Ally Bank F/K/A/ Gmac Bank Mortgage Lending & HMDA Data, 2007
In 2007, Ally Bank F/K/A/ Gmac Bank of Ft. Washington, PA reported 187,197 mortgage applications totaling $36.2 billion, up 1% from 2006. The average application was for $193,477, and applicants reported an average income of $49,418. 43% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (7,895), Phoenix-Mesa-Scottsdale, AZ (5,989) and Los Angeles-Long Beach-Glendale, CA (4,661) (applications in parentheses).
| Mortgage Company & Address | Ally Bank F/K/A/ Gmac Bank 1100 Virginia Drive Ft. Washington, PA 19034 |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 187,197 |
| Total Mortgage Loan Application Amount | $36,218,455,000 |
| Average Mortgage Loan Application Amount | $193,477 |
| Highest Mortgage Loan Application Amount | $4,373,000 |
| Average Applicant Income | $49,418 |
| Highest Applicant Income | $6,076,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ally Bank F/K/A/ Gmac Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Joliet, IL | 7,895 | $ 1,753,597,000 | $ 222,114 | $ 61,000 |
| Phoenix-Mesa-Scottsdale, AZ | 5,989 | $ 1,286,913,000 | $ 214,879 | $ 44,000 |
| Los Angeles-Long Beach-Glendale, CA | 4,661 | $ 1,481,571,000 | $ 317,865 | $ 67,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 3,640 | $ 1,029,378,000 | $ 282,796 | $ 47,309 |
| Riverside-San Bernardino-Ontario, CA | 3,540 | $ 953,050,000 | $ 269,223 | $ 63,000 |
| Philadelphia, PA | 3,222 | $ 592,049,000 | $ 183,752 | $ 58,000 |
| Denver-Aurora, CO | 3,119 | $ 611,723,000 | $ 196,127 | $ 56,000 |
| Houston-Sugar Land-Baytown, TX | 2,831 | $ 406,980,000 | $ 143,758 | $ 60,000 |
| Dallas-Plano-Irving, TX | 2,658 | $ 386,734,000 | $ 145,498 | $ 32,000 |
| St. Louis, MO-IL | 2,631 | $ 395,113,000 | $ 150,175 | $ 40,427 |
| Atlanta-Sandy Springs-Marietta, GA | 2,608 | $ 468,617,000 | $ 179,684 | $ 39,000 |
| Warren-Troy-Farmington Hills, MI | 2,608 | $ 429,111,000 | $ 164,536 | $ 55,000 |
| Baltimore-Towson, MD | 2,583 | $ 563,137,000 | $ 218,016 | $ 40,000 |
| Seattle-Bellevue-Everett, WA | 2,374 | $ 639,115,000 | $ 269,214 | $ 51,000 |
| Indianapolis-Carmel, IN | 2,251 | $ 321,524,000 | $ 142,836 | $ 61,000 |
| New York-White Plains-Wayne, NY-NJ | 2,181 | $ 688,433,000 | $ 315,650 | $ 75,002 |
| Boston-Quincy, MA | 2,153 | $ 541,212,000 | $ 251,375 | $ 47,000 |
| Edison, NJ | 1,971 | $ 482,923,000 | $ 245,014 | $ 66,000 |
| Milwaukee-Waukesha-West Allis, WI | 1,879 | $ 347,995,000 | $ 185,202 | $ 61,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,843 | $ 367,791,000 | $ 199,561 | $ 65,462 |
| Cambridge-Newton-Framingham, MA | 1,813 | $ 468,634,000 | $ 258,485 | $ 45,000 |
| Kansas City, MO-KS | 1,788 | $ 267,125,000 | $ 149,398 | $ 31,838 |
| Fort Worth-Arlington, TX | 1,580 | $ 213,069,000 | $ 134,853 | $ 31,000 |
| Portland-Vancouver-Beaverton, OR-WA | 1,571 | $ 345,498,000 | $ 219,922 | $ 42,646 |
| Camden, NJ | 1,538 | $ 286,514,000 | $ 186,289 | $ 47,000 |
| Newark-Union, NJ-PA | 1,466 | $ 376,239,000 | $ 256,643 | $ 69,877 |
| Tampa-St. Petersburg-Clearwater, FL | 1,441 | $ 248,212,000 | $ 172,249 | $ 57,000 |
| Charlotte-Gastonia-Concord, NC-SC | 1,379 | $ 236,740,000 | $ 171,675 | $ 49,491 |
| Santa Ana-Anaheim-Irvine, CA | 1,375 | $ 492,643,000 | $ 358,285 | $ 76,000 |
| Tucson, AZ | 1,375 | $ 254,124,000 | $ 184,817 | $ 29,000 |
| Detroit-Livonia-Dearborn, MI | 1,368 | $ 170,169,000 | $ 124,392 | $ 40,000 |
| Orlando-Kissimmee, FL | 1,341 | $ 260,476,000 | $ 194,240 | $ 52,000 |
| San Diego-Carlsbad-San Marcos, CA | 1,325 | $ 424,164,000 | $ 320,123 | $ 59,000 |
