Hfc Mortgage Lending & HMDA Data, 2003

In 2003, Hfc of Elmhurst, IL reported 397,555 mortgage applications totaling $48.7 billion. The average application was for $122,622, and applicants reported an average income of $52,312. 10% of its applications resulted in an originated loan and 42% were denied. Its largest markets were Los Angeles-Long Beach, CA (15,631), Riverside-San Bernardino, CA (9,659) and Philadelphia, PA-NJ (9,466) (applications in parentheses).

Mortgage Company & Address Hfc
140 Industrial Drive
Elmhurst, IL 60126
Federal Regulator * available with data download
Years 2004  2003  
Total Number of Mortgage Applications 397,555
Total Mortgage Loan Application Amount $48,749,306,000
Average Mortgage Loan Application Amount $122,622
Highest Mortgage Loan Application Amount $7,879,000
Average Applicant Income $52,312
Highest Applicant Income $8,832,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Hfc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Hfc by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 15,631 $ 2,875,424,000 $ 183,956 $ 61,000
Maricopa, Arizona 7,266 $ 930,772,000 $ 128,099 $ 52,000
San Bernardino, California 5,917 $ 815,849,000 $ 137,882 $ 49,000
Miami-Dade, Florida 4,742 $ 574,860,000 $ 121,227 $ 52,000
San Diego, California 4,517 $ 938,982,000 $ 207,877 $ 62,000
Clark, Nevada 4,427 $ 588,561,000 $ 132,948 $ 46,000
Cook, Illinois 4,336 $ 563,407,000 $ 129,937 $ 49,000
Cuyahoga, Ohio 4,058 $ 445,102,000 $ 109,685 $ 46,000
Wayne, Michigan 3,913 $ 367,008,000 $ 93,791 $ 47,000
Prince George's, Maryland 3,810 $ 640,189,000 $ 168,028 $ 58,000
Riverside, California 3,742 $ 546,637,000 $ 146,081 $ 63,000
Broward, Florida 3,433 $ 435,071,000 $ 126,732 $ 48,000
Orange, California 3,209 $ 669,819,000 $ 208,731 $ 74,000
Philadelphia, Pennsylvania 2,996 $ 217,455,000 $ 72,581 $ 40,000
Franklin, Ohio 2,858 $ 292,204,000 $ 102,240 $ 50,000
King, Washington 2,726 $ 494,895,000 $ 181,546 $ 58,000
Jackson, Missouri 2,628 $ 261,906,000 $ 99,659 $ 37,000
Sacramento, California 2,601 $ 406,911,000 $ 156,444 $ 52,000
St. Louis, Missouri 2,570 $ 272,782,000 $ 106,140 $ 50,000
Allegheny, Pennsylvania 2,569 $ 246,796,000 $ 96,066 $ 46,000
Harris, Texas 2,522 $ 189,113,000 $ 74,985 $ 48,000
Hillsborough, Florida 2,483 $ 277,502,000 $ 111,760 $ 47,000
Pima, Arizona 2,393 $ 250,377,000 $ 104,628 $ 54,000
Kern, California 2,269 $ 222,715,000 $ 98,155 $ 64,000
Oakland, Michigan 2,216 $ 325,822,000 $ 147,031 $ 53,000
Palm Beach, Florida 2,185 $ 263,379,000 $ 120,539 $ 52,000
Pierce, Washington 2,105 $ 284,081,000 $ 134,955 $ 50,000
Shelby, Tennessee 1,956 $ 190,216,000 $ 97,247 $ 46,000
Baltimore, Maryland 1,917 $ 251,641,000 $ 131,268 $ 52,000
Baltimore City, Maryland 1,913 $ 152,337,000 $ 79,632 $ 45,000
Genesee, Michigan 1,883 $ 175,836,000 $ 93,380 $ 47,000
Delaware, Pennsylvania 1,883 $ 232,618,000 $ 123,535 $ 50,000
Orange, Florida 1,870 $ 225,644,000 $ 120,665 $ 55,000
Monroe, New York 1,855 $ 173,511,000 $ 93,536 $ 49,000
Pinellas, Florida 1,816 $ 190,962,000 $ 105,155 $ 43,000
Hamilton, Ohio 1,814 $ 199,818,000 $ 110,153 $ 44,000
Montgomery, Ohio 1,781 $ 159,030,000 $ 89,292 $ 44,000
Montgomery, Pennsylvania 1,777 $ 275,525,000 $ 155,050 $ 64,000
Duval, Florida 1,758 $ 176,433,000 $ 100,360 $ 45,000
New Castle, Delaware 1,754 $ 226,447,000 $ 129,103 $ 44,000
Brevard, Florida 1,752 $ 179,944,000 $ 102,707 $ 45,000
Erie, New York 1,731 $ 139,607,000 $ 80,651 $ 48,000
Montgomery, Maryland 1,687 $ 315,413,000 $ 186,966 $ 67,000
Lucas, Ohio 1,641 $ 161,957,000 $ 98,694 $ 42,000
Virginia Beach, Virginia 1,604 $ 203,693,000 $ 126,990 $ 49,000
Suffolk, New York 1,603 $ 232,448,000 $ 145,008 $ 68,000
Bucks, Pennsylvania 1,571 $ 260,811,000 $ 166,015 $ 63,000
Fairfax, Virginia 1,558 $ 316,917,000 $ 203,412 $ 71,000
