Ocmbc, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Ocmbc, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Ocmbc, Inc.
19000 Macarthur Blvd, Suite 200
Glendale, CA 92612
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 14,461
Total Mortgage Loan Application Amount $5,968,705,000
Average Mortgage Loan Application Amount $279,600
Highest Mortgage Loan Application Amount $84,005,000
Average Applicant Income $97,800
Highest Applicant Income $5,136,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Ocmbc, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ocmbc, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down Ocmbc, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ocmbc, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Ocmbc, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ocmbc, Inc.'s mortgage activity for 2021.

Mortgage Loan Application Totals for Ocmbc, Inc. by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 3,879 $ 1,984,715,000 $ 511,000 $ 144,000
Riverside County California 1,047 $ 396,985,000 $ 379,000 $ 116,000
San Bernardino County California 944 $ 333,410,000 $ 353,000 $ 105,000
San Diego County California 796 $ 400,860,000 $ 503,000 $ 196,000
Orange County California 762 $ 413,220,000 $ 542,000 $ 193,000
Cook County Illinois 476 $ 115,640,000 $ 242,000 $ 84,000
Maricopa County Arizona 306 $ 103,920,000 $ 339,000 $ 139,000
Ventura County California 231 $ 117,465,000 $ 508,000 $ 143,000
Kern County California 203 $ 55,095,000 $ 271,000 $ 88,000
Santa Clara County California 199 $ 117,035,000 $ 588,000 $ 219,000
Alameda County California 196 $ 97,580,000 $ 497,000 $ 205,000
Contra Costa County California 152 $ 76,730,000 $ 504,000 $ 193,000
Sacramento County California 142 $ 46,420,000 $ 326,000 $ 129,000
Prince George's County Maryland 136 $ 47,430,000 $ 348,000 $ 107,000
Clark County Nevada 133 $ 41,755,000 $ 313,000 $ 131,000
Lee County Florida 127 $ 29,685,000 $ 233,000 $ 80,000
Broward County Florida 110 $ 39,380,000 $ 358,000 $ 151,000
Worcester County Massachusetts 108 $ 32,750,000 $ 303,000 $ 87,000
San Joaquin County California 97 $ 33,475,000 $ 345,000 $ 113,000
Baltimore County Maryland 87 $ 23,905,000 $ 274,000 $ 91,000
Miami-Dade County Florida 86 $ 38,530,000 $ 448,000 $ 240,000
Harris County Texas 83 $ 17,245,000 $ 207,000 $ 116,000
Plymouth County Massachusetts 80 $ 30,090,000 $ 376,000 $ 140,000
San Mateo County California 77 $ 44,785,000 $ 581,000 $ 220,000
Will County Illinois 68 $ 15,410,000 $ 226,000 $ 69,000
Salt Lake County Utah 66 $ 22,180,000 $ 336,000 $ 99,000
Bristol County Massachusetts 62 $ 21,880,000 $ 352,000 $ 107,000
Essex County New Jersey 62 $ 23,630,000 $ 381,000 $ 165,000
Sonoma County California 60 $ 27,620,000 $ 460,000 $ 159,000
Palm Beach County Florida 60 $ 23,780,000 $ 396,000 $ 281,000
Providence County Rhode Island 59 $ 16,275,000 $ 275,000 $ 76,000
Fresno County California 56 $ 16,100,000 $ 287,000 $ 115,000
Baltimore City County Maryland 54 $ 10,710,000 $ 198,000 $ 85,000
Montgomery County Maryland 54 $ 21,850,000 $ 404,000 $ 179,000
Stanislaus County California 53 $ 16,835,000 $ 317,000 $ 98,000
Hillsborough County Florida 51 $ 17,875,000 $ 350,000 $ 149,000
Middlesex County Massachusetts 51 $ 19,045,000 $ 373,000 $ 123,000
Marin County California 47 $ 30,035,000 $ 639,000 $ 211,000
Solano County California 46 $ 19,150,000 $ 416,000 $ 147,000
Charles County Maryland 46 $ 13,390,000 $ 291,000 $ 113,000
Placer County California 44 $ 18,430,000 $ 418,000 $ 212,000
DuPage County Illinois 43 $ 11,385,000 $ 264,000 $ 94,000
Orange County Florida 41 $ 10,805,000 $ 263,000 $ 97,000
Union County New Jersey 41 $ 13,845,000 $ 337,000 $ 105,000
Anne Arundel County Maryland 40 $ 14,610,000 $ 365,000 $ 113,000
Lake County Illinois 38 $ 8,970,000 $ 236,000 $ 103,000
Kane County Illinois 37 $ 8,175,000 $ 220,000 $ 73,000
Fulton County Georgia 36 $ 13,620,000 $ 378,000 $ 174,000
San Francisco County California 35 $ 21,085,000 $ 602,000 $ 236,000
Norfolk County Massachusetts 35 $ 16,165,000 $ 461,000 $ 212,000
