Guaranteed Rate, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Guaranteed Rate, Inc. 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guaranteed Rate, Inc. 3940 North Ravenswood Ave Wilmington, DE 60613 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 9,674 |
| Total Mortgage Loan Application Amount | $1,951,712,000 |
| Average Mortgage Loan Application Amount | $180,911 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $105,264 |
| Highest Applicant Income | $2,280,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Guaranteed Rate, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guaranteed Rate, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Guaranteed Rate, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guaranteed Rate, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Guaranteed Rate, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guaranteed Rate, Inc.'s mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 3,795 | $ 857,960,000 | $ 226,000 | $ 106,000 |
| DuPage County Illinois | 107 | $ 30,131,000 | $ 281,000 | $ 129,000 |
| Kane County Illinois | 37 | $ 6,175,000 | $ 166,000 | $ 84,000 |
| Lake County Illinois | 37 | $ 13,484,000 | $ 364,000 | $ 190,000 |
| San Francisco County California | 34 | $ 15,502,000 | $ 455,000 | $ 148,000 |
| Kenosha County Wisconsin | 31 | $ 4,527,000 | $ 146,000 | $ 72,000 |
| San Mateo County California | 25 | $ 12,044,000 | $ 481,000 | $ 223,000 |
| Wake County North Carolina | 24 | $ 4,318,000 | $ 179,000 | $ 119,000 |
| Milwaukee County Wisconsin | 23 | $ 2,895,000 | $ 125,000 | $ 101,000 |
| Maricopa County Arizona | 21 | $ 6,830,000 | $ 325,000 | $ 166,000 |
| Cabarrus County North Carolina | 21 | $ 2,492,000 | $ 118,000 | $ 91,000 |
| Iredell County North Carolina | 21 | $ 2,794,000 | $ 133,000 | $ 71,000 |
| Alameda County California | 20 | $ 7,862,000 | $ 393,000 | $ 152,000 |
| Kendall County Illinois | 20 | $ 3,170,000 | $ 158,000 | $ 184,000 |
| Marin County California | 19 | $ 8,260,000 | $ 434,000 | $ 201,000 |
| Will County Illinois | 19 | $ 2,295,000 | $ 120,000 | $ 59,000 |
| Cuyahoga County Ohio | 18 | $ 2,193,000 | $ 121,000 | $ 56,000 |
| Denver County Colorado | 16 | $ 3,058,000 | $ 191,000 | $ 127,000 |
| Park County Colorado | 16 | $ 2,309,000 | $ 144,000 | $ 91,000 |
| Oakland County Michigan | 16 | $ 3,105,000 | $ 194,000 | $ 80,000 |
| El Paso County Colorado | 15 | $ 1,521,000 | $ 101,000 | $ 44,000 |
| Durham County North Carolina | 15 | $ 4,809,000 | $ 320,000 | $ 149,000 |
| Broward County Florida | 12 | $ 1,924,000 | $ 160,000 | $ 97,000 |
| DeKalb County Illinois | 12 | $ 2,341,000 | $ 195,000 | $ 120,000 |
| Wayne County Michigan | 12 | $ 1,755,000 | $ 146,000 | $ 67,000 |
| Yuma County Arizona | 11 | $ 1,137,000 | $ 103,000 | $ 65,000 |
| Hennepin County Minnesota | 11 | $ 1,601,000 | $ 145,000 | $ 70,000 |
| Scott County Minnesota | 11 | $ 2,267,000 | $ 206,000 | $ 120,000 |
| Buncombe County North Carolina | 11 | $ 1,870,000 | $ 170,000 | $ 97,000 |
| Fairfax County Virginia | 11 | $ 7,242,000 | $ 658,000 | $ 227,000 |
| Summit County Colorado | 10 | $ 2,096,000 | $ 209,000 | $ 112,000 |
| Summit County Ohio | 10 | $ 884,000 | $ 88,000 | $ 50,000 |
| Davidson County North Carolina | 9 | $ 551,000 | $ 61,000 | $ 64,000 |
| Jefferson County Colorado | 8 | $ 1,126,000 | $ 140,000 | $ 61,000 |
| Hillsborough County Florida | 8 | $ 1,463,000 | $ 182,000 | $ 88,000 |
| Berrien County Michigan | 8 | $ 1,504,000 | $ 188,000 | $ 203,000 |
| Ramsey County Minnesota | 8 | $ 836,000 | $ 104,000 | $ 74,000 |
| Granville County North Carolina | 8 | $ 570,000 | $ 71,000 | $ 47,000 |
| Henderson County North Carolina | 8 | $ 688,000 | $ 86,000 | $ 49,000 |
| Johnston County North Carolina | 8 | $ 1,012,000 | $ 126,000 | $ 53,000 |
