Fremont Investment & Loan Mortgage Lending & HMDA Data, 2004

In 2004, Fremont Investment & Loan of Brea, CA reported 224,684 mortgage applications totaling $39.4 billion, up 59% from 2003. The average application was for $175,529, and applicants reported an average income of $81,494. 62% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (12,550), Los Angeles-Long Beach-Glendale, CA (12,064) and Chicago-Naperville-Joliet, IL (12,056) (applications in parentheses).

Mortgage Company & Address Fremont Investment & Loan
2727 E. Imperial Highway
Brea, CA 92821
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 224,684
Total Mortgage Loan Application Amount $39,438,585,000
Average Mortgage Loan Application Amount $175,529
Highest Mortgage Loan Application Amount $40,000,000
Average Applicant Income $81,494
Highest Applicant Income $7,540,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fremont Investment & Loan filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fremont Investment & Loan by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 12,064 $ 2,870,960,000 $ 237,977 $ 92,000
Cook, Illinois 8,893 $ 1,308,984,000 $ 147,192 $ 74,000
Riverside, California 6,577 $ 1,377,590,000 $ 209,455 $ 99,000
San Bernardino, California 5,973 $ 1,061,665,000 $ 177,744 $ 79,000
Miami-Dade, Florida 4,704 $ 712,670,000 $ 151,502 $ 76,000
Clark, Nevada 4,220 $ 692,791,000 $ 164,168 $ 83,000
Sacramento, California 3,746 $ 688,364,000 $ 183,759 $ 81,000
Orange, California 3,544 $ 1,066,089,000 $ 300,815 $ 128,000
Prince George's, Maryland 3,528 $ 603,849,000 $ 171,159 $ 77,000
Queens, New York 3,415 $ 981,602,000 $ 287,438 $ 95,000
Suffolk, New York 3,131 $ 770,460,000 $ 246,074 $ 95,000
Alameda, California 3,039 $ 853,470,000 $ 280,839 $ 100,000
Broward, Florida 3,011 $ 465,114,000 $ 154,471 $ 68,000
Maricopa, Arizona 2,980 $ 359,913,000 $ 120,776 $ 68,000
Kings, New York 2,952 $ 872,639,000 $ 295,609 $ 95,000
San Diego, California 2,801 $ 800,873,000 $ 285,923 $ 110,000
Contra Costa, California 2,693 $ 698,982,000 $ 259,555 $ 107,000
Nassau, New York 2,286 $ 635,965,000 $ 278,199 $ 110,000
San Joaquin, California 2,055 $ 422,133,000 $ 205,417 $ 83,000
Hillsborough, Florida 1,936 $ 218,740,000 $ 112,985 $ 62,000
Wayne, Michigan 1,868 $ 178,624,000 $ 95,623 $ 58,000
Fulton, Georgia 1,832 $ 252,123,000 $ 137,621 $ 86,000
Essex, New Jersey 1,711 $ 328,672,000 $ 192,093 $ 94,000
Orange, Florida 1,640 $ 197,301,000 $ 120,305 $ 66,000
Santa Clara, California 1,607 $ 495,565,000 $ 308,378 $ 124,000
Hennepin, Minnesota 1,548 $ 233,218,000 $ 150,657 $ 70,000
DeKalb, Georgia 1,522 $ 178,618,000 $ 117,357 $ 78,000
Palm Beach, Florida 1,435 $ 236,082,000 $ 164,517 $ 97,000
Pinellas, Florida 1,414 $ 177,293,000 $ 125,384 $ 64,000
Kern, California 1,382 $ 168,800,000 $ 122,141 $ 75,000
Honolulu, Hawaii 1,382 $ 288,109,000 $ 208,472 $ 97,000
Bronx, New York 1,377 $ 354,870,000 $ 257,712 $ 93,000
King, Washington 1,318 $ 242,211,000 $ 183,771 $ 87,000
Solano, California 1,301 $ 312,273,000 $ 240,025 $ 89,000
Fairfield, Connecticut 1,290 $ 273,659,000 $ 212,138 $ 92,000
Stanislaus, California 1,288 $ 224,204,000 $ 174,071 $ 87,000
Fresno, California 1,250 $ 186,042,000 $ 148,833 $ 80,000
New Haven, Connecticut 1,238 $ 166,823,000 $ 134,752 $ 76,000
Westchester, New York 1,238 $ 392,043,000 $ 316,674 $ 128,000
Will, Illinois 1,130 $ 160,638,000 $ 142,157 $ 77,000
Baltimore, Maryland 1,118 $ 165,579,000 $ 148,102 $ 80,000
Dallas, Texas 1,108 $ 113,060,000 $ 102,039 $ 83,000
Lee, Florida 1,087 $ 127,702,000 $ 117,481 $ 64,000
Fairfax, Virginia 1,077 $ 251,075,000 $ 233,124 $ 91,000
Harris, Texas 1,053 $ 112,565,000 $ 106,899 $ 70,000
Montgomery, Maryland 1,051 $ 234,021,000 $ 222,665 $ 89,000
Gwinnett, Georgia 1,043 $ 132,350,000 $ 126,893 $ 78,000