Hudson County New Jersey 35 $ 16,665,000 $ 476,000 $ 146,000
Passaic County New Jersey 34 $ 11,450,000 $ 336,000 $ 142,000
Monterey County California 32 $ 15,690,000 $ 490,000 $ 139,000
Santa Barbara County California 32 $ 14,610,000 $ 456,000 $ 128,000
Essex County Massachusetts 31 $ 11,185,000 $ 360,000 $ 94,000
Pinal County Arizona 30 $ 8,270,000 $ 275,000 $ 93,000
Brevard County Florida 30 $ 8,190,000 $ 273,000 $ 69,000
Pasco County Florida 29 $ 4,935,000 $ 170,000 $ 60,000
Dallas County Texas 29 $ 11,615,000 $ 400,000 $ 215,000
Osceola County Florida 28 $ 7,410,000 $ 264,000 $ 112,000
Polk County Florida 28 $ 7,590,000 $ 271,000 $ 93,000
Barnstable County Massachusetts 28 $ 8,870,000 $ 316,000 $ 89,000
Bergen County New Jersey 28 $ 13,360,000 $ 477,000 $ 169,000
Middlesex County New Jersey 28 $ 9,050,000 $ 323,000 $ 137,000
Burlington County New Jersey 27 $ 7,205,000 $ 266,000 $ 82,000
Tulare County California 26 $ 6,470,000 $ 248,000 $ 100,000
Boulder County Colorado 26 $ 9,250,000 $ 355,000 $ 141,000
Collier County Florida 26 $ 9,240,000 $ 355,000 $ 196,000
Volusia County Florida 26 $ 5,500,000 $ 211,000 $ 82,000
Mercer County New Jersey 26 $ 6,010,000 $ 231,000 $ 71,000
Seminole County Florida 25 $ 5,575,000 $ 223,000 $ 71,000
DeKalb County Georgia 25 $ 9,055,000 $ 362,000 $ 156,000
Monmouth County New Jersey 25 $ 9,135,000 $ 365,000 $ 124,000
Fort Bend County Texas 25 $ 6,505,000 $ 260,000 $ 96,000
St. Lucie County Florida 24 $ 5,650,000 $ 235,000 $ 73,000
Charlotte County Florida 23 $ 5,085,000 $ 221,000 $ 93,000
Prince William County Virginia 23 $ 9,845,000 $ 428,000 $ 179,000
McHenry County Illinois 22 $ 5,660,000 $ 257,000 $ 93,000
Morris County New Jersey 22 $ 7,530,000 $ 342,000 $ 114,000
Frederick County Maryland 21 $ 6,765,000 $ 322,000 $ 115,000
Suffolk County Massachusetts 21 $ 10,235,000 $ 487,000 $ 205,000
Fairfax County Virginia 21 $ 11,595,000 $ 552,000 $ 195,000
Pima County Arizona 20 $ 5,980,000 $ 299,000 $ 108,000
Merced County California 20 $ 6,000,000 $ 300,000 $ 82,000
Pinellas County Florida 20 $ 5,720,000 $ 286,000 $ 103,000
East Baton Rouge County Louisiana 20 $ 3,990,000 $ 199,000 $ 78,000
El Dorado County California 19 $ 7,445,000 $ 391,000 $ 154,000
Santa Cruz County California 19 $ 10,285,000 $ 541,000 $ 210,000
Marion County Florida 19 $ 4,205,000 $ 221,000 $ 70,000
Gwinnett County Georgia 19 $ 6,155,000 $ 323,000 $ 96,000
Henry County Georgia 19 $ 5,785,000 $ 304,000 $ 97,000
Hillsborough County New Hampshire 19 $ 6,265,000 $ 329,000 $ 119,000
Rockingham County New Hampshire 19 $ 6,055,000 $ 318,000 $ 99,000
Imperial County California 18 $ 4,910,000 $ 272,000 $ 133,000
San Luis Obispo County California 18 $ 6,760,000 $ 375,000 $ 123,000
Arapahoe County Colorado 18 $ 5,700,000 $ 316,000 $ 93,000
District of Columbia County District Of Columbia 18 $ 8,510,000 $ 472,000 $ 203,000
Duval County Florida 18 $ 5,000,000 $ 277,000 $ 93,000
Livingston County Louisiana 18 $ 3,600,000 $ 200,000 $ 58,000
Adams County Colorado 17 $ 5,825,000 $ 342,000 $ 106,000
Weld County Colorado 17 $ 5,225,000 $ 307,000 $ 77,000
Marion County Indiana 17 $ 3,435,000 $ 202,000 $ 89,000
Somerset County New Jersey 17 $ 6,305,000 $ 370,000 $ 165,000
New London County Connecticut 16 $ 3,440,000 $ 215,000 $ 89,000
Yolo County California 15 $ 5,065,000 $ 337,000 $ 128,000
Kendall County Illinois 15 $ 3,345,000 $ 223,000 $ 104,000
Gallatin County Montana 15 $ 5,675,000 $ 378,000 $ 128,000
Allegheny County Pennsylvania 15 $ 3,975,000 $ 265,000 $ 206,000
Montgomery County Texas 15 $ 4,115,000 $ 274,000 $ 143,000
Nevada County California 14 $ 5,740,000 $ 410,000 $ 170,000
Denver County Colorado 14 $ 4,810,000 $ 343,000 $ 131,000
Weber County Utah 14 $ 2,510,000 $ 179,000 $ 44,000
Loudoun County Virginia 14 $ 6,690,000 $ 477,000 $ 137,000
King County Washington 14 $ 6,910,000 $ 493,000 $ 160,000
Jefferson County Colorado 13 $ 4,165,000 $ 320,000 $ 127,000
Ocean County New Jersey 13 $ 4,705,000 $ 361,000 $ 190,000
Mohave County Arizona 12 $ 3,960,000 $ 330,000 $ 127,000
Hartford County Connecticut 12 $ 2,680,000 $ 223,000 $ 82,000
