Guaranteed Rate, Inc. Mortgage Lending & HMDA Data, 2007

In 2007, Guaranteed Rate, Inc. of Chicago, IL reported 14,288 mortgage applications totaling $3.5 billion, down 15% from 2006. The average application was for $242,551, and applicants reported an average income of $126,000. 61% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (5,680), Denver-Aurora, CO (1,282) and Lake County-Kenosha County, IL-WI (586) (applications in parentheses).

Mortgage Company & Address Guaranteed Rate, Inc.
3940 North Ravenswood Ave
Chicago, IL 60613
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 14,288
Total Mortgage Loan Application Amount $3,465,574,000
Average Mortgage Loan Application Amount $242,551
Highest Mortgage Loan Application Amount $6,340,000
Average Applicant Income $126,000
Highest Applicant Income $9,334,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guaranteed Rate, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Guaranteed Rate, Inc. by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 4,627 $ 1,172,242,000 $ 253,348 $ 133,000
Lake, Illinois 554 $ 153,857,000 $ 277,720 $ 155,000
DuPage, Illinois 442 $ 111,759,000 $ 252,848 $ 119,000
Denver, Colorado 318 $ 65,371,000 $ 205,569 $ 99,000
Arapahoe, Colorado 289 $ 63,573,000 $ 219,975 $ 100,000
Will, Illinois 249 $ 56,253,000 $ 225,915 $ 100,000
Jefferson, Colorado 245 $ 51,750,000 $ 211,224 $ 95,000
Maricopa, Arizona 201 $ 51,974,000 $ 258,577 $ 136,000
Douglas, Colorado 195 $ 55,902,000 $ 286,676 $ 127,000
Adams, Colorado 186 $ 29,484,000 $ 158,516 $ 77,000
Kane, Illinois 182 $ 42,009,000 $ 230,818 $ 136,000
Miami-Dade, Florida 137 $ 46,231,000 $ 337,452 $ 163,000
McHenry, Illinois 131 $ 27,302,000 $ 208,412 $ 94,000
Los Angeles, California 123 $ 47,865,000 $ 389,146 $ 218,000
Contra Costa, California 119 $ 41,318,000 $ 347,210 $ 150,000
Cuyahoga, Ohio 115 $ 16,091,000 $ 139,921 $ 86,000
Yuma, Arizona 114 $ 19,223,000 $ 168,622 $ 78,000
Alameda, California 112 $ 42,823,000 $ 382,348 $ 156,000
San Bernardino, California 112 $ 33,560,000 $ 299,642 $ 121,000
New Castle, Delaware 110 $ 23,510,000 $ 213,727 $ 79,000
Prince George's, Maryland 100 $ 29,887,000 $ 298,870 $ 120,000
Johnson, Kansas 79 $ 14,113,000 $ 178,645 $ 93,000
Multnomah, Oregon 78 $ 17,499,000 $ 224,346 $ 86,000
Jackson, Missouri 77 $ 8,469,000 $ 109,987 $ 74,000
El Paso, Colorado 76 $ 16,358,000 $ 215,236 $ 116,000
Montgomery, Maryland 75 $ 23,352,000 $ 311,360 $ 116,000
Riverside, California 74 $ 23,474,000 $ 317,216 $ 146,000
Hartford, Connecticut 74 $ 15,130,000 $ 204,459 $ 81,000
Mecklenburg, North Carolina 74 $ 12,551,000 $ 169,608 $ 94,000
Broward, Florida 70 $ 21,404,000 $ 305,771 $ 143,000
Wayne, Michigan 70 $ 9,608,000 $ 137,257 $ 80,000
Orange, Florida 68 $ 18,545,000 $ 272,720 $ 172,000
Fulton, Georgia 67 $ 16,620,000 $ 248,059 $ 108,000
Boulder, Colorado 66 $ 19,299,000 $ 292,409 $ 134,000
Summit, Ohio 64 $ 8,378,000 $ 130,906 $ 85,000
Palm Beach, Florida 60 $ 22,061,000 $ 367,683 $ 147,000
Oakland, Michigan 58 $ 14,299,000 $ 246,534 $ 110,000
New Haven, Connecticut 57 $ 12,442,000 $ 218,280 $ 90,000
Weld, Colorado 48 $ 8,494,000 $ 176,958 $ 68,000
Hillsborough, Florida 47 $ 9,857,000 $ 209,723 $ 98,000
Fairfax, Virginia 47 $ 20,350,000 $ 432,978 $ 163,000
Pinellas, Florida 46 $ 9,072,000 $ 197,217 $ 109,000
Macomb, Michigan 43 $ 6,834,000 $ 158,930 $ 60,000
Clark, Nevada 43 $ 12,526,000 $ 291,302 $ 196,000
San Diego, California 42 $ 19,235,000 $ 457,976 $ 197,000
Guilford, North Carolina 41 $ 5,454,000 $ 133,024 $ 66,000
District of Columbia, District Of Columbia 40 $ 14,165,000 $ 354,125 $ 119,000
San Mateo, California 39 $ 19,257,000 $ 493,769 $ 159,000
