Flagstar Bank, N.A. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Flagstar Bank, N.A. 5151 Corporate Drive Hicksville, NY 48098 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2014 2013 2012 2011 |
Total Number of Mortgage Applications | 212,842 |
Total Mortgage Loan Application Amount | $65,949,410,000 |
Average Mortgage Loan Application Amount | $253,600 |
Highest Mortgage Loan Application Amount | $23,025,000 |
Average Applicant Income | $133,800 |
Highest Applicant Income | $9,455,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Flagstar Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Flagstar Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Flagstar Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Flagstar Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Flagstar Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Flagstar Bank, N.A.'s mortgage activity for 2021.
Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
NA (OUTSIDE OF MSA/MD) | 18,669 | $ 4,099,985,000 | $ 231,617 | $ 108,744 |
LOS ANGELES-LONG BEACH-GLENDALE, CA | 9,276 | $ 4,291,950,000 | $ 462,000 | $ 167,000 |
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 8,230 | $ 2,781,110,000 | $ 337,000 | $ 131,000 |
WARREN-TROY-FARMINGTON HILLS, MI | 7,135 | $ 1,524,345,000 | $ 213,000 | $ 107,000 |
PHOENIX-MESA-SCOTTSDALE, AZ | 6,179 | $ 1,970,605,000 | $ 318,000 | $ 132,000 |
HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 5,615 | $ 1,609,105,000 | $ 286,000 | $ 147,000 |
ATLANTA-SANDY SPRINGS-ROSWELL, GA | 4,143 | $ 1,171,105,000 | $ 282,000 | $ 128,000 |
ANAHEIM-SANTA ANA-IRVINE, CA | 4,103 | $ 2,003,825,000 | $ 488,000 | $ 196,000 |
SAN DIEGO-CARLSBAD, CA | 3,830 | $ 1,814,730,000 | $ 473,000 | $ 167,000 |
DENVER-AURORA-LAKEWOOD, CO | 3,330 | $ 1,235,750,000 | $ 371,000 | $ 134,000 |
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 3,236 | $ 1,277,630,000 | $ 394,000 | $ 166,000 |
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 3,232 | $ 1,597,030,000 | $ 452,000 | $ 158,000 |
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 3,147 | $ 860,665,000 | $ 266,500 | $ 113,500 |
CHICAGO-NAPERVILLE, IL | 3,126 | $ 792,570,000 | $ 253,000 | $ 121,000 |
SEATTLE-BELLEVUE-EVERETT, WA | 2,943 | $ 1,335,555,000 | $ 453,000 | $ 173,000 |
DETROIT-DEARBORN-LIVONIA, MI | 2,845 | $ 489,155,000 | $ 171,000 | $ 87,000 |
OAKLAND-HAYWARD-BERKELEY, CA | 2,771 | $ 1,449,145,000 | $ 522,000 | $ 203,000 |
DALLAS-PLANO-IRVING, TX | 2,665 | $ 813,535,000 | $ 305,000 | $ 159,000 |
PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 2,571 | $ 887,755,000 | $ 346,000 | $ 138,000 |
LAS VEGAS-HENDERSON-PARADISE, NV | 2,560 | $ 791,250,000 | $ 309,000 | $ 140,000 |
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2,322 | $ 936,850,000 | $ 376,750 | $ 148,500 |
AUSTIN-ROUND ROCK, TX | 2,190 | $ 767,730,000 | $ 350,000 | $ 193,000 |
SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 2,079 | $ 1,332,645,000 | $ 641,000 | $ 251,000 |
MIAMI-MIAMI BEACH-KENDALL, FL | 1,983 | $ 661,055,000 | $ 333,000 | $ 139,000 |
INDIANAPOLIS-CARMEL-ANDERSON, IN | 1,979 | $ 432,435,000 | $ 218,000 | $ 103,000 |
ST. LOUIS, MO-IL | 1,919 | $ 384,035,000 | $ 195,000 | $ 103,500 |
TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,851 | $ 492,785,000 | $ 266,000 | $ 118,000 |
ORLANDO-KISSIMMEE-SANFORD, FL | 1,841 | $ 486,985,000 | $ 264,000 | $ 112,000 |
KANSAS CITY, MO-KS | 1,836 | $ 413,220,000 | $ 227,000 | $ 112,000 |
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 1,784 | $ 620,930,000 | $ 348,000 | $ 158,000 |
CHARLOTTE-CONCORD-GASTONIA, NC-SC | 1,734 | $ 466,170,000 | $ 261,000 | $ 114,000 |
BOISE CITY, ID | 1,714 | $ 523,900,000 | $ 305,000 | $ 110,000 |
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,646 | $ 523,270,000 | $ 317,000 | $ 151,000 |
NEW YORK-NEWARK, NY | 1,623 | $ 518,455,000 | $ 313,000 | $ 140,500 |
LANSING-EAST LANSING, MI | 1,603 | $ 248,335,000 | $ 154,000 | $ 79,000 |
