Guaranteed Rate, Inc. Mortgage Lending & HMDA Data, 2007
In 2007, Guaranteed Rate, Inc. of Chicago, IL reported 14,288 mortgage applications totaling $3.5 billion, down 15% from 2006. The average application was for $242,551, and applicants reported an average income of $126,000. 61% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (5,680), Denver-Aurora, CO (1,282) and Lake County-Kenosha County, IL-WI (586) (applications in parentheses).
| Mortgage Company & Address | Guaranteed Rate, Inc. 3940 North Ravenswood Ave Chicago, IL 60613 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 14,288 |
| Total Mortgage Loan Application Amount | $3,465,574,000 |
| Average Mortgage Loan Application Amount | $242,551 |
| Highest Mortgage Loan Application Amount | $6,340,000 |
| Average Applicant Income | $126,000 |
| Highest Applicant Income | $9,334,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guaranteed Rate, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Joliet, IL | 5,680 | $ 1,420,412,000 | $ 250,072 | $ 129,000 |
| Denver-Aurora, CO | 1,282 | $ 279,055,000 | $ 217,671 | $ 100,000 |
| Lake County-Kenosha County, IL-WI | 586 | $ 159,139,000 | $ 271,568 | $ 152,105 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 300 | $ 103,413,000 | $ 344,710 | $ 127,803 |
| Oakland-Fremont-Hayward, CA | 231 | $ 84,141,000 | $ 364,246 | $ 153,000 |
| Phoenix-Mesa-Scottsdale, AZ | 219 | $ 55,248,000 | $ 252,273 | $ 133,000 |
| Kansas City, MO-KS | 209 | $ 30,277,000 | $ 144,866 | $ 84,047 |
| Atlanta-Sandy Springs-Marietta, GA | 186 | $ 37,935,000 | $ 203,951 | $ 92,000 |
| Riverside-San Bernardino-Ontario, CA | 186 | $ 57,034,000 | $ 306,634 | $ 131,000 |
| Cleveland-Elyria-Mentor, OH | 174 | $ 24,386,000 | $ 140,149 | $ 80,000 |
| Portland-Vancouver-Beaverton, OR-WA | 166 | $ 39,751,000 | $ 239,463 | $ 83,740 |
| Charlotte-Gastonia-Concord, NC-SC | 155 | $ 28,940,000 | $ 186,709 | $ 89,412 |
| Miami-Miami Beach-Kendall, FL | 137 | $ 46,231,000 | $ 337,452 | $ 163,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 136 | $ 27,902,000 | $ 205,161 | $ 84,632 |
| Los Angeles-Long Beach-Glendale, CA | 123 | $ 47,865,000 | $ 389,146 | $ 218,000 |
| Baltimore-Towson, MD | 118 | $ 29,398,000 | $ 249,135 | $ 96,000 |
| Yuma, AZ | 114 | $ 19,223,000 | $ 168,622 | $ 78,000 |
| Tampa-St. Petersburg-Clearwater, FL | 112 | $ 22,524,000 | $ 201,107 | $ 102,000 |
| Warren-Troy-Farmington Hills, MI | 112 | $ 23,717,000 | $ 211,758 | $ 90,000 |
| Wilmington, DE-MD-NJ | 112 | $ 23,930,000 | $ 213,660 | $ 78,732 |
| Orlando-Kissimmee, FL | 106 | $ 28,515,000 | $ 269,009 | $ 146,000 |
| Hartford-West Hartford-East Hartford, CT | 103 | $ 21,905,000 | $ 212,669 | $ 80,000 |
| Bethesda-Gaithersburg-Frederick, MD | 84 | $ 25,774,000 | $ 306,833 | $ 114,000 |
| San Francisco-San Mateo-Redwood City, CA | 83 | $ 50,520,000 | $ 608,674 | $ 198,000 |
| Colorado Springs, CO | 79 | $ 17,403,000 | $ 220,291 | $ 116,000 |
| Akron, OH | 72 | $ 9,400,000 | $ 130,555 | $ 84,000 |
