Flagstar Bank NA Mortgage Lending & HMDA Data, 2021

In 2021, Flagstar Bank NA of Troy, MI reported 212,842 mortgage applications totaling $65.9 billion, up 2% from 2020. The average application was for $309,851, and applicants reported an average income of $131,933. 52% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (9,276), Riverside-San Bernardino-Ontario, CA (8,230) and Warren-Troy-Farmington Hills, MI (7,135) (applications in parentheses).

Mortgage Company & Address Flagstar Bank NA

Troy, MI 49098
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2014  2013  2012  2011  
Total Number of Mortgage Applications 212,842
Total Mortgage Loan Application Amount $65,949,410,000
Average Mortgage Loan Application Amount $309,851
Highest Mortgage Loan Application Amount $23,025,000
Average Applicant Income $131,933
Highest Applicant Income $9,455,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Flagstar Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Flagstar Bank NA by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 9,276 $ 4,291,950,000 $ 462,694 $ 167,000
Maricopa, Arizona 5,613 $ 1,825,445,000 $ 325,217 $ 136,000
San Bernardino, California 4,153 $ 1,339,625,000 $ 322,568 $ 123,000
Orange, California 4,103 $ 2,003,825,000 $ 488,380 $ 196,000
Riverside, California 4,077 $ 1,441,485,000 $ 353,565 $ 139,000
San Diego, California 3,830 $ 1,814,730,000 $ 473,819 $ 167,000
Oakland, Michigan 3,664 $ 885,860,000 $ 241,774 $ 126,000
Harris, Texas 3,099 $ 912,505,000 $ 294,451 $ 151,000
Wayne, Michigan 2,845 $ 489,155,000 $ 171,934 $ 87,000
Macomb, Michigan 2,566 $ 447,110,000 $ 174,243 $ 80,000
Clark, Nevada 2,560 $ 791,250,000 $ 309,082 $ 140,000
King, Washington 2,208 $ 1,054,800,000 $ 477,717 $ 186,000
Santa Clara, California 2,018 $ 1,302,010,000 $ 645,198 $ 254,000
Miami-Dade, Florida 1,983 $ 661,055,000 $ 333,361 $ 139,000
Sacramento, California 1,858 $ 662,360,000 $ 356,490 $ 145,000
Cook, Illinois 1,827 $ 482,195,000 $ 263,927 $ 125,000
Palm Beach, Florida 1,784 $ 620,930,000 $ 348,054 $ 158,000
Broward, Florida 1,646 $ 523,270,000 $ 317,904 $ 151,000
Alameda, California 1,518 $ 806,840,000 $ 531,515 $ 216,000
Contra Costa, California 1,253 $ 642,305,000 $ 512,613 $ 187,000
Pima, Arizona 1,238 $ 313,290,000 $ 253,061 $ 107,000
Salt Lake, Utah 1,200 $ 394,540,000 $ 328,783 $ 120,000
Travis, Texas 1,140 $ 456,220,000 $ 400,192 $ 215,000
Ada, Idaho 1,121 $ 363,915,000 $ 324,634 $ 119,000
Santa Cruz, California 1,073 $ 657,765,000 $ 613,014 $ 212,000
Ventura, California 1,065 $ 489,055,000 $ 459,206 $ 163,000
Hennepin, Minnesota 1,037 $ 302,455,000 $ 291,663 $ 138,000
Sonoma, California 1,001 $ 461,145,000 $ 460,684 $ 162,000
Fort Bend, Texas 987 $ 282,545,000 $ 286,266 $ 140,000
Ingham, Michigan 952 $ 141,420,000 $ 148,550 $ 79,000
Lee, Florida 909 $ 258,555,000 $ 284,438 $ 157,000
Horry, South Carolina 901 $ 187,725,000 $ 208,351 $ 97,000
Placer, California 889 $ 409,585,000 $ 460,725 $ 204,000
San Mateo, California 875 $ 634,485,000 $ 725,125 $ 292,000
Dallas, Texas 869 $ 262,495,000 $ 302,065 $ 168,000
Montgomery, Texas 854 $ 247,210,000 $ 289,473 $ 146,000
Marion, Indiana 851 $ 151,825,000 $ 178,407 $ 93,000
Orange, Florida 847 $ 230,555,000 $ 272,201 $ 118,000
Bexar, Texas 828 $ 198,750,000 $ 240,036 $ 126,000
Tarrant, Texas 828 $ 215,290,000 $ 260,012 $ 140,000
Solano, California 813 $ 304,355,000 $ 374,360 $ 129,000
Nassau, New York 800 $ 393,280,000 $ 491,600 $ 154,000
Suffolk, New York 796 $ 338,520,000 $ 425,276 $ 142,000
Collin, Texas 787 $ 249,925,000 $ 317,566 $ 154,000
Allen, Indiana 786 $ 92,300,000 $ 117,430 $ 62,000
Queens, New York 786 $ 402,750,000 $ 512,404 $ 119,000
Multnomah, Oregon 784 $ 267,470,000 $ 341,160 $ 143,000
Spokane, Washington 776 $ 212,780,000 $ 274,201 $ 108,000
Gwinnett, Georgia 771 $ 199,555,000 $ 258,826 $ 96,000
Fresno, California 770 $ 230,080,000 $ 298,805 $ 152,000
Hillsborough, Florida 767 $ 210,015,000 $ 273,813 $ 122,000
Mecklenburg, North Carolina 763 $ 216,685,000 $ 283,990 $ 135,000
