Geneva Financial LLC Mortgage Lending & HMDA Data, 2021

In 2021, Geneva Financial LLC of Chandler, AZ reported 14,436 mortgage applications totaling $3.9 billion, up 22% from 2020. The average application was for $271,239, and applicants reported an average income of $113,587. 70% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (1,698), Portland-Vancouver-Hillsboro, OR-WA (516) and Riverside-San Bernardino-Ontario, CA (353) (applications in parentheses).

Mortgage Company & Address Geneva Financial LLC
180 S Arizona Ave Ste 310
Chandler, AZ 85225
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 14,436
Total Mortgage Loan Application Amount $3,915,620,000
Average Mortgage Loan Application Amount $271,239
Highest Mortgage Loan Application Amount $3,505,000
Average Applicant Income $113,587
Highest Applicant Income $9,913,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Geneva Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Geneva Financial LLC by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 1,486 $ 445,680,000 $ 299,919 $ 116,000
Pima, Arizona 260 $ 57,380,000 $ 220,692 $ 97,000
Miami-Dade, Florida 244 $ 80,270,000 $ 328,975 $ 120,000
Deschutes, Oregon 236 $ 92,470,000 $ 391,822 $ 155,000
Clark, Nevada 234 $ 65,590,000 $ 280,299 $ 126,000
Riverside, California 220 $ 72,470,000 $ 329,409 $ 114,000
Pinal, Arizona 212 $ 53,500,000 $ 252,358 $ 84,000
Lee, Florida 188 $ 46,840,000 $ 249,148 $ 75,000
King, Washington 182 $ 84,610,000 $ 464,890 $ 136,000
Marion, Oregon 178 $ 54,780,000 $ 307,752 $ 109,000
Spokane, Washington 165 $ 42,275,000 $ 256,212 $ 100,000
Charlotte, Florida 161 $ 41,975,000 $ 260,714 $ 123,000
Harris, Texas 158 $ 38,940,000 $ 246,455 $ 140,000
Los Angeles, California 155 $ 78,655,000 $ 507,451 $ 162,000
Multnomah, Oregon 145 $ 50,615,000 $ 349,068 $ 116,000
Bexar, Texas 141 $ 35,755,000 $ 253,581 $ 174,000
Washington, Oregon 137 $ 48,745,000 $ 355,802 $ 118,000
San Bernardino, California 133 $ 41,665,000 $ 313,270 $ 153,000
Yuma, Arizona 117 $ 20,585,000 $ 175,940 $ 54,000
Tarrant, Texas 113 $ 26,495,000 $ 234,469 $ 107,000
Wayne, Michigan 109 $ 17,205,000 $ 157,844 $ 74,000
Orange, California 108 $ 67,740,000 $ 627,222 $ 178,000
St. Lucie, Florida 106 $ 25,260,000 $ 238,301 $ 87,000
Gila, Arizona 102 $ 18,360,000 $ 180,000 $ 76,000
Broward, Florida 100 $ 30,810,000 $ 308,100 $ 111,000
Clark, Washington 99 $ 32,855,000 $ 331,868 $ 122,000
St. Louis, Missouri 94 $ 15,380,000 $ 163,617 $ 129,000
Pierce, Washington 94 $ 34,670,000 $ 368,829 $ 126,000
Collier, Florida 93 $ 30,945,000 $ 332,741 $ 214,000
Clackamas, Oregon 93 $ 35,335,000 $ 379,946 $ 120,000
Lea, New Mexico 90 $ 23,290,000 $ 258,777 $ 80,000
Jefferson, Indiana 88 $ 12,310,000 $ 139,886 $ 58,000
San Diego, California 85 $ 38,655,000 $ 454,764 $ 152,000
Cook, Illinois 85 $ 18,595,000 $ 218,764 $ 92,000
Tom Green, Texas 85 $ 17,385,000 $ 204,529 $ 87,000
Snohomish, Washington 85 $ 38,735,000 $ 455,705 $ 137,000
Benton, Arkansas 83 $ 17,615,000 $ 212,228 $ 71,000
Orange, Florida 83 $ 23,935,000 $ 288,373 $ 114,000
Fulton, Georgia 83 $ 24,675,000 $ 297,289 $ 122,000
Linn, Oregon 83 $ 22,085,000 $ 266,084 $ 71,000
Sarasota, Florida 78 $ 17,210,000 $ 220,641 $ 86,000
Dallas, Texas 78 $ 18,430,000 $ 236,282 $ 125,000
Imperial, California 77 $ 15,195,000 $ 197,337 $ 77,000
Polk, Oregon 69 $ 19,865,000 $ 287,898 $ 79,000
Hamilton, Tennessee 66 $ 15,510,000 $ 235,000 $ 96,000
Collin, Texas 66 $ 23,290,000 $ 352,878 $ 146,000
Denton, Texas 65 $ 20,235,000 $ 311,307 $ 115,000
Madison, Kentucky 64 $ 13,340,000 $ 208,437 $ 75,000
Cochise, Arizona 62 $ 13,070,000 $ 210,806 $ 79,000
Hillsborough, Florida 60 $ 17,950,000 $ 299,166 $ 216,000
DeKalb, Georgia 60 $ 13,140,000 $ 219,000 $ 99,000
Palm Beach, Florida 59 $ 15,785,000 $ 267,542 $ 130,000