| Detroit-Livonia-Dearborn, MI | 70 | $ 9,608,000 | $ 137,257 | $ 80,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 70 | $ 21,404,000 | $ 305,771 | $ 143,000 |
| Boulder, CO | 66 | $ 19,299,000 | $ 292,409 | $ 134,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 62 | $ 12,299,000 | $ 198,370 | $ 89,290 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 60 | $ 22,061,000 | $ 367,683 | $ 147,000 |
| New Haven-Milford, CT | 57 | $ 12,442,000 | $ 218,280 | $ 90,000 |
| St. Louis, MO-IL | 57 | $ 9,754,000 | $ 171,122 | $ 92,596 |
| Gary, IN | 50 | $ 6,790,000 | $ 135,800 | $ 78,000 |
| Raleigh-Cary, NC | 50 | $ 10,735,000 | $ 214,700 | $ 91,000 |
| Greeley, CO | 48 | $ 8,494,000 | $ 176,958 | $ 68,000 |
| Greensboro-High Point, NC | 48 | $ 6,797,000 | $ 141,604 | $ 68,000 |
| Wilmington, NC | 45 | $ 9,102,000 | $ 202,266 | $ 111,000 |
| Columbus, OH | 44 | $ 6,599,000 | $ 149,977 | $ 116,000 |
| Asheville, NC | 43 | $ 7,724,000 | $ 179,627 | $ 86,000 |
| Las Vegas-Paradise, NV | 43 | $ 12,526,000 | $ 291,302 | $ 196,000 |
| Richmond, VA | 43 | $ 7,340,000 | $ 170,697 | $ 70,000 |
| Houston-Sugar Land-Baytown, TX | 42 | $ 8,520,000 | $ 202,857 | $ 108,000 |
| San Diego-Carlsbad-San Marcos, CA | 42 | $ 19,235,000 | $ 457,976 | $ 197,000 |
| Milwaukee-Waukesha-West Allis, WI | 41 | $ 8,573,000 | $ 209,097 | $ 87,000 |
| Durham, NC | 38 | $ 7,864,000 | $ 206,947 | $ 80,000 |
| Fort Collins-Loveland, CO | 36 | $ 8,053,000 | $ 223,694 | $ 93,000 |
| Bridgeport-Stamford-Norwalk, CT | 35 | $ 16,224,000 | $ 463,542 | $ 154,000 |
| Jacksonville, FL | 35 | $ 5,809,000 | $ 165,971 | $ 916,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 35 | $ 10,412,000 | $ 297,485 | $ 97,000 |
| Dallas-Plano-Irving, TX | 33 | $ 6,977,000 | $ 211,424 | $ 107,000 |
| Seattle-Bellevue-Everett, WA | 33 | $ 10,266,000 | $ 311,090 | $ 121,000 |
| Winston-Salem, NC | 33 | $ 4,687,000 | $ 142,030 | $ 53,000 |
| Cape Coral-Fort Myers, FL | 32 | $ 7,975,000 | $ 249,218 | $ 109,000 |
| Santa Ana-Anaheim-Irvine, CA | 32 | $ 16,323,000 | $ 510,093 | $ 381,000 |
| Canton-Massillon, OH | 31 | $ 5,472,000 | $ 176,516 | $ 164,000 |
| Madison, WI | 31 | $ 5,167,000 | $ 166,677 | $ 90,000 |
| Stockton, CA | 30 | $ 9,625,000 | $ 320,833 | $ 132,000 |
| Cincinnati-Middletown, OH-KY-IN | 27 | $ 3,992,000 | $ 147,851 | $ 79,481 |
| Louisville-Jefferson County, KY-IN | 27 | $ 4,628,000 | $ 171,407 | $ 74,037 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 27 | $ 5,435,000 | $ 201,296 | $ 82,000 |
| Albuquerque, NM | 23 | $ 3,478,000 | $ 151,217 | $ 69,000 |
| Naples-Marco Island, FL | 22 | $ 5,702,000 | $ 259,181 | $ 308,000 |
| Indianapolis-Carmel, IN | 21 | $ 3,262,000 | $ 155,333 | $ 98,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 21 | $ 10,395,000 | $ 495,000 | $ 206,000 |
| Boston-Quincy, MA | 20 | $ 11,883,000 | $ 594,150 | $ 120,000 |
| Columbia, SC | 20 | $ 3,427,000 | $ 171,350 | $ 102,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 20 | $ 3,387,000 | $ 169,350 | $ 100,000 |
