H&R Block Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
H&R Block Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | H&R Block Bank One H&R Block Way Kansas City, MO 64105 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 3,059 |
| Total Mortgage Loan Application Amount | $572,499,000 |
| Average Mortgage Loan Application Amount | $158,000 |
| Highest Mortgage Loan Application Amount | $1,600,000 |
| Average Applicant Income | $10,000 |
| Highest Applicant Income | $470,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with H&R Block Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing H&R Block Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down H&R Block Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how H&R Block Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by H&R Block Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at H&R Block Bank's mortgage activity for 2007.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| EAU CLAIRE, WI | 203 | $ 28,179,000 | $ 138,000 | $ 0 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 197 | $ 39,902,000 | $ 212,500 | $ 1,000 |
| JANESVILLE, WI | 177 | $ 15,418,000 | $ 87,000 | $ 0 |
| ORLANDO-KISSIMMEE, FL | 143 | $ 25,675,000 | $ 179,000 | $ 2,000 |
| MADISON, WI | 123 | $ 22,216,000 | $ 180,000 | $ 5,000 |
| LA CROSSE, WI-MN | 85 | $ 9,818,000 | $ 114,000 | $ 0 |
| ROCHESTER, MN | 82 | $ 12,199,000 | $ 148,000 | $ 0 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 71 | $ 29,382,000 | $ 412,000 | $ 10,000 |
| ROCKFORD, IL | 63 | $ 5,370,000 | $ 85,000 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 63 | $ 16,068,000 | $ 255,000 | $ 1,000 |
| HUNTSVILLE, AL | 59 | $ 8,509,000 | $ 144,000 | $ 0 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 55 | $ 12,554,000 | $ 228,000 | $ 6,000 |
| CAPE CORAL-FORT MYERS, FL | 54 | $ 14,036,000 | $ 259,000 | $ 2,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 54 | $ 17,193,000 | $ 318,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 41 | $ 4,363,000 | $ 106,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 32 | $ 6,509,000 | $ 203,000 | $ 0 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 30 | $ 12,506,000 | $ 416,000 | $ 3,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 30 | $ 5,579,000 | $ 185,000 | $ 0 |
| MONTGOMERY, AL | 29 | $ 3,221,000 | $ 111,000 | $ 5,000 |
| BIRMINGHAM-HOOVER, AL | 28 | $ 4,213,000 | $ 150,000 | $ 2,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 26 | $ 5,105,000 | $ 196,000 | $ 2,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 24 | $ 7,733,000 | $ 322,000 | $ 11,000 |
| APPLETON, WI | 23 | $ 2,564,000 | $ 111,000 | $ 0 |
| AUBURN-OPELIKA, AL | 22 | $ 2,392,000 | $ 108,000 | $ 1,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 22 | $ 6,117,000 | $ 278,000 | $ 3,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 22 | $ 2,448,000 | $ 111,000 | $ 1,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 21 | $ 4,654,000 | $ 221,000 | $ 14,000 |
| MOBILE, AL | 20 | $ 2,777,000 | $ 138,000 | $ 0 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 20 | $ 7,014,000 | $ 350,000 | $ 10,000 |
| SARASOTA-BRADENTON-VENICE, FL | 19 | $ 4,644,000 | $ 244,000 | $ 0 |
| WAUSAU, WI | 18 | $ 1,915,000 | $ 106,000 | $ 0 |
| KANSAS CITY, MO-KS | 17 | $ 2,821,000 | $ 174,500 | $ 77,500 |
| NAPLES-MARCO ISLAND, FL | 17 | $ 6,432,000 | $ 378,000 | $ 2,000 |
| BOSTON-QUINCY, MA | 16 | $ 5,740,000 | $ 358,000 | $ 4,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 16 | $ 4,906,000 | $ 268,333 | $ 7,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 14 | $ 2,978,000 | $ 212,000 | $ 0 |