Anne Arundel, Maryland 1,552 $ 243,160,000 $ 156,675 $ 59,000
Jefferson, Alabama 1,522 $ 139,381,000 $ 91,577 $ 41,000
Bernalillo, New Mexico 1,469 $ 178,683,000 $ 121,635 $ 46,000
Contra Costa, California 1,396 $ 314,276,000 $ 225,126 $ 67,000
Fresno, California 1,385 $ 163,557,000 $ 118,091 $ 45,000
Jefferson, Kentucky 1,382 $ 149,277,000 $ 108,015 $ 36,000
Macomb, Michigan 1,371 $ 197,322,000 $ 143,925 $ 58,000
Queens, New York 1,365 $ 205,425,000 $ 150,494 $ 65,000
Hartford, Connecticut 1,362 $ 163,528,000 $ 120,064 $ 58,000
Kings, New York 1,338 $ 235,114,000 $ 175,720 $ 75,000
Dallas, Texas 1,335 $ 107,024,000 $ 80,167 $ 51,000
Bexar, Texas 1,306 $ 73,794,000 $ 56,503 $ 43,000
Salt Lake, Utah 1,289 $ 166,282,000 $ 129,000 $ 42,000
Milwaukee, Wisconsin 1,261 $ 127,500,000 $ 101,110 $ 42,000
Nassau, New York 1,243 $ 226,435,000 $ 182,168 $ 83,000
Chester, Pennsylvania 1,239 $ 212,700,000 $ 171,670 $ 71,000
DeKalb, Georgia 1,219 $ 146,489,000 $ 120,171 $ 58,000
Lancaster, Pennsylvania 1,211 $ 144,191,000 $ 119,067 $ 48,000
Marion, Indiana 1,207 $ 105,934,000 $ 87,766 $ 40,000
Snohomish, Washington 1,206 $ 210,855,000 $ 174,838 $ 54,000
Multnomah, Oregon 1,205 $ 184,238,000 $ 152,894 $ 48,000
Onondaga, New York 1,148 $ 89,265,000 $ 77,756 $ 59,000
Johnson, Kansas 1,133 $ 172,615,000 $ 152,352 $ 69,000
Alameda, California 1,132 $ 234,993,000 $ 207,590 $ 70,000
Middlesex, Massachusetts 1,124 $ 225,438,000 $ 200,567 $ 65,000
Fulton, Georgia 1,117 $ 142,809,000 $ 127,850 $ 61,000
Camden, New Jersey 1,113 $ 114,374,000 $ 102,761 $ 49,000
Summit, Ohio 1,113 $ 120,702,000 $ 108,447 $ 45,000
Ventura, California 1,098 $ 233,971,000 $ 213,088 $ 65,000
Bristol, Massachusetts 1,098 $ 177,626,000 $ 161,772 $ 69,000
Butler, Ohio 1,090 $ 127,604,000 $ 117,067 $ 47,000
York, Pennsylvania 1,080 $ 122,366,000 $ 113,301 $ 48,000
Oklahoma, Oklahoma 1,076 $ 87,523,000 $ 81,341 $ 45,000
Pasco, Florida 1,064 $ 103,234,000 $ 97,024 $ 40,000
Worcester, Massachusetts 1,041 $ 157,703,000 $ 151,491 $ 61,000
Tarrant, Texas 1,039 $ 85,758,000 $ 82,538 $ 49,000
Prince William, Virginia 1,030 $ 187,756,000 $ 182,287 $ 59,000
Cobb, Georgia 1,027 $ 137,859,000 $ 134,234 $ 73,000
Bronx, New York 1,007 $ 130,194,000 $ 129,288 $ 66,000
Essex, Massachusetts 995 $ 199,410,000 $ 200,412 $ 63,000
Davidson, Tennessee 994 $ 104,993,000 $ 105,626 $ 40,000
Clark, Washington 992 $ 140,162,000 $ 141,292 $ 53,000
Kent, Michigan 987 $ 107,060,000 $ 108,470 $ 43,000
New Haven, Connecticut 984 $ 112,530,000 $ 114,359 $ 68,000
Santa Clara, California 983 $ 256,211,000 $ 260,641 $ 76,000
Providence, Rhode Island 974 $ 131,016,000 $ 134,513 $ 46,000
Luzerne, Pennsylvania 971 $ 90,620,000 $ 93,326 $ 58,000
Will, Illinois 969 $ 135,523,000 $ 139,858 $ 53,000
Gwinnett, Georgia 961 $ 122,451,000 $ 127,420 $ 53,000
Richmond, New York 946 $ 171,098,000 $ 180,864 $ 82,000
Chesapeake, Virginia 946 $ 115,877,000 $ 122,491 $ 45,000
Mecklenburg, North Carolina 944 $ 108,020,000 $ 114,427 $ 64,000
Norfolk, Virginia 939 $ 93,327,000 $ 99,389 $ 41,000
Solano, California 910 $ 191,153,000 $ 210,058 $ 64,000
Orange, New York 904 $ 117,449,000 $ 129,921 $ 61,000
Lorain, Ohio 904 $ 108,508,000 $ 120,030 $ 41,000
Polk, Florida 896 $ 76,833,000 $ 85,751 $ 44,000
Kalamazoo, Michigan 893 $ 98,560,000 $ 110,369 $ 49,000
Bergen, New Jersey 892 $ 197,290,000 $ 221,177 $ 87,000
Chesterfield, Virginia 890 $ 106,187,000 $ 119,311 $ 45,000
Lehigh, Pennsylvania 885 $ 96,886,000 $ 109,475 $ 48,000
Chautauqua, New York 872 $ 58,112,000 $ 66,642 $ 50,000
San Joaquin, California 871 $ 139,371,000 $ 160,012 $ 61,000
Lake, Ohio 865 $ 112,823,000 $ 130,431 $ 42,000
Beaver, Pennsylvania 845 $ 80,790,000 $ 95,609 $ 45,000
Suffolk, Massachusetts 835 $ 163,633,000 $ 195,967 $ 67,000
Washoe, Nevada 832 $ 115,406,000 $ 138,709 $ 57,000
Hamilton, Tennessee 821 $ 79,372,000 $ 96,677 $ 35,000
