Geneva Financial, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Geneva Financial, Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Geneva Financial, Llc 1018 E. Guadalupe Road Oro Valley, AZ 85283 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 14,436 |
| Total Mortgage Loan Application Amount | $3,915,620,000 |
| Average Mortgage Loan Application Amount | $251,200 |
| Highest Mortgage Loan Application Amount | $3,505,000 |
| Average Applicant Income | $114,400 |
| Highest Applicant Income | $9,913,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Geneva Financial, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Geneva Financial, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Geneva Financial, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Geneva Financial, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Geneva Financial, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Geneva Financial, Llc's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,698 | $ 499,180,000 | $ 293,000 | $ 112,000 |
| NA (OUTSIDE OF MSA/MD) | 1,497 | $ 318,725,000 | $ 201,342 | $ 159,473 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 516 | $ 182,570,000 | $ 345,000 | $ 119,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 353 | $ 114,135,000 | $ 323,000 | $ 129,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 339 | $ 90,545,000 | $ 267,000 | $ 111,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 272 | $ 68,600,000 | $ 252,000 | $ 139,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 267 | $ 123,345,000 | $ 461,000 | $ 137,000 |
| TUCSON, AZ | 260 | $ 57,380,000 | $ 220,000 | $ 97,000 |
| ST. LOUIS, MO-IL | 248 | $ 45,400,000 | $ 168,500 | $ 97,500 |
| SALEM, OR | 247 | $ 74,645,000 | $ 302,000 | $ 100,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 244 | $ 80,270,000 | $ 328,000 | $ 120,000 |
| DALLAS-PLANO-IRVING, TX | 243 | $ 72,205,000 | $ 297,000 | $ 126,000 |
| BEND-REDMOND, OR | 236 | $ 92,470,000 | $ 391,000 | $ 155,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 234 | $ 65,590,000 | $ 280,000 | $ 126,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 218 | $ 48,050,000 | $ 220,000 | $ 117,000 |
| SPOKANE-SPOKANE VALLEY, WA | 206 | $ 51,760,000 | $ 251,000 | $ 95,000 |
| CAPE CORAL-FORT MYERS, FL | 188 | $ 46,840,000 | $ 249,000 | $ 75,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 172 | $ 46,410,000 | $ 269,000 | $ 108,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 172 | $ 44,700,000 | $ 259,000 | $ 159,000 |
| PUNTA GORDA, FL | 161 | $ 41,975,000 | $ 260,000 | $ 123,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 155 | $ 78,655,000 | $ 507,000 | $ 162,000 |
| FORT WORTH-ARLINGTON, TX | 132 | $ 31,790,000 | $ 240,000 | $ 106,000 |
| DENVER-AURORA-LAKEWOOD, CO | 130 | $ 49,770,000 | $ 382,000 | $ 194,000 |
| RICHMOND, VA | 128 | $ 33,130,000 | $ 258,000 | $ 120,000 |
| PORT ST. LUCIE, FL | 121 | $ 29,535,000 | $ 244,000 | $ 89,000 |
| KANSAS CITY, MO-KS | 120 | $ 19,850,000 | $ 177,500 | $ 102,500 |
| CHICAGO-NAPERVILLE, IL | 119 | $ 25,615,000 | $ 215,000 | $ 91,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 118 | $ 25,460,000 | $ 215,000 | $ 122,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 117 | $ 23,635,000 | $ 202,000 | $ 67,000 |
