Fremont Investment & Loan Mortgage Lending & HMDA Data, 2004
In 2004, Fremont Investment & Loan of Brea, CA reported 224,684 mortgage applications totaling $39.4 billion, up 59% from 2003. The average application was for $175,529, and applicants reported an average income of $81,494. 62% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (12,550), Los Angeles-Long Beach-Glendale, CA (12,064) and Chicago-Naperville-Joliet, IL (12,056) (applications in parentheses).
| Mortgage Company & Address | Fremont Investment & Loan 2727 E. Imperial Highway Brea, CA 92821 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 224,684 |
| Total Mortgage Loan Application Amount | $39,438,585,000 |
| Average Mortgage Loan Application Amount | $175,529 |
| Highest Mortgage Loan Application Amount | $40,000,000 |
| Average Applicant Income | $81,494 |
| Highest Applicant Income | $7,540,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fremont Investment & Loan filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Riverside-San Bernardino-Ontario, CA | 12,550 | $ 2,439,255,000 | $ 194,362 | $ 90,000 |
| Los Angeles-Long Beach-Glendale, CA | 12,064 | $ 2,870,960,000 | $ 237,977 | $ 92,000 |
| Chicago-Naperville-Joliet, IL | 12,056 | $ 1,786,311,000 | $ 148,167 | $ 76,000 |
| New York-Wayne-White Plains, NY-NJ | 10,285 | $ 2,965,572,000 | $ 288,339 | $ 105,000 |
| Atlanta-Sandy Springs-Marietta, GA | 7,777 | $ 953,419,000 | $ 122,594 | $ 73,000 |
| Oakland-Fremont-Hayward, CA | 5,732 | $ 1,552,452,000 | $ 270,839 | $ 103,000 |
| Nassau-Suffolk, NY | 5,417 | $ 1,406,425,000 | $ 259,631 | $ 102,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 4,744 | $ 932,423,000 | $ 196,547 | $ 103,000 |
| Miami-Miami Beach-Kendall, FL | 4,704 | $ 712,670,000 | $ 151,502 | $ 76,000 |
| Las Vegas-Paradise, NV | 4,219 | $ 692,771,000 | $ 164,202 | $ 83,000 |
| Tampa-St. Petersburg-Clearwater, FL | 4,195 | $ 486,220,000 | $ 115,904 | $ 62,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 4,178 | $ 623,306,000 | $ 149,187 | $ 74,000 |
| Santa Ana-Anaheim-Irvine, CA | 3,544 | $ 1,066,089,000 | $ 300,815 | $ 128,000 |
| Baltimore-Towson, MD | 3,532 | $ 548,156,000 | $ 155,197 | $ 80,000 |
| Newark-Union, NJ-PA | 3,448 | $ 731,928,000 | $ 212,276 | $ 96,000 |
| Phoenix-Mesa-Scottsdale, AZ | 3,203 | $ 379,560,000 | $ 118,501 | $ 64,000 |
| Denver-Aurora, CO | 3,042 | $ 438,936,000 | $ 144,291 | $ 76,000 |
| Edison, NJ | 3,011 | $ 686,859,000 | $ 228,116 | $ 96,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 3,011 | $ 465,114,000 | $ 154,471 | $ 68,000 |
| Orlando, FL | 2,826 | $ 345,788,000 | $ 122,359 | $ 72,000 |
| San Diego-Carlsbad-San Marcos, CA | 2,801 | $ 800,873,000 | $ 285,923 | $ 110,000 |
| Boston-Quincy, MA | 2,077 | $ 489,201,000 | $ 235,532 | $ 92,000 |
| Stockton, CA | 2,055 | $ 422,133,000 | $ 205,417 | $ 83,000 |
| Seattle-Bellevue-Everett, WA | 2,013 | $ 345,948,000 | $ 171,856 | $ 81,000 |
| Dallas-Plano-Irving, TX | 1,934 | $ 215,561,000 | $ 111,458 | $ 105,000 |
| Detroit-Livonia-Dearborn, MI | 1,868 | $ 178,624,000 | $ 95,623 | $ 58,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1,700 | $ 521,969,000 | $ 307,040 | $ 127,000 |
| Houston-Baytown-Sugar Land, TX | 1,682 | $ 182,661,000 | $ 108,597 | $ 77,000 |
