Flagstar Bank NA Mortgage Lending & HMDA Data, 2021
In 2021, Flagstar Bank NA of Troy, MI reported 212,842 mortgage applications totaling $65.9 billion, up 2% from 2020. The average application was for $309,851, and applicants reported an average income of $131,933. 52% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (9,276), Riverside-San Bernardino-Ontario, CA (8,230) and Warren-Troy-Farmington Hills, MI (7,135) (applications in parentheses).
| Mortgage Company & Address | Flagstar Bank NA Troy, MI 49098 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 212,842 |
| Total Mortgage Loan Application Amount | $65,949,410,000 |
| Average Mortgage Loan Application Amount | $309,851 |
| Highest Mortgage Loan Application Amount | $23,025,000 |
| Average Applicant Income | $131,933 |
| Highest Applicant Income | $9,455,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Flagstar Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 18,669 | $ 4,099,985,000 | $ 219,614 | $ 102,943 |
| Los Angeles-Long Beach-Glendale, CA | 9,276 | $ 4,291,950,000 | $ 462,694 | $ 167,000 |
| Riverside-San Bernardino-Ontario, CA | 8,230 | $ 2,781,110,000 | $ 337,923 | $ 131,000 |
| Warren-Troy-Farmington Hills, MI | 7,135 | $ 1,524,345,000 | $ 213,643 | $ 107,000 |
| Phoenix-Mesa-Scottsdale, AZ | 6,179 | $ 1,970,605,000 | $ 318,919 | $ 132,000 |
| Houston-The Woodlands-Sugar Land, TX | 5,615 | $ 1,609,105,000 | $ 286,572 | $ 147,000 |
| Atlanta-Sandy Springs-Roswell, GA | 4,143 | $ 1,171,105,000 | $ 282,670 | $ 128,000 |
| Anaheim-Santa Ana-Irvine, CA | 4,103 | $ 2,003,825,000 | $ 488,380 | $ 196,000 |
| San Diego-Carlsbad, CA | 3,830 | $ 1,814,730,000 | $ 473,819 | $ 167,000 |
| Denver-Aurora-Lakewood, CO | 3,330 | $ 1,235,750,000 | $ 371,096 | $ 134,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 3,236 | $ 1,277,630,000 | $ 394,817 | $ 166,000 |
| New York-Jersey City-White Plains, NY-NJ | 3,232 | $ 1,597,030,000 | $ 494,130 | $ 165,537 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 3,147 | $ 860,665,000 | $ 273,487 | $ 121,470 |
| Chicago-Naperville, IL | 3,126 | $ 792,570,000 | $ 253,541 | $ 121,000 |
| Seattle-Bellevue-Everett, WA | 2,943 | $ 1,335,555,000 | $ 453,807 | $ 173,000 |
| Detroit-Dearborn-Livonia, MI | 2,845 | $ 489,155,000 | $ 171,934 | $ 87,000 |
| Oakland-Hayward-Berkeley, CA | 2,771 | $ 1,449,145,000 | $ 522,968 | $ 203,000 |
| Dallas-Plano-Irving, TX | 2,665 | $ 813,535,000 | $ 305,266 | $ 159,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 2,571 | $ 887,755,000 | $ 345,295 | $ 139,333 |
| Las Vegas-Henderson-Paradise, NV | 2,560 | $ 791,250,000 | $ 309,082 | $ 140,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 2,322 | $ 936,850,000 | $ 403,466 | $ 154,740 |
| Austin-Round Rock, TX | 2,190 | $ 767,730,000 | $ 350,561 | $ 193,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2,079 | $ 1,332,645,000 | $ 641,002 | $ 251,000 |
| Miami-Miami Beach-Kendall, FL | 1,983 | $ 661,055,000 | $ 333,361 | $ 139,000 |
| Indianapolis-Carmel-Anderson, IN | 1,979 | $ 432,435,000 | $ 218,511 | $ 103,000 |
| St. Louis, MO-IL | 1,919 | $ 384,035,000 | $ 200,122 | $ 105,102 |
| Tampa-St. Petersburg-Clearwater, FL | 1,851 | $ 492,785,000 | $ 266,226 | $ 118,000 |
| Orlando-Kissimmee-Sanford, FL | 1,841 | $ 486,985,000 | $ 264,521 | $ 112,000 |
| Kansas City, MO-KS | 1,836 | $ 413,220,000 | $ 225,065 | $ 111,633 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1,784 | $ 620,930,000 | $ 348,054 | $ 158,000 |
| Charlotte-Concord-Gastonia, NC-SC | 1,734 | $ 466,170,000 | $ 268,840 | $ 118,771 |
| Boise City, ID | 1,714 | $ 523,900,000 | $ 305,659 | $ 110,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,646 | $ 523,270,000 | $ 317,904 | $ 151,000 |
| New York-Newark, NY | 1,623 | $ 518,455,000 | $ 319,442 | $ 145,033 |
| Lansing-East Lansing, MI | 1,603 | $ 248,335,000 | $ 154,918 | $ 79,000 |
| Nassau County-Suffolk County, NY | 1,596 | $ 731,800,000 | $ 458,521 | $ 149,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1,589 | $ 1,180,825,000 | $ 743,124 | $ 278,000 |
