Flanagan State Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Flanagan State Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Flanagan State Bank 301 W Falcon Hwy Flanagan, IL 61740 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,195 |
| Total Mortgage Loan Application Amount | $390,835,000 |
| Average Mortgage Loan Application Amount | $141,600 |
| Highest Mortgage Loan Application Amount | $2,125,000 |
| Average Applicant Income | $84,800 |
| Highest Applicant Income | $2,436,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Flanagan State Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Flanagan State Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Flanagan State Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Flanagan State Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Flanagan State Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Flanagan State Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Butler County Missouri | 110 | $ 14,780,000 | $ 134,000 | $ 57,000 |
| McLean County Illinois | 102 | $ 12,610,000 | $ 123,000 | $ 94,000 |
| Will County Illinois | 98 | $ 20,580,000 | $ 210,000 | $ 109,000 |
| Lawrence County Indiana | 95 | $ 13,285,000 | $ 139,000 | $ 60,000 |
| Stoddard County Missouri | 73 | $ 10,195,000 | $ 139,000 | $ 58,000 |
| Kankakee County Illinois | 66 | $ 11,520,000 | $ 174,000 | $ 92,000 |
| Mills County Iowa | 63 | $ 15,685,000 | $ 248,000 | $ 98,000 |
| Scott County Missouri | 59 | $ 7,645,000 | $ 129,000 | $ 53,000 |
| Woodford County Illinois | 52 | $ 6,410,000 | $ 123,000 | $ 98,000 |
| Gallatin County Montana | 52 | $ 23,300,000 | $ 448,000 | $ 144,000 |
| Buchanan County Missouri | 51 | $ 6,995,000 | $ 137,000 | $ 60,000 |
| Berks County Pennsylvania | 51 | $ 7,525,000 | $ 147,000 | $ 45,000 |
| Livingston County Illinois | 46 | $ 6,270,000 | $ 136,000 | $ 76,000 |
| Cook County Illinois | 40 | $ 7,420,000 | $ 185,000 | $ 93,000 |
| Sweetwater County Wyoming | 39 | $ 9,255,000 | $ 237,000 | $ 80,000 |
| Dunklin County Missouri | 37 | $ 4,015,000 | $ 108,000 | $ 60,000 |
| McDonough County Illinois | 36 | $ 3,120,000 | $ 86,000 | $ 53,000 |
| La Plata County Colorado | 33 | $ 13,495,000 | $ 408,000 | $ 130,000 |
| Nodaway County Missouri | 30 | $ 4,920,000 | $ 164,000 | $ 80,000 |
| Scott County Iowa | 29 | $ 6,235,000 | $ 215,000 | $ 87,000 |
| Rock Island County Illinois | 28 | $ 3,980,000 | $ 142,000 | $ 68,000 |
| Wayne County Missouri | 27 | $ 2,885,000 | $ 106,000 | $ 48,000 |
| New Madrid County Missouri | 26 | $ 3,190,000 | $ 122,000 | $ 66,000 |
| Mississippi County Missouri | 25 | $ 2,655,000 | $ 106,000 | $ 57,000 |
| Minnehaha County South Dakota | 25 | $ 6,095,000 | $ 243,000 | $ 71,000 |
| Lake County Indiana | 22 | $ 5,080,000 | $ 230,000 | $ 100,000 |
| Clay County Iowa | 22 | $ 3,200,000 | $ 145,000 | $ 62,000 |
| Ripley County Missouri | 22 | $ 2,570,000 | $ 116,000 | $ 54,000 |
| Orange County Indiana | 16 | $ 2,550,000 | $ 159,000 | $ 63,000 |
| Andrew County Missouri | 16 | $ 2,260,000 | $ 141,000 | $ 63,000 |
| Fulton County Illinois | 14 | $ 1,230,000 | $ 87,000 | $ 48,000 |
| Buena Vista County Iowa | 14 | $ 1,830,000 | $ 130,000 | $ 54,000 |
| Palo Alto County Iowa | 14 | $ 2,000,000 | $ 142,000 | $ 68,000 |
| LaSalle County Illinois | 12 | $ 1,030,000 | $ 85,000 | $ 49,000 |
| Stephenson County Illinois | 12 | $ 1,310,000 | $ 109,000 | $ 54,000 |
| Kossuth County Iowa | 12 | $ 1,620,000 | $ 135,000 | $ 48,000 |
| Carter County Missouri | 12 | $ 2,230,000 | $ 185,000 | $ 61,000 |
| Ogle County Illinois | 11 | $ 1,395,000 | $ 126,000 | $ 58,000 |