| Philadelphia, PA | 1,616 | $ 223,935,000 | $ 138,573 | $ 77,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,462 | $ 180,249,000 | $ 123,289 | $ 69,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 1,435 | $ 236,082,000 | $ 164,517 | $ 97,000 |
| Charlotte-Gastonia-Concord, NC-SC | 1,402 | $ 138,469,000 | $ 98,765 | $ 64,000 |
| Bethesda-Frederick-Gaithersburg, MD | 1,390 | $ 296,084,000 | $ 213,010 | $ 83,000 |
| Bakersfield, CA | 1,382 | $ 168,800,000 | $ 122,141 | $ 75,000 |
| Honolulu, HI | 1,382 | $ 288,109,000 | $ 208,472 | $ 97,000 |
| Warren-Farmington Hills-Troy, MI | 1,381 | $ 207,159,000 | $ 150,006 | $ 78,000 |
| Vallejo-Fairfield, CA | 1,301 | $ 312,273,000 | $ 240,025 | $ 89,000 |
| Bridgeport-Stamford-Norwalk, CT | 1,290 | $ 273,659,000 | $ 212,138 | $ 92,000 |
| Modesto, CA | 1,288 | $ 224,204,000 | $ 174,071 | $ 87,000 |
| Camden, NJ | 1,259 | $ 191,571,000 | $ 152,161 | $ 79,000 |
| Fresno, CA | 1,250 | $ 186,042,000 | $ 148,833 | $ 80,000 |
| New Haven-Milford, CT | 1,238 | $ 166,823,000 | $ 134,752 | $ 76,000 |
| Jacksonville, FL | 1,149 | $ 131,443,000 | $ 114,397 | $ 93,000 |
| Hartford-West Hartford-East Hartford, CT | 1,148 | $ 154,889,000 | $ 134,920 | $ 71,000 |
| Richmond, VA | 1,128 | $ 124,994,000 | $ 110,810 | $ 57,000 |
| Cape Coral-Fort Myers, FL | 1,087 | $ 127,702,000 | $ 117,481 | $ 64,000 |
| St. Louis, MO-IL | 1,051 | $ 108,609,000 | $ 103,338 | $ 71,000 |
| Cambridge-Newton-Framingham, MA | 1,010 | $ 242,548,000 | $ 240,146 | $ 93,000 |
| San Francisco-San Mateo-Redwood City, CA | 967 | $ 345,165,000 | $ 356,944 | $ 136,000 |
| Essex County, MA | 966 | $ 209,410,000 | $ 216,780 | $ 91,000 |
| Albany-Schenectady-Troy, NY | 942 | $ 102,984,000 | $ 109,324 | $ 64,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 926 | $ 175,733,000 | $ 189,776 | $ 84,000 |
| Providence-New Bedford-Fall River, RI-MA | 859 | $ 133,843,000 | $ 155,812 | $ 81,000 |
| Fort Worth-Arlington, TX | 846 | $ 82,790,000 | $ 97,860 | $ 76,000 |
| Portland-Vancouver-Beaverton, OR-WA | 827 | $ 111,293,000 | $ 134,574 | $ 75,000 |
| Milwaukee-Waukesha-West Allis, WI | 809 | $ 99,130,000 | $ 122,533 | $ 77,000 |
| Sarasota-Bradenton-Venice, FL | 808 | $ 117,510,000 | $ 145,433 | $ 73,000 |
| Worcester, MA | 790 | $ 124,136,000 | $ 157,134 | $ 74,000 |
| Columbus, OH | 745 | $ 79,495,000 | $ 106,704 | $ 69,000 |
| Tacoma, WA | 729 | $ 92,013,000 | $ 126,218 | $ 70,000 |
| Kansas City, MO-KS | 681 | $ 60,434,000 | $ 88,743 | $ 66,000 |
| Salt Lake City, UT | 675 | $ 76,663,000 | $ 113,574 | $ 80,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 673 | $ 201,879,000 | $ 299,968 | $ 113,000 |
| Indianapolis, IN | 660 | $ 68,828,000 | $ 104,284 | $ 72,000 |
| Cincinnati-Middletown, OH-KY-IN | 649 | $ 63,853,000 | $ 98,386 | $ 55,000 |
| Lake County-Kenosha County, IL-WI | 645 | $ 112,067,000 | $ 173,747 | $ 86,000 |
| Raleigh-Cary, NC | 635 | $ 72,644,000 | $ 114,400 | $ 62,000 |
| Visalia-Porterville, CA | 616 | $ 73,897,000 | $ 119,962 | $ 66,000 |
| Naples-Marco Island, FL | 595 | $ 108,405,000 | $ 182,193 | $ 95,000 |
| Nashville-Davidson--Murfreesboro, TN | 591 | $ 62,361,000 | $ 105,517 | $ 69,000 |
| Lakeland, FL | 560 | $ 55,012,000 | $ 98,235 | $ 71,000 |
