Ge Money Bank Mortgage Lending & HMDA Data, 2006
In 2006, Ge Money Bank of Salt Lake City, UT reported 71,879 mortgage applications totaling $2.6 billion, down 37% from 2005. The average application was for $36,027, and applicants reported an average income of $92,528. 27% of its applications resulted in an originated loan and 41% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (4,021), Dallas-Plano-Irving, TX (2,315) and Houston-Sugar Land-Baytown, TX (1,971) (applications in parentheses).
| Mortgage Company & Address | Ge Money Bank 4246 South Riverboat Rdcsuite 200 Salt Lake City, UT 84123 |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 71,879 |
| Total Mortgage Loan Application Amount | $2,589,605,000 |
| Average Mortgage Loan Application Amount | $36,027 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $92,528 |
| Highest Applicant Income | $3,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ge Money Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Scottsdale, AZ | 4,021 | $ 157,130,000 | $ 39,077 | $ 97,000 |
| Dallas-Plano-Irving, TX | 2,315 | $ 74,987,000 | $ 32,391 | $ 106,000 |
| Houston-Sugar Land-Baytown, TX | 1,971 | $ 64,245,000 | $ 32,595 | $ 107,000 |
| Riverside-San Bernardino-Ontario, CA | 1,839 | $ 98,097,000 | $ 53,342 | $ 127,000 |
| St. Louis, MO-IL | 1,709 | $ 41,685,000 | $ 24,391 | $ 82,620 |
| Nassau-Suffolk, NY | 1,450 | $ 57,746,000 | $ 39,824 | $ 140,000 |
| Las Vegas-Paradise, NV | 1,279 | $ 71,627,000 | $ 56,002 | $ 133,000 |
| New York-White Plains-Wayne, NY-NJ | 1,242 | $ 62,547,000 | $ 50,359 | $ 118,212 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,213 | $ 33,447,000 | $ 27,573 | $ 76,952 |
| Fort Worth-Arlington, TX | 1,122 | $ 32,625,000 | $ 29,077 | $ 96,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,076 | $ 66,075,000 | $ 61,407 | $ 123,000 |
| Chicago-Naperville-Joliet, IL | 966 | $ 33,416,000 | $ 34,592 | $ 81,000 |
| Atlanta-Sandy Springs-Marietta, GA | 950 | $ 33,773,000 | $ 35,550 | $ 79,000 |
| Richmond, VA | 850 | $ 22,018,000 | $ 25,903 | $ 66,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 839 | $ 39,243,000 | $ 46,773 | $ 122,365 |
| Denver-Aurora, CO | 794 | $ 21,381,000 | $ 26,928 | $ 85,000 |
| Philadelphia, PA | 775 | $ 27,585,000 | $ 35,593 | $ 99,000 |
| Rochester, NY | 739 | $ 16,220,000 | $ 21,948 | $ 60,000 |
| San Antonio, TX | 728 | $ 25,505,000 | $ 35,034 | $ 107,000 |
| Edison, NJ | 721 | $ 32,891,000 | $ 45,618 | $ 119,000 |
| Newark-Union, NJ-PA | 703 | $ 26,628,000 | $ 37,877 | $ 105,092 |
| Sacramento--Arden-Arcade--Roseville, CA | 691 | $ 37,347,000 | $ 54,047 | $ 133,000 |
| Jacksonville, FL | 687 | $ 22,342,000 | $ 32,521 | $ 87,000 |
| Kansas City, MO-KS | 630 | $ 17,184,000 | $ 27,276 | $ 78,900 |
| Warren-Troy-Farmington Hills, MI | 622 | $ 29,609,000 | $ 47,602 | $ 110,000 |
| Tampa-St. Petersburg-Clearwater, FL | 590 | $ 26,527,000 | $ 44,961 | $ 89,000 |
| Austin-Round Rock, TX | 586 | $ 22,319,000 | $ 38,087 | $ 115,000 |
| Detroit-Livonia-Dearborn, MI | 536 | $ 15,440,000 | $ 28,805 | $ 82,000 |
| Orlando-Kissimmee, FL | 531 | $ 25,198,000 | $ 47,453 | $ 96,000 |
| Tucson, AZ | 509 | $ 25,396,000 | $ 49,893 | $ 100,000 |
| San Diego-Carlsbad-San Marcos, CA | 506 | $ 33,716,000 | $ 66,632 | $ 176,000 |
| Columbus, OH | 502 | $ 11,002,000 | $ 21,916 | $ 74,000 |
| Hartford-West Hartford-East Hartford, CT | 497 | $ 16,378,000 | $ 32,953 | $ 90,000 |
| Baltimore-Towson, MD | 474 | $ 18,836,000 | $ 39,738 | $ 105,000 |
| Charlotte-Gastonia-Concord, NC-SC | 467 | $ 12,696,000 | $ 27,186 | $ 84,927 |