| Barton County Missouri | 11 | $ 2,205,000 | $ 200,000 | $ 90,000 |
| Lee County Illinois | 10 | $ 1,510,000 | $ 151,000 | $ 76,000 |
| Emmet County Iowa | 10 | $ 1,120,000 | $ 112,000 | $ 58,000 |
| Fayette County Iowa | 10 | $ 760,000 | $ 76,000 | $ 54,000 |
| Pocahontas County Iowa | 10 | $ 1,150,000 | $ 115,000 | $ 55,000 |
| Jackson County Minnesota | 10 | $ 1,100,000 | $ 110,000 | $ 53,000 |
| Jasper County Missouri | 10 | $ 1,830,000 | $ 183,000 | $ 281,000 |
| Mesa County Colorado | 9 | $ 3,825,000 | $ 425,000 | $ 148,000 |
| Otero County Colorado | 9 | $ 1,255,000 | $ 139,000 | $ 66,000 |
| Fremont County Iowa | 9 | $ 1,335,000 | $ 148,000 | $ 60,000 |
| Pottawattamie County Iowa | 9 | $ 1,575,000 | $ 175,000 | $ 72,000 |
| Logan County Illinois | 8 | $ 1,110,000 | $ 138,000 | $ 62,000 |
| Humboldt County Iowa | 8 | $ 1,090,000 | $ 136,000 | $ 68,000 |
| Adams County Mississippi | 8 | $ 1,040,000 | $ 130,000 | $ 52,000 |
| Madison County Montana | 8 | $ 3,140,000 | $ 392,000 | $ 132,000 |
| DuPage County Illinois | 7 | $ 2,395,000 | $ 342,000 | $ 122,000 |
| Henry County Illinois | 7 | $ 685,000 | $ 97,000 | $ 57,000 |
| Iroquois County Illinois | 7 | $ 915,000 | $ 130,000 | $ 58,000 |
| Peoria County Illinois | 7 | $ 835,000 | $ 119,000 | $ 56,000 |
| Tazewell County Illinois | 7 | $ 805,000 | $ 115,000 | $ 65,000 |
| Page County Iowa | 7 | $ 1,005,000 | $ 143,000 | $ 68,000 |
| Winnebago County Iowa | 7 | $ 955,000 | $ 136,000 | $ 60,000 |
| Reynolds County Missouri | 7 | $ 975,000 | $ 139,000 | $ 61,000 |
| Sublette County Wyoming | 7 | $ 1,835,000 | $ 262,000 | $ 116,000 |
| Delta County Colorado | 6 | $ 1,550,000 | $ 258,000 | $ 72,000 |
| Mercer County Illinois | 6 | $ 440,000 | $ 73,000 | $ 51,000 |
| Warren County Illinois | 6 | $ 590,000 | $ 98,000 | $ 85,000 |
| Monroe County Indiana | 6 | $ 1,570,000 | $ 261,000 | $ 79,000 |
| Black Hawk County Iowa | 6 | $ 820,000 | $ 136,000 | $ 67,000 |
| Dickinson County Iowa | 6 | $ 1,290,000 | $ 215,000 | $ 71,000 |
| Hancock County Iowa | 6 | $ 560,000 | $ 93,000 | $ 48,000 |
| Woodbury County Iowa | 6 | $ 920,000 | $ 153,000 | $ 52,000 |
| Otero County New Mexico | 6 | $ 980,000 | $ 163,000 | $ 90,000 |
| Clay County Arkansas | 5 | $ 375,000 | $ 75,000 | $ 29,000 |
| Boulder County Colorado | 5 | $ 2,085,000 | $ 417,000 | $ 97,000 |
| Gunnison County Colorado | 5 | $ 1,445,000 | $ 289,000 | $ 101,000 |
| Montezuma County Colorado | 5 | $ 1,245,000 | $ 249,000 | $ 63,000 |
| Weld County Colorado | 5 | $ 1,665,000 | $ 333,000 | $ 130,000 |
| De Witt County Illinois | 5 | $ 505,000 | $ 101,000 | $ 57,000 |
| Kendall County Illinois | 5 | $ 1,405,000 | $ 281,000 | $ 133,000 |
| Knox County Illinois | 5 | $ 635,000 | $ 127,000 | $ 65,000 |
| Harrison County Iowa | 5 | $ 775,000 | $ 155,000 | $ 59,000 |
| Montgomery County Iowa | 5 | $ 735,000 | $ 147,000 | $ 48,000 |
| Clay County Missouri | 5 | $ 1,095,000 | $ 219,000 | $ 108,000 |
| Lewis and Clark County Montana | 5 | $ 1,625,000 | $ 325,000 | $ 80,000 |
| Silver Bow County Montana | 5 | $ 2,055,000 | $ 411,000 | $ 560,000 |
| San Juan County New Mexico | 5 | $ 1,295,000 | $ 259,000 | $ 102,000 |
| Brookings County South Dakota | 5 | $ 1,185,000 | $ 237,000 | $ 72,000 |
| Lincoln County South Dakota | 5 | $ 1,375,000 | $ 275,000 | $ 90,000 |
| Vilas County Wisconsin | 5 | $ 865,000 | $ 173,000 | $ 82,000 |
| Maricopa County Arizona | 4 | $ 1,270,000 | $ 317,000 | $ 103,000 |
| Bent County Colorado | 4 | $ 410,000 | $ 102,000 | $ 37,000 |
| Douglas County Colorado | 4 | $ 1,730,000 | $ 432,000 | $ 113,000 |
| Montrose County Colorado | 4 | $ 1,480,000 | $ 370,000 | $ 93,000 |
