Hanscom Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Hanscom Federal Credit Union 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hanscom Federal Credit Union 25 Porter Road, Suite 100 Bedford, MA 01460 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,300 |
| Total Mortgage Loan Application Amount | $327,141,000 |
| Average Mortgage Loan Application Amount | $244,666 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $130,000 |
| Highest Applicant Income | $925,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Hanscom Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hanscom Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Hanscom Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hanscom Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Hanscom Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hanscom Federal Credit Union's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 419 | $ 108,178,000 | $ 258,000 | $ 138,000 |
| Norfolk County Massachusetts | 108 | $ 30,208,000 | $ 279,000 | $ 132,000 |
| Essex County Massachusetts | 93 | $ 21,967,000 | $ 236,000 | $ 114,000 |
| Worcester County Massachusetts | 64 | $ 14,215,000 | $ 222,000 | $ 123,000 |
| Suffolk County Massachusetts | 54 | $ 12,983,000 | $ 240,000 | $ 125,000 |
| Hillsborough County New Hampshire | 53 | $ 10,607,000 | $ 200,000 | $ 154,000 |
| Rockingham County New Hampshire | 44 | $ 8,782,000 | $ 199,000 | $ 120,000 |
| Plymouth County Massachusetts | 42 | $ 10,192,000 | $ 242,000 | $ 127,000 |
| Bristol County Massachusetts | 28 | $ 6,667,000 | $ 238,000 | $ 151,000 |
| Fairfax County Virginia | 26 | $ 9,309,000 | $ 358,000 | $ 161,000 |
| Barnstable County Massachusetts | 22 | $ 4,299,000 | $ 195,000 | $ 145,000 |
| Loudoun County Virginia | 19 | $ 5,572,000 | $ 293,000 | $ 168,000 |
| York County Maine | 10 | $ 2,164,000 | $ 216,000 | $ 161,000 |
| Arlington County Virginia | 8 | $ 3,290,000 | $ 411,000 | $ 221,000 |
| Montgomery County Maryland | 7 | $ 3,330,000 | $ 475,000 | $ 275,000 |
| Monmouth County New Jersey | 7 | $ 2,404,000 | $ 343,000 | $ 217,000 |
| Hampden County Massachusetts | 6 | $ 982,000 | $ 163,000 | $ 83,000 |
| Merrimack County New Hampshire | 6 | $ 1,253,000 | $ 208,000 | $ 134,000 |
| Prince William County Virginia | 6 | $ 1,889,000 | $ 314,000 | $ 114,000 |
| Santa Clara County California | 5 | $ 2,296,000 | $ 459,000 | $ 217,000 |
| District of Columbia County District Of Columbia | 5 | $ 1,096,000 | $ 219,000 | $ 133,000 |
| Clark County Nevada | 5 | $ 1,056,000 | $ 211,000 | $ 90,000 |
| Belknap County New Hampshire | 5 | $ 868,000 | $ 173,000 | $ 152,000 |
| Maricopa County Arizona | 4 | $ 2,193,000 | $ 548,000 | $ 230,000 |
| San Diego County California | 4 | $ 1,361,000 | $ 340,000 | $ 201,000 |
| New Haven County Connecticut | 4 | $ 1,285,000 | $ 321,000 | $ 174,000 |
| Hampshire County Massachusetts | 4 | $ 632,000 | $ 158,000 | $ 85,000 |
| Grafton County New Hampshire | 4 | $ 478,000 | $ 119,000 | $ 105,000 |
| Providence County Rhode Island | 4 | $ 959,000 | $ 239,000 | $ 268,000 |
| Fairfield County Connecticut | 3 | $ 998,000 | $ 332,000 | $ 239,000 |
| Hartford County Connecticut | 3 | $ 502,000 | $ 167,000 | $ 89,000 |
| Collier County Florida | 3 | $ 642,000 | $ 214,000 | $ 120,000 |
| Hillsborough County Florida | 3 | $ 799,000 | $ 266,000 | $ 104,000 |
| Pinellas County Florida | 3 | $ 889,000 | $ 296,000 | $ 133,000 |
| Carroll County New Hampshire | 3 | $ 383,000 | $ 127,000 | $ 135,000 |
| Cheshire County New Hampshire | 3 | $ 619,000 | $ 206,000 | $ 88,000 |