Wake, North Carolina 39 $ 8,976,000 $ 230,153 $ 100,000
Prince William, Virginia 37 $ 13,751,000 $ 371,648 $ 129,000
Larimer, Colorado 36 $ 8,053,000 $ 223,694 $ 93,000
Fairfield, Connecticut 35 $ 16,224,000 $ 463,542 $ 154,000
Hennepin, Minnesota 35 $ 7,400,000 $ 211,428 $ 90,000
San Francisco, California 34 $ 20,273,000 $ 596,264 $ 174,000
Kendall, Illinois 34 $ 8,052,000 $ 236,823 $ 90,000
Lake, Indiana 34 $ 4,732,000 $ 139,176 $ 76,000
New Hanover, North Carolina 34 $ 7,120,000 $ 209,411 $ 116,000
Franklin, Ohio 33 $ 3,810,000 $ 115,454 $ 111,000
Orange, California 32 $ 16,323,000 $ 510,093 $ 381,000
Lee, Florida 32 $ 7,975,000 $ 249,218 $ 109,000
DeKalb, Georgia 32 $ 6,195,000 $ 193,593 $ 94,000
Baltimore City, Maryland 32 $ 5,964,000 $ 186,375 $ 92,000
Kenosha, Wisconsin 32 $ 5,282,000 $ 165,062 $ 102,000
Cabarrus, North Carolina 31 $ 5,033,000 $ 162,354 $ 82,000
Union, North Carolina 31 $ 7,653,000 $ 246,870 $ 91,000
San Joaquin, California 30 $ 9,625,000 $ 320,833 $ 132,000
Stark, Ohio 30 $ 5,289,000 $ 176,300 $ 167,000
Clackamas, Oregon 30 $ 8,673,000 $ 289,100 $ 102,000
Washington, Oregon 30 $ 6,806,000 $ 226,866 $ 76,000
King, Washington 30 $ 9,510,000 $ 317,000 $ 126,000
Durham, North Carolina 29 $ 5,135,000 $ 177,068 $ 79,000
Harris, Texas 28 $ 5,961,000 $ 212,892 $ 117,000
Dane, Wisconsin 28 $ 4,344,000 $ 155,142 $ 90,000
Baltimore, Maryland 27 $ 7,474,000 $ 276,814 $ 88,000
Sussex, Delaware 26 $ 6,275,000 $ 241,346 $ 89,000
Sacramento, California 25 $ 7,169,000 $ 286,760 $ 98,000
Clark, Washington 25 $ 6,092,000 $ 243,680 $ 71,000
Milwaukee, Wisconsin 25 $ 3,831,000 $ 153,240 $ 75,000
Gwinnett, Georgia 24 $ 4,211,000 $ 175,458 $ 94,000
Summit, Colorado 23 $ 6,622,000 $ 287,913 $ 149,000
Collier, Florida 22 $ 5,702,000 $ 259,181 $ 308,000
Anne Arundel, Maryland 22 $ 5,872,000 $ 266,909 $ 97,000
Buncombe, North Carolina 22 $ 4,378,000 $ 199,000 $ 94,000
Forsyth, North Carolina 22 $ 3,198,000 $ 145,363 $ 53,000
Lake, Ohio 22 $ 2,846,000 $ 129,363 $ 49,000
Santa Clara, California 21 $ 10,395,000 $ 495,000 $ 206,000
Broomfield, Colorado 21 $ 4,983,000 $ 237,285 $ 119,000
St. Louis, Missouri 21 $ 3,411,000 $ 162,428 $ 79,000
Solano, California 20 $ 7,090,000 $ 354,500 $ 440,000
Duval, Florida 20 $ 2,994,000 $ 149,700 $ 62,000
Volusia, Florida 20 $ 3,387,000 $ 169,350 $ 100,000
Anoka, Minnesota 20 $ 4,635,000 $ 231,750 $ 107,000
Loudoun, Virginia 20 $ 7,446,000 $ 372,300 $ 148,000
Stanislaus, California 19 $ 5,446,000 $ 286,631 $ 127,000
Jefferson, Kentucky 19 $ 3,403,000 $ 179,105 $ 87,000
Pima, Arizona 18 $ 3,257,000 $ 180,944 $ 73,000
Pinal, Arizona 18 $ 3,274,000 $ 181,888 $ 98,000
Kent, Delaware 18 $ 3,470,000 $ 192,777 $ 65,000
Osceola, Florida 18 $ 5,061,000 $ 281,166 $ 112,000
Medina, Ohio 18 $ 2,601,000 $ 144,500 $ 83,000
Pasco, Florida 17 $ 3,384,000 $ 199,058 $ 93,000
Polk, Florida 17 $ 3,042,000 $ 178,941 $ 71,000
Chesterfield, Virginia 17 $ 3,274,000 $ 192,588 $ 57,000
New London, Connecticut 16 $ 3,666,000 $ 229,125 $ 67,000
Washington, Minnesota 16 $ 3,555,000 $ 222,187 $ 109,000
Bernalillo, New Mexico 16 $ 2,445,000 $ 152,812 $ 73,000
Shelby, Tennessee 16 $ 2,344,000 $ 146,500 $ 77,000
Virginia Beach, Virginia 16 $ 3,268,000 $ 204,250 $ 123,000
Sonoma, California 15 $ 6,604,000 $ 440,266 $ 152,000
Tolland, Connecticut 15 $ 3,195,000 $ 213,000 $ 62,000
Charles, Maryland 15 $ 5,243,000 $ 349,533 $ 130,000
Kent, Michigan 15 $ 1,984,000 $ 132,266 $ 68,000
Clay, Missouri 15 $ 2,215,000 $ 147,666 $ 67,000
Platte, Missouri 15 $ 2,341,000 $ 156,066 $ 124,000
Fresno, California 14 $ 2,882,000 $ 205,857 $ 63,000
Middlesex, Connecticut 14 $ 3,580,000 $ 255,714 $ 100,000