| Austin-Round Rock, TX | 1,207 | $ 185,673,000 | $ 153,830 | $ 33,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,187 | $ 223,632,000 | $ 188,401 | $ 36,813 |
| Sacramento--Arden-Arcade--Roseville, CA | 1,168 | $ 304,653,000 | $ 260,833 | $ 55,000 |
| San Antonio, TX | 1,156 | $ 166,605,000 | $ 144,121 | $ 38,000 |
| Miami-Miami Beach-Kendall, FL | 1,145 | $ 272,583,000 | $ 238,063 | $ 69,000 |
| Salt Lake City, UT | 1,139 | $ 226,012,000 | $ 198,430 | $ 51,000 |
| Colorado Springs, CO | 1,102 | $ 200,250,000 | $ 181,715 | $ 40,000 |
| Las Vegas-Paradise, NV | 1,097 | $ 246,599,000 | $ 224,793 | $ 57,000 |
| Oakland-Fremont-Hayward, CA | 1,097 | $ 403,349,000 | $ 367,683 | $ 49,000 |
| Peabody, MA | 1,091 | $ 265,380,000 | $ 243,244 | $ 44,000 |
| Hartford-West Hartford-East Hartford, CT | 1,023 | $ 185,557,000 | $ 181,385 | $ 49,000 |
| Provo-Orem, UT | 1,016 | $ 194,160,000 | $ 191,102 | $ 47,000 |
| Providence-New Bedford-Fall River, RI-MA | 1,009 | $ 214,703,000 | $ 212,787 | $ 45,670 |
| Worcester, MA | 961 | $ 194,758,000 | $ 202,661 | $ 38,000 |
| Tacoma, WA | 959 | $ 215,163,000 | $ 224,361 | $ 53,000 |
| Memphis, TN-MS-AR | 955 | $ 116,766,000 | $ 122,268 | $ 54,692 |
| Richmond, VA | 942 | $ 167,493,000 | $ 177,805 | $ 49,000 |
| Wilmington, DE-MD-NJ | 930 | $ 178,626,000 | $ 192,070 | $ 48,386 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 872 | $ 195,720,000 | $ 224,449 | $ 60,000 |
| Bethesda-Gaithersburg-Frederick, MD | 869 | $ 271,240,000 | $ 312,128 | $ 39,000 |
| Raleigh-Cary, NC | 864 | $ 156,899,000 | $ 181,596 | $ 48,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 787 | $ 126,711,000 | $ 161,005 | $ 55,000 |
| Nassau-Suffolk, NY | 784 | $ 221,951,000 | $ 283,100 | $ 74,000 |
| Lake County-Kenosha County, IL-WI | 781 | $ 192,620,000 | $ 246,632 | $ 63,563 |
| Columbus, OH | 765 | $ 113,436,000 | $ 148,282 | $ 39,000 |
| Davenport-Moline-Rock Island, IA-IL | 743 | $ 83,903,000 | $ 112,924 | $ 4,594 |
| New Haven-Milford, CT | 718 | $ 130,624,000 | $ 181,927 | $ 57,000 |
| Cleveland-Elyria-Mentor, OH | 666 | $ 97,022,000 | $ 145,678 | $ 25,000 |
| Portland-South Portland-Biddeford, ME | 662 | $ 128,549,000 | $ 194,182 | $ 62,000 |
| Honolulu, HI | 658 | $ 211,630,000 | $ 321,626 | $ 83,000 |
| Birmingham-Hoover, AL | 633 | $ 86,366,000 | $ 136,439 | $ 43,000 |
| Cincinnati-Middletown, OH-KY-IN | 633 | $ 87,052,000 | $ 137,522 | $ 35,939 |
| Jacksonville, FL | 623 | $ 106,939,000 | $ 171,651 | $ 46,000 |
| Albuquerque, NM | 603 | $ 98,247,000 | $ 162,930 | $ 37,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 598 | $ 260,692,000 | $ 435,939 | $ 66,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 584 | $ 101,467,000 | $ 173,744 | $ 48,767 |
| Baton Rouge, LA | 582 | $ 82,655,000 | $ 142,018 | $ 59,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 577 | $ 133,589,000 | $ 231,523 | $ 68,000 |
| Charleston-North Charleston, SC | 555 | $ 104,576,000 | $ 188,425 | $ 52,000 |
| Bakersfield, CA | 549 | $ 102,981,000 | $ 187,579 | $ 45,000 |
| New Orleans-Metairie-Kenner, LA | 543 | $ 79,932,000 | $ 147,204 | $ 58,000 |
| Fresno, CA | 526 | $ 107,150,000 | $ 203,707 | $ 71,000 |
| Spokane, WA | 515 | $ 81,737,000 | $ 158,712 | $ 31,000 |
| Rockingham County-Strafford County, NH | 512 | $ 102,287,000 | $ 199,779 | $ 59,000 |
| Boise City-Nampa, ID | 487 | $ 86,494,000 | $ 177,605 | $ 48,000 |
| Oklahoma City, OK | 479 | $ 51,829,000 | $ 108,202 | $ 45,000 |
| Flint, MI | 478 | $ 54,622,000 | $ 114,271 | $ 39,000 |
| El Paso, TX | 462 | $ 55,793,000 | $ 120,764 | $ 51,000 |
| Ogden-Clearfield, UT | 456 | $ 80,430,000 | $ 176,381 | $ 43,000 |
| Lansing-East Lansing, MI | 448 | $ 56,584,000 | $ 126,303 | $ 41,000 |
