Franklin Bank SSB Mortgage Lending & HMDA Data, 2003
In 2003, Franklin Bank SSB of Houston, TX reported 7,533 mortgage applications totaling $2.0 billion. The average application was for $260,979, and applicants reported an average income of $54,562. 38% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Houston, TX (410), Tyler, TX (333) and Waco, TX (319) (applications in parentheses).
| Mortgage Company & Address | Franklin Bank SSB 9800 Richmond, Suite 680 Houston, TX 77042 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,533 |
| Total Mortgage Loan Application Amount | $1,965,958,000 |
| Average Mortgage Loan Application Amount | $260,979 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $54,562 |
| Highest Applicant Income | $2,100,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Franklin Bank SSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Smith, Texas | 333 | $ 39,590,000 | $ 118,888 | $ 77,000 |
| McLennan, Texas | 319 | $ 33,672,000 | $ 105,554 | $ 50,000 |
| Harris, Texas | 280 | $ 47,873,000 | $ 170,975 | $ 72,000 |
| Los Angeles, California | 265 | $ 116,826,000 | $ 440,852 | $ 100,000 |
| Santa Clara, California | 254 | $ 122,464,000 | $ 482,141 | $ 53,000 |
| Maricopa, Arizona | 243 | $ 54,009,000 | $ 222,259 | $ 133,000 |
| Orange, California | 237 | $ 99,600,000 | $ 420,253 | $ 106,000 |
| Cook, Illinois | 185 | $ 88,720,000 | $ 479,567 | $ 148,000 |
| Cherokee, Texas | 149 | $ 12,196,000 | $ 81,852 | $ 52,000 |
| Mecklenburg, North Carolina | 145 | $ 30,334,000 | $ 209,200 | $ 53,000 |
| Anderson, Texas | 122 | $ 9,689,000 | $ 79,418 | $ 60,000 |
| San Diego, California | 114 | $ 48,892,000 | $ 428,877 | $ 111,000 |
| Henderson, Texas | 114 | $ 11,651,000 | $ 102,201 | $ 62,000 |
| Gregg, Texas | 108 | $ 9,837,000 | $ 91,083 | $ 53,000 |
| Webb, Texas | 103 | $ 8,525,000 | $ 82,766 | $ 39,000 |
| Fort Bend, Texas | 101 | $ 15,715,000 | $ 155,594 | $ 134,000 |
| Wood, West Virginia | 99 | $ 7,130,000 | $ 72,020 | $ 41,000 |
| Alameda, California | 96 | $ 42,436,000 | $ 442,041 | $ 0 |
| Snohomish, Washington | 95 | $ 17,358,000 | $ 182,715 | $ 43,000 |
| Hennepin, Minnesota | 92 | $ 23,120,000 | $ 251,304 | $ 61,000 |
| Contra Costa, California | 83 | $ 41,436,000 | $ 499,228 | $ 0 |
| Trumbull, Ohio | 76 | $ 7,050,000 | $ 92,763 | $ 40,000 |
| King, Washington | 76 | $ 32,678,000 | $ 429,973 | $ 69,000 |
| Mahoning, Ohio | 75 | $ 7,153,000 | $ 95,373 | $ 38,000 |
| Oakland, Michigan | 73 | $ 33,031,000 | $ 452,479 | $ 86,000 |
| Montgomery, Ohio | 62 | $ 6,440,000 | $ 103,870 | $ 41,000 |
| Travis, Texas | 61 | $ 16,616,000 | $ 272,393 | $ 100,000 |
| Panola, Texas | 60 | $ 5,000,000 | $ 83,333 | $ 57,000 |
| Denton, Texas | 58 | $ 7,125,000 | $ 122,844 | $ 71,000 |
| Riverside, California | 57 | $ 20,135,000 | $ 353,245 | $ 90,000 |
| Lake, Illinois | 57 | $ 26,197,000 | $ 459,596 | $ 0 |
| Fairfax, Virginia | 55 | $ 22,482,000 | $ 408,763 | $ 36,000 |
| San Mateo, California | 49 | $ 22,978,000 | $ 468,938 | $ 0 |
| Rockingham, North Carolina | 49 | $ 3,868,000 | $ 78,938 | $ 44,000 |
| Jefferson, Colorado | 46 | $ 15,145,000 | $ 329,239 | $ 40,000 |
| Ventura, California | 43 | $ 21,937,000 | $ 510,162 | $ 64,000 |
| Montgomery, Maryland | 42 | $ 19,641,000 | $ 467,642 | $ 21,000 |
| Arapahoe, Colorado | 38 | $ 11,713,000 | $ 308,236 | $ 29,000 |
| Fulton, Georgia | 38 | $ 13,930,000 | $ 366,578 | $ 121,000 |
| San Francisco, California | 37 | $ 18,245,000 | $ 493,108 | $ 34,000 |
| Miami, Ohio | 37 | $ 4,064,000 | $ 109,837 | $ 45,000 |
| Douglas, Colorado | 35 | $ 15,136,000 | $ 432,457 | $ 8,000 |
| Denver, Colorado | 34 | $ 8,197,000 | $ 241,088 | $ 49,000 |
| Union, North Carolina | 34 | $ 5,916,000 | $ 174,000 | $ 68,000 |
| San Bernardino, California | 33 | $ 9,619,000 | $ 291,484 | $ 65,000 |
| DuPage, Illinois | 33 | $ 14,029,000 | $ 425,121 | $ 0 |
| Dallas, Texas | 33 | $ 6,377,000 | $ 193,242 | $ 59,000 |
| Wayne, Michigan | 31 | $ 11,151,000 | $ 359,709 | $ 39,000 |
| St. Louis, Missouri | 31 | $ 14,384,000 | $ 464,000 | $ 16,000 |
| Wake, North Carolina | 30 | $ 8,507,000 | $ 283,566 | $ 43,000 |
| Dakota, Minnesota | 29 | $ 6,955,000 | $ 239,827 | $ 55,000 |
| Fayette, Kentucky | 28 | $ 3,000,000 | $ 107,142 | $ 43,000 |