| NASSAU-SUFFOLK, NY | 14 | $ 5,471,000 | $ 390,000 | $ 0 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 14 | $ 3,412,000 | $ 238,500 | $ 6,000 |
| FLORENCE-MUSCLE SHOALS, AL | 12 | $ 1,128,000 | $ 94,000 | $ 0 |
| FOND DU LAC, WI | 12 | $ 1,648,000 | $ 137,000 | $ 0 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 12 | $ 1,816,000 | $ 151,000 | $ 0 |
| RENO-SPARKS, NV | 12 | $ 3,184,000 | $ 265,000 | $ 0 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 11 | $ 4,509,000 | $ 409,000 | $ 29,000 |
| COLUMBUS, GA-AL | 11 | $ 1,338,000 | $ 121,000 | $ 2,000 |
| DECATUR, AL | 11 | $ 1,094,000 | $ 99,000 | $ 4,000 |
| NEWARK-UNION, NJ-PA | 11 | $ 4,029,000 | $ 290,000 | $ 10,000 |
| OCALA, FL | 11 | $ 1,706,000 | $ 155,000 | $ 0 |
| SHEBOYGAN, WI | 11 | $ 1,496,000 | $ 136,000 | $ 42,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 11 | $ 1,819,000 | $ 165,000 | $ 3,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 10 | $ 838,000 | $ 83,000 | $ 9,000 |
| GREEN BAY, WI | 10 | $ 1,128,000 | $ 112,000 | $ 0 |
| LAS VEGAS-PARADISE, NV | 10 | $ 3,226,000 | $ 322,000 | $ 8,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 10 | $ 1,619,000 | $ 161,000 | $ 5,000 |
| EDISON, NJ | 9 | $ 1,924,000 | $ 213,000 | $ 17,000 |
| FORT WORTH-ARLINGTON, TX | 9 | $ 1,069,000 | $ 118,000 | $ 5,000 |
| JACKSONVILLE, FL | 9 | $ 2,190,000 | $ 243,000 | $ 0 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 9 | $ 2,593,000 | $ 288,000 | $ 0 |
| ST. LOUIS, MO-IL | 9 | $ 1,004,000 | $ 107,000 | $ 21,000 |
| BALTIMORE-TOWSON, MD | 8 | $ 2,223,000 | $ 277,000 | $ 14,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 8 | $ 1,190,000 | $ 148,000 | $ 0 |
| PHILADELPHIA, PA | 8 | $ 1,140,000 | $ 142,000 | $ 0 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 8 | $ 1,895,000 | $ 236,000 | $ 15,000 |
| RICHMOND, VA | 8 | $ 1,215,000 | $ 151,000 | $ 0 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 8 | $ 3,487,000 | $ 435,000 | $ 8,000 |
| SPRINGFIELD, MA | 8 | $ 1,283,000 | $ 160,000 | $ 9,000 |
| BUFFALO-NIAGARA FALLS, NY | 7 | $ 973,000 | $ 139,000 | $ 5,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 7 | $ 721,000 | $ 103,000 | $ 14,000 |
| DENVER-AURORA, CO | 7 | $ 1,118,000 | $ 159,000 | $ 0 |
| PEABODY, MA | 7 | $ 1,760,000 | $ 251,000 | $ 0 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 7 | $ 1,782,000 | $ 254,000 | $ 0 |
| SAN ANTONIO, TX | 7 | $ 1,211,000 | $ 173,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 6 | $ 2,052,000 | $ 342,000 | $ 0 |
| BAKERSFIELD, CA | 6 | $ 1,680,000 | $ 280,000 | $ 0 |
| COLUMBUS, OH | 6 | $ 748,000 | $ 124,000 | $ 0 |
| GARY, IN | 6 | $ 495,000 | $ 82,000 | $ 0 |
| PANAMA CITY-LYNN HAVEN, FL | 6 | $ 1,223,000 | $ 203,000 | $ 0 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 6 | $ 1,476,000 | $ 200,000 | $ 0 |
| SALT LAKE CITY, UT | 6 | $ 1,649,000 | $ 274,000 | $ 39,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 6 | $ 1,507,000 | $ 251,000 | $ 0 |
| ALBANY-SCHENECTADY-TROY, NY | 5 | $ 864,000 | $ 172,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 5 | $ 828,000 | $ 165,000 | $ 0 |
| ATLANTIC CITY, NJ | 5 | $ 1,501,000 | $ 300,000 | $ 10,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 5 | $ 499,000 | $ 96,000 | $ 6,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 5 | $ 595,000 | $ 155,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 5 | $ 584,000 | $ 116,000 | $ 21,000 |
