H&R Block Bank Mortgage Lending & HMDA Data, 2007
In 2007, H&R Block Bank of Kansas City, MO reported 3,059 mortgage applications totaling $572.5 million. The average application was for $187,152, and applicants reported an average income of $3,768. 1% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Eau Claire, WI (203), Minneapolis-St. Paul-Bloomington, MN-WI (197) and Janesville, WI (177) (applications in parentheses).
| Mortgage Company & Address | H&R Block Bank One H&R Block Way Kansas City, MO 64105 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 3,059 |
| Total Mortgage Loan Application Amount | $572,499,000 |
| Average Mortgage Loan Application Amount | $187,152 |
| Highest Mortgage Loan Application Amount | $1,600,000 |
| Average Applicant Income | $3,768 |
| Highest Applicant Income | $470,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records H&R Block Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Eau Claire, WI | 203 | $ 28,179,000 | $ 138,812 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 197 | $ 39,902,000 | $ 202,548 | $ 274 |
| Janesville, WI | 177 | $ 15,418,000 | $ 87,107 | $ 0 |
| Orlando-Kissimmee, FL | 143 | $ 25,675,000 | $ 179,545 | $ 2,000 |
| Madison, WI | 123 | $ 22,216,000 | $ 180,617 | $ 5,000 |
| La Crosse, WI-MN | 85 | $ 9,818,000 | $ 115,505 | $ 0 |
| Rochester, MN | 82 | $ 12,199,000 | $ 148,768 | $ 0 |
| New York-White Plains-Wayne, NY-NJ | 71 | $ 29,382,000 | $ 413,830 | $ 7,014 |
| Rockford, IL | 63 | $ 5,370,000 | $ 85,238 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 63 | $ 16,068,000 | $ 255,047 | $ 1,000 |
| Huntsville, AL | 59 | $ 8,509,000 | $ 144,220 | $ 0 |
| Atlanta-Sandy Springs-Marietta, GA | 55 | $ 12,554,000 | $ 228,254 | $ 6,000 |
| Cape Coral-Fort Myers, FL | 54 | $ 14,036,000 | $ 259,925 | $ 2,000 |
| Miami-Miami Beach-Kendall, FL | 54 | $ 17,193,000 | $ 318,388 | $ 0 |
| Oshkosh-Neenah, WI | 41 | $ 4,363,000 | $ 106,414 | $ 0 |
| Dallas-Plano-Irving, TX | 32 | $ 6,509,000 | $ 203,406 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 30 | $ 12,506,000 | $ 416,866 | $ 3,000 |
| Milwaukee-Waukesha-West Allis, WI | 30 | $ 5,579,000 | $ 185,966 | $ 0 |
| Montgomery, AL | 29 | $ 3,221,000 | $ 111,068 | $ 5,000 |
| Birmingham-Hoover, AL | 28 | $ 4,213,000 | $ 150,464 | $ 2,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 26 | $ 5,105,000 | $ 196,346 | $ 2,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 24 | $ 7,733,000 | $ 322,208 | $ 11,000 |
| Appleton, WI | 23 | $ 2,564,000 | $ 111,478 | $ 0 |
| Auburn-Opelika, AL | 22 | $ 2,392,000 | $ 108,727 | $ 1,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 22 | $ 6,117,000 | $ 278,045 | $ 3,000 |
| Pensacola-Ferry Pass-Brent, FL | 22 | $ 2,448,000 | $ 111,272 | $ 1,000 |
| Chicago-Naperville-Joliet, IL | 21 | $ 4,654,000 | $ 221,619 | $ 14,000 |
| Mobile, AL | 20 | $ 2,777,000 | $ 138,850 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 20 | $ 7,014,000 | $ 350,700 | $ 10,000 |
| Sarasota-Bradenton-Venice, FL | 19 | $ 4,644,000 | $ 244,421 | $ 0 |
| Wausau, WI | 18 | $ 1,915,000 | $ 106,388 | $ 0 |
| Kansas City, MO-KS | 17 | $ 2,821,000 | $ 165,941 | $ 76,529 |
| Naples-Marco Island, FL | 17 | $ 6,432,000 | $ 378,352 | $ 2,000 |
| Boston-Quincy, MA | 16 | $ 5,740,000 | $ 358,750 | $ 4,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 16 | $ 4,906,000 | $ 306,625 | $ 7,875 |
| Hartford-West Hartford-East Hartford, CT | 14 | $ 2,978,000 | $ 212,714 | $ 0 |
| Nassau-Suffolk, NY | 14 | $ 5,471,000 | $ 390,785 | $ 0 |