| Marshall County Illinois | 4 | $ 510,000 | $ 127,000 | $ 61,000 |
| Bartholomew County Indiana | 4 | $ 680,000 | $ 170,000 | $ 50,000 |
| Jasper County Indiana | 4 | $ 830,000 | $ 207,000 | $ 64,000 |
| Clayton County Iowa | 4 | $ 460,000 | $ 115,000 | $ 39,000 |
| Hardin County Iowa | 4 | $ 340,000 | $ 85,000 | $ 46,000 |
| Taylor County Kentucky | 4 | $ 1,200,000 | $ 300,000 | $ 90,000 |
| DeKalb County Missouri | 4 | $ 690,000 | $ 172,000 | $ 57,000 |
| Jackson County Missouri | 4 | $ 610,000 | $ 152,000 | $ 63,000 |
| Jefferson County Montana | 4 | $ 950,000 | $ 237,000 | $ 56,000 |
| McCook County South Dakota | 4 | $ 540,000 | $ 135,000 | $ 38,000 |
| Hot Spring County Arkansas | 3 | $ 455,000 | $ 151,000 | $ 40,000 |
| Archuleta County Colorado | 3 | $ 1,105,000 | $ 368,000 | $ 122,000 |
| Larimer County Colorado | 3 | $ 885,000 | $ 295,000 | $ 163,000 |
| Morgan County Colorado | 3 | $ 805,000 | $ 268,000 | $ 83,000 |
| Orange County Florida | 3 | $ 1,045,000 | $ 348,000 | $ 147,000 |
| Carroll County Illinois | 3 | $ 165,000 | $ 55,000 | $ 44,000 |
| Champaign County Illinois | 3 | $ 545,000 | $ 181,000 | $ 61,000 |
| DeKalb County Illinois | 3 | $ 635,000 | $ 211,000 | $ 86,000 |
| Grundy County Illinois | 3 | $ 825,000 | $ 275,000 | $ 104,000 |
| Kane County Illinois | 3 | $ 905,000 | $ 301,000 | $ 125,000 |
| Moultrie County Illinois | 3 | $ 335,000 | $ 111,000 | $ 71,000 |
| Vermilion County Illinois | 3 | $ 515,000 | $ 171,000 | $ 41,000 |
| Whiteside County Illinois | 3 | $ 175,000 | $ 58,000 | $ 68,000 |
| Williamson County Illinois | 3 | $ 375,000 | $ 125,000 | $ 102,000 |
| Porter County Indiana | 3 | $ 925,000 | $ 308,000 | $ 115,000 |
| Cherokee County Iowa | 3 | $ 565,000 | $ 188,000 | $ 62,000 |
| Chickasaw County Iowa | 3 | $ 405,000 | $ 135,000 | $ 68,000 |
| Floyd County Iowa | 3 | $ 425,000 | $ 141,000 | $ 68,000 |
| O'Brien County Iowa | 3 | $ 505,000 | $ 168,000 | $ 64,000 |
| Bollinger County Missouri | 3 | $ 285,000 | $ 95,000 | $ 23,000 |
| Douglas County Missouri | 3 | $ 335,000 | $ 111,000 | $ 124,000 |
| Lincoln County Montana | 3 | $ 1,085,000 | $ 361,000 | $ 100,000 |
| Clark County Nevada | 3 | $ 955,000 | $ 318,000 | $ 69,000 |
| Yankton County South Dakota | 3 | $ 715,000 | $ 238,000 | $ 95,000 |
| Baldwin County Alabama | 2 | $ 450,000 | $ 225,000 | $ 142,000 |
| Craighead County Arkansas | 2 | $ 360,000 | $ 180,000 | $ 63,000 |
| Faulkner County Arkansas | 2 | $ 430,000 | $ 215,000 | $ 86,000 |
| Arapahoe County Colorado | 2 | $ 1,040,000 | $ 520,000 | $ 85,000 |
| Kit Carson County Colorado | 2 | $ 460,000 | $ 230,000 | $ 105,000 |
| Pueblo County Colorado | 2 | $ 470,000 | $ 235,000 | $ 66,000 |
| Lee County Florida | 2 | $ 430,000 | $ 215,000 | $ 60,000 |
| Sarasota County Florida | 2 | $ 280,000 | $ 140,000 | $ 48,000 |
| Bureau County Illinois | 2 | $ 230,000 | $ 115,000 | $ 74,000 |
| Macon County Illinois | 2 | $ 50,000 | $ 25,000 | $ 20,000 |
| McHenry County Illinois | 2 | $ 420,000 | $ 210,000 | $ 174,000 |
| Greene County Indiana | 2 | $ 190,000 | $ 95,000 | $ 46,000 |
| Hendricks County Indiana | 2 | $ 350,000 | $ 175,000 | $ 94,000 |
| Jackson County Indiana | 2 | $ 290,000 | $ 145,000 | $ 42,000 |
| Starke County Indiana | 2 | $ 450,000 | $ 225,000 | $ 62,000 |
| Vigo County Indiana | 2 | $ 480,000 | $ 240,000 | $ 106,000 |
| Butler County Iowa | 2 | $ 130,000 | $ 65,000 | $ 43,000 |
| Cass County Iowa | 2 | $ 230,000 | $ 115,000 | $ 72,000 |
| Ida County Iowa | 2 | $ 370,000 | $ 185,000 | $ 70,000 |
| Louisa County Iowa | 2 | $ 240,000 | $ 120,000 | $ 60,000 |
| Muscatine County Iowa | 2 | $ 310,000 | $ 155,000 | $ 90,000 |