| Miami-Miami Beach-Kendall, FL | 448 | $ 20,501,000 | $ 45,761 | $ 105,000 |
| Cincinnati-Middletown, OH-KY-IN | 439 | $ 17,382,000 | $ 39,594 | $ 86,968 |
| Oakland-Fremont-Hayward, CA | 437 | $ 28,412,000 | $ 65,016 | $ 135,000 |
| Stockton, CA | 435 | $ 22,966,000 | $ 52,795 | $ 129,000 |
| Albany-Schenectady-Troy, NY | 433 | $ 10,311,000 | $ 23,812 | $ 79,000 |
| Camden, NJ | 433 | $ 16,161,000 | $ 37,323 | $ 110,000 |
| New Haven-Milford, CT | 415 | $ 11,692,000 | $ 28,173 | $ 88,000 |
| Colorado Springs, CO | 410 | $ 8,417,000 | $ 20,529 | $ 78,000 |
| Oklahoma City, OK | 394 | $ 8,432,000 | $ 21,401 | $ 72,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 371 | $ 9,406,000 | $ 25,353 | $ 61,768 |
| Little Rock-North Little Rock, AR | 369 | $ 11,907,000 | $ 32,268 | $ 90,000 |
| Buffalo-Niagara Falls, NY | 364 | $ 10,341,000 | $ 28,409 | $ 86,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 364 | $ 22,137,000 | $ 60,815 | $ 92,000 |
| Salt Lake City, UT | 346 | $ 9,807,000 | $ 28,343 | $ 65,000 |
| Gary, IN | 339 | $ 5,356,000 | $ 15,799 | $ 76,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 333 | $ 16,703,000 | $ 50,159 | $ 98,297 |
| Milwaukee-Waukesha-West Allis, WI | 329 | $ 9,129,000 | $ 27,747 | $ 80,000 |
| Modesto, CA | 328 | $ 15,824,000 | $ 48,243 | $ 121,000 |
| Nashville-Davidson--Murfreesboro, TN | 324 | $ 10,523,000 | $ 32,478 | $ 80,000 |
| Louisville-Jefferson County, KY-IN | 318 | $ 9,228,000 | $ 29,018 | $ 71,515 |
| Bakersfield, CA | 317 | $ 13,094,000 | $ 41,305 | $ 112,000 |
| Birmingham-Hoover, AL | 317 | $ 6,933,000 | $ 21,870 | $ 63,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 299 | $ 8,941,000 | $ 29,903 | $ 76,668 |
| Syracuse, NY | 298 | $ 6,403,000 | $ 21,486 | $ 65,000 |
| Indianapolis-Carmel, IN | 292 | $ 8,964,000 | $ 30,698 | $ 90,000 |
| Pittsburgh, PA | 286 | $ 6,593,000 | $ 23,052 | $ 60,000 |
| Springfield, MA | 272 | $ 8,672,000 | $ 31,882 | $ 70,000 |
| Fresno, CA | 266 | $ 12,643,000 | $ 47,530 | $ 107,000 |
| Santa Ana-Anaheim-Irvine, CA | 264 | $ 23,761,000 | $ 90,003 | $ 161,000 |
| Albuquerque, NM | 259 | $ 11,527,000 | $ 44,505 | $ 89,000 |
| Visalia-Porterville, CA | 252 | $ 9,933,000 | $ 39,416 | $ 98,000 |
| Omaha-Council Bluffs, NE-IA | 251 | $ 4,598,000 | $ 18,318 | $ 76,494 |
| Fort Smith, AR-OK | 241 | $ 4,234,000 | $ 17,568 | $ 52,580 |
| Cleveland-Elyria-Mentor, OH | 238 | $ 10,056,000 | $ 42,252 | $ 84,000 |
| Des Moines-West Des Moines, IA | 228 | $ 4,183,000 | $ 18,346 | $ 61,000 |
| Wilmington, DE-MD-NJ | 227 | $ 8,375,000 | $ 36,894 | $ 102,392 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 218 | $ 14,643,000 | $ 67,169 | $ 101,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 217 | $ 8,301,000 | $ 38,253 | $ 80,000 |
| Killeen-Temple-Fort Hood, TX | 215 | $ 7,395,000 | $ 34,395 | $ 99,000 |
| Worcester, MA | 213 | $ 7,421,000 | $ 34,840 | $ 106,000 |
| Tulsa, OK | 210 | $ 4,028,000 | $ 19,180 | $ 71,000 |
| Utica-Rome, NY | 204 | $ 3,165,000 | $ 15,514 | $ 50,000 |
| Dayton, OH | 196 | $ 6,978,000 | $ 35,602 | $ 72,000 |
| Providence-New Bedford-Fall River, RI-MA | 192 | $ 6,450,000 | $ 33,593 | $ 92,494 |
| Huntsville, AL | 188 | $ 4,437,000 | $ 23,601 | $ 81,000 |
| Fort Wayne, IN | 186 | $ 3,483,000 | $ 18,725 | $ 62,000 |
| Boston-Quincy, MA | 185 | $ 9,574,000 | $ 51,751 | $ 130,000 |
| Harrisburg-Carlisle, PA | 179 | $ 4,440,000 | $ 24,804 | $ 66,000 |
| Seattle-Bellevue-Everett, WA | 179 | $ 9,636,000 | $ 53,832 | $ 112,000 |