Mecklenburg, North Carolina 1,038 $ 99,940,000 $ 96,281 $ 66,000
Ocean, New Jersey 1,012 $ 212,334,000 $ 209,816 $ 92,000
Middlesex, Massachusetts 1,010 $ 242,548,000 $ 240,146 $ 93,000
Prince William, Virginia 1,003 $ 202,836,000 $ 202,229 $ 82,000
Bergen, New Jersey 984 $ 279,351,000 $ 283,893 $ 130,000
Union, New Jersey 968 $ 216,510,000 $ 223,667 $ 94,000
Essex, Massachusetts 966 $ 209,410,000 $ 216,780 $ 91,000
Hartford, Connecticut 954 $ 123,794,000 $ 129,763 $ 69,000
Middlesex, New Jersey 912 $ 198,576,000 $ 217,736 $ 97,000
Hudson, New Jersey 910 $ 216,448,000 $ 237,854 $ 98,000
Passaic, New Jersey 854 $ 188,140,000 $ 220,304 $ 86,000
Duval, Florida 849 $ 87,899,000 $ 103,532 $ 115,000
Suffolk, Massachusetts 847 $ 219,883,000 $ 259,602 $ 100,000
Worcester, Massachusetts 811 $ 126,498,000 $ 155,977 $ 71,000
DuPage, Illinois 803 $ 139,965,000 $ 174,302 $ 78,000
Cobb, Georgia 793 $ 101,126,000 $ 127,523 $ 70,000
Arapahoe, Colorado 784 $ 107,087,000 $ 136,590 $ 71,000
Plymouth, Massachusetts 784 $ 162,112,000 $ 206,775 $ 78,000
Baltimore City, Maryland 781 $ 75,805,000 $ 97,061 $ 74,000
Tarrant, Texas 773 $ 74,938,000 $ 96,944 $ 77,000
Monmouth, New Jersey 772 $ 196,894,000 $ 255,044 $ 99,000
Anne Arundel, Maryland 754 $ 136,474,000 $ 181,000 $ 83,000
Oakland, Michigan 751 $ 119,157,000 $ 158,664 $ 96,000
Denver, Colorado 734 $ 100,866,000 $ 137,419 $ 71,000
Pierce, Washington 729 $ 92,013,000 $ 126,218 $ 70,000
Adams, Colorado 700 $ 89,803,000 $ 128,290 $ 70,000
Richmond, New York 696 $ 177,592,000 $ 255,160 $ 95,000
Snohomish, Washington 695 $ 103,737,000 $ 149,261 $ 73,000
Philadelphia, Pennsylvania 690 $ 70,418,000 $ 102,055 $ 62,000
Ventura, California 673 $ 201,879,000 $ 299,968 $ 113,000
Clayton, Georgia 672 $ 59,566,000 $ 88,639 $ 55,000
Salt Lake, Utah 664 $ 74,487,000 $ 112,179 $ 70,000
Lake, Illinois 645 $ 112,067,000 $ 173,747 $ 86,000
Providence, Rhode Island 645 $ 95,353,000 $ 147,834 $ 66,000
Pasco, Florida 643 $ 69,379,000 $ 107,898 $ 65,000
Tulare, California 616 $ 73,897,000 $ 119,962 $ 66,000
Ramsey, Minnesota 608 $ 79,454,000 $ 130,680 $ 70,000
Milwaukee, Wisconsin 601 $ 58,548,000 $ 97,417 $ 55,000
Collier, Florida 595 $ 108,405,000 $ 182,193 $ 95,000
San Mateo, California 581 $ 205,695,000 $ 354,036 $ 135,000
Orange, New York 565 $ 102,260,000 $ 180,991 $ 79,000
Franklin, Ohio 561 $ 54,289,000 $ 96,771 $ 62,000
Polk, Florida 560 $ 55,012,000 $ 98,235 $ 71,000
Kane, Illinois 559 $ 76,350,000 $ 136,583 $ 67,000
Dakota, Minnesota 535 $ 83,397,000 $ 155,882 $ 72,000
El Paso, Colorado 525 $ 64,153,000 $ 122,196 $ 70,000
St. Louis, Missouri 522 $ 53,341,000 $ 102,185 $ 56,000
Shelby, Tennessee 517 $ 52,286,000 $ 101,133 $ 70,000
Camden, New Jersey 516 $ 69,529,000 $ 134,746 $ 82,000
Volusia, Florida 515 $ 57,940,000 $ 112,504 $ 55,000
Seminole, Florida 514 $ 66,082,000 $ 128,564 $ 73,000
Jackson, Missouri 507 $ 43,307,000 $ 85,418 $ 70,000
Burlington, New Jersey 504 $ 85,379,000 $ 169,402 $ 83,000
Wake, North Carolina 502 $ 59,718,000 $ 118,960 $ 74,000
Monterey, California 489 $ 140,513,000 $ 287,347 $ 115,000
Anoka, Minnesota 487 $ 70,729,000 $ 145,234 $ 64,000
Placer, California 484 $ 123,106,000 $ 254,351 $ 114,000
Jefferson, Colorado 480 $ 77,325,000 $ 161,093 $ 81,000
Erie, New York 468 $ 45,478,000 $ 97,175 $ 56,000
Bristol, Massachusetts 463 $ 84,057,000 $ 181,548 $ 73,000
Merced, California 455 $ 78,234,000 $ 171,942 $ 81,000
Sonoma, California 455 $ 130,902,000 $ 287,696 $ 118,000
Hampden, Massachusetts 454 $ 45,288,000 $ 99,753 $ 61,000
Imperial, California 450 $ 52,695,000 $ 117,100 $ 64,000
Sarasota, Florida 448 $ 67,026,000 $ 149,611 $ 72,000
Norfolk, Massachusetts 446 $ 107,206,000 $ 240,372 $ 98,000
Osceola, Florida 445 $ 52,925,000 $ 118,932 $ 80,000