| YUMA, AZ | 117 | $ 20,585,000 | $ 175,000 | $ 54,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 109 | $ 17,205,000 | $ 157,000 | $ 74,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 108 | $ 67,740,000 | $ 627,000 | $ 178,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 108 | $ 22,510,000 | $ 196,000 | $ 84,500 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 107 | $ 39,045,000 | $ 364,000 | $ 107,000 |
| CHATTANOOGA, TN-GA | 106 | $ 22,570,000 | $ 203,000 | $ 78,500 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 100 | $ 30,810,000 | $ 308,000 | $ 111,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 94 | $ 21,940,000 | $ 233,000 | $ 87,000 |
| TACOMA-LAKEWOOD, WA | 94 | $ 34,670,000 | $ 368,000 | $ 126,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 93 | $ 30,945,000 | $ 332,000 | $ 214,000 |
| LEXINGTON-FAYETTE, KY | 90 | $ 20,320,000 | $ 225,000 | $ 95,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 89 | $ 13,375,000 | $ 150,000 | $ 97,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 86 | $ 26,540,000 | $ 308,000 | $ 109,000 |
| COLUMBIA, SC | 85 | $ 18,185,000 | $ 213,000 | $ 87,000 |
| SAN ANGELO, TX | 85 | $ 17,385,000 | $ 204,000 | $ 87,000 |
| SAN DIEGO-CARLSBAD, CA | 85 | $ 38,655,000 | $ 454,000 | $ 152,000 |
| ALBANY, OR | 83 | $ 22,085,000 | $ 266,000 | $ 71,000 |
| COLUMBUS, OH | 82 | $ 17,450,000 | $ 212,000 | $ 92,000 |
| NEW ORLEANS-METAIRIE, LA | 82 | $ 14,000,000 | $ 170,000 | $ 85,000 |
| JACKSONVILLE, FL | 81 | $ 16,655,000 | $ 205,000 | $ 87,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 78 | $ 24,110,000 | $ 309,000 | $ 124,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 78 | $ 16,190,000 | $ 207,000 | $ 125,000 |
| EL CENTRO, CA | 77 | $ 15,195,000 | $ 197,000 | $ 77,000 |
| CAMDEN, NJ | 74 | $ 15,120,000 | $ 204,000 | $ 84,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 68 | $ 17,420,000 | $ 256,000 | $ 105,000 |
| AUSTIN-ROUND ROCK, TX | 66 | $ 21,110,000 | $ 319,000 | $ 135,000 |
| BOISE CITY, ID | 66 | $ 18,020,000 | $ 273,000 | $ 84,000 |
| SIERRA VISTA-DOUGLAS, AZ | 62 | $ 13,070,000 | $ 210,000 | $ 79,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 59 | $ 12,315,000 | $ 208,000 | $ 76,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 59 | $ 15,785,000 | $ 267,000 | $ 130,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 58 | $ 12,650,000 | $ 194,000 | $ 94,000 |
| RALEIGH, NC | 58 | $ 15,280,000 | $ 263,000 | $ 98,000 |
| MEMPHIS, TN-MS-AR | 55 | $ 7,825,000 | $ 127,000 | $ 291,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 55 | $ 29,115,000 | $ 529,000 | $ 207,000 |
| HUNTSVILLE, AL | 52 | $ 9,240,000 | $ 177,000 | $ 90,000 |
| SANTA MARIA-SANTA BARBARA, CA | 49 | $ 17,375,000 | $ 354,000 | $ 96,000 |
| TOLEDO, OH | 47 | $ 6,725,000 | $ 143,000 | $ 78,000 |
| COEUR D'ALENE, ID | 45 | $ 16,265,000 | $ 361,000 | $ 111,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 44 | $ 12,160,000 | $ 276,000 | $ 124,000 |
| PROVIDENCE-WARWICK, RI-MA | 42 | $ 11,770,000 | $ 289,500 | $ 87,500 |
| FLORENCE-MUSCLE SHOALS, AL | 41 | $ 5,885,000 | $ 143,000 | $ 139,000 |
| KENNEWICK-RICHLAND, WA | 41 | $ 10,515,000 | $ 256,000 | $ 86,000 |
| CINCINNATI, OH-KY-IN | 40 | $ 6,830,000 | $ 164,666 | $ 101,666 |
| BIRMINGHAM-HOOVER, AL | 39 | $ 4,635,000 | $ 118,000 | $ 96,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 39 | $ 6,485,000 | $ 175,000 | $ 69,500 |