| Buffalo-Niagara Falls, NY | 540 | $ 52,121,000 | $ 96,520 | $ 53,000 |
| Colorado Springs, CO | 537 | $ 65,589,000 | $ 122,139 | $ 70,000 |
| Memphis, TN-MS-AR | 533 | $ 53,611,000 | $ 100,583 | $ 68,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 515 | $ 57,940,000 | $ 112,504 | $ 55,000 |
| Springfield, MA | 502 | $ 51,260,000 | $ 102,111 | $ 59,000 |
| Salinas, CA | 489 | $ 140,513,000 | $ 287,347 | $ 115,000 |
| Port St. Lucie-Fort Pierce, FL | 468 | $ 64,092,000 | $ 136,948 | $ 67,000 |
| Merced, CA | 455 | $ 78,234,000 | $ 171,942 | $ 81,000 |
| Santa Rosa-Petaluma, CA | 455 | $ 130,902,000 | $ 287,696 | $ 118,000 |
| Cleveland-Elyria-Mentor, OH | 436 | $ 48,636,000 | $ 111,550 | $ 64,000 |
| Flint, MI | 410 | $ 42,703,000 | $ 104,153 | $ 62,000 |
| Palm Bay-Melbourne-Titusville, FL | 403 | $ 49,646,000 | $ 123,191 | $ 60,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 393 | $ 99,096,000 | $ 252,152 | $ 90,000 |
| Atlantic City, NJ | 387 | $ 59,055,000 | $ 152,596 | $ 76,000 |
| Wilmington, DE-MD-NJ | 344 | $ 46,109,000 | $ 134,037 | $ 63,000 |
| Columbia, SC | 341 | $ 33,530,000 | $ 98,328 | $ 55,000 |
| Gary, IN | 339 | $ 30,376,000 | $ 89,604 | $ 61,000 |
| Rockford, IL | 329 | $ 27,711,000 | $ 84,227 | $ 60,000 |
| Manchester-Nashua, NH | 325 | $ 53,340,000 | $ 164,123 | $ 98,000 |
| Provo-Orem, UT | 317 | $ 40,278,000 | $ 127,059 | $ 63,000 |
| Boise City-Nampa, ID | 314 | $ 29,248,000 | $ 93,146 | $ 55,000 |
| Redding, CA | 314 | $ 45,157,000 | $ 143,812 | $ 63,000 |
| Pittsburgh, PA | 302 | $ 33,664,000 | $ 111,470 | $ 63,000 |
| Rockingham County-Strafford County, NH | 301 | $ 50,351,000 | $ 167,279 | $ 81,000 |
| Ogden-Clearfield, UT | 296 | $ 30,848,000 | $ 104,216 | $ 63,000 |
| Hanford-Corcoran, CA | 293 | $ 30,714,000 | $ 104,825 | $ 93,000 |
| Eugene-Springfield, OR | 287 | $ 31,358,000 | $ 109,261 | $ 85,000 |
| Chico, CA | 286 | $ 42,559,000 | $ 148,807 | $ 77,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 285 | $ 35,532,000 | $ 124,673 | $ 67,000 |
| Greeley, CO | 282 | $ 38,110,000 | $ 135,141 | $ 72,000 |
| Oklahoma City, OK | 271 | $ 27,949,000 | $ 103,132 | $ 66,000 |
| Trenton-Ewing, NJ | 271 | $ 45,220,000 | $ 166,863 | $ 97,000 |
| Albuquerque, NM | 269 | $ 35,048,000 | $ 130,289 | $ 66,000 |
| Ocala, FL | 262 | $ 25,501,000 | $ 97,332 | $ 52,000 |
| Greensboro-High Point, NC | 245 | $ 23,571,000 | $ 96,208 | $ 56,000 |
| Lansing-East Lansing, MI | 245 | $ 26,032,000 | $ 106,253 | $ 56,000 |
| Yuba City, CA | 244 | $ 37,407,000 | $ 153,307 | $ 71,000 |
| Scranton--Wilkes-Barre, PA | 243 | $ 24,126,000 | $ 99,283 | $ 59,000 |
| Rochester, NY | 241 | $ 27,376,000 | $ 113,593 | $ 79,000 |
| San Luis Obispo-Paso Robles, CA | 241 | $ 63,225,000 | $ 262,344 | $ 102,000 |
| Tulsa, OK | 226 | $ 24,470,000 | $ 108,274 | $ 73,000 |
| Madera, CA | 225 | $ 33,707,000 | $ 149,808 | $ 69,000 |
| Norwich-New London, CT | 221 | $ 30,331,000 | $ 137,244 | $ 67,000 |
| Tucson, AZ | 221 | $ 26,666,000 | $ 120,660 | $ 74,000 |
| Reno-Sparks, NV | 215 | $ 36,213,000 | $ 168,432 | $ 85,000 |
| Charleston-North Charleston, SC | 211 | $ 24,161,000 | $ 114,507 | $ 66,000 |
| Santa Cruz-Watsonville, CA | 209 | $ 67,905,000 | $ 324,904 | $ 138,000 |
| Fort Collins-Loveland, CO | 205 | $ 31,038,000 | $ 151,404 | $ 70,000 |
