Ge Money Bank Mortgage Lending & HMDA Data, 2006

In 2006, Ge Money Bank of Salt Lake City, UT reported 71,879 mortgage applications totaling $2.6 billion, down 37% from 2005. The average application was for $36,027, and applicants reported an average income of $92,528. 27% of its applications resulted in an originated loan and 41% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (4,021), Dallas-Plano-Irving, TX (2,315) and Houston-Sugar Land-Baytown, TX (1,971) (applications in parentheses).

Mortgage Company & Address Ge Money Bank
4246 South Riverboat Rdcsuite 200
Salt Lake City, UT 84123
Federal Regulator * available with data download
Years 2008  2007  2006  2005  
Total Number of Mortgage Applications 71,879
Total Mortgage Loan Application Amount $2,589,605,000
Average Mortgage Loan Application Amount $36,027
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $92,528
Highest Applicant Income $3,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ge Money Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ge Money Bank by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 3,327 $ 133,579,000 $ 40,149 $ 100,000
Clark, Nevada 1,279 $ 71,627,000 $ 56,002 $ 133,000
Harris, Texas 1,085 $ 33,533,000 $ 30,905 $ 100,000
Los Angeles, California 1,076 $ 66,075,000 $ 61,407 $ 123,000
Suffolk, New York 1,024 $ 40,365,000 $ 39,418 $ 150,000
Riverside, California 995 $ 55,993,000 $ 56,274 $ 142,000
Tarrant, Texas 980 $ 28,660,000 $ 29,244 $ 97,000
San Bernardino, California 844 $ 42,104,000 $ 49,886 $ 110,000
Dallas, Texas 822 $ 21,437,000 $ 26,079 $ 88,000
Pinal, Arizona 694 $ 23,551,000 $ 33,935 $ 83,000
St. Louis, Missouri 667 $ 16,009,000 $ 24,001 $ 86,000
Cook, Illinois 638 $ 16,144,000 $ 25,304 $ 71,000
Collin, Texas 600 $ 21,663,000 $ 36,105 $ 120,000
Monroe, New York 551 $ 11,947,000 $ 21,682 $ 60,000
Bexar, Texas 551 $ 18,745,000 $ 34,019 $ 107,000
Wayne, Michigan 536 $ 15,440,000 $ 28,805 $ 82,000
Denton, Texas 535 $ 19,833,000 $ 37,071 $ 121,000
Pima, Arizona 509 $ 25,396,000 $ 49,893 $ 100,000
San Diego, California 506 $ 33,716,000 $ 66,632 $ 176,000
Sacramento, California 484 $ 24,617,000 $ 50,861 $ 123,000
Duval, Florida 450 $ 13,783,000 $ 30,628 $ 83,000
Miami-Dade, Florida 448 $ 20,501,000 $ 45,761 $ 105,000
San Joaquin, California 435 $ 22,966,000 $ 52,795 $ 129,000
Nassau, New York 426 $ 17,381,000 $ 40,800 $ 116,000
New Haven, Connecticut 415 $ 11,692,000 $ 28,173 $ 88,000
El Paso, Colorado 407 $ 8,379,000 $ 20,587 $ 78,000
Hartford, Connecticut 406 $ 12,568,000 $ 30,955 $ 92,000
Broward, Florida 364 $ 22,137,000 $ 60,815 $ 92,000
Salt Lake, Utah 333 $ 9,559,000 $ 28,705 $ 65,000
Stanislaus, California 328 $ 15,824,000 $ 48,243 $ 121,000
Virginia Beach, Virginia 320 $ 9,035,000 $ 28,234 $ 84,000
Kern, California 317 $ 13,094,000 $ 41,305 $ 112,000
Franklin, Ohio 315 $ 6,681,000 $ 21,209 $ 70,000
Essex, New Jersey 312 $ 11,045,000 $ 35,400 $ 96,000
Contra Costa, California 305 $ 17,652,000 $ 57,875 $ 138,000
Lake, Indiana 303 $ 4,523,000 $ 14,927 $ 74,000
Fort Bend, Texas 301 $ 10,828,000 $ 35,973 $ 126,000
St. Charles, Missouri 300 $ 8,093,000 $ 26,976 $ 97,000
Prince George's, Maryland 296 $ 13,081,000 $ 44,192 $ 113,000
Queens, New York 288 $ 10,500,000 $ 36,458 $ 104,000
Middlesex, New Jersey 278 $ 13,433,000 $ 48,320 $ 112,000
Erie, New York 274 $ 8,231,000 $ 30,040 $ 89,000
Milwaukee, Wisconsin 267 $ 5,880,000 $ 22,022 $ 74,000
Fresno, California 266 $ 12,643,000 $ 47,530 $ 107,000
Orange, California 264 $ 23,761,000 $ 90,003 $ 161,000
Orange, Florida 259 $ 12,258,000 $ 47,328 $ 95,000
Philadelphia, Pennsylvania 258 $ 8,645,000 $ 33,507 $ 82,000
Williamson, Texas 258 $ 9,753,000 $ 37,802 $ 118,000