| LAKELAND-WINTER HAVEN, FL | 39 | $ 8,305,000 | $ 212,000 | $ 195,000 |
| NEWARK, NJ-PA | 39 | $ 11,385,000 | $ 265,500 | $ 128,500 |
| FLAGSTAFF, AZ | 37 | $ 11,845,000 | $ 320,000 | $ 123,000 |
| NAPA, CA | 36 | $ 16,730,000 | $ 464,000 | $ 129,000 |
| CLEVELAND-ELYRIA, OH | 35 | $ 6,035,000 | $ 172,000 | $ 111,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 34 | $ 22,190,000 | $ 652,000 | $ 400,000 |
| COLORADO SPRINGS, CO | 33 | $ 11,765,000 | $ 356,000 | $ 103,000 |
| MODESTO, CA | 33 | $ 10,065,000 | $ 305,000 | $ 110,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 31 | $ 11,765,000 | $ 380,666 | $ 137,666 |
| FAYETTEVILLE, NC | 29 | $ 5,955,000 | $ 205,000 | $ 152,000 |
| MIDLAND, MI | 29 | $ 3,525,000 | $ 121,000 | $ 54,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 28 | $ 7,470,000 | $ 307,500 | $ 81,500 |
| OCALA, FL | 28 | $ 5,400,000 | $ 192,000 | $ 105,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 28 | $ 6,410,000 | $ 228,000 | $ 84,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 27 | $ 11,035,000 | $ 408,000 | $ 118,000 |
| EUGENE, OR | 27 | $ 8,395,000 | $ 310,000 | $ 100,000 |
| SPRINGFIELD, MO | 27 | $ 5,615,000 | $ 207,000 | $ 105,000 |
| HICKORY-LENOIR-MORGANTON, NC | 26 | $ 4,400,000 | $ 169,000 | $ 73,000 |
| ST. GEORGE, UT | 26 | $ 8,720,000 | $ 335,000 | $ 87,000 |
| VALLEJO-FAIRFIELD, CA | 26 | $ 8,920,000 | $ 343,000 | $ 161,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 25 | $ 4,265,000 | $ 178,000 | $ 86,500 |
| STOCKTON-LODI, CA | 25 | $ 8,415,000 | $ 336,000 | $ 217,000 |
| ELGIN, IL | 24 | $ 5,510,000 | $ 229,000 | $ 93,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 24 | $ 6,510,000 | $ 271,000 | $ 130,000 |
| LONGVIEW, WA | 24 | $ 6,500,000 | $ 270,000 | $ 88,000 |
| DURHAM-CHAPEL HILL, NC | 22 | $ 5,970,000 | $ 271,000 | $ 128,000 |
| GARY, IN | 22 | $ 2,920,000 | $ 132,000 | $ 93,000 |
| HINESVILLE, GA | 22 | $ 4,120,000 | $ 187,000 | $ 107,000 |
| BREMERTON-SILVERDALE, WA | 21 | $ 7,145,000 | $ 340,000 | $ 109,000 |
| GREENSBORO-HIGH POINT, NC | 21 | $ 3,835,000 | $ 182,000 | $ 122,000 |
| SAGINAW, MI | 21 | $ 1,935,000 | $ 92,000 | $ 52,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 21 | $ 4,985,000 | $ 245,500 | $ 103,500 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 20 | $ 10,330,000 | $ 516,000 | $ 132,000 |
| OKLAHOMA CITY, OK | 20 | $ 3,960,000 | $ 198,000 | $ 118,000 |
| SHERMAN-DENISON, TX | 20 | $ 3,630,000 | $ 181,000 | $ 155,000 |
| MONROE, MI | 19 | $ 3,075,000 | $ 161,000 | $ 71,000 |
| NEW YORK-NEWARK, NY | 19 | $ 7,255,000 | $ 381,000 | $ 132,000 |
| BAKERSFIELD, CA | 18 | $ 4,350,000 | $ 241,000 | $ 91,000 |
| EL PASO, TX | 18 | $ 3,320,000 | $ 184,000 | $ 130,000 |
| SANTA ROSA, CA | 18 | $ 8,320,000 | $ 462,000 | $ 123,000 |
| WINSTON-SALEM, NC | 18 | $ 2,350,000 | $ 130,000 | $ 60,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 17 | $ 3,075,000 | $ 202,000 | $ 83,000 |
| CORVALLIS, OR | 17 | $ 5,405,000 | $ 317,000 | $ 91,000 |
| LAFAYETTE, LA | 17 | $ 3,185,000 | $ 187,000 | $ 67,000 |
| OLYMPIA-TUMWATER, WA | 17 | $ 5,825,000 | $ 342,000 | $ 128,000 |
| READING, PA | 17 | $ 2,235,000 | $ 131,000 | $ 68,000 |