| San Francisco-San Mateo-Redwood City, CA | 443 | $ 194,229,000 | $ 438,440 | $ 59,000 |
| Hagerstown-Martinsburg, MD-WV | 441 | $ 77,451,000 | $ 175,625 | $ 41,628 |
| Grand Rapids-Wyoming, MI | 439 | $ 55,887,000 | $ 127,305 | $ 39,000 |
| Louisville-Jefferson County, KY-IN | 436 | $ 56,224,000 | $ 128,954 | $ 46,486 |
| Columbia, SC | 433 | $ 57,705,000 | $ 133,267 | $ 36,000 |
| Bloomington, IN | 426 | $ 55,327,000 | $ 129,875 | $ 67,000 |
| Grand Junction, CO | 419 | $ 74,373,000 | $ 177,501 | $ 25,000 |
| Gary, IN | 417 | $ 56,437,000 | $ 135,340 | $ 44,000 |
| Cape Coral-Fort Myers, FL | 409 | $ 90,765,000 | $ 221,919 | $ 90,000 |
| Eugene-Springfield, OR | 405 | $ 75,263,000 | $ 185,834 | $ 73,000 |
| Bridgeport-Stamford-Norwalk, CT | 403 | $ 118,321,000 | $ 293,600 | $ 68,000 |
| Greenville-Mauldin-Easley, SC | 399 | $ 54,322,000 | $ 136,145 | $ 39,000 |
| Barnstable Town, MA | 394 | $ 98,748,000 | $ 250,629 | $ 80,000 |
| Manchester-Nashua, NH | 393 | $ 74,257,000 | $ 188,949 | $ 53,000 |
| Stockton, CA | 391 | $ 104,998,000 | $ 268,537 | $ 52,000 |
| Pittsburgh, PA | 390 | $ 46,044,000 | $ 118,061 | $ 48,000 |
| York-Hanover, PA | 388 | $ 56,030,000 | $ 144,407 | $ 42,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 381 | $ 133,591,000 | $ 350,632 | $ 73,000 |
| Bellingham, WA | 370 | $ 82,963,000 | $ 224,224 | $ 16,000 |
| Anchorage, AK | 367 | $ 73,236,000 | $ 199,553 | $ 72,000 |
| Lakeland, FL | 366 | $ 52,806,000 | $ 144,278 | $ 39,000 |
| Waterloo-Cedar Falls, IA | 356 | $ 31,030,000 | $ 87,162 | $ 50,000 |
| Springfield, MA | 354 | $ 53,569,000 | $ 151,324 | $ 36,000 |
| Little Rock-North Little Rock-Conway, AR | 353 | $ 37,997,000 | $ 107,640 | $ 22,000 |
| Springfield, MO | 353 | $ 47,784,000 | $ 135,365 | $ 45,000 |
| Sarasota-Bradenton-Venice, FL | 350 | $ 71,975,000 | $ 205,642 | $ 59,000 |
| Des Moines-West Des Moines, IA | 348 | $ 48,797,000 | $ 140,221 | $ 48,000 |
| Akron, OH | 346 | $ 48,439,000 | $ 139,997 | $ 36,000 |
| Madison, WI | 345 | $ 62,648,000 | $ 181,588 | $ 35,000 |
| Modesto, CA | 343 | $ 78,444,000 | $ 228,699 | $ 43,000 |
| Atlantic City, NJ | 339 | $ 75,813,000 | $ 223,637 | $ 61,000 |
| Ann Arbor, MI | 327 | $ 54,921,000 | $ 167,954 | $ 34,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 327 | $ 57,457,000 | $ 175,709 | $ 51,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 316 | $ 57,000,000 | $ 180,379 | $ 72,000 |
| Reno-Sparks, NV | 316 | $ 73,735,000 | $ 233,338 | $ 35,000 |
| Lancaster, PA | 315 | $ 44,613,000 | $ 141,628 | $ 31,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 310 | $ 67,003,000 | $ 216,138 | $ 75,000 |
| Fort Collins-Loveland, CO | 306 | $ 58,333,000 | $ 190,630 | $ 57,000 |
| Lexington-Fayette, KY | 305 | $ 48,365,000 | $ 158,573 | $ 55,000 |
| Fort Wayne, IN | 304 | $ 28,500,000 | $ 93,750 | $ 43,000 |
| Tulsa, OK | 303 | $ 35,398,000 | $ 116,825 | $ 52,000 |
| Harrisburg-Carlisle, PA | 300 | $ 39,892,000 | $ 132,973 | $ 54,000 |
| Lynchburg, VA | 300 | $ 44,892,000 | $ 149,640 | $ 62,000 |
| Savannah, GA | 300 | $ 50,119,000 | $ 167,063 | $ 31,000 |
| Pueblo, CO | 295 | $ 34,658,000 | $ 117,484 | $ 29,000 |
| Bremerton-Silverdale, WA | 294 | $ 68,219,000 | $ 232,037 | $ 37,000 |
| Norwich-New London, CT | 293 | $ 54,079,000 | $ 184,569 | $ 67,000 |
| Olympia, WA | 293 | $ 60,497,000 | $ 206,474 | $ 56,000 |
| Jackson, MS | 289 | $ 38,650,000 | $ 133,737 | $ 60,000 |
| Reading, PA | 285 | $ 42,118,000 | $ 147,782 | $ 39,000 |
| Greensboro-High Point, NC | 283 | $ 43,042,000 | $ 152,091 | $ 52,000 |
| Trenton-Ewing, NJ | 277 | $ 62,789,000 | $ 226,675 | $ 58,000 |