Union, New Jersey 253 $ 7,548,000 $ 29,833 $ 105,000
Tulare, California 252 $ 9,933,000 $ 39,416 $ 98,000
Hillsborough, Florida 252 $ 12,636,000 $ 50,142 $ 102,000
Montgomery, Texas 243 $ 8,546,000 $ 35,168 $ 115,000
Oakland, Michigan 241 $ 12,249,000 $ 50,825 $ 107,000
Arapahoe, Colorado 234 $ 6,140,000 $ 26,239 $ 87,000
Travis, Texas 229 $ 8,512,000 $ 37,170 $ 114,000
Mecklenburg, North Carolina 228 $ 6,292,000 $ 27,596 $ 78,000
Macomb, Michigan 225 $ 10,140,000 $ 45,066 $ 113,000
Jackson, Missouri 223 $ 4,622,000 $ 20,726 $ 67,000
Jefferson, Alabama 219 $ 3,821,000 $ 17,447 $ 59,000
Palm Beach, Florida 218 $ 14,643,000 $ 67,169 $ 101,000
Volusia, Florida 217 $ 8,301,000 $ 38,253 $ 80,000
Pulaski, Arkansas 213 $ 7,180,000 $ 33,708 $ 88,000
Worcester, Massachusetts 213 $ 7,421,000 $ 34,840 $ 106,000
Ocean, New Jersey 207 $ 8,062,000 $ 38,946 $ 114,000
Adams, Colorado 206 $ 6,236,000 $ 30,271 $ 76,000
Onondaga, New York 206 $ 4,315,000 $ 20,946 $ 67,000
Hampden, Massachusetts 201 $ 6,333,000 $ 31,507 $ 70,000
Chesterfield, Virginia 201 $ 5,775,000 $ 28,731 $ 82,000
Passaic, New Jersey 197 $ 8,453,000 $ 42,908 $ 108,000
Oklahoma, Oklahoma 197 $ 3,941,000 $ 20,005 $ 67,000
Henrico, Virginia 197 $ 5,266,000 $ 26,730 $ 62,000
Monmouth, New Jersey 189 $ 7,692,000 $ 40,698 $ 126,000
New Castle, Delaware 184 $ 5,733,000 $ 31,157 $ 103,000
DeKalb, Georgia 183 $ 5,996,000 $ 32,765 $ 84,000
St. Clair, Illinois 183 $ 4,306,000 $ 23,530 $ 73,000
Polk, Iowa 181 $ 3,346,000 $ 18,486 $ 63,000
Jefferson, Kentucky 177 $ 4,830,000 $ 27,288 $ 68,000
Benton, Arkansas 174 $ 5,267,000 $ 30,270 $ 77,000
Norfolk, Virginia 174 $ 3,923,000 $ 22,545 $ 59,000
Camden, New Jersey 172 $ 7,114,000 $ 41,360 $ 115,000
Kings, New York 171 $ 7,937,000 $ 46,415 $ 106,000
Burlington, New Jersey 169 $ 5,882,000 $ 34,804 $ 98,000
Pinellas, Florida 165 $ 6,576,000 $ 39,854 $ 74,000
Montgomery, Pennsylvania 162 $ 6,622,000 $ 40,876 $ 122,000
Fairfax, Virginia 162 $ 5,485,000 $ 33,858 $ 138,000
Newport News, Virginia 162 $ 3,677,000 $ 22,697 $ 70,000
Allen, Indiana 161 $ 3,139,000 $ 19,496 $ 64,000
Madison, Alabama 160 $ 3,726,000 $ 23,287 $ 81,000
Bell, Texas 159 $ 5,775,000 $ 36,320 $ 102,000
Richmond City, Virginia 157 $ 2,839,000 $ 18,082 $ 53,000
Lehigh, Pennsylvania 156 $ 3,370,000 $ 21,602 $ 56,000
Marion, Indiana 155 $ 4,185,000 $ 27,000 $ 82,000
Jefferson, Missouri 155 $ 3,796,000 $ 24,490 $ 78,000
Fairfield, Connecticut 154 $ 6,766,000 $ 43,935 $ 108,000
Northampton, Pennsylvania 154 $ 3,870,000 $ 25,129 $ 67,000
Bernalillo, New Mexico 152 $ 6,827,000 $ 44,914 $ 95,000
Oneida, New York 150 $ 2,325,000 $ 15,500 $ 51,000
Denver, Colorado 148 $ 4,124,000 $ 27,864 $ 77,000
Hampton, Virginia 148 $ 3,635,000 $ 24,560 $ 70,000
Chesapeake, Virginia 147 $ 5,872,000 $ 39,945 $ 100,000
Cumberland, North Carolina 146 $ 3,210,000 $ 21,986 $ 69,000
Jefferson, Colorado 143 $ 3,006,000 $ 21,020 $ 99,000
Delaware, Pennsylvania 142 $ 4,290,000 $ 30,211 $ 113,000
Galveston, Texas 142 $ 4,437,000 $ 31,246 $ 110,000
Allegheny, Pennsylvania 138 $ 3,084,000 $ 22,347 $ 55,000
Clay, Florida 135 $ 4,943,000 $ 36,614 $ 94,000
Montgomery, Ohio 135 $ 5,174,000 $ 38,325 $ 78,000
Merced, California 133 $ 5,740,000 $ 43,157 $ 119,000
Westchester, New York 133 $ 8,002,000 $ 60,165 $ 141,000
Cuyahoga, Ohio 133 $ 5,591,000 $ 42,037 $ 82,000
Alameda, California 132 $ 10,760,000 $ 81,515 $ 129,000
Marion, Florida 132 $ 3,534,000 $ 26,772 $ 68,000
Fulton, Georgia 132 $ 5,259,000 $ 39,840 $ 82,000
Madison, Illinois 132 $ 3,304,000 $ 25,030 $ 64,000
Hamilton, Ohio 132 $ 4,224,000 $ 32,000 $ 79,000
Solano, California 131 $ 7,675,000 $ 58,587 $ 137,000
El Paso, Texas 130 $ 3,780,000 $ 29,076 $ 77,000
Baltimore, Maryland 129 $ 5,730,000 $ 44,418 $ 103,000