| HARRISBURG-CARLISLE, PA | 16 | $ 2,750,000 | $ 171,000 | $ 95,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 16 | $ 5,210,000 | $ 325,000 | $ 131,000 |
| PHILADELPHIA, PA | 16 | $ 2,240,000 | $ 140,000 | $ 77,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 16 | $ 11,690,000 | $ 730,000 | $ 222,000 |
| SANTA CRUZ-WATSONVILLE, CA | 16 | $ 9,660,000 | $ 603,000 | $ 254,000 |
| SPARTANBURG, SC | 16 | $ 3,100,000 | $ 193,000 | $ 63,000 |
| WILMINGTON, NC | 16 | $ 3,020,000 | $ 188,000 | $ 75,000 |
| ANN ARBOR, MI | 14 | $ 3,700,000 | $ 264,000 | $ 97,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 14 | $ 2,440,000 | $ 142,000 | $ 58,000 |
| BOULDER, CO | 14 | $ 6,190,000 | $ 442,000 | $ 225,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 14 | $ 1,710,000 | $ 122,000 | $ 90,000 |
| FORT SMITH, AR-OK | 14 | $ 1,920,000 | $ 191,500 | $ 63,000 |
| FRESNO, CA | 14 | $ 3,180,000 | $ 227,000 | $ 80,000 |
| ALBUQUERQUE, NM | 13 | $ 1,965,000 | $ 151,000 | $ 110,000 |
| ASHEVILLE, NC | 13 | $ 2,695,000 | $ 207,000 | $ 112,000 |
| CLARKSVILLE, TN-KY | 13 | $ 2,715,000 | $ 208,000 | $ 57,000 |
| FLORENCE, SC | 13 | $ 2,045,000 | $ 157,000 | $ 51,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 13 | $ 6,795,000 | $ 522,000 | $ 145,000 |
| YORK-HANOVER, PA | 13 | $ 2,095,000 | $ 161,000 | $ 86,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 12 | $ 7,610,000 | $ 634,000 | $ 394,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 12 | $ 1,170,000 | $ 97,000 | $ 80,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 12 | $ 2,400,000 | $ 200,000 | $ 102,000 |
| KNOXVILLE, TN | 12 | $ 1,670,000 | $ 139,000 | $ 102,000 |
| ROCKFORD, IL | 12 | $ 1,750,000 | $ 145,000 | $ 91,000 |
| SALT LAKE CITY, UT | 12 | $ 3,600,000 | $ 300,000 | $ 92,000 |
| SAVANNAH, GA | 12 | $ 2,490,000 | $ 207,000 | $ 88,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 12 | $ 4,910,000 | $ 409,000 | $ 147,000 |
| BATON ROUGE, LA | 11 | $ 2,055,000 | $ 186,000 | $ 71,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 11 | $ 4,605,000 | $ 418,000 | $ 142,000 |
| WORCESTER, MA-CT | 11 | $ 3,115,000 | $ 221,000 | $ 63,000 |
| ALBANY, GA | 10 | $ 1,880,000 | $ 188,000 | $ 68,000 |
| BAY CITY, MI | 10 | $ 1,140,000 | $ 114,000 | $ 58,000 |
| CLEVELAND, TN | 10 | $ 2,380,000 | $ 238,000 | $ 55,000 |
| DECATUR, AL | 10 | $ 1,140,000 | $ 114,000 | $ 50,000 |
| GAINESVILLE, GA | 10 | $ 3,040,000 | $ 304,000 | $ 119,000 |
| LANCASTER, PA | 10 | $ 2,110,000 | $ 211,000 | $ 72,000 |
| MOBILE, AL | 10 | $ 1,790,000 | $ 179,000 | $ 66,000 |
| OGDEN-CLEARFIELD, UT | 10 | $ 4,010,000 | $ 401,000 | $ 136,000 |
| SALINAS, CA | 10 | $ 5,950,000 | $ 595,000 | $ 332,000 |
| IDAHO FALLS, ID | 9 | $ 2,885,000 | $ 320,000 | $ 244,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 9 | $ 2,145,000 | $ 238,000 | $ 116,000 |
| POCATELLO, ID | 9 | $ 2,145,000 | $ 238,000 | $ 101,000 |
| PUEBLO, CO | 9 | $ 1,715,000 | $ 190,000 | $ 65,000 |
| RENO, NV | 9 | $ 3,925,000 | $ 436,000 | $ 157,000 |
| SEBASTIAN-VERO BEACH, FL | 9 | $ 1,775,000 | $ 197,000 | $ 78,000 |
| VISALIA-PORTERVILLE, CA | 9 | $ 1,515,000 | $ 168,000 | $ 81,000 |
| CARBONDALE-MARION, IL | 8 | $ 820,000 | $ 102,000 | $ 125,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 8 | $ 2,150,000 | $ 268,000 | $ 104,000 |
| HOMOSASSA SPRINGS, FL | 8 | $ 1,510,000 | $ 188,000 | $ 84,000 |