| Pensacola-Ferry Pass-Brent, FL | 177 | $ 6,266,000 | $ 35,401 | $ 91,000 |
| Sarasota-Bradenton-Venice, FL | 171 | $ 8,121,000 | $ 47,491 | $ 85,000 |
| Scranton--Wilkes-Barre, PA | 167 | $ 4,173,000 | $ 24,988 | $ 48,000 |
| Portland-South Portland-Biddeford, ME | 165 | $ 5,479,000 | $ 33,206 | $ 76,000 |
| Fayetteville, NC | 161 | $ 3,416,000 | $ 21,217 | $ 67,000 |
| Bridgeport-Stamford-Norwalk, CT | 154 | $ 6,766,000 | $ 43,935 | $ 108,000 |
| Lansing-East Lansing, MI | 154 | $ 6,067,000 | $ 39,396 | $ 64,000 |
| Memphis, TN-MS-AR | 153 | $ 2,343,000 | $ 15,313 | $ 67,993 |
| Lake County-Kenosha County, IL-WI | 142 | $ 6,548,000 | $ 46,112 | $ 129,676 |
| Lexington-Fayette, KY | 142 | $ 4,223,000 | $ 29,739 | $ 63,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 142 | $ 6,023,000 | $ 42,415 | $ 121,000 |
| Toledo, OH | 142 | $ 3,983,000 | $ 28,049 | $ 85,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 139 | $ 9,519,000 | $ 68,482 | $ 168,000 |
| Grand Rapids-Wyoming, MI | 136 | $ 4,059,000 | $ 29,845 | $ 84,000 |
| Ogden-Clearfield, UT | 135 | $ 3,330,000 | $ 24,666 | $ 63,000 |
| Merced, CA | 133 | $ 5,740,000 | $ 43,157 | $ 119,000 |
| Ocala, FL | 132 | $ 3,534,000 | $ 26,772 | $ 68,000 |
| Vallejo-Fairfield, CA | 131 | $ 7,675,000 | $ 58,587 | $ 137,000 |
| El Paso, TX | 130 | $ 3,780,000 | $ 29,076 | $ 77,000 |
| Lancaster, PA | 129 | $ 3,637,000 | $ 28,193 | $ 70,000 |
| York-Hanover, PA | 129 | $ 3,620,000 | $ 28,062 | $ 70,000 |
| Cape Coral-Fort Myers, FL | 128 | $ 6,269,000 | $ 48,976 | $ 109,000 |
| Reno-Sparks, NV | 128 | $ 5,914,000 | $ 46,203 | $ 98,000 |
| Atlantic City, NJ | 127 | $ 5,117,000 | $ 40,291 | $ 106,000 |
| Flint, MI | 127 | $ 4,835,000 | $ 38,070 | $ 80,000 |
| Bethesda-Gaithersburg-Frederick, MD | 126 | $ 5,764,000 | $ 45,746 | $ 122,000 |
| Portland-Vancouver-Beaverton, OR-WA | 126 | $ 5,731,000 | $ 45,484 | $ 95,111 |
| Binghamton, NY | 125 | $ 2,811,000 | $ 22,488 | $ 49,000 |
| Reading, PA | 123 | $ 3,505,000 | $ 28,495 | $ 59,000 |
| Mobile, AL | 122 | $ 3,629,000 | $ 29,745 | $ 62,000 |
| Knoxville, TN | 121 | $ 3,011,000 | $ 24,884 | $ 60,000 |
| Raleigh-Cary, NC | 121 | $ 6,090,000 | $ 50,330 | $ 92,000 |
| Springfield, MO | 120 | $ 3,119,000 | $ 25,991 | $ 77,000 |
| Beaumont-Port Arthur, TX | 118 | $ 3,281,000 | $ 27,805 | $ 88,000 |
| Tacoma, WA | 114 | $ 6,283,000 | $ 55,114 | $ 82,000 |
| Lakeland, FL | 111 | $ 4,876,000 | $ 43,927 | $ 88,000 |
| Palm Bay-Melbourne-Titusville, FL | 109 | $ 5,814,000 | $ 53,339 | $ 99,000 |
| Norwich-New London, CT | 108 | $ 3,424,000 | $ 31,703 | $ 82,000 |
| Peoria, IL | 107 | $ 2,010,000 | $ 18,785 | $ 83,000 |
| Chattanooga, TN-GA | 104 | $ 2,066,000 | $ 19,865 | $ 66,250 |
| Cambridge-Newton-Framingham, MA | 103 | $ 3,902,000 | $ 37,883 | $ 135,000 |
| Port St. Lucie-Fort Pierce, FL | 103 | $ 4,254,000 | $ 41,300 | $ 90,000 |
| Wichita, KS | 100 | $ 2,412,000 | $ 24,120 | $ 71,000 |
| Akron, OH | 97 | $ 3,980,000 | $ 41,030 | $ 64,000 |
| Trenton-Ewing, NJ | 93 | $ 2,701,000 | $ 29,043 | $ 69,000 |
| Rockingham County-Strafford County, NH | 88 | $ 3,542,000 | $ 40,250 | $ 95,000 |
| Canton-Massillon, OH | 87 | $ 1,878,000 | $ 21,586 | $ 66,000 |
| Columbia, SC | 87 | $ 1,732,000 | $ 19,908 | $ 58,000 |
| New Orleans-Metairie-Kenner, LA | 85 | $ 1,915,000 | $ 22,529 | $ 52,000 |
| Ann Arbor, MI | 83 | $ 1,974,000 | $ 23,783 | $ 86,000 |
| Columbus, GA-AL | 83 | $ 2,688,000 | $ 32,385 | $ 94,518 |
| Gulfport-Biloxi, MS | 82 | $ 2,301,000 | $ 28,060 | $ 91,000 |
| Hagerstown-Martinsburg, MD-WV | 82 | $ 3,208,000 | $ 39,121 | $ 81,902 |