San Luis Obispo, California 760 $ 388,630,000 $ 511,355 $ 186,000
Williamson, Texas 751 $ 223,635,000 $ 297,782 $ 178,000
Arapahoe, Colorado 745 $ 255,675,000 $ 343,187 $ 117,000
Pierce, Washington 736 $ 250,430,000 $ 340,258 $ 133,000
Snohomish, Washington 735 $ 280,755,000 $ 381,979 $ 132,000
Fulton, Georgia 715 $ 247,255,000 $ 345,811 $ 189,000
San Francisco, California 714 $ 546,340,000 $ 765,182 $ 260,000
Kings, New York 712 $ 446,370,000 $ 626,924 $ 222,000
Clark, Washington 705 $ 245,495,000 $ 348,219 $ 136,000
Utah, Utah 696 $ 250,120,000 $ 359,367 $ 145,000
Denver, Colorado 688 $ 260,760,000 $ 379,011 $ 146,000
Kent, Michigan 683 $ 119,875,000 $ 175,512 $ 76,000
Denton, Texas 664 $ 204,540,000 $ 308,042 $ 168,000
Franklin, Ohio 663 $ 133,545,000 $ 201,425 $ 101,000
Cobb, Georgia 660 $ 195,590,000 $ 296,348 $ 135,000
Jefferson, Colorado 654 $ 243,690,000 $ 372,614 $ 136,000
Jackson, Michigan 645 $ 88,635,000 $ 137,418 $ 71,000
San Joaquin, California 632 $ 210,490,000 $ 333,053 $ 133,000
Mohave, Arizona 625 $ 168,015,000 $ 268,824 $ 126,000
Middlesex, Massachusetts 616 $ 244,540,000 $ 396,980 $ 171,000
Livingston, Michigan 614 $ 137,470,000 $ 223,892 $ 109,000
Pinellas, Florida 599 $ 170,305,000 $ 284,315 $ 130,000
Johnson, Kansas 599 $ 164,505,000 $ 274,632 $ 121,000
Montgomery, Maryland 596 $ 256,760,000 $ 430,805 $ 164,000
Washtenaw, Michigan 593 $ 166,635,000 $ 281,003 $ 124,000
Wake, North Carolina 593 $ 168,105,000 $ 283,482 $ 149,000
Douglas, Colorado 588 $ 254,620,000 $ 433,027 $ 158,000
Will, Illinois 587 $ 132,485,000 $ 225,698 $ 108,000
St. Louis, Missouri 584 $ 128,120,000 $ 219,383 $ 126,000
Kern, California 578 $ 141,910,000 $ 245,519 $ 114,000
Napa, California 573 $ 280,755,000 $ 489,973 $ 166,000
Washoe, Nevada 571 $ 195,675,000 $ 342,688 $ 131,000
Pinal, Arizona 566 $ 145,160,000 $ 256,466 $ 89,000
El Paso, Colorado 564 $ 184,930,000 $ 327,890 $ 113,000
Ocean, New Jersey 563 $ 171,405,000 $ 304,449 $ 147,000
Providence, Rhode Island 561 $ 172,045,000 $ 306,675 $ 136,000
Jackson, Missouri 549 $ 108,705,000 $ 198,005 $ 112,000
Fairfax, Virginia 545 $ 250,025,000 $ 458,761 $ 174,000
Clackamas, Oregon 538 $ 196,310,000 $ 364,888 $ 136,000
St. Lucie, Florida 532 $ 133,980,000 $ 251,842 $ 106,000
Shelby, Tennessee 503 $ 79,485,000 $ 158,021 $ 133,000
Adams, Colorado 498 $ 161,560,000 $ 324,417 $ 108,000
Brevard, Florida 486 $ 125,600,000 $ 258,436 $ 112,000
Genesee, Michigan 485 $ 80,075,000 $ 165,103 $ 79,000
DuPage, Illinois 481 $ 127,185,000 $ 264,417 $ 130,000
Hamilton, Indiana 480 $ 140,760,000 $ 293,250 $ 138,000
Canyon, Idaho 475 $ 128,265,000 $ 270,031 $ 98,000
Douglas, Nebraska 469 $ 102,935,000 $ 219,477 $ 115,000
Washington, Oregon 449 $ 151,285,000 $ 336,937 $ 133,000
Sarasota, Florida 448 $ 132,070,000 $ 294,799 $ 141,000
Stanislaus, California 446 $ 130,950,000 $ 293,609 $ 127,000
Thurston, Washington 440 $ 141,470,000 $ 321,522 $ 131,000
McLean, Illinois 437 $ 77,175,000 $ 176,601 $ 103,000
Benton, Washington 437 $ 122,515,000 $ 280,354 $ 127,000
Shasta, California 435 $ 119,785,000 $ 275,367 $ 109,000
Volusia, Florida 435 $ 100,125,000 $ 230,172 $ 105,000
Collier, Florida 433 $ 162,205,000 $ 374,607 $ 186,000
Larimer, Colorado 431 $ 136,735,000 $ 317,250 $ 122,000
DeKalb, Georgia 421 $ 125,965,000 $ 299,204 $ 135,000
Duval, Florida 419 $ 101,575,000 $ 242,422 $ 122,000
Polk, Florida 419 $ 92,275,000 $ 220,226 $ 92,000
Tulare, California 404 $ 104,430,000 $ 258,490 $ 137,000
Manatee, Florida 404 $ 119,050,000 $ 294,678 $ 144,000
Greenville, South Carolina 402 $ 92,090,000 $ 229,079 $ 97,000
Davis, Utah 395 $ 128,735,000 $ 325,911 $ 145,000
Davidson, Tennessee 390 $ 118,610,000 $ 304,128 $ 120,000
Hartford, Connecticut 388 $ 86,870,000 $ 223,891 $ 113,000
Prince George's, Maryland 388 $ 127,930,000 $ 329,716 $ 124,000
Bergen, New Jersey 388 $ 153,880,000 $ 396,597 $ 150,000
Marion, Oregon 384 $ 105,470,000 $ 274,661 $ 101,000
Osceola, Florida 369 $ 95,065,000 $ 257,628 $ 98,000
Pasco, Florida 365 $ 88,505,000 $ 242,479 $ 98,000
