Gladewater National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Gladewater National Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gladewater National Bank 678 N Main Gladewater, TX 75647 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 |
| Total Number of Mortgage Applications | 1,037 |
| Total Mortgage Loan Application Amount | $226,877,000 |
| Average Mortgage Loan Application Amount | $219,000 |
| Highest Mortgage Loan Application Amount | $2,280,000 |
| Average Applicant Income | $88,333 |
| Highest Applicant Income | $1,031,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Gladewater National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gladewater National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Gladewater National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gladewater National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Gladewater National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gladewater National Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Osceola County Florida | 96 | $ 20,137,000 | $ 209,000 | $ 98,000 |
| Polk County Florida | 90 | $ 15,904,000 | $ 176,000 | $ 100,000 |
| Plymouth County Massachusetts | 74 | $ 18,319,000 | $ 247,000 | $ 79,000 |
| St. Lucie County Florida | 60 | $ 10,714,000 | $ 178,000 | $ 120,000 |
| Norfolk County Massachusetts | 45 | $ 16,270,000 | $ 361,000 | $ 132,000 |
| Middlesex County Massachusetts | 44 | $ 13,785,000 | $ 313,000 | $ 128,000 |
| Bristol County Massachusetts | 43 | $ 9,060,000 | $ 210,000 | $ 68,000 |
| Essex County Massachusetts | 38 | $ 10,506,000 | $ 276,000 | $ 86,000 |
| Orange County Florida | 31 | $ 5,353,000 | $ 172,000 | $ 76,000 |
| Suffolk County Massachusetts | 25 | $ 7,393,000 | $ 295,000 | $ 83,000 |
| Barnstable County Massachusetts | 20 | $ 4,521,000 | $ 226,000 | $ 98,000 |
| Gregg County Texas | 16 | $ 1,653,000 | $ 103,000 | $ 65,000 |
| Palm Beach County Florida | 14 | $ 3,127,000 | $ 223,000 | $ 111,000 |
| Montgomery County Maryland | 13 | $ 4,157,000 | $ 319,000 | $ 75,000 |
| Rockingham County New Hampshire | 13 | $ 2,784,000 | $ 214,000 | $ 69,000 |
| Essex County New Jersey | 13 | $ 2,371,000 | $ 182,000 | $ 53,000 |
| Prince William County Virginia | 13 | $ 2,803,000 | $ 215,000 | $ 49,000 |
| Hillsborough County New Hampshire | 12 | $ 2,443,000 | $ 203,000 | $ 87,000 |
| Upshur County Texas | 12 | $ 1,043,000 | $ 86,000 | $ 124,000 |
| Prince George's County Maryland | 10 | $ 2,130,000 | $ 213,000 | $ 59,000 |
| Hamilton County Florida | 9 | $ 784,000 | $ 87,000 | $ 35,000 |
| Bergen County New Jersey | 8 | $ 2,343,000 | $ 292,000 | $ 115,000 |
| Seminole County Florida | 7 | $ 1,123,000 | $ 160,000 | $ 88,000 |
| Starke County Indiana | 7 | $ 621,000 | $ 88,000 | $ 48,000 |
| Smith County Texas | 7 | $ 813,000 | $ 116,000 | $ 42,000 |
| Fairfield County Connecticut | 6 | $ 1,877,000 | $ 312,000 | $ 73,000 |
| Worcester County Massachusetts | 6 | $ 1,338,000 | $ 223,000 | $ 211,000 |
| Lee County Florida | 5 | $ 822,000 | $ 164,000 | $ 89,000 |
| Pinellas County Florida | 5 | $ 765,000 | $ 153,000 | $ 70,000 |
| Fulton County Georgia | 5 | $ 895,000 | $ 179,000 | $ 86,000 |
| Anne Arundel County Maryland | 5 | $ 1,201,000 | $ 240,000 | $ 87,000 |
| Strafford County New Hampshire | 5 | $ 932,000 | $ 186,000 | $ 71,000 |
| Loudoun County Virginia | 5 | $ 1,853,000 | $ 370,000 | $ 87,000 |
| Russell County Alabama | 4 | $ 720,000 | $ 180,000 | $ 0 |
| Hillsborough County Florida | 4 | $ 655,000 | $ 163,000 | $ 77,000 |
| Suwannee County Florida | 4 | $ 556,000 | $ 139,000 | $ 62,000 |
| Volusia County Florida | 4 | $ 713,000 | $ 178,000 | $ 105,000 |