Pasco, Florida 59 $ 10,775,000 $ 182,627 $ 100,000
Marion, Indiana 57 $ 7,155,000 $ 125,526 $ 105,000
St. Louis City, Missouri 57 $ 9,635,000 $ 169,035 $ 82,000
Oakland, Michigan 56 $ 13,220,000 $ 236,071 $ 130,000
Duval, Florida 55 $ 10,065,000 $ 183,000 $ 91,000
Hernando, Florida 54 $ 9,490,000 $ 175,740 $ 56,000
Horry, South Carolina 51 $ 11,505,000 $ 225,588 $ 110,000
Sacramento, California 50 $ 17,040,000 $ 340,800 $ 102,000
Lafayette, Missouri 50 $ 8,670,000 $ 173,400 $ 63,000
Franklin, Ohio 50 $ 10,460,000 $ 209,200 $ 102,000
Santa Barbara, California 49 $ 17,375,000 $ 354,591 $ 96,000
Volusia, Florida 49 $ 10,105,000 $ 206,224 $ 73,000
Wake, North Carolina 48 $ 13,360,000 $ 278,333 $ 106,000
Shelby, Tennessee 48 $ 6,830,000 $ 142,291 $ 426,000
Fort Bend, Texas 48 $ 11,420,000 $ 237,916 $ 106,000
Fayette, Kentucky 47 $ 11,185,000 $ 237,978 $ 129,000
Richland, South Carolina 47 $ 10,575,000 $ 225,000 $ 89,000
Jackson, Missouri 46 $ 6,380,000 $ 138,695 $ 110,000
Pinellas, Florida 45 $ 9,835,000 $ 218,555 $ 84,000
Kootenai, Idaho 45 $ 16,265,000 $ 361,444 $ 111,000
Yavapai, Arizona 44 $ 12,160,000 $ 276,363 $ 124,000
Charleston, South Carolina 44 $ 13,410,000 $ 304,772 $ 136,000
Seminole, Florida 43 $ 11,185,000 $ 260,116 $ 86,000
Orleans, Louisiana 42 $ 5,980,000 $ 142,380 $ 97,000
Stevens, Washington 41 $ 9,485,000 $ 231,341 $ 74,000
Mecklenburg, North Carolina 40 $ 9,160,000 $ 229,000 $ 95,000
Chesterfield, Virginia 40 $ 11,320,000 $ 283,000 $ 93,000
Polk, Florida 39 $ 8,305,000 $ 212,948 $ 195,000
Canyon, Idaho 38 $ 9,360,000 $ 246,315 $ 88,000
Lake, Illinois 38 $ 6,300,000 $ 165,789 $ 72,000
Greenville, South Carolina 38 $ 9,380,000 $ 246,842 $ 76,000
Coconino, Arizona 37 $ 11,845,000 $ 320,135 $ 123,000
Gwinnett, Georgia 37 $ 9,425,000 $ 254,729 $ 108,000
Napa, California 36 $ 16,730,000 $ 464,722 $ 129,000
Placer, California 36 $ 13,430,000 $ 373,055 $ 113,000
Macomb, Michigan 36 $ 6,720,000 $ 186,666 $ 118,000
Travis, Texas 36 $ 12,190,000 $ 338,611 $ 145,000
Madison, Alabama 35 $ 5,945,000 $ 169,857 $ 85,000
Jefferson, Missouri 35 $ 7,745,000 $ 221,285 $ 75,000
Lucas, Ohio 35 $ 5,065,000 $ 144,714 $ 76,000
Grays Harbor, Washington 35 $ 6,435,000 $ 183,857 $ 78,000
St. Charles, Missouri 34 $ 6,970,000 $ 205,000 $ 72,000
Anderson, South Carolina 34 $ 5,980,000 $ 175,882 $ 186,000
Washington, Arkansas 33 $ 5,815,000 $ 176,212 $ 58,000
Stanislaus, California 33 $ 10,065,000 $ 305,000 $ 110,000
Henry, Georgia 33 $ 9,695,000 $ 293,787 $ 99,000
Jefferson, Alabama 32 $ 3,250,000 $ 101,562 $ 104,000
El Paso, Colorado 32 $ 11,260,000 $ 351,875 $ 101,000
Camden, New Jersey 32 $ 5,830,000 $ 182,187 $ 83,000
Henrico, Virginia 32 $ 7,300,000 $ 228,125 $ 101,000
Lake, Florida 31 $ 7,015,000 $ 226,290 $ 75,000
Yamhill, Oregon 31 $ 11,445,000 $ 369,193 $ 105,000
Lauderdale, Alabama 30 $ 4,520,000 $ 150,666 $ 169,000
Santa Clara, California 30 $ 20,150,000 $ 671,666 $ 432,000
Contra Costa, California 29 $ 14,775,000 $ 509,482 $ 230,000
Jefferson, Colorado 29 $ 11,505,000 $ 396,724 $ 121,000
Montrose, Colorado 29 $ 5,895,000 $ 203,275 $ 318,000
Midland, Michigan 29 $ 3,525,000 $ 121,551 $ 54,000
Lexington, South Carolina 29 $ 5,835,000 $ 201,206 $ 89,000
Montgomery, Texas 29 $ 8,685,000 $ 299,482 $ 213,000
Douglas, Colorado 28 $ 11,350,000 $ 405,357 $ 539,000
Brevard, Florida 28 $ 6,410,000 $ 228,928 $ 84,000
Marion, Florida 28 $ 5,400,000 $ 192,857 $ 105,000
Fairfield, Connecticut 27 $ 11,035,000 $ 408,703 $ 118,000
Cobb, Georgia 27 $ 9,415,000 $ 348,703 $ 146,000
Boyle, Kentucky 27 $ 4,875,000 $ 180,555 $ 65,000
Cuyahoga, Ohio 27 $ 4,725,000 $ 175,000 $ 105,000
Lane, Oregon 27 $ 8,395,000 $ 310,925 $ 100,000
Davidson, Tennessee 27 $ 8,635,000 $ 319,814 $ 137,000
Rutherford, Tennessee 27 $ 6,445,000 $ 238,703 $ 80,000
