Ally Bank F/K/A/ Gmac Bank Mortgage Lending & HMDA Data, 2007

In 2007, Ally Bank F/K/A/ Gmac Bank of Ft. Washington, PA reported 187,197 mortgage applications totaling $36.2 billion, up 1% from 2006. The average application was for $193,477, and applicants reported an average income of $49,418. 43% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (7,895), Phoenix-Mesa-Scottsdale, AZ (5,989) and Los Angeles-Long Beach-Glendale, CA (4,661) (applications in parentheses).

Mortgage Company & Address Ally Bank F/K/A/ Gmac Bank
1100 Virginia Drive
Ft. Washington, PA 19034
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 187,197
Total Mortgage Loan Application Amount $36,218,455,000
Average Mortgage Loan Application Amount $193,477
Highest Mortgage Loan Application Amount $4,373,000
Average Applicant Income $49,418
Highest Applicant Income $6,076,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ally Bank F/K/A/ Gmac Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ally Bank F/K/A/ Gmac Bank by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 5,501 $ 1,200,016,000 $ 218,145 $ 45,000
Los Angeles, California 4,661 $ 1,481,571,000 $ 317,865 $ 67,000
Cook, Illinois 4,638 $ 1,092,833,000 $ 235,625 $ 67,000
Middlesex, Massachusetts 1,813 $ 468,634,000 $ 258,485 $ 45,000
San Bernardino, California 1,800 $ 452,695,000 $ 251,497 $ 61,000
Harris, Texas 1,773 $ 246,592,000 $ 139,081 $ 59,000
Riverside, California 1,740 $ 500,355,000 $ 287,560 $ 66,000
King, Washington 1,454 $ 413,742,000 $ 284,554 $ 58,000
Pima, Arizona 1,375 $ 254,124,000 $ 184,817 $ 29,000
Orange, California 1,375 $ 492,643,000 $ 358,285 $ 76,000
Wayne, Michigan 1,368 $ 170,169,000 $ 124,392 $ 40,000
San Diego, California 1,325 $ 424,164,000 $ 320,123 $ 59,000
Oakland, Michigan 1,325 $ 241,508,000 $ 182,270 $ 63,000
Dallas, Texas 1,189 $ 165,861,000 $ 139,496 $ 30,000
Philadelphia, Pennsylvania 1,177 $ 169,225,000 $ 143,776 $ 53,000
Miami-Dade, Florida 1,145 $ 272,583,000 $ 238,063 $ 69,000
Clark, Nevada 1,097 $ 246,599,000 $ 224,793 $ 57,000
Essex, Massachusetts 1,091 $ 265,380,000 $ 243,244 $ 44,000
El Paso, Colorado 1,034 $ 189,284,000 $ 183,059 $ 40,000
Salt Lake, Utah 1,029 $ 204,320,000 $ 198,561 $ 51,000
Tarrant, Texas 1,024 $ 143,298,000 $ 139,939 $ 40,000
St. Louis, Missouri 1,023 $ 169,059,000 $ 165,258 $ 42,000
DuPage, Illinois 1,016 $ 233,819,000 $ 230,136 $ 65,000
Utah, Utah 1,008 $ 193,023,000 $ 191,491 $ 47,000
Worcester, Massachusetts 961 $ 194,758,000 $ 202,661 $ 38,000
Marion, Indiana 960 $ 115,305,000 $ 120,109 $ 49,000
Pierce, Washington 959 $ 215,163,000 $ 224,361 $ 53,000
Milwaukee, Wisconsin 950 $ 147,534,000 $ 155,298 $ 54,000
Prince George's, Maryland 932 $ 231,644,000 $ 248,545 $ 44,000
Snohomish, Washington 920 $ 225,373,000 $ 244,970 $ 41,000
Broward, Florida 872 $ 195,720,000 $ 224,449 $ 60,000
Bexar, Texas 859 $ 118,263,000 $ 137,675 $ 36,000
Norfolk, Massachusetts 831 $ 212,441,000 $ 255,645 $ 41,000
Suffolk, Massachusetts 800 $ 201,716,000 $ 252,145 $ 52,000
Macomb, Michigan 799 $ 106,007,000 $ 132,674 $ 47,000
Baltimore, Maryland 777 $ 152,208,000 $ 195,891 $ 42,000
Kane, Illinois 756 $ 146,329,000 $ 193,556 $ 49,000
Hartford, Connecticut 750 $ 134,234,000 $ 178,978 $ 45,000
Wake, North Carolina 728 $ 138,956,000 $ 190,873 $ 49,000
Will, Illinois 724 $ 145,336,000 $ 200,740 $ 52,000
New Haven, Connecticut 718 $ 130,624,000 $ 181,927 $ 57,000
Sacramento, California 717 $ 173,701,000 $ 242,260 $ 52,000
New Castle, Delaware 692 $ 133,663,000 $ 193,154 $ 51,000
Mecklenburg, North Carolina 689 $ 120,386,000 $ 174,725 $ 50,000
Shelby, Tennessee 671 $ 75,959,000 $ 113,202 $ 57,000
Orange, Florida 669 $ 128,568,000 $ 192,179 $ 46,000
Denver, Colorado 667 $ 136,892,000 $ 205,235 $ 61,000
Lake, Illinois 659 $ 170,274,000 $ 258,382 $ 67,000
Honolulu, Hawaii 658 $ 211,630,000 $ 321,626 $ 83,000
