000 | $ 224,834 | $ 93,000 |
| Fresno, CA | 238 | $ 82,490,000 | $ 346,596 | $ 174,000 |
| Albuquerque, NM | 233 | $ 72,515,000 | $ 311,223 | $ 145,000 |
| Colorado Springs, CO | 232 | $ 79,850,000 | $ 344,181 | $ 131,000 |
| Palm Bay-Melbourne-Titusville, FL | 230 | $ 66,580,000 | $ 289,478 | $ 120,000 |
| Flint, MI | 228 | $ 31,750,000 | $ 139,254 | $ 104,000 |
| Ogden-Clearfield, UT | 225 | $ 83,675,000 | $ 371,888 | $ 131,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 224 | $ 98,270,000 | $ 438,705 | $ 123,250 |
| Stockton-Lodi, CA | 223 | $ 85,175,000 | $ 381,950 | $ 157,000 |
| Milwaukee-Waukesha-West Allis, WI | 222 | $ 62,630,000 | $ 282,117 | $ 147,000 |
| Providence-Warwick, RI-MA | 219 | $ 60,615,000 | $ 276,780 | $ 130,831 |
| Savannah, GA | 219 | $ 56,695,000 | $ 258,881 | $ 132,000 |
| Clarksville, TN-KY | 218 | $ 60,850,000 | $ 279,128 | $ 103,954 |
| Omaha-Council Bluffs, NE-IA | 214 | $ 56,340,000 | $ 263,271 | $ 133,158 |
| Deltona-Daytona Beach-Ormond Beach, FL | 213 | $ 55,765,000 | $ 261,807 | $ 121,000 |
| Washington-Baltimore-Arlington, DC | 209 | $ 76,165,000 | $ 364,425 | $ 179,000 |
| Philadelphia, PA | 207 | $ 116,205,000 | $ 561,376 | $ 125,000 |
| Elgin, IL | 203 | $ 55,605,000 | $ 273,916 | $ 216,000 |
| Bakersfield, CA | 200 | $ 59,470,000 | $ 297,350 | $ 151,000 |
| Richmond, VA | 200 | $ 61,440,000 | $ 307,200 | $ 122,000 |
| Albany, GA | 196 | $ 39,120,000 | $ 199,591 | $ 95,000 |
| Lake County-Kenosha County, IL-WI | 195 | $ 51,455,000 | $ 263,871 | $ 151,456 |
| San Jose-Sunnyvale-Santa Clara, CA | 194 | $ 120,490,000 | $ 621,082 | $ 299,000 |
| Ann Arbor, MI | 193 | $ 44,965,000 | $ 232,979 | $ 151,000 |
| Ocala, FL | 189 | $ 43,945,000 | $ 232,513 | $ 88,000 |
| Columbia, SC | 183 | $ 42,895,000 | $ 234,398 | $ 99,000 |
| Wichita, KS | 181 | $ 36,425,000 | $ 201,243 | $ 99,000 |
| Hartford-West Hartford-East Hartford, CT | 180 | $ 119,420,000 | $ 663,444 | $ 110,000 |
| Birmingham-Hoover, AL | 178 | $ 36,490,000 | $ 205,000 | $ 113,000 |
| Memphis, TN-MS-AR | 173 | $ 39,695,000 | $ 229,450 | $ 128,109 |
| Naples-Immokalee-Marco Island, FL | 172 | $ 68,990,000 | $ 401,104 | $ 194,000 |
| Vallejo-Fairfield, CA | 171 | $ 73,085,000 | $ 427,397 | $ 174,000 |
| El Paso, TX | 170 | $ 44,360,000 | $ 260,941 | $ 123,000 |
| Augusta-Richmond County, GA-SC | 166 | $ 37,570,000 | $ 226,325 | $ 106,265 |
| San Francisco-Redwood City-South San Francisco, CA | 161 | $ 104,445,000 | $ 648,726 | $ 307,000 |
| Worcester, MA-CT | 158 | $ 50,260,000 | $ 318,101 | $ 136,417 |
| New Orleans-Metairie, LA | 155 | $ 33,605,000 | $ 216,806 | $ 119,000 |
| McAllen-Edinburg-Mission, TX | 150 | $ 41,020,000 | $ 273,466 | $ 157,000 |
| Fayetteville, NC | 149 | $ 50,355,000 | $ 337,953 | $ 102,000 |
| Altoona, PA | 147 | $ 22,445,000 | $ 152,687 | $ 85,000 |
| Laredo, TX | 146 | $ 39,140,000 | $ 268,082 | $ 142,000 |
| Reno, NV | 146 | $ 54,610,000 | $ 374,041 | $ 178,000 |
| Huntsville, AL | 145 | $ 37,465,000 | $ 258,379 | $ 102,000 |
| Spartanburg, SC | 145 | $ 30,275,000 | $ 208,793 | $ 90,000 |
| New Haven-Milford, CT | 144 | $ 26,270,000 | $ 182,430 | $ 112,000 |
| Gary, IN | 142 | $ 30,990,000 | $ 218,239 | $ 103,000 |