| Madison, WI | 200 | $ 27,592,000 | $ 137,960 | $ 69,000 |
| Louisville, KY-IN | 197 | $ 20,022,000 | $ 101,634 | $ 60,000 |
| Durham, NC | 193 | $ 20,971,000 | $ 108,658 | $ 68,000 |
| San Antonio, TX | 190 | $ 18,789,000 | $ 98,889 | $ 79,000 |
| Greenville, SC | 185 | $ 20,317,000 | $ 109,821 | $ 70,000 |
| Ann Arbor, MI | 174 | $ 26,475,000 | $ 152,155 | $ 85,000 |
| Hagerstown-Martinsburg, MD-WV | 172 | $ 25,335,000 | $ 147,296 | $ 68,000 |
| Barnstable Town, MA | 171 | $ 38,272,000 | $ 223,812 | $ 92,000 |
| York-Hanover, PA | 169 | $ 19,176,000 | $ 113,467 | $ 67,000 |
| Grand Rapids-Wyoming, MI | 166 | $ 18,782,000 | $ 113,144 | $ 55,000 |
| Akron, OH | 165 | $ 18,298,000 | $ 110,896 | $ 71,000 |
| Pensacola-Ferry Pass-Brent, FL | 165 | $ 17,970,000 | $ 108,909 | $ 73,000 |
| Punta Gorda, FL | 165 | $ 21,617,000 | $ 131,012 | $ 60,000 |
| Dayton, OH | 163 | $ 14,398,000 | $ 88,331 | $ 58,000 |
| Winston-Salem, NC | 163 | $ 14,889,000 | $ 91,343 | $ 52,000 |
| Tallahassee, FL | 161 | $ 18,473,000 | $ 114,739 | $ 73,000 |
| Toledo, OH | 153 | $ 16,285,000 | $ 106,437 | $ 69,000 |
| Salem, OR | 152 | $ 16,436,000 | $ 108,131 | $ 79,000 |
| Savannah, GA | 149 | $ 16,019,000 | $ 107,510 | $ 145,000 |
| Vineland-Millville-Bridgeton, NJ | 136 | $ 13,658,000 | $ 100,426 | $ 60,000 |
| Knoxville, TN | 134 | $ 13,285,000 | $ 99,141 | $ 57,000 |
| Gainesville, FL | 133 | $ 13,156,000 | $ 98,917 | $ 65,000 |
| Macon, GA | 131 | $ 13,434,000 | $ 102,549 | $ 53,000 |
| Syracuse, NY | 124 | $ 13,282,000 | $ 107,112 | $ 67,000 |
| Asheville, NC | 120 | $ 14,563,000 | $ 121,358 | $ 70,000 |
| Glens Falls, NY | 119 | $ 13,231,000 | $ 111,184 | $ 83,000 |
| Boulder, CO | 117 | $ 24,537,000 | $ 209,717 | $ 94,000 |
| Ocean City, NJ | 117 | $ 27,225,000 | $ 232,692 | $ 137,000 |
| Portland-South Portland-Biddeford, ME | 115 | $ 18,467,000 | $ 160,582 | $ 82,000 |
| Harrisburg-Carlisle, PA | 112 | $ 11,205,000 | $ 100,044 | $ 58,000 |
| Olympia, WA | 112 | $ 13,449,000 | $ 120,080 | $ 63,000 |
| Spokane, WA | 112 | $ 9,989,000 | $ 89,187 | $ 58,000 |
| Napa, CA | 110 | $ 36,268,000 | $ 329,709 | $ 116,000 |
| Little Rock-North Little Rock, AR | 105 | $ 10,433,000 | $ 99,361 | $ 86,000 |
| Muskegon-Norton Shores, MI | 105 | $ 9,397,000 | $ 89,495 | $ 52,000 |
| Rocky Mount, NC | 103 | $ 8,182,000 | $ 79,436 | $ 46,000 |
| Spartanburg, SC | 102 | $ 9,908,000 | $ 97,137 | $ 52,000 |
| Austin-Round Rock, TX | 101 | $ 12,954,000 | $ 128,257 | $ 99,000 |
| Jackson, MI | 101 | $ 11,000,000 | $ 108,910 | $ 58,000 |
| Pueblo, CO | 101 | $ 9,362,000 | $ 92,693 | $ 52,000 |
| St. Cloud, MN | 97 | $ 9,939,000 | $ 102,463 | $ 62,000 |
| El Centro, CA | 96 | $ 11,563,000 | $ 120,447 | $ 66,000 |
| Bloomington-Normal, IL | 95 | $ 7,923,000 | $ 83,400 | $ 49,000 |
| Kankakee-Bradley, IL | 94 | $ 9,002,000 | $ 95,765 | $ 45,000 |
| Des Moines, IA | 92 | $ 10,029,000 | $ 109,010 | $ 68,000 |
| Kalamazoo-Portage, MI | 92 | $ 10,738,000 | $ 116,717 | $ 72,000 |
| Santa Fe, NM | 92 | $ 16,817,000 | $ 182,793 | $ 81,000 |
| Bremerton-Silverdale, WA | 88 | $ 14,971,000 | $ 170,125 | $ 90,000 |
| Fort Walton Beach-Crestview-Destin, FL | 87 | $ 14,281,000 | $ 164,149 | $ 99,000 |
| Janesville, WI | 84 | $ 7,678,000 | $ 91,404 | $ 50,000 |