Marion, Oregon 14 $ 2,311,000 $ 165,071 $ 85,000
Webb, Texas 14 $ 1,975,000 $ 141,071 $ 58,000
Park, Colorado 13 $ 3,286,000 $ 252,769 $ 131,000
Monroe, Florida 13 $ 5,338,000 $ 410,615 $ 250,000
Carroll, Maryland 13 $ 4,134,000 $ 318,000 $ 110,000
Harford, Maryland 13 $ 2,402,000 $ 184,769 $ 81,000
Berrien, Michigan 13 $ 3,075,000 $ 236,538 $ 243,000
Dakota, Minnesota 13 $ 2,252,000 $ 173,230 $ 72,000
Ramsey, Minnesota 13 $ 3,152,000 $ 242,461 $ 85,000
Henderson, North Carolina 13 $ 1,866,000 $ 143,538 $ 90,000
Rowan, North Carolina 13 $ 1,701,000 $ 130,846 $ 61,000
Lorain, Ohio 13 $ 1,617,000 $ 124,384 $ 68,000
York, South Carolina 13 $ 2,692,000 $ 207,076 $ 83,000
Ventura, California 12 $ 4,703,000 $ 391,916 $ 135,000
Pueblo, Colorado 12 $ 1,714,000 $ 142,833 $ 68,000
Brevard, Florida 12 $ 2,344,000 $ 195,333 $ 79,000
Middlesex, Massachusetts 12 $ 3,976,000 $ 331,333 $ 137,000
Catawba, North Carolina 12 $ 2,324,000 $ 193,666 $ 97,000
Iredell, North Carolina 12 $ 2,341,000 $ 195,083 $ 121,000
Wilkes, North Carolina 12 $ 1,664,000 $ 138,666 $ 48,000
Norfolk, Virginia 12 $ 2,810,000 $ 234,166 $ 79,000
Outagamie, Wisconsin 12 $ 1,496,000 $ 124,666 $ 61,000
Coconino, Arizona 11 $ 2,863,000 $ 260,272 $ 136,000
Monterey, California 11 $ 5,524,000 $ 502,181 $ 149,000
Lake, Florida 11 $ 2,082,000 $ 189,272 $ 72,000
St. Johns, Florida 11 $ 2,065,000 $ 187,727 $ 2,778,000
Hamilton, Indiana 11 $ 2,085,000 $ 189,545 $ 105,000
Howard, Maryland 11 $ 3,552,000 $ 322,909 $ 126,000
Hampden, Massachusetts 11 $ 1,846,000 $ 167,818 $ 54,000
Norfolk, Massachusetts 11 $ 2,927,000 $ 266,090 $ 83,000
St. Charles, Missouri 11 $ 2,588,000 $ 235,272 $ 166,000
Richland, South Carolina 11 $ 1,824,000 $ 165,818 $ 73,000
Spotsylvania, Virginia 11 $ 3,696,000 $ 336,000 $ 125,000
Fond du Lac, Wisconsin 11 $ 986,000 $ 89,636 $ 71,000
Marin, California 10 $ 10,990,000 $ 1,099,000 $ 429,000
Grand, Colorado 10 $ 2,487,000 $ 248,700 $ 220,000
Sarasota, Florida 10 $ 2,498,000 $ 249,800 $ 121,000
Cobb, Georgia 10 $ 1,888,000 $ 188,800 $ 71,000
DeKalb, Illinois 10 $ 1,847,000 $ 184,700 $ 68,000
Kankakee, Illinois 10 $ 1,333,000 $ 133,300 $ 93,000
Porter, Indiana 10 $ 1,491,000 $ 149,100 $ 84,000
St. Louis City, Missouri 10 $ 1,199,000 $ 119,900 $ 58,000
Johnston, North Carolina 10 $ 1,577,000 $ 157,700 $ 58,000
Onslow, North Carolina 10 $ 1,875,000 $ 187,500 $ 119,000
Ashtabula, Ohio 10 $ 968,000 $ 96,800 $ 47,000
Davidson, Tennessee 10 $ 2,081,000 $ 208,100 $ 119,000
Dallas, Texas 10 $ 1,853,000 $ 185,300 $ 62,000
Spokane, Washington 10 $ 1,890,000 $ 189,000 $ 84,000
Waukesha, Wisconsin 10 $ 2,506,000 $ 250,600 $ 106,000
Eagle, Colorado 9 $ 4,825,000 $ 536,111 $ 292,000
Windham, Connecticut 9 $ 1,725,000 $ 191,666 $ 88,000
Seminole, Florida 9 $ 2,827,000 $ 314,111 $ 107,000
Boone, Illinois 9 $ 1,144,000 $ 127,111 $ 96,000
Wyandotte, Kansas 9 $ 1,028,000 $ 114,222 $ 61,000
Frederick, Maryland 9 $ 2,422,000 $ 269,111 $ 100,000
Essex, Massachusetts 9 $ 2,931,000 $ 325,666 $ 65,000
Worcester, Massachusetts 9 $ 2,006,000 $ 222,888 $ 74,000
Brunswick, North Carolina 9 $ 1,760,000 $ 195,555 $ 110,000
Harnett, North Carolina 9 $ 1,363,000 $ 151,444 $ 99,000
Lane, Oregon 9 $ 1,173,000 $ 130,333 $ 80,000
Horry, South Carolina 9 $ 1,281,000 $ 142,333 $ 155,000
Lexington, South Carolina 9 $ 1,603,000 $ 178,111 $ 137,000
Walworth, Wisconsin 9 $ 2,610,000 $ 290,000 $ 118,000
Yavapai, Arizona 8 $ 2,296,000 $ 287,000 $ 87,000
Santa Cruz, California 8 $ 3,149,000 $ 393,625 $ 206,000
Archuleta, Colorado 8 $ 1,526,000 $ 190,750 $ 82,000
Elbert, Colorado 8 $ 3,089,000 $ 386,125 $ 130,000
Citrus, Florida 8 $ 1,444,000 $ 180,500 $ 92,000