| DeKalb, Georgia | 27 | $ 6,569,000 | $ 243,296 | $ 67,000 |
| Middlesex, Massachusetts | 27 | $ 10,907,000 | $ 403,962 | $ 0 |
| Fairfield, Connecticut | 26 | $ 14,451,000 | $ 555,807 | $ 0 |
| Clark, Nevada | 26 | $ 10,797,000 | $ 415,269 | $ 36,000 |
| Cobb, Georgia | 25 | $ 5,539,000 | $ 221,560 | $ 44,000 |
| Washington, Ohio | 24 | $ 1,869,000 | $ 77,875 | $ 34,000 |
| Harrison, Texas | 24 | $ 2,223,000 | $ 92,625 | $ 72,000 |
| Upshur, Texas | 24 | $ 2,040,000 | $ 85,000 | $ 57,000 |
| District of Columbia, District Of Columbia | 23 | $ 8,510,000 | $ 370,000 | $ 14,000 |
| Ramsey, Minnesota | 23 | $ 3,747,000 | $ 162,913 | $ 94,000 |
| Cumberland, North Carolina | 23 | $ 2,213,000 | $ 96,217 | $ 42,000 |
| Bexar, Texas | 23 | $ 3,251,000 | $ 141,347 | $ 58,000 |
| Williamson, Texas | 23 | $ 2,755,000 | $ 119,782 | $ 66,000 |
| Marin, California | 22 | $ 10,116,000 | $ 459,818 | $ 32,000 |
| Montgomery, Texas | 22 | $ 4,825,000 | $ 219,318 | $ 46,000 |
| Taylor, Texas | 22 | $ 1,795,000 | $ 81,590 | $ 52,000 |
| Guilford, North Carolina | 21 | $ 3,201,000 | $ 152,428 | $ 38,000 |
| Collin, Texas | 21 | $ 6,278,000 | $ 298,952 | $ 41,000 |
| Boulder, Colorado | 20 | $ 8,006,000 | $ 400,300 | $ 45,000 |
| Houston, Texas | 20 | $ 1,500,000 | $ 75,000 | $ 57,000 |
| Pima, Arizona | 19 | $ 5,884,000 | $ 309,684 | $ 89,000 |
| Gwinnett, Georgia | 19 | $ 4,321,000 | $ 227,421 | $ 51,000 |
| Washington, Minnesota | 19 | $ 4,312,000 | $ 226,947 | $ 63,000 |
| Franklin, Ohio | 19 | $ 3,454,000 | $ 181,789 | $ 46,000 |
| Hamilton, Ohio | 19 | $ 4,624,000 | $ 243,368 | $ 46,000 |
| Rusk, Texas | 19 | $ 1,562,000 | $ 82,210 | $ 57,000 |
| Tarrant, Texas | 19 | $ 4,326,000 | $ 227,684 | $ 41,000 |
| Jefferson, Kentucky | 18 | $ 2,383,000 | $ 132,388 | $ 39,000 |
| Brazoria, Texas | 18 | $ 2,549,000 | $ 141,611 | $ 67,000 |
| Loudoun, Virginia | 18 | $ 7,030,000 | $ 390,555 | $ 0 |
| Sonoma, California | 17 | $ 6,881,000 | $ 404,764 | $ 0 |
| Palm Beach, Florida | 17 | $ 4,440,000 | $ 261,176 | $ 65,000 |
| Livingston, Michigan | 17 | $ 4,869,000 | $ 286,411 | $ 54,000 |
| Galveston, Texas | 17 | $ 3,123,000 | $ 183,705 | $ 83,000 |
| Miami-Dade, Florida | 16 | $ 7,213,000 | $ 450,812 | $ 0 |
| Washtenaw, Michigan | 16 | $ 6,737,000 | $ 421,062 | $ 34,000 |
| Kaufman, Texas | 16 | $ 1,668,000 | $ 104,250 | $ 47,000 |
| Adams, Colorado | 15 | $ 3,396,000 | $ 226,400 | $ 36,000 |
| Broward, Florida | 15 | $ 4,751,000 | $ 316,733 | $ 62,000 |
| Lowndes, Georgia | 15 | $ 2,048,000 | $ 136,533 | $ 58,000 |
| Norfolk, Massachusetts | 15 | $ 7,363,000 | $ 490,866 | $ 0 |
| Placer, California | 14 | $ 6,415,000 | $ 458,214 | $ 0 |
| Sacramento, California | 14 | $ 3,778,000 | $ 269,857 | $ 23,000 |
| Santa Cruz, California | 14 | $ 6,421,000 | $ 458,642 | $ 0 |
| Cabarrus, North Carolina | 14 | $ 1,566,000 | $ 111,857 | $ 33,000 |
| Prince William, Virginia | 14 | $ 4,316,000 | $ 308,285 | $ 63,000 |
| El Paso, Colorado | 13 | $ 4,055,000 | $ 311,923 | $ 0 |
| Essex, Massachusetts | 13 | $ 5,858,000 | $ 450,615 | $ 0 |
| Suffolk, New York | 13 | $ 5,551,000 | $ 427,000 | $ 0 |
| York, South Carolina | 13 | $ 2,846,000 | $ 218,923 | $ 44,000 |
| Jessamine, Kentucky | 12 | $ 1,477,000 | $ 123,083 | $ 51,000 |
| Suffolk, Massachusetts | 12 | $ 5,746,000 | $ 478,833 | $ 0 |
| Greenville, South Carolina | 12 | $ 1,575,000 | $ 131,250 | $ 41,000 |
| Waukesha, Wisconsin | 12 | $ 6,129,000 | $ 510,750 | $ 0 |
| Barnstable, Massachusetts | 11 | $ 5,711,000 | $ 519,181 | $ 0 |
| Kent, Michigan | 11 | $ 1,826,000 | $ 166,000 | $ 31,000 |
| Santa Barbara, California | 10 | $ 4,632,000 | $ 463,200 | $ 0 |
| Monroe, Florida | 10 | $ 5,180,000 | $ 518,000 | $ 0 |
| Orange, Florida | 10 | $ 2,471,000 | $ 247,100 | $ 24,000 |
| Washoe, Nevada | 10 | $ 3,786,000 | $ 378,600 | $ 0 |
| Randolph, North Carolina | 10 | $ 1,139,000 | $ 113,900 | $ 51,000 |
| Columbiana, Ohio | 10 | $ 791,000 | $ 79,100 | $ 33,000 |
| Cuyahoga, Ohio | 10 | $ 2,706,000 | $ 270,600 | $ 43,000 |
| Wood, Texas | 10 | $ 742,000 | $ 74,200 | $ 56,000 |
| Solano, California | 9 | $ 3,166,000 | $ 351,777 | $ 37,000 |
| Brevard, Florida | 9 | $ 2,934,000 | $ 326,000 | $ 31,000 |
| Plymouth, Massachusetts | 9 | $ 3,661,000 | $ 406,777 | $ 0 |
| Anoka, Minnesota | 9 | $ 1,802,000 | $ 200,222 | $ 46,000 |