| Providence-New Bedford-Fall River, RI-MA | 14 | $ 3,412,000 | $ 243,714 | $ 7,714 |
| Florence-Muscle Shoals, AL | 12 | $ 1,128,000 | $ 94,000 | $ 0 |
| Fond Du Lac, WI | 12 | $ 1,648,000 | $ 137,333 | $ 0 |
| Houston-Sugar Land-Baytown, TX | 12 | $ 1,816,000 | $ 151,333 | $ 0 |
| Reno-Sparks, NV | 12 | $ 3,184,000 | $ 265,333 | $ 0 |
| Cambridge-Newton-Framingham, MA | 11 | $ 4,509,000 | $ 409,909 | $ 29,000 |
| Columbus, GA-AL | 11 | $ 1,338,000 | $ 121,636 | $ 2,000 |
| Decatur, AL | 11 | $ 1,094,000 | $ 99,454 | $ 4,000 |
| Newark-Union, NJ-PA | 11 | $ 4,029,000 | $ 366,272 | $ 5,545 |
| Ocala, FL | 11 | $ 1,706,000 | $ 155,090 | $ 0 |
| Sheboygan, WI | 11 | $ 1,496,000 | $ 136,000 | $ 42,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 11 | $ 1,819,000 | $ 165,363 | $ 3,000 |
| Detroit-Livonia-Dearborn, MI | 10 | $ 838,000 | $ 83,800 | $ 9,000 |
| Green Bay, WI | 10 | $ 1,128,000 | $ 112,800 | $ 0 |
| Las Vegas-Paradise, NV | 10 | $ 3,226,000 | $ 322,600 | $ 8,000 |
| Warren-Troy-Farmington Hills, MI | 10 | $ 1,619,000 | $ 161,900 | $ 5,000 |
| Edison, NJ | 9 | $ 1,924,000 | $ 213,777 | $ 17,000 |
| Fort Worth-Arlington, TX | 9 | $ 1,069,000 | $ 118,777 | $ 5,000 |
| Jacksonville, FL | 9 | $ 2,190,000 | $ 243,333 | $ 0 |
| Poughkeepsie-Newburgh-Middletown, NY | 9 | $ 2,593,000 | $ 288,111 | $ 0 |
| St. Louis, MO-IL | 9 | $ 1,004,000 | $ 111,555 | $ 12,666 |
| Baltimore-Towson, MD | 8 | $ 2,223,000 | $ 277,875 | $ 14,000 |
| New Orleans-Metairie-Kenner, LA | 8 | $ 1,190,000 | $ 148,750 | $ 0 |
| Philadelphia, PA | 8 | $ 1,140,000 | $ 142,500 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 8 | $ 1,895,000 | $ 236,875 | $ 15,000 |
| Richmond, VA | 8 | $ 1,215,000 | $ 151,875 | $ 0 |
| San Diego-Carlsbad-San Marcos, CA | 8 | $ 3,487,000 | $ 435,875 | $ 8,000 |
| Springfield, MA | 8 | $ 1,283,000 | $ 160,375 | $ 9,000 |
| Buffalo-Niagara Falls, NY | 7 | $ 973,000 | $ 139,000 | $ 5,000 |
| Cleveland-Elyria-Mentor, OH | 7 | $ 721,000 | $ 103,000 | $ 14,000 |
| Denver-Aurora, CO | 7 | $ 1,118,000 | $ 159,714 | $ 0 |
| Peabody, MA | 7 | $ 1,760,000 | $ 251,428 | $ 0 |
| Sacramento--Arden-Arcade--Roseville, CA | 7 | $ 1,782,000 | $ 254,571 | $ 0 |
| San Antonio, TX | 7 | $ 1,211,000 | $ 173,000 | $ 0 |
| Austin-Round Rock, TX | 6 | $ 2,052,000 | $ 342,000 | $ 0 |
| Bakersfield, CA | 6 | $ 1,680,000 | $ 280,000 | $ 0 |
| Columbus, OH | 6 | $ 748,000 | $ 124,666 | $ 0 |
| Gary, IN | 6 | $ 495,000 | $ 82,500 | $ 0 |
| Panama City-Lynn Haven, FL | 6 | $ 1,223,000 | $ 203,833 | $ 0 |
| Portland-Vancouver-Beaverton, OR-WA | 6 | $ 1,476,000 | $ 246,000 | $ 0 |
| Salt Lake City, UT | 6 | $ 1,649,000 | $ 274,833 | $ 39,000 |
| Seattle-Bellevue-Everett, WA | 6 | $ 1,507,000 | $ 251,166 | $ 0 |
| Albany-Schenectady-Troy, NY | 5 | $ 864,000 | $ 172,800 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 5 | $ 828,000 | $ 165,600 | $ 0 |
| Atlantic City, NJ | 5 | $ 1,501,000 | $ 300,200 | $ 10,000 |
| Charlotte-Gastonia-Concord, NC-SC | 5 | $ 499,000 | $ 99,800 | $ 9,600 |
| Cincinnati-Middletown, OH-KY-IN | 5 | $ 595,000 | $ 119,000 | $ 0 |
| Des Moines-West Des Moines, IA | 5 | $ 584,000 | $ 116,800 | $ 21,000 |
| New Haven-Milford, CT | 5 | $ 1,001,000 | $ 200,200 | $ 11,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 5 | $ 2,420,000 | $ 484,000 | $ 0 |
| Punta Gorda, FL | 5 | $ 1,669,000 | $ 333,800 | $ 0 |
| Roanoke, VA | 5 | $ 620,000 | $ 124,000 | $ 0 |
| Rochester, NY | 5 | $ 586,000 | $ 117,200 | $ 0 |
| Tacoma, WA | 5 | $ 1,161,000 | $ 232,200 | $ 0 |