| Erie County New York | 3 | $ 783,000 | $ 261,000 | $ 139,000 |
| Westchester County New York | 3 | $ 1,263,000 | $ 421,000 | $ 311,000 |
| Wake County North Carolina | 3 | $ 1,241,000 | $ 413,000 | $ 237,000 |
| Fresno County California | 2 | $ 640,000 | $ 320,000 | $ 114,000 |
| Los Angeles County California | 2 | $ 1,139,000 | $ 569,000 | $ 247,000 |
| Middlesex County Connecticut | 2 | $ 366,000 | $ 183,000 | $ 199,000 |
| Alachua County Florida | 2 | $ 361,000 | $ 180,000 | $ 171,000 |
| Lee County Florida | 2 | $ 304,000 | $ 152,000 | $ 138,000 |
| Manatee County Florida | 2 | $ 608,000 | $ 304,000 | $ 127,000 |
| Pasco County Florida | 2 | $ 173,000 | $ 86,000 | $ 160,000 |
| Seminole County Florida | 2 | $ 289,000 | $ 144,000 | $ 59,000 |
| Cobb County Georgia | 2 | $ 643,000 | $ 321,000 | $ 183,000 |
| DeKalb County Georgia | 2 | $ 185,000 | $ 92,000 | $ 75,000 |
| Polk County Iowa | 2 | $ 375,000 | $ 187,000 | $ 96,000 |
| Hancock County Maine | 2 | $ 310,000 | $ 155,000 | $ 91,000 |
| Penobscot County Maine | 2 | $ 535,000 | $ 267,000 | $ 53,000 |
| Prince George's County Maryland | 2 | $ 485,000 | $ 242,000 | $ 148,000 |
| Berkshire County Massachusetts | 2 | $ 300,000 | $ 150,000 | $ 71,000 |
| Washtenaw County Michigan | 2 | $ 377,000 | $ 188,000 | $ 90,000 |
| Clay County Missouri | 2 | $ 254,000 | $ 127,000 | $ 57,000 |
| Strafford County New Hampshire | 2 | $ 225,000 | $ 112,000 | $ 62,000 |
| Nassau County New York | 2 | $ 723,000 | $ 361,000 | $ 163,000 |
| Onondaga County New York | 2 | $ 220,000 | $ 110,000 | $ 91,000 |
| Ontario County New York | 2 | $ 274,000 | $ 137,000 | $ 65,000 |
| St. Lawrence County New York | 2 | $ 289,000 | $ 144,000 | $ 91,000 |
| Forsyth County North Carolina | 2 | $ 153,000 | $ 76,000 | $ 56,000 |
| Washington County Oregon | 2 | $ 635,000 | $ 317,000 | $ 148,000 |
| York County Pennsylvania | 2 | $ 450,000 | $ 225,000 | $ 143,000 |
| Bristol County Rhode Island | 2 | $ 1,100,000 | $ 550,000 | $ 448,000 |
| Kent County Rhode Island | 2 | $ 385,000 | $ 192,000 | $ 65,000 |
| Newport County Rhode Island | 2 | $ 484,000 | $ 242,000 | $ 140,000 |
| Washington County Rhode Island | 2 | $ 301,000 | $ 150,000 | $ 133,000 |
| Anderson County South Carolina | 2 | $ 230,000 | $ 115,000 | $ 59,000 |
| Charleston County South Carolina | 2 | $ 264,000 | $ 132,000 | $ 170,000 |
| Windham County Vermont | 2 | $ 327,000 | $ 163,000 | $ 77,000 |
| Alexandria County Virginia | 2 | $ 648,000 | $ 324,000 | $ 129,000 |
| Chesterfield County Virginia | 2 | $ 633,000 | $ 316,000 | $ 154,000 |
| Cochise County Arizona | 1 | $ 297,000 | $ 297,000 | $ 90,000 |
| Benton County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Marion County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Contra Costa County California | 1 | $ 640,000 | $ 640,000 | $ 204,000 |
| Placer County California | 1 | $ 617,000 | $ 617,000 | $ 152,000 |
| Riverside County California | 1 | $ 108,000 | $ 108,000 | $ 51,000 |
| Sacramento County California | 1 | $ 325,000 | $ 325,000 | $ 122,000 |
| San Bernardino County California | 1 | $ 280,000 | $ 280,000 | $ 107,000 |
| San Francisco County California | 1 | $ 551,000 | $ 551,000 | $ 348,000 |
| San Joaquin County California | 1 | $ 295,000 | $ 295,000 | $ 93,000 |
| San Luis Obispo County California | 1 | $ 545,000 | $ 545,000 | $ 265,000 |
| San Mateo County California | 1 | $ 360,000 | $ 360,000 | $ 86,000 |
| Solano County California | 1 | $ 145,000 | $ 145,000 | $ 113,000 |
| Boulder County Colorado | 1 | $ 417,000 | $ 417,000 | $ 122,000 |