| Somerset, New Jersey | 9 | $ 5,139,000 | $ 571,000 | $ 0 |
| Nassau, New York | 9 | $ 3,330,000 | $ 370,000 | $ 0 |
| Westchester, New York | 9 | $ 4,336,000 | $ 481,777 | $ 0 |
| Nash, North Carolina | 9 | $ 840,000 | $ 93,333 | $ 57,000 |
| Preble, Ohio | 9 | $ 924,000 | $ 102,666 | $ 38,000 |
| Van Zandt, Texas | 9 | $ 884,000 | $ 98,222 | $ 60,000 |
| Pierce, Washington | 9 | $ 2,521,000 | $ 280,111 | $ 25,000 |
| Pinal, Arizona | 8 | $ 1,034,000 | $ 129,250 | $ 47,000 |
| San Joaquin, California | 8 | $ 2,408,000 | $ 301,000 | $ 0 |
| Marion, Florida | 8 | $ 515,000 | $ 64,375 | $ 31,000 |
| Walton, Florida | 8 | $ 3,180,000 | $ 397,500 | $ 0 |
| Monmouth, New Jersey | 8 | $ 2,900,000 | $ 362,500 | $ 0 |
| New Hanover, North Carolina | 8 | $ 2,469,000 | $ 308,625 | $ 8,000 |
| Greene, Ohio | 8 | $ 1,224,000 | $ 153,000 | $ 65,000 |
| Deschutes, Oregon | 8 | $ 2,385,000 | $ 298,125 | $ 0 |
| Charleston, South Carolina | 8 | $ 2,682,000 | $ 335,250 | $ 56,000 |
| Victoria, Texas | 8 | $ 827,000 | $ 103,375 | $ 71,000 |
| Utah, Utah | 8 | $ 4,453,000 | $ 556,625 | $ 0 |
| Mohave, Arizona | 7 | $ 937,000 | $ 133,857 | $ 33,000 |
| El Dorado, California | 7 | $ 3,822,000 | $ 546,000 | $ 0 |
| Napa, California | 7 | $ 2,812,000 | $ 401,714 | $ 41,000 |
| Nevada, California | 7 | $ 2,908,000 | $ 415,428 | $ 0 |
| San Luis Obispo, California | 7 | $ 3,170,000 | $ 452,857 | $ 0 |
| Summit, Colorado | 7 | $ 2,767,000 | $ 395,285 | $ 0 |
| Hillsborough, Florida | 7 | $ 1,322,000 | $ 188,857 | $ 57,000 |
| Lee, Florida | 7 | $ 2,844,000 | $ 406,285 | $ 0 |
| Sarasota, Florida | 7 | $ 2,556,000 | $ 365,142 | $ 17,000 |
| Forsyth, Georgia | 7 | $ 2,501,000 | $ 357,285 | $ 22,000 |
| Kane, Illinois | 7 | $ 3,122,000 | $ 446,000 | $ 47,000 |
| Johnson, Kansas | 7 | $ 3,011,000 | $ 430,142 | $ 0 |
| Macomb, Michigan | 7 | $ 2,413,000 | $ 344,714 | $ 59,000 |
| Bernalillo, New Mexico | 7 | $ 937,000 | $ 133,857 | $ 35,000 |
| Williamson, Tennessee | 7 | $ 2,456,000 | $ 350,857 | $ 29,000 |
| Bell, Texas | 7 | $ 587,000 | $ 83,857 | $ 53,000 |
| Salt Lake, Utah | 7 | $ 2,157,000 | $ 308,142 | $ 0 |
| Wirt, West Virginia | 7 | $ 484,000 | $ 69,142 | $ 46,000 |
| Collier, Florida | 6 | $ 2,937,000 | $ 489,500 | $ 0 |
| Ada, Idaho | 6 | $ 1,794,000 | $ 299,000 | $ 83,000 |
| Howard, Maryland | 6 | $ 2,433,000 | $ 405,500 | $ 0 |
| Bergen, New Jersey | 6 | $ 2,543,000 | $ 423,833 | $ 0 |
| Morris, New Jersey | 6 | $ 2,465,000 | $ 410,833 | $ 0 |
| Buncombe, North Carolina | 6 | $ 1,096,000 | $ 182,666 | $ 69,000 |
| Forsyth, North Carolina | 6 | $ 1,409,000 | $ 234,833 | $ 65,000 |
| Chester, Pennsylvania | 6 | $ 2,294,000 | $ 382,333 | $ 0 |
| Davis, Utah | 6 | $ 2,655,000 | $ 442,500 | $ 0 |
| Summit, Utah | 6 | $ 3,314,000 | $ 552,333 | $ 0 |
| Alexandria, Virginia | 6 | $ 2,501,000 | $ 416,833 | $ 0 |
| Virginia Beach, Virginia | 6 | $ 1,261,000 | $ 210,166 | $ 23,000 |
| Jackson, West Virginia | 6 | $ 605,000 | $ 100,833 | $ 42,000 |
| Kanawha, West Virginia | 6 | $ 523,000 | $ 87,166 | $ 34,000 |
| Washington, Arkansas | 5 | $ 605,000 | $ 121,000 | $ 62,000 |
| Monterey, California | 5 | $ 2,197,000 | $ 439,400 | $ 19,000 |
| Eagle, Colorado | 5 | $ 2,295,000 | $ 459,000 | $ 0 |
| Escambia, Florida | 5 | $ 1,513,000 | $ 302,600 | $ 24,000 |
| Manatee, Florida | 5 | $ 1,517,000 | $ 303,400 | $ 26,000 |
| Madison, Kentucky | 5 | $ 687,000 | $ 137,400 | $ 54,000 |
| Rockingham, New Hampshire | 5 | $ 2,048,000 | $ 409,600 | $ 0 |
| Cape May, New Jersey | 5 | $ 2,507,000 | $ 501,400 | $ 0 |
| Essex, New Jersey | 5 | $ 2,189,000 | $ 437,800 | $ 0 |
| San Miguel, New Mexico | 5 | $ 2,341,000 | $ 468,200 | $ 141,000 |
| Gaston, North Carolina | 5 | $ 1,025,000 | $ 205,000 | $ 306,000 |
| Iredell, North Carolina | 5 | $ 2,121,000 | $ 424,200 | $ 32,000 |
| Sampson, North Carolina | 5 | $ 449,000 | $ 89,800 | $ 40,000 |
| Delaware, Ohio | 5 | $ 1,369,000 | $ 273,800 | $ 28,000 |
| Gallia, Ohio | 5 | $ 328,000 | $ 65,600 | $ 25,000 |
| Medina, Ohio | 5 | $ 1,055,000 | $ 211,000 | $ 17,000 |
| Warren, Ohio | 5 | $ 1,087,000 | $ 217,400 | $ 54,000 |
| Oklahoma, Oklahoma | 5 | $ 1,041,000 | $ 208,200 | $ 56,000 |
| Washington, Oregon | 5 | $ 1,737,000 | $ 347,400 | $ 0 |