| Kennewick-Richland, WA | 140 | $ 40,620,000 | $ 290,142 | $ 113,000 |
| Spokane-Spokane Valley, WA | 136 | $ 38,620,000 | $ 283,970 | $ 123,000 |
| Bridgeport-Stamford-Norwalk, CT | 134 | $ 42,130,000 | $ 314,402 | $ 179,000 |
| Greeley, CO | 130 | $ 44,450,000 | $ 341,923 | $ 133,000 |
| Santa Rosa, CA | 130 | $ 57,660,000 | $ 443,538 | $ 226,000 |
| Akron, OH | 129 | $ 27,655,000 | $ 214,379 | $ 88,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 124 | $ 21,580,000 | $ 174,032 | $ 89,000 |
| Des Moines-West Des Moines, IA | 124 | $ 27,740,000 | $ 223,709 | $ 111,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 124 | $ 36,270,000 | $ 292,500 | $ 144,000 |
| Salem, OR | 122 | $ 36,780,000 | $ 301,475 | $ 130,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 118 | $ 28,240,000 | $ 239,322 | $ 119,711 |
| Prescott Valley-Prescott, AZ | 117 | $ 33,265,000 | $ 284,316 | $ 130,000 |
| Knoxville, TN | 116 | $ 29,860,000 | $ 257,413 | $ 124,000 |
| Toledo, OH | 114 | $ 14,650,000 | $ 128,508 | $ 110,000 |
| South Bend-Mishawaka, IN-MI | 111 | $ 14,325,000 | $ 129,054 | $ 83,351 |
| Fort Collins, CO | 109 | $ 33,785,000 | $ 309,954 | $ 140,000 |
| Durham-Chapel Hill, NC | 106 | $ 41,570,000 | $ 392,169 | $ 170,000 |
| Modesto, CA | 105 | $ 33,655,000 | $ 320,523 | $ 119,000 |
| St. George, UT | 105 | $ 43,305,000 | $ 412,428 | $ 172,000 |
| Dayton-Springfield-Kettering, OH | 104 | $ 24,590,000 | $ 236,442 | $ 98,000 |
| Killeen-Temple, TX | 104 | $ 33,380,000 | $ 320,961 | $ 147,000 |
| Winston-Salem, NC | 102 | $ 20,730,000 | $ 203,235 | $ 115,000 |
| Pensacola-Ferry Pass-Brent, FL | 101 | $ 27,105,000 | $ 268,366 | $ 128,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 100 | $ 43,180,000 | $ 431,800 | $ 256,000 |
| Little Rock-North Little Rock-Conway, AR | 98 | $ 24,890,000 | $ 253,979 | $ 107,000 |
| Wilmington, DE-MD-NJ | 98 | $ 61,200,000 | $ 624,489 | $ 142,132 |
| Niles-Benton Harbor, MI | 97 | $ 18,185,000 | $ 187,474 | $ 173,000 |
| Battle Creek, MI | 95 | $ 13,085,000 | $ 137,736 | $ 81,000 |
| Kalamazoo-Portage, MI | 94 | $ 16,560,000 | $ 176,170 | $ 84,000 |
| Tulsa, OK | 93 | $ 24,035,000 | $ 258,440 | $ 132,000 |
| Springfield, MO | 92 | $ 20,370,000 | $ 221,413 | $ 83,000 |
| Green Bay, WI | 90 | $ 12,830,000 | $ 142,555 | $ 98,000 |
| Madison, WI | 89 | $ 30,745,000 | $ 345,449 | $ 114,000 |
| Montgomery, AL | 88 | $ 19,620,000 | $ 222,954 | $ 104,000 |
| Bend-Redmond, OR | 86 | $ 30,360,000 | $ 353,023 | $ 199,000 |
| Punta Gorda, FL | 86 | $ 22,550,000 | $ 262,209 | $ 131,000 |
| Chattanooga, TN-GA | 84 | $ 17,610,000 | $ 209,642 | $ 115,285 |
| Youngstown-Warren-Boardman, OH-PA | 84 | $ 10,340,000 | $ 123,095 | $ 69,000 |
| Baton Rouge, LA | 82 | $ 17,310,000 | $ 211,097 | $ 121,000 |
| Greensboro-High Point, NC | 82 | $ 16,160,000 | $ 197,073 | $ 155,000 |
| Canton-Massillon, OH | 81 | $ 13,055,000 | $ 161,172 | $ 108,000 |
| Daphne-Fairhope-Foley, AL | 81 | $ 21,505,000 | $ 265,493 | $ 127,000 |
| College Station-Bryan, TX | 80 | $ 22,520,000 | $ 281,500 | $ 143,000 |
| Rochester, NY | 80 | $ 11,620,000 | $ 145,250 | $ 94,000 |
| Visalia-Porterville, CA | 80 | $ 19,800,000 | $ 247,500 | $ 113,000 |
| Springfield, MA | 79 | $ 19,945,000 | $ 252,468 | $ 104,000 |