| El Paso County Colorado | 1 | $ 298,000 | $ 298,000 | $ 130,000 |
| Gunnison County Colorado | 1 | $ 407,000 | $ 407,000 | $ 468,000 |
| Park County Colorado | 1 | $ 159,000 | $ 159,000 | $ 40,000 |
| New Castle County Delaware | 1 | $ 73,000 | $ 73,000 | $ 50,000 |
| Sussex County Delaware | 1 | $ 150,000 | $ 150,000 | $ 290,000 |
| Brevard County Florida | 1 | $ 80,000 | $ 80,000 | $ 290,000 |
| Broward County Florida | 1 | $ 108,000 | $ 108,000 | $ 75,000 |
| Indian River County Florida | 1 | $ 275,000 | $ 275,000 | $ 59,000 |
| Jackson County Florida | 1 | $ 232,000 | $ 232,000 | $ 60,000 |
| Marion County Florida | 1 | $ 100,000 | $ 100,000 | $ 59,000 |
| Martin County Florida | 1 | $ 840,000 | $ 840,000 | $ 208,000 |
| Miami-Dade County Florida | 1 | $ 300,000 | $ 300,000 | $ 131,000 |
| Palm Beach County Florida | 1 | $ 126,000 | $ 126,000 | $ 105,000 |
| Sarasota County Florida | 1 | $ 375,000 | $ 375,000 | $ 209,000 |
| St. Johns County Florida | 1 | $ 283,000 | $ 283,000 | $ 110,000 |
| Chatham County Georgia | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
| Gwinnett County Georgia | 1 | $ 186,000 | $ 186,000 | $ 170,000 |
| Muscogee County Georgia | 1 | $ 176,000 | $ 176,000 | $ 56,000 |
| Cook County Illinois | 1 | $ 311,000 | $ 311,000 | $ 130,000 |
| Madison County Illinois | 1 | $ 30,000 | $ 30,000 | $ 30,000 |
| Will County Illinois | 1 | $ 130,000 | $ 130,000 | $ 84,000 |
| Boone County Indiana | 1 | $ 525,000 | $ 525,000 | $ 260,000 |
| Johnson County Indiana | 1 | $ 122,000 | $ 122,000 | $ 73,000 |
| Cowley County Kansas | 1 | $ 130,000 | $ 130,000 | $ 141,000 |
| Jefferson County Kentucky | 1 | $ 609,000 | $ 609,000 | $ 404,000 |
| Knott County Kentucky | 1 | $ 41,000 | $ 41,000 | $ 10,000 |
| Ascension County Louisiana | 1 | $ 393,000 | $ 393,000 | $ 78,000 |
| Androscoggin County Maine | 1 | $ 138,000 | $ 138,000 | $ 85,000 |
| Aroostook County Maine | 1 | $ 49,000 | $ 49,000 | $ 79,000 |
| Cumberland County Maine | 1 | $ 141,000 | $ 141,000 | $ 67,000 |
| Knox County Maine | 1 | $ 375,000 | $ 375,000 | $ 113,000 |
| Lincoln County Maine | 1 | $ 225,000 | $ 225,000 | $ 130,000 |
| Oxford County Maine | 1 | $ 119,000 | $ 119,000 | $ 50,000 |
| Sagadahoc County Maine | 1 | $ 138,000 | $ 138,000 | $ 109,000 |
| Anne Arundel County Maryland | 1 | $ 209,000 | $ 209,000 | $ 108,000 |
| Baltimore City County Maryland | 1 | $ 246,000 | $ 246,000 | $ 87,000 |
| Charles County Maryland | 1 | $ 272,000 | $ 272,000 | $ 189,000 |
| Harford County Maryland | 1 | $ 382,000 | $ 382,000 | $ 152,000 |
| Howard County Maryland | 1 | $ 358,000 | $ 358,000 | $ 178,000 |
| St. Mary's County Maryland | 1 | $ 180,000 | $ 180,000 | $ 180,000 |
| Worcester County Maryland | 1 | $ 200,000 | $ 200,000 | $ 200,000 |
| Franklin County Massachusetts | 1 | $ 44,000 | $ 44,000 | $ 88,000 |
| Genesee County Michigan | 1 | $ 152,000 | $ 152,000 | $ 80,000 |
| Macomb County Michigan | 1 | $ 130,000 | $ 130,000 | $ 59,000 |
| Saginaw County Michigan | 1 | $ 112,000 | $ 112,000 | $ 70,000 |
| St. Clair County Michigan | 1 | $ 62,000 | $ 62,000 | $ 27,000 |
| Hennepin County Minnesota | 1 | $ 311,000 | $ 311,000 | $ 135,000 |
| Mille Lacs County Minnesota | 1 | $ 280,000 | $ 280,000 | $ 94,000 |
| Ramsey County Minnesota | 1 | $ 190,000 | $ 190,000 | $ 40,000 |
| Platte County Missouri | 1 | $ 141,000 | $ 141,000 | $ 122,000 |
| St. Louis County Missouri | 1 | $ 100,000 | $ 100,000 | $ 90,000 |
| Gallatin County Montana | 1 | $ 250,000 | $ 250,000 | $ 86,000 |
| Douglas County Nebraska | 1 | $ 113,000 | $ 113,000 | $ 68,000 |