| Baltimore-Columbia-Towson, MD | 1,302 | $ 401,360,000 | $ 308,264 | $ 134,000 |
| Providence-Warwick, RI-MA | 1,286 | $ 405,510,000 | $ 315,326 | $ 140,255 |
| Salt Lake City, UT | 1,280 | $ 419,790,000 | $ 327,960 | $ 117,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1,241 | $ 370,475,000 | $ 298,529 | $ 109,000 |
| Tucson, AZ | 1,238 | $ 313,290,000 | $ 253,061 | $ 107,000 |
| San Antonio-New Braunfels, TX | 1,219 | $ 326,985,000 | $ 268,240 | $ 143,000 |
| Columbus, OH | 1,078 | $ 229,420,000 | $ 212,820 | $ 108,000 |
| Grand Rapids-Wyoming, MI | 1,076 | $ 187,470,000 | $ 174,228 | $ 77,000 |
| Santa Cruz-Watsonville, CA | 1,073 | $ 657,765,000 | $ 613,014 | $ 212,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1,065 | $ 489,055,000 | $ 459,206 | $ 163,000 |
| Fort Worth-Arlington, TX | 1,024 | $ 273,040,000 | $ 266,640 | $ 136,000 |
| Santa Rosa, CA | 1,001 | $ 461,145,000 | $ 460,684 | $ 162,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 981 | $ 207,375,000 | $ 211,391 | $ 98,467 |
| Cambridge-Newton-Framingham, MA | 959 | $ 366,935,000 | $ 382,622 | $ 161,000 |
| Cape Coral-Fort Myers, FL | 909 | $ 258,555,000 | $ 284,438 | $ 157,000 |
| Boston, MA | 868 | $ 327,400,000 | $ 377,188 | $ 137,000 |
| North Port-Sarasota-Bradenton, FL | 852 | $ 251,120,000 | $ 294,741 | $ 143,000 |
| Jacksonville, FL | 841 | $ 229,235,000 | $ 272,574 | $ 125,000 |
| Fort Wayne, IN | 827 | $ 98,045,000 | $ 118,555 | $ 62,000 |
| Spokane-Spokane Valley, WA | 814 | $ 221,920,000 | $ 272,628 | $ 107,000 |
| Vallejo-Fairfield, CA | 813 | $ 304,355,000 | $ 374,360 | $ 129,000 |
| Omaha-Council Bluffs, NE-IA | 787 | $ 173,485,000 | $ 220,438 | $ 108,282 |
| Memphis, TN-MS-AR | 784 | $ 139,800,000 | $ 178,316 | $ 120,484 |
| Fresno, CA | 770 | $ 230,080,000 | $ 298,805 | $ 152,000 |
| New Orleans-Metairie, LA | 765 | $ 196,085,000 | $ 256,320 | $ 118,000 |
| Washington-Baltimore-Arlington, DC | 764 | $ 317,250,000 | $ 415,248 | $ 155,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 760 | $ 388,630,000 | $ 511,355 | $ 186,000 |
| Milwaukee-Waukesha-West Allis, WI | 739 | $ 177,735,000 | $ 240,507 | $ 122,000 |
| Tacoma-Lakewood, WA | 736 | $ 250,430,000 | $ 340,258 | $ 133,000 |
| Raleigh, NC | 735 | $ 200,555,000 | $ 272,863 | $ 138,000 |
| Newark, NJ-PA | 722 | $ 258,250,000 | $ 357,686 | $ 170,504 |
| Pittsburgh, PA | 709 | $ 139,375,000 | $ 196,579 | $ 102,000 |
| Provo-Orem, UT | 702 | $ 251,890,000 | $ 358,817 | $ 145,000 |
| Port St. Lucie, FL | 699 | $ 186,395,000 | $ 266,659 | $ 115,000 |
| Ogden-Clearfield, UT | 656 | $ 209,340,000 | $ 319,115 | $ 133,000 |
| Jackson, MI | 645 | $ 88,635,000 | $ 137,418 | $ 71,000 |
| Stockton-Lodi, CA | 632 | $ 210,490,000 | $ 333,053 | $ 133,000 |
| Lake Havasu City-Kingman, AZ | 625 | $ 168,015,000 | $ 268,824 | $ 126,000 |
| Charleston-North Charleston, SC | 609 | $ 185,245,000 | $ 304,178 | $ 121,000 |
| Montgomery County-Bucks County-Chester County, PA | 609 | $ 173,135,000 | $ 284,293 | $ 136,000 |
| Colorado Springs, CO | 595 | $ 195,595,000 | $ 328,731 | $ 113,000 |
| Ann Arbor, MI | 593 | $ 166,635,000 | $ 281,003 | $ 124,000 |
| Kennewick-Richland, WA | 593 | $ 165,725,000 | $ 279,468 | $ 126,000 |
| Cleveland-Elyria, OH | 583 | $ 95,575,000 | $ 163,936 | $ 113,000 |
| Bakersfield, CA | 578 | $ 141,910,000 | $ 245,519 | $ 114,000 |
| Reno, NV | 578 | $ 197,570,000 | $ 341,816 | $ 130,000 |
| Napa, CA | 573 | $ 280,755,000 | $ 489,973 | $ 166,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 544 | $ 148,970,000 | $ 273,841 | $ 108,860 |
| Greenville-Anderson-Mauldin, SC | 540 | $ 118,300,000 | $ 219,074 | $ 92,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 537 | $ 124,585,000 | $ 232,001 | $ 108,000 |
| Camden, NJ | 535 | $ 119,875,000 | $ 224,065 | $ 119,000 |
| Hartford-West Hartford-East Hartford, CT | 501 | $ 115,805,000 | $ 231,147 | $ 118,000 |
| Philadelphia, PA | 497 | $ 114,895,000 | $ 231,177 | $ 117,000 |
| Salem, OR | 492 | $ 136,870,000 | $ 278,191 | $ 102,000 |