Lancaster, Pennsylvania 129 $ 3,637,000 $ 28,193 $ 70,000
York, Pennsylvania 129 $ 3,620,000 $ 28,062 $ 70,000
Lee, Florida 128 $ 6,269,000 $ 48,976 $ 109,000
Genesee, Michigan 127 $ 4,835,000 $ 38,070 $ 80,000
Washoe, Nevada 127 $ 5,899,000 $ 46,448 $ 98,000
Atlantic, New Jersey 127 $ 5,117,000 $ 40,291 $ 106,000
Tulsa, Oklahoma 126 $ 2,503,000 $ 19,865 $ 72,000
St. Louis City, Missouri 124 $ 2,490,000 $ 20,080 $ 65,000
Berks, Pennsylvania 123 $ 3,505,000 $ 28,495 $ 59,000
Mobile, Alabama 122 $ 3,629,000 $ 29,745 $ 62,000
Santa Clara, California 122 $ 7,622,000 $ 62,475 $ 167,000
Cobb, Georgia 121 $ 4,292,000 $ 35,471 $ 87,000
Pasco, Florida 120 $ 5,862,000 $ 48,850 $ 94,000
Douglas, Nebraska 120 $ 2,053,000 $ 17,108 $ 77,000
Kaufman, Texas 119 $ 3,837,000 $ 32,243 $ 95,000
Will, Illinois 117 $ 6,161,000 $ 52,658 $ 93,000
Sebastian, Arkansas 116 $ 2,110,000 $ 18,189 $ 56,000
Placer, California 116 $ 7,428,000 $ 64,034 $ 154,000
Schenectady, New York 116 $ 2,481,000 $ 21,387 $ 86,000
Shelby, Tennessee 116 $ 1,705,000 $ 14,698 $ 72,000
Anne Arundel, Maryland 114 $ 4,752,000 $ 41,684 $ 109,000
Baltimore City, Maryland 114 $ 2,587,000 $ 22,692 $ 71,000
Albany, New York 114 $ 2,652,000 $ 23,263 $ 73,000
Ellis, Texas 114 $ 3,659,000 $ 32,096 $ 95,000
Pierce, Washington 114 $ 6,283,000 $ 55,114 $ 82,000
Washington, Arkansas 112 $ 3,376,000 $ 30,142 $ 78,000
Polk, Florida 111 $ 4,876,000 $ 43,927 $ 88,000
Brazoria, Texas 111 $ 3,775,000 $ 34,009 $ 108,000
Bergen, New Jersey 110 $ 7,719,000 $ 70,172 $ 143,000
Brevard, Florida 109 $ 5,814,000 $ 53,339 $ 99,000
New London, Connecticut 108 $ 3,424,000 $ 31,703 $ 82,000
Chester, Pennsylvania 107 $ 4,080,000 $ 38,130 $ 102,000
Monroe, Pennsylvania 107 $ 3,542,000 $ 33,102 $ 70,000
Lake, Illinois 106 $ 5,208,000 $ 49,132 $ 135,000
Bucks, Pennsylvania 106 $ 3,948,000 $ 37,245 $ 87,000
Dauphin, Pennsylvania 106 $ 2,563,000 $ 24,179 $ 62,000
Baldwin, Alabama 104 $ 3,367,000 $ 32,375 $ 93,000
Lake, Florida 103 $ 5,627,000 $ 54,631 $ 105,000
Montgomery, Maryland 103 $ 4,809,000 $ 46,689 $ 131,000
Middlesex, Massachusetts 103 $ 3,902,000 $ 37,883 $ 135,000
Providence, Rhode Island 103 $ 3,056,000 $ 29,669 $ 96,000
Rockwall, Texas 102 $ 3,783,000 $ 37,088 $ 116,000
Escambia, Florida 100 $ 3,034,000 $ 30,340 $ 90,000
Broome, New York 99 $ 2,268,000 $ 22,909 $ 50,000
Cleveland, Oklahoma 98 $ 2,316,000 $ 23,632 $ 76,000
Butler, Ohio 97 $ 5,721,000 $ 58,979 $ 108,000
King, Washington 97 $ 5,266,000 $ 54,288 $ 99,000
Gwinnett, Georgia 96 $ 4,659,000 $ 48,531 $ 89,000
Luzerne, Pennsylvania 96 $ 2,037,000 $ 21,218 $ 49,000
Seminole, Florida 95 $ 3,155,000 $ 33,210 $ 97,000
Wake, North Carolina 95 $ 5,109,000 $ 53,778 $ 102,000
Prince William, Virginia 95 $ 4,491,000 $ 47,273 $ 154,000
Mohave, Arizona 93 $ 4,550,000 $ 48,924 $ 99,000
Kent, Michigan 93 $ 2,875,000 $ 30,913 $ 83,000
Mercer, New Jersey 93 $ 2,701,000 $ 29,043 $ 69,000
Gloucester, New Jersey 92 $ 3,165,000 $ 34,402 $ 121,000
Hudson, New Jersey 92 $ 4,320,000 $ 46,956 $ 140,000
Saratoga, New York 91 $ 2,799,000 $ 30,758 $ 80,000
St. Lucie, Florida 90 $ 3,639,000 $ 40,433 $ 84,000
St. Clair, Michigan 90 $ 3,644,000 $ 40,488 $ 104,000
Niagara, New York 90 $ 2,110,000 $ 23,444 $ 75,000
Lucas, Ohio 90 $ 2,531,000 $ 28,122 $ 88,000
Portsmouth, Virginia 90 $ 2,344,000 $ 26,044 $ 68,000
Sarasota, Florida 89 $ 5,423,000 $ 60,932 $ 94,000
Orange, New York 89 $ 3,747,000 $ 42,101 $ 120,000
Hennepin, Minnesota 88 $ 4,299,000 $ 48,852 $ 95,000
Johnson, Kansas 87 $ 3,540,000 $ 40,689 $ 105,000
Greene, Missouri 87 $ 2,011,000 $ 23,114 $ 71,000
Summit, Ohio 86 $ 3,188,000 $ 37,069 $ 66,000
Davidson, Tennessee 86 $ 2,604,000 $ 30,279 $ 71,000