NASSAU COUNTY-SUFFOLK COUNTY, NY | 1,596 | $ 731,800,000 | $ 458,000 | $ 149,000 |
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1,589 | $ 1,180,825,000 | $ 743,000 | $ 278,000 |
BALTIMORE-COLUMBIA-TOWSON, MD | 1,302 | $ 401,360,000 | $ 308,000 | $ 134,000 |
PROVIDENCE-WARWICK, RI-MA | 1,286 | $ 405,510,000 | $ 305,500 | $ 128,000 |
SALT LAKE CITY, UT | 1,280 | $ 419,790,000 | $ 327,000 | $ 117,000 |
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 1,241 | $ 370,475,000 | $ 298,000 | $ 109,000 |
TUCSON, AZ | 1,238 | $ 313,290,000 | $ 253,000 | $ 107,000 |
SAN ANTONIO-NEW BRAUNFELS, TX | 1,219 | $ 326,985,000 | $ 268,000 | $ 143,000 |
COLUMBUS, OH | 1,078 | $ 229,420,000 | $ 212,000 | $ 108,000 |
GRAND RAPIDS-WYOMING, MI | 1,076 | $ 187,470,000 | $ 174,000 | $ 77,000 |
SANTA CRUZ-WATSONVILLE, CA | 1,073 | $ 657,765,000 | $ 613,000 | $ 212,000 |
OXNARD-THOUSAND OAKS-VENTURA, CA | 1,065 | $ 489,055,000 | $ 459,000 | $ 163,000 |
FORT WORTH-ARLINGTON, TX | 1,024 | $ 273,040,000 | $ 266,000 | $ 136,000 |
SANTA ROSA, CA | 1,001 | $ 461,145,000 | $ 460,000 | $ 162,000 |
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 981 | $ 207,375,000 | $ 226,500 | $ 106,000 |
CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 959 | $ 366,935,000 | $ 382,000 | $ 161,000 |
CAPE CORAL-FORT MYERS, FL | 909 | $ 258,555,000 | $ 284,000 | $ 157,000 |
BOSTON, MA | 868 | $ 327,400,000 | $ 377,000 | $ 137,000 |
NORTH PORT-SARASOTA-BRADENTON, FL | 852 | $ 251,120,000 | $ 294,000 | $ 143,000 |
JACKSONVILLE, FL | 841 | $ 229,235,000 | $ 272,000 | $ 125,000 |
FORT WAYNE, IN | 827 | $ 98,045,000 | $ 118,000 | $ 62,000 |
SPOKANE-SPOKANE VALLEY, WA | 814 | $ 221,920,000 | $ 272,000 | $ 107,000 |
VALLEJO-FAIRFIELD, CA | 813 | $ 304,355,000 | $ 374,000 | $ 129,000 |
OMAHA-COUNCIL BLUFFS, NE-IA | 787 | $ 173,485,000 | $ 201,500 | $ 99,500 |
MEMPHIS, TN-MS-AR | 784 | $ 139,800,000 | $ 175,000 | $ 115,000 |
FRESNO, CA | 770 | $ 230,080,000 | $ 298,000 | $ 152,000 |
NEW ORLEANS-METAIRIE, LA | 765 | $ 196,085,000 | $ 256,000 | $ 118,000 |
WASHINGTON-BALTIMORE-ARLINGTON, DC | 764 | $ 317,250,000 | $ 415,000 | $ 155,000 |
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 760 | $ 388,630,000 | $ 511,000 | $ 186,000 |
MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 739 | $ 177,735,000 | $ 240,000 | $ 122,000 |
TACOMA-LAKEWOOD, WA | 736 | $ 250,430,000 | $ 340,000 | $ 133,000 |
RALEIGH, NC | 735 | $ 200,555,000 | $ 272,000 | $ 138,000 |
NEWARK, NJ-PA | 722 | $ 258,250,000 | $ 300,500 | $ 154,000 |
PITTSBURGH, PA | 709 | $ 139,375,000 | $ 196,000 | $ 102,000 |
PROVO-OREM, UT | 702 | $ 251,890,000 | $ 358,000 | $ 145,000 |
PORT ST. LUCIE, FL | 699 | $ 186,395,000 | $ 266,000 | $ 115,000 |
OGDEN-CLEARFIELD, UT | 656 | $ 209,340,000 | $ 319,000 | $ 133,000 |
JACKSON, MI | 645 | $ 88,635,000 | $ 137,000 | $ 71,000 |
STOCKTON-LODI, CA | 632 | $ 210,490,000 | $ 333,000 | $ 133,000 |
LAKE HAVASU CITY-KINGMAN, AZ | 625 | $ 168,015,000 | $ 268,000 | $ 126,000 |
CHARLESTON-NORTH CHARLESTON, SC | 609 | $ 185,245,000 | $ 304,000 | $ 121,000 |
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 609 | $ 173,135,000 | $ 284,000 | $ 136,000 |
COLORADO SPRINGS, CO | 595 | $ 195,595,000 | $ 328,000 | $ 113,000 |
ANN ARBOR, MI | 593 | $ 166,635,000 | $ 281,000 | $ 124,000 |
KENNEWICK-RICHLAND, WA | 593 | $ 165,725,000 | $ 279,000 | $ 126,000 |
CLEVELAND-ELYRIA, OH | 583 | $ 95,575,000 | $ 163,000 | $ 113,000 |
BAKERSFIELD, CA | 578 | $ 141,910,000 | $ 245,000 | $ 114,000 |
RENO, NV | 578 | $ 197,570,000 | $ 341,000 | $ 130,000 |
NAPA, CA | 573 | $ 280,755,000 | $ 489,000 | $ 166,000 |
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 544 | $ 148,970,000 | $ 292,500 | $ 147,000 |
GREENVILLE-ANDERSON-MAULDIN, SC | 540 | $ 118,300,000 | $ 219,000 | $ 92,000 |
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 537 | $ 124,585,000 | $ 232,000 | $ 108,000 |
CAMDEN, NJ | 535 | $ 119,875,000 | $ 224,000 | $ 119,000 |