Alameda, California 26 $ 14,340,000 $ 551,538 $ 181,000
Solano, California 26 $ 8,920,000 $ 343,076 $ 161,000
Washington, Utah 26 $ 8,720,000 $ 335,384 $ 87,000
Nevada, California 25 $ 10,735,000 $ 429,400 $ 103,000
San Joaquin, California 25 $ 8,415,000 $ 336,600 $ 217,000
Arapahoe, Colorado 25 $ 7,915,000 $ 316,600 $ 95,000
Mohave, Arizona 24 $ 6,510,000 $ 271,250 $ 130,000
Navajo, Arizona 24 $ 6,310,000 $ 262,916 $ 158,000
Crook, Oregon 24 $ 8,000,000 $ 333,333 $ 130,000
Cowlitz, Washington 24 $ 6,500,000 $ 270,833 $ 88,000
Livingston, Michigan 23 $ 4,845,000 $ 210,652 $ 108,000
Lewis, Washington 23 $ 7,625,000 $ 331,521 $ 105,000
Ada, Idaho 22 $ 7,270,000 $ 330,454 $ 82,000
Baltimore City, Maryland 22 $ 4,520,000 $ 205,454 $ 112,000
Benton, Washington 22 $ 5,490,000 $ 249,545 $ 85,000
Adams, Colorado 21 $ 7,065,000 $ 336,428 $ 98,000
Walker, Georgia 21 $ 3,765,000 $ 179,285 $ 66,000
Saginaw, Michigan 21 $ 1,935,000 $ 92,142 $ 52,000
Burlington, New Jersey 21 $ 5,245,000 $ 249,761 $ 82,000
Gloucester, New Jersey 21 $ 4,045,000 $ 192,619 $ 87,000
Richmond City, Virginia 21 $ 4,415,000 $ 210,238 $ 128,000
Kitsap, Washington 21 $ 7,145,000 $ 340,238 $ 109,000
Switzerland, Indiana 20 $ 2,580,000 $ 129,000 $ 62,000
Greene, Missouri 20 $ 4,070,000 $ 203,500 $ 118,000
Grayson, Texas 20 $ 3,630,000 $ 181,500 $ 155,000
St. Johns, Florida 19 $ 5,485,000 $ 288,684 $ 87,000
Ohio, Indiana 19 $ 3,305,000 $ 173,947 $ 72,000
Jefferson, Kentucky 19 $ 3,095,000 $ 162,894 $ 73,000
Monroe, Michigan 19 $ 3,075,000 $ 161,842 $ 71,000
Williamson, Texas 19 $ 6,235,000 $ 328,157 $ 138,000
Franklin, Washington 19 $ 5,025,000 $ 264,473 $ 87,000
Kern, California 18 $ 4,350,000 $ 241,666 $ 91,000
Sonoma, California 18 $ 8,320,000 $ 462,222 $ 123,000
Okeechobee, Florida 18 $ 2,960,000 $ 164,444 $ 76,000
Cumberland, North Carolina 18 $ 3,310,000 $ 183,888 $ 188,000
Dorchester, South Carolina 18 $ 4,500,000 $ 250,000 $ 91,000
El Paso, Texas 18 $ 3,320,000 $ 184,444 $ 130,000
Limestone, Alabama 17 $ 3,295,000 $ 193,823 $ 101,000
Cherokee, Georgia 17 $ 5,275,000 $ 310,294 $ 118,000
Kane, Illinois 17 $ 4,075,000 $ 239,705 $ 103,000
Scott, Kentucky 17 $ 3,905,000 $ 229,705 $ 69,000
Jefferson, Louisiana 17 $ 3,645,000 $ 214,411 $ 77,000
Benton, Oregon 17 $ 5,405,000 $ 317,941 $ 91,000
Berks, Pennsylvania 17 $ 2,235,000 $ 131,470 $ 68,000
Galveston, Texas 17 $ 3,985,000 $ 234,411 $ 110,000
Thurston, Washington 17 $ 5,825,000 $ 342,647 $ 128,000
Santa Cruz, California 16 $ 9,660,000 $ 603,750 $ 254,000
Manatee, Florida 16 $ 4,730,000 $ 295,625 $ 88,000
Baltimore, Maryland 16 $ 3,930,000 $ 245,625 $ 88,000
Essex, New Jersey 16 $ 4,770,000 $ 298,125 $ 94,000
Catawba, North Carolina 16 $ 2,880,000 $ 180,000 $ 88,000
Gaston, North Carolina 16 $ 2,910,000 $ 181,875 $ 64,000
Berkeley, South Carolina 16 $ 6,200,000 $ 387,500 $ 128,000
Spartanburg, South Carolina 16 $ 3,100,000 $ 193,750 $ 63,000
Denver, Colorado 15 $ 7,325,000 $ 488,333 $ 135,000
Martin, Florida 15 $ 4,275,000 $ 285,000 $ 105,000
Osceola, Florida 15 $ 4,275,000 $ 285,000 $ 206,000
Liberty, Georgia 15 $ 2,565,000 $ 171,000 $ 120,000
Jessamine, Kentucky 15 $ 3,655,000 $ 243,666 $ 60,000
St. Landry, Louisiana 15 $ 2,565,000 $ 171,000 $ 60,000
Lyon, Nevada 15 $ 3,265,000 $ 217,666 $ 167,000
Guilford, North Carolina 15 $ 2,925,000 $ 195,000 $ 143,000
New Hanover, North Carolina 15 $ 2,885,000 $ 192,333 $ 77,000
Fresno, California 14 $ 3,180,000 $ 227,142 $ 80,000
Boulder, Colorado 14 $ 6,190,000 $ 442,142 $ 225,000
Catoosa, Georgia 14 $ 2,140,000 $ 152,857 $ 57,000
McHenry, Illinois 14 $ 3,100,000 $ 221,428 $ 81,000
Lake, Indiana 14 $ 1,550,000 $ 110,714 $ 84,000
Washtenaw, Michigan 14 $ 3,700,000 $ 264,285 $ 97,000
Williamson, Tennessee 14 $ 6,380,000 $ 455,714 $ 144,000