| Boulder, CO | 78 | $ 35,040,000 | $ 449,230 | $ 212,000 |
| Billings, MT | 73 | $ 18,705,000 | $ 256,232 | $ 96,000 |
| Idaho Falls, ID | 73 | $ 21,035,000 | $ 288,150 | $ 131,000 |
| Madera, CA | 73 | $ 20,775,000 | $ 284,589 | $ 149,000 |
| Topeka, KS | 73 | $ 11,215,000 | $ 153,630 | $ 98,000 |
| Crestview-Fort Walton Beach-Destin, FL | 72 | $ 28,350,000 | $ 393,750 | $ 208,000 |
| Hagerstown-Martinsburg, MD-WV | 72 | $ 19,430,000 | $ 269,861 | $ 204,000 |
| Monroe, MI | 72 | $ 10,180,000 | $ 141,388 | $ 94,000 |
| Salinas, CA | 72 | $ 29,410,000 | $ 408,472 | $ 251,000 |
| Carbondale-Marion, IL | 71 | $ 11,705,000 | $ 164,859 | $ 87,000 |
| Harrisburg-Carlisle, PA | 71 | $ 19,365,000 | $ 272,746 | $ 119,000 |
| Lafayette, LA | 70 | $ 12,790,000 | $ 182,714 | $ 104,000 |
| Mobile, AL | 70 | $ 12,630,000 | $ 180,428 | $ 91,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 70 | $ 12,020,000 | $ 171,714 | $ 91,000 |
| Anchorage, AK | 69 | $ 25,905,000 | $ 375,434 | $ 223,000 |
| Beaumont-Port Arthur, TX | 68 | $ 14,100,000 | $ 207,352 | $ 98,000 |
| Rockingham County-Strafford County, NH | 66 | $ 20,700,000 | $ 313,636 | $ 166,000 |
| Urban Honolulu, HI | 66 | $ 35,780,000 | $ 542,121 | $ 196,000 |
| Bremerton-Silverdale, WA | 65 | $ 21,105,000 | $ 324,692 | $ 154,000 |
| Eugene, OR | 65 | $ 16,055,000 | $ 247,000 | $ 127,000 |
| Hickory-Lenoir-Morganton, NC | 65 | $ 13,675,000 | $ 210,384 | $ 91,000 |
| Hinesville, GA | 65 | $ 15,555,000 | $ 239,307 | $ 87,000 |
| Santa Cruz-Watsonville, CA | 65 | $ 28,195,000 | $ 433,769 | $ 254,000 |
| Asheville, NC | 64 | $ 14,540,000 | $ 227,187 | $ 114,000 |
| Coeur D'Alene, ID | 64 | $ 22,090,000 | $ 345,156 | $ 162,000 |
| Johnstown, PA | 62 | $ 9,490,000 | $ 153,064 | $ 93,000 |
| Albany-Schenectady-Troy, NY | 61 | $ 35,935,000 | $ 589,098 | $ 108,000 |
| Auburn-Opelika, AL | 60 | $ 14,490,000 | $ 241,500 | $ 97,000 |
| Flagstaff, AZ | 59 | $ 22,415,000 | $ 379,915 | $ 223,000 |
| Olympia-Tumwater, WA | 59 | $ 20,215,000 | $ 342,627 | $ 132,000 |
| Lexington-Fayette, KY | 58 | $ 13,170,000 | $ 227,068 | $ 89,000 |
| Salisbury, MD-DE | 58 | $ 13,840,000 | $ 238,620 | $ 160,379 |
| Yakima, WA | 56 | $ 11,030,000 | $ 196,964 | $ 85,000 |
| Brownsville-Harlingen, TX | 55 | $ 13,075,000 | $ 237,727 | $ 114,000 |
| Homosassa Springs, FL | 55 | $ 11,475,000 | $ 208,636 | $ 90,000 |
| Sioux Falls, SD | 55 | $ 15,365,000 | $ 279,363 | $ 128,000 |
| Trenton, NJ | 55 | $ 18,565,000 | $ 337,545 | $ 159,000 |
| Reading, PA | 54 | $ 11,430,000 | $ 211,666 | $ 83,000 |
| St. Joseph, MO-KS | 54 | $ 7,350,000 | $ 136,111 | $ 76,481 |
| Bloomington, IL | 53 | $ 9,985,000 | $ 188,396 | $ 100,000 |
| San Rafael, CA | 53 | $ 33,685,000 | $ 635,566 | $ 303,000 |
| Santa Maria-Santa Barbara, CA | 53 | $ 17,315,000 | $ 326,698 | $ 203,000 |
| Gulfport-Biloxi-Pascagoula, MS | 52 | $ 11,970,000 | $ 230,192 | $ 105,000 |
| Portland-South Portland, ME | 52 | $ 16,370,000 | $ 314,807 | $ 163,000 |
| Yuba City, CA | 52 | $ 16,560,000 | $ 318,461 | $ 120,000 |
| Lubbock, TX | 50 | $ 12,750,000 | $ 255,000 | $ 131,000 |
| Sebastian-Vero Beach, FL | 50 | $ 13,540,000 | $ 270,800 | $ 134,000 |