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 501 | $ 115,805,000 | $ 231,000 | $ 118,000 |
PHILADELPHIA, PA | 497 | $ 114,895,000 | $ 231,000 | $ 117,000 |
SALEM, OR | 492 | $ 136,870,000 | $ 278,000 | $ 102,000 |
ALBANY-SCHENECTADY-TROY, NY | 488 | $ 125,010,000 | $ 256,000 | $ 108,000 |
PALM BAY-MELBOURNE-TITUSVILLE, FL | 486 | $ 125,600,000 | $ 258,000 | $ 112,000 |
FLINT, MI | 485 | $ 80,075,000 | $ 165,000 | $ 79,000 |
ELGIN, IL | 474 | $ 112,600,000 | $ 237,000 | $ 115,000 |
BIRMINGHAM-HOOVER, AL | 463 | $ 92,605,000 | $ 200,000 | $ 89,000 |
ALBUQUERQUE, NM | 456 | $ 128,980,000 | $ 282,000 | $ 126,000 |
LAKE COUNTY-KENOSHA COUNTY, IL-WI | 453 | $ 106,305,000 | $ 220,500 | $ 126,000 |
MODESTO, CA | 446 | $ 130,950,000 | $ 293,000 | $ 127,000 |
OLYMPIA-TUMWATER, WA | 440 | $ 141,470,000 | $ 321,000 | $ 131,000 |
BLOOMINGTON, IL | 437 | $ 77,175,000 | $ 176,000 | $ 103,000 |
LOUISVILLE/JEFFERSON COUNTY, KY-IN | 437 | $ 98,605,000 | $ 226,000 | $ 105,000 |
IDAHO FALLS, ID | 435 | $ 116,515,000 | $ 267,000 | $ 91,000 |
REDDING, CA | 435 | $ 119,785,000 | $ 275,000 | $ 109,000 |
CINCINNATI, OH-KY-IN | 434 | $ 86,490,000 | $ 181,000 | $ 88,666 |
NAPLES-IMMOKALEE-MARCO ISLAND, FL | 433 | $ 162,205,000 | $ 374,000 | $ 186,000 |
FORT COLLINS, CO | 431 | $ 136,735,000 | $ 317,000 | $ 122,000 |
BATON ROUGE, LA | 430 | $ 100,680,000 | $ 234,000 | $ 107,000 |
LAKELAND-WINTER HAVEN, FL | 419 | $ 92,275,000 | $ 220,000 | $ 92,000 |
GREEN BAY, WI | 416 | $ 79,180,000 | $ 190,000 | $ 92,000 |
RICHMOND, VA | 416 | $ 105,090,000 | $ 252,000 | $ 113,000 |
WORCESTER, MA-CT | 405 | $ 109,465,000 | $ 253,500 | $ 101,500 |
VISALIA-PORTERVILLE, CA | 404 | $ 104,430,000 | $ 258,000 | $ 137,000 |
WICHITA, KS | 392 | $ 71,340,000 | $ 181,000 | $ 100,000 |
OKLAHOMA CITY, OK | 386 | $ 70,360,000 | $ 182,000 | $ 117,000 |
BRIDGEPORT-STAMFORD-NORWALK, CT | 354 | $ 133,850,000 | $ 378,000 | $ 161,000 |
GREELEY, CO | 354 | $ 113,430,000 | $ 320,000 | $ 112,000 |
KILLEEN-TEMPLE, TX | 354 | $ 68,890,000 | $ 194,000 | $ 103,000 |
SAVANNAH, GA | 351 | $ 82,995,000 | $ 236,000 | $ 123,000 |
CLARKSVILLE, TN-KY | 346 | $ 84,980,000 | $ 206,500 | $ 65,000 |
SAN RAFAEL, CA | 345 | $ 224,365,000 | $ 650,000 | $ 230,000 |
NEW HAVEN-MILFORD, CT | 340 | $ 79,160,000 | $ 232,000 | $ 104,000 |
ST. GEORGE, UT | 322 | $ 106,020,000 | $ 329,000 | $ 121,000 |
BILLINGS, MT | 307 | $ 71,275,000 | $ 232,000 | $ 88,000 |
EUGENE, OR | 305 | $ 83,435,000 | $ 273,000 | $ 125,000 |
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 296 | $ 72,260,000 | $ 244,000 | $ 121,000 |
DES MOINES-WEST DES MOINES, IA | 295 | $ 64,565,000 | $ 218,000 | $ 101,000 |
ASHEVILLE, NC | 292 | $ 77,720,000 | $ 266,000 | $ 119,000 |
SOUTH BEND-MISHAWAKA, IN-MI | 287 | $ 38,615,000 | $ 145,500 | $ 80,500 |
BEND-REDMOND, OR | 286 | $ 109,480,000 | $ 382,000 | $ 161,000 |
GARY, IN | 281 | $ 56,375,000 | $ 200,000 | $ 87,000 |
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 266 | $ 57,120,000 | $ 218,500 | $ 104,000 |
KALAMAZOO-PORTAGE, MI | 264 | $ 47,860,000 | $ 181,000 | $ 81,000 |
OCALA, FL | 262 | $ 47,910,000 | $ 182,000 | $ 90,000 |
COLUMBIA, SC | 261 | $ 53,495,000 | $ 204,000 | $ 99,000 |
BOULDER, CO | 260 | $ 110,960,000 | $ 426,000 | $ 150,000 |
SALINAS, CA | 260 | $ 135,550,000 | $ 521,000 | $ 214,000 |
URBAN HONOLULU, HI | 258 | $ 124,170,000 | $ 481,000 | $ 153,000 |
PENSACOLA-FERRY PASS-BRENT, FL | 257 | $ 60,815,000 | $ 236,000 | $ 115,000 |
PRESCOTT VALLEY-PRESCOTT, AZ | 252 | $ 78,720,000 | $ 312,000 | $ 122,000 |
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 250 | $ 74,180,000 | $ 296,000 | $ 127,000 |
MCALLEN-EDINBURG-MISSION, TX | 246 | $ 51,580,000 | $ 209,000 | $ 126,000 |
LAREDO, TX | 242 | $ 50,350,000 | $ 208,000 | $ 99,000 |
HUNTSVILLE, AL | 240 | $ 58,710,000 | $ 244,000 | $ 102,000 |
WINSTON-SALEM, NC | 239 | $ 46,485,000 | $ 194,000 | $ 95,000 |
BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 236 | $ 44,250,000 | $ 187,000 | $ 88,000 |
DURHAM-CHAPEL HILL, NC | 235 | $ 63,325,000 | $ 269,000 | $ 140,000 |
SANTA MARIA-SANTA BARBARA, CA | 235 | $ 109,795,000 | $ 467,000 | $ 176,000 |
AUGUSTA-RICHMOND COUNTY, GA-SC | 229 | $ 43,475,000 | $ 195,500 | $ 93,000 |
KNOXVILLE, TN | 227 | $ 54,745,000 | $ 241,000 | $ 110,000 |
NILES-BENTON HARBOR, MI | 224 | $ 34,910,000 | $ 155,000 | $ 80,000 |
CHATTANOOGA, TN-GA | 223 | $ 49,205,000 | $ 208,500 | $ 93,500 |
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 214 | $ 81,540,000 | $ 381,000 | $ 212,000 |
SHEBOYGAN, WI | 214 | $ 32,880,000 | $ 153,000 | $ 84,000 |
COEUR D'ALENE, ID | 213 | $ 73,115,000 | $ 343,000 | $ 149,000 |
LEXINGTON-FAYETTE, KY | 212 | $ 42,820,000 | $ 201,000 | $ 94,000 |
ALBANY, GA | 210 | $ 44,280,000 | $ 210,000 | $ 118,000 |
BREMERTON-SILVERDALE, WA | 210 | $ 69,480,000 | $ 330,000 | $ 126,000 |
PORTLAND-SOUTH PORTLAND, ME | 209 | $ 55,645,000 | $ 266,000 | $ 106,000 |
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 204 | $ 31,400,000 | $ 153,000 | $ 97,000 |
SPARTANBURG, SC | 200 | $ 39,410,000 | $ 197,000 | $ 86,000 |
WILMINGTON, DE-MD-NJ | 200 | $ 47,880,000 | $ 213,666 | $ 100,333 |
AKRON, OH | 198 | $ 30,180,000 | $ 152,000 | $ 123,000 |
HARRISBURG-CARLISLE, PA | 198 | $ 37,860,000 | $ 191,000 | $ 99,000 |
BATTLE CREEK, MI | 187 | $ 23,275,000 | $ 124,000 | $ 73,000 |
BEAUMONT-PORT ARTHUR, TX | 181 | $ 38,995,000 | $ 215,000 | $ 130,000 |
SALISBURY, MD-DE | 177 | $ 49,375,000 | $ 272,500 | $ 158,000 |
MERCED, CA | 176 | $ 46,500,000 | $ 264,000 | $ 125,000 |
PUNTA GORDA, FL | 169 | $ 42,905,000 | $ 253,000 | $ 122,000 |
SPRINGFIELD, MO | 168 | $ 31,530,000 | $ 187,000 | $ 88,000 |
MANCHESTER-NASHUA, NH | 167 | $ 42,645,000 | $ 255,000 | $ 116,000 |
COLLEGE STATION-BRYAN, TX | 166 | $ 44,050,000 | $ 265,000 | $ 153,000 |
ERIE, PA | 163 | $ 24,855,000 | $ 152,000 | $ 78,000 |
GREENSBORO-HIGH POINT, NC | 163 | $ 36,735,000 | $ 225,000 | $ 115,000 |
FAYETTEVILLE, NC | 159 | $ 27,555,000 | $ 173,000 | $ 91,000 |
DAPHNE-FAIRHOPE-FOLEY, AL | 156 | $ 38,760,000 | $ 248,000 | $ 133,000 |
LAFAYETTE, LA | 155 | $ 31,055,000 | $ 200,000 | $ 82,000 |
GREAT FALLS, MT | 153 | $ 32,285,000 | $ 211,000 | $ 85,000 |
TULSA, OK | 150 | $ 30,900,000 | $ 206,000 | $ 134,000 |
SIOUX FALLS, SD | 145 | $ 34,315,000 | $ 236,000 | $ 89,000 |
EL PASO, TX | 144 | $ 29,940,000 | $ 207,000 | $ 160,000 |
MEDFORD, OR | 143 | $ 42,685,000 | $ 298,000 | $ 153,000 |
SPRINGFIELD, MA | 142 | $ 31,580,000 | $ 222,000 | $ 86,000 |
JACKSON, MS | 139 | $ 26,145,000 | $ 188,000 | $ 81,000 |
ALTOONA, PA | 135 | $ 19,875,000 | $ 147,000 | $ 84,000 |
LOGAN, UT-ID | 133 | $ 34,905,000 | $ 243,500 | $ 102,000 |
BISMARCK, ND | 132 | $ 35,600,000 | $ 269,000 | $ 108,000 |
DAYTON-SPRINGFIELD-KETTERING, OH | 130 | $ 21,910,000 | $ 168,000 | $ 100,000 |
GAINESVILLE, GA | 129 | $ 37,435,000 | $ 290,000 | $ 140,000 |
MOBILE, AL | 129 | $ 21,675,000 | $ 168,000 | $ 67,000 |
TOLEDO, OH | 129 | $ 20,085,000 | $ 155,000 | $ 96,000 |
YAKIMA, WA | 127 | $ 26,265,000 | $ 206,000 | $ 83,000 |
MONROE, MI | 126 | $ 21,700,000 | $ 172,000 | $ 77,000 |
GLENS FALLS, NY | 124 | $ 28,630,000 | $ 230,000 | $ 101,000 |
FLAGSTAFF, AZ | 122 | $ 41,400,000 | $ 339,000 | $ 154,000 |
HANFORD-CORCORAN, CA | 122 | $ 30,880,000 | $ 253,000 | $ 119,000 |
BARNSTABLE TOWN, MA | 121 | $ 45,475,000 | $ 375,000 | $ 212,000 |
MADISON, WI | 121 | $ 32,005,000 | $ 264,000 | $ 110,000 |
YUBA CITY, CA | 119 | $ 35,335,000 | $ 296,000 | $ 101,000 |
ANCHORAGE, AK | 116 | $ 35,980,000 | $ 310,000 | $ 134,000 |
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 116 | $ 31,530,000 | $ 271,000 | $ 128,000 |
MADERA, CA | 114 | $ 31,410,000 | $ 275,000 | $ 130,000 |
SEBASTIAN-VERO BEACH, FL | 113 | $ 31,135,000 | $ 275,000 | $ 140,000 |
CHICO, CA | 112 | $ 32,940,000 | $ 294,000 | $ 134,000 |
BELLINGHAM, WA | 111 | $ 32,585,000 | $ 293,000 | $ 123,000 |