| Hickory-Lenoir-Morganton, NC | 20 | $ 3,163,000 | $ 158,150 | $ 80,000 |
| Vallejo-Fairfield, CA | 20 | $ 7,090,000 | $ 354,500 | $ 440,000 |
| Modesto, CA | 19 | $ 5,446,000 | $ 286,631 | $ 127,000 |
| Dover, DE | 18 | $ 3,470,000 | $ 192,777 | $ 65,000 |
| Tucson, AZ | 18 | $ 3,257,000 | $ 180,944 | $ 73,000 |
| Lakeland, FL | 17 | $ 3,042,000 | $ 178,941 | $ 71,000 |
| Rockford, IL | 17 | $ 2,317,000 | $ 136,294 | $ 84,000 |
| Grand Rapids-Wyoming, MI | 16 | $ 2,176,000 | $ 136,000 | $ 74,000 |
| Memphis, TN-MS-AR | 16 | $ 2,344,000 | $ 146,500 | $ 77,000 |
| Norwich-New London, CT | 16 | $ 3,666,000 | $ 229,125 | $ 67,000 |
| Salem, OR | 16 | $ 2,701,000 | $ 168,812 | $ 78,000 |
| Santa Rosa-Petaluma, CA | 15 | $ 6,604,000 | $ 440,266 | $ 152,000 |
| Springfield, MA | 15 | $ 2,643,000 | $ 176,200 | $ 53,000 |
| Charleston-North Charleston, SC | 14 | $ 3,296,000 | $ 235,428 | $ 115,000 |
| Fresno, CA | 14 | $ 2,882,000 | $ 205,857 | $ 63,000 |
| Laredo, TX | 14 | $ 1,975,000 | $ 141,071 | $ 58,000 |
| Appleton, WI | 13 | $ 1,640,000 | $ 126,153 | $ 61,000 |
| Niles-Benton Harbor, MI | 13 | $ 3,075,000 | $ 236,538 | $ 243,000 |
| Sarasota-Bradenton-Venice, FL | 13 | $ 3,385,000 | $ 260,384 | $ 130,000 |
| Cambridge-Newton-Framingham, MA | 12 | $ 3,976,000 | $ 331,333 | $ 137,000 |
| Des Moines-West Des Moines, IA | 12 | $ 1,939,000 | $ 161,583 | $ 63,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 12 | $ 4,703,000 | $ 391,916 | $ 135,000 |
| Palm Bay-Melbourne-Titusville, FL | 12 | $ 2,344,000 | $ 195,333 | $ 79,000 |
| Pueblo, CO | 12 | $ 1,714,000 | $ 142,833 | $ 68,000 |
| Flagstaff, AZ | 11 | $ 2,863,000 | $ 260,272 | $ 136,000 |
| Fond Du Lac, WI | 11 | $ 986,000 | $ 89,636 | $ 71,000 |
| Greenville-Mauldin-Easley, SC | 11 | $ 1,686,000 | $ 153,272 | $ 189,000 |
| Salinas, CA | 11 | $ 5,524,000 | $ 502,181 | $ 149,000 |
| Jacksonville, NC | 10 | $ 1,875,000 | $ 187,500 | $ 119,000 |
| Kankakee-Bradley, IL | 10 | $ 1,333,000 | $ 133,300 | $ 93,000 |
| Spokane, WA | 10 | $ 1,890,000 | $ 189,000 | $ 84,000 |
| Eugene-Springfield, OR | 9 | $ 1,173,000 | $ 130,333 | $ 80,000 |
| La Crosse, WI-MN | 9 | $ 993,000 | $ 110,333 | $ 71,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 9 | $ 1,281,000 | $ 142,333 | $ 155,000 |
| Peabody, MA | 9 | $ 2,931,000 | $ 325,666 | $ 65,000 |
| Peoria, IL | 9 | $ 1,325,000 | $ 147,222 | $ 71,000 |
| Toledo, OH | 9 | $ 1,658,000 | $ 184,222 | $ 95,000 |
| Worcester, MA | 9 | $ 2,006,000 | $ 222,888 | $ 74,000 |
| Youngstown-Warren-Boardman, OH-PA | 9 | $ 755,000 | $ 83,888 | $ 42,000 |
| Anchorage, AK | 8 | $ 2,100,000 | $ 262,500 | $ 108,000 |
| Austin-Round Rock, TX | 8 | $ 2,729,000 | $ 341,125 | $ 399,000 |
| Bloomington, IN | 8 | $ 828,000 | $ 103,500 | $ 394,000 |
| Gainesville, GA | 8 | $ 2,049,000 | $ 256,125 | $ 160,000 |
| Hagerstown-Martinsburg, MD-WV | 8 | $ 1,572,000 | $ 196,500 | $ 56,000 |