Philadelphia, Pennsylvania 364 $ 82,030,000 $ 225,357 $ 114,000
Worcester, Massachusetts 363 $ 99,665,000 $ 274,559 $ 114,000
Lake, Illinois 361 $ 88,125,000 $ 244,113 $ 159,000
Weld, Colorado 354 $ 113,430,000 $ 320,423 $ 112,000
Fairfield, Connecticut 354 $ 133,850,000 $ 378,107 $ 161,000
Anoka, Minnesota 348 $ 88,890,000 $ 255,431 $ 106,000
Marin, California 345 $ 224,365,000 $ 650,333 $ 230,000
Eaton, Michigan 344 $ 55,750,000 $ 162,063 $ 73,000
Essex, Massachusetts 343 $ 122,395,000 $ 356,836 $ 144,000
Baltimore, Maryland 341 $ 88,215,000 $ 258,695 $ 123,000
New Haven, Connecticut 340 $ 79,160,000 $ 232,823 $ 104,000
Galveston, Texas 339 $ 82,805,000 $ 244,262 $ 153,000
Milwaukee, Wisconsin 338 $ 67,710,000 $ 200,325 $ 112,000
Allegheny, Pennsylvania 336 $ 68,270,000 $ 203,184 $ 111,000
Sedgwick, Kansas 335 $ 61,285,000 $ 182,940 $ 102,000
Nevada, California 334 $ 117,620,000 $ 352,155 $ 135,000
Anne Arundel, Maryland 334 $ 120,710,000 $ 361,407 $ 133,000
Montgomery, Tennessee 333 $ 82,825,000 $ 248,723 $ 84,000
Cuyahoga, Ohio 330 $ 51,740,000 $ 156,787 $ 131,000
Seminole, Florida 329 $ 87,755,000 $ 266,732 $ 114,000
Monmouth, New Jersey 328 $ 129,200,000 $ 393,902 $ 164,000
El Dorado, California 327 $ 142,465,000 $ 435,672 $ 181,000
Bell, Texas 323 $ 64,235,000 $ 198,869 $ 104,000
Washington, Utah 322 $ 106,020,000 $ 329,254 $ 121,000
Norfolk, Massachusetts 321 $ 123,125,000 $ 383,566 $ 145,000
Bernalillo, New Mexico 321 $ 84,835,000 $ 264,283 $ 130,000
Charleston, South Carolina 320 $ 113,260,000 $ 353,937 $ 149,000
Dakota, Minnesota 316 $ 84,220,000 $ 266,518 $ 125,000
Bonneville, Idaho 314 $ 81,710,000 $ 260,222 $ 90,000
Lane, Oregon 305 $ 83,435,000 $ 273,557 $ 125,000
Lake, Florida 296 $ 73,610,000 $ 248,682 $ 106,000
Madison, Illinois 296 $ 53,430,000 $ 180,506 $ 98,000
Ramsey, Minnesota 295 $ 68,195,000 $ 231,169 $ 108,000
Middlesex, New Jersey 293 $ 84,025,000 $ 286,774 $ 124,000
Brown, Wisconsin 293 $ 60,425,000 $ 206,228 $ 100,000
Plymouth, Massachusetts 292 $ 96,340,000 $ 329,931 $ 114,000
Kane, Illinois 290 $ 70,590,000 $ 243,413 $ 122,000
Deschutes, Oregon 286 $ 109,480,000 $ 382,797 $ 161,000
Wright, Minnesota 278 $ 70,580,000 $ 253,884 $ 99,000
Prince William, Virginia 278 $ 100,010,000 $ 359,748 $ 132,000
Saratoga, New York 274 $ 78,090,000 $ 285,000 $ 118,000
Ottawa, Michigan 270 $ 49,720,000 $ 184,148 $ 85,000
Loudoun, Virginia 268 $ 134,500,000 $ 501,865 $ 208,000
Kalamazoo, Michigan 264 $ 47,860,000 $ 181,287 $ 81,000
Marion, Florida 262 $ 47,910,000 $ 182,862 $ 90,000
St. Clair, Illinois 262 $ 46,250,000 $ 176,526 $ 102,000
Waukesha, Wisconsin 262 $ 72,480,000 $ 276,641 $ 128,000
Monterey, California 260 $ 135,550,000 $ 521,346 $ 214,000
Boulder, Colorado 260 $ 110,960,000 $ 426,769 $ 150,000
Honolulu, Hawaii 258 $ 124,170,000 $ 481,279 $ 153,000
Cherokee, Georgia 256 $ 70,130,000 $ 273,945 $ 118,000
Chatham, Georgia 255 $ 61,515,000 $ 241,235 $ 134,000
Suffolk, Massachusetts 255 $ 107,935,000 $ 423,274 $ 163,000
St. Johns, Florida 254 $ 83,670,000 $ 329,409 $ 140,000
Washington, Minnesota 254 $ 75,450,000 $ 297,047 $ 132,000
Rockland, New York 253 $ 117,155,000 $ 463,063 $ 217,000
Yavapai, Arizona 252 $ 78,720,000 $ 312,380 $ 122,000
Camden, Missouri 252 $ 57,660,000 $ 228,809 $ 140,000
Essex, New Jersey 251 $ 95,815,000 $ 381,733 $ 188,000
Forsyth, Georgia 249 $ 82,135,000 $ 329,859 $ 162,000
Bristol, Massachusetts 249 $ 72,305,000 $ 290,381 $ 108,000
Hidalgo, Texas 246 $ 51,580,000 $ 209,674 $ 126,000
Oklahoma, Oklahoma 244 $ 43,210,000 $ 177,090 $ 122,000
Montgomery, Pennsylvania 242 $ 67,740,000 $ 279,917 $ 138,000
Webb, Texas 242 $ 50,350,000 $ 208,057 $ 99,000
Westchester, New York 241 $ 110,385,000 $ 458,029 $ 163,000
Orange, New York 239 $ 72,875,000 $ 304,916 $ 135,000
Jefferson, Alabama 238 $ 44,260,000 $ 185,966 $ 93,000
St. Charles, Missouri 238 $ 57,330,000 $ 240,882 $ 105,000
Benton, Arkansas 236 $ 59,120,000 $ 250,508 $ 120,000
St. Tammany, Louisiana 236 $ 55,240,000 $ 234,067 $ 101,000