TOPEKA, KS | 111 | $ 18,255,000 | $ 164,000 | $ 83,000 |
LAWRENCE, KS | 110 | $ 23,820,000 | $ 216,000 | $ 118,000 |
CANTON-MASSILLON, OH | 108 | $ 17,330,000 | $ 160,000 | $ 90,000 |
ALBANY, OR | 107 | $ 26,785,000 | $ 250,000 | $ 140,000 |
PANAMA CITY, FL | 107 | $ 30,295,000 | $ 283,000 | $ 128,000 |
SANTA FE, NM | 107 | $ 40,795,000 | $ 381,000 | $ 136,000 |
SEBRING, FL | 105 | $ 18,695,000 | $ 178,000 | $ 73,000 |
TRENTON, NJ | 105 | $ 26,875,000 | $ 255,000 | $ 154,000 |
HAGERSTOWN-MARTINSBURG, MD-WV | 104 | $ 20,380,000 | $ 197,500 | $ 97,000 |
WILMINGTON, NC | 104 | $ 26,280,000 | $ 252,000 | $ 132,000 |
LANCASTER, PA | 103 | $ 21,785,000 | $ 211,000 | $ 106,000 |
BROWNSVILLE-HARLINGEN, TX | 102 | $ 19,870,000 | $ 194,000 | $ 103,000 |
FARGO, ND-MN | 102 | $ 23,710,000 | $ 228,500 | $ 95,000 |
MONTGOMERY, AL | 99 | $ 17,245,000 | $ 174,000 | $ 113,000 |
SCRANTON--WILKES-BARRE--HAZLETON, PA | 98 | $ 15,160,000 | $ 154,000 | $ 101,000 |
YORK-HANOVER, PA | 98 | $ 19,860,000 | $ 202,000 | $ 105,000 |
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 97 | $ 15,765,000 | $ 161,500 | $ 79,500 |
HOMOSASSA SPRINGS, FL | 96 | $ 18,200,000 | $ 189,000 | $ 97,000 |
LINCOLN, NE | 96 | $ 18,010,000 | $ 187,000 | $ 89,000 |
MISSOULA, MT | 96 | $ 31,370,000 | $ 326,000 | $ 200,000 |
YUMA, AZ | 95 | $ 17,365,000 | $ 182,000 | $ 110,000 |
EVANSVILLE, IN-KY | 94 | $ 14,910,000 | $ 135,500 | $ 74,000 |
ATLANTIC CITY-HAMMONTON, NJ | 93 | $ 21,505,000 | $ 231,000 | $ 171,000 |
CORPUS CHRISTI, TX | 92 | $ 21,990,000 | $ 239,000 | $ 158,000 |
GRAND JUNCTION, CO | 92 | $ 22,720,000 | $ 246,000 | $ 95,000 |
KAHULUI-WAILUKU-LAHAINA, HI | 92 | $ 38,290,000 | $ 416,000 | $ 194,000 |
APPLETON, WI | 91 | $ 17,025,000 | $ 187,000 | $ 88,000 |
PEORIA, IL | 89 | $ 15,395,000 | $ 172,000 | $ 113,000 |
ST. CLOUD, MN | 88 | $ 19,160,000 | $ 217,000 | $ 140,000 |
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 87 | $ 11,945,000 | $ 132,000 | $ 96,000 |
MICHIGAN CITY-LA PORTE, IN | 86 | $ 11,320,000 | $ 131,000 | $ 71,000 |
TALLAHASSEE, FL | 86 | $ 16,020,000 | $ 186,000 | $ 87,000 |
WACO, TX | 86 | $ 19,130,000 | $ 222,000 | $ 107,000 |
LUBBOCK, TX | 85 | $ 14,645,000 | $ 172,000 | $ 176,000 |
RAPID CITY, SD | 85 | $ 23,315,000 | $ 274,000 | $ 129,000 |
GAINESVILLE, FL | 84 | $ 17,780,000 | $ 211,000 | $ 119,000 |
GULFPORT-BILOXI-PASCAGOULA, MS | 84 | $ 15,890,000 | $ 189,000 | $ 102,000 |
HICKORY-LENOIR-MORGANTON, NC | 84 | $ 17,070,000 | $ 203,000 | $ 97,000 |
RACINE, WI | 83 | $ 17,405,000 | $ 209,000 | $ 87,000 |
CHEYENNE, WY | 81 | $ 25,815,000 | $ 318,000 | $ 129,000 |
OCEAN CITY, NJ | 80 | $ 24,400,000 | $ 305,000 | $ 178,000 |
ATHENS-CLARKE COUNTY, GA | 79 | $ 18,065,000 | $ 228,000 | $ 145,000 |
BLOOMINGTON, IN | 78 | $ 16,720,000 | $ 214,000 | $ 153,000 |
LAFAYETTE-WEST LAFAYETTE, IN | 78 | $ 12,170,000 | $ 156,000 | $ 61,000 |
ROCHESTER, NY | 78 | $ 11,620,000 | $ 148,000 | $ 101,000 |
COLUMBIA, MO | 76 | $ 16,830,000 | $ 221,000 | $ 83,000 |
ROCKFORD, IL | 76 | $ 10,060,000 | $ 132,000 | $ 91,000 |
DULUTH, MN-WI | 74 | $ 13,400,000 | $ 188,500 | $ 122,000 |
LONGVIEW, WA | 73 | $ 20,555,000 | $ 281,000 | $ 102,000 |
MOUNT VERNON-ANACORTES, WA | 72 | $ 20,140,000 | $ 279,000 | $ 103,000 |
SIERRA VISTA-DOUGLAS, AZ | 71 | $ 13,765,000 | $ 193,000 | $ 71,000 |
TYLER, TX | 71 | $ 14,475,000 | $ 203,000 | $ 109,000 |
CORVALLIS, OR | 70 | $ 20,300,000 | $ 290,000 | $ 125,000 |
HOUMA-THIBODAUX, LA | 70 | $ 16,000,000 | $ 228,000 | $ 93,000 |
SHREVEPORT-BOSSIER CITY, LA | 70 | $ 14,810,000 | $ 211,000 | $ 89,000 |
READING, PA | 69 | $ 13,195,000 | $ 191,000 | $ 83,000 |
ROANOKE, VA | 69 | $ 13,855,000 | $ 200,000 | $ 85,000 |
NORWICH-NEW LONDON, CT | 68 | $ 16,720,000 | $ 245,000 | $ 130,000 |
LYNCHBURG, VA | 67 | $ 12,265,000 | $ 183,000 | $ 94,000 |
CHARLOTTESVILLE, VA | 66 | $ 20,380,000 | $ 308,000 | $ 138,000 |
CAPE GIRARDEAU, MO-IL | 65 | $ 10,355,000 | $ 103,000 | $ 60,500 |
PUEBLO, CO | 65 | $ 13,885,000 | $ 213,000 | $ 89,000 |