| Albany-Schenectady-Troy, NY | 488 | $ 125,010,000 | $ 256,168 | $ 108,000 |
| Palm Bay-Melbourne-Titusville, FL | 486 | $ 125,600,000 | $ 258,436 | $ 112,000 |
| Flint, MI | 485 | $ 80,075,000 | $ 165,103 | $ 79,000 |
| Elgin, IL | 474 | $ 112,600,000 | $ 237,552 | $ 115,000 |
| Birmingham-Hoover, AL | 463 | $ 92,605,000 | $ 200,010 | $ 89,000 |
| Albuquerque, NM | 456 | $ 128,980,000 | $ 282,850 | $ 126,000 |
| Lake County-Kenosha County, IL-WI | 453 | $ 106,305,000 | $ 234,668 | $ 145,596 |
| Modesto, CA | 446 | $ 130,950,000 | $ 293,609 | $ 127,000 |
| Olympia-Tumwater, WA | 440 | $ 141,470,000 | $ 321,522 | $ 131,000 |
| Bloomington, IL | 437 | $ 77,175,000 | $ 176,601 | $ 103,000 |
| Louisville/Jefferson County, KY-IN | 437 | $ 98,605,000 | $ 225,640 | $ 105,537 |
| Idaho Falls, ID | 435 | $ 116,515,000 | $ 267,850 | $ 91,000 |
| Redding, CA | 435 | $ 119,785,000 | $ 275,367 | $ 109,000 |
| Cincinnati, OH-KY-IN | 434 | $ 86,490,000 | $ 199,285 | $ 102,829 |
| Naples-Immokalee-Marco Island, FL | 433 | $ 162,205,000 | $ 374,607 | $ 186,000 |
| Fort Collins, CO | 431 | $ 136,735,000 | $ 317,250 | $ 122,000 |
| Baton Rouge, LA | 430 | $ 100,680,000 | $ 234,139 | $ 107,000 |
| Lakeland-Winter Haven, FL | 419 | $ 92,275,000 | $ 220,226 | $ 92,000 |
| Green Bay, WI | 416 | $ 79,180,000 | $ 190,336 | $ 92,000 |
| Richmond, VA | 416 | $ 105,090,000 | $ 252,620 | $ 113,000 |
| Worcester, MA-CT | 405 | $ 109,465,000 | $ 270,283 | $ 111,407 |
| Visalia-Porterville, CA | 404 | $ 104,430,000 | $ 258,490 | $ 137,000 |
| Wichita, KS | 392 | $ 71,340,000 | $ 181,989 | $ 100,000 |
| Oklahoma City, OK | 386 | $ 70,360,000 | $ 182,279 | $ 117,000 |
| Bridgeport-Stamford-Norwalk, CT | 354 | $ 133,850,000 | $ 378,107 | $ 161,000 |
| Greeley, CO | 354 | $ 113,430,000 | $ 320,423 | $ 112,000 |
| Killeen-Temple, TX | 354 | $ 68,890,000 | $ 194,604 | $ 103,000 |
| Savannah, GA | 351 | $ 82,995,000 | $ 236,452 | $ 123,000 |
| Clarksville, TN-KY | 346 | $ 84,980,000 | $ 245,606 | $ 82,682 |
| San Rafael, CA | 345 | $ 224,365,000 | $ 650,333 | $ 230,000 |
| New Haven-Milford, CT | 340 | $ 79,160,000 | $ 232,823 | $ 104,000 |
| St. George, UT | 322 | $ 106,020,000 | $ 329,254 | $ 121,000 |
| Billings, MT | 307 | $ 71,275,000 | $ 232,166 | $ 88,000 |
| Eugene, OR | 305 | $ 83,435,000 | $ 273,557 | $ 125,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 296 | $ 72,260,000 | $ 244,121 | $ 121,000 |
| Des Moines-West Des Moines, IA | 295 | $ 64,565,000 | $ 218,864 | $ 101,000 |
| Asheville, NC | 292 | $ 77,720,000 | $ 266,164 | $ 119,000 |
| South Bend-Mishawaka, IN-MI | 287 | $ 38,615,000 | $ 134,547 | $ 79,097 |
| Bend-Redmond, OR | 286 | $ 109,480,000 | $ 382,797 | $ 161,000 |
| Gary, IN | 281 | $ 56,375,000 | $ 200,622 | $ 87,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 266 | $ 57,120,000 | $ 214,736 | $ 100,278 |
| Kalamazoo-Portage, MI | 264 | $ 47,860,000 | $ 181,287 | $ 81,000 |
| Ocala, FL | 262 | $ 47,910,000 | $ 182,862 | $ 90,000 |
| Columbia, SC | 261 | $ 53,495,000 | $ 204,961 | $ 99,000 |
| Boulder, CO | 260 | $ 110,960,000 | $ 426,769 | $ 150,000 |
| Salinas, CA | 260 | $ 135,550,000 | $ 521,346 | $ 214,000 |
| Urban Honolulu, HI | 258 | $ 124,170,000 | $ 481,279 | $ 153,000 |
| Pensacola-Ferry Pass-Brent, FL | 257 | $ 60,815,000 | $ 236,634 | $ 115,000 |
| Prescott Valley-Prescott, AZ | 252 | $ 78,720,000 | $ 312,380 | $ 122,000 |
| Rockingham County-Strafford County, NH | 250 | $ 74,180,000 | $ 296,720 | $ 127,000 |
| McAllen-Edinburg-Mission, TX | 246 | $ 51,580,000 | $ 209,674 | $ 126,000 |
| Laredo, TX | 242 | $ 50,350,000 | $ 208,057 | $ 99,000 |
| Huntsville, AL | 240 | $ 58,710,000 | $ 244,625 | $ 102,000 |
| Winston-Salem, NC | 239 | $ 46,485,000 | $ 194,497 | $ 95,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 236 | $ 44,250,000 | $ 187,500 | $ 88,000 |
| Durham-Chapel Hill, NC | 235 | $ 63,325,000 | $ 269,468 | $ 140,000 |
| Santa Maria-Santa Barbara, CA | 235 | $ 109,795,000 | $ 467,212 | $ 176,000 |