San Luis Obispo, California 13 $ 6,795,000 $ 522,692 $ 145,000
Lincoln, Kentucky 13 $ 2,035,000 $ 156,538 $ 56,000
Middlesex, Massachusetts 13 $ 7,065,000 $ 543,461 $ 126,000
Coos, Oregon 13 $ 3,075,000 $ 236,538 $ 77,000
Dauphin, Pennsylvania 13 $ 2,015,000 $ 155,000 $ 81,000
York, Pennsylvania 13 $ 2,095,000 $ 161,153 $ 86,000
Montgomery, Tennessee 13 $ 2,715,000 $ 208,846 $ 57,000
Talladega, Alabama 12 $ 1,600,000 $ 133,333 $ 145,000
El Dorado, California 12 $ 5,290,000 $ 440,833 $ 114,000
Clayton, Georgia 12 $ 2,170,000 $ 180,833 $ 109,000
Forsyth, Georgia 12 $ 3,880,000 $ 323,333 $ 128,000
Washington, Rhode Island 12 $ 3,660,000 $ 305,000 $ 92,000
Sevier, Tennessee 12 $ 2,640,000 $ 220,000 $ 137,000
Rockwall, Texas 12 $ 4,660,000 $ 388,333 $ 183,000
Colbert, Alabama 11 $ 1,365,000 $ 124,090 $ 57,000
Ventura, California 11 $ 4,605,000 $ 418,636 $ 142,000
Newton, Georgia 11 $ 1,935,000 $ 175,909 $ 90,000
Will, Illinois 11 $ 1,735,000 $ 157,727 $ 92,000
Garrard, Kentucky 11 $ 1,995,000 $ 181,363 $ 62,000
St. Tammany, Louisiana 11 $ 2,175,000 $ 197,727 $ 67,000
Howard, Maryland 11 $ 3,825,000 $ 347,727 $ 112,000
Bristol, Massachusetts 11 $ 3,415,000 $ 310,454 $ 92,000
Clay, Missouri 11 $ 2,015,000 $ 183,181 $ 92,000
Union, New Jersey 11 $ 3,565,000 $ 324,090 $ 92,000
Bernalillo, New Mexico 11 $ 1,555,000 $ 141,363 $ 113,000
Cabarrus, North Carolina 11 $ 3,055,000 $ 277,727 $ 140,000
Rowan, North Carolina 11 $ 1,445,000 $ 131,363 $ 57,000
Union, North Carolina 11 $ 2,965,000 $ 269,545 $ 94,000
Montgomery, Ohio 11 $ 1,305,000 $ 118,636 $ 98,000
Oklahoma, Oklahoma 11 $ 1,945,000 $ 176,818 $ 111,000
Columbia, Oregon 11 $ 3,575,000 $ 325,000 $ 91,000
Jefferson, Oregon 11 $ 2,375,000 $ 215,909 $ 59,000
Brazoria, Texas 11 $ 3,275,000 $ 297,727 $ 131,000
Mason, Washington 11 $ 2,175,000 $ 197,727 $ 70,000
Mobile, Alabama 10 $ 1,790,000 $ 179,000 $ 66,000
Monterey, California 10 $ 5,950,000 $ 595,000 $ 332,000
Flagler, Florida 10 $ 2,210,000 $ 221,000 $ 88,000
Hall, Georgia 10 $ 3,040,000 $ 304,000 $ 119,000
Winnebago, Illinois 10 $ 1,330,000 $ 133,000 $ 88,000
Carroll, Maryland 10 $ 2,900,000 $ 290,000 $ 105,000
Worcester, Massachusetts 10 $ 2,970,000 $ 297,000 $ 87,000
Bay, Michigan 10 $ 1,140,000 $ 114,000 $ 58,000
Delaware, Ohio 10 $ 2,440,000 $ 244,000 $ 79,000
Hamilton, Ohio 10 $ 1,340,000 $ 134,000 $ 122,000
Licking, Ohio 10 $ 1,750,000 $ 175,000 $ 62,000
Wood, Ohio 10 $ 1,350,000 $ 135,000 $ 78,000
Lancaster, Pennsylvania 10 $ 2,110,000 $ 211,000 $ 72,000
Ellis, Texas 10 $ 2,400,000 $ 240,000 $ 57,000
Salt Lake, Utah 10 $ 2,770,000 $ 277,000 $ 84,000
Morgan, Alabama 9 $ 1,035,000 $ 115,000 $ 51,000
San Francisco, California 9 $ 6,455,000 $ 717,222 $ 293,000
Tulare, California 9 $ 1,515,000 $ 168,333 $ 81,000
Yolo, California 9 $ 3,285,000 $ 365,000 $ 100,000
Broomfield, Colorado 9 $ 3,795,000 $ 421,666 $ 145,000
Pueblo, Colorado 9 $ 1,715,000 $ 190,555 $ 65,000
Indian River, Florida 9 $ 1,775,000 $ 197,222 $ 78,000
Chatham, Georgia 9 $ 1,635,000 $ 181,666 $ 94,000
Columbia, Georgia 9 $ 1,735,000 $ 192,777 $ 109,000
Dougherty, Georgia 9 $ 1,635,000 $ 181,666 $ 66,000
Paulding, Georgia 9 $ 1,565,000 $ 173,888 $ 70,000
DuPage, Illinois 9 $ 2,185,000 $ 242,777 $ 101,000
Rock Island, Illinois 9 $ 675,000 $ 75,000 $ 72,000
Hamilton, Indiana 9 $ 2,155,000 $ 239,444 $ 82,000
Montgomery, Kentucky 9 $ 1,765,000 $ 196,111 $ 68,000
East Baton Rouge, Louisiana 9 $ 1,615,000 $ 179,444 $ 69,000
Lafayette, Louisiana 9 $ 2,305,000 $ 256,111 $ 78,000
Washoe, Nevada 9 $ 3,925,000 $ 436,111 $ 157,000
Bergen, New Jersey 9 $ 2,675,000 $ 297,222 $ 133,000
Philadelphia, Pennsylvania 9 $ 1,275,000 $ 141,666 $ 51,000
Providence, Rhode Island 9 $ 2,375,000 $ 263,888 $ 77,000
Florence, South Carolina 9 $ 1,465,000 $ 162,777 $ 49,000
Bradley, Tennessee 9 $ 1,575,000 $ 175,000 $ 47,000