| NEW HAVEN-MILFORD, CT | 5 | $ 1,001,000 | $ 200,000 | $ 11,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 5 | $ 2,420,000 | $ 484,000 | $ 0 |
| PUNTA GORDA, FL | 5 | $ 1,669,000 | $ 333,000 | $ 0 |
| ROANOKE, VA | 5 | $ 620,000 | $ 124,000 | $ 0 |
| ROCHESTER, NY | 5 | $ 586,000 | $ 117,000 | $ 0 |
| TACOMA, WA | 5 | $ 1,161,000 | $ 232,000 | $ 0 |
| TUCSON, AZ | 5 | $ 820,000 | $ 164,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 5 | $ 2,170,000 | $ 434,000 | $ 30,000 |
| BATON ROUGE, LA | 4 | $ 588,000 | $ 147,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 4 | $ 884,000 | $ 221,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 4 | $ 1,515,000 | $ 378,000 | $ 0 |
| DURHAM, NC | 4 | $ 431,000 | $ 107,000 | $ 0 |
| HONOLULU, HI | 4 | $ 1,240,000 | $ 310,000 | $ 15,000 |
| INDIANAPOLIS-CARMEL, IN | 4 | $ 381,000 | $ 95,000 | $ 13,000 |
| MODESTO, CA | 4 | $ 1,269,000 | $ 317,000 | $ 0 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 4 | $ 945,000 | $ 236,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 4 | $ 986,000 | $ 246,000 | $ 64,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 4 | $ 775,000 | $ 193,000 | $ 0 |
| RACINE, WI | 4 | $ 379,000 | $ 94,000 | $ 0 |
| READING, PA | 4 | $ 979,000 | $ 244,000 | $ 10,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 4 | $ 2,534,000 | $ 633,000 | $ 0 |
| STOCKTON, CA | 4 | $ 1,362,000 | $ 340,000 | $ 0 |
| TRENTON-EWING, NJ | 4 | $ 1,265,000 | $ 316,000 | $ 50,000 |
| WILMINGTON, DE-MD-NJ | 4 | $ 363,000 | $ 90,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 3 | $ 637,000 | $ 212,000 | $ 0 |
| CAMDEN, NJ | 3 | $ 560,000 | $ 186,000 | $ 0 |
| ERIE, PA | 3 | $ 502,000 | $ 167,000 | $ 33,000 |
| FRESNO, CA | 3 | $ 951,000 | $ 317,000 | $ 26,000 |
| GRAND RAPIDS-WYOMING, MI | 3 | $ 420,000 | $ 140,000 | $ 19,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 3 | $ 520,000 | $ 175,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 3 | $ 803,000 | $ 267,000 | $ 23,000 |
| NORWICH-NEW LONDON, CT | 3 | $ 585,000 | $ 195,000 | $ 9,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 3 | $ 1,378,000 | $ 459,000 | $ 0 |
| OKLAHOMA CITY, OK | 3 | $ 249,000 | $ 83,000 | $ 0 |
| PITTSBURGH, PA | 3 | $ 293,000 | $ 97,000 | $ 0 |
| SAVANNAH, GA | 3 | $ 230,000 | $ 76,000 | $ 6,000 |
| SPOKANE, WA | 3 | $ 518,000 | $ 172,000 | $ 5,000 |
| WILMINGTON, NC | 3 | $ 633,000 | $ 211,000 | $ 0 |
| AKRON, OH | 2 | $ 131,000 | $ 65,000 | $ 0 |
| BANGOR, ME | 2 | $ 226,000 | $ 113,000 | $ 0 |
| BARNSTABLE TOWN, MA | 2 | $ 1,045,000 | $ 522,000 | $ 85,000 |
| CANTON-MASSILLON, OH | 2 | $ 122,000 | $ 61,000 | $ 20,000 |
| CHATTANOOGA, TN-GA | 2 | $ 214,000 | $ 107,000 | $ 0 |
| FLINT, MI | 2 | $ 143,000 | $ 71,000 | $ 5,000 |
| HANFORD-CORCORAN, CA | 2 | $ 297,000 | $ 148,000 | $ 0 |
| HOLLAND-GRAND HAVEN, MI | 2 | $ 238,000 | $ 119,000 | $ 0 |
| LANCASTER, PA | 2 | $ 305,000 | $ 152,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 2 | $ 356,000 | $ 178,000 | $ 0 |
| LYNCHBURG, VA | 2 | $ 246,000 | $ 123,000 | $ 0 |
| MACON, GA | 2 | $ 830,000 | $ 415,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 2 | $ 279,000 | $ 139,500 | $ 60,500 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2 | $ 419,000 | $ 209,000 | $ 72,000 |
| RALEIGH-CARY, NC | 2 | $ 261,000 | $ 130,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 2 | $ 486,000 | $ 243,000 | $ 55,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 2 | $ 1,093,000 | $ 546,000 | $ 0 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 2 | $ 982,000 | $ 491,000 | $ 0 |
| TALLAHASSEE, FL | 2 | $ 115,000 | $ 57,000 | $ 0 |