| Barnstable Town, MA | 49 | $ 17,175,000 | $ 350,510 | $ 134,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 49 | $ 16,785,000 | $ 342,551 | $ 237,000 |
| Jackson, MS | 48 | $ 9,860,000 | $ 205,416 | $ 127,000 |
| Saginaw, MI | 48 | $ 6,460,000 | $ 134,583 | $ 63,000 |
| Albany, OR | 47 | $ 12,395,000 | $ 263,723 | $ 106,000 |
| Columbia, MO | 47 | $ 11,485,000 | $ 244,361 | $ 98,000 |
| Columbus, GA-AL | 47 | $ 10,035,000 | $ 213,510 | $ 92,851 |
| Lynchburg, VA | 47 | $ 7,465,000 | $ 158,829 | $ 98,000 |
| Medford, OR | 46 | $ 11,700,000 | $ 254,347 | $ 129,000 |
| Sebring, FL | 46 | $ 10,770,000 | $ 234,130 | $ 110,000 |
| Yuma, AZ | 46 | $ 10,610,000 | $ 230,652 | $ 106,000 |
| East Stroudsburg, PA | 45 | $ 10,765,000 | $ 239,222 | $ 110,000 |
| Parkersburg-Vienna, WV | 44 | $ 5,510,000 | $ 125,227 | $ 49,000 |
| York-Hanover, PA | 44 | $ 9,280,000 | $ 210,909 | $ 111,000 |
| Chico, CA | 43 | $ 12,585,000 | $ 292,674 | $ 146,000 |
| Evansville, IN-KY | 43 | $ 6,715,000 | $ 156,162 | $ 98,069 |
| Gainesville, GA | 43 | $ 12,235,000 | $ 284,534 | $ 114,000 |
| Napa, CA | 43 | $ 12,695,000 | $ 295,232 | $ 263,000 |
| Peoria, IL | 43 | $ 5,835,000 | $ 135,697 | $ 110,000 |
| Rockford, IL | 43 | $ 6,585,000 | $ 153,139 | $ 100,000 |
| Sierra Vista-Douglas, AZ | 43 | $ 9,415,000 | $ 218,953 | $ 119,000 |
| Logan, UT-ID | 42 | $ 13,250,000 | $ 315,476 | $ 217,047 |
| Merced, CA | 42 | $ 27,260,000 | $ 649,047 | $ 128,000 |
| Warner Robins, GA | 42 | $ 10,380,000 | $ 247,142 | $ 150,000 |
| Wilmington, NC | 42 | $ 12,710,000 | $ 302,619 | $ 156,000 |
| Grand Junction, CO | 41 | $ 9,385,000 | $ 228,902 | $ 98,000 |
| Corpus Christi, TX | 40 | $ 11,950,000 | $ 298,750 | $ 230,000 |
| Redding, CA | 40 | $ 10,000,000 | $ 250,000 | $ 123,000 |
| Waco, TX | 40 | $ 11,140,000 | $ 278,500 | $ 128,000 |
| Michigan City-La Porte, IN | 39 | $ 4,285,000 | $ 109,871 | $ 75,000 |
| Muskegon, MI | 39 | $ 5,735,000 | $ 147,051 | $ 74,000 |
| Bismarck, ND | 38 | $ 10,250,000 | $ 269,736 | $ 108,000 |
| Cape Girardeau, MO-IL | 38 | $ 7,270,000 | $ 191,315 | $ 103,000 |
| Las Cruces, NM | 38 | $ 9,270,000 | $ 243,947 | $ 96,000 |
| Macon-Bibb County, GA | 38 | $ 8,620,000 | $ 226,842 | $ 97,000 |
| Missoula, MT | 38 | $ 15,000,000 | $ 394,736 | $ 160,000 |
| Davenport-Moline-Rock Island, IA-IL | 37 | $ 8,275,000 | $ 223,648 | $ 109,378 |
| Duluth, MN-WI | 37 | $ 7,025,000 | $ 189,864 | $ 85,351 |
| Jacksonville, NC | 37 | $ 7,825,000 | $ 211,486 | $ 95,000 |
| Manchester-Nashua, NH | 36 | $ 8,520,000 | $ 236,666 | $ 126,000 |
| Panama City, FL | 36 | $ 9,700,000 | $ 269,444 | $ 143,000 |
| Tallahassee, FL | 36 | $ 5,240,000 | $ 145,555 | $ 107,000 |
| Valdosta, GA | 36 | $ 6,450,000 | $ 179,166 | $ 68,000 |
| Hanford-Corcoran, CA | 35 | $ 10,715,000 | $ 306,142 | $ 108,000 |
| Bellingham, WA | 34 | $ 11,900,000 | $ 350,000 | $ 225,000 |
| Pueblo, CO | 34 | $ 7,960,000 | $ 234,117 | $ 118,000 |
| Racine, WI | 34 | $ 8,320,000 | $ 244,705 | $ 99,000 |
| Longview, WA | 32 | $ 11,900,000 | $ 371,875 | $ 129,000 |
| Midland, TX | 32 | $ 11,480,000 | $ 358,750 | $ 207,000 |
| Atlantic City-Hammonton, NJ | 31 | $ 6,075,000 | $ 195,967 | $ 126,000 |
| Charlottesville, VA | 31 | $ 9,205,000 | $ 296,935 | $ 142,000 |