| Albany-Schenectady-Troy, NY | 274 | $ 39,244,000 | $ 143,226 | $ 58,000 |
| Pensacola-Ferry Pass-Brent, FL | 272 | $ 39,062,000 | $ 143,610 | $ 53,000 |
| Asheville, NC | 271 | $ 47,727,000 | $ 176,114 | $ 32,000 |
| Boulder, CO | 271 | $ 67,429,000 | $ 248,815 | $ 56,000 |
| Killeen-Temple-Fort Hood, TX | 269 | $ 30,940,000 | $ 115,018 | $ 23,000 |
| McAllen-Edinburg-Mission, TX | 269 | $ 34,411,000 | $ 127,921 | $ 61,000 |
| Durham, NC | 260 | $ 41,782,000 | $ 160,700 | $ 46,000 |
| Shreveport-Bossier City, LA | 257 | $ 30,596,000 | $ 119,050 | $ 45,000 |
| Cedar Rapids, IA | 253 | $ 32,482,000 | $ 128,387 | $ 15,000 |
| Omaha-Council Bluffs, NE-IA | 247 | $ 30,304,000 | $ 122,688 | $ 37,157 |
| Roanoke, VA | 245 | $ 36,437,000 | $ 148,722 | $ 44,000 |
| Dayton, OH | 244 | $ 29,235,000 | $ 119,815 | $ 40,000 |
| Yuma, AZ | 243 | $ 37,158,000 | $ 152,913 | $ 47,000 |
| Lake Havasu City-Kingman, AZ | 242 | $ 48,472,000 | $ 200,297 | $ 88,000 |
| Mount Vernon-Anacortes, WA | 242 | $ 53,143,000 | $ 219,599 | $ 22,000 |
| Midland, TX | 241 | $ 37,319,000 | $ 154,850 | $ 17,000 |
| Wilmington, NC | 240 | $ 47,682,000 | $ 198,675 | $ 54,000 |
| Visalia-Porterville, CA | 238 | $ 46,251,000 | $ 194,331 | $ 53,000 |
| Prescott, AZ | 237 | $ 50,334,000 | $ 212,379 | $ 53,000 |
| Vallejo-Fairfield, CA | 235 | $ 68,033,000 | $ 289,502 | $ 50,000 |
| Rockford, IL | 234 | $ 32,931,000 | $ 140,730 | $ 16,000 |
| Wenatchee, WA | 230 | $ 45,150,000 | $ 196,304 | $ 45,000 |
| Mobile, AL | 229 | $ 25,177,000 | $ 109,943 | $ 42,000 |
| Greeley, CO | 226 | $ 40,909,000 | $ 181,013 | $ 51,000 |
| Morgantown, WV | 225 | $ 38,405,000 | $ 170,688 | $ 3,000 |
| Santa Rosa-Petaluma, CA | 225 | $ 76,112,000 | $ 338,275 | $ 66,000 |
| Tallahassee, FL | 225 | $ 41,246,000 | $ 183,315 | $ 22,000 |
| Corpus Christi, TX | 222 | $ 28,210,000 | $ 127,072 | $ 68,000 |
| Dover, DE | 216 | $ 38,357,000 | $ 177,578 | $ 46,000 |
| Palm Bay-Melbourne-Titusville, FL | 210 | $ 31,349,000 | $ 149,280 | $ 52,000 |
| Knoxville, TN | 208 | $ 29,440,000 | $ 141,538 | $ 41,000 |
| South Bend-Mishawaka, IN-MI | 208 | $ 21,651,000 | $ 104,091 | $ 47,576 |
| Huntsville, AL | 206 | $ 27,343,000 | $ 132,733 | $ 30,000 |
| Wichita, KS | 202 | $ 23,724,000 | $ 117,445 | $ 43,000 |
| Bend, OR | 200 | $ 52,720,000 | $ 263,600 | $ 214,000 |
| Montgomery, AL | 197 | $ 26,991,000 | $ 137,010 | $ 35,000 |
| Kalamazoo-Portage, MI | 193 | $ 25,801,000 | $ 133,683 | $ 46,000 |
| Ocean City, NJ | 190 | $ 57,436,000 | $ 302,294 | $ 67,000 |
| Rochester, NY | 190 | $ 21,241,000 | $ 111,794 | $ 62,000 |
| Port St. Lucie, FL | 187 | $ 33,644,000 | $ 179,914 | $ 65,000 |
| Buffalo-Niagara Falls, NY | 186 | $ 21,314,000 | $ 114,591 | $ 47,000 |
| Lafayette, IN | 186 | $ 17,956,000 | $ 96,537 | $ 63,000 |
| Salem, OR | 184 | $ 32,514,000 | $ 176,706 | $ 40,000 |
| Augusta-Richmond County, GA-SC | 183 | $ 21,913,000 | $ 119,743 | $ 22,666 |
| Kennewick-Richland-Pasco, WA | 183 | $ 26,854,000 | $ 146,743 | $ 49,000 |
| Winston-Salem, NC | 182 | $ 23,641,000 | $ 129,895 | $ 48,000 |
| Idaho Falls, ID | 174 | $ 25,838,000 | $ 148,494 | $ 11,000 |
| Kokomo, IN | 174 | $ 15,011,000 | $ 86,270 | $ 51,000 |
| San Luis Obispo-Paso Robles, CA | 174 | $ 55,284,000 | $ 317,724 | $ 67,000 |
| Medford, OR | 171 | $ 38,465,000 | $ 224,941 | $ 55,000 |
| Chattanooga, TN-GA | 169 | $ 24,955,000 | $ 147,662 | $ 38,946 |
| Toledo, OH | 169 | $ 21,245,000 | $ 125,710 | $ 38,000 |
| Charlottesville, VA | 161 | $ 35,312,000 | $ 219,329 | $ 52,000 |
| Naples-Marco Island, FL | 158 | $ 43,828,000 | $ 277,392 | $ 82,000 |