| TOLEDO, OH | 2 | $ 233,000 | $ 116,000 | $ 28,000 |
| TULSA, OK | 2 | $ 263,000 | $ 131,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 2 | $ 348,000 | $ 174,000 | $ 0 |
| WICHITA, KS | 2 | $ 112,000 | $ 56,000 | $ 66,000 |
| YORK-HANOVER, PA | 2 | $ 215,000 | $ 107,000 | $ 0 |
| YUMA, AZ | 2 | $ 311,000 | $ 155,000 | $ 0 |
| ALBANY, GA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| ALEXANDRIA, LA | 1 | $ 160,000 | $ 160,000 | $ 41,000 |
| ANDERSON, IN | 1 | $ 98,000 | $ 98,000 | $ 60,000 |
| ANN ARBOR, MI | 1 | $ 175,000 | $ 175,000 | $ 0 |
| ANNISTON-OXFORD, AL | 1 | $ 108,000 | $ 108,000 | $ 0 |
| ASHEVILLE, NC | 1 | $ 143,000 | $ 143,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 94,000 | $ 94,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 134,000 | $ 134,000 | $ 0 |
| BELLINGHAM, WA | 1 | $ 135,000 | $ 135,000 | $ 0 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 1 | $ 184,000 | $ 184,000 | $ 0 |
| BINGHAMTON, NY | 1 | $ 52,000 | $ 52,000 | $ 0 |
| BISMARCK, ND | 1 | $ 239,000 | $ 239,000 | $ 58,000 |
| BOISE CITY-NAMPA, ID | 1 | $ 85,000 | $ 85,000 | $ 0 |
| BRUNSWICK, GA | 1 | $ 668,000 | $ 668,000 | $ 0 |
| CEDAR RAPIDS, IA | 1 | $ 96,000 | $ 96,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON, SC | 1 | $ 315,000 | $ 315,000 | $ 200,000 |
| CHARLOTTESVILLE, VA | 1 | $ 147,000 | $ 147,000 | $ 79,000 |
| COLORADO SPRINGS, CO | 1 | $ 193,000 | $ 193,000 | $ 0 |
| COLUMBIA, SC | 1 | $ 248,000 | $ 248,000 | $ 0 |
| COLUMBUS, IN | 1 | $ 157,000 | $ 157,000 | $ 0 |
| DALTON, GA | 1 | $ 160,000 | $ 160,000 | $ 67,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 81,000 | $ 81,000 | $ 0 |
| DAYTON, OH | 1 | $ 68,000 | $ 68,000 | $ 0 |
| DOTHAN, AL | 1 | $ 59,000 | $ 59,000 | $ 0 |
| DULUTH, MN-WI | 1 | $ 51,000 | $ 51,000 | $ 0 |
| EL CENTRO, CA | 1 | $ 234,000 | $ 234,000 | $ 0 |
| EL PASO, TX | 1 | $ 57,000 | $ 57,000 | $ 0 |
| EUGENE-SPRINGFIELD, OR | 1 | $ 229,000 | $ 229,000 | $ 0 |
| FAYETTEVILLE, NC | 1 | $ 77,000 | $ 77,000 | $ 0 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 100,000 | $ 100,000 | $ 61,000 |
| FLAGSTAFF, AZ | 1 | $ 318,000 | $ 318,000 | $ 105,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 1 | $ 194,000 | $ 194,000 | $ 0 |
| GAINESVILLE, FL | 1 | $ 147,000 | $ 147,000 | $ 0 |
| GRAND JUNCTION, CO | 1 | $ 176,000 | $ 176,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 63,000 | $ 63,000 | $ 0 |
| GREENVILLE-MAULDIN-EASLEY, SC | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| GULFPORT-BILOXI, MS | 1 | $ 287,000 | $ 287,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 1 | $ 200,000 | $ 200,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 103,000 | $ 103,000 | $ 0 |
| JACKSON, MS | 1 | $ 89,000 | $ 89,000 | $ 0 |
| JACKSONVILLE, NC | 1 | $ 111,000 | $ 111,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 97,000 | $ 97,000 | $ 0 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 1 | $ 54,000 | $ 54,000 | $ 0 |
| KINGSTON, NY | 1 | $ 171,000 | $ 171,000 | $ 77,000 |
| KNOXVILLE, TN | 1 | $ 92,000 | $ 92,000 | $ 0 |
| LAKELAND, FL | 1 | $ 83,000 | $ 83,000 | $ 0 |
| LAREDO, TX | 1 | $ 116,000 | $ 116,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 322,000 | $ 322,000 | $ 0 |
| MEDFORD, OR | 1 | $ 351,000 | $ 351,000 | $ 0 |
| MIDLAND, TX | 1 | $ 233,000 | $ 233,000 | $ 0 |
| MISSOULA, MT | 1 | $ 170,000 | $ 170,000 | $ 113,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 1 | $ 154,000 | $ 154,000 | $ 0 |
| PEORIA, IL | 1 | $ 99,000 | $ 99,000 | $ 300,000 |
| PORT ST. LUCIE, FL | 1 | $ 196,000 | $ 196,000 | $ 0 |