| Gainesville, FL | 31 | $ 6,145,000 | $ 198,225 | $ 130,000 |
| Rapid City, SD | 31 | $ 7,435,000 | $ 239,838 | $ 114,000 |
| Sioux City, IA-NE-SD | 31 | $ 6,175,000 | $ 199,193 | $ 77,903 |
| Syracuse, NY | 31 | $ 4,975,000 | $ 160,483 | $ 145,000 |
| Elkhart-Goshen, IN | 30 | $ 4,140,000 | $ 138,000 | $ 79,000 |
| Fort Smith, AR-OK | 30 | $ 6,580,000 | $ 219,333 | $ 127,000 |
| Grants Pass, OR | 30 | $ 7,630,000 | $ 254,333 | $ 83,000 |
| Lawton, OK | 30 | $ 5,390,000 | $ 179,666 | $ 86,000 |
| Amarillo, TX | 29 | $ 6,835,000 | $ 235,689 | $ 120,000 |
| Burlington, NC | 29 | $ 6,435,000 | $ 221,896 | $ 120,000 |
| Erie, PA | 29 | $ 4,485,000 | $ 154,655 | $ 73,000 |
| Great Falls, MT | 29 | $ 8,095,000 | $ 279,137 | $ 113,000 |
| Jefferson City, MO | 29 | $ 5,955,000 | $ 205,344 | $ 97,000 |
| Joplin, MO | 29 | $ 5,615,000 | $ 193,620 | $ 92,000 |
| Tyler, TX | 29 | $ 7,255,000 | $ 250,172 | $ 140,000 |
| Athens-Clarke County, GA | 28 | $ 5,970,000 | $ 213,214 | $ 138,000 |
| Sherman-Denison, TX | 28 | $ 8,510,000 | $ 303,928 | $ 139,000 |
| Weirton-Steubenville, WV-OH | 28 | $ 4,850,000 | $ 173,214 | $ 107,714 |
| Winchester, VA-WV | 28 | $ 7,740,000 | $ 276,428 | $ 94,000 |
| Roanoke, VA | 27 | $ 4,845,000 | $ 179,444 | $ 84,000 |
| Sheboygan, WI | 27 | $ 4,785,000 | $ 177,222 | $ 107,000 |
| Champaign-Urbana, IL | 26 | $ 4,030,000 | $ 155,000 | $ 80,000 |
| Kahului-Wailuku-Lahaina, HI | 26 | $ 14,120,000 | $ 543,076 | $ 197,000 |
| Lincoln, NE | 26 | $ 5,900,000 | $ 226,923 | $ 100,000 |
| Norwich-New London, CT | 25 | $ 5,385,000 | $ 215,400 | $ 95,000 |
| The Villages, FL | 25 | $ 6,375,000 | $ 255,000 | $ 112,000 |
| Wenatchee, WA | 25 | $ 6,755,000 | $ 270,200 | $ 132,000 |
| Wichita Falls, TX | 25 | $ 5,705,000 | $ 228,200 | $ 136,000 |
| Hattiesburg, MS | 24 | $ 6,050,000 | $ 252,083 | $ 86,000 |
| Longview, TX | 24 | $ 5,230,000 | $ 217,916 | $ 121,000 |
| Morristown, TN | 24 | $ 4,890,000 | $ 203,750 | $ 92,000 |
| Abilene, TX | 23 | $ 5,815,000 | $ 252,826 | $ 143,000 |
| Appleton, WI | 23 | $ 5,625,000 | $ 244,565 | $ 135,000 |
| Dalton, GA | 23 | $ 3,555,000 | $ 154,565 | $ 89,000 |
| Decatur, AL | 23 | $ 5,335,000 | $ 231,956 | $ 131,000 |
| Greenville, NC | 23 | $ 3,435,000 | $ 149,347 | $ 125,000 |
| Mount Vernon-Anacortes, WA | 23 | $ 7,655,000 | $ 332,826 | $ 115,000 |
| Santa Fe, NM | 23 | $ 7,635,000 | $ 331,956 | $ 145,000 |
| St. Cloud, MN | 23 | $ 4,865,000 | $ 211,521 | $ 93,000 |
| Bloomington, IN | 22 | $ 6,880,000 | $ 312,727 | $ 160,000 |
| Dover, DE | 22 | $ 6,620,000 | $ 300,909 | $ 80,000 |
| Houma-Thibodaux, LA | 22 | $ 3,090,000 | $ 140,454 | $ 81,000 |
| State College, PA | 22 | $ 4,830,000 | $ 219,545 | $ 117,000 |
| Elizabethtown-Fort Knox, KY | 21 | $ 4,085,000 | $ 194,523 | $ 81,000 |
| Florence, SC | 21 | $ 3,165,000 | $ 150,714 | $ 56,000 |
| Lancaster, PA | 21 | $ 4,825,000 | $ 229,761 | $ 88,000 |
| Sumter, SC | 21 | $ 5,225,000 | $ 248,809 | $ 83,000 |
| Vineland-Bridgeton, NJ | 21 | $ 4,775,000 | $ 227,380 | $ 125,000 |
| California-Lexington Park, MD | 20 | $ 5,440,000 | $ 272,000 | $ 189,000 |
| Fargo, ND-MN | 20 | $ 4,450,000 | $ 222,500 | $ 143,000 |
| Johnson City, TN | 20 | $ 4,430,000 | $ 221,500 | $ 89,000 |