Rockdale County Georgia 12 $ 4,670,000 $ 389,000 $ 88,000
Cumberland County Maine 12 $ 3,160,000 $ 263,000 $ 110,000
Bucks County Pennsylvania 12 $ 3,540,000 $ 295,000 $ 108,000
Philadelphia County Pennsylvania 12 $ 3,110,000 $ 259,000 $ 105,000
Madera County California 11 $ 3,065,000 $ 278,000 $ 106,000
Shasta County California 11 $ 4,135,000 $ 375,000 $ 159,000
Larimer County Colorado 11 $ 3,045,000 $ 276,000 $ 119,000
Fairfield County Connecticut 11 $ 6,145,000 $ 558,000 $ 93,000
Lake County Florida 11 $ 2,895,000 $ 263,000 $ 81,000
Sarasota County Florida 11 $ 3,525,000 $ 320,000 $ 112,000
Calvert County Maryland 11 $ 3,595,000 $ 326,000 $ 97,000
Howard County Maryland 11 $ 3,735,000 $ 339,000 $ 122,000
Linn County Oregon 11 $ 2,025,000 $ 184,000 $ 60,000
Kent County Rhode Island 11 $ 3,105,000 $ 282,000 $ 87,000
Calaveras County California 10 $ 3,260,000 $ 326,000 $ 99,000
Douglas County Colorado 10 $ 4,130,000 $ 413,000 $ 150,000
Manatee County Florida 10 $ 4,350,000 $ 435,000 $ 94,000
Clayton County Georgia 10 $ 2,330,000 $ 233,000 $ 58,000
Penobscot County Maine 10 $ 1,710,000 $ 171,000 $ 418,000
Wayne County Michigan 10 $ 3,110,000 $ 311,000 $ 99,000
Bexar County Texas 10 $ 2,650,000 $ 265,000 $ 97,000
Napa County California 9 $ 5,375,000 $ 597,000 $ 190,000
Bay County Florida 9 $ 2,745,000 $ 305,000 $ 88,000
Indian River County Florida 9 $ 1,725,000 $ 191,000 $ 54,000
Cobb County Georgia 9 $ 4,335,000 $ 481,000 $ 141,000
Newton County Georgia 9 $ 2,455,000 $ 272,000 $ 201,000
Harford County Maryland 9 $ 2,615,000 $ 290,000 $ 86,000
Hampden County Massachusetts 9 $ 2,745,000 $ 305,000 $ 74,000
Denton County Texas 9 $ 2,655,000 $ 295,000 $ 143,000
Butte County California 8 $ 2,230,000 $ 278,000 $ 125,000
Tuolumne County California 8 $ 2,740,000 $ 342,000 $ 193,000
El Paso County Colorado 8 $ 3,370,000 $ 421,000 $ 122,000
Hawaii County Hawaii 8 $ 4,220,000 $ 527,000 $ 260,000
Carroll County Maryland 8 $ 2,760,000 $ 345,000 $ 184,000
Utah County Utah 8 $ 2,160,000 $ 270,000 $ 74,000
Stafford County Virginia 8 $ 2,810,000 $ 351,000 $ 149,000
Litchfield County Connecticut 7 $ 1,265,000 $ 180,000 $ 233,000
Honolulu County Hawaii 7 $ 4,435,000 $ 633,000 $ 101,000
Hennepin County Minnesota 7 $ 2,065,000 $ 295,000 $ 95,000
Belknap County New Hampshire 7 $ 1,955,000 $ 279,000 $ 106,000
Hunterdon County New Jersey 7 $ 2,585,000 $ 369,000 $ 130,000
Champaign County Ohio 7 $ 1,565,000 $ 223,000 $ 65,000
Tarrant County Texas 7 $ 1,565,000 $ 223,000 $ 90,000
Wasatch County Utah 7 $ 4,245,000 $ 606,000 $ 71,000
Coconino County Arizona 6 $ 1,750,000 $ 291,000 $ 98,000
Yavapai County Arizona 6 $ 1,550,000 $ 258,000 $ 153,000
Mendocino County California 6 $ 2,240,000 $ 373,000 $ 148,000
San Benito County California 6 $ 3,890,000 $ 648,000 $ 144,000
Yuba County California 6 $ 1,640,000 $ 273,000 $ 75,000
Clay County Florida 6 $ 1,460,000 $ 243,000 $ 75,000
Houston County Georgia 6 $ 1,720,000 $ 286,000 $ 81,000
Maui County Hawaii 6 $ 8,850,000 $ 1,475,000 $ 283,000
Hamilton County Indiana 6 $ 1,840,000 $ 306,000 $ 97,000
Iberville County Louisiana 6 $ 1,280,000 $ 213,000 $ 57,000
Washington County Maryland 6 $ 1,820,000 $ 303,000 $ 117,000
Wicomico County Maryland 6 $ 1,500,000 $ 250,000 $ 101,000
Warren County New Jersey 6 $ 1,440,000 $ 240,000 $ 87,000
Beaver County Pennsylvania 6 $ 820,000 $ 136,000 $ 81,000
Chester County Pennsylvania 6 $ 1,970,000 $ 328,000 $ 251,000
Lancaster County Pennsylvania 6 $ 1,090,000 $ 181,000 $ 106,000
York County Pennsylvania 6 $ 1,650,000 $ 275,000 $ 96,000
Davis County Utah 6 $ 1,940,000 $ 323,000 $ 105,000
Culpeper County Virginia 6 $ 2,460,000 $ 410,000 $ 110,000
Henrico County Virginia 6 $ 1,630,000 $ 271,000 $ 126,000
Manassas County Virginia 6 $ 1,460,000 $ 243,000 $ 76,000
Pierce County Washington 6 $ 1,830,000 $ 305,000 $ 113,000
Kings County California 5 $ 1,185,000 $ 237,000 $ 94,000
Martin County Florida 5 $ 1,115,000 $ 223,000 $ 158,000
Fayette County Georgia 5 $ 2,005,000 $ 401,000 $ 124,000
DeKalb County Illinois 5 $ 955,000 $ 191,000 $ 68,000
Caddo County Louisiana 5 $ 815,000 $ 163,000 $ 72,000