Franklin, Tennessee 9 $ 1,435,000 $ 159,444 $ 58,000
Comal, Texas 9 $ 2,225,000 $ 247,222 $ 103,000
Hays, Texas 9 $ 1,915,000 $ 212,777 $ 93,000
Fairfax, Virginia 9 $ 3,625,000 $ 402,777 $ 170,000
Powhatan, Virginia 9 $ 3,165,000 $ 351,666 $ 168,000
Baldwin, Alabama 8 $ 2,150,000 $ 268,750 $ 104,000
Sebastian, Arkansas 8 $ 680,000 $ 85,000 $ 54,000
Bay, Florida 8 $ 2,370,000 $ 296,250 $ 91,000
Citrus, Florida 8 $ 1,510,000 $ 188,750 $ 84,000
DeSoto, Florida 8 $ 2,200,000 $ 275,000 $ 129,000
Bannock, Idaho 8 $ 1,860,000 $ 232,500 $ 96,000
Jennings, Indiana 8 $ 1,280,000 $ 160,000 $ 65,000
Porter, Indiana 8 $ 1,370,000 $ 171,250 $ 109,000
Ripley, Indiana 8 $ 1,240,000 $ 155,000 $ 51,000
Montgomery, Maryland 8 $ 3,590,000 $ 448,750 $ 142,000
Hennepin, Minnesota 8 $ 1,950,000 $ 243,750 $ 99,000
Johnson, Missouri 8 $ 1,580,000 $ 197,500 $ 66,000
Ocean, New Jersey 8 $ 2,300,000 $ 287,500 $ 102,000
Davidson, North Carolina 8 $ 1,110,000 $ 138,750 $ 56,000
Durham, North Carolina 8 $ 1,620,000 $ 202,500 $ 122,000
Harnett, North Carolina 8 $ 1,820,000 $ 227,500 $ 93,000
Pickaway, Ohio 8 $ 1,790,000 $ 223,750 $ 84,000
Douglas, Oregon 8 $ 1,870,000 $ 233,750 $ 65,000
Pike, Pennsylvania 8 $ 1,770,000 $ 221,250 $ 160,000
Georgetown, South Carolina 8 $ 2,330,000 $ 291,250 $ 132,000
York, South Carolina 8 $ 1,320,000 $ 165,000 $ 75,000
Bedford, Tennessee 8 $ 1,360,000 $ 170,000 $ 51,000
Ector, Texas 8 $ 1,790,000 $ 223,750 $ 78,000
Johnson, Texas 8 $ 2,150,000 $ 268,750 $ 104,000
Wasatch, Utah 8 $ 1,990,000 $ 248,750 $ 60,000
Kittitas, Washington 8 $ 2,320,000 $ 290,000 $ 142,000
Pend Oreille, Washington 8 $ 1,180,000 $ 147,500 $ 69,000
Santa Cruz, Arizona 7 $ 1,625,000 $ 232,142 $ 108,000
San Mateo, California 7 $ 5,235,000 $ 747,857 $ 130,000
Larimer, Colorado 7 $ 2,705,000 $ 386,428 $ 152,000
Mesa, Colorado 7 $ 2,065,000 $ 295,000 $ 94,000
Monroe, Florida 7 $ 2,525,000 $ 360,714 $ 189,000
Okaloosa, Florida 7 $ 6,545,000 $ 935,000 $ 583,000
Long, Georgia 7 $ 1,555,000 $ 222,142 $ 74,000
Madison, Illinois 7 $ 905,000 $ 129,285 $ 105,000
St. John the Baptist, Louisiana 7 $ 795,000 $ 113,571 $ 61,000
Essex, Massachusetts 7 $ 3,265,000 $ 466,428 $ 142,000
Anoka, Minnesota 7 $ 1,985,000 $ 283,571 $ 90,000
Clay, Mississippi 7 $ 455,000 $ 65,000 $ 137,000
Lincoln, Missouri 7 $ 1,375,000 $ 196,428 $ 65,000
Warren, Missouri 7 $ 2,045,000 $ 292,142 $ 68,000
Hillsborough, New Hampshire 7 $ 1,855,000 $ 265,000 $ 87,000
Brunswick, North Carolina 7 $ 1,145,000 $ 163,571 $ 78,000
Henderson, North Carolina 7 $ 1,575,000 $ 225,000 $ 155,000
Johnston, North Carolina 7 $ 1,445,000 $ 206,428 $ 64,000
Lake, Ohio 7 $ 1,195,000 $ 170,714 $ 69,000
Jackson, Oregon 7 $ 1,695,000 $ 242,142 $ 110,000
Allegheny, Pennsylvania 7 $ 1,295,000 $ 185,000 $ 101,000
Delaware, Pennsylvania 7 $ 965,000 $ 137,857 $ 112,000
Northampton, Pennsylvania 7 $ 1,095,000 $ 156,428 $ 64,000
Kent, Rhode Island 7 $ 1,625,000 $ 232,142 $ 66,000
Kershaw, South Carolina 7 $ 1,095,000 $ 156,428 $ 67,000
Coffee, Tennessee 7 $ 1,265,000 $ 180,714 $ 64,000
Kaufman, Texas 7 $ 2,245,000 $ 320,714 $ 82,000
Davis, Utah 7 $ 3,375,000 $ 482,142 $ 150,000
Hanover, Virginia 7 $ 2,525,000 $ 360,714 $ 158,000
Grant, Washington 7 $ 1,935,000 $ 276,428 $ 134,000
Skagit, Washington 7 $ 2,555,000 $ 365,000 $ 77,000
Graham, Arizona 6 $ 1,550,000 $ 258,333 $ 75,000
Lake, California 6 $ 1,620,000 $ 270,000 $ 86,000
Delta, Colorado 6 $ 1,170,000 $ 195,000 $ 85,000
Weld, Colorado 6 $ 1,970,000 $ 328,333 $ 69,000
Highlands, Florida 6 $ 1,030,000 $ 171,666 $ 57,000
Lowndes, Georgia 6 $ 1,020,000 $ 170,000 $ 61,000
Hawaii, Hawaii 6 $ 2,390,000 $ 398,333 $ 101,000
Honolulu, Hawaii 6 $ 1,950,000 $ 325,000 $ 151,000
Bonner, Idaho 6 $ 2,070,000 $ 345,000 $ 111,000
Bonneville, Idaho 6 $ 1,850,000 $ 308,333 $ 77,000