WENATCHEE, WA | 65 | $ 23,435,000 | $ 360,000 | $ 173,000 |
CARBONDALE-MARION, IL | 64 | $ 10,350,000 | $ 161,000 | $ 94,000 |
EAU CLAIRE, WI | 64 | $ 13,580,000 | $ 212,000 | $ 76,000 |
SAGINAW, MI | 64 | $ 8,100,000 | $ 126,000 | $ 69,000 |
SIOUX CITY, IA-NE-SD | 64 | $ 9,130,000 | $ 138,666 | $ 67,000 |
ELKHART-GOSHEN, IN | 63 | $ 12,845,000 | $ 203,000 | $ 79,000 |
TWIN FALLS, ID | 63 | $ 13,765,000 | $ 218,000 | $ 120,000 |
MUSKEGON, MI | 61 | $ 9,235,000 | $ 151,000 | $ 76,000 |
WINCHESTER, VA-WV | 61 | $ 15,215,000 | $ 247,000 | $ 66,500 |
EAST STROUDSBURG, PA | 59 | $ 11,855,000 | $ 200,000 | $ 124,000 |
COLUMBUS, GA-AL | 58 | $ 11,290,000 | $ 191,500 | $ 76,500 |
JOPLIN, MO | 58 | $ 10,140,000 | $ 174,000 | $ 70,000 |
MORGANTOWN, WV | 57 | $ 9,505,000 | $ 166,000 | $ 78,000 |
AUBURN-OPELIKA, AL | 56 | $ 11,760,000 | $ 210,000 | $ 120,000 |
EL CENTRO, CA | 56 | $ 13,760,000 | $ 245,000 | $ 121,000 |
LAKE CHARLES, LA | 55 | $ 10,395,000 | $ 189,000 | $ 112,000 |
FLORENCE, SC | 53 | $ 9,825,000 | $ 185,000 | $ 86,000 |
HUNTINGTON-ASHLAND, WV-KY-OH | 53 | $ 7,505,000 | $ 134,333 | $ 112,333 |
SYRACUSE, NY | 53 | $ 9,405,000 | $ 177,000 | $ 97,000 |
WARNER ROBINS, GA | 53 | $ 9,315,000 | $ 175,000 | $ 81,000 |
DOVER, DE | 51 | $ 12,275,000 | $ 240,000 | $ 109,000 |
CHAMPAIGN-URBANA, IL | 49 | $ 10,425,000 | $ 212,000 | $ 124,000 |
HAMMOND, LA | 48 | $ 8,580,000 | $ 178,000 | $ 95,000 |
JANESVILLE-BELOIT, WI | 48 | $ 7,850,000 | $ 163,000 | $ 65,000 |
POCATELLO, ID | 48 | $ 9,380,000 | $ 195,000 | $ 83,000 |
SHERMAN-DENISON, TX | 48 | $ 10,520,000 | $ 219,000 | $ 119,000 |
ST. JOSEPH, MO-KS | 48 | $ 7,930,000 | $ 238,500 | $ 143,000 |
DOTHAN, AL | 47 | $ 7,765,000 | $ 165,000 | $ 69,000 |
THE VILLAGES, FL | 47 | $ 12,335,000 | $ 262,000 | $ 114,000 |
PARKERSBURG-VIENNA, WV | 46 | $ 7,300,000 | $ 158,000 | $ 70,000 |
SPRINGFIELD, IL | 46 | $ 7,360,000 | $ 160,000 | $ 116,000 |
LAS CRUCES, NM | 44 | $ 9,120,000 | $ 207,000 | $ 100,000 |
MANHATTAN, KS | 43 | $ 7,745,000 | $ 180,000 | $ 103,000 |
CALIFORNIA-LEXINGTON PARK, MD | 42 | $ 9,940,000 | $ 236,000 | $ 102,000 |
DECATUR, AL | 42 | $ 8,250,000 | $ 196,000 | $ 91,000 |
KINGSPORT-BRISTOL-BRISTOL, TN-VA | 42 | $ 8,300,000 | $ 177,500 | $ 114,500 |
STAUNTON-WAYNESBORO, VA | 41 | $ 7,865,000 | $ 191,000 | $ 65,000 |
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 40 | $ 8,860,000 | $ 221,000 | $ 124,000 |
HATTIESBURG, MS | 40 | $ 7,690,000 | $ 192,000 | $ 80,000 |
MIDLAND, MI | 40 | $ 5,490,000 | $ 137,000 | $ 81,000 |
ROCHESTER, MN | 40 | $ 8,500,000 | $ 212,000 | $ 90,000 |
BURLINGTON, NC | 39 | $ 7,425,000 | $ 190,000 | $ 106,000 |
WALLA WALLA, WA | 39 | $ 11,085,000 | $ 284,000 | $ 98,000 |
CARSON CITY, NV | 38 | $ 10,290,000 | $ 270,000 | $ 105,000 |
GRANTS PASS, OR | 38 | $ 12,410,000 | $ 326,000 | $ 120,000 |
AMARILLO, TX | 37 | $ 6,925,000 | $ 187,000 | $ 113,000 |
JOHNSTOWN, PA | 37 | $ 4,935,000 | $ 133,000 | $ 83,000 |
JACKSONVILLE, NC | 36 | $ 6,700,000 | $ 186,000 | $ 82,000 |
KANKAKEE, IL | 36 | $ 6,500,000 | $ 180,000 | $ 89,000 |
MIDLAND, TX | 36 | $ 10,000,000 | $ 277,000 | $ 144,000 |
MUNCIE, IN | 36 | $ 4,520,000 | $ 125,000 | $ 61,000 |
OWENSBORO, KY | 35 | $ 5,545,000 | $ 158,000 | $ 45,000 |
LONGVIEW, TX | 34 | $ 7,780,000 | $ 228,000 | $ 113,000 |
MACON-BIBB COUNTY, GA | 34 | $ 5,900,000 | $ 173,000 | $ 77,000 |
TUSCALOOSA, AL | 34 | $ 6,050,000 | $ 177,000 | $ 73,000 |
ABILENE, TX | 33 | $ 5,955,000 | $ 180,000 | $ 70,000 |
CHAMBERSBURG-WAYNESBORO, PA | 33 | $ 5,945,000 | $ 180,000 | $ 94,000 |
DALTON, GA | 33 | $ 5,395,000 | $ 163,000 | $ 85,000 |
ALEXANDRIA, LA | 32 | $ 6,270,000 | $ 195,000 | $ 98,000 |
JEFFERSON CITY, MO | 32 | $ 5,820,000 | $ 181,000 | $ 69,000 |
MANKATO-NORTH MANKATO, MN | 32 | $ 5,450,000 | $ 170,000 | $ 79,000 |
STATE COLLEGE, PA | 32 | $ 6,800,000 | $ 212,000 | $ 103,000 |
BAY CITY, MI | 31 | $ 3,505,000 | $ 113,000 | $ 77,000 |