| Augusta-Richmond County, GA-SC | 229 | $ 43,475,000 | $ 189,847 | $ 93,528 |
| Knoxville, TN | 227 | $ 54,745,000 | $ 241,167 | $ 110,000 |
| Niles-Benton Harbor, MI | 224 | $ 34,910,000 | $ 155,848 | $ 80,000 |
| Chattanooga, TN-GA | 223 | $ 49,205,000 | $ 220,650 | $ 97,704 |
| Crestview-Fort Walton Beach-Destin, FL | 214 | $ 81,540,000 | $ 381,028 | $ 212,000 |
| Sheboygan, WI | 214 | $ 32,880,000 | $ 153,644 | $ 84,000 |
| Coeur D'Alene, ID | 213 | $ 73,115,000 | $ 343,262 | $ 149,000 |
| Lexington-Fayette, KY | 212 | $ 42,820,000 | $ 201,981 | $ 94,000 |
| Albany, GA | 210 | $ 44,280,000 | $ 210,857 | $ 118,000 |
| Bremerton-Silverdale, WA | 210 | $ 69,480,000 | $ 330,857 | $ 126,000 |
| Portland-South Portland, ME | 209 | $ 55,645,000 | $ 266,244 | $ 106,000 |
| Little Rock-North Little Rock-Conway, AR | 204 | $ 31,400,000 | $ 153,921 | $ 97,000 |
| Spartanburg, SC | 200 | $ 39,410,000 | $ 197,050 | $ 86,000 |
| Wilmington, DE-MD-NJ | 200 | $ 47,880,000 | $ 239,400 | $ 108,680 |
| Akron, OH | 198 | $ 30,180,000 | $ 152,424 | $ 123,000 |
| Harrisburg-Carlisle, PA | 198 | $ 37,860,000 | $ 191,212 | $ 99,000 |
| Battle Creek, MI | 187 | $ 23,275,000 | $ 124,465 | $ 73,000 |
| Beaumont-Port Arthur, TX | 181 | $ 38,995,000 | $ 215,441 | $ 130,000 |
| Salisbury, MD-DE | 177 | $ 49,375,000 | $ 278,954 | $ 158,197 |
| Merced, CA | 176 | $ 46,500,000 | $ 264,204 | $ 125,000 |
| Punta Gorda, FL | 169 | $ 42,905,000 | $ 253,875 | $ 122,000 |
| Springfield, MO | 168 | $ 31,530,000 | $ 187,678 | $ 88,000 |
| Manchester-Nashua, NH | 167 | $ 42,645,000 | $ 255,359 | $ 116,000 |
| College Station-Bryan, TX | 166 | $ 44,050,000 | $ 265,361 | $ 153,000 |
| Erie, PA | 163 | $ 24,855,000 | $ 152,484 | $ 78,000 |
| Greensboro-High Point, NC | 163 | $ 36,735,000 | $ 225,368 | $ 115,000 |
| Fayetteville, NC | 159 | $ 27,555,000 | $ 173,301 | $ 91,000 |
| Daphne-Fairhope-Foley, AL | 156 | $ 38,760,000 | $ 248,461 | $ 133,000 |
| Lafayette, LA | 155 | $ 31,055,000 | $ 200,354 | $ 82,000 |
| Great Falls, MT | 153 | $ 32,285,000 | $ 211,013 | $ 85,000 |
| Tulsa, OK | 150 | $ 30,900,000 | $ 206,000 | $ 134,000 |
| Sioux Falls, SD | 145 | $ 34,315,000 | $ 236,655 | $ 89,000 |
| El Paso, TX | 144 | $ 29,940,000 | $ 207,916 | $ 160,000 |
| Medford, OR | 143 | $ 42,685,000 | $ 298,496 | $ 153,000 |
| Springfield, MA | 142 | $ 31,580,000 | $ 222,394 | $ 86,000 |
| Jackson, MS | 139 | $ 26,145,000 | $ 188,093 | $ 81,000 |
| Altoona, PA | 135 | $ 19,875,000 | $ 147,222 | $ 84,000 |
| Logan, UT-ID | 133 | $ 34,905,000 | $ 262,443 | $ 117,736 |
| Bismarck, ND | 132 | $ 35,600,000 | $ 269,696 | $ 108,000 |
| Dayton-Springfield-Kettering, OH | 130 | $ 21,910,000 | $ 168,538 | $ 100,000 |
| Gainesville, GA | 129 | $ 37,435,000 | $ 290,193 | $ 140,000 |
| Mobile, AL | 129 | $ 21,675,000 | $ 168,023 | $ 67,000 |
| Toledo, OH | 129 | $ 20,085,000 | $ 155,697 | $ 96,000 |
| Yakima, WA | 127 | $ 26,265,000 | $ 206,811 | $ 83,000 |
| Monroe, MI | 126 | $ 21,700,000 | $ 172,222 | $ 77,000 |
| Glens Falls, NY | 124 | $ 28,630,000 | $ 230,887 | $ 101,000 |
| Flagstaff, AZ | 122 | $ 41,400,000 | $ 339,344 | $ 154,000 |
| Hanford-Corcoran, CA | 122 | $ 30,880,000 | $ 253,114 | $ 119,000 |
| Barnstable Town, MA | 121 | $ 45,475,000 | $ 375,826 | $ 212,000 |
| Madison, WI | 121 | $ 32,005,000 | $ 264,504 | $ 110,000 |
| Yuba City, CA | 119 | $ 35,335,000 | $ 296,932 | $ 101,000 |
| Anchorage, AK | 116 | $ 35,980,000 | $ 310,172 | $ 134,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 116 | $ 31,530,000 | $ 271,810 | $ 128,000 |
| Madera, CA | 114 | $ 31,410,000 | $ 275,526 | $ 130,000 |
| Sebastian-Vero Beach, FL | 113 | $ 31,135,000 | $ 275,530 | $ 140,000 |
| Chico, CA | 112 | $ 32,940,000 | $ 294,107 | $ 134,000 |
| Bellingham, WA | 111 | $ 32,585,000 | $ 293,558 | $ 123,000 |
| Topeka, KS | 111 | $ 18,255,000 | $ 164,459 | $ 83,000 |
| Lawrence, KS | 110 | $ 23,820,000 | $ 216,545 | $ 118,000 |
| Canton-Massillon, OH | 108 | $ 17,330,000 | $ 160,462 | $ 90,000 |
| Albany, OR | 107 | $ 26,785,000 | $ 250,327 | $ 140,000 |