| Yuba City, CA | 80 | $ 4,022,000 | $ 50,275 | $ 102,000 |
| Hanford-Corcoran, CA | 78 | $ 3,253,000 | $ 41,705 | $ 108,000 |
| Lawton, OK | 76 | $ 926,000 | $ 12,184 | $ 56,000 |
| Greeley, CO | 75 | $ 2,311,000 | $ 30,813 | $ 77,000 |
| Rockford, IL | 74 | $ 1,963,000 | $ 26,527 | $ 69,000 |
| Casper, WY | 73 | $ 1,225,000 | $ 16,780 | $ 84,000 |
| Glens Falls, NY | 73 | $ 1,805,000 | $ 24,726 | $ 69,000 |
| Elkhart-Goshen, IN | 72 | $ 1,173,000 | $ 16,291 | $ 53,000 |
| Greensboro-High Point, NC | 71 | $ 2,130,000 | $ 30,000 | $ 71,000 |
| Madison, WI | 71 | $ 2,798,000 | $ 39,408 | $ 80,000 |
| Savannah, GA | 71 | $ 2,175,000 | $ 30,633 | $ 94,000 |
| Charleston-North Charleston, SC | 70 | $ 2,833,000 | $ 40,471 | $ 91,000 |
| Essex County, MA | 70 | $ 3,940,000 | $ 56,285 | $ 118,000 |
| Joplin, MO | 70 | $ 1,799,000 | $ 25,700 | $ 71,000 |
| Shreveport-Bossier City, LA | 68 | $ 1,271,000 | $ 18,691 | $ 65,000 |
| Cheyenne, WY | 67 | $ 1,111,000 | $ 16,582 | $ 83,000 |
| Pascagoula, MS | 64 | $ 1,595,000 | $ 24,921 | $ 75,000 |
| Youngstown-Warren-Boardman, OH-PA | 63 | $ 1,577,000 | $ 25,031 | $ 77,587 |
| Decatur, AL | 62 | $ 1,456,000 | $ 23,483 | $ 58,000 |
| Kalamazoo-Portage, MI | 62 | $ 2,272,000 | $ 36,645 | $ 69,000 |
| Cedar Rapids, IA | 61 | $ 1,344,000 | $ 22,032 | $ 79,000 |
| Madera, CA | 61 | $ 3,055,000 | $ 50,081 | $ 107,000 |
| Greenville, SC | 60 | $ 1,461,000 | $ 24,350 | $ 70,000 |
| Roanoke, VA | 60 | $ 2,106,000 | $ 35,100 | $ 79,000 |
| Vineland-Millville-Bridgeton, NJ | 60 | $ 2,255,000 | $ 37,583 | $ 73,000 |
| Baton Rouge, LA | 59 | $ 2,880,000 | $ 48,813 | $ 76,000 |
| Clarksville, TN-KY | 58 | $ 942,000 | $ 16,241 | $ 55,672 |
| San Francisco-San Mateo-Redwood City, CA | 57 | $ 3,374,000 | $ 59,192 | $ 149,000 |
| Durham, NC | 56 | $ 2,024,000 | $ 36,142 | $ 55,000 |
| Augusta-Richmond County, GA-SC | 55 | $ 1,287,000 | $ 23,400 | $ 47,618 |
| South Bend-Mishawaka, IN-MI | 53 | $ 809,000 | $ 15,264 | $ 63,943 |
| Pine Bluff, AR | 52 | $ 889,000 | $ 17,096 | $ 52,000 |
| Redding, CA | 52 | $ 2,936,000 | $ 56,461 | $ 109,000 |
| Springfield, OH | 52 | $ 1,429,000 | $ 27,480 | $ 73,000 |
| Topeka, KS | 52 | $ 866,000 | $ 16,653 | $ 52,000 |
| Bremerton-Silverdale, WA | 51 | $ 2,857,000 | $ 56,019 | $ 107,000 |
| Erie, PA | 51 | $ 1,367,000 | $ 26,803 | $ 89,000 |
| Davenport-Moline-Rock Island, IA-IL | 50 | $ 1,101,000 | $ 22,020 | $ 55,360 |
| Manchester-Nashua, NH | 50 | $ 1,848,000 | $ 36,960 | $ 92,000 |
| Montgomery, AL | 50 | $ 840,000 | $ 16,800 | $ 64,000 |
| Hickory-Lenoir-Morganton, NC | 49 | $ 1,482,000 | $ 30,244 | $ 51,000 |
| Pueblo, CO | 49 | $ 1,761,000 | $ 35,938 | $ 83,000 |
| Tyler, TX | 49 | $ 1,573,000 | $ 32,102 | $ 101,000 |
| Corpus Christi, TX | 48 | $ 1,113,000 | $ 23,187 | $ 72,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 48 | $ 4,643,000 | $ 96,729 | $ 155,000 |
| Provo-Orem, UT | 48 | $ 1,482,000 | $ 30,875 | $ 67,000 |
| Holland-Grand Haven, MI | 47 | $ 995,000 | $ 21,170 | $ 49,000 |
| Olympia, WA | 47 | $ 2,594,000 | $ 55,191 | $ 79,000 |
| Panama City-Lynn Haven, FL | 47 | $ 1,244,000 | $ 26,468 | $ 80,000 |
| Racine, WI | 46 | $ 967,000 | $ 21,021 | $ 83,000 |
| Tuscaloosa, AL | 44 | $ 1,097,000 | $ 24,931 | $ 46,000 |
| Winston-Salem, NC | 44 | $ 1,365,000 | $ 31,022 | $ 83,000 |
| Hot Springs, AR | 43 | $ 1,240,000 | $ 28,837 | $ 77,000 |
| Sherman-Denison, TX | 43 | $ 1,073,000 | $ 24,953 | $ 77,000 |
| Battle Creek, MI | 42 | $ 805,000 | $ 19,166 | $ 45,000 |