| Tucson, AZ | 5 | $ 820,000 | $ 164,000 | $ 0 |
| Vallejo-Fairfield, CA | 5 | $ 2,170,000 | $ 434,000 | $ 30,000 |
| Baton Rouge, LA | 4 | $ 588,000 | $ 147,000 | $ 0 |
| Bremerton-Silverdale, WA | 4 | $ 884,000 | $ 221,000 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 4 | $ 1,515,000 | $ 378,750 | $ 0 |
| Durham, NC | 4 | $ 431,000 | $ 107,750 | $ 0 |
| Honolulu, HI | 4 | $ 1,240,000 | $ 310,000 | $ 15,000 |
| Indianapolis-Carmel, IN | 4 | $ 381,000 | $ 95,250 | $ 13,000 |
| Modesto, CA | 4 | $ 1,269,000 | $ 317,250 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 4 | $ 945,000 | $ 236,250 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 986,000 | $ 246,500 | $ 64,000 |
| Portland-South Portland-Biddeford, ME | 4 | $ 775,000 | $ 193,750 | $ 0 |
| Racine, WI | 4 | $ 379,000 | $ 94,750 | $ 0 |
| Reading, PA | 4 | $ 979,000 | $ 244,750 | $ 10,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 4 | $ 2,534,000 | $ 633,500 | $ 0 |
| Stockton, CA | 4 | $ 1,362,000 | $ 340,500 | $ 0 |
| Trenton-Ewing, NJ | 4 | $ 1,265,000 | $ 316,250 | $ 50,000 |
| Wilmington, DE-MD-NJ | 4 | $ 363,000 | $ 90,750 | $ 0 |
| Burlington-South Burlington, VT | 3 | $ 637,000 | $ 212,333 | $ 0 |
| Camden, NJ | 3 | $ 560,000 | $ 186,666 | $ 0 |
| Erie, PA | 3 | $ 502,000 | $ 167,333 | $ 33,000 |
| Fresno, CA | 3 | $ 951,000 | $ 317,000 | $ 26,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 420,000 | $ 140,000 | $ 19,000 |
| Lake County-Kenosha County, IL-WI | 3 | $ 520,000 | $ 173,333 | $ 0 |
| Manchester-Nashua, NH | 3 | $ 803,000 | $ 267,666 | $ 23,000 |
| Norwich-New London, CT | 3 | $ 585,000 | $ 195,000 | $ 9,000 |
| Oakland-Fremont-Hayward, CA | 3 | $ 1,378,000 | $ 459,333 | $ 0 |
| Oklahoma City, OK | 3 | $ 249,000 | $ 83,000 | $ 0 |
| Pittsburgh, PA | 3 | $ 293,000 | $ 97,666 | $ 0 |
| Savannah, GA | 3 | $ 230,000 | $ 76,666 | $ 6,000 |
| Spokane, WA | 3 | $ 518,000 | $ 172,666 | $ 5,000 |
| Wilmington, NC | 3 | $ 633,000 | $ 211,000 | $ 0 |
| Akron, OH | 2 | $ 131,000 | $ 65,500 | $ 0 |
| Bangor, ME | 2 | $ 226,000 | $ 113,000 | $ 0 |
| Barnstable Town, MA | 2 | $ 1,045,000 | $ 522,500 | $ 85,000 |
| Canton-Massillon, OH | 2 | $ 122,000 | $ 61,000 | $ 20,000 |
| Chattanooga, TN-GA | 2 | $ 214,000 | $ 107,000 | $ 0 |
| Flint, MI | 2 | $ 143,000 | $ 71,500 | $ 5,000 |
| Hanford-Corcoran, CA | 2 | $ 297,000 | $ 148,500 | $ 0 |
| Holland-Grand Haven, MI | 2 | $ 238,000 | $ 119,000 | $ 0 |
| Lancaster, PA | 2 | $ 305,000 | $ 152,500 | $ 0 |
| Lexington-Fayette, KY | 2 | $ 356,000 | $ 178,000 | $ 0 |
| Lynchburg, VA | 2 | $ 246,000 | $ 123,000 | $ 0 |
| Macon, GA | 2 | $ 830,000 | $ 415,000 | $ 0 |
| Memphis, TN-MS-AR | 2 | $ 279,000 | $ 139,500 | $ 60,500 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 419,000 | $ 209,500 | $ 72,000 |
| Raleigh-Cary, NC | 2 | $ 261,000 | $ 130,500 | $ 0 |
| Rockingham County-Strafford County, NH | 2 | $ 486,000 | $ 243,000 | $ 55,000 |
| San Francisco-San Mateo-Redwood City, CA | 2 | $ 1,093,000 | $ 546,500 | $ 0 |
| Santa Ana-Anaheim-Irvine, CA | 2 | $ 982,000 | $ 491,000 | $ 0 |
| Tallahassee, FL | 2 | $ 115,000 | $ 57,500 | $ 0 |
| Toledo, OH | 2 | $ 233,000 | $ 116,500 | $ 28,000 |
| Tulsa, OK | 2 | $ 263,000 | $ 131,500 | $ 0 |
| Visalia-Porterville, CA | 2 | $ 348,000 | $ 174,000 | $ 0 |
| Wichita, KS | 2 | $ 112,000 | $ 56,000 | $ 66,000 |
| York-Hanover, PA | 2 | $ 215,000 | $ 107,500 | $ 0 |
| Yuma, AZ | 2 | $ 311,000 | $ 155,500 | $ 0 |
| Albany, GA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Alexandria, LA | 1 | $ 160,000 | $ 160,000 | $ 41,000 |