Montgomery, Maryland 658 $ 219,146,000 $ 333,048 $ 35,000
Arapahoe, Colorado 654 $ 123,383,000 $ 188,659 $ 52,000
Fairfax, Virginia 643 $ 218,140,000 $ 339,253 $ 50,000
Ocean, New Jersey 641 $ 142,431,000 $ 222,201 $ 55,000
Montgomery, Pennsylvania 629 $ 127,004,000 $ 201,914 $ 61,000
Waukesha, Wisconsin 627 $ 136,998,000 $ 218,497 $ 69,000
Johnson, Kansas 615 $ 114,122,000 $ 185,564 $ 41,000
Hillsborough, Florida 613 $ 112,324,000 $ 183,236 $ 65,000
Hennepin, Minnesota 610 $ 124,574,000 $ 204,219 $ 74,000
Burlington, New Jersey 594 $ 118,684,000 $ 199,804 $ 48,000
Camden, New Jersey 589 $ 98,511,000 $ 167,251 $ 43,000
Alameda, California 586 $ 223,269,000 $ 381,005 $ 47,000
Travis, Texas 583 $ 102,568,000 $ 175,931 $ 42,000
Monmouth, New Jersey 580 $ 161,776,000 $ 278,924 $ 75,000
Palm Beach, Florida 577 $ 133,589,000 $ 231,523 $ 68,000
Santa Clara, California 565 $ 248,388,000 $ 439,624 $ 65,000
Jefferson, Colorado 552 $ 102,005,000 $ 184,791 $ 56,000
St. Charles, Missouri 551 $ 90,651,000 $ 164,520 $ 44,000
Kern, California 549 $ 102,981,000 $ 187,579 $ 45,000
Baltimore City, Maryland 547 $ 83,878,000 $ 153,341 $ 35,000
Anne Arundel, Maryland 546 $ 147,647,000 $ 270,415 $ 36,000
Collin, Texas 535 $ 89,144,000 $ 166,624 $ 40,000
Denton, Texas 527 $ 80,246,000 $ 152,269 $ 37,000
Fresno, California 526 $ 107,150,000 $ 203,707 $ 71,000
Scott, Iowa 522 $ 61,520,000 $ 117,854 $ 4,000
Plymouth, Massachusetts 522 $ 127,055,000 $ 243,400 $ 48,000
Middlesex, New Jersey 518 $ 117,789,000 $ 227,391 $ 66,000
Spokane, Washington 515 $ 81,737,000 $ 158,712 $ 31,000
Contra Costa, California 511 $ 180,080,000 $ 352,407 $ 53,000
Douglas, Colorado 506 $ 117,856,000 $ 232,916 $ 55,000
Franklin, Ohio 503 $ 71,919,000 $ 142,980 $ 39,000
Bucks, Pennsylvania 496 $ 111,938,000 $ 225,681 $ 63,000
Jackson, Missouri 493 $ 61,424,000 $ 124,592 $ 34,000
Adams, Colorado 492 $ 78,676,000 $ 159,910 $ 54,000
Pinal, Arizona 488 $ 86,897,000 $ 178,067 $ 44,000
Chester, Pennsylvania 485 $ 110,915,000 $ 228,690 $ 76,000
Bergen, New Jersey 481 $ 151,380,000 $ 314,719 $ 91,000
Suffolk, New York 481 $ 132,652,000 $ 275,783 $ 74,000
Hamilton, Indiana 480 $ 91,290,000 $ 190,187 $ 80,000
Multnomah, Oregon 480 $ 101,553,000 $ 211,568 $ 42,000
Genesee, Michigan 478 $ 54,622,000 $ 114,271 $ 39,000
Pinellas, Florida 463 $ 79,069,000 $ 170,775 $ 50,000
El Paso, Texas 462 $ 55,793,000 $ 120,764 $ 51,000
Bernalillo, New Mexico 461 $ 77,254,000 $ 167,579 $ 38,000
District of Columbia, District Of Columbia 449 $ 126,534,000 $ 281,812 $ 39,000
Essex, New Jersey 436 $ 117,227,000 $ 268,869 $ 67,000
Williamson, Texas 436 $ 55,359,000 $ 126,970 $ 23,000
Delaware, Pennsylvania 435 $ 72,967,000 $ 167,740 $ 42,000
Duval, Florida 426 $ 66,949,000 $ 157,157 $ 45,000
Mesa, Colorado 419 $ 74,373,000 $ 177,501 $ 25,000
Lee, Florida 409 $ 90,765,000 $ 221,919 $ 90,000
Cumberland, Maine 406 $ 81,299,000 $ 200,243 $ 70,000
Lane, Oregon 405 $ 75,263,000 $ 185,834 $ 73,000
Fairfield, Connecticut 403 $ 118,321,000 $ 293,600 $ 68,000
Monroe, Indiana 394 $ 52,152,000 $ 132,365 $ 68,000
Barnstable, Massachusetts 394 $ 98,748,000 $ 250,629 $ 80,000
Hillsborough, New Hampshire 393 $ 74,257,000 $ 188,949 $ 53,000
San Joaquin, California 391 $ 104,998,000 $ 268,537 $ 52,000
Fulton, Georgia 391 $ 89,582,000 $ 229,109 $ 49,000
York, Pennsylvania 388 $ 56,030,000 $ 144,407 $ 42,000
Cuyahoga, Ohio 385 $ 54,261,000 $ 140,937 $ 26,000
Jefferson, Alabama 384 $ 49,046,000 $ 127,723 $ 41,000
Ventura, California 381 $ 133,591,000 $ 350,632 $ 73,000
Fort Bend, Texas 379 $ 58,430,000 $ 154,168 $ 68,000
Rockingham, New Hampshire 374 $ 76,497,000 $ 204,537 $ 56,000
Clark, Washington 372 $ 86,709,000 $ 233,088 $ 51,000
Whatcom, Washington 370 $ 82,963,000 $ 224,224 $ 16,000
Cobb, Georgia 367 $ 66,534,000 $ 181,291 $ 33,000
Polk, Florida 366 $ 52,806,000 $ 144,278 $ 39,000