| Mecklenburg County North Carolina | 8 | $ 1,333,000 | $ 166,000 | $ 68,000 |
| Wilkes County North Carolina | 8 | $ 716,000 | $ 89,000 | $ 47,000 |
| Contra Costa County California | 7 | $ 1,930,000 | $ 275,000 | $ 118,000 |
| Elbert County Colorado | 7 | $ 1,614,000 | $ 230,000 | $ 78,000 |
| Ottawa County Michigan | 7 | $ 911,000 | $ 130,000 | $ 102,000 |
| St. Louis City County Missouri | 7 | $ 589,000 | $ 84,000 | $ 70,000 |
| Dare County North Carolina | 7 | $ 1,112,000 | $ 158,000 | $ 79,000 |
| Lake County Ohio | 7 | $ 1,194,000 | $ 170,000 | $ 50,000 |
| Horry County South Carolina | 7 | $ 1,127,000 | $ 161,000 | $ 66,000 |
| Los Angeles County California | 6 | $ 1,873,000 | $ 312,000 | $ 136,000 |
| Okaloosa County Florida | 6 | $ 848,000 | $ 141,000 | $ 64,000 |
| Macomb County Michigan | 6 | $ 981,000 | $ 163,000 | $ 66,000 |
| Washtenaw County Michigan | 6 | $ 1,275,000 | $ 212,000 | $ 103,000 |
| Wright County Minnesota | 6 | $ 831,000 | $ 138,000 | $ 82,000 |
| Ashe County North Carolina | 6 | $ 623,000 | $ 103,000 | $ 50,000 |
| Orange County North Carolina | 6 | $ 1,926,000 | $ 321,000 | $ 100,000 |
| Franklin County Ohio | 6 | $ 898,000 | $ 149,000 | $ 105,000 |
| Mohave County Arizona | 5 | $ 838,000 | $ 167,000 | $ 55,000 |
| Santa Clara County California | 5 | $ 2,378,000 | $ 475,000 | $ 179,000 |
| Arapahoe County Colorado | 5 | $ 855,000 | $ 171,000 | $ 59,000 |
| Larimer County Colorado | 5 | $ 990,000 | $ 198,000 | $ 115,000 |
| Brevard County Florida | 5 | $ 632,000 | $ 126,000 | $ 58,000 |
| Citrus County Florida | 5 | $ 1,212,000 | $ 242,000 | $ 119,000 |
| Miami-Dade County Florida | 5 | $ 1,396,000 | $ 279,000 | $ 153,000 |
| Boone County Illinois | 5 | $ 521,000 | $ 104,000 | $ 46,000 |
| Champaign County Illinois | 5 | $ 670,000 | $ 134,000 | $ 113,000 |
| McHenry County Illinois | 5 | $ 599,000 | $ 119,000 | $ 58,000 |
| LaPorte County Indiana | 5 | $ 767,000 | $ 153,000 | $ 89,000 |
| Van Buren County Michigan | 5 | $ 1,013,000 | $ 202,000 | $ 116,000 |
| Carver County Minnesota | 5 | $ 819,000 | $ 163,000 | $ 109,000 |
| Guilford County North Carolina | 5 | $ 517,000 | $ 103,000 | $ 69,000 |
| Lorain County Ohio | 5 | $ 633,000 | $ 126,000 | $ 59,000 |
| Portage County Ohio | 5 | $ 628,000 | $ 125,000 | $ 51,000 |
| Racine County Wisconsin | 5 | $ 433,000 | $ 86,000 | $ 128,000 |
| Yavapai County Arizona | 4 | $ 783,000 | $ 195,000 | $ 90,000 |
| Weld County Colorado | 4 | $ 456,000 | $ 114,000 | $ 68,000 |
| Lee County Florida | 4 | $ 733,000 | $ 183,000 | $ 131,000 |
| Monroe County Florida | 4 | $ 705,000 | $ 176,000 | $ 206,000 |
| Osceola County Florida | 4 | $ 757,000 | $ 189,000 | $ 59,000 |
| Grundy County Illinois | 4 | $ 727,000 | $ 181,000 | $ 80,000 |
| Henry County Illinois | 4 | $ 212,000 | $ 53,000 | $ 56,000 |
| Winnebago County Illinois | 4 | $ 397,000 | $ 99,000 | $ 118,000 |
| Elkhart County Indiana | 4 | $ 275,000 | $ 68,000 | $ 74,000 |
| Marion County Indiana | 4 | $ 378,000 | $ 94,000 | $ 59,000 |
| Monroe County Michigan | 4 | $ 486,000 | $ 121,000 | $ 115,000 |
| Chisago County Minnesota | 4 | $ 910,000 | $ 227,000 | $ 88,000 |
| Isanti County Minnesota | 4 | $ 600,000 | $ 150,000 | $ 77,000 |
| Le Sueur County Minnesota | 4 | $ 389,000 | $ 97,000 | $ 74,000 |
| McLeod County Minnesota | 4 | $ 558,000 | $ 139,000 | $ 54,000 |
| Catawba County North Carolina | 4 | $ 339,000 | $ 84,000 | $ 57,000 |
| Lee County North Carolina | 4 | $ 982,000 | $ 245,000 | $ 114,000 |
| Rowan County North Carolina | 4 | $ 384,000 | $ 96,000 | $ 83,000 |
| Philadelphia County Pennsylvania | 4 | $ 873,000 | $ 218,000 | $ 190,000 |
| Anderson County South Carolina | 4 | $ 493,000 | $ 123,000 | $ 68,000 |
| Beaufort County South Carolina | 4 | $ 1,288,000 | $ 322,000 | $ 319,000 |
| Grand County Colorado | 3 | $ 302,000 | $ 100,000 | $ 162,000 |