HINESVILLE, GA | 31 | $ 4,765,000 | $ 153,000 | $ 75,000 |
GREENVILLE, NC | 30 | $ 4,780,000 | $ 159,000 | $ 80,000 |
HARRISONBURG, VA | 30 | $ 5,920,000 | $ 197,000 | $ 96,000 |
WEIRTON-STEUBENVILLE, WV-OH | 30 | $ 4,240,000 | $ 136,500 | $ 93,000 |
ODESSA, TX | 29 | $ 5,535,000 | $ 190,000 | $ 82,000 |
VINELAND-BRIDGETON, NJ | 29 | $ 5,205,000 | $ 179,000 | $ 83,000 |
CEDAR RAPIDS, IA | 28 | $ 5,360,000 | $ 191,000 | $ 105,000 |
NEW BERN, NC | 28 | $ 5,800,000 | $ 207,000 | $ 94,000 |
SAN ANGELO, TX | 28 | $ 5,600,000 | $ 200,000 | $ 99,000 |
BRUNSWICK, GA | 27 | $ 5,945,000 | $ 220,000 | $ 108,000 |
BURLINGTON-SOUTH BURLINGTON, VT | 27 | $ 8,555,000 | $ 316,000 | $ 122,000 |
ELIZABETHTOWN-FORT KNOX, KY | 27 | $ 5,585,000 | $ 206,000 | $ 84,000 |
KINGSTON, NY | 27 | $ 7,005,000 | $ 259,000 | $ 107,000 |
KOKOMO, IN | 27 | $ 3,585,000 | $ 132,000 | $ 99,000 |
MORRISTOWN, TN | 27 | $ 5,525,000 | $ 204,000 | $ 73,000 |
SPRINGFIELD, OH | 27 | $ 3,815,000 | $ 141,000 | $ 64,000 |
TERRE HAUTE, IN | 26 | $ 2,880,000 | $ 110,000 | $ 82,000 |
WICHITA FALLS, TX | 26 | $ 4,220,000 | $ 162,000 | $ 92,000 |
OSHKOSH-NEENAH, WI | 25 | $ 4,435,000 | $ 177,000 | $ 85,000 |
JOHNSON CITY, TN | 24 | $ 4,670,000 | $ 194,000 | $ 76,000 |
LEBANON, PA | 24 | $ 4,330,000 | $ 180,000 | $ 82,000 |
LIMA, OH | 24 | $ 3,080,000 | $ 128,000 | $ 65,000 |
TEXARKANA, TX-AR | 24 | $ 4,700,000 | $ 201,500 | $ 410,500 |
VALDOSTA, GA | 24 | $ 5,130,000 | $ 213,000 | $ 88,000 |
WAUSAU, WI | 24 | $ 5,020,000 | $ 209,000 | $ 79,000 |
ANNISTON-OXFORD-JACKSONVILLE, AL | 23 | $ 3,985,000 | $ 173,000 | $ 88,000 |
BOWLING GREEN, KY | 23 | $ 4,465,000 | $ 194,000 | $ 78,000 |
CASPER, WY | 23 | $ 7,975,000 | $ 346,000 | $ 122,000 |
GADSDEN, AL | 23 | $ 3,815,000 | $ 165,000 | $ 119,000 |
LAWTON, OK | 23 | $ 2,895,000 | $ 125,000 | $ 67,000 |
LEWISTON, ID-WA | 23 | $ 4,435,000 | $ 192,000 | $ 102,000 |
MONROE, LA | 23 | $ 3,315,000 | $ 144,000 | $ 73,000 |
AMES, IA | 22 | $ 4,600,000 | $ 209,000 | $ 108,000 |
CUMBERLAND, MD-WV | 22 | $ 2,970,000 | $ 164,500 | $ 62,500 |
MANSFIELD, OH | 22 | $ 3,220,000 | $ 146,000 | $ 69,000 |
COLUMBUS, IN | 21 | $ 3,265,000 | $ 155,000 | $ 122,000 |
FOND DU LAC, WI | 21 | $ 4,685,000 | $ 223,000 | $ 95,000 |
ROCKY MOUNT, NC | 21 | $ 3,505,000 | $ 166,000 | $ 64,000 |
PINE BLUFF, AR | 20 | $ 2,250,000 | $ 112,000 | $ 62,000 |
FORT SMITH, AR-OK | 19 | $ 3,815,000 | $ 190,000 | $ 68,500 |
GRAND FORKS, ND-MN | 19 | $ 4,115,000 | $ 188,500 | $ 137,000 |
HOT SPRINGS, AR | 19 | $ 3,775,000 | $ 198,000 | $ 91,000 |
UTICA-ROME, NY | 19 | $ 3,015,000 | $ 158,000 | $ 81,000 |
GOLDSBORO, NC | 18 | $ 3,290,000 | $ 182,000 | $ 79,000 |
PITTSFIELD, MA | 18 | $ 5,700,000 | $ 316,000 | $ 191,000 |
FARMINGTON, NM | 17 | $ 2,785,000 | $ 163,000 | $ 84,000 |
WATERTOWN-FORT DRUM, NY | 17 | $ 3,475,000 | $ 204,000 | $ 143,000 |
JACKSON, TN | 16 | $ 2,330,000 | $ 145,000 | $ 56,000 |
LEWISTON-AUBURN, ME | 16 | $ 2,650,000 | $ 165,000 | $ 64,000 |
SUMTER, SC | 16 | $ 2,960,000 | $ 185,000 | $ 219,000 |
BANGOR, ME | 15 | $ 2,165,000 | $ 144,000 | $ 82,000 |
CHARLESTON, WV | 15 | $ 1,855,000 | $ 123,000 | $ 62,000 |
CLEVELAND, TN | 15 | $ 3,505,000 | $ 233,000 | $ 83,000 |
FLORENCE-MUSCLE SHOALS, AL | 15 | $ 2,905,000 | $ 193,000 | $ 88,000 |
WHEELING, WV-OH | 15 | $ 2,365,000 | $ 157,500 | $ 62,500 |
BECKLEY, WV | 14 | $ 2,150,000 | $ 153,000 | $ 82,000 |
GETTYSBURG, PA | 14 | $ 2,430,000 | $ 173,000 | $ 76,000 |
GRAND ISLAND, NE | 14 | $ 2,470,000 | $ 176,000 | $ 109,000 |
IOWA CITY, IA | 14 | $ 3,460,000 | $ 247,000 | $ 93,000 |
BINGHAMTON, NY | 13 | $ 2,015,000 | $ 155,000 | $ 103,000 |
ROME, GA | 13 | $ 2,875,000 | $ 221,000 | $ 91,000 |
DECATUR, IL | 11 | $ 1,285,000 | $ 116,000 | $ 79,000 |
WILLIAMSPORT, PA | 11 | $ 1,875,000 | $ 170,000 | $ 62,000 |
LA CROSSE-ONALASKA, WI-MN | 9 | $ 2,075,000 | $ 251,500 | $ 142,500 |
WATERLOO-CEDAR FALLS, IA | 9 | $ 1,535,000 | $ 170,000 | $ 57,000 |
BLOOMSBURG-BERWICK, PA | 8 | $ 1,290,000 | $ 161,000 | $ 91,000 |