Hendricks, Indiana 6 $ 1,450,000 $ 241,666 $ 84,000
Douglas, Kansas 6 $ 690,000 $ 115,000 $ 153,000
Harrison, Kentucky 6 $ 990,000 $ 165,000 $ 53,000
Mercer, Kentucky 6 $ 1,130,000 $ 188,333 $ 53,000
Calhoun, Michigan 6 $ 600,000 $ 100,000 $ 208,000
Ingham, Michigan 6 $ 1,120,000 $ 186,666 $ 92,000
Rankin, Mississippi 6 $ 750,000 $ 125,000 $ 75,000
Mercer, New Jersey 6 $ 880,000 $ 146,666 $ 88,000
Monmouth, New Jersey 6 $ 3,150,000 $ 525,000 $ 171,000
Onslow, North Carolina 6 $ 1,490,000 $ 248,333 $ 93,000
Pitt, North Carolina 6 $ 820,000 $ 136,666 $ 59,000
Lincoln, Oregon 6 $ 1,570,000 $ 261,666 $ 103,000
Monroe, Pennsylvania 6 $ 940,000 $ 156,666 $ 94,000
Knox, Tennessee 6 $ 970,000 $ 161,666 $ 156,000
Marshall, Tennessee 6 $ 1,000,000 $ 166,666 $ 61,000
Hidalgo, Texas 6 $ 900,000 $ 150,000 $ 73,000
Lubbock, Texas 6 $ 1,080,000 $ 180,000 $ 138,000
Parker, Texas 6 $ 1,930,000 $ 321,666 $ 115,000
Island, Washington 6 $ 2,100,000 $ 350,000 $ 95,000
Apache, Arizona 5 $ 1,125,000 $ 225,000 $ 75,000
Crawford, Arkansas 5 $ 985,000 $ 197,000 $ 86,000
Pulaski, Arkansas 5 $ 495,000 $ 99,000 $ 211,000
Marin, California 5 $ 2,365,000 $ 473,000 $ 238,000
Merced, California 5 $ 1,025,000 $ 205,000 $ 59,000
Shasta, California 5 $ 1,375,000 $ 275,000 $ 133,000
Sutter, California 5 $ 1,275,000 $ 255,000 $ 81,000
Hartford, Connecticut 5 $ 1,285,000 $ 257,000 $ 131,000
New Haven, Connecticut 5 $ 1,095,000 $ 219,000 $ 92,000
Clay, Florida 5 $ 605,000 $ 121,000 $ 54,000
Hendry, Florida 5 $ 1,205,000 $ 241,000 $ 79,000
Walton, Florida 5 $ 1,065,000 $ 213,000 $ 129,000
Carroll, Georgia 5 $ 785,000 $ 157,000 $ 66,000
Dawson, Georgia 5 $ 1,435,000 $ 287,000 $ 105,000
Douglas, Georgia 5 $ 1,145,000 $ 229,000 $ 86,000
Fayette, Georgia 5 $ 1,925,000 $ 385,000 $ 158,000
Jackson, Georgia 5 $ 1,155,000 $ 231,000 $ 103,000
Rockdale, Georgia 5 $ 985,000 $ 197,000 $ 81,000
Whitfield, Georgia 5 $ 785,000 $ 157,000 $ 47,000
Latah, Idaho 5 $ 2,125,000 $ 425,000 $ 93,000
Payette, Idaho 5 $ 1,115,000 $ 223,000 $ 55,000
Johnson, Indiana 5 $ 1,165,000 $ 233,000 $ 113,000
Madison, Indiana 5 $ 475,000 $ 95,000 $ 63,000
Polk, Iowa 5 $ 1,195,000 $ 239,000 $ 140,000
Bourbon, Kentucky 5 $ 685,000 $ 137,000 $ 38,000
Franklin, Kentucky 5 $ 965,000 $ 193,000 $ 73,000
Warren, Kentucky 5 $ 1,375,000 $ 275,000 $ 148,000
Iberia, Louisiana 5 $ 525,000 $ 105,000 $ 59,000
Anne Arundel, Maryland 5 $ 1,345,000 $ 269,000 $ 59,000
Prince George's, Maryland 5 $ 1,155,000 $ 231,000 $ 89,000
DeSoto, Mississippi 5 $ 545,000 $ 109,000 $ 167,000
Cass, Missouri 5 $ 1,105,000 $ 221,000 $ 75,000
Lawrence, Missouri 5 $ 945,000 $ 189,000 $ 51,000
Saline, Missouri 5 $ 605,000 $ 121,000 $ 47,000
Nye, Nevada 5 $ 845,000 $ 169,000 $ 60,000
Hudson, New Jersey 5 $ 1,595,000 $ 319,000 $ 138,000
Alamance, North Carolina 5 $ 655,000 $ 131,000 $ 434,000
Buncombe, North Carolina 5 $ 1,005,000 $ 201,000 $ 57,000
Craven, North Carolina 5 $ 1,155,000 $ 231,000 $ 96,000
Forsyth, North Carolina 5 $ 495,000 $ 99,000 $ 59,000
Iredell, North Carolina 5 $ 635,000 $ 127,000 $ 49,000
Lincoln, North Carolina 5 $ 695,000 $ 139,000 $ 66,000
Harney, Oregon 5 $ 915,000 $ 183,000 $ 55,000
Lehigh, Pennsylvania 5 $ 725,000 $ 145,000 $ 63,000
Newberry, South Carolina 5 $ 1,015,000 $ 203,000 $ 60,000
Pickens, South Carolina 5 $ 755,000 $ 151,000 $ 71,000
Atascosa, Texas 5 $ 1,595,000 $ 319,000 $ 80,000
Guadalupe, Texas 5 $ 1,425,000 $ 285,000 $ 103,000
Hunt, Texas 5 $ 945,000 $ 189,000 $ 96,000
Liberty, Texas 5 $ 985,000 $ 197,000 $ 121,000
Nueces, Texas 5 $ 905,000 $ 181,000 $ 104,000
Wilson, Texas 5 $ 1,505,000 $ 301,000 $ 82,000
Wise, Texas 5 $ 1,215,000 $ 243,000 $ 74,000
Utah, Utah 5 $ 1,355,000 $ 271,000 $ 103,000
Chelan, Washington 5 $ 2,015,000 $ 403,000 $ 83,000