| Plymouth County Iowa | 2 | $ 370,000 | $ 185,000 | $ 70,000 |
| Shelby County Iowa | 2 | $ 310,000 | $ 155,000 | $ 68,000 |
| Wright County Iowa | 2 | $ 230,000 | $ 115,000 | $ 42,000 |
| Green County Kentucky | 2 | $ 250,000 | $ 125,000 | $ 58,000 |
| Marshall County Kentucky | 2 | $ 250,000 | $ 125,000 | $ 88,000 |
| Lyon County Minnesota | 2 | $ 230,000 | $ 115,000 | $ 20,000 |
| Pipestone County Minnesota | 2 | $ 340,000 | $ 170,000 | $ 57,000 |
| Atchison County Missouri | 2 | $ 130,000 | $ 65,000 | $ 47,000 |
| Cape Girardeau County Missouri | 2 | $ 410,000 | $ 205,000 | $ 93,000 |
| Gentry County Missouri | 2 | $ 260,000 | $ 130,000 | $ 45,000 |
| Greene County Missouri | 2 | $ 300,000 | $ 150,000 | $ 126,000 |
| Iron County Missouri | 2 | $ 270,000 | $ 135,000 | $ 63,000 |
| Pemiscot County Missouri | 2 | $ 240,000 | $ 120,000 | $ 91,000 |
| Platte County Missouri | 2 | $ 620,000 | $ 310,000 | $ 136,000 |
| Vernon County Missouri | 2 | $ 150,000 | $ 75,000 | $ 30,000 |
| Webster County Missouri | 2 | $ 470,000 | $ 235,000 | $ 88,000 |
| Ravalli County Montana | 2 | $ 960,000 | $ 480,000 | $ 142,000 |
| Sarpy County Nebraska | 2 | $ 510,000 | $ 255,000 | $ 101,000 |
| Logan County Oklahoma | 2 | $ 540,000 | $ 270,000 | $ 105,000 |
| Rogers County Oklahoma | 2 | $ 170,000 | $ 85,000 | $ 61,000 |
| Schuylkill County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 35,000 |
| Clay County South Dakota | 2 | $ 400,000 | $ 200,000 | $ 80,000 |
| Codington County South Dakota | 2 | $ 320,000 | $ 160,000 | $ 68,000 |
| Hutchinson County South Dakota | 2 | $ 230,000 | $ 115,000 | $ 43,000 |
| Lawrence County South Dakota | 2 | $ 1,250,000 | $ 625,000 | $ 145,000 |
| Sevier County Tennessee | 2 | $ 790,000 | $ 395,000 | $ 217,000 |
| Parker County Texas | 2 | $ 740,000 | $ 370,000 | $ 127,000 |
| Fond du Lac County Wisconsin | 2 | $ 350,000 | $ 175,000 | $ 69,000 |
| Washington County Wisconsin | 2 | $ 390,000 | $ 195,000 | $ 48,000 |
| Natrona County Wyoming | 2 | $ 790,000 | $ 395,000 | $ 100,000 |
| Uinta County Wyoming | 2 | $ 720,000 | $ 360,000 | $ 99,000 |
| Pinal County Arizona | 1 | $ 235,000 | $ 235,000 | $ 48,000 |
| Yuma County Arizona | 1 | $ 245,000 | $ 245,000 | $ 50,000 |
| Cleburne County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 36,000 |
| Greene County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Marion County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 86,000 |
| Nevada County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Ouachita County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Saline County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Washington County Arkansas | 1 | $ 265,000 | $ 265,000 | $ 352,000 |
| San Bernardino County California | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Stanislaus County California | 1 | $ 465,000 | $ 465,000 | $ 184,000 |
| Crowley County Colorado | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Denver County Colorado | 1 | $ 435,000 | $ 435,000 | $ 162,000 |
| El Paso County Colorado | 1 | $ 215,000 | $ 215,000 | $ 159,000 |
| Fremont County Colorado | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Garfield County Colorado | 1 | $ 305,000 | $ 305,000 | $ 113,000 |
| Grand County Colorado | 1 | $ 245,000 | $ 245,000 | $ 140,000 |
| Saguache County Colorado | 1 | $ 475,000 | $ 475,000 | $ 164,000 |
| San Miguel County Colorado | 1 | $ 755,000 | $ 755,000 | $ 447,000 |
| Bay County Florida | 1 | $ 325,000 | $ 325,000 | $ 276,000 |
| Lake County Florida | 1 | $ 245,000 | $ 245,000 | $ 99,000 |