| Panama City, FL | 107 | $ 30,295,000 | $ 283,130 | $ 128,000 |
| Santa Fe, NM | 107 | $ 40,795,000 | $ 381,261 | $ 136,000 |
| Sebring, FL | 105 | $ 18,695,000 | $ 178,047 | $ 73,000 |
| Trenton, NJ | 105 | $ 26,875,000 | $ 255,952 | $ 154,000 |
| Hagerstown-Martinsburg, MD-WV | 104 | $ 20,380,000 | $ 195,961 | $ 93,538 |
| Wilmington, NC | 104 | $ 26,280,000 | $ 252,692 | $ 132,000 |
| Lancaster, PA | 103 | $ 21,785,000 | $ 211,504 | $ 106,000 |
| Brownsville-Harlingen, TX | 102 | $ 19,870,000 | $ 194,803 | $ 103,000 |
| Fargo, ND-MN | 102 | $ 23,710,000 | $ 232,450 | $ 98,235 |
| Montgomery, AL | 99 | $ 17,245,000 | $ 174,191 | $ 113,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 98 | $ 15,160,000 | $ 154,693 | $ 101,000 |
| York-Hanover, PA | 98 | $ 19,860,000 | $ 202,653 | $ 105,000 |
| Youngstown-Warren-Boardman, OH-PA | 97 | $ 15,765,000 | $ 162,525 | $ 79,546 |
| Homosassa Springs, FL | 96 | $ 18,200,000 | $ 189,583 | $ 97,000 |
| Lincoln, NE | 96 | $ 18,010,000 | $ 187,604 | $ 89,000 |
| Missoula, MT | 96 | $ 31,370,000 | $ 326,770 | $ 200,000 |
| Yuma, AZ | 95 | $ 17,365,000 | $ 182,789 | $ 110,000 |
| Evansville, IN-KY | 94 | $ 14,910,000 | $ 158,617 | $ 87,106 |
| Atlantic City-Hammonton, NJ | 93 | $ 21,505,000 | $ 231,236 | $ 171,000 |
| Corpus Christi, TX | 92 | $ 21,990,000 | $ 239,021 | $ 158,000 |
| Grand Junction, CO | 92 | $ 22,720,000 | $ 246,956 | $ 95,000 |
| Kahului-Wailuku-Lahaina, HI | 92 | $ 38,290,000 | $ 416,195 | $ 194,000 |
| Appleton, WI | 91 | $ 17,025,000 | $ 187,087 | $ 88,000 |
| Peoria, IL | 89 | $ 15,395,000 | $ 172,977 | $ 113,000 |
| St. Cloud, MN | 88 | $ 19,160,000 | $ 217,727 | $ 140,000 |
| Davenport-Moline-Rock Island, IA-IL | 87 | $ 11,945,000 | $ 137,298 | $ 101,666 |
| Michigan City-La Porte, IN | 86 | $ 11,320,000 | $ 131,627 | $ 71,000 |
| Tallahassee, FL | 86 | $ 16,020,000 | $ 186,279 | $ 87,000 |
| Waco, TX | 86 | $ 19,130,000 | $ 222,441 | $ 107,000 |
| Lubbock, TX | 85 | $ 14,645,000 | $ 172,294 | $ 176,000 |
| Rapid City, SD | 85 | $ 23,315,000 | $ 274,294 | $ 129,000 |
| Gainesville, FL | 84 | $ 17,780,000 | $ 211,666 | $ 119,000 |
| Gulfport-Biloxi-Pascagoula, MS | 84 | $ 15,890,000 | $ 189,166 | $ 102,000 |
| Hickory-Lenoir-Morganton, NC | 84 | $ 17,070,000 | $ 203,214 | $ 97,000 |
| Racine, WI | 83 | $ 17,405,000 | $ 209,698 | $ 87,000 |
| Cheyenne, WY | 81 | $ 25,815,000 | $ 318,703 | $ 129,000 |
| Ocean City, NJ | 80 | $ 24,400,000 | $ 305,000 | $ 178,000 |
| Athens-Clarke County, GA | 79 | $ 18,065,000 | $ 228,670 | $ 145,000 |
| Bloomington, IN | 78 | $ 16,720,000 | $ 214,358 | $ 153,000 |
| Lafayette-West Lafayette, IN | 78 | $ 12,170,000 | $ 156,025 | $ 61,000 |
| Rochester, NY | 78 | $ 11,620,000 | $ 148,974 | $ 101,000 |
| Columbia, MO | 76 | $ 16,830,000 | $ 221,447 | $ 83,000 |
| Rockford, IL | 76 | $ 10,060,000 | $ 132,368 | $ 91,000 |
| Duluth, MN-WI | 74 | $ 13,400,000 | $ 181,081 | $ 117,135 |
| Longview, WA | 73 | $ 20,555,000 | $ 281,575 | $ 102,000 |
| Mount Vernon-Anacortes, WA | 72 | $ 20,140,000 | $ 279,722 | $ 103,000 |
| Sierra Vista-Douglas, AZ | 71 | $ 13,765,000 | $ 193,873 | $ 71,000 |
| Tyler, TX | 71 | $ 14,475,000 | $ 203,873 | $ 109,000 |
| Corvallis, OR | 70 | $ 20,300,000 | $ 290,000 | $ 125,000 |
| Houma-Thibodaux, LA | 70 | $ 16,000,000 | $ 228,571 | $ 93,000 |
| Shreveport-Bossier City, LA | 70 | $ 14,810,000 | $ 211,571 | $ 89,000 |
| Reading, PA | 69 | $ 13,195,000 | $ 191,231 | $ 83,000 |
| Roanoke, VA | 69 | $ 13,855,000 | $ 200,797 | $ 85,000 |
| Norwich-New London, CT | 68 | $ 16,720,000 | $ 245,882 | $ 130,000 |
| Lynchburg, VA | 67 | $ 12,265,000 | $ 183,059 | $ 94,000 |
| Charlottesville, VA | 66 | $ 20,380,000 | $ 308,787 | $ 138,000 |
| Cape Girardeau, MO-IL | 65 | $ 10,355,000 | $ 159,307 | $ 76,492 |
| Pueblo, CO | 65 | $ 13,885,000 | $ 213,615 | $ 89,000 |
| Wenatchee, WA | 65 | $ 23,435,000 | $ 360,538 | $ 173,000 |
| Carbondale-Marion, IL | 64 | $ 10,350,000 | $ 161,718 | $ 94,000 |
| Eau Claire, WI | 64 | $ 13,580,000 | $ 212,187 | $ 76,000 |