Bristol, Massachusetts 364 $ 75,441,000 $ 207,255 $ 38,000
Washington, Oregon 360 $ 75,745,000 $ 210,402 $ 33,000
Prince William, Virginia 357 $ 99,194,000 $ 277,854 $ 52,000
Gloucester, New Jersey 355 $ 69,319,000 $ 195,264 $ 53,000
East Baton Rouge, Louisiana 348 $ 45,884,000 $ 131,850 $ 57,000
Virginia Beach, Virginia 345 $ 73,608,000 $ 213,356 $ 34,000
Gwinnett, Georgia 344 $ 61,151,000 $ 177,764 $ 38,000
Stanislaus, California 343 $ 78,444,000 $ 228,699 $ 43,000
Hudson, New Jersey 342 $ 92,213,000 $ 269,628 $ 79,000
Atlantic, New Jersey 339 $ 75,813,000 $ 223,637 $ 61,000
Ada, Idaho 329 $ 59,052,000 $ 179,489 $ 49,000
McHenry, Illinois 328 $ 65,062,000 $ 198,359 $ 48,000
Providence, Rhode Island 328 $ 67,410,000 $ 205,518 $ 49,000
Volusia, Florida 327 $ 57,457,000 $ 175,709 $ 51,000
Washtenaw, Michigan 327 $ 54,921,000 $ 167,954 $ 34,000
Kent, Michigan 318 $ 42,114,000 $ 132,433 $ 41,000
Horry, South Carolina 316 $ 57,000,000 $ 180,379 $ 72,000
Lancaster, Pennsylvania 315 $ 44,613,000 $ 141,628 $ 31,000
Washoe, Nevada 313 $ 73,294,000 $ 234,166 $ 35,000
Greenville, South Carolina 313 $ 43,746,000 $ 139,763 $ 37,000
Union, New Jersey 312 $ 82,188,000 $ 263,423 $ 69,000
Larimer, Colorado 306 $ 58,333,000 $ 190,630 $ 57,000
Nassau, New York 303 $ 89,299,000 $ 294,716 $ 73,000
Black Hawk, Iowa 302 $ 25,748,000 $ 85,258 $ 50,000
Seminole, Florida 301 $ 60,099,000 $ 199,664 $ 55,000
Charleston, South Carolina 301 $ 65,461,000 $ 217,478 $ 55,000
DeKalb, Georgia 297 $ 55,147,000 $ 185,680 $ 45,000
Pueblo, Colorado 295 $ 34,658,000 $ 117,484 $ 29,000
Kitsap, Washington 294 $ 68,219,000 $ 232,037 $ 37,000
New London, Connecticut 293 $ 54,079,000 $ 184,569 $ 67,000
Morris, New Jersey 293 $ 85,128,000 $ 290,539 $ 72,000
Thurston, Washington 293 $ 60,497,000 $ 206,474 $ 56,000
Davidson, Tennessee 291 $ 40,600,000 $ 139,518 $ 51,000
St. Louis City, Missouri 290 $ 35,320,000 $ 121,793 $ 37,000
Summit, Ohio 287 $ 39,780,000 $ 138,606 $ 38,000
Berks, Pennsylvania 285 $ 42,118,000 $ 147,782 $ 39,000
Oklahoma, Oklahoma 281 $ 30,460,000 $ 108,398 $ 49,000
Lake, Indiana 279 $ 36,633,000 $ 131,301 $ 38,000
Mercer, New Jersey 277 $ 62,789,000 $ 226,675 $ 58,000
Montgomery, Texas 276 $ 44,715,000 $ 162,010 $ 66,000
Davis, Utah 276 $ 50,984,000 $ 184,724 $ 46,000
Dane, Wisconsin 275 $ 51,762,000 $ 188,225 $ 36,000
Chesterfield, Virginia 274 $ 50,829,000 $ 185,507 $ 51,000
Boulder, Colorado 271 $ 67,429,000 $ 248,815 $ 56,000
Hampden, Massachusetts 269 $ 38,818,000 $ 144,304 $ 37,000
Ingham, Michigan 269 $ 31,518,000 $ 117,167 $ 36,000
Hidalgo, Texas 269 $ 34,411,000 $ 127,921 $ 61,000
Dakota, Minnesota 268 $ 54,096,000 $ 201,850 $ 67,000
Passaic, New Jersey 268 $ 70,000,000 $ 261,194 $ 61,000
Johnson, Texas 268 $ 31,093,000 $ 116,018 $ 13,000
Polk, Iowa 267 $ 36,175,000 $ 135,486 $ 46,000
Pasco, Florida 262 $ 41,400,000 $ 158,015 $ 50,000
Allen, Indiana 262 $ 24,453,000 $ 93,332 $ 45,000
Queens, New York 258 $ 84,827,000 $ 328,786 $ 61,000
Harford, Maryland 254 $ 55,233,000 $ 217,452 $ 36,000
Lehigh, Pennsylvania 252 $ 41,519,000 $ 164,757 $ 42,000
Livingston, Michigan 251 $ 47,293,000 $ 188,418 $ 54,000
Anchorage, Alaska 249 $ 52,773,000 $ 211,939 $ 74,000
Jefferson, Kentucky 246 $ 31,782,000 $ 129,195 $ 51,000
Yuma, Arizona 243 $ 37,158,000 $ 152,913 $ 47,000
Mohave, Arizona 242 $ 48,472,000 $ 200,297 $ 88,000
Skagit, Washington 242 $ 53,143,000 $ 219,599 $ 22,000
Midland, Texas 241 $ 37,319,000 $ 154,850 $ 17,000
Tulare, California 238 $ 46,251,000 $ 194,331 $ 53,000
Yavapai, Arizona 237 $ 50,334,000 $ 212,379 $ 53,000
Ramsey, Minnesota 237 $ 42,651,000 $ 179,962 $ 58,000
Hendricks, Indiana 236 $ 33,487,000 $ 141,894 $ 62,000
Solano, California 235 $ 68,033,000 $ 289,502 $ 50,000
Sussex, Delaware 235 $ 52,281,000 $ 222,472 $ 57,000
Somerset, New Jersey 232 $ 60,927,000 $ 262,616 $ 73,000