Santa Barbara, California 235 $ 109,795,000 $ 467,212 $ 176,000
Lee, Mississippi 231 $ 42,605,000 $ 184,437 $ 66,000
Jefferson, Louisiana 227 $ 47,565,000 $ 209,537 $ 88,000
Burlington, New Jersey 226 $ 53,090,000 $ 234,911 $ 118,000
St. Joseph, Indiana 224 $ 28,120,000 $ 125,535 $ 78,000
Berrien, Michigan 224 $ 34,910,000 $ 155,848 $ 80,000
Orleans, Louisiana 223 $ 74,685,000 $ 334,910 $ 173,000
District of Columbia, District Of Columbia 220 $ 107,380,000 $ 488,090 $ 167,000
Brazoria, Texas 218 $ 50,080,000 $ 229,724 $ 124,000
Baltimore City, Maryland 217 $ 46,915,000 $ 216,198 $ 131,000
Klamath, Oregon 217 $ 47,595,000 $ 219,331 $ 95,000
Clay, Missouri 216 $ 47,160,000 $ 218,333 $ 111,000
Sheboygan, Wisconsin 214 $ 32,880,000 $ 153,644 $ 84,000
Kootenai, Idaho 213 $ 73,115,000 $ 343,262 $ 149,000
Yellowstone, Montana 210 $ 47,480,000 $ 226,095 $ 84,000
Kitsap, Washington 210 $ 69,480,000 $ 330,857 $ 126,000
Crow Wing, Minnesota 209 $ 50,345,000 $ 240,885 $ 104,000
Weber, Utah 209 $ 65,155,000 $ 311,746 $ 119,000
Madison, Alabama 201 $ 49,235,000 $ 244,950 $ 103,000
Spartanburg, South Carolina 200 $ 39,410,000 $ 197,050 $ 86,000
Bucks, Pennsylvania 197 $ 55,085,000 $ 279,619 $ 120,000
Clinton, Michigan 196 $ 37,570,000 $ 191,683 $ 94,000
Polk, Iowa 195 $ 40,695,000 $ 208,692 $ 96,000
Howard, Maryland 195 $ 76,115,000 $ 390,333 $ 158,000
Williamson, Tennessee 192 $ 80,380,000 $ 418,645 $ 152,000
McHenry, Illinois 191 $ 42,145,000 $ 220,654 $ 106,000
East Baton Rouge, Louisiana 191 $ 46,365,000 $ 242,748 $ 126,000
Jefferson, Kentucky 190 $ 39,680,000 $ 208,842 $ 108,000
Rockingham, New Hampshire 189 $ 57,445,000 $ 303,941 $ 129,000
Rutherford, Tennessee 189 $ 49,575,000 $ 262,301 $ 90,000
Lake, Indiana 188 $ 37,810,000 $ 201,117 $ 90,000
DeSoto, Mississippi 188 $ 41,860,000 $ 222,659 $ 109,000
Passaic, New Jersey 188 $ 58,270,000 $ 309,946 $ 107,000
Calhoun, Michigan 187 $ 23,275,000 $ 124,465 $ 73,000
Hays, Texas 185 $ 61,055,000 $ 330,027 $ 166,000
Union, North Carolina 184 $ 59,820,000 $ 325,108 $ 119,000
Sarpy, Nebraska 183 $ 43,475,000 $ 237,568 $ 107,000
Camden, New Jersey 180 $ 37,350,000 $ 207,500 $ 116,000
Erie, New York 180 $ 35,040,000 $ 194,666 $ 96,000
Richmond, New York 179 $ 89,375,000 $ 499,301 $ 153,000
York, South Carolina 179 $ 45,995,000 $ 256,955 $ 107,000
Merced, California 176 $ 46,500,000 $ 264,204 $ 125,000
Gallatin, Montana 176 $ 70,580,000 $ 401,022 $ 155,000
Comal, Texas 175 $ 61,825,000 $ 353,285 $ 157,000
Buncombe, North Carolina 174 $ 47,580,000 $ 273,448 $ 118,000
Union, New Jersey 173 $ 64,875,000 $ 375,000 $ 163,000
Summit, Ohio 172 $ 25,730,000 $ 149,593 $ 128,000
Kent, Rhode Island 171 $ 51,025,000 $ 298,391 $ 144,000
Val Verde, Texas 171 $ 30,475,000 $ 178,216 $ 76,000
Hudson, New Jersey 170 $ 67,070,000 $ 394,529 $ 167,000
Chester, Pennsylvania 170 $ 50,310,000 $ 295,941 $ 152,000
Charlotte, Florida 169 $ 42,905,000 $ 253,875 $ 122,000
St. Clair, Michigan 169 $ 29,285,000 $ 173,284 $ 92,000
Hendricks, Indiana 168 $ 36,940,000 $ 219,880 $ 89,000
Frederick, Maryland 168 $ 60,490,000 $ 360,059 $ 122,000
Martin, Florida 167 $ 52,415,000 $ 313,862 $ 142,000
Hillsborough, New Hampshire 167 $ 42,645,000 $ 255,359 $ 116,000
Morris, New Jersey 165 $ 60,915,000 $ 369,181 $ 171,000
Lincoln, New Mexico 165 $ 41,585,000 $ 252,030 $ 138,000
Cabarrus, North Carolina 164 $ 39,240,000 $ 239,268 $ 112,000
Erie, Pennsylvania 163 $ 24,855,000 $ 152,484 $ 78,000
Yolo, California 162 $ 63,220,000 $ 390,246 $ 151,000
Kendall, Illinois 162 $ 37,790,000 $ 233,271 $ 108,000
Marquette, Michigan 162 $ 18,300,000 $ 112,962 $ 66,000
Hamilton, Tennessee 161 $ 37,395,000 $ 232,267 $ 101,000
Hawaii, Hawaii 160 $ 64,970,000 $ 406,062 $ 157,000
Bronx, New York 160 $ 81,640,000 $ 510,250 $ 124,000
Wilson, Tennessee 160 $ 44,330,000 $ 277,062 $ 104,000
Cumberland, Tennessee 158 $ 27,790,000 $ 175,886 $ 62,000
Baldwin, Alabama 156 $ 38,760,000 $ 248,461 $ 133,000
Virginia Beach, Virginia 156 $ 47,810,000 $ 306,474 $ 107,000