| Honolulu, HI | 8 | $ 4,062,000 | $ 507,750 | $ 198,000 |
| Michigan City-La Porte, IN | 8 | $ 1,329,000 | $ 166,125 | $ 104,000 |
| Omaha-Council Bluffs, NE-IA | 8 | $ 876,000 | $ 109,500 | $ 61,125 |
| Oshkosh-Neenah, WI | 8 | $ 1,691,000 | $ 211,375 | $ 193,000 |
| Port St. Lucie, FL | 8 | $ 2,375,000 | $ 296,875 | $ 98,000 |
| Prescott, AZ | 8 | $ 2,296,000 | $ 287,000 | $ 87,000 |
| Roanoke, VA | 8 | $ 1,172,000 | $ 146,500 | $ 68,000 |
| Santa Cruz-Watsonville, CA | 8 | $ 3,149,000 | $ 393,625 | $ 206,000 |
| South Bend-Mishawaka, IN-MI | 8 | $ 1,019,000 | $ 127,375 | $ 74,000 |
| Bakersfield, CA | 7 | $ 1,601,000 | $ 228,714 | $ 122,000 |
| Boise City-Nampa, ID | 7 | $ 1,452,000 | $ 207,428 | $ 4,512,000 |
| Champaign-Urbana, IL | 7 | $ 825,000 | $ 117,857 | $ 67,000 |
| Knoxville, TN | 7 | $ 873,000 | $ 124,714 | $ 41,000 |
| Lexington-Fayette, KY | 7 | $ 1,354,000 | $ 193,428 | $ 48,000 |
| Napa, CA | 7 | $ 2,256,000 | $ 322,285 | $ 168,000 |
| Pensacola-Ferry Pass-Brent, FL | 7 | $ 1,110,000 | $ 158,571 | $ 67,000 |
| Salt Lake City, UT | 7 | $ 936,000 | $ 133,714 | $ 40,000 |
| St. Cloud, MN | 7 | $ 1,001,000 | $ 143,000 | $ 128,000 |
| Tacoma, WA | 7 | $ 1,745,000 | $ 249,285 | $ 129,000 |
| Winchester, VA-WV | 7 | $ 1,588,000 | $ 226,857 | $ 93,000 |
| Ann Arbor, MI | 6 | $ 1,684,000 | $ 280,666 | $ 133,000 |
| Augusta-Richmond County, GA-SC | 6 | $ 840,000 | $ 140,000 | $ 52,500 |
| Bend, OR | 6 | $ 721,000 | $ 120,166 | $ 1,254,000 |
| Chattanooga, TN-GA | 6 | $ 657,000 | $ 109,500 | $ 61,166 |
| Davenport-Moline-Rock Island, IA-IL | 6 | $ 1,281,000 | $ 213,500 | $ 73,000 |
| Fort Worth-Arlington, TX | 6 | $ 2,011,000 | $ 335,166 | $ 120,000 |
| Gainesville, FL | 6 | $ 1,367,000 | $ 227,833 | $ 74,000 |
| Grand Junction, CO | 6 | $ 1,279,000 | $ 213,166 | $ 72,000 |
| Holland-Grand Haven, MI | 6 | $ 609,000 | $ 101,500 | $ 74,000 |
| Lansing-East Lansing, MI | 6 | $ 985,000 | $ 164,166 | $ 57,000 |
| Merced, CA | 6 | $ 1,512,000 | $ 252,000 | $ 102,000 |
| Racine, WI | 6 | $ 1,005,000 | $ 167,500 | $ 127,000 |
| Savannah, GA | 6 | $ 1,417,000 | $ 236,166 | $ 89,000 |
| Sheboygan, WI | 6 | $ 716,000 | $ 119,333 | $ 51,000 |
| Spartanburg, SC | 6 | $ 677,000 | $ 112,833 | $ 41,000 |
| Springfield, IL | 6 | $ 793,000 | $ 132,166 | $ 51,000 |
| Tallahassee, FL | 6 | $ 854,000 | $ 142,333 | $ 69,000 |
| Wichita, KS | 6 | $ 1,168,000 | $ 194,666 | $ 75,000 |
| Bloomington-Normal, IL | 5 | $ 736,000 | $ 147,200 | $ 84,000 |
| Dayton, OH | 5 | $ 779,000 | $ 155,800 | $ 57,000 |
| Dubuque, IA | 5 | $ 739,000 | $ 147,800 | $ 61,000 |
| Flint, MI | 5 | $ 618,000 | $ 123,600 | $ 61,000 |
| Kalamazoo-Portage, MI | 5 | $ 869,000 | $ 173,800 | $ 113,000 |
| Lake Havasu City-Kingman, AZ | 5 | $ 804,000 | $ 160,800 | $ 220,000 |
| Ocala, FL | 5 | $ 729,000 | $ 145,800 | $ 65,000 |
| Rochester, MN | 5 | $ 877,000 | $ 175,400 | $ 50,000 |
| Santa Fe, NM | 5 | $ 906,000 | $ 181,200 | $ 99,000 |
| Barnstable Town, MA | 4 | $ 1,570,000 | $ 392,500 | $ 234,000 |