| Miami-Dade County Florida | 1 | $ 475,000 | $ 475,000 | $ 209,000 |
| Pasco County Florida | 1 | $ 235,000 | $ 235,000 | $ 169,000 |
| Pinellas County Florida | 1 | $ 75,000 | $ 75,000 | $ 154,000 |
| Cherokee County Georgia | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| Bannock County Idaho | 1 | $ 355,000 | $ 355,000 | $ 117,000 |
| Adams County Illinois | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Christian County Illinois | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| Douglas County Illinois | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Ford County Illinois | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Franklin County Illinois | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Henderson County Illinois | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Jackson County Illinois | 1 | $ 95,000 | $ 95,000 | $ 177,000 |
| Jo Daviess County Illinois | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Madison County Illinois | 1 | $ 65,000 | $ 65,000 | $ 372,000 |
| Mason County Illinois | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Piatt County Illinois | 1 | $ 125,000 | $ 125,000 | $ 104,000 |
| Union County Illinois | 1 | $ 95,000 | $ 95,000 | $ 81,000 |
| Winnebago County Illinois | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
| Daviess County Indiana | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Dubois County Indiana | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Elkhart County Indiana | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Johnson County Indiana | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Knox County Indiana | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| LaPorte County Indiana | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Marion County Indiana | 1 | $ 255,000 | $ 255,000 | $ 130,000 |
| Newton County Indiana | 1 | $ 75,000 | $ 75,000 | $ 126,000 |
| Owen County Indiana | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Tipton County Indiana | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
| Vanderburgh County Indiana | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Washington County Indiana | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| Adair County Iowa | 1 | $ 175,000 | $ 175,000 | $ 164,000 |
| Adams County Iowa | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Audubon County Iowa | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Buchanan County Iowa | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Cerro Gordo County Iowa | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Delaware County Iowa | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Franklin County Iowa | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Jackson County Iowa | 1 | $ 315,000 | $ 315,000 | $ 105,000 |
| Jasper County Iowa | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Marshall County Iowa | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Polk County Iowa | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Sac County Iowa | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
| Sioux County Iowa | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Story County Iowa | 1 | $ 305,000 | $ 305,000 | $ 97,000 |
| Wyandotte County Kansas | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Calloway County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| McCracken County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Concordia County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Berrien County Michigan | 1 | $ 85,000 | $ 85,000 | $ 92,000 |