Milwaukee, Wisconsin 5 $ 665,000 $ 133,000 $ 136,000
Shelby, Alabama 4 $ 850,000 $ 212,500 $ 71,000
Tuscaloosa, Alabama 4 $ 600,000 $ 150,000 $ 188,000
Greenlee, Arizona 4 $ 1,400,000 $ 350,000 $ 334,000
Butte, California 4 $ 610,000 $ 152,500 $ 54,000
Madera, California 4 $ 860,000 $ 215,000 $ 78,000
San Benito, California 4 $ 2,040,000 $ 510,000 $ 162,000
Ouray, Colorado 4 $ 2,090,000 $ 522,500 $ 173,000
Tolland, Connecticut 4 $ 490,000 $ 122,500 $ 83,000
District of Columbia, District Of Columbia 4 $ 2,100,000 $ 525,000 $ 185,000
Leon, Florida 4 $ 540,000 $ 135,000 $ 684,000
Sumter, Florida 4 $ 1,130,000 $ 282,500 $ 93,000
Floyd, Georgia 4 $ 680,000 $ 170,000 $ 67,000
Muscogee, Georgia 4 $ 680,000 $ 170,000 $ 94,000
Kauai, Hawaii 4 $ 2,090,000 $ 522,500 $ 257,000
Madison, Idaho 4 $ 720,000 $ 180,000 $ 74,000
Jackson, Illinois 4 $ 360,000 $ 90,000 $ 127,000
Kendall, Illinois 4 $ 920,000 $ 230,000 $ 76,000
Ogle, Illinois 4 $ 700,000 $ 175,000 $ 74,000
Bartholomew, Indiana 4 $ 550,000 $ 137,500 $ 45,000
Dearborn, Indiana 4 $ 930,000 $ 232,500 $ 123,000
Delaware, Indiana 4 $ 450,000 $ 112,500 $ 253,000
Anderson, Kentucky 4 $ 1,080,000 $ 270,000 $ 87,000
Estill, Kentucky 4 $ 640,000 $ 160,000 $ 75,000
Pulaski, Kentucky 4 $ 730,000 $ 182,500 $ 55,000
Trimble, Kentucky 4 $ 750,000 $ 187,500 $ 66,000
St. Bernard, Louisiana 4 $ 910,000 $ 227,500 $ 77,000
Frederick, Maryland 4 $ 1,320,000 $ 330,000 $ 156,000
Wicomico, Maryland 4 $ 900,000 $ 225,000 $ 70,000
Allegan, Michigan 4 $ 760,000 $ 190,000 $ 59,000
Isabella, Michigan 4 $ 340,000 $ 85,000 $ 38,000
Scott, Minnesota 4 $ 1,100,000 $ 275,000 $ 83,000
Franklin, Missouri 4 $ 720,000 $ 180,000 $ 58,000
Montgomery, Missouri 4 $ 560,000 $ 140,000 $ 60,000
Taney, Missouri 4 $ 1,020,000 $ 255,000 $ 106,000
Lancaster, Nebraska 4 $ 580,000 $ 145,000 $ 193,000
Atlantic, New Jersey 4 $ 560,000 $ 140,000 $ 76,000
Middlesex, New Jersey 4 $ 1,580,000 $ 395,000 $ 150,000
Burke, North Carolina 4 $ 790,000 $ 197,500 $ 57,000
Chatham, North Carolina 4 $ 960,000 $ 240,000 $ 92,000
Cleveland, North Carolina 4 $ 540,000 $ 135,000 $ 279,000
Granville, North Carolina 4 $ 970,000 $ 242,500 $ 65,000
Person, North Carolina 4 $ 1,850,000 $ 462,500 $ 267,000
Randolph, North Carolina 4 $ 550,000 $ 137,500 $ 82,000
Stanly, North Carolina 4 $ 590,000 $ 147,500 $ 53,000
Cleveland, Oklahoma 4 $ 1,130,000 $ 282,500 $ 88,000
Klamath, Oregon 4 $ 780,000 $ 195,000 $ 39,000
Tillamook, Oregon 4 $ 1,350,000 $ 337,500 $ 335,000
Chester, Pennsylvania 4 $ 1,160,000 $ 290,000 $ 160,000
Beaufort, South Carolina 4 $ 1,310,000 $ 327,500 $ 124,000
Darlington, South Carolina 4 $ 580,000 $ 145,000 $ 54,000
Dickson, Tennessee 4 $ 1,430,000 $ 357,500 $ 89,000
McMinn, Tennessee 4 $ 910,000 $ 227,500 $ 92,000
Bell, Texas 4 $ 1,220,000 $ 305,000 $ 101,000
Medina, Texas 4 $ 1,100,000 $ 275,000 $ 85,000
Scurry, Texas 4 $ 640,000 $ 160,000 $ 120,000
Loudoun, Virginia 4 $ 1,560,000 $ 390,000 $ 135,000
Portsmouth, Virginia 4 $ 630,000 $ 157,500 $ 67,000
Virginia Beach, Virginia 4 $ 990,000 $ 247,500 $ 124,000
Walla Walla, Washington 4 $ 1,360,000 $ 340,000 $ 134,000
Whatcom, Washington 4 $ 1,400,000 $ 350,000 $ 117,000
Yakima, Washington 4 $ 810,000 $ 202,500 $ 70,000
Marshall, Alabama 3 $ 615,000 $ 205,000 $ 85,000
Montgomery, Alabama 3 $ 275,000 $ 91,666 $ 65,000
Johnson, Arkansas 3 $ 375,000 $ 125,000 $ 87,000
Amador, California 3 $ 755,000 $ 251,666 $ 74,000
Calaveras, California 3 $ 1,205,000 $ 401,666 $ 322,000
Yuba, California 3 $ 865,000 $ 288,333 $ 83,000
San Miguel, Colorado 3 $ 805,000 $ 268,333 $ 125,000
Middlesex, Connecticut 3 $ 625,000 $ 208,333 $ 80,000
Columbia, Florida 3 $ 505,000 $ 168,333 $ 69,000
Escambia, Florida 3 $ 505,000 $ 168,333 $ 97,000
Barrow, Georgia 3 $ 695,000 $ 231,666 $ 69,000
Bryan, Georgia 3 $ 855,000 $ 285,000 $ 72,000