Hall, Georgia 8 $ 2,049,000 $ 256,125 $ 160,000
Paulding, Georgia 8 $ 1,382,000 $ 172,750 $ 108,000
Hawaii, Hawaii 8 $ 2,531,000 $ 316,375 $ 87,000
Honolulu, Hawaii 8 $ 4,062,000 $ 507,750 $ 198,000
Winnebago, Illinois 8 $ 1,173,000 $ 146,625 $ 71,000
LaPorte, Indiana 8 $ 1,329,000 $ 166,125 $ 104,000
Marion, Indiana 8 $ 910,000 $ 113,750 $ 98,000
Monroe, Indiana 8 $ 828,000 $ 103,500 $ 394,000
Polk, Iowa 8 $ 1,365,000 $ 170,625 $ 67,000
Washington, Maryland 8 $ 1,572,000 $ 196,500 $ 56,000
Scott, Minnesota 8 $ 1,648,000 $ 206,000 $ 80,000
Davidson, North Carolina 8 $ 1,060,000 $ 132,500 $ 63,000
Haywood, North Carolina 8 $ 1,480,000 $ 185,000 $ 59,000
Lincoln, North Carolina 8 $ 2,728,000 $ 341,000 $ 144,000
Hamilton, Ohio 8 $ 1,319,000 $ 164,875 $ 92,000
Portage, Ohio 8 $ 1,022,000 $ 127,750 $ 72,000
Denton, Texas 8 $ 1,557,000 $ 194,625 $ 83,000
Portsmouth, Virginia 8 $ 1,421,000 $ 177,625 $ 107,000
Adams, Wisconsin 8 $ 1,450,000 $ 181,250 $ 126,000
Winnebago, Wisconsin 8 $ 1,691,000 $ 211,375 $ 193,000
Anchorage, Alaska 7 $ 1,821,000 $ 260,142 $ 122,000
Kern, California 7 $ 1,601,000 $ 228,714 $ 122,000
Napa, California 7 $ 2,256,000 $ 322,285 $ 168,000
Placer, California 7 $ 2,393,000 $ 341,857 $ 116,000
Suffolk, Massachusetts 7 $ 8,445,000 $ 1,206,428 $ 191,000
Chisago, Minnesota 7 $ 925,000 $ 132,142 $ 68,000
Cass, Missouri 7 $ 860,000 $ 122,857 $ 111,000
Mahoning, Ohio 7 $ 584,000 $ 83,428 $ 50,000
Charleston, South Carolina 7 $ 2,242,000 $ 320,285 $ 104,000
Salt Lake, Utah 7 $ 936,000 $ 133,714 $ 40,000
Frederick, Virginia 7 $ 1,588,000 $ 226,857 $ 93,000
Newport News, Virginia 7 $ 1,087,000 $ 155,285 $ 63,000
Pierce, Washington 7 $ 1,745,000 $ 249,285 $ 129,000
Merced, California 6 $ 1,512,000 $ 252,000 $ 102,000
Fremont, Colorado 6 $ 638,000 $ 106,333 $ 53,000
Mesa, Colorado 6 $ 1,279,000 $ 213,166 $ 72,000
Litchfield, Connecticut 6 $ 1,304,000 $ 217,333 $ 80,000
St. Lucie, Florida 6 $ 1,006,000 $ 167,666 $ 69,000
Henry, Georgia 6 $ 1,181,000 $ 196,833 $ 76,000
Jasper, Indiana 6 $ 567,000 $ 94,500 $ 76,000
St. Joseph, Indiana 6 $ 787,000 $ 131,166 $ 51,000
Calvert, Maryland 6 $ 1,728,000 $ 288,000 $ 84,000
Ingham, Michigan 6 $ 985,000 $ 164,166 $ 57,000
Ottawa, Michigan 6 $ 609,000 $ 101,500 $ 74,000
Washtenaw, Michigan 6 $ 1,684,000 $ 280,666 $ 133,000
Crow Wing, Minnesota 6 $ 1,110,000 $ 185,000 $ 82,000
Douglas, Nebraska 6 $ 575,000 $ 95,833 $ 65,000
Gaston, North Carolina 6 $ 1,011,000 $ 168,500 $ 68,000
Yadkin, North Carolina 6 $ 812,000 $ 135,333 $ 62,000
Geauga, Ohio 6 $ 1,231,000 $ 205,166 $ 101,000
Deschutes, Oregon 6 $ 721,000 $ 120,166 $ 1,254,000
Pickens, South Carolina 6 $ 883,000 $ 147,166 $ 276,000
Spartanburg, South Carolina 6 $ 677,000 $ 112,833 $ 41,000
Knox, Tennessee 6 $ 711,000 $ 118,500 $ 38,000
Tarrant, Texas 6 $ 2,011,000 $ 335,166 $ 120,000
Travis, Texas 6 $ 2,475,000 $ 412,500 $ 513,000
Arlington, Virginia 6 $ 1,883,000 $ 313,833 $ 119,000
La Crosse, Wisconsin 6 $ 771,000 $ 128,500 $ 90,000
Racine, Wisconsin 6 $ 1,005,000 $ 167,500 $ 127,000
Sheboygan, Wisconsin 6 $ 716,000 $ 119,333 $ 51,000
St. Croix, Wisconsin 6 $ 1,118,000 $ 186,333 $ 42,000
Cochise, Arizona 5 $ 882,000 $ 176,400 $ 60,000
Mohave, Arizona 5 $ 804,000 $ 160,800 $ 220,000
San Miguel, Colorado 5 $ 4,408,000 $ 881,600 $ 533,000
Alachua, Florida 5 $ 997,000 $ 199,400 $ 68,000
Leon, Florida 5 $ 770,000 $ 154,000 $ 78,000
Marion, Florida 5 $ 729,000 $ 145,800 $ 65,000
Spalding, Georgia 5 $ 468,000 $ 93,600 $ 39,000
Canyon, Idaho 5 $ 856,000 $ 171,200 $ 6,250,000
Grundy, Illinois 5 $ 948,000 $ 189,600 $ 79,000
Henry, Illinois 5 $ 864,000 $ 172,800 $ 63,000
Madison, Illinois 5 $ 705,000 $ 141,000 $ 105,000