Virginia Beach, Virginia 425 $ 61,927,000 $ 145,710 $ 78,000
McHenry, Illinois 423 $ 68,181,000 $ 161,184 $ 94,000
Macomb, Michigan 418 $ 57,546,000 $ 137,669 $ 70,000
Hamilton, Ohio 416 $ 39,429,000 $ 94,781 $ 53,000
Genesee, Michigan 411 $ 42,867,000 $ 104,299 $ 62,000
Morris, New Jersey 404 $ 107,018,000 $ 264,896 $ 108,000
Brevard, Florida 403 $ 49,646,000 $ 123,191 $ 60,000
Santa Barbara, California 393 $ 99,096,000 $ 252,152 $ 90,000
Atlantic, New Jersey 387 $ 59,055,000 $ 152,596 $ 76,000
St. Lucie, Florida 384 $ 47,698,000 $ 124,213 $ 59,000
Collin, Texas 375 $ 47,222,000 $ 125,925 $ 95,000
Marion, Indiana 371 $ 34,158,000 $ 92,070 $ 67,000
Multnomah, Oregon 363 $ 47,215,000 $ 130,068 $ 68,000
Dutchess, New York 361 $ 73,473,000 $ 203,526 $ 88,000
Manatee, Florida 360 $ 50,484,000 $ 140,233 $ 73,000
Chesterfield, Virginia 358 $ 41,820,000 $ 116,815 $ 60,000
Hawaii, Hawaii 355 $ 66,765,000 $ 188,070 $ 86,000
Rockland, New York 351 $ 96,999,000 $ 276,350 $ 100,000
Charles, Maryland 350 $ 62,027,000 $ 177,220 $ 81,000
Harford, Maryland 348 $ 56,289,000 $ 161,750 $ 78,000
Albany, New York 347 $ 36,171,000 $ 104,239 $ 69,000
Loudoun, Virginia 347 $ 83,217,000 $ 239,818 $ 105,000
New Castle, Delaware 344 $ 46,109,000 $ 134,037 $ 63,000
Hillsborough, New Hampshire 342 $ 55,863,000 $ 163,342 $ 92,000
Frederick, Maryland 339 $ 62,063,000 $ 183,076 $ 75,000
Montgomery, Pennsylvania 338 $ 58,446,000 $ 172,917 $ 94,000
Henry, Georgia 330 $ 38,002,000 $ 115,157 $ 70,000
Maui, Hawaii 322 $ 88,000,000 $ 273,291 $ 117,000
Henrico, Virginia 321 $ 36,612,000 $ 114,056 $ 59,000
Somerset, New Jersey 315 $ 79,055,000 $ 250,968 $ 98,000
Shasta, California 314 $ 45,157,000 $ 143,812 $ 63,000
Douglas, Colorado 314 $ 59,116,000 $ 188,267 $ 99,000
Utah, Utah 314 $ 39,917,000 $ 127,124 $ 64,000
Sussex, New Jersey 305 $ 61,312,000 $ 201,022 $ 79,000
El Dorado, California 304 $ 78,764,000 $ 259,092 $ 142,000
Denton, Texas 301 $ 37,151,000 $ 123,425 $ 81,000
Davidson, Tennessee 297 $ 30,635,000 $ 103,148 $ 72,000
Fort Bend, Texas 297 $ 34,251,000 $ 115,323 $ 86,000
Kings, California 293 $ 30,714,000 $ 104,825 $ 93,000
San Francisco, California 290 $ 100,697,000 $ 347,231 $ 119,000
Howard, Maryland 290 $ 64,651,000 $ 222,934 $ 87,000
Lane, Oregon 287 $ 31,358,000 $ 109,261 $ 85,000
Butte, California 286 $ 42,559,000 $ 148,807 $ 77,000
Weld, Colorado 282 $ 38,110,000 $ 135,141 $ 72,000
Mercer, New Jersey 271 $ 45,220,000 $ 166,863 $ 97,000
Lake, Indiana 270 $ 22,909,000 $ 84,848 $ 57,000
Monroe, Pennsylvania 264 $ 33,912,000 $ 128,454 $ 76,000
Winnebago, Illinois 263 $ 21,193,000 $ 80,581 $ 59,000
Marion, Florida 262 $ 25,501,000 $ 97,332 $ 52,000
Cuyahoga, Ohio 259 $ 27,520,000 $ 106,254 $ 61,000
Rockingham, New Hampshire 242 $ 41,940,000 $ 173,305 $ 89,000
San Luis Obispo, California 241 $ 63,225,000 $ 262,344 $ 102,000
Saratoga, New York 240 $ 33,397,000 $ 139,154 $ 64,000
Clark, Washington 240 $ 30,064,000 $ 125,266 $ 67,000
Gloucester, New Jersey 239 $ 36,663,000 $ 153,401 $ 72,000
Richland, South Carolina 236 $ 22,113,000 $ 93,699 $ 53,000
Bucks, Pennsylvania 235 $ 44,433,000 $ 189,076 $ 83,000
Douglas, Georgia 234 $ 24,994,000 $ 106,811 $ 57,000
Litchfield, Connecticut 230 $ 38,066,000 $ 165,504 $ 86,000
St. Louis City, Missouri 230 $ 20,137,000 $ 87,552 $ 116,000
Lake, Florida 227 $ 29,480,000 $ 129,867 $ 69,000
Washington, Oregon 226 $ 29,394,000 $ 130,061 $ 77,000
Madera, California 225 $ 33,707,000 $ 149,808 $ 69,000
Guilford, North Carolina 224 $ 21,422,000 $ 95,633 $ 57,000
Pinal, Arizona 223 $ 19,647,000 $ 88,103 $ 55,000
Norfolk, Virginia 223 $ 21,726,000 $ 97,426 $ 80,000
Pima, Arizona 221 $ 26,666,000 $ 120,660 $ 74,000
New London, Connecticut 221 $ 30,331,000 $ 137,244 $ 67,000
Washoe, Nevada 215 $ 36,213,000 $ 168,432 $ 85,000