Jefferson, Missouri 231 $ 31,121,000 $ 134,722 $ 29,000
Placer, California 230 $ 69,069,000 $ 300,300 $ 66,000
Howard, Maryland 230 $ 64,682,000 $ 281,226 $ 55,000
Mobile, Alabama 229 $ 25,177,000 $ 109,943 $ 42,000
Chatham, Georgia 229 $ 38,358,000 $ 167,502 $ 32,000
York, Maine 228 $ 41,968,000 $ 184,070 $ 49,000
Weld, Colorado 226 $ 40,909,000 $ 181,013 $ 51,000
Richland, South Carolina 226 $ 30,810,000 $ 136,327 $ 37,000
Sonoma, California 225 $ 76,112,000 $ 338,275 $ 66,000
Henrico, Virginia 225 $ 37,067,000 $ 164,742 $ 46,000
Linn, Iowa 223 $ 28,932,000 $ 129,739 $ 13,000
Kings, New York 223 $ 80,507,000 $ 361,017 $ 66,000
Loudoun, Virginia 223 $ 69,580,000 $ 312,017 $ 54,000
Berkeley, West Virginia 220 $ 37,920,000 $ 172,363 $ 36,000
Johnson, Indiana 219 $ 32,297,000 $ 147,474 $ 69,000
Clackamas, Oregon 218 $ 57,029,000 $ 261,600 $ 45,000
Kent, Delaware 216 $ 38,357,000 $ 177,578 $ 46,000
Sarasota, Florida 216 $ 43,760,000 $ 202,592 $ 71,000
Clay, Missouri 215 $ 30,421,000 $ 141,493 $ 25,000
Bell, Texas 214 $ 25,197,000 $ 117,742 $ 22,000
San Mateo, California 212 $ 91,546,000 $ 431,820 $ 78,000
Frederick, Maryland 211 $ 52,094,000 $ 246,890 $ 51,000
Brevard, Florida 210 $ 31,349,000 $ 149,280 $ 52,000
Sussex, New Jersey 210 $ 45,111,000 $ 214,814 $ 60,000
Kendall, Illinois 209 $ 38,278,000 $ 183,148 $ 42,000
Litchfield, Connecticut 208 $ 35,934,000 $ 172,759 $ 40,000
York, South Carolina 208 $ 35,023,000 $ 168,379 $ 41,000
Fayette, Kentucky 206 $ 31,633,000 $ 153,558 $ 65,000
Pulaski, Arkansas 200 $ 21,893,000 $ 109,465 $ 26,000
Osceola, Florida 200 $ 39,175,000 $ 195,875 $ 55,000
Charles, Maryland 200 $ 55,254,000 $ 276,270 $ 45,000
Washington, Maryland 200 $ 36,004,000 $ 180,020 $ 46,000
Deschutes, Oregon 200 $ 52,720,000 $ 263,600 $ 214,000
Parker, Texas 200 $ 28,016,000 $ 140,080 $ 16,000
Hamilton, Ohio 199 $ 26,658,000 $ 133,959 $ 35,000
Monongalia, West Virginia 199 $ 34,970,000 $ 175,728 $ 3,000
Hawaii, Hawaii 198 $ 45,920,000 $ 231,919 $ 71,000
Cabarrus, North Carolina 198 $ 30,261,000 $ 152,833 $ 54,000
Guilford, North Carolina 196 $ 31,823,000 $ 162,362 $ 59,000
Beaufort, South Carolina 196 $ 45,613,000 $ 232,719 $ 28,000
Jefferson, Louisiana 193 $ 26,440,000 $ 136,994 $ 53,000
Merrimack, New Hampshire 193 $ 32,932,000 $ 170,632 $ 57,000
St. Clair, Illinois 192 $ 23,898,000 $ 124,468 $ 39,000
Winnebago, Illinois 192 $ 25,150,000 $ 130,989 $ 13,000
Greene, Missouri 191 $ 25,617,000 $ 134,120 $ 49,000
Cape May, New Jersey 190 $ 57,436,000 $ 302,294 $ 67,000
Allegheny, Pennsylvania 189 $ 23,252,000 $ 123,026 $ 53,000
Union, North Carolina 186 $ 38,815,000 $ 208,682 $ 55,000
St. Joseph, Indiana 184 $ 18,163,000 $ 98,711 $ 47,000
Northampton, Pennsylvania 184 $ 30,474,000 $ 165,619 $ 43,000
Rock Island, Illinois 180 $ 17,597,000 $ 97,761 $ 6,000
Nueces, Texas 179 $ 22,930,000 $ 128,100 $ 77,000
Chesapeake, Virginia 176 $ 34,261,000 $ 194,664 $ 35,000
San Luis Obispo, California 174 $ 55,284,000 $ 317,724 $ 67,000
Escambia, Florida 174 $ 22,210,000 $ 127,643 $ 55,000
Dutchess, New York 174 $ 40,631,000 $ 233,511 $ 88,000
Buncombe, North Carolina 172 $ 31,414,000 $ 182,639 $ 30,000
Weber, Utah 172 $ 27,476,000 $ 159,744 $ 37,000
Washington, Wisconsin 172 $ 33,427,000 $ 194,343 $ 50,000
Lake, Florida 171 $ 32,634,000 $ 190,842 $ 67,000
Caddo, Louisiana 171 $ 19,981,000 $ 116,847 $ 46,000
Tulsa, Oklahoma 171 $ 21,114,000 $ 123,473 $ 53,000
Jackson, Oregon 171 $ 38,465,000 $ 224,941 $ 55,000
DeKalb, Illinois 168 $ 23,434,000 $ 139,488 $ 21,000
Anoka, Minnesota 168 $ 34,216,000 $ 203,666 $ 59,000
DeSoto, Mississippi 167 $ 26,645,000 $ 159,550 $ 58,000
Tippecanoe, Indiana 166 $ 16,217,000 $ 97,692 $ 66,000
Howard, Indiana 164 $ 13,797,000 $ 84,128 $ 51,000
Montgomery, Ohio 164 $ 18,980,000 $ 115,731 $ 37,000
Dauphin, Pennsylvania 162 $ 19,970,000 $ 123,271 $ 54,000