McLean, Illinois 5 $ 736,000 $ 147,200 $ 84,000
Sangamon, Illinois 5 $ 614,000 $ 122,800 $ 48,000
Dubuque, Iowa 5 $ 739,000 $ 147,800 $ 61,000
Campbell, Kentucky 5 $ 642,000 $ 128,400 $ 72,000
St. Mary's, Maryland 5 $ 1,269,000 $ 253,800 $ 66,000
Genesee, Michigan 5 $ 618,000 $ 123,600 $ 61,000
Carver, Minnesota 5 $ 876,000 $ 175,200 $ 77,000
Wright, Minnesota 5 $ 1,403,000 $ 280,600 $ 65,000
Sandoval, New Mexico 5 $ 789,000 $ 157,800 $ 70,000
Santa Fe, New Mexico 5 $ 906,000 $ 181,200 $ 99,000
Burke, North Carolina 5 $ 464,000 $ 92,800 $ 57,000
Orange, North Carolina 5 $ 2,003,000 $ 400,600 $ 122,000
Stanly, North Carolina 5 $ 662,000 $ 132,400 $ 80,000
Surry, North Carolina 5 $ 886,000 $ 177,200 $ 37,000
Licking, Ohio 5 $ 1,462,000 $ 292,400 $ 92,000
Wayne, Ohio 5 $ 701,000 $ 140,200 $ 117,000
Berkeley, South Carolina 5 $ 784,000 $ 156,800 $ 157,000
Wilson, Tennessee 5 $ 796,000 $ 159,200 $ 64,000
Fort Bend, Texas 5 $ 1,246,000 $ 249,200 $ 127,000
Chesapeake, Virginia 5 $ 641,000 $ 128,200 $ 37,000
Fauquier, Virginia 5 $ 1,878,000 $ 375,600 $ 93,000
Henrico, Virginia 5 $ 1,054,000 $ 210,800 $ 107,000
Petersburg, Virginia 5 $ 451,000 $ 90,200 $ 51,000
Richmond City, Virginia 5 $ 798,000 $ 159,600 $ 79,000
Clark, Wisconsin 5 $ 311,000 $ 62,200 $ 107,000
Grant, Wisconsin 5 $ 952,000 $ 190,400 $ 50,000
Sauk, Wisconsin 5 $ 655,000 $ 131,000 $ 90,000
Vernon, Wisconsin 5 $ 758,000 $ 151,600 $ 95,000
Lake, California 4 $ 1,548,000 $ 387,000 $ 250,000
Tulare, California 4 $ 689,000 $ 172,250 $ 49,000
Tuolumne, California 4 $ 1,291,000 $ 322,750 $ 75,000
Clear Creek, Colorado 4 $ 903,000 $ 225,750 $ 111,000
Garfield, Colorado 4 $ 1,158,000 $ 289,500 $ 57,000
Routt, Colorado 4 $ 919,000 $ 229,750 $ 155,000
Flagler, Florida 4 $ 889,000 $ 222,250 $ 196,000
Santa Rosa, Florida 4 $ 704,000 $ 176,000 $ 78,000
Walton, Florida 4 $ 1,501,000 $ 375,250 $ 282,000
Barrow, Georgia 4 $ 454,000 $ 113,500 $ 44,000
Chatham, Georgia 4 $ 1,162,000 $ 290,500 $ 111,000
Cherokee, Georgia 4 $ 593,000 $ 148,250 $ 66,000
Clayton, Georgia 4 $ 447,000 $ 111,750 $ 61,000
Jackson, Georgia 4 $ 571,000 $ 142,750 $ 56,000
Newton, Georgia 4 $ 661,000 $ 165,250 $ 64,000
Walton, Georgia 4 $ 1,040,000 $ 260,000 $ 130,000
Jo Daviess, Illinois 4 $ 938,000 $ 234,500 $ 182,000
Peoria, Illinois 4 $ 474,000 $ 118,500 $ 49,000
Marshall, Indiana 4 $ 463,000 $ 115,750 $ 171,000
Tippecanoe, Indiana 4 $ 430,000 $ 107,500 $ 75,000
Fayette, Kentucky 4 $ 701,000 $ 175,250 $ 47,000
Warren, Kentucky 4 $ 771,000 $ 192,750 $ 102,000
Barnstable, Massachusetts 4 $ 1,570,000 $ 392,500 $ 234,000
Calhoun, Michigan 4 $ 514,000 $ 128,500 $ 55,000
Livingston, Michigan 4 $ 1,114,000 $ 278,500 $ 75,000
St. Clair, Michigan 4 $ 897,000 $ 224,250 $ 134,000
Isanti, Minnesota 4 $ 416,000 $ 104,000 $ 47,000
Mower, Minnesota 4 $ 423,000 $ 105,750 $ 75,000
Olmsted, Minnesota 4 $ 761,000 $ 190,250 $ 46,000
Stearns, Minnesota 4 $ 576,000 $ 144,000 $ 163,000
Jefferson, Missouri 4 $ 844,000 $ 211,000 $ 78,000
Yellowstone, Montana 4 $ 494,000 $ 123,500 $ 65,000
Dona Ana, New Mexico 4 $ 430,000 $ 107,500 $ 82,000
Cleveland, North Carolina 4 $ 707,000 $ 176,750 $ 72,000
Craven, North Carolina 4 $ 684,000 $ 171,000 $ 66,000
Cumberland, North Carolina 4 $ 621,000 $ 155,250 $ 66,000
Davie, North Carolina 4 $ 632,000 $ 158,000 $ 51,000
Randolph, North Carolina 4 $ 683,000 $ 170,750 $ 63,000
Warren, Ohio 4 $ 655,000 $ 163,750 $ 93,000
Jackson, Oregon 4 $ 1,001,000 $ 250,250 $ 0
Lancaster, South Carolina 4 $ 1,116,000 $ 279,000 $ 78,000
Hamilton, Tennessee 4 $ 379,000 $ 94,750 $ 62,000
Williamson, Tennessee 4 $ 865,000 $ 216,250 $ 53,000
Collin, Texas 4 $ 1,025,000 $ 256,250 $ 149,000