Washington, Minnesota 212 $ 34,776,000 $ 164,037 $ 81,000
Yolo, California 210 $ 42,189,000 $ 200,900 $ 97,000
Santa Cruz, California 209 $ 67,905,000 $ 324,904 $ 138,000
Bonneville, Idaho 209 $ 17,510,000 $ 83,779 $ 53,000
Larimer, Colorado 205 $ 31,038,000 $ 151,404 $ 70,000
Wright, Minnesota 204 $ 31,469,000 $ 154,259 $ 77,000
Stafford, Virginia 204 $ 38,803,000 $ 190,210 $ 87,000
Barnstable, Massachusetts 203 $ 45,254,000 $ 222,926 $ 94,000
Hernando, Florida 202 $ 20,808,000 $ 103,009 $ 56,000
Bernalillo, New Mexico 201 $ 26,724,000 $ 132,955 $ 71,000
Chesapeake, Virginia 198 $ 27,072,000 $ 136,727 $ 69,000
Cherokee, Georgia 196 $ 26,163,000 $ 133,484 $ 73,000
Delaware, Pennsylvania 196 $ 23,200,000 $ 118,367 $ 69,000
Sherburne, Minnesota 190 $ 27,023,000 $ 142,226 $ 70,000
Richmond City, Virginia 190 $ 16,590,000 $ 87,315 $ 46,000
Spotsylvania, Virginia 186 $ 29,406,000 $ 158,096 $ 73,000
Carroll, Maryland 185 $ 37,848,000 $ 204,583 $ 76,000
Ada, Idaho 184 $ 18,811,000 $ 102,233 $ 53,000
Johnson, Kansas 184 $ 26,260,000 $ 142,717 $ 72,000
Dane, Wisconsin 183 $ 26,142,000 $ 142,852 $ 72,000
Oklahoma, Oklahoma 182 $ 18,827,000 $ 103,445 $ 62,000
Ulster, New York 181 $ 29,744,000 $ 164,331 $ 81,000
Scott, Minnesota 180 $ 30,396,000 $ 168,866 $ 109,000
Schenectady, New York 179 $ 16,490,000 $ 92,122 $ 56,000
Washtenaw, Michigan 174 $ 26,475,000 $ 152,155 $ 85,000
Putnam, New York 173 $ 44,004,000 $ 254,358 $ 111,000
Kauai, Hawaii 172 $ 46,527,000 $ 270,505 $ 142,000
Washington, Maryland 172 $ 25,335,000 $ 147,296 $ 68,000
Ingham, Michigan 172 $ 17,969,000 $ 104,470 $ 52,000
Allegheny, Pennsylvania 170 $ 17,329,000 $ 101,935 $ 62,000
York, Pennsylvania 169 $ 19,176,000 $ 113,467 $ 67,000
Clackamas, Oregon 167 $ 26,406,000 $ 158,119 $ 89,000
York, South Carolina 167 $ 18,484,000 $ 110,682 $ 52,000
Davis, Utah 167 $ 16,954,000 $ 101,520 $ 59,000
Charlotte, Florida 165 $ 21,617,000 $ 131,012 $ 60,000
Paulding, Georgia 165 $ 15,554,000 $ 94,266 $ 53,000
Jefferson, Kentucky 164 $ 16,343,000 $ 99,652 $ 59,000
Humboldt, California 163 $ 26,824,000 $ 164,564 $ 76,000
Tulsa, Oklahoma 163 $ 17,170,000 $ 105,337 $ 74,000
Monroe, New York 162 $ 18,647,000 $ 115,104 $ 82,000
Durham, North Carolina 162 $ 16,351,000 $ 100,932 $ 76,000
Bexar, Texas 161 $ 15,335,000 $ 95,248 $ 80,000
Newton, Georgia 158 $ 15,003,000 $ 94,955 $ 139,000
Kent, Michigan 157 $ 17,967,000 $ 114,439 $ 53,000
Rensselaer, New York 157 $ 15,021,000 $ 95,675 $ 65,000
Chester, Pennsylvania 157 $ 27,438,000 $ 174,764 $ 85,000
St. Charles, Missouri 156 $ 20,000,000 $ 128,205 $ 66,000
Greenville, South Carolina 156 $ 17,168,000 $ 110,051 $ 76,000
Yavapai, Arizona 151 $ 18,978,000 $ 125,682 $ 84,000
Union, North Carolina 151 $ 19,364,000 $ 128,238 $ 78,000
Nevada, California 150 $ 32,825,000 $ 218,833 $ 85,000
Clay, Florida 150 $ 17,609,000 $ 117,393 $ 66,000
Rockdale, Georgia 150 $ 19,334,000 $ 128,893 $ 81,000
Mohave, Arizona 149 $ 18,041,000 $ 121,080 $ 98,000
Warren, New Jersey 148 $ 28,012,000 $ 189,270 $ 89,000
Waukesha, Wisconsin 148 $ 28,900,000 $ 195,270 $ 105,000
St. Clair, Illinois 146 $ 13,789,000 $ 94,445 $ 56,000
Forsyth, North Carolina 146 $ 12,990,000 $ 88,972 $ 55,000
Hampton, Virginia 144 $ 15,365,000 $ 106,701 $ 52,000
Newport News, Virginia 144 $ 12,859,000 $ 89,298 $ 68,000
Lehigh, Pennsylvania 143 $ 15,897,000 $ 111,167 $ 57,000
Leon, Florida 142 $ 15,464,000 $ 108,901 $ 67,000
Kent, Rhode Island 142 $ 21,556,000 $ 151,802 $ 64,000
Middlesex, Connecticut 140 $ 25,699,000 $ 183,564 $ 87,000
Montgomery, Ohio 140 $ 11,902,000 $ 85,014 $ 58,000
Cumberland, New Jersey 136 $ 13,658,000 $ 100,426 $ 60,000
Portsmouth, Virginia 136 $ 13,352,000 $ 98,176 $ 57,000
Alachua, Florida 133 $ 13,156,000 $ 98,917 $ 65,000
Windham, Connecticut 132 $ 17,714,000 $ 134,196 $ 68,000