| Yakima, WA | 154 | $ 21,834,000 | $ 141,779 | $ 37,000 |
| St. George, UT | 153 | $ 34,362,000 | $ 224,588 | $ 60,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 152 | $ 48,458,000 | $ 318,802 | $ 43,000 |
| Clarksville, TN-KY | 151 | $ 18,162,000 | $ 120,278 | $ 22,304 |
| Pocatello, ID | 148 | $ 21,961,000 | $ 148,385 | $ 5,000 |
| Syracuse, NY | 148 | $ 14,922,000 | $ 100,824 | $ 59,000 |
| Duluth, MN-WI | 146 | $ 22,047,000 | $ 151,006 | $ 22,232 |
| Fayetteville, NC | 144 | $ 16,532,000 | $ 114,805 | $ 21,000 |
| Saginaw-Saginaw Township North, MI | 144 | $ 13,405,000 | $ 93,090 | $ 46,000 |
| Canton-Massillon, OH | 141 | $ 19,924,000 | $ 141,304 | $ 22,000 |
| Rochester, MN | 141 | $ 22,444,000 | $ 159,177 | $ 29,000 |
| Lake Charles, LA | 140 | $ 18,833,000 | $ 134,521 | $ 72,000 |
| Cheyenne, WY | 139 | $ 20,640,000 | $ 148,489 | $ 57,000 |
| Hickory-Lenoir-Morganton, NC | 137 | $ 21,644,000 | $ 157,985 | $ 33,000 |
| Ocala, FL | 135 | $ 19,960,000 | $ 147,851 | $ 34,000 |
| Blacksburg-Christiansburg-Radford, VA | 133 | $ 18,727,000 | $ 140,804 | $ 47,000 |
| Dothan, AL | 130 | $ 15,306,000 | $ 117,738 | $ 13,000 |
| Scranton--Wilkes-Barre, PA | 130 | $ 14,623,000 | $ 112,484 | $ 57,000 |
| Merced, CA | 129 | $ 29,001,000 | $ 224,813 | $ 48,000 |
| Spartanburg, SC | 126 | $ 15,848,000 | $ 125,777 | $ 44,000 |
| Vineland-Millville-Bridgeton, NJ | 126 | $ 19,763,000 | $ 156,849 | $ 44,000 |
| Columbus, GA-AL | 125 | $ 17,281,000 | $ 138,248 | $ 43,184 |
| Anderson, IN | 122 | $ 12,540,000 | $ 102,786 | $ 43,000 |
| Chico, CA | 122 | $ 26,916,000 | $ 220,622 | $ 52,000 |
| Santa Fe, NM | 122 | $ 29,708,000 | $ 243,508 | $ 60,000 |
| Madera, CA | 121 | $ 25,084,000 | $ 207,305 | $ 59,000 |
| Punta Gorda, FL | 121 | $ 21,992,000 | $ 181,752 | $ 40,000 |
| Amarillo, TX | 120 | $ 13,348,000 | $ 111,233 | $ 16,000 |
| Bloomington-Normal, IL | 120 | $ 15,506,000 | $ 129,216 | $ 10,000 |
| Florence, SC | 120 | $ 15,229,000 | $ 126,908 | $ 25,000 |
| Fort Walton Beach-Crestview-Destin, FL | 119 | $ 24,417,000 | $ 205,184 | $ 58,000 |
| Gainesville, FL | 119 | $ 18,802,000 | $ 158,000 | $ 41,000 |
| Brownsville-Harlingen, TX | 118 | $ 14,494,000 | $ 122,830 | $ 51,000 |
| Winchester, VA-WV | 118 | $ 21,794,000 | $ 184,694 | $ 50,262 |
| Muncie, IN | 117 | $ 9,300,000 | $ 79,487 | $ 42,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 116 | $ 18,658,000 | $ 160,844 | $ 31,689 |
| Lafayette, LA | 116 | $ 17,534,000 | $ 151,155 | $ 64,000 |
| Muskegon-Norton Shores, MI | 115 | $ 11,297,000 | $ 98,234 | $ 20,000 |
| Niles-Benton Harbor, MI | 114 | $ 21,941,000 | $ 192,464 | $ 51,000 |
| Beaumont-Port Arthur, TX | 112 | $ 12,708,000 | $ 113,464 | $ 67,000 |
| Bangor, ME | 109 | $ 14,607,000 | $ 134,009 | $ 49,000 |
| Lubbock, TX | 109 | $ 12,910,000 | $ 118,440 | $ 16,000 |
| Flagstaff, AZ | 108 | $ 23,605,000 | $ 218,564 | $ 49,000 |
| Gulfport-Biloxi, MS | 108 | $ 15,044,000 | $ 139,296 | $ 50,000 |
| Salinas, CA | 108 | $ 39,819,000 | $ 368,694 | $ 63,000 |
| Yuba City, CA | 108 | $ 22,484,000 | $ 208,185 | $ 53,000 |
| Holland-Grand Haven, MI | 107 | $ 16,988,000 | $ 158,766 | $ 24,000 |
| Michigan City-La Porte, IN | 107 | $ 12,064,000 | $ 112,747 | $ 38,000 |
| Missoula, MT | 107 | $ 19,874,000 | $ 185,738 | $ 50,000 |
| Macon, GA | 106 | $ 13,971,000 | $ 131,801 | $ 25,000 |
| Racine, WI | 105 | $ 17,758,000 | $ 169,123 | $ 45,000 |
| Casper, WY | 103 | $ 17,492,000 | $ 169,825 | $ 66,000 |
| Anderson, SC | 101 | $ 13,979,000 | $ 138,405 | $ 30,000 |
| Greenville, NC | 98 | $ 14,623,000 | $ 149,214 | $ 59,000 |
| Panama City-Lynn Haven, FL | 97 | $ 18,323,000 | $ 188,896 | $ 67,000 |