Tangipahoa County Louisiana 5 $ 855,000 $ 171,000 $ 51,000
York County Maine 5 $ 1,205,000 $ 241,000 $ 90,000
Dukes County Massachusetts 5 $ 2,855,000 $ 571,000 $ 133,000
Franklin County Massachusetts 5 $ 965,000 $ 193,000 $ 88,000
Oakland County Michigan 5 $ 1,175,000 $ 235,000 $ 108,000
Olmsted County Minnesota 5 $ 1,195,000 $ 239,000 $ 92,000
Nye County Nevada 5 $ 1,255,000 $ 251,000 $ 97,000
Washoe County Nevada 5 $ 1,725,000 $ 345,000 $ 63,000
Camden County New Jersey 5 $ 745,000 $ 149,000 $ 98,000
Sussex County New Jersey 5 $ 1,175,000 $ 235,000 $ 89,000
Hamilton County Ohio 5 $ 1,025,000 $ 205,000 $ 66,000
Multnomah County Oregon 5 $ 1,575,000 $ 315,000 $ 90,000
Delaware County Pennsylvania 5 $ 1,105,000 $ 221,000 $ 59,000
Washington County Rhode Island 5 $ 1,405,000 $ 281,000 $ 89,000
Charleston County South Carolina 5 $ 1,125,000 $ 225,000 $ 166,000
Collin County Texas 5 $ 3,905,000 $ 781,000 $ 373,000
Hidalgo County Texas 5 $ 755,000 $ 151,000 $ 79,000
Kitsap County Washington 5 $ 1,695,000 $ 339,000 $ 112,000
Snohomish County Washington 5 $ 2,435,000 $ 487,000 $ 134,000
Lake County California 4 $ 1,170,000 $ 292,000 $ 72,000
Mesa County Colorado 4 $ 1,350,000 $ 337,000 $ 93,000
New Haven County Connecticut 4 $ 1,100,000 $ 275,000 $ 83,000
Hernando County Florida 4 $ 770,000 $ 192,000 $ 88,000
Okaloosa County Florida 4 $ 1,360,000 $ 340,000 $ 92,000
St. Johns County Florida 4 $ 1,560,000 $ 390,000 $ 167,000
Sumter County Florida 4 $ 600,000 $ 150,000 $ 93,000
Bibb County Georgia 4 $ 910,000 $ 227,000 $ 60,000
Kankakee County Illinois 4 $ 1,160,000 $ 290,000 $ 115,000
Winnebago County Illinois 4 $ 830,000 $ 207,000 $ 80,000
Lake County Indiana 4 $ 930,000 $ 232,000 $ 79,000
West Baton Rouge County Louisiana 4 $ 830,000 $ 207,000 $ 67,000
Atlantic County New Jersey 4 $ 860,000 $ 215,000 $ 116,000
Dona Ana County New Mexico 4 $ 800,000 $ 200,000 $ 53,000
Taos County New Mexico 4 $ 1,150,000 $ 287,000 $ 171,000
Mecklenburg County North Carolina 4 $ 6,030,000 $ 1,507,000 $ 113,000
Union County North Carolina 4 $ 1,520,000 $ 380,000 $ 224,000
Clermont County Ohio 4 $ 470,000 $ 117,000 $ 36,000
Clackamas County Oregon 4 $ 2,670,000 $ 667,000 $ 283,000
Marion County Oregon 4 $ 1,040,000 $ 260,000 $ 96,000
Washington County Oregon 4 $ 1,220,000 $ 305,000 $ 105,000
Montgomery County Pennsylvania 4 $ 1,500,000 $ 375,000 $ 172,000
Newport County Rhode Island 4 $ 1,140,000 $ 285,000 $ 107,000
Horry County South Carolina 4 $ 1,270,000 $ 317,000 $ 90,000
Bell County Texas 4 $ 650,000 $ 162,000 $ 93,000
Brazoria County Texas 4 $ 1,000,000 $ 250,000 $ 103,000
Cameron County Texas 4 $ 780,000 $ 195,000 $ 126,000
El Paso County Texas 4 $ 1,530,000 $ 382,000 $ 126,000
Ellis County Texas 4 $ 960,000 $ 240,000 $ 105,000
Fauquier County Virginia 4 $ 1,730,000 $ 432,000 $ 115,000
Spotsylvania County Virginia 4 $ 1,350,000 $ 337,000 $ 283,000
Clark County Washington 4 $ 2,050,000 $ 512,000 $ 177,000
Thurston County Washington 4 $ 1,120,000 $ 280,000 $ 133,000
Navajo County Arizona 3 $ 525,000 $ 175,000 $ 182,000
Amador County California 3 $ 1,005,000 $ 335,000 $ 89,000
Humboldt County California 3 $ 645,000 $ 215,000 $ 100,000
La Plata County Colorado 3 $ 1,095,000 $ 365,000 $ 117,000
Montrose County Colorado 3 $ 605,000 $ 201,000 $ 186,000
Tolland County Connecticut 3 $ 765,000 $ 255,000 $ 58,000
Windham County Connecticut 3 $ 685,000 $ 228,000 $ 113,000
Kent County Delaware 3 $ 945,000 $ 315,000 $ 94,000
Sussex County Delaware 3 $ 525,000 $ 175,000 $ 1,761,000
Nassau County Florida 3 $ 1,365,000 $ 455,000 $ 230,000
Okeechobee County Florida 3 $ 545,000 $ 181,000 $ 69,000
Walton County Florida 3 $ 445,000 $ 148,000 $ 57,000
Chatham County Georgia 3 $ 465,000 $ 155,000 $ 56,000
Cherokee County Georgia 3 $ 835,000 $ 278,000 $ 119,000
Douglas County Georgia 3 $ 1,075,000 $ 358,000 $ 86,000
Paulding County Georgia 3 $ 1,035,000 $ 345,000 $ 71,000
Hendricks County Indiana 3 $ 655,000 $ 218,000 $ 48,000
Orleans County Louisiana 3 $ 825,000 $ 275,000 $ 168,000
Ouachita County Louisiana 3 $ 745,000 $ 248,000 $ 128,000