| Kingsport-Bristol-Bristol, TN-VA | 20 | $ 3,780,000 | $ 189,000 | $ 79,600 |
| Brunswick, GA | 19 | $ 4,205,000 | $ 221,315 | $ 112,000 |
| Dothan, AL | 19 | $ 3,575,000 | $ 188,157 | $ 85,000 |
| El Centro, CA | 19 | $ 3,415,000 | $ 179,736 | $ 172,000 |
| Morgantown, WV | 19 | $ 4,075,000 | $ 214,473 | $ 89,000 |
| Cheyenne, WY | 18 | $ 6,350,000 | $ 352,777 | $ 200,000 |
| Lafayette-West Lafayette, IN | 18 | $ 4,410,000 | $ 245,000 | $ 93,000 |
| Lawrence, KS | 18 | $ 3,230,000 | $ 179,444 | $ 118,000 |
| Mansfield, OH | 18 | $ 4,320,000 | $ 240,000 | $ 65,000 |
| Ocean City, NJ | 18 | $ 8,920,000 | $ 495,555 | $ 506,000 |
| Springfield, OH | 18 | $ 3,260,000 | $ 181,111 | $ 86,000 |
| Corvallis, OR | 17 | $ 5,845,000 | $ 343,823 | $ 173,000 |
| Huntington-Ashland, WV-KY-OH | 17 | $ 3,205,000 | $ 188,529 | $ 101,333 |
| Midland, MI | 17 | $ 3,535,000 | $ 207,941 | $ 112,000 |
| Rome, GA | 17 | $ 3,995,000 | $ 235,000 | $ 123,000 |
| Springfield, IL | 17 | $ 2,645,000 | $ 155,588 | $ 66,000 |
| Bangor, ME | 16 | $ 3,250,000 | $ 203,125 | $ 93,000 |
| Chambersburg-Waynesboro, PA | 16 | $ 3,800,000 | $ 237,500 | $ 91,000 |
| Cleveland, TN | 16 | $ 3,300,000 | $ 206,250 | $ 87,000 |
| Decatur, IL | 16 | $ 2,360,000 | $ 147,500 | $ 72,000 |
| Kankakee, IL | 16 | $ 2,520,000 | $ 157,500 | $ 83,000 |
| Manhattan, KS | 16 | $ 3,120,000 | $ 195,000 | $ 101,000 |
| San Angelo, TX | 16 | $ 5,150,000 | $ 321,875 | $ 94,000 |
| Tuscaloosa, AL | 16 | $ 2,710,000 | $ 169,375 | $ 128,000 |
| Carson City, NV | 15 | $ 4,345,000 | $ 289,666 | $ 93,000 |
| Eau Claire, WI | 15 | $ 3,055,000 | $ 203,666 | $ 102,000 |
| Enid, OK | 15 | $ 2,135,000 | $ 142,333 | $ 98,000 |
| Gadsden, AL | 15 | $ 3,235,000 | $ 215,666 | $ 87,000 |
| Hammond, LA | 15 | $ 3,525,000 | $ 235,000 | $ 100,000 |
| Lake Charles, LA | 15 | $ 3,135,000 | $ 209,000 | $ 100,000 |
| Odessa, TX | 15 | $ 3,835,000 | $ 255,666 | $ 186,000 |
| Pocatello, ID | 15 | $ 5,565,000 | $ 371,000 | $ 110,000 |
| Rochester, MN | 15 | $ 3,335,000 | $ 222,333 | $ 82,000 |
| Blacksburg-Christiansburg-Radford, VA | 14 | $ 4,320,000 | $ 308,571 | $ 87,000 |
| Bowling Green, KY | 14 | $ 3,100,000 | $ 221,428 | $ 116,000 |
| Columbus, IN | 14 | $ 3,480,000 | $ 248,571 | $ 102,000 |
| Jackson, TN | 14 | $ 3,070,000 | $ 219,285 | $ 80,000 |
| New Bern, NC | 14 | $ 3,140,000 | $ 224,285 | $ 66,000 |
| Twin Falls, ID | 14 | $ 3,630,000 | $ 259,285 | $ 135,000 |
| Walla Walla, WA | 14 | $ 4,360,000 | $ 311,428 | $ 127,000 |
| Binghamton, NY | 13 | $ 1,815,000 | $ 139,615 | $ 89,000 |
| Florence-Muscle Shoals, AL | 13 | $ 2,695,000 | $ 207,307 | $ 112,000 |
| Glens Falls, NY | 13 | $ 1,855,000 | $ 142,692 | $ 114,000 |
| Janesville-Beloit, WI | 13 | $ 3,465,000 | $ 266,538 | $ 98,000 |
| Lima, OH | 13 | $ 1,795,000 | $ 138,076 | $ 96,000 |
| Owensboro, KY | 13 | $ 2,415,000 | $ 185,769 | $ 63,000 |
| Rocky Mount, NC | 13 | $ 2,645,000 | $ 203,461 | $ 86,000 |
| Charleston, WV | 12 | $ 1,760,000 | $ 146,666 | $ 62,000 |
| Goldsboro, NC | 12 | $ 2,590,000 | $ 215,833 | $ 74,000 |
| Mankato-North Mankato, MN | 12 | $ 2,790,000 | $ 232,500 | $ 104,000 |
| Shreveport-Bossier City, LA | 12 | $ 2,940,000 | $ 245,000 | $ 108,000 |
| Watertown-Fort Drum, NY | 12 | $ 2,000,000 | $ 166,666 | $ 72,000 |
