Guaranteed Rate, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007

Guaranteed Rate, Inc. 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Guaranteed Rate, Inc.
3940 North Ravenswood Ave
Wilmington, DE 60613
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 14,288
Total Mortgage Loan Application Amount $3,465,574,000
Average Mortgage Loan Application Amount $243,500
Highest Mortgage Loan Application Amount $6,340,000
Average Applicant Income $126,000
Highest Applicant Income $9,334,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Guaranteed Rate, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guaranteed Rate, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2007 breaks down Guaranteed Rate, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guaranteed Rate, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Guaranteed Rate, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guaranteed Rate, Inc.'s mortgage activity for 2007.

Mortgage Loan Application Totals for Guaranteed Rate, Inc. by Metropolitan Area in 2007

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CHICAGO-NAPERVILLE-JOLIET, IL 5,680 $ 1,420,412,000 $ 250,000 $ 129,000
DENVER-AURORA, CO 1,282 $ 279,055,000 $ 217,000 $ 100,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 586 $ 159,139,000 $ 221,000 $ 128,500
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 300 $ 103,413,000 $ 344,666 $ 125,333
OAKLAND-FREMONT-HAYWARD, CA 231 $ 84,141,000 $ 364,000 $ 153,000
PHOENIX-MESA-SCOTTSDALE, AZ 219 $ 55,248,000 $ 252,000 $ 133,000
KANSAS CITY, MO-KS 209 $ 30,277,000 $ 147,500 $ 84,500
ATLANTA-SANDY SPRINGS-MARIETTA, GA 186 $ 37,935,000 $ 203,000 $ 92,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 186 $ 57,034,000 $ 306,000 $ 131,000
CLEVELAND-ELYRIA-MENTOR, OH 174 $ 24,386,000 $ 140,000 $ 80,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 166 $ 39,751,000 $ 240,500 $ 78,500
CHARLOTTE-GASTONIA-CONCORD, NC-SC 155 $ 28,940,000 $ 195,500 $ 86,500
MIAMI-MIAMI BEACH-KENDALL, FL 137 $ 46,231,000 $ 337,000 $ 163,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 136 $ 27,902,000 $ 191,500 $ 64,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 123 $ 47,865,000 $ 389,000 $ 218,000
BALTIMORE-TOWSON, MD 118 $ 29,398,000 $ 249,000 $ 96,000
YUMA, AZ 114 $ 19,223,000 $ 168,000 $ 78,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 112 $ 22,524,000 $ 201,000 $ 102,000
WARREN-TROY-FARMINGTON HILLS, MI 112 $ 23,717,000 $ 211,000 $ 90,000
WILMINGTON, DE-MD-NJ 112 $ 23,930,000 $ 211,500 $ 71,500