Iredell, North Carolina 132 $ 12,516,000 $ 94,818 $ 55,000
Sutter, California 131 $ 20,301,000 $ 154,969 $ 72,000
Calvert, Maryland 131 $ 22,471,000 $ 171,534 $ 65,000
Galveston, Texas 131 $ 13,254,000 $ 101,175 $ 89,000
Kendall, Illinois 130 $ 18,728,000 $ 144,061 $ 73,000
Weber, Utah 129 $ 13,894,000 $ 107,705 $ 67,000
Hamilton, Indiana 127 $ 17,198,000 $ 135,417 $ 95,000
Canyon, Idaho 126 $ 10,179,000 $ 80,785 $ 57,000
Lucas, Ohio 124 $ 12,558,000 $ 101,274 $ 73,000
Marion, Oregon 123 $ 12,951,000 $ 105,292 $ 79,000
Summit, Ohio 121 $ 13,194,000 $ 109,041 $ 72,000
Luzerne, Pennsylvania 119 $ 11,064,000 $ 92,974 $ 55,000
Northampton, Pennsylvania 119 $ 17,152,000 $ 144,134 $ 69,000
Chatham, Georgia 118 $ 12,451,000 $ 105,516 $ 159,000
Boulder, Colorado 117 $ 24,537,000 $ 209,717 $ 94,000
Cape May, New Jersey 117 $ 27,225,000 $ 232,692 $ 137,000
Yuba, California 113 $ 17,106,000 $ 151,380 $ 70,000
Fayette, Georgia 113 $ 21,530,000 $ 190,530 $ 89,000
Berkeley, West Virginia 113 $ 12,786,000 $ 113,150 $ 63,000
Rutherford, Tennessee 112 $ 9,285,000 $ 82,901 $ 46,000
Spokane, Washington 112 $ 9,989,000 $ 89,187 $ 58,000
Thurston, Washington 112 $ 13,449,000 $ 120,080 $ 63,000
Tehama, California 111 $ 14,560,000 $ 131,171 $ 69,000
Lackawanna, Pennsylvania 111 $ 11,692,000 $ 105,333 $ 67,000
Napa, California 110 $ 36,268,000 $ 329,709 $ 116,000
Cabarrus, North Carolina 110 $ 9,754,000 $ 88,672 $ 60,000
Charleston, South Carolina 110 $ 13,634,000 $ 123,945 $ 72,000
St. Johns, Florida 109 $ 18,580,000 $ 170,458 $ 74,000
Pike, Pennsylvania 107 $ 13,871,000 $ 129,635 $ 60,000
Escambia, Florida 106 $ 10,289,000 $ 97,066 $ 65,000
Muskegon, Michigan 105 $ 9,397,000 $ 89,495 $ 52,000
Montgomery, Texas 105 $ 13,156,000 $ 125,295 $ 90,000
Forsyth, Georgia 104 $ 17,951,000 $ 172,605 $ 94,000
Hall, Georgia 104 $ 12,429,000 $ 119,509 $ 74,000
Bibb, Georgia 103 $ 10,273,000 $ 99,737 $ 55,000
Buncombe, North Carolina 103 $ 13,111,000 $ 127,291 $ 69,000
Gaston, North Carolina 103 $ 9,411,000 $ 91,368 $ 47,000
Spartanburg, South Carolina 102 $ 9,908,000 $ 97,137 $ 52,000
Pueblo, Colorado 101 $ 9,362,000 $ 92,693 $ 52,000
Carroll, Georgia 101 $ 10,246,000 $ 101,445 $ 53,000
Jackson, Michigan 101 $ 11,000,000 $ 108,910 $ 58,000
Kenosha, Wisconsin 101 $ 13,107,000 $ 129,772 $ 63,000
Johnston, North Carolina 98 $ 8,946,000 $ 91,285 $ 52,000
Livingston, Michigan 97 $ 16,837,000 $ 173,577 $ 75,000
Washington, Utah 97 $ 12,241,000 $ 126,195 $ 105,000
Marin, California 96 $ 38,773,000 $ 403,885 $ 166,000
Monroe, Florida 96 $ 34,763,000 $ 362,114 $ 115,000
Butler, Ohio 96 $ 9,293,000 $ 96,802 $ 57,000
McLean, Illinois 95 $ 7,923,000 $ 83,400 $ 49,000
Lexington, South Carolina 95 $ 10,436,000 $ 109,852 $ 65,000
Manassas, Virginia 95 $ 16,141,000 $ 169,905 $ 74,000
Kankakee, Illinois 94 $ 9,002,000 $ 95,765 $ 45,000
York, Maine 94 $ 13,893,000 $ 147,797 $ 79,000
San Benito, California 93 $ 26,404,000 $ 283,913 $ 137,000
Clay, Missouri 93 $ 9,107,000 $ 97,924 $ 60,000
Santa Fe, New Mexico 92 $ 16,817,000 $ 182,793 $ 81,000
Cecil, Maryland 91 $ 14,234,000 $ 156,417 $ 84,000
Frederick, Virginia 91 $ 14,426,000 $ 158,527 $ 70,000
Coweta, Georgia 90 $ 11,966,000 $ 132,955 $ 72,000
Lorain, Ohio 90 $ 9,540,000 $ 106,000 $ 54,000
Knox, Tennessee 90 $ 8,421,000 $ 93,566 $ 49,000
Kitsap, Washington 88 $ 14,971,000 $ 170,125 $ 90,000
Flagler, Florida 87 $ 12,447,000 $ 143,068 $ 65,000
Okaloosa, Florida 87 $ 14,281,000 $ 164,149 $ 99,000
Lake, California 86 $ 14,074,000 $ 163,651 $ 103,000
Onondaga, New York 86 $ 9,608,000 $ 111,720 $ 73,000
Sullivan, New York 86 $ 11,400,000 $ 132,558 $ 79,000
Alexandria, Virginia 86 $ 15,862,000 $ 184,441 $ 91,000
Jefferson, Missouri 85 $ 8,945,000 $ 105,235 $ 57,000
Martin, Florida 84 $ 16,394,000 $ 195,166 $ 80,000