| Harrisonburg, VA | 11 | $ 2,905,000 | $ 264,090 | $ 93,000 |
| Hot Springs, AR | 11 | $ 1,775,000 | $ 161,363 | $ 87,000 |
| Kokomo, IN | 11 | $ 1,405,000 | $ 127,727 | $ 81,000 |
| Lewiston, ID-WA | 11 | $ 2,825,000 | $ 256,818 | $ 91,636 |
| Muncie, IN | 11 | $ 2,045,000 | $ 185,909 | $ 91,000 |
| Terre Haute, IN | 11 | $ 1,675,000 | $ 152,272 | $ 94,000 |
| Texarkana, TX-AR | 11 | $ 2,245,000 | $ 204,090 | $ 194,727 |
| Wheeling, WV-OH | 11 | $ 1,545,000 | $ 140,454 | $ 95,272 |
| Ames, IA | 10 | $ 1,190,000 | $ 119,000 | $ 78,000 |
| Beckley, WV | 10 | $ 1,620,000 | $ 162,000 | $ 118,000 |
| Burlington-South Burlington, VT | 10 | $ 2,030,000 | $ 203,000 | $ 148,000 |
| Jonesboro, AR | 10 | $ 2,270,000 | $ 227,000 | $ 100,000 |
| Kingston, NY | 10 | $ 2,780,000 | $ 278,000 | $ 185,000 |
| Oshkosh-Neenah, WI | 10 | $ 1,950,000 | $ 195,000 | $ 71,000 |
| Utica-Rome, NY | 10 | $ 1,590,000 | $ 159,000 | $ 102,000 |
| Anniston-Oxford-Jacksonville, AL | 9 | $ 1,855,000 | $ 206,111 | $ 129,000 |
| Lewiston-Auburn, ME | 9 | $ 2,615,000 | $ 290,555 | $ 102,000 |
| Alexandria, LA | 8 | $ 990,000 | $ 123,750 | $ 143,000 |
| Danville, IL | 8 | $ 880,000 | $ 110,000 | $ 44,000 |
| Fairbanks, AK | 8 | $ 2,290,000 | $ 286,250 | $ 96,000 |
| Farmington, NM | 8 | $ 1,340,000 | $ 167,500 | $ 101,000 |
| Lebanon, PA | 8 | $ 1,390,000 | $ 173,750 | $ 83,000 |
| Wausau, WI | 8 | $ 1,950,000 | $ 243,750 | $ 114,000 |
| Williamsport, PA | 8 | $ 990,000 | $ 123,750 | $ 75,000 |
| Bay City, MI | 7 | $ 515,000 | $ 73,571 | $ 57,000 |
| Fond Du Lac, WI | 7 | $ 2,135,000 | $ 305,000 | $ 132,000 |
| Gettysburg, PA | 7 | $ 2,425,000 | $ 346,428 | $ 211,000 |
| Monroe, LA | 7 | $ 735,000 | $ 105,000 | $ 62,000 |
| Pine Bluff, AR | 7 | $ 1,075,000 | $ 153,571 | $ 67,000 |
| Staunton-Waynesboro, VA | 7 | $ 1,945,000 | $ 277,857 | $ 93,000 |
| Victoria, TX | 7 | $ 1,505,000 | $ 215,000 | $ 76,000 |
| Casper, WY | 6 | $ 1,540,000 | $ 256,666 | $ 144,000 |
| Cumberland, MD-WV | 6 | $ 770,000 | $ 128,333 | $ 52,000 |
| Iowa City, IA | 6 | $ 1,620,000 | $ 270,000 | $ 107,000 |
| Cedar Rapids, IA | 5 | $ 675,000 | $ 135,000 | $ 57,000 |
| Grand Forks, ND-MN | 5 | $ 1,315,000 | $ 263,000 | $ 90,200 |
| Grand Island, NE | 5 | $ 1,245,000 | $ 249,000 | $ 77,000 |
| La Crosse-Onalaska, WI-MN | 5 | $ 1,225,000 | $ 245,000 | $ 72,600 |
| Pittsfield, MA | 5 | $ 855,000 | $ 171,000 | $ 123,000 |
| Bloomsburg-Berwick, PA | 4 | $ 690,000 | $ 172,500 | $ 87,000 |
| Waterloo-Cedar Falls, IA | 4 | $ 550,000 | $ 137,500 | $ 103,000 |
| Dubuque, IA | 3 | $ 335,000 | $ 111,666 | $ 59,000 |
| Ithaca, NY | 3 | $ 435,000 | $ 145,000 | $ 116,000 |
| Elmira, NY | 1 | $ 465,000 | $ 465,000 | $ 322,000 |
Mortgage Loan Application Detail Totals for Flagstar Bank NA in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 49,652 | $18,737,400,000 | $377,000 | $55,315,000 | $148,000 | $7,646,000 |
| Cash-out Refinancing | 22,875 | $3,665,705,000 | $160,000 | $7,155,000 | $140,000 | $6,597,000 |
| Refinancing | 2,575 | $1,520,355,000 | $590,000 | $61,005,000 | $139,000 | $1,479,000 |
| Other Purpose | 2,374 | $395,320,000 | $166,000 | $4,505,000 | $130,000 | $4,518,000 |