Franklin, Washington 156 $ 43,210,000 $ 276,987 $ 125,000
Cascade, Montana 153 $ 32,285,000 $ 211,013 $ 85,000
St. Louis City, Missouri 151 $ 25,155,000 $ 166,589 $ 110,000
Forsyth, North Carolina 151 $ 29,205,000 $ 193,410 $ 106,000
Berkeley, South Carolina 151 $ 38,595,000 $ 255,596 $ 97,000
Washington, Rhode Island 149 $ 48,305,000 $ 324,194 $ 164,000
New Castle, Delaware 147 $ 37,515,000 $ 255,204 $ 114,000
Escambia, Florida 146 $ 30,080,000 $ 206,027 $ 110,000
El Paso, Texas 144 $ 29,940,000 $ 207,916 $ 160,000
Marinette, Wisconsin 144 $ 18,300,000 $ 127,083 $ 70,000
Jackson, Oregon 143 $ 42,685,000 $ 298,496 $ 153,000
Monroe, Florida 139 $ 72,455,000 $ 521,258 $ 204,000
Dorchester, South Carolina 138 $ 33,390,000 $ 241,956 $ 85,000
Fayette, Kentucky 135 $ 26,225,000 $ 194,259 $ 96,000
Guilford, North Carolina 135 $ 32,485,000 $ 240,629 $ 123,000
Blair, Pennsylvania 135 $ 19,875,000 $ 147,222 $ 84,000
Westmoreland, Pennsylvania 135 $ 23,625,000 $ 175,000 $ 93,000
Johnson, Indiana 133 $ 28,665,000 $ 215,526 $ 92,000
Delaware, Pennsylvania 133 $ 32,865,000 $ 247,105 $ 126,000
Sumner, Tennessee 133 $ 35,755,000 $ 268,834 $ 98,000
Brazos, Texas 133 $ 36,945,000 $ 277,781 $ 159,000
Durham, North Carolina 132 $ 32,760,000 $ 248,181 $ 127,000
Mobile, Alabama 129 $ 21,675,000 $ 168,023 $ 67,000
Shelby, Alabama 129 $ 29,975,000 $ 232,364 $ 97,000
Hall, Georgia 129 $ 37,435,000 $ 290,193 $ 140,000
Scott, Minnesota 129 $ 37,655,000 $ 291,899 $ 133,000
Gloucester, New Jersey 129 $ 29,435,000 $ 228,178 $ 126,000
Wyandotte, Kansas 128 $ 18,690,000 $ 146,015 $ 90,000
Henry, Georgia 127 $ 28,275,000 $ 222,637 $ 92,000
Yakima, Washington 127 $ 26,265,000 $ 206,811 $ 83,000
York, Maine 126 $ 30,530,000 $ 242,301 $ 108,000
Monroe, Michigan 126 $ 21,700,000 $ 172,222 $ 77,000
Lexington, South Carolina 126 $ 26,850,000 $ 213,095 $ 101,000
Knox, Tennessee 125 $ 29,985,000 $ 239,880 $ 102,000
Kaufman, Texas 125 $ 32,005,000 $ 256,040 $ 130,000
Paulding, Georgia 124 $ 29,220,000 $ 235,645 $ 87,000
Clinton, Illinois 124 $ 20,950,000 $ 168,951 $ 80,000
Litchfield, Connecticut 123 $ 29,545,000 $ 240,203 $ 113,000
Jefferson, Missouri 123 $ 24,005,000 $ 195,162 $ 83,000
Coconino, Arizona 122 $ 41,400,000 $ 339,344 $ 154,000
Kings, California 122 $ 30,880,000 $ 253,114 $ 119,000
Lapeer, Michigan 122 $ 24,620,000 $ 201,803 $ 101,000
Carver, Minnesota 122 $ 39,960,000 $ 327,540 $ 152,000
Hamilton, Ohio 122 $ 22,470,000 $ 184,180 $ 105,000
Pulaski, Arkansas 121 $ 16,045,000 $ 132,603 $ 80,000
Barnstable, Massachusetts 121 $ 45,475,000 $ 375,826 $ 212,000
Hernando, Florida 120 $ 23,960,000 $ 199,666 $ 78,000
Morrison, Minnesota 120 $ 22,940,000 $ 191,166 $ 93,000
Park, Montana 120 $ 34,480,000 $ 287,333 $ 104,000
Chesterfield, Virginia 120 $ 30,330,000 $ 252,750 $ 101,000
Fayette, Georgia 118 $ 36,880,000 $ 312,542 $ 114,000
Somerset, New Jersey 118 $ 36,540,000 $ 309,661 $ 170,000
Johnston, North Carolina 118 $ 27,120,000 $ 229,830 $ 97,000
Lee, Georgia 117 $ 25,015,000 $ 213,803 $ 118,000
Ellis, Texas 117 $ 34,025,000 $ 290,811 $ 119,000
Henrico, Virginia 117 $ 28,955,000 $ 247,478 $ 136,000
Lafayette, Louisiana 116 $ 24,180,000 $ 208,448 $ 85,000
Sherburne, Minnesota 116 $ 29,220,000 $ 251,896 $ 98,000
Menominee, Michigan 115 $ 12,025,000 $ 104,565 $ 63,000
Madera, California 114 $ 31,410,000 $ 275,526 $ 130,000
Clay, Florida 114 $ 29,000,000 $ 254,385 $ 103,000
New York, New York 114 $ 57,380,000 $ 503,333 $ 265,000
Indian River, Florida 113 $ 31,135,000 $ 275,530 $ 140,000
Lenawee, Michigan 113 $ 19,265,000 $ 170,486 $ 95,000
Iredell, North Carolina 113 $ 30,765,000 $ 272,256 $ 108,000
Spotsylvania, Virginia 113 $ 34,115,000 $ 301,902 $ 120,000
Butte, California 112 $ 32,940,000 $ 294,107 $ 134,000
Bartow, Georgia 112 $ 24,710,000 $ 220,625 $ 102,000
Jefferson, Idaho 112 $ 33,300,000 $ 297,321 $ 93,000
Pontotoc, Mississippi 112 $ 21,350,000 $ 190,625 $ 76,000
Delaware, Ohio 112 $ 31,140,000 $ 278,035 $ 134,000
Cache, Utah 112 $ 30,330,000 $ 270,803 $ 125,000