ORLANDO-KISSIMMEE, FL 106 $ 28,515,000 $ 269,000 $ 146,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 103 $ 21,905,000 $ 212,000 $ 80,000
BETHESDA-GAITHERSBURG-FREDERICK, MD 84 $ 25,774,000 $ 306,000 $ 114,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 83 $ 50,520,000 $ 608,000 $ 198,000
COLORADO SPRINGS, CO 79 $ 17,403,000 $ 220,000 $ 116,000
AKRON, OH 72 $ 9,400,000 $ 130,000 $ 84,000
DETROIT-LIVONIA-DEARBORN, MI 70 $ 9,608,000 $ 137,000 $ 80,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 70 $ 21,404,000 $ 305,000 $ 143,000
BOULDER, CO 66 $ 19,299,000 $ 292,000 $ 134,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 62 $ 12,299,000 $ 200,000 $ 68,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 60 $ 22,061,000 $ 367,000 $ 147,000
NEW HAVEN-MILFORD, CT 57 $ 12,442,000 $ 218,000 $ 90,000
ST. LOUIS, MO-IL 57 $ 9,754,000 $ 160,000 $ 89,000
GARY, IN 50 $ 6,790,000 $ 135,000 $ 78,000
RALEIGH-CARY, NC 50 $ 10,735,000 $ 214,000 $ 91,000
GREELEY, CO 48 $ 8,494,000 $ 176,000 $ 68,000
GREENSBORO-HIGH POINT, NC 48 $ 6,797,000 $ 141,000 $ 68,000
WILMINGTON, NC 45 $ 9,102,000 $ 202,000 $ 111,000
COLUMBUS, OH 44 $ 6,599,000 $ 149,000 $ 116,000
ASHEVILLE, NC 43 $ 7,724,000 $ 179,000 $ 86,000
LAS VEGAS-PARADISE, NV 43 $ 12,526,000 $ 291,000 $ 196,000
RICHMOND, VA 43 $ 7,340,000 $ 170,000 $ 70,000
HOUSTON-SUGAR LAND-BAYTOWN, TX 42 $ 8,520,000 $ 202,000 $ 108,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 42 $ 19,235,000 $ 457,000 $ 197,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 41 $ 8,573,000 $ 209,000 $ 87,000
DURHAM, NC 38 $ 7,864,000 $ 206,000 $ 80,000
FORT COLLINS-LOVELAND, CO 36 $ 8,053,000 $ 223,000 $ 93,000
BRIDGEPORT-STAMFORD-NORWALK, CT 35 $ 16,224,000 $ 463,000 $ 154,000
JACKSONVILLE, FL 35 $ 5,809,000 $ 165,000 $ 916,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 35 $ 10,412,000 $ 297,000 $ 97,000
DALLAS-PLANO-IRVING, TX 33 $ 6,977,000 $ 211,000 $ 107,000
SEATTLE-BELLEVUE-EVERETT, WA 33 $ 10,266,000 $ 311,000 $ 121,000
WINSTON-SALEM, NC 33 $ 4,687,000 $ 142,000 $ 53,000
CAPE CORAL-FORT MYERS, FL 32 $ 7,975,000 $ 249,000 $ 109,000
SANTA ANA-ANAHEIM-IRVINE, CA 32 $ 16,323,000 $ 510,000 $ 381,000
CANTON-MASSILLON, OH 31 $ 5,472,000 $ 176,000 $ 164,000
MADISON, WI 31 $ 5,167,000 $ 166,000 $ 90,000
STOCKTON, CA 30 $ 9,625,000 $ 320,000 $ 132,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 27 $ 3,992,000 $ 157,000 $ 76,666
LOUISVILLE-JEFFERSON COUNTY, KY-IN 27 $ 4,628,000 $ 155,500 $ 60,500
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 27 $ 5,435,000 $ 201,000 $ 82,000