Rock, Wisconsin 84 $ 7,678,000 $ 91,404 $ 50,000
Madison, Illinois 83 $ 8,254,000 $ 99,445 $ 60,000
Carver, Minnesota 83 $ 13,111,000 $ 157,963 $ 77,000
New York, New York 83 $ 45,823,000 $ 552,084 $ 150,000
Warren, New York 82 $ 10,168,000 $ 124,000 $ 107,000
Whatcom, Washington 82 $ 11,464,000 $ 139,804 $ 77,000
Barrow, Georgia 81 $ 6,842,000 $ 84,469 $ 50,000
DeKalb, Illinois 81 $ 9,242,000 $ 114,098 $ 66,000
St. Clair, Michigan 79 $ 9,064,000 $ 114,734 $ 58,000
Brazoria, Texas 79 $ 7,893,000 $ 99,911 $ 70,000
St. Joseph, Indiana 78 $ 5,544,000 $ 71,076 $ 54,000
St. Mary's, Maryland 78 $ 12,556,000 $ 160,974 $ 74,000
Berks, Pennsylvania 78 $ 10,672,000 $ 136,820 $ 68,000
Hamilton, Tennessee 78 $ 8,758,000 $ 112,282 $ 80,000
Nash, North Carolina 77 $ 6,215,000 $ 80,714 $ 47,000
Kalamazoo, Michigan 76 $ 8,566,000 $ 112,710 $ 66,000
Stearns, Minnesota 76 $ 7,520,000 $ 98,947 $ 58,000
Horry, South Carolina 76 $ 10,698,000 $ 140,763 $ 87,000
Suffolk, Virginia 76 $ 11,267,000 $ 148,250 $ 63,000
Cumberland, Maine 75 $ 11,521,000 $ 153,613 $ 78,000
Chisago, Minnesota 75 $ 12,112,000 $ 161,493 $ 61,000
Ellis, Texas 75 $ 8,512,000 $ 113,493 $ 75,000
Calaveras, California 74 $ 14,370,000 $ 194,189 $ 84,000
Sussex, Delaware 74 $ 12,741,000 $ 172,175 $ 73,000
Walton, Georgia 74 $ 8,122,000 $ 109,756 $ 54,000
Racine, Wisconsin 74 $ 8,114,000 $ 109,648 $ 62,000
Tolland, Connecticut 72 $ 8,930,000 $ 124,027 $ 67,000
Niagara, New York 72 $ 6,643,000 $ 92,263 $ 48,000
Polk, Iowa 71 $ 8,127,000 $ 114,464 $ 70,000
Wyandotte, Kansas 71 $ 5,337,000 $ 75,169 $ 40,000
Dauphin, Pennsylvania 71 $ 6,193,000 $ 87,225 $ 50,000
Pulaski, Arkansas 70 $ 7,409,000 $ 105,842 $ 111,000
Kent, Delaware 70 $ 8,670,000 $ 123,857 $ 62,000
LaSalle, Illinois 70 $ 7,810,000 $ 111,571 $ 70,000
Wicomico, Maryland 70 $ 7,495,000 $ 107,071 $ 57,000
Merrimack, New Hampshire 70 $ 9,324,000 $ 133,200 $ 80,000
Fauquier, Virginia 70 $ 15,732,000 $ 224,742 $ 79,000
Delaware, Ohio 68 $ 12,072,000 $ 177,529 $ 102,000
Westmoreland, Pennsylvania 67 $ 9,153,000 $ 136,611 $ 55,000
Hanover, Virginia 67 $ 9,885,000 $ 147,537 $ 76,000
Citrus, Florida 66 $ 7,975,000 $ 120,833 $ 91,000
Boone, Illinois 66 $ 6,518,000 $ 98,757 $ 61,000
Indian River, Florida 65 $ 7,979,000 $ 122,753 $ 74,000
Olmsted, Minnesota 65 $ 6,446,000 $ 99,169 $ 50,000
Brown, Wisconsin 65 $ 6,133,000 $ 94,353 $ 61,000
Porter, Indiana 64 $ 6,843,000 $ 106,921 $ 59,000
Mesa, Colorado 63 $ 7,560,000 $ 120,000 $ 63,000
Lancaster, Pennsylvania 63 $ 7,365,000 $ 116,904 $ 57,000
Monroe, Michigan 62 $ 7,697,000 $ 124,145 $ 68,000
Queen Anne's, Maryland 61 $ 12,013,000 $ 196,934 $ 78,000
Clermont, Ohio 61 $ 7,038,000 $ 115,377 $ 54,000
Arlington, Virginia 61 $ 14,419,000 $ 236,377 $ 91,000
Hunterdon, New Jersey 60 $ 18,416,000 $ 306,933 $ 118,000
Warren, Ohio 60 $ 6,848,000 $ 114,133 $ 62,000
Santa Rosa, Florida 59 $ 7,681,000 $ 130,186 $ 89,000
Johnson, Indiana 59 $ 5,746,000 $ 97,389 $ 70,000
Worcester, Maryland 59 $ 10,894,000 $ 184,644 $ 115,000
Strafford, New Hampshire 59 $ 8,411,000 $ 142,559 $ 69,000
Skagit, Washington 59 $ 7,268,000 $ 123,186 $ 65,000
Berkeley, South Carolina 58 $ 5,968,000 $ 102,896 $ 55,000
Benton, Washington 58 $ 6,042,000 $ 104,172 $ 73,000
Isanti, Minnesota 57 $ 7,756,000 $ 136,070 $ 50,000
Yakima, Washington 57 $ 5,387,000 $ 94,508 $ 58,000
Cumberland, North Carolina 56 $ 4,478,000 $ 79,964 $ 58,000
Jackson, Oregon 56 $ 8,648,000 $ 154,428 $ 66,000
Mendocino, California 55 $ 13,724,000 $ 249,527 $ 97,000
Bay, Florida 55 $ 6,880,000 $ 125,090 $ 73,000
Kootenai, Idaho 55 $ 6,590,000 $ 119,818 $ 57,000
Madison, Indiana 54 $ 4,051,000 $ 75,018 $ 47,000
Jefferson, Idaho 53 $ 4,988,000 $ 94,113 $ 73,000
Ottawa, Michigan 53 $ 7,382,000 $ 139,283 $ 68,000
Oneida, New York 53 $ 4,455,000 $ 84,056 $ 48,000