Northampton, Pennsylvania 819 $ 103,366,000 $ 126,210 $ 49,000
Hillsborough, New Hampshire 813 $ 125,432,000 $ 154,282 $ 60,000
St. Louis City, Missouri 804 $ 66,114,000 $ 82,231 $ 38,000
Volusia, Florida 803 $ 80,395,000 $ 100,118 $ 41,000
Lee, Florida 802 $ 93,566,000 $ 116,665 $ 43,000
Plymouth, Massachusetts 800 $ 133,495,000 $ 166,868 $ 62,000
Madison, Alabama 798 $ 70,247,000 $ 88,028 $ 57,000
Mobile, Alabama 798 $ 64,661,000 $ 81,028 $ 38,000
Essex, New Jersey 795 $ 116,721,000 $ 146,818 $ 55,000
Berks, Pennsylvania 791 $ 78,354,000 $ 99,056 $ 46,000
Gloucester, New Jersey 789 $ 97,454,000 $ 123,515 $ 65,000
Hennepin, Minnesota 786 $ 112,198,000 $ 142,745 $ 49,000
Monroe, Pennsylvania 775 $ 110,732,000 $ 142,880 $ 47,000
Douglas, Nebraska 774 $ 79,118,000 $ 102,219 $ 41,000
Wake, North Carolina 768 $ 91,917,000 $ 119,683 $ 54,000
Harford, Maryland 766 $ 114,413,000 $ 149,364 $ 55,000
El Paso, Colorado 763 $ 101,464,000 $ 132,980 $ 45,000
Westchester, New York 762 $ 154,821,000 $ 203,177 $ 89,000
Lackawanna, Pennsylvania 759 $ 79,578,000 $ 104,845 $ 50,000
Guilford, North Carolina 706 $ 80,282,000 $ 113,713 $ 43,000
Hampden, Massachusetts 701 $ 73,553,000 $ 104,925 $ 53,000
Fairfield, Connecticut 700 $ 78,743,000 $ 112,490 $ 59,000
Tulsa, Oklahoma 697 $ 63,027,000 $ 90,426 $ 47,000
Calhoun, Michigan 696 $ 61,905,000 $ 88,943 $ 47,000
St. Clair, Michigan 694 $ 83,841,000 $ 120,808 $ 47,000
Henrico, Virginia 691 $ 84,990,000 $ 122,995 $ 41,000
Monmouth, New Jersey 687 $ 109,027,000 $ 158,700 $ 72,000
Adams, Colorado 684 $ 116,121,000 $ 169,767 $ 46,000
Lake, Illinois 676 $ 105,527,000 $ 156,105 $ 58,000
Jackson, Michigan 676 $ 69,327,000 $ 102,554 $ 39,000
Greenville, South Carolina 667 $ 71,999,000 $ 107,944 $ 51,000
Arapahoe, Colorado 658 $ 114,014,000 $ 173,273 $ 46,000
Knox, Tennessee 655 $ 72,037,000 $ 109,980 $ 52,000
Wyandotte, Kansas 654 $ 54,943,000 $ 84,010 $ 35,000
St. Charles, Missouri 651 $ 88,217,000 $ 135,509 $ 53,000
Hampton, Virginia 649 $ 63,899,000 $ 98,457 $ 38,000
Niagara, New York 645 $ 55,574,000 $ 86,161 $ 43,000
Stark, Ohio 641 $ 63,898,000 $ 99,684 $ 39,000
Seminole, Florida 639 $ 85,852,000 $ 134,353 $ 53,000
Washington, Oregon 639 $ 106,830,000 $ 167,183 $ 63,000
Jefferson, Colorado 638 $ 115,900,000 $ 181,661 $ 55,000
DuPage, Illinois 635 $ 100,850,000 $ 158,818 $ 57,000
Kent, Delaware 634 $ 68,782,000 $ 108,488 $ 50,000
Durham, North Carolina 626 $ 69,277,000 $ 110,666 $ 45,000
Denver, Colorado 621 $ 105,137,000 $ 169,302 $ 45,000
Kitsap, Washington 618 $ 80,292,000 $ 129,922 $ 55,000
Oneida, New York 608 $ 42,579,000 $ 70,031 $ 47,000
Spotsylvania, Virginia 603 $ 93,768,000 $ 155,502 $ 53,000
Lake, Indiana 600 $ 45,408,000 $ 75,680 $ 39,000
Norfolk, Massachusetts 598 $ 113,057,000 $ 189,058 $ 65,000
Clay, Missouri 594 $ 70,532,000 $ 118,740 $ 52,000
Westmoreland, Pennsylvania 593 $ 60,997,000 $ 102,861 $ 51,000
Yakima, Washington 581 $ 58,390,000 $ 100,499 $ 46,000
Richland, South Carolina 579 $ 53,886,000 $ 93,067 $ 39,000
Mercer, New Jersey 574 $ 72,062,000 $ 125,543 $ 63,000
Frederick, Maryland 569 $ 95,997,000 $ 168,711 $ 57,000
Burlington, New Jersey 568 $ 64,417,000 $ 113,410 $ 55,000
Utah, Utah 567 $ 85,666,000 $ 151,086 $ 51,000
Clayton, Georgia 566 $ 57,287,000 $ 101,213 $ 46,000
Loudoun, Virginia 560 $ 123,067,000 $ 219,762 $ 63,000
Newport News, Virginia 557 $ 55,313,000 $ 99,305 $ 43,000
Ingham, Michigan 549 $ 55,630,000 $ 101,329 $ 40,000
Portsmouth, Virginia 545 $ 52,623,000 $ 96,555 $ 42,000
Dutchess, New York 544 $ 76,255,000 $ 140,174 $ 60,000
Rockingham, New Hampshire 543 $ 89,508,000 $ 164,839 $ 78,000
Jefferson, Missouri 542 $ 62,244,000 $ 114,841 $ 54,000
Ada, Idaho 539 $ 58,445,000 $ 108,432 $ 43,000
Clackamas, Oregon 533 $ 95,566,000 $ 179,298 $ 53,000
Dauphin, Pennsylvania 533 $ 51,409,000 $ 96,452 $ 48,000