| Rockdale County Georgia | 4 | $ 1,116,000 | $ 279,000 | $ 46,000 |
| Hampden County Massachusetts | 4 | $ 685,000 | $ 171,000 | $ 49,000 |
| Bronx County New York | 4 | $ 1,334,000 | $ 333,000 | $ 81,000 |
| Warren County Ohio | 4 | $ 863,000 | $ 215,000 | $ 98,000 |
| Fairfax County Virginia | 4 | $ 958,000 | $ 239,000 | $ 57,000 |
| Jefferson County Alabama | 3 | $ 483,000 | $ 161,000 | $ 0 |
| Maricopa County Arizona | 3 | $ 354,000 | $ 118,000 | $ 41,000 |
| El Paso County Colorado | 3 | $ 671,000 | $ 223,000 | $ 0 |
| New London County Connecticut | 3 | $ 599,000 | $ 199,000 | $ 22,000 |
| District of Columbia County District Of Columbia | 3 | $ 686,000 | $ 228,000 | $ 99,000 |
| Broward County Florida | 3 | $ 457,000 | $ 152,000 | $ 150,000 |
| Douglas County Georgia | 3 | $ 471,000 | $ 157,000 | $ 56,000 |
| Baltimore County Maryland | 3 | $ 478,000 | $ 159,000 | $ 50,000 |
| Gloucester County New Jersey | 3 | $ 611,000 | $ 203,000 | $ 89,000 |
| Passaic County New Jersey | 3 | $ 681,000 | $ 227,000 | $ 46,000 |
| Kings County New York | 3 | $ 1,177,000 | $ 392,000 | $ 48,000 |
| Monroe County New York | 3 | $ 572,000 | $ 190,000 | $ 126,000 |
| Queens County New York | 3 | $ 981,000 | $ 327,000 | $ 41,000 |
| Mecklenburg County North Carolina | 3 | $ 608,000 | $ 202,000 | $ 55,000 |
| Montgomery County Tennessee | 3 | $ 668,000 | $ 222,000 | $ 0 |
| Bell County Texas | 3 | $ 456,000 | $ 152,000 | $ 25,000 |
| Bexar County Texas | 3 | $ 573,000 | $ 191,000 | $ 0 |
| Fairfax City County Virginia | 3 | $ 904,000 | $ 301,000 | $ 147,000 |
| Lee County Alabama | 2 | $ 258,000 | $ 129,000 | $ 0 |
| Benton County Arkansas | 2 | $ 223,000 | $ 111,000 | $ 188,000 |
| Los Angeles County California | 2 | $ 1,215,000 | $ 607,000 | $ 145,000 |
| New Haven County Connecticut | 2 | $ 254,000 | $ 127,000 | $ 76,000 |
| Windham County Connecticut | 2 | $ 354,000 | $ 177,000 | $ 56,000 |
| New Castle County Delaware | 2 | $ 667,000 | $ 333,000 | $ 198,000 |
| Sussex County Delaware | 2 | $ 446,000 | $ 223,000 | $ 104,000 |
| Collier County Florida | 2 | $ 446,000 | $ 223,000 | $ 97,000 |
| Gilchrist County Florida | 2 | $ 173,000 | $ 86,000 | $ 33,000 |
| Miami-Dade County Florida | 2 | $ 334,000 | $ 167,000 | $ 85,000 |
| Carroll County Georgia | 2 | $ 263,000 | $ 131,000 | $ 71,000 |
| Clayton County Georgia | 2 | $ 195,000 | $ 97,000 | $ 41,000 |
| Cobb County Georgia | 2 | $ 472,000 | $ 236,000 | $ 53,000 |
| DeKalb County Georgia | 2 | $ 182,000 | $ 91,000 | $ 34,000 |
| Fayette County Georgia | 2 | $ 686,000 | $ 343,000 | $ 142,000 |
| Hamilton County Indiana | 2 | $ 314,000 | $ 157,000 | $ 0 |
| Carroll County Maryland | 2 | $ 640,000 | $ 320,000 | $ 112,000 |
| Frederick County Maryland | 2 | $ 420,000 | $ 210,000 | $ 86,000 |
| Tuscola County Michigan | 2 | $ 313,000 | $ 156,000 | $ 62,000 |
| Grafton County New Hampshire | 2 | $ 345,000 | $ 172,000 | $ 369,000 |
| Merrimack County New Hampshire | 2 | $ 291,000 | $ 145,000 | $ 59,000 |
| Hudson County New Jersey | 2 | $ 479,000 | $ 239,000 | $ 59,000 |
| Mercer County New Jersey | 2 | $ 424,000 | $ 212,000 | $ 24,000 |
| Monmouth County New Jersey | 2 | $ 483,000 | $ 241,000 | $ 87,000 |
| Union County New Jersey | 2 | $ 430,000 | $ 215,000 | $ 64,000 |
| Cattaraugus County New York | 2 | $ 298,000 | $ 149,000 | $ 100,000 |
| Nassau County New York | 2 | $ 776,000 | $ 388,000 | $ 165,000 |
| Suffolk County New York | 2 | $ 712,000 | $ 356,000 | $ 37,000 |
| Wake County North Carolina | 2 | $ 254,000 | $ 127,000 | $ 36,000 |
| Greene County Ohio | 2 | $ 261,000 | $ 130,000 | $ 72,000 |
| Comanche County Oklahoma | 2 | $ 437,000 | $ 218,000 | $ 0 |