| Big Stone County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Cottonwood County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Hennepin County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 61,000 |
| Martin County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
| Lincoln County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| Pike County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Bates County Missouri | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
| Boone County Missouri | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Callaway County Missouri | 1 | $ 265,000 | $ 265,000 | $ 123,000 |
| Camden County Missouri | 1 | $ 295,000 | $ 295,000 | $ 176,000 |
| Cass County Missouri | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Christian County Missouri | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Clinton County Missouri | 1 | $ 245,000 | $ 245,000 | $ 76,000 |
| Henry County Missouri | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Holt County Missouri | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Jefferson County Missouri | 1 | $ 265,000 | $ 265,000 | $ 270,000 |
| Linn County Missouri | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Madison County Missouri | 1 | $ 45,000 | $ 45,000 | $ 0 |
| McDonald County Missouri | 1 | $ 115,000 | $ 115,000 | $ 87,000 |
| Montgomery County Missouri | 1 | $ 165,000 | $ 165,000 | $ 79,000 |
| Morgan County Missouri | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| St. Francois County Missouri | 1 | $ 445,000 | $ 445,000 | $ 147,000 |
| St. Louis County Missouri | 1 | $ 85,000 | $ 85,000 | $ 121,000 |
| Stone County Missouri | 1 | $ 95,000 | $ 95,000 | $ 80,000 |
| Washington County Missouri | 1 | $ 275,000 | $ 275,000 | $ 144,000 |
| Wright County Missouri | 1 | $ 65,000 | $ 65,000 | $ 152,000 |
| Broadwater County Montana | 1 | $ 565,000 | $ 565,000 | $ 102,000 |
| Deer Lodge County Montana | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Lake County Montana | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| Powder River County Montana | 1 | $ 165,000 | $ 165,000 | $ 3,000 |
| Yellowstone County Montana | 1 | $ 405,000 | $ 405,000 | $ 156,000 |
| Douglas County Nebraska | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Nemaha County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 105,000 |
| Otoe County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Pawnee County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Richardson County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 74,000 |
| Stanton County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 262,000 |
| Elko County Nevada | 1 | $ 385,000 | $ 385,000 | $ 114,000 |
| Stark County North Dakota | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| Seneca County Ohio | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Tulsa County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Wasco County Oregon | 1 | $ 365,000 | $ 365,000 | $ 59,000 |
| Berkeley County South Carolina | 1 | $ 505,000 | $ 505,000 | $ 245,000 |
| Colleton County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Brown County South Dakota | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Davison County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| Kingsbury County South Dakota | 1 | $ 225,000 | $ 225,000 | $ 49,000 |
| Meade County South Dakota | 1 | $ 775,000 | $ 775,000 | $ 154,000 |
| Turner County South Dakota | 1 | $ 145,000 | $ 145,000 | $ 30,000 |
| Robertson County Tennessee | 1 | $ 465,000 | $ 465,000 | $ 159,000 |
| Rutherford County Tennessee | 1 | $ 575,000 | $ 575,000 | $ 282,000 |