| Clay County Florida | 3 | $ 510,000 | $ 170,000 | $ 75,000 |
| Duval County Florida | 3 | $ 326,000 | $ 108,000 | $ 58,000 |
| Orange County Florida | 3 | $ 417,000 | $ 139,000 | $ 50,000 |
| Kankakee County Illinois | 3 | $ 321,000 | $ 107,000 | $ 83,000 |
| Mercer County Illinois | 3 | $ 401,000 | $ 133,000 | $ 42,000 |
| Starke County Indiana | 3 | $ 218,000 | $ 72,000 | $ 45,000 |
| Anne Arundel County Maryland | 3 | $ 639,000 | $ 213,000 | $ 55,000 |
| Baltimore County Maryland | 3 | $ 552,000 | $ 184,000 | $ 73,000 |
| Frederick County Maryland | 3 | $ 408,000 | $ 136,000 | $ 47,000 |
| Barnstable County Massachusetts | 3 | $ 388,000 | $ 129,000 | $ 82,000 |
| Clare County Michigan | 3 | $ 328,000 | $ 109,000 | $ 57,000 |
| Grand Traverse County Michigan | 3 | $ 615,000 | $ 205,000 | $ 77,000 |
| Kent County Michigan | 3 | $ 365,000 | $ 121,000 | $ 67,000 |
| Muskegon County Michigan | 3 | $ 491,000 | $ 163,000 | $ 187,000 |
| St. Joseph County Michigan | 3 | $ 662,000 | $ 220,000 | $ 196,000 |
| Stearns County Minnesota | 3 | $ 306,000 | $ 102,000 | $ 45,000 |
| Carteret County North Carolina | 3 | $ 442,000 | $ 147,000 | $ 152,000 |
| Cherokee County North Carolina | 3 | $ 378,000 | $ 126,000 | $ 66,000 |
| Craven County North Carolina | 3 | $ 682,000 | $ 227,000 | $ 66,000 |
| Forsyth County North Carolina | 3 | $ 320,000 | $ 106,000 | $ 38,000 |
| Harnett County North Carolina | 3 | $ 525,000 | $ 175,000 | $ 72,000 |
| Nash County North Carolina | 3 | $ 412,000 | $ 137,000 | $ 51,000 |
| Onslow County North Carolina | 3 | $ 460,000 | $ 153,000 | $ 83,000 |
| Pender County North Carolina | 3 | $ 880,000 | $ 293,000 | $ 173,000 |
| Randolph County North Carolina | 3 | $ 502,000 | $ 167,000 | $ 61,000 |
| Rutherford County North Carolina | 3 | $ 541,000 | $ 180,000 | $ 148,000 |
| Union County North Carolina | 3 | $ 273,000 | $ 91,000 | $ 90,000 |
| Hamilton County Ohio | 3 | $ 607,000 | $ 202,000 | $ 67,000 |
| Lucas County Ohio | 3 | $ 258,000 | $ 86,000 | $ 56,000 |
| Medina County Ohio | 3 | $ 454,000 | $ 151,000 | $ 62,000 |
| Stark County Ohio | 3 | $ 283,000 | $ 94,000 | $ 66,000 |
| Trumbull County Ohio | 3 | $ 360,000 | $ 120,000 | $ 71,000 |
| Orangeburg County South Carolina | 3 | $ 581,000 | $ 193,000 | $ 196,000 |
| Spartanburg County South Carolina | 3 | $ 287,000 | $ 95,000 | $ 58,000 |
| Ashland County Wisconsin | 3 | $ 157,000 | $ 52,000 | $ 70,000 |
| Marathon County Wisconsin | 3 | $ 413,000 | $ 137,000 | $ 83,000 |
| Oneida County Wisconsin | 3 | $ 169,000 | $ 56,000 | $ 59,000 |
| Lake County California | 2 | $ 457,000 | $ 228,000 | $ 286,000 |
| Riverside County California | 2 | $ 410,000 | $ 205,000 | $ 94,000 |
| Santa Cruz County California | 2 | $ 788,000 | $ 394,000 | $ 150,000 |
| Boulder County Colorado | 2 | $ 646,000 | $ 323,000 | $ 114,000 |
| Las Animas County Colorado | 2 | $ 230,000 | $ 115,000 | $ 63,000 |
| Teller County Colorado | 2 | $ 153,000 | $ 76,000 | $ 29,000 |
| Bay County Florida | 2 | $ 346,000 | $ 173,000 | $ 107,000 |
| Charlotte County Florida | 2 | $ 590,000 | $ 295,000 | $ 69,000 |
| Palm Beach County Florida | 2 | $ 255,000 | $ 127,000 | $ 54,000 |
| Pinellas County Florida | 2 | $ 263,000 | $ 131,000 | $ 71,000 |
| Bureau County Illinois | 2 | $ 240,000 | $ 120,000 | $ 47,000 |
| Iroquois County Illinois | 2 | $ 114,000 | $ 57,000 | $ 77,000 |
| Jo Daviess County Illinois | 2 | $ 255,000 | $ 127,000 | $ 142,000 |
| LaSalle County Illinois | 2 | $ 130,000 | $ 65,000 | $ 83,000 |
| Livingston County Illinois | 2 | $ 104,000 | $ 52,000 | $ 42,000 |
| McLean County Illinois | 2 | $ 409,000 | $ 204,000 | $ 129,000 |
| Randolph County Illinois | 2 | $ 341,000 | $ 170,000 | $ 58,000 |
| Rock Island County Illinois | 2 | $ 274,000 | $ 137,000 | $ 64,000 |