| Anderson, IN | 1 | $ 98,000 | $ 98,000 | $ 60,000 |
| Ann Arbor, MI | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Anniston-Oxford, AL | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Asheville, NC | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Athens-Clarke County, GA | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Beaumont-Port Arthur, TX | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Bellingham, WA | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Bethesda-Gaithersburg-Frederick, MD | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Binghamton, NY | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Bismarck, ND | 1 | $ 239,000 | $ 239,000 | $ 58,000 |
| Boise City-Nampa, ID | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Brunswick, GA | 1 | $ 668,000 | $ 668,000 | $ 0 |
| Cedar Rapids, IA | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Charleston-North Charleston, SC | 1 | $ 315,000 | $ 315,000 | $ 200,000 |
| Charlottesville, VA | 1 | $ 147,000 | $ 147,000 | $ 79,000 |
| Colorado Springs, CO | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Columbia, SC | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Columbus, IN | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Dalton, GA | 1 | $ 160,000 | $ 160,000 | $ 67,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Dayton, OH | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Dothan, AL | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Duluth, MN-WI | 1 | $ 51,000 | $ 51,000 | $ 0 |
| El Centro, CA | 1 | $ 234,000 | $ 234,000 | $ 0 |
| El Paso, TX | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Eugene-Springfield, OR | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Fayetteville, NC | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 100,000 | $ 100,000 | $ 61,000 |
| Flagstaff, AZ | 1 | $ 318,000 | $ 318,000 | $ 105,000 |
| Fort Walton Beach-Crestview-Destin, FL | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Gainesville, FL | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Grand Junction, CO | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Greensboro-High Point, NC | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Greenville-Mauldin-Easley, SC | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Gulfport-Biloxi, MS | 1 | $ 287,000 | $ 287,000 | $ 0 |
| Harrisburg-Carlisle, PA | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Jackson, MS | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Jacksonville, NC | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Kalamazoo-Portage, MI | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Kingston, NY | 1 | $ 171,000 | $ 171,000 | $ 77,000 |
| Knoxville, TN | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Lakeland, FL | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Laredo, TX | 1 | $ 116,000 | $ 116,000 | $ 0 |
| McAllen-Edinburg-Mission, TX | 1 | $ 322,000 | $ 322,000 | $ 0 |
| Medford, OR | 1 | $ 351,000 | $ 351,000 | $ 0 |
| Midland, TX | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Missoula, MT | 1 | $ 170,000 | $ 170,000 | $ 113,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Peoria, IL | 1 | $ 99,000 | $ 99,000 | $ 300,000 |
| Port St. Lucie, FL | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Rapid City, SD | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Redding, CA | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Salinas, CA | 1 | $ 150,000 | $ 150,000 | $ 0 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 322,000 | $ 322,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 1 | $ 710,000 | $ 710,000 | $ 0 |