| Saginaw, MI | 64 | $ 8,100,000 | $ 126,562 | $ 69,000 |
| Sioux City, IA-NE-SD | 64 | $ 9,130,000 | $ 142,656 | $ 62,952 |
| Elkhart-Goshen, IN | 63 | $ 12,845,000 | $ 203,888 | $ 79,000 |
| Twin Falls, ID | 63 | $ 13,765,000 | $ 218,492 | $ 120,000 |
| Muskegon, MI | 61 | $ 9,235,000 | $ 151,393 | $ 76,000 |
| Winchester, VA-WV | 61 | $ 15,215,000 | $ 249,426 | $ 80,049 |
| East Stroudsburg, PA | 59 | $ 11,855,000 | $ 200,932 | $ 124,000 |
| Columbus, GA-AL | 58 | $ 11,290,000 | $ 194,655 | $ 93,517 |
| Joplin, MO | 58 | $ 10,140,000 | $ 174,827 | $ 70,000 |
| Morgantown, WV | 57 | $ 9,505,000 | $ 166,754 | $ 78,000 |
| Auburn-Opelika, AL | 56 | $ 11,760,000 | $ 210,000 | $ 120,000 |
| El Centro, CA | 56 | $ 13,760,000 | $ 245,714 | $ 121,000 |
| Lake Charles, LA | 55 | $ 10,395,000 | $ 189,000 | $ 112,000 |
| Florence, SC | 53 | $ 9,825,000 | $ 185,377 | $ 86,000 |
| Huntington-Ashland, WV-KY-OH | 53 | $ 7,505,000 | $ 141,603 | $ 99,113 |
| Syracuse, NY | 53 | $ 9,405,000 | $ 177,452 | $ 97,000 |
| Warner Robins, GA | 53 | $ 9,315,000 | $ 175,754 | $ 81,000 |
| Dover, DE | 51 | $ 12,275,000 | $ 240,686 | $ 109,000 |
| Champaign-Urbana, IL | 49 | $ 10,425,000 | $ 212,755 | $ 124,000 |
| Hammond, LA | 48 | $ 8,580,000 | $ 178,750 | $ 95,000 |
| Janesville-Beloit, WI | 48 | $ 7,850,000 | $ 163,541 | $ 65,000 |
| Pocatello, ID | 48 | $ 9,380,000 | $ 195,416 | $ 83,000 |
| Sherman-Denison, TX | 48 | $ 10,520,000 | $ 219,166 | $ 119,000 |
| St. Joseph, MO-KS | 48 | $ 7,930,000 | $ 165,208 | $ 103,708 |
| Dothan, AL | 47 | $ 7,765,000 | $ 165,212 | $ 69,000 |
| The Villages, FL | 47 | $ 12,335,000 | $ 262,446 | $ 114,000 |
| Parkersburg-Vienna, WV | 46 | $ 7,300,000 | $ 158,695 | $ 70,000 |
| Springfield, IL | 46 | $ 7,360,000 | $ 160,000 | $ 116,000 |
| Las Cruces, NM | 44 | $ 9,120,000 | $ 207,272 | $ 100,000 |
| Manhattan, KS | 43 | $ 7,745,000 | $ 180,116 | $ 103,000 |
| California-Lexington Park, MD | 42 | $ 9,940,000 | $ 236,666 | $ 102,000 |
| Decatur, AL | 42 | $ 8,250,000 | $ 196,428 | $ 91,000 |
| Kingsport-Bristol-Bristol, TN-VA | 42 | $ 8,300,000 | $ 197,619 | $ 110,214 |
| Staunton-Waynesboro, VA | 41 | $ 7,865,000 | $ 191,829 | $ 65,000 |
| Blacksburg-Christiansburg-Radford, VA | 40 | $ 8,860,000 | $ 221,500 | $ 124,000 |
| Hattiesburg, MS | 40 | $ 7,690,000 | $ 192,250 | $ 80,000 |
| Midland, MI | 40 | $ 5,490,000 | $ 137,250 | $ 81,000 |
| Rochester, MN | 40 | $ 8,500,000 | $ 212,500 | $ 90,000 |
| Burlington, NC | 39 | $ 7,425,000 | $ 190,384 | $ 106,000 |
| Walla Walla, WA | 39 | $ 11,085,000 | $ 284,230 | $ 98,000 |
| Carson City, NV | 38 | $ 10,290,000 | $ 270,789 | $ 105,000 |
| Grants Pass, OR | 38 | $ 12,410,000 | $ 326,578 | $ 120,000 |
| Amarillo, TX | 37 | $ 6,925,000 | $ 187,162 | $ 113,000 |
| Johnstown, PA | 37 | $ 4,935,000 | $ 133,378 | $ 83,000 |
| Jacksonville, NC | 36 | $ 6,700,000 | $ 186,111 | $ 82,000 |
| Kankakee, IL | 36 | $ 6,500,000 | $ 180,555 | $ 89,000 |
| Midland, TX | 36 | $ 10,000,000 | $ 277,777 | $ 144,000 |
| Muncie, IN | 36 | $ 4,520,000 | $ 125,555 | $ 61,000 |
| Owensboro, KY | 35 | $ 5,545,000 | $ 158,428 | $ 45,000 |
| Longview, TX | 34 | $ 7,780,000 | $ 228,823 | $ 113,000 |
| Macon-Bibb County, GA | 34 | $ 5,900,000 | $ 173,529 | $ 77,000 |
| Tuscaloosa, AL | 34 | $ 6,050,000 | $ 177,941 | $ 73,000 |
| Abilene, TX | 33 | $ 5,955,000 | $ 180,454 | $ 70,000 |
| Chambersburg-Waynesboro, PA | 33 | $ 5,945,000 | $ 180,151 | $ 94,000 |
| Dalton, GA | 33 | $ 5,395,000 | $ 163,484 | $ 85,000 |
| Alexandria, LA | 32 | $ 6,270,000 | $ 195,937 | $ 98,000 |
| Jefferson City, MO | 32 | $ 5,820,000 | $ 181,875 | $ 69,000 |
| Mankato-North Mankato, MN | 32 | $ 5,450,000 | $ 170,312 | $ 79,000 |
| State College, PA | 32 | $ 6,800,000 | $ 212,500 | $ 103,000 |
| Bay City, MI | 31 | $ 3,505,000 | $ 113,064 | $ 77,000 |
| Hinesville, GA | 31 | $ 4,765,000 | $ 153,709 | $ 75,000 |
| Greenville, NC | 30 | $ 4,780,000 | $ 159,333 | $ 80,000 |
| Harrisonburg, VA | 30 | $ 5,920,000 | $ 197,333 | $ 96,000 |