Santa Rosa, Florida 111 $ 30,735,000 $ 276,891 $ 121,000
Shiawassee, Michigan 111 $ 13,595,000 $ 122,477 $ 67,000
Bristol, Rhode Island 111 $ 43,675,000 $ 393,468 $ 175,000
Whatcom, Washington 111 $ 32,585,000 $ 293,558 $ 123,000
Douglas, Kansas 110 $ 23,820,000 $ 216,545 $ 118,000
Greene, Missouri 110 $ 20,430,000 $ 185,727 $ 91,000
Flathead, Montana 110 $ 37,410,000 $ 340,090 $ 117,000
Richland, South Carolina 110 $ 21,480,000 $ 195,272 $ 97,000
Coweta, Georgia 109 $ 27,935,000 $ 256,284 $ 105,000
Cass, Missouri 109 $ 22,725,000 $ 208,486 $ 84,000
Sandoval, New Mexico 109 $ 38,795,000 $ 355,917 $ 126,000
Union, Mississippi 108 $ 21,220,000 $ 196,481 $ 77,000
Burleigh, North Dakota 108 $ 30,340,000 $ 280,925 $ 115,000
Polk, Oregon 108 $ 31,400,000 $ 290,740 $ 108,000
Guadalupe, Texas 108 $ 27,700,000 $ 256,481 $ 122,000
Oconto, Wisconsin 108 $ 14,870,000 $ 137,685 $ 73,000
Bay, Florida 107 $ 30,295,000 $ 283,130 $ 128,000
Okaloosa, Florida 107 $ 32,505,000 $ 303,785 $ 135,000
Walton, Florida 107 $ 49,035,000 $ 458,271 $ 267,000
Santa Fe, New Mexico 107 $ 40,795,000 $ 381,261 $ 136,000
Linn, Oregon 107 $ 26,785,000 $ 250,327 $ 140,000
Northampton, Pennsylvania 107 $ 23,025,000 $ 215,186 $ 96,000
Sussex, Delaware 106 $ 32,170,000 $ 303,490 $ 159,000
Ascension, Louisiana 106 $ 25,130,000 $ 237,075 $ 100,000
Cumberland, North Carolina 106 $ 17,790,000 $ 167,830 $ 94,000
Licking, Ohio 106 $ 24,170,000 $ 228,018 $ 135,000
Lorain, Ohio 106 $ 17,070,000 $ 161,037 $ 93,000
Lehigh, Pennsylvania 106 $ 21,970,000 $ 207,264 $ 101,000
Highlands, Florida 105 $ 18,695,000 $ 178,047 $ 73,000
Allegan, Michigan 105 $ 20,005,000 $ 190,523 $ 101,000
Mercer, New Jersey 105 $ 26,875,000 $ 255,952 $ 154,000
Tulsa, Oklahoma 105 $ 21,215,000 $ 202,047 $ 150,000
Beaufort, South Carolina 105 $ 29,055,000 $ 276,714 $ 128,000
Lancaster, Pennsylvania 103 $ 21,785,000 $ 211,504 $ 106,000
Flagler, Florida 102 $ 24,460,000 $ 239,803 $ 122,000
Bastrop, Texas 102 $ 23,350,000 $ 228,921 $ 110,000
Cameron, Texas 102 $ 19,870,000 $ 194,803 $ 103,000
Harford, Maryland 101 $ 33,185,000 $ 328,564 $ 142,000
Hampden, Massachusetts 99 $ 22,075,000 $ 222,979 $ 88,000
Stark, Ohio 99 $ 15,475,000 $ 156,313 $ 87,000
Lucas, Ohio 98 $ 14,690,000 $ 149,897 $ 98,000
York, Pennsylvania 98 $ 19,860,000 $ 202,653 $ 105,000
Clark, Indiana 97 $ 22,735,000 $ 234,381 $ 95,000
Citrus, Florida 96 $ 18,200,000 $ 189,583 $ 97,000
Missoula, Montana 96 $ 31,370,000 $ 326,770 $ 200,000
Rowan, North Carolina 96 $ 18,800,000 $ 195,833 $ 79,000
Dane, Wisconsin 96 $ 27,660,000 $ 288,125 $ 125,000
Yuma, Arizona 95 $ 17,365,000 $ 182,789 $ 110,000
Lake, California 95 $ 22,535,000 $ 237,210 $ 106,000
Lancaster, Nebraska 93 $ 17,685,000 $ 190,161 $ 90,000
Atlantic, New Jersey 93 $ 21,505,000 $ 231,236 $ 171,000
Minnehaha, South Dakota 93 $ 20,985,000 $ 225,645 $ 93,000
Mesa, Colorado 92 $ 22,720,000 $ 246,956 $ 95,000
Summit, Colorado 92 $ 40,230,000 $ 437,282 $ 186,000
Columbia, Georgia 92 $ 20,710,000 $ 225,108 $ 103,000
Maui, Hawaii 92 $ 38,290,000 $ 416,195 $ 194,000
Albany, New York 92 $ 22,200,000 $ 241,304 $ 108,000
Cumberland, Pennsylvania 92 $ 18,530,000 $ 201,413 $ 93,000
Kenosha, Wisconsin 92 $ 18,180,000 $ 197,608 $ 93,000
Lancaster, South Carolina 91 $ 21,725,000 $ 238,736 $ 105,000
Jefferson, Texas 91 $ 21,415,000 $ 235,329 $ 153,000
Douglas, Oregon 89 $ 19,855,000 $ 223,089 $ 93,000
Livingston, Louisiana 88 $ 19,260,000 $ 218,863 $ 84,000
St. Joseph, Michigan 88 $ 13,600,000 $ 154,545 $ 79,000
Chesapeake, Virginia 88 $ 27,080,000 $ 307,727 $ 102,000
Hancock, Indiana 87 $ 18,685,000 $ 214,770 $ 99,000
LaPorte, Indiana 86 $ 11,320,000 $ 131,627 $ 71,000
Shawnee, Kansas 86 $ 14,150,000 $ 164,534 $ 85,000
Carbon, Montana 86 $ 21,230,000 $ 246,860 $ 91,000
Fairfield, Ohio 86 $ 18,160,000 $ 211,162 $ 87,000
Itasca, Minnesota 85 $ 17,095,000 $ 201,117 $ 75,000
Lubbock, Texas 85 $ 14,645,000 $ 172,294 $ 176,000
Anchorage, Alaska 84 $ 27,070,000 $ 322,261 $ 146,000
Huntington, Indiana 84 $ 7,850,000 $ 93,452 $ 58,000