| JACKSON, MS | 8 | $ 1,150,000 | $ 143,000 | $ 88,000 |
| ODESSA, TX | 8 | $ 1,790,000 | $ 223,000 | $ 78,000 |
| PANAMA CITY, FL | 8 | $ 2,370,000 | $ 296,000 | $ 91,000 |
| YUBA CITY, CA | 8 | $ 2,140,000 | $ 267,000 | $ 82,000 |
| COLUMBUS, GA-AL | 7 | $ 1,415,000 | $ 174,000 | $ 61,000 |
| FORT COLLINS, CO | 7 | $ 2,705,000 | $ 386,000 | $ 152,000 |
| GRAND JUNCTION, CO | 7 | $ 2,065,000 | $ 295,000 | $ 94,000 |
| LANSING-EAST LANSING, MI | 7 | $ 1,275,000 | $ 182,000 | $ 92,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 7 | $ 785,000 | $ 112,000 | $ 287,000 |
| LUBBOCK, TX | 7 | $ 1,195,000 | $ 170,000 | $ 122,000 |
| MANCHESTER-NASHUA, NH | 7 | $ 1,855,000 | $ 265,000 | $ 87,000 |
| MEDFORD, OR | 7 | $ 1,695,000 | $ 242,000 | $ 110,000 |
| MOUNT VERNON-ANACORTES, WA | 7 | $ 2,555,000 | $ 365,000 | $ 77,000 |
| PITTSBURGH, PA | 7 | $ 1,295,000 | $ 185,000 | $ 101,000 |
| SALISBURY, MD-DE | 7 | $ 1,385,000 | $ 197,000 | $ 61,000 |
| BATTLE CREEK, MI | 6 | $ 600,000 | $ 100,000 | $ 208,000 |
| CORPUS CHRISTI, TX | 6 | $ 1,070,000 | $ 178,000 | $ 92,000 |
| EAST STROUDSBURG, PA | 6 | $ 940,000 | $ 156,000 | $ 94,000 |
| GREELEY, CO | 6 | $ 1,970,000 | $ 328,000 | $ 69,000 |
| GREENVILLE, NC | 6 | $ 820,000 | $ 136,000 | $ 59,000 |
| JACKSONVILLE, NC | 6 | $ 1,490,000 | $ 248,000 | $ 93,000 |
| LAWRENCE, KS | 6 | $ 690,000 | $ 115,000 | $ 153,000 |
| LYNCHBURG, VA | 6 | $ 1,310,000 | $ 218,000 | $ 80,000 |
| MCALLEN-EDINBURG-MISSION, TX | 6 | $ 900,000 | $ 150,000 | $ 73,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 6 | $ 1,020,000 | $ 165,000 | $ 129,000 |
| SEBRING, FL | 6 | $ 1,030,000 | $ 171,000 | $ 57,000 |
| TRENTON, NJ | 6 | $ 880,000 | $ 146,000 | $ 88,000 |
| URBAN HONOLULU, HI | 6 | $ 1,950,000 | $ 325,000 | $ 151,000 |
| VALDOSTA, GA | 6 | $ 1,020,000 | $ 170,000 | $ 61,000 |
| BOWLING GREEN, KY | 5 | $ 1,375,000 | $ 275,000 | $ 148,000 |
| BURLINGTON, NC | 5 | $ 655,000 | $ 131,000 | $ 434,000 |
| DALTON, GA | 5 | $ 785,000 | $ 157,000 | $ 47,000 |
| DES MOINES-WEST DES MOINES, IA | 5 | $ 1,195,000 | $ 239,000 | $ 140,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 5 | $ 1,505,000 | $ 301,000 | $ 115,000 |
| KILLEEN-TEMPLE, TX | 5 | $ 1,555,000 | $ 311,000 | $ 97,000 |
| LONGVIEW, TX | 5 | $ 595,000 | $ 119,000 | $ 70,000 |
| MERCED, CA | 5 | $ 1,025,000 | $ 205,000 | $ 59,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 5 | $ 665,000 | $ 133,000 | $ 136,000 |
| MONTGOMERY, AL | 5 | $ 545,000 | $ 109,000 | $ 55,000 |
| NEW BERN, NC | 5 | $ 1,155,000 | $ 231,000 | $ 96,000 |
| NEW HAVEN-MILFORD, CT | 5 | $ 1,095,000 | $ 219,000 | $ 92,000 |
| PROVO-OREM, UT | 5 | $ 1,355,000 | $ 271,000 | $ 103,000 |
| REDDING, CA | 5 | $ 1,375,000 | $ 275,000 | $ 133,000 |
| SAN RAFAEL, CA | 5 | $ 2,365,000 | $ 473,000 | $ 238,000 |
| TULSA, OK | 5 | $ 575,000 | $ 115,000 | $ 45,000 |
| WENATCHEE, WA | 5 | $ 2,015,000 | $ 403,000 | $ 83,000 |
| AMARILLO, TX | 4 | $ 440,000 | $ 110,000 | $ 76,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 4 | $ 560,000 | $ 140,000 | $ 76,000 |
| BELLINGHAM, WA | 4 | $ 1,400,000 | $ 350,000 | $ 117,000 |
| CHARLOTTESVILLE, VA | 4 | $ 860,000 | $ 215,000 | $ 115,000 |
| CHICO, CA | 4 | $ 610,000 | $ 152,000 | $ 54,000 |
| COLUMBUS, IN | 4 | $ 550,000 | $ 137,000 | $ 45,000 |