Davis, Utah 86 $ 2,103,000 $ 24,453 $ 64,000
Plymouth, Massachusetts 85 $ 2,632,000 $ 30,964 $ 92,000
Sandoval, New Mexico 85 $ 3,758,000 $ 44,211 $ 86,000
Johnson, Texas 85 $ 2,505,000 $ 29,470 $ 96,000
York, Maine 84 $ 2,799,000 $ 33,321 $ 72,000
Ingham, Michigan 84 $ 3,162,000 $ 37,642 $ 63,000
Washtenaw, Michigan 83 $ 1,974,000 $ 23,783 $ 86,000
Ramsey, Minnesota 83 $ 3,513,000 $ 42,325 $ 89,000
Richmond, New York 83 $ 4,186,000 $ 50,433 $ 98,000
Manatee, Florida 82 $ 2,698,000 $ 32,902 $ 75,000
Snohomish, Washington 82 $ 4,370,000 $ 53,292 $ 127,000
Flagler, Florida 81 $ 3,595,000 $ 44,382 $ 89,000
Bronx, New York 81 $ 4,817,000 $ 59,469 $ 105,000
Rensselaer, New York 80 $ 1,700,000 $ 21,250 $ 86,000
Clayton, Georgia 79 $ 1,790,000 $ 22,658 $ 61,000
Kings, California 78 $ 3,253,000 $ 41,705 $ 108,000
Stark, Ohio 78 $ 1,568,000 $ 20,102 $ 69,000
Santa Rosa, Florida 77 $ 3,232,000 $ 41,974 $ 94,000
Sedgwick, Kansas 77 $ 1,801,000 $ 23,389 $ 66,000
Comanche, Oklahoma 76 $ 926,000 $ 12,184 $ 56,000
Weld, Colorado 75 $ 2,311,000 $ 30,813 $ 77,000
Fayette, Kentucky 75 $ 2,394,000 $ 31,920 $ 64,000
Clay, Missouri 75 $ 1,775,000 $ 23,666 $ 82,000
Osceola, Florida 74 $ 4,158,000 $ 56,189 $ 83,000
Knox, Tennessee 74 $ 1,962,000 $ 26,513 $ 59,000
Natrona, Wyoming 73 $ 1,225,000 $ 16,780 $ 84,000
Saline, Arkansas 72 $ 2,223,000 $ 30,875 $ 79,000
Elkhart, Indiana 72 $ 1,173,000 $ 16,291 $ 53,000
Wayne, New York 72 $ 1,510,000 $ 20,972 $ 68,000
Hamilton, Tennessee 72 $ 1,319,000 $ 18,319 $ 70,000
Essex, Massachusetts 70 $ 3,940,000 $ 56,285 $ 118,000
Ontario, New York 70 $ 1,694,000 $ 24,200 $ 56,000
Winnebago, Illinois 68 $ 1,676,000 $ 24,647 $ 68,000
Hays, Texas 68 $ 2,758,000 $ 40,558 $ 113,000
Guadalupe, Texas 67 $ 2,239,000 $ 33,417 $ 95,000
Jefferson, Texas 67 $ 1,851,000 $ 27,626 $ 89,000
Laramie, Wyoming 67 $ 1,111,000 $ 16,582 $ 83,000
Cumberland, Maine 66 $ 2,225,000 $ 33,712 $ 84,000
Lackawanna, Pennsylvania 66 $ 2,043,000 $ 30,954 $ 47,000
Gaston, North Carolina 65 $ 1,871,000 $ 28,784 $ 67,000
Lorain, Ohio 65 $ 1,891,000 $ 29,092 $ 58,000
Dane, Wisconsin 65 $ 2,683,000 $ 41,276 $ 83,000
District of Columbia, District Of Columbia 64 $ 4,843,000 $ 75,671 $ 85,000
Licking, Ohio 64 $ 1,487,000 $ 23,234 $ 79,000
Cabarrus, North Carolina 63 $ 1,639,000 $ 26,015 $ 91,000
Windham, Connecticut 62 $ 1,639,000 $ 26,435 $ 75,000
Cochise, Arizona 61 $ 2,748,000 $ 45,049 $ 122,000
Madera, California 61 $ 3,055,000 $ 50,081 $ 107,000
Harrison, Mississippi 61 $ 1,779,000 $ 29,163 $ 97,000
Jackson, Mississippi 61 $ 1,558,000 $ 25,540 $ 75,000
Fulton, New York 61 $ 1,354,000 $ 22,196 $ 64,000
St. Johns, Florida 60 $ 2,352,000 $ 39,200 $ 102,000
Cumberland, New Jersey 60 $ 2,255,000 $ 37,583 $ 73,000
Rutherford, Tennessee 60 $ 1,495,000 $ 24,916 $ 72,000
Kane, Illinois 59 $ 2,693,000 $ 45,644 $ 110,000
Rockland, New York 59 $ 3,107,000 $ 52,661 $ 156,000
Comal, Texas 59 $ 2,651,000 $ 44,932 $ 121,000
Montgomery, New York 58 $ 1,049,000 $ 18,086 $ 57,000
Westmoreland, Pennsylvania 58 $ 1,130,000 $ 19,482 $ 60,000
McHenry, Illinois 57 $ 3,011,000 $ 52,824 $ 105,000
Cumberland, Pennsylvania 57 $ 1,527,000 $ 26,789 $ 78,000
Crawford, Arkansas 56 $ 1,022,000 $ 18,250 $ 49,000
Muscogee, Georgia 56 $ 1,832,000 $ 32,714 $ 105,000
Linn, Iowa 56 $ 1,026,000 $ 18,321 $ 82,000
Wyandotte, Kansas 55 $ 1,031,000 $ 18,745 $ 55,000
Sarpy, Nebraska 55 $ 1,048,000 $ 19,054 $ 79,000
Oswego, New York 55 $ 1,477,000 $ 26,854 $ 65,000
Herkimer, New York 54 $ 840,000 $ 15,555 $ 49,000
Hernando, Florida 53 $ 1,453,000 $ 27,415 $ 63,000
DuPage, Illinois 53 $ 3,555,000 $ 67,075 $ 105,000
Kalamazoo, Michigan 53 $ 1,673,000 $ 31,566 $ 59,000
Dutchess, New York 53 $ 2,276,000 $ 42,943 $ 123,000