Cass, North Dakota 84 $ 19,690,000 $ 234,404 $ 100,000
Gaston, North Carolina 83 $ 17,055,000 $ 205,481 $ 99,000
Racine, Wisconsin 83 $ 17,405,000 $ 209,698 $ 87,000
Jackson, Georgia 82 $ 21,080,000 $ 257,073 $ 123,000
DeKalb, Indiana 82 $ 9,590,000 $ 116,951 $ 65,000
Dutchess, New York 82 $ 24,410,000 $ 297,682 $ 130,000
Stafford, Virginia 82 $ 30,250,000 $ 368,902 $ 116,000
Madison, Indiana 81 $ 12,715,000 $ 156,975 $ 78,000
Cass, Minnesota 81 $ 21,135,000 $ 260,925 $ 116,000
Dauphin, Pennsylvania 81 $ 14,865,000 $ 183,518 $ 106,000
Laramie, Wyoming 81 $ 25,815,000 $ 318,703 $ 129,000
Cape May, New Jersey 80 $ 24,400,000 $ 305,000 $ 178,000
Taos, New Mexico 80 $ 22,490,000 $ 281,125 $ 118,000
Brunswick, North Carolina 80 $ 19,650,000 $ 245,625 $ 115,000
Nueces, Texas 80 $ 18,930,000 $ 236,625 $ 163,000
Tooele, Utah 80 $ 25,250,000 $ 315,625 $ 88,000
Barry, Michigan 79 $ 12,975,000 $ 164,240 $ 83,000
Warren, New York 79 $ 19,865,000 $ 251,455 $ 115,000
New Hanover, North Carolina 79 $ 19,075,000 $ 241,455 $ 118,000
Ward, North Dakota 79 $ 17,555,000 $ 222,215 $ 104,000
Pottawattamie, Iowa 78 $ 14,050,000 $ 180,128 $ 90,000
Oktibbeha, Mississippi 78 $ 16,210,000 $ 207,820 $ 82,000
Carroll, Maryland 77 $ 23,835,000 $ 309,545 $ 117,000
Anderson, South Carolina 77 $ 14,925,000 $ 193,831 $ 84,000
McLennan, Texas 77 $ 16,855,000 $ 218,896 $ 105,000
St. Croix, Wisconsin 77 $ 20,755,000 $ 269,545 $ 114,000
Platte, Missouri 76 $ 18,390,000 $ 241,973 $ 121,000
Montgomery, Ohio 76 $ 11,100,000 $ 146,052 $ 97,000
Island, Washington 76 $ 26,410,000 $ 347,500 $ 157,000
Ozaukee, Wisconsin 76 $ 21,030,000 $ 276,710 $ 134,000
Tuolumne, California 75 $ 22,595,000 $ 301,266 $ 122,000
Monroe, Indiana 75 $ 16,225,000 $ 216,333 $ 155,000
Cumberland, Maine 75 $ 23,075,000 $ 307,666 $ 106,000
Hillsdale, Michigan 75 $ 9,185,000 $ 122,466 $ 64,000
Parker, Texas 75 $ 25,125,000 $ 335,000 $ 130,000
Dougherty, Georgia 73 $ 14,935,000 $ 204,589 $ 125,000
Floyd, Indiana 73 $ 18,575,000 $ 254,452 $ 113,000
St. Mary, Louisiana 73 $ 13,155,000 $ 180,205 $ 76,000
Boone, Missouri 73 $ 15,995,000 $ 219,109 $ 84,000
Johnson, Texas 73 $ 17,665,000 $ 241,986 $ 107,000
Cowlitz, Washington 73 $ 20,555,000 $ 281,575 $ 102,000
Alachua, Florida 72 $ 15,430,000 $ 214,305 $ 125,000
Skagit, Washington 72 $ 20,140,000 $ 279,722 $ 103,000
Cochise, Arizona 71 $ 13,765,000 $ 193,873 $ 71,000
Boone, Arkansas 71 $ 11,205,000 $ 157,816 $ 67,000
Richmond, Georgia 71 $ 8,975,000 $ 126,408 $ 80,000
Porter, Indiana 71 $ 14,695,000 $ 206,971 $ 83,000
Wayne, Ohio 71 $ 11,635,000 $ 163,873 $ 65,000
Smith, Texas 71 $ 14,475,000 $ 203,873 $ 109,000
Warren, Ohio 70 $ 18,100,000 $ 258,571 $ 107,000
Benton, Oregon 70 $ 20,300,000 $ 290,000 $ 125,000
Pennington, South Dakota 70 $ 19,930,000 $ 284,714 $ 138,000
Clallam, Washington 70 $ 18,900,000 $ 270,000 $ 104,000
Clayton, Georgia 69 $ 11,745,000 $ 170,217 $ 61,000
Watauga, North Carolina 69 $ 19,375,000 $ 280,797 $ 122,000
Berks, Pennsylvania 69 $ 13,195,000 $ 191,231 $ 83,000
Broomfield, Colorado 68 $ 26,380,000 $ 387,941 $ 150,000
New London, Connecticut 68 $ 16,720,000 $ 245,882 $ 130,000
Lafayette, Mississippi 68 $ 13,720,000 $ 201,764 $ 106,000
Schenectady, New York 68 $ 13,540,000 $ 199,117 $ 85,000
Henderson, North Carolina 68 $ 17,770,000 $ 261,323 $ 130,000
Washington, Pennsylvania 68 $ 14,670,000 $ 215,735 $ 113,000
Walworth, Wisconsin 68 $ 15,230,000 $ 223,970 $ 109,000
Calaveras, California 67 $ 20,705,000 $ 309,029 $ 167,000
Tehama, California 67 $ 16,715,000 $ 249,477 $ 88,000
Steuben, Indiana 67 $ 10,725,000 $ 160,074 $ 72,000
Outagamie, Wisconsin 67 $ 12,055,000 $ 179,925 $ 87,000
Middlesex, Connecticut 66 $ 17,360,000 $ 263,030 $ 140,000
Leon, Florida 66 $ 12,150,000 $ 184,090 $ 91,000
Charles, Maryland 66 $ 20,900,000 $ 316,666 $ 112,000
Silver Bow, Montana 66 $ 13,720,000 $ 207,878 $ 101,000
Butler, Pennsylvania 66 $ 15,960,000 $ 241,818 $ 106,000
Pueblo, Colorado 65 $ 13,885,000 $ 213,615 $ 89,000
Montcalm, Michigan 65 $ 9,035,000 $ 139,000 $ 63,000