| Clinton County Indiana | 2 | $ 146,000 | $ 73,000 | $ 68,000 |
| Hamilton County Indiana | 2 | $ 215,000 | $ 107,000 | $ 94,000 |
| Hancock County Indiana | 2 | $ 185,000 | $ 92,000 | $ 99,000 |
| Howard County Indiana | 2 | $ 245,000 | $ 122,000 | $ 54,000 |
| Shelby County Indiana | 2 | $ 384,000 | $ 192,000 | $ 81,000 |
| St. Joseph County Indiana | 2 | $ 254,000 | $ 127,000 | $ 51,000 |
| Johnson County Iowa | 2 | $ 100,000 | $ 50,000 | $ 182,000 |
| Poweshiek County Iowa | 2 | $ 126,000 | $ 63,000 | $ 170,000 |
| Scott County Iowa | 2 | $ 322,000 | $ 161,000 | $ 70,000 |
| Bourbon County Kentucky | 2 | $ 235,000 | $ 117,000 | $ 54,000 |
| Kenton County Kentucky | 2 | $ 236,000 | $ 118,000 | $ 50,000 |
| Nelson County Kentucky | 2 | $ 234,000 | $ 117,000 | $ 48,000 |
| Russell County Kentucky | 2 | $ 198,000 | $ 99,000 | $ 82,000 |
| Simpson County Kentucky | 2 | $ 180,000 | $ 90,000 | $ 120,000 |
| Spencer County Kentucky | 2 | $ 181,000 | $ 90,000 | $ 58,000 |
| Whitley County Kentucky | 2 | $ 254,000 | $ 127,000 | $ 300,000 |
| Montgomery County Maryland | 2 | $ 725,000 | $ 362,000 | $ 260,000 |
| Washington County Maryland | 2 | $ 252,000 | $ 126,000 | $ 58,000 |
| Antrim County Michigan | 2 | $ 723,000 | $ 361,000 | $ 231,000 |
| Cass County Michigan | 2 | $ 142,000 | $ 71,000 | $ 124,000 |
| Jackson County Michigan | 2 | $ 225,000 | $ 112,000 | $ 76,000 |
| Tuscola County Michigan | 2 | $ 362,000 | $ 181,000 | $ 91,000 |
| Aitkin County Minnesota | 2 | $ 283,000 | $ 141,000 | $ 84,000 |
| Carlton County Minnesota | 2 | $ 192,000 | $ 96,000 | $ 38,000 |
| Douglas County Minnesota | 2 | $ 513,000 | $ 256,000 | $ 184,000 |
| Nicollet County Minnesota | 2 | $ 194,000 | $ 97,000 | $ 59,000 |
| Pine County Minnesota | 2 | $ 160,000 | $ 80,000 | $ 62,000 |
| Camden County Missouri | 2 | $ 176,000 | $ 88,000 | $ 96,000 |
| St. Louis County Missouri | 2 | $ 177,000 | $ 88,000 | $ 50,000 |
| Texas County Missouri | 2 | $ 123,000 | $ 61,000 | $ 55,000 |
| Warren County Missouri | 2 | $ 172,000 | $ 86,000 | $ 61,000 |
| Flathead County Montana | 2 | $ 639,000 | $ 319,000 | $ 499,000 |
| Bernalillo County New Mexico | 2 | $ 394,000 | $ 197,000 | $ 70,000 |
| Lincoln County New Mexico | 2 | $ 242,000 | $ 121,000 | $ 126,000 |
| Burke County North Carolina | 2 | $ 55,000 | $ 27,000 | $ 42,000 |
| Cumberland County North Carolina | 2 | $ 237,000 | $ 118,000 | $ 95,000 |
| Currituck County North Carolina | 2 | $ 584,000 | $ 292,000 | $ 68,000 |
| Gaston County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 45,000 |
| Madison County North Carolina | 2 | $ 265,000 | $ 132,000 | $ 120,000 |
| Pasquotank County North Carolina | 2 | $ 114,000 | $ 57,000 | $ 36,000 |
| Person County North Carolina | 2 | $ 338,000 | $ 169,000 | $ 239,000 |
| Surry County North Carolina | 2 | $ 288,000 | $ 144,000 | $ 240,000 |
| Warren County North Carolina | 2 | $ 124,000 | $ 62,000 | $ 49,000 |
| Allen County Ohio | 2 | $ 278,000 | $ 139,000 | $ 45,000 |
| Ashtabula County Ohio | 2 | $ 205,000 | $ 102,000 | $ 27,000 |
| Clinton County Ohio | 2 | $ 499,000 | $ 249,000 | $ 88,000 |
| Columbiana County Ohio | 2 | $ 150,000 | $ 75,000 | $ 70,000 |
| Erie County Ohio | 2 | $ 275,000 | $ 137,000 | $ 110,000 |
| Geauga County Ohio | 2 | $ 196,000 | $ 98,000 | $ 59,000 |
| Mercer County Ohio | 2 | $ 462,000 | $ 231,000 | $ 72,000 |
| Miami County Ohio | 2 | $ 247,000 | $ 123,000 | $ 49,000 |
| Montgomery County Ohio | 2 | $ 326,000 | $ 163,000 | $ 93,000 |
| Morrow County Ohio | 2 | $ 269,000 | $ 134,000 | $ 52,000 |
| Union County Ohio | 2 | $ 317,000 | $ 158,000 | $ 48,000 |
| Wayne County Ohio | 2 | $ 222,000 | $ 111,000 | $ 48,000 |
| Wood County Ohio | 2 | $ 280,000 | $ 140,000 | $ 50,000 |
| Aiken County South Carolina | 2 | $ 122,000 | $ 61,000 | $ 34,000 |