ALBUQUERQUE, NM 23 $ 3,478,000 $ 151,000 $ 69,000
NAPLES-MARCO ISLAND, FL 22 $ 5,702,000 $ 259,000 $ 308,000
INDIANAPOLIS-CARMEL, IN 21 $ 3,262,000 $ 155,000 $ 98,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 21 $ 10,395,000 $ 495,000 $ 206,000
BOSTON-QUINCY, MA 20 $ 11,883,000 $ 594,000 $ 120,000
COLUMBIA, SC 20 $ 3,427,000 $ 171,000 $ 102,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 20 $ 3,387,000 $ 169,000 $ 100,000
HICKORY-LENOIR-MORGANTON, NC 20 $ 3,163,000 $ 158,000 $ 80,000
VALLEJO-FAIRFIELD, CA 20 $ 7,090,000 $ 354,000 $ 440,000
MODESTO, CA 19 $ 5,446,000 $ 286,000 $ 127,000
DOVER, DE 18 $ 3,470,000 $ 192,000 $ 65,000
TUCSON, AZ 18 $ 3,257,000 $ 180,000 $ 73,000
LAKELAND, FL 17 $ 3,042,000 $ 178,000 $ 71,000
ROCKFORD, IL 17 $ 2,317,000 $ 136,000 $ 84,000
GRAND RAPIDS-WYOMING, MI 16 $ 2,176,000 $ 136,000 $ 74,000
MEMPHIS, TN-MS-AR 16 $ 2,344,000 $ 146,000 $ 77,000
NORWICH-NEW LONDON, CT 16 $ 3,666,000 $ 229,000 $ 67,000
SALEM, OR 16 $ 2,701,000 $ 168,000 $ 78,000
SANTA ROSA-PETALUMA, CA 15 $ 6,604,000 $ 440,000 $ 152,000
SPRINGFIELD, MA 15 $ 2,643,000 $ 176,000 $ 53,000
CHARLESTON-NORTH CHARLESTON, SC 14 $ 3,296,000 $ 235,000 $ 115,000
FRESNO, CA 14 $ 2,882,000 $ 205,000 $ 63,000
LAREDO, TX 14 $ 1,975,000 $ 141,000 $ 58,000
APPLETON, WI 13 $ 1,640,000 $ 126,000 $ 61,000
NILES-BENTON HARBOR, MI 13 $ 3,075,000 $ 236,000 $ 243,000
SARASOTA-BRADENTON-VENICE, FL 13 $ 3,385,000 $ 260,000 $ 130,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 12 $ 3,976,000 $ 331,000 $ 137,000
DES MOINES-WEST DES MOINES, IA 12 $ 1,939,000 $ 161,000 $ 63,000
OXNARD-THOUSAND OAKS-VENTURA, CA 12 $ 4,703,000 $ 391,000 $ 135,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 12 $ 2,344,000 $ 195,000 $ 79,000
PUEBLO, CO 12 $ 1,714,000 $ 142,000 $ 68,000
FLAGSTAFF, AZ 11 $ 2,863,000 $ 260,000 $ 136,000
FOND DU LAC, WI 11 $ 986,000 $ 89,000 $ 71,000
GREENVILLE-MAULDIN-EASLEY, SC 11 $ 1,686,000 $ 153,000 $ 189,000
SALINAS, CA 11 $ 5,524,000 $ 502,000 $ 149,000
JACKSONVILLE, NC 10 $ 1,875,000 $ 187,000 $ 119,000
KANKAKEE-BRADLEY, IL 10 $ 1,333,000 $ 133,000 $ 93,000
SPOKANE, WA 10 $ 1,890,000 $ 189,000 $ 84,000
EUGENE-SPRINGFIELD, OR 9 $ 1,173,000 $ 130,000 $ 80,000
LA CROSSE, WI-MN 9 $ 993,000 $ 101,000 $ 61,500
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC 9 $ 1,281,000 $ 142,000 $ 155,000
PEABODY, MA 9 $ 2,931,000 $ 325,000 $ 65,000
PEORIA, IL 9 $ 1,325,000 $ 147,000 $ 71,000
TOLEDO, OH 9 $ 1,658,000 $ 184,000 $ 95,000