Van Buren, Michigan 65 $ 10,525,000 $ 161,923 $ 78,000
Lewis and Clark, Montana 65 $ 20,735,000 $ 319,000 $ 144,000
Douglas, Nevada 65 $ 35,755,000 $ 550,076 $ 200,000
Butler, Ohio 65 $ 12,805,000 $ 197,000 $ 99,000
Lake, Ohio 65 $ 10,345,000 $ 159,153 $ 85,000
Beaver, Pennsylvania 65 $ 10,755,000 $ 165,461 $ 77,000
Boone, Indiana 64 $ 20,090,000 $ 313,906 $ 122,000
Dickinson, Michigan 64 $ 7,860,000 $ 122,812 $ 84,000
Saginaw, Michigan 64 $ 8,100,000 $ 126,562 $ 69,000
Chisago, Minnesota 64 $ 16,970,000 $ 265,156 $ 109,000
Medina, Ohio 64 $ 12,670,000 $ 197,968 $ 86,000
Lincoln, Wyoming 64 $ 22,340,000 $ 349,062 $ 110,000
Troup, Georgia 63 $ 12,805,000 $ 203,253 $ 84,000
Winnebago, Illinois 63 $ 7,435,000 $ 118,015 $ 93,000
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Mortgage Loan Application Detail Totals for Flagstar Bank NA in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 88,785 $26,440,945,000 $297,000 $4,135,000 $135,000 $7,345,000
Home Purchase 73,496 $24,593,430,000 $334,000 $23,025,000 $134,000 $9,455,000
Cash-out Refinancing 44,894 $13,911,150,000 $309,000 $4,005,000 $121,000 $5,539,000
Other Purpose 3,655 $758,775,000 $207,000 $2,505,000 $154,000 $4,132,000
Home Improvement 2,012 $245,110,000 $121,000 $9,235,000 $125,000 $2,203,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 93,210 $28,037,830,000 $300,000 $4,005,000 $132,000 $9,455,000
Not applicable 51,547 $15,991,105,000 $310,000 $23,025,000 $0 $0
Not Provided 29,245 $9,199,665,000 $314,000 $5,005,000 $135,000 $6,458,000
Asian 14,934 $5,824,510,000 $390,000 $3,375,000 $162,000 $5,801,000
Hispanic 14,500 $4,394,160,000 $303,000 $4,005,000 $110,000 $7,820,000
Black or African American 7,727 $1,958,995,000 $253,000 $3,005,000 $98,000 $1,750,000
American Indian or Alaskan Native 617 $163,165,000 $264,000 $2,015,000 $109,000 $798,000
Native Hawaiian or Other Pacific Islander 291 $101,395,000 $348,000 $1,365,000 $120,000 $429,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 186,520 $58,499,440,000 $313,000 $23,025,000 $137,000 $9,455,000
FHA-insured (Federal Housing Administration) 13,592 $3,467,740,000 $255,000 $1,295,000 $72,000 $1,069,000
VA-guaranteed (Veterans Administration) 9,433 $3,387,515,000 $359,000 $4,135,000 $106,000 $1,093,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3,297 $594,715,000 $180,000 $785,000 $55,000 $720,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 110,238 $34,176,240,000 $310,000 $23,025,000 $135,000 $7,820,000
Loan Purchased By The Institution 51,540 $15,941,620,000 $309,000 $3,925,000 $0 $0
Application Denied By Financial Institution 25,791 $8,541,605,000 $331,000 $5,005,000 $125,000 $6,131,000
Application Withdrawn By Applicant 20,088 $5,997,340,000 $298,000 $4,135,000 $126,000 $9,455,000
File Closed For Incompleteness 3,456 $891,190,000 $257,000 $1,835,000 $123,000 $6,458,000
Application Approved But Not Accepted 1,729 $401,415,000 $232,000 $1,355,000 $118,000 $1,283,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 187,051 $57,407,805,000 $306,000 $23,025,000 $133,000 $9,455,000
Credit Application Incomplete 12,582 $4,248,290,000 $337,000 $3,005,000 $144,000 $3,974,000
Debt-To-Income Ratio 7,123 $2,516,285,000 $353,000 $3,895,000 $84,000 $2,808,000
Credit History 2,326 $561,250,000 $241,000 $2,505,000 $116,000 $6,131,000
Collateral 1,929 $597,205,000 $309,000 $2,505,000 $135,000 $1,391,000
Other 1,379 $473,765,000 $343,000 $5,005,000 $152,000 $3,008,000
Unverifiable Information 252 $89,470,000 $355,000 $2,235,000 $158,000 $2,250,000
Employment History 117 $32,875,000 $280,000 $1,515,000 $81,000 $336,000
Insufficient Cash (Downpayment, Closing Cost) 77 $20,305,000 $263,000 $1,755,000 $92,000 $844,000
Mortgage Insurance Denied 6 $2,160,000 $360,000 $715,000 $95,000 $137,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagstar Bank NA's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Flagstar Bank NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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