| Home Improvement | 1,116 | $102,930,000 | $92,000 | $6,305,000 | $107,000 | $3,120,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 31,169 | $7,515,245,000 | $241,000 | $7,155,000 | $144,000 | $7,646,000 |
| Not applicable | 23,967 | $10,556,265,000 | $440,000 | $61,005,000 | $81,000 | $620,000 |
| Not Provided | 8,290 | $2,205,040,000 | $265,000 | $5,005,000 | $150,000 | $4,888,000 |
| Hispanic | 6,633 | $1,706,955,000 | $257,000 | $5,005,000 | $126,000 | $3,174,000 |
| Black or African American | 4,681 | $1,061,805,000 | $226,000 | $3,175,000 | $112,000 | $4,350,000 |
| Asian | 3,049 | $1,142,535,000 | $374,000 | $3,745,000 | $197,000 | $5,442,000 |
| American Indian or Alaskan Native | 323 | $73,085,000 | $226,000 | $2,215,000 | $123,000 | $1,211,000 |
| Native Hawaiian or Other Pacific Islander | 107 | $29,465,000 | $275,000 | $2,475,000 | $145,000 | $748,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 60,011 | $18,872,315,000 | $314,000 | $61,005,000 | $158,000 | $7,646,000 |
| FHA-insured (Federal Housing Administration) | 11,409 | $3,188,335,000 | $279,000 | $1,395,000 | $89,000 | $1,800,000 |
| VA-guaranteed (Veterans Administration) | 6,351 | $2,216,635,000 | $349,000 | $3,375,000 | $111,000 | $1,916,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 821 | $144,425,000 | $175,000 | $635,000 | $67,000 | $175,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 30,523 | $8,614,065,000 | $282,000 | $61,005,000 | $150,000 | $7,646,000 |
| Loan Purchased By The Institution | 23,806 | $9,219,860,000 | $387,000 | $4,505,000 | $81,000 | $620,000 |
| Application Denied By Financial Institution | 14,009 | $4,408,025,000 | $314,000 | $40,205,000 | $136,000 | $6,037,000 |
| Application Withdrawn By Applicant | 8,561 | $1,839,955,000 | $214,000 | $5,005,000 | $133,000 | $4,187,000 |
| File Closed For Incompleteness | 894 | $147,830,000 | $165,000 | $1,205,000 | $143,000 | $1,700,000 |
| Application Approved But Not Accepted | 799 | $191,975,000 | $240,000 | $43,795,000 | $142,000 | $2,642,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 64,583 | $20,013,685,000 | $309,000 | $61,005,000 | $145,000 | $7,646,000 |
| Credit Application Incomplete | 5,500 | $1,945,790,000 | $353,000 | $4,005,000 | $157,000 | $6,037,000 |
| Debt-To-Income Ratio | 4,696 | $1,320,090,000 | $281,000 | $3,875,000 | $100,000 | $3,120,000 |
| Credit History | 1,698 | $267,510,000 | $157,000 | $6,005,000 | $118,000 | $3,410,000 |
| Collateral | 1,185 | $575,625,000 | $485,000 | $40,205,000 | $161,000 | $4,604,000 |
| Other | 619 | $211,605,000 | $341,000 | $5,005,000 | $207,000 | $5,442,000 |
| Unverifiable Information | 148 | $46,470,000 | $313,000 | $1,925,000 | $214,000 | $3,205,000 |
| Employment History | 85 | $21,755,000 | $255,000 | $1,705,000 | $96,000 | $588,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 70 | $15,870,000 | $226,000 | $725,000 | $180,000 | $3,044,000 |
| Mortgage Insurance Denied | 8 | $3,310,000 | $413,000 | $725,000 | $158,000 | $353,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagstar Bank NA's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Flagstar Bank NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.
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