WORCESTER, MA 9 $ 2,006,000 $ 222,000 $ 74,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 9 $ 755,000 $ 83,000 $ 42,000
ANCHORAGE, AK 8 $ 2,100,000 $ 262,000 $ 108,000
AUSTIN-ROUND ROCK, TX 8 $ 2,729,000 $ 341,000 $ 399,000
BLOOMINGTON, IN 8 $ 828,000 $ 103,000 $ 394,000
GAINESVILLE, GA 8 $ 2,049,000 $ 256,000 $ 160,000
HAGERSTOWN-MARTINSBURG, MD-WV 8 $ 1,572,000 $ 196,000 $ 56,000
HONOLULU, HI 8 $ 4,062,000 $ 507,000 $ 198,000
MICHIGAN CITY-LA PORTE, IN 8 $ 1,329,000 $ 166,000 $ 104,000
OMAHA-COUNCIL BLUFFS, NE-IA 8 $ 876,000 $ 88,500 $ 43,500
OSHKOSH-NEENAH, WI 8 $ 1,691,000 $ 211,000 $ 193,000
PORT ST. LUCIE, FL 8 $ 2,375,000 $ 296,000 $ 98,000
PRESCOTT, AZ 8 $ 2,296,000 $ 287,000 $ 87,000
ROANOKE, VA 8 $ 1,172,000 $ 146,000 $ 68,000
SANTA CRUZ-WATSONVILLE, CA 8 $ 3,149,000 $ 393,000 $ 206,000
SOUTH BEND-MISHAWAKA, IN-MI 8 $ 1,019,000 $ 123,500 $ 97,000
BAKERSFIELD, CA 7 $ 1,601,000 $ 228,000 $ 122,000
BOISE CITY-NAMPA, ID 7 $ 1,452,000 $ 207,000 $ 4,512,000
CHAMPAIGN-URBANA, IL 7 $ 825,000 $ 117,000 $ 67,000
KNOXVILLE, TN 7 $ 873,000 $ 124,000 $ 41,000
LEXINGTON-FAYETTE, KY 7 $ 1,354,000 $ 193,000 $ 48,000
NAPA, CA 7 $ 2,256,000 $ 322,000 $ 168,000
PENSACOLA-FERRY PASS-BRENT, FL 7 $ 1,110,000 $ 158,000 $ 67,000
SALT LAKE CITY, UT 7 $ 936,000 $ 133,000 $ 40,000
ST. CLOUD, MN 7 $ 1,001,000 $ 143,000 $ 128,000
TACOMA, WA 7 $ 1,745,000 $ 249,000 $ 129,000
WINCHESTER, VA-WV 7 $ 1,588,000 $ 226,000 $ 93,000
ANN ARBOR, MI 6 $ 1,684,000 $ 280,000 $ 133,000
AUGUSTA-RICHMOND COUNTY, GA-SC 6 $ 840,000 $ 139,500 $ 52,500
BEND, OR 6 $ 721,000 $ 120,000 $ 1,254,000
CHATTANOOGA, TN-GA 6 $ 657,000 $ 120,000 $ 49,500
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 6 $ 1,281,000 $ 294,500 $ 93,000
FORT WORTH-ARLINGTON, TX 6 $ 2,011,000 $ 335,000 $ 120,000
GAINESVILLE, FL 6 $ 1,367,000 $ 227,000 $ 74,000
GRAND JUNCTION, CO 6 $ 1,279,000 $ 213,000 $ 72,000
HOLLAND-GRAND HAVEN, MI 6 $ 609,000 $ 101,000 $ 74,000
LANSING-EAST LANSING, MI 6 $ 985,000 $ 164,000 $ 57,000
MERCED, CA 6 $ 1,512,000 $ 252,000 $ 102,000
RACINE, WI 6 $ 1,005,000 $ 167,000 $ 127,000
SAVANNAH, GA 6 $ 1,417,000 $ 236,000 $ 89,000
SHEBOYGAN, WI 6 $ 716,000 $ 119,000 $ 51,000
SPARTANBURG, SC 6 $ 677,000 $ 112,000 $ 41,000
SPRINGFIELD, IL 6 $ 793,000 $ 132,000 $ 51,000
TALLAHASSEE, FL 6 $ 854,000 $ 142,000 $ 69,000
WICHITA, KS 6 $ 1,168,000 $ 194,000 $ 75,000
BLOOMINGTON-NORMAL, IL 5 $ 736,000 $ 147,000 $ 84,000
DAYTON, OH 5 $ 779,000 $ 155,000 $ 57,000
DUBUQUE, IA 5 $ 739,000 $ 147,000 $ 61,000
FLINT, MI 5 $ 618,000 $ 123,000 $ 61,000
KALAMAZOO-PORTAGE, MI 5 $ 869,000 $ 173,000 $ 113,000