Blair, Pennsylvania 523 $ 41,780,000 $ 79,885 $ 38,000
Cumberland, Pennsylvania 522 $ 63,453,000 $ 121,557 $ 49,000
Butler, Pennsylvania 515 $ 58,343,000 $ 113,287 $ 40,000
Leon, Florida 507 $ 47,151,000 $ 93,000 $ 48,000
Sarasota, Florida 504 $ 55,650,000 $ 110,416 $ 42,000
Shawnee, Kansas 504 $ 41,901,000 $ 83,136 $ 41,000
Escambia, Florida 498 $ 44,092,000 $ 88,538 $ 39,000
Passaic, New Jersey 496 $ 79,068,000 $ 159,411 $ 84,000
Atlantic, New Jersey 495 $ 57,412,000 $ 115,983 $ 52,000
Charles, Maryland 493 $ 78,460,000 $ 159,148 $ 51,000
Pinal, Arizona 491 $ 47,416,000 $ 96,570 $ 44,000
St. Lucie, Florida 491 $ 49,162,000 $ 100,126 $ 47,000
Berrien, Michigan 482 $ 46,775,000 $ 97,043 $ 45,000
Union, New Jersey 479 $ 73,750,000 $ 153,966 $ 68,000
Charleston, South Carolina 479 $ 51,153,000 $ 106,791 $ 40,000
Saratoga, New York 475 $ 47,720,000 $ 100,463 $ 49,000
Stanislaus, California 474 $ 71,580,000 $ 151,012 $ 57,000
Middlesex, New Jersey 469 $ 68,096,000 $ 145,194 $ 68,000
Manatee, Florida 468 $ 52,703,000 $ 112,613 $ 47,000
Ocean, New Jersey 467 $ 55,325,000 $ 118,468 $ 71,000
Lane, Oregon 464 $ 61,440,000 $ 132,413 $ 49,000
Tulare, California 463 $ 47,234,000 $ 102,017 $ 47,000
Collier, Florida 463 $ 77,311,000 $ 166,978 $ 52,000
Warren, Ohio 463 $ 60,108,000 $ 129,822 $ 61,000
San Mateo, California 462 $ 112,818,000 $ 244,194 $ 82,000
Jefferson, New York 459 $ 28,375,000 $ 61,819 $ 47,000
Osceola, Florida 456 $ 53,938,000 $ 118,285 $ 54,000
East Baton Rouge, Louisiana 453 $ 42,111,000 $ 92,960 $ 44,000
Saginaw, Michigan 452 $ 34,525,000 $ 76,382 $ 42,000
Mahoning, Ohio 451 $ 37,575,000 $ 83,314 $ 37,000
Trumbull, Ohio 451 $ 38,413,000 $ 85,172 $ 42,000
Polk, Iowa 449 $ 42,018,000 $ 93,581 $ 48,000
Lancaster, Nebraska 447 $ 48,547,000 $ 108,606 $ 47,000
New London, Connecticut 445 $ 55,877,000 $ 125,566 $ 64,000
Lexington, South Carolina 437 $ 42,247,000 $ 96,675 $ 43,000
Spokane, Washington 436 $ 40,179,000 $ 92,153 $ 51,000
Merced, California 434 $ 56,574,000 $ 130,354 $ 50,000
Clermont, Ohio 432 $ 48,228,000 $ 111,638 $ 48,000
Anderson, South Carolina 428 $ 42,706,000 $ 99,780 $ 37,000
Stafford, Virginia 427 $ 81,062,000 $ 189,840 $ 56,000
Fort Bend, Texas 424 $ 42,790,000 $ 100,919 $ 56,000
Bannock, Idaho 421 $ 41,406,000 $ 98,351 $ 52,000
Clay, Florida 420 $ 45,723,000 $ 108,864 $ 51,000
Montgomery, Alabama 419 $ 31,932,000 $ 76,210 $ 42,000
Albany, New York 418 $ 43,258,000 $ 103,488 $ 52,000
Howard, Maryland 414 $ 80,203,000 $ 193,727 $ 67,000
Rockland, New York 403 $ 80,326,000 $ 199,320 $ 96,000
Greene, Ohio 401 $ 43,598,000 $ 108,723 $ 52,000
Wayne, North Carolina 396 $ 24,477,000 $ 61,810 $ 35,000
Weld, Colorado 394 $ 60,799,000 $ 154,312 $ 51,000
Richmond City, Virginia 394 $ 36,633,000 $ 92,977 $ 37,000
Travis, Texas 392 $ 34,164,000 $ 87,153 $ 48,000
Washington, Pennsylvania 390 $ 44,263,000 $ 113,494 $ 38,000
Alachua, Florida 389 $ 35,061,000 $ 90,131 $ 47,000
Hernando, Florida 389 $ 36,107,000 $ 92,820 $ 45,000
St. Clair, Illinois 389 $ 34,669,000 $ 89,123 $ 44,000
Greene, Missouri 389 $ 38,312,000 $ 98,488 $ 40,000
Benton, Washington 385 $ 43,932,000 $ 114,109 $ 63,000
Roanoke City, Virginia 382 $ 34,510,000 $ 90,340 $ 34,000
Barnstable, Massachusetts 380 $ 62,817,000 $ 165,307 $ 68,000
Ramsey, Minnesota 380 $ 53,599,000 $ 141,050 $ 50,000
Kane, Illinois 378 $ 57,860,000 $ 153,068 $ 59,000
Ottawa, Michigan 377 $ 45,879,000 $ 121,694 $ 48,000
Collin, Texas 376 $ 42,091,000 $ 111,944 $ 70,000
Monterey, California 373 $ 81,110,000 $ 217,453 $ 65,000
St. Joseph, Indiana 372 $ 30,799,000 $ 82,793 $ 38,000
Kent, Rhode Island 366 $ 48,294,000 $ 131,950 $ 56,000
Allegan, Michigan 363 $ 40,986,000 $ 112,909 $ 57,000
Van Buren, Michigan 362 $ 34,341,000 $ 94,864 $ 45,000
Marion, Oregon 356 $ 46,774,000 $ 131,387 $ 40,000