FAIRBANKS, AK | 8 | $ 2,090,000 | $ 261,000 | $ 122,000 |
JONESBORO, AR | 8 | $ 1,150,000 | $ 143,000 | $ 167,000 |
DUBUQUE, IA | 7 | $ 1,485,000 | $ 212,000 | $ 123,000 |
VICTORIA, TX | 6 | $ 1,370,000 | $ 228,000 | $ 137,000 |
DANVILLE, IL | 5 | $ 395,000 | $ 79,000 | $ 38,000 |
ENID, OK | 5 | $ 1,025,000 | $ 205,000 | $ 111,000 |
ITHACA, NY | 2 | $ 540,000 | $ 270,000 | $ 228,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 88,785 | $26,440,945,000 | $297,000 | $4,135,000 | $135,000 | $7,345,000 |
Home Purchase | 73,496 | $24,593,430,000 | $334,000 | $23,025,000 | $134,000 | $9,455,000 |
Cash-out Refinancing | 44,894 | $13,911,150,000 | $309,000 | $4,005,000 | $121,000 | $5,539,000 |
Other Purpose | 3,655 | $758,775,000 | $207,000 | $2,505,000 | $154,000 | $4,132,000 |
Home Improvement | 2,012 | $245,110,000 | $121,000 | $9,235,000 | $125,000 | $2,203,000 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 93,210 | $28,037,830,000 | $300,000 | $4,005,000 | $132,000 | $9,455,000 |
Not applicable | 51,547 | $15,991,105,000 | $310,000 | $23,025,000 | $0 | $0 |
Not Provided | 29,245 | $9,199,665,000 | $314,000 | $5,005,000 | $135,000 | $6,458,000 |
Asian | 14,934 | $5,824,510,000 | $390,000 | $3,375,000 | $162,000 | $5,801,000 |
Hispanic | 14,500 | $4,394,160,000 | $303,000 | $4,005,000 | $110,000 | $7,820,000 |
Black or African American | 7,727 | $1,958,995,000 | $253,000 | $3,005,000 | $98,000 | $1,750,000 |
American Indian or Alaskan Native | 617 | $163,165,000 | $264,000 | $2,015,000 | $109,000 | $798,000 |
Native Hawaiian or Other Pacific Islander | 291 | $101,395,000 | $348,000 | $1,365,000 | $120,000 | $429,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 186,520 | $58,499,440,000 | $313,000 | $23,025,000 | $137,000 | $9,455,000 |
FHA-insured (Federal Housing Administration) | 13,592 | $3,467,740,000 | $255,000 | $1,295,000 | $72,000 | $1,069,000 |
VA-guaranteed (Veterans Administration) | 9,433 | $3,387,515,000 | $359,000 | $4,135,000 | $106,000 | $1,093,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 3,297 | $594,715,000 | $180,000 | $785,000 | $55,000 | $720,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 110,238 | $34,176,240,000 | $310,000 | $23,025,000 | $135,000 | $7,820,000 |
Loan Purchased By The Institution | 51,540 | $15,941,620,000 | $309,000 | $3,925,000 | $0 | $0 |
Application Denied By Financial Institution | 25,791 | $8,541,605,000 | $331,000 | $5,005,000 | $125,000 | $6,131,000 |
Application Withdrawn By Applicant | 20,088 | $5,997,340,000 | $298,000 | $4,135,000 | $126,000 | $9,455,000 |
File Closed For Incompleteness | 3,456 | $891,190,000 | $257,000 | $1,835,000 | $123,000 | $6,458,000 |
Application Approved But Not Accepted | 1,729 | $401,415,000 | $232,000 | $1,355,000 | $118,000 | $1,283,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 187,051 | $57,407,805,000 | $306,000 | $23,025,000 | $133,000 | $9,455,000 |
Credit Application Incomplete | 12,582 | $4,248,290,000 | $337,000 | $3,005,000 | $144,000 | $3,974,000 |
Debt-To-Income Ratio | 7,123 | $2,516,285,000 | $353,000 | $3,895,000 | $84,000 | $2,808,000 |
Credit History | 2,326 | $561,250,000 | $241,000 | $2,505,000 | $116,000 | $6,131,000 |
Collateral | 1,929 | $597,205,000 | $309,000 | $2,505,000 | $135,000 | $1,391,000 |
Other | 1,379 | $473,765,000 | $343,000 | $5,005,000 | $152,000 | $3,008,000 |
Unverifiable Information | 252 | $89,470,000 | $355,000 | $2,235,000 | $158,000 | $2,250,000 |
Employment History | 117 | $32,875,000 | $280,000 | $1,515,000 | $81,000 | $336,000 |
Insufficient Cash (Downpayment, Closing Cost) | 77 | $20,305,000 | $263,000 | $1,755,000 | $92,000 | $844,000 |
Mortgage Insurance Denied | 6 | $2,160,000 | $360,000 | $715,000 | $95,000 | $137,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagstar Bank, N.A.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Flagstar Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.