| Bellingham, WA | 82 | $ 11,464,000 | $ 139,804 | $ 77,000 |
| Roanoke, VA | 81 | $ 9,606,000 | $ 118,592 | $ 55,000 |
| Chattanooga, TN-GA | 80 | $ 8,886,000 | $ 111,075 | $ 79,000 |
| Reading, PA | 78 | $ 10,672,000 | $ 136,820 | $ 68,000 |
| South Bend-Mishawaka, IN-MI | 78 | $ 5,544,000 | $ 71,076 | $ 54,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 77 | $ 7,271,000 | $ 94,428 | $ 62,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 76 | $ 10,698,000 | $ 140,763 | $ 87,000 |
| Kennewick-Richland-Pasco, WA | 74 | $ 7,252,000 | $ 98,000 | $ 67,000 |
| Racine, WI | 74 | $ 8,114,000 | $ 109,648 | $ 62,000 |
| Charlottesville, VA | 70 | $ 11,770,000 | $ 168,142 | $ 69,000 |
| Dover, DE | 70 | $ 8,670,000 | $ 123,857 | $ 62,000 |
| Utica-Rome, NY | 70 | $ 6,423,000 | $ 91,757 | $ 123,000 |
| Green Bay, WI | 69 | $ 6,666,000 | $ 96,608 | $ 59,000 |
| Hickory-Lenoir-Morganton, NC | 69 | $ 6,612,000 | $ 95,826 | $ 60,000 |
| Rochester, MN | 69 | $ 6,887,000 | $ 99,811 | $ 52,000 |
| Grand Junction, CO | 63 | $ 7,560,000 | $ 120,000 | $ 63,000 |
| Lancaster, PA | 63 | $ 7,365,000 | $ 116,904 | $ 57,000 |
| Augusta-Richmond County, GA-SC | 62 | $ 6,745,000 | $ 108,790 | $ 54,000 |
| Monroe, MI | 62 | $ 7,697,000 | $ 124,145 | $ 68,000 |
| Idaho Falls, ID | 59 | $ 4,601,000 | $ 77,983 | $ 46,000 |
| Wilmington, NC | 58 | $ 8,934,000 | $ 154,034 | $ 78,000 |
| Yakima, WA | 57 | $ 5,387,000 | $ 94,508 | $ 58,000 |
| Fayetteville, NC | 56 | $ 4,478,000 | $ 79,964 | $ 58,000 |
| Medford, OR | 56 | $ 8,648,000 | $ 154,428 | $ 66,000 |
| Jackson, TN | 55 | $ 4,368,000 | $ 79,418 | $ 43,000 |
| Panama City-Lynn Haven, FL | 55 | $ 6,880,000 | $ 125,090 | $ 73,000 |
| Springfield, IL | 55 | $ 5,458,000 | $ 99,236 | $ 57,000 |
| Anderson, IN | 54 | $ 4,051,000 | $ 75,018 | $ 47,000 |
| Gainesville, GA | 53 | $ 5,664,000 | $ 106,867 | $ 73,000 |
| Youngstown-Warren-Boardman, OH-PA | 53 | $ 5,293,000 | $ 99,867 | $ 57,000 |
| Anchorage, AK | 52 | $ 10,438,000 | $ 200,730 | $ 85,000 |
| Holland-Grand Haven, MI | 52 | $ 7,351,000 | $ 141,365 | $ 64,000 |
| Kingston, NY | 52 | $ 9,624,000 | $ 185,076 | $ 86,000 |
| Peoria, IL | 52 | $ 5,650,000 | $ 108,653 | $ 72,000 |
| Saginaw-Saginaw Township North, MI | 52 | $ 5,442,000 | $ 104,653 | $ 68,000 |
| Burlington-South Burlington, VT | 51 | $ 7,735,000 | $ 151,666 | $ 67,000 |
| Burlington, NC | 50 | $ 4,150,000 | $ 83,000 | $ 48,000 |
| Erie, PA | 49 | $ 4,501,000 | $ 91,857 | $ 71,000 |
| Pocatello, ID | 49 | $ 3,266,000 | $ 66,653 | $ 35,000 |
| Binghamton, NY | 47 | $ 4,527,000 | $ 96,319 | $ 66,000 |
| Las Cruces, NM | 47 | $ 6,557,000 | $ 139,510 | $ 126,000 |
| Niles-Benton Harbor, MI | 47 | $ 6,255,000 | $ 133,085 | $ 76,000 |
| Canton-Massillon, OH | 46 | $ 4,830,000 | $ 105,000 | $ 49,000 |
| Duluth, MN-WI | 46 | $ 4,535,000 | $ 98,586 | $ 54,000 |
| Greenville, NC | 46 | $ 4,402,000 | $ 95,695 | $ 55,000 |
| Mansfield, OH | 45 | $ 3,943,000 | $ 87,622 | $ 62,000 |
| McAllen-Edinburg-Pharr, TX | 45 | $ 4,051,000 | $ 90,022 | $ 72,000 |
| Yuma, AZ | 45 | $ 4,865,000 | $ 108,111 | $ 91,000 |
| Lynchburg, VA | 44 | $ 3,973,000 | $ 90,295 | $ 53,000 |
| Omaha-Council Bluffs, NE-IA | 43 | $ 4,372,000 | $ 101,674 | $ 66,000 |
| Springfield, MO | 43 | $ 3,661,000 | $ 85,139 | $ 56,000 |