| Chester County South Carolina | 2 | $ 124,000 | $ 62,000 | $ 42,000 |
| Richland County South Carolina | 2 | $ 265,000 | $ 132,000 | $ 96,000 |
| York County South Carolina | 2 | $ 185,000 | $ 92,000 | $ 73,000 |
| Harris County Texas | 2 | $ 278,000 | $ 139,000 | $ 98,000 |
| King William County Virginia | 2 | $ 185,000 | $ 92,000 | $ 70,000 |
| Nelson County Virginia | 2 | $ 261,000 | $ 130,000 | $ 114,000 |
| Brown County Wisconsin | 2 | $ 197,000 | $ 98,000 | $ 72,000 |
| Buffalo County Wisconsin | 2 | $ 124,000 | $ 62,000 | $ 40,000 |
| Dane County Wisconsin | 2 | $ 278,000 | $ 139,000 | $ 33,000 |
| Grant County Wisconsin | 2 | $ 201,000 | $ 100,000 | $ 89,000 |
| Green Lake County Wisconsin | 2 | $ 297,000 | $ 148,000 | $ 141,000 |
| Juneau County Wisconsin | 2 | $ 443,000 | $ 221,000 | $ 189,000 |
| Portage County Wisconsin | 2 | $ 227,000 | $ 113,000 | $ 82,000 |
| Rock County Wisconsin | 2 | $ 328,000 | $ 164,000 | $ 47,000 |
| Walworth County Wisconsin | 2 | $ 378,000 | $ 189,000 | $ 101,000 |
| Washburn County Wisconsin | 2 | $ 451,000 | $ 225,000 | $ 101,000 |
| Washington County Wisconsin | 2 | $ 129,000 | $ 64,000 | $ 40,000 |
| Waukesha County Wisconsin | 2 | $ 758,000 | $ 379,000 | $ 126,000 |
| Coconino County Arizona | 1 | $ 178,000 | $ 178,000 | $ 58,000 |
| La Paz County Arizona | 1 | $ 296,000 | $ 296,000 | $ 101,000 |
| Navajo County Arizona | 1 | $ 142,000 | $ 142,000 | $ 90,000 |
| Pima County Arizona | 1 | $ 190,000 | $ 190,000 | $ 49,000 |
| Sacramento County California | 1 | $ 210,000 | $ 210,000 | $ 79,000 |
| San Bernardino County California | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| San Diego County California | 1 | $ 445,000 | $ 445,000 | $ 146,000 |
| Sonoma County California | 1 | $ 278,000 | $ 278,000 | $ 58,000 |
| Tulare County California | 1 | $ 144,000 | $ 144,000 | $ 70,000 |
| Yolo County California | 1 | $ 206,000 | $ 206,000 | $ 55,000 |
| Custer County Colorado | 1 | $ 615,000 | $ 615,000 | $ 240,000 |
| Eagle County Colorado | 1 | $ 455,000 | $ 455,000 | $ 445,000 |
| Fremont County Colorado | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Gunnison County Colorado | 1 | $ 179,000 | $ 179,000 | $ 1,200,000 |
| Logan County Colorado | 1 | $ 131,000 | $ 131,000 | $ 73,000 |
| Moffat County Colorado | 1 | $ 212,000 | $ 212,000 | $ 89,000 |
| Montrose County Colorado | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Ouray County Colorado | 1 | $ 83,000 | $ 83,000 | $ 102,000 |
| San Miguel County Colorado | 1 | $ 815,000 | $ 815,000 | $ 148,000 |
| Fairfield County Connecticut | 1 | $ 328,000 | $ 328,000 | $ 80,000 |
| Flagler County Florida | 1 | $ 63,000 | $ 63,000 | $ 252,000 |
| Highlands County Florida | 1 | $ 111,000 | $ 111,000 | $ 47,000 |
| Jackson County Florida | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Lake County Florida | 1 | $ 189,000 | $ 189,000 | $ 53,000 |
| Okeechobee County Florida | 1 | $ 114,000 | $ 114,000 | $ 41,000 |
| St. Lucie County Florida | 1 | $ 134,000 | $ 134,000 | $ 40,000 |
| Suwannee County Florida | 1 | $ 200,000 | $ 200,000 | $ 127,000 |
| Volusia County Florida | 1 | $ 220,000 | $ 220,000 | $ 53,000 |
| Walton County Florida | 1 | $ 53,000 | $ 53,000 | $ 130,000 |
| Adams County Illinois | 1 | $ 108,000 | $ 108,000 | $ 61,000 |
| Clinton County Illinois | 1 | $ 127,000 | $ 127,000 | $ 71,000 |
| Ford County Illinois | 1 | $ 116,000 | $ 116,000 | $ 68,000 |
| Johnson County Illinois | 1 | $ 149,000 | $ 149,000 | $ 40,000 |
| Lee County Illinois | 1 | $ 62,000 | $ 62,000 | $ 45,000 |
| Macoupin County Illinois | 1 | $ 150,000 | $ 150,000 | $ 39,000 |
| Marshall County Illinois | 1 | $ 297,000 | $ 297,000 | $ 300,000 |
| Ogle County Illinois | 1 | $ 718,000 | $ 718,000 | $ 418,000 |
| Perry County Illinois | 1 | $ 114,000 | $ 114,000 | $ 38,000 |