| Smith County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Williamson County Tennessee | 1 | $ 495,000 | $ 495,000 | $ 246,000 |
| Hill County Texas | 1 | $ 445,000 | $ 445,000 | $ 197,000 |
| Jones County Texas | 1 | $ 415,000 | $ 415,000 | $ 80,000 |
| Monongalia County West Virginia | 1 | $ 225,000 | $ 225,000 | $ 125,000 |
| Oneida County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Waukesha County Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 81,000 |
| Lincoln County Wyoming | 1 | $ 385,000 | $ 385,000 | $ 78,000 |
| Sheridan County Wyoming | 1 | $ 615,000 | $ 615,000 | $ 130,000 |
Mortgage Loan Application Detail Totals for Flanagan State Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,622 | $283,130,000 | $174,000 | $1,305,000 | $76,000 | $2,436,000 |
| Cash-out Refinancing | 341 | $63,965,000 | $187,000 | $2,125,000 | $92,000 | $386,000 |
| Refinancing | 220 | $42,490,000 | $193,000 | $755,000 | $86,000 | $447,000 |
| Other Purpose | 11 | $1,205,000 | $109,000 | $225,000 | $95,000 | $175,000 |
| Home Improvement | 1 | $45,000 | $45,000 | $45,000 | $75,000 | $75,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,836 | $330,080,000 | $179,000 | $2,125,000 | $81,000 | $2,436,000 |
| Hispanic | 125 | $23,265,000 | $186,000 | $685,000 | $68,000 | $398,000 |
| Not Provided | 121 | $19,895,000 | $164,000 | $645,000 | $73,000 | $300,000 |
| Black or African American | 87 | $13,735,000 | $157,000 | $455,000 | $71,000 | $208,000 |
| Asian | 11 | $2,145,000 | $195,000 | $545,000 | $83,000 | $145,000 |
| Not applicable | 10 | $970,000 | $97,000 | $305,000 | $0 | $0 |
| American Indian or Alaskan Native | 4 | $610,000 | $152,000 | $255,000 | $59,000 | $83,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $135,000 | $135,000 | $135,000 | $36,000 | $36,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,086 | $221,320,000 | $203,000 | $2,125,000 | $99,000 | $2,436,000 |
| FHA-insured (Federal Housing Administration) | 508 | $79,740,000 | $156,000 | $525,000 | $63,000 | $266,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 498 | $63,840,000 | $128,000 | $395,000 | $54,000 | $144,000 |
| VA-guaranteed (Veterans Administration) | 103 | $25,935,000 | $251,000 | $775,000 | $82,000 | $245,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,460 | $254,700,000 | $174,000 | $1,305,000 | $80,000 | $2,436,000 |
| Application Withdrawn By Applicant | 397 | $78,685,000 | $198,000 | $725,000 | $86,000 | $1,296,000 |
| Application Denied By Financial Institution | 317 | $54,355,000 | $171,000 | $2,125,000 | $70,000 | $271,000 |
| Application Approved But Not Accepted | 21 | $3,095,000 | $147,000 | $645,000 | $63,000 | $141,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,878 | $336,480,000 | $179,000 | $1,305,000 | $81,000 | $2,436,000 |
| Credit History | 115 | $19,195,000 | $166,000 | $505,000 | $77,000 | $271,000 |
| Debt-To-Income Ratio | 65 | $12,775,000 | $196,000 | $2,125,000 | $48,000 | $239,000 |
| Other | 36 | $5,200,000 | $144,000 | $345,000 | $78,000 | $144,000 |
| Collateral | 30 | $5,120,000 | $170,000 | $475,000 | $73,000 | $177,000 |
| Credit Application Incomplete | 25 | $5,225,000 | $209,000 | $715,000 | $96,000 | $238,000 |
| Unverifiable Information | 25 | $4,715,000 | $188,000 | $545,000 | $78,000 | $225,000 |
| Employment History | 11 | $1,115,000 | $101,000 | $185,000 | $43,000 | $91,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $1,010,000 | $101,000 | $145,000 | $48,000 | $84,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Flanagan State Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Flanagan State Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.