Madison, Alabama 159 $ 21,448,000 $ 134,893 $ 28,000
Maui, Hawaii 159 $ 52,706,000 $ 331,484 $ 126,000
Sedgwick, Kansas 159 $ 18,344,000 $ 115,371 $ 45,000
Collier, Florida 158 $ 43,828,000 $ 277,392 $ 82,000
Cecil, Maryland 157 $ 30,521,000 $ 194,401 $ 35,000
Galveston, Texas 157 $ 24,245,000 $ 154,426 $ 61,000
Yakima, Washington 154 $ 21,834,000 $ 141,779 $ 37,000
Washington, Utah 153 $ 34,362,000 $ 224,588 $ 60,000
Island, Washington 153 $ 37,490,000 $ 245,032 $ 22,000
Santa Barbara, California 152 $ 48,458,000 $ 318,802 $ 43,000
Washington, Minnesota 151 $ 30,605,000 $ 202,682 $ 63,000
Berkeley, South Carolina 151 $ 23,645,000 $ 156,589 $ 49,000
Westchester, New York 150 $ 55,446,000 $ 369,640 $ 74,000
Durham, North Carolina 150 $ 21,454,000 $ 143,026 $ 46,000
Carroll, Maryland 149 $ 38,187,000 $ 256,288 $ 47,000
Middlesex, Connecticut 148 $ 29,266,000 $ 197,743 $ 54,000
Lexington, South Carolina 148 $ 20,844,000 $ 140,837 $ 34,000
Brazoria, Texas 147 $ 21,586,000 $ 146,843 $ 54,000
Bonneville, Idaho 146 $ 21,346,000 $ 146,205 $ 8,000
El Dorado, California 145 $ 41,525,000 $ 286,379 $ 48,000
Ellis, Texas 145 $ 18,637,000 $ 128,531 $ 20,000
Bannock, Idaho 144 $ 21,541,000 $ 149,590 $ 5,000
Saginaw, Michigan 144 $ 13,405,000 $ 93,090 $ 46,000
Cherokee, Georgia 140 $ 23,643,000 $ 168,878 $ 43,000
Orleans, Louisiana 140 $ 21,318,000 $ 152,271 $ 66,000
Leon, Florida 139 $ 25,595,000 $ 184,136 $ 27,000
Norfolk, Virginia 139 $ 24,169,000 $ 173,877 $ 31,000
Laramie, Wyoming 139 $ 20,640,000 $ 148,489 $ 57,000
Strafford, New Hampshire 138 $ 25,790,000 $ 186,884 $ 67,000
Marion, Oregon 138 $ 23,821,000 $ 172,615 $ 39,000
Baldwin, Alabama 137 $ 23,802,000 $ 173,737 $ 72,000
Kalamazoo, Michigan 137 $ 18,901,000 $ 137,963 $ 48,000
Orange, New York 136 $ 26,372,000 $ 193,911 $ 58,000
Forsyth, North Carolina 136 $ 17,501,000 $ 128,683 $ 48,000
Marion, Florida 135 $ 19,960,000 $ 147,851 $ 34,000
Spotsylvania, Virginia 135 $ 32,974,000 $ 244,251 $ 42,000
Cochise, Arizona 134 $ 21,322,000 $ 159,119 $ 69,000
Manatee, Florida 134 $ 28,215,000 $ 210,559 $ 41,000
Shelby, Alabama 133 $ 22,639,000 $ 170,218 $ 49,000
San Francisco, California 133 $ 60,469,000 $ 454,654 $ 37,000
Canyon, Idaho 132 $ 22,959,000 $ 173,931 $ 49,000
Erie, New York 132 $ 16,420,000 $ 124,393 $ 50,000
Calcasieu, Louisiana 131 $ 18,026,000 $ 137,603 $ 73,000
Stark, Ohio 131 $ 18,848,000 $ 143,877 $ 23,000
St. Lucie, Florida 130 $ 23,515,000 $ 180,884 $ 62,000
Douglas, Nebraska 130 $ 14,965,000 $ 115,115 $ 43,000
Benton, Washington 130 $ 19,626,000 $ 150,969 $ 51,000
Ozaukee, Wisconsin 130 $ 30,036,000 $ 231,046 $ 80,000
Merced, California 129 $ 29,001,000 $ 224,813 $ 48,000
Forsyth, Georgia 128 $ 26,746,000 $ 208,953 $ 60,000
Rutherford, Tennessee 128 $ 18,969,000 $ 148,195 $ 51,000
Monroe, New York 127 $ 14,063,000 $ 110,732 $ 61,000
Madison, Illinois 126 $ 14,449,000 $ 114,674 $ 47,000
Cumberland, New Jersey 126 $ 19,763,000 $ 156,849 $ 44,000
Spartanburg, South Carolina 126 $ 15,848,000 $ 125,777 $ 44,000
Tolland, Connecticut 125 $ 22,057,000 $ 176,456 $ 69,000
St. Tammany, Louisiana 125 $ 20,569,000 $ 164,552 $ 59,000
Cumberland, Pennsylvania 124 $ 18,063,000 $ 145,669 $ 54,000
Richmond City, Virginia 124 $ 23,497,000 $ 189,491 $ 47,000
St. Clair, Michigan 123 $ 18,092,000 $ 147,089 $ 42,000
Butte, California 122 $ 26,916,000 $ 220,622 $ 52,000
Madison, Indiana 122 $ 12,540,000 $ 102,786 $ 43,000
Santa Fe, New Mexico 122 $ 29,708,000 $ 243,508 $ 60,000
Cumberland, North Carolina 122 $ 13,392,000 $ 109,770 $ 23,000
Kenosha, Wisconsin 122 $ 22,346,000 $ 183,163 $ 45,000
Madera, California 121 $ 25,084,000 $ 207,305 $ 59,000
Charlotte, Florida 121 $ 21,992,000 $ 181,752 $ 40,000
Chelan, Washington 121 $ 23,179,000 $ 191,561 $ 42,000
McLean, Illinois 120 $ 15,506,000 $ 129,216 $ 10,000