| Piatt County Illinois | 1 | $ 136,000 | $ 136,000 | $ 64,000 |
| Stark County Illinois | 1 | $ 140,000 | $ 140,000 | $ 107,000 |
| Whiteside County Illinois | 1 | $ 214,000 | $ 214,000 | $ 225,000 |
| Williamson County Illinois | 1 | $ 119,000 | $ 119,000 | $ 90,000 |
| Allen County Indiana | 1 | $ 204,000 | $ 204,000 | $ 151,000 |
| Fulton County Indiana | 1 | $ 137,000 | $ 137,000 | $ 145,000 |
| Jasper County Indiana | 1 | $ 160,000 | $ 160,000 | $ 51,000 |
| Jefferson County Indiana | 1 | $ 148,000 | $ 148,000 | $ 65,000 |
| Morgan County Indiana | 1 | $ 71,000 | $ 71,000 | $ 143,000 |
| Posey County Indiana | 1 | $ 186,000 | $ 186,000 | $ 42,000 |
| Putnam County Indiana | 1 | $ 238,000 | $ 238,000 | $ 112,000 |
| Spencer County Indiana | 1 | $ 109,000 | $ 109,000 | $ 101,000 |
| Tippecanoe County Indiana | 1 | $ 123,000 | $ 123,000 | $ 65,000 |
| Vanderburgh County Indiana | 1 | $ 48,000 | $ 48,000 | $ 21,000 |
| Wabash County Indiana | 1 | $ 113,000 | $ 113,000 | $ 29,000 |
| Warrick County Indiana | 1 | $ 133,000 | $ 133,000 | $ 42,000 |
| Washington County Indiana | 1 | $ 114,000 | $ 114,000 | $ 37,000 |
| Wells County Indiana | 1 | $ 49,000 | $ 49,000 | $ 37,000 |
| Whitley County Indiana | 1 | $ 101,000 | $ 101,000 | $ 45,000 |
| Polk County Iowa | 1 | $ 360,000 | $ 360,000 | $ 260,000 |
| Pottawattamie County Iowa | 1 | $ 61,000 | $ 61,000 | $ 29,000 |
| Jackson County Kansas | 1 | $ 175,000 | $ 175,000 | $ 128,000 |
| Butler County Kentucky | 1 | $ 98,000 | $ 98,000 | $ 35,000 |
| Calloway County Kentucky | 1 | $ 139,000 | $ 139,000 | $ 63,000 |
| Daviess County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 34,000 |
| Logan County Kentucky | 1 | $ 22,000 | $ 22,000 | $ 35,000 |
| Pendleton County Kentucky | 1 | $ 138,000 | $ 138,000 | $ 66,000 |
| Pulaski County Kentucky | 1 | $ 640,000 | $ 640,000 | $ 300,000 |
| Shelby County Kentucky | 1 | $ 156,000 | $ 156,000 | $ 67,000 |
| Baltimore City County Maryland | 1 | $ 167,000 | $ 167,000 | $ 65,000 |
| Calvert County Maryland | 1 | $ 518,000 | $ 518,000 | $ 122,000 |
| Kent County Maryland | 1 | $ 232,000 | $ 232,000 | $ 77,000 |
| Prince George's County Maryland | 1 | $ 172,000 | $ 172,000 | $ 86,000 |
| Queen Anne's County Maryland | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Somerset County Maryland | 1 | $ 146,000 | $ 146,000 | $ 34,000 |
| Talbot County Maryland | 1 | $ 241,000 | $ 241,000 | $ 168,000 |
| Worcester County Maryland | 1 | $ 596,000 | $ 596,000 | $ 479,000 |
| Barry County Michigan | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Bay County Michigan | 1 | $ 227,000 | $ 227,000 | $ 132,000 |
| Branch County Michigan | 1 | $ 318,000 | $ 318,000 | $ 132,000 |
| Calhoun County Michigan | 1 | $ 131,000 | $ 131,000 | $ 67,000 |
| Crawford County Michigan | 1 | $ 88,000 | $ 88,000 | $ 47,000 |
| Huron County Michigan | 1 | $ 112,000 | $ 112,000 | $ 148,000 |
| Ingham County Michigan | 1 | $ 102,000 | $ 102,000 | $ 44,000 |
| Ionia County Michigan | 1 | $ 104,000 | $ 104,000 | $ 50,000 |
| Kalkaska County Michigan | 1 | $ 150,000 | $ 150,000 | $ 70,000 |
| Lapeer County Michigan | 1 | $ 36,000 | $ 36,000 | $ 58,000 |
| Lenawee County Michigan | 1 | $ 172,000 | $ 172,000 | $ 70,000 |
| Livingston County Michigan | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Montcalm County Michigan | 1 | $ 154,000 | $ 154,000 | $ 28,000 |
| Saginaw County Michigan | 1 | $ 196,000 | $ 196,000 | $ 60,000 |
| Sanilac County Michigan | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Crow Wing County Minnesota | 1 | $ 28,000 | $ 28,000 | $ 76,000 |
| Goodhue County Minnesota | 1 | $ 164,000 | $ 164,000 | $ 40,000 |
| Kanabec County Minnesota | 1 | $ 96,000 | $ 96,000 | $ 68,000 |
| St. Louis County Minnesota | 1 | $ 78,000 | $ 78,000 | $ 24,000 |