| Battle Creek, MI | 4 | $ 514,000 | $ 128,500 | $ 55,000 |
| Billings, MT | 4 | $ 494,000 | $ 123,500 | $ 65,000 |
| Bowling Green, KY | 4 | $ 771,000 | $ 192,750 | $ 102,000 |
| Eau Claire, WI | 4 | $ 738,000 | $ 184,500 | $ 67,000 |
| Fayetteville, NC | 4 | $ 621,000 | $ 155,250 | $ 66,000 |
| Lafayette, IN | 4 | $ 430,000 | $ 107,500 | $ 75,000 |
| Las Cruces, NM | 4 | $ 430,000 | $ 107,500 | $ 82,000 |
| Medford, OR | 4 | $ 1,001,000 | $ 250,250 | $ 0 |
| Oklahoma City, OK | 4 | $ 649,000 | $ 162,250 | $ 72,000 |
| Palm Coast, FL | 4 | $ 889,000 | $ 222,250 | $ 196,000 |
| Visalia-Porterville, CA | 4 | $ 689,000 | $ 172,250 | $ 49,000 |
| Burlington, NC | 3 | $ 385,000 | $ 128,333 | $ 66,000 |
| Cedar Rapids, IA | 3 | $ 391,000 | $ 130,333 | $ 63,000 |
| Charlottesville, VA | 3 | $ 497,000 | $ 165,666 | $ 50,000 |
| Clarksville, TN-KY | 3 | $ 457,000 | $ 152,333 | $ 36,000 |
| Columbia, MO | 3 | $ 505,000 | $ 168,333 | $ 81,000 |
| Columbus, GA-AL | 3 | $ 529,000 | $ 176,333 | $ 138,000 |
| Florence, SC | 3 | $ 429,000 | $ 143,000 | $ 49,000 |
| Jackson, MI | 3 | $ 439,000 | $ 146,333 | $ 57,000 |
| Janesville, WI | 3 | $ 487,000 | $ 162,333 | $ 71,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 385,000 | $ 128,333 | $ 58,000 |
| Lawrence, KS | 3 | $ 773,000 | $ 257,666 | $ 136,000 |
| Longview, WA | 3 | $ 492,000 | $ 164,000 | $ 104,000 |
| Mansfield, OH | 3 | $ 455,000 | $ 151,666 | $ 136,000 |
| Philadelphia, PA | 3 | $ 1,247,000 | $ 415,666 | $ 239,000 |
| Providence-New Bedford-Fall River, RI-MA | 3 | $ 2,197,000 | $ 732,333 | $ 2,170,000 |
| Provo-Orem, UT | 3 | $ 440,000 | $ 146,666 | $ 37,000 |
| Salisbury, MD | 3 | $ 485,000 | $ 161,666 | $ 90,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 3 | $ 1,835,000 | $ 611,666 | $ 264,000 |
| Springfield, MO | 3 | $ 249,000 | $ 83,000 | $ 47,000 |
| Syracuse, NY | 3 | $ 256,000 | $ 85,333 | $ 73,000 |
| Tulsa, OK | 3 | $ 365,000 | $ 121,666 | $ 114,000 |
| Warner Robins, GA | 3 | $ 323,000 | $ 107,666 | $ 42,000 |
| Ames, IA | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Anderson, SC | 2 | $ 255,000 | $ 127,500 | $ 31,000 |
| Bremerton-Silverdale, WA | 2 | $ 337,000 | $ 168,500 | $ 71,000 |
| Brownsville-Harlingen, TX | 2 | $ 280,000 | $ 140,000 | $ 74,000 |
| Coeur D'Alene, ID | 2 | $ 264,000 | $ 132,000 | $ 348,000 |
| Dalton, GA | 2 | $ 222,000 | $ 111,000 | $ 62,000 |
| Decatur, IL | 2 | $ 393,000 | $ 196,500 | $ 66,000 |
| Elizabethtown, KY | 2 | $ 314,000 | $ 157,000 | $ 69,000 |
| Evansville, IN-KY | 2 | $ 438,000 | $ 219,000 | $ 64,000 |
| Fairbanks, AK | 2 | $ 302,000 | $ 151,000 | $ 19,000 |
| Fort Walton Beach-Crestview-Destin, FL | 2 | $ 407,000 | $ 203,500 | $ 67,000 |
| Harrisonburg, VA | 2 | $ 433,000 | $ 216,500 | $ 58,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 222,000 | $ 111,000 | $ 37,000 |
| Macon, GA | 2 | $ 243,000 | $ 121,500 | $ 40,000 |