| Ellis, Texas | 5 | $ 548,000 | $ 109,600 | $ 38,000 |
| Freestone, Texas | 5 | $ 596,000 | $ 119,200 | $ 68,000 |
| Hill, Texas | 5 | $ 628,000 | $ 125,600 | $ 69,000 |
| Roanoke City, Virginia | 5 | $ 373,000 | $ 74,600 | $ 1,000 |
| Skagit, Washington | 5 | $ 778,000 | $ 155,600 | $ 39,000 |
| Cabell, West Virginia | 5 | $ 336,000 | $ 67,200 | $ 41,000 |
| Milwaukee, Wisconsin | 5 | $ 1,801,000 | $ 360,200 | $ 0 |
| Baldwin, Alabama | 4 | $ 1,649,000 | $ 412,250 | $ 0 |
| Jefferson, Alabama | 4 | $ 1,342,000 | $ 335,500 | $ 11,000 |
| Navajo, Arizona | 4 | $ 308,000 | $ 77,000 | $ 45,000 |
| Yuma, Arizona | 4 | $ 394,000 | $ 98,500 | $ 56,000 |
| Pitkin, Colorado | 4 | $ 2,017,000 | $ 504,250 | $ 0 |
| Hartford, Connecticut | 4 | $ 2,462,000 | $ 615,500 | $ 0 |
| New Haven, Connecticut | 4 | $ 1,352,000 | $ 338,000 | $ 0 |
| Sussex, Delaware | 4 | $ 1,425,000 | $ 356,250 | $ 0 |
| Duval, Florida | 4 | $ 1,479,000 | $ 369,750 | $ 0 |
| Okaloosa, Florida | 4 | $ 1,643,000 | $ 410,750 | $ 30,000 |
| St. Johns, Florida | 4 | $ 1,414,000 | $ 353,500 | $ 0 |
| Cherokee, Georgia | 4 | $ 833,000 | $ 208,250 | $ 48,000 |
| Clayton, Georgia | 4 | $ 569,000 | $ 142,250 | $ 84,000 |
| Fayette, Georgia | 4 | $ 1,603,000 | $ 400,750 | $ 0 |
| Morgan, Georgia | 4 | $ 784,000 | $ 196,000 | $ 82,000 |
| Newton, Georgia | 4 | $ 802,000 | $ 200,500 | $ 40,000 |
| Will, Illinois | 4 | $ 1,648,000 | $ 412,000 | $ 0 |
| Hamilton, Indiana | 4 | $ 1,885,000 | $ 471,250 | $ 0 |
| Boone, Kentucky | 4 | $ 754,000 | $ 188,500 | $ 32,000 |
| Garrard, Kentucky | 4 | $ 476,000 | $ 119,000 | $ 33,000 |
| Montgomery, Kentucky | 4 | $ 411,000 | $ 102,750 | $ 49,000 |
| Scott, Kentucky | 4 | $ 696,000 | $ 174,000 | $ 60,000 |
| Anne Arundel, Maryland | 4 | $ 1,764,000 | $ 441,000 | $ 0 |
| Jackson, Missouri | 4 | $ 2,296,000 | $ 574,000 | $ 0 |
| Douglas, Nevada | 4 | $ 1,508,000 | $ 377,000 | $ 22,000 |
| Middlesex, New Jersey | 4 | $ 1,845,000 | $ 461,250 | $ 0 |
| Ocean, New Jersey | 4 | $ 1,669,000 | $ 417,250 | $ 0 |
| Santa Fe, New Mexico | 4 | $ 1,039,000 | $ 259,750 | $ 10,000 |
| Hoke, North Carolina | 4 | $ 413,000 | $ 103,250 | $ 69,000 |
| Licking, Ohio | 4 | $ 569,000 | $ 142,250 | $ 23,000 |
| Clackamas, Oregon | 4 | $ 1,896,000 | $ 474,000 | $ 0 |
| Mercer, Pennsylvania | 4 | $ 377,000 | $ 94,250 | $ 38,000 |
| Beaufort, South Carolina | 4 | $ 1,163,000 | $ 290,750 | $ 18,000 |
| Horry, South Carolina | 4 | $ 1,524,000 | $ 381,000 | $ 48,000 |
| Bosque, Texas | 4 | $ 412,000 | $ 103,000 | $ 56,000 |
| Guadalupe, Texas | 4 | $ 380,000 | $ 95,000 | $ 60,000 |
| Liberty, Texas | 4 | $ 379,000 | $ 94,750 | $ 56,000 |
| Arlington, Virginia | 4 | $ 1,864,000 | $ 466,000 | $ 0 |
| Norfolk, Virginia | 4 | $ 731,000 | $ 182,750 | $ 4,000 |
| Marion, West Virginia | 4 | $ 311,000 | $ 77,750 | $ 20,000 |
| Pleasants, West Virginia | 4 | $ 376,000 | $ 94,000 | $ 52,000 |
| Raleigh, West Virginia | 4 | $ 290,000 | $ 72,500 | $ 40,000 |
| Ritchie, West Virginia | 4 | $ 324,000 | $ 81,000 | $ 26,000 |
| Roane, West Virginia | 4 | $ 275,000 | $ 68,750 | $ 49,000 |
| Shelby, Alabama | 3 | $ 1,317,000 | $ 439,000 | $ 0 |
| Anchorage, Alaska | 3 | $ 727,000 | $ 242,333 | $ 93,000 |
| Yavapai, Arizona | 3 | $ 1,124,000 | $ 374,666 | $ 55,000 |
| Fresno, California | 3 | $ 867,000 | $ 289,000 | $ 10,000 |
| Kern, California | 3 | $ 918,000 | $ 306,000 | $ 53,000 |
| Mono, California | 3 | $ 937,000 | $ 312,333 | $ 0 |
| Yolo, California | 3 | $ 1,244,000 | $ 414,666 | $ 0 |
| La Plata, Colorado | 3 | $ 1,099,000 | $ 366,333 | $ 26,000 |
| Larimer, Colorado | 3 | $ 827,000 | $ 275,666 | $ 0 |
| Weld, Colorado | 3 | $ 1,010,000 | $ 336,666 | $ 243,000 |
| Indian River, Florida | 3 | $ 2,285,000 | $ 761,666 | $ 182,000 |
| Pinellas, Florida | 3 | $ 960,000 | $ 320,000 | $ 0 |
| Seminole, Florida | 3 | $ 523,000 | $ 174,333 | $ 28,000 |
| Volusia, Florida | 3 | $ 603,000 | $ 201,000 | $ 19,000 |
| Chatham, Georgia | 3 | $ 1,110,000 | $ 370,000 | $ 0 |
| Coweta, Georgia | 3 | $ 645,000 | $ 215,000 | $ 48,000 |
| Hall, Georgia | 3 | $ 1,417,000 | $ 472,333 | $ 90,000 |
| Henry, Georgia | 3 | $ 398,000 | $ 132,666 | $ 44,000 |
| Walton, Georgia | 3 | $ 1,280,000 | $ 426,666 | $ 379,000 |
| Honolulu, Hawaii | 3 | $ 1,065,000 | $ 355,000 | $ 0 |