Bonneville, Idaho 354 $ 32,868,000 $ 92,847 $ 42,000
York, Maine 350 $ 51,755,000 $ 147,871 $ 62,000
Fayette, Kentucky 349 $ 36,112,000 $ 103,472 $ 40,000
Peoria, Illinois 348 $ 28,672,000 $ 82,390 $ 48,000
Ulster, New York 347 $ 38,873,000 $ 112,025 $ 52,000
Johnston, North Carolina 341 $ 26,540,000 $ 77,829 $ 42,000
Denton, Texas 340 $ 35,766,000 $ 105,194 $ 59,000
Dane, Wisconsin 337 $ 48,771,000 $ 144,721 $ 49,000
Muskegon, Michigan 334 $ 29,549,000 $ 88,470 $ 41,000
Cass, Missouri 333 $ 38,686,000 $ 116,174 $ 41,000
Thurston, Washington 330 $ 44,987,000 $ 136,324 $ 53,000
Placer, California 329 $ 57,967,000 $ 176,191 $ 77,000
Pitt, North Carolina 329 $ 24,343,000 $ 73,990 $ 40,000
Clark, Ohio 329 $ 27,122,000 $ 82,437 $ 39,000
Ontario, New York 327 $ 33,862,000 $ 103,553 $ 56,000
Douglas, Colorado 326 $ 66,101,000 $ 202,763 $ 67,000
Suffolk, Virginia 326 $ 40,220,000 $ 123,374 $ 55,000
Houston, Alabama 320 $ 24,450,000 $ 76,406 $ 45,000
Bibb, Georgia 318 $ 29,211,000 $ 91,858 $ 45,000
Cherokee, Georgia 318 $ 41,515,000 $ 130,550 $ 58,000
Kings, California 317 $ 34,549,000 $ 108,987 $ 49,000
Larimer, Colorado 317 $ 54,766,000 $ 172,763 $ 53,000
Lake, Florida 317 $ 33,812,000 $ 106,662 $ 42,000
Cecil, Maryland 317 $ 44,448,000 $ 140,214 $ 55,000
Madison, Illinois 315 $ 28,188,000 $ 89,485 $ 42,000
Caddo, Louisiana 312 $ 22,038,000 $ 70,634 $ 51,000
Jackson, Oregon 312 $ 40,360,000 $ 129,358 $ 102,000
Sonoma, California 309 $ 58,065,000 $ 187,912 $ 62,000
Medina, Ohio 309 $ 44,018,000 $ 142,453 $ 43,000
Sumner, Tennessee 309 $ 31,430,000 $ 101,715 $ 45,000
Weber, Utah 308 $ 36,537,000 $ 118,626 $ 37,000
Somerset, New Jersey 306 $ 54,656,000 $ 178,614 $ 72,000
Oswego, New York 306 $ 20,106,000 $ 65,705 $ 50,000
Cleveland, Oklahoma 306 $ 26,033,000 $ 85,075 $ 44,000
Berkeley, South Carolina 306 $ 29,416,000 $ 96,130 $ 36,000
Spartanburg, South Carolina 304 $ 29,281,000 $ 96,319 $ 36,000
Cattaraugus, New York 303 $ 19,412,000 $ 64,066 $ 43,000
Twin Falls, Idaho 302 $ 30,135,000 $ 99,784 $ 42,000
Henry, Georgia 300 $ 34,115,000 $ 113,716 $ 55,000
Wayne, New York 299 $ 25,953,000 $ 86,799 $ 46,000
Washtenaw, Michigan 298 $ 39,393,000 $ 132,191 $ 64,000
Morris, New Jersey 295 $ 51,934,000 $ 176,047 $ 87,000
Licking, Ohio 295 $ 31,014,000 $ 105,132 $ 48,000
Ashtabula, Ohio 293 $ 28,795,000 $ 98,276 $ 37,000
Rensselaer, New York 286 $ 26,090,000 $ 91,223 $ 47,000
Sangamon, Illinois 285 $ 26,522,000 $ 93,059 $ 50,000
Anoka, Minnesota 283 $ 41,843,000 $ 147,855 $ 47,000
Hudson, New Jersey 283 $ 43,839,000 $ 154,908 $ 63,000
Sussex, New Jersey 282 $ 38,829,000 $ 137,691 $ 67,000
Montgomery, Texas 281 $ 20,443,000 $ 72,750 $ 45,000
Dakota, Minnesota 280 $ 39,593,000 $ 141,403 $ 64,000
Canyon, Idaho 278 $ 27,967,000 $ 100,600 $ 36,000
Forsyth, North Carolina 278 $ 29,692,000 $ 106,805 $ 35,000
Schenectady, New York 277 $ 24,748,000 $ 89,342 $ 46,000
Davis, Utah 275 $ 38,060,000 $ 138,400 $ 47,000
Marion, Florida 274 $ 23,738,000 $ 86,635 $ 57,000
Yellowstone, Montana 274 $ 28,118,000 $ 102,620 $ 42,000
Shelby, Alabama 273 $ 33,708,000 $ 123,472 $ 52,000
Cambria, Pennsylvania 273 $ 18,107,000 $ 66,326 $ 34,000
Rutherford, Tennessee 272 $ 30,553,000 $ 112,327 $ 41,000
Gaston, North Carolina 269 $ 25,120,000 $ 93,382 $ 43,000
Scott, Iowa 263 $ 24,169,000 $ 91,897 $ 41,000
Lawrence, Pennsylvania 262 $ 21,843,000 $ 83,370 $ 41,000
San Francisco, California 259 $ 60,742,000 $ 234,525 $ 93,000
Tolland, Connecticut 258 $ 31,024,000 $ 120,248 $ 59,000
Paulding, Georgia 256 $ 26,766,000 $ 104,554 $ 47,000
Sussex, Delaware 255 $ 29,019,000 $ 113,800 $ 52,000
Lenawee, Michigan 254 $ 30,296,000 $ 119,275 $ 49,000
McHenry, Illinois 253 $ 35,851,000 $ 141,703 $ 60,000
Tazewell, Illinois 252 $ 24,196,000 $ 96,015 $ 49,000
Sedgwick, Kansas 252 $ 20,203,000 $ 80,170 $ 42,000