| Warner Robins, GA | 43 | $ 3,785,000 | $ 88,023 | $ 68,000 |
| Prescott, AZ | 42 | $ 5,817,000 | $ 138,500 | $ 86,000 |
| Wichita, KS | 42 | $ 3,535,000 | $ 84,166 | $ 54,000 |
| Lewiston-Auburn, ME | 41 | $ 3,984,000 | $ 97,170 | $ 54,000 |
| Elkhart-Goshen, IN | 38 | $ 2,592,000 | $ 68,210 | $ 46,000 |
| Salisbury, MD | 38 | $ 3,623,000 | $ 95,342 | $ 53,000 |
| Pittsfield, MA | 37 | $ 4,227,000 | $ 114,243 | $ 53,000 |
| Battle Creek, MI | 34 | $ 3,322,000 | $ 97,705 | $ 46,000 |
| Johnson City, TN | 34 | $ 3,181,000 | $ 93,558 | $ 62,000 |
| Appleton, WI | 33 | $ 3,449,000 | $ 104,515 | $ 63,000 |
| Waco, TX | 33 | $ 3,082,000 | $ 93,393 | $ 59,000 |
| Athens-Clarke County, GA | 31 | $ 4,400,000 | $ 141,935 | $ 84,000 |
| Champaign-Urbana, IL | 31 | $ 3,253,000 | $ 104,935 | $ 61,000 |
| Springfield, OH | 31 | $ 2,478,000 | $ 79,935 | $ 51,000 |
| Albany, GA | 30 | $ 2,400,000 | $ 80,000 | $ 60,000 |
| Flagstaff, AZ | 30 | $ 4,177,000 | $ 139,233 | $ 101,000 |
| Lexington-Fayette, KY | 30 | $ 3,406,000 | $ 113,533 | $ 56,000 |
| Lincoln, NE | 30 | $ 2,314,000 | $ 77,133 | $ 54,000 |
| Winchester, VA-WV | 30 | $ 4,026,000 | $ 134,200 | $ 81,000 |
| Charleston, WV | 29 | $ 2,743,000 | $ 94,586 | $ 54,000 |
| Lebanon, PA | 29 | $ 3,279,000 | $ 113,068 | $ 60,000 |
| Cheyenne, WY | 28 | $ 2,943,000 | $ 105,107 | $ 60,000 |
| El Paso, TX | 28 | $ 2,575,000 | $ 91,964 | $ 65,000 |
| Clarksville, TN-KY | 26 | $ 1,835,000 | $ 70,576 | $ 53,000 |
| Columbus, GA-AL | 26 | $ 3,633,000 | $ 139,730 | $ 73,000 |
| Bloomington, IN | 25 | $ 2,753,000 | $ 110,120 | $ 79,000 |
| Cumberland, MD-WV | 25 | $ 2,699,000 | $ 107,960 | $ 60,000 |
| Eau Claire, WI | 25 | $ 2,493,000 | $ 99,720 | $ 46,000 |
| Fort Wayne, IN | 25 | $ 3,361,000 | $ 134,440 | $ 85,000 |
| Beaumont-Port Arthur, TX | 24 | $ 2,398,000 | $ 99,916 | $ 67,000 |
| Florence, SC | 24 | $ 2,614,000 | $ 108,916 | $ 61,000 |
| St. George, UT | 23 | $ 1,992,000 | $ 86,608 | $ 60,000 |
| Davenport-Moline-Rock Island, IA-IL | 22 | $ 1,894,000 | $ 86,090 | $ 46,000 |
| Laredo, TX | 22 | $ 1,975,000 | $ 89,772 | $ 64,000 |
| Sherman-Denison, TX | 22 | $ 2,560,000 | $ 116,363 | $ 99,000 |
| Billings, MT | 21 | $ 2,119,000 | $ 100,904 | $ 48,000 |
| Missoula, MT | 21 | $ 2,320,000 | $ 110,476 | $ 64,000 |
| Bangor, ME | 20 | $ 1,932,000 | $ 96,600 | $ 76,000 |
| Coeur D'Alene, ID | 20 | $ 2,128,000 | $ 106,400 | $ 60,000 |
| Corpus Christi, TX | 20 | $ 1,347,000 | $ 67,350 | $ 48,000 |
| Topeka, KS | 20 | $ 1,451,000 | $ 72,550 | $ 48,000 |
| Anderson, SC | 19 | $ 1,842,000 | $ 96,947 | $ 58,000 |
| Brownsville-Harlingen, TX | 19 | $ 1,410,000 | $ 74,210 | $ 80,000 |
| Cedar Rapids, IA | 19 | $ 1,625,000 | $ 85,526 | $ 44,000 |
| Danville, VA | 19 | $ 1,448,000 | $ 76,210 | $ 78,000 |
| Goldsboro, NC | 18 | $ 1,816,000 | $ 100,888 | $ 55,000 |
| Killeen-Temple-Fort Hood, TX | 18 | $ 1,252,000 | $ 69,555 | $ 51,000 |
| Brunswick, GA | 17 | $ 2,592,000 | $ 152,470 | $ 60,000 |
| Muncie, IN | 17 | $ 1,331,000 | $ 78,294 | $ 51,000 |
| Wausau, WI | 17 | $ 1,923,000 | $ 113,117 | $ 57,000 |
| Bay City, MI | 16 | $ 1,476,000 | $ 92,250 | $ 70,000 |
| Kingsport-Bristol-Bristol, TN-VA | 16 | $ 1,632,000 | $ 102,000 | $ 40,000 |
| St. Joseph, MO-KS | 16 | $ 1,643,000 | $ 102,687 | $ 49,000 |