| Richland County South Carolina | 2 | $ 356,000 | $ 178,000 | $ 55,000 |
| Monroe County Tennessee | 2 | $ 446,000 | $ 223,000 | $ 0 |
| Shelby County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Harris County Texas | 2 | $ 286,000 | $ 143,000 | $ 59,000 |
| Harrison County Texas | 2 | $ 320,000 | $ 160,000 | $ 98,000 |
| Tarrant County Texas | 2 | $ 800,000 | $ 400,000 | $ 177,000 |
| Baldwin County Alabama | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Chambers County Alabama | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Coffee County Alabama | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Houston County Alabama | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Madison County Alabama | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Shelby County Alabama | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Walker County Alabama | 1 | $ 311,000 | $ 311,000 | $ 0 |
| Pinal County Arizona | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Columbia County Arkansas | 1 | $ 191,000 | $ 191,000 | $ 77,000 |
| Pulaski County Arkansas | 1 | $ 72,000 | $ 72,000 | $ 77,000 |
| Madera County California | 1 | $ 651,000 | $ 651,000 | $ 800,000 |
| Riverside County California | 1 | $ 405,000 | $ 405,000 | $ 516,000 |
| Hartford County Connecticut | 1 | $ 417,000 | $ 417,000 | $ 95,000 |
| Litchfield County Connecticut | 1 | $ 158,000 | $ 158,000 | $ 44,000 |
| Middlesex County Connecticut | 1 | $ 236,000 | $ 236,000 | $ 86,000 |
| Alachua County Florida | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Bay County Florida | 1 | $ 106,000 | $ 106,000 | $ 41,000 |
| Duval County Florida | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Flagler County Florida | 1 | $ 127,000 | $ 127,000 | $ 33,000 |
| Manatee County Florida | 1 | $ 376,000 | $ 376,000 | $ 331,000 |
| Okeechobee County Florida | 1 | $ 146,000 | $ 146,000 | $ 74,000 |
| Union County Florida | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Henry County Georgia | 1 | $ 240,000 | $ 240,000 | $ 90,000 |
| Paulding County Georgia | 1 | $ 149,000 | $ 149,000 | $ 45,000 |
| Cook County Illinois | 1 | $ 182,000 | $ 182,000 | $ 109,000 |
| DuPage County Illinois | 1 | $ 316,000 | $ 316,000 | $ 124,000 |
| Woodford County Illinois | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Clinton County Indiana | 1 | $ 94,000 | $ 94,000 | $ 0 |
| LaPorte County Indiana | 1 | $ 74,000 | $ 74,000 | $ 68,000 |
| St. Joseph County Indiana | 1 | $ 183,000 | $ 183,000 | $ 81,000 |
| Kenton County Kentucky | 1 | $ 129,000 | $ 129,000 | $ 46,000 |
| Vermilion County Louisiana | 1 | $ 348,000 | $ 348,000 | $ 103,000 |
| Oxford County Maine | 1 | $ 101,000 | $ 101,000 | $ 90,000 |
| Harford County Maryland | 1 | $ 216,000 | $ 216,000 | $ 42,000 |
| Worcester County Maryland | 1 | $ 403,000 | $ 403,000 | $ 174,000 |
| Livingston County Michigan | 1 | $ 243,000 | $ 243,000 | $ 0 |
| Macomb County Michigan | 1 | $ 391,000 | $ 391,000 | $ 0 |
| Newaygo County Michigan | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Oakland County Michigan | 1 | $ 147,000 | $ 147,000 | $ 112,000 |
| Benton County Minnesota | 1 | $ 172,000 | $ 172,000 | $ 61,000 |
| Hinds County Mississippi | 1 | $ 297,000 | $ 297,000 | $ 96,000 |
| Rankin County Mississippi | 1 | $ 148,000 | $ 148,000 | $ 56,000 |
| Greene County Missouri | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Pettis County Missouri | 1 | $ 293,000 | $ 293,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Carroll County New Hampshire | 1 | $ 186,000 | $ 186,000 | $ 86,000 |
| Middlesex County New Jersey | 1 | $ 224,000 | $ 224,000 | $ 73,000 |