Waukesha, Wisconsin 252 $ 48,203,000 $ 191,281 $ 90,000
Carroll, Maryland 250 $ 43,223,000 $ 172,892 $ 138,000
St. Lawrence, New York 250 $ 15,326,000 $ 61,304 $ 54,000
Washington, Maryland 247 $ 30,479,000 $ 123,396 $ 35,000
Morgan, Alabama 246 $ 20,602,000 $ 83,747 $ 47,000
Shasta, California 246 $ 27,778,000 $ 112,918 $ 50,000
Blount, Tennessee 246 $ 26,695,000 $ 108,516 $ 35,000
Santa Rosa, Florida 245 $ 23,947,000 $ 97,742 $ 44,000
St. Joseph, Michigan 245 $ 22,710,000 $ 92,693 $ 46,000
Sandoval, New Mexico 242 $ 30,248,000 $ 124,991 $ 58,000
Roanoke, Virginia 242 $ 31,005,000 $ 128,119 $ 38,000
Franklin, Missouri 239 $ 26,284,000 $ 109,974 $ 46,000
Pike, Pennsylvania 238 $ 28,898,000 $ 121,420 $ 53,000
Miami, Ohio 237 $ 20,591,000 $ 86,881 $ 39,000
Cochise, Arizona 236 $ 20,557,000 $ 87,105 $ 41,000
Tuscaloosa, Alabama 235 $ 25,483,000 $ 108,438 $ 47,000
Cass, Michigan 234 $ 21,656,000 $ 92,547 $ 42,000
Livingston, Michigan 233 $ 33,620,000 $ 144,291 $ 92,000
Wilson, Tennessee 233 $ 29,552,000 $ 126,832 $ 41,000
Portage, Ohio 232 $ 27,339,000 $ 117,840 $ 53,000
Washington, Minnesota 231 $ 41,569,000 $ 179,952 $ 48,000
Valencia, New Mexico 231 $ 25,233,000 $ 109,233 $ 54,000
Wood, Ohio 231 $ 29,682,000 $ 128,493 $ 42,000
Hillsdale, Michigan 226 $ 23,178,000 $ 102,557 $ 38,000
Herkimer, New York 226 $ 15,002,000 $ 66,380 $ 42,000
Sullivan, Tennessee 226 $ 19,000,000 $ 84,070 $ 39,000
Washington, New York 223 $ 15,941,000 $ 71,484 $ 49,000
Sanilac, Michigan 222 $ 22,702,000 $ 102,261 $ 41,000
Baldwin, Alabama 221 $ 22,060,000 $ 99,819 $ 51,000
Union, North Carolina 220 $ 27,075,000 $ 123,068 $ 57,000
Dorchester, South Carolina 220 $ 23,410,000 $ 106,409 $ 41,000
Adams, Pennsylvania 219 $ 26,496,000 $ 120,986 $ 42,000
Monroe, Michigan 215 $ 27,232,000 $ 126,660 $ 53,000
Bingham, Idaho 213 $ 20,606,000 $ 96,741 $ 42,000
Eaton, Michigan 213 $ 24,269,000 $ 113,938 $ 43,000
Calvert, Maryland 212 $ 36,695,000 $ 173,089 $ 57,000
Lapeer, Michigan 212 $ 31,765,000 $ 149,834 $ 57,000
Fairfield, Ohio 212 $ 25,808,000 $ 121,735 $ 50,000
Hamilton, Indiana 211 $ 28,748,000 $ 136,246 $ 54,000
Madison, Indiana 211 $ 16,592,000 $ 78,635 $ 37,000
Linn, Iowa 211 $ 17,030,000 $ 80,710 $ 46,000
Lebanon, Pennsylvania 209 $ 21,663,000 $ 103,650 $ 48,000
Williamson, Texas 209 $ 21,633,000 $ 103,507 $ 45,000
Hanover, Virginia 209 $ 34,241,000 $ 163,832 $ 51,000
Sarpy, Nebraska 207 $ 25,603,000 $ 123,685 $ 55,000
Bradley, Tennessee 207 $ 19,956,000 $ 96,405 $ 29,000
Merrimack, New Hampshire 206 $ 28,466,000 $ 138,184 $ 53,000
Warren, New Jersey 202 $ 31,725,000 $ 157,054 $ 70,000
Alamance, North Carolina 202 $ 21,161,000 $ 104,757 $ 39,000
El Paso, Texas 202 $ 12,055,000 $ 59,678 $ 38,000
Elkhart, Indiana 201 $ 18,275,000 $ 90,920 $ 40,000
Delaware, Ohio 201 $ 30,352,000 $ 151,004 $ 68,000
Barry, Michigan 199 $ 21,751,000 $ 109,301 $ 47,000
Columbiana, Ohio 199 $ 17,972,000 $ 90,311 $ 39,000
Madera, California 198 $ 22,562,000 $ 113,949 $ 48,000
Johnson, Indiana 198 $ 21,271,000 $ 107,429 $ 45,000
Wilson, North Carolina 198 $ 13,699,000 $ 69,186 $ 45,000
Pickens, South Carolina 198 $ 18,078,000 $ 91,303 $ 39,000
Warren, New York 197 $ 16,532,000 $ 83,918 $ 50,000
Schuylkill, Pennsylvania 197 $ 14,520,000 $ 73,705 $ 35,000
Santa Cruz, Arizona 193 $ 22,654,000 $ 117,378 $ 73,000
Carbon, Pennsylvania 193 $ 19,062,000 $ 98,766 $ 39,000
Washington, Tennessee 193 $ 18,408,000 $ 95,378 $ 39,000
Bay, Michigan 190 $ 15,901,000 $ 83,689 $ 37,000
Platte, Missouri 190 $ 26,354,000 $ 138,705 $ 73,000
Marshall, Alabama 188 $ 14,592,000 $ 77,617 $ 40,000
Strafford, New Hampshire 188 $ 26,017,000 $ 138,388 $ 60,000
Cumberland, North Carolina 188 $ 15,997,000 $ 85,090 $ 42,000
Anderson, Tennessee 188 $ 18,168,000 $ 96,638 $ 46,000
Indian River, Florida 186 $ 18,833,000 $ 101,252 $ 41,000