Ellis, Texas 4 $ 1,128,000 $ 282,000 $ 161,000
Galveston, Texas 4 $ 548,000 $ 137,000 $ 82,000
Louisa, Virginia 4 $ 470,000 $ 117,500 $ 65,000
Suffolk, Virginia 4 $ 1,101,000 $ 275,250 $ 84,000
Washington, Wisconsin 4 $ 1,085,000 $ 271,250 $ 72,000
Navajo, Arizona 3 $ 516,000 $ 172,000 $ 105,000
Calaveras, California 3 $ 1,125,000 $ 375,000 $ 105,000
El Dorado, California 3 $ 850,000 $ 283,333 $ 40,000
Santa Barbara, California 3 $ 1,835,000 $ 611,666 $ 264,000
Gilpin, Colorado 3 $ 714,000 $ 238,000 $ 80,000
Gunnison, Colorado 3 $ 514,000 $ 171,333 $ 82,000
La Plata, Colorado 3 $ 1,250,000 $ 416,666 $ 270,000
Logan, Colorado 3 $ 313,000 $ 104,333 $ 81,000
Morgan, Colorado 3 $ 466,000 $ 155,333 $ 11,000
Teller, Colorado 3 $ 1,045,000 $ 348,333 $ 109,000
Clay, Florida 3 $ 545,000 $ 181,666 $ 64,000
Escambia, Florida 3 $ 406,000 $ 135,333 $ 53,000
Manatee, Florida 3 $ 887,000 $ 295,666 $ 159,000
Fayette, Georgia 3 $ 1,349,000 $ 449,666 $ 103,000
Houston, Georgia 3 $ 323,000 $ 107,666 $ 42,000
Richmond, Georgia 3 $ 484,000 $ 161,333 $ 64,000
Kauai, Hawaii 3 $ 1,598,000 $ 532,666 $ 385,000
Maui, Hawaii 3 $ 1,092,000 $ 364,000 $ 268,000
Champaign, Illinois 3 $ 469,000 $ 156,333 $ 54,000
Piatt, Illinois 3 $ 246,000 $ 82,000 $ 79,000
St. Clair, Illinois 3 $ 455,000 $ 151,666 $ 49,000
Woodford, Illinois 3 $ 526,000 $ 175,333 $ 64,000
Clark, Indiana 3 $ 382,000 $ 127,333 $ 36,000
Jackson, Iowa 3 $ 204,000 $ 68,000 $ 83,000
Butler, Kansas 3 $ 660,000 $ 220,000 $ 100,000
Douglas, Kansas 3 $ 773,000 $ 257,666 $ 136,000
Sedgwick, Kansas 3 $ 508,000 $ 169,333 $ 51,000
Kenton, Kentucky 3 $ 315,000 $ 105,000 $ 54,000
Caroline, Maryland 3 $ 528,000 $ 176,000 $ 43,000
Talbot, Maryland 3 $ 800,000 $ 266,666 $ 152,000
Bristol, Massachusetts 3 $ 2,197,000 $ 732,333 $ 2,170,000
Allegan, Michigan 3 $ 561,000 $ 187,000 $ 227,000
Benzie, Michigan 3 $ 386,000 $ 128,666 $ 65,000
Jackson, Michigan 3 $ 439,000 $ 146,333 $ 57,000
Lapeer, Michigan 3 $ 573,000 $ 191,000 $ 83,000
Mason, Michigan 3 $ 550,000 $ 183,333 $ 65,000
Roscommon, Michigan 3 $ 270,000 $ 90,000 $ 24,000
St. Joseph, Michigan 3 $ 1,126,000 $ 375,333 $ 396,000
Van Buren, Michigan 3 $ 507,000 $ 169,000 $ 155,000
Benton, Minnesota 3 $ 425,000 $ 141,666 $ 82,000
Houston, Minnesota 3 $ 222,000 $ 74,000 $ 33,000
Morrison, Minnesota 3 $ 251,000 $ 83,666 $ 43,000
Sherburne, Minnesota 3 $ 398,000 $ 132,666 $ 60,000
Boone, Missouri 3 $ 505,000 $ 168,333 $ 81,000
Camden, Missouri 3 $ 769,000 $ 256,333 $ 270,000
Clinton, Missouri 3 $ 697,000 $ 232,333 $ 52,000
Greene, Missouri 3 $ 249,000 $ 83,000 $ 47,000
Taney, Missouri 3 $ 247,000 $ 82,333 $ 105,000
Curry, New Mexico 3 $ 485,000 $ 161,666 $ 90,000
Eddy, New Mexico 3 $ 339,000 $ 113,000 $ 67,000
Grant, New Mexico 3 $ 447,000 $ 149,000 $ 57,000
Onondaga, New York 3 $ 256,000 $ 85,333 $ 73,000
Alamance, North Carolina 3 $ 385,000 $ 128,333 $ 66,000
Avery, North Carolina 3 $ 727,000 $ 242,333 $ 97,000
Lee, North Carolina 3 $ 312,000 $ 104,000 $ 95,000
Mitchell, North Carolina 3 $ 677,000 $ 225,666 $ 88,000
Moore, North Carolina 3 $ 393,000 $ 131,000 $ 79,000
Person, North Carolina 3 $ 598,000 $ 199,333 $ 37,000
Rockingham, North Carolina 3 $ 660,000 $ 220,000 $ 104,000
Greene, Ohio 3 $ 510,000 $ 170,000 $ 47,000
Lucas, Ohio 3 $ 576,000 $ 192,000 $ 75,000
Marion, Ohio 3 $ 499,000 $ 166,333 $ 51,000
Richland, Ohio 3 $ 455,000 $ 151,666 $ 136,000
Wood, Ohio 3 $ 529,000 $ 176,333 $ 63,000
Linn, Oregon 3 $ 420,000 $ 140,000 $ 57,000
Beaufort, South Carolina 3 $ 881,000 $ 293,666 $ 404,000
Florence, South Carolina 3 $ 429,000 $ 143,000 $ 49,000
Greenville, South Carolina 3 $ 405,000 $ 135,000 $ 50,000
Montgomery, Tennessee 3 $ 457,000 $ 152,333 $ 36,000