Schuylkill, Pennsylvania 53 $ 1,384,000 $ 26,113 $ 61,000
Shasta, California 52 $ 2,936,000 $ 56,461 $ 109,000
Tazewell, Illinois 52 $ 1,054,000 $ 20,269 $ 91,000
Norfolk, Massachusetts 52 $ 3,900,000 $ 75,000 $ 175,000
Jasper, Missouri 52 $ 1,299,000 $ 24,980 $ 71,000
Clark, Ohio 52 $ 1,429,000 $ 27,480 $ 73,000
Hanover, Virginia 52 $ 1,836,000 $ 35,307 $ 83,000
Rockingham, New Hampshire 51 $ 2,707,000 $ 53,078 $ 105,000
Erie, Pennsylvania 51 $ 1,367,000 $ 26,803 $ 89,000
Kitsap, Washington 51 $ 2,857,000 $ 56,019 $ 107,000
Hillsborough, New Hampshire 50 $ 1,848,000 $ 36,960 $ 92,000
York, South Carolina 50 $ 1,132,000 $ 22,640 $ 101,000
Pueblo, Colorado 49 $ 1,761,000 $ 35,938 $ 83,000
Smith, Texas 49 $ 1,573,000 $ 32,102 $ 101,000
Suffolk, Virginia 49 $ 1,619,000 $ 33,040 $ 71,000
Ventura, California 48 $ 4,643,000 $ 96,729 $ 155,000
Yolo, California 48 $ 2,653,000 $ 55,270 $ 130,000
Middlesex, Connecticut 48 $ 2,476,000 $ 51,583 $ 84,000
Suffolk, Massachusetts 48 $ 3,042,000 $ 63,375 $ 147,000
Eaton, Michigan 48 $ 2,177,000 $ 45,354 $ 65,000
Union, North Carolina 48 $ 1,447,000 $ 30,145 $ 106,000
Weber, Utah 48 $ 1,220,000 $ 25,416 $ 59,000
Morgan, Alabama 47 $ 973,000 $ 20,702 $ 61,000
Jefferson, Arkansas 47 $ 794,000 $ 16,893 $ 52,000
Bay, Florida 47 $ 1,244,000 $ 26,468 $ 80,000
Caddo, Louisiana 47 $ 750,000 $ 15,957 $ 62,000
Ottawa, Michigan 47 $ 995,000 $ 21,170 $ 49,000
Morris, New Jersey 47 $ 4,251,000 $ 90,446 $ 129,000
Somerset, New Jersey 47 $ 3,704,000 $ 78,808 $ 156,000
Guilford, North Carolina 47 $ 1,256,000 $ 26,723 $ 76,000
Warren, Ohio 47 $ 2,119,000 $ 45,085 $ 76,000
Montgomery, Tennessee 47 $ 717,000 $ 15,255 $ 58,000
Thurston, Washington 47 $ 2,594,000 $ 55,191 $ 79,000
Douglas, Colorado 46 $ 1,347,000 $ 29,282 $ 94,000
Peoria, Illinois 46 $ 724,000 $ 15,739 $ 67,000
Utah, Utah 46 $ 1,315,000 $ 28,586 $ 69,000
Racine, Wisconsin 46 $ 967,000 $ 21,021 $ 83,000
Henry, Georgia 45 $ 1,561,000 $ 34,688 $ 84,000
St. Joseph, Indiana 45 $ 540,000 $ 12,000 $ 49,000
Boone, Kentucky 45 $ 1,738,000 $ 38,622 $ 95,000
Harford, Maryland 45 $ 1,673,000 $ 37,177 $ 94,000
Le Flore, Oklahoma 45 $ 754,000 $ 16,755 $ 46,000
Loudoun, Virginia 45 $ 1,414,000 $ 31,422 $ 118,000
Pottawattamie, Iowa 44 $ 719,000 $ 16,340 $ 50,000
Hampshire, Massachusetts 44 $ 1,559,000 $ 35,431 $ 63,000
Dakota, Minnesota 44 $ 2,262,000 $ 51,409 $ 95,000
Lincoln, Missouri 44 $ 1,018,000 $ 23,136 $ 84,000
Cattaraugus, New York 44 $ 824,000 $ 18,727 $ 60,000
Garland, Arkansas 43 $ 1,240,000 $ 28,837 $ 77,000
El Dorado, California 43 $ 2,649,000 $ 61,604 $ 184,000
Tolland, Connecticut 43 $ 1,334,000 $ 31,023 $ 73,000
Howard, Maryland 43 $ 2,332,000 $ 54,232 $ 194,000
Washington, New York 43 $ 1,090,000 $ 25,348 $ 62,000
Multnomah, Oregon 43 $ 2,478,000 $ 57,627 $ 86,000
Grayson, Texas 43 $ 1,073,000 $ 24,953 $ 77,000
Campbell, Wyoming 43 $ 946,000 $ 22,000 $ 112,000
Chatham, Georgia 42 $ 1,185,000 $ 28,214 $ 74,000
McLean, Illinois 42 $ 1,329,000 $ 31,642 $ 74,000
Clark, Indiana 42 $ 1,214,000 $ 28,904 $ 74,000
Calhoun, Michigan 42 $ 805,000 $ 19,166 $ 45,000
Jackson, Michigan 42 $ 1,315,000 $ 31,309 $ 63,000
Sussex, New Jersey 42 $ 1,301,000 $ 30,976 $ 153,000
Chemung, New York 42 $ 750,000 $ 17,857 $ 72,000
Carbon, Pennsylvania 42 $ 926,000 $ 22,047 $ 58,000
Lebanon, Pennsylvania 42 $ 1,195,000 $ 28,452 $ 71,000
Greenville, South Carolina 42 $ 1,196,000 $ 28,476 $ 77,000
Sutter, California 41 $ 1,829,000 $ 44,609 $ 111,000
Kent, Delaware 41 $ 1,130,000 $ 27,560 $ 76,000
Bristol, Massachusetts 41 $ 1,698,000 $ 41,414 $ 98,000
Cass, Missouri 41 $ 1,267,000 $ 30,902 $ 78,000
Northumberland, Pennsylvania 41 $ 913,000 $ 22,268 $ 61,000