| Bloomington-Normal, IL | 42 | $ 1,329,000 | $ 31,642 | $ 74,000 |
| Elmira, NY | 42 | $ 750,000 | $ 17,857 | $ 72,000 |
| Gainesville, FL | 42 | $ 927,000 | $ 22,071 | $ 66,000 |
| Jackson, MI | 42 | $ 1,315,000 | $ 31,309 | $ 63,000 |
| Lebanon, PA | 42 | $ 1,195,000 | $ 28,452 | $ 71,000 |
| Boise City-Nampa, ID | 41 | $ 4,046,000 | $ 98,682 | $ 100,000 |
| Dover, DE | 41 | $ 1,130,000 | $ 27,560 | $ 76,000 |
| Spartanburg, SC | 41 | $ 869,000 | $ 21,195 | $ 53,000 |
| Idaho Falls, ID | 40 | $ 1,042,000 | $ 26,050 | $ 51,000 |
| Punta Gorda, FL | 40 | $ 1,427,000 | $ 35,675 | $ 72,000 |
| Williamsport, PA | 40 | $ 793,000 | $ 19,825 | $ 49,000 |
| Winchester, VA-WV | 40 | $ 1,566,000 | $ 39,150 | $ 86,400 |
| Chico, CA | 39 | $ 2,814,000 | $ 72,153 | $ 107,000 |
| Macon, GA | 39 | $ 1,022,000 | $ 26,205 | $ 75,000 |
| Monroe, MI | 39 | $ 806,000 | $ 20,666 | $ 73,000 |
| Charlottesville, VA | 38 | $ 2,049,000 | $ 53,921 | $ 63,000 |
| Jefferson City, MO | 38 | $ 1,371,000 | $ 36,078 | $ 127,000 |
| Spokane, WA | 38 | $ 1,829,000 | $ 48,131 | $ 86,000 |
| Fort Collins-Loveland, CO | 37 | $ 1,984,000 | $ 53,621 | $ 113,000 |
| Saginaw-Saginaw Township North, MI | 37 | $ 718,000 | $ 19,405 | $ 57,000 |
| San Luis Obispo-Paso Robles, CA | 37 | $ 2,354,000 | $ 63,621 | $ 122,000 |
| Farmington, NM | 36 | $ 1,420,000 | $ 39,444 | $ 65,000 |
| Fort Walton Beach-Crestview-Destin, FL | 36 | $ 1,202,000 | $ 33,388 | $ 86,000 |
| Green Bay, WI | 36 | $ 1,641,000 | $ 45,583 | $ 102,000 |
| Janesville, WI | 36 | $ 606,000 | $ 16,833 | $ 54,000 |
| Kingston, NY | 36 | $ 1,813,000 | $ 50,361 | $ 81,000 |
| Yuma, AZ | 36 | $ 1,623,000 | $ 45,083 | $ 71,000 |
| Columbia, MO | 35 | $ 889,000 | $ 25,400 | $ 58,000 |
| Jackson, MS | 35 | $ 595,000 | $ 17,000 | $ 79,000 |
| Lincoln, NE | 35 | $ 780,000 | $ 22,285 | $ 63,000 |
| Springfield, IL | 35 | $ 942,000 | $ 26,914 | $ 68,000 |
| Amarillo, TX | 34 | $ 538,000 | $ 15,823 | $ 54,000 |
| Lynchburg, VA | 34 | $ 1,191,000 | $ 35,029 | $ 62,000 |
| McAllen-Edinburg-Mission, TX | 34 | $ 697,000 | $ 20,500 | $ 82,000 |
| Elizabethtown, KY | 33 | $ 1,335,000 | $ 40,454 | $ 107,000 |
| Las Cruces, NM | 31 | $ 1,149,000 | $ 37,064 | $ 100,000 |
| Lima, OH | 31 | $ 559,000 | $ 18,032 | $ 47,000 |
| Naples-Marco Island, FL | 31 | $ 2,597,000 | $ 83,774 | $ 102,000 |
| Victoria, TX | 31 | $ 970,000 | $ 31,290 | $ 87,000 |
| Warner Robins, GA | 31 | $ 697,000 | $ 22,483 | $ 75,000 |
| Hinesville-Fort Stewart, GA | 30 | $ 1,315,000 | $ 43,833 | $ 74,000 |
| Mansfield, OH | 30 | $ 838,000 | $ 27,933 | $ 51,000 |
| St. Joseph, MO-KS | 30 | $ 410,000 | $ 13,666 | $ 57,533 |
| Eugene-Springfield, OR | 28 | $ 1,935,000 | $ 69,107 | $ 126,000 |
| Muskegon-Norton Shores, MI | 28 | $ 918,000 | $ 32,785 | $ 98,000 |
| Anniston-Oxford, AL | 27 | $ 391,000 | $ 14,481 | $ 70,000 |
| Grand Junction, CO | 27 | $ 1,443,000 | $ 53,444 | $ 118,000 |
| Longview, TX | 27 | $ 633,000 | $ 23,444 | $ 98,000 |
| Boulder, CO | 26 | $ 802,000 | $ 30,846 | $ 143,000 |
| Duluth, MN-WI | 26 | $ 680,000 | $ 26,153 | $ 67,884 |
| Oshkosh-Neenah, WI | 26 | $ 694,000 | $ 26,692 | $ 57,000 |
| Sioux Falls, SD | 26 | $ 714,000 | $ 27,461 | $ 76,000 |
| Wilmington, NC | 26 | $ 2,086,000 | $ 80,230 | $ 74,000 |
| Gadsden, AL | 25 | $ 881,000 | $ 35,240 | $ 63,000 |
| Niles-Benton Harbor, MI | 25 | $ 519,000 | $ 20,760 | $ 69,000 |
| Anderson, IN | 23 | $ 411,000 | $ 17,869 | $ 58,000 |
| Asheville, NC | 23 | $ 816,000 | $ 35,478 | $ 51,000 |
| Rapid City, SD | 23 | $ 563,000 | $ 24,478 | $ 41,000 |