| Green Bay, WI | 96 | $ 13,673,000 | $ 142,427 | $ 50,000 |
| Huntington-Ashland, WV-KY-OH | 96 | $ 9,180,000 | $ 95,625 | $ 41,593 |
| Fairbanks, AK | 94 | $ 16,510,000 | $ 175,638 | $ 77,000 |
| Monroe, MI | 94 | $ 12,942,000 | $ 137,680 | $ 30,000 |
| Youngstown-Warren-Boardman, OH-PA | 94 | $ 9,284,000 | $ 98,765 | $ 43,000 |
| Las Cruces, NM | 92 | $ 13,658,000 | $ 148,456 | $ 51,000 |
| Elkhart-Goshen, IN | 91 | $ 9,377,000 | $ 103,043 | $ 36,000 |
| Victoria, TX | 90 | $ 8,646,000 | $ 96,066 | $ 7,000 |
| College Station-Bryan, TX | 89 | $ 12,336,000 | $ 138,606 | $ 43,000 |
| Longview, TX | 89 | $ 9,924,000 | $ 111,505 | $ 12,000 |
| Farmington, NM | 88 | $ 15,346,000 | $ 174,386 | $ 32,000 |
| Jackson, MI | 87 | $ 10,044,000 | $ 115,448 | $ 45,000 |
| Peoria, IL | 87 | $ 11,546,000 | $ 132,712 | $ 24,000 |
| Wausau, WI | 87 | $ 10,273,000 | $ 118,080 | $ 56,000 |
| Eau Claire, WI | 85 | $ 10,362,000 | $ 121,905 | $ 42,000 |
| Tyler, TX | 84 | $ 10,175,000 | $ 121,130 | $ 26,000 |
| Coeur D'Alene, ID | 83 | $ 16,738,000 | $ 201,662 | $ 56,000 |
| Evansville, IN-KY | 83 | $ 9,081,000 | $ 109,409 | $ 31,927 |
| Sherman-Denison, TX | 83 | $ 8,727,000 | $ 105,144 | $ 24,000 |
| Waco, TX | 82 | $ 9,051,000 | $ 110,378 | $ 23,000 |
| Jackson, TN | 81 | $ 9,302,000 | $ 114,839 | $ 39,000 |
| Bay City, MI | 80 | $ 7,050,000 | $ 88,125 | $ 42,000 |
| Lawton, OK | 80 | $ 7,464,000 | $ 93,300 | $ 33,000 |
| Wheeling, WV-OH | 80 | $ 6,637,000 | $ 82,962 | $ 11,437 |
| Billings, MT | 78 | $ 10,190,000 | $ 130,641 | $ 41,000 |
| Redding, CA | 78 | $ 15,586,000 | $ 199,820 | $ 44,000 |
| Sioux City, IA-NE-SD | 78 | $ 7,361,000 | $ 94,371 | $ 44,384 |
| Burlington-South Burlington, VT | 77 | $ 15,872,000 | $ 206,129 | $ 39,000 |
| Janesville, WI | 77 | $ 8,542,000 | $ 110,935 | $ 57,000 |
| Burlington, NC | 76 | $ 10,111,000 | $ 133,039 | $ 30,000 |
| Warner Robins, GA | 76 | $ 10,209,000 | $ 134,328 | $ 14,000 |
| Fort Smith, AR-OK | 75 | $ 7,465,000 | $ 99,533 | $ 35,920 |
| Longview, WA | 75 | $ 14,004,000 | $ 186,720 | $ 43,000 |
| Palm Coast, FL | 73 | $ 15,529,000 | $ 212,726 | $ 66,000 |
| Santa Cruz-Watsonville, CA | 73 | $ 31,722,000 | $ 434,547 | $ 81,000 |
| Appleton, WI | 72 | $ 9,943,000 | $ 138,097 | $ 55,000 |
| Charleston, WV | 72 | $ 6,570,000 | $ 91,250 | $ 40,000 |
| Great Falls, MT | 72 | $ 10,025,000 | $ 139,236 | $ 29,000 |
| Sebastian-Vero Beach, FL | 72 | $ 12,165,000 | $ 168,958 | $ 47,000 |
| Hanford-Corcoran, CA | 71 | $ 11,865,000 | $ 167,112 | $ 50,000 |
| Kingsport-Bristol-Bristol, TN-VA | 71 | $ 7,854,000 | $ 110,619 | $ 23,056 |
| Laredo, TX | 69 | $ 9,510,000 | $ 137,826 | $ 44,000 |
| Springfield, OH | 69 | $ 6,304,000 | $ 91,362 | $ 34,000 |
| Anniston-Oxford, AL | 68 | $ 7,366,000 | $ 108,323 | $ 45,000 |
| Salisbury, MD | 68 | $ 10,909,000 | $ 160,426 | $ 24,000 |
| Iowa City, IA | 67 | $ 10,138,000 | $ 151,313 | $ 25,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 67 | $ 6,171,000 | $ 92,104 | $ 22,179 |
| Tuscaloosa, AL | 67 | $ 8,922,000 | $ 133,164 | $ 65,000 |
| Sumter, SC | 66 | $ 8,566,000 | $ 129,787 | $ 22,000 |
| Pascagoula, MS | 64 | $ 6,804,000 | $ 106,312 | $ 44,000 |
| Utica-Rome, NY | 64 | $ 5,783,000 | $ 90,359 | $ 45,000 |
| Battle Creek, MI | 63 | $ 6,464,000 | $ 102,603 | $ 34,000 |
| Gadsden, AL | 63 | $ 6,053,000 | $ 96,079 | $ 38,000 |
| Johnson City, TN | 61 | $ 9,412,000 | $ 154,295 | $ 24,000 |
| Odessa, TX | 59 | $ 6,599,000 | $ 111,847 | $ 22,000 |
| Williamsport, PA | 59 | $ 6,192,000 | $ 104,949 | $ 48,000 |
| El Centro, CA | 58 | $ 10,160,000 | $ 175,172 | $ 40,000 |
| Lewiston-Auburn, ME | 57 | $ 8,111,000 | $ 142,298 | $ 52,000 |