Genesee, New York 184 $ 15,913,000 $ 86,483 $ 43,000
Geauga, Ohio 184 $ 31,084,000 $ 168,934 $ 49,000
Branch, Michigan 182 $ 16,121,000 $ 88,576 $ 41,000
Ionia, Michigan 182 $ 16,063,000 $ 88,258 $ 43,000
Houston, Georgia 181 $ 17,246,000 $ 95,281 $ 51,000
Racine, Wisconsin 180 $ 19,759,000 $ 109,772 $ 48,000
Woodbury, Iowa 179 $ 11,981,000 $ 66,932 $ 45,000
Charlotte, Florida 178 $ 17,630,000 $ 99,044 $ 42,000
Roane, Tennessee 178 $ 16,693,000 $ 93,780 $ 57,000
York, South Carolina 177 $ 19,947,000 $ 112,694 $ 38,000
Petersburg, Virginia 177 $ 14,161,000 $ 80,005 $ 32,000
Galveston, Texas 176 $ 15,760,000 $ 89,545 $ 50,000
Limestone, Alabama 173 $ 13,935,000 $ 80,549 $ 57,000
Litchfield, Connecticut 173 $ 22,831,000 $ 131,971 $ 65,000
Jefferson, Louisiana 171 $ 15,561,000 $ 91,000 $ 47,000
Hardin, Kentucky 170 $ 14,857,000 $ 87,394 $ 43,000
Madison, New York 169 $ 13,184,000 $ 78,011 $ 52,000
Douglas, Georgia 168 $ 17,763,000 $ 105,732 $ 44,000
Franklin, Washington 168 $ 19,171,000 $ 114,113 $ 53,000
Windham, Connecticut 166 $ 19,319,000 $ 116,379 $ 47,000
Hall, Georgia 165 $ 17,621,000 $ 106,793 $ 53,000
Orleans, New York 164 $ 11,195,000 $ 68,262 $ 42,000
Mercer, Pennsylvania 164 $ 14,043,000 $ 85,628 $ 38,000
Montcalm, Michigan 163 $ 13,049,000 $ 80,055 $ 39,000
Walla Walla, Washington 162 $ 16,337,000 $ 100,845 $ 37,000
Davidson, North Carolina 159 $ 14,242,000 $ 89,572 $ 39,000
Greenwood, South Carolina 159 $ 14,291,000 $ 89,880 $ 35,000
Orangeburg, South Carolina 158 $ 13,546,000 $ 85,734 $ 42,000
Hidalgo, Texas 158 $ 9,957,000 $ 63,018 $ 42,000
Dale, Alabama 155 $ 11,041,000 $ 71,232 $ 39,000
El Dorado, California 155 $ 30,989,000 $ 199,929 $ 56,000
Citrus, Florida 154 $ 12,410,000 $ 80,584 $ 41,000
Middlesex, Connecticut 153 $ 21,155,000 $ 138,267 $ 70,000
Martin, Florida 153 $ 19,276,000 $ 125,986 $ 51,000
Tuscola, Michigan 153 $ 15,210,000 $ 99,411 $ 36,000
Susquehanna, Pennsylvania 153 $ 13,878,000 $ 90,705 $ 39,000
Jefferson, Texas 153 $ 6,954,000 $ 45,450 $ 38,000
Robertson, Tennessee 152 $ 13,984,000 $ 92,000 $ 42,000
Newton, Georgia 151 $ 15,981,000 $ 105,834 $ 41,000
Sullivan, New York 151 $ 11,546,000 $ 76,463 $ 51,000
Wayne, Ohio 151 $ 15,684,000 $ 103,867 $ 40,000
Albemarle, Virginia 151 $ 21,497,000 $ 142,364 $ 57,000
Talladega, Alabama 149 $ 10,313,000 $ 69,214 $ 53,000
Black Hawk, Iowa 149 $ 9,846,000 $ 66,080 $ 35,000
Wayne, Pennsylvania 149 $ 18,792,000 $ 126,120 $ 57,000
Okaloosa, Florida 148 $ 11,895,000 $ 80,371 $ 51,000
Bullitt, Kentucky 147 $ 15,650,000 $ 106,462 $ 40,000
Orleans, Louisiana 147 $ 12,717,000 $ 86,510 $ 49,000
Alexandria, Virginia 147 $ 22,076,000 $ 150,176 $ 62,000
Shiawassee, Michigan 146 $ 14,195,000 $ 97,226 $ 50,000
Allen, Indiana 145 $ 12,022,000 $ 82,910 $ 35,000
Livingston, New York 145 $ 13,039,000 $ 89,924 $ 50,000
Whatcom, Washington 145 $ 19,226,000 $ 132,593 $ 48,000
Chatham, Georgia 144 $ 14,201,000 $ 98,618 $ 133,000
Coweta, Georgia 144 $ 15,045,000 $ 104,479 $ 52,000
St. Mary's, Maryland 144 $ 22,048,000 $ 153,111 $ 59,000
Canadian, Oklahoma 144 $ 14,334,000 $ 99,541 $ 47,000
Fayette, Pennsylvania 144 $ 12,030,000 $ 83,541 $ 32,000
Lenoir, North Carolina 143 $ 8,652,000 $ 60,503 $ 49,000
Brazoria, Texas 143 $ 10,699,000 $ 74,818 $ 50,000
Kenosha, Wisconsin 143 $ 18,446,000 $ 128,993 $ 47,000
Perry, Pennsylvania 142 $ 15,407,000 $ 108,500 $ 41,000
Rockdale, Georgia 141 $ 16,463,000 $ 116,758 $ 49,000
Leavenworth, Kansas 141 $ 17,232,000 $ 122,212 $ 50,000
Grand Traverse, Michigan 141 $ 15,276,000 $ 108,340 $ 54,000
Cheshire, New Hampshire 141 $ 17,292,000 $ 122,638 $ 52,000
Randolph, North Carolina 141 $ 11,987,000 $ 85,014 $ 39,000
Rock, Wisconsin 141 $ 12,829,000 $ 90,985 $ 41,000
St. Clair, Alabama 140 $ 13,775,000 $ 98,392 $ 46,000
Erie, Ohio 140 $ 14,222,000 $ 101,585 $ 50,000
Augusta, Virginia 140 $ 17,071,000 $ 121,935 $ 38,000