Riley, Kansas 120 $ 19,575,000 $ 163,125 $ 73,000
Flathead, Montana 120 $ 25,321,000 $ 211,008 $ 79,000
Knox, Tennessee 120 $ 15,853,000 $ 132,108 $ 38,000
Okaloosa, Florida 119 $ 24,417,000 $ 205,184 $ 58,000
Hinds, Mississippi 119 $ 14,052,000 $ 118,084 $ 68,000
Kent, Rhode Island 119 $ 22,666,000 $ 190,470 $ 39,000
Washington, Rhode Island 119 $ 27,423,000 $ 230,445 $ 63,000
Matanuska-Susitna, Alaska 118 $ 20,463,000 $ 173,415 $ 68,000
Calvert, Maryland 118 $ 31,550,000 $ 267,372 $ 42,000
Butler, Ohio 118 $ 14,924,000 $ 126,474 $ 34,000
Hamilton, Tennessee 118 $ 18,121,000 $ 153,567 $ 43,000
Cameron, Texas 118 $ 14,494,000 $ 122,830 $ 51,000
Delaware, Indiana 117 $ 9,300,000 $ 79,487 $ 42,000
Olmsted, Minnesota 117 $ 18,953,000 $ 161,991 $ 24,000
Richmond, New York 117 $ 33,447,000 $ 285,871 $ 68,000
Iredell, North Carolina 117 $ 21,408,000 $ 182,974 $ 49,000
Porter, Indiana 116 $ 17,533,000 $ 151,146 $ 59,000
Hunterdon, New Jersey 116 $ 31,260,000 $ 269,482 $ 90,000
New Hanover, North Carolina 116 $ 22,206,000 $ 191,431 $ 51,000
Monroe, Pennsylvania 116 $ 20,129,000 $ 173,525 $ 62,000
Muskegon, Michigan 115 $ 11,297,000 $ 98,234 $ 20,000
St. Louis, Minnesota 115 $ 17,878,000 $ 155,460 $ 21,000
Montgomery, Tennessee 115 $ 13,810,000 $ 120,086 $ 20,000
Berrien, Michigan 114 $ 21,941,000 $ 192,464 $ 51,000
Windham, Connecticut 113 $ 16,737,000 $ 148,115 $ 52,000
Guadalupe, Texas 113 $ 15,447,000 $ 136,699 $ 25,000
Henry, Georgia 112 $ 18,813,000 $ 167,973 $ 27,000
Platte, Missouri 112 $ 17,182,000 $ 153,410 $ 26,000
Bronx, New York 112 $ 33,287,000 $ 297,205 $ 60,000
Alachua, Florida 111 $ 17,755,000 $ 159,954 $ 42,000
Montgomery, Alabama 110 $ 13,824,000 $ 125,672 $ 34,000
Lapeer, Michigan 110 $ 16,211,000 $ 147,372 $ 43,000
Warren, New Jersey 110 $ 23,533,000 $ 213,936 $ 65,000
Hays, Texas 110 $ 18,250,000 $ 165,909 $ 39,000
Penobscot, Maine 109 $ 14,607,000 $ 134,009 $ 49,000
Douglas, Washington 109 $ 21,971,000 $ 201,568 $ 49,000
Coconino, Arizona 108 $ 23,605,000 $ 218,564 $ 49,000
Monterey, California 108 $ 39,819,000 $ 368,694 $ 63,000
Lubbock, Texas 108 $ 12,845,000 $ 118,935 $ 15,000
LaPorte, Indiana 107 $ 12,064,000 $ 112,747 $ 38,000
Ottawa, Michigan 107 $ 16,988,000 $ 158,766 $ 24,000
Missoula, Montana 107 $ 19,874,000 $ 185,738 $ 50,000
Williamson, Tennessee 107 $ 27,037,000 $ 252,682 $ 82,000
Christian, Missouri 106 $ 15,630,000 $ 147,452 $ 47,000
Navajo, Arizona 105 $ 22,057,000 $ 210,066 $ 51,000
Clayton, Georgia 105 $ 11,254,000 $ 107,180 $ 29,000
Eaton, Michigan 105 $ 14,046,000 $ 133,771 $ 49,000
Alexandria, Virginia 105 $ 35,999,000 $ 342,847 $ 53,000
Racine, Wisconsin 105 $ 17,758,000 $ 169,123 $ 45,000
Houston, Alabama 104 $ 12,195,000 $ 117,259 $ 12,000
Hernando, Florida 103 $ 15,419,000 $ 149,699 $ 53,000
Lewis and Clark, Montana 103 $ 16,664,000 $ 161,786 $ 8,000
Onondaga, New York 103 $ 11,011,000 $ 106,902 $ 63,000
Lucas, Ohio 103 $ 11,613,000 $ 112,747 $ 37,000
Dorchester, South Carolina 103 $ 15,470,000 $ 150,194 $ 44,000
Natrona, Wyoming 103 $ 17,492,000 $ 169,825 $ 66,000
Sandoval, New Mexico 102 $ 16,038,000 $ 157,235 $ 32,000
Davidson, North Carolina 101 $ 14,905,000 $ 147,574 $ 62,000
Anderson, South Carolina 101 $ 13,979,000 $ 138,405 $ 30,000
Stafford, Virginia 101 $ 26,111,000 $ 258,524 $ 41,000
Johnston, North Carolina 100 $ 12,666,000 $ 126,660 $ 39,000
Kaufman, Texas 100 $ 11,663,000 $ 116,630 $ 15,000
Hampton, Virginia 100 $ 15,197,000 $ 151,970 $ 35,000
Cleveland, Oklahoma 99 $ 10,009,000 $ 101,101 $ 29,000
Pike, Pennsylvania 99 $ 15,325,000 $ 154,797 $ 82,000
Arlington, Virginia 99 $ 36,153,000 $ 365,181 $ 60,000
Marin, California 98 $ 42,214,000 $ 430,755 $ 48,000
Summit, Colorado 98 $ 28,003,000 $ 285,744 $ 135,000
Santa Rosa, Florida 98 $ 16,852,000 $ 171,959 $ 49,000
Bay, Florida 97 $ 18,323,000 $ 188,896 $ 67,000
Livingston, Louisiana 97 $ 13,775,000 $ 142,010 $ 59,000