Spartanburg, South Carolina 41 $ 869,000 $ 21,195 $ 53,000
Charlotte, Florida 40 $ 1,427,000 $ 35,675 $ 72,000
Jefferson, New York 40 $ 1,065,000 $ 26,625 $ 72,000
Lycoming, Pennsylvania 40 $ 793,000 $ 19,825 $ 49,000
Sumner, Tennessee 40 $ 1,143,000 $ 28,575 $ 64,000
Williamson, Tennessee 40 $ 2,351,000 $ 58,775 $ 166,000
Spotsylvania, Virginia 40 $ 1,937,000 $ 48,425 $ 123,000
Berkeley, West Virginia 40 $ 1,128,000 $ 28,200 $ 81,000
Butte, California 39 $ 2,814,000 $ 72,153 $ 107,000
Yuba, California 39 $ 2,193,000 $ 56,230 $ 92,000
Alachua, Florida 39 $ 909,000 $ 23,307 $ 70,000
Washington, Maryland 39 $ 1,706,000 $ 43,743 $ 84,000
Monroe, Michigan 39 $ 806,000 $ 20,666 $ 73,000
Cayuga, New York 39 $ 694,000 $ 17,794 $ 49,000
Canadian, Oklahoma 39 $ 946,000 $ 24,256 $ 81,000
Shelby, Alabama 38 $ 1,433,000 $ 37,710 $ 78,000
Tuscaloosa, Alabama 38 $ 1,038,000 $ 27,315 $ 49,000
Bonneville, Idaho 38 $ 918,000 $ 24,157 $ 51,000
Hamilton, Indiana 38 $ 1,334,000 $ 35,105 $ 115,000
Madison, Kentucky 38 $ 1,292,000 $ 34,000 $ 66,000
Durham, North Carolina 38 $ 1,643,000 $ 43,236 $ 54,000
Clermont, Ohio 38 $ 941,000 $ 24,763 $ 83,000
Mahoning, Ohio 38 $ 1,040,000 $ 27,368 $ 89,000
Muskogee, Oklahoma 38 $ 476,000 $ 12,526 $ 43,000
Franklin, Pennsylvania 38 $ 1,271,000 $ 33,447 $ 79,000
York, Virginia 38 $ 898,000 $ 23,631 $ 91,000
Spokane, Washington 38 $ 1,829,000 $ 48,131 $ 86,000
Faulkner, Arkansas 37 $ 1,158,000 $ 31,297 $ 148,000
San Luis Obispo, California 37 $ 2,354,000 $ 63,621 $ 122,000
Larimer, Colorado 37 $ 1,984,000 $ 53,621 $ 113,000
Lenawee, Michigan 37 $ 1,237,000 $ 33,432 $ 72,000
Livingston, Michigan 37 $ 2,361,000 $ 63,810 $ 162,000
Saginaw, Michigan 37 $ 718,000 $ 19,405 $ 57,000
Anoka, Minnesota 37 $ 1,284,000 $ 34,702 $ 99,000
Strafford, New Hampshire 37 $ 835,000 $ 22,567 $ 81,000
Columbia, New York 37 $ 1,171,000 $ 31,648 $ 105,000
Madison, New York 37 $ 611,000 $ 16,513 $ 58,000
Rowan, North Carolina 37 $ 1,368,000 $ 36,972 $ 63,000
Coryell, Texas 37 $ 1,039,000 $ 28,081 $ 87,000
Waukesha, Wisconsin 37 $ 2,723,000 $ 73,594 $ 111,000
Yuma, Arizona 36 $ 1,623,000 $ 45,083 $ 71,000
Okaloosa, Florida 36 $ 1,202,000 $ 33,388 $ 86,000
Douglas, Georgia 36 $ 840,000 $ 23,333 $ 78,000
Kenton, Kentucky 36 $ 1,301,000 $ 36,138 $ 79,000
San Juan, New Mexico 36 $ 1,420,000 $ 39,444 $ 65,000
Ulster, New York 36 $ 1,813,000 $ 50,361 $ 81,000
Garfield, Oklahoma 36 $ 424,000 $ 11,777 $ 43,000
Kenosha, Wisconsin 36 $ 1,340,000 $ 37,222 $ 114,000
Rock, Wisconsin 36 $ 606,000 $ 16,833 $ 54,000
Sweetwater, Wyoming 36 $ 1,276,000 $ 35,444 $ 70,000
Litchfield, Connecticut 35 $ 1,653,000 $ 47,228 $ 94,000
Chenango, New York 35 $ 799,000 $ 22,828 $ 69,000
Nueces, Texas 35 $ 841,000 $ 24,028 $ 57,000
Parker, Texas 35 $ 883,000 $ 25,228 $ 94,000
Petersburg, Virginia 35 $ 559,000 $ 15,971 $ 39,000
Carbon, Wyoming 35 $ 463,000 $ 13,228 $ 74,000
Montgomery, Alabama 34 $ 551,000 $ 16,205 $ 66,000
Talladega, Alabama 34 $ 611,000 $ 17,970 $ 76,000
San Mateo, California 34 $ 2,098,000 $ 61,705 $ 147,000
Shawnee, Kansas 34 $ 547,000 $ 16,088 $ 52,000
Franklin, Missouri 34 $ 856,000 $ 25,176 $ 102,000
Platte, Missouri 34 $ 1,847,000 $ 54,323 $ 83,000
Creek, Oklahoma 34 $ 551,000 $ 16,205 $ 59,000
Hidalgo, Texas 34 $ 697,000 $ 20,500 $ 82,000
Frederick, Virginia 34 $ 1,125,000 $ 33,088 $ 92,000
Hopewell, Virginia 34 $ 542,000 $ 15,941 $ 51,000
Clark, Washington 34 $ 1,227,000 $ 36,088 $ 99,000
Lonoke, Arkansas 33 $ 978,000 $ 29,636 $ 74,000
Citrus, Florida 33 $ 1,832,000 $ 55,515 $ 106,000
Hardin, Kentucky 33 $ 1,335,000 $ 40,454 $ 107,000
East Baton Rouge, Louisiana 33 $ 1,276,000 $ 38,666 $ 68,000
Charles, Maryland 33 $ 3,030,000 $ 91,818 $ 137,000