| Todd County Minnesota | 1 | $ 216,000 | $ 216,000 | $ 119,000 |
| Buchanan County Missouri | 1 | $ 114,000 | $ 114,000 | $ 36,000 |
| Franklin County Missouri | 1 | $ 140,000 | $ 140,000 | $ 74,000 |
| Howard County Missouri | 1 | $ 162,000 | $ 162,000 | $ 55,000 |
| Jackson County Missouri | 1 | $ 135,000 | $ 135,000 | $ 76,000 |
| Ozark County Missouri | 1 | $ 118,000 | $ 118,000 | $ 43,000 |
| Pettis County Missouri | 1 | $ 214,000 | $ 214,000 | $ 89,000 |
| Ray County Missouri | 1 | $ 241,000 | $ 241,000 | $ 102,000 |
| St. Charles County Missouri | 1 | $ 122,000 | $ 122,000 | $ 55,000 |
| Stone County Missouri | 1 | $ 181,000 | $ 181,000 | $ 82,000 |
| Webster County Missouri | 1 | $ 163,000 | $ 163,000 | $ 40,000 |
| Gallatin County Montana | 1 | $ 205,000 | $ 205,000 | $ 40,000 |
| Dona Ana County New Mexico | 1 | $ 214,000 | $ 214,000 | $ 103,000 |
| Eddy County New Mexico | 1 | $ 103,000 | $ 103,000 | $ 112,000 |
| Grant County New Mexico | 1 | $ 114,000 | $ 114,000 | $ 32,000 |
| Lea County New Mexico | 1 | $ 142,000 | $ 142,000 | $ 96,000 |
| Albany County New York | 1 | $ 81,000 | $ 81,000 | $ 27,000 |
| Rockland County New York | 1 | $ 639,000 | $ 639,000 | $ 141,000 |
| Alamance County North Carolina | 1 | $ 151,000 | $ 151,000 | $ 42,000 |
| Caswell County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 100,000 |
| Chatham County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 47,000 |
| Cleveland County North Carolina | 1 | $ 11,000 | $ 11,000 | $ 30,000 |
| Duplin County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| Edgecombe County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 58,000 |
| Haywood County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 53,000 |
| Hertford County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 110,000 |
| Lincoln County North Carolina | 1 | $ 308,000 | $ 308,000 | $ 98,000 |
| Macon County North Carolina | 1 | $ 152,000 | $ 152,000 | $ 212,000 |
| New Hanover County North Carolina | 1 | $ 500,000 | $ 500,000 | $ 275,000 |
| Pitt County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 45,000 |
| Richmond County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 77,000 |
| Rockingham County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 42,000 |
| Sampson County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| Stokes County North Carolina | 1 | $ 91,000 | $ 91,000 | $ 55,000 |
| Vance County North Carolina | 1 | $ 91,000 | $ 91,000 | $ 37,000 |
| Watauga County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 38,000 |
| Wayne County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 53,000 |
| Wilson County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 69,000 |
| Butler County Ohio | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Champaign County Ohio | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Clermont County Ohio | 1 | $ 184,000 | $ 184,000 | $ 57,000 |
| Darke County Ohio | 1 | $ 60,000 | $ 60,000 | $ 60,000 |
| Delaware County Ohio | 1 | $ 152,000 | $ 152,000 | $ 44,000 |
| Fairfield County Ohio | 1 | $ 102,000 | $ 102,000 | $ 37,000 |
| Gallia County Ohio | 1 | $ 70,000 | $ 70,000 | $ 58,000 |
| Jefferson County Ohio | 1 | $ 106,000 | $ 106,000 | $ 65,000 |
| Licking County Ohio | 1 | $ 110,000 | $ 110,000 | $ 125,000 |
| Mahoning County Ohio | 1 | $ 345,000 | $ 345,000 | $ 180,000 |
| Marion County Ohio | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Muskingum County Ohio | 1 | $ 158,000 | $ 158,000 | $ 87,000 |
| Ottawa County Ohio | 1 | $ 292,000 | $ 292,000 | $ 66,000 |
| Perry County Ohio | 1 | $ 232,000 | $ 232,000 | $ 90,000 |
| Pickaway County Ohio | 1 | $ 179,000 | $ 179,000 | $ 81,000 |
| Pike County Ohio | 1 | $ 181,000 | $ 181,000 | $ 50,000 |
| Richland County Ohio | 1 | $ 139,000 | $ 139,000 | $ 70,000 |