St. Tammany County Louisiana 3 $ 495,000 $ 165,000 $ 55,000
St. Mary's County Maryland 3 $ 545,000 $ 181,000 $ 133,000
Merrimack County New Hampshire 3 $ 935,000 $ 311,000 $ 113,000
Gloucester County New Jersey 3 $ 1,115,000 $ 371,000 $ 135,000
Bernalillo County New Mexico 3 $ 545,000 $ 181,000 $ 13,000
San Juan County New Mexico 3 $ 525,000 $ 175,000 $ 108,000
Santa Fe County New Mexico 3 $ 705,000 $ 235,000 $ 0
Guilford County North Carolina 3 $ 195,000 $ 65,000 $ 37,000
Butler County Ohio 3 $ 925,000 $ 308,000 $ 91,000
Defiance County Ohio 3 $ 475,000 $ 158,000 $ 52,000
Lane County Oregon 3 $ 795,000 $ 265,000 $ 79,000
Berks County Pennsylvania 3 $ 765,000 $ 255,000 $ 84,000
Greenville County South Carolina 3 $ 1,035,000 $ 345,000 $ 74,000
Orangeburg County South Carolina 3 $ 515,000 $ 171,000 $ 60,000
Williamson County Tennessee 3 $ 2,615,000 $ 871,000 $ 204,000
Galveston County Texas 3 $ 2,305,000 $ 768,000 $ 266,000
Kaufman County Texas 3 $ 705,000 $ 235,000 $ 48,000
Travis County Texas 3 $ 1,375,000 $ 458,000 $ 276,000
Wise County Texas 3 $ 975,000 $ 325,000 $ 133,000
Chesapeake County Virginia 3 $ 1,165,000 $ 388,000 $ 246,000
Benton County Washington 3 $ 855,000 $ 285,000 $ 71,000
Island County Washington 3 $ 965,000 $ 321,000 $ 67,000
Spokane County Washington 3 $ 945,000 $ 315,000 $ 832,000
Gila County Arizona 2 $ 380,000 $ 190,000 $ 215,000
Alpine County California 2 $ 1,060,000 $ 530,000 $ 440,000
Mono County California 2 $ 2,080,000 $ 1,040,000 $ 889,000
Tehama County California 2 $ 540,000 $ 270,000 $ 166,000
Broomfield County Colorado 2 $ 500,000 $ 250,000 $ 136,000
Clear Creek County Colorado 2 $ 690,000 $ 345,000 $ 133,000
Eagle County Colorado 2 $ 800,000 $ 400,000 $ 125,000
Garfield County Colorado 2 $ 430,000 $ 215,000 $ 82,000
Park County Colorado 2 $ 1,930,000 $ 965,000 $ 143,000
Summit County Colorado 2 $ 700,000 $ 350,000 $ 146,000
New Castle County Delaware 2 $ 250,000 $ 125,000 $ 0
Columbia County Florida 2 $ 750,000 $ 375,000 $ 120,000
Escambia County Florida 2 $ 370,000 $ 185,000 $ 38,000
Levy County Florida 2 $ 270,000 $ 135,000 $ 33,000
Monroe County Florida 2 $ 810,000 $ 405,000 $ 72,000
Santa Rosa County Florida 2 $ 620,000 $ 310,000 $ 64,000
Carroll County Georgia 2 $ 710,000 $ 355,000 $ 64,000
Gordon County Georgia 2 $ 370,000 $ 185,000 $ 54,000
Madison County Georgia 2 $ 320,000 $ 160,000 $ 70,000
Boone County Illinois 2 $ 630,000 $ 315,000 $ 59,000
Jackson County Indiana 2 $ 410,000 $ 205,000 $ 72,000
Johnson County Indiana 2 $ 550,000 $ 275,000 $ 60,000
Wyandotte County Kansas 2 $ 230,000 $ 115,000 $ 0
Jefferson County Kentucky 2 $ 270,000 $ 135,000 $ 0
St. James County Louisiana 2 $ 570,000 $ 285,000 $ 62,000
Androscoggin County Maine 2 $ 570,000 $ 285,000 $ 114,000
Hancock County Maine 2 $ 310,000 $ 155,000 $ 75,000
Piscataquis County Maine 2 $ 210,000 $ 105,000 $ 43,000
Cecil County Maryland 2 $ 620,000 $ 310,000 $ 327,000
Queen Anne's County Maryland 2 $ 770,000 $ 385,000 $ 81,000
Worcester County Maryland 2 $ 900,000 $ 450,000 $ 152,000
St. Joseph County Michigan 2 $ 280,000 $ 140,000 $ 82,000
Dakota County Minnesota 2 $ 770,000 $ 385,000 $ 113,000
Madison County Montana 2 $ 610,000 $ 305,000 $ 83,000
Yellowstone County Montana 2 $ 460,000 $ 230,000 $ 50,000
Grafton County New Hampshire 2 $ 290,000 $ 145,000 $ 125,000
Colfax County New Mexico 2 $ 460,000 $ 230,000 $ 168,000
Sandoval County New Mexico 2 $ 370,000 $ 185,000 $ 58,000
Forsyth County North Carolina 2 $ 330,000 $ 165,000 $ 248,000
Hoke County North Carolina 2 $ 460,000 $ 230,000 $ 145,000
Cuyahoga County Ohio 2 $ 300,000 $ 150,000 $ 100,000
Franklin County Ohio 2 $ 600,000 $ 300,000 $ 127,000
Cleveland County Oklahoma 2 $ 490,000 $ 245,000 $ 103,000
Jackson County Oregon 2 $ 550,000 $ 275,000 $ 101,000
Armstrong County Pennsylvania 2 $ 630,000 $ 315,000 $ 87,000
Cumberland County Pennsylvania 2 $ 720,000 $ 360,000 $ 106,000
Dauphin County Pennsylvania 2 $ 350,000 $ 175,000 $ 87,000
Franklin County Pennsylvania 2 $ 450,000 $ 225,000 $ 77,000
Wayne County Pennsylvania 2 $ 450,000 $ 225,000 $ 244,000
Anderson County South Carolina 2 $ 470,000 $ 235,000 $ 72,000