| Ocean County New Jersey | 1 | $ 358,000 | $ 358,000 | $ 163,000 |
| Dutchess County New York | 1 | $ 478,000 | $ 478,000 | $ 101,000 |
| New York County New York | 1 | $ 250,000 | $ 250,000 | $ 330,000 |
| Ontario County New York | 1 | $ 182,000 | $ 182,000 | $ 47,000 |
| Putnam County New York | 1 | $ 317,000 | $ 317,000 | $ 53,000 |
| Richmond County New York | 1 | $ 245,000 | $ 245,000 | $ 76,000 |
| Schoharie County New York | 1 | $ 137,000 | $ 137,000 | $ 169,000 |
| Wayne County New York | 1 | $ 186,000 | $ 186,000 | $ 68,000 |
| Buncombe County North Carolina | 1 | $ 407,000 | $ 407,000 | $ 128,000 |
| Gaston County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 85,000 |
| Henderson County North Carolina | 1 | $ 258,000 | $ 258,000 | $ 56,000 |
| Jackson County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 259,000 |
| Johnston County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 0 |
| McDowell County North Carolina | 1 | $ 177,000 | $ 177,000 | $ 69,000 |
| Rutherford County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 36,000 |
| Stanly County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 41,000 |
| Union County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 100,000 |
| Watauga County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 454,000 |
| Butler County Ohio | 1 | $ 146,000 | $ 146,000 | $ 63,000 |
| Clark County Ohio | 1 | $ 210,000 | $ 210,000 | $ 149,000 |
| Clermont County Ohio | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Clinton County Ohio | 1 | $ 88,000 | $ 88,000 | $ 46,000 |
| Cuyahoga County Ohio | 1 | $ 114,000 | $ 114,000 | $ 131,000 |
| Franklin County Ohio | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 121,000 | $ 121,000 | $ 114,000 |
| Canadian County Oklahoma | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Cherokee County Oklahoma | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Luzerne County Pennsylvania | 1 | $ 152,000 | $ 152,000 | $ 100,000 |
| Monroe County Pennsylvania | 1 | $ 141,000 | $ 141,000 | $ 44,000 |
| Kent County Rhode Island | 1 | $ 112,000 | $ 112,000 | $ 31,000 |
| Providence County Rhode Island | 1 | $ 194,000 | $ 194,000 | $ 64,000 |
| Charleston County South Carolina | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Horry County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 56,000 |
| Blount County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Bradley County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 32,000 |
| Coffee County Tennessee | 1 | $ 201,000 | $ 201,000 | $ 40,000 |
| Fentress County Tennessee | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Hamilton County Tennessee | 1 | $ 310,000 | $ 310,000 | $ 0 |
| Sullivan County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 43,000 |
| Weakley County Tennessee | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Bowie County Texas | 1 | $ 196,000 | $ 196,000 | $ 64,000 |
| Brazos County Texas | 1 | $ 148,000 | $ 148,000 | $ 180,000 |
| Cherokee County Texas | 1 | $ 59,000 | $ 59,000 | $ 86,000 |
| Collin County Texas | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Coryell County Texas | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Denton County Texas | 1 | $ 157,000 | $ 157,000 | $ 429,000 |
| Lubbock County Texas | 1 | $ 174,000 | $ 174,000 | $ 58,000 |
| Morris County Texas | 1 | $ 90,000 | $ 90,000 | $ 45,000 |
| Rockwall County Texas | 1 | $ 200,000 | $ 200,000 | $ 87,000 |
| Williamson County Texas | 1 | $ 133,000 | $ 133,000 | $ 41,000 |
| Wood County Texas | 1 | $ 79,000 | $ 79,000 | $ 95,000 |
| Rutland County Vermont | 1 | $ 98,000 | $ 98,000 | $ 144,000 |