| Tyler, TX | 16 | $ 1,261,000 | $ 78,812 | $ 54,000 |
| Bend, OR | 15 | $ 2,218,000 | $ 147,866 | $ 90,000 |
| Jacksonville, NC | 15 | $ 1,179,000 | $ 78,600 | $ 50,000 |
| Lawton, OK | 15 | $ 874,000 | $ 58,266 | $ 36,000 |
| Lubbock, TX | 15 | $ 1,451,000 | $ 96,733 | $ 119,000 |
| Sumter, SC | 15 | $ 1,446,000 | $ 96,400 | $ 62,000 |
| College Station-Bryan, TX | 14 | $ 1,147,000 | $ 81,928 | $ 59,000 |
| Dubuque, IA | 14 | $ 1,284,000 | $ 91,714 | $ 49,000 |
| Elmira, NY | 14 | $ 938,000 | $ 67,000 | $ 51,000 |
| Fort Smith, AR-OK | 14 | $ 1,422,000 | $ 101,571 | $ 130,000 |
| Huntington-Ashland, WV-KY-OH | 14 | $ 980,000 | $ 70,000 | $ 64,000 |
| Lima, OH | 14 | $ 1,147,000 | $ 81,928 | $ 106,000 |
| Mount Vernon-Anacortes, WA | 14 | $ 1,192,000 | $ 85,142 | $ 57,000 |
| Vero Beach, FL | 14 | $ 1,892,000 | $ 135,142 | $ 87,000 |
| Wheeling, WV-OH | 14 | $ 1,071,000 | $ 76,500 | $ 44,000 |
| Amarillo, TX | 13 | $ 1,512,000 | $ 116,307 | $ 163,000 |
| Kokomo, IN | 13 | $ 1,565,000 | $ 120,384 | $ 52,000 |
| Lawrence, KS | 13 | $ 1,552,000 | $ 119,384 | $ 69,000 |
| Joplin, MO | 12 | $ 975,000 | $ 81,250 | $ 66,000 |
| La Crosse, WI-MN | 12 | $ 1,008,000 | $ 84,000 | $ 49,000 |
| Oshkosh-Neenah, WI | 12 | $ 1,312,000 | $ 109,333 | $ 60,000 |
| Sheboygan, WI | 12 | $ 1,028,000 | $ 85,666 | $ 45,000 |
| Sioux City, IA-NE-SD | 12 | $ 710,000 | $ 59,166 | $ 45,000 |
| State College, PA | 12 | $ 1,605,000 | $ 133,750 | $ 77,000 |
| Columbia, MO | 11 | $ 916,000 | $ 83,272 | $ 54,000 |
| Lafayette, IN | 10 | $ 1,145,000 | $ 114,500 | $ 64,000 |
| Victoria, TX | 10 | $ 559,000 | $ 55,900 | $ 57,000 |
| Corvallis, OR | 9 | $ 981,000 | $ 109,000 | $ 70,000 |
| Evansville, IN-KY | 9 | $ 610,000 | $ 67,777 | $ 48,000 |
| Decatur, IL | 8 | $ 644,000 | $ 80,500 | $ 42,000 |
| Longview, WA | 8 | $ 1,042,000 | $ 130,250 | $ 68,000 |
| Waterloo-Cedar Falls, IA | 8 | $ 831,000 | $ 103,875 | $ 42,000 |
| Abilene, TX | 7 | $ 764,000 | $ 109,142 | $ 73,000 |
| Altoona, PA | 7 | $ 639,000 | $ 91,285 | $ 49,000 |
| Farmington, NM | 7 | $ 868,000 | $ 124,000 | $ 81,000 |
| Harrisonburg, VA | 7 | $ 639,000 | $ 91,285 | $ 43,000 |
| Longview, TX | 7 | $ 509,000 | $ 72,714 | $ 71,000 |
| Sandusky, OH | 7 | $ 843,000 | $ 120,428 | $ 73,000 |
| Dalton, GA | 6 | $ 1,184,000 | $ 197,333 | $ 103,000 |
| Great Falls, MT | 6 | $ 762,000 | $ 127,000 | $ 83,000 |
| Jonesboro, AR | 6 | $ 714,000 | $ 119,000 | $ 63,000 |
| Parkersburg-Marietta, WV-OH | 6 | $ 480,000 | $ 80,000 | $ 37,000 |
| Valdosta, GA | 6 | $ 321,000 | $ 53,500 | $ 66,000 |
| Wenatchee, WA | 6 | $ 833,000 | $ 138,833 | $ 73,000 |
| Blacksburg-Christiansburg-Radford, VA | 5 | $ 1,211,000 | $ 242,200 | $ 81,000 |
| Casper, WY | 5 | $ 418,000 | $ 83,600 | $ 44,000 |
| Fond Du Lac, WI | 5 | $ 527,000 | $ 105,400 | $ 74,000 |
| Morristown, TN | 5 | $ 414,000 | $ 82,800 | $ 38,000 |
| Pine Bluff, AR | 5 | $ 414,000 | $ 82,800 | $ 55,000 |
| Terre Haute, IN | 5 | $ 559,000 | $ 111,800 | $ 54,000 |
| Weirton-Steubenville, WV-OH | 5 | $ 373,000 | $ 74,600 | $ 37,000 |
| Williamsport, PA | 5 | $ 414,000 | $ 82,800 | $ 52,000 |
| Lewiston, ID-WA | 4 | $ 297,000 | $ 74,250 | $ 51,000 |
| Logan, UT-ID | 4 | $ 391,000 | $ 97,750 | $ 63,000 |