Lancaster, Nebraska 33 $ 738,000 $ 22,363 $ 61,000
Delaware, Ohio 33 $ 827,000 $ 25,060 $ 90,000
Fairfield, Ohio 33 $ 741,000 $ 22,454 $ 66,000
Lexington, South Carolina 33 $ 800,000 $ 24,242 $ 69,000
Camden, Georgia 32 $ 1,244,000 $ 38,875 $ 121,000
Hendricks, Indiana 32 $ 1,092,000 $ 34,125 $ 97,000
Porter, Indiana 32 $ 554,000 $ 17,312 $ 97,000
Jefferson, Louisiana 32 $ 812,000 $ 25,375 $ 47,000
Schoharie, New York 32 $ 679,000 $ 21,218 $ 63,000
Richland, South Carolina 32 $ 537,000 $ 16,781 $ 52,000
Collier, Florida 31 $ 2,597,000 $ 83,774 $ 102,000
Nassau, Florida 31 $ 972,000 $ 31,354 $ 92,000
Houston, Georgia 31 $ 697,000 $ 22,483 $ 75,000
Sangamon, Illinois 31 $ 833,000 $ 26,870 $ 64,000
Leavenworth, Kansas 31 $ 935,000 $ 30,161 $ 121,000
Boone, Missouri 31 $ 711,000 $ 22,935 $ 60,000
Dona Ana, New Mexico 31 $ 1,149,000 $ 37,064 $ 100,000
Greene, New York 31 $ 864,000 $ 27,870 $ 87,000
Allen, Ohio 31 $ 559,000 $ 18,032 $ 47,000
Richmond, Georgia 30 $ 340,000 $ 11,333 $ 50,000
Lyon, Nevada 30 $ 1,133,000 $ 37,766 $ 82,000
Seneca, New York 30 $ 410,000 $ 13,666 $ 37,000
Warren, New York 30 $ 715,000 $ 23,833 $ 79,000
Davidson, North Carolina 30 $ 665,000 $ 22,166 $ 60,000
Richland, Ohio 30 $ 838,000 $ 27,933 $ 51,000
Sandusky, Ohio 30 $ 420,000 $ 14,000 $ 46,000
Stephens, Oklahoma 30 $ 416,000 $ 13,866 $ 54,000
Liberty, Texas 30 $ 954,000 $ 31,800 $ 88,000
Carroll, Georgia 29 $ 676,000 $ 23,310 $ 66,000
Johnson, Indiana 29 $ 1,163,000 $ 40,103 $ 105,000
Kosciusko, Indiana 29 $ 435,000 $ 15,000 $ 68,000
Lapeer, Michigan 29 $ 1,215,000 $ 41,896 $ 65,000
Adams, Pennsylvania 29 $ 1,013,000 $ 34,931 $ 67,000
Pike, Pennsylvania 29 $ 977,000 $ 33,689 $ 84,000
Kent, Rhode Island 29 $ 820,000 $ 28,275 $ 86,000
Limestone, Alabama 28 $ 711,000 $ 25,392 $ 82,000
Cherokee, Georgia 28 $ 1,327,000 $ 47,392 $ 67,000
Coweta, Georgia 28 $ 934,000 $ 33,357 $ 62,000
Liberty, Georgia 28 $ 1,258,000 $ 44,928 $ 72,000
LaSalle, Illinois 28 $ 732,000 $ 26,142 $ 64,000
Muskegon, Michigan 28 $ 918,000 $ 32,785 $ 98,000
Forsyth, North Carolina 28 $ 703,000 $ 25,107 $ 51,000
Greene, Ohio 28 $ 945,000 $ 33,750 $ 61,000
Huron, Ohio 28 $ 501,000 $ 17,892 $ 56,000
Lane, Oregon 28 $ 1,935,000 $ 69,107 $ 126,000
Beaufort, South Carolina 28 $ 2,023,000 $ 72,250 $ 98,000
Calhoun, Alabama 27 $ 391,000 $ 14,481 $ 70,000
Mesa, Colorado 27 $ 1,443,000 $ 53,444 $ 118,000
Franklin, Massachusetts 27 $ 780,000 $ 28,888 $ 85,000
Steuben, New York 27 $ 578,000 $ 21,407 $ 60,000
Miami, Ohio 27 $ 692,000 $ 25,629 $ 54,000
Pittsburg, Oklahoma 27 $ 516,000 $ 19,111 $ 41,000
Hardin, Texas 27 $ 893,000 $ 33,074 $ 92,000
Victoria, Texas 27 $ 845,000 $ 31,296 $ 89,000
Gloucester, Virginia 27 $ 743,000 $ 27,518 $ 84,000
Brown, Wisconsin 27 $ 1,352,000 $ 50,074 $ 103,000
Boulder, Colorado 26 $ 802,000 $ 30,846 $ 143,000
Bibb, Georgia 26 $ 637,000 $ 24,500 $ 84,000
Tioga, New York 26 $ 543,000 $ 20,884 $ 46,000
Chambers, Texas 26 $ 904,000 $ 34,769 $ 112,000
Winnebago, Wisconsin 26 $ 694,000 $ 26,692 $ 57,000
Etowah, Alabama 25 $ 881,000 $ 35,240 $ 63,000
White, Arkansas 25 $ 493,000 $ 19,720 $ 91,000
Paulding, Georgia 25 $ 936,000 $ 37,440 $ 85,000
Rockdale, Georgia 25 $ 1,518,000 $ 60,720 $ 81,000
Warren, Iowa 25 $ 407,000 $ 16,280 $ 58,000
Scott, Kentucky 25 $ 712,000 $ 28,480 $ 80,000
Orleans, Louisiana 25 $ 289,000 $ 11,560 $ 51,000
Berrien, Michigan 25 $ 519,000 $ 20,760 $ 69,000
Merrimack, New Hampshire 25 $ 926,000 $ 37,040 $ 79,000
Lea, New Mexico 25 $ 518,000 $ 20,720 $ 68,000
Chautauqua, New York 25 $ 771,000 $ 30,840 $ 83,000
Otsego, New York 25 $ 693,000 $ 27,720 $ 69,000
Putnam, New York 25 $ 3,378,000 $ 135,120 $ 146,000
Berkeley, South Carolina 25 $ 991,000 $ 39,640 $ 80,000