| Maui, Hawaii | 3 | $ 1,900,000 | $ 633,333 | $ 0 |
| Boone, Illinois | 3 | $ 324,000 | $ 108,000 | $ 30,000 |
| Douglas, Kansas | 3 | $ 1,788,000 | $ 596,000 | $ 0 |
| Cumberland, Maine | 3 | $ 1,215,000 | $ 405,000 | $ 0 |
| Worcester, Massachusetts | 3 | $ 1,002,000 | $ 334,000 | $ 0 |
| Genesee, Michigan | 3 | $ 1,207,000 | $ 402,333 | $ 0 |
| Ingham, Michigan | 3 | $ 1,244,000 | $ 414,666 | $ 29,000 |
| Missaukee, Michigan | 3 | $ 304,000 | $ 101,333 | $ 52,000 |
| Osceola, Michigan | 3 | $ 213,000 | $ 71,000 | $ 34,000 |
| Wexford, Michigan | 3 | $ 251,000 | $ 83,666 | $ 44,000 |
| Carver, Minnesota | 3 | $ 908,000 | $ 302,666 | $ 29,000 |
| St. Louis City, Missouri | 3 | $ 250,000 | $ 83,333 | $ 15,000 |
| Hillsborough, New Hampshire | 3 | $ 1,076,000 | $ 358,666 | $ 0 |
| Valencia, New Mexico | 3 | $ 229,000 | $ 76,333 | $ 38,000 |
| New York, New York | 3 | $ 2,368,000 | $ 789,333 | $ 0 |
| Putnam, New York | 3 | $ 893,000 | $ 297,666 | $ 0 |
| Richmond, New York | 3 | $ 993,000 | $ 331,000 | $ 0 |
| Rockland, New York | 3 | $ 1,598,000 | $ 532,666 | $ 0 |
| Brunswick, North Carolina | 3 | $ 685,000 | $ 228,333 | $ 46,000 |
| Catawba, North Carolina | 3 | $ 1,130,000 | $ 376,666 | $ 0 |
| Davidson, North Carolina | 3 | $ 236,000 | $ 78,666 | $ 16,000 |
| Moore, North Carolina | 3 | $ 1,391,000 | $ 463,666 | $ 34,000 |
| Pitt, North Carolina | 3 | $ 430,000 | $ 143,333 | $ 58,000 |
| Robeson, North Carolina | 3 | $ 338,000 | $ 112,666 | $ 56,000 |
| Clark, Ohio | 3 | $ 261,000 | $ 87,000 | $ 47,000 |
| Meigs, Ohio | 3 | $ 218,000 | $ 72,666 | $ 47,000 |
| Lane, Oregon | 3 | $ 825,000 | $ 275,000 | $ 0 |
| Multnomah, Oregon | 3 | $ 647,000 | $ 215,666 | $ 0 |
| Montgomery, Pennsylvania | 3 | $ 1,322,000 | $ 440,666 | $ 0 |
| Philadelphia, Pennsylvania | 3 | $ 376,000 | $ 125,333 | $ 0 |
| York, Pennsylvania | 3 | $ 1,535,000 | $ 511,666 | $ 36,000 |
| Davidson, Tennessee | 3 | $ 618,000 | $ 206,000 | $ 0 |
| Shelby, Tennessee | 3 | $ 1,082,000 | $ 360,666 | $ 74,000 |
| Aransas, Texas | 3 | $ 141,000 | $ 47,000 | $ 43,000 |
| Brazos, Texas | 3 | $ 501,000 | $ 167,000 | $ 144,000 |
| Hays, Texas | 3 | $ 484,000 | $ 161,333 | $ 89,000 |
| Leon, Texas | 3 | $ 203,000 | $ 67,666 | $ 74,000 |
| Madison, Texas | 3 | $ 174,000 | $ 58,000 | $ 67,000 |
| Navarro, Texas | 3 | $ 349,000 | $ 116,333 | $ 23,000 |
| Parker, Texas | 3 | $ 675,000 | $ 225,000 | $ 41,000 |
| Rockwall, Texas | 3 | $ 2,128,000 | $ 709,333 | $ 0 |
| Washington, Utah | 3 | $ 760,000 | $ 253,333 | $ 0 |
| Fauquier, Virginia | 3 | $ 629,000 | $ 209,666 | $ 6,000 |
| Franklin, Virginia | 3 | $ 634,000 | $ 211,333 | $ 4,000 |
| Giles, Virginia | 3 | $ 311,000 | $ 103,666 | $ 0 |
| Henrico, Virginia | 3 | $ 284,000 | $ 94,666 | $ 3,000 |
| Henry, Virginia | 3 | $ 225,000 | $ 75,000 | $ 23,000 |
| Mecklenburg, Virginia | 3 | $ 269,000 | $ 89,666 | $ 8,000 |
| Portsmouth, Virginia | 3 | $ 206,000 | $ 68,666 | $ 28,000 |
| Richmond City, Virginia | 3 | $ 253,000 | $ 84,333 | $ 13,000 |
| Suffolk, Virginia | 3 | $ 384,000 | $ 128,000 | $ 6,000 |
| Clark, Washington | 3 | $ 930,000 | $ 310,000 | $ 0 |
| Island, Washington | 3 | $ 744,000 | $ 248,000 | $ 29,000 |
| Doddridge, West Virginia | 3 | $ 162,000 | $ 54,000 | $ 38,000 |
| Greenbrier, West Virginia | 3 | $ 241,000 | $ 80,333 | $ 37,000 |
| Wetzel, West Virginia | 3 | $ 240,000 | $ 80,000 | $ 27,000 |
| Dane, Wisconsin | 3 | $ 1,204,000 | $ 401,333 | $ 0 |
| Washington, Wisconsin | 3 | $ 1,242,000 | $ 414,000 | $ 0 |
| Teton, Wyoming | 3 | $ 1,554,000 | $ 518,000 | $ 0 |
| St. Clair, Alabama | 2 | $ 126,000 | $ 63,000 | $ 27,000 |
| Gila, Arizona | 2 | $ 161,000 | $ 80,500 | $ 46,000 |
| Benton, Arkansas | 2 | $ 357,000 | $ 178,500 | $ 72,000 |
| Butte, California | 2 | $ 557,000 | $ 278,500 | $ 33,000 |
| San Benito, California | 2 | $ 948,000 | $ 474,000 | $ 0 |
| Garfield, Colorado | 2 | $ 1,036,000 | $ 518,000 | $ 0 |
| Routt, Colorado | 2 | $ 1,856,000 | $ 928,000 | $ 0 |
| Litchfield, Connecticut | 2 | $ 502,000 | $ 251,000 | $ 66,000 |
| New London, Connecticut | 2 | $ 491,000 | $ 245,500 | $ 68,000 |
| Bay, Florida | 2 | $ 682,000 | $ 341,000 | $ 0 |
| St. Lucie, Florida | 2 | $ 300,000 | $ 150,000 | $ 72,000 |
| Berrien, Georgia | 2 | $ 113,000 | $ 56,500 | $ 89,000 |