Spalding, Georgia 52 $ 4,574,000 $ 87,961 $ 68,000
Saginaw, Michigan 52 $ 5,442,000 $ 104,653 $ 68,000
Licking, Ohio 52 $ 5,827,000 $ 112,057 $ 64,000
Deschutes, Oregon 52 $ 8,718,000 $ 167,653 $ 93,000
Sumner, Tennessee 52 $ 5,609,000 $ 107,865 $ 87,000
St. Croix, Wisconsin 52 $ 7,645,000 $ 147,019 $ 78,000
Eaton, Michigan 51 $ 5,539,000 $ 108,607 $ 67,000
Rice, Minnesota 51 $ 7,114,000 $ 139,490 $ 64,000
Culpeper, Virginia 51 $ 8,821,000 $ 172,960 $ 69,000
Alamance, North Carolina 50 $ 4,150,000 $ 83,000 $ 48,000
Henderson, North Carolina 50 $ 5,641,000 $ 112,820 $ 76,000
Madison, Tennessee 50 $ 4,005,000 $ 80,100 $ 46,000
Tuolumne, California 49 $ 9,544,000 $ 194,775 $ 90,000
Bannock, Idaho 49 $ 3,266,000 $ 66,653 $ 35,000
Sangamon, Illinois 49 $ 4,887,000 $ 99,734 $ 55,000
Erie, Pennsylvania 49 $ 4,501,000 $ 91,857 $ 71,000
Williamson, Tennessee 49 $ 8,661,000 $ 176,755 $ 100,000
Wilson, Tennessee 49 $ 5,380,000 $ 109,795 $ 58,000
Island, Washington 49 $ 7,593,000 $ 154,959 $ 69,000
Bingham, Idaho 48 $ 3,671,000 $ 76,479 $ 61,000
Anchorage, Alaska 47 $ 9,633,000 $ 204,957 $ 93,000
Benton, Arkansas 47 $ 4,754,000 $ 101,148 $ 66,000
Broomfield, Colorado 47 $ 7,321,000 $ 155,765 $ 88,000
Hendricks, Indiana 47 $ 4,555,000 $ 96,914 $ 60,000
Berrien, Michigan 47 $ 6,255,000 $ 133,085 $ 76,000
Crow Wing, Minnesota 47 $ 6,601,000 $ 140,446 $ 50,000
Belknap, New Hampshire 47 $ 6,724,000 $ 143,063 $ 94,000
Dona Ana, New Mexico 47 $ 6,557,000 $ 139,510 $ 126,000
Sandoval, New Mexico 47 $ 5,664,000 $ 120,510 $ 64,000
Lincoln, North Carolina 47 $ 4,975,000 $ 105,851 $ 60,000
Cleveland, Oklahoma 47 $ 4,511,000 $ 95,978 $ 53,000
Androscoggin, Maine 46 $ 4,513,000 $ 98,108 $ 60,000
Pitt, North Carolina 46 $ 4,402,000 $ 95,695 $ 55,000
Yuma, Arizona 45 $ 4,865,000 $ 108,111 $ 91,000
Bartow, Georgia 45 $ 5,069,000 $ 112,644 $ 58,000
Berkshire, Massachusetts 45 $ 5,509,000 $ 122,422 $ 58,000
Lenawee, Michigan 45 $ 4,583,000 $ 101,844 $ 75,000
St. Louis, Minnesota 45 $ 4,386,000 $ 97,466 $ 56,000
Richland, Ohio 45 $ 3,943,000 $ 87,622 $ 62,000
Stark, Ohio 45 $ 4,741,000 $ 105,355 $ 50,000
Hidalgo, Texas 45 $ 4,051,000 $ 90,022 $ 72,000
Williamson, Texas 45 $ 3,837,000 $ 85,266 $ 80,000
Garfield, Colorado 44 $ 7,089,000 $ 161,113 $ 109,000
Portage, Ohio 44 $ 5,104,000 $ 116,000 $ 70,000
Travis, Texas 44 $ 6,808,000 $ 154,727 $ 105,000
Orange, Virginia 44 $ 6,227,000 $ 141,522 $ 65,000
Jefferson, West Virginia 44 $ 6,402,000 $ 145,500 $ 65,000
Amador, California 43 $ 8,758,000 $ 203,674 $ 91,000
Houston, Georgia 43 $ 3,785,000 $ 88,023 $ 68,000
Dorchester, South Carolina 43 $ 4,559,000 $ 106,023 $ 69,000
Johnson, Texas 43 $ 3,600,000 $ 83,720 $ 67,000
Rockwall, Texas 43 $ 6,453,000 $ 150,069 $ 101,000
Lyon, Nevada 42 $ 5,037,000 $ 119,928 $ 65,000
Broome, New York 42 $ 4,201,000 $ 100,023 $ 72,000
Catawba, North Carolina 42 $ 4,319,000 $ 102,833 $ 69,000
New Hanover, North Carolina 42 $ 6,626,000 $ 157,761 $ 81,000
Washington, Rhode Island 42 $ 11,084,000 $ 263,904 $ 167,000
Cass, Missouri 41 $ 4,016,000 $ 97,951 $ 59,000
Clallam, Washington 41 $ 5,610,000 $ 136,829 $ 80,000
Lewis, Washington 41 $ 4,430,000 $ 108,048 $ 71,000
Highlands, Florida 40 $ 3,914,000 $ 97,850 $ 101,000
Nassau, Florida 40 $ 7,232,000 $ 180,800 $ 96,000
Hampshire, Massachusetts 40 $ 6,092,000 $ 152,300 $ 68,000
Columbia, New York 40 $ 6,065,000 $ 151,625 $ 61,000
Medina, Ohio 40 $ 5,125,000 $ 128,125 $ 71,000
Franklin, Pennsylvania 40 $ 3,998,000 $ 99,950 $ 51,000
Sevier, Tennessee 40 $ 5,824,000 $ 145,600 $ 75,000
Warren, Virginia 40 $ 5,499,000 $ 137,475 $ 57,000
Cowlitz, Washington 40 $ 4,208,000 $ 105,200 $ 56,000
Lassen, California 39 $ 4,408,000 $ 113,025 $ 61,000
Richmond, Georgia 39 $ 3,152,000 $ 80,820 $ 45,000
Franklin, Massachusetts 39 $ 3,966,000 $ 101,692 $ 43,000