| RAPID CITY, SD | 1 | $ 178,000 | $ 178,000 | $ 0 |
| REDDING, CA | 1 | $ 233,000 | $ 233,000 | $ 0 |
| SALINAS, CA | 1 | $ 150,000 | $ 150,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 1 | $ 158,000 | $ 158,000 | $ 0 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 1 | $ 322,000 | $ 322,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 710,000 | $ 710,000 | $ 0 |
| SANTA ROSA-PETALUMA, CA | 1 | $ 400,000 | $ 400,000 | $ 0 |
| SHERMAN-DENISON, TX | 1 | $ 110,000 | $ 110,000 | $ 0 |
| SPARTANBURG, SC | 1 | $ 128,000 | $ 128,000 | $ 0 |
| SPRINGFIELD, MO | 1 | $ 130,000 | $ 130,000 | $ 0 |
| ST. CLOUD, MN | 1 | $ 126,000 | $ 126,000 | $ 0 |
| ST. GEORGE, UT | 1 | $ 467,000 | $ 467,000 | $ 0 |
| SYRACUSE, NY | 1 | $ 50,000 | $ 50,000 | $ 0 |
| TYLER, TX | 1 | $ 87,000 | $ 87,000 | $ 0 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 1 | $ 66,000 | $ 66,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| WORCESTER, MA | 1 | $ 271,000 | $ 271,000 | $ 78,000 |
| YAKIMA, WA | 1 | $ 183,000 | $ 183,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 111,000 | $ 111,000 | $ 71,000 |
| YUBA CITY, CA | 1 | $ 300,000 | $ 300,000 | $ 0 |
Mortgage Loan Application Detail Totals for H&R Block Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,685 | $331,004,000 | $196,000 | $1,600,000 | $6,000 | $470,000 |
| Home Purchase | 1,372 | $241,288,000 | $175,000 | $1,136,000 | $1,000 | $300,000 |
| Home Improvement | 2 | $207,000 | $103,000 | $132,000 | $23,000 | $46,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,892 | $539,206,000 | $186,000 | $1,600,000 | $0 | $0 |
| White | 109 | $19,374,000 | $177,000 | $810,000 | $84,000 | $470,000 |
| Not Provided | 31 | $7,331,000 | $236,000 | $684,000 | $83,000 | $468,000 |
| Black or African American | 11 | $2,610,000 | $237,000 | $519,000 | $73,000 | $139,000 |
| Hispanic | 9 | $2,355,000 | $261,000 | $564,000 | $76,000 | $138,000 |
| Asian | 5 | $1,210,000 | $242,000 | $371,000 | $103,000 | $151,000 |
| American Indian or Alaskan Native | 1 | $285,000 | $285,000 | $285,000 | $73,000 | $73,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $128,000 | $128,000 | $128,000 | $90,000 | $90,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,058 | $572,411,000 | $187,000 | $1,600,000 | $4,000 | $470,000 |
| VA-guaranteed (Veterans Administration) | 1 | $88,000 | $88,000 | $88,000 | $48,000 | $48,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 2,892 | $539,206,000 | $186,000 | $1,600,000 | $0 | $0 |
| Application Denied By Financial Institution | 96 | $19,074,000 | $198,000 | $684,000 | $68,000 | $300,000 |
| Loan Originated | 41 | $7,338,000 | $178,000 | $810,000 | $105,000 | $468,000 |
| Application Withdrawn By Applicant | 30 | $6,881,000 | $229,000 | $518,000 | $102,000 | $470,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 67 | $11,227,000 | $167,000 | $684,000 | $74,000 | $300,000 |
| Debt-To-Income Ratio | 16 | $3,965,000 | $247,000 | $491,000 | $52,000 | $147,000 |
| Collateral | 5 | $1,286,000 | $257,000 | $510,000 | $74,000 | $139,000 |
| Other | 4 | $1,038,000 | $259,000 | $475,000 | $51,000 | $82,000 |
| Employment History | 2 | $490,000 | $245,000 | $251,000 | $59,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $385,000 | $385,000 | $385,000 | $16,000 | $16,000 |
| Unverifiable Information | 1 | $683,000 | $683,000 | $683,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into H&R Block Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess H&R Block Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.