Livingston, Louisiana 139 $ 12,095,000 $ 87,014 $ 45,000
Oconee, South Carolina 139 $ 13,396,000 $ 96,374 $ 41,000
Prince George, Virginia 139 $ 17,555,000 $ 126,294 $ 48,000
St. Johns, Florida 138 $ 17,114,000 $ 124,014 $ 44,000
Nash, North Carolina 138 $ 11,315,000 $ 81,992 $ 38,000
Clinton, Ohio 138 $ 14,568,000 $ 105,565 $ 42,000
Wyoming, Pennsylvania 138 $ 14,694,000 $ 106,478 $ 48,000
Mohave, Arizona 137 $ 12,316,000 $ 89,897 $ 36,000
Carroll, Georgia 137 $ 12,248,000 $ 89,401 $ 43,000
Edgecombe, North Carolina 137 $ 10,224,000 $ 74,627 $ 40,000
Franklin, Pennsylvania 137 $ 14,625,000 $ 106,751 $ 42,000
Putnam, Florida 136 $ 9,320,000 $ 68,529 $ 33,000
Washington, Rhode Island 136 $ 20,305,000 $ 149,301 $ 60,000
Dinwiddie, Virginia 136 $ 12,408,000 $ 91,235 $ 40,000
Montgomery, Tennessee 135 $ 11,462,000 $ 84,903 $ 39,000
Sevier, Tennessee 134 $ 15,146,000 $ 113,029 $ 33,000
Fayette, Georgia 132 $ 18,315,000 $ 138,750 $ 68,000
Preble, Ohio 132 $ 11,076,000 $ 83,909 $ 34,000
Dona Ana, New Mexico 131 $ 12,715,000 $ 97,061 $ 47,000
Cabarrus, North Carolina 131 $ 14,320,000 $ 109,312 $ 44,000
Tipton, Tennessee 131 $ 12,369,000 $ 94,419 $ 40,000
Cayuga, New York 130 $ 8,726,000 $ 67,123 $ 45,000
Putnam, New York 130 $ 20,670,000 $ 159,000 $ 77,000
Columbia, Pennsylvania 130 $ 12,082,000 $ 92,938 $ 46,000
Fauquier, Virginia 130 $ 23,436,000 $ 180,276 $ 56,000
New York, New York 129 $ 18,824,000 $ 145,922 $ 103,000
Beaufort, North Carolina 129 $ 8,598,000 $ 66,651 $ 40,000
Orange, North Carolina 129 $ 15,057,000 $ 116,720 $ 59,000
Jackson, Alabama 125 $ 8,061,000 $ 64,488 $ 46,000
Gadsden, Florida 125 $ 8,304,000 $ 66,432 $ 37,000
Erie, Pennsylvania 125 $ 8,359,000 $ 66,872 $ 39,000
Cumberland, New Jersey 124 $ 11,585,000 $ 93,427 $ 63,000
Sandusky, Ohio 124 $ 11,577,000 $ 93,362 $ 41,000
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Mortgage Loan Application Detail Totals for Hfc in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 306,069 $42,968,365,000 $132,019 $7,879,000 $48,730 $8,832,000
Home Improvement (one-to-four family) 64,318 $2,025,599,000 $27,673 $1,100,000 $58,979 $1,392,000
Home Purchase (one-to-four family) 27,168 $3,755,342,000 $128,039 $944,000 $6,352 $1,440,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Information not provided by applicant in mail or telephone application 168,585 $21,712,119,000 $112,058 $3,970,000 $49,745 $2,280,000
White 128,925 $15,274,570,000 $120,549 $1,296,000 $44,980 $7,552,000
Black 46,150 $4,449,827,000 $82,244 $7,879,000 $52,311 $1,392,000
Hispanic 24,555 $3,068,737,000 $103,130 $1,000,000 $44,978 $960,000
Not applicable 15,943 $2,255,774,000 $132,760 $750,000 $7,180 $8,832,000
Other 8,206 $1,166,114,000 $123,844 $918,000 $72,977 $6,874,000
Asian or Pacific Islander 4,188 $726,521,000 $124,372 $900,000 $57,930 $1,200,000
American Indian or Alaskan Native 1,003 $95,644,000 $83,707 $570,000 $55,414 $996,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 397,555 $48,749,306,000 $116,471 $7,879,000 $44,320 $8,832,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 168,566 $17,938,427,000 $99,470 $3,100,000 $64,019 $1,392,000
Application Withdrawn By Applicant 151,516 $20,337,984,000 $120,708 $7,879,000 $60,083 $2,280,000
Loan Originated 40,322 $5,450,296,000 $120,304 $884,000 $62,478 $8,832,000
Loan Purchased By The Institution 34,091 $4,743,739,000 $131,725 $944,000 $2,156 $325,000
Application Approved But Not Accepted 1,811 $113,238,000 $55,609 $530,000 $58,414 $810,000
File Closed For Incompleteness 1,249 $165,622,000 $123,775 $750,000 $67,750 $964,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Hfc's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Hfc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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