Chattooga, Georgia 3 $ 425,000 $ 141,666 $ 36,000
Clarke, Georgia 3 $ 715,000 $ 238,333 $ 65,000
Coweta, Georgia 3 $ 605,000 $ 201,666 $ 90,000
Crisp, Georgia 3 $ 765,000 $ 255,000 $ 68,000
Houston, Georgia 3 $ 585,000 $ 195,000 $ 66,000
Richmond, Georgia 3 $ 495,000 $ 165,000 $ 42,000
Stephens, Georgia 3 $ 535,000 $ 178,333 $ 47,000
Tattnall, Georgia 3 $ 315,000 $ 105,000 $ 62,000
White, Georgia 3 $ 385,000 $ 128,333 $ 52,000
Maui, Hawaii 3 $ 2,175,000 $ 725,000 $ 325,000
Gem, Idaho 3 $ 735,000 $ 245,000 $ 54,000
Jefferson, Idaho 3 $ 1,035,000 $ 345,000 $ 578,000
DeKalb, Illinois 3 $ 515,000 $ 171,666 $ 58,000
Henry, Illinois 3 $ 495,000 $ 165,000 $ 102,000
Lee, Illinois 3 $ 415,000 $ 138,333 $ 71,000
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Mortgage Loan Application Detail Totals for Geneva Financial LLC in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,611 $2,084,135,000 $273,000 $3,505,000 $112,000 $9,913,000
Refinancing 3,481 $932,025,000 $267,000 $2,985,000 $118,000 $4,800,000
Cash-out Refinancing 3,204 $859,160,000 $268,000 $2,595,000 $112,000 $4,820,000
Home Improvement 137 $39,825,000 $290,000 $2,105,000 $127,000 $3,204,000
Other Purpose 3 $475,000 $158,000 $225,000 $103,000 $171,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,731 $2,427,125,000 $277,000 $3,505,000 $120,000 $9,913,000
Hispanic 2,826 $723,010,000 $255,000 $1,365,000 $97,000 $8,915,000
Black or African American 1,322 $308,860,000 $233,000 $1,505,000 $87,000 $1,159,000
Not Provided 897 $254,875,000 $284,000 $2,595,000 $119,000 $2,436,000
Asian 525 $165,365,000 $314,000 $1,205,000 $157,000 $3,478,000
American Indian or Alaskan Native 89 $22,185,000 $249,000 $685,000 $115,000 $1,060,000
Native Hawaiian or Other Pacific Islander 37 $11,355,000 $306,000 $605,000 $98,000 $196,000
Not applicable 4 $1,140,000 $285,000 $315,000 $99,000 $123,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,254 $2,812,900,000 $274,000 $3,505,000 $127,000 $9,913,000
FHA-insured (Federal Housing Administration) 2,893 $708,435,000 $244,000 $1,285,000 $80,000 $8,915,000
VA-guaranteed (Veterans Administration) 964 $330,690,000 $343,000 $1,775,000 $87,000 $576,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 325 $63,595,000 $195,000 $555,000 $56,000 $133,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10,048 $2,715,280,000 $270,000 $3,505,000 $109,000 $9,913,000
Application Withdrawn By Applicant 3,320 $906,290,000 $272,000 $3,005,000 $127,000 $4,800,000
File Closed For Incompleteness 371 $110,245,000 $297,000 $2,505,000 $117,000 $2,302,000
Application Denied By Financial Institution 358 $93,490,000 $261,000 $1,775,000 $109,000 $6,264,000
Application Approved But Not Accepted 338 $90,310,000 $267,000 $1,045,000 $111,000 $4,820,000
Preapproval Approved but not Accepted 1 $5,000 $5,000 $5,000 $89,000 $89,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 14,078 $3,822,130,000 $271,000 $3,505,000 $114,000 $9,913,000
Debt-To-Income Ratio 82 $21,320,000 $260,000 $1,505,000 $66,000 $393,000
Other 67 $18,235,000 $272,000 $1,005,000 $105,000 $372,000
Collateral 60 $13,190,000 $219,000 $805,000 $82,000 $250,000
Credit Application Incomplete 55 $17,365,000 $315,000 $1,775,000 $228,000 $6,264,000
Credit History 53 $12,565,000 $237,000 $1,055,000 $117,000 $1,946,000
Employment History 18 $3,770,000 $209,000 $365,000 $57,000 $130,000
Unverifiable Information 13 $3,355,000 $258,000 $545,000 $89,000 $256,000
Insufficient Cash (Downpayment, Closing Cost) 10 $3,690,000 $369,000 $1,205,000 $160,000 $803,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Geneva Financial LLC's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Geneva Financial LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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