| Santa Barbara-Santa Maria, CA | 23 | $ 2,202,000 | $ 95,739 | $ 155,000 |
| Huntington-Ashland, WV-KY-OH | 22 | $ 687,000 | $ 31,227 | $ 98,045 |
| Lafayette, LA | 22 | $ 1,112,000 | $ 50,545 | $ 116,000 |
| Waterloo-Cedar Falls, IA | 22 | $ 417,000 | $ 18,954 | $ 43,000 |
| Appleton, WI | 21 | $ 382,000 | $ 18,190 | $ 59,000 |
| Ithaca, NY | 21 | $ 512,000 | $ 24,380 | $ 61,000 |
| Lewiston-Auburn, ME | 21 | $ 718,000 | $ 34,190 | $ 58,000 |
| Pittsfield, MA | 21 | $ 437,000 | $ 20,809 | $ 61,000 |
| Sandusky, OH | 21 | $ 416,000 | $ 19,809 | $ 52,000 |
| Santa Rosa-Petaluma, CA | 21 | $ 1,591,000 | $ 75,761 | $ 100,000 |
| Charleston, WV | 20 | $ 601,000 | $ 30,050 | $ 110,000 |
| Goldsboro, NC | 20 | $ 563,000 | $ 28,150 | $ 47,000 |
| Jonesboro, AR | 20 | $ 729,000 | $ 36,450 | $ 69,000 |
| Bangor, ME | 19 | $ 614,000 | $ 32,315 | $ 63,000 |
| Lubbock, TX | 19 | $ 444,000 | $ 23,368 | $ 53,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 19 | $ 1,083,000 | $ 57,000 | $ 53,000 |
| Salem, OR | 19 | $ 491,000 | $ 25,842 | $ 62,000 |
| Waco, TX | 19 | $ 446,000 | $ 23,473 | $ 110,000 |
| Barnstable Town, MA | 18 | $ 1,198,000 | $ 66,555 | $ 141,000 |
| Bloomington, IN | 18 | $ 628,000 | $ 34,888 | $ 62,000 |
| Champaign-Urbana, IL | 18 | $ 629,000 | $ 34,944 | $ 52,000 |
| Johnstown, PA | 18 | $ 366,000 | $ 20,333 | $ 50,000 |
| Muncie, IN | 18 | $ 441,000 | $ 24,500 | $ 50,000 |
| Prescott, AZ | 18 | $ 1,846,000 | $ 102,555 | $ 57,000 |
| Sioux City, IA-NE-SD | 18 | $ 243,000 | $ 13,500 | $ 47,333 |
| Wausau, WI | 18 | $ 298,000 | $ 16,555 | $ 55,000 |
| Wheeling, WV-OH | 18 | $ 1,116,000 | $ 62,000 | $ 113,111 |
| Alexandria, LA | 17 | $ 273,000 | $ 16,058 | $ 54,000 |
| Carson City, NV | 17 | $ 1,033,000 | $ 60,764 | $ 86,000 |
| Cleveland, TN | 17 | $ 410,000 | $ 24,117 | $ 70,000 |
| Great Falls, MT | 17 | $ 322,000 | $ 18,941 | $ 53,000 |
| Jackson, TN | 17 | $ 413,000 | $ 24,294 | $ 55,000 |
| Jacksonville, NC | 17 | $ 368,000 | $ 21,647 | $ 50,000 |
| Kingsport-Bristol-Bristol, TN-VA | 17 | $ 567,000 | $ 33,352 | $ 39,000 |
| Longview, WA | 17 | $ 418,000 | $ 24,588 | $ 65,000 |
| Sumter, SC | 17 | $ 429,000 | $ 25,235 | $ 53,000 |
| Tallahassee, FL | 17 | $ 756,000 | $ 44,470 | $ 60,000 |
| Athens-Clarke County, GA | 16 | $ 534,000 | $ 33,375 | $ 66,000 |
| Fargo, ND-MN | 16 | $ 313,000 | $ 19,562 | $ 58,875 |
| Florence, SC | 16 | $ 449,000 | $ 28,062 | $ 70,000 |
| Lawrence, KS | 16 | $ 293,000 | $ 18,312 | $ 75,000 |
| Mount Vernon-Anacortes, WA | 16 | $ 588,000 | $ 36,750 | $ 98,000 |
| Rochester, MN | 16 | $ 376,000 | $ 23,500 | $ 79,000 |
| Rome, GA | 16 | $ 408,000 | $ 25,500 | $ 62,000 |
| St. Cloud, MN | 16 | $ 620,000 | $ 38,750 | $ 54,000 |
| Fond Du Lac, WI | 15 | $ 274,000 | $ 18,266 | $ 70,000 |
| Kokomo, IN | 15 | $ 197,000 | $ 13,133 | $ 38,000 |
| Ocean City, NJ | 15 | $ 804,000 | $ 53,600 | $ 96,000 |
| Bellingham, WA | 14 | $ 701,000 | $ 50,071 | $ 158,000 |
| Brunswick, GA | 14 | $ 304,000 | $ 21,714 | $ 82,000 |
| Decatur, IL | 14 | $ 248,000 | $ 17,714 | $ 80,000 |
| Greenville, NC | 14 | $ 619,000 | $ 44,214 | $ 56,000 |
| Napa, CA | 14 | $ 1,071,000 | $ 76,500 | $ 118,000 |
| Sebastian-Vero Beach, FL | 14 | $ 1,462,000 | $ 104,428 | $ 77,000 |
| Sheboygan, WI | 14 | $ 225,000 | $ 16,071 | $ 70,000 |
| Weirton-Steubenville, WV-OH | 14 | $ 533,000 | $ 38,071 | $ 132,000 |
| Altoona, PA | 13 | $ 527,000 | $ 40,538 | $ 40,000 |
| Florence-Muscle Shoals, AL | 13 | $ 282,000 | $ 21,692 | $ 51,000 |
| Missoula, MT | 13 | $ 482,000 | $ 37,076 | $ 56,000 |