| GRAND RAPIDS-WYOMING, MI | 4 | $ 740,000 | $ 185,000 | $ 131,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 4 | $ 630,000 | $ 166,500 | $ 101,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 4 | $ 410,000 | $ 102,000 | $ 55,000 |
| LINCOLN, NE | 4 | $ 580,000 | $ 145,000 | $ 193,000 |
| MADERA, CA | 4 | $ 860,000 | $ 215,000 | $ 78,000 |
| MORRISTOWN, TN | 4 | $ 820,000 | $ 205,000 | $ 106,000 |
| MUNCIE, IN | 4 | $ 450,000 | $ 112,000 | $ 253,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 4 | $ 760,000 | $ 190,000 | $ 94,000 |
| ROME, GA | 4 | $ 680,000 | $ 170,000 | $ 67,000 |
| TALLAHASSEE, FL | 4 | $ 540,000 | $ 135,000 | $ 684,000 |
| THE VILLAGES, FL | 4 | $ 1,130,000 | $ 282,000 | $ 93,000 |
| TUSCALOOSA, AL | 4 | $ 600,000 | $ 150,000 | $ 188,000 |
| WALLA WALLA, WA | 4 | $ 1,360,000 | $ 340,000 | $ 134,000 |
| YAKIMA, WA | 4 | $ 810,000 | $ 202,000 | $ 70,000 |
| ATHENS-CLARKE COUNTY, GA | 3 | $ 715,000 | $ 238,000 | $ 65,000 |
| BLOOMINGTON, IL | 3 | $ 725,000 | $ 241,000 | $ 100,000 |
| BROWNSVILLE-HARLINGEN, TX | 3 | $ 385,000 | $ 128,000 | $ 94,000 |
| CAPE GIRARDEAU, MO-IL | 3 | $ 555,000 | $ 185,000 | $ 74,000 |
| COLUMBIA, MO | 3 | $ 765,000 | $ 255,000 | $ 65,000 |
| EVANSVILLE, IN-KY | 3 | $ 515,000 | $ 171,000 | $ 62,000 |
| FLINT, MI | 3 | $ 725,000 | $ 241,000 | $ 120,000 |
| FORT WAYNE, IN | 3 | $ 635,000 | $ 211,000 | $ 107,000 |
| GOLDSBORO, NC | 3 | $ 545,000 | $ 181,000 | $ 71,000 |
| GRANTS PASS, OR | 3 | $ 695,000 | $ 231,000 | $ 63,000 |
| JACKSON, MI | 3 | $ 355,000 | $ 118,000 | $ 49,000 |
| JACKSON, TN | 3 | $ 455,000 | $ 151,000 | $ 76,000 |
| JOHNSON CITY, TN | 3 | $ 615,000 | $ 205,000 | $ 127,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 3 | $ 2,175,000 | $ 725,000 | $ 325,000 |
| LEWISTON, ID-WA | 3 | $ 835,000 | $ 252,500 | $ 188,000 |
| PEORIA, IL | 3 | $ 875,000 | $ 291,000 | $ 166,000 |
| ROANOKE, VA | 3 | $ 425,000 | $ 141,000 | $ 87,000 |
| ROCKY MOUNT, NC | 3 | $ 445,000 | $ 148,000 | $ 75,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 3 | $ 505,000 | $ 168,000 | $ 84,000 |
| SPRINGFIELD, IL | 3 | $ 735,000 | $ 245,000 | $ 128,000 |
| SPRINGFIELD, MA | 3 | $ 725,000 | $ 241,000 | $ 82,000 |
| ST. JOSEPH, MO-KS | 3 | $ 545,000 | $ 181,000 | $ 64,000 |
| TERRE HAUTE, IN | 3 | $ 405,000 | $ 135,000 | $ 66,000 |
| WARNER ROBINS, GA | 3 | $ 585,000 | $ 195,000 | $ 66,000 |
| WILMINGTON, DE-MD-NJ | 3 | $ 675,000 | $ 202,500 | $ 124,500 |
| ABILENE, TX | 2 | $ 360,000 | $ 180,000 | $ 162,000 |
| AKRON, OH | 2 | $ 160,000 | $ 80,000 | $ 141,000 |
| BRUNSWICK, GA | 2 | $ 230,000 | $ 115,000 | $ 75,000 |
| CANTON-MASSILLON, OH | 2 | $ 430,000 | $ 215,000 | $ 82,000 |
| CEDAR RAPIDS, IA | 2 | $ 530,000 | $ 265,000 | $ 77,000 |
| CHARLESTON, WV | 2 | $ 230,000 | $ 115,000 | $ 111,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 2 | $ 500,000 | $ 250,000 | $ 109,000 |
| FARMINGTON, NM | 2 | $ 280,000 | $ 140,000 | $ 73,000 |
| GREAT FALLS, MT | 2 | $ 360,000 | $ 180,000 | $ 46,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 570,000 | $ 285,000 | $ 174,000 |
| HANFORD-CORCORAN, CA | 2 | $ 430,000 | $ 215,000 | $ 150,000 |
| JEFFERSON CITY, MO | 2 | $ 380,000 | $ 190,000 | $ 104,000 |
| LAWTON, OK | 2 | $ 300,000 | $ 150,000 | $ 105,000 |
| LEBANON, PA | 2 | $ 470,000 | $ 235,000 | $ 337,000 |