Manassas Park, Virginia 39 $ 6,670,000 $ 171,025 $ 71,000
Jefferson, Wisconsin 39 $ 3,735,000 $ 95,769 $ 69,000
Grundy, Illinois 38 $ 4,252,000 $ 111,894 $ 59,000
Elkhart, Indiana 38 $ 2,592,000 $ 68,210 $ 46,000
McLeod, Minnesota 38 $ 3,938,000 $ 103,631 $ 62,000
Linn, Oregon 38 $ 3,464,000 $ 91,157 $ 59,000
Yamhill, Oregon 38 $ 5,075,000 $ 133,552 $ 80,000
Washington, Wisconsin 38 $ 7,690,000 $ 202,368 $ 109,000
Fulton, New York 37 $ 2,949,000 $ 79,702 $ 52,000
Washington, New York 37 $ 3,063,000 $ 82,783 $ 48,000
Sedgwick, Kansas 36 $ 3,084,000 $ 85,666 $ 55,000
Kennebec, Maine 36 $ 2,734,000 $ 75,944 $ 45,000
Lapeer, Michigan 36 $ 4,555,000 $ 126,527 $ 65,000
Salem, New Jersey 36 $ 3,900,000 $ 108,333 $ 62,000
Chittenden, Vermont 36 $ 5,669,000 $ 157,472 $ 72,000
Caroline, Virginia 36 $ 4,341,000 $ 120,583 $ 63,000
Roanoke City, Virginia 36 $ 2,847,000 $ 79,083 $ 41,000
Park, Colorado 35 $ 5,241,000 $ 149,742 $ 69,000
Grand Traverse, Michigan 35 $ 3,528,000 $ 100,800 $ 54,000
Franklin, North Carolina 35 $ 3,980,000 $ 113,714 $ 46,000
Lake, Ohio 35 $ 4,047,000 $ 115,628 $ 53,000
Walworth, Wisconsin 35 $ 5,023,000 $ 143,514 $ 83,000
Glenn, California 34 $ 4,106,000 $ 120,764 $ 74,000
Caroline, Maryland 34 $ 4,461,000 $ 131,205 $ 68,000
Calhoun, Michigan 34 $ 3,322,000 $ 97,705 $ 46,000
Columbia, Wisconsin 34 $ 3,272,000 $ 96,235 $ 53,000
Navajo, Arizona 33 $ 3,325,000 $ 100,757 $ 145,000
Glynn, Georgia 33 $ 4,674,000 $ 141,636 $ 109,000
Greene, New York 33 $ 3,987,000 $ 120,818 $ 65,000
Rowan, North Carolina 33 $ 2,916,000 $ 88,363 $ 44,000
Wilson, North Carolina 33 $ 3,260,000 $ 98,787 $ 44,000
Columbia, Oregon 33 $ 3,203,000 $ 97,060 $ 60,000
Adams, Pennsylvania 33 $ 4,034,000 $ 122,242 $ 65,000
McLennan, Texas 33 $ 3,082,000 $ 93,393 $ 59,000
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Mortgage Loan Application Detail Totals for Fremont Investment & Loan in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 118,260 $18,111,206,000 $114,521 $40,000,000 $70,717 $6,756,000
Refinancing 103,630 $20,701,715,000 $155,937 $1,000,000 $73,145 $7,540,000
Home Improvement 2,794 $625,664,000 $169,595 $980,000 $76,690 $2,397,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 95,027 $16,369,296,000 $138,063 $1,000,000 $74,021 $7,540,000
Black or African American 47,674 $7,365,444,000 $129,767 $1,000,000 $67,162 $2,918,000
Hispanic 43,371 $7,783,386,000 $127,477 $1,000,000 $64,250 $6,756,000
Not Provided 26,497 $5,105,300,000 $145,978 $1,488,000 $75,170 $4,346,000
Asian 9,134 $2,122,927,000 $154,023 $1,000,000 $86,162 $2,909,000
Native Hawaiian or Other Pacific Islander 1,806 $374,332,000 $154,967 $950,000 $87,419 $3,034,000
American Indian or Alaskan Native 990 $180,385,000 $142,243 $850,000 $74,170 $2,075,000
Not applicable 185 $137,515,000 $327,750 $40,000,000 $68,333 $540,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 224,684 $39,438,585,000 $134,265 $40,000,000 $71,693 $7,540,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 139,371 $23,903,511,000 $130,444 $40,000,000 $73,555 $7,540,000
Application Denied By Financial Institution 60,237 $11,418,155,000 $148,285 $1,488,000 $69,918 $4,346,000
File Closed For Incompleteness 24,473 $4,010,301,000 $122,822 $1,000,000 $71,444 $3,465,000
Application Approved But Not Accepted 380 $72,284,000 $141,156 $952,000 $62,906 $1,912,000
Application Withdrawn By Applicant 198 $29,791,000 $142,451 $708,000 $88,161 $584,000
Loan Purchased By The Institution 25 $4,543,000 $172,600 $347,000 $82,100 $448,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fremont Investment & Loan's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fremont Investment & Loan's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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