| Madera, CA | 2 | $ 393,000 | $ 196,500 | $ 59,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 371,000 | $ 185,500 | $ 36,000 |
| Monroe, MI | 2 | $ 375,000 | $ 187,500 | $ 26,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 368,000 | $ 184,000 | $ 55,000 |
| Muskegon-Norton Shores, MI | 2 | $ 201,000 | $ 100,500 | $ 37,000 |
| Ogden-Clearfield, UT | 2 | $ 466,000 | $ 233,000 | $ 125,000 |
| Olympia, WA | 2 | $ 400,000 | $ 200,000 | $ 79,000 |
| Panama City-Lynn Haven, FL | 2 | $ 681,000 | $ 340,500 | $ 166,000 |
| San Antonio, TX | 2 | $ 274,000 | $ 137,000 | $ 67,000 |
| Sandusky, OH | 2 | $ 235,000 | $ 117,500 | $ 140,000 |
| Sebastian-Vero Beach, FL | 2 | $ 1,132,000 | $ 566,000 | $ 271,000 |
| St. George, UT | 2 | $ 1,220,000 | $ 610,000 | $ 274,000 |
| Wausau, WI | 2 | $ 275,000 | $ 137,500 | $ 42,000 |
| Wenatchee, WA | 2 | $ 320,000 | $ 160,000 | $ 90,000 |
| Yakima, WA | 2 | $ 292,000 | $ 146,000 | $ 35,000 |
| Anderson, IN | 1 | $ 105,000 | $ 105,000 | $ 9,334,000 |
| Bellingham, WA | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 50,000 | $ 50,000 | $ 72,000 |
| Columbus, IN | 1 | $ 389,000 | $ 389,000 | $ 372,000 |
| Corpus Christi, TX | 1 | $ 202,000 | $ 202,000 | $ 62,000 |
| Danville, IL | 1 | $ 81,000 | $ 81,000 | $ 55,000 |
| Duluth, MN-WI | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| El Paso, TX | 1 | $ 126,000 | $ 126,000 | $ 127,000 |
| Farmington, NM | 1 | $ 236,000 | $ 236,000 | $ 64,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 144,000 | $ 144,000 | $ 118,000 |
| Goldsboro, NC | 1 | $ 153,000 | $ 153,000 | $ 193,000 |
| Green Bay, WI | 1 | $ 93,000 | $ 93,000 | $ 31,000 |
| Hinesville-Fort Stewart, GA | 1 | $ 190,000 | $ 190,000 | $ 63,000 |
| Iowa City, IA | 1 | $ 119,000 | $ 119,000 | $ 110,000 |
| Jackson, MS | 1 | $ 100,000 | $ 100,000 | $ 51,000 |
| Johnson City, TN | 1 | $ 107,000 | $ 107,000 | $ 111,000 |
| Joplin, MO | 1 | $ 117,000 | $ 117,000 | $ 67,000 |
| Kokomo, IN | 1 | $ 188,000 | $ 188,000 | $ 110,000 |
| Lynchburg, VA | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Midland, TX | 1 | $ 87,000 | $ 87,000 | $ 46,000 |
| New Orleans-Metairie-Kenner, LA | 1 | $ 540,000 | $ 540,000 | $ 5,000,000 |
| Pittsburgh, PA | 1 | $ 417,000 | $ 417,000 | $ 216,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 1 | $ 749,000 | $ 749,000 | $ 1,495,000 |
| Punta Gorda, FL | 1 | $ 78,000 | $ 78,000 | $ 39,000 |
| Reno-Sparks, NV | 1 | $ 111,000 | $ 111,000 | $ 100,000 |
| Rocky Mount, NC | 1 | $ 129,000 | $ 129,000 | $ 49,000 |
| Rome, GA | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 454,000 | $ 454,000 | $ 117,000 |
| Sioux City, IA-NE-SD | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Springfield, OH | 1 | $ 116,000 | $ 116,000 | $ 58,000 |
| Terre Haute, IN | 1 | $ 148,000 | $ 148,000 | $ 47,000 |
| Topeka, KS | 1 | $ 60,000 | $ 60,000 | $ 34,000 |
| Valdosta, GA | 1 | $ 153,000 | $ 153,000 | $ 43,000 |
| Waco, TX | 1 | $ 166,000 | $ 166,000 | $ 56,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 136,000 | $ 136,000 | $ 84,000 |