| Alexandria County Virginia | 1 | $ 180,000 | $ 180,000 | $ 78,000 |
| Hampton County Virginia | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Henrico County Virginia | 1 | $ 277,000 | $ 277,000 | $ 0 |
| James City County Virginia | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Mecklenburg County Virginia | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Newport News County Virginia | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Portsmouth County Virginia | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 176,000 | $ 176,000 | $ 53,000 |
| Stafford County Virginia | 1 | $ 218,000 | $ 218,000 | $ 65,000 |
| Jefferson County West Virginia | 1 | $ 280,000 | $ 280,000 | $ 73,000 |
Mortgage Loan Application Detail Totals for Gladewater National Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 692 | $140,785,000 | $203,000 | $624,000 | $90,000 | $595,000 |
| Refinancing | 313 | $79,679,000 | $254,000 | $2,280,000 | $83,000 | $1,031,000 |
| Home Improvement | 32 | $6,413,000 | $200,000 | $417,000 | $92,000 | $491,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 668 | $143,719,000 | $215,000 | $2,280,000 | $96,000 | $1,031,000 |
| Hispanic | 164 | $35,326,000 | $215,000 | $651,000 | $70,000 | $800,000 |
| Black or African American | 134 | $31,087,000 | $231,000 | $490,000 | $62,000 | $516,000 |
| Not Provided | 36 | $8,211,000 | $228,000 | $533,000 | $98,000 | $324,000 |
| Asian | 23 | $6,743,000 | $293,000 | $524,000 | $112,000 | $284,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,283,000 | $183,000 | $304,000 | $76,000 | $168,000 |
| Not applicable | 3 | $164,000 | $54,000 | $72,000 | $0 | $0 |
| American Indian or Alaskan Native | 2 | $344,000 | $172,000 | $177,000 | $62,000 | $67,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 534 | $117,905,000 | $220,000 | $2,280,000 | $115,000 | $1,031,000 |
| FHA-insured (Federal Housing Administration) | 343 | $75,720,000 | $220,000 | $533,000 | $65,000 | $284,000 |
| VA-guaranteed (Veterans Administration) | 137 | $29,308,000 | $213,000 | $537,000 | $42,000 | $256,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 23 | $3,944,000 | $171,000 | $306,000 | $57,000 | $92,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 662 | $139,678,000 | $210,000 | $624,000 | $87,000 | $669,000 |
| Application Withdrawn By Applicant | 151 | $36,870,000 | $244,000 | $2,280,000 | $101,000 | $1,031,000 |
| Application Denied By Financial Institution | 127 | $29,207,000 | $229,000 | $651,000 | $87,000 | $800,000 |
| File Closed For Incompleteness | 61 | $13,849,000 | $227,000 | $619,000 | $72,000 | $251,000 |
| Application Approved But Not Accepted | 36 | $7,273,000 | $202,000 | $417,000 | $80,000 | $259,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 34 | $7,554,000 | $222,000 | $430,000 | $63,000 | $186,000 |
| Credit History | 28 | $5,475,000 | $195,000 | $378,000 | $89,000 | $324,000 |
| Credit Application Incomplete | 26 | $7,267,000 | $279,000 | $537,000 | $108,000 | $454,000 |
| Collateral | 18 | $3,487,000 | $193,000 | $386,000 | $81,000 | $205,000 |
| Other | 13 | $3,657,000 | $281,000 | $651,000 | $114,000 | $800,000 |
| Unverifiable Information | 3 | $578,000 | $192,000 | $229,000 | $100,000 | $147,000 |
| Employment History | 3 | $735,000 | $245,000 | $285,000 | $74,000 | $78,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $454,000 | $227,000 | $279,000 | $63,000 | $69,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gladewater National Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gladewater National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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