Bedford, Virginia 97 $ 15,831,000 $ 163,206 $ 57,000
Jefferson, Wisconsin 97 $ 15,745,000 $ 162,319 $ 99,000
Paulding, Georgia 96 $ 15,294,000 $ 159,312 $ 20,000
Wyandotte, Kansas 95 $ 10,075,000 $ 106,052 $ 19,000
Ascension, Louisiana 95 $ 17,168,000 $ 180,715 $ 63,000
Rockland, New York 95 $ 24,220,000 $ 254,947 $ 92,000
Pitt, North Carolina 95 $ 14,420,000 $ 151,789 $ 59,000
Fairbanks North Star, Alaska 94 $ 16,510,000 $ 175,638 $ 77,000
Muscogee, Georgia 94 $ 13,173,000 $ 140,138 $ 44,000
Thomas, Georgia 94 $ 16,385,000 $ 174,308 $ 1,000
Monroe, Michigan 94 $ 12,942,000 $ 137,680 $ 30,000
Florence, South Carolina 94 $ 12,483,000 $ 132,797 $ 23,000
Newport News, Virginia 94 $ 14,017,000 $ 149,117 $ 32,000
Hancock, Indiana 93 $ 12,867,000 $ 138,354 $ 53,000
Lafayette, Louisiana 93 $ 14,946,000 $ 160,709 $ 67,000
Georgetown, South Carolina 93 $ 22,616,000 $ 243,182 $ 41,000
Dona Ana, New Mexico 92 $ 13,658,000 $ 148,456 $ 51,000
Lake, Ohio 92 $ 13,323,000 $ 144,815 $ 16,000
Sumner, Tennessee 92 $ 14,693,000 $ 159,706 $ 63,000
Montgomery, Virginia 92 $ 13,419,000 $ 145,858 $ 50,000
St. Johns, Florida 91 $ 20,933,000 $ 230,032 $ 63,000
Elkhart, Indiana 91 $ 9,377,000 $ 103,043 $ 36,000
St. Mary's, Maryland 91 $ 20,232,000 $ 222,329 $ 39,000
Allegan, Michigan 91 $ 13,330,000 $ 146,483 $ 44,000
Lorain, Ohio 91 $ 12,266,000 $ 134,791 $ 24,000
Gaston, North Carolina 90 $ 11,213,000 $ 124,588 $ 42,000
Elbert, Colorado 89 $ 19,885,000 $ 223,426 $ 46,000
Garfield, Colorado 89 $ 21,330,000 $ 239,662 $ 44,000
New York, New York 89 $ 49,184,000 $ 552,629 $ 85,000
San Juan, New Mexico 88 $ 15,346,000 $ 174,386 $ 32,000
Wise, Texas 88 $ 10,662,000 $ 121,159 $ 12,000
Jackson, Michigan 87 $ 10,044,000 $ 115,448 $ 45,000
Franklin, Pennsylvania 87 $ 13,329,000 $ 153,206 $ 57,000
Roanoke, Virginia 87 $ 13,289,000 $ 152,747 $ 45,000
Marathon, Wisconsin 87 $ 10,273,000 $ 118,080 $ 56,000
Belknap, New Hampshire 86 $ 17,203,000 $ 200,034 $ 108,000
Brunswick, North Carolina 85 $ 17,373,000 $ 204,388 $ 59,000
Frederick, Virginia 85 $ 15,775,000 $ 185,588 $ 53,000
Smith, Texas 84 $ 10,175,000 $ 121,130 $ 26,000
Kootenai, Idaho 83 $ 16,738,000 $ 201,662 $ 56,000
Grayson, Texas 83 $ 8,727,000 $ 105,144 $ 24,000
Rankin, Mississippi 82 $ 12,250,000 $ 149,390 $ 53,000
McLennan, Texas 82 $ 9,051,000 $ 110,378 $ 23,000
Cheshire, New Hampshire 81 $ 12,387,000 $ 152,925 $ 61,000
Salem, New Jersey 81 $ 14,442,000 $ 178,296 $ 52,000
Brazos, Texas 81 $ 11,264,000 $ 139,061 $ 44,000
Lynchburg, Virginia 81 $ 10,933,000 $ 134,975 $ 71,000
Queen Anne's, Maryland 80 $ 21,302,000 $ 266,275 $ 27,000
Bay, Michigan 80 $ 7,050,000 $ 88,125 $ 42,000
Saratoga, New York 80 $ 12,511,000 $ 156,387 $ 58,000
Comanche, Oklahoma 80 $ 7,464,000 $ 93,300 $ 33,000
Linn, Oregon 80 $ 11,778,000 $ 147,225 $ 35,000
Hunt, Texas 80 $ 8,463,000 $ 105,787 $ 12,000
Suffolk, Virginia 80 $ 15,100,000 $ 188,750 $ 38,000
Walworth, Wisconsin 80 $ 15,849,000 $ 198,112 $ 82,000
Bossier, Louisiana 79 $ 10,171,000 $ 128,746 $ 46,000
Carroll, New Hampshire 79 $ 14,754,000 $ 186,759 $ 58,000
Comal, Texas 79 $ 14,576,000 $ 184,506 $ 71,000
Rockwall, Texas 79 $ 12,517,000 $ 158,443 $ 42,000
Tooele, Utah 79 $ 11,883,000 $ 150,417 $ 43,000
Mason, Washington 79 $ 13,722,000 $ 173,696 $ 37,000
Shasta, California 78 $ 15,586,000 $ 199,820 $ 44,000
Scott, Minnesota 78 $ 16,913,000 $ 216,833 $ 87,000
Jefferson, Texas 78 $ 9,162,000 $ 117,461 $ 70,000
Victoria, Texas 78 $ 7,550,000 $ 96,794 $ 4,000
Grafton, New Hampshire 77 $ 16,851,000 $ 218,844 $ 58,000
Portsmouth, Virginia 77 $ 10,635,000 $ 138,116 $ 35,000
Rock, Wisconsin 77 $ 8,542,000 $ 110,935 $ 57,000
Yolo, California 76 $ 20,358,000 $ 267,868 $ 67,000
Houston, Georgia 76 $ 10,209,000 $ 134,328 $ 14,000
Morgan, Indiana 76 $ 9,864,000 $ 129,789 $ 46,000
Harrison, Mississippi 76 $ 10,396,000 $ 136,789 $ 37,000