| Michigan City-La Porte, IN | 4 | $ 569,000 | $ 142,250 | $ 92,000 |
| Midland, TX | 4 | $ 437,000 | $ 109,250 | $ 91,000 |
| Rome, GA | 4 | $ 435,000 | $ 108,750 | $ 55,000 |
| Texarkana, Tx-Texarkana, AR | 4 | $ 268,000 | $ 67,000 | $ 35,000 |
| Ames, IA | 3 | $ 130,000 | $ 43,333 | $ 38,000 |
| Bowling Green, KY | 3 | $ 286,000 | $ 95,333 | $ 66,000 |
| Carson City, NV | 3 | $ 438,000 | $ 146,000 | $ 54,000 |
| Cleveland, TN | 3 | $ 268,000 | $ 89,333 | $ 73,000 |
| Hot Springs, AR | 3 | $ 210,000 | $ 70,000 | $ 29,000 |
| Columbus, IN | 2 | $ 181,000 | $ 90,500 | $ 42,000 |
| Fairbanks, AK | 2 | $ 203,000 | $ 101,500 | $ 49,000 |
| Hinesville-Fort Stewart, GA | 2 | $ 138,000 | $ 69,000 | $ 35,000 |
| Iowa City, IA | 2 | $ 340,000 | $ 170,000 | $ 64,000 |
| Johnstown, PA | 2 | $ 158,000 | $ 79,000 | $ 53,000 |
| Odessa, TX | 2 | $ 107,000 | $ 53,500 | $ 27,000 |
| Wichita Falls, TX | 2 | $ 153,000 | $ 76,500 | $ 76,000 |
| New Orleans-Metairie-Kenner, LA | 1 | $ 140,000 | $ 140,000 | $ 116,000 |
| Owensboro, KY | 1 | $ 82,000 | $ 82,000 | $ 34,000 |
Mortgage Loan Application Detail Totals for Fremont Investment & Loan in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 118,260 | $18,111,206,000 | $114,521 | $40,000,000 | $70,717 | $6,756,000 |
| Refinancing | 103,630 | $20,701,715,000 | $155,937 | $1,000,000 | $73,145 | $7,540,000 |
| Home Improvement | 2,794 | $625,664,000 | $169,595 | $980,000 | $76,690 | $2,397,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 95,027 | $16,369,296,000 | $138,063 | $1,000,000 | $74,021 | $7,540,000 |
| Black or African American | 47,674 | $7,365,444,000 | $129,767 | $1,000,000 | $67,162 | $2,918,000 |
| Hispanic | 43,371 | $7,783,386,000 | $127,477 | $1,000,000 | $64,250 | $6,756,000 |
| Not Provided | 26,497 | $5,105,300,000 | $145,978 | $1,488,000 | $75,170 | $4,346,000 |
| Asian | 9,134 | $2,122,927,000 | $154,023 | $1,000,000 | $86,162 | $2,909,000 |
| Native Hawaiian or Other Pacific Islander | 1,806 | $374,332,000 | $154,967 | $950,000 | $87,419 | $3,034,000 |
| American Indian or Alaskan Native | 990 | $180,385,000 | $142,243 | $850,000 | $74,170 | $2,075,000 |
| Not applicable | 185 | $137,515,000 | $327,750 | $40,000,000 | $68,333 | $540,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 224,684 | $39,438,585,000 | $134,265 | $40,000,000 | $71,693 | $7,540,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 139,371 | $23,903,511,000 | $130,444 | $40,000,000 | $73,555 | $7,540,000 |
| Application Denied By Financial Institution | 60,237 | $11,418,155,000 | $148,285 | $1,488,000 | $69,918 | $4,346,000 |
| File Closed For Incompleteness | 24,473 | $4,010,301,000 | $122,822 | $1,000,000 | $71,444 | $3,465,000 |
| Application Approved But Not Accepted | 380 | $72,284,000 | $141,156 | $952,000 | $62,906 | $1,912,000 |
| Application Withdrawn By Applicant | 198 | $29,791,000 | $142,451 | $708,000 | $88,161 | $584,000 |
| Loan Purchased By The Institution | 25 | $4,543,000 | $172,600 | $347,000 | $82,100 | $448,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fremont Investment & Loan's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fremont Investment & Loan's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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