LAKE HAVASU CITY-KINGMAN, AZ 5 $ 804,000 $ 160,000 $ 220,000
OCALA, FL 5 $ 729,000 $ 145,000 $ 65,000
ROCHESTER, MN 5 $ 877,000 $ 175,000 $ 50,000
SANTA FE, NM 5 $ 906,000 $ 181,000 $ 99,000
BARNSTABLE TOWN, MA 4 $ 1,570,000 $ 392,000 $ 234,000
BATTLE CREEK, MI 4 $ 514,000 $ 128,000 $ 55,000
BILLINGS, MT 4 $ 494,000 $ 123,000 $ 65,000
BOWLING GREEN, KY 4 $ 771,000 $ 192,000 $ 102,000
EAU CLAIRE, WI 4 $ 738,000 $ 184,000 $ 67,000
FAYETTEVILLE, NC 4 $ 621,000 $ 155,000 $ 66,000
LAFAYETTE, IN 4 $ 430,000 $ 107,000 $ 75,000
LAS CRUCES, NM 4 $ 430,000 $ 107,000 $ 82,000
MEDFORD, OR 4 $ 1,001,000 $ 250,000 $ 0
OKLAHOMA CITY, OK 4 $ 649,000 $ 162,000 $ 72,000
PALM COAST, FL 4 $ 889,000 $ 222,000 $ 196,000
VISALIA-PORTERVILLE, CA 4 $ 689,000 $ 172,000 $ 49,000
BURLINGTON, NC 3 $ 385,000 $ 128,000 $ 66,000
CEDAR RAPIDS, IA 3 $ 391,000 $ 130,000 $ 63,000
CHARLOTTESVILLE, VA 3 $ 497,000 $ 165,000 $ 50,000
CLARKSVILLE, TN-KY 3 $ 457,000 $ 152,000 $ 36,000
COLUMBIA, MO 3 $ 505,000 $ 168,000 $ 81,000
COLUMBUS, GA-AL 3 $ 529,000 $ 176,000 $ 138,000
FLORENCE, SC 3 $ 429,000 $ 143,000 $ 49,000
JACKSON, MI 3 $ 439,000 $ 146,000 $ 57,000
JANESVILLE, WI 3 $ 487,000 $ 162,000 $ 71,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 3 $ 385,000 $ 125,000 $ 70,000
LAWRENCE, KS 3 $ 773,000 $ 257,000 $ 136,000
LONGVIEW, WA 3 $ 492,000 $ 164,000 $ 104,000
MANSFIELD, OH 3 $ 455,000 $ 151,000 $ 136,000
PHILADELPHIA, PA 3 $ 1,247,000 $ 415,000 $ 239,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 3 $ 2,197,000 $ 732,000 $ 2,170,000
PROVO-OREM, UT 3 $ 440,000 $ 146,000 $ 37,000
SALISBURY, MD 3 $ 485,000 $ 161,000 $ 90,000
SANTA BARBARA-SANTA MARIA-GOLETA, CA 3 $ 1,835,000 $ 611,000 $ 264,000
SPRINGFIELD, MO 3 $ 249,000 $ 83,000 $ 47,000
SYRACUSE, NY 3 $ 256,000 $ 85,000 $ 73,000
TULSA, OK 3 $ 365,000 $ 121,000 $ 114,000
WARNER ROBINS, GA 3 $ 323,000 $ 107,000 $ 42,000
AMES, IA 2 $ 210,000 $ 105,000 $ 0
ANDERSON, SC 2 $ 255,000 $ 127,000 $ 31,000
BREMERTON-SILVERDALE, WA 2 $ 337,000 $ 168,000 $ 71,000
BROWNSVILLE-HARLINGEN, TX 2 $ 280,000 $ 140,000 $ 74,000
COEUR D'ALENE, ID 2 $ 264,000 $ 132,000 $ 348,000
DALTON, GA 2 $ 222,000 $ 111,000 $ 62,000
DECATUR, IL 2 $ 393,000 $ 196,000 $ 66,000
ELIZABETHTOWN, KY 2 $ 314,000 $ 157,000 $ 69,000
EVANSVILLE, IN-KY 2 $ 438,000 $ 219,000 $ 64,000
FAIRBANKS, AK 2 $ 302,000 $ 151,000 $ 19,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 2 $ 407,000 $ 203,000 $ 67,000
HARRISONBURG, VA 2 $ 433,000 $ 216,000 $ 58,000
HUNTINGTON-ASHLAND, WV-KY-OH 2 $ 222,000 $ 111,000 $ 37,000