Alamance, North Carolina 76 $ 10,111,000 $ 133,039 $ 30,000
Boone, Indiana 75 $ 13,797,000 $ 183,960 $ 84,000
Cass, Missouri 75 $ 11,525,000 $ 153,666 $ 26,000
Albany, New York 75 $ 11,060,000 $ 147,466 $ 66,000
Clermont, Ohio 75 $ 11,691,000 $ 155,880 $ 34,000
Cowlitz, Washington 75 $ 14,004,000 $ 186,720 $ 43,000
Grant, Indiana 74 $ 5,299,000 $ 71,608 $ 51,000
Kennebec, Maine 74 $ 8,842,000 $ 119,486 $ 50,000
Clinton, Michigan 74 $ 11,020,000 $ 148,918 $ 50,000
Santa Cruz, California 73 $ 31,722,000 $ 434,547 $ 81,000
Clay, Florida 73 $ 11,915,000 $ 163,219 $ 35,000
Flagler, Florida 73 $ 15,529,000 $ 212,726 $ 66,000
Yamhill, Oregon 73 $ 11,563,000 $ 158,397 $ 43,000
Benton, Arkansas 72 $ 12,164,000 $ 168,944 $ 35,000
Indian River, Florida 72 $ 12,165,000 $ 168,958 $ 47,000
Cascade, Montana 72 $ 10,025,000 $ 139,236 $ 29,000
Yellowstone, Montana 72 $ 9,309,000 $ 129,291 $ 42,000
Catawba, North Carolina 72 $ 13,611,000 $ 189,041 $ 36,000
Madison, Tennessee 72 $ 8,462,000 $ 117,527 $ 36,000
Hood, Texas 72 $ 8,724,000 $ 121,166 $ 34,000
Brown, Wisconsin 72 $ 10,098,000 $ 140,250 $ 47,000
Kings, California 71 $ 11,865,000 $ 167,112 $ 50,000
Henderson, North Carolina 71 $ 12,059,000 $ 169,845 $ 30,000
Douglas, Georgia 70 $ 11,415,000 $ 163,071 $ 34,000
Delaware, Ohio 70 $ 14,224,000 $ 203,200 $ 51,000
Medina, Ohio 70 $ 11,449,000 $ 163,557 $ 33,000
Calaveras, California 69 $ 17,989,000 $ 260,710 $ 49,000
Fayette, Georgia 69 $ 15,031,000 $ 217,840 $ 37,000
Franklin, Missouri 69 $ 10,704,000 $ 155,130 $ 34,000
Clark, Ohio 69 $ 6,304,000 $ 91,362 $ 34,000
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Mortgage Loan Application Detail Totals for Ally Bank F/K/A/ Gmac Bank in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 100,557 $20,664,873,000 $205,000 $4,373,000 $49,000 $6,076,000
Home Purchase 82,515 $15,283,480,000 $185,000 $2,970,000 $48,000 $4,800,000
Home Improvement 4,125 $270,102,000 $65,000 $1,345,000 $88,000 $1,012,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 81,015 $17,059,839,000 $210,000 $2,970,000 $0 $258,000
White 64,011 $11,664,657,000 $182,000 $3,000,000 $93,000 $6,076,000
Not Provided 21,092 $3,405,718,000 $161,000 $2,100,000 $83,000 $2,460,000
Hispanic 9,448 $1,949,335,000 $206,000 $3,000,000 $77,000 $1,440,000
Black or African American 8,191 $1,319,909,000 $161,000 $1,688,000 $68,000 $1,412,000
Asian 2,752 $678,994,000 $246,000 $1,510,000 $111,000 $2,496,000
American Indian or Alaskan Native 358 $58,032,000 $162,000 $4,373,000 $79,000 $2,064,000
Native Hawaiian or Other Pacific Islander 330 $81,971,000 $248,000 $1,920,000 $91,000 $935,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 169,545 $33,659,428,000 $198,000 $4,373,000 $53,000 $6,076,000
FHA-insured (Federal Housing Administration) 15,619 $2,203,634,000 $141,000 $669,000 $18,000 $822,000
VA-guaranteed (Veterans Administration) 2,032 $355,033,000 $174,000 $677,000 $23,000 $195,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $360,000 $360,000 $360,000 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 81,015 $17,059,839,000 $210,000 $2,970,000 $0 $258,000
Loan Originated 80,828 $14,246,661,000 $176,000 $3,000,000 $87,000 $5,268,000
Application Approved But Not Accepted 14,818 $3,056,212,000 $206,000 $3,000,000 $93,000 $4,800,000
Application Denied By Financial Institution 9,628 $1,738,607,000 $180,000 $4,373,000 $86,000 $6,076,000
Application Withdrawn By Applicant 894 $114,609,000 $128,000 $2,900,000 $113,000 $1,012,000
File Closed For Incompleteness 14 $2,527,000 $180,000 $608,000 $66,000 $172,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ally Bank F/K/A/ Gmac Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ally Bank F/K/A/ Gmac Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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