| Wheeling, WV-OH | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Yuba City, CA | 1 | $ 300,000 | $ 300,000 | $ 115,000 |
Mortgage Loan Application Detail Totals for Guaranteed Rate, Inc. in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,763 | $1,787,395,000 | $230,000 | $6,340,000 | $126,000 | $9,334,000 |
| Refinancing | 6,525 | $1,678,179,000 | $257,000 | $3,050,000 | $126,000 | $6,250,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,647 | $2,357,798,000 | $244,000 | $6,340,000 | $128,000 | $6,250,000 |
| Not Provided | 1,905 | $435,573,000 | $228,000 | $2,000,000 | $117,000 | $6,199,000 |
| Hispanic | 1,205 | $295,552,000 | $245,000 | $2,065,000 | $94,000 | $1,800,000 |
| Black or African American | 1,041 | $241,524,000 | $232,000 | $1,750,000 | $128,000 | $9,334,000 |
| Asian | 439 | $122,306,000 | $278,000 | $2,000,000 | $196,000 | $6,829,000 |
| Native Hawaiian or Other Pacific Islander | 27 | $8,220,000 | $304,000 | $700,000 | $114,000 | $244,000 |
| American Indian or Alaskan Native | 24 | $4,601,000 | $191,000 | $324,000 | $70,000 | $184,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,146 | $3,439,548,000 | $243,000 | $6,340,000 | $126,000 | $9,334,000 |
| FHA-insured (Federal Housing Administration) | 124 | $21,968,000 | $177,000 | $399,000 | $72,000 | $325,000 |
| VA-guaranteed (Veterans Administration) | 18 | $4,058,000 | $225,000 | $417,000 | $67,000 | $148,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,667 | $1,989,999,000 | $229,000 | $3,000,000 | $114,000 | $9,334,000 |
| Application Approved But Not Accepted | 3,316 | $847,703,000 | $255,000 | $3,465,000 | $132,000 | $6,406,000 |
| File Closed For Incompleteness | 1,742 | $495,201,000 | $284,000 | $6,340,000 | $148,000 | $6,250,000 |
| Application Withdrawn By Applicant | 336 | $71,488,000 | $212,000 | $2,000,000 | $237,000 | $6,829,000 |
| Application Denied By Financial Institution | 227 | $61,183,000 | $269,000 | $2,030,000 | $125,000 | $1,800,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 70 | $14,967,000 | $213,000 | $612,000 | $85,000 | $349,000 |
| Other | 51 | $16,271,000 | $319,000 | $2,030,000 | $129,000 | $729,000 |
| Debt-To-Income Ratio | 49 | $13,243,000 | $270,000 | $848,000 | $153,000 | $1,800,000 |
| Collateral | 23 | $5,420,000 | $235,000 | $696,000 | $125,000 | $300,000 |
| Unverifiable Information | 13 | $4,716,000 | $362,000 | $585,000 | $118,000 | $212,000 |
| Employment History | 13 | $3,856,000 | $296,000 | $472,000 | $206,000 | $336,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $2,627,000 | $375,000 | $725,000 | $115,000 | $184,000 |
| Credit Application Incomplete | 1 | $83,000 | $83,000 | $83,000 | $406,000 | $406,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranteed Rate, Inc.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranteed Rate, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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