| Bryan, Georgia | 2 | $ 601,000 | $ 300,500 | $ 0 |
| Douglas, Georgia | 2 | $ 480,000 | $ 240,000 | $ 80,000 |
| Oconee, Georgia | 2 | $ 356,000 | $ 178,000 | $ 27,000 |
| Richmond, Georgia | 2 | $ 125,000 | $ 62,500 | $ 36,000 |
| Rockdale, Georgia | 2 | $ 244,000 | $ 122,000 | $ 17,000 |
| McHenry, Illinois | 2 | $ 772,000 | $ 386,000 | $ 0 |
| Stephenson, Illinois | 2 | $ 108,000 | $ 54,000 | $ 0 |
| Jefferson, Indiana | 2 | $ 160,000 | $ 80,000 | $ 23,000 |
| Johnson, Indiana | 2 | $ 439,000 | $ 219,500 | $ 37,000 |
| Marion, Indiana | 2 | $ 878,000 | $ 439,000 | $ 0 |
| Porter, Indiana | 2 | $ 540,000 | $ 270,000 | $ 30,000 |
| Washington, Indiana | 2 | $ 205,000 | $ 102,500 | $ 30,000 |
| Sedgwick, Kansas | 2 | $ 206,000 | $ 103,000 | $ 73,000 |
| Anderson, Kentucky | 2 | $ 161,000 | $ 80,500 | $ 27,000 |
| Boyle, Kentucky | 2 | $ 233,000 | $ 116,500 | $ 75,000 |
| Franklin, Kentucky | 2 | $ 315,000 | $ 157,500 | $ 25,000 |
| Kenton, Kentucky | 2 | $ 167,000 | $ 83,500 | $ 40,000 |
| Lincoln, Kentucky | 2 | $ 236,000 | $ 118,000 | $ 10,000 |
| Oldham, Kentucky | 2 | $ 855,000 | $ 427,500 | $ 0 |
| Simpson, Kentucky | 2 | $ 200,000 | $ 100,000 | $ 14,000 |
| St. Tammany, Louisiana | 2 | $ 730,000 | $ 365,000 | $ 0 |
| Baltimore City, Maryland | 2 | $ 295,000 | $ 147,500 | $ 90,000 |
| Calvert, Maryland | 2 | $ 362,000 | $ 181,000 | $ 96,000 |
| Frederick, Maryland | 2 | $ 756,000 | $ 378,000 | $ 0 |
| Harford, Maryland | 2 | $ 659,000 | $ 329,500 | $ 0 |
| Prince George's, Maryland | 2 | $ 544,000 | $ 272,000 | $ 0 |
| Queen Anne's, Maryland | 2 | $ 664,000 | $ 332,000 | $ 0 |
| Dukes, Massachusetts | 2 | $ 1,012,000 | $ 506,000 | $ 0 |
| Nantucket, Massachusetts | 2 | $ 722,000 | $ 361,000 | $ 0 |
| Leelanau, Michigan | 2 | $ 1,936,000 | $ 968,000 | $ 0 |
| Goodhue, Minnesota | 2 | $ 950,000 | $ 475,000 | $ 132,000 |
| Pine, Minnesota | 2 | $ 285,000 | $ 142,500 | $ 30,000 |
| Sherburne, Minnesota | 2 | $ 525,000 | $ 262,500 | $ 18,000 |
| Wright, Minnesota | 2 | $ 454,000 | $ 227,000 | $ 103,000 |
| Buffalo, Nebraska | 2 | $ 217,000 | $ 108,500 | $ 84,000 |
| Atlantic, New Jersey | 2 | $ 1,029,000 | $ 514,500 | $ 0 |
| Mercer, New Jersey | 2 | $ 1,201,000 | $ 600,500 | $ 0 |
| Sussex, New Jersey | 2 | $ 816,000 | $ 408,000 | $ 0 |
| Warren, New Jersey | 2 | $ 735,000 | $ 367,500 | $ 0 |
| Dona Ana, New Mexico | 2 | $ 128,000 | $ 64,000 | $ 196,000 |
| Los Alamos, New Mexico | 2 | $ 999,000 | $ 499,500 | $ 0 |
| McKinley, New Mexico | 2 | $ 167,000 | $ 83,500 | $ 57,000 |
| Greene, New York | 2 | $ 464,000 | $ 232,000 | $ 0 |
| Kings, New York | 2 | $ 1,034,000 | $ 517,000 | $ 0 |
| Oswego, New York | 2 | $ 135,000 | $ 67,500 | $ 22,000 |
| Alleghany, North Carolina | 2 | $ 121,000 | $ 60,500 | $ 21,000 |
| Carteret, North Carolina | 2 | $ 341,000 | $ 170,500 | $ 98,000 |
| Dare, North Carolina | 2 | $ 1,150,000 | $ 575,000 | $ 0 |
| Harnett, North Carolina | 2 | $ 201,000 | $ 100,500 | $ 52,000 |
| Johnston, North Carolina | 2 | $ 286,000 | $ 143,000 | $ 19,000 |
| Scotland, North Carolina | 2 | $ 180,000 | $ 90,000 | $ 54,000 |
| Athens, Ohio | 2 | $ 142,000 | $ 71,000 | $ 37,000 |
| Butler, Ohio | 2 | $ 800,000 | $ 400,000 | $ 0 |
| Clermont, Ohio | 2 | $ 309,000 | $ 154,500 | $ 57,000 |
| Coshocton, Ohio | 2 | $ 231,000 | $ 115,500 | $ 30,000 |
| Darke, Ohio | 2 | $ 169,000 | $ 84,500 | $ 29,000 |
| Fairfield, Ohio | 2 | $ 156,000 | $ 78,000 | $ 43,000 |
| Logan, Ohio | 2 | $ 146,000 | $ 73,000 | $ 54,000 |
| Stark, Ohio | 2 | $ 216,000 | $ 108,000 | $ 35,000 |
| Summit, Ohio | 2 | $ 512,000 | $ 256,000 | $ 23,000 |
| Cleveland, Oklahoma | 2 | $ 1,051,000 | $ 525,500 | $ 0 |
| Allegheny, Pennsylvania | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Bucks, Pennsylvania | 2 | $ 1,440,000 | $ 720,000 | $ 0 |
| Delaware, Pennsylvania | 2 | $ 691,000 | $ 345,500 | $ 0 |
| Lawrence, Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 24,000 |
| Washington, Pennsylvania | 2 | $ 329,000 | $ 164,500 | $ 58,000 |
| Providence, Rhode Island | 2 | $ 633,000 | $ 316,500 | $ 0 |
| Richland, South Carolina | 2 | $ 219,000 | $ 109,500 | $ 48,000 |
| Spartanburg, South Carolina | 2 | $ 273,000 | $ 136,500 | $ 43,000 |
| Knox, Tennessee | 2 | $ 682,000 | $ 341,000 | $ 0 |