| Santa Rosa-Petaluma, CA | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Sherman-Denison, TX | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Spartanburg, SC | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Springfield, MO | 1 | $ 130,000 | $ 130,000 | $ 0 |
| St. Cloud, MN | 1 | $ 126,000 | $ 126,000 | $ 0 |
| St. George, UT | 1 | $ 467,000 | $ 467,000 | $ 0 |
| Syracuse, NY | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Tyler, TX | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Vineland-Millville-Bridgeton, NJ | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Waterloo-Cedar Falls, IA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Worcester, MA | 1 | $ 271,000 | $ 271,000 | $ 78,000 |
| Yakima, WA | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 111,000 | $ 111,000 | $ 71,000 |
| Yuba City, CA | 1 | $ 300,000 | $ 300,000 | $ 0 |
Mortgage Loan Application Detail Totals for H&R Block Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,685 | $331,004,000 | $196,000 | $1,600,000 | $6,000 | $470,000 |
| Home Purchase | 1,372 | $241,288,000 | $175,000 | $1,136,000 | $1,000 | $300,000 |
| Home Improvement | 2 | $207,000 | $103,000 | $132,000 | $23,000 | $46,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,892 | $539,206,000 | $186,000 | $1,600,000 | $0 | $0 |
| White | 109 | $19,374,000 | $177,000 | $810,000 | $84,000 | $470,000 |
| Not Provided | 31 | $7,331,000 | $236,000 | $684,000 | $83,000 | $468,000 |
| Black or African American | 11 | $2,610,000 | $237,000 | $519,000 | $73,000 | $139,000 |
| Hispanic | 9 | $2,355,000 | $261,000 | $564,000 | $76,000 | $138,000 |
| Asian | 5 | $1,210,000 | $242,000 | $371,000 | $103,000 | $151,000 |
| American Indian or Alaskan Native | 1 | $285,000 | $285,000 | $285,000 | $73,000 | $73,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $128,000 | $128,000 | $128,000 | $90,000 | $90,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,058 | $572,411,000 | $187,000 | $1,600,000 | $4,000 | $470,000 |
| VA-guaranteed (Veterans Administration) | 1 | $88,000 | $88,000 | $88,000 | $48,000 | $48,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 2,892 | $539,206,000 | $186,000 | $1,600,000 | $0 | $0 |
| Application Denied By Financial Institution | 96 | $19,074,000 | $198,000 | $684,000 | $68,000 | $300,000 |
| Loan Originated | 41 | $7,338,000 | $178,000 | $810,000 | $105,000 | $468,000 |
| Application Withdrawn By Applicant | 30 | $6,881,000 | $229,000 | $518,000 | $102,000 | $470,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 67 | $11,227,000 | $167,000 | $684,000 | $74,000 | $300,000 |
| Debt-To-Income Ratio | 16 | $3,965,000 | $247,000 | $491,000 | $52,000 | $147,000 |
| Collateral | 5 | $1,286,000 | $257,000 | $510,000 | $74,000 | $139,000 |
| Other | 4 | $1,038,000 | $259,000 | $475,000 | $51,000 | $82,000 |
| Employment History | 2 | $490,000 | $245,000 | $251,000 | $59,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $385,000 | $385,000 | $385,000 | $16,000 | $16,000 |
| Unverifiable Information | 1 | $683,000 | $683,000 | $683,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into H&R Block Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess H&R Block Bank's mortgage approval patterns.
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For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
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