Berkeley County South Carolina 2 $ 350,000 $ 175,000 $ 49,000
Pickens County South Carolina 2 $ 530,000 $ 265,000 $ 45,000
Spartanburg County South Carolina 2 $ 200,000 $ 100,000 $ 56,000
York County South Carolina 2 $ 590,000 $ 295,000 $ 47,000
Blount County Tennessee 2 $ 470,000 $ 235,000 $ 56,000
Rutherford County Tennessee 2 $ 980,000 $ 490,000 $ 133,000
Shelby County Tennessee 2 $ 1,000,000 $ 500,000 $ 275,000
Bee County Texas 2 $ 390,000 $ 195,000 $ 58,000
Comal County Texas 2 $ 920,000 $ 460,000 $ 256,000
Hays County Texas 2 $ 2,110,000 $ 1,055,000 $ 1,248,000
Jefferson County Texas 2 $ 450,000 $ 225,000 $ 64,000
Nueces County Texas 2 $ 500,000 $ 250,000 $ 194,000
Smith County Texas 2 $ 1,040,000 $ 520,000 $ 425,000
Tooele County Utah 2 $ 720,000 $ 360,000 $ 71,000
Washington County Utah 2 $ 950,000 $ 475,000 $ 236,000
Alexandria County Virginia 2 $ 840,000 $ 420,000 $ 90,000
Arlington County Virginia 2 $ 410,000 $ 205,000 $ 90,000
Chesterfield County Virginia 2 $ 840,000 $ 420,000 $ 78,000
Frederick County Virginia 2 $ 460,000 $ 230,000 $ 81,000
Norfolk County Virginia 2 $ 410,000 $ 205,000 $ 44,000
Virginia Beach County Virginia 2 $ 720,000 $ 360,000 $ 136,000
Chelan County Washington 2 $ 1,310,000 $ 655,000 $ 53,000
Milwaukee County Wisconsin 2 $ 380,000 $ 190,000 $ 65,000
Apache County Arizona 1 $ 265,000 $ 265,000 $ 295,000
Cochise County Arizona 1 $ 165,000 $ 165,000 $ 73,000
Yuma County Arizona 1 $ 185,000 $ 185,000 $ 100,000
Inyo County California 1 $ 305,000 $ 305,000 $ 86,000
Lassen County California 1 $ 125,000 $ 125,000 $ 0
Siskiyou County California 1 $ 295,000 $ 295,000 $ 60,000
Sutter County California 1 $ 335,000 $ 335,000 $ 59,000
Grand County Colorado 1 $ 445,000 $ 445,000 $ 88,000
Kit Carson County Colorado 1 $ 275,000 $ 275,000 $ 77,000
Las Animas County Colorado 1 $ 425,000 $ 425,000 $ 55,000
Pueblo County Colorado 1 $ 105,000 $ 105,000 $ 80,000
Alachua County Florida 1 $ 165,000 $ 165,000 $ 35,000
Citrus County Florida 1 $ 175,000 $ 175,000 $ 29,000
DeSoto County Florida 1 $ 155,000 $ 155,000 $ 90,000
Flagler County Florida 1 $ 245,000 $ 245,000 $ 155,000
Hendry County Florida 1 $ 175,000 $ 175,000 $ 47,000
Highlands County Florida 1 $ 235,000 $ 235,000 $ 50,000
Leon County Florida 1 $ 135,000 $ 135,000 $ 71,000
Suwannee County Florida 1 $ 275,000 $ 275,000 $ 52,000
Bryan County Georgia 1 $ 225,000 $ 225,000 $ 45,000
Charlton County Georgia 1 $ 115,000 $ 115,000 $ 42,000
Columbia County Georgia 1 $ 275,000 $ 275,000 $ 0
Coweta County Georgia 1 $ 375,000 $ 375,000 $ 107,000
Effingham County Georgia 1 $ 175,000 $ 175,000 $ 120,000
Fannin County Georgia 1 $ 1,485,000 $ 1,485,000 $ 648,000
Forsyth County Georgia 1 $ 335,000 $ 335,000 $ 52,000
Greene County Georgia 1 $ 905,000 $ 905,000 $ 106,000
Hall County Georgia 1 $ 205,000 $ 205,000 $ 56,000
Jones County Georgia 1 $ 245,000 $ 245,000 $ 0
Lee County Georgia 1 $ 125,000 $ 125,000 $ 0
Lowndes County Georgia 1 $ 235,000 $ 235,000 $ 130,000
Muscogee County Georgia 1 $ 145,000 $ 145,000 $ 37,000
Peach County Georgia 1 $ 175,000 $ 175,000 $ 58,000
Spalding County Georgia 1 $ 425,000 $ 425,000 $ 57,000
Tattnall County Georgia 1 $ 125,000 $ 125,000 $ 0
Toombs County Georgia 1 $ 365,000 $ 365,000 $ 125,000
Walton County Georgia 1 $ 345,000 $ 345,000 $ 111,000
Wayne County Georgia 1 $ 555,000 $ 555,000 $ 244,000
Ada County Idaho 1 $ 405,000 $ 405,000 $ 105,000
Bingham County Idaho 1 $ 205,000 $ 205,000 $ 0
Canyon County Idaho 1 $ 485,000 $ 485,000 $ 89,000
Kootenai County Idaho 1 $ 1,505,000 $ 1,505,000 $ 628,000
Champaign County Illinois 1 $ 255,000 $ 255,000 $ 135,000
Grundy County Illinois 1 $ 195,000 $ 195,000 $ 45,000
Iroquois County Illinois 1 $ 75,000 $ 75,000 $ 78,000
Jo Daviess County Illinois 1 $ 265,000 $ 265,000 $ 148,000
LaSalle County Illinois 1 $ 195,000 $ 195,000 $ 71,000
Macon County Illinois 1 $ 695,000 $ 695,000 $ 200,000
Madison County Illinois 1 $ 155,000 $ 155,000 $ 130,000
Ogle County Illinois 1 $ 145,000 $ 145,000 $ 36,000
Sangamon County Illinois 1 $ 105,000 $ 105,000 $ 0