| Auburn-Opelika, AL | 12 | $ 416,000 | $ 34,666 | $ 47,000 |
| Blacksburg-Christiansburg-Radford, VA | 12 | $ 339,000 | $ 28,250 | $ 54,000 |
| Dalton, GA | 12 | $ 323,000 | $ 26,916 | $ 61,000 |
| Danville, VA | 12 | $ 416,000 | $ 34,666 | $ 74,000 |
| Harrisonburg, VA | 12 | $ 474,000 | $ 39,500 | $ 70,000 |
| Kennewick-Richland-Pasco, WA | 12 | $ 290,000 | $ 24,166 | $ 76,000 |
| Michigan City-La Porte, IN | 12 | $ 264,000 | $ 22,000 | $ 58,000 |
| Rocky Mount, NC | 12 | $ 276,000 | $ 23,000 | $ 68,000 |
| Salinas, CA | 12 | $ 2,020,000 | $ 168,333 | $ 82,000 |
| Terre Haute, IN | 12 | $ 367,000 | $ 30,583 | $ 121,000 |
| Texarkana, Tx-Texarkana, AR | 12 | $ 426,000 | $ 35,500 | $ 63,000 |
| Wichita Falls, TX | 12 | $ 195,000 | $ 16,250 | $ 57,000 |
| Anderson, SC | 11 | $ 272,000 | $ 24,727 | $ 137,000 |
| Burlington-South Burlington, VT | 11 | $ 964,000 | $ 87,636 | $ 72,000 |
| Dothan, AL | 11 | $ 161,000 | $ 14,636 | $ 40,000 |
| Evansville, IN-KY | 11 | $ 525,000 | $ 47,727 | $ 54,545 |
| Johnson City, TN | 11 | $ 398,000 | $ 36,181 | $ 55,000 |
| Laredo, TX | 11 | $ 202,000 | $ 18,363 | $ 75,000 |
| Monroe, LA | 11 | $ 557,000 | $ 50,636 | $ 136,000 |
| Morristown, TN | 11 | $ 315,000 | $ 28,636 | $ 48,000 |
| Pocatello, ID | 11 | $ 388,000 | $ 35,272 | $ 125,000 |
| Santa Cruz-Watsonville, CA | 11 | $ 464,000 | $ 42,181 | $ 153,000 |
| Abilene, TX | 10 | $ 117,000 | $ 11,700 | $ 55,000 |
| College Station-Bryan, TX | 10 | $ 251,000 | $ 25,100 | $ 84,000 |
| Eau Claire, WI | 10 | $ 369,000 | $ 36,900 | $ 148,000 |
| Lake Charles, LA | 10 | $ 275,000 | $ 27,500 | $ 48,000 |
| Odessa, TX | 10 | $ 188,000 | $ 18,800 | $ 52,000 |
| Yakima, WA | 10 | $ 353,000 | $ 35,300 | $ 47,000 |
| Albany, GA | 9 | $ 432,000 | $ 48,000 | $ 52,000 |
| Ames, IA | 9 | $ 138,000 | $ 15,333 | $ 61,000 |
| Bay City, MI | 9 | $ 494,000 | $ 54,888 | $ 63,000 |
| El Centro, CA | 9 | $ 232,000 | $ 25,777 | $ 70,000 |
| Flagstaff, AZ | 9 | $ 622,000 | $ 69,111 | $ 76,000 |
| Grand Forks, ND-MN | 9 | $ 263,000 | $ 29,222 | $ 79,666 |
| Medford, OR | 9 | $ 200,000 | $ 22,222 | $ 58,000 |
| Owensboro, KY | 9 | $ 112,000 | $ 12,444 | $ 44,000 |
| Santa Fe, NM | 9 | $ 1,028,000 | $ 114,222 | $ 96,000 |
| Bowling Green, KY | 8 | $ 269,000 | $ 33,625 | $ 61,000 |
| Brownsville-Harlingen, TX | 8 | $ 167,000 | $ 20,875 | $ 54,000 |
| Burlington, NC | 8 | $ 368,000 | $ 46,000 | $ 66,000 |
| Danville, IL | 8 | $ 437,000 | $ 54,625 | $ 34,000 |
| Iowa City, IA | 8 | $ 95,000 | $ 11,875 | $ 73,000 |
| Kankakee-Bradley, IL | 8 | $ 146,000 | $ 18,250 | $ 54,000 |
| Lafayette, IN | 8 | $ 340,000 | $ 42,500 | $ 61,000 |
| Salisbury, MD | 8 | $ 373,000 | $ 46,625 | $ 60,000 |
| Billings, MT | 7 | $ 184,000 | $ 26,285 | $ 56,000 |
| Columbus, IN | 7 | $ 110,000 | $ 15,714 | $ 68,000 |
| Cumberland, MD-WV | 7 | $ 240,000 | $ 34,285 | $ 109,000 |
| Gainesville, GA | 7 | $ 230,000 | $ 32,857 | $ 69,000 |
| Houma-Bayou Cane-Thibodaux, LA | 7 | $ 534,000 | $ 76,285 | $ 108,000 |
| St. George, UT | 7 | $ 249,000 | $ 35,571 | $ 116,000 |
| Bismarck, ND | 6 | $ 190,000 | $ 31,666 | $ 57,000 |
| La Crosse, WI-MN | 6 | $ 135,000 | $ 22,500 | $ 90,666 |
| Parkersburg-Marietta-Vienna, WV-OH | 6 | $ 229,000 | $ 38,166 | $ 81,666 |
| Valdosta, GA | 6 | $ 163,000 | $ 27,166 | $ 42,000 |
| Coeur D'Alene, ID | 5 | $ 629,000 | $ 125,800 | $ 278,000 |
| Hattiesburg, MS | 5 | $ 63,000 | $ 12,600 | $ 70,000 |
| Anchorage, AK | 4 | $ 61,000 | $ 15,250 | $ 100,000 |
| Bend, OR | 4 | $ 416,000 | $ 104,000 | $ 305,000 |