MACON, GA 2 $ 243,000 $ 121,000 $ 40,000
MADERA, CA 2 $ 393,000 $ 196,000 $ 59,000
MCALLEN-EDINBURG-MISSION, TX 2 $ 371,000 $ 185,000 $ 36,000
MONROE, MI 2 $ 375,000 $ 187,000 $ 26,000
MOUNT VERNON-ANACORTES, WA 2 $ 368,000 $ 184,000 $ 55,000
MUSKEGON-NORTON SHORES, MI 2 $ 201,000 $ 100,000 $ 37,000
OGDEN-CLEARFIELD, UT 2 $ 466,000 $ 233,000 $ 125,000
OLYMPIA, WA 2 $ 400,000 $ 200,000 $ 79,000
PANAMA CITY-LYNN HAVEN, FL 2 $ 681,000 $ 340,000 $ 166,000
SAN ANTONIO, TX 2 $ 274,000 $ 137,000 $ 67,000
SANDUSKY, OH 2 $ 235,000 $ 117,000 $ 140,000
SEBASTIAN-VERO BEACH, FL 2 $ 1,132,000 $ 566,000 $ 271,000
ST. GEORGE, UT 2 $ 1,220,000 $ 610,000 $ 274,000
WAUSAU, WI 2 $ 275,000 $ 137,000 $ 42,000
WENATCHEE, WA 2 $ 320,000 $ 160,000 $ 90,000
YAKIMA, WA 2 $ 292,000 $ 146,000 $ 35,000
ANDERSON, IN 1 $ 105,000 $ 105,000 $ 9,334,000
BELLINGHAM, WA 1 $ 235,000 $ 235,000 $ 72,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 1 $ 50,000 $ 50,000 $ 72,000
COLUMBUS, IN 1 $ 389,000 $ 389,000 $ 372,000
CORPUS CHRISTI, TX 1 $ 202,000 $ 202,000 $ 62,000
DANVILLE, IL 1 $ 81,000 $ 81,000 $ 55,000
DULUTH, MN-WI 1 $ 75,000 $ 75,000 $ 68,000
EL PASO, TX 1 $ 126,000 $ 126,000 $ 127,000
FARMINGTON, NM 1 $ 236,000 $ 236,000 $ 64,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 1 $ 144,000 $ 144,000 $ 118,000
GOLDSBORO, NC 1 $ 153,000 $ 153,000 $ 193,000
GREEN BAY, WI 1 $ 93,000 $ 93,000 $ 31,000
HINESVILLE-FORT STEWART, GA 1 $ 190,000 $ 190,000 $ 63,000
IOWA CITY, IA 1 $ 119,000 $ 119,000 $ 110,000
JACKSON, MS 1 $ 100,000 $ 100,000 $ 51,000
JOHNSON CITY, TN 1 $ 107,000 $ 107,000 $ 111,000
JOPLIN, MO 1 $ 117,000 $ 117,000 $ 67,000
KOKOMO, IN 1 $ 188,000 $ 188,000 $ 110,000
LYNCHBURG, VA 1 $ 107,000 $ 107,000 $ 0
MIDLAND, TX 1 $ 87,000 $ 87,000 $ 46,000
NEW ORLEANS-METAIRIE-KENNER, LA 1 $ 540,000 $ 540,000 $ 5,000,000
PITTSBURGH, PA 1 $ 417,000 $ 417,000 $ 216,000
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 1 $ 749,000 $ 749,000 $ 1,495,000
PUNTA GORDA, FL 1 $ 78,000 $ 78,000 $ 39,000
RENO-SPARKS, NV 1 $ 111,000 $ 111,000 $ 100,000
ROCKY MOUNT, NC 1 $ 129,000 $ 129,000 $ 49,000
ROME, GA 1 $ 135,000 $ 135,000 $ 32,000
SAN LUIS OBISPO-PASO ROBLES, CA 1 $ 454,000 $ 454,000 $ 117,000
SIOUX CITY, IA-NE-SD 1 $ 96,000 $ 96,000 $ 0
SPRINGFIELD, OH 1 $ 116,000 $ 116,000 $ 58,000
TERRE HAUTE, IN 1 $ 148,000 $ 148,000 $ 47,000
TOPEKA, KS 1 $ 60,000 $ 60,000 $ 34,000
VALDOSTA, GA 1 $ 153,000 $ 153,000 $ 43,000
WACO, TX 1 $ 166,000 $ 166,000 $ 56,000
WATERLOO-CEDAR FALLS, IA 1 $ 136,000 $ 136,000 $ 84,000