| Abilene, TX | 56 | $ 5,415,000 | $ 96,696 | $ 13,000 |
| Altoona, PA | 56 | $ 6,381,000 | $ 113,946 | $ 35,000 |
| Elmira, NY | 56 | $ 5,456,000 | $ 97,428 | $ 57,000 |
| Kingston, NY | 56 | $ 8,590,000 | $ 153,392 | $ 66,000 |
| Lebanon, PA | 56 | $ 8,205,000 | $ 146,517 | $ 40,000 |
| Hot Springs, AR | 55 | $ 6,989,000 | $ 127,072 | $ 56,000 |
| Lawrence, KS | 55 | $ 8,464,000 | $ 153,890 | $ 23,000 |
| Logan, UT-ID | 55 | $ 8,746,000 | $ 159,018 | $ 73,818 |
| Champaign-Urbana, IL | 54 | $ 6,391,000 | $ 118,351 | $ 13,000 |
| Sioux Falls, SD | 53 | $ 5,817,000 | $ 109,754 | $ 53,000 |
| Jacksonville, NC | 52 | $ 6,849,000 | $ 131,711 | $ 22,000 |
| Kankakee-Bradley, IL | 52 | $ 6,301,000 | $ 121,173 | $ 34,000 |
| Lincoln, NE | 52 | $ 6,788,000 | $ 130,538 | $ 27,000 |
| Pittsfield, MA | 51 | $ 8,485,000 | $ 166,372 | $ 33,000 |
| Gainesville, GA | 49 | $ 10,467,000 | $ 213,612 | $ 55,000 |
| Harrisonburg, VA | 49 | $ 8,216,000 | $ 167,673 | $ 69,000 |
| Cumberland, MD-WV | 48 | $ 4,845,000 | $ 100,937 | $ 18,687 |
| La Crosse, WI-MN | 48 | $ 5,303,000 | $ 110,479 | $ 36,291 |
| Oshkosh-Neenah, WI | 48 | $ 5,580,000 | $ 116,250 | $ 50,000 |
| Rocky Mount, NC | 48 | $ 5,547,000 | $ 115,562 | $ 38,000 |
| Valdosta, GA | 48 | $ 5,994,000 | $ 124,875 | $ 22,000 |
| Decatur, AL | 47 | $ 4,626,000 | $ 98,425 | $ 35,000 |
| Hattiesburg, MS | 47 | $ 5,435,000 | $ 115,638 | $ 39,000 |
| Fargo, ND-MN | 46 | $ 5,266,000 | $ 114,478 | $ 29,543 |
| Napa, CA | 46 | $ 14,934,000 | $ 324,652 | $ 37,000 |
| Wichita Falls, TX | 46 | $ 4,201,000 | $ 91,326 | $ 26,000 |
| Florence-Muscle Shoals, AL | 45 | $ 4,805,000 | $ 106,777 | $ 46,000 |
| Corvallis, OR | 43 | $ 8,258,000 | $ 192,046 | $ 21,000 |
| Decatur, IL | 43 | $ 4,994,000 | $ 116,139 | $ 15,000 |
| Glens Falls, NY | 43 | $ 9,074,000 | $ 211,023 | $ 82,000 |
| Sandusky, OH | 43 | $ 4,494,000 | $ 104,511 | $ 67,000 |
| St. Cloud, MN | 43 | $ 6,438,000 | $ 149,720 | $ 53,000 |
| Topeka, KS | 43 | $ 4,793,000 | $ 111,465 | $ 35,000 |
| Athens-Clarke County, GA | 42 | $ 6,852,000 | $ 163,142 | $ 38,000 |
| Dubuque, IA | 42 | $ 5,718,000 | $ 136,142 | $ 8,000 |
| Joplin, MO | 41 | $ 3,500,000 | $ 85,365 | $ 27,000 |
| Texarkana, Tx-Texarkana, AR | 41 | $ 4,974,000 | $ 121,317 | $ 33,146 |
| Cleveland, TN | 40 | $ 6,026,000 | $ 150,650 | $ 26,000 |
| Columbus, IN | 40 | $ 5,069,000 | $ 126,725 | $ 50,000 |
| Houma-Bayou Cane-Thibodaux, LA | 40 | $ 6,068,000 | $ 151,700 | $ 38,000 |
| Terre Haute, IN | 40 | $ 3,024,000 | $ 75,600 | $ 55,000 |
| San Angelo, TX | 39 | $ 4,464,000 | $ 114,461 | $ 33,000 |
| Binghamton, NY | 38 | $ 3,500,000 | $ 92,105 | $ 48,000 |
| Danville, VA | 38 | $ 4,089,000 | $ 107,605 | $ 41,000 |
| Jefferson City, MO | 38 | $ 3,700,000 | $ 97,368 | $ 24,000 |
| Carson City, NV | 37 | $ 6,294,000 | $ 170,108 | $ 56,000 |
| Alexandria, LA | 36 | $ 4,823,000 | $ 133,972 | $ 49,000 |
| St. Joseph, MO-KS | 36 | $ 3,804,000 | $ 105,666 | $ 11,222 |
| Columbia, MO | 35 | $ 3,746,000 | $ 107,028 | $ 32,000 |
| Elizabethtown, KY | 34 | $ 4,366,000 | $ 128,411 | $ 35,000 |
| Johnstown, PA | 34 | $ 3,241,000 | $ 95,323 | $ 39,000 |
| Lewiston, ID-WA | 34 | $ 4,156,000 | $ 122,235 | $ 30,970 |
| Lima, OH | 34 | $ 3,384,000 | $ 99,529 | $ 23,000 |
| Auburn-Opelika, AL | 33 | $ 4,619,000 | $ 139,969 | $ 34,000 |
| Goldsboro, NC | 33 | $ 4,131,000 | $ 125,181 | $ 37,000 |
| Hinesville-Fort Stewart, GA | 33 | $ 3,936,000 | $ 119,272 | $ 13,000 |
| Rome, GA | 33 | $ 3,631,000 | $ 110,030 | $ 26,000 |
| Monroe, LA | 31 | $ 3,658,000 | $ 118,000 | $ 41,000 |
| State College, PA | 29 | $ 4,271,000 | $ 147,275 | $ 44,000 |