Stephenson County Illinois 1 $ 95,000 $ 95,000 $ 51,000
Boone County Indiana 1 $ 155,000 $ 155,000 $ 0
Daviess County Indiana 1 $ 195,000 $ 195,000 $ 60,000
Gibson County Indiana 1 $ 175,000 $ 175,000 $ 123,000
LaPorte County Indiana 1 $ 575,000 $ 575,000 $ 106,000
Madison County Indiana 1 $ 145,000 $ 145,000 $ 75,000
Morgan County Indiana 1 $ 305,000 $ 305,000 $ 107,000
Porter County Indiana 1 $ 235,000 $ 235,000 $ 93,000
Scott County Indiana 1 $ 345,000 $ 345,000 $ 168,000
Bath County Kentucky 1 $ 135,000 $ 135,000 $ 102,000
Grayson County Kentucky 1 $ 225,000 $ 225,000 $ 43,000
Oldham County Kentucky 1 $ 495,000 $ 495,000 $ 170,000
Warren County Kentucky 1 $ 225,000 $ 225,000 $ 61,000
Ascension County Louisiana 1 $ 205,000 $ 205,000 $ 72,000
Bossier County Louisiana 1 $ 215,000 $ 215,000 $ 129,000
Iberia County Louisiana 1 $ 215,000 $ 215,000 $ 29,000
Pointe Coupee County Louisiana 1 $ 215,000 $ 215,000 $ 135,000
St. Helena County Louisiana 1 $ 195,000 $ 195,000 $ 41,000
St. Martin County Louisiana 1 $ 145,000 $ 145,000 $ 43,000
Kennebec County Maine 1 $ 185,000 $ 185,000 $ 77,000
Washington County Maine 1 $ 185,000 $ 185,000 $ 0
Garrett County Maryland 1 $ 155,000 $ 155,000 $ 58,000
Talbot County Maryland 1 $ 195,000 $ 195,000 $ 48,000
Hampshire County Massachusetts 1 $ 275,000 $ 275,000 $ 66,000
Calhoun County Michigan 1 $ 245,000 $ 245,000 $ 129,000
Cheboygan County Michigan 1 $ 315,000 $ 315,000 $ 0
Genesee County Michigan 1 $ 155,000 $ 155,000 $ 35,000
Kalamazoo County Michigan 1 $ 175,000 $ 175,000 $ 36,000
Roscommon County Michigan 1 $ 155,000 $ 155,000 $ 46,000
Sanilac County Michigan 1 $ 185,000 $ 185,000 $ 0
Kandiyohi County Minnesota 1 $ 245,000 $ 245,000 $ 57,000
Ramsey County Minnesota 1 $ 225,000 $ 225,000 $ 0
Renville County Minnesota 1 $ 175,000 $ 175,000 $ 120,000
Sherburne County Minnesota 1 $ 315,000 $ 315,000 $ 31,000
Stearns County Minnesota 1 $ 105,000 $ 105,000 $ 49,000
Flathead County Montana 1 $ 485,000 $ 485,000 $ 104,000
Ravalli County Montana 1 $ 285,000 $ 285,000 $ 89,000
Carson City County Nevada 1 $ 455,000 $ 455,000 $ 76,000
Churchill County Nevada 1 $ 215,000 $ 215,000 $ 68,000
Douglas County Nevada 1 $ 505,000 $ 505,000 $ 1,200,000
Elko County Nevada 1 $ 245,000 $ 245,000 $ 81,000
Carroll County New Hampshire 1 $ 245,000 $ 245,000 $ 49,000
Cheshire County New Hampshire 1 $ 245,000 $ 245,000 $ 56,000
Sullivan County New Hampshire 1 $ 305,000 $ 305,000 $ 140,000
Cumberland County New Jersey 1 $ 235,000 $ 235,000 $ 69,000
Avery County North Carolina 1 $ 185,000 $ 185,000 $ 0
Brunswick County North Carolina 1 $ 305,000 $ 305,000 $ 87,000
Cabarrus County North Carolina 1 $ 105,000 $ 105,000 $ 0
Cumberland County North Carolina 1 $ 295,000 $ 295,000 $ 144,000
Harnett County North Carolina 1 $ 225,000 $ 225,000 $ 71,000
Johnston County North Carolina 1 $ 185,000 $ 185,000 $ 0
Lee County North Carolina 1 $ 135,000 $ 135,000 $ 40,000
Lincoln County North Carolina 1 $ 205,000 $ 205,000 $ 876,000
Nash County North Carolina 1 $ 315,000 $ 315,000 $ 76,000
Onslow County North Carolina 1 $ 145,000 $ 145,000 $ 34,000
Vance County North Carolina 1 $ 165,000 $ 165,000 $ 84,000
Warren County North Carolina 1 $ 545,000 $ 545,000 $ 386,000
Delaware County Ohio 1 $ 275,000 $ 275,000 $ 77,000
Geauga County Ohio 1 $ 285,000 $ 285,000 $ 51,000
Montgomery County Ohio 1 $ 155,000 $ 155,000 $ 0
Putnam County Ohio 1 $ 95,000 $ 95,000 $ 38,000
Scioto County Ohio 1 $ 275,000 $ 275,000 $ 176,000
Summit County Ohio 1 $ 135,000 $ 135,000 $ 0
Grady County Oklahoma 1 $ 125,000 $ 125,000 $ 77,000
Oklahoma County Oklahoma 1 $ 225,000 $ 225,000 $ 43,000
Deschutes County Oregon 1 $ 525,000 $ 525,000 $ 83,000
Josephine County Oregon 1 $ 315,000 $ 315,000 $ 52,000
Polk County Oregon 1 $ 365,000 $ 365,000 $ 0
Umatilla County Oregon 1 $ 245,000 $ 245,000 $ 0
Butler County Pennsylvania 1 $ 125,000 $ 125,000 $ 56,000
Lawrence County Pennsylvania 1 $ 415,000 $ 415,000 $ 97,000
Lehigh County Pennsylvania 1 $ 265,000 $ 265,000 $ 65,000
Luzerne County Pennsylvania 1 $ 175,000 $ 175,000 $ 58,000
Northampton County Pennsylvania 1 $ 675,000 $ 675,000 $ 633,000