| Elko County Nevada | 1 | $ 300,000 | $ 300,000 | $ 97,000 |
| Atlantic County New Jersey | 1 | $ 67,000 | $ 67,000 | $ 48,000 |
| Bergen County New Jersey | 1 | $ 260,000 | $ 260,000 | $ 215,000 |
| Essex County New Jersey | 1 | $ 297,000 | $ 297,000 | $ 115,000 |
| Hudson County New Jersey | 1 | $ 291,000 | $ 291,000 | $ 82,000 |
| Hunterdon County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 301,000 |
| Middlesex County New Jersey | 1 | $ 318,000 | $ 318,000 | $ 285,000 |
| Morris County New Jersey | 1 | $ 270,000 | $ 270,000 | $ 150,000 |
| Bernalillo County New Mexico | 1 | $ 176,000 | $ 176,000 | $ 66,000 |
| Colfax County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 173,000 |
| Santa Fe County New Mexico | 1 | $ 212,000 | $ 212,000 | $ 95,000 |
| Albany County New York | 1 | $ 188,000 | $ 188,000 | $ 240,000 |
| Chenango County New York | 1 | $ 154,000 | $ 154,000 | $ 87,000 |
| Kings County New York | 1 | $ 365,000 | $ 365,000 | $ 106,000 |
| Queens County New York | 1 | $ 300,000 | $ 300,000 | $ 158,000 |
| Saratoga County New York | 1 | $ 515,000 | $ 515,000 | $ 253,000 |
| Schenectady County New York | 1 | $ 98,000 | $ 98,000 | $ 66,000 |
| Washington County New York | 1 | $ 140,000 | $ 140,000 | $ 70,000 |
| Alamance County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 87,000 |
| Brunswick County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 50,000 |
| Catawba County North Carolina | 1 | $ 248,000 | $ 248,000 | $ 57,000 |
| Chatham County North Carolina | 1 | $ 248,000 | $ 248,000 | $ 80,000 |
| Craven County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 99,000 |
| Durham County North Carolina | 1 | $ 197,000 | $ 197,000 | $ 50,000 |
| Macon County North Carolina | 1 | $ 54,000 | $ 54,000 | $ 84,000 |
| Orange County North Carolina | 1 | $ 483,000 | $ 483,000 | $ 231,000 |
| Union County North Carolina | 1 | $ 296,000 | $ 296,000 | $ 75,000 |
| Ward County North Dakota | 1 | $ 90,000 | $ 90,000 | $ 59,000 |
| Cuyahoga County Ohio | 1 | $ 490,000 | $ 490,000 | $ 315,000 |
| Franklin County Ohio | 1 | $ 129,000 | $ 129,000 | $ 74,000 |
| Greene County Ohio | 1 | $ 187,000 | $ 187,000 | $ 124,000 |
| Montgomery County Ohio | 1 | $ 216,000 | $ 216,000 | $ 191,000 |
| Wood County Ohio | 1 | $ 138,000 | $ 138,000 | $ 66,000 |
| Rogers County Oklahoma | 1 | $ 748,000 | $ 748,000 | $ 146,000 |
| Jackson County Oregon | 1 | $ 417,000 | $ 417,000 | $ 380,000 |
| Multnomah County Oregon | 1 | $ 627,000 | $ 627,000 | $ 143,000 |
| Allegheny County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 143,000 |
| Berks County Pennsylvania | 1 | $ 152,000 | $ 152,000 | $ 111,000 |
| Bucks County Pennsylvania | 1 | $ 490,000 | $ 490,000 | $ 365,000 |
| Butler County Pennsylvania | 1 | $ 258,000 | $ 258,000 | $ 85,000 |
| Franklin County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 94,000 |
| Montgomery County Pennsylvania | 1 | $ 650,000 | $ 650,000 | $ 445,000 |
| Philadelphia County Pennsylvania | 1 | $ 312,000 | $ 312,000 | $ 81,000 |
| Lexington County South Carolina | 1 | $ 324,000 | $ 324,000 | $ 128,000 |
| Blount County Tennessee | 1 | $ 226,000 | $ 226,000 | $ 111,000 |
| Cumberland County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 98,000 |
| Salt Lake County Utah | 1 | $ 230,000 | $ 230,000 | $ 73,000 |
| Washington County Utah | 1 | $ 164,000 | $ 164,000 | $ 131,000 |
| Chittenden County Vermont | 1 | $ 168,000 | $ 168,000 | $ 25,000 |
| Grand Isle County Vermont | 1 | $ 208,000 | $ 208,000 | $ 189,000 |
| Orange County Vermont | 1 | $ 342,000 | $ 342,000 | $ 120,000 |