| MICHIGAN CITY-LA PORTE, IN | 2 | $ 300,000 | $ 150,000 | $ 91,000 |
| MIDLAND, TX | 2 | $ 450,000 | $ 225,000 | $ 80,000 |
| MISSOULA, MT | 2 | $ 920,000 | $ 460,000 | $ 85,000 |
| MUSKEGON, MI | 2 | $ 360,000 | $ 180,000 | $ 44,000 |
| SANTA FE, NM | 2 | $ 550,000 | $ 275,000 | $ 83,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 2 | $ 220,000 | $ 110,000 | $ 168,000 |
| STAUNTON-WAYNESBORO, VA | 2 | $ 450,000 | $ 225,000 | $ 88,000 |
| SUMTER, SC | 2 | $ 320,000 | $ 160,000 | $ 62,000 |
| TOPEKA, KS | 2 | $ 370,000 | $ 185,000 | $ 105,000 |
| TWIN FALLS, ID | 2 | $ 440,000 | $ 220,000 | $ 71,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 2 | $ 230,000 | $ 115,000 | $ 97,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 170,000 | $ 85,000 | $ 36,000 |
| AUBURN-OPELIKA, AL | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 125,000 | $ 125,000 | $ 158,000 |
| BECKLEY, WV | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| BOSTON, MA | 1 | $ 325,000 | $ 325,000 | $ 58,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 1 | $ 265,000 | $ 265,000 | $ 145,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 325,000 | $ 325,000 | $ 100,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 205,000 | $ 205,000 | $ 185,000 |
| DECATUR, IL | 1 | $ 295,000 | $ 295,000 | $ 134,000 |
| DOTHAN, AL | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| DOVER, DE | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| DULUTH, MN-WI | 1 | $ 285,000 | $ 285,000 | $ 204,000 |
| ELKHART-GOSHEN, IN | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| ERIE, PA | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| GAINESVILLE, FL | 1 | $ 285,000 | $ 285,000 | $ 63,000 |
| GRAND ISLAND, NE | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 1 | $ 125,000 | $ 125,000 | $ 122,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 235,000 | $ 235,000 | $ 119,000 |
| KOKOMO, IN | 1 | $ 215,000 | $ 215,000 | $ 87,000 |
| LAKE CHARLES, LA | 1 | $ 325,000 | $ 325,000 | $ 145,000 |
| LAREDO, TX | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| LAS CRUCES, NM | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| LIMA, OH | 1 | $ 75,000 | $ 75,000 | $ 161,000 |
| MACON-BIBB COUNTY, GA | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| MADISON, WI | 1 | $ 95,000 | $ 95,000 | $ 187,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 215,000 | $ 215,000 | $ 128,000 |
| MONROE, LA | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| OWENSBORO, KY | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| PINE BLUFF, AR | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
| RAPID CITY, SD | 1 | $ 305,000 | $ 305,000 | $ 105,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 305,000 | $ 305,000 | $ 89,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 245,000 | $ 245,000 | $ 46,000 |
| SIOUX FALLS, SD | 1 | $ 195,000 | $ 195,000 | $ 174,000 |
| SPRINGFIELD, OH | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| TYLER, TX | 1 | $ 275,000 | $ 275,000 | $ 66,000 |
| WACO, TX | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| WAUSAU, WI | 1 | $ 265,000 | $ 265,000 | $ 83,000 |
| WINCHESTER, VA-WV | 1 | $ 165,000 | $ 165,000 | $ 27,000 |
Mortgage Loan Application Detail Totals for Geneva Financial, Llc in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,611 | $2,084,135,000 | $273,000 | $3,505,000 | $112,000 | $9,913,000 |