Sevier, Tennessee 3 $ 614,000 $ 204,666 $ 301,000
Sumner, Tennessee 3 $ 939,000 $ 313,000 $ 84,000
Kaufman, Texas 3 $ 481,000 $ 160,333 $ 129,000
Rockwall, Texas 3 $ 808,000 $ 269,333 $ 186,000
Utah, Utah 3 $ 440,000 $ 146,666 $ 37,000
Alexandria, Virginia 3 $ 723,000 $ 241,000 $ 138,000
Botetourt, Virginia 3 $ 695,000 $ 231,666 $ 93,000
Hampton, Virginia 3 $ 461,000 $ 153,666 $ 66,000
New Kent, Virginia 3 $ 535,000 $ 178,333 $ 118,000
Page, Virginia 3 $ 434,000 $ 144,666 $ 52,000
Cowlitz, Washington 3 $ 492,000 $ 164,000 $ 104,000
Snohomish, Washington 3 $ 756,000 $ 252,000 $ 71,000
Ashland, Wisconsin 3 $ 397,000 $ 132,333 $ 88,000
Columbia, Wisconsin 3 $ 823,000 $ 274,333 $ 91,000
Dodge, Wisconsin 3 $ 435,000 $ 145,000 $ 51,000
Dunn, Wisconsin 3 $ 310,000 $ 103,333 $ 91,000
Marinette, Wisconsin 3 $ 424,000 $ 141,333 $ 60,000
Monroe, Wisconsin 3 $ 297,000 $ 99,000 $ 37,000
Richland, Wisconsin 3 $ 448,000 $ 149,333 $ 57,000
Rock, Wisconsin 3 $ 487,000 $ 162,333 $ 71,000
Vilas, Wisconsin 3 $ 501,000 $ 167,000 $ 94,000
Waupaca, Wisconsin 3 $ 301,000 $ 100,333 $ 69,000
Fairbanks North Star, Alaska 2 $ 302,000 $ 151,000 $ 19,000
Santa Cruz, Arizona 2 $ 515,000 $ 257,500 $ 511,000
Colusa, California 2 $ 412,000 $ 206,000 $ 67,000
Glenn, California 2 $ 240,000 $ 120,000 $ 57,000
Madera, California 2 $ 393,000 $ 196,500 $ 59,000
Lake, Colorado 2 $ 253,000 $ 126,500 $ 46,000
Las Animas, Colorado 2 $ 236,000 $ 118,000 $ 84,000
Montezuma, Colorado 2 $ 463,000 $ 231,500 $ 89,000
Bay, Florida 2 $ 681,000 $ 340,500 $ 166,000
Hernando, Florida 2 $ 211,000 $ 105,500 $ 125,000
Indian River, Florida 2 $ 1,132,000 $ 566,000 $ 271,000
Martin, Florida 2 $ 1,369,000 $ 684,500 $ 182,000
Okaloosa, Florida 2 $ 407,000 $ 203,500 $ 67,000
Sumter, Florida 2 $ 440,000 $ 220,000 $ 59,000
Taylor, Florida 2 $ 218,000 $ 109,000 $ 44,000
Carroll, Georgia 2 $ 319,000 $ 159,500 $ 62,000
Douglas, Georgia 2 $ 213,000 $ 106,500 $ 62,000
Effingham, Georgia 2 $ 255,000 $ 127,500 $ 46,000
Forsyth, Georgia 2 $ 389,000 $ 194,500 $ 93,000
Laurens, Georgia 2 $ 203,000 $ 101,500 $ 55,000
Muscogee, Georgia 2 $ 295,000 $ 147,500 $ 171,000
Rockdale, Georgia 2 $ 147,000 $ 73,500 $ 67,000
White, Georgia 2 $ 319,000 $ 159,500 $ 49,000
Whitfield, Georgia 2 $ 222,000 $ 111,000 $ 62,000
Ada, Idaho 2 $ 596,000 $ 298,000 $ 167,000
Kootenai, Idaho 2 $ 264,000 $ 132,000 $ 348,000
Adams, Illinois 2 $ 212,000 $ 106,000 $ 64,000
De Witt, Illinois 2 $ 250,000 $ 125,000 $ 62,000
Jefferson, Illinois 2 $ 279,000 $ 139,500 $ 54,000
LaSalle, Illinois 2 $ 273,000 $ 136,500 $ 42,000
Lee, Illinois 2 $ 218,000 $ 109,000 $ 72,000
Macon, Illinois 2 $ 393,000 $ 196,500 $ 66,000
Ogle, Illinois 2 $ 343,000 $ 171,500 $ 146,000
Union, Illinois 2 $ 227,000 $ 113,500 $ 58,000
Franklin, Indiana 2 $ 372,000 $ 186,000 $ 72,000
White, Indiana 2 $ 351,000 $ 175,500 $ 40,000
Dallas, Iowa 2 $ 370,000 $ 185,000 $ 73,000
Linn, Iowa 2 $ 241,000 $ 120,500 $ 61,000
Story, Iowa 2 $ 210,000 $ 105,000 $ 0
Leavenworth, Kansas 2 $ 220,000 $ 110,000 $ 30,000
Pottawatomie, Kansas 2 $ 434,000 $ 217,000 $ 73,000
Saline, Kansas 2 $ 173,000 $ 86,500 $ 69,000
Boone, Kentucky 2 $ 235,000 $ 117,500 $ 104,000
Bullitt, Kentucky 2 $ 427,000 $ 213,500 $ 49,000
Hardin, Kentucky 2 $ 314,000 $ 157,000 $ 69,000
Laurel, Kentucky 2 $ 136,000 $ 68,000 $ 59,000
Logan, Kentucky 2 $ 251,000 $ 125,500 $ 53,000
Madison, Kentucky 2 $ 235,000 $ 117,500 $ 145,000
Scott, Kentucky 2 $ 401,000 $ 200,500 $ 50,000
Cecil, Maryland 2 $ 420,000 $ 210,000 $ 64,000
Kent, Maryland 2 $ 331,000 $ 165,500 $ 70,000
Wicomico, Maryland 2 $ 373,000 $ 186,500 $ 135,000
Franklin, Massachusetts 2 $ 422,000 $ 211,000 $ 41,000