| Rutland County Vermont | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Washington County Vermont | 1 | $ 198,000 | $ 198,000 | $ 321,000 |
| Bedford County Virginia | 1 | $ 122,000 | $ 122,000 | $ 70,000 |
| Culpeper County Virginia | 1 | $ 556,000 | $ 556,000 | $ 336,000 |
| Fauquier County Virginia | 1 | $ 238,000 | $ 238,000 | $ 178,000 |
| Manassas Park County Virginia | 1 | $ 185,000 | $ 185,000 | $ 97,000 |
| Shenandoah County Virginia | 1 | $ 135,000 | $ 135,000 | $ 209,000 |
| Spotsylvania County Virginia | 1 | $ 449,000 | $ 449,000 | $ 205,000 |
| Stafford County Virginia | 1 | $ 233,000 | $ 233,000 | $ 75,000 |
| York County Virginia | 1 | $ 529,000 | $ 529,000 | $ 205,000 |
| Benton County Washington | 1 | $ 209,000 | $ 209,000 | $ 59,000 |
| King County Washington | 1 | $ 276,000 | $ 276,000 | $ 120,000 |
| Pierce County Washington | 1 | $ 373,000 | $ 373,000 | $ 133,000 |
| Cabell County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 97,000 |
| Monongalia County West Virginia | 1 | $ 168,000 | $ 168,000 | $ 75,000 |
| Burnett County Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 177,000 |
| Marathon County Wisconsin | 1 | $ 134,000 | $ 134,000 | $ 113,000 |
| Waukesha County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 210,000 |
Mortgage Loan Application Detail Totals for Hanscom Federal Credit Union in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 897 | $221,414,000 | $246,000 | $1,000,000 | $141,000 | $840,000 |
| Home Purchase | 288 | $82,425,000 | $286,000 | $1,000,000 | $135,000 | $925,000 |
| Home Improvement | 115 | $23,302,000 | $202,000 | $400,000 | $114,000 | $345,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 924 | $231,979,000 | $251,000 | $1,000,000 | $138,000 | $840,000 |
| Not Provided | 225 | $54,098,000 | $240,000 | $1,000,000 | $140,000 | $925,000 |
| Asian | 53 | $17,136,000 | $323,000 | $674,000 | $146,000 | $428,000 |
| Black or African American | 51 | $13,690,000 | $268,000 | $720,000 | $118,000 | $281,000 |
| Hispanic | 42 | $8,710,000 | $207,000 | $412,000 | $108,000 | $311,000 |
| American Indian or Alaskan Native | 3 | $1,181,000 | $393,000 | $748,000 | $155,000 | $189,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $347,000 | $173,000 | $307,000 | $96,000 | $152,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,255 | $314,232,000 | $250,000 | $1,000,000 | $138,000 | $925,000 |
| VA-guaranteed (Veterans Administration) | 45 | $12,909,000 | $286,000 | $512,000 | $108,000 | $241,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 564 | $133,509,000 | $236,000 | $1,000,000 | $135,000 | $668,000 |
| File Closed For Incompleteness | 342 | $93,749,000 | $274,000 | $830,000 | $155,000 | $925,000 |
| Application Denied By Financial Institution | 237 | $58,614,000 | $247,000 | $720,000 | $108,000 | $315,000 |
| Application Withdrawn By Applicant | 152 | $39,878,000 | $262,000 | $1,000,000 | $152,000 | $840,000 |
| Application Approved But Not Accepted | 5 | $1,391,000 | $278,000 | $627,000 | $168,000 | $316,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1 | $100,000 | $100,000 | $100,000 | $113,000 | $113,000 |
| Debt-To-Income Ratio | 1 | $90,000 | $90,000 | $90,000 | $59,000 | $59,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $163,000 | $163,000 | $163,000 | $134,000 | $134,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hanscom Federal Credit Union's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hanscom Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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