| Montgomery, Tennessee | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Sullivan, Tennessee | 2 | $ 510,000 | $ 255,000 | $ 16,000 |
| Bastrop, Texas | 2 | $ 471,000 | $ 235,500 | $ 36,000 |
| Brown, Texas | 2 | $ 279,000 | $ 139,500 | $ 80,000 |
| Chambers, Texas | 2 | $ 155,000 | $ 77,500 | $ 45,000 |
| Coryell, Texas | 2 | $ 178,000 | $ 89,000 | $ 45,000 |
| Falls, Texas | 2 | $ 97,000 | $ 48,500 | $ 22,000 |
| Hood, Texas | 2 | $ 214,000 | $ 107,000 | $ 72,000 |
| Johnson, Texas | 2 | $ 210,000 | $ 105,000 | $ 59,000 |
| Lavaca, Texas | 2 | $ 117,000 | $ 58,500 | $ 58,000 |
| Llano, Texas | 2 | $ 849,000 | $ 424,500 | $ 185,000 |
| Nueces, Texas | 2 | $ 266,000 | $ 133,000 | $ 58,000 |
| Runnels, Texas | 2 | $ 124,000 | $ 62,000 | $ 30,000 |
| San Patricio, Texas | 2 | $ 225,000 | $ 112,500 | $ 32,000 |
| Weber, Utah | 2 | $ 940,000 | $ 470,000 | $ 0 |
| Albemarle, Virginia | 2 | $ 1,140,000 | $ 570,000 | $ 0 |
| Augusta, Virginia | 2 | $ 218,000 | $ 109,000 | $ 0 |
| Chesapeake, Virginia | 2 | $ 697,000 | $ 348,500 | $ 55,000 |
| Chesterfield, Virginia | 2 | $ 255,000 | $ 127,500 | $ 52,000 |
| Martinsville, Virginia | 2 | $ 84,000 | $ 42,000 | $ 20,000 |
| Newport News, Virginia | 2 | $ 235,000 | $ 117,500 | $ 47,000 |
| Patrick, Virginia | 2 | $ 163,000 | $ 81,500 | $ 29,000 |
| Pittsylvania, Virginia | 2 | $ 201,000 | $ 100,500 | $ 0 |
| Stafford, Virginia | 2 | $ 883,000 | $ 441,500 | $ 119,000 |
| Kittitas, Washington | 2 | $ 135,000 | $ 67,500 | $ 87,000 |
| San Juan, Washington | 2 | $ 835,000 | $ 417,500 | $ 0 |
| Hardy, West Virginia | 2 | $ 182,000 | $ 91,000 | $ 24,000 |
| Lewis, West Virginia | 2 | $ 160,000 | $ 80,000 | $ 52,000 |
| Logan, West Virginia | 2 | $ 127,000 | $ 63,500 | $ 36,000 |
| Mason, West Virginia | 2 | $ 129,000 | $ 64,500 | $ 17,000 |
| Tyler, West Virginia | 2 | $ 135,000 | $ 67,500 | $ 40,000 |
| Upshur, West Virginia | 2 | $ 160,000 | $ 80,000 | $ 12,000 |
| Kenosha, Wisconsin | 2 | $ 770,000 | $ 385,000 | $ 0 |
| St. Croix, Wisconsin | 2 | $ 1,198,000 | $ 599,000 | $ 180,000 |
| Winnebago, Wisconsin | 2 | $ 131,000 | $ 65,500 | $ 33,000 |
| Elmore, Alabama | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Etowah, Alabama | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Jackson, Alabama | 1 | $ 66,000 | $ 66,000 | $ 29,000 |
| Mobile, Alabama | 1 | $ 388,000 | $ 388,000 | $ 0 |
| Craighead, Arkansas | 1 | $ 64,000 | $ 64,000 | $ 50,000 |
| Fulton, Arkansas | 1 | $ 73,000 | $ 73,000 | $ 51,000 |
| Garland, Arkansas | 1 | $ 137,000 | $ 137,000 | $ 143,000 |
| Van Buren, Arkansas | 1 | $ 120,000 | $ 120,000 | $ 54,000 |
| Calaveras, California | 1 | $ 588,000 | $ 588,000 | $ 0 |
| Humboldt, California | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Madera, California | 1 | $ 95,000 | $ 95,000 | $ 105,000 |
| Merced, California | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Stanislaus, California | 1 | $ 120,000 | $ 120,000 | $ 41,000 |
| Clear Creek, Colorado | 1 | $ 940,000 | $ 940,000 | $ 0 |
| Elbert, Colorado | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Grand, Colorado | 1 | $ 458,000 | $ 458,000 | $ 0 |
| Mesa, Colorado | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Park, Colorado | 1 | $ 314,000 | $ 314,000 | $ 0 |
| Rio Blanco, Colorado | 1 | $ 104,000 | $ 104,000 | $ 50,000 |
| Middlesex, Connecticut | 1 | $ 444,000 | $ 444,000 | $ 0 |
| Kent, Delaware | 1 | $ 186,000 | $ 186,000 | $ 74,000 |
| New Castle, Delaware | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Alachua, Florida | 1 | $ 72,000 | $ 72,000 | $ 43,000 |
| Citrus, Florida | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Flagler, Florida | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Franklin, Florida | 1 | $ 404,000 | $ 404,000 | $ 0 |
| Lake, Florida | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Osceola, Florida | 1 | $ 352,000 | $ 352,000 | $ 0 |
| Pasco, Florida | 1 | $ 158,000 | $ 158,000 | $ 66,000 |
| Barrow, Georgia | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Bartow, Georgia | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Clarke, Georgia | 1 | $ 245,000 | $ 245,000 | $ 98,000 |
| Columbia, Georgia | 1 | $ 108,000 | $ 108,000 | $ 57,000 |
| Dawson, Georgia | 1 | $ 160,000 | $ 160,000 | $ 80,000 |
| Glynn, Georgia | 1 | $ 899,000 | $ 899,000 | $ 0 |