WHEELING, WV-OH 1 $ 95,000 $ 95,000 $ 64,000
YUBA CITY, CA 1 $ 300,000 $ 300,000 $ 115,000

Mortgage Loan Application Detail Totals for Guaranteed Rate, Inc. in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,763 $1,787,395,000 $230,000 $6,340,000 $126,000 $9,334,000
Refinancing 6,525 $1,678,179,000 $257,000 $3,050,000 $126,000 $6,250,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,647 $2,357,798,000 $244,000 $6,340,000 $128,000 $6,250,000
Not Provided 1,905 $435,573,000 $228,000 $2,000,000 $117,000 $6,199,000
Hispanic 1,205 $295,552,000 $245,000 $2,065,000 $94,000 $1,800,000
Black or African American 1,041 $241,524,000 $232,000 $1,750,000 $128,000 $9,334,000
Asian 439 $122,306,000 $278,000 $2,000,000 $196,000 $6,829,000
Native Hawaiian or Other Pacific Islander 27 $8,220,000 $304,000 $700,000 $114,000 $244,000
American Indian or Alaskan Native 24 $4,601,000 $191,000 $324,000 $70,000 $184,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,146 $3,439,548,000 $243,000 $6,340,000 $126,000 $9,334,000
FHA-insured (Federal Housing Administration) 124 $21,968,000 $177,000 $399,000 $72,000 $325,000
VA-guaranteed (Veterans Administration) 18 $4,058,000 $225,000 $417,000 $67,000 $148,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,667 $1,989,999,000 $229,000 $3,000,000 $114,000 $9,334,000
Application Approved But Not Accepted 3,316 $847,703,000 $255,000 $3,465,000 $132,000 $6,406,000
File Closed For Incompleteness 1,742 $495,201,000 $284,000 $6,340,000 $148,000 $6,250,000
Application Withdrawn By Applicant 336 $71,488,000 $212,000 $2,000,000 $237,000 $6,829,000
Application Denied By Financial Institution 227 $61,183,000 $269,000 $2,030,000 $125,000 $1,800,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 70 $14,967,000 $213,000 $612,000 $85,000 $349,000
Other 51 $16,271,000 $319,000 $2,030,000 $129,000 $729,000
Debt-To-Income Ratio 49 $13,243,000 $270,000 $848,000 $153,000 $1,800,000
Collateral 23 $5,420,000 $235,000 $696,000 $125,000 $300,000
Unverifiable Information 13 $4,716,000 $362,000 $585,000 $118,000 $212,000
Employment History 13 $3,856,000 $296,000 $472,000 $206,000 $336,000
Insufficient Cash (Downpayment, Closing Cost) 7 $2,627,000 $375,000 $725,000 $115,000 $184,000
Credit Application Incomplete 1 $83,000 $83,000 $83,000 $406,000 $406,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranteed Rate, Inc.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Guaranteed Rate, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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