| Weirton-Steubenville, WV-OH | 30 | $ 4,240,000 | $ 141,333 | $ 93,000 |
| Odessa, TX | 29 | $ 5,535,000 | $ 190,862 | $ 82,000 |
| Vineland-Bridgeton, NJ | 29 | $ 5,205,000 | $ 179,482 | $ 83,000 |
| Cedar Rapids, IA | 28 | $ 5,360,000 | $ 191,428 | $ 105,000 |
| New Bern, NC | 28 | $ 5,800,000 | $ 207,142 | $ 94,000 |
| San Angelo, TX | 28 | $ 5,600,000 | $ 200,000 | $ 99,000 |
| Brunswick, GA | 27 | $ 5,945,000 | $ 220,185 | $ 108,000 |
| Burlington-South Burlington, VT | 27 | $ 8,555,000 | $ 316,851 | $ 122,000 |
| Elizabethtown-Fort Knox, KY | 27 | $ 5,585,000 | $ 206,851 | $ 84,000 |
| Kingston, NY | 27 | $ 7,005,000 | $ 259,444 | $ 107,000 |
| Kokomo, IN | 27 | $ 3,585,000 | $ 132,777 | $ 99,000 |
| Morristown, TN | 27 | $ 5,525,000 | $ 204,629 | $ 73,000 |
| Springfield, OH | 27 | $ 3,815,000 | $ 141,296 | $ 64,000 |
| Terre Haute, IN | 26 | $ 2,880,000 | $ 110,769 | $ 82,000 |
| Wichita Falls, TX | 26 | $ 4,220,000 | $ 162,307 | $ 92,000 |
| Oshkosh-Neenah, WI | 25 | $ 4,435,000 | $ 177,400 | $ 85,000 |
| Johnson City, TN | 24 | $ 4,670,000 | $ 194,583 | $ 76,000 |
| Lebanon, PA | 24 | $ 4,330,000 | $ 180,416 | $ 82,000 |
| Lima, OH | 24 | $ 3,080,000 | $ 128,333 | $ 65,000 |
| Texarkana, TX-AR | 24 | $ 4,700,000 | $ 195,833 | $ 281,750 |
| Valdosta, GA | 24 | $ 5,130,000 | $ 213,750 | $ 88,000 |
| Wausau, WI | 24 | $ 5,020,000 | $ 209,166 | $ 79,000 |
| Anniston-Oxford-Jacksonville, AL | 23 | $ 3,985,000 | $ 173,260 | $ 88,000 |
| Bowling Green, KY | 23 | $ 4,465,000 | $ 194,130 | $ 78,000 |
| Casper, WY | 23 | $ 7,975,000 | $ 346,739 | $ 122,000 |
| Gadsden, AL | 23 | $ 3,815,000 | $ 165,869 | $ 119,000 |
| Lawton, OK | 23 | $ 2,895,000 | $ 125,869 | $ 67,000 |
| Lewiston, ID-WA | 23 | $ 4,435,000 | $ 192,826 | $ 102,391 |
| Monroe, LA | 23 | $ 3,315,000 | $ 144,130 | $ 73,000 |
| Ames, IA | 22 | $ 4,600,000 | $ 209,090 | $ 108,000 |
| Cumberland, MD-WV | 22 | $ 2,970,000 | $ 135,000 | $ 48,818 |
| Mansfield, OH | 22 | $ 3,220,000 | $ 146,363 | $ 69,000 |
| Columbus, IN | 21 | $ 3,265,000 | $ 155,476 | $ 122,000 |
| Fond Du Lac, WI | 21 | $ 4,685,000 | $ 223,095 | $ 95,000 |
| Rocky Mount, NC | 21 | $ 3,505,000 | $ 166,904 | $ 64,000 |
| Pine Bluff, AR | 20 | $ 2,250,000 | $ 112,500 | $ 62,000 |
| Fort Smith, AR-OK | 19 | $ 3,815,000 | $ 200,789 | $ 64,736 |
| Grand Forks, ND-MN | 19 | $ 4,115,000 | $ 216,578 | $ 176,000 |
| Hot Springs, AR | 19 | $ 3,775,000 | $ 198,684 | $ 91,000 |
| Utica-Rome, NY | 19 | $ 3,015,000 | $ 158,684 | $ 81,000 |
| Goldsboro, NC | 18 | $ 3,290,000 | $ 182,777 | $ 79,000 |
| Pittsfield, MA | 18 | $ 5,700,000 | $ 316,666 | $ 191,000 |
| Farmington, NM | 17 | $ 2,785,000 | $ 163,823 | $ 84,000 |
| Watertown-Fort Drum, NY | 17 | $ 3,475,000 | $ 204,411 | $ 143,000 |
| Jackson, TN | 16 | $ 2,330,000 | $ 145,625 | $ 56,000 |
| Lewiston-Auburn, ME | 16 | $ 2,650,000 | $ 165,625 | $ 64,000 |
| Sumter, SC | 16 | $ 2,960,000 | $ 185,000 | $ 219,000 |
| Bangor, ME | 15 | $ 2,165,000 | $ 144,333 | $ 82,000 |
| Charleston, WV | 15 | $ 1,855,000 | $ 123,666 | $ 62,000 |
| Cleveland, TN | 15 | $ 3,505,000 | $ 233,666 | $ 83,000 |
| Florence-Muscle Shoals, AL | 15 | $ 2,905,000 | $ 193,666 | $ 88,000 |
| Wheeling, WV-OH | 15 | $ 2,365,000 | $ 157,666 | $ 61,800 |
| Beckley, WV | 14 | $ 2,150,000 | $ 153,571 | $ 82,000 |
| Gettysburg, PA | 14 | $ 2,430,000 | $ 173,571 | $ 76,000 |
| Grand Island, NE | 14 | $ 2,470,000 | $ 176,428 | $ 109,000 |
| Iowa City, IA | 14 | $ 3,460,000 | $ 247,142 | $ 93,000 |
| Binghamton, NY | 13 | $ 2,015,000 | $ 155,000 | $ 103,000 |
| Rome, GA | 13 | $ 2,875,000 | $ 221,153 | $ 91,000 |
| Decatur, IL | 11 | $ 1,285,000 | $ 116,818 | $ 79,000 |
| Williamsport, PA | 11 | $ 1,875,000 | $ 170,454 | $ 62,000 |
| La Crosse-Onalaska, WI-MN | 9 | $ 2,075,000 | $ 230,555 | $ 118,666 |
| Waterloo-Cedar Falls, IA | 9 | $ 1,535,000 | $ 170,555 | $ 57,000 |
| Bloomsburg-Berwick, PA | 8 | $ 1,290,000 | $ 161,250 | $ 91,000 |
| Fairbanks, AK | 8 | $ 2,090,000 | $ 261,250 | $ 122,000 |
| Jonesboro, AR | 8 | $ 1,150,000 | $ 143,750 | $ 167,000 |