| Gordon, Georgia | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| Johnson, Georgia | 1 | $ 62,000 | $ 62,000 | $ 65,000 |
| Lamar, Georgia | 1 | $ 53,000 | $ 53,000 | $ 70,000 |
| Spalding, Georgia | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Sumter, Georgia | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Walker, Georgia | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Whitfield, Georgia | 1 | $ 134,000 | $ 134,000 | $ 80,000 |
| Hawaii, Hawaii | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Blaine, Idaho | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Bonner, Idaho | 1 | $ 414,000 | $ 414,000 | $ 0 |
| Kootenai, Idaho | 1 | $ 591,000 | $ 591,000 | $ 0 |
| Teton, Idaho | 1 | $ 537,000 | $ 537,000 | $ 0 |
| Champaign, Illinois | 1 | $ 436,000 | $ 436,000 | $ 0 |
| DeKalb, Illinois | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Jo Daviess, Illinois | 1 | $ 123,000 | $ 123,000 | $ 36,000 |
| Macon, Illinois | 1 | $ 478,000 | $ 478,000 | $ 0 |
| Ogle, Illinois | 1 | $ 112,000 | $ 112,000 | $ 83,000 |
| Winnebago, Illinois | 1 | $ 57,000 | $ 57,000 | $ 36,000 |
| Allen, Indiana | 1 | $ 77,000 | $ 77,000 | $ 55,000 |
| Bartholomew, Indiana | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Fountain, Indiana | 1 | $ 100,000 | $ 100,000 | $ 104,000 |
| Grant, Indiana | 1 | $ 170,000 | $ 170,000 | $ 40,000 |
| Huntington, Indiana | 1 | $ 397,000 | $ 397,000 | $ 0 |
| LaGrange, Indiana | 1 | $ 162,000 | $ 162,000 | $ 54,000 |
| Lake, Indiana | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Ohio, Indiana | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Ripley, Indiana | 1 | $ 157,000 | $ 157,000 | $ 53,000 |
| Tippecanoe, Indiana | 1 | $ 76,000 | $ 76,000 | $ 61,000 |
| Wayne, Indiana | 1 | $ 118,000 | $ 118,000 | $ 0 |
Mortgage Loan Application Detail Totals for Franklin Bank SSB in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 4,664 | $1,258,204,000 | $309,408 | $3,500,000 | $31,734 | $2,100,000 |
| Home Purchase (one-to-four family) | 2,859 | $707,489,000 | $295,297 | $1,370,000 | $27,595 | $1,052,000 |
| Home Improvement (one-to-four family) | 10 | $265,000 | $26,000 | $65,000 | $63,000 | $157,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,389 | $435,166,000 | $140,128 | $3,500,000 | $61,794 | $1,512,000 |
| Not applicable | 3,134 | $1,391,555,000 | $418,911 | $2,450,000 | $0 | $0 |
| Hispanic | 363 | $39,862,000 | $146,894 | $750,000 | $45,684 | $1,785,000 |
| Black | 269 | $33,632,000 | $148,952 | $1,963,000 | $55,619 | $808,000 |
| Asian or Pacific Islander | 211 | $34,399,000 | $188,142 | $1,278,000 | $120,285 | $1,052,000 |
| Information not provided by applicant in mail or telephone application | 121 | $24,021,000 | $204,157 | $1,470,000 | $88,052 | $365,000 |
| Other | 32 | $5,618,000 | $190,888 | $495,000 | $58,111 | $200,000 |
| American Indian or Alaskan Native | 14 | $1,705,000 | $109,250 | $244,000 | $132,375 | $2,100,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,746 | $1,882,689,000 | $313,860 | $3,500,000 | $31,940 | $2,100,000 |
| FHA-insured (Federal Housing Administration) | 677 | $69,229,000 | $107,608 | $278,000 | $31,782 | $240,000 |
| VA-guaranteed (Veterans Administration) | 110 | $14,040,000 | $127,705 | $233,000 | $44,000 | $144,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 3,134 | $1,391,555,000 | $418,911 | $2,450,000 | $0 | $0 |
| Loan Originated | 2,841 | $367,418,000 | $144,588 | $1,963,000 | $70,323 | $1,401,000 |
| Application Withdrawn By Applicant | 710 | $98,889,000 | $156,300 | $1,470,000 | $61,300 | $1,785,000 |
| Application Approved But Not Accepted | 417 | $53,292,000 | $131,703 | $1,278,000 | $69,444 | $2,100,000 |
| Application Denied By Financial Institution | 392 | $48,579,000 | $147,814 | $3,500,000 | $48,037 | $734,000 |
| File Closed For Incompleteness | 39 | $6,225,000 | $179,444 | $775,000 | $63,777 | $324,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $65,000 | $65,000 | $65,000 | $37,000 | $37,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Franklin Bank SSB's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Franklin Bank SSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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