Pike County Pennsylvania 1 $ 355,000 $ 355,000 $ 359,000
Schuylkill County Pennsylvania 1 $ 175,000 $ 175,000 $ 73,000
Washington County Pennsylvania 1 $ 155,000 $ 155,000 $ 80,000
Bristol County Rhode Island 1 $ 425,000 $ 425,000 $ 91,000
Beaufort County South Carolina 1 $ 175,000 $ 175,000 $ 0
Chesterfield County South Carolina 1 $ 125,000 $ 125,000 $ 43,000
Colleton County South Carolina 1 $ 395,000 $ 395,000 $ 81,000
Florence County South Carolina 1 $ 85,000 $ 85,000 $ 42,000
Georgetown County South Carolina 1 $ 215,000 $ 215,000 $ 131,000
Kershaw County South Carolina 1 $ 345,000 $ 345,000 $ 231,000
Oconee County South Carolina 1 $ 635,000 $ 635,000 $ 588,000
Claiborne County Tennessee 1 $ 365,000 $ 365,000 $ 120,000
Cumberland County Tennessee 1 $ 235,000 $ 235,000 $ 96,000
Jefferson County Tennessee 1 $ 175,000 $ 175,000 $ 52,000
Knox County Tennessee 1 $ 65,000 $ 65,000 $ 59,000
Lawrence County Tennessee 1 $ 345,000 $ 345,000 $ 160,000
Madison County Tennessee 1 $ 205,000 $ 205,000 $ 24,000
Marion County Tennessee 1 $ 185,000 $ 185,000 $ 49,000
Maury County Tennessee 1 $ 405,000 $ 405,000 $ 93,000
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Mortgage Loan Application Detail Totals for Ocmbc, Inc. in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,097 $2,108,735,000 $413,000 $5,355,000 $157,000 $4,864,000
Home Purchase 5,073 $2,055,115,000 $405,000 $4,005,000 $125,000 $5,136,000
Cash-out Refinancing 4,289 $1,804,695,000 $420,000 $84,005,000 $133,000 $5,119,000
Home Improvement 1 $155,000 $155,000 $155,000 $74,000 $74,000
Other Purpose 1 $5,000 $5,000 $5,000 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 5,206 $1,974,970,000 $379,000 $4,005,000 $109,000 $5,119,000
White 4,346 $1,955,070,000 $449,000 $84,005,000 $164,000 $4,662,000
Not Provided 2,370 $1,063,470,000 $448,000 $3,615,000 $159,000 $5,136,000
Black or African American 1,539 $514,175,000 $334,000 $2,555,000 $107,000 $1,876,000
Asian 948 $441,500,000 $465,000 $3,775,000 $185,000 $4,864,000
Native Hawaiian or Other Pacific Islander 35 $13,205,000 $377,000 $715,000 $107,000 $290,000
American Indian or Alaskan Native 17 $6,315,000 $371,000 $665,000 $109,000 $225,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,393 $4,450,765,000 $428,000 $84,005,000 $156,000 $5,136,000
FHA-insured (Federal Housing Administration) 3,338 $1,188,400,000 $356,000 $1,595,000 $86,000 $674,000
VA-guaranteed (Veterans Administration) 703 $322,695,000 $459,000 $1,765,000 $109,000 $385,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 27 $6,845,000 $253,000 $425,000 $567,000 $4,864,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,997 $4,011,795,000 $401,000 $6,305,000 $135,000 $5,119,000
Application Denied By Financial Institution 4,418 $1,938,190,000 $438,000 $84,005,000 $145,000 $5,136,000
File Closed For Incompleteness 40 $15,880,000 $397,000 $1,125,000 $199,000 $3,156,000
Application Approved But Not Accepted 5 $2,225,000 $445,000 $995,000 $122,000 $266,000
Application Withdrawn By Applicant 1 $615,000 $615,000 $615,000 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 10,043 $4,030,515,000 $401,000 $6,305,000 $136,000 $5,119,000
Credit Application Incomplete 3,073 $1,276,095,000 $415,000 $4,005,000 $141,000 $4,080,000
Other 472 $186,430,000 $394,000 $3,615,000 $166,000 $2,150,000
Debt-To-Income Ratio 353 $157,175,000 $445,000 $2,475,000 $123,000 $4,864,000
Unverifiable Information 208 $88,660,000 $426,000 $3,005,000 $180,000 $4,445,000
Credit History 136 $63,780,000 $468,000 $4,405,000 $127,000 $2,112,000
Collateral 105 $54,025,000 $514,000 $5,355,000 $281,000 $5,136,000
Employment History 40 $15,070,000 $376,000 $1,205,000 $85,000 $279,000
Insufficient Cash (Downpayment, Closing Cost) 27 $94,725,000 $3,508,000 $84,005,000 $119,000 $320,000
Mortgage Insurance Denied 4 $2,230,000 $557,000 $905,000 $113,000 $189,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ocmbc, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ocmbc, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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