| Warren County Ohio | 1 | $ 175,000 | $ 175,000 | $ 125,000 |
| Lancaster County South Carolina | 1 | $ 92,000 | $ 92,000 | $ 31,000 |
| Sumter County South Carolina | 1 | $ 154,000 | $ 154,000 | $ 142,000 |
| Bexar County Texas | 1 | $ 200,000 | $ 200,000 | $ 119,000 |
| Arlington County Virginia | 1 | $ 316,000 | $ 316,000 | $ 144,000 |
| Culpeper County Virginia | 1 | $ 409,000 | $ 409,000 | $ 110,000 |
| Loudoun County Virginia | 1 | $ 208,000 | $ 208,000 | $ 84,000 |
| Warren County Virginia | 1 | $ 65,000 | $ 65,000 | $ 99,000 |
| King County Washington | 1 | $ 264,000 | $ 264,000 | $ 55,000 |
| Adams County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 168,000 |
| Barron County Wisconsin | 1 | $ 128,000 | $ 128,000 | $ 50,000 |
| Bayfield County Wisconsin | 1 | $ 99,000 | $ 99,000 | $ 19,000 |
| Burnett County Wisconsin | 1 | $ 54,000 | $ 54,000 | $ 77,000 |
| Calumet County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Door County Wisconsin | 1 | $ 117,000 | $ 117,000 | $ 165,000 |
| Douglas County Wisconsin | 1 | $ 79,000 | $ 79,000 | $ 78,000 |
| Iron County Wisconsin | 1 | $ 112,000 | $ 112,000 | $ 106,000 |
| La Crosse County Wisconsin | 1 | $ 124,000 | $ 124,000 | $ 44,000 |
| Lincoln County Wisconsin | 1 | $ 123,000 | $ 123,000 | $ 109,000 |
| Monroe County Wisconsin | 1 | $ 197,000 | $ 197,000 | $ 42,000 |
| Oconto County Wisconsin | 1 | $ 242,000 | $ 242,000 | $ 112,000 |
| Ozaukee County Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 46,000 |
| Sauk County Wisconsin | 1 | $ 76,000 | $ 76,000 | $ 86,000 |
| Sheboygan County Wisconsin | 1 | $ 360,000 | $ 360,000 | $ 89,000 |
| St. Croix County Wisconsin | 1 | $ 146,000 | $ 146,000 | $ 43,000 |
| Vernon County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 180,000 |
| Waushara County Wisconsin | 1 | $ 146,000 | $ 146,000 | $ 63,000 |
| Winnebago County Wisconsin | 1 | $ 107,000 | $ 107,000 | $ 41,000 |
Mortgage Loan Application Detail Totals for Guaranteed Rate, Inc. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,671 | $1,951,360,000 | $185,000 | $3,000,000 | $105,187 | $2,280,000 |
| Refinancing | 3 | $352,000 | $115,500 | $217,000 | $106,500 | $125,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,983 | $1,643,642,000 | $186,100 | $3,000,000 | $111,633 | $2,280,000 |
| Hispanic | 488 | $86,893,000 | $168,500 | $815,000 | $75,111 | $660,000 |
| Not Provided | 461 | $88,668,000 | $203,619 | $1,500,000 | $95,809 | $1,080,000 |
| Black or African American | 399 | $59,927,000 | $150,058 | $891,000 | $81,235 | $1,126,000 |
| Asian | 310 | $66,447,000 | $217,083 | $1,000,000 | $118,583 | $1,427,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $3,634,000 | $198,600 | $420,000 | $75,800 | $240,000 |
| American Indian or Alaskan Native | 15 | $2,501,000 | $167,200 | $340,000 | $81,000 | $149,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,664 | $1,950,448,000 | $185,000 | $3,000,000 | $105,343 | $2,280,000 |
| FHA-insured (Federal Housing Administration) | 10 | $1,264,000 | $123,250 | $231,000 | $55,500 | $91,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,655 | $1,756,508,000 | $189,225 | $3,000,000 | $112,096 | $2,280,000 |
| Application Withdrawn By Applicant | 455 | $93,884,000 | $181,095 | $1,598,000 | $101,285 | $1,641,000 |
| Application Approved But Not Accepted | 352 | $66,952,000 | $206,600 | $1,980,000 | $87,000 | $1,126,000 |
| Application Denied By Financial Institution | 149 | $24,756,000 | $166,333 | $800,000 | $96,777 | $575,000 |
| File Closed For Incompleteness | 63 | $9,612,000 | $197,833 | $470,000 | $86,833 | $240,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranteed Rate, Inc.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranteed Rate, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.