| Brunswick, GA | 28 | $ 4,424,000 | $ 158,000 | $ 33,000 |
| Dalton, GA | 27 | $ 2,626,000 | $ 97,259 | $ 34,000 |
| Rapid City, SD | 27 | $ 3,968,000 | $ 146,962 | $ 17,000 |
| Erie, PA | 26 | $ 3,599,000 | $ 138,423 | $ 32,000 |
| Mansfield, OH | 25 | $ 2,223,000 | $ 88,920 | $ 40,000 |
| Pine Bluff, AR | 25 | $ 1,945,000 | $ 77,800 | $ 29,000 |
| Morristown, TN | 24 | $ 2,824,000 | $ 117,666 | $ 28,000 |
| Sheboygan, WI | 24 | $ 3,704,000 | $ 154,333 | $ 36,000 |
| Albany, GA | 23 | $ 2,676,000 | $ 116,347 | $ 40,000 |
| Springfield, IL | 23 | $ 2,223,000 | $ 96,652 | $ 19,000 |
| Fond Du Lac, WI | 22 | $ 2,621,000 | $ 119,136 | $ 51,000 |
| Weirton-Steubenville, WV-OH | 22 | $ 1,715,000 | $ 77,954 | $ 13,818 |
| Ames, IA | 21 | $ 2,797,000 | $ 133,190 | $ 24,000 |
| Bismarck, ND | 21 | $ 3,995,000 | $ 190,238 | $ 7,000 |
| Grand Forks, ND-MN | 20 | $ 2,188,000 | $ 109,400 | $ 37,950 |
| Bowling Green, KY | 19 | $ 1,974,000 | $ 103,894 | $ 74,000 |
| Ithaca, NY | 19 | $ 3,550,000 | $ 186,842 | $ 64,000 |
| Jonesboro, AR | 16 | $ 1,573,000 | $ 98,312 | $ 31,000 |
| Danville, IL | 15 | $ 780,000 | $ 52,000 | $ 40,000 |
| Owensboro, KY | 15 | $ 1,905,000 | $ 127,000 | $ 21,000 |
Mortgage Loan Application Detail Totals for Ally Bank F/K/A/ Gmac Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 100,557 | $20,664,873,000 | $205,000 | $4,373,000 | $49,000 | $6,076,000 |
| Home Purchase | 82,515 | $15,283,480,000 | $185,000 | $2,970,000 | $48,000 | $4,800,000 |
| Home Improvement | 4,125 | $270,102,000 | $65,000 | $1,345,000 | $88,000 | $1,012,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 81,015 | $17,059,839,000 | $210,000 | $2,970,000 | $0 | $258,000 |
| White | 64,011 | $11,664,657,000 | $182,000 | $3,000,000 | $93,000 | $6,076,000 |
| Not Provided | 21,092 | $3,405,718,000 | $161,000 | $2,100,000 | $83,000 | $2,460,000 |
| Hispanic | 9,448 | $1,949,335,000 | $206,000 | $3,000,000 | $77,000 | $1,440,000 |
| Black or African American | 8,191 | $1,319,909,000 | $161,000 | $1,688,000 | $68,000 | $1,412,000 |
| Asian | 2,752 | $678,994,000 | $246,000 | $1,510,000 | $111,000 | $2,496,000 |
| American Indian or Alaskan Native | 358 | $58,032,000 | $162,000 | $4,373,000 | $79,000 | $2,064,000 |
| Native Hawaiian or Other Pacific Islander | 330 | $81,971,000 | $248,000 | $1,920,000 | $91,000 | $935,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 169,545 | $33,659,428,000 | $198,000 | $4,373,000 | $53,000 | $6,076,000 |
| FHA-insured (Federal Housing Administration) | 15,619 | $2,203,634,000 | $141,000 | $669,000 | $18,000 | $822,000 |
| VA-guaranteed (Veterans Administration) | 2,032 | $355,033,000 | $174,000 | $677,000 | $23,000 | $195,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $360,000 | $360,000 | $360,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 81,015 | $17,059,839,000 | $210,000 | $2,970,000 | $0 | $258,000 |
| Loan Originated | 80,828 | $14,246,661,000 | $176,000 | $3,000,000 | $87,000 | $5,268,000 |
| Application Approved But Not Accepted | 14,818 | $3,056,212,000 | $206,000 | $3,000,000 | $93,000 | $4,800,000 |
| Application Denied By Financial Institution | 9,628 | $1,738,607,000 | $180,000 | $4,373,000 | $86,000 | $6,076,000 |
| Application Withdrawn By Applicant | 894 | $114,609,000 | $128,000 | $2,900,000 | $113,000 | $1,012,000 |
| File Closed For Incompleteness | 14 | $2,527,000 | $180,000 | $608,000 | $66,000 | $172,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ally Bank F/K/A/ Gmac Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ally Bank F/K/A/ Gmac Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About