| Dubuque, IA | 7 | $ 1,485,000 | $ 212,142 | $ 123,000 |
| Victoria, TX | 6 | $ 1,370,000 | $ 228,333 | $ 137,000 |
| Danville, IL | 5 | $ 395,000 | $ 79,000 | $ 38,000 |
| Enid, OK | 5 | $ 1,025,000 | $ 205,000 | $ 111,000 |
| Ithaca, NY | 2 | $ 540,000 | $ 270,000 | $ 228,000 |
Mortgage Loan Application Detail Totals for Flagstar Bank NA in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 88,785 | $26,440,945,000 | $297,000 | $4,135,000 | $135,000 | $7,345,000 |
| Home Purchase | 73,496 | $24,593,430,000 | $334,000 | $23,025,000 | $134,000 | $9,455,000 |
| Cash-out Refinancing | 44,894 | $13,911,150,000 | $309,000 | $4,005,000 | $121,000 | $5,539,000 |
| Other Purpose | 3,655 | $758,775,000 | $207,000 | $2,505,000 | $154,000 | $4,132,000 |
| Home Improvement | 2,012 | $245,110,000 | $121,000 | $9,235,000 | $125,000 | $2,203,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 93,210 | $28,037,830,000 | $300,000 | $4,005,000 | $132,000 | $9,455,000 |
| Not applicable | 51,547 | $15,991,105,000 | $310,000 | $23,025,000 | $0 | $0 |
| Not Provided | 29,245 | $9,199,665,000 | $314,000 | $5,005,000 | $135,000 | $6,458,000 |
| Asian | 14,934 | $5,824,510,000 | $390,000 | $3,375,000 | $162,000 | $5,801,000 |
| Hispanic | 14,500 | $4,394,160,000 | $303,000 | $4,005,000 | $110,000 | $7,820,000 |
| Black or African American | 7,727 | $1,958,995,000 | $253,000 | $3,005,000 | $98,000 | $1,750,000 |
| American Indian or Alaskan Native | 617 | $163,165,000 | $264,000 | $2,015,000 | $109,000 | $798,000 |
| Native Hawaiian or Other Pacific Islander | 291 | $101,395,000 | $348,000 | $1,365,000 | $120,000 | $429,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 186,520 | $58,499,440,000 | $313,000 | $23,025,000 | $137,000 | $9,455,000 |
| FHA-insured (Federal Housing Administration) | 13,592 | $3,467,740,000 | $255,000 | $1,295,000 | $72,000 | $1,069,000 |
| VA-guaranteed (Veterans Administration) | 9,433 | $3,387,515,000 | $359,000 | $4,135,000 | $106,000 | $1,093,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3,297 | $594,715,000 | $180,000 | $785,000 | $55,000 | $720,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 110,238 | $34,176,240,000 | $310,000 | $23,025,000 | $135,000 | $7,820,000 |
| Loan Purchased By The Institution | 51,540 | $15,941,620,000 | $309,000 | $3,925,000 | $0 | $0 |
| Application Denied By Financial Institution | 25,791 | $8,541,605,000 | $331,000 | $5,005,000 | $125,000 | $6,131,000 |
| Application Withdrawn By Applicant | 20,088 | $5,997,340,000 | $298,000 | $4,135,000 | $126,000 | $9,455,000 |
| File Closed For Incompleteness | 3,456 | $891,190,000 | $257,000 | $1,835,000 | $123,000 | $6,458,000 |
| Application Approved But Not Accepted | 1,729 | $401,415,000 | $232,000 | $1,355,000 | $118,000 | $1,283,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 187,051 | $57,407,805,000 | $306,000 | $23,025,000 | $133,000 | $9,455,000 |
| Credit Application Incomplete | 12,582 | $4,248,290,000 | $337,000 | $3,005,000 | $144,000 | $3,974,000 |
| Debt-To-Income Ratio | 7,123 | $2,516,285,000 | $353,000 | $3,895,000 | $84,000 | $2,808,000 |
| Credit History | 2,326 | $561,250,000 | $241,000 | $2,505,000 | $116,000 | $6,131,000 |
| Collateral | 1,929 | $597,205,000 | $309,000 | $2,505,000 | $135,000 | $1,391,000 |
| Other | 1,379 | $473,765,000 | $343,000 | $5,005,000 | $152,000 | $3,008,000 |
| Unverifiable Information | 252 | $89,470,000 | $355,000 | $2,235,000 | $158,000 | $2,250,000 |
| Employment History | 117 | $32,875,000 | $280,000 | $1,515,000 | $81,000 | $336,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 77 | $20,305,000 | $263,000 | $1,755,000 | $92,000 | $844,000 |
| Mortgage Insurance Denied | 6 | $2,160,000 | $360,000 | $715,000 | $95,000 | $137,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagstar Bank NA's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Flagstar Bank NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.
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