| Refinancing | 3,481 | $932,025,000 | $267,000 | $2,985,000 | $118,000 | $4,800,000 |
| Cash-out Refinancing | 3,204 | $859,160,000 | $268,000 | $2,595,000 | $112,000 | $4,820,000 |
| Home Improvement | 137 | $39,825,000 | $290,000 | $2,105,000 | $127,000 | $3,204,000 |
| Other Purpose | 3 | $475,000 | $158,000 | $225,000 | $103,000 | $171,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,731 | $2,427,125,000 | $277,000 | $3,505,000 | $120,000 | $9,913,000 |
| Hispanic | 2,826 | $723,010,000 | $255,000 | $1,365,000 | $97,000 | $8,915,000 |
| Black or African American | 1,322 | $308,860,000 | $233,000 | $1,505,000 | $87,000 | $1,159,000 |
| Not Provided | 897 | $254,875,000 | $284,000 | $2,595,000 | $119,000 | $2,436,000 |
| Asian | 525 | $165,365,000 | $314,000 | $1,205,000 | $157,000 | $3,478,000 |
| American Indian or Alaskan Native | 89 | $22,185,000 | $249,000 | $685,000 | $115,000 | $1,060,000 |
| Native Hawaiian or Other Pacific Islander | 37 | $11,355,000 | $306,000 | $605,000 | $98,000 | $196,000 |
| Not applicable | 4 | $1,140,000 | $285,000 | $315,000 | $99,000 | $123,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,254 | $2,812,900,000 | $274,000 | $3,505,000 | $127,000 | $9,913,000 |
| FHA-insured (Federal Housing Administration) | 2,893 | $708,435,000 | $244,000 | $1,285,000 | $80,000 | $8,915,000 |
| VA-guaranteed (Veterans Administration) | 964 | $330,690,000 | $343,000 | $1,775,000 | $87,000 | $576,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 325 | $63,595,000 | $195,000 | $555,000 | $56,000 | $133,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,048 | $2,715,280,000 | $270,000 | $3,505,000 | $109,000 | $9,913,000 |
| Application Withdrawn By Applicant | 3,320 | $906,290,000 | $272,000 | $3,005,000 | $127,000 | $4,800,000 |
| File Closed For Incompleteness | 371 | $110,245,000 | $297,000 | $2,505,000 | $117,000 | $2,302,000 |
| Application Denied By Financial Institution | 358 | $93,490,000 | $261,000 | $1,775,000 | $109,000 | $6,264,000 |
| Application Approved But Not Accepted | 338 | $90,310,000 | $267,000 | $1,045,000 | $111,000 | $4,820,000 |
| Preapproval Approved but not Accepted | 1 | $5,000 | $5,000 | $5,000 | $89,000 | $89,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 14,078 | $3,822,130,000 | $271,000 | $3,505,000 | $114,000 | $9,913,000 |
| Debt-To-Income Ratio | 82 | $21,320,000 | $260,000 | $1,505,000 | $66,000 | $393,000 |
| Other | 67 | $18,235,000 | $272,000 | $1,005,000 | $105,000 | $372,000 |
| Collateral | 60 | $13,190,000 | $219,000 | $805,000 | $82,000 | $250,000 |
| Credit Application Incomplete | 55 | $17,365,000 | $315,000 | $1,775,000 | $228,000 | $6,264,000 |
| Credit History | 53 | $12,565,000 | $237,000 | $1,055,000 | $117,000 | $1,946,000 |
| Employment History | 18 | $3,770,000 | $209,000 | $365,000 | $57,000 | $130,000 |
| Unverifiable Information | 13 | $3,355,000 | $258,000 | $545,000 | $89,000 | $256,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $3,690,000 | $369,000 | $1,205,000 | $160,000 | $803,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Geneva Financial, Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Geneva Financial, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.