Charleston, South Carolina 25 $ 933,000 $ 37,320 $ 112,000
Bastrop, Texas 25 $ 1,105,000 $ 44,200 $ 119,000
Uinta, Wyoming 25 $ 499,000 $ 19,960 $ 77,000
Bullitt, Kentucky 24 $ 674,000 $ 28,083 $ 65,000
Shiawassee, Michigan 24 $ 804,000 $ 33,500 $ 60,000
Buchanan, Missouri 24 $ 325,000 $ 13,541 $ 58,000
Cole, Missouri 24 $ 1,060,000 $ 44,166 $ 144,000
Muskingum, Ohio 24 $ 610,000 $ 25,416 $ 63,000
Beaver, Pennsylvania 24 $ 617,000 $ 25,708 $ 53,000
Bradford, Pennsylvania 24 $ 689,000 $ 28,708 $ 39,000
Washington, Pennsylvania 24 $ 731,000 $ 30,458 $ 67,000
Wayne, Pennsylvania 24 $ 496,000 $ 20,666 $ 57,000
Minnehaha, South Dakota 24 $ 684,000 $ 28,500 $ 78,000
Orange, Texas 24 $ 537,000 $ 22,375 $ 83,000
Stafford, Virginia 24 $ 1,287,000 $ 53,625 $ 135,000
Santa Barbara, California 23 $ 2,202,000 $ 95,739 $ 155,000
Floyd, Indiana 23 $ 619,000 $ 26,913 $ 69,000
Madison, Indiana 23 $ 411,000 $ 17,869 $ 58,000
Geary, Kansas 23 $ 420,000 $ 18,260 $ 67,000
Jessamine, Kentucky 23 $ 608,000 $ 26,434 $ 48,000
Frederick, Maryland 23 $ 955,000 $ 41,521 $ 80,000
Gratiot, Michigan 23 $ 439,000 $ 19,086 $ 40,000
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Mortgage Loan Application Detail Totals for Ge Money Bank in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 65,631 $1,645,411,000 $25,000 $610,000 $87,000 $2,052,000
Refinancing 6,141 $924,865,000 $150,000 $2,000,000 $150,000 $3,000,000
Home Purchase 107 $19,329,000 $180,000 $1,955,000 $185,000 $1,332,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 30,375 $1,246,502,000 $41,000 $2,000,000 $95,000 $3,000,000
Not Provided 29,177 $786,443,000 $26,000 $1,280,000 $89,000 $1,982,000
Black or African American 5,617 $230,073,000 $40,000 $850,000 $87,000 $2,052,000
Hispanic 5,209 $243,065,000 $46,000 $879,000 $100,000 $1,440,000
Asian 739 $46,675,000 $63,000 $615,000 $124,000 $1,188,000
American Indian or Alaskan Native 524 $25,187,000 $48,000 $561,000 $103,000 $1,464,000
Native Hawaiian or Other Pacific Islander 238 $11,660,000 $48,000 $600,000 $105,000 $972,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 71,879 $2,589,605,000 $36,000 $2,000,000 $93,000 $3,000,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 29,641 $1,006,605,000 $33,000 $2,000,000 $88,000 $3,000,000
Application Approved But Not Accepted 20,181 $570,185,000 $28,000 $491,000 $94,000 $1,440,000
Loan Originated 19,344 $656,961,000 $33,000 $829,000 $97,000 $1,284,000
Application Withdrawn By Applicant 2,637 $344,899,000 $130,000 $1,280,000 $103,000 $2,700,000
File Closed For Incompleteness 61 $9,409,000 $154,000 $570,000 $95,000 $1,200,000
Loan Purchased By The Institution 9 $448,000 $49,000 $133,000 $135,000 $195,000
Preapproval Approved but not Accepted 5 $940,000 $188,000 $514,000 $119,000 $162,000
Preapproval Denied by Financial Institution 1 $158,000 $158,000 $158,000 $32,000 $32,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 23,724 $541,995,000 $22,000 $950,000 $79,000 $2,052,000
Other 3,016 $54,977,000 $18,000 $480,000 $83,000 $1,860,000
Credit Application Incomplete 1,256 $179,550,000 $142,000 $2,000,000 $79,000 $2,400,000
Debt-To-Income Ratio 810 $127,165,000 $156,000 $1,955,000 $292,000 $3,000,000
Collateral 672 $86,228,000 $128,000 $672,000 $126,000 $1,404,000
Unverifiable Information 91 $5,108,000 $56,000 $523,000 $167,000 $1,200,000
Insufficient Cash (Downpayment, Closing Cost) 56 $9,261,000 $165,000 $485,000 $606,000 $1,608,000
Employment History 17 $2,479,000 $145,000 $506,000 $302,000 $972,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ge Money Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ge Money Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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