Hampshire, Massachusetts 2 $ 375,000 $ 187,500 $ 62,000
Plymouth, Massachusetts 2 $ 511,000 $ 255,500 $ 77,000
Cass, Michigan 2 $ 232,000 $ 116,000 $ 143,000
Charlevoix, Michigan 2 $ 471,000 $ 235,500 $ 210,000
Kalamazoo, Michigan 2 $ 362,000 $ 181,000 $ 50,000
Monroe, Michigan 2 $ 375,000 $ 187,500 $ 26,000
Montcalm, Michigan 2 $ 163,000 $ 81,500 $ 76,000
Muskegon, Michigan 2 $ 201,000 $ 100,500 $ 37,000
Otsego, Michigan 2 $ 267,000 $ 133,500 $ 39,000
Wexford, Michigan 2 $ 166,000 $ 83,000 $ 85,000
Douglas, Minnesota 2 $ 317,000 $ 158,500 $ 54,000
Fillmore, Minnesota 2 $ 342,000 $ 171,000 $ 81,000
Itasca, Minnesota 2 $ 198,000 $ 99,000 $ 12,000
Kanabec, Minnesota 2 $ 357,000 $ 178,500 $ 86,000
Waseca, Minnesota 2 $ 213,000 $ 106,500 $ 32,000
Stone, Missouri 2 $ 182,000 $ 91,000 $ 128,000
Warren, Missouri 2 $ 320,000 $ 160,000 $ 56,000
Gallatin, Montana 2 $ 487,000 $ 243,500 $ 215,000
Jefferson, Montana 2 $ 113,000 $ 56,500 $ 59,000
Lincoln, Nebraska 2 $ 231,000 $ 115,500 $ 89,000
Lea, New Mexico 2 $ 646,000 $ 323,000 $ 173,000
Taos, New Mexico 2 $ 694,000 $ 347,000 $ 97,000
Valencia, New Mexico 2 $ 244,000 $ 122,000 $ 37,000
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Mortgage Loan Application Detail Totals for Guaranteed Rate, Inc. in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,763 $1,787,395,000 $230,000 $6,340,000 $126,000 $9,334,000
Refinancing 6,525 $1,678,179,000 $257,000 $3,050,000 $126,000 $6,250,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,647 $2,357,798,000 $244,000 $6,340,000 $128,000 $6,250,000
Not Provided 1,905 $435,573,000 $228,000 $2,000,000 $117,000 $6,199,000
Hispanic 1,205 $295,552,000 $245,000 $2,065,000 $94,000 $1,800,000
Black or African American 1,041 $241,524,000 $232,000 $1,750,000 $128,000 $9,334,000
Asian 439 $122,306,000 $278,000 $2,000,000 $196,000 $6,829,000
Native Hawaiian or Other Pacific Islander 27 $8,220,000 $304,000 $700,000 $114,000 $244,000
American Indian or Alaskan Native 24 $4,601,000 $191,000 $324,000 $70,000 $184,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,146 $3,439,548,000 $243,000 $6,340,000 $126,000 $9,334,000
FHA-insured (Federal Housing Administration) 124 $21,968,000 $177,000 $399,000 $72,000 $325,000
VA-guaranteed (Veterans Administration) 18 $4,058,000 $225,000 $417,000 $67,000 $148,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,667 $1,989,999,000 $229,000 $3,000,000 $114,000 $9,334,000
Application Approved But Not Accepted 3,316 $847,703,000 $255,000 $3,465,000 $132,000 $6,406,000
File Closed For Incompleteness 1,742 $495,201,000 $284,000 $6,340,000 $148,000 $6,250,000
Application Withdrawn By Applicant 336 $71,488,000 $212,000 $2,000,000 $237,000 $6,829,000
Application Denied By Financial Institution 227 $61,183,000 $269,000 $2,030,000 $125,000 $1,800,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 70 $14,967,000 $213,000 $612,000 $85,000 $349,000
Other 51 $16,271,000 $319,000 $2,030,000 $129,000 $729,000
Debt-To-Income Ratio 49 $13,243,000 $270,000 $848,000 $153,000 $1,800,000
Collateral 23 $5,420,000 $235,000 $696,000 $125,000 $300,000
Unverifiable Information 13 $4,716,000 $362,000 $585,000 $118,000 $212,000
Employment History 13 $3,856,000 $296,000 $472,000 $206,000 $336,000
Insufficient Cash (Downpayment, Closing Cost) 7 $2,627,000 $375,000 $725,000 $115,000 $184,000
Credit Application Incomplete 1 $83,000 $83,000 $83,000 $406,000 $406,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranteed Rate, Inc.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Guaranteed Rate, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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