| Dubuque, IA | 4 | $ 71,000 | $ 17,750 | $ 53,000 |
| Midland, TX | 4 | $ 102,000 | $ 25,500 | $ 56,000 |
| Morgantown, WV | 4 | $ 100,000 | $ 25,000 | $ 49,000 |
| San Angelo, TX | 4 | $ 124,000 | $ 31,000 | $ 63,000 |
| Wenatchee, WA | 4 | $ 270,000 | $ 67,500 | $ 55,000 |
| Logan, UT-ID | 3 | $ 202,000 | $ 67,333 | $ 50,666 |
| State College, PA | 3 | $ 165,000 | $ 55,000 | $ 178,000 |
| Corvallis, OR | 2 | $ 179,000 | $ 89,500 | $ 51,000 |
| Lewiston, ID-WA | 2 | $ 102,000 | $ 51,000 | $ 31,500 |
| Fairbanks, AK | 1 | $ 40,000 | $ 40,000 | $ 84,000 |
| Honolulu, HI | 1 | $ 19,000 | $ 19,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for Ge Money Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 65,631 | $1,645,411,000 | $25,000 | $610,000 | $87,000 | $2,052,000 |
| Refinancing | 6,141 | $924,865,000 | $150,000 | $2,000,000 | $150,000 | $3,000,000 |
| Home Purchase | 107 | $19,329,000 | $180,000 | $1,955,000 | $185,000 | $1,332,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 30,375 | $1,246,502,000 | $41,000 | $2,000,000 | $95,000 | $3,000,000 |
| Not Provided | 29,177 | $786,443,000 | $26,000 | $1,280,000 | $89,000 | $1,982,000 |
| Black or African American | 5,617 | $230,073,000 | $40,000 | $850,000 | $87,000 | $2,052,000 |
| Hispanic | 5,209 | $243,065,000 | $46,000 | $879,000 | $100,000 | $1,440,000 |
| Asian | 739 | $46,675,000 | $63,000 | $615,000 | $124,000 | $1,188,000 |
| American Indian or Alaskan Native | 524 | $25,187,000 | $48,000 | $561,000 | $103,000 | $1,464,000 |
| Native Hawaiian or Other Pacific Islander | 238 | $11,660,000 | $48,000 | $600,000 | $105,000 | $972,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 71,879 | $2,589,605,000 | $36,000 | $2,000,000 | $93,000 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 29,641 | $1,006,605,000 | $33,000 | $2,000,000 | $88,000 | $3,000,000 |
| Application Approved But Not Accepted | 20,181 | $570,185,000 | $28,000 | $491,000 | $94,000 | $1,440,000 |
| Loan Originated | 19,344 | $656,961,000 | $33,000 | $829,000 | $97,000 | $1,284,000 |
| Application Withdrawn By Applicant | 2,637 | $344,899,000 | $130,000 | $1,280,000 | $103,000 | $2,700,000 |
| File Closed For Incompleteness | 61 | $9,409,000 | $154,000 | $570,000 | $95,000 | $1,200,000 |
| Loan Purchased By The Institution | 9 | $448,000 | $49,000 | $133,000 | $135,000 | $195,000 |
| Preapproval Approved but not Accepted | 5 | $940,000 | $188,000 | $514,000 | $119,000 | $162,000 |
| Preapproval Denied by Financial Institution | 1 | $158,000 | $158,000 | $158,000 | $32,000 | $32,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 23,724 | $541,995,000 | $22,000 | $950,000 | $79,000 | $2,052,000 |
| Other | 3,016 | $54,977,000 | $18,000 | $480,000 | $83,000 | $1,860,000 |
| Credit Application Incomplete | 1,256 | $179,550,000 | $142,000 | $2,000,000 | $79,000 | $2,400,000 |
| Debt-To-Income Ratio | 810 | $127,165,000 | $156,000 | $1,955,000 | $292,000 | $3,000,000 |
| Collateral | 672 | $86,228,000 | $128,000 | $672,000 | $126,000 | $1,404,000 |
| Unverifiable Information | 91 | $5,108,000 | $56,000 | $523,000 | $167,000 | $1,200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 56 | $9,261,000 | $165,000 | $485,000 | $606,000 | $1,608,000 |
| Employment History | 17 | $2,479,000 | $145,000 | $506,000 | $302